EXHIBIT 99.5

 

AMC QM-ATR Diligence Report

 

 

 

 

 

 

ATR/QM Report

 

AMC Loan ID Customer Loan ID Seller Loan ID Borrower Name Originator QM Loan Designation Originator Restated QM Loan Designation Due Diligence Loan Designation Application Date
xxxxxx 841663 xxxxxx xxxxxx N/A   N/A xxxxxx
xxxxxx 843514 xxxxxx xxxxxx Safe Harbor QM (APOR)   Safe Harbor QM (APOR) xxxxxx
xxxxxx 844854 xxxxxx xxxxxx N/A   N/A xxxxxx
xxxxxx 848890 xxxxxx xxxxxx N/A   N/A xxxxxx
xxxxxx 849684 xxxxxx xxxxxx N/A   N/A xxxxxx
xxxxxx 850434 xxxxxx xxxxxx N/A   N/A xxxxxx
xxxxxx 850502 xxxxxx xxxxxx N/A   N/A xxxxxx
xxxxxx 851541 xxxxxx xxxxxx N/A   N/A xxxxxx
xxxxxx 851862 xxxxxx xxxxxx N/A   N/A xxxxxx
xxxxxx 852402 xxxxxx xxxxxx N/A   N/A xxxxxx
xxxxxx 856499 xxxxxx xxxxxx N/A   N/A xxxxxx
xxxxxx 857607 xxxxxx xxxxxx N/A   N/A xxxxxx
xxxxxx 857618 xxxxxx xxxxxx N/A   N/A xxxxxx
xxxxxx 860983 xxxxxx xxxxxx N/A   N/A xxxxxx
xxxxxx 861965 xxxxxx xxxxxx N/A   N/A xxxxxx
xxxxxx 862020 xxxxxx xxxxxx N/A   N/A xxxxxx
xxxxxx 862649 xxxxxx xxxxxx N/A   N/A xxxxxx
xxxxxx 862651 xxxxxx xxxxxx N/A   N/A xxxxxx
xxxxxx 863618 xxxxxx xxxxxx N/A   N/A xxxxxx
xxxxxx 863680 xxxxxx xxxxxx N/A   N/A xxxxxx
xxxxxx 864016 xxxxxx xxxxxx N/A   N/A xxxxxx
xxxxxx 864028 xxxxxx xxxxxx N/A   N/A xxxxxx
xxxxxx 864039 xxxxxx xxxxxx N/A   N/A xxxxxx
xxxxxx 864366 xxxxxx xxxxxx N/A   N/A xxxxxx
xxxxxx 864401 xxxxxx xxxxxx N/A   N/A xxxxxx
xxxxxx 864435 xxxxxx xxxxxx N/A   N/A xxxxxx
xxxxxx 864721 xxxxxx xxxxxx N/A   N/A xxxxxx
xxxxxx 864727 xxxxxx xxxxxx N/A   N/A xxxxxx
xxxxxx 864881 xxxxxx xxxxxx N/A   N/A xxxxxx
xxxxxx 865307 xxxxxx xxxxxx N/A   N/A xxxxxx
xxxxxx 865393 xxxxxx xxxxxx Non QM   Exempt from ATR xxxxxx
xxxxxx 865394 xxxxxx xxxxxx Non QM   Exempt from ATR xxxxxx
xxxxxx 865395 xxxxxx xxxxxx N/A   N/A xxxxxx
xxxxxx 865396 xxxxxx xxxxxx Exempt from ATR   Exempt from ATR xxxxxx
xxxxxx 865399 xxxxxx xxxxxx N/A   N/A xxxxxx
xxxxxx 865400 xxxxxx xxxxxx N/A   Exempt from ATR xxxxxx
xxxxxx 865402 xxxxxx xxxxxx Exempt from ATR   Exempt from ATR xxxxxx
xxxxxx 865404 xxxxxx xxxxxx Non QM   Exempt from ATR xxxxxx
