Exhibit 99.4 Schedule 1

 

Loan Information Loan Details General Comments Missing Documents Tape Discrepancies Grading and Exceptions ComplianceEase Current Value Information Credit History Updated Credit Report Information
Marketing ID Infinity Loan ID Loan #1 Loan #2 Loan #3 Loan #4 Project Name Pool Borrower Last Name Borrower First Name Co-Borrower Last Name Co-Borrower First Name Address City State Zip Mailing Address Mailing City Mailing State Mailing Zip Original Lender Loan Modified Property Owner Same As Borrower Chain of Assignment Complete Current Lien Position Judgment Delinquent Tax Total Tax Last Payment Foreclosure Case Contested Foreclosure Delay Bankruptcy Chapter Bankruptcy Case # BK Cramdown BK Reaffirmation Original Loan Amount I/O Interest Payment Payment Amount per Note Original Rate Original Term Amortized Term Settlement Date Disbursement Date Cash Out Amount Loan Type Amortization Type I/O Period Loan Purpose Original LTV Original CLTV ComplianceEase Doc Type Mortgage Insurance Cert in File MI Company MI Cert # MI Coverage Percentage Borrower Monthly Income Co-Borrower Monthly Income Contract Sales Price Property Type Original Appraisal Date Appraised Value Occupancy (stated on 1003) Flood Cert in File? Life of Loan Flood Cert? Property in a Flood Zone? Borrower Original FICO Co-Borrower Original FICO DTI Lien Position at Origination Title Evidence Senior Lien Amount Junior Lien Amount Date of Last MOD Principal Balance Stated in MOD Deferred Balance (Mod) MOD Original Rate MOD Original P&I MOD First Payment Date Reason for MOD Title Payment Servicing Mod Comments Missing Documents Tape Discrepancies Guideline Grade (Non-ComplianceEase) Grade 4 Exceptions (Reject / Non-curable) Grade 3 Exceptions (Conditions / Curable) Grade 2 Exceptions (Warnings) Grade 1 Exceptions (Notices / Informational) Overall Risk Indicator HOEPA TILA RESPA State and Local Predatory State Regs Exceptions TRID Tolerance Additional Valuation #1 Additional Valuation #2 Unrepaired Property Damage Property Damage Amount $ Mortgage Rental History 2nd Home/Subject Investment Property Consumer Debt Charge Offs Collections Liens Judgments Bankruptcy (Pre-Origination) Bankruptcy Chapter Bankruptcy Discharge Date Mos Credit Reestablished Mortgage Rental History 2nd Home/Subject Investment Property Consumer Debt Charge Offs Collections Liens Judgments Total Payments Revolving Debt Total Payments Installment Debt Borrower Updated FICO Co-Borrower Updated FICO
37 XX XX XX XX   XX XX XX XX Not Applicable Not Applicable XX XX Colorado XX XX XX Colorado XX XX No                             XX Not Applicable $1,174.01 9.870% 360   XX XX   Conventional ARM   Cash Out 75.111% 75.111% No Documentation Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable Single Family XX XX Primary Not Applicable Not Applicable Not Applicable     Unavailable First Not Applicable Not Applicable Not Applicable                   Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		   Affiliated Business Disclosure
Credit Application
Final Truth in Lending Discl.
Loan Program Info Disclosure
Notice of Servicing Transfer
Right of Rescission		   2: Acceptable with Warnings     * Application Missing (Lvl 2)     "Final loan application /1003 is missing from the loan file."
* ComplianceEase Risk Indicator is "Moderate" (Lvl 2)     "The ComplianceEase risk indicator is "Moderate", due to
TILA APR Test:"
* ComplianceEase TILA Test Failed (Lvl 2)     "This loan is failed for
TILA APR Test:
The loan data 0.000% and comparison data is 7.320%. Hence, the variance is -7.320%."
* Final TIL Missing or Not Executed (Lvl 2)     "Final TIL is missing from the loan file."
* GSE Points and Fees Test Violations (Lvl 2)     "This loan is NOT failing predatory lending laws. It only exceeds the GSE points and fees test:- On the GSE fee violations, these loans are NOT failing Federal, State, or local predatory lending laws. There is no assignee liability since they did not exceed those thresholds."
* Loan program disclosure missing or unexecuted (Lvl 2)     "Loan program disclosure is missing from the loan file."
* Notice of Servicing Transfer missing or unexecuted (Lvl 2)     "Notice of servicing transfer disclosure is missing from the loan file."
* Required Affiliated Business Disclosure missing/unexecuted (Lvl 2)     "Affiliated business disclosure is missing from the loan file."
* Right of Rescission missing or unexecuted (Lvl 2)     "ROR is missing from the loan file."		   Moderate Pass Fail No Result Pass Pass No Result   Value:Not Applicable
Date:Not Applicable
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58 XX XX XX XX   XX XX XX XX Not Applicable Not Applicable XX XX New York XX XX XX New York XX XX No                             XX Not Applicable $1,102.46 11.163% 360   XX XX   Conventional Fixed   Refinance 126.984% 126.984% No Documentation Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable Single Family XX XX Primary Not Applicable Not Applicable Not Applicable     Unavailable First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Credit Application
Initial Escrow Acct Disclosure
Origination Appraisal
Right of Rescission		 Field: Amortized Remaining Term   Loan Value: 82   Tape Value: 235 |---| -153 |----| -65.10638%   Comment:    Tape Source: Initial   Tape Type:
Field: Borrower #2 Last Name   Loan Value: Not Applicable   Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: First Payment Date   Loan Value: 3/XX/2001   Tape Value: 3/XX/2001   Variance: -5 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Neg. Amort Potential?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraisal Date   Loan Value: 2/XX/2001   Tape Value: 2/XX/2001   Variance: -5 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Balance (or Line Amount)   Loan Value: $XX   Tape Value: $XX   Variance: $-0.47   Variance %: -0.00041%   Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 126.984%   Tape Value: 126.980%   Variance: 0.004%   Variance %: 0.00400%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Note Doc Date   Loan Value: 2/XX/2001   Tape Value: 2/XX/2001   Variance: -5 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 126.984%   Tape Value: 126.980%   Variance: 0.004%   Variance %: 0.00400%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Stated Rate   Loan Value: 11.16300%   Tape Value: 2.00000%   Variance: 9.16300%   Variance %: 9.16300%   Comment:    Tape Source: Initial   Tape Type:
Field: Property Address Street   Loan Value: 1XX   Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Purpose of Refinance Per HUD-1   Loan Value: Debt consolidation   Tape Value: Cash Out - Other   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Purpose of Transaction per HUD-1   Loan Value: Refinance   Tape Value: Cash Out   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Stated Maturity Date   Loan Value: 2/XX/2031   Tape Value: 11/XX/2043   Variance: -4661 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Stated Remaining Term   Loan Value: 82   Tape Value: 235   Variance: -153   Variance %: -65.10638%   Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * Application Missing (Lvl 2)     "Application document is missing from loan file."
* ComplianceEase Risk Indicator is "Elevated" (Lvl 2)     "This loan failed the predatory lending guidance test due to one or more of the following findings:
The loan failed the allowable points and fees test.
The loan exceeds the HOEPA APR threshold for primary residences.
The loan exceeds the HOEPA points and fees threshold for primary residences.

This loan failed the points and fees test (Fannie Mae Lender Letter Ann. 06-04)
The points and fees charged to the borrower exceed the greater of 5% of the mortgage amount or $1,000.

This loan failed the points and fees test. (Freddie Mac Industry Letter 02/XX/2009)
The points and fees charged to the borrower exceed 5% of the mortgage amount, or $1,000 for mortgage amounts of $20,000 or less.
Note, no more than two "Bona Fide - GSE" discount points are excluded from the calculation of the points and fees for purposes of this test."
* GSE Points and Fees Test Violations (Lvl 2)     "This loan is NOT failing predatory lending laws. It only exceeds the GSE points and fees test:- On the GSE fee violations, these loans are NOT failing Federal, State, or local predatory lending laws. There is no assignee liability since they did not exceed those thresholds."
* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)     "Initial Escrow Account Disclosure document is missing from loan file."
* LTV or CLTV exceeds 104% (Lvl 2)     "The Appraisal document is missing. As per tape data Appraisal value of subject property is $90,000.00 and loan amount is $114,285.53 which is more than appraisal value. So, CLTV shows more than 100%."
* Missing Appraisal (Lvl 2)     "Appraisal document is missing from loan file."
* Not all borrowers signed TIL (Lvl 2)     "Final TIL is not signed by the borrowers."
* Right of Rescission missing or unexecuted (Lvl 2)     "Right of Rescission document is missing from loan."
* TIL not hand dated (Lvl 2)     "Final TIL is not hand dated by the borrowers."		   Elevated Pass Pass No Result Not Covered Pass No Result   Value:Not Applicable
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Last Date:		       Not Applicable
54 XX XX XX XX   XX XX XX XX Not Applicable Not Applicable XX XX North Carolina XX XX XX Unavailable XX XX No                             XX Not Applicable $735.62 13.000% 360   XX XX   Conventional Fixed   Cash Out 103.101% 103.101% No Documentation Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable Single Family XX XX Primary Not Applicable Not Applicable Not Applicable     Unavailable First Final policy Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Credit Application
Origination Appraisal		 Field: Amortized Remaining Term   Loan Value: 87   Tape Value: 99 |---| -12 |----| -12.12121%   Comment:    Tape Source: Initial   Tape Type:
Field: Any Borrowers Foreign National Indicator   Loan Value: Unavailable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Borrower #2 Last Name   Loan Value: Not Applicable   Tape Value: BRAND   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: First Payment Date   Loan Value: 7/XX/2001   Tape Value: 7/XX/2001   Variance: -2 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Neg. Amort Potential?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraisal Date   Loan Value: 6/XX/2001   Tape Value: 6/XX/2001   Variance: -4 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraised Value   Loan Value: $XX   Tape Value: $6XX  Variance: $-500.24   Variance %: -0.76960%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Balance (or Line Amount)   Loan Value: $XX   Tape Value: $XX   Variance: $-0.24   Variance %: -0.00036%   Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 103.101%   Tape Value: 102.310%   Variance: 0.791%   Variance %: 0.79100%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Note Doc Date   Loan Value: 6/XX/2001   Tape Value: 6/XX/2001   Variance: -4 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 103.101%   Tape Value: 102.310%   Variance: 0.791%   Variance %: 0.79100%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Stated Rate   Loan Value: 13.00000%   Tape Value: 5.00000%   Variance: 8.00000%   Variance %: 8.00000%   Comment:    Tape Source: Initial   Tape Type:
Field: Property City   Loan Value: Red Srings   Tape Value: RED SPRINGS   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Purpose Per Application   Loan Value: Not Applicable   Tape Value: Refinance   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Stated Maturity Date   Loan Value: 6/XX/2031   Tape Value: 8/XX/2032   Variance: -429 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Stated Remaining Term   Loan Value: 87   Tape Value: 101   Variance: -14   Variance %: -13.86138%   Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * Application Missing (Lvl 2)     "Final application is missing from the loan file."
* ComplianceEase State Regulations Test Failed (Lvl 2)     "This loan failed the prepayment term test.
The loan has a prepayment term that does not conform to the requirements for the lender's license type in the state where the
property is located.
Prepayment Term Test is fail. Loan data is 30Months and comparison data is 0Months. Hence, the variance is 30Months.


This loan failed the bona fide discount points test as the loan is a first lien mortgage and has a principal amount that is greater than or equal to $10,000 and charges discount
points that are not paid for the purpose of reducing, and do not in fact result in a bona fide reduction of the interest rate."
* Missing Appraisal (Lvl 2)     "Appraisal report is missing from the loan file."
* Not all borrowers signed TIL (Lvl 2)     "Final TIL is not signed by the borrower."
* ROR not hand dated by borrower(s) (Lvl 2)     "ROR is not hand dated by borrower."
* TIL not hand dated (Lvl 2)     "Final TIL is not hand dated by the borrower."		   Moderate Pass Pass No Result Pass Fail No Result   Value:Not Applicable
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Dropped XX XX XX XX   XX XX XX XX XX XX XX XX Pennsylvania XX XX XX Pennsylvania XX XX No                             XX Not Applicable $839.40 9.720% 360   XX XX   Conventional Fixed   Cash Out 100.168% 100.168% No Documentation Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable Single Family XX XX Primary Not Applicable Not Applicable Not Applicable     Unavailable First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Affiliated Business Disclosure
Credit Application
Notice of Servicing Transfer
Origination Appraisal
Right of Rescission		 Field: Amortized Remaining Term   Loan Value: 119   Tape Value: 218 |---| -99 |----| -45.41284%   Comment:    Tape Source: Initial   Tape Type:
Field: Amortized Term (Calculated)   Loan Value: 174   Tape Value: 360   Variance: -186   Variance %: -51.66666%   Comment:    Tape Source: Initial   Tape Type:
Field: Any Borrowers Foreign National Indicator   Loan Value: Unavailable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Borrower First Name   Loan Value: Max   Tape Value: MAX I   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Did a Modification Change Note Terms?   Loan Value: No   Tape Value: Yes   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Escrow Account Indicator   Loan Value: No   Tape Value: Yes   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: First Payment Date   Loan Value: 3/XX/2004   Tape Value: 4/XX/2004   Variance: -13 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Neg. Amort Potential?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 100.168%   Tape Value: 82.910%   Variance: 17.258%   Variance %: 17.25800%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 100.168%   Tape Value: 82.910%   Variance: 17.258%   Variance %: 17.25800%   Comment:    Tape Source: Initial   Tape Type:
Field: Property Address Street   Loan Value: XX   Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Stated Maturity Date   Loan Value: 2/XX/2034   Tape Value: 5/XX/2042   Variance: -2993 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Stated Remaining Term   Loan Value: 119   Tape Value: 218   Variance: -99   Variance %: -45.41284%   Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * Application Missing (Lvl 2)     "Application form is missing from the loan file."
* ComplianceEase Risk Indicator is "Moderate" (Lvl 2)     "ComplianceEase risk indicator is moderate
This loan failed the TILA finance charge test
This loan failed the TILA foreclosure rescission finance charge test.
This loan failed the TILA APR test."
* ComplianceEase TILA Test Failed (Lvl 2)     "This loan failed the TILA finance charge test.
The finance charge is $167,031.65. The disclosed finance charge of $125,817.53 is not considered accurate because it is understated by more than $100.
The loan data is $125,817.53 and comparison data is $167,031.65; the variance is -$41,214.12

This loan failed the TILA foreclosure rescission finance charge test.
The finance charge is $167,031.65. The disclosed finance charge of $125,817.53 is not considered accurate for purposes of rescission because it is understated by more than $35.
The loan data is $125,817.53 and comparison data is $167,031.65; the variance is -$41,214.12.

This loan failed the TILA APR test.
The annual percentage rate (APR) is 10.367%. The disclosed APR of 8.821% is not considered accurate because it is more than 1/8 of 1 percentage point above or below the APR as determined in accordance with the actuarial method.
The loan data is 8.821% and comparison data is 10.367%; the variance is -1.546%."
* GSE Points and Fees Test Violations (Lvl 2)     "This loan is NOT failing predatory lending laws. It only exceeds the GSE points and fees test:- On the GSE fee violations, these loans are NOT failing Federal, State, or local predatory lending laws. There is no assignee liability since they did not exceed those thresholds."
* Missing Appraisal (Lvl 2)     "Appraisal report form is missing from the loan"
* Not all borrowers signed TIL (Lvl 2)     "The TIL is not signed by borrower."
* Notice of Servicing Transfer missing or unexecuted (Lvl 2)     "Servicing transfer disclosure is missing from the loan file."
* Required Affiliated Business Disclosure missing/unexecuted (Lvl 2)     "Affiliated business disclosure is missing from the loan file."
* Right of Rescission missing or unexecuted (Lvl 2)     "Right of Rescission is missing from the loan files"
* TIL not hand dated (Lvl 2)     "TIL is not hand dated by borrower."		   Moderate Pass Fail No Result Not Covered Pass No Result   Value:Not Applicable
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85 XX XX XX XX   XX XX XX XX Not Applicable Not Applicable XX XX Texas XX XX XX Texas XX XX No                             XX Not Applicable $813.59 10.990% 360   XX XX   Conventional Fixed   Purchase 90.000% 90.000% Full Documentation Unavailable Unavailable Unavailable Unavailable     Not Applicable Single Family XX XX Primary Unavailable Unavailable Unavailable     47.494% First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable   Field: Amortized Remaining Term   Loan Value: 56   Tape Value: 54 |---| 2 |----| 3.70370%   Comment:    Tape Source: Initial   Tape Type:
Field: Any Borrowers Foreign National Indicator   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Borrower #2 First Name   Loan Value: Not Applicable   Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Borrower #2 Last Name   Loan Value: Not Applicable   Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Borrower First Name   Loan Value: XX   Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Unavailable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Neg. Amort Potential?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Number of Signatures on Note   Loan Value: 1   Tape Value: 2   Variance: -1   Variance %: -50.00000%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraisal Date   Loan Value: 10/XX/1998   Tape Value: 11/XX/1998   Variance: -27 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraised Value   Loan Value: $XX  Tape Value: $1XX  Variance: $XX   Variance %: -30.28169%   Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 90.000%   Tape Value: 60.210%   Variance: 29.790%   Variance %: 29.79000%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 90.000%   Tape Value: 35.890%   Variance: 54.110%   Variance %: 54.11000%   Comment:    Tape Source: Initial   Tape Type:
Field: Property Address Street   Loan Value: XX  Tape Value:XX  Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * ComplianceEase Risk Indicator is "Elevated" (Lvl 2)     "This loan is NOT failing predatory lending laws. It only exceeds the GSE points and fees test:- On the GSE fee violations, these loans are NOT failing Federal, State, or local predatory lending laws. There is no assignee liability since they did not exceed those thresholds.""
* Settlement date is different from note date (Lvl 2)     "Final CD reflects closing date as 11/XX/1998.  Notary's signature date on the Mortgage/Deed of Trust is 11/XX/1998.  Note date is 11/XX/1998."		   Elevated Not Covered Pass No Result Not Covered Pass No Result   Value:Not Applicable
Date:Not Applicable
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Last Date:		       Not Applicable
95 XX XX XX XX   XX XX XX XX XX XX XX XX Pennsylvania XX XX XX Pennsylvania XX XX No                             XX Not Applicable $608.56 11.375% 360   XX XX   Conventional ARM   Purchase 85.000% 85.000% Full Documentation Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable Single Family XX XX Primary Not Applicable Not Applicable Not Applicable     34.178% First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Affiliated Business Disclosure
Loan Program Info Disclosure
Notice of Servicing Transfer		 Field: Amortized Remaining Term   Loan Value: 63   Tape Value: 132 |---| -69 |----| -52.27272%   Comment:    Tape Source: Initial   Tape Type:
Field: Any Borrowers Foreign National Indicator   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Loan Amortization Type   Loan Value: ARM   Tape Value: Fixed   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraisal Date   Loan Value: 1/XX/2000   Tape Value: 3/XX/2000   Variance: -63 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraised Value   Loan Value: $XX   Tape Value: $XX   Variance: $XX  Variance %: -26.26262%   Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 85.000%   Tape Value: 46.070%   Variance: 38.930%   Variance %: 38.93000%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 85.000%   Tape Value: 46.070%   Variance: 38.930%   Variance %: 38.93000%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Stated Rate   Loan Value: 11.37500%   Tape Value: 9.50000%   Variance: 1.87500%   Variance %: 1.87500%   Comment:    Tape Source: Initial   Tape Type:
Field: Property Address Street   Loan Value: XX  Tape Value: XX  Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Purpose Per Application   Loan Value: Refinance   Tape Value: Purchase   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * ComplianceEase Risk Indicator is "Elevated" (Lvl 2)     "This loan is NOT failing predatory lending laws. It only exceeds the GSE points and fees test:- On the GSE fee violations, these loans are NOT failing Federal, State, or local predatory lending laws. There is no assignee liability since they did not exceed those thresholds."
* Loan program disclosure missing or unexecuted (Lvl 2)     "Loan Program disclosure is missing from the loan file."
* Notice of Servicing Transfer missing or unexecuted (Lvl 2)     "Notice of Servicing Transfer is missing from loan file."
* Operative index value is unable to confirm (Lvl 2)     "Operative index value unable to confirm as supporting documents are missing from the loan file."
* Required Affiliated Business Disclosure missing/unexecuted (Lvl 2)     "Required Affiliated Business Disclosure is missing from loan file."		   Elevated Not Covered Pass No Result Not Covered Pass No Result   Value:Not Applicable
Date:Not Applicable
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110 XX XX XX XX   XX XX XX XX XX XX XX XX North Carolina XX XX XX North Carolina XX XX No   Not Applicable                         XX Not Applicable $783.10 11.350% 360   XX XX   Conventional ARM   Cash Out 80.000% Unavailable Full Documentation Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable Manufactured Housing XX XX Primary Yes Yes No     41.305% First Not Applicable Not Applicable Unavailable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Right of Rescission Field: Amortized Remaining Term   Loan Value: 81   Tape Value: 26 |---| 55 |----| 211.53846%   Comment:    Tape Source: Initial   Tape Type:
Field: Any Borrowers Foreign National Indicator   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Loan Amortization Type   Loan Value: ARM   Tape Value: Fixed   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Neg. Amort Potential?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraisal Date   Loan Value: 1/XX/2001   Tape Value: 1/XX/2001   Variance: -15 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraised Value   Loan Value: $XX   Tape Value: $XX   Variance: $XX   Variance %: 53.84615%   Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: Unavailable   Tape Value: 123.080%   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 80.000%   Tape Value: 123.080%   Variance: -43.080%   Variance %: -43.08000%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Stated Rate   Loan Value: 11.35000%   Tape Value: 9.05000%   Variance: 2.30000%   Variance %: 2.30000%   Comment:    Tape Source: Initial   Tape Type:
Field: Subject Property Type   Loan Value: Manufactured Housing   Tape Value: Single Family   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * ComplianceEase State Regulations Test Failed (Lvl 2)     "This loan failed the prepayment term test.
The loan has a prepayment term that does not conform to the requirements for the lender's license type in the state where the
property is located.

This loan failed the bona fide discount points test as the loan is a first lien mortgage and has a principal amount that is greater than or equal to $10,000 and charges discount
points that are not paid for the purpose of reducing, and do not in fact result in a bona fide reduction of the interest rate."
* ComplianceEase State/Local Predatory Test Failed (Lvl 2)     "The CE risk indicator is Significant as the loan is failing NC SB 1149 High Cost Home Loan Points and Fees Test. Total fees charged to the borrower is $4,639.00 and allowed is $3,807.70, however it is over charged by +$831.30.
Affirmative claims can be made within 2 years (4 Years under Chapter 75) of the closing and that the note date is 1/XX/2001. SOL has been expired.
Fees included-
Loan Origination Fee paid by Borrower: $560.00
Credit Report Fee paid by Borrower: $9.00
Mortgage Broker Fee (Direct) paid by Borrower: $2,820.00
Courier / Messenger Fee paid by Borrower: $10.00
Attorney's Fee paid by Borrower: $440.00
Max Prepayment Penalty Amount $800.00

This loan failed the high-cost home loan financing of points and fees test. (NC SB 1149 [G.S. § 24-1.1E(c)(3)b,c])
The loan finances any points and fees or any other charges payable to third parties."
* Right of Rescission missing or unexecuted (Lvl 2)     "ROR is missing from the loan file."		 * Property is Manufactured Housing (Lvl 1)     "The Property type is Manufactured Housing." Significant Pass Pass No Result Fail Fail No Result   Value:Not Applicable
Date:Not Applicable
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139 XX XX XX XX   XX XX XX XX Not Applicable Not Applicable XX XX Arizona XX XX XX Arizona XX XX No                             XX Not Applicable $1,011.68 6.875% 360   XX XX   Conventional Fixed   Purchase 100.000% 100.000% Full Documentation Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable Single Family XX XX Primary Not Applicable Not Applicable Not Applicable     50.997% First Final policy Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Origination Appraisal Field: Amortized Remaining Term   Loan Value: 110   Tape Value: 122 |---| -12 |----| -9.83606%   Comment:    Tape Source: Initial   Tape Type:
Field: Borrower #2 Last Name   Loan Value: Not Applicable   Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Neg. Amort Potential?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 100.000%   Tape Value: 38.610%   Variance: 61.390%   Variance %: 61.39000%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 100.000%   Tape Value: 38.610%   Variance: 61.390%   Variance %: 61.39000%   Comment:    Tape Source: Initial   Tape Type:
Field: Property Address Street   Loan Value: XX   Tape Value: XX  Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Property City   Loan Value: XX   Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * Cash out purchase (Lvl 2)     "The subject loan is purchase case and final HUD-1 reflects cash to in the amount of $29.01."
* ComplianceEase Risk Indicator is "Elevated" (Lvl 2)     "This loan failed the prepayment penalty term test due to the loan charges a prepayment penalty with a term exceeding 3 years."
* Missing Appraisal (Lvl 2)     "The final appraisal report is missing from the loan files."		   Elevated Not Covered Pass No Result Not Covered Pass No Result   Value:Not Applicable
Date:Not Applicable
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Last Date:		       Not Applicable
160 XX XX XX XX   XX XX XX XX Not Applicable Not Applicable XX XX Georgia XX XX XX Georgia XX XX No                             XX Not Applicable $491.90 9.500% 360   XX XX   Conventional Fixed   Refinance 88.636% 88.636% Full Documentation Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable Single Family XX XX Primary Not Applicable Not Applicable Not Applicable     29.877% First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Affiliated Business Disclosure
Initial Escrow Acct Disclosure		 Field: Amortized Remaining Term   Loan Value: 117   Tape Value: 108 |---| 9 |----| 8.33333%   Comment:    Tape Source: Initial   Tape Type:
Field: Borrower #2 Last Name   Loan Value: Not Applicable   Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Neg. Amort Potential?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraisal Date   Loan Value: 10/XX/2003   Tape Value: 12/XX/2003   Variance: -83 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraised Value   Loan Value: $XX   Tape Value: $XX   Variance: $XX   Variance %: 175.00000%   Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 88.636%   Tape Value: 76.040%   Variance: 12.596%   Variance %: 12.59600%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 88.636%   Tape Value: 76.040%   Variance: 12.596%   Variance %: 12.59600%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Stated P&I   Loan Value: $491.90   Tape Value: $491.89   Variance: $0.01   Variance %: 0.00203%   Comment:    Tape Source: Initial   Tape Type:
Field: Property Address Street   Loan Value: XX   Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * ComplianceEase State/Local Predatory Test Failed (Lvl 2)     "The CE risk indicator is Significant as the loan is failing GAFLA 3/2003 High Cost Home Loan Points and Fees Threshold Test. Total fees charged is $3,057.06 and allowed is $2,813.74, however it is over charged by $243.32.
Affirmative claims can be made within 5 years of the closing and that the Note date is 12/XX/2003. SOL has been expired.
Fees Included-
801 Loan Origination Fee paid by Borrower: $1,035.06
Mortgage Insurance Application Fee paid by Borrower: $6.50
Mortgage Broker Fee (Direct) paid by Borrower: $8.00
Yield Spread Premium (Indirect / POC) $292.50
Commitment Fee paid by Borrower: $595.00
Processing Fee paid by Borrower: $80.00
Flood Determination - Life of Loan Fee paid by Borrower: $25.00
Courier / Messenger Fee paid by Borrower: $80.00
Attorney's Fee paid by Borrower: $350.00
Max Prepayment Penalty Amount $585.00.

This loan failed the high-cost home loan prepayment term test. (GA SB 53 7-6A-5(1))."
* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)     "The initial escrow account disclosure is missing from the loan file"
* Required Affiliated Business Disclosure missing/unexecuted (Lvl 2)     "The required affiliated business disclosure is missing from the loan file."
* ROR not hand dated by borrower(s) (Lvl 2)     "The ROR document is not hand-dated by the borrower."
* TIL not hand dated (Lvl 2)     "The final TIL is not hand dated by the borrower."		   Significant Pass Pass No Result Fail Pass No Result   Value:Not Applicable
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Last Date:		       Not Applicable
166 XX XX XX XX   XX XX XX XX XX XX XX XX Oklahoma XX XX XX Oklahoma XX XX No                             XX Not Applicable $783.60 6.990% 360   XX XX   Conventional ARM   Cash Out 78.600% 78.600% Full Documentation Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable Single Family XX XX Primary Not Applicable Not Applicable Not Applicable     55.295% First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Affiliated Business Disclosure
Final Truth in Lending Discl.
Notice of Servicing Transfer
Origination Appraisal		 Field: Amortized Remaining Term   Loan Value: 125   Tape Value: 126 |---| -1 |----| -0.79365%   Comment:    Tape Source: Initial   Tape Type:
Field: Any Borrowers Foreign National Indicator   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: ARM Lifetime Floor Percent   Loan Value: 6.990%   Tape Value: 6.000%   Variance: 0.990%   Variance %: 0.99000%   Comment:    Tape Source: Initial   Tape Type:
Field: Interest Only Expiration Date   Loan Value: Not Applicable   Tape Value: 11/XX/2006   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 78.600%   Tape Value: 53.250%   Variance: 25.350%   Variance %: 25.35000%   Comment:    Tape Source: Initial   Tape Type:
Field: Property Address Street   Loan Value: XX   Tape Value: XX Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Property City   Loan Value: XX   Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * ComplianceEase TILA Test Failed (Lvl 2)     "Loan failed TILA APR test due to Calculated APR of 7.360% exceeds Disclosed APR of 0.000% over by 7.360%. Final TIL is missing from the loan documents."
* Final TIL Missing or Not Executed (Lvl 2)     "The final TIL is missing from the loan file."
* Missing Appraisal (Lvl 2)     "Appraisal report is missing from loan file."
* Notice of Servicing Transfer missing or unexecuted (Lvl 2)     "Notice of servicing transfer is missing from the loan file ."
* Operative index value is unable to confirm (Lvl 2)     "Operative index unable to determine as supporting document are missing from the loan file."
* Required Affiliated Business Disclosure missing/unexecuted (Lvl 2)     "Affiliated Business Disclosure is missing from the loan file."		   Moderate Pass Fail No Result Pass Pass No Result   Value:Not Applicable
Date:Not Applicable
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167 XX XX XX XX   XX XX XX XX Not Applicable Not Applicable XX XX Florida XX XX XX Florida XX XX No                             XX Not Applicable $424.84 6.750% 360   XX XX   Conventional Fixed   Refinance Unavailable Unavailable Full Documentation Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable Single Family XX XX Primary Not Applicable Not Applicable Not Applicable     37.954% First Short Form Policy Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Origination Appraisal Field: Amortized Remaining Term   Loan Value: 124   Tape Value: 119 |---| 5 |----| 4.20168%   Comment:    Tape Source: Initial   Tape Type:
Field: Any Borrowers Foreign National Indicator   Loan Value: Unavailable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Borrower #2 Last Name   Loan Value: Not Applicable   Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Neg. Amort Potential?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: Unavailable   Tape Value: 137.420%   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: Unavailable   Tape Value: 137.420%   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Property Address Street   Loan Value: XX  Tape Value: XX Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * ComplianceEase Risk Indicator is "Elevated" (Lvl 2)     "This loan failed the prepayment penalty term test due to the loan charges a prepayment penalty with a term exceeding 3 years."
* Missing Appraisal (Lvl 2)     "Appraisal report is missing from the loan files."		   Elevated Pass Pass No Result Pass Pass No Result   Value:Not Applicable
Date:Not Applicable
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Last Date:		       Not Applicable
172 XX XX XX XX Investor XX XX XX XX Not Applicable Not Applicable XX XX California XX XX XX California XX XX No   Not Applicable                         XX Not Applicable $1,377.34 9.700% 360   XX XX   Conventional Fixed   Cash Out 100.000% 100.000% Full Documentation No Not Applicable Not Applicable Not Applicable     Not Applicable 2 Family XX XX Investor Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable 27.639% First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Origination Appraisal Field: Amortized Remaining Term   Loan Value: 121   Tape Value: 450 |---| -329 |----| -73.11111%   Comment: Amortized remaining term is 121 but tape shows 450.   Tape Source: Initial   Tape Type:
Field: Borrower #2 Last Name   Loan Value: Not Applicable   Tape Value: XX   Variance:    Variance %:    Comment: Borrower 2 last name is NA but tape shows XX.   Tape Source: Initial   Tape Type:
Field: Borrower Last Name   Loan Value: XX   Tape Value: 0   Variance:    Variance %:    Comment: Borrower last name is XX.   Tape Source: Initial   Tape Type:
Field: Did a Modification Change Note Terms?   Loan Value: No   Tape Value: Yes   Variance:    Variance %:    Comment: No mod did not use for review.   Tape Source: Initial   Tape Type:
Field: Neg. Amort Potential?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment: No neg arm.   Tape Source: Initial   Tape Type:
Field: Original Appraised Value   Loan Value: $XX   Tape Value: $XX   Variance: $XX   Variance %: -59.75000%   Comment: Appraisal is missing.   Tape Source: Initial   Tape Type:
Field: Original Balance (or Line Amount)   Loan Value: $XX Tape Value: $XX   Variance: $XX   Variance %: -1.22699%   Comment: As per note original balance is $161,000.00 but tape shows $163,000.00.   Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 100.000%   Tape Value: 40.750%   Variance: 59.250%   Variance %: 59.25000%   Comment: Original CLTV is 100.00 appraisal is missing.   Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 100.000%   Tape Value: 27.730%   Variance: 72.270%   Variance %: 72.27000%   Comment: Appraisal is missing.   Tape Source: Initial   Tape Type:
Field: Stated Maturity Date   Loan Value: 8/XX/2034   Tape Value: 12/XX/2061   Variance: -9984 (Days)   Variance %:    Comment: As per note maturity date 8/XX/2034 but tape shows 12/XX/2061.   Tape Source: Initial   Tape Type:
Field: Stated Remaining Term   Loan Value: 121   Tape Value: 449   Variance: -328   Variance %: -73.05122%   Comment: Stated remaining term is 121 but tape shows 449.   Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * Missing Appraisal (Lvl 2)     "An Appraisal report is missing from the loan file."
* Settlement date is different from note date (Lvl 2)     "As per the closing statement the settlement date is 8/XX/2004 and the note date is 7/XX/2004. The subject property is in CA."		                   Value:Not Applicable
Date:Not Applicable
Type:		 Value:Not Applicable
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Type:		     Mos Reviewed:Not Applicable
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194 XX XX XX XX   XX XX XX XX Not Applicable Not Applicable XX XX California XX XX XX California XX XX No   Not Applicable                         XX Not Applicable $2,182.69 6.650% 360   XX XX   Conventional Fixed   Cash Out 77.449% 77.449% Full Documentation Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable 3 Family XX XX Primary Not Applicable Not Applicable Not Applicable     25.739% First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Affiliated Business Disclosure
Notice of Servicing Transfer
Origination Appraisal
Right of Rescission		 Field: Amortized Remaining Term   Loan Value: 130   Tape Value: 134 |---| -4 |----| -2.98507%   Comment:    Tape Source: Initial   Tape Type:
Field: Any Borrowers Foreign National Indicator   Loan Value: Unavailable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Borrower #2 Last Name   Loan Value: Not Applicable   Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Neg. Amort Potential?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Number Of Units   Loan Value: 3   Tape Value: 1   Variance: 2   Variance %: 200.00000%   Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 77.449%   Tape Value: 77.450%   Variance: -0.001%   Variance %: -0.00100%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 77.449%   Tape Value: 77.450%   Variance: -0.001%   Variance %: -0.00100%   Comment:    Tape Source: Initial   Tape Type:
Field: Property Address Street   Loan Value: XX and XX  Tape Value: XX  Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Subject Property Type   Loan Value: 3 Family   Tape Value: Single Family   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * Missing Appraisal (Lvl 2)     "Missing Of Appraisal."
* Notice of Servicing Transfer missing or unexecuted (Lvl 2)     "Notice of Servicing Transfer missing from loan files."
* Required Affiliated Business Disclosure missing/unexecuted (Lvl 2)     "Required Affiliated Business Disclosure Missing from loan Files."
* Right of Rescission missing or unexecuted (Lvl 2)     "Right of Rescission missing from loan files."		   Minimal Pass Pass No Result Pass Pass No Result   Value:Not Applicable
Date:Not Applicable
Type:		 Value:Not Applicable
Date:Not Applicable
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Last Date:		       Not Applicable
196 XX XX XX XX   XX XX XX XX Not Applicable Not Applicable XX XX Illinois XX XX XX Illinois XX XX No                             XX Not Applicable $615.64 9.550% 360   XX XX   Conventional ARM   Purchase 100.000% 100.000% Full Documentation Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable Low Rise Condo  (1-4 Stories) XX XX Primary Not Applicable Not Applicable Not Applicable     Unavailable First Final policy Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable   Field: Amortized Remaining Term   Loan Value: 133   Tape Value: 171 |---| -38 |----| -22.22222%   Comment:    Tape Source: Initial   Tape Type:
Field: Any Borrowers Foreign National Indicator   Loan Value: Unavailable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Borrower #2 Last Name   Loan Value: Not Applicable   Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Loan Amortization Type   Loan Value: ARM   Tape Value: Fixed   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraisal Date   Loan Value: 3/XX/2005   Tape Value: 4/XX/2005   Variance: -28 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraised Value   Loan Value: $XX Tape Value: $XX  Variance: $XX   Variance %: 4766.66666%   Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 100.000%   Tape Value: 168.240%   Variance: -68.240%   Variance %: -68.24000%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 100.000%   Tape Value: 168.240%   Variance: -68.240%   Variance %: -68.24000%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Stated Rate   Loan Value: 9.55000%   Tape Value: 5.25000%   Variance: 4.30000%   Variance %: 4.30000%   Comment:    Tape Source: Initial   Tape Type:
Field: Stated Maturity Date   Loan Value: 5/XX/2035   Tape Value: 12/XX/2035   Variance: -214 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Stated Remaining Term   Loan Value: 133   Tape Value: 140   Variance: -7   Variance %: -5.00000%   Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * Cash out purchase (Lvl 2)     "The subject loan is purchase case and final HUD-1 reflects cash to in the amount of $93.95.00."
* Operative index value is unable to confirm (Lvl 2)     "Operative index Value is unable to confirm as supporting documents are missing from the loan file."		   Minimal Not Covered Pass No Result Pass Pass No Result   Value:Not Applicable
Date:Not Applicable
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Last Date:		       Not Applicable
205 XX XX XX XX   XX XX XX XX Not Applicable Not Applicable XX XX Indiana XX XX XX Indiana XX XX No                             XX Not Applicable $501.26 8.875% 360   XX XX   Conventional ARM   Purchase 90.000% 90.000% Full Documentation No Not Applicable Not Applicable Not Applicable     Not Applicable Single Family XX XX Primary Yes Yes No     32.176% First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Affiliated Business Disclosure
Initial Escrow Acct Disclosure
Notice of Servicing Transfer		 Field: Amortized Remaining Term   Loan Value: 137   Tape Value: 344 |---| -207 |----| -60.17441%   Comment:    Tape Source: Initial   Tape Type:
Field: Any Borrowers Foreign National Indicator   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Borrower #2 Last Name   Loan Value: Not Applicable   Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Loan Amortization Type   Loan Value: ARM   Tape Value: Fixed   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraisal Date   Loan Value: 7/XX/2005   Tape Value: 8/XX/2005   Variance: -16 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraised Value   Loan Value: $XX Tape Value: $XX   Variance: $XX   Variance %: 77.50000%   Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 90.000%   Tape Value: 82.560%   Variance: 7.440%   Variance %: 7.44000%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 90.000%   Tape Value: 82.560%   Variance: 7.440%   Variance %: 7.44000%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Stated Rate   Loan Value: 8.87500%   Tape Value: 5.00000%   Variance: 3.87500%   Variance %: 3.87500%   Comment:    Tape Source: Initial   Tape Type:
Field: Stated Maturity Date   Loan Value: 9/XX/2035   Tape Value: 12/XX/2052   Variance: -6301 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Stated Remaining Term   Loan Value: 137   Tape Value: 344   Variance: -207   Variance %: -60.17441%   Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * ComplianceEase Exceptions Test Failed (Lvl 2)     "This loan failed the Indiana license validation test.
Indiana House Enrolled Act 1359 requires the Indiana Department of Financial Institutions to begin regulation of both first and subordinate lien mortgage lending under the First Lien Mortgage Lending License and Subordinate Lien Mortgage Lending License. As a result, lenders will no longer be allowed to make loans under the Indiana Unregulated (1st Lien), Unregulated UCCC, Consumer Loan License, Consumer Loan License UCCC, or the Exemption Letter UCCC.
The Indiana First Lien Mortgage Lending License and Indiana Subordinate Lien Lending License are not available for loans with a closing date before the Act's effective date of January 1, 2009."
* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)     "Initial escrow account disclosure is missing from the loan file."
* Notice of Servicing Transfer missing or unexecuted (Lvl 2)     "Servicing transfer disclosure is missing from the loan file."
* Operative index value is unable to confirm (Lvl 2)     "Operative index value at the time of origination is missing from the loan file."
* Required Affiliated Business Disclosure missing/unexecuted (Lvl 2)     "Affiliated business disclosure is missing from the loan file."		   Moderate Not Covered Pass No Result Pass Pass Fail   Value:Not Applicable
Date:Not Applicable
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Last Date:		       Not Applicable
275 XX XX XX XX   XX XX XX XX Not Applicable Not Applicable XX XX Vermont XX XX XX Vermont XX XX No   Not Applicable                         XX Not Applicable $798.82 9.500% 360   XX XX   Conventional ARM   Purchase 100.000% 100.000% Full Documentation Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable Low Rise Condo  (1-4 Stories) XX XX Primary Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable 56.486% First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Affiliated Business Disclosure Field: Amortized Remaining Term   Loan Value: 151   Tape Value: 144 |---| 7 |----| 4.86111%   Comment:    Tape Source: Initial   Tape Type:
Field: Borrower #2 Last Name   Loan Value: Not Applicable   Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Interest Only Expiration Date   Loan Value: Not Applicable   Tape Value: 12/XX/2009   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Next Pay Change Date   Loan Value: 12/XX/2024   Tape Value: 6/XX/2024   Variance: 183 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Next Rate Change Date   Loan Value: 11/XX/2024   Tape Value: 5/XX/2024   Variance: 184 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraisal Date   Loan Value: 9/XX/2006   Tape Value: 10/XX/2006   Variance: -39 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraised Value   Loan Value: $XX  Tape Value: $XX  Variance: $4XX Variance %: 61.53846%   Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 100.000%   Tape Value: 108.860%   Variance: -8.860%   Variance %: -8.86000%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 100.000%   Tape Value: 108.860%   Variance: -8.860%   Variance %: -8.86000%   Comment:    Tape Source: Initial   Tape Type:
Field: Property Address Street   Loan Value: XX   Tape Value: XX Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * ComplianceEase Risk Indicator is "Moderate" (Lvl 2)     "The CE risk indicator is moderate as the loan is failed for.
This loan failed the Vermont high rate loan test.
This loan is a Vermont high rate loan, as defined in the legislation."
* ComplianceEase State Regulations Test Failed (Lvl 2)     "This loan did not pass the prohibited fees test.
The Vermont statutes provide that only those fees expressly permitted may be charged.
The loan data is $4,415.00 and comparison data is $0.00 hence, the variance is +$4,415.00"
* Required Affiliated Business Disclosure missing/unexecuted (Lvl 2)     "The required affiliated business disclosure is missing from the loan file."		   Moderate Not Covered Pass No Result Pass Fail No Result   Value:Not Applicable
Date:Not Applicable
Type:		 Value:Not Applicable
Date:Not Applicable
Type:		     Mos Reviewed:Not Applicable
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Currently Delinquent? :
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Currently Delinquent? :
Total Delinquent:		 Number:Not Applicable
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283 XX XX XX XX   XX XX XX XX XX XX XX XX Ohio XX XX XX Ohio XX XX No                             XX Not Applicable $946.60 8.250% 360   XX XX   Conventional Fixed   Refinance 96.183% 96.183% Full Documentation Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable Single Family XX XX Primary Not Applicable Not Applicable Not Applicable     43.716% First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable   Field: Amortized Remaining Term   Loan Value: 155   Tape Value: 156 |---| -1 |----| -0.64102%   Comment:    Tape Source: Initial   Tape Type:
Field: Any Borrowers Foreign National Indicator   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Neg. Amort Potential?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraisal Date   Loan Value: 1/XX/2007   Tape Value: 2/XX/2007   Variance: -38 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraised Value   Loan Value: $XX  Tape Value: $XX   Variance: $XX   Variance %: 101.53846%   Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 96.183%   Tape Value: 193.850%   Variance: -97.667%   Variance %: -97.66700%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 96.183%   Tape Value: 193.850%   Variance: -97.667%   Variance %: -97.66700%   Comment:    Tape Source: Initial   Tape Type:
Field: Purpose of Refinance Per HUD-1   Loan Value: Lower rate or term   Tape Value: Cash Out - Other   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Purpose of Transaction per HUD-1   Loan Value: Refinance   Tape Value: Cash Out   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * ComplianceEase State/Local Predatory Test Failed (Lvl 2)     "The compliance risk indicator is Significant as the loan is failing OH PLA Covered Loan Points and Fees Threshold Test. Total fees charged is $10,638.95 and allowed is $5,975.95 however over charged by +$4,663.00. Affirmative claims can be made within 3 years of origination and the Note date is 02/XX/2007. SOL has been expired.
Fees included-
Mortgage Broker Fee (Direct) paid by Borrower: $4,705.00
Processing Fee paid by Borrower: $760.00
Underwriting Fee paid by Borrower: $749.00
Flood Determination - Life of Loan Fee paid by Borrower: $7.00
Tax Related Service Fee paid by Borrower: $50.00
Wire Transfer Fee paid by Borrower: $4.95
 Settlement / Closing / Escrow Fee paid by Borrower: $125.00
Funding, Wire, or Disbursement Fee paid by Borrower: $80.00
Max Prepayment Penalty / Termination Fee $4,158.00

