v3.26.1
Schedule I Condensed Financial Information
12 Months Ended
Mar. 31, 2026
Condensed Financial Information Disclosure [Abstract]  
Schedule I Condensed Financial Information

Schedule I—Condensed Financial Information

In accordance with Rule 5-04 of Regulation S-X, management concluded that the Group is required to present Condensed Financial Information as of March 31, 2025 and 2026, and for each of the three years ended March 31, 2026.

Management calculated the restricted net assets, as defined in Rule 1-02(dd) of Regulation S-X, for each consolidated subsidiary. As of March 31, 2026, the restricted net assets of PayPay Card Corporation and PayPay Bank Corporation were 724,001 million yen and 41,071 million yen, respectively. In the aggregate, these restricted net assets exceeded 25% of the Group's consolidated net assets of 430,761 million yen.

PayPay Corporation

Condensed Statements of Financial Position

 

 

 

 

 

 

(In millions of yen)

 

 

 

March 31, 2025

 

 

March 31, 2026

 

Assets

 

 

 

 

 

 

Cash and cash equivalents

 

 

133,350

 

 

 

308,218

 

Guarantee deposits

 

 

590,878

 

 

 

624,995

 

Accounts receivable

 

 

472,813

 

 

 

579,421

 

Loans and advances to customers

 

 

51

 

 

 

50

 

Securities

 

 

35,953

 

 

 

65,612

 

Other financial assets

 

 

11,264

 

 

 

15,271

 

Property and equipment

 

 

1,666

 

 

 

1,814

 

Right-of-use assets

 

 

2,959

 

 

 

4,366

 

Intangible assets

 

 

18,958

 

 

 

20,883

 

Investments in subsidiaries and associates

 

 

115,165

 

 

 

257,536

 

Deferred tax assets

 

 

12,737

 

 

 

70,273

 

Other assets

 

 

5,126

 

 

 

5,036

 

Total assets

 

 

1,400,920

 

 

 

1,953,475

 

Liabilities

 

 

 

 

 

 

Deposits

 

 

391,595

 

 

 

451,263

 

Accounts payable

 

 

842,956

 

 

 

1,008,463

 

Income tax payables

 

 

2,995

 

 

 

4,872

 

Other financial liabilities

 

 

21,099

 

 

 

32,485

 

Provisions

 

 

745

 

 

 

1,466

 

Lease liabilities

 

 

6,744

 

 

 

6,166

 

Other liabilities

 

 

14,523

 

 

 

15,371

 

Total liabilities

 

 

1,280,657

 

 

 

1,520,086

 

Shareholders’ equity

 

 

 

 

 

 

Issued capital

 

 

91,434

 

 

 

200,635

 

Share premium

 

 

968

 

 

 

110,799

 

Retained earnings

 

 

27,861

 

 

 

121,955

 

Total shareholders’ equity

 

 

120,263

 

 

 

433,389

 

Total liabilities and shareholders’ equity

 

 

1,400,920

 

 

 

1,953,475

 

 

Condensed Statements of Profit or Loss

 

 

 

 

 

 

 

 

 

(In millions of yen)

 

 

 

For the year ended

 

 

 

March 31, 2024

 

 

March 31, 2025

 

 

March 31, 2026

 

Transaction and service income

 

 

167,871

 

 

 

217,432

 

 

 

273,939

 

Interest income

 

 

36

 

 

 

325

 

 

 

1,783

 

Gains (losses) on financial instruments

 

 

(59

)

 

 

105

 

 

 

882

 

Other operating income

 

 

1,740

 

 

 

1,439

 

 

 

2,562

 

Total revenue

 

 

169,588

 

 

 

219,301

 

 

 

279,166

 

Point expenses

 

 

(65,078

)

 

 

(86,424

)

 

 

(110,416

)

Settlement related cost

 

 

(41,872

)

 

 

(46,894

)

 

 

(52,816

)

Employee benefit expenses

 

 

(21,853

)

 

 

(20,972

)

 

 

(23,673

)

Professional and outsourcing services expenses

 

 

(15,480

)

 

 

(12,757

)

 

 

(14,081

)

Provision for loss allowance

 

 

(536

)

 

 

93

 

 

 

67

 

Other operating expenses

 

 

(30,416

)

 

 

(30,899

)

 

 

(34,890

)

Total operating expenses

 

 

(175,235

)

 

 

(197,853

)

 

 

(235,809

)

Operating profit (loss)

 

 

(5,647

)

 

 

21,448

 

 

 

43,357

 

Profit (loss) before tax

 

 

(5,647

)

 

 

21,448

 

 

 

43,357

 

Income tax (expense) benefit

 

 

2,506

 

 

 

9,651

 

 

 

50,710

 

Profit (loss) for the year

 

 

(3,141

)

 

 

31,099

 

 

 

94,067

 

 

Condensed Statements of Cash Flows

 

 

 

 

 

 

 

 

 

(In millions of yen)

 

 

 

For the year ended

 

 

 

March 31, 2024

 

 

March 31, 2025

 

 

March 31, 2026

 

Net cash provided by (used in) operating activities

 

 

(254,620

)

 

 

(133,687

)

 

 

140,554

 

Cash flows from (used in) investing activities

 

 

 

 

 

 

 

 

 

Purchases of securities

 

 

(14,394

)

 

 

(21,555

)

 

 

(43,943

)

Proceeds from sales/redemption of securities

 

 

 

 

 

 

 

 

14,400

 

Purchases of intangible assets

 

 

(9,235

)

 

 

(8,360

)

 

 

(8,101

)

Purchases of shares of subsidiaries and associates

 

 

(6,596

)

 

 

(8,543

)

 

 

(11,655

)

Payments into term deposits

 

 

(1,740

)

 

 

(1,861

)

 

 

 

Others

 

 

(588

)

 

 

(3,641

)

 

 

(2,181

)

Net cash used in investing activities

 

 

(32,553

)

 

 

(43,960

)

 

 

(51,480

)

 

 

 

 

 

 

 

 

 

Cash flows from (used in) financing activities

 

 

 

 

 

 

 

 

 

Repayments of lease liabilities

 

 

(714

)

 

 

(1,075

)

 

 

(1,531

)

Proceeds from issuance of new shares

 

 

 

 

 

 

217,522

 

Payment for the purchase of the equity interest of subsidiaries, through transactions under common control

 

 

 

 

 

 

(130,185

)

Net cash provided by (used in) financing activities

 

 

(714

)

 

 

(1,075

)

 

 

85,806

 

 

 

 

 

 

 

 

 

 

 

Effect of exchange rate changes on cash and cash equivalents

 

 

 

 

 

 

 

 

(12

)

Increase (decrease) in cash and cash equivalents

 

 

(287,887

)

 

 

(178,722

)

 

 

174,868

 

Cash and cash equivalents at the beginning of the year

 

 

599,959

 

 

 

312,072

 

 

 

133,350

 

Cash and cash equivalents at the end of the year

 

 

312,072

 

 

 

133,350

 



 

308,218

 

 

 

Note to Condensed Financial Statements - Basis of presentation

The condensed financial statements have been prepared on a going concern basis in accordance with IFRS Accounting Standards issued by the IASB.

The Company's condensed financial information includes inter-company revenue or expenses, which is eliminated in the Group's Consolidated Statements of Profit or Loss. The Company's condensed financial information should be read in conjunction with the Group's consolidated financial statements.