xxxxxx 865408 xxxxxx xxxxxx N/A   Exempt from ATR xxxxxx
xxxxxx 865409 xxxxxx xxxxxx Non QM   Exempt from ATR xxxxxx
xxxxxx 865410 xxxxxx xxxxxx N/A   N/A xxxxxx
xxxxxx 865411 xxxxxx xxxxxx N/A   N/A xxxxxx
xxxxxx 865413 xxxxxx xxxxxx N/A   N/A xxxxxx
xxxxxx 865414 xxxxxx xxxxxx Non QM   Exempt from ATR xxxxxx
xxxxxx 865415 xxxxxx xxxxxx Non QM   Exempt from ATR xxxxxx
xxxxxx 865416 xxxxxx xxxxxx Non QM   Exempt from ATR xxxxxx
xxxxxx 865417 xxxxxx xxxxxx Non QM   Exempt from ATR xxxxxx
xxxxxx 865418 xxxxxx xxxxxx Non QM   Exempt from ATR xxxxxx
xxxxxx 865419 xxxxxx xxxxxx N/A   Exempt from ATR xxxxxx
xxxxxx 865424 xxxxxx xxxxxx N/A   N/A xxxxxx
xxxxxx 865425 xxxxxx xxxxxx Non QM   Exempt from ATR xxxxxx
xxxxxx 865426 xxxxxx xxxxxx N/A   Exempt from ATR xxxxxx
xxxxxx 865427 xxxxxx xxxxxx Non QM   Exempt from ATR xxxxxx
xxxxxx 865428 xxxxxx xxxxxx Non QM   Exempt from ATR xxxxxx
xxxxxx 865430 xxxxxx xxxxxx Non QM   Exempt from ATR xxxxxx
xxxxxx 865432 xxxxxx xxxxxx N/A   Exempt from ATR xxxxxx
xxxxxx 865433 xxxxxx xxxxxx Non QM   Exempt from ATR xxxxxx
xxxxxx 865434 xxxxxx xxxxxx N/A   Exempt from ATR xxxxxx
xxxxxx 865436 xxxxxx xxxxxx N/A   Exempt from ATR xxxxxx
xxxxxx 865437 xxxxxx xxxxxx N/A   N/A xxxxxx
xxxxxx 865440 xxxxxx xxxxxx N/A   Exempt from ATR xxxxxx
xxxxxx 865441 xxxxxx xxxxxx Non QM   Exempt from ATR xxxxxx
xxxxxx 865442 xxxxxx xxxxxx Non QM   Exempt from ATR xxxxxx
xxxxxx 865443 xxxxxx xxxxxx N/A   Exempt from ATR xxxxxx
xxxxxx 865444 xxxxxx xxxxxx N/A   Exempt from ATR xxxxxx
xxxxxx 865445 xxxxxx xxxxxx N/A   N/A xxxxxx
xxxxxx 865446 xxxxxx xxxxxx Non QM   Exempt from ATR xxxxxx
xxxxxx 865449 xxxxxx xxxxxx N/A   N/A xxxxxx
xxxxxx 865450 xxxxxx xxxxxx N/A   Exempt from ATR xxxxxx
xxxxxx 865452 xxxxxx xxxxxx Non QM   N/A xxxxxx
xxxxxx 865453 xxxxxx xxxxxx Non QM   N/A xxxxxx
xxxxxx 865454 xxxxxx xxxxxx Non QM   Non QM xxxxxx
xxxxxx 865455 xxxxxx xxxxxx Non QM   Exempt from ATR xxxxxx
xxxxxx 865456 xxxxxx xxxxxx Non QM   N/A xxxxxx
xxxxxx 865457 xxxxxx xxxxxx Exempt from ATR   Exempt from ATR xxxxxx
xxxxxx 865458 xxxxxx xxxxxx Non QM   Exempt from ATR xxxxxx
xxxxxx 865459 xxxxxx xxxxxx N/A   N/A xxxxxx