This loan failed the prepayment penalty test. (OH HB 386 Section 1, § 1349.27 (A)(1))
The covered loan includes a prepayment penalty."
* GSE Points and Fees Test Violations (Lvl 2)     "This loan is NOT failing predatory lending laws. It only exceeds the GSE points and fees test:- On the GSE fee violations, these loans are NOT failing Federal, State, or local predatory lending laws. There is no assignee liability since they did not exceed those thresholds."		   Significant Pass Pass No Result Fail Pass No Result   Value:Not Applicable
Date:Not Applicable
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223 XX XX XX XX   XX XX XX XX Not Applicable Not Applicable XX XX North Carolina XX XX XX North Carolina XX XX No                             XX Not Applicable $951.38 10.740% 360   XX XX   Conventional ARM   Cash Out 85.000% 85.000% Full Documentation Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable Single Family XX XX Primary Yes Yes No     38.982% First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Affiliated Business Disclosure
Loan Program Info Disclosure		 Field: Amortized Remaining Term   Loan Value: 141   Tape Value: 442 |---| -301 |----| -68.09954%   Comment:    Tape Source: Initial   Tape Type:
Field: Any Borrowers Foreign National Indicator   Loan Value: Unavailable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Borrower #2 Last Name   Loan Value: Not Applicable   Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Loan Amortization Type   Loan Value: ARM   Tape Value: Fixed   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraisal Date   Loan Value: 12/XX/2005   Tape Value: 12/XX/2005   Variance: -4 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraised Value   Loan Value: $XX   Tape Value: $XX   Variance: $XX  Variance %: 16.50485%   Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 85.000%   Tape Value: 99.030%   Variance: -14.030%   Variance %: -14.03000%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 85.000%   Tape Value: 99.030%   Variance: -14.030%   Variance %: -14.03000%   Comment:    Tape Source: Initial   Tape Type:
Field: Property Address Street   Loan Value: XX  Tape Value: XX  Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Stated Maturity Date   Loan Value: 1/XX/2036   Tape Value: 2/XX/2061   Variance: -9163 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Stated Remaining Term   Loan Value: 141   Tape Value: 442   Variance: -301   Variance %: -68.09954%   Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * ComplianceEase Exceptions Test Failed (Lvl 2)     "Loan failed the Disclosed APR High-Cost Threshold Exception Test due to APR calculated 12.820% exceeds APR threshold of 12.530% over by +0.290%."
* ComplianceEase State Regulations Test Failed (Lvl 2)     "This loan failed the bona fide discount points test due to the loan is a first lien mortgage and has a principal amount that is greater than or equal to $10,000."
* Loan program disclosure missing or unexecuted (Lvl 2)     "Loan program disclosure is missing from the loan file."
* Required Affiliated Business Disclosure missing/unexecuted (Lvl 2)     "Affiliated business disclosure is missing from the loan file."		   Moderate Pass Pass No Result Pass Fail Fail   Value:Not Applicable
Date:Not Applicable
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Last Date:		       Not Applicable
71 XX XX XX XX   XX XX XX XX Not Applicable Not Applicable XX XX Pennsylvania XX XX XX Pennsylvania XX XX Yes   Not Applicable                         XX Not Applicable $573.87 11.497% 360   XX XX   Conventional Fixed   Cash Out 115.922% 115.922% No Documentation Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable Single Family XX XX Primary Not Applicable Not Applicable Not Applicable     Unavailable First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Credit Application
Initial Escrow Acct Disclosure		 Field: Amortized Remaining Term   Loan Value: 69   Tape Value: 464 |---| -395 |----| -85.12931%   Comment:    Tape Source: Initial   Tape Type:
Field: Any Borrowers Foreign National Indicator   Loan Value: Unavailable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Borrower #2 Last Name   Loan Value: Not Applicable   Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: First Payment Date   Loan Value: 2/XX/2000   Tape Value: 3/XX/2000   Variance: -18 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Loan Amortization Type   Loan Value: Not Applicable   Tape Value: Fixed   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Neg. Amort Potential?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraisal Date   Loan Value: 1/XX/2000   Tape Value: 1/XX/2000   Variance: -4 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 115.922%   Tape Value: 126.000%   Variance: -10.078%   Variance %: -10.07800%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 115.922%   Tape Value: 126.000%   Variance: -10.078%   Variance %: -10.07800%   Comment:    Tape Source: Initial   Tape Type:
Field: Property Address Street   Loan Value:XXTape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Purpose of Refinance Per HUD-1   Loan Value: Debt consolidation   Tape Value: Cash Out - Other   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Stated Maturity Date   Loan Value: Not Applicable   Tape Value: 12/XX/2062   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Stated Remaining Term   Loan Value: 69   Tape Value: 464   Variance: -395   Variance %: -85.12931%   Comment:    Tape Source: Initial   Tape Type:
Field: Subject Property Type   Loan Value: Single Family   Tape Value: PUD   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * Application Missing (Lvl 2)     "Application is missing from the loan file."
* ComplianceEase Risk Indicator is "Elevated" (Lvl 2)     "This loan is NOT failing predatory lending laws. It only exceeds the GSE points and fees test:- On the GSE fee violations, these loans are NOT failing Federal, State, or local predatory lending laws. There is no assignee liability since they did not exceed those thresholds."
* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)     "Initial Escrow Acct Disclosure is missing."
* LTV or CLTV exceeds 104% (Lvl 2)     "Collateral Value used for Underwriting: $50,000.00 Amount of Secondary Lien(s):  $00.00 Loan Amount: $57,960.77 CLTV = 115.922%."
* Not all borrowers signed TIL (Lvl 2)     "Final TIL is not signed by borrower."
* TIL not hand dated (Lvl 2)     "Final TIL is not hand dated by borrower."		   Elevated Pass Pass No Result Not Covered Pass No Result   Value:Not Applicable
Date:Not Applicable
Type:		 Value:Not Applicable
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Last Date:		       Unavailable
127 XX XX XX XX   XX XX XX XX Not Applicable Not Applicable XX XX Connecticut XX XX XX Connecticut XX XX No                             XX Not Applicable $1,245.28 9.950% 360   XX XX   Conventional Fixed   Cash Out 95.000% 95.000% Full Documentation Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable Single Family XX XX Primary Not Applicable Not Applicable Not Applicable     49.996% First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Affiliated Business Disclosure
Initial Escrow Acct Disclosure		 Field: Amortized Remaining Term   Loan Value: 101   Tape Value: 424 |---| -323 |----| -76.17924%   Comment:    Tape Source: Initial   Tape Type:
Field: Borrower #2 Last Name   Loan Value: Not Applicable   Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Neg. Amort Potential?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraisal Date   Loan Value: 7/XX/2002   Tape Value: 8/XX/2002   Variance: -39 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraised Value   Loan Value: $XX Tape Value: $XX   Variance: $XX  Variance %: -7.40740%   Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 95.000%   Tape Value: 87.960%   Variance: 7.040%   Variance %: 7.04000%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 95.000%   Tape Value: 87.960%   Variance: 7.040%   Variance %: 7.04000%   Comment:    Tape Source: Initial   Tape Type:
Field: Stated Maturity Date   Loan Value: 9/XX/2032   Tape Value: 12/XX/2032   Variance: -91 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Stated Remaining Term   Loan Value: 101   Tape Value: 104   Variance: -3   Variance %: -2.88461%   Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * ComplianceEase Exceptions Test Failed (Lvl 2)     "This loan failed the Connecticut license validation test.
First mortgage lender licenses and secondary mortgage lender licenses in existence on June 30th, 2008 shall be deemed on and after July 1st, 2008, to be a mortgage lender license.
As of July 1, 2008 the Connecticut First Mortgage Lender License and the Connecticut Second Mortgage Lender License are no longer valid. The Connecticut Mortgage Lender License is available for loans with a closing date before July 1st, 2008."
* ComplianceEase State Regulations Test Failed (Lvl 2)     "This loan failed the first lien prepaid finance charge test.
The loan has prepaid finance charges that exceed the greater of 5% of the principal amount of the loan or $2,000.

The loan data is $7,356.85 and comparison data is $7,125.00; the variance is +$231.85.

Fees included-
Loan Origination Fee paid by Borrower: $5,343.75
Underwriting Fee paid by Borrower: $345.00
Document Preparation Fee paid by Borrower: $345.00
Interest paid by Borrower: $233.10
Settlement / Closing / Escrow Fee paid by Borrower: $650.00
Title Courier Fee paid by Borrower: $40.00
Funding, Wire, or Disbursement Fee paid by Borrower: $400.00"
* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)     "Initial Escrow Account Disclosure document is missing from loan file."
* Required Affiliated Business Disclosure missing/unexecuted (Lvl 2)     "Affiliated business disclosure document is missing from the loan file."
* ROR not hand dated by borrower(s) (Lvl 2)     "ROR is not hand dated by borrower."
* TIL not hand dated (Lvl 2)     "Final TIL is not hand dated by the borrower."		   Moderate Pass Pass No Result Pass Fail Fail   Value:Not Applicable
Date:Not Applicable
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Last Date:		       Not Applicable
77 XX XX XX XX   XX XX XX XX XX XX XX XX Utah XX XX XX Utah XX XX No                             XX Not Applicable $1,297.92 9.190% 300   XX XX   Conventional Fixed   Cash Out 102.901% 102.901% No Documentation Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable Single Family XX XX Primary Not Applicable Not Applicable Not Applicable     Unavailable First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Affiliated Business Disclosure
Credit Application		 Field: Amortized Remaining Term   Loan Value: 62   Tape Value: 284 |---| -222 |----| -78.16901%   Comment:    Tape Source: Initial   Tape Type:
Field: Any Borrowers Foreign National Indicator   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: First Payment Date   Loan Value: 11/XX/2004   Tape Value: 11/XX/2004   Variance: -2 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Neg. Amort Potential?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraisal Date   Loan Value: 10/XX/2004   Tape Value: 10/XX/2004   Variance: -6 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 102.901%   Tape Value: 74.290%   Variance: 28.611%   Variance %: 28.61100%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 102.901%   Tape Value: 0.000%   Variance: 102.901%   Variance %: 102.90100%   Comment:    Tape Source: Initial   Tape Type:
Field: Stated Maturity Date   Loan Value: 10/XX/2029   Tape Value: 6/XX/2054   Variance: -9011 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Stated Remaining Term   Loan Value: 62   Tape Value: 358   Variance: -296   Variance %: -82.68156%   Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * Application Missing (Lvl 2)     "Final application is missing from the loan files."
* ComplianceEase TILA Test Failed (Lvl 2)     "This loan failed the TILA finance charge test.
The finance charge is $243,378.05. The disclosed finance charge of $187,156.37 is not considered accurate because it is understated by more than $100.
The loan data is $187,156.37 and comparison data is $243,378.05, the variance is -$56,221.68
This loan failed the TILA foreclosure rescission finance charge test.
The finance charge is $243,378.05. The disclosed finance charge of $187,156.37 is not considered accurate for purposes of rescission because it is understated by more than $35.
The loan data is $187,156.37 and comparison data is $243,378.05, the variance is -$56,221.68
This loan failed the TILA APR test.
The annual percentage rate (APR) is 9.719%. The disclosed APR of 8.283% is not considered accurate because it is more than 1/8 of 1 percentage point above or below the APR as determined in accordance with the actuarial method.
The loan data is 8.283% and comparison data is 9.719%, the variance is -1.436%"
* Not all borrowers signed TIL (Lvl 2)     "TIL is not signed by borrowers."
* Required Affiliated Business Disclosure missing/unexecuted (Lvl 2)     "Affiliate business disclosure is missing from the loan files."
* TIL not hand dated (Lvl 2)     "TIL is not hand dated by borrowers."		   Moderate Pass Fail No Result Pass Pass No Result   Value:Not Applicable
Date:Not Applicable
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Last Date:		       Unavailable
76 XX XX XX XX   XX XX XX XX XX XX XX XX Texas XX XX XX Texas XX XX No                             XX Not Applicable $607.79 10.869% 360   XX XX   Conventional Fixed   Refinance 79.620% 79.620% No Documentation Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable Single Family XX XX Primary Not Applicable Not Applicable Not Applicable     Unavailable First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Credit Application Field: Amortized Remaining Term   Loan Value: 93   Tape Value: 45 |---| 48 |----| 106.66666%   Comment:    Tape Source: Initial   Tape Type:
Field: Any Borrowers Foreign National Indicator   Loan Value: Unavailable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: First Payment Date   Loan Value: 1/XX/2002   Tape Value: 1/XX/2002   Variance: -4 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Neg. Amort Potential?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraisal Date   Loan Value: 10/XX/2001   Tape Value: 12/XX/2001   Variance: -52 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraised Value   Loan Value: $XX  Tape Value: $XX   Variance: $XX   Variance %: -22.11538%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Balance (or Line Amount)   Loan Value: $XX  Tape Value: $XX   Variance: $-0.18   Variance %: -0.00027%   Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 79.620%   Tape Value: 62.010%   Variance: 17.610%   Variance %: 17.61000%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Note Doc Date   Loan Value: 12/XX/2001   Tape Value: 12/XX/2001   Variance: -4 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 79.620%   Tape Value: 0.000%   Variance: 79.620%   Variance %: 79.62000%   Comment:    Tape Source: Initial   Tape Type:
Field: Stated Maturity Date   Loan Value: 12/XX/2031   Tape Value: 12/XX/2031   Variance: -4 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * Application Missing (Lvl 2)     "Final 1003 is missing from the loan files"
* GSE Points and Fees Test Violations (Lvl 2)     "This loan is NOT failing predatory lending laws. It only exceeds the GSE points and fees test:- On the GSE fee violations, these loans are NOT failing Federal, State, or local predatory lending laws. There is no assignee liability since they did not exceed those thresholds"
* ROR not hand dated by borrower(s) (Lvl 2)     "ROR is not hand dated by the borrower."
* TIL not hand dated (Lvl 2)     "Final TIL is not hand dated by the borrower."		   Elevated Pass Pass No Result Pass Pass No Result   Value:Not Applicable
Date:Not Applicable
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70 XX XX XX XX   XX XX XX XX Not Applicable Not Applicable XX XX Pennsylvania XX XX XX Pennsylvania XX XX No                             XX Not Applicable $520.96 11.852% 360   XX XX   Conventional Fixed   Cash Out 107.815% 107.815% No Documentation Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable Single Family XX XX Primary Not Applicable Not Applicable Not Applicable     Unavailable First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Credit Application
Initial Escrow Acct Disclosure		 Field: Amortized Remaining Term   Loan Value: 81   Tape Value: 444 |---| -363 |----| -81.75675%   Comment:    Tape Source: Initial   Tape Type:
Field: Any Borrowers Foreign National Indicator   Loan Value: Unavailable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Borrower #2 Last Name   Loan Value: Not Applicable   Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: First Payment Date   Loan Value: 2/XX/2001   Tape Value: 3/XX/2001   Variance: -18 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Loan Original Maturity Term Months   Loan Value: 360   Tape Value: 480   Variance: -120   Variance %: -25.00000%   Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Neg. Amort Potential?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraisal Date   Loan Value: 12/XX/2000   Tape Value: 1/XX/2001   Variance: -12 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraised Value   Loan Value: $4XX   Tape Value: $XX   Variance: $XX   Variance %: -34.02777%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Balance (or Line Amount)   Loan Value: $XX   Tape Value: $XX   Variance: $-0.03   Variance %: -0.00005%   Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 107.815%   Tape Value: 71.130%   Variance: 36.685%   Variance %: 36.68500%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 107.815%   Tape Value: 0.000%   Variance: 107.815%   Variance %: 107.81500%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Stated Rate   Loan Value: 11.85200%   Tape Value: 4.25000%   Variance: 7.60200%   Variance %: 7.60200%   Comment:    Tape Source: Initial   Tape Type:
Field: Stated Maturity Date   Loan Value: 1/XX/2031   Tape Value: 3/XX/2061   Variance: -11007 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Stated Remaining Term   Loan Value: 81   Tape Value: 443   Variance: -362   Variance %: -81.71557%   Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * Application Missing (Lvl 2)     "1003 is missing from the loan file."
* ComplianceEase State Regulations Test Failed (Lvl 2)     "This loan failed the interest rate test.
The loan has an interest rate that does not conform to the requirements for the lender's license type in the state where the property is located.
The loan data is 11.852% and comparison data is 8.250%; the variance is +3.602%

This loan failed the prepayment term test.
The loan has a prepayment term that does not conform to the requirements for the lender's license type in the state where the property is located.
The loan data is 60 Months and comparison data is 0 Months; the variance is 60 Months"
* GSE Points and Fees Test Violations (Lvl 2)     "This loan is NOT failing predatory lending laws. It only exceeds the GSE points and fees test:- On the GSE fee violations, these loans are NOT failing Federal, State, or local predatory lending laws. There is no assignee liability since they did not exceed those thresholds."
* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)     "Initial Escrow Acct. Disclosure is missing."
* LTV or CLTV exceeds 104% (Lvl 2)     "Collateral Value used for Underwriting: $47,500.00 Amount of Secondary Lien(s):  $00.00 Loan Amount: $51,211.97 CLTV = 107.815%.)"
* Not all borrowers signed TIL (Lvl 2)     "Final TIL is not signed by the borrower."
* TIL not hand dated (Lvl 2)     "Final TIL is not hand dated by the borrower."		   Moderate Pass Pass No Result Not Covered Fail No Result   Value:Not Applicable
Date:Not Applicable
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Last Date:		       Unavailable
63 XX XX XX XX   XX XX XX XX XX XX XX XX Oklahoma XX XX XX Oklahoma XX XX No                             XX Not Applicable $1,155.18 11.558% 360   XX XX   Conventional Fixed   Refinance 107.526% 107.526% No Documentation Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable Single Family XX XX Primary Not Applicable Not Applicable Not Applicable     Unavailable First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Affiliated Business Disclosure
Credit Application		 Field: Amortized Remaining Term   Loan Value: 84   Tape Value: 136 |---| -52 |----| -38.23529%   Comment:    Tape Source: Initial   Tape Type:
Field: Any Borrowers Foreign National Indicator   Loan Value: Unavailable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: First Payment Date   Loan Value: 5/XX/2001   Tape Value: 6/XX/2001   Variance: -12 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Loan Original Maturity Term Months   Loan Value: 360   Tape Value: 133   Variance: 227   Variance %: 170.67669%   Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Neg. Amort Potential?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraisal Date   Loan Value: 3/XX/2001   Tape Value: 4/XX/2001   Variance: -23 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraised Value   Loan Value: $XX   Tape Value: $XX   Variance: $XX Variance %: -14.96062%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Balance (or Line Amount)   Loan Value: $XX   Tape Value: $XX  Variance: $0.30   Variance %: 0.00025%   Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 107.526%   Tape Value: 91.440%   Variance: 16.086%   Variance %: 16.08600%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 107.526%   Tape Value: 0.000%   Variance: 107.526%   Variance %: 107.52600%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Stated Rate   Loan Value: 11.55800%   Tape Value: 7.00000%   Variance: 4.55800%   Variance %: 4.55800%   Comment:    Tape Source: Initial   Tape Type:
Field: Stated Maturity Date   Loan Value: 4/XX/2031   Tape Value: 10/XX/2031   Variance: -164 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Stated Remaining Term   Loan Value: 84   Tape Value: 90   Variance: -6   Variance %: -6.66666%   Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * Application Missing (Lvl 2)     "Final 1003 is missing from the loan file."
* ComplianceEase TILA Test Failed (Lvl 2)     "Loan failed TILA Finance Charge test due to Calculated Finance charge of $307,865.48 exceeds disclosed finance charge of $308,257.29 over by -$391.81.

Loan failed TILA Foreclosure Rescission Finance charge of $307,865.48 exceeds disclosed finance charge of $308,257.29 for an under disclosed amount of -$391.81."
* GSE Points and Fees Test Violations (Lvl 2)     "This loan is NOT failing predatory lending laws. It only exceeds the GSE points and fees test:- On the GSE fee violations, these loans are NOT failing Federal, State, or local predatory lending laws. There is no assignee liability since they did not exceed those thresholds."
* LTV or CLTV exceeds 104% (Lvl 2)     "Collateral Value used for Underwriting: $108,000.00 Amount of Secondary Lien(s):  $00.00 Loan Amount: $116,128.30 CLTV = 107.526%."
* Required Affiliated Business Disclosure missing/unexecuted (Lvl 2)     "Affiliated business form is missing from the loan file."
* TIL not hand dated (Lvl 2)     "TIL is not hand dated by the borrower."		   Moderate Pass Fail No Result Not Covered Pass No Result   Value:Not Applicable
Date:Not Applicable
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61 XX XX XX XX   XX XX XX XX Not Applicable Not Applicable XX XX Ohio XX XX XX Ohio XX XX No                             XX Not Applicable $253.67 12.481% 240   XX XX   Conventional Fixed   Refinance 111.769% 111.769% No Documentation No Not Applicable Not Applicable Not Applicable     Not Applicable Single Family XX XX Primary Not Applicable Not Applicable Not Applicable     Unavailable First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Affiliated Business Disclosure
Credit Application
Notice of Servicing Transfer
Origination Appraisal
Right of Rescission		 Field: Amortized Remaining Term   Loan Value: -34   Tape Value: 57 |---| -91 |----| -159.64912%   Comment:    Tape Source: Initial   Tape Type:
Field: Any Borrowers Foreign National Indicator   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Borrower #2 Last Name   Loan Value: Not Applicable   Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: First Payment Date   Loan Value: 7/XX/2001   Tape Value: 8/XX/2001   Variance: -10 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Loan Original Maturity Term Months   Loan Value: 240   Tape Value: 120   Variance: 120   Variance %: 100.00000%   Comment:    Tape Source: Initial   Tape Type:
Field: Neg. Amort Potential?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Balance (or Line Amount)   Loan Value: $XX   Tape Value: $XX  Variance: $-0.27   Variance %: -0.00120%   Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 111.769%   Tape Value: 111.770%   Variance: -0.001%   Variance %: -0.00100%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 111.769%   Tape Value: 0.000%   Variance: 111.769%   Variance %: 111.76900%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Stated Rate   Loan Value: 12.48100%   Tape Value: 7.60300%   Variance: 4.87800%   Variance %: 4.87800%   Comment:    Tape Source: Initial   Tape Type:
Field: Stated Maturity Date   Loan Value: 6/XX/2021   Tape Value: 1/XX/2029   Variance: -2750 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Stated Remaining Term   Loan Value: -34   Tape Value: 57   Variance: -91   Variance %: -159.64912%   Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * Application Missing (Lvl 2)     "1003 is missing from the loan file."
* ComplianceEase Risk Indicator is "Moderate" (Lvl 2)     "This loan failed the interest rate test."
* ComplianceEase State Regulations Test Failed (Lvl 2)     "This loan failed the interest rate test.
The loan has an interest rate that does not conform to the requirements for the lender's license type in the state where the
property is located."
* LTV or CLTV exceeds 104% (Lvl 2)     "The appraised value per tape is $20,000.00 and the loan amount is $22,353.73. The LTV is calculated as 111.769% which is exceeding 104%."
* Missing Appraisal (Lvl 2)     "Appraisal report is missing from loan file."
* Not all borrowers signed TIL (Lvl 2)     "The TIL is not signed by borrower."
* Notice of Servicing Transfer missing or unexecuted (Lvl 2)     "Servicing transfer disclosure is missing from the loan file."
* Required Affiliated Business Disclosure missing/unexecuted (Lvl 2)     "Affiliated business disclosure is missing from the loan file."
* Right of Rescission missing or unexecuted (Lvl 2)     "ROR is missing from loan file."
* TIL not hand dated (Lvl 2)     "TIL is not hand dated by borrower."		   Moderate Pass Pass No Result Not Covered Fail No Result   Value:Not Applicable
Date:Not Applicable
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Last Date:		       Unavailable
Dropped XX XX XX XX   XX XX XX XX XX XX XX XX New York XX XX XX New York XX XX No                             XX Not Applicable $493.35 11.041% 360   XX XX   Conventional Fixed   Refinance 81.962% 81.962% No Documentation Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable Single Family XX XX Primary Not Applicable Not Applicable Not Applicable     Unavailable First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Affiliated Business Disclosure
Credit Application
Initial Escrow Acct Disclosure
Origination Appraisal		 Field: Amortized Remaining Term   Loan Value: 86   Tape Value: 358 |---| -272 |----| -75.97765%   Comment:    Tape Source: Initial   Tape Type:
Field: Any Borrowers Foreign National Indicator   Loan Value: Unavailable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: First Payment Date   Loan Value: 7/XX/2001   Tape Value: 7/XX/2001   Variance: 7 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Loan Original Maturity Term Months   Loan Value: 360   Tape Value: 163   Variance: 197   Variance %: 120.85889%   Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Neg. Amort Potential?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraisal Date   Loan Value: 6/XX/2001   Tape Value: 6/XX/2001   Variance: -6 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Balance (or Line Amount)   Loan Value: $XX Tape Value: $5XX   Variance: $-0.20   Variance %: -0.00038%   Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 81.962%   Tape Value: 81.960%   Variance: 0.002%   Variance %: 0.00200%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Note Doc Date   Loan Value: 6/XX/2001   Tape Value: 6/XX/2001   Variance: -6 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 81.962%   Tape Value: 0.000%   Variance: 81.962%   Variance %: 81.96200%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Stated Rate   Loan Value: 11.04100%   Tape Value: 4.50000%   Variance: 6.54100%   Variance %: 6.54100%   Comment:    Tape Source: Initial   Tape Type:
Field: Property Address Street   Loan Value: XX  Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Stated Maturity Date   Loan Value: 6/XX/2031   Tape Value: 12/XX/2031   Variance: -176 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Stated Remaining Term   Loan Value: 86   Tape Value: 92   Variance: -6   Variance %: -6.52173%   Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * Application Missing (Lvl 2)     "Final 1003 is missing from loan file."
* GSE Points and Fees Test Violations (Lvl 2)     "This loan is NOT failing predatory lending laws. It only exceeds the GSE points and fees test:- On the GSE fee violations, these loans are NOT failing Federal, State, or local predatory lending laws. There is no assignee liability since they did not exceed those thresholds."
* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)     "Initial Escrow Acct. Disclosure missing from loan file."
* Missing Appraisal (Lvl 2)     "Appraisal report at the time of origination is missing from the loan file."
* Not all borrowers signed TIL (Lvl 2)     "Final TIL is not signed by borrowers."
* Required Affiliated Business Disclosure missing/unexecuted (Lvl 2)     "Affiliated business disclosure is missing from the loan file."
* TIL not hand dated (Lvl 2)     "Final TIL is not hand dated by the borrowers."		   Elevated Pass Pass No Result Not Covered Pass No Result   Value:Not Applicable
Date:Not Applicable
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Currently Delinquent? :
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Last Date:		       Unavailable
56 XX XX XX XX   XX XX XX XX XX XX XX XX New York XX XX XX New York XX XX No                             XX Not Applicable $730.75 8.530% 240   XX XX   Conventional Fixed   Refinance 94.497% 94.497% No Documentation Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable Single Family XX XX Primary Not Applicable Not Applicable Not Applicable     Unavailable First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Affiliated Business Disclosure
Credit Application
Initial Escrow Acct Disclosure		 Field: Amortized Remaining Term   Loan Value: 6   Tape Value: 80 |---| -74 |----| -92.50000%   Comment:    Tape Source: Initial   Tape Type:
Field: Any Borrowers Foreign National Indicator   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: First Payment Date   Loan Value: 11/XX/2004   Tape Value: 11/XX/2004   Variance: -5 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Loan Original Maturity Term Months   Loan Value: 240   Tape Value: 174   Variance: 66   Variance %: 37.93103%   Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Neg. Amort Potential?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraisal Date   Loan Value: 9/XX/2004   Tape Value: 10/XX/2004   Variance: -26 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraised Value   Loan Value: $XX  Tape Value: $XX Variance: $XX   Variance %: 38.98305%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Balance (or Line Amount)   Loan Value: $XX   Tape Value: $XX  Variance: $-0.21   Variance %: -0.00027%   Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 94.497%   Tape Value: 131.340%   Variance: -36.843%   Variance %: -36.84300%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Note Doc Date   Loan Value: 10/XX/2004   Tape Value: 10/XX/2004   Variance: -5 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 94.497%   Tape Value: 0.000%   Variance: 94.497%   Variance %: 94.49700%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Stated Rate   Loan Value: 8.53000%   Tape Value: 5.00000%   Variance: 3.53000%   Variance %: 3.53000%   Comment:    Tape Source: Initial   Tape Type:
Field: Property Address Street   Loan Value: XX   Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Stated Maturity Date   Loan Value: 10/XX/2024   Tape Value: 12/XX/2030   Variance: -2257 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Stated Remaining Term   Loan Value: 6   Tape Value: 80   Variance: -74   Variance %: -92.50000%   Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * Application Missing (Lvl 2)     "Final 1003 is missing from loan file."
* ComplianceEase TILA Test Failed (Lvl 2)     "This loan failed the TILA finance charge test.
The finance charge is $87,943.29. The disclosed finance charge of $70,083.87 is not considered accurate because it is understated by more than $100.
The loan data is $70,083.87 and comparison data is $87,843.29; the variance is -$17,759.42.