xxxxxx 865460 xxxxxx xxxxxx Non QM   Exempt from ATR xxxxxx
xxxxxx 865461 xxxxxx xxxxxx Exempt from ATR   Exempt from ATR xxxxxx
xxxxxx 865462 xxxxxx xxxxxx Non QM   Exempt from ATR xxxxxx
xxxxxx 865464 xxxxxx xxxxxx N/A   Exempt from ATR xxxxxx
xxxxxx 865465 xxxxxx xxxxxx Non QM   Exempt from ATR xxxxxx
xxxxxx 865466 xxxxxx xxxxxx N/A   Exempt from ATR xxxxxx
xxxxxx 865467 xxxxxx xxxxxx Non QM   Exempt from ATR xxxxxx
xxxxxx 865468 xxxxxx xxxxxx N/A   Exempt from ATR xxxxxx
xxxxxx 865469 xxxxxx xxxxxx Non QM   Exempt from ATR xxxxxx
xxxxxx 865472 xxxxxx xxxxxx Non QM   Exempt from ATR xxxxxx
xxxxxx 865475 xxxxxx xxxxxx N/A   Exempt from ATR xxxxxx
xxxxxx 865477 xxxxxx xxxxxx N/A   N/A xxxxxx
xxxxxx 865478 xxxxxx xxxxxx N/A   N/A xxxxxx
xxxxxx 865479 xxxxxx xxxxxx Non QM   Exempt from ATR xxxxxx
xxxxxx 865480 xxxxxx xxxxxx Non QM   Exempt from ATR xxxxxx
xxxxxx 865481 xxxxxx xxxxxx N/A   N/A xxxxxx
xxxxxx 865482 xxxxxx xxxxxx Non QM   Exempt from ATR xxxxxx
xxxxxx 865483 xxxxxx xxxxxx N/A   N/A xxxxxx
xxxxxx 865484 xxxxxx xxxxxx Non QM   Exempt from ATR xxxxxx
xxxxxx 865485 xxxxxx xxxxxx N/A   N/A xxxxxx
xxxxxx 865486 xxxxxx xxxxxx N/A   Exempt from ATR xxxxxx
xxxxxx 865489 xxxxxx xxxxxx Non QM   Exempt from ATR xxxxxx
xxxxxx 865490 xxxxxx xxxxxx Non QM   Exempt from ATR xxxxxx
xxxxxx 865491 xxxxxx xxxxxx Non QM   Exempt from ATR xxxxxx
xxxxxx 865492 xxxxxx xxxxxx Non QM   Exempt from ATR xxxxxx
xxxxxx 865493 xxxxxx xxxxxx Non QM   Exempt from ATR xxxxxx
xxxxxx 865494 xxxxxx xxxxxx N/A   Exempt from ATR xxxxxx
xxxxxx 865495 xxxxxx xxxxxx Non QM   Exempt from ATR xxxxxx
xxxxxx 865497 xxxxxx xxxxxx Non QM   Exempt from ATR xxxxxx
xxxxxx 865498 xxxxxx xxxxxx Non QM   Exempt from ATR xxxxxx
xxxxxx 865499 xxxxxx xxxxxx N/A   Exempt from ATR xxxxxx
xxxxxx 865500 xxxxxx xxxxxx Non QM   Exempt from ATR xxxxxx
xxxxxx 865501 xxxxxx xxxxxx Non QM   Exempt from ATR xxxxxx
xxxxxx 865502 xxxxxx xxxxxx N/A   N/A xxxxxx
xxxxxx 865504 xxxxxx xxxxxx N/A   N/A xxxxxx
xxxxxx 865507 xxxxxx xxxxxx Non QM   Non QM xxxxxx
xxxxxx 865508 xxxxxx xxxxxx N/A   N/A xxxxxx
xxxxxx 865509 xxxxxx xxxxxx Non QM   Non QM xxxxxx