This loan failed the TILA APR test.
The annual percentage rate (APR) is 9.209%. The disclosed APR of 7.939% is not considered accurate because it is more than 1/8 of 1 percentage point above or below the APR as determined in accordance with the actuarial method.
The loan data is $7.939% and comparison data is 9.209%; the variance is -1.270%."
* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)     "Initial Escrow Account Disclosure document is missing from loan file."
* Not all borrowers signed TIL (Lvl 2)     "Final TIL is not signed by all borrowers."
* Required Affiliated Business Disclosure missing/unexecuted (Lvl 2)     "Affiliated Business Disclosure is missing from loan file."
* TIL not hand dated (Lvl 2)     "Final TIL is not hand dated by all borrowers."		   Moderate Pass Fail No Result Pass Pass No Result   Value:Not Applicable
Date:Not Applicable
Type:		 Value:
Date:
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Last Date:		       Unavailable
55 XX XX XX XX   XX XX XX XX Not Applicable Not Applicable XX XX Vermont XX XX XX Vermont XX XX No                             XX Not Applicable $672.96 10.980% 360   XX XX   Conventional Fixed   Cash Out 112.341% 112.341% No Documentation Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable Single Family XX XX Primary Not Applicable Not Applicable Not Applicable     Unavailable First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Affiliated Business Disclosure
Credit Application
Final Truth in Lending Discl.
Notice of Servicing Transfer		 Field: Borrower #2 Last Name   Loan Value: Not Applicable   Tape Value: HEATH |---| |----|   Comment:    Tape Source: Initial   Tape Type:
Field: First Payment Date   Loan Value: 9/XX/2001   Tape Value: 10/XX/2001   Variance: -17 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Loan Original Maturity Term Months   Loan Value: 360   Tape Value: 194   Variance: 166   Variance %: 85.56701%   Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Neg. Amort Potential?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraisal Date   Loan Value: 7/XX/2001   Tape Value: 8/XX/2001   Variance: -31 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraised Value   Loan Value: $XX   Tape Value: $XX   Variance: $XX   Variance %: -29.21348%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Balance (or Line Amount)   Loan Value: $XX   Tape Value: $XX  Variance: $0.02   Variance %: 0.00002%   Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 112.341%   Tape Value: 79.520%   Variance: 32.821%   Variance %: 32.82100%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Note Doc Date   Loan Value: 8/XX/2001   Tape Value: 8/XX/2001   Variance: -5 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 112.341%   Tape Value: 0.000%   Variance: 112.341%   Variance %: 112.34100%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Stated Rate   Loan Value: 10.98000%   Tape Value: 8.00000%   Variance: 2.98000%   Variance %: 2.98000%   Comment:    Tape Source: Initial   Tape Type:
Field: Property Address Street   Loan Value: XX   Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Stated Maturity Date   Loan Value: 8/XX/2031   Tape Value: 8/XX/2031   Variance: 13 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * Application Missing (Lvl 2)     "1003 is missing from the loan file."
* ComplianceEase Risk Indicator is "Moderate" (Lvl 2)     "This loan failed the Vermont high rate loan test. This loan is a Vermont high rate loan, as defined in the legislation. For more information please see the Vermont High Rate Loan
section of the full ComplianceAnalyzer report."
* ComplianceEase State Regulations Test Failed (Lvl 2)     "This loan failed the Vermont Mortgage Lender License Prohibited Fees Test. The following fees were included in the test:
 Loan Origination Fee paid by Borrower: $5,131.19"
* ComplianceEase TILA Test Failed (Lvl 2)     "Loan failed TILA APR test due to Calculated APR of 6.997% exceeds Disclosed APR of 0.000% over by 11.955%. Final TIL is missing from the loan documents."
* Final TIL Missing or Not Executed (Lvl 2)     "Final TIL is missing from the loan file."
* GSE Points and Fees Test Violations (Lvl 2)     "This loan is NOT failing predatory lending laws. It only exceeds the GSE points and fees test:- On the GSE fee violations, these loans are NOT failing Federal, State, or local predatory lending laws. There is no assignee liability since they did not exceed those thresholds."
* LTV or CLTV exceeds 104% (Lvl 2)     "Collateral value used for underwriting is $63,000.00. Amount of secondary lien is $000. Loan amount is $70,775.02. LTV is 112.341% and CLTV is 112.341%."
* Notice of Servicing Transfer missing or unexecuted (Lvl 2)     "Servicing transfer disclosure is missing from the loan file."
* Required Affiliated Business Disclosure missing/unexecuted (Lvl 2)     "Affiliated business disclosure is missing from the loan file."
* ROR not hand dated by borrower(s) (Lvl 2)     "RTC is not hand dated by borrower."		   Moderate Pass Fail No Result Pass Fail No Result   Value:Not Applicable
Date:Not Applicable
Type:		 Value:
Date:
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Last Date:		       Not Applicable
53 XX XX XX XX   XX XX XX XX Not Applicable Not Applicable XX XX Mississippi XX XX XX Mississippi XX XX No                             XX Not Applicable $1,063.39 13.799% 360   XX XX   Conventional Fixed   Refinance 96.774% 96.774% No Documentation No Not Applicable Not Applicable Not Applicable     Not Applicable Single Family XX XX Primary Not Applicable Not Applicable Not Applicable     Unavailable First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Credit Application
Initial Escrow Acct Disclosure		 Field: Amortized Remaining Term   Loan Value: 74   Tape Value: 297 |---| -223 |----| -75.08417%   Comment:    Tape Source: Initial   Tape Type:
Field: Any Borrowers Foreign National Indicator   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Borrower #2 Last Name   Loan Value: Not Applicable   Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: First Payment Date   Loan Value: 7/XX/2000   Tape Value: 7/XX/2000   Variance: -4 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Loan Original Maturity Term Months   Loan Value: 360   Tape Value: 480   Variance: -120   Variance %: -25.00000%   Comment:    Tape Source: Initial   Tape Type:
Field: Neg. Amort Potential?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraisal Date   Loan Value: 6/XX/2000   Tape Value: 6/XX/2000   Variance: -14 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraised Value   Loan Value: $XX  Tape Value: $9XX  Variance: $-1000.00   Variance %: -1.05263%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Balance (or Line Amount)   Loan Value: $XX Tape Value: $XX   Variance: $0.11   Variance %: 0.00012%   Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 96.774%   Tape Value: 95.760%   Variance: 1.014%   Variance %: 1.01400%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Note Doc Date   Loan Value: 6/XX/2000   Tape Value: 6/XX/2000   Variance: -5 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 96.774%   Tape Value: 0.000%   Variance: 96.774%   Variance %: 96.77400%   Comment:    Tape Source: Initial   Tape Type:
Field: Property Address Street   Loan Value: XX Tape Value: XX  Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Stated Maturity Date   Loan Value: 6/XX/2030   Tape Value: 11/XX/2054   Variance: -8923 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Stated Remaining Term   Loan Value: 74   Tape Value: 367   Variance: -293   Variance %: -79.83651%   Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * Application Missing (Lvl 2)     "Final application is missing from loan files."
* ComplianceEase Risk Indicator is "Elevated" (Lvl 2)     "This loan is NOT failing predatory lending laws. It only exceeds the GSE points and fees test:- On the GSE fee violations, these loans are NOT failing Federal, State, or local predatory lending laws. There is no assignee liability since they did not exceed those thresholds."
* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)     "Initial escrow account disclosure is missing from the loan file."
* Not all borrowers signed TIL (Lvl 2)     "The TIL is not signed by borrower."
* TIL not hand dated (Lvl 2)     "TIL is not hand dated by borrower."		   Elevated Pass Pass No Result Not Covered Pass No Result   Value:Not Applicable
Date:Not Applicable
Type:		 Value:
Date:
Type:		     Mos Reviewed:
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Currently Delinquent? :
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Currently Delinquent? :
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Last Date:		       Not Applicable
50 XX XX XX XX   XX XX XX XX XX XX XX XX Indiana XX XX XX Indiana XX XX No                             XX Not Applicable $686.30 11.994% 360   XX XX   Conventional Fixed   Cash Out 95.356% 95.356% No Documentation No Not Applicable Not Applicable Not Applicable     Not Applicable Manufactured Housing XX XX Primary Not Applicable Not Applicable Not Applicable     Unavailable First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Credit Application
Initial Escrow Acct Disclosure		 Field: Amortized Remaining Term   Loan Value: 82   Tape Value: 75 |---| 7 |----| 9.33333%   Comment:    Tape Source: Initial   Tape Type:
Field: Any Borrowers Foreign National Indicator   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: First Payment Date   Loan Value: 4/XX/2001   Tape Value: 4/XX/2001   Variance: -4 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Loan Original Maturity Term Months   Loan Value: 360   Tape Value: 174   Variance: 186   Variance %: 106.89655%   Comment:    Tape Source: Initial   Tape Type:
Field: Neg. Amort Potential?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraisal Date   Loan Value: 3/XX/2001   Tape Value: 3/XX/2001   Variance: -11 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraised Value   Loan Value: $XX  Tape Value: $XX Variance: $XX   Variance %: 47.36842%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Balance (or Line Amount)   Loan Value: $XX  Tape Value: $XX   Variance: $0.39   Variance %: 0.00058%   Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 95.356%   Tape Value: 140.520%   Variance: -45.164%   Variance %: -45.16400%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Note Doc Date   Loan Value: 3/XX/2001   Tape Value: 3/XX/2001   Variance: -5 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 95.356%   Tape Value: 0.000%   Variance: 95.356%   Variance %: 95.35600%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Stated Rate   Loan Value: 11.99400%   Tape Value: 9.03400%   Variance: 2.96000%   Variance %: 2.96000%   Comment:    Tape Source: Initial   Tape Type:
Field: Stated Maturity Date   Loan Value: 3/XX/2031   Tape Value: 3/XX/2031   Variance: -4 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * Application Missing (Lvl 2)     "Final application is missing from the loan file."
* ComplianceEase Exceptions Test Failed (Lvl 2)     "This loan failed the Indiana license validation test.
Indiana House Enrolled Act 1359 requires the Indiana Department of Financial Institutions to begin regulation of both first and subordinate lien mortgage lending under the First Lien Mortgage Lending License and Subordinate Lien Mortgage Lending License. As a result, lenders will no longer be allowed to make loans under the Indiana Unregulated (1st Lien), Unregulated UCCC, Consumer Loan License, Consumer Loan License UCCC, or the Exemption Letter UCCC.
The Indiana First Lien Mortgage Lending License and Indiana Subordinate Lien Lending License are not available for loans with a closing date before the Act's effective date of January 1, 2009."
* GSE Points and Fees Test Violations (Lvl 2)     "This loan is NOT failing predatory lending laws. It only exceeds the GSE points and fees test:- On the GSE fee violations, these loans are NOT failing Federal, State, or local predatory lending laws. There is no assignee liability since they did not exceed those thresholds."
* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)     "Initial escrow account disclosure is missing from the loan file."
* Not all borrowers signed TIL (Lvl 2)     "TIL is not signed by the borrower."
* Property is Manufactured Housing (Lvl 2)     "As per document the property type is manufactured Housing."
* ROR not hand dated by borrower(s) (Lvl 2)     "ROR is not hand dated by borrower."
* TIL not hand dated (Lvl 2)     "TIL is not hand dated by the borrower."		   Moderate Pass Pass No Result Not Covered Pass Fail   Value:Not Applicable
Date:Not Applicable
Type:		 Value:
Date:
Type:		     Mos Reviewed:
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Currently Delinquent? :
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Currently Delinquent? :
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Currently Delinquent? :
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Last Date:		        
49 XX XX XX XX   XX XX XX XX XX XX XX XX Georgia XX XX XX Georgia XX XX No                             XX Not Applicable $1,193.34 11.112% 300   XX XX   Conventional Fixed   Cash Out 109.777% 109.777% No Documentation Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable Single Family XX XX Primary Not Applicable Not Applicable Not Applicable     Unavailable First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Affiliated Business Disclosure
Credit Application
Initial Escrow Acct Disclosure		 Field: Amortized Remaining Term   Loan Value: 41   Tape Value: 367 |---| -326 |----| -88.82833%   Comment:    Tape Source: Initial   Tape Type:
Field: Any Borrowers Foreign National Indicator   Loan Value: Unavailable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: First Payment Date   Loan Value: 8/XX/2002   Tape Value: 8/XX/2002   Variance: -2 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Neg. Amort Potential?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraisal Date   Loan Value: 7/XX/2002   Tape Value: 7/XX/2002   Variance: 3 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraised Value   Loan Value: $XX  Tape Value: $XX  Variance: $XX   Variance %: -1.78571%   Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 109.777%   Tape Value: 138.010%   Variance: -28.233%   Variance %: -28.23300%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Note Doc Date   Loan Value: 7/XX/2002   Tape Value: 7/XX/2002   Variance: 10 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 109.777%   Tape Value: 0.000%   Variance: 109.777%   Variance %: 109.77700%   Comment:    Tape Source: Initial   Tape Type:
Field: Stated Maturity Date   Loan Value: 7/XX/2027   Tape Value: 6/XX/2054   Variance: -9834 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Stated Remaining Term   Loan Value: 41   Tape Value: 364   Variance: -323   Variance %: -88.73626%   Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * Application Missing (Lvl 2)     "Final 1003 is missing from loan file."
* ComplianceEase Risk Indicator is "Elevated" (Lvl 2)     "This loan is NOT failing predatory lending laws. It only exceeds the GSE points and fees test:- On the GSE fee violations, these loans are NOT failing Federal, State, or local predatory lending laws. There is no assignee liability since they did not exceed those thresholds."
* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)     "Initial Escrow Account Disclosure document is missing from loan file."
* LTV or CLTV exceeds 104% (Lvl 2)     "As per Appraisal report property value is $110,000.00 and the loan amount is $120,754.45 which is more than appraisal value. So, CLTV shows more than 104%."
* Not all borrowers signed TIL (Lvl 2)     "Final TIL is not signed by all borrowers."
* Required Affiliated Business Disclosure missing/unexecuted (Lvl 2)     "Affiliated Business Disclosure is missing from loan file."
* TIL not hand dated (Lvl 2)     "Final TIL is not hand dated by all borrowers."		   Elevated Pass Pass No Result Not Covered Pass No Result   Value:Not Applicable
Date:Not Applicable
Type:		 Value:
Date:
Type:		     Mos Reviewed:
Times 1X30:
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Currently Delinquent? :
Total Delinquent:
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Currently Delinquent? :
Total Delinquent:		 Number:
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Currently Delinquent? :
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Currently Delinquent? :
Total Delinquent:
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Times 1X30:
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Currently Delinquent? :
Total Delinquent:		 Number:
Total Amount:
Last Date:		 Number:
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Last Date:		       Unavailable
47 XX XX XX XX   XX XX XX XX XX XX XX XX Georgia XX XX XX Georgia XX XX No                             XX Not Applicable $947.24 10.950% 300   XX XX   Conventional Fixed   Cash Out 102.109% 102.109% No Documentation Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable Single Family XX XX Primary Not Applicable Not Applicable Not Applicable     Unavailable First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Affiliated Business Disclosure
Credit Application
Initial Escrow Acct Disclosure		 Field: Amortized Remaining Term   Loan Value: 25   Tape Value: 101 |---| -76 |----| -75.24752%   Comment:    Tape Source: Initial   Tape Type:
Field: Any Borrowers Foreign National Indicator   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: First Payment Date   Loan Value: 6/XX/2001   Tape Value: 7/XX/2001   Variance: -6 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Loan Original Maturity Term Months   Loan Value: 300   Tape Value: 180   Variance: 120   Variance %: 66.66666%   Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Neg. Amort Potential?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraisal Date   Loan Value: 5/XX/2001   Tape Value: 5/XX/2001   Variance: -12 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraised Value   Loan Value: $XX Tape Value: $XX  Variance: $XX  Variance %: 46.15384%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Balance (or Line Amount)   Loan Value: $XX   Tape Value: $XX   Variance: $-0.46   Variance %: -0.00047%   Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 102.109%   Tape Value: 149.240%   Variance: -47.131%   Variance %: -47.13100%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Note Doc Date   Loan Value: 5/XX/2001   Tape Value: 5/XX/2001   Variance: -6 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 102.109%   Tape Value: 0.000%   Variance: 102.109%   Variance %: 102.10900%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Stated Rate   Loan Value: 10.95000%   Tape Value: 10.20000%   Variance: 0.75000%   Variance %: 0.75000%   Comment:    Tape Source: Initial   Tape Type:
Field: Stated Maturity Date   Loan Value: 5/XX/2026   Tape Value: 10/XX/2032   Variance: -2321 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Stated Remaining Term   Loan Value: 25   Tape Value: 102   Variance: -77   Variance %: -75.49019%   Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * Application Missing (Lvl 2)     "Application missing from loan file."
* ComplianceEase Risk Indicator is "Elevated" (Lvl 2)     "The CE risk indicator is Elevated as the loan is failing for

This loan is NOT failing predatory lending laws. It only exceeds the GSE points and fees test:- On the GSE fee violations, these loans are NOT failing Federal, State, or local predatory lending laws. There is no assignee liability since they did not exceed those thresholds."
* Final TIL Date after actual transaction date (Lvl 2)     "Final TIL date 5/XX/2001 after actual transaction date."
* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)     "Initial Escrow Account Disclosure document is missing from loan file."
* Not all borrowers signed TIL (Lvl 2)     "Final TIL is not signed by all borrowers."
* Required Affiliated Business Disclosure missing/unexecuted (Lvl 2)     "Affiliated Business Disclosure is missing from loan file."
* TIL not hand dated (Lvl 2)     "Final TIL is not hand dated by all borrowers."		   Elevated Pass Pass No Result Not Covered Pass No Result   Value:Not Applicable
Date:Not Applicable
Type:		 Value:
Date:
Type:		     Mos Reviewed:
Times 1X30:
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Currently Delinquent? :
Total Delinquent:
Mortgage/Rent Dlq Last 12 Mos:
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Currently Delinquent? :
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Currently Delinquent? :
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Last Date:		       Unavailable
43 XX XX XX XX   XX XX XX XX Not Applicable Not Applicable XX XX Florida XX XX XX Florida XX XX No                             XX Not Applicable $981.78 10.949% 360   XX XX   Conventional Fixed   Refinance 107.816% 107.816% No Documentation Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable Single Family XX XX Primary Not Applicable Not Applicable Not Applicable     Unavailable First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Affiliated Business Disclosure
Credit Application
Initial Escrow Acct Disclosure
Notice of Servicing Transfer		 Field: Amortized Remaining Term   Loan Value: 85   Tape Value: 197 |---| -112 |----| -56.85279%   Comment:    Tape Source: Initial   Tape Type:
Field: Any Borrowers Foreign National Indicator   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Borrower #2 Last Name   Loan Value: Not Applicable   Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Loan Original Maturity Term Months   Loan Value: 360   Tape Value: 332   Variance: 28   Variance %: 8.43373%   Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Neg. Amort Potential?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraisal Date   Loan Value: 5/XX/2001   Tape Value: 5/XX/2001   Variance: -8 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraised Value   Loan Value: $XX  Tape Value: $XX   Variance: $XX   Variance %: -26.71755%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Balance (or Line Amount)   Loan Value: $XX  Tape Value: $XX  Variance: $-0.45   Variance %: -0.00043%   Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 107.816%   Tape Value: 79.010%   Variance: 28.806%   Variance %: 28.80600%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Note Doc Date   Loan Value: 5/XX/2001   Tape Value: 5/XX/2001   Variance: -5 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 107.816%   Tape Value: 0.000%   Variance: 107.816%   Variance %: 107.81600%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Stated Rate   Loan Value: 10.94900%   Tape Value: 3.98000%   Variance: 6.96900%   Variance %: 6.96900%   Comment:    Tape Source: Initial   Tape Type:
Field: Stated Maturity Date   Loan Value: 5/XX/2031   Tape Value: 7/XX/2042   Variance: -4079 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Stated Remaining Term   Loan Value: 85   Tape Value: 219   Variance: -134   Variance %: -61.18721%   Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * Application Missing (Lvl 2)     "Application document is missing from loan file."
* GSE Points and Fees Test Violations (Lvl 2)     "This loan is NOT failing predatory lending laws. It only exceeds the GSE points and fees test:- On the GSE fee violations, these loans are NOT failing Federal, State, or local predatory lending laws. There is no assignee liability since they did not exceed those thresholds."
* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)     "Initial Escrow Account Disclosure document is missing from loan file."
* LTV or CLTV exceeds 104% (Lvl 2)     "As per Appraisal report value is $96,000 and the loan amount is of $103,503.55. which is more than appraisal value. So, CLTV shows more than 104%."
* Not all borrowers signed TIL (Lvl 2)     "Final TIL is not signed by borrower."
* Notice of Servicing Transfer missing or unexecuted (Lvl 2)     "Servicing Transfer document is missing from loan file."
* Required Affiliated Business Disclosure missing/unexecuted (Lvl 2)     "Affiliated Business Disclosure is missing from loan file."
* TIL not hand dated (Lvl 2)     "Final TIL is not hand dated by borrower."		   Elevated Pass Pass No Result Not Covered Pass No Result   Value:Not Applicable
Date:Not Applicable
Type:		 Value:
Date:
Type:		     Mos Reviewed:
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Currently Delinquent? :
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Currently Delinquent? :
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Last Date:		       Unavailable
36 XX XX XX XX   XX XX XX XX Not Applicable Not Applicable XX XX Pennsylvania XX XX XX Pennsylvania XX XX No                             XX Not Applicable $314.02 10.990% 360   XX XX   Conventional ARM   Cash Out 78.571% 78.571% Full Documentation Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable Single Family XX XX Investor Not Applicable Not Applicable Not Applicable     48.354% First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Initial Escrow Acct Disclosure
Notice of Servicing Transfer		 Field: Amortized Remaining Term   Loan Value: 138   Tape Value: 135 |---| 3 |----| 2.22222%   Comment:    Tape Source: Initial   Tape Type:
Field: Any Borrowers Foreign National Indicator   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Borrower #2 Last Name   Loan Value: Not Applicable   Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Interest Only Expiration Date   Loan Value: Not Applicable   Tape Value: 11/XX/2007   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Neg. Amort Potential?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraisal Date   Loan Value: 10/XX/2005   Tape Value: 10/XX/2005   Variance: -13 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraised Value   Loan Value: $XX  Tape Value: $XX   Variance: $XX  Variance %: 68.00000%   Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 78.571%   Tape Value: 132.000%   Variance: -53.429%   Variance %: -53.42900%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 78.571%   Tape Value: 0.000%   Variance: 78.571%   Variance %: 78.57100%   Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)     "Initial Escrow Account Disclosure is missing from loan file."
* Notice of Servicing Transfer missing or unexecuted (Lvl 2)     "Servicing Transfer Document is missing from the loan file."
* Operative index value is unable to confirm (Lvl 2)     "Operative index value at the time of origination is missing from the loan file."
* TIL not hand dated (Lvl 2)     "TIL is not hand dated by the borrower."		                   Value:Not Applicable
Date:Not Applicable
Type:		 Value:
Date:
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Currently Delinquent? :
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Last Date:		 Number:
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Last Date:		 Number:
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Currently Delinquent? :
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Currently Delinquent? :
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Currently Delinquent? :
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Last Date:		 Number:
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Last Date:		       Not Applicable
32 XX XX XX XX   XX XX XX XX XX XX XX XX Vermont XX XX XX Vermont XX XX No                             XX Not Applicable $921.15 11.750% 240   XX XX   Conventional Fixed   Cash Out 77.273% 77.273% Full Documentation Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable Manufactured Housing XX XX Primary Not Applicable Not Applicable Not Applicable     84.174% First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Initial Escrow Acct Disclosure Field: Amortized Remaining Term   Loan Value: 11   Tape Value: 415 |---| -404 |----| -97.34939%   Comment:    Tape Source: Initial   Tape Type:
Field: First Payment Date   Loan Value: 5/XX/2005   Tape Value: 6/XX/2005   Variance: -12 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Loan Original Maturity Term Months   Loan Value: 240   Tape Value: 480   Variance: -240   Variance %: -50.00000%   Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Neg. Amort Potential?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraisal Date   Loan Value: 3/XX/2005   Tape Value: 4/XX/2005   Variance: -17 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraised Value   Loan Value: $XX   Tape Value: $XX  Variance: $XX Variance %: 25.00000%   Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 77.273%   Tape Value: 96.590%   Variance: -19.317%   Variance %: -19.31700%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 77.273%   Tape Value: 0.000%   Variance: 77.273%   Variance %: 77.27300%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Stated Rate   Loan Value: 11.75000%   Tape Value: 4.25000%   Variance: 7.50000%   Variance %: 7.50000%   Comment:    Tape Source: Initial   Tape Type:
Field: Property Address Street   Loan Value: XX  Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Stated Maturity Date   Loan Value: 4/XX/2025   Tape Value: 2/XX/2061   Variance: -13071 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Stated Remaining Term   Loan Value: 11   Tape Value: 441   Variance: -430   Variance %: -97.50566%   Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * ComplianceEase State Regulations Test Failed (Lvl 2)     "This loan failed the Vermont high rate loan test.
This loan is a Vermont high rate loan, as defined in the legislation. For more information please see the Vermont High Rate Loan section of the full ComplianceAnalyzer report.
While the Vermont High Rate provisions specify that lenders may lawfully make this type of loan subject to certain conditions, some lenders and secondary market investors may prefer not to fund or buy high right loans even if the additional conditions are met.

This loan did not pass the prohibited fees test.
The Vermont statutes provide that only those fees expressly permitted may be charged.
The loan data is $3,422.00 and comparison data is $0.00; the variance is +$3,422.00."
* DTI > 60% (Lvl 2)     "As per Application report, DTI is 84% as income is $2935.49 and total expenses are $2471.33."
* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)     "Initial Escrow Account Disclosure document is missing from loan file."
* Property is Manufactured Housing (Lvl 2)     "As per Appraisal report property is Manufactured Housing."
* ROR not hand dated by borrower(s) (Lvl 2)     "Final TIL is not hand dated by all borrowers."
* TIL not hand dated (Lvl 2)     "Final TIL is not hand dated by all borrowers."		   Moderate Pass Pass No Result Pass Fail No Result   Value:Not Applicable
Date:Not Applicable
Type:		 Value:
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29 XX XX XX XX   XX XX XX XX Not Applicable Not Applicable XX XX Massachusetts XX XX XX Massachusetts XX XX No                             XX Not Applicable $776.45 7.625% 360   XX XX   Conventional ARM   Cash Out 59.297% 59.297% Full Documentation Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable Single Family XX XX Primary Not Applicable Not Applicable Not Applicable     97.932% First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Initial Escrow Acct Disclosure
Loan Program Info Disclosure
Notice of Servicing Transfer		 Field: Any Borrowers Foreign National Indicator   Loan Value: Unavailable   Tape Value: No |---| |----|   Comment:    Tape Source: Initial   Tape Type:
Field: Borrower #2 Last Name   Loan Value: Not Applicable   Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Interest Only Expiration Date   Loan Value: Not Applicable   Tape Value: 6/XX/2011   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Next Pay Change Date   Loan Value: 12/XX/2024   Tape Value: 6/XX/2024   Variance: 183 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Next Rate Change Date   Loan Value: 11/XX/2024   Tape Value: 5/XX/2024   Variance: 184 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraisal Date   Loan Value: 4/XX/2006   Tape Value: 4/XX/2006   Variance: -10 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraised Value   Loan Value: $XX Tape Value: $XX Variance: $XX  Variance %: 48.00000%   Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 59.297%   Tape Value: 87.760%   Variance: -28.463%   Variance %: -28.46300%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 59.297%   Tape Value: 0.000%   Variance: 59.297%   Variance %: 59.29700%   Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * ComplianceEase State Regulations Test Failed (Lvl 2)     "This loan failed the late fees test.
The loan data is 5.000% and comparison data is 3.000%; hence, the variance is +2.000%
The loan has late fees that do not conform to the requirements for the lender's license type in the state where the property is located."
* DTI > 60% (Lvl 2)     "As per 1003 dated 04/XX/2006, the total monthly income is in the amount of $2,600.00 and the total monthly expenses are in the amount of $905.98
The DTI is calculated as 100.808% which is exceeding 60% DTI limit"
* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)     "Initial escrow account disclosure is missing from the loan file."
* Loan program disclosure missing or unexecuted (Lvl 2)     "Loan program disclosure is missing from the loan file."
* Notice of Servicing Transfer missing or unexecuted (Lvl 2)     "Servicing transfer disclosure is missing from the loan file."
* ROR not hand dated by borrower(s) (Lvl 2)     "ROR is not hand dated by borrower."
* TIL not hand dated (Lvl 2)     "Final TIL is not hand dated by the borrower."		   Moderate Pass Pass No Result Pass Fail No Result   Value:Not Applicable
Date:Not Applicable
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Last Date:		       Not Applicable
28 XX XX XX XX   XX XX XX XX Not Applicable Not Applicable XX XX Maine XX XX XX Maine XX XX No                             XX Not Applicable $241.18 7.990% 360   XX XX   Conventional ARM   Cash Out 65.800% 65.800% Full Documentation Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable Manufactured Housing XX XX Primary Not Applicable Not Applicable Not Applicable     12.347% First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Initial Escrow Acct Disclosure Field: Amortized Remaining Term   Loan Value: 121   Tape Value: 120 |---| 1 |----| 0.83333%   Comment:    Tape Source: Initial   Tape Type:
Field: Borrower #2 Last Name   Loan Value: Not Applicable   Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: First Pay Change Date   Loan Value: 6/XX/2005   Tape Value: 6/XX/2005   Variance: 1 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: First Payment Date   Loan Value: 6/XX/2004   Tape Value: 6/XX/2004   Variance: 1 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: First Rate Change Date   Loan Value: 5/XX/2005   Tape Value: 5/XX/2005   Variance: 1 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Interest Only Expiration Date   Loan Value: Not Applicable   Tape Value: 6/XX/2005   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Next Pay Change Date   Loan Value: 6/XX/2024   Tape Value: 6/XX/2024   Variance: 1 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Next Rate Change Date   Loan Value: 5/XX/2025   Tape Value: 5/XX/2024   Variance: 366 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraisal Date   Loan Value: 5/XX/2004   Tape Value: 5/XX/2004   Variance: -13 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraised Value   Loan Value: $XX   Tape Value: $XX   Variance: $XX  Variance %: 28.20512%   Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 65.800%   Tape Value: 84.360%   Variance: -18.560%   Variance %: -18.56000%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 65.800%   Tape Value: 0.000%   Variance: 65.800%   Variance %: 65.80000%   Comment:    Tape Source: Initial   Tape Type:
Field: Property Address Street   Loan Value: 3XX   Tape Value: XX  Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Stated Maturity Date   Loan Value: 5/XX/2034   Tape Value: 5/XX/2034   Variance: 1 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Subject Property Type   Loan Value: Manufactured Housing   Tape Value: Single Family   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * ComplianceEase Risk Indicator is "Elevated" (Lvl 2)     "ComplianceEase Risk Indicator Is Elevated.
This loan is NOT failing predatory lending laws. It only exceeds the GSE points and fees test:- On the GSE fee violations, these loans are NOT failing Federal, State, or local predatory lending laws. There is no assignee liability since they did not exceed those thresholds."
* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)     "The initial escrow account disclosure is missing from the loan file."
* Operative index value is unable to confirm (Lvl 2)     "Operative index value at the time of origination is missing from the loan file."
* ROR not hand dated by borrower(s) (Lvl 2)     "The ROR is not hand-dated by the borrower."
* TIL not hand dated (Lvl 2)     "The final TIL is not hand dated by the borrower."		 * Property is Manufactured Housing (Lvl 1)     "Home is not affixed. According to the appraisal report dated 5/XX/2004 subject property is “Manufactured Home”. Neither Alta-7 endorsement is attached with final title policy nor the VIN# is mentioned on the legal description of the subject mortgage. Affidavit of affixation is missing from the loan file. Hence, unable to confirm whether the home is attached to the land or not." Elevated Pass Pass No Result Not Covered Pass No Result   Value:Not Applicable
Date:Not Applicable
Type:		 Value:
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Last Date:		       Not Applicable
27 XX XX XX XX   XX XX XX XX Not Applicable Not Applicable XX XX New York XX XX XX New York XX XX No                             XX Not Applicable $806.37 7.990% 360   XX XX   Conventional ARM   Cash Out 24.444% 24.444% No Documentation Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable Single Family XX XX Primary Not Applicable Not Applicable Not Applicable     Unavailable First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Affiliated Business Disclosure
Credit Application
Initial Escrow Acct Disclosure
Loan Program Info Disclosure
Notice of Servicing Transfer
Origination Appraisal		 Field: Amortized Remaining Term   Loan Value: 104   Tape Value: 463 |---| -359 |----| -77.53779%   Comment:    Tape Source: Initial   Tape Type:
Field: Any Borrowers Foreign National Indicator   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Borrower #2 Last Name   Loan Value: Not Applicable   Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Did a Modification Change Note Terms?   Loan Value: No   Tape Value: Yes   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: First Payment Date   Loan Value: 1/XX/2003   Tape Value: 2/XX/2003   Variance: -13 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Loan Amortization Type   Loan Value: ARM   Tape Value: Fixed   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 24.444%   Tape Value: 24.440%   Variance: 0.004%   Variance %: 0.00400%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 24.444%   Tape Value: 0.000%   Variance: 24.444%   Variance %: 24.44400%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Stated Rate   Loan Value: 7.99000%   Tape Value: 5.50000%   Variance: 2.49000%   Variance %: 2.49000%   Comment:    Tape Source: Initial   Tape Type:
Field: Property Address Street   Loan Value: XX  Tape Value: XX Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Stated Maturity Date   Loan Value: 12/XX/2032   Tape Value: 11/XX/2062   Variance: -10909 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Stated Remaining Term   Loan Value: 104   Tape Value: 463   Variance: -359   Variance %: -77.53779%   Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * Application Missing (Lvl 2)     "Final 1003 is missing from the loan file."
* ComplianceEase State Regulations Test Failed (Lvl 2)     "The loan has late fees that do not conform to the requirements for the lender's license type in the state where the property is
located.
Loan data shows 5% and comparison data shows 2.00% the variance is +3.00%."
* GSE Points and Fees Test Violations (Lvl 2)     "This loan is NOT failing predatory lending laws. It only exceeds the GSE points and fees test:- On the GSE fee violations, these loans are NOT failing Federal, State, or local predatory lending laws. There is no assignee liability since they did not exceed those thresholds."
* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)     "Initial Escrow Account Disclosure is missing from loan file."
* Loan program disclosure missing or unexecuted (Lvl 2)     "Loan program disclosure is missing from the loan file."
* Missing Appraisal (Lvl 2)     "Appraisal report at origination is missing from the loan file."
* Notice of Servicing Transfer missing or unexecuted (Lvl 2)     "Servicing Transfer Document is missing from the loan file."
* Required Affiliated Business Disclosure missing/unexecuted (Lvl 2)     "Affiliated business form is missing from the loan file."
* TIL not hand dated (Lvl 2)     "TIL is not hand dated by all the borrowers."		   Moderate Pass Pass No Result Not Covered Fail No Result   Value:Not Applicable
Date:Not Applicable
Type:		 Value:
Date:
Type:		     Mos Reviewed:
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Last Date:		       Unavailable
26 XX XX XX XX   XX XX XX XX Not Applicable Not Applicable XX XX New York XX XX XX New York XX XX No                             XX Not Applicable $380.27 10.370% 360   XX XX   Conventional ARM   Cash Out 62.222% 62.222% No Documentation Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable Single Family XX XX Primary Not Applicable Not Applicable Not Applicable     Unavailable First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Affiliated Business Disclosure
Credit Application
Initial Escrow Acct Disclosure
Loan Program Info Disclosure
Notice of Servicing Transfer
Right of Rescission		 Field: Any Borrowers Foreign National Indicator   Loan Value: Unavailable   Tape Value: No |---| |----|   Comment:    Tape Source: Initial   Tape Type:
Field: Borrower #2 Last Name   Loan Value: Not Applicable   Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Escrow Account Indicator   Loan Value: No   Tape Value: Yes   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: First Pay Change Date   Loan Value: 6/XX/2002   Tape Value: 6/XX/2002   Variance: -5 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: First Payment Date   Loan Value: 6/XX/2001   Tape Value: 6/XX/2001   Variance: -5 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: First Rate Change Date   Loan Value: 5/XX/2002   Tape Value: 5/XX/2002   Variance: -5 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Interest Only Expiration Date   Loan Value: Not Applicable   Tape Value: 6/XX/2002   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Next Pay Change Date   Loan Value: 6/XX/2025   Tape Value: 6/XX/2024   Variance: 360 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Next Rate Change Date   Loan Value: 5/XX/2025   Tape Value: 5/XX/2024   Variance: 360 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraisal Date   Loan Value: 5/XX/2001   Tape Value: 5/XX/2001   Variance: -4 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraised Value   Loan Value: $XX   Tape Value: $XX   Variance: $XX  Variance %: -6.11961%   Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 62.222%   Tape Value: 58.410%   Variance: 3.812%   Variance %: 3.81200%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 62.222%   Tape Value: 0.000%   Variance: 62.222%   Variance %: 62.22200%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Stated Rate   Loan Value: 10.37000%   Tape Value: 10.37500%   Variance: -0.00500%   Variance %: -0.00500%   Comment:    Tape Source: Initial   Tape Type:
Field: Property Address Street   Loan Value: XX Tape Value:XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Stated Maturity Date   Loan Value: 5/XX/2031   Tape Value: 5/XX/2031   Variance: -5 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * Application Missing (Lvl 2)     "Application document is missing from loan file."
* ComplianceEase Risk Indicator is "Elevated" (Lvl 2)     "The CE risk indicator is Elevated as the loan is failing for

This loan is NOT failing predatory lending laws. It only exceeds the GSE points and fees test:- On the GSE fee violations, these loans are NOT failing Federal, State, or local predatory lending laws. There is no assignee liability since they did not exceed those thresholds."
* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)     "Initial escrow account disclosure is missing from the loan file."
* Loan program disclosure missing or unexecuted (Lvl 2)     "Loan program disclosure is missing from the loan file."
* Notice of Servicing Transfer missing or unexecuted (Lvl 2)     "Notice of Servicing Transfer document is missing from loan file."
* Operative index value is unable to confirm (Lvl 2)     "Unable to determine operative index value."
* Required Affiliated Business Disclosure missing/unexecuted (Lvl 2)     "Affiliated Business Disclosure missing from loan files."
* Right of Rescission missing or unexecuted (Lvl 2)     "ROR is missing from the loan file."
* TIL not hand dated (Lvl 2)     "Final TIL is not hand dated by the borrower."		   Elevated Pass Pass No Result Not Covered Pass No Result   Value:Not Applicable
Date:Not Applicable
Type:		 Value:
Date:
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Currently Delinquent? :
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Currently Delinquent? :
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Last Date:		       Unavailable
25 XX XX XX XX   XX XX XX XX Not Applicable Not Applicable XX XX Maryland XX XX XX Maryland XX XX No                             XX Not Applicable $766.48 9.381% 360   XX XX   Conventional Fixed   Cash Out 73.684% 73.684% No Documentation Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable Low Rise Condo  (1-4 Stories) XX XX Primary Not Applicable Not Applicable Not Applicable     41.976% First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Affiliated Business Disclosure
Credit Application		 Field: Amortized Remaining Term   Loan Value: 179   Tape Value: 131 |---| 48 |----| 36.64122%   Comment:    Tape Source: Initial   Tape Type:
Field: Borrower #2 Last Name   Loan Value: Not Applicable   Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: First Payment Date   Loan Value: 3/XX/2009   Tape Value: 3/XX/2009   Variance: -5 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Neg. Amort Potential?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraisal Date   Loan Value: 12/XX/2008   Tape Value: 2/XX/2009   Variance: -62 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraised Value   Loan Value: $XX  Tape Value: $XX  Variance: $XX   Variance %: 38.88888%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Balance (or Line Amount)   Loan Value: $XX   Tape Value: $XX   Variance: $0.44   Variance %: 0.00047%   Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 73.684%   Tape Value: 102.340%   Variance: -28.656%   Variance %: -28.65600%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 73.684%   Tape Value: 0.000%   Variance: 73.684%   Variance %: 73.68400%   Comment:    Tape Source: Initial   Tape Type:
Field: Stated Maturity Date   Loan Value: 2/XX/2039   Tape Value: 2/XX/2039   Variance: -5 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * Application Missing (Lvl 2)     "The final 1003 is missing from the loan file. The values are taken as located at "XX"."
* ComplianceEase State/Local Predatory Test Failed (Lvl 2)     "This loan failed the documentation type test the document type of the loan is "No Asset Verification," "No Asset or Income Verification," "No Documentation," "No
Income Verification," "Reduced," or "Streamline Refinance."
* Required Affiliated Business Disclosure missing/unexecuted (Lvl 2)     "The initial escrow account disclosure is missing from the loan file."		   Significant Pass Pass No Result Fail Pass No Result   Value:Not Applicable
Date:Not Applicable
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Last Date:		       Not Applicable
24 XX XX XX XX   XX XX XX XX XX XX XX XX Texas XX XX XX Texas XX XX No                             XX Not Applicable $726.62 12.219% 360   XX XX   Conventional Fixed   Cash Out 79.885% 79.885% No Documentation Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable Single Family XX XX Primary Not Applicable Not Applicable Not Applicable     Unavailable First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Affiliated Business Disclosure
Credit Application
Initial Escrow Acct Disclosure		 Field: Amortized Remaining Term   Loan Value: 178   Tape Value: 189 |---| -11 |----| -5.82010%   Comment:    Tape Source: Initial   Tape Type:
Field: Any Borrowers Foreign National Indicator   Loan Value: Unavailable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: First Payment Date   Loan Value: 2/XX/2009   Tape Value: 2/XX/2009   Variance: -4 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Neg. Amort Potential?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraisal Date   Loan Value: 1/XX/2009   Tape Value: 1/XX/2009   Variance: -9 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraised Value   Loan Value: $XX   Tape Value: $XX  Variance: $XX  Variance %: -1.13636%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Balance (or Line Amount)   Loan Value: $XX  Tape Value: $XX   Variance: $-0.30   Variance %: -0.00043%   Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 79.885%   Tape Value: 78.980%   Variance: 0.905%   Variance %: 0.90500%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 79.885%   Tape Value: 0.000%   Variance: 79.885%   Variance %: 79.88500%   Comment:    Tape Source: Initial   Tape Type:
Field: Stated Maturity Date   Loan Value: 1/XX/2039   Tape Value: 1/XX/2039   Variance: -4 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * Application Missing (Lvl 2)     "The final 1003 is missing from the loan file. The values are taken as the note date and loan amount."
* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)     "The initial escrow account disclosure is missing from the loan file."
* Required Affiliated Business Disclosure missing/unexecuted (Lvl 2)     "The required affiliated business disclosure is missing from the loan file."		   Minimal Pass Pass No Result Pass Pass No Result   Value:Not Applicable
Date:Not Applicable
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22 XX XX XX XX   XX XX XX XX Not Applicable Not Applicable XX XX New York XX XX XX New York XX XX No                             XX Not Applicable $817.09 9.640% 336   XX XX   Conventional Fixed   Cash Out 80.678% 80.678% Full Documentation Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable Single Family XX XX Primary Not Applicable Not Applicable Not Applicable     75.757% First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Affiliated Business Disclosure
Credit Application
Initial Escrow Acct Disclosure		 Field: Amortized Remaining Term   Loan Value: 151   Tape Value: 132 |---| 19 |----| 14.39393%   Comment:    Tape Source: Initial   Tape Type:
Field: Any Borrowers Foreign National Indicator   Loan Value: Unavailable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Borrower #2 Last Name   Loan Value: Not Applicable   Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: First Payment Date   Loan Value: 11/XX/2008   Tape Value: 12/XX/2008   Variance: -4 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Neg. Amort Potential?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraisal Date   Loan Value: 10/XX/2008   Tape Value: 10/XX/2008   Variance: -4 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraised Value   Loan Value: $XX  Tape Value: $XX   Variance: $XX   Variance %: -14.85507%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Balance (or Line Amount)   Loan Value: $XX  Tape Value: $XX   Variance: $0.17   Variance %: 0.00017%   Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 80.678%   Tape Value: 68.690%   Variance: 11.988%   Variance %: 11.98800%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 80.678%   Tape Value: 0.000%   Variance: 80.678%   Variance %: 80.67800%   Comment:    Tape Source: Initial   Tape Type:
Field: Stated Maturity Date   Loan Value: 10/XX/2036   Tape Value: 11/XX/2036   Variance: -5 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Stated Remaining Term   Loan Value: 151   Tape Value: 152   Variance: -1   Variance %: -0.65789%   Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * Application Missing (Lvl 2)     "1003 is missing from loan files values taken from "164978_1003-Loan Application_000001"."
* ComplianceEase Risk Indicator is "Elevated" (Lvl 2)     "This loan failed the NY subprime home loan test.
Using the greater of the disclosed APR and the fully indexed rate, the loan is a subprime home loan, as defined in the legislation.
While the New York Subprime Home Loan provisions specify that lenders may lawfully make this type of loan subject to certain
conditions, some lenders and secondary market investors may prefer not to fund or buy subprime home loans even if the
additional conditions are met.

The loan data is 9.742%  and comparison data is 8.290%  hence, the variance is +1.452%"
* DTI > 60% (Lvl 2)     "As per 1003 the total monthly income is in the amount of $2,696.00 and the total monthly expenses are in the amount of $1187.09
The DTI is calculated as 75.782% which is exceeding 60% DTI limit."
* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)     "Initial escrow account disclosure is missing from the loan file."
* Required Affiliated Business Disclosure missing/unexecuted (Lvl 2)     "Affiliated Business Disclosure missing from loan files."		   Elevated Pass Pass No Result Pass Pass No Result   Value:Not Applicable
Date:Not Applicable
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Last Date:		       Not Applicable
19 XX XX XX XX   XX XX XX XX Not Applicable Not Applicable XX XX Texas XX XX XX Texas XX XX No                             XX Not Applicable $663.71 12.469% 300   XX XX   Conventional Fixed   Cash Out 64.211% 64.211% No Documentation Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable Single Family XX XX Primary Not Applicable Not Applicable Not Applicable     Unavailable First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Affiliated Business Disclosure
Credit Application
Initial Escrow Acct Disclosure
Origination Appraisal		 Field: Amortized Remaining Term   Loan Value: 115   Tape Value: 113 |---| 2 |----| 1.76991%   Comment:    Tape Source: Initial   Tape Type:
Field: Any Borrowers Foreign National Indicator   Loan Value: Unavailable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Borrower #2 Last Name   Loan Value: Not Applicable   Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: First Payment Date   Loan Value: 11/XX/2008   Tape Value: 11/XX/2008   Variance: -5 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Neg. Amort Potential?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Balance (or Line Amount)   Loan Value: $XX  Tape Value: $XX  Variance: $XXX  Variance %: 0.00070%   Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 64.211%   Tape Value: 64.210%   Variance: 0.001%   Variance %: 0.00100%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 64.211%   Tape Value: 0.000%   Variance: 64.211%   Variance %: 64.21100%   Comment:    Tape Source: Initial   Tape Type:
Field: Stated Maturity Date   Loan Value: 10/XX/2033   Tape Value: 10/XX/2033   Variance: -5 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * Application Missing (Lvl 2)     "Final 1003 is missing from the loan file."
* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)     "Initial Escrow Acct Disclosure is missing from the loan file."
* Missing Appraisal (Lvl 2)     "The appraisal report is missing from the loan file. The Exterior only Appraisal report located at"XX""
* Mortgage not properly executed (Lvl 2)     "The Subject Mortgage Was not Executed Properly. The Unexecuted copy is located at"1XX”."
* Mortgage Not Recorded (Lvl 2)     "The loan was originated on 10/XX/2008. The recorded copy of mortgage is missing from the loan file. Unrecorded copy is located at “1XX”."
* Required Affiliated Business Disclosure missing/unexecuted (Lvl 2)     "Affiliated business disclosure is missing from the loan file."		   Minimal Pass Pass No Result Pass Pass No Result   Value:Not Applicable
Date:Not Applicable
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Last Date:		       Unavailable
16 XX XX XX XX   XX XX XX XX XX XX XX XX Mississippi XX XX XX Mississippi XX XX No                             XX Not Applicable $957.30 10.530% 180   XX XX   Conventional Fixed   Cash Out 105.435% 105.435% No Documentation Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable Single Family XX XX Primary Not Applicable Not Applicable Not Applicable     Unavailable First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Affiliated Business Disclosure
Credit Application		 Field: Amortized Remaining Term   Loan Value: -9   Tape Value: 443 |---| -452 |----| -102.03160%   Comment:    Tape Source: Initial   Tape Type:
Field: Any Borrowers Foreign National Indicator   Loan Value: Unavailable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Borrower #2 Last Name   Loan Value: XX   Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: First Payment Date   Loan Value: 8/XX/2008   Tape Value: 9/XX/2008   Variance: -3 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Loan Original Maturity Term Months   Loan Value: 180   Tape Value: 480   Variance: -300   Variance %: -62.50000%   Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Neg. Amort Potential?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraisal Date   Loan Value: 7/XX/2008   Tape Value: 7/XX/2008   Variance: -14 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraised Value   Loan Value: $XX   Tape Value: $XX   Variance: $XX  Variance %: 64.00000%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Balance (or Line Amount)   Loan Value: $XX   Tape Value: $XX   Variance: $XX   Variance %: -0.00034%   Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 105.435%   Tape Value: 172.910%   Variance: -67.475%   Variance %: -67.47500%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 105.435%   Tape Value: 0.000%   Variance: 105.435%   Variance %: 105.43500%   Comment:    Tape Source: Initial   Tape Type:
Field: Property Address Street   Loan Value: XX  Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Stated Maturity Date   Loan Value: 7/XX/2023   Tape Value: 3/XX/2061   Variance: -13730 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Stated Remaining Term   Loan Value: -9   Tape Value: 443   Variance: -452   Variance %: -102.03160%   Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * Application Missing (Lvl 2)     "1003 is missing from loan files."
* ComplianceEase Risk Indicator is "Elevated" (Lvl 2)     "Compliance Ease Risk indicator is elevated as this loan fail GSE Predatory Lending Guidance."
* GSE Points and Fees Test Violations (Lvl 2)     "This loan is NOT failing predatory lending laws. It only exceeds the GSE points and fees test:- On the GSE fee violations, these loans are NOT failing Federal, State, or local predatory lending laws. There is no assignee liability since they did not exceed those thresholds."
* LTV or CLTV exceeds 104% (Lvl 2)     "The appraised value per tape is $82,000.00, and the loan amount is $86456.70.LTV is calculated as 105.435% which is exceeding 100%."
* Required Affiliated Business Disclosure missing/unexecuted (Lvl 2)     "Affiliated Business Disclosure missing from loan files."		   Elevated Pass Pass No Result Not Covered Pass No Result   Value:Not Applicable
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14 XX XX XX XX   XX XX XX XX XX XX XX XX New Mexico XX XX XX New Mexico XX XX No                             XX Not Applicable $743.66 10.690% 360   XX XX   Conventional Fixed   Cash Out 100.065% 100.065% No Documentation Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable Single Family XX XX Primary Not Applicable Not Applicable Not Applicable     Unavailable First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Affiliated Business Disclosure
Credit Application
Initial Escrow Acct Disclosure		 Field: Amortized Remaining Term   Loan Value: 169   Tape Value: 166 |---| 3 |----| 1.80722%   Comment:    Tape Source: Initial   Tape Type:
Field: Any Borrowers Foreign National Indicator   Loan Value: Unavailable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: First Payment Date   Loan Value: 6/XX/2008   Tape Value: 6/XX/2008   Variance: -6 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Neg. Amort Potential?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraisal Date   Loan Value: 4/XX/2008   Tape Value: 5/XX/2008   Variance: -16 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Balance (or Line Amount)   Loan Value: $XX   Tape Value: $XX   Variance: $XX Variance %: -0.00029%   Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 100.065%   Tape Value: 94.180%   Variance: 5.885%   Variance %: 5.88500%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 100.065%   Tape Value: 0.000%   Variance: 100.065%   Variance %: 100.06500%   Comment:    Tape Source: Initial   Tape Type:
Field: Stated Maturity Date   Loan Value: 5/XX/2038   Tape Value: 5/XX/2038   Variance: -6 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * Application Missing (Lvl 2)     "The final 1003 is missing from the loan file. The values are taken as the note date and loan amount."
* ComplianceEase Risk Indicator is "Elevated" (Lvl 2)     "The CE risk indicator is elevated as the loan is failed for
This loan is NOT failing predatory lending laws. It only exceeds the GSE points and fees test:- On the GSE fee violations, these loans are NOT failing Federal, State, or local predatory lending laws. There is no assignee liability since they did not exceed those thresholds."
* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)     "The initial escrow account disclosure is missing from the loan file."
* Required Affiliated Business Disclosure missing/unexecuted (Lvl 2)     "The required affiliated business disclosure is missing from the loan file."		   Elevated Pass Pass No Result Pass Pass No Result   Value:Not Applicable
Date:Not Applicable
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10 XX XX XX XX   XX XX XX XX XX XX XX XX Rhode Island XX XX XX Rhode Island XX XX No                             XX Not Applicable $1,407.35 7.900% 360   XX XX   Conventional Fixed   Cash Out 71.716% 71.716% No Documentation Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable 2 Family XX XX Primary Not Applicable Not Applicable Not Applicable     Unavailable First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable 1-4 Family Rider
Affiliated Business Disclosure
Credit Application
Initial Escrow Acct Disclosure		 Field: Amortized Remaining Term   Loan Value: 153   Tape Value: 146 |---| 7 |----| 4.79452%   Comment:    Tape Source: Initial   Tape Type:
Field: Any Borrowers Foreign National Indicator   Loan Value: Unavailable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Borrower #2 Last Name   Loan Value: XX Tape Value: XX    Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Borrower Last Name   Loan Value: XX  Tape Value: 0   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: First Payment Date   Loan Value: 3/XX/2007   Tape Value: 3/XX/2007   Variance: -6 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Neg. Amort Potential?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Number Of Units   Loan Value: 2   Tape Value: 1   Variance: 1   Variance %: 100.00000%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraisal Date   Loan Value: 2/XX/2007   Tape Value: 2/XX/2007   Variance: -6 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraised Value   Loan Value: $XX  Tape Value: $XX   Variance: $XX  Variance %: 77.63157%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Balance (or Line Amount)   Loan Value: $XX  Tape Value: $XX  Variance: $XX  Variance %: -0.00016%   Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 71.716%   Tape Value: 127.390%   Variance: -55.674%   Variance %: -55.67400%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 71.716%   Tape Value: 0.000%   Variance: 71.716%   Variance %: 71.71600%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Stated Rate   Loan Value: 7.90000%   Tape Value: 6.10000%   Variance: 1.80000%   Variance %: 1.80000%   Comment:    Tape Source: Initial   Tape Type:
Field: Property Address Street   Loan Value: XX Tape Value: XX  Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Stated Maturity Date   Loan Value: 2/XX/2037   Tape Value: 2/XX/2037   Variance: -6 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * Application Missing (Lvl 2)     "Application document is missing from loan file."
* ComplianceEase Risk Indicator is "Moderate" (Lvl 2)     "The CE risk indicator is Moderate as the loan is failing for
This loan failed the TILA finance charge test.
This loan failed the TILA foreclosure rescission finance charge test.
This loan failed the TILA APR test."
* ComplianceEase TILA Test Failed (Lvl 2)     "This loan failed the TILA finance charge test.
The finance charge is $318,643.51. The disclosed finance charge of $250,603.70 is not considered accurate because it is understated by more than $100.

The loan data is $250,603.70 and comparison data is $318,543.51; the variance is -$67,939.81.

This loan failed the TILA foreclosure rescission finance charge test.
The finance charge is $318,643.51. The disclosed finance charge of $250,603.70 is not considered accurate for purposes of rescission because it is understated by more than $35.

The loan data is $250,603.70 and comparison data is $318,643.51; the variance is -$68,039.81.

This loan failed the TILA APR test.
The annual percentage rate (APR) is 8.212%. The disclosed APR of 7.030% is not considered accurate because it is more than 1/8 of 1 percentage point above or below the APR as determined in accordance with the actuarial method.

The loan data is 7.030% and comparison data is 8.212%; the variance is -1.182%."
* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)     "Initial Escrow Account Disclosure document is missing from loan file."
* Missing required 1-4 family rider (Lvl 2)     "As per Appraisal occupancy is 2-Family hence required 1-4 family rider is missing."
* Required Affiliated Business Disclosure missing/unexecuted (Lvl 2)     "Affiliated Business Disclosure missing from loan files."		   Moderate Pass Fail No Result Pass Pass No Result   Value:Not Applicable
Date:Not Applicable
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Last Date:		       Unavailable
6 XX XX XX XX   XX XX XX XX Not Applicable Not Applicable XX XX Texas XX XX XX Texas XX XX No                             XX Not Applicable $680.43 10.240% 360   XX XX   Conventional Fixed   Cash Out 79.161% 79.161% No Documentation Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable Single Family XX XX Primary Not Applicable Not Applicable Not Applicable     Unavailable First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Affiliated Business Disclosure
Credit Application
Initial Escrow Acct Disclosure		 Field: Any Borrowers Foreign National Indicator   Loan Value: Unavailable   Tape Value: No |---| |----|   Comment:    Tape Source: Initial   Tape Type:
Field: Borrower #2 Last Name   Loan Value: Not Applicable   Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: First Payment Date   Loan Value: 9/XX/2006   Tape Value: 9/XX/2006   Variance: -5 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Neg. Amort Potential?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraisal Date   Loan Value: 6/XX/2006   Tape Value: 8/XX/2006   Variance: -55 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraised Value   Loan Value: $XX  Tape Value: $XX   Variance: $XX   Variance %: -12.56830%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Balance (or Line Amount)   Loan Value: $XX Tape Value: $XX   Variance: $XX   Variance %: -0.00043%   Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 79.161%   Tape Value: 69.210%   Variance: 9.951%   Variance %: 9.95100%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Note Doc Date   Loan Value: 8/XX/2006   Tape Value: 8/XX/2006   Variance: -5 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 79.161%   Tape Value: 0.000%   Variance: 79.161%   Variance %: 79.16100%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Stated Rate   Loan Value: 10.24000%   Tape Value: 7.24000%   Variance: 3.00000%   Variance %: 3.00000%   Comment:    Tape Source: Initial   Tape Type:
Field: Stated Maturity Date   Loan Value: 8/XX/2036   Tape Value: 8/XX/2036   Variance: -5 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * Application Missing (Lvl 2)     "Application document is missing from loan file."
* ComplianceEase Risk Indicator is "Moderate" (Lvl 2)     "The CE risk indicator is Moderate as the loan is failing for
This loan failed the TILA finance charge test.
This loan failed the TILA foreclosure rescission finance charge test.
This loan failed the TILA APR test."
* ComplianceEase TILA Test Failed (Lvl 2)     "This loan failed the TILA finance charge test.
The finance charge is $168,967.65. The disclosed finance charge of $125,425.69 is not considered accurate because it is understated by more than $100.
The loan data is $125,425.69 and comparison data is $168,867.65; the variance is -$43,441.96.

This loan failed the TILA foreclosure rescission finance charge test.
The finance charge is $168,967.65. The disclosed finance charge of $125,425.69 is not considered accurate for purposes of rescission because it is understated by more than $35.
The loan data is $125,425.69 and comparison data is $168,967.65; the variance is -$43,541.96.

This loan failed the TILA APR test.
The annual percentage rate (APR) is 10.240%. The disclosed APR of 8.570% is not considered accurate because it is more than 1/8 of 1 percentage point above or below the APR as determined in accordance with the actuarial method.
The loan data is 8.570% and comparison data is 10.240%; the variance is -1.670%."
* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)     "Initial Escrow Account Disclosure document is missing from loan file."
* Required Affiliated Business Disclosure missing/unexecuted (Lvl 2)     "Required Affiliated Business Disclosure missing from loan file."		   Moderate Pass Fail No Result Pass Pass No Result   Value:Not Applicable
Date:Not Applicable
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Last Date:		       Unavailable
4 XX XX XX XX   XX XX XX XX Not Applicable Not Applicable XX XX Ohio XX XX XX Ohio XX XX No                             XX Not Applicable $1,340.53 11.890% 360   XX XX   Conventional Fixed   Cash Out 175.440% 175.440% No Documentation Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable Single Family XX XX Primary Not Applicable Not Applicable Not Applicable     Unavailable First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Affiliated Business Disclosure
Credit Application
Initial Escrow Acct Disclosure
Origination Appraisal		 Field: Amortized Remaining Term   Loan Value: 141   Tape Value: 154 |---| -13 |----| -8.44155%   Comment:    Tape Source: Initial   Tape Type:
Field: Any Borrowers Foreign National Indicator   Loan Value: Unavailable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Borrower #2 Last Name   Loan Value: Not Applicable   Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Borrower Last Name   Loan Value: XX   Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: First Payment Date   Loan Value: 4/XX/2006   Tape Value: 5/XX/2006   Variance: -4 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Loan Original Maturity Term Months   Loan Value: 360   Tape Value: 270   Variance: 90   Variance %: 33.33333%   Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Neg. Amort Potential?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Balance (or Line Amount)   Loan Value: $XX   Tape Value: $XX  Variance: $XX   Variance %: -0.00016%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 175.440%   Tape Value: 0.000%   Variance: 175.440%   Variance %: 175.44000%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Stated Rate   Loan Value: 11.89000%   Tape Value: 4.19000%   Variance: 7.70000%   Variance %: 7.70000%   Comment:    Tape Source: Initial   Tape Type:
Field: Stated Maturity Date   Loan Value: 3/XX/2036   Tape Value: 4/XX/2037   Variance: -370 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Stated Remaining Term   Loan Value: 141   Tape Value: 154   Variance: -13   Variance %: -8.44155%   Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * Application Missing (Lvl 2)     "The final 1003 is missing from the loan file. The values are taken as the note date and loan amount."
* ComplianceEase Risk Indicator is "Elevated" (Lvl 2)     "The CE risk indicator is elevated as the loan is failed for
This loan is NOT failing predatory lending laws. It only exceeds the GSE points and fees test:- On the GSE fee violations, these loans are NOT failing Federal, State, or local predatory lending laws. There is no assignee liability since they did not exceed those thresholds."
* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)     "The initial escrow account disclosure is missing from the loan file."
* LTV or CLTV exceeds 104% (Lvl 2)     "The uniform appraisal report is missing from the loan file. The values are updated as per the tape data, and the appraisal value is $74,900.00 and the loan amount is $131,404.78; therefore, LTV / CLTV show 175.440%, which exceeds 104%."
* Missing Appraisal (Lvl 2)     "The appraisal report is missing from the loan file."
* Required Affiliated Business Disclosure missing/unexecuted (Lvl 2)     "The required affiliated business disclosure is missing from the loan file."		   Elevated Pass Pass No Result Not Covered Pass No Result   Value:Not Applicable
Date:Not Applicable
Type:		 Value:
Date:
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Last Date:		       Unavailable
285 XX XX XX XX   XX XX XX XX Not Applicable Not Applicable XX XX Ohio XX XX XX Ohio XX XX No                             XX Not Applicable $1,004.97 9.950% 360   XX XX   Conventional Fixed   Cash Out 98.291% 98.291% Full Documentation Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable Single Family XX XX Primary Not Applicable Not Applicable Not Applicable     24.571% First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Affiliated Business Disclosure
Initial Escrow Acct Disclosure		 Field: Amortized Remaining Term   Loan Value: 156   Tape Value: 342 |---| -186 |----| -54.38596%   Comment:    Tape Source: Initial   Tape Type:
Field: Borrower #2 Last Name   Loan Value: Not Applicable   Tape Value: XX  Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Escrow Account Indicator   Loan Value: No   Tape Value: Yes   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Loan Original Maturity Term Months   Loan Value: 360   Tape Value: 480   Variance: -120   Variance %: -25.00000%   Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Neg. Amort Potential?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraisal Date   Loan Value: 2/XX/2007   Tape Value: 3/XX/2007   Variance: -22 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraised Value   Loan Value: $XX  Tape Value: $XX  Variance: $XX   Variance %: 143.75000%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 98.291%   Tape Value: 0.000%   Variance: 98.291%   Variance %: 98.29100%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Stated Rate   Loan Value: 9.95000%   Tape Value: 4.20000%   Variance: 5.75000%   Variance %: 5.75000%   Comment:    Tape Source: Initial   Tape Type:
Field: Stated Maturity Date   Loan Value: 4/XX/2037   Tape Value: 7/XX/2054   Variance: -6300 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Stated Remaining Term   Loan Value: 156   Tape Value: 363   Variance: -207   Variance %: -57.02479%   Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * ComplianceEase State/Local Predatory Test Failed (Lvl 2)     "The compliance risk indicator is Significant as the loan is failing OH PLA Covered Loan Points and Fees Threshold Test. Total fees charged is $12,552.95 and allowed is $5,351.20 however over charged by +$7,201.75. Borrower has been charged with loan discount fee of $1,150.00; however bonafide disclosure is missing to confirm the points are bonafide. Affirmative claims can be made within 3 years of origination and the Note date is 03/XX/2007. SOL has been expired.
Fees included-
Loan Discount Fee paid by Borrower: $1,150.00
Mortgage Broker Fee (Direct) paid by Borrower: $4,950.00
Processing Fee paid by Borrower: $765.00
Underwriting Fee paid by Borrower: $749.00
Flood Determination - Life of Loan Fee paid by Borrower: $7.00
Tax Related Service Fee paid by Borrower: $50.00
 Settlement / Closing / Escrow Fee paid by Borrower: $150.00
Title Courier Fee paid by Borrower: $150.00
Recording Service Fee paid by Borrower: $4.95
Max Prepayment Penalty / Termination Fee $4,577.00


This loan failed the prepayment penalty test. (OH HB 386 Section 1, § 1349.27 (A)(1))
The covered loan includes a prepayment penalty."
* ComplianceEase TILA Test Failed (Lvl 2)     "This loan failed the TILA foreclosure rescission finance charge test.
The finance charge is $255,390.98. The disclosed finance charge of $255,321.67 is not considered accurate for purposes of rescission because it is understated by more than $35.

The loan data is $255,321.67 and comparison data is $255,390.98; the variance is -$69.31."
* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)     "Initial Escrow Account Disclosure document is missing from loan file."
* Required Affiliated Business Disclosure missing/unexecuted (Lvl 2)     "Required Affiliated Business Disclosure is missing from loan file."		   Significant Pass Fail No Result Fail Pass No Result   Value:Not Applicable
Date:Not Applicable
Type:		 Value:
Date:
Type:		     Mos Reviewed:
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Currently Delinquent? :
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279 XX XX XX XX   XX XX XX XX XX XX XX XX Minnesota XX XX XX Minnesota XX XX No                             XX Not Applicable $939.83 7.925% 360   XX XX   Conventional Fixed   Cash Out 100.000% 100.000% Full Documentation Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable Single Family XX XX Primary Not Applicable Not Applicable Not Applicable     25.165% First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Affiliated Business Disclosure
Initial Escrow Acct Disclosure		 Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No |---| |----|   Comment:    Tape Source: Initial   Tape Type:
Field: Neg. Amort Potential?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraisal Date   Loan Value: 12/XX/2006   Tape Value: 12/XX/2006   Variance: -10 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraised Value   Loan Value: $XX   Tape Value: $XX   Variance: $XX  Variance %: -11.03448%   Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 100.000%   Tape Value: 88.970%   Variance: 11.030%   Variance %: 11.03000%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 100.000%   Tape Value: 0.000%   Variance: 100.000%   Variance %: 100.00000%   Comment:    Tape Source: Initial   Tape Type:
Field: Property Address Street   Loan Value: XX Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)     "Initial escrow account disclosure is missing from the loan file."
* Required Affiliated Business Disclosure missing/unexecuted (Lvl 2)     "Affiliated Business Disclosure missing from loan files."		   Minimal Pass Pass No Result Not Covered Pass No Result   Value:Not Applicable
Date:Not Applicable
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Dropped XX XX XX XX   XX XX XX XX Not Applicable Not Applicable XX XX Minnesota XX XX XX Minnesota XX XX No   Not Applicable                         XX Not Applicable $1,175.36 8.490% 360   XX XX   Conventional Fixed   Cash Out 100.000% 100.000% Full Documentation Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable Single Family XX XX Primary Yes Yes No Not Applicable Not Applicable 34.978% First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Origination Appraisal Field: Amortized Remaining Term   Loan Value: 152   Tape Value: 120 |---| 32 |----| 26.66666%   Comment:    Tape Source: Initial   Tape Type:
Field: Any Borrowers Foreign National Indicator   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Borrower #2 Last Name   Loan Value: Not Applicable   Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Neg. Amort Potential?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraised Value   Loan Value: $XX   Tape Value: $XX  Variance: $XX   Variance %: 33.04347%   Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 100.000%   Tape Value: 133.040%   Variance: -33.040%   Variance %: -33.04000%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 100.000%   Tape Value: 0.000%   Variance: 100.000%   Variance %: 100.00000%   Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * ComplianceEase TILA Test Failed (Lvl 2)     "This loan failed the TILA right of rescission test.
Closed-end
The funding date is before the third business day following consummation.
The consumer may exercise the right to rescind until midnight of the third business day following consummation, delivery of the notice required by 12 CFR §1026.23 or §1026.15, or delivery of all material disclosures, whichever occurs last."
* Missing Appraisal (Lvl 2)     "Appraisal report at the time of origination is missing from the loan file."		   Moderate Pass Fail No Result Not Covered Pass No Result   Value:Not Applicable
Date:Not Applicable
Type:		 Value:Not Applicable
Date:Not Applicable
Type:		     Mos Reviewed:Not Applicable
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Total Delinquent:		 Number:Not Applicable
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Last Date:		       Not Applicable
267 XX XX XX XX   XX XX XX XX XX XX XX XX New York XX XX XX New York XX XX No                             XX Not Applicable $1,155.81 9.290% 360   XX XX   Conventional ARM   Cash Out 100.000% 100.000% Full Documentation Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable Single Family XX XX Primary Not Applicable Not Applicable Not Applicable     62.515% First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Affiliated Business Disclosure
Initial Escrow Acct Disclosure		 Field: Amortized Remaining Term   Loan Value: 148   Tape Value: 313 |---| -165 |----| -52.71565%   Comment:    Tape Source: Initial   Tape Type:
Field: Loan Amortization Type   Loan Value: ARM   Tape Value: Fixed   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Loan Original Maturity Term Months   Loan Value: 360   Tape Value: 422   Variance: -62   Variance %: -14.69194%   Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraisal Date   Loan Value: 6/XX/2006   Tape Value: 7/XX/2006   Variance: -34 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraised Value   Loan Value: $XX Tape Value: $XX   Variance: $XX   Variance %: 16.66666%   Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 100.000%   Tape Value: 116.670%   Variance: -16.670%   Variance %: -16.67000%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 100.000%   Tape Value: 0.000%   Variance: 100.000%   Variance %: 100.00000%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Stated Rate   Loan Value: 9.29000%   Tape Value: 6.84200%   Variance: 2.44800%   Variance %: 2.44800%   Comment:    Tape Source: Initial   Tape Type:
Field: Property Address Street   Loan Value: XX   Tape Value: XX  Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Stated Maturity Date   Loan Value: 8/XX/2036   Tape Value: 5/XX/2050   Variance: -5021 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Stated Remaining Term   Loan Value: 148   Tape Value: 313   Variance: -165   Variance %: -52.71565%   Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * DTI > 60% (Lvl 2)     "The borrower DTI is 62.515% which exceeds 60%."
* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)     "Initial Escrow Acct Disclosure is missing from the loan file."
* Required Affiliated Business Disclosure missing/unexecuted (Lvl 2)     "Required Affiliated Business Disclosure Missing or Unexecuted"
* ROR not hand dated by borrower(s) (Lvl 2)     "Right of Rescission not hand dated by borrower"		   Minimal Pass Pass No Result Pass Pass No Result   Value:Not Applicable
Date:Not Applicable
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264 XX XX XX XX   XX XX XX XX XX XX XX XX Indiana XX XX XX Indiana XX XX No   Not Applicable                         XX Not Applicable $1,246.35 8.850% 360   XX XX   Conventional Fixed   Cash Out 98.125% 98.125% Full Documentation Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable Single Family XX XX Primary Not Applicable Not Applicable Not Applicable     39.603% First Unavailable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Affiliated Business Disclosure
Notice of Servicing Transfer
Title Evidence		 Field: Amortized Remaining Term   Loan Value: 148   Tape Value: 194 |---| -46 |----| -23.71134%   Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Neg. Amort Potential?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraisal Date   Loan Value: 7/XX/2006   Tape Value: 7/XX/2006   Variance: -13 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraised Value   Loan Value: $XX   Tape Value: $2XX Variance: $XX  Variance %: -26.26728%   Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 98.125%   Tape Value: 101.950%   Variance: -3.825%   Variance %: -3.82500%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 98.125%   Tape Value: 0.000%   Variance: 98.125%   Variance %: 98.12500%   Comment:    Tape Source: Initial   Tape Type:
Field: Stated Maturity Date   Loan Value: 8/XX/2036   Tape Value: 8/XX/2040   Variance: -1461 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Stated Remaining Term   Loan Value: 148   Tape Value: 196   Variance: -48   Variance %: -24.48979%   Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * ComplianceEase Exceptions Test Failed (Lvl 2)     "This loan failed the Indiana license validation test.
Indiana House Enrolled Act 1359 requires the Indiana Department of Financial Institutions to begin regulation of both first and subordinate lien mortgage lending under the First Lien Mortgage Lending License and Subordinate Lien Mortgage Lending
License. As a result, lenders will no longer be allowed to make loans under the Indiana Unregulated (1st Lien), Unregulated UCCC, Consumer Loan License, Consumer Loan License UCCC, or the Exemption Letter UCCC.
The Indiana First Lien Mortgage Lending License and Indiana Subordinate Lien Lending License are not available for loans with a closing date before the Act's effective date of January 1, 2009."
* Notice of Servicing Transfer missing or unexecuted (Lvl 2)     "Servicing transfer disclosure is missing from the loan file."
* Required Affiliated Business Disclosure missing/unexecuted (Lvl 2)     "Affiliated business disclosure is missing from the loan file."		 * Missing Title evidence (Lvl 1)     "Final title policy at the time of origination along with commitment and preliminary report is missing from the loan file." Moderate Pass Pass No Result Pass Pass Fail   Value:Not Applicable
Date:Not Applicable
Type:		 Value:Not Applicable
Date:Not Applicable
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263 XX XX XX XX   XX XX XX XX Not Applicable Not Applicable XX XX Georgia XX XX XX Georgia XX XX No                             XX Not Applicable $1,163.06 9.200% 360   XX XX   Conventional ARM   Cash Out 100.000% 100.000% Full Documentation Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable Single Family XX XX Primary Yes Yes No     40.410% First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Affiliated Business Disclosure Field: Amortized Remaining Term   Loan Value: 148   Tape Value: 150 |---| -2 |----| -1.33333%   Comment:    Tape Source: Initial   Tape Type:
Field: Any Borrowers Foreign National Indicator   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Borrower #2 Last Name   Loan Value: Not Applicable   Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Loan Amortization Type   Loan Value: ARM   Tape Value: Fixed   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraisal Date   Loan Value: 3/XX/2006   Tape Value: 7/XX/2006   Variance: -118 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraised Value   Loan Value: $XX  Tape Value: $XX   Variance: $XX   Variance %: 9.23076%   Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 100.000%   Tape Value: 109.230%   Variance: -9.230%   Variance %: -9.23000%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 100.000%   Tape Value: 0.000%   Variance: 100.000%   Variance %: 100.00000%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Stated Rate   Loan Value: 9.20000%   Tape Value: 5.25000%   Variance: 3.95000%   Variance %: 3.95000%   Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * ComplianceEase State/Local Predatory Test Failed (Lvl 2)     "The CE risk indicator is Significant as the loan is failing GAFLA 3/2003 High Cost Home Loan Points and Fees Threshold Test. Total fees charged is $13,694.95 and allowed is $6,792.82, however it is over charged by +$6,902.13.
Affirmative claims can be made within 5 years of the closing and that the Note date is 07/XX/2006. SOL has been expired.

Fees Included-
Mortgage Broker Fee (Direct) paid by Borrower: $4,260.00
Yield Spread Premium (Indirect / POC) $1,420.00
Processing Fee paid by Borrower: $699.00
Underwriting Fee paid by Borrower: $649.00
Wire Transfer Fee paid by Borrower: $3.95
Attorney's Fee paid by Borrower: $100.00
Funding, Wire, or Disbursement Fee paid by Borrower: $31.00
Max Prepayment Penalty Amount $6,532.00

This loan failed the high-cost home loan prepayment term test. (GA SB 53 7-6A-5(1))
The loan is a "high-cost home loan" that provides for prepayment fees or penalties after the last day of the twenty-fourth month
following the loan closing."
* Required Affiliated Business Disclosure missing/unexecuted (Lvl 2)     "The required affiliated business disclosure is missing from the loan file."		   Significant Pass Pass No Result Fail Pass No Result   Value:Not Applicable
Date:Not Applicable
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Last Date:		       Not Applicable
261 XX XX XX XX   XX XX XX XX XX XX XX XX Illinois XX XX XX Illinois XX XX No   Not Applicable                         XX Not Applicable $1,161.35 10.250% 360   XX XX   Conventional Fixed   Refinance 90.000% 90.000% Full Documentation Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable Single Family XX XX Primary Not Applicable Not Applicable Not Applicable     67.731% First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable   Field: Amortized Remaining Term   Loan Value: 146   Tape Value: 174 |---| -28 |----| -16.09195%   Comment:    Tape Source: Initial   Tape Type:
Field: Borrower Last Name   Loan Value: XX  Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Neg. Amort Potential?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraisal Date   Loan Value: 4/XX/2006   Tape Value: 4/XX/2006   Variance: -7 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraised Value   Loan Value: $XX  Tape Value: $XX   Variance: $XX   Variance %: 17.07317%   Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 90.000%   Tape Value: 105.370%   Variance: -15.370%   Variance %: -15.37000%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 90.000%   Tape Value: 0.000%   Variance: 90.000%   Variance %: 90.00000%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Stated Rate   Loan Value: 10.25000%   Tape Value: 10.12500%   Variance: 0.12500%   Variance %: 0.12500%   Comment:    Tape Source: Initial   Tape Type:
Field: Property Address Street   Loan Value: XX   Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * ComplianceEase State/Local Predatory Test Failed (Lvl 2)     "This loan is failing IL HRHLA High Risk Home Loan APR Threshold Test.
APR charged is 10.625% and allowed is 10.590% however it is over by +0.035%.
Any affirmative claims can be made within 5 years of closing and that the Note date is 04/XX/2006. SOL for affirmative claims has been expired; however borrower may bring defensive claims at any time during the loan term after an action to foreclose on collateral.