xxxxxx 865510 xxxxxx xxxxxx N/A   N/A xxxxxx
xxxxxx 865511 xxxxxx xxxxxx N/A   Exempt from ATR xxxxxx
xxxxxx 865512 xxxxxx xxxxxx N/A   N/A xxxxxx
xxxxxx 865513 xxxxxx xxxxxx Non QM   Exempt from ATR xxxxxx
xxxxxx 865514 xxxxxx xxxxxx Non QM   Exempt from ATR xxxxxx
xxxxxx 865516 xxxxxx xxxxxx Non QM   Exempt from ATR xxxxxx
xxxxxx 865519 xxxxxx xxxxxx N/A   Exempt from ATR xxxxxx
xxxxxx 865521 xxxxxx xxxxxx Exempt from ATR   Exempt from ATR xxxxxx
xxxxxx 865523 xxxxxx xxxxxx Non QM   Exempt from ATR xxxxxx
xxxxxx 865525 xxxxxx xxxxxx N/A   N/A xxxxxx
xxxxxx 865526 xxxxxx xxxxxx N/A   N/A xxxxxx
xxxxxx 865527 xxxxxx xxxxxx N/A   N/A xxxxxx
xxxxxx 865528 xxxxxx xxxxxx N/A   N/A xxxxxx
xxxxxx 865530 xxxxxx xxxxxx N/A   Exempt from ATR xxxxxx
xxxxxx 865532 xxxxxx xxxxxx N/A   Exempt from ATR xxxxxx
xxxxxx 865533 xxxxxx xxxxxx N/A   Exempt from ATR xxxxxx
xxxxxx 865536 xxxxxx xxxxxx N/A   N/A xxxxxx
xxxxxx 865537 xxxxxx xxxxxx N/A   N/A xxxxxx
xxxxxx 865540 xxxxxx xxxxxx Non QM   Exempt from ATR xxxxxx
xxxxxx 865541 xxxxxx xxxxxx Non QM   Exempt from ATR xxxxxx
xxxxxx 865543 xxxxxx xxxxxx N/A   N/A xxxxxx
xxxxxx 865544 xxxxxx xxxxxx N/A   N/A xxxxxx
xxxxxx 865546 xxxxxx xxxxxx N/A   Exempt from ATR xxxxxx
xxxxxx 865549 xxxxxx xxxxxx N/A   Exempt from ATR xxxxxx
xxxxxx 865550 xxxxxx xxxxxx N/A   Exempt from ATR xxxxxx
xxxxxx 865551 xxxxxx xxxxxx Non QM   Exempt from ATR xxxxxx
xxxxxx 865552 xxxxxx xxxxxx Non QM   Exempt from ATR xxxxxx
xxxxxx 865553 xxxxxx xxxxxx N/A   Exempt from ATR xxxxxx
xxxxxx 865554 xxxxxx xxxxxx Non QM   Exempt from ATR xxxxxx
xxxxxx 865555 xxxxxx xxxxxx Non QM   Exempt from ATR xxxxxx
xxxxxx 865556 xxxxxx xxxxxx Non QM   Exempt from ATR xxxxxx
xxxxxx 865557 xxxxxx xxxxxx Non QM   Exempt from ATR xxxxxx
xxxxxx 865559 xxxxxx xxxxxx Non QM   Exempt from ATR xxxxxx
xxxxxx 865560 xxxxxx xxxxxx Non QM   Exempt from ATR xxxxxx
xxxxxx 865561 xxxxxx xxxxxx N/A   N/A xxxxxx
xxxxxx 865566 xxxxxx xxxxxx N/A   N/A xxxxxx
xxxxxx 865567 xxxxxx xxxxxx N/A   N/A xxxxxx
xxxxxx 865568 xxxxxx xxxxxx N/A   N/A xxxxxx
xxxxxx 865569 xxxxxx xxxxxx N/A   N/A xxxxxx
xxxxxx 865571 xxxxxx xxxxxx N/A   N/A xxxxxx