This loan failed the DTI presumption test as the debt-to-income ratio of the consumer was not provided."
* ComplianceEase TILA Test Failed (Lvl 2)     "This loan failed the TILA finance charge test.
The finance charge is $292,406.74. The disclosed finance charge of $288,048.72 is not considered accurate because it is understated by more than $100.
The loan data is $288,048.72 and comparison data is $292,406.74; the variance is -$4,358.02

This loan failed the TILA foreclosure rescission finance charge test.
The finance charge is $292,406.74. The disclosed finance charge of $288,048.72 is not considered accurate for purposes of rescission because it is understated by more than $35.
The loan data is $288,048.72 and comparison data is $292,406.74; the variance is -$4,358.02

This loan failed the TILA APR test.
The annual percentage rate (APR) is 10.625%. The disclosed APR of 10.493% is not considered accurate because it is more than 1/8 of 1 percentage point above or below the APR as determined in accordance with the actuarial method.
The loan data is 10.493% and comparison data is 10.625%; the variance is -0.132%"
* DTI > 60% (Lvl 2)     "As per 1003 dated 4/XX/2006, the total monthly income is in the amount of $$7,354.55 and the total monthly expenses are in the amount of $4,981.31. The DTI is calculated as 67.639% which is exceeding 60% DTI limit."		   Significant Pass Fail No Result Fail Pass No Result   Value:Not Applicable
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260 XX XX XX XX   XX XX XX XX Not Applicable Not Applicable XX XX Indiana XX XX XX Indiana XX XX No                             XX Not Applicable $553.97 9.875% 480   XX XX   Conventional ARM   Purchase 100.000% 100.000% No Documentation Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable Single Family XX XX Primary Not Applicable Not Applicable Not Applicable     Unavailable First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Affiliated Business Disclosure
Credit Application		 Field: Amortized Remaining Term   Loan Value: 268   Tape Value: 269 |---| -1 |----| -0.37174%   Comment:    Tape Source: Initial   Tape Type:
Field: Borrower #2 Last Name   Loan Value: Not Applicable   Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Interest Only Expiration Date   Loan Value: Not Applicable   Tape Value: 9/XX/2009   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraisal Date   Loan Value: 7/XX/2006   Tape Value: 7/XX/2006   Variance: -8 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 100.000%   Tape Value: 94.290%   Variance: 5.710%   Variance %: 5.71000%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 100.000%   Tape Value: 0.000%   Variance: 100.000%   Variance %: 100.00000%   Comment:    Tape Source: Initial   Tape Type:
Field: Property Address Street   Loan Value: XX   Tape Value:XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Rate Adjustment Subsequent Cap Percent   Loan Value: 1.000%   Tape Value: 3.000%   Variance: -2.000%   Variance %: -2.00000%   Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * Application Missing (Lvl 2)     "The loan was originated on 7/XX/2006 The final 1003 is missing from the loan file. The Initial copy is dated as 6/XX/2006 located at “XX”"
* Cash out purchase (Lvl 2)     "The loan is purchase loan and as per HUD 1 CAS TO BORROWER is $200.00."
* ComplianceEase Exceptions Test Failed (Lvl 2)     "ComplianceEase risk indicator is Moderate as loan is failing for

This loan failed the Indiana license validation test.
Indiana House Enrolled Act 1359 requires the Indiana Department of Financial Institutions to begin regulation of both first and subordinate lien mortgage lending under the First Lien Mortgage Lending License and Subordinate Lien Mortgage Lending License. As a result, lenders will no longer be allowed to make loans under the Indiana Unregulated (1st Lien), Unregulated UCCC, Consumer Loan License, Consumer Loan License UCCC, or the Exemption Letter UCCC.
The Indiana First Lien Mortgage Lending License and Indiana Subordinate Lien Lending License are not available for loans with a closing date before the Act's effective date of January 1, 2009."
* ComplianceEase Risk Indicator is "Moderate" (Lvl 2)     "ComplianceEase risk indicator is Moderate as loan is failing for

This loan failed the Indiana license validation test.
Indiana House Enrolled Act 1359 requires the Indiana Department of Financial Institutions to begin regulation of both first and subordinate lien mortgage lending under the First Lien Mortgage Lending License and Subordinate Lien Mortgage Lending License. As a result, lenders will no longer be allowed to make loans under the Indiana Unregulated (1st Lien), Unregulated UCCC, Consumer Loan License, Consumer Loan License UCCC, or the Exemption Letter UCCC.
The Indiana First Lien Mortgage Lending License and Indiana Subordinate Lien Lending License are not available for loans with a closing date before the Act's effective date of January 1, 2009."
* GSE Points and Fees Test Violations (Lvl 2)     "This loan is NOT failing predatory lending laws. It only exceeds the GSE points and fees test:- On the GSE fee violations, these loans are NOT failing Federal, State, or local predatory lending laws. There is no assignee liability since they did not exceed those thresholds."
* Required Affiliated Business Disclosure missing/unexecuted (Lvl 2)     "Affiliated business disclosure is missing from the loan file."		   Moderate Not Covered Pass No Result Pass Pass Fail   Value:Not Applicable
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257 XX XX XX XX   XX XX XX XX Not Applicable Not Applicable XX XX Indiana XX XX XX Indiana XX XX No                             XX Not Applicable $1,149.96 9.650% 360   XX XX   Conventional ARM   Cash Out 90.604% 90.604% Full Documentation Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable Single Family XX XX Primary Not Applicable Not Applicable Not Applicable     29.219% First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Affiliated Business Disclosure
Initial Escrow Acct Disclosure
Loan Program Info Disclosure		 Field: Amortized Remaining Term   Loan Value: 146   Tape Value: 142 |---| 4 |----| 2.81690%   Comment:    Tape Source: Initial   Tape Type:
Field: Borrower #2 Last Name   Loan Value: Not Applicable   Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Loan Amortization Type   Loan Value: ARM   Tape Value: Fixed   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Loan Original Maturity Term Months   Loan Value: 360   Tape Value: 262   Variance: 98   Variance %: 37.40458%   Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraisal Date   Loan Value: 4/XX/2006   Tape Value: 5/XX/2006   Variance: -30 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraised Value   Loan Value: $XX  Tape Value: $XX   Variance: $XX  Variance %: 56.84210%   Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 90.604%   Tape Value: 142.110%   Variance: -51.506%   Variance %: -51.50600%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 90.604%   Tape Value: 0.000%   Variance: 90.604%   Variance %: 90.60400%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Stated Rate   Loan Value: 9.65000%   Tape Value: 8.00000%   Variance: 1.65000%   Variance %: 1.65000%   Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * ComplianceEase Exceptions Test Failed (Lvl 2)     "This loan failed the Indiana license validation test.
Indiana House Enrolled Act 1359 requires the Indiana Department of Financial Institutions to begin regulation of both first and subordinate lien mortgage lending under the First Lien Mortgage Lending License and Subordinate Lien Mortgage Lending License. As a result, lenders will no longer be allowed to make loans under the Indiana Unregulated (1st Lien), Unregulated UCCC, Consumer Loan License, Consumer Loan License UCCC, or the Exemption Letter UCCC.
The Indiana First Lien Mortgage Lending License and Indiana Subordinate Lien Lending License are not available for loans with a closing date before the Act's effective date of January 1, 2009."
* ComplianceEase Risk Indicator is "Moderate" (Lvl 2)     "This loan failed the Indiana license validation test."
* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)     "Initial escrow account disclosure is missing from the loan file."
* Loan program disclosure missing or unexecuted (Lvl 2)     "Loan Program Disclosure is missing from the loan file."
* Operative index value is unable to confirm (Lvl 2)     "Operative index value at the time of origination is missing from the loan file."
* Required Affiliated Business Disclosure missing/unexecuted (Lvl 2)     "Affiliated Business Disclosure is missing from the loan file."		   Moderate Pass Pass No Result Pass Pass Fail   Value:Not Applicable
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254 XX XX XX XX   XX XX XX XX Not Applicable Not Applicable XX XX Indiana XX XX XX Indiana XX XX No   Not Applicable                         XX Not Applicable $1,164.31 9.125% 360   XX XX   Conventional ARM   Purchase 170.357% 170.357% Full Documentation No Not Applicable         Not Applicable Single Family XX XX Primary Not Applicable Not Applicable Not Applicable     16.067% First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Affiliated Business Disclosure
Notice of Servicing Transfer
Origination Appraisal		 Field: Amortized Remaining Term   Loan Value: 145   Tape Value: 146 |---| -1 |----| -0.68493%   Comment: The amortized term months are 145.   Tape Source: Initial   Tape Type:
Field: Any Borrowers Foreign National Indicator   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment: NA.   Tape Source: Initial   Tape Type:
Field: Borrower #2 Last Name   Loan Value: Not Applicable   Tape Value: XX   Variance:    Variance %:    Comment: NA.   Tape Source: Initial   Tape Type:
Field: First Pay Change Date   Loan Value: 6/XX/2009   Tape Value: 6/XX/2010   Variance: -365 (Days)   Variance %:    Comment: The first pay change date is 6/XX/2009.   Tape Source: Initial   Tape Type:
Field: First Rate Change Date   Loan Value: 5/XX/2009   Tape Value: 5/XX/2010   Variance: -365 (Days)   Variance %:    Comment: The first rate change date is 5/XX/2009.   Tape Source: Initial   Tape Type:
Field: Interest Only Expiration Date   Loan Value: Not Applicable   Tape Value: 6/XX/2010   Variance:    Variance %:    Comment: NA.   Tape Source: Initial   Tape Type:
Field: Next Pay Change Date   Loan Value: 12/XX/2024   Tape Value: 6/XX/2024   Variance: 183 (Days)   Variance %:    Comment: The next pay change date is 12/XX/2024.   Tape Source: Initial   Tape Type:
Field: Next Rate Change Date   Loan Value: 11/XX/2024   Tape Value: 5/XX/2024   Variance: 184 (Days)   Variance %:    Comment: The next rate change date is 11/XX/2024.   Tape Source: Initial   Tape Type:
Field: Property Address Street   Loan Value: XX  Tape Value: XX  Variance:    Variance %:    Comment: No discrepancy.   Tape Source: Initial   Tape Type:
Field: Rate Adjustment Subsequent Cap Percent   Loan Value: 1.000%   Tape Value: 3.000%   Variance: -2.000%   Variance %: -2.00000%   Comment: The cape percent rate is 1.00%.   Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * ComplianceEase Exceptions Test Failed (Lvl 2)     "This loan failed the Indiana license validation test.
Indiana House Enrolled Act 1359 requires the Indiana Department of Financial Institutions to begin regulation of both first and subordinate lien mortgage lending under the First Lien Mortgage Lending License and Subordinate Lien Mortgage Lending License. As a result, lenders will no longer be allowed to make loans under the Indiana Unregulated (1st Lien), Unregulated UCCC, Consumer Loan License, Consumer Loan License UCCC, or the Exemption Letter UCCC. The Indiana First Lien Mortgage Lending License and Indiana Subordinate Lien Lending License are not available for loans with a closing date before the Act's effective date of January 1, 2009."
* ComplianceEase Risk Indicator is "Moderate" (Lvl 2)     "The CE failed due to IN License Validation Test."
* GSE Points and Fees Test Violations (Lvl 2)     "This loan is NOT failing predatory lending laws. It only exceeds the GSE points and fees test:- On the GSE fee violations, these loans are NOT failing Federal, State, or local predatory lending laws. There is no assignee liability since they did not exceed those thresholds."
* LTV / CLTV > 100% (Lvl 2)     "Appraisal report is missing from the loan file. The appraisal value per tape data is $84,000.00 and the loan amount is $143,100.00. The LTV is greater than 100%."
* LTV or CLTV exceeds 104% (Lvl 2)     "Appraisal report is missing from the loan file. The appraisal value per tape data is $84,000.00 and the loan amount is $143,100.00. The LTV is greater than 104%."
* Missing Appraisal (Lvl 2)     "Appraisal report is missing from the loan file."
* Notice of Servicing Transfer missing or unexecuted (Lvl 2)     "Notice of servicing transfer document is missing from the loan file."
* Operative index value is unable to confirm (Lvl 2)     "Operative index value is unable to determine."
* Required Affiliated Business Disclosure missing/unexecuted (Lvl 2)     "Affiliated business disclosure is missing from the loan file."		   Moderate Not Covered Pass No Result Pass Pass Fail   Value:Not Applicable
Date:Not Applicable
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251 XX XX XX XX   XX XX XX XX Not Applicable Not Applicable XX XX West Virginia XX XX XX West Virginia XX XX No   Not Applicable                         XX Not Applicable $821.16 8.900% 180   XX XX   Conventional Fixed   Cash Out 137.299% 137.299% Full Documentation Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable Single Family XX XX Primary Not Applicable Not Applicable Not Applicable     49.951% First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Affiliated Business Disclosure
Notice of Servicing Transfer
Origination Appraisal
Right of Rescission		 Field: Amortized Remaining Term   Loan Value: 145   Tape Value: 135 |---| 10 |----| 7.40740%   Comment:    Tape Source: Initial   Tape Type:
Field: Any Borrowers Foreign National Indicator   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Balloon Indicator   Loan Value: Yes   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Borrower #2 Last Name   Loan Value: Not Applicable   Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Borrower Last Name   Loan Value: XX   Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Loan Original Maturity Term Months   Loan Value: 180   Tape Value: 360   Variance: -180   Variance %: -50.00000%   Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Neg. Amort Potential?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 137.299%   Tape Value: 137.300%   Variance: -0.001%   Variance %: -0.00100%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 137.299%   Tape Value: 0.000%   Variance: 137.299%   Variance %: 137.29900%   Comment:    Tape Source: Initial   Tape Type:
Field: Property Address Street   Loan Value: XX   Tape Value: XX  Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Stated Maturity Date   Loan Value: 5/XX/2021   Tape Value: 5/XX/2036   Variance: -5479 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Stated Remaining Term   Loan Value: -35   Tape Value: 145   Variance: -180   Variance %: -124.13793%   Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * ComplianceEase Risk Indicator is "Moderate" (Lvl 2)     "The CE result failed due to Late Fees Test."
* ComplianceEase State Regulations Test Failed (Lvl 2)     "This loan failed the late fees test.
The loan has late fees that do not conform to the requirements for the lender's license type in the state where the property is located.
The maximum allowable late fees are 5% of the unpaid amount of the installment, not to exceed $30. However, if the Date Creditor Received Application Date is before June 12, 2015, then the maximum allowable late fees are 5% of the unpaid amount of the installment, not to exceed $15.
Late Fees Test: FAIL loan data $41.06 comparison data $15.00 variance+$26.06."
* LTV or CLTV exceeds 104% (Lvl 2)     "The appraised value per tape is $75,000.00 and the loan amount is $102,974.00. The LTV is calculated as 137.30% which exceeds 104%."
* Missing Appraisal (Lvl 2)     "Appraisal report is missing from the loan file."
* Notice of Servicing Transfer missing or unexecuted (Lvl 2)     "Notice of servicing transfer document is missing from the loan file."
* Required Affiliated Business Disclosure missing/unexecuted (Lvl 2)     "Affiliated business disclosure is missing from the loan file."
* Right of Rescission missing or unexecuted (Lvl 2)     "ROR is missing from the loan file."		   Moderate Pass Pass No Result Not Covered Fail No Result   Value:Not Applicable
Date:Not Applicable
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250 XX XX XX XX   XX XX XX XX XX XX XX XX Minnesota XX XX XX Minnesota XX XX No                             XX Not Applicable $1,260.88 7.990% 360   XX XX   Conventional Fixed   Cash Out 95.556% 95.556% Full Documentation Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable Single Family XX XX Primary Not Applicable Not Applicable Not Applicable     49.239% First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Affiliated Business Disclosure
Initial Escrow Acct Disclosure		 Field: Amortized Remaining Term   Loan Value: 145   Tape Value: 134 |---| 11 |----| 8.20895%   Comment:    Tape Source: Initial   Tape Type:
Field: Any Borrowers Foreign National Indicator   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Neg. Amort Potential?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraisal Date   Loan Value: 3/XX/2006   Tape Value: 4/XX/2006   Variance: -15 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraised Value   Loan Value: $XX   Tape Value: $XX  Variance: $XX   Variance %: 63.63636%   Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 95.556%   Tape Value: 156.360%   Variance: -60.804%   Variance %: -60.80400%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 95.556%   Tape Value: 0.000%   Variance: 95.556%   Variance %: 95.55600%   Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)     "Initial escrow account disclosure is missing from the loan file."
* Required Affiliated Business Disclosure missing/unexecuted (Lvl 2)     "Required Affiliated business disclosure is missing from the loan file."		   Minimal Pass Pass No Result Not Covered Pass No Result   Value:Not Applicable
Date:Not Applicable
Type:		 Value:
Date:
Type:		     Mos Reviewed:
Times 1X30:
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Times 1X90:
Currently Delinquent? :
Total Delinquent:
Mortgage/Rent Dlq Last 12 Mos:
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Currently Delinquent? :
Total Delinquent:
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Currently Delinquent? :
Total Delinquent:		 Number:
Total Amount:
Last Date:		 Number:
Total Amount:
Last Date:		 Number:
Total Amount:
Last Date:		 Number:
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Last Date:		         Mos Reviewed:
Times 1X30:
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Times 1X90:
Currently Delinquent? :
Total Delinquent:
Mortgage/Rent Dlq Last 12 Mos:
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Currently Delinquent? :
Total Delinquent:
Mortgage/Rent Dlq Last 12 Mos:
Max Days Dlq Last 12 Mos:		 Mos Reviewed:
Times 1X30:
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Currently Delinquent? :
Total Delinquent:		 Number:
Total Amount:
Last Date:		 Number:
Total Amount:
Last Date:		 Number:
Total Amount:
Last Date:		 Number:
Total Amount:
Last Date:		        
249 XX XX XX XX   XX XX XX XX Not Applicable Not Applicable XX XX Georgia XX XX XX Georgia XX XX No                             XX Not Applicable $1,161.71 8.800% 360   XX XX   Conventional Fixed   Refinance 100.000% 100.000% Full Documentation Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable Single Family XX XX Primary Not Applicable Not Applicable Not Applicable     37.991% First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Affiliated Business Disclosure
Initial Escrow Acct Disclosure		 Field: Amortized Remaining Term   Loan Value: 145   Tape Value: 157 |---| -12 |----| -7.64331%   Comment:    Tape Source: Initial   Tape Type:
Field: Any Borrowers Foreign National Indicator   Loan Value: Unavailable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Borrower #2 Last Name   Loan Value: Not Applicable   Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Neg. Amort Potential?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraisal Date   Loan Value: 4/XX/2006   Tape Value: 4/XX/2006   Variance: -7 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 100.000%   Tape Value: 106.910%   Variance: -6.910%   Variance %: -6.91000%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 100.000%   Tape Value: 0.000%   Variance: 100.000%   Variance %: 100.00000%   Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * ComplianceEase State/Local Predatory Test Failed (Lvl 2)     "The CE risk indicator is Significant as the loan is failing GAFLA 3/2003 High Cost Home Loan Points and Fees Threshold Test. Total fees charged is $7,832.95 and allowed is $6,994.75, however it is over charged by +$838.20.
Affirmative claims can be made within 5 years of the closing and that the Note date is 04/XX/2006. SOL has been expired.

Fees Included-
Mortgage Broker Fee (Direct) paid by Borrower: $5,295.00
Yield Spread Premium (Indirect / POC) $735.00
Processing Fee paid by Borrower: $595.00
Underwriting Fee paid by Borrower: $649.00
Document Preparation Fee paid by Borrower: $3.95
Settlement / Closing / Escrow Fee paid by Borrower: $400.00
Title Courier Fee paid by Borrower: $155.00"
* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)     "The initial escrow account disclosure is missing from the loan file."
* Required Affiliated Business Disclosure missing/unexecuted (Lvl 2)     "The required affiliated business disclosure is missing from the loan file."		   Significant Pass Pass No Result Fail Pass No Result   Value:Not Applicable
Date:Not Applicable
Type:		 Value:
Date:
Type:		     Mos Reviewed:
Times 1X30:
Times 1X60:
Times 1X90:
Currently Delinquent? :
Total Delinquent:
Mortgage/Rent Dlq Last 12 Mos:
Max Days Dlq Last 12 Mos:
Verification Type:		 Mos Reviewed:
Times 1X30:
Times 1X60:
Times 1X90:
Currently Delinquent? :
Total Delinquent:
Mortgage/Rent Dlq Last 12 Mos:
Max Days Dlq Last 12 Mos:
Verification Type:		 Mos Reviewed:
Times 1X30:
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Currently Delinquent? :
Total Delinquent:		 Number:
Total Amount:
Last Date:		 Number:
Total Amount:
Last Date:		 Number:
Total Amount:
Last Date:		 Number:
Total Amount:
Last Date:		         Mos Reviewed:
Times 1X30:
Times 1X60:
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Currently Delinquent? :
Total Delinquent:
Mortgage/Rent Dlq Last 12 Mos:
Max Days Dlq Last 12 Mos:		 Mos Reviewed:
Times 1X30:
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Currently Delinquent? :
Total Delinquent:
Mortgage/Rent Dlq Last 12 Mos:
Max Days Dlq Last 12 Mos:		 Mos Reviewed:
Times 1X30:
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Currently Delinquent? :
Total Delinquent:		 Number:
Total Amount:
Last Date:		 Number:
Total Amount:
Last Date:		 Number:
Total Amount:
Last Date:		 Number:
Total Amount:
Last Date:		       Not Applicable
243 XX XX XX XX   XX XX XX XX Not Applicable Not Applicable XX XX Georgia XX XX XX Georgia XX XX No                             XX Not Applicable $607.42 8.100% 360   XX XX   Conventional Fixed   Cash Out 100.000% 100.000% Full Documentation Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable Single Family XX XX Primary Not Applicable Not Applicable Not Applicable     38.790% First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Affiliated Business Disclosure
Initial Escrow Acct Disclosure		 Field: Amortized Remaining Term   Loan Value: 145   Tape Value: 152 |---| -7 |----| -4.60526%   Comment:    Tape Source: Initial   Tape Type:
Field: Borrower #2 Last Name   Loan Value: Not Applicable   Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Borrower First Name   Loan Value: XX   Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Neg. Amort Potential?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraisal Date   Loan Value: 4/XX/2006   Tape Value: 4/XX/2006   Variance: -8 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 100.000%   Tape Value: 89.130%   Variance: 10.870%   Variance %: 10.87000%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 100.000%   Tape Value: 0.000%   Variance: 100.000%   Variance %: 100.00000%   Comment:    Tape Source: Initial   Tape Type:
Field: Property Address Street   Loan Value: XX   Tape Value: XX  Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * ComplianceEase State/Local Predatory Test Failed (Lvl 2)     "The CE risk indicator is Significant as the loan is failing GAFLA 3/2003 High Cost Home Loan Points and Fees Threshold Test. Total fees charged is $4,877.95 and allowed is $3,844.83, however it is over charged by +$1,033.12.
Affirmative claims can be made within 5 years of the closing and that the Note date is 04/XX/2006. SOL has been expired.

Fees Included-
Mortgage Broker Fee (Direct) paid by Borrower: $3,280.00
Processing Fee paid by Borrower: $495.00
Underwriting Fee paid by Borrower: $649.00
Settlement / Closing / Escrow Fee paid by Borrower: $450.00
Funding, Wire, or Disbursement Fee paid by Borrower: $3.95"
* GSE Points and Fees Test Violations (Lvl 2)     "This loan is NOT failing predatory lending laws. It only exceeds the GSE points and fees test:- On the GSE fee violations, these loans are NOT failing Federal, State, or local predatory lending laws. There is no assignee liability since they did not exceed those thresholds."
* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)     "Initial Escrow Acct Disclosure is missing from the loan files"
* Required Affiliated Business Disclosure missing/unexecuted (Lvl 2)     "Affiliated business disclosure is missing from the loan file."		   Significant Pass Pass No Result Fail Pass No Result   Value:Not Applicable
Date:Not Applicable
Type:		 Value:
Date:
Type:		     Mos Reviewed:
Times 1X30:
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Currently Delinquent? :
Total Delinquent:
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Currently Delinquent? :
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Currently Delinquent? :
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Last Date:		 Number:
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Times 1X30:
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Currently Delinquent? :
Total Delinquent:
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Currently Delinquent? :
Total Delinquent:
Mortgage/Rent Dlq Last 12 Mos:
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Times 1X30:
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Currently Delinquent? :
Total Delinquent:		 Number:
Total Amount:
Last Date:		 Number:
Total Amount:
Last Date:		 Number:
Total Amount:
Last Date:		 Number:
Total Amount:
Last Date:		       Not Applicable
242 XX XX XX XX   XX XX XX XX XX XX XX XX Ohio XX XX XX Ohio XX XX No                             XX $1,266.30 $1,389.64 8.100% 360   XX XX   Conventional ARM   Refinance 80.000% 80.000% Full Documentation No Not Applicable         Not Applicable Single Family XX XX Primary Not Applicable Not Applicable Not Applicable     46.339% First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Affiliated Business Disclosure
Credit Application
Initial Escrow Acct Disclosure
Loan Program Info Disclosure		 Field: Amortized Remaining Term   Loan Value: 204   Tape Value: 135 |---| 69 |----| 51.11111%   Comment:    Tape Source: Initial   Tape Type:
Field: Any Borrowers Foreign National Indicator   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Balloon Indicator   Loan Value: Yes   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Interest Only Period?   Loan Value: Yes   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Loan Amortization Type   Loan Value: ARM   Tape Value: Fixed   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraisal Date   Loan Value: 2/XX/2006   Tape Value: 2/XX/2006   Variance: -13 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraised Value   Loan Value: $XX  Tape Value: $XX  Variance: $XX  Variance %: 26.75675%   Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 80.000%   Tape Value: 101.410%   Variance: -21.410%   Variance %: -21.41000%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 80.000%   Tape Value: 0.000%   Variance: 80.000%   Variance %: 80.00000%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Stated Rate   Loan Value: 8.10000%   Tape Value: 4.05700%   Variance: 4.04300%   Variance %: 4.04300%   Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * Application Missing (Lvl 2)     "1003 missing from loan files values taken from initial application."
* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)     "Initial escrow account disclosure is missing from the loan file."
* Loan program disclosure missing or unexecuted (Lvl 2)     "Loan program disclosure is missing from the loan file."
* Operative index value is unable to confirm (Lvl 2)     "Operative index value at the time of origination is missing from the loan file."
* Required Affiliated Business Disclosure missing/unexecuted (Lvl 2)     "Affiliated Business Disclosure missing from loan files."		   Minimal Pass Pass No Result Not Covered Pass No Result   Value:Not Applicable
Date:Not Applicable
Type:		 Value:
Date:
Type:		     Mos Reviewed:
Times 1X30:
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Currently Delinquent? :
Total Delinquent:
Mortgage/Rent Dlq Last 12 Mos:
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Currently Delinquent? :
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Currently Delinquent? :
Total Delinquent:		 Number:
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Last Date:		 Number:
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Currently Delinquent? :
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Currently Delinquent? :
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Currently Delinquent? :
Total Delinquent:		 Number:
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Last Date:		 Number:
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Last Date:		        
241 XX XX XX XX   XX XX XX XX Not Applicable Not Applicable XX XX Illinois XX XX XX Illinois XX XX No                             XX Not Applicable $1,026.43 8.790% 360   XX XX   Conventional Fixed   Cash Out 100.000% 100.000% Full Documentation Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable Single Family XX XX Primary Not Applicable Not Applicable Not Applicable     49.753% First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Affiliated Business Disclosure
Initial Escrow Acct Disclosure		 Field: Amortized Remaining Term   Loan Value: 144   Tape Value: 90 |---| 54 |----| 60.00000%   Comment:    Tape Source: Initial   Tape Type:
Field: Borrower #2 Last Name   Loan Value: Not Applicable   Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Neg. Amort Potential?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraisal Date   Loan Value: 3/XX/2006   Tape Value: 3/XX/2006   Variance: -14 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraised Value   Loan Value: $XX Tape Value: $XX  Variance: $XX   Variance %: 36.84210%   Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 100.000%   Tape Value: 136.840%   Variance: -36.840%   Variance %: -36.84000%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 100.000%   Tape Value: 0.000%   Variance: 100.000%   Variance %: 100.00000%   Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)     "Initial Escrow Account Disclosure missing in loan file."
* Required Affiliated Business Disclosure missing/unexecuted (Lvl 2)     "Affiliated Business Disclosure is missing."		   Minimal Pass Pass No Result Pass Pass No Result   Value:Not Applicable
Date:Not Applicable
Type:		 Value:
Date:
Type:		     Mos Reviewed:
Times 1X30:
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Currently Delinquent? :
Total Delinquent:
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Currently Delinquent? :
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Times 1X30:
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Currently Delinquent? :
Total Delinquent:		 Number:
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Last Date:		 Number:
Total Amount:
Last Date:		 Number:
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Last Date:		 Number:
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Last Date:		         Mos Reviewed:
Times 1X30:
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Currently Delinquent? :
Total Delinquent:
Mortgage/Rent Dlq Last 12 Mos:
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Currently Delinquent? :
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Currently Delinquent? :
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Last Date:		 Number:
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Last Date:		 Number:
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Last Date:		       Not Applicable
240 XX XX XX XX Investor XX XX XX XX XX XX XX XX Indiana XX XX XX Indiana XX XX No                             XX Not Applicable $525.55 9.640% 360   XX XX   Conventional ARM   Purchase 95.000% 95.000% Full Documentation Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable Single Family XX XX Investor Not Applicable Not Applicable Not Applicable     Unavailable First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Initial Escrow Acct Disclosure Field: Borrower #2 First Name   Loan Value: XX   Tape Value: XX |---| |----|   Comment:    Tape Source: Initial   Tape Type:
Field: Borrower First Name   Loan Value: XX   Tape Value:XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Interest Only Expiration Date   Loan Value: Not Applicable   Tape Value: 4/XX/2009   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraisal Date   Loan Value: 3/XX/2006   Tape Value: 3/XX/2006   Variance: -13 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 95.000%   Tape Value: 123.500%   Variance: -28.500%   Variance %: -28.50000%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 95.000%   Tape Value: 0.000%   Variance: 95.000%   Variance %: 95.00000%   Comment:    Tape Source: Initial   Tape Type:
Field: Property Address Street   Loan Value: XX   Tape Value: XX  Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)     "The initial escrow account disclosure is missing from the loan file."                   Value:Not Applicable
Date:Not Applicable
Type:		 Value:
Date:
Type:		     Mos Reviewed:
Times 1X30:
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Currently Delinquent? :
Total Delinquent:
Mortgage/Rent Dlq Last 12 Mos:
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Verification Type:		 Mos Reviewed:
Times 1X30:
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Currently Delinquent? :
Total Delinquent:
Mortgage/Rent Dlq Last 12 Mos:
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Times 1X30:
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Currently Delinquent? :
Total Delinquent:		 Number:
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Last Date:		 Number:
Total Amount:
Last Date:		 Number:
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Last Date:		 Number:
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Last Date:		         Mos Reviewed:
Times 1X30:
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Currently Delinquent? :
Total Delinquent:
Mortgage/Rent Dlq Last 12 Mos:
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Times 1X30:
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Currently Delinquent? :
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Max Days Dlq Last 12 Mos:		 Mos Reviewed:
Times 1X30:
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Currently Delinquent? :
Total Delinquent:		 Number:
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Last Date:		 Number:
Total Amount:
Last Date:		 Number:
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Last Date:		 Number:
Total Amount:
Last Date:		        
232 XX XX XX XX   XX XX XX XX XX XX XX XX Maryland XX XX XX Maryland XX XX No                             XX $1,181.88 $1,632.50 9.150% 360   XX XX   Conventional ARM   Cash Out 100.000% 100.000% Full Documentation Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable Single Family XX XX Primary Yes Yes No     38.516% First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Affiliated Business Disclosure
Loan Program Info Disclosure		 Field: Any Borrowers Foreign National Indicator   Loan Value: Not Applicable   Tape Value: No |---| |----|   Comment:    Tape Source: Initial   Tape Type:
Field: Borrower #2 First Name   Loan Value: XX   Tape Value: XXVariance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Borrower First Name   Loan Value: XX   Tape Value: XX  Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Interest Only Expiration Date   Loan Value: 3/XX/2011   Tape Value: 4/XX/2009   Variance: 699 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Interest Only Period?   Loan Value: Yes   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraisal Date   Loan Value: 1/XX/2006   Tape Value: 2/XX/2006   Variance: -19 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraised Value   Loan Value: $XX   Tape Value: $1XX   Variance: $XX   Variance %: 40.90909%   Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 100.000%   Tape Value: 140.910%   Variance: -40.910%   Variance %: -40.91000%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 100.000%   Tape Value: 0.000%   Variance: 100.000%   Variance %: 100.00000%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Stated P&I   Loan Value: $1632.50   Tape Value: $1181.88   Variance: $450.62   Variance %: 38.12739%   Comment:    Tape Source: Initial   Tape Type:
Field: Purpose of Refinance Per HUD-1   Loan Value: Debt consolidation   Tape Value: Cash Out - Other   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Rate Adjustment Subsequent Cap Percent   Loan Value: 1.000%   Tape Value: 2.000%   Variance: -1.000%   Variance %: -1.00000%   Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * ComplianceEase Risk Indicator is "Elevated" (Lvl 2)     "This loan is NOT failing predatory lending laws. It only exceeds the GSE points and fees test:- On the GSE fee violations, these loans are NOT failing Federal, State, or local predatory lending laws. There is no assignee liability since they did not exceed those thresholds."
* Loan program disclosure missing or unexecuted (Lvl 2)     "The loan program disclosure is missing from the loan file."
* Required Affiliated Business Disclosure missing/unexecuted (Lvl 2)     "The required affiliated business disclosure is missing from the loan file."		   Elevated Pass Pass No Result Pass Pass No Result   Value:Not Applicable
Date:Not Applicable
Type:		 Value:
Date:
Type:		     Mos Reviewed:
Times 1X30:
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Times 1X90:
Currently Delinquent? :
Total Delinquent:
Mortgage/Rent Dlq Last 12 Mos:
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Times 1X30:
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Currently Delinquent? :
Total Delinquent:
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Times 1X30:
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Currently Delinquent? :
Total Delinquent:		 Number:
Total Amount:
Last Date:		 Number:
Total Amount:
Last Date:		 Number:
Total Amount:
Last Date:		 Number:
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Last Date:		         Mos Reviewed:
Times 1X30:
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Currently Delinquent? :
Total Delinquent:
Mortgage/Rent Dlq Last 12 Mos:
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Times 1X30:
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Times 1X90:
Currently Delinquent? :
Total Delinquent:
Mortgage/Rent Dlq Last 12 Mos:
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Times 1X30:
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Currently Delinquent? :
Total Delinquent:		 Number:
Total Amount:
Last Date:		 Number:
Total Amount:
Last Date:		 Number:
Total Amount:
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Last Date:		       Not Applicable
231 XX XX XX XX   XX XX XX XX Not Applicable Not Applicable XX XX West Virginia XX XX XX West Virginia XX XX No                             XX Not Applicable $702.12 12.150% 360   XX XX   Conventional Fixed   Cash Out 116.379% 116.379% Full Documentation No Not Applicable         Not Applicable Single Family XX XX Primary Not Applicable Not Applicable Not Applicable     53.408% First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Affiliated Business Disclosure
Initial Escrow Acct Disclosure
Notice of Servicing Transfer
Origination Appraisal
Right of Rescission		 Field: Amortized Remaining Term   Loan Value: 144   Tape Value: 150 |---| -6 |----| -4.00000%   Comment:    Tape Source: Initial   Tape Type:
Field: Any Borrowers Foreign National Indicator   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Borrower #2 Last Name   Loan Value: Not Applicable   Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Borrower Last Name   Loan Value: XX   Tape Value: 0   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Escrow Account Indicator   Loan Value: Yes   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Neg. Amort Potential?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 116.379%   Tape Value: 116.380%   Variance: -0.001%   Variance %: -0.00100%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 116.379%   Tape Value: 0.000%   Variance: 116.379%   Variance %: 116.37900%   Comment:    Tape Source: Initial   Tape Type:
Field: Property Address Street   Loan Value: XX  Tape Value: XX  Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * ComplianceEase Risk Indicator is "Moderate" (Lvl 2)     "This loan failed the late fees test.
This loan failed the application fees test."
* ComplianceEase State Regulations Test Failed (Lvl 2)     "This loan failed the late fees test.
The loan has late fees that do not conform to the requirements for the lender's license type in the state where the property is
located.
Late Fees Test: FAIL The loan data is $35.11, the comparison data is $15.00 and the variance is +$20.11
This loan failed the application fees test. (WVC § 31-17-8 (g))
The loan charges an application fee.
Application Fee Test: FAIL"
* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)     "The initial escrow account disclosure is missing from the loan files."
* LTV or CLTV exceeds 104% (Lvl 2)     "Appraisal is missing. The Appraised value is $58,000.00 and the loan amount is $67,500.00. The LTV is calculated as 116.379% which is exceeding 104%."
* Missing Appraisal (Lvl 2)     "Appraisal is missing from the loan files."
* Notice of Servicing Transfer missing or unexecuted (Lvl 2)     "The servicing transfer disclosure is missing from the loan files."
* Required Affiliated Business Disclosure missing/unexecuted (Lvl 2)     "The affiliated business disclosure is missing from the loan files."
* Right of Rescission missing or unexecuted (Lvl 2)     "The right of rescission is missing from the loan files."		   Moderate Pass Pass No Result Not Covered Fail No Result   Value:Not Applicable
Date:Not Applicable
Type:		 Value:
Date:
Type:		     Mos Reviewed:
Times 1X30:
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Currently Delinquent? :
Total Delinquent:
Mortgage/Rent Dlq Last 12 Mos:
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Times 1X30:
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Currently Delinquent? :
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Times 1X30:
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Currently Delinquent? :
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Total Amount:
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Total Amount:
Last Date:		 Number:
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Currently Delinquent? :
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Currently Delinquent? :
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Mortgage/Rent Dlq Last 12 Mos:
Max Days Dlq Last 12 Mos:		 Mos Reviewed:
Times 1X30:
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Currently Delinquent? :
Total Delinquent:		 Number:
Total Amount:
Last Date:		 Number:
Total Amount:
Last Date:		 Number:
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Last Date:		 Number:
Total Amount:
Last Date:		       Not Applicable
228 XX XX XX XX   XX XX XX XX XX XX XX XX Kentucky XX XX XX Kentucky XX XX No   Not Applicable                         XX Not Applicable $576.08 9.990% 360   XX XX   Conventional ARM   Cash Out 89.388% Unavailable Full Documentation Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable Single Family XX XX Primary Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable 38.680% First Not Applicable Not Applicable Unavailable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Origination Appraisal
Right of Rescission		 Field: Amortized Remaining Term   Loan Value: 142   Tape Value: 143 |---| -1 |----| -0.69930%   Comment:    Tape Source: Initial   Tape Type:
Field: Borrower First Name   Loan Value: XX   Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Interest Only Expiration Date   Loan Value: Not Applicable   Tape Value: 1/XX/2009   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: Unavailable   Tape Value: 87.600%   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 89.388%   Tape Value: 0.000%   Variance: 89.388%   Variance %: 89.38800%   Comment:    Tape Source: Initial   Tape Type:
Field: Property Address Street   Loan Value: XX   Tape Value: XX  Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Rate Adjustment Subsequent Cap Percent   Loan Value: 1.000%   Tape Value: 3.000%   Variance: -2.000%   Variance %: -2.00000%   Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * Missing Appraisal (Lvl 2)     "Appraisal is missing from the loan files."
* Operative index value is unable to confirm (Lvl 2)     "Operative index value is unable to confirm."
* Right of Rescission missing or unexecuted (Lvl 2)     "Right of rescission is missing from the loan files."		   Minimal Pass Pass No Result Pass Pass No Result   Value:Not Applicable
Date:Not Applicable
Type:		 Value:Not Applicable
Date:Not Applicable
Type:		     Mos Reviewed:Not Applicable
Times 1X30:
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Currently Delinquent? :
Total Delinquent:
Mortgage/Rent Dlq Last 12 Mos:
Max Days Dlq Last 12 Mos:
Verification Type:		 Mos Reviewed:Not Applicable
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Currently Delinquent? :
Total Delinquent:
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Max Days Dlq Last 12 Mos:
Verification Type:		 Mos Reviewed:Not Applicable
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Currently Delinquent? :
Total Delinquent:		 Number:Not Applicable
Total Amount:
Last Date:		 Number:Not Applicable
Total Amount:
Last Date:		 Number:Not Applicable
Total Amount:
Last Date:		 Number:Not Applicable
Total Amount:
Last Date:		 Not Applicable       Mos Reviewed:
Times 1X30:
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Currently Delinquent? :
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Currently Delinquent? :
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Currently Delinquent? :
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Last Date:		        
222 XX XX XX XX   XX XX XX XX Not Applicable Not Applicable XX XX Georgia XX XX XX Georgia XX XX No                             XX Not Applicable $965.57 8.550% 360   XX XX   Conventional ARM   Cash Out 100.000% 100.000% Full Documentation Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable Single Family XX XX Primary Not Applicable Not Applicable Not Applicable     44.789% First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Affiliated Business Disclosure
Credit Application
Initial Escrow Acct Disclosure
Loan Program Info Disclosure		 Field: Borrower #2 Last Name   Loan Value: Not Applicable   Tape Value: XX |---| |----|   Comment:    Tape Source: Initial   Tape Type:
Field: Interest Only Expiration Date   Loan Value: Not Applicable   Tape Value: 1/XX/2008   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Next Rate Change Date   Loan Value: 12/XX/2024   Tape Value: 6/XX/2024   Variance: 183 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraisal Date   Loan Value: 11/XX/2005   Tape Value: 11/XX/2005   Variance: -4 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraised Value   Loan Value: $XX   Tape Value: $XX  Variance: $XX   Variance %: 31.57894%   Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 100.000%   Tape Value: 131.580%   Variance: -31.580%   Variance %: -31.58000%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 100.000%   Tape Value: 0.000%   Variance: 100.000%   Variance %: 100.00000%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Stated P&I   Loan Value: $965.57   Tape Value: $965.37   Variance: $0.20   Variance %: 0.02071%   Comment:    Tape Source: Initial   Tape Type:
Field: Property Address Street   Loan Value: XX   Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Servicing Look Back Days   Loan Value: First Business Day of Preceding Month   Tape Value: 45 Days   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * Application Missing (Lvl 2)     "Final Loan Application is not sign by all borrower."
* ComplianceEase State/Local Predatory Test Failed (Lvl 2)     "The CE risk indicator is Significant as the loan is failing GAFLA 3/2003 High Cost Home Loan Points and Fees Threshold Test. Total fees charged is $6,281.50 and allowed is $5,986.71, however it is over charged by +$294.79.
Affirmative claims can be made within 5 years of the closing and that the Note date is 11/XX/2005. SOL has been expired.

Fees Included-
Loan Origination Fee paid by Borrower: $3,680.00
Underwriting Fee paid by Borrower: $500.00
Courier / Messenger Fee paid by Borrower: $6.50
Wire Transfer Fee paid by Borrower: $375.00
Settlement / Closing / Escrow Fee paid by Borrower: $395.00
Title Courier Fee paid by Borrower: $75.00
Max Prepayment Penalty Amount $1,250.00"
* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)     "Initial Escrow Account Disclosure document is missing from loan file."
* Loan program disclosure missing or unexecuted (Lvl 2)     "Loan program disclosure is missing from loan file."
* Operative index value is unable to confirm (Lvl 2)     "Unable to determine operative index value."
* Required Affiliated Business Disclosure missing/unexecuted (Lvl 2)     "Affiliated Business Disclosure is missing from the loan file."		   Significant Pass Pass No Result Fail Pass No Result   Value:Not Applicable
Date:Not Applicable
Type:		 Value:
Date:
Type:		     Mos Reviewed:
Times 1X30:
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Currently Delinquent? :
Total Delinquent:
Mortgage/Rent Dlq Last 12 Mos:
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Times 1X30:
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Currently Delinquent? :
Total Delinquent:
Mortgage/Rent Dlq Last 12 Mos:
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Verification Type:		 Mos Reviewed:
Times 1X30:
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Currently Delinquent? :
Total Delinquent:		 Number:
Total Amount:
Last Date:		 Number:
Total Amount:
Last Date:		 Number:
Total Amount:
Last Date:		 Number:
Total Amount:
Last Date:		         Mos Reviewed:
Times 1X30:
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Currently Delinquent? :
Total Delinquent:
Mortgage/Rent Dlq Last 12 Mos:
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Currently Delinquent? :
Total Delinquent:
Mortgage/Rent Dlq Last 12 Mos:
Max Days Dlq Last 12 Mos:		 Mos Reviewed:
Times 1X30:
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Currently Delinquent? :
Total Delinquent:		 Number:
Total Amount:
Last Date:		 Number:
Total Amount:
Last Date:		 Number:
Total Amount:
Last Date:		 Number:
Total Amount:
Last Date:		       Not Applicable
Dropped XX XX XX XX   XX XX XX XX Not Applicable Not Applicable XX XX Illinois XX XX XX Illinois XX XX No                             XX Not Applicable $1,421.00 7.890% 360   XX XX   Conventional Fixed   Cash Out 95.000% 95.000% Full Documentation Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable Single Family XX XX Primary Not Applicable Not Applicable Not Applicable     102.423% First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Affiliated Business Disclosure
Initial Escrow Acct Disclosure
Prepayment Penalty Rider		 Field: Amortized Remaining Term   Loan Value: 140   Tape Value: 141 |---| -1 |----| -0.70921%   Comment:    Tape Source: Initial   Tape Type:
Field: Any Borrowers Foreign National Indicator   Loan Value: Unavailable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Borrower #2 Last Name   Loan Value: Not Applicable   Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Loan Original Maturity Term Months   Loan Value: 360   Tape Value: 258   Variance: 102   Variance %: 39.53488%   Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Neg. Amort Potential?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraisal Date   Loan Value: 10/XX/2005   Tape Value: 10/XX/2005   Variance: -17 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraised Value   Loan Value: $XX   Tape Value: $XX  Variance: $XX  Variance %: 28.75000%   Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 95.000%   Tape Value: 122.310%   Variance: -27.310%   Variance %: -27.31000%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 95.000%   Tape Value: 0.000%   Variance: 95.000%   Variance %: 95.00000%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Stated Rate   Loan Value: 7.89000%   Tape Value: 3.77800%   Variance: 4.11200%   Variance %: 4.11200%   Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * ComplianceEase Risk Indicator is "Moderate" (Lvl 2)     "This loan failed the TILA APR test."
* ComplianceEase TILA Test Failed (Lvl 2)     "This loan failed the TILA APR test.
The annual percentage rate (APR) is 8.216%. The disclosed APR of 0.000% is not considered accurate because it is more than 1/8 of 1 percentage point above or below the APR as determined in accordance with the actuarial method.
The loan data is 0.000%  and comparison data is 8.216%  hence, the variance is -8.216%"
* DTI > 60% (Lvl 2)     "As per 1003 dated 10/XX/2005, the total monthly income is in the amount of $5,437.43 and the total monthly expenses are in the amount of $6075.18
The DTI is calculated as 111.729% which is exceeding 60% DTI limit"
* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)     "The initial escrow account disclosure is missing from the loan file."
* Prepayment Rider Missing (Lvl 2)     "Prepayment rider is missing from the loan file."
* Required Affiliated Business Disclosure missing/unexecuted (Lvl 2)     "The required affiliated Business Disclosure missing from loan files."
* ROR not hand dated by borrower(s) (Lvl 2)     "The ROR is not hand dated by borrower."		   Moderate Pass Fail No Result Pass Pass No Result   Value:Not Applicable
Date:Not Applicable
Type:		 Value:
Date:
Type:		     Mos Reviewed:
Times 1X30:
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Currently Delinquent? :
Total Delinquent:
Mortgage/Rent Dlq Last 12 Mos:
Max Days Dlq Last 12 Mos:
Verification Type:		 Mos Reviewed:
Times 1X30:
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Currently Delinquent? :
Total Delinquent:
Mortgage/Rent Dlq Last 12 Mos:
Max Days Dlq Last 12 Mos:
Verification Type:		 Mos Reviewed:
Times 1X30:
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Currently Delinquent? :
Total Delinquent:		 Number:
Total Amount:
Last Date:		 Number:
Total Amount:
Last Date:		 Number:
Total Amount:
Last Date:		 Number:
Total Amount:
Last Date:		         Mos Reviewed:
Times 1X30:
Times 1X60:
Times 1X90:
Currently Delinquent? :
Total Delinquent:
Mortgage/Rent Dlq Last 12 Mos:
Max Days Dlq Last 12 Mos:		 Mos Reviewed:
Times 1X30:
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Times 1X90:
Currently Delinquent? :
Total Delinquent:
Mortgage/Rent Dlq Last 12 Mos:
Max Days Dlq Last 12 Mos:		 Mos Reviewed:
Times 1X30:
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Currently Delinquent? :
Total Delinquent:		 Number:
Total Amount:
Last Date:		 Number:
Total Amount:
Last Date:		 Number:
Total Amount:
Last Date:		 Number:
Total Amount:
Last Date:		       Not Applicable
218 XX XX XX XX   XX XX XX XX Not Applicable Not Applicable XX XX Illinois XX XX XX Illinois XX XX No                             XX Not Applicable $1,374.78 10.050% 360   XX XX   Conventional ARM   Cash Out 80.000% 80.000% Full Documentation Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable 2 Family XX XX Primary Not Applicable Not Applicable Not Applicable     43.386% First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Affiliated Business Disclosure Field: Amortized Remaining Term   Loan Value: 139   Tape Value: 170 |---| -31 |----| -18.23529%   Comment:    Tape Source: Initial   Tape Type:
Field: Any Borrowers Foreign National Indicator   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Borrower #2 Last Name   Loan Value: Not Applicable   Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Escrow Account Indicator   Loan Value: Yes   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Loan Amortization Type   Loan Value: ARM   Tape Value: Fixed   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Loan Original Maturity Term Months   Loan Value: 360   Tape Value: 214   Variance: 146   Variance %: 68.22429%   Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Number Of Units   Loan Value: 2   Tape Value: 1   Variance: 1   Variance %: 100.00000%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraisal Date   Loan Value: 9/XX/2005   Tape Value: 10/XX/2005   Variance: -25 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraised Value   Loan Value: $XX   Tape Value: $XX   Variance: $XX  Variance %: 143.75000%   Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 80.000%   Tape Value: 195.000%   Variance: -115.000%   Variance %: -115.00000%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 80.000%   Tape Value: 0.000%   Variance: 80.000%   Variance %: 80.00000%   Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * Operative index value is unable to confirm (Lvl 2)     "Unable to determine operative index value."
* Required Affiliated Business Disclosure missing/unexecuted (Lvl 2)     "Required Affiliated Business Disclosure Missing or Unexecuted"		   Minimal Pass Pass No Result Pass Pass No Result   Value:Not Applicable
Date:Not Applicable
Type:		 Value:
Date:
Type:		     Mos Reviewed:
Times 1X30:
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Currently Delinquent? :
Total Delinquent:
Mortgage/Rent Dlq Last 12 Mos:
Max Days Dlq Last 12 Mos:
Verification Type:		 Mos Reviewed:
Times 1X30:
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Currently Delinquent? :
Total Delinquent:
Mortgage/Rent Dlq Last 12 Mos:
Max Days Dlq Last 12 Mos:
Verification Type:		 Mos Reviewed:
Times 1X30:
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Currently Delinquent? :
Total Delinquent:		 Number:
Total Amount:
Last Date:		 Number:
Total Amount:
Last Date:		 Number:
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Currently Delinquent? :
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Currently Delinquent? :
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Last Date:		       Not Applicable
210 XX XX XX XX   XX XX XX XX Not Applicable Not Applicable XX XX Georgia XX XX XX Georgia XX XX No                             XX Not Applicable $940.43 8.800% 360   XX XX   Conventional ARM   Cash Out 88.148% 88.148% Full Documentation Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable Single Family XX XX Primary Not Applicable Not Applicable Not Applicable     69.226% First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Affiliated Business Disclosure
Initial Escrow Acct Disclosure
Loan Program Info Disclosure		 Field: Borrower #2 Last Name   Loan Value: Not Applicable   Tape Value: SMITH SR |---| |----|   Comment:    Tape Source: Initial   Tape Type:
Field: Loan Amortization Type   Loan Value: ARM   Tape Value: Fixed   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraisal Date   Loan Value: 8/XX/2005   Tape Value: 8/XX/2005   Variance: -12 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraised Value   Loan Value: $XX  Tape Value: $XX  Variance: $XX   Variance %: 12.50000%   Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 88.148%   Tape Value: 99.170%   Variance: -11.022%   Variance %: -11.02200%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 88.148%   Tape Value: 0.000%   Variance: 88.148%   Variance %: 88.14800%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Stated Rate   Loan Value: 8.80000%   Tape Value: 5.25000%   Variance: 3.55000%   Variance %: 3.55000%   Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * ComplianceEase State/Local Predatory Test Failed (Lvl 2)     "The CE risk indicator is Significant as the loan is failing GAFLA 3/2003 High Cost Home Loan Points and Fees Threshold Test. Total fees charged is $7,923.94 and allowed is $5,737.65, however it is over charged by +$2,186.29.
Affirmative claims can be made within 5 years of the closing and that the Note date is 08/XX/2005. SOL has been expired.

Fees Included-
Loan Origination Fee paid by Borrower: $3,570.00
Underwriting Fee paid by Borrower: $395.00
Settlement / Closing / Escrow Fee paid by Borrower: $195.00
Title Courier Fee paid by Borrower: $13.94
Max Prepayment Penalty Amount $3,750.00

This loan failed the high-cost home loan prepayment term test. (GA SB 53 7-6A-5(1))
The loan is a "high-cost home loan" that provides for prepayment fees or penalties after the last day of the twenty-fourth month
following the loan closing.

This loan failed the high-cost home loan DTI presumption test as the borrower's total monthly debts exceed 50% of the borrower's monthly gross income."
* DTI > 60% (Lvl 2)     "As per 1003 dated 8/XX/2005, the total monthly income is in the amount of $3,833.00 and the total monthly expenses are in the amount of $2,653.43. The DTI is calculated as 69.226% which is exceeding 60% DTI limit."
* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)     "Initial Escrow Account Disclosure missing in loan files"
* Loan program disclosure missing or unexecuted (Lvl 2)     "Loan program disclosure missing from loan file."
* Operative index value is unable to confirm (Lvl 2)     "Unable to determine operative index value."
* Required Affiliated Business Disclosure missing/unexecuted (Lvl 2)     "Required Affiliated Business Disclosure Missing or Unexecuted"		   Significant Pass Pass No Result Fail Pass No Result   Value:Not Applicable
Date:Not Applicable
Type:		 Value:
Date:
Type:		     Mos Reviewed:
Times 1X30:
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Currently Delinquent? :
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Currently Delinquent? :
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Currently Delinquent? :
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Currently Delinquent? :
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Last Date:		       Not Applicable
209 XX XX XX XX   XX XX XX XX Not Applicable Not Applicable XX XX Michigan XX XX XX Michigan XX XX No                             XX $1,086.25 $768.90 6.990% 360   XX XX   Conventional ARM   Refinance 80.000% 80.000% Full Documentation Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable Low Rise Condo  (1-4 Stories) XX XX Primary Not Applicable Not Applicable Not Applicable     34.237% First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Affiliated Business Disclosure
Initial Escrow Acct Disclosure		 Field: Amortized Remaining Term   Loan Value: 138   Tape Value: 143 |---| -5 |----| -3.49650%   Comment:    Tape Source: Initial   Tape Type:
Field: Borrower #2 Last Name   Loan Value: Not Applicable   Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Borrower Last Name   Loan Value: XX   Tape Value: 0   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Interest Only Period?   Loan Value: Yes   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Loan Amortization Type   Loan Value: ARM   Tape Value: Fixed   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Loan Original Maturity Term Months   Loan Value: 360   Tape Value: 299   Variance: 61   Variance %: 20.40133%   Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraisal Date   Loan Value: 8/XX/2005   Tape Value: 9/XX/2005   Variance: -13 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraised Value   Loan Value: $XX Tape Value: $XX  Variance: $XX   Variance %: 29.92125%   Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 80.000%   Tape Value: 103.940%   Variance: -23.940%   Variance %: -23.94000%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 80.000%   Tape Value: 0.000%   Variance: 80.000%   Variance %: 80.00000%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Stated Rate   Loan Value: 6.99000%   Tape Value: 6.00000%   Variance: 0.99000%   Variance %: 0.99000%   Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)     "Initial Escrow Acct Disclosure is missing."
* Required Affiliated Business Disclosure missing/unexecuted (Lvl 2)     "The required affiliated business disclosure is missing from the loan file."		   Minimal Pass Pass No Result Pass Pass No Result   Value:Not Applicable
Date:Not Applicable
Type:		 Value:
Date:
Type:		     Mos Reviewed:
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Total Delinquent:
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Currently Delinquent? :
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Currently Delinquent? :
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Currently Delinquent? :
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Last Date:		       Not Applicable
207 XX XX XX XX   XX XX XX XX Not Applicable Not Applicable XX XX Ohio XX XX XX Ohio XX XX No                             XX Not Applicable $659.93 10.000% 360   XX XX   Conventional ARM   Cash Out 80.000% 80.000% Full Documentation Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable Low Rise Condo  (1-4 Stories) XX XX Primary Not Applicable Not Applicable Not Applicable     46.469% First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Affiliated Business Disclosure
Initial Escrow Acct Disclosure		 Field: Amortized Remaining Term   Loan Value: 137   Tape Value: 138 |---| -1 |----| -0.72463%   Comment:    Tape Source: Initial   Tape Type:
Field: Any Borrowers Foreign National Indicator   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Borrower #2 Last Name   Loan Value: Not Applicable   Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Borrower First Name   Loan Value: XX   Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Interest Only Expiration Date   Loan Value: Not Applicable   Tape Value: 10/XX/2007   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraisal Date   Loan Value: 8/XX/2005   Tape Value: 8/XX/2005   Variance: -25 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraised Value   Loan Value: $XX   Tape Value: $XX   Variance: $XX   Variance %: 46.87500%   Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 80.000%   Tape Value: 117.500%   Variance: -37.500%   Variance %: -37.50000%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 80.000%   Tape Value: 0.000%   Variance: 80.000%   Variance %: 80.00000%   Comment:    Tape Source: Initial   Tape Type:
Field: Property Address Street   Loan Value: XX   Tape Value: XX  Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Rate Adjustment Subsequent Cap Percent   Loan Value: 1.000%   Tape Value: 3.000%   Variance: -2.000%   Variance %: -2.00000%   Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * ComplianceEase Risk Indicator is "Elevated" (Lvl 2)     "This loan is NOT failing predatory lending laws. It only exceeds the GSE points and fees test:- On the GSE fee violations, these loans are NOT failing Federal, State, or local predatory lending laws. There is no assignee liability since they did not exceed those thresholds."
* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)     "Initial escrow account disclosure is missing from the loan file."
* Operative index value is unable to confirm (Lvl 2)     "Operative index value at the time of origination is missing from the loan file."
* Required Affiliated Business Disclosure missing/unexecuted (Lvl 2)     "Affiliated Business Disclosure missing from loan files."		   Elevated Pass Pass No Result Not Covered Pass No Result   Value:Not Applicable
Date:Not Applicable
Type:		 Value:
Date:
Type:		     Mos Reviewed:
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Currently Delinquent? :
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Currently Delinquent? :
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Total Amount:
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Currently Delinquent? :
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Currently Delinquent? :
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Currently Delinquent? :
Total Delinquent:		 Number:
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Last Date:		 Number:
Total Amount:
Last Date:		 Number:
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Last Date:		 Number:
Total Amount:
Last Date:		       Not Applicable
203 XX XX XX XX   XX XX XX XX Not Applicable Not Applicable XX XX Georgia XX XX XX Georgia XX XX No                             XX Not Applicable $498.93 8.650% 360   XX XX   Conventional ARM   Cash Out 100.000% 100.000% Full Documentation Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable Single Family XX XX Primary Not Applicable Not Applicable Not Applicable     36.875% First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Affiliated Business Disclosure
Initial Escrow Acct Disclosure
Loan Program Info Disclosure		 Field: Any Borrowers Foreign National Indicator   Loan Value: Unavailable   Tape Value: No |---| |----|   Comment:    Tape Source: Initial   Tape Type:
Field: Borrower #2 Last Name   Loan Value: Not Applicable   Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Borrower First Name   Loan Value: XX   Tape Value: XX  Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Interest Only Expiration Date   Loan Value: Not Applicable   Tape Value: 5/XX/2007   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraisal Date   Loan Value: 3/XX/2005   Tape Value: 3/XX/2005   Variance: -13 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 100.000%   Tape Value: 152.380%   Variance: -52.380%   Variance %: -52.38000%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 100.000%   Tape Value: 0.000%   Variance: 100.000%   Variance %: 100.00000%   Comment:    Tape Source: Initial   Tape Type:
Field: Property Address Street   Loan Value: XX   Tape Value: XX  Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Rate Adjustment Subsequent Cap Percent   Loan Value: 1.000%   Tape Value: 3.000%   Variance: -2.000%   Variance %: -2.00000%   Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * ComplianceEase State/Local Predatory Test Failed (Lvl 2)     "The CE risk indicator is Significant as the loan is failing GAFLA 3/2003 High Cost Home Loan Points and Fees Threshold Test. Total fees charged is $3,245.50 and allowed is $3,128.09, however it is over charged by +$117.41.
Affirmative claims can be made within 5 years of the closing and that the Note date is 03/XX/2005. SOL has been expired.

Fees Included-
Yield Spread Premium (Indirect / POC) $1,280.00
Underwriting Fee paid by Borrower: $799.00
Administration Fee paid by Borrower: $6.50
Settlement / Closing / Escrow Fee paid by Borrower: $100.00
Attorney's Fee paid by Borrower: $350.00
Title Courier Fee paid by Borrower: $70.00
Max Prepayment Penalty Amount $640.00"
* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)     "Initial escrow account disclosure is missing from the loan file."
* Loan program disclosure missing or unexecuted (Lvl 2)     "Loan program disclosure is missing from the loan file."
* Operative index value is unable to confirm (Lvl 2)     "Unable to determine operative index value."
* Required Affiliated Business Disclosure missing/unexecuted (Lvl 2)     "Affiliated Business Disclosure missing from loan files."		   Significant Pass Pass No Result Fail Pass No Result   Value:Not Applicable
Date:Not Applicable
Type:		 Value:
Date:
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Currently Delinquent? :
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Total Amount:
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Last Date:		 Number:
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Times 1X30:
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Currently Delinquent? :
Total Delinquent:
Mortgage/Rent Dlq Last 12 Mos:
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Times 1X30:
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Currently Delinquent? :
Total Delinquent:
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Max Days Dlq Last 12 Mos:		 Mos Reviewed:
Times 1X30:
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Currently Delinquent? :
Total Delinquent:		 Number:
Total Amount:
Last Date:		 Number:
Total Amount:
Last Date:		 Number:
Total Amount:
Last Date:		 Number:
Total Amount:
Last Date:		       Not Applicable
201 XX XX XX XX   XX XX XX XX XX XX XX XX Georgia XX XX XX Georgia XX XX No                             XX Not Applicable $942.60 7.875% 360   XX XX   Conventional Fixed   Refinance 110.169% 110.169% Full Documentation No Not Applicable         Not Applicable Single Family XX XX Primary Not Applicable Not Applicable Not Applicable     46.798% First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Affiliated Business Disclosure
Initial Escrow Acct Disclosure
Notice of Servicing Transfer
Origination Appraisal
Right of Rescission		 Field: Amortized Remaining Term   Loan Value: 135   Tape Value: 119 |---| 16 |----| 13.44537%   Comment:    Tape Source: Initial   Tape Type:
Field: Any Borrowers Foreign National Indicator   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Escrow Account Indicator   Loan Value: Yes   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Neg. Amort Potential?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 110.169%   Tape Value: 110.170%   Variance: -0.001%   Variance %: -0.00100%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 110.169%   Tape Value: 0.000%   Variance: 110.169%   Variance %: 110.16900%   Comment:    Tape Source: Initial   Tape Type:
Field: Property Address Street   Loan Value: XX   Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * ComplianceEase Risk Indicator is "Elevated" (Lvl 2)     "This loan is NOT failing predatory lending laws. It only exceeds the GSE points and fees test:- On the GSE fee violations, these loans are NOT failing Federal, State, or local predatory lending laws. There is no assignee liability since they did not exceed those thresholds."
* GSE Points and Fees Test Violations (Lvl 2)     "This loan is NOT failing predatory lending laws. It only exceeds the GSE points and fees test:- On the GSE fee violations, these loans are NOT failing Federal, State, or local predatory lending laws. There is no assignee liability since they did not exceed those thresholds"
* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)     "Initial escrow account disclosure is missing from the loan files."
* LTV or CLTV exceeds 104% (Lvl 2)     "Appraisal is missing. The Appraised value is $118,000.00 and the loan amount is $130,000.00. The LTV is calculated as 110.169% which is exceeding 104%."
* Missing Appraisal (Lvl 2)     "The appraisal report is missing from the loan file."
* Notice of Servicing Transfer missing or unexecuted (Lvl 2)     "The servicing transfer disclosure is missing from the loan files."
* Required Affiliated Business Disclosure missing/unexecuted (Lvl 2)     "The affiliated business disclosure is missing from the loan files."
* Right of Rescission missing or unexecuted (Lvl 2)     "The ROR report is missing from the loan file."		   Elevated Pass Pass No Result Pass Pass No Result   Value:Not Applicable
Date:Not Applicable
Type:		 Value:
Date:
Type:		     Mos Reviewed:
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Currently Delinquent? :
Total Delinquent:
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Currently Delinquent? :
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Total Amount:
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Currently Delinquent? :
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Currently Delinquent? :
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Currently Delinquent? :
Total Delinquent:		 Number:
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Last Date:		        
195 XX XX XX XX   XX XX XX XX Not Applicable Not Applicable XX XX Michigan XX XX XX Michigan XX XX No                             XX Not Applicable $1,028.36 7.300% 360   XX XX   Conventional ARM   Refinance 100.000% 100.000% Full Documentation Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable Single Family XX XX Primary Not Applicable Not Applicable Not Applicable     32.931% First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Affiliated Business Disclosure
Initial Escrow Acct Disclosure
Loan Program Info Disclosure		 Field: Any Borrowers Foreign National Indicator   Loan Value: Not Applicable   Tape Value: No |---| |----|   Comment:    Tape Source: Initial   Tape Type:
Field: Borrower #2 Last Name   Loan Value: Not Applicable   Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Loan Amortization Type   Loan Value: ARM   Tape Value: Fixed   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Loan Original Maturity Term Months   Loan Value: 360   Tape Value: 245   Variance: 115   Variance %: 46.93877%   Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraisal Date   Loan Value: 3/XX/2005   Tape Value: 4/XX/2005   Variance: -24 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraised Value   Loan Value: $XX   Tape Value: $XX   Variance: $XX Variance %: -12.79069%   Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 100.000%   Tape Value: 87.210%   Variance: 12.790%   Variance %: 12.79000%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 100.000%   Tape Value: 0.000%   Variance: 100.000%   Variance %: 100.00000%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Stated Rate   Loan Value: 7.30000%   Tape Value: 4.46600%   Variance: 2.83400%   Variance %: 2.83400%   Comment:    Tape Source: Initial   Tape Type:
Field: Property Address Street   Loan Value: XX   Tape Value: XX  Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)     "The initial escrow account disclosure is missing from the loan file."
* Loan program disclosure missing or unexecuted (Lvl 2)     "The loan program disclosure is missing from the loan file."
* Required Affiliated Business Disclosure missing/unexecuted (Lvl 2)     "The required affiliated business disclosure is missing from the loan file."		   Minimal Pass Pass No Result Pass Pass No Result   Value:Not Applicable
Date:Not Applicable
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Last Date:		       Not Applicable
193 XX XX XX XX   XX XX XX XX XX XX XX XX Georgia XX XX XX Georgia XX XX No                             XX Not Applicable $679.23 7.400% 360   XX XX   Conventional Fixed   Cash Out 81.750% 81.750% Full Documentation Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable Single Family XX XX Primary Not Applicable Not Applicable Not Applicable     21.066% First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Affiliated Business Disclosure
Initial Escrow Acct Disclosure
Origination Appraisal		 Field: Amortized Remaining Term   Loan Value: 128   Tape Value: 129 |---| -1 |----| -0.77519%   Comment:    Tape Source: Initial   Tape Type:
Field: Any Borrowers Foreign National Indicator   Loan Value: Unavailable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Loan Original Maturity Term Months   Loan Value: 360   Tape Value: 255   Variance: 105   Variance %: 41.17647%   Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Neg. Amort Potential?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 81.750%   Tape Value: 0.000%   Variance: 81.750%   Variance %: 81.75000%   Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * ComplianceEase State/Local Predatory Test Failed (Lvl 2)     "The CE risk indicator is Significant as the loan is failing GAFLA 3/2003 High Cost Home Loan Points and Fees Threshold Test. Total fees charged is $5,154.90 and allowed is $4,631.37, however it is over charged by +$523.53.
Affirmative claims can be made within 5 years of the closing and that the Note date is 12/XX/2004. SOL has been expired.

Fees Included-
Loan Discount Fee paid by Borrower: $2,844.90
Application Fee paid by Borrower: $360.00
Processing Fee paid by Borrower: $626.00
Administration Fee paid by Borrower: $239.00
Appraisal Review Fee paid by Borrower: $125.00
Settlement / Closing / Escrow Fee paid by Borrower: $325.00
Attorney's Fee paid by Borrower: $550.00
Title Courier Fee paid by Borrower: $60.00
Subordination Recording Fee paid by Borrower: $25.00"
* ComplianceEase TILA Test Failed (Lvl 2)     "This loan failed the TILA finance charge test.
The finance charge is $151,897.88. The disclosed finance charge of $151,313.23 is not considered accurate because it is understated by more than $100.

The loan data is $151,313.23 and comparison data is $151,797.88; the variance is -$484.65.

This loan failed the TILA foreclosure rescission finance charge test.
The finance charge is $151,897.88. The disclosed finance charge of $151,313.23 is not considered accurate for purposes of rescission because it is understated by more than $35.

The loan data is $151,313.23 and comparison data is $151,897.88; the variance is -$584.65."
* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)     "Initial Escrow Account Disclosure document is missing from loan file."
* Missing Appraisal (Lvl 2)     "Application document is missing from loan file."
* Required Affiliated Business Disclosure missing/unexecuted (Lvl 2)     "Affiliated business disclosure is missing from the loan file."		   Significant Pass Fail No Result Fail Pass No Result   Value:Not Applicable
Date:Not Applicable
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192 XX XX XX XX   XX XX XX XX XX XX XX XX New York XX XX XX New York XX XX No                             XX Not Applicable $1,056.49 7.050% 360   XX XX   Conventional Fixed   Cash Out 71.818% 71.818% Full Documentation Not Applicable XX Not Applicable Not Applicable     Not Applicable Single Family XX XX Primary Not Applicable Not Applicable Not Applicable     43.582% First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Affiliated Business Disclosure
Initial Escrow Acct Disclosure		 Field: Amortized Remaining Term   Loan Value: 129   Tape Value: 130 |---| -1 |----| -0.76923%   Comment:    Tape Source: Initial   Tape Type:
Field: Any Borrowers Foreign National Indicator   Loan Value: Unavailable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Borrower #2 Last Name   Loan Value: XX   Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Loan Original Maturity Term Months   Loan Value: 360   Tape Value: 246   Variance: 114   Variance %: 46.34146%   Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Neg. Amort Potential?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraisal Date   Loan Value: 12/XX/2004   Tape Value: 12/XX/2004   Variance: -3 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraised Value   Loan Value: $XX   Tape Value: $XX   Variance: $XX  Variance %: 46.66666%   Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 71.818%   Tape Value: 105.330%   Variance: -33.512%   Variance %: -33.51200%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 71.818%   Tape Value: 0.000%   Variance: 71.818%   Variance %: 71.81800%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Stated Rate   Loan Value: 7.05000%   Tape Value: 4.17000%   Variance: 2.88000%   Variance %: 2.88000%   Comment:    Tape Source: Initial   Tape Type:
Field: Property Address Street   Loan Value: XX   Tape Value: XX  Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)     "Initial Escrow Acct Disclosure is missing."
* Required Affiliated Business Disclosure missing/unexecuted (Lvl 2)     "Affiliated business disclosure is missing from the loan file."
* Settlement date is different from note date (Lvl 2)     "The settlement date is different from the note/closing date."		   Minimal Pass Pass No Result Pass Pass No Result   Value:Not Applicable
Date:Not Applicable
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185 XX XX XX XX   XX XX XX XX Not Applicable Not Applicable XX XX Indiana XX XX XX Indiana XX XX No                             XX Not Applicable $346.03 7.750% 360   XX XX   Conventional ARM   Cash Out 87.818% 87.818% Full Documentation Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable Single Family XX XX Primary Not Applicable Not Applicable Not Applicable     23.906% First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Affiliated Business Disclosure
Final Truth in Lending Discl.
Initial Escrow Acct Disclosure
Loan Program Info Disclosure
Notice of Servicing Transfer		 Field: Any Borrowers Foreign National Indicator   Loan Value: Unavailable   Tape Value: No |---| |----|   Comment:    Tape Source: Initial   Tape Type:
Field: Borrower #2 Last Name   Loan Value: Not Applicable   Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Interest Only Expiration Date   Loan Value: Not Applicable   Tape Value: 3/XX/2007   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraisal Date   Loan Value: 12/XX/2004   Tape Value: 1/XX/2005   Variance: -8 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraised Value   Loan Value: $XX Tape Value: $XX   Variance: $XX   Variance %: 35.80246%   Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 87.818%   Tape Value: 119.260%   Variance: -31.442%   Variance %: -31.44200%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 87.818%   Tape Value: 0.000%   Variance: 87.818%   Variance %: 87.81800%   Comment:    Tape Source: Initial   Tape Type:
Field: Property Address Street   Loan Value: XX  Tape Value: XX  Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Servicing Look Back Days   Loan Value: First Business Day of Preceding Month   Tape Value: 45 Days   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * ComplianceEase Exceptions Test Failed (Lvl 2)     "This loan failed the Indiana license validation test. 
Indiana House Enrolled Act 1359 requires the Indiana Department of Financial Institutions to begin regulation of both first and subordinate lien mortgage lending under the First Lien Mortgage Lending License and Subordinate Lien Mortgage Lending License. As a result, lenders will no longer be allowed to make loans under the Indiana Unregulated (1st Lien), Unregulated UCCC, Consumer Loan License, Consumer Loan License UCCC, or the Exemption Letter UCCC. The Indiana First Lien Mortgage Lending License and Indiana Subordinate Lien Lending License are not available for loans with a closing date before the Act's effective date of January 1, 2009."
* ComplianceEase Risk Indicator is "Moderate" (Lvl 2)     "This loan failed the Indiana license validation test. and This loan failed the TILA APR test
The loan data is 0.00 % and comparison data is 6.712 % the variance is -6.712%."
* ComplianceEase TILA Test Failed (Lvl 2)     "This loan failed the TILA APR test
The loan data is 0.00 % and comparison data is 6.712 % the variance is -6.712%."
* Final TIL Missing or Not Executed (Lvl 2)     "Final TIL is missing from the loan file."
* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)     "Initial Escrow Acct Disclosure is missing from the loan files"
* Loan program disclosure missing or unexecuted (Lvl 2)     "Loan program disclosure is missing from the loan file."
* Notice of Servicing Transfer missing or unexecuted (Lvl 2)     "Notice of Servicing transfer disclosure is missing from the loan file."
* Required Affiliated Business Disclosure missing/unexecuted (Lvl 2)     "Affiliated business disclosure is missing from the loan file."		   Moderate Pass Fail No Result Pass Pass Fail   Value:Not Applicable
Date:Not Applicable
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Last Date:		       Not Applicable
182 XX XX XX XX   XX XX XX XX Not Applicable Not Applicable XX XX New York XX XX XX New York XX XX No                             XX Not Applicable $373.40 10.750% 360   XX XX   Conventional ARM   Cash Out 55.172% 55.172% Full Documentation Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable Single Family XX XX Primary Not Applicable Not Applicable Not Applicable     12.045% First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Affiliated Business Disclosure
Initial Escrow Acct Disclosure
Loan Program Info Disclosure		 Field: Any Borrowers Foreign National Indicator   Loan Value: Not Applicable   Tape Value: No |---| |----|   Comment:    Tape Source: Initial   Tape Type:
Field: Borrower #2 Last Name   Loan Value: Not Applicable   Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Loan Amortization Type   Loan Value: ARM   Tape Value: Fixed   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Loan Original Maturity Term Months   Loan Value: 360   Tape Value: 233   Variance: 127   Variance %: 54.50643%   Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraisal Date   Loan Value: 11/XX/2004   Tape Value: 12/XX/2004   Variance: -34 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraised Value   Loan Value: $XX  Tape Value: $XX  Variance: $XX   Variance %: -8.22784%   Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 55.172%   Tape Value: 50.630%   Variance: 4.542%   Variance %: 4.54200%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 55.172%   Tape Value: 0.000%   Variance: 55.172%   Variance %: 55.17200%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Stated Rate   Loan Value: 10.75000%   Tape Value: 5.04199%   Variance: 5.70801%   Variance %: 5.70801%   Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * ComplianceEase State Regulations Test Failed (Lvl 2)     "This loan failed the late fees test.
The loan has late fees that do not conform to the requirements for the lender's license type in the state where the property is located.
The loan data is 5.000% and comparison data is 2.000%, the variance is +3.000%

This loan failed the prepayment term test. FAIL
The loan has a prepayment term that does not conform to the requirements for the lender's license type in the state where the property is located.
The loan data is 24 Months and comparison data is 0 Month, the variance is 24 Months."
* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)     "Initial escrow account disclosure is missing from the loan file."
* Loan program disclosure missing or unexecuted (Lvl 2)     "Loan program disclosure is missing from the loan file."
* Required Affiliated Business Disclosure missing/unexecuted (Lvl 2)     "Affiliated business form is missing from the loan file."		   Moderate Pass Pass No Result Pass Fail No Result   Value:Not Applicable
Date:Not Applicable
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Currently Delinquent? :
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Last Date:		       Not Applicable
180 XX XX XX XX   XX XX XX XX XX XX XX XX Georgia XX XX XX Georgia XX XX No                             XX Not Applicable $777.84 7.750% 360   XX XX   Conventional Fixed   Cash Out 120.638% 120.638% Full Documentation Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable Single Family XX XX Primary Not Applicable Not Applicable Not Applicable     19.230% First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Affiliated Business Disclosure
Initial Escrow Acct Disclosure
Origination Appraisal		 Field: Amortized Remaining Term   Loan Value: 126   Tape Value: 113 |---| 13 |----| 11.50442%   Comment:    Tape Source: Initial   Tape Type:
Field: Any Borrowers Foreign National Indicator   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Borrower #2 First Name   Loan Value: XX   Tape Value: XXVariance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Borrower First Name   Loan Value: XX   Tape Value: XX  Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Neg. Amort Potential?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 120.638%   Tape Value: 120.640%   Variance: -0.002%   Variance %: -0.00200%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 120.638%   Tape Value: 0.000%   Variance: 120.638%   Variance %: 120.63800%   Comment:    Tape Source: Initial   Tape Type:
Field: Property Address Street   Loan Value: XX   Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)     "Initial escrow account disclosure is missing from the loan file."
* LTV or CLTV exceeds 104% (Lvl 2)     "As per Appraisal report the appraisal value is $90,000.00 which is less than loan amount $108,574.00 and LTV is 120.638% which exceeds 104%."
* Missing Appraisal (Lvl 2)     "Appraisal is missing from the loan file."
* Required Affiliated Business Disclosure missing/unexecuted (Lvl 2)     "Affiliated business form is missing from the loan file."		   Minimal Pass Pass No Result Pass Pass No Result   Value:Not Applicable
Date:Not Applicable
Type:		 Value:
Date:
Type:		     Mos Reviewed:
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Currently Delinquent? :
Total Delinquent:
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Currently Delinquent? :
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179 XX XX XX XX   XX XX XX XX XX XX XX XX Georgia XX XX XX Georgia XX XX No                             XX Not Applicable $680.60 7.750% 360   XX XX   Conventional Fixed   Cash Out 100.000% 100.000% Full Documentation Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable Single Family XX XX Primary Not Applicable Not Applicable Not Applicable     32.238% First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Affiliated Business Disclosure
Initial Escrow Acct Disclosure		 Field: Amortized Remaining Term   Loan Value: 128   Tape Value: 124 |---| 4 |----| 3.22580%   Comment:    Tape Source: Initial   Tape Type:
Field: Any Borrowers Foreign National Indicator   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Neg. Amort Potential?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraisal Date   Loan Value: 11/XX/2004   Tape Value: 11/XX/2004   Variance: -13 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraised Value   Loan Value: $XX   Tape Value: $XX   Variance: $XX   Variance %: 111.11111%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 100.000%   Tape Value: 0.000%   Variance: 100.000%   Variance %: 100.00000%   Comment:    Tape Source: Initial   Tape Type:
Field: Property Address Street   Loan Value: XX  Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * ComplianceEase State/Local Predatory Test Failed (Lvl 2)     "The CE risk indicator is Significant as the loan is failing GAFLA 3/2003 High Cost Home Loan Points and Fees Threshold Test. Total fees charged is $4,924.35 and allowed is $4,616.74, however it is over charged by +$307.61.
Affirmative claims can be made within 5 years of the closing and that the Note date is 11/XX/2004. SOL has been expired.