xxxxxx 865573 xxxxxx xxxxxx N/A   N/A xxxxxx
xxxxxx 865574 xxxxxx xxxxxx N/A   N/A xxxxxx
xxxxxx 865575 xxxxxx xxxxxx N/A   N/A xxxxxx
xxxxxx 865578 xxxxxx xxxxxx N/A   N/A xxxxxx
xxxxxx 865580 xxxxxx xxxxxx N/A   N/A xxxxxx
xxxxxx 865582 xxxxxx xxxxxx N/A   N/A xxxxxx
xxxxxx 865583 xxxxxx xxxxxx N/A   N/A xxxxxx
xxxxxx 865584 xxxxxx xxxxxx N/A   N/A xxxxxx
xxxxxx 865688 xxxxxx xxxxxx N/A   N/A xxxxxx
xxxxxx 866636 xxxxxx xxxxxx N/A   N/A xxxxxx
xxxxxx 866809 xxxxxx xxxxxx Non QM   Exempt from ATR xxxxxx
xxxxxx 866814 xxxxxx xxxxxx N/A   Exempt from ATR xxxxxx
xxxxxx 866822 xxxxxx xxxxxx N/A   Exempt from ATR xxxxxx
xxxxxx 866823 xxxxxx xxxxxx Non QM   Exempt from ATR xxxxxx
xxxxxx 866829 xxxxxx xxxxxx N/A   Exempt from ATR xxxxxx
xxxxxx 866833 xxxxxx xxxxxx Non QM   Exempt from ATR xxxxxx
xxxxxx 866834 xxxxxx xxxxxx Exempt from ATR   Exempt from ATR xxxxxx
xxxxxx 866836 xxxxxx xxxxxx Exempt from ATR   Exempt from ATR xxxxxx
xxxxxx 866857 xxxxxx xxxxxx N/A   Exempt from ATR xxxxxx
xxxxxx 866861 xxxxxx xxxxxx Non QM   Exempt from ATR xxxxxx
xxxxxx 866862 xxxxxx xxxxxx N/A   N/A xxxxxx
xxxxxx 866880 xxxxxx xxxxxx Non QM   Exempt from ATR xxxxxx
xxxxxx 866884 xxxxxx xxxxxx N/A   Exempt from ATR xxxxxx
xxxxxx 866888 xxxxxx xxxxxx Non QM   Exempt from ATR xxxxxx
xxxxxx 866893 xxxxxx xxxxxx Non QM   Exempt from ATR xxxxxx
xxxxxx 866904 xxxxxx xxxxxx Non QM   Exempt from ATR xxxxxx
xxxxxx 866929 xxxxxx xxxxxx Exempt from ATR   Exempt from ATR xxxxxx
xxxxxx 866941 xxxxxx xxxxxx Non QM   Exempt from ATR xxxxxx
xxxxxx 866953 xxxxxx xxxxxx N/A   N/A xxxxxx
xxxxxx 866955 xxxxxx xxxxxx N/A   N/A xxxxxx
xxxxxx 866956 xxxxxx xxxxxx N/A   N/A xxxxxx
xxxxxx 866957 xxxxxx xxxxxx N/A   N/A xxxxxx
xxxxxx 866958 xxxxxx xxxxxx Non QM   Non QM xxxxxx
xxxxxx 867261 xxxxxx xxxxxx Non QM   Exempt from ATR xxxxxx
xxxxxx 867774 xxxxxx xxxxxx N/A   Exempt from ATR xxxxxx
xxxxxx 867782 xxxxxx xxxxxx N/A   Exempt from ATR xxxxxx
xxxxxx 867814 xxxxxx xxxxxx Non QM   Exempt from ATR xxxxxx
xxxxxx 867815 xxxxxx xxxxxx Non QM   Exempt from ATR xxxxxx
xxxxxx 867816 xxxxxx xxxxxx Non QM   Exempt from ATR xxxxxx