Fees Included-
Loan Origination Fee paid by Borrower: $1,211.35
Yield Spread Premium (Indirect / POC) $1,425.00
Processing Fee paid by Borrower: $337.00
Underwriting Fee paid by Borrower: $494.50
Warehousing Fee paid by Borrower: $6.50
Settlement / Closing / Escrow Fee paid by Borrower: $475.00
Title Courier Fee paid by Borrower: $25.00
Max Prepayment Penalty Amount $950.00

This loan failed the high-cost home loan prepayment term test. (GA SB 53 7-6A-5(1))
The loan is a "high-cost home loan" that provides for prepayment fees or penalties after the last day of the twenty-fourth month
following the loan closing."
* GSE Points and Fees Test Violations (Lvl 2)     "This loan is NOT failing predatory lending laws. It only exceeds the GSE points and fees test:- On the GSE fee violations, these loans are NOT failing Federal, State, or local predatory lending laws. There is no assignee liability since they did not exceed those thresholds."
* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)     "Initial escrow account disclosure is missing from the loan file."
* Required Affiliated Business Disclosure missing/unexecuted (Lvl 2)     "Affiliated business form is missing from the loan file."		   Significant Pass Pass No Result Fail Pass No Result   Value:Not Applicable
Date:Not Applicable
Type:		 Value:
Date:
Type:		     Mos Reviewed:
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Currently Delinquent? :
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Currently Delinquent? :
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Currently Delinquent? :
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Currently Delinquent? :
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Last Date:		 Number:
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Last Date:		        
178 XX XX XX XX   XX XX XX XX Not Applicable Not Applicable XX XX Ohio XX XX XX Ohio XX XX No                             XX Not Applicable $673.53 8.450% 360   XX XX   Conventional Fixed   Purchase 100.000% 100.000% Full Documentation Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable Single Family XX XX Primary Not Applicable Not Applicable Not Applicable     49.968% First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Affiliated Business Disclosure
Initial Escrow Acct Disclosure		 Field: Amortized Remaining Term   Loan Value: 129   Tape Value: 123 |---| 6 |----| 4.87804%   Comment:    Tape Source: Initial   Tape Type:
Field: Borrower #2 Last Name   Loan Value: Not Applicable   Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Neg. Amort Potential?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraisal Date   Loan Value: 11/XX/2004   Tape Value: 12/XX/2004   Variance: -9 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraised Value   Loan Value: $XX   Tape Value: $XX  Variance: $XX  Variance %: 21.05263%   Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 100.000%   Tape Value: 115.790%   Variance: -15.790%   Variance %: -15.79000%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 100.000%   Tape Value: 0.000%   Variance: 100.000%   Variance %: 100.00000%   Comment:    Tape Source: Initial   Tape Type:
Field: Property Address Street   Loan Value: XX  Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * ComplianceEase Risk Indicator is "Elevated" (Lvl 2)     "Compliance Ease risk indicator is Elevated due to
This loan is NOT failing predatory lending laws. It only exceeds the GSE points and fees test:- On the GSE fee violations, these loans are NOT failing Federal, State, or local predatory lending laws. There is no assignee liability since they did not exceed those thresholds."
* GSE Points and Fees Test Violations (Lvl 2)     "This loan is NOT failing predatory lending laws. It only exceeds the GSE points and fees test:- On the GSE fee violations, these loans are NOT failing Federal, State, or local predatory lending laws. There is no assignee liability since they did not exceed those thresholds."
* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)     "Initial escrow account disclosure is missing from the loan file."
* Required Affiliated Business Disclosure missing/unexecuted (Lvl 2)     "Required Affiliated business Disclosure is missing from the loan file."		   Elevated Not Covered Pass No Result Not Covered Pass No Result   Value:Not Applicable
Date:Not Applicable
Type:		 Value:
Date:
Type:		     Mos Reviewed:
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Currently Delinquent? :
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Last Date:		       Not Applicable
177 XX XX XX XX   XX XX XX XX Not Applicable Not Applicable XX XX Ohio XX XX XX Ohio XX XX No                             XX Not Applicable $682.48 8.350% 360   XX XX   Conventional ARM   Purchase 100.000% 100.000% No Verification of Stated Assets Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable Single Family XX XX Primary Not Applicable Not Applicable Not Applicable     45.096% First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Affiliated Business Disclosure
Credit Application
Initial Escrow Acct Disclosure
Loan Program Info Disclosure		 Field: Amortized Remaining Term   Loan Value: 128   Tape Value: 355 |---| -227 |----| -63.94366%   Comment:    Tape Source: Initial   Tape Type:
Field: Borrower #2 Last Name   Loan Value: Not Applicable   Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Loan Amortization Type   Loan Value: ARM   Tape Value: Fixed   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Loan Original Maturity Term Months   Loan Value: 360   Tape Value: 438   Variance: -78   Variance %: -17.80821%   Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraisal Date   Loan Value: 10/XX/2004   Tape Value: 11/XX/2004   Variance: -25 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraised Value   Loan Value: $XX   Tape Value: $XX   Variance: $XX  Variance %: 20.00000%   Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 100.000%   Tape Value: 120.000%   Variance: -20.000%   Variance %: -20.00000%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 100.000%   Tape Value: 0.000%   Variance: 100.000%   Variance %: 100.00000%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Stated Rate   Loan Value: 8.35000%   Tape Value: 5.00000%   Variance: 3.35000%   Variance %: 3.35000%   Comment:    Tape Source: Initial   Tape Type:
Field: Property Address Street   Loan Value: XX  Tape Value: XX  Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Stated Maturity Date   Loan Value: 12/XX/2034   Tape Value: 6/XX/2053   Variance: -6757 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Stated Remaining Term   Loan Value: 128   Tape Value: 350   Variance: -222   Variance %: -63.42857%   Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * Application Missing (Lvl 2)     "The final 1003 is missing from the loan file. The values are taken as the note date and loan amount."
* Application Not Signed by All Borrowers (Lvl 2)     "As per the final 1003 located at "1XX", pages are incomplete."
* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)     "The initial escrow account disclosure is missing from the loan file."
* Loan program disclosure missing or unexecuted (Lvl 2)     "The loan program disclosure is missing from the loan file."
* Operative index value is unable to confirm (Lvl 2)     "Operative index value at the time of origination is missing from the loan file."
* Required Affiliated Business Disclosure missing/unexecuted (Lvl 2)     "The required affiliated business disclosure is missing from the loan file."		   Minimal Not Covered Pass No Result Not Covered Pass No Result   Value:Not Applicable
Date:Not Applicable
Type:		 Value:
Date:
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Currently Delinquent? :
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Currently Delinquent? :
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Currently Delinquent? :
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Last Date:		       Not Applicable
175 XX XX XX XX   XX XX XX XX Not Applicable Not Applicable XX XX Georgia XX XX XX Georgia XX XX No                             XX Not Applicable $610.91 7.200% 360   XX XX   Conventional Fixed   Cash Out 100.000% 100.000% Full Documentation Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable Single Family XX XX Primary Not Applicable Not Applicable Not Applicable     49.761% First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Affiliated Business Disclosure
Notice of Servicing Transfer		 Field: Amortized Remaining Term   Loan Value: 127   Tape Value: 114 |---| 13 |----| 11.40350%   Comment:    Tape Source: Initial   Tape Type:
Field: Any Borrowers Foreign National Indicator   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Borrower #2 Last Name   Loan Value: Not Applicable   Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Neg. Amort Potential?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraisal Date   Loan Value: 10/XX/2004   Tape Value: 10/XX/2004   Variance: -11 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraised Value   Loan Value: $XX  Tape Value: $XX   Variance: $XX  Variance %: -14.28571%   Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 100.000%   Tape Value: 85.710%   Variance: 14.290%   Variance %: 14.29000%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 100.000%   Tape Value: 0.000%   Variance: 100.000%   Variance %: 100.00000%   Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * Notice of Servicing Transfer missing or unexecuted (Lvl 2)     "The notice of servicing transfer disclosure is missing from the loan file."
* Required Affiliated Business Disclosure missing/unexecuted (Lvl 2)     "The required affiliated business disclosure is missing from the loan file."
* ROR not hand dated by borrower(s) (Lvl 2)     "ROR not hand dated by borrower."
* TIL not hand dated (Lvl 2)     "The final TIL is not hand dated by the borrower."		   Minimal Pass Pass No Result Pass Pass No Result   Value:Not Applicable
Date:Not Applicable
Type:		 Value:
Date:
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Currently Delinquent? :
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Currently Delinquent? :
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Last Date:		       Not Applicable
158 XX XX XX XX   XX XX XX XX Not Applicable Not Applicable XX XX Kentucky XX XX XX Kentucky XX XX No                             XX Not Applicable $647.88 7.800% 360   XX XX   Conventional ARM   Refinance 90.000% 90.000% Full Documentation Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable Single Family XX XX Primary Not Applicable Not Applicable Not Applicable     42.510% First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Affiliated Business Disclosure
Initial Escrow Acct Disclosure
Loan Program Info Disclosure		 Field: ARM Lifetime Floor Percent   Loan Value: 7.800%   Tape Value: 6.000% |---| 1.800% |----| 1.80000%   Comment:    Tape Source: Initial   Tape Type:
Field: Borrower #2 Last Name   Loan Value: Not Applicable   Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Interest Only Expiration Date   Loan Value: Not Applicable   Tape Value: 7/XX/2007   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Next Pay Change Date   Loan Value: 1/XX/2025   Tape Value: 7/XX/2024   Variance: 184 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Next Rate Change Date   Loan Value: 12/XX/2024   Tape Value: 6/XX/2024   Variance: 183 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraisal Date   Loan Value: 5/XX/2004   Tape Value: 5/XX/2004   Variance: -14 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraised Value   Loan Value: $XX   Tape Value: $XX0   Variance: $XX   Variance %: 51.51515%   Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 90.000%   Tape Value: 136.360%   Variance: -46.360%   Variance %: -46.36000%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 90.000%   Tape Value: 0.000%   Variance: 90.000%   Variance %: 90.00000%   Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)     "Initial Escrow Account Disclosure is missing from loan file."
* Loan program disclosure missing or unexecuted (Lvl 2)     "Loan program disclosure is missing from the loan file."
* Required Affiliated Business Disclosure missing/unexecuted (Lvl 2)     "Affiliated business form is missing from the loan file."		   Minimal Pass Pass No Result Pass Pass No Result   Value:Not Applicable
Date:Not Applicable
Type:		 Value:
Date:
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Currently Delinquent? :
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Currently Delinquent? :
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Currently Delinquent? :
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Total Amount:
Last Date:		       Not Applicable
157 XX XX XX XX   XX XX XX XX XX XX XX XX Illinois XX XX XX Illinois XX XX No                             XX Not Applicable $1,402.93 9.990% 360   XX XX   Conventional ARM   Cash Out 100.000% 100.000% Full Documentation Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable Single Family XX XX Primary Not Applicable Not Applicable Not Applicable     48.457% First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Affiliated Business Disclosure Field: Amortized Remaining Term   Loan Value: 118   Tape Value: 114 |---| 4 |----| 3.50877%   Comment:    Tape Source: Initial   Tape Type:
Field: Borrower #2 Last Name   Loan Value: XX   Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Loan Amortization Type   Loan Value: ARM   Tape Value: Fixed   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraisal Date   Loan Value: 1/XX/2004   Tape Value: 1/XX/2004   Variance: -12 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraised Value   Loan Value: $XX  Tape Value: $XX   Variance: $XX   Variance %: 18.51851%   Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 100.000%   Tape Value: 118.520%   Variance: -18.520%   Variance %: -18.52000%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 100.000%   Tape Value: 0.000%   Variance: 100.000%   Variance %: 100.00000%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Stated Rate   Loan Value: 9.99000%   Tape Value: 5.25000%   Variance: 4.74000%   Variance %: 4.74000%   Comment:    Tape Source: Initial   Tape Type:
Field: Property Address Street   Loan Value: XX   Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * Required Affiliated Business Disclosure missing/unexecuted (Lvl 2)     "Affiliated business form is missing from the loan file."   Minimal Pass Pass No Result Pass Pass No Result   Value:Not Applicable
Date:Not Applicable
Type:		 Value:
Date:
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154 XX XX XX XX   XX XX XX XX Not Applicable Not Applicable XX XX Texas XX XX XX Texas XX XX No                             XX Not Applicable $830.21 6.750% 360   XX XX   Conventional Fixed   Cash Out 78.287% 78.287% Full Documentation Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable Single Family XX XX Primary Not Applicable Not Applicable Not Applicable     9.283% First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Affiliated Business Disclosure Field: Amortized Remaining Term   Loan Value: 119   Tape Value: 117 |---| 2 |----| 1.70940%   Comment:    Tape Source: Initial   Tape Type:
Field: Borrower #2 Last Name   Loan Value: Not Applicable   Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Borrower First Name   Loan Value: XX   Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Escrow Account Indicator   Loan Value: Yes   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Neg. Amort Potential?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraisal Date   Loan Value: 1/XX/2004   Tape Value: 2/XX/2004   Variance: -6 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 78.287%   Tape Value: 64.000%   Variance: 14.287%   Variance %: 14.28700%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 78.287%   Tape Value: 0.000%   Variance: 78.287%   Variance %: 78.28700%   Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * ComplianceEase Risk Indicator is "Moderate" (Lvl 2)     "The CE risk indicator is Moderate as the loan is failing for
This loan failed the late fees test."
* ComplianceEase State Regulations Test Failed (Lvl 2)     "This loan failed the late fees test.
The loan has late fees that do not conform to the requirements for the lender's license type in the state where the property is located.
A loan may provide for a delinquency charge on the amount of any payment in default for a period of not less than 10 days in an amount not to exceed the greater of five percent of the amount of the payment or $7.50.
PLEASE NOTE: Certain states impose a late charge restriction that requires a comparison of the late fees charge, expressed either as a percentage or a dollar amount, or as both. In cases where the user provided data does not contain the required data point, ComplianceAnalyzer® will calculate the required data point from the late charge value entered by the user, and for
such purpose will use the system's calculation of the scheduled monthly payment amount. Such data point calculations are an estimate based on the user provided data, and may not reflect the actual late charge threshold on an irregular payment, or if the maximum permitted late charge is based on the amount of the scheduled payment that is outstanding and not the entire scheduled payment.

The loan data is 6.000% and comparison data is 5.000%; the variance is +1.000%."
* GSE Points and Fees Test Violations (Lvl 2)     "This loan is NOT failing predatory lending laws. It only exceeds the GSE points and fees test:- On the GSE fee violations, these loans are NOT failing Federal, State, or local predatory lending laws. There is no assignee liability since they did not exceed those thresholds."
* Required Affiliated Business Disclosure missing/unexecuted (Lvl 2)     "Affiliated Business Disclosure is missing from the loan file."		   Moderate Pass Pass No Result Pass Fail No Result   Value:Not Applicable
Date:Not Applicable
Type:		 Value:
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Last Date:		       Not Applicable
149 XX XX XX XX   XX XX XX XX Not Applicable Not Applicable XX XX Georgia XX XX XX Georgia XX XX No                             XX Not Applicable $625.03 6.890% 360   XX XX   Conventional ARM   Cash Out 100.000% 100.000% Full Documentation Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable Low Rise Condo  (1-4 Stories) XX XX Primary Not Applicable Not Applicable Not Applicable     51.354% First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Affiliated Business Disclosure
Loan Program Info Disclosure		 Field: Amortized Remaining Term   Loan Value: 120   Tape Value: 123 |---| -3 |----| -2.43902%   Comment:    Tape Source: Initial   Tape Type:
Field: Borrower #2 Last Name   Loan Value: Not Applicable   Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Escrow Account Indicator   Loan Value: Yes   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Loan Amortization Type   Loan Value: ARM   Tape Value: Fixed   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraisal Date   Loan Value: 3/XX/2004   Tape Value: 3/XX/2004   Variance: -2 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 100.000%   Tape Value: 172.730%   Variance: -72.730%   Variance %: -72.73000%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 100.000%   Tape Value: 0.000%   Variance: 100.000%   Variance %: 100.00000%   Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * ComplianceEase State/Local Predatory Test Failed (Lvl 2)     "The CE risk indicator is Significant as the loan is failing GAFLA 3/2003 High Cost Home Loan Points and Fees Threshold Test. Total fees charged is $5,116.50 and allowed is $4,527.33, however it is over charged by +$589.17.
Affirmative claims can be made within 5 years of the closing and that the Note date is 03/XX/2004. SOL has been expired.

Fees Included-
Loan Origination Fee paid by Borrower: $1,230.00
Mortgage Broker Fee (Direct) paid by Borrower: $1,230.00
Application Fee paid by Borrower: $6.50
Processing Fee paid by Borrower: $600.00
Underwriting Fee paid by Borrower: $500.00
Attorney's Fee paid by Borrower: $600.00
Max Prepayment Penalty Amount $950.00

This loan failed the high-cost home loan DTI presumption test as the borrower's total monthly debts exceed 50% of the borrower's monthly gross income."
* Loan program disclosure missing or unexecuted (Lvl 2)     "Loan program disclosure is missing from the loan file."
* Operative index value is unable to confirm (Lvl 2)     "Unable to determine operative index value."
* Required Affiliated Business Disclosure missing/unexecuted (Lvl 2)     "Affiliated business disclosure is missing from the loan file."		   Significant Pass Pass No Result Fail Pass No Result   Value:Not Applicable
Date:Not Applicable
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Last Date:		       Not Applicable
Dropped XX XX XX XX   XX XX XX XX Not Applicable Not Applicable XX XX Illinois XX XX XX Illinois XX XX No                             XX Not Applicable $611.88 10.300% 360   XX XX   Conventional Fixed   Cash Out 85.000% 85.000% Full Documentation Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable Single Family XX XX Primary Not Applicable Not Applicable Not Applicable     86.559% First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Affiliated Business Disclosure
Initial Escrow Acct Disclosure		 Field: Amortized Remaining Term   Loan Value: 111   Tape Value: 174 |---| -63 |----| -36.20689%   Comment:    Tape Source: Initial   Tape Type:
Field: Borrower #2 Last Name   Loan Value: Not Applicable   Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Loan Original Maturity Term Months   Loan Value: 360   Tape Value: 208   Variance: 152   Variance %: 73.07692%   Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Neg. Amort Potential?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraisal Date   Loan Value: 5/XX/2003   Tape Value: 5/XX/2003   Variance: -15 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraised Value   Loan Value: $XX  Tape Value: $XX   Variance: $XX  Variance %: 11.11111%   Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 85.000%   Tape Value: 94.440%   Variance: -9.440%   Variance %: -9.44000%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 85.000%   Tape Value: 0.000%   Variance: 85.000%   Variance %: 85.00000%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Stated Rate   Loan Value: 10.30000%   Tape Value: 5.28700%   Variance: 5.01300%   Variance %: 5.01300%   Comment:    Tape Source: Initial   Tape Type:
Field: Property Address Street   Loan Value: XX   Tape Value: XX  Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Stated Maturity Date   Loan Value: 6/XX/2033   Tape Value: 9/XX/2038   Variance: -1918 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Stated Remaining Term   Loan Value: 111   Tape Value: 174   Variance: -63   Variance %: -36.20689%   Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * DTI > 60% (Lvl 2)     "As per 1003 dated 5/XX/2003, the total monthly income is in the amount of $2,736.13 and the total monthly expenses are in the amount of $2,368.37 The DTI is calculated as 86.559% which is exceeding 60% DTI limit."
* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)     "Initial Escrow Acct Disclosure is missing from the loan file."
* Required Affiliated Business Disclosure missing/unexecuted (Lvl 2)     "Affiliated business disclosure is missing from the loan file."		   Minimal Pass Pass No Result Pass Pass No Result   Value:Not Applicable
Date:Not Applicable
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Last Date:		       Not Applicable
141 XX XX XX XX   XX XX XX XX Not Applicable Not Applicable XX XX Minnesota XX XX XX Minnesota XX XX No                             XX Not Applicable $406.50 7.350% 180   XX XX   Conventional Fixed   Purchase 100.000% 100.000% Full Documentation Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable Single Family XX XX Primary Not Applicable Not Applicable Not Applicable     44.388% First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Affiliated Business Disclosure
Initial Escrow Acct Disclosure		 Field: Amortized Remaining Term   Loan Value: 110   Tape Value: 97 |---| 13 |----| 13.40206%   Comment:    Tape Source: Initial   Tape Type:
Field: Any Borrowers Foreign National Indicator   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Balloon Indicator   Loan Value: Yes   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Borrower #2 Last Name   Loan Value: Not Applicable   Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Escrow Account Indicator   Loan Value: No   Tape Value: Yes   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Loan Original Maturity Term Months   Loan Value: 180   Tape Value: 360   Variance: -180   Variance %: -50.00000%   Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Neg. Amort Potential?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraisal Date   Loan Value: 4/XX/2003   Tape Value: 5/XX/2003   Variance: -34 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraised Value   Loan Value: $XX   Tape Value: $XX   Variance: $XX   Variance %: 38.63636%   Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 100.000%   Tape Value: 134.090%   Variance: -34.090%   Variance %: -34.09000%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 100.000%   Tape Value: 0.000%   Variance: 100.000%   Variance %: 100.00000%   Comment:    Tape Source: Initial   Tape Type:
Field: Property Address Street   Loan Value: XX  Tape Value: XX  Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Stated Maturity Date   Loan Value: 5/XX/2018   Tape Value: 5/XX/2033   Variance: -5479 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Stated Remaining Term   Loan Value: -70   Tape Value: 110   Variance: -180   Variance %: -163.63636%   Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * ComplianceEase Risk Indicator is "Elevated" (Lvl 2)     "The CE risk indicator is Elevated as the loan is failing for :
This loan is NOT failing predatory lending laws. It only exceeds the GSE points and fees test:- On the GSE fee violations, these loans are NOT failing Federal, State, or local predatory lending laws. There is no assignee liability since they did not exceed those thresholds."
* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)     "Initial escrow account disclosure is missing from the loan file."
* Required Affiliated Business Disclosure missing/unexecuted (Lvl 2)     "Affiliated business form is missing from the loan file."		   Elevated Not Covered Pass No Result Not Covered Pass No Result   Value:Not Applicable
Date:Not Applicable
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Last Date:		       Not Applicable
140 XX XX XX XX   XX XX XX XX XX XX XX XX Minnesota XX XX XX Minnesota XX XX No   Not Applicable                         XX Not Applicable $1,015.12 6.300% 180   XX XX   Conventional Fixed   Purchase 100.000% Unavailable Full Documentation Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable Single Family XX XX Primary Not Applicable Not Applicable Not Applicable     21.947% First Not Applicable Not Applicable Unavailable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Origination Appraisal Field: Amortized Remaining Term   Loan Value: 110   Tape Value: 114 |---| -4 |----| -3.50877%   Comment:    Tape Source: Initial   Tape Type:
Field: Balloon Indicator   Loan Value: Yes   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Loan Original Maturity Term Months   Loan Value: 180   Tape Value: 360   Variance: -180   Variance %: -50.00000%   Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Neg. Amort Potential?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraised Value   Loan Value: $XX  Tape Value: $XX   Variance: $XX  Variance %: 13.10344%   Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: Unavailable   Tape Value: 113.100%   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 100.000%   Tape Value: 0.000%   Variance: 100.000%   Variance %: 100.00000%   Comment:    Tape Source: Initial   Tape Type:
Field: Property Address Street   Loan Value: XX  Tape Value: XX  Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Stated Maturity Date   Loan Value: 5/XX/2018   Tape Value: 5/XX/2033   Variance: -5479 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Stated Remaining Term   Loan Value: -70   Tape Value: 110   Variance: -180   Variance %: -163.63636%   Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * ComplianceEase Risk Indicator is "Moderate" (Lvl 2)     "TILA APR Test: The loan data is 6.600% and comparison data is 6.348; the variance is +0.252%"
* ComplianceEase TILA Test Failed (Lvl 2)     "This loan failed the TILA foreclosure rescission finance charge test.  The finance charge is $137,400.81. The disclosed finance charge of $137,560.78 is not considered accurate for purposes of rescission because it is understated by more than $159.97. The loan data is $137,400.81 and comparison data is $137,560.78; the variance is -$159.97."
* Missing Appraisal (Lvl 2)     "Appraisal report is missing from the loan file."
* TIL not hand dated (Lvl 2)     "Final TIL is not hand-dated by the borrower."		   Moderate Not Covered Fail No Result Not Covered Pass No Result   Value:Not Applicable
Date:Not Applicable
Type:		 Value:Not Applicable
Date:Not Applicable
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136 XX XX XX XX   XX XX XX XX XX XX XX XX Indiana XX XX XX Indiana XX XX No                             XX Not Applicable $1,027.15 6.650% 360   XX XX   Conventional Fixed   Cash Out 100.000% 100.000% Full Documentation Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable Single Family XX XX Primary Not Applicable Not Applicable Not Applicable     35.279% First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Affiliated Business Disclosure
Initial Escrow Acct Disclosure		 Field: Amortized Remaining Term   Loan Value: 105   Tape Value: 353 |---| -248 |----| -70.25495%   Comment:    Tape Source: Initial   Tape Type:
Field: Any Borrowers Foreign National Indicator   Loan Value: Unavailable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Borrower #2 Last Name   Loan Value: XX   Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Loan Original Maturity Term Months   Loan Value: 360   Tape Value: 450   Variance: -90   Variance %: -20.00000%   Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Neg. Amort Potential?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraisal Date   Loan Value: 11/XX/2002   Tape Value: 11/XX/2002   Variance: -3 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraised Value   Loan Value: $XX Tape Value: $XX   Variance: $XX   Variance %: 1.91082%   Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 100.000%   Tape Value: 101.910%   Variance: -1.910%   Variance %: -1.91000%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 100.000%   Tape Value: 0.000%   Variance: 100.000%   Variance %: 100.00000%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Stated Rate   Loan Value: 6.65000%   Tape Value: 5.26200%   Variance: 1.38800%   Variance %: 1.38800%   Comment:    Tape Source: Initial   Tape Type:
Field: Stated Maturity Date   Loan Value: 12/XX/2032   Tape Value: 7/XX/2053   Variance: -7517 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Stated Remaining Term   Loan Value: 105   Tape Value: 352   Variance: -247   Variance %: -70.17045%   Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * ComplianceEase Exceptions Test Failed (Lvl 2)     "This loan failed the Indiana license validation test.
Indiana House Enrolled Act 1359 requires the Indiana Department of Financial Institutions to begin regulation of both first and subordinate lien mortgage lending under the First Lien Mortgage Lending License and Subordinate Lien Mortgage Lending License. As a result, lenders will no longer be allowed to make loans under the Indiana Unregulated (1st Lien), Unregulated UCCC, Consumer Loan License, Consumer Loan License UCCC, or the Exemption Letter UCCC.
The Indiana First Lien Mortgage Lending License and Indiana Subordinate Lien Lending License are not available for loans with a closing date before the Act's effective date of January 1, 2009."
* ComplianceEase Risk Indicator is "Moderate" (Lvl 2)     "This loan failed the Indiana license validation test.
Indiana House Enrolled Act 1359 requires the Indiana Department of Financial Institutions to begin regulation of both first and subordinate lien mortgage lending under the First Lien Mortgage Lending License and Subordinate Lien Mortgage Lending License. As a result, lenders will no longer be allowed to make loans under the Indiana Unregulated (1st Lien), Unregulated UCCC, Consumer Loan License, Consumer Loan License UCCC, or the Exemption Letter UCCC.
The Indiana First Lien Mortgage Lending License and Indiana Subordinate Lien Lending License are not available for loans with a closing date before the Act's effective date of January 1, 2009."
* GSE Points and Fees Test Violations (Lvl 2)     "This loan is NOT failing predatory lending laws. It only exceeds the GSE points and fees test:- On the GSE fee violations, these loans are NOT failing Federal, State, or local predatory lending laws. There is no assignee liability since they did not exceed those thresholds."
* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)     "Initial escrow account disclosure is missing from the loan file."
* Required Affiliated Business Disclosure missing/unexecuted (Lvl 2)     "Affiliated business disclosure is missing from the loan file."		   Moderate Pass Pass No Result Not Covered Pass Fail   Value:Not Applicable
Date:Not Applicable
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135 XX XX XX XX   XX XX XX XX Not Applicable Not Applicable XX XX West Virginia XX XX XX West Virginia XX XX No                             XX Not Applicable $539.94 11.100% 180   XX XX   Conventional Fixed   Cash Out 75.000% 75.000% Full Documentation Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable Manufactured Housing XX XX Primary Yes Yes No     36.156% First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Affiliated Business Disclosure
Balloon Rider
Credit Application
Initial Escrow Acct Disclosure		 Field: Amortized Remaining Term   Loan Value: 107   Tape Value: 95 |---| 12 |----| 12.63157%   Comment:    Tape Source: Initial   Tape Type:
Field: Balloon Indicator   Loan Value: Yes   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Borrower #2 Last Name   Loan Value: Not Applicable   Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Loan Original Maturity Term Months   Loan Value: 180   Tape Value: 360   Variance: -180   Variance %: -50.00000%   Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Neg. Amort Potential?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraisal Date   Loan Value: 11/XX/2002   Tape Value: 2/XX/2003   Variance: -76 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraised Value   Loan Value: $XX   Tape Value: $XX   Variance: $XX  Variance %: -26.47058%   Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 75.000%   Tape Value: 55.150%   Variance: 19.850%   Variance %: 19.85000%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 75.000%   Tape Value: 0.000%   Variance: 75.000%   Variance %: 75.00000%   Comment:    Tape Source: Initial   Tape Type:
Field: Property Address Street   Loan Value: XX  Tape Value: XX  Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Stated Maturity Date   Loan Value: 3/XX/2018   Tape Value: 3/XX/2033   Variance: -5479 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Stated Remaining Term   Loan Value: -73   Tape Value: 107   Variance: -180   Variance %: -168.22429%   Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * Application Missing (Lvl 2)     "The final 1003 is missing from the loan file. The values are taken as the note date and loan amount."
* Application Not Signed by All Borrowers (Lvl 2)     "As per the final 1003 located at "XX", the pages are incomplete."
* Balloon Rider Missing (Lvl 2)     "The balloon rider is missing from the mortgage document"
* ComplianceEase State Regulations Test Failed (Lvl 2)     "This loan failed the late fees test.
The loan has late fees that do not conform to the requirements for the lender's license type in the state where the property is
located..
The loan data is $27.00 and comparison data is $15.00; hence, the variance is +$12.00.

This loan failed the fees, compensation, and points test due to one of the following findings:
If combined fees, compensation, and points of any kind to the lender and broker or their affiliates, to arrange, originate,
evaluate, maintain or service the loan exceed 6% of the loan amount financed; or
If the aggregate of fees, compensation, and points exceed 5% of the loan amount financed..
The loan data is $3,700.40 and comparison data is $2,812.50; hence, the variance is +$887.90."
* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)     "The initial escrow account disclosure is missing from the loan file."
* Property is Manufactured Housing (Lvl 2)     "Home is not affixed. According to the appraisal report dated 11/XX/2002 subject property is “Manufactured Home”. Neither Alta-7 endorsement is attached with final title policy nor the VIN# is mentioned on the legal description of the subject mortgage. Affidavit of affixation is missing from the loan file. Hence, unable to confirm whether the home is attached to the land or not"
* Required Affiliated Business Disclosure missing/unexecuted (Lvl 2)     "The required affiliated business disclosure is missing from the loan file."		   Moderate Pass Pass No Result Not Covered Fail No Result   Value:Not Applicable
Date:Not Applicable
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Last Date:		       Not Applicable
134 XX XX XX XX   XX XX XX XX XX XX XX XX Illinois XX XX XX Illinois XX XX No                             XX Not Applicable $324.96 8.490% 360   XX XX   Conventional Fixed   Cash Out 90.000% 90.000% Full Documentation Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable Single Family XX XX Primary Not Applicable Not Applicable Not Applicable     25.487% First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Affiliated Business Disclosure
Prepayment Penalty Rider		 Field: Amortized Remaining Term   Loan Value: 104   Tape Value: 102 |---| 2 |----| 1.96078%   Comment:    Tape Source: Initial   Tape Type:
Field: Borrower Last Name   Loan Value: XX  Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Neg. Amort Potential?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraisal Date   Loan Value: 10/XX/2002   Tape Value: 11/XX/2002   Variance: -26 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraised Value   Loan Value: $XX Tape Value: $XX   Variance: $XX   Variance %: 5.61797%   Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 90.000%   Tape Value: 95.060%   Variance: -5.060%   Variance %: -5.06000%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 90.000%   Tape Value: 0.000%   Variance: 90.000%   Variance %: 90.00000%   Comment:    Tape Source: Initial   Tape Type:
Field: Property Address Street   Loan Value: XX   Tape Value:XX  Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * ComplianceEase Risk Indicator is "Moderate" (Lvl 2)     "The CE risk indicator is moderate as the loan is failed for.
Prepayment Term Test:"
* ComplianceEase State Regulations Test Failed (Lvl 2)     "This loan failed the prepayment term test.
The loan provides for a penalty for paying all or part of the principal before the date on which the principal is due.
The loan data is 36Months  and comparison data is 0Months hence, the variance is 36Months."
* Prepayment Rider Missing (Lvl 2)     "Prepayment rider is missing from the mortgage document."
* Required Affiliated Business Disclosure missing/unexecuted (Lvl 2)     "The required affiliated business disclosure is missing from the loan file."
* ROR not hand dated by borrower(s) (Lvl 2)     "The ROR is not hand-dated by the borrower."		   Moderate Pass Pass No Result Pass Fail No Result   Value:Not Applicable
Date:Not Applicable
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133 XX XX XX XX   XX XX XX XX XX XX XX XX New Mexico XX XX XX New Mexico XX XX No                             XX Not Applicable $1,183.25 8.250% 360   XX XX   Conventional ARM   Cash Out 90.000% 90.000% Full Documentation Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable Single Family XX XX Primary Not Applicable Not Applicable Not Applicable     29.174% First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Affiliated Business Disclosure
Loan Program Info Disclosure		 Field: Amortized Remaining Term   Loan Value: 102   Tape Value: 53 |---| 49 |----| 92.45283%   Comment:    Tape Source: Initial   Tape Type:
Field: Loan Amortization Type   Loan Value: ARM   Tape Value: Fixed   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Loan Original Maturity Term Months   Loan Value: 360   Tape Value: 248   Variance: 112   Variance %: 45.16129%   Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraisal Date   Loan Value: 10/XX/2002   Tape Value: 10/XX/2002   Variance: -16 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraised Value   Loan Value: $XX Tape Value: $XX   Variance: $XX   Variance %: -12.50000%   Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 90.000%   Tape Value: 78.750%   Variance: 11.250%   Variance %: 11.25000%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 90.000%   Tape Value: 0.000%   Variance: 90.000%   Variance %: 90.00000%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Stated Rate   Loan Value: 8.25000%   Tape Value: 7.10000%   Variance: 1.15000%   Variance %: 1.15000%   Comment:    Tape Source: Initial   Tape Type:
Field: Property Address Street   Loan Value: XX   Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * ComplianceEase Risk Indicator is "Moderate" (Lvl 2)     "This loan failed the Prepayment Term Test:
The loan data is 36Months  and comparison data is 0Months. The variance is 36Months."
* ComplianceEase State Regulations Test Failed (Lvl 2)     "This loan failed the Prepayment Term Test:
The loan data is 36Months  and comparison data is 0Months. The variance is 36Months.
This loan failed the prepayment term test.
The loan has a prepayment term that does not conform to the requirements for the lender's license type in the state where the
property is located."
* Loan program disclosure missing or unexecuted (Lvl 2)     "Loan Program Disclosure is missing from the loan file."
* Operative index value is unable to confirm (Lvl 2)     "Operative index value is unable to determine."
* Required Affiliated Business Disclosure missing/unexecuted (Lvl 2)     "Affiliated Business Disclosure is missing from the loan file."		   Moderate Pass Pass No Result Not Covered Fail No Result   Value:Not Applicable
Date:Not Applicable
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Dropped XX XX XX XX   XX XX XX XX Not Applicable Not Applicable XX XX Indiana XX XX XX Indiana XX XX No                             XX Not Applicable $669.84 13.250% 360   XX XX   Conventional ARM   Cash Out 70.000% 70.000% Full Documentation Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable Single Family XX XX Primary Not Applicable Not Applicable Not Applicable     54.533% First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Affiliated Business Disclosure
Loan Program Info Disclosure		 Field: Amortized Remaining Term   Loan Value: 104   Tape Value: 42 |---| 62 |----| 147.61904%   Comment:    Tape Source: Initial   Tape Type:
Field: Any Borrowers Foreign National Indicator   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Borrower #2 Last Name   Loan Value: Not Applicable   Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Loan Amortization Type   Loan Value: ARM   Tape Value: Fixed   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Loan Original Maturity Term Months   Loan Value: 360   Tape Value: 253   Variance: 107   Variance %: 42.29249%   Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraisal Date   Loan Value: 10/XX/2002   Tape Value: 10/XX/2002   Variance: -15 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraised Value   Loan Value: $XX   Tape Value: $XX  Variance: $XX  Variance %: -7.10382%   Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 70.000%   Tape Value: 65.030%   Variance: 4.970%   Variance %: 4.97000%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 70.000%   Tape Value: 0.000%   Variance: 70.000%   Variance %: 70.00000%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Stated Rate   Loan Value: 13.25000%   Tape Value: 9.95000%   Variance: 3.30000%   Variance %: 3.30000%   Comment:    Tape Source: Initial   Tape Type:
Field: Property Address Street   Loan Value: XX Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * ComplianceEase Exceptions Test Failed (Lvl 2)     "This loan failed the Indiana license validation test.
Indiana House Enrolled Act 1359 requires the Indiana Department of Financial Institutions to begin regulation of both first and
subordinate lien mortgage lending under the First Lien Mortgage Lending License and Subordinate Lien Mortgage Lending
License. As a result, lenders will no longer be allowed to make loans under the Indiana Unregulated (1st Lien), Unregulated
UCCC, Consumer Loan License, Consumer Loan License UCCC, or the Exemption Letter UCCC.
The Indiana First Lien Mortgage Lending License and Indiana Subordinate Lien Lending License are not available for loans with
a closing date before the Act's effective date of January 1, 2009."
* ComplianceEase Risk Indicator is "Moderate" (Lvl 2)     "The CE risk indicator is moderate as the loan is failed for.
This loan failed the Indiana license validation test. (IN HEA 1359, Ind. Code § 24-4.5-1-101, Ind. Code § 24.4.4-1-101)
Indiana House Enrolled Act 1359 requires the Indiana Department of Financial Institutions to begin regulation of both first and
subordinate lien mortgage lending under the First Lien Mortgage Lending License and Subordinate Lien Mortgage Lending
License. As a result, lenders will no longer be allowed to make loans under the Indiana Unregulated (1st Lien), Unregulated
UCCC, Consumer Loan License, Consumer Loan License UCCC, or the Exemption Letter UCCC.
The Indiana First Lien Mortgage Lending License and Indiana Subordinate Lien Lending License are not available for loans with
a closing date before the Act's effective date of January 1, 2009."
* GSE Points and Fees Test Violations (Lvl 2)     "This loan is NOT failing predatory lending laws. It only exceeds the GSE points and fees test:- On the GSE fee violations, these loans are NOT failing Federal, State, or local predatory lending laws. There is no assignee liability since they did not exceed those thresholds."
* Loan program disclosure missing or unexecuted (Lvl 2)     "The loan program disclosure is missing from the loan file."
* Required Affiliated Business Disclosure missing/unexecuted (Lvl 2)     "The required affiliated business disclosure is missing from the loan file."		   Moderate Pass Pass No Result Not Covered Pass Fail   Value:Not Applicable
Date:Not Applicable
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Last Date:		       Not Applicable
131 XX XX XX XX   XX XX XX XX Not Applicable Not Applicable XX XX West Virginia XX XX XX West Virginia XX XX No                             XX Not Applicable $531.96 11.750% 360   XX XX   Conventional ARM   Refinance 81.077% 81.077% No Documentation Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable Single Family XX XX Primary Not Applicable Not Applicable Not Applicable     Unavailable First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Affiliated Business Disclosure
Credit Application
Initial Escrow Acct Disclosure
Loan Program Info Disclosure		 Field: Any Borrowers Foreign National Indicator   Loan Value: Not Applicable   Tape Value: No |---| |----|   Comment:    Tape Source: Initial   Tape Type:
Field: ARM Lifetime Floor Percent   Loan Value: 11.750%   Tape Value: 11.000%   Variance: 0.750%   Variance %: 0.75000%   Comment:    Tape Source: Initial   Tape Type:
Field: Borrower #2 Last Name   Loan Value: Not Applicable   Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Borrower First Name   Loan Value: XX   Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: First Rate Change Date   Loan Value: 10/XX/2004   Tape Value: 10/XX/2004   Variance: 5 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Interest Only Expiration Date   Loan Value: Not Applicable   Tape Value: 11/XX/2004   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraisal Date   Loan Value: 8/XX/2002   Tape Value: 9/XX/2002   Variance: -41 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 81.077%   Tape Value: 83.650%   Variance: -2.573%   Variance %: -2.57300%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 81.077%   Tape Value: 0.000%   Variance: 81.077%   Variance %: 81.07700%   Comment:    Tape Source: Initial   Tape Type:
Field: Property Address Street   Loan Value: XX   Tape Value: XX  Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Purpose of Refinance Per HUD-1   Loan Value: Debt consolidation   Tape Value: Cash Out - Other   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Purpose of Transaction per HUD-1   Loan Value: Refinance   Tape Value: Cash Out   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Rate Adjustment Subsequent Cap Percent   Loan Value: 1.000%   Tape Value: 2.000%   Variance: -1.000%   Variance %: -1.00000%   Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * Application Missing (Lvl 2)     "The application is missing from the loan file; it is located at "XX" and is the initial application report."
* ComplianceEase Risk Indicator is "Moderate" (Lvl 2)     "The CE risk indicator is Moderate as the loan is failing for below test.
This loan failed the late fees test.
This loan failed the fees, compensation, and points test due."
* ComplianceEase State Regulations Test Failed (Lvl 2)     "This loan failed the late fees test.
The loan has late fees that do not conform to the requirements for the lender's license type in the state where the property is located.
The maximum allowable late fees are 5% of the unpaid amount of the installment, not to exceed $30. However, if the Date Creditor Received Application Date is before June 12, 2015, then the maximum allowable late fees are 5% of the unpaid amount of the installment, not to exceed $15.
Late Fees Test Loan Data $26.60 Comparison Data $15.00 Variance +$11.60

This loan failed the fees, compensation, and points test due to one of the following findings:
If combined fees, compensation, and points of any kind to the lender and broker or their affiliates, to arrange, originate, evaluate, maintain or service the loan exceed 6% of the loan amount financed; or
If the aggregate of fees, compensation, and points exceed 5% of the loan amount financed.
Points Test Loan Data $2,800.00 Comparison Data $2,635.00, the Variance +$165.00"
* GSE Points and Fees Test Violations (Lvl 2)     "This loan is NOT failing predatory lending laws. It only exceeds the GSE points and fees test:- On the GSE fee violations, these loans are NOT failing Federal, State, or local predatory lending laws. There is no assignee liability since they did not exceed those thresholds."
* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)     "Initial escrow account disclosure is missing from the loan file."
* Loan program disclosure missing or unexecuted (Lvl 2)     "Loan program disclosure is missing from the loan file."
* Required Affiliated Business Disclosure missing/unexecuted (Lvl 2)     "Affiliated business form is missing from the loan file."		   Moderate Pass Pass No Result Not Covered Fail No Result   Value:Not Applicable
Date:Not Applicable
Type:		 Value:
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Last Date:		       Unavailable
130 XX XX XX XX   XX XX XX XX Not Applicable Not Applicable XX XX West Virginia XX XX XX West Virginia XX XX No                             XX Not Applicable $435.35 9.450% 360   XX XX   Conventional ARM   Cash Out 85.246% Unavailable Full Documentation No Not Applicable Not Applicable Not Applicable     Not Applicable Single Family XX XX Primary Not Applicable Not Applicable Not Applicable     48.955% First Not Applicable Not Applicable Unavailable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Affiliated Business Disclosure
Loan Program Info Disclosure
Notice of Servicing Transfer
Origination Appraisal
Right of Rescission		 Field: Any Borrowers Foreign National Indicator   Loan Value: Unavailable   Tape Value: No |---| |----|   Comment:    Tape Source: Initial   Tape Type:
Field: Borrower #2 Last Name   Loan Value: Not Applicable   Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Loan Amortization Type   Loan Value: ARM   Tape Value: Fixed   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Loan Original Maturity Term Months   Loan Value: 360   Tape Value: 238   Variance: 122   Variance %: 51.26050%   Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: Unavailable   Tape Value: 85.250%   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 85.246%   Tape Value: 0.000%   Variance: 85.246%   Variance %: 85.24600%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Stated Rate   Loan Value: 9.45000%   Tape Value: 11.00000%   Variance: -1.55000%   Variance %: -1.55000%   Comment:    Tape Source: Initial   Tape Type:
Field: Property Address Street   Loan Value: XX   Tape Value: XX  Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * ComplianceEase Risk Indicator is "Moderate" (Lvl 2)     "State Regulations
Late Fees Test: FAIL"
* ComplianceEase State Regulations Test Failed (Lvl 2)     "State Regulations
Late Fees Test: FAIL
This loan failed the late fees test.
The loan has late fees that do not conform to the requirements for the lender's license type in the state where the property is located.
The maximum allowable late fees are 5% of the unpaid amount of the installment, not to exceed $30. However, if the Date Creditor Received Application Date is before June 12, 2015, then the maximum allowable late fees are 5% of the unpaid amount of the installment, not to exceed $15. (WVC §§ 46A-3-112, 46A-3-113)."
* Loan program disclosure missing or unexecuted (Lvl 2)     "The loan program disclosure is missing from the loan file."
* Missing Appraisal (Lvl 2)     "The appraisal report is missing from the loan file."
* Notice of Servicing Transfer missing or unexecuted (Lvl 2)     "The notice of servicing transfer disclosure is missing from the loan file."
* Required Affiliated Business Disclosure missing/unexecuted (Lvl 2)     "The required affiliated business disclosure is missing from the loan file."
* Right of Rescission missing or unexecuted (Lvl 2)     "The ROR is missing from the loan file."		   Moderate Pass Pass No Result Not Covered Fail No Result   Value:Not Applicable
Date:Not Applicable
Type:		 Value:
Date:
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Last Date:		       Not Applicable
124 XX XX XX XX   XX XX XX XX Not Applicable Not Applicable XX XX New York XX XX XX New York XX XX No                             XX Not Applicable $870.99 10.400% 360   XX XX   Conventional Fixed   Cash Out 100.000% 100.000% Full Documentation Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable Single Family XX XX Primary Not Applicable Not Applicable Not Applicable     45.310% First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Affiliated Business Disclosure
Initial Escrow Acct Disclosure
Origination Appraisal		 Field: Amortized Remaining Term   Loan Value: 95   Tape Value: 339 |---| -244 |----| -71.97640%   Comment:    Tape Source: Initial   Tape Type:
Field: Borrower #2 Last Name   Loan Value: Not Applicable   Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Loan Original Maturity Term Months   Loan Value: 360   Tape Value: 485   Variance: -125   Variance %: -25.77319%   Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Neg. Amort Potential?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 100.000%   Tape Value: 0.000%   Variance: 100.000%   Variance %: 100.00000%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Stated Rate   Loan Value: 10.40000%   Tape Value: 3.78000%   Variance: 6.62000%   Variance %: 6.62000%   Comment:    Tape Source: Initial   Tape Type:
Field: Property Address Street   Loan Value: XX  Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Stated Maturity Date   Loan Value: 4/XX/2032   Tape Value: 7/XX/2055   Variance: -8491 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Stated Remaining Term   Loan Value: 95   Tape Value: 374   Variance: -279   Variance %: -74.59893%   Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * ComplianceEase TILA Test Failed (Lvl 2)     "This loan failed the TILA finance charge test.
The finance charge is $222,464.84. The disclosed finance charge of $222,233.80 is not considered accurate because it is understated by more than $100.
The loan data is $222,233.80 and comparison data is $222,364.84, the variance is -$131.04

This loan failed the TILA foreclosure rescission finance charge test.
The finance charge is $222,464.84. The disclosed finance charge of $222,233.80 is not considered accurate for purposes of rescission because it is understated by more than $35.
The loan data is $222,233.80 and comparison data is $222,464.84, the variance is -$231.04"
* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)     "Initial Escrow Acct Disclosure is missing."
* Missing Appraisal (Lvl 2)     "The appraisal is located at "XX," which is six months prior to the loan origination date of 4/XX/2002, but it is missing from the loan file."
* Required Affiliated Business Disclosure missing/unexecuted (Lvl 2)     "Affiliated Business Disclosure is missing from the loan file."
* ROR not hand dated by borrower(s) (Lvl 2)     "The ROR is not hand dated by borrower."
* TIL not hand dated (Lvl 2)     "Final TIL is not hand dated by borrower."		   Moderate Pass Fail No Result Not Covered Pass No Result   Value:Not Applicable
Date:Not Applicable
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Date:
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Currently Delinquent? :
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Last Date:		       Not Applicable
117 XX XX XX XX   XX XX XX XX XX XX XX XX West Virginia XX XX XX West Virginia XX XX No                             XX Not Applicable $416.65 10.900% 180   XX XX   Conventional Fixed   Cash Out 90.000% 90.000% Full Documentation Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable Single Family XX XX Primary Not Applicable Not Applicable Not Applicable     47.535% First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Affiliated Business Disclosure
Initial Escrow Acct Disclosure		 Field: Balloon Indicator   Loan Value: Yes   Tape Value: No |---| |----|   Comment:    Tape Source: Initial   Tape Type:
Field: Borrower Last Name   Loan Value: XX   Tape Value: 0   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Loan Original Maturity Term Months   Loan Value: 180   Tape Value: 360   Variance: -180   Variance %: -50.00000%   Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Neg. Amort Potential?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraisal Date   Loan Value: 2/XX/2001   Tape Value: 2/XX/2001   Variance: -14 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraised Value   Loan Value: $XX   Tape Value: $XX  Variance: $XX  Variance %: 1.44927%   Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 90.000%   Tape Value: 91.300%   Variance: -1.300%   Variance %: -1.30000%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 90.000%   Tape Value: 0.000%   Variance: 90.000%   Variance %: 90.00000%   Comment:    Tape Source: Initial   Tape Type:
Field: Property Address Street   Loan Value: XX Tape Value:XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Stated Maturity Date   Loan Value: 2/XX/2016   Tape Value: 3/XX/2031   Variance: -5512 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Stated Remaining Term   Loan Value: -98   Tape Value: 83   Variance: -181   Variance %: -218.07228%   Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * ComplianceEase Risk Indicator is "Moderate" (Lvl 2)     "The CE risk is Moderate
This loan failed the late fees test.
The loan has late fees that do not conform to the requirements for the lender's license type in the state where the property is
located"
* ComplianceEase State Regulations Test Failed (Lvl 2)     "This loan failed the late fees test.
The loan has late fees that do not conform to the requirements for the lender's license type in the state where the property is
located.
The maximum allowable late fees are 5% of the unpaid amount of the installment, not to exceed $30. However, if the Date
Creditor Received Application Date is before June 12, 2015, then the maximum allowable late fees are 5% of the unpaid amount
of the installment, not to exceed $15.
The loan data is $20.83 and comparison data is $15.00; the variance is +$5.83"
* GSE Points and Fees Test Violations (Lvl 2)     "This loan is NOT failing predatory lending laws. It only exceeds the GSE points and fees test:- On the GSE fee violations, these loans are NOT failing Federal, State, or local predatory lending laws. There is no assignee liability since they did not exceed those thresholds."
* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)     "Initial Escrow Account Disclosure missing in loan files"
* Required Affiliated Business Disclosure missing/unexecuted (Lvl 2)     "Required Affiliated Business Disclosure Missing or Unexecuted"
* ROR not hand dated by borrower(s) (Lvl 2)     "Right of Rescission not hand dated by borrower"		   Moderate Pass Pass No Result Not Covered Fail No Result   Value:Not Applicable
Date:Not Applicable
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Currently Delinquent? :
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112 XX XX XX XX   XX XX XX XX Not Applicable Not Applicable XX XX Mississippi XX XX XX Mississippi XX XX No                             XX Not Applicable $622.80 12.950% 360   XX XX   Conventional ARM   Cash Out 100.000% 100.000% No Documentation Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable Single Family XX XX Primary Not Applicable Not Applicable Not Applicable     Unavailable First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Affiliated Business Disclosure
Credit Application
Initial Escrow Acct Disclosure
Loan Program Info Disclosure
Notice of Servicing Transfer		 Field: Amortized Remaining Term   Loan Value: 83   Tape Value: 84 |---| -1 |----| -1.19047%   Comment:    Tape Source: Initial   Tape Type:
Field: Any Borrowers Foreign National Indicator   Loan Value: Unavailable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Borrower #2 Last Name   Loan Value: Not Applicable   Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: First Pay Change Date   Loan Value: 3/XX/2003   Tape Value: 3/XX/2003   Variance: -4 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: First Rate Change Date   Loan Value: 2/XX/2003   Tape Value: 2/XX/2003   Variance: -4 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Interest Only Expiration Date   Loan Value: Not Applicable   Tape Value: 3/XX/2003   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Next Pay Change Date   Loan Value: 9/XX/2024   Tape Value: 9/XX/2024   Variance: -4 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Next Rate Change Date   Loan Value: 8/XX/2024   Tape Value: 8/XX/2024   Variance: -4 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraisal Date   Loan Value: 12/XX/2000   Tape Value: 1/XX/2001   Variance: -40 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraised Value   Loan Value: $XX   Tape Value: $XX   Variance: $-XX Variance %: -15.67164%   Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 100.000%   Tape Value: 84.330%   Variance: 15.670%   Variance %: 15.67000%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 100.000%   Tape Value: 0.000%   Variance: 100.000%   Variance %: 100.00000%   Comment:    Tape Source: Initial   Tape Type:
Field: Property Address Street   Loan Value: XX Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Rate Adjustment Subsequent Cap Percent   Loan Value: 1.000%   Tape Value: 2.000%   Variance: -1.000%   Variance %: -1.00000%   Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * Application Missing (Lvl 2)     "Final 1003 is missing from the loan file."
* ComplianceEase Risk Indicator is "Moderate" (Lvl 2)     "This loan failed the late fees test.
The loan data is 5.000% and comparison data is 4.000%; hence, the variance is +1.000%

This loan is not tested against the loan term test. ( Fannie Mae Announcement 2013-06 ) The loan term test does not apply to loans with a date creditor received application before January 10, 2014. NOT TESTED
This loan failed the prepayment penalty term test. (Fannie Mae 2006 Selling Guide, Part IV, 201.02) The loan charges a prepayment penalty with a term exceeding 3 years."
* ComplianceEase State Regulations Test Failed (Lvl 2)     "This loan failed the late fees test.
The loan data is 5.000% and comparison data is 4.000%; hence, the variance is +1.000%"
* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)     "Initial escrow account disclosure is missing from the loan file."
* Loan program disclosure missing or unexecuted (Lvl 2)     "Loan program disclosure is missing from the loan file."
* Notice of Servicing Transfer missing or unexecuted (Lvl 2)     "Servicing transfer disclosure is missing from the loan file."
* Operative index value is unable to confirm (Lvl 2)     "Operative index value is unable to confirm."
* Required Affiliated Business Disclosure missing/unexecuted (Lvl 2)     "Required affiliated business disclosure is missing from the loan file."		   Moderate Pass Pass No Result Not Covered Fail No Result   Value:Not Applicable
Date:Not Applicable
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Last Date:		       Not Applicable
111 XX XX XX XX   XX XX XX XX Not Applicable Not Applicable XX XX North Carolina XX XX XX North Carolina XX XX No                             XX Not Applicable $472.91 11.990% 360   XX XX   Conventional ARM   Cash Out 102.242% 102.242% No Documentation Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable Single Family XX XX Primary Not Applicable Not Applicable Not Applicable     Unavailable First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Affiliated Business Disclosure
Credit Application
Initial Escrow Acct Disclosure
Loan Program Info Disclosure		 Field: Any Borrowers Foreign National Indicator   Loan Value: Not Applicable   Tape Value: No |---| |----|   Comment:    Tape Source: Initial   Tape Type:
Field: ARM Index Margin Percent   Loan Value: 8.600%   Tape Value: 8.060%   Variance: 0.540%   Variance %: 0.54000%   Comment:    Tape Source: Initial   Tape Type:
Field: ARM Lifetime Floor Percent   Loan Value: 8.600%   Tape Value: 11.990%   Variance: -3.390%   Variance %: -3.39000%   Comment:    Tape Source: Initial   Tape Type:
Field: Borrower #2 Last Name   Loan Value: Not Applicable   Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Borrower First Name   Loan Value: XX   Tape Value: XX  Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Interest Only Expiration Date   Loan Value: Not Applicable   Tape Value: 1/XX/2003   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraisal Date   Loan Value: 11/XX/2000   Tape Value: 12/XX/2000   Variance: -28 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraised Value   Loan Value: $XX  Tape Value: $XX   Variance: $XX   Variance %: 28.57142%   Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 102.242%   Tape Value: 131.450%   Variance: -29.208%   Variance %: -29.20800%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 102.242%   Tape Value: 0.000%   Variance: 102.242%   Variance %: 102.24200%   Comment:    Tape Source: Initial   Tape Type:
Field: Property Address Street   Loan Value: XX   Tape Value: XX Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Rate Adjustment Subsequent Cap Percent   Loan Value: 1.000%   Tape Value: 3.000%   Variance: -2.000%   Variance %: -2.00000%   Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * Application Missing (Lvl 2)     "Application document is missing from loan file."
* ComplianceEase State Regulations Test Failed (Lvl 2)     "This loan failed the prepayment term test.
The loan has a prepayment term that does not conform to the requirements for the lender's license type in the state where the property is located.

The loan data is 24Months and comparison data is 0Months; the variance is 24Months.

This loan failed the bona fide discount points test due to one of the following findings:
The loan is a first lien mortgage and has a principal amount that is greater than or equal to $10,000 and charges discount points that are not paid for the purpose of reducing, and do not in fact result in a bona fide reduction of the interest rate.
The discount points are marked as bona fide but an undiscounted rate value was not provided."
* ComplianceEase State/Local Predatory Test Failed (Lvl 2)     "The CE risk indicator is Significant as the loan is failing NC SB 1149 High Cost Home Loan Points and Fees Test. Total fees charged to the borrower is $2,648.09 and allowed is $2,191.05, however it is over charged by +$457.04.
Affirmative claims can be made within 2 years (4 Years under Chapter 75) of the closing and that the note date is 12/XX/2000. SOL has been expired.
Fees included-
Mortgage Broker Fee (Direct) paid by Borrower: $2,100.00
Flood Determination - Life of Loan Fee paid by Borrower: $18.00
Courier / Messenger Fee paid by Borrower: $10.00
Settlement / Closing / Escrow Fee paid by Borrower: $60.00
Max Prepayment Penalty Amount $460.09.

This loan failed the high-cost home loan DTI presumption as the debt-to-income ratio of the borrower was not provided.

This loan failed the high-cost home loan financing of points and fees test. (NC SB 1149 [G.S. § 24-1.1E(c)(3)b,c])
The loan finances any points and fees or any other charges payable to third parties."
* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)     "Initial Escrow Account Disclosure document is missing from loan file."
* Loan program disclosure missing or unexecuted (Lvl 2)     "Loan program disclosure missing from loan file."
* Operative index value is unable to confirm (Lvl 2)     "Unable to determine operative index value."
* Required Affiliated Business Disclosure missing/unexecuted (Lvl 2)     "Affiliated Business is missing from loan file."
* ROR not hand dated by borrower(s) (Lvl 2)     "ROR document is missing from loan file."
* Settlement date is different from note date (Lvl 2)     "As per Final HUD-1 Settlement date 12/XX/2000 is different from note date 12/XX/2000."
* TIL not hand dated (Lvl 2)     "Final TIL is not hand dated by the borrower."		   Significant Pass Pass No Result Fail Fail No Result   Value:Not Applicable
Date:Not Applicable
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Last Date:		       Unavailable
108 XX XX XX XX   XX XX XX XX XX XX XX XX New York XX XX XX New York XX XX No                             XX Not Applicable $669.76 10.050% 360   XX XX   Conventional Fixed   Cash Out 95.000% 95.000% Full Documentation Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable Single Family XX XX Primary Not Applicable Not Applicable Not Applicable     37.298% First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Affiliated Business Disclosure
Initial Escrow Acct Disclosure		 Field: Amortized Remaining Term   Loan Value: 80   Tape Value: 64 |---| 16 |----| 25.00000%   Comment:    Tape Source: Initial   Tape Type:
Field: Borrower Last Name   Loan Value: XX   Tape Value: 0   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Neg. Amort Potential?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraisal Date   Loan Value: 10/XX/2000   Tape Value: 11/XX/2000   Variance: -36 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraised Value   Loan Value: $XX  Tape Value: $XX   Variance: $XX   Variance %: -50.00000%   Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 95.000%   Tape Value: 47.500%   Variance: 47.500%   Variance %: 47.50000%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 95.000%   Tape Value: 0.000%   Variance: 95.000%   Variance %: 95.00000%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Stated Rate   Loan Value: 10.05000%   Tape Value: 9.40000%   Variance: 0.65000%   Variance %: 0.65000%   Comment:    Tape Source: Initial   Tape Type:
Field: Property Address Street   Loan Value: XX   Tape Value: XX Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * ComplianceEase Risk Indicator is "Moderate" (Lvl 2)     "ComplianceEase Risk Indicator is moderate due to
This loan failed the TILA right of rescission test.
Closed-end ( 12 CFR §1026.23(a)(3) , transferred from 12 CFR §226.23(a)(3) ), Open-end ( 12 CFR §1026.15(a)(3) , transferred from 12 CFR §226.15(a)(3) ) The funding date is before the third business day following consummation. The consumer may exercise the right to rescind until midnight of the third business day following consummation, delivery of the
notice required by 12 CFR §1026.23 or §1026.15, or delivery of all material disclosures, whichever occurs last.
GSE Point and fees test."
* ComplianceEase TILA Test Failed (Lvl 2)     "This loan failed the TILA right of rescission test.
Closed-end ( 12 CFR §1026.23(a)(3) , transferred from 12 CFR §226.23(a)(3) ), Open-end ( 12 CFR §1026.15(a)(3) , transferred from 12 CFR §226.15(a)(3) ) The funding date is before the third business day following consummation. The consumer may exercise the right to rescind until midnight of the third business day following consummation, delivery of the
notice required by 12 CFR §1026.23 or §1026.15, or delivery of all material disclosures, whichever occurs last."
* GSE Points and Fees Test Violations (Lvl 2)     "This loan is NOT failing predatory lending laws. It only exceeds the GSE points and fees test:- On the GSE fee violations, these loans are NOT failing Federal, State, or local predatory lending laws. There is no assignee liability since they did not exceed those thresholds."
* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)     "Initial Escrow Account Disclosure missing in loan files."
* Required Affiliated Business Disclosure missing/unexecuted (Lvl 2)     "Required Affiliated Business Disclosure Missing or Unexecuted"		   Moderate Pass Fail No Result Not Covered Pass No Result   Value:Not Applicable
Date:Not Applicable
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104 XX XX XX XX   XX XX XX XX Not Applicable Not Applicable XX XX North Carolina XX XX XX North Carolina XX XX No                             XX Not Applicable $469.80 12.990% 360   XX XX   Conventional ARM   Cash Out 85.000% 85.000% Full Documentation Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable Single Family XX XX Primary Not Applicable Not Applicable Not Applicable     46.720% First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Affiliated Business Disclosure
Initial Escrow Acct Disclosure
Loan Program Info Disclosure
Notice of Servicing Transfer		 Field: Amortized Remaining Term   Loan Value: 79   Tape Value: 80 |---| -1 |----| -1.25000%   Comment:    Tape Source: Initial   Tape Type:
Field: Any Borrowers Foreign National Indicator   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Borrower #2 Last Name   Loan Value: Not Applicable   Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Interest Only Expiration Date   Loan Value: Not Applicable   Tape Value: 12/XX/2002   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Next Pay Change Date   Loan Value: 12/XX/2024   Tape Value: 6/XX/2024   Variance: 183 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Next Rate Change Date   Loan Value: 11/XX/2024   Tape Value: 5/XX/2024   Variance: 184 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraisal Date   Loan Value: 8/XX/2000   Tape Value: 10/XX/2000   Variance: -57 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraised Value   Loan Value: $XX   Tape Value: $XX  Variance: $-40000.00   Variance %: -44.44444%   Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 85.000%   Tape Value: 47.220%   Variance: 37.780%   Variance %: 37.78000%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 85.000%   Tape Value: 0.000%   Variance: 85.000%   Variance %: 85.00000%   Comment:    Tape Source: Initial   Tape Type:
Field: Property Address Street   Loan Value: XX   Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Rate Adjustment Subsequent Cap Percent   Loan Value: 1.500%   Tape Value: 3.000%   Variance: -1.500%   Variance %: -1.50000%   Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * ComplianceEase State Regulations Test Failed (Lvl 2)     "This loan failed the prepayment term test.
The loan has a prepayment term that does not conform to the requirements for the lender's license type in the state where the
property is located."
* ComplianceEase State/Local Predatory Test Failed (Lvl 2)     "The CE risk indicator is Significant as the loan is failing NC SB 1149 High Cost Home Loan Points and Fees Test. Total fees charged to the borrower is $2,450.00 and allowed is $2,013.02, however it is over charged by +$436.98.
Affirmative claims can be made within 2 years (4 Years under Chapter 75) of the closing and that the note date is 10/XX/2000. SOL has been expired.
Fees included-
Loan Origination Fee paid by Borrower: $2,000.00
Attorney's Fee (Other) paid by Borrower: $25.00
Max Prepayment Penalty Amount $425.00

This loan failed the high-cost home loan financing of points and fees test. (NC SB 1149 [G.S. § 24-1.1E(c)(3)b,c])
The loan finances any points and fees or any other charges payable to third parties."
* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)     "Initial Escrow Acct Disclosure Missing from loan file."
* Loan program disclosure missing or unexecuted (Lvl 2)     "Loan Program Disclosure is missing from the loan file."
* Notice of Servicing Transfer missing or unexecuted (Lvl 2)     "Notice of servicing transfer is missing from the loan file"
* Operative index value is unable to confirm (Lvl 2)     "Operative index value not determine."
* Required Affiliated Business Disclosure missing/unexecuted (Lvl 2)     "Affiliated Business Disclosure is missing from the loan file"		   Significant Pass Pass No Result Fail Fail No Result   Value:Not Applicable
Date:Not Applicable
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Date:
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Currently Delinquent? :
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Last Date:		       Not Applicable
92 XX XX XX XX   XX XX XX XX XX XX XX XX Michigan XX XX XX Michigan XX XX No                             XX Not Applicable $455.21 9.000% 360   XX XX   Conventional ARM   Cash Out 82.000% 82.000% No Documentation Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable Single Family XX XX Primary Not Applicable Not Applicable Not Applicable     Unavailable First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Affiliated Business Disclosure
Credit Application
Initial Escrow Acct Disclosure		 Field: Any Borrowers Foreign National Indicator   Loan Value: Unavailable   Tape Value: No |---| |----|   Comment:    Tape Source: Initial   Tape Type:
Field: Interest Only Expiration Date   Loan Value: Not Applicable   Tape Value: 2/XX/2003   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraisal Date   Loan Value: 12/XX/1999   Tape Value: 12/XX/1999   Variance: -12 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraised Value   Loan Value: $XX   Tape Value: $XX   Variance: $XX   Variance %: 46.80851%   Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 82.000%   Tape Value: 120.380%   Variance: -38.380%   Variance %: -38.38000%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 82.000%   Tape Value: 0.000%   Variance: 82.000%   Variance %: 82.00000%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Stated Rate   Loan Value: 8.99990%   Tape Value: 8.99900%   Variance: 0.00090%   Variance %: 0.00090%   Comment:    Tape Source: Initial   Tape Type:
Field: Property Address Street   Loan Value:XX   Tape Value:XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * Application Missing (Lvl 2)     "The final 1003 is missing from the loan file. The values are taken as the note date and loan amount."
* ComplianceEase Risk Indicator is "Moderate" (Lvl 2)     "The CE risk indicator is moderate as the loan is failed for
Prepayment Term Test"
* ComplianceEase State Regulations Test Failed (Lvl 2)     "This loan failed the prepayment term test.
The loan has a prepayment term that does not conform to the requirements for the lender's license type in the state where the
property is located.
The loan data is 60Months  and comparison data is 36Months; the variance is 24Months."
* GSE Points and Fees Test Violations (Lvl 2)     "This loan is NOT failing predatory lending laws. It only exceeds the GSE points and fees test:- On the GSE fee violations, these loans are NOT failing Federal, State, or local predatory lending laws. There is no assignee liability since they did not exceed those thresholds."
* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)     "The initial escrow account disclosure is missing from the loan file."
* Operative index value is unable to confirm (Lvl 2)     "Operative index value at the time of origination is missing from the loan file."
* Required Affiliated Business Disclosure missing/unexecuted (Lvl 2)     "The required affiliated business disclosure is missing from the loan file."
* TIL not hand dated (Lvl 2)     "The final TIL is not hand dated by the borrower."		   Moderate Pass Pass No Result Not Covered Fail No Result   Value:Not Applicable
Date:Not Applicable
Type:		 Value:
Date:
Type:		     Mos Reviewed:
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Currently Delinquent? :
Total Delinquent:
Mortgage/Rent Dlq Last 12 Mos:
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Currently Delinquent? :
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Currently Delinquent? :
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Total Amount:
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Currently Delinquent? :
Total Delinquent:
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Currently Delinquent? :
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Currently Delinquent? :
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15 XX XX XX XX   XX XX XX XX Not Applicable Not Applicable XX XX Texas XX XX XX Texas XX XX No                             XX Not Applicable $328.74 12.298% 288   XX XX   Conventional Fixed   Cash Out 74.999% 74.999% No Documentation Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable Single Family XX XX Primary Not Applicable Not Applicable Not Applicable     Unavailable First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Affiliated Business Disclosure
Credit Application		 Field: Amortized Remaining Term   Loan Value: 97   Tape Value: 101 |---| -4 |----| -3.96039%   Comment:    Tape Source: Initial   Tape Type:
Field: Any Borrowers Foreign National Indicator   Loan Value: Unavailable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Borrower #2 Last Name   Loan Value: Not Applicable   Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: First Payment Date   Loan Value: 6/XX/2008   Tape Value: 6/XX/2008   Variance: -4 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Neg. Amort Potential?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraisal Date   Loan Value: 4/XX/2008   Tape Value: 5/XX/2008   Variance: -14 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraised Value   Loan Value: $XX  Tape Value: $XX  Variance: $-XX  Variance %: -3.57142%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Balance (or Line Amount)   Loan Value: $XX Tape Value: $XX  Variance: $XX   Variance %: -0.00102%   Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 74.999%   Tape Value: 72.320%   Variance: 2.679%   Variance %: 2.67900%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 74.999%   Tape Value: 72.320%   Variance: 2.679%   Variance %: 2.67900%   Comment:    Tape Source: Initial   Tape Type:
Field: Property Address Street   Loan Value: XX  Tape Value: XX  Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Stated Maturity Date   Loan Value: 5/XX/2032   Tape Value: 5/XX/2032   Variance: -4 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * Application Missing (Lvl 2)     "1003/Application is missing from the loan file."
* Required Affiliated Business Disclosure missing/unexecuted (Lvl 2)     "Affiliated Business Disclosure is missing from the loan file."		   Minimal Pass Pass No Result Pass Pass No Result   Value:Not Applicable
Date:Not Applicable
Type:		 Value:
Date:
Type:		     Mos Reviewed:
Times 1X30:
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Currently Delinquent? :
Total Delinquent:
Mortgage/Rent Dlq Last 12 Mos:
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Currently Delinquent? :
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Currently Delinquent? :
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Total Amount:
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Total Amount:
Last Date:		 Number:
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Last Date:		 Number:
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Last Date:		         Mos Reviewed:
Times 1X30:
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Currently Delinquent? :
Total Delinquent:
Mortgage/Rent Dlq Last 12 Mos:
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Times 1X30:
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Currently Delinquent? :
Total Delinquent:
Mortgage/Rent Dlq Last 12 Mos:
Max Days Dlq Last 12 Mos:		 Mos Reviewed:
Times 1X30:
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Currently Delinquent? :
Total Delinquent:		 Number:
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Total Amount:
Last Date:		 Number:
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Last Date:		 Number:
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Last Date:		       Unavailable
246 XX XX XX XX   XX XX XX XX Not Applicable Not Applicable XX XX Texas XX XX XX Texas XX XX No                             XX Not Applicable $437.63 9.690% 360   XX XX   Conventional ARM   Purchase 100.000% 100.000% Full Documentation Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable 2 Family XX XX Primary Not Applicable Not Applicable Not Applicable     38.281% First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Affiliated Business Disclosure
Initial Escrow Acct Disclosure
Loan Program Info Disclosure		 Field: Amortized Remaining Term   Loan Value: 145   Tape Value: 143 |---| 2 |----| 1.39860%   Comment:    Tape Source: Initial   Tape Type:
Field: ARM Lifetime Floor Percent   Loan Value: 7.690%   Tape Value: 9.690%   Variance: -2.000%   Variance %: -2.00000%   Comment:    Tape Source: Initial   Tape Type:
Field: Borrower #2 Last Name   Loan Value: Not Applicable   Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Interest Only Expiration Date   Loan Value: Not Applicable   Tape Value: 6/XX/2009   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Next Pay Change Date   Loan Value: 12/XX/2024   Tape Value: 6/XX/2024   Variance: 183 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Next Rate Change Date   Loan Value: 11/XX/2024   Tape Value: 5/XX/2024   Variance: 184 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Number Of Units   Loan Value: 2   Tape Value: 1   Variance: 1   Variance %: 100.00000%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraisal Date   Loan Value: 2/XX/2006   Tape Value: 4/XX/2006   Variance: -78 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 100.000%   Tape Value: 71.110%   Variance: 28.890%   Variance %: 28.89000%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 100.000%   Tape Value: 71.110%   Variance: 28.890%   Variance %: 28.89000%   Comment:    Tape Source: Initial   Tape Type:
Field: Property Address Street   Loan Value: XX  Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * ComplianceEase Exceptions Test Failed (Lvl 2)     "This loan failed the Disclosed APR High-Cost Threshold Exception Test:
The loan data is 12.822%  and comparison data is 12.590%. The variance is +0.232%.
This loan failed the disclosed APR high-cost threshold exception test.
Although the recalculated APR does not exceed any "high-cost " APR thresholds, using the disclosed APR, as provided, the loan
would fail the following "high-cost " APR threshold test(s): TX SB 1581 High-Cost Home Loan Credit Transaction APR Threshold
Test. As a result, this loan may not be acceptable to certain secondary market investors."
* ComplianceEase Risk Indicator is "Moderate" (Lvl 2)     "The CE risk indicator is Moderate :

This loan failed the Disclosed APR High-Cost Threshold Exception Test:
The loan data is 12.822%  and comparison data is 12.590%. The variance is +0.232%."
* GSE Points and Fees Test Violations (Lvl 2)     "This loan is NOT failing predatory lending laws. It only exceeds the GSE points and fees test:- On the GSE fee violations, these loans are NOT failing Federal, State, or local predatory lending laws. There is no assignee liability since they did not exceed those thresholds."
* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)     "Initial Escrow Acct Disclosure Missing from loan file."
* Loan program disclosure missing or unexecuted (Lvl 2)     "Loan Program Disclosure is missing from the loan file."
* Operative index value is unable to confirm (Lvl 2)     "Operative index unable to determine."
* Required Affiliated Business Disclosure missing/unexecuted (Lvl 2)     "Affiliated Business Disclosure is missing from the loan file."		   Moderate Not Covered Pass No Result Pass Pass Fail   Value:Not Applicable
Date:Not Applicable
Type:		 Value:
Date:
Type:		     Mos Reviewed:
Times 1X30:
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Currently Delinquent? :
Total Delinquent:
Mortgage/Rent Dlq Last 12 Mos:
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Times 1X30:
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Currently Delinquent? :
Total Delinquent:
Mortgage/Rent Dlq Last 12 Mos:
Max Days Dlq Last 12 Mos:
Verification Type:		 Mos Reviewed:
Times 1X30:
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Currently Delinquent? :
Total Delinquent:		 Number:
Total Amount:
Last Date:		 Number:
Total Amount:
Last Date:		 Number:
Total Amount:
Last Date:		 Number:
Total Amount:
Last Date:		         Mos Reviewed:
Times 1X30:
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Times 1X90:
Currently Delinquent? :
Total Delinquent:
Mortgage/Rent Dlq Last 12 Mos:
Max Days Dlq Last 12 Mos:		 Mos Reviewed:
Times 1X30:
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Currently Delinquent? :
Total Delinquent:
Mortgage/Rent Dlq Last 12 Mos:
Max Days Dlq Last 12 Mos:		 Mos Reviewed:
Times 1X30:
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Currently Delinquent? :
Total Delinquent:		 Number:
Total Amount:
Last Date:		 Number:
Total Amount:
Last Date:		 Number:
Total Amount:
Last Date:		 Number:
Total Amount:
Last Date:		       Not Applicable
233 XX XX XX XX   XX XX XX XX Not Applicable Not Applicable XX XX Texas XX XX XX Texas XX XX No                             XX Not Applicable $513.82 9.520% 360   XX XX   Conventional ARM   Purchase 100.000% 100.000% Full Documentation Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable Single Family XX XX Primary Not Applicable Not Applicable Not Applicable     21.551% First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Affiliated Business Disclosure Field: Amortized Remaining Term   Loan Value: 142   Tape Value: 143 |---| -1 |----| -0.69930%   Comment:    Tape Source: Initial   Tape Type:
Field: Any Borrowers Foreign National Indicator   Loan Value: Unavailable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: ARM Interest Rate Rounding Factor   Loan Value: Round nearest 1/8   Tape Value: Round nearest 1/4   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Borrower #2 Last Name   Loan Value: Not Applicable   Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Interest Only Expiration Date   Loan Value: Not Applicable   Tape Value: 3/XX/2008   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraisal Date   Loan Value: 12/XX/2005   Tape Value: 1/XX/2006   Variance: -46 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraised Value   Loan Value: $XX   Tape Value: $XX   Variance: $-XX  Variance %: -3.17460%   Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 100.000%   Tape Value: 96.830%   Variance: 3.170%   Variance %: 3.17000%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 100.000%   Tape Value: 96.830%   Variance: 3.170%   Variance %: 3.17000%   Comment:    Tape Source: Initial   Tape Type:
Field: Property Address Street   Loan Value: XX   Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Servicing Look Back Days   Loan Value: First Business Day of Preceding Month   Tape Value: 45 Days   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * ComplianceEase Exceptions Test Failed (Lvl 2)     "This loan failed the disclosed APR high-cost threshold exception test.
Although the recalculated APR does not exceed any "high-cost " APR thresholds, using the disclosed APR, as provided, the loan would fail the following "high-cost " APR threshold test(s): TX SB 1581 High-Cost Home Loan Credit Transaction APR Threshold Test. As a result, this loan may not be acceptable to certain secondary market investors."
* ComplianceEase Risk Indicator is "Moderate" (Lvl 2)     "The CE risk indicator is Moderate as the loan is failing for:
This loan is NOT failing predatory lending laws. It only exceeds the GSE points and fees test:- On the GSE fee violations, these loans are NOT failing Federal, State, or local predatory lending laws. There is no assignee liability since they did not exceed those thresholds."
* GSE Points and Fees Test Violations (Lvl 2)     "This loan is NOT failing predatory lending laws. It only exceeds the GSE points and fees test:- On the GSE fee violations, these loans are NOT failing Federal, State, or local predatory lending laws. There is no assignee liability since they did not exceed those thresholds."
* Operative index value is unable to confirm (Lvl 2)     "Operative index value at the time of origination is missing from the loan file."
* Required Affiliated Business Disclosure missing/unexecuted (Lvl 2)     "Affiliated Business Disclosure missing from loan files."		   Moderate Not Covered Pass No Result Pass Pass Fail   Value:Not Applicable
Date:Not Applicable
Type:		 Value:
Date:
Type:		     Mos Reviewed:
Times 1X30:
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Currently Delinquent? :
Total Delinquent:
Mortgage/Rent Dlq Last 12 Mos:
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Verification Type:		 Mos Reviewed:
Times 1X30:
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Currently Delinquent? :
Total Delinquent:
Mortgage/Rent Dlq Last 12 Mos:
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Verification Type:		 Mos Reviewed:
Times 1X30:
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Currently Delinquent? :
Total Delinquent:		 Number:
Total Amount:
Last Date:		 Number:
Total Amount:
Last Date:		 Number:
Total Amount:
Last Date:		 Number:
Total Amount:
Last Date:		         Mos Reviewed:
Times 1X30:
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Currently Delinquent? :
Total Delinquent:
Mortgage/Rent Dlq Last 12 Mos:
Max Days Dlq Last 12 Mos:		 Mos Reviewed:
Times 1X30:
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Currently Delinquent? :
Total Delinquent:
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Times 1X30:
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Currently Delinquent? :
Total Delinquent:		 Number:
Total Amount:
Last Date:		 Number:
Total Amount:
Last Date:		 Number:
Total Amount:
Last Date:		 Number:
Total Amount:
Last Date:		       Not Applicable
229 XX XX XX XX   XX XX XX XX Not Applicable Not Applicable XX XX Michigan XX XX XX Michigan XX XX No                             XX Not Applicable $712.08 9.390% 360   XX XX   Conventional ARM   Cash Out 100.588% 100.588% Full Documentation No Not Applicable Not Applicable Not Applicable     Not Applicable Single Family XX XX Primary Not Applicable Not Applicable Not Applicable     Unavailable First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Affiliated Business Disclosure
Initial Escrow Acct Disclosure
Notice of Servicing Transfer
Origination Appraisal		 Field: Amortized Remaining Term   Loan Value: 141   Tape Value: 142 |---| -1 |----| -0.70422%   Comment:    Tape Source: Initial   Tape Type:
Field: Any Borrowers Foreign National Indicator   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: ARM Interest Rate Rounding Factor   Loan Value: Round nearest 1/8   Tape Value: Round nearest 1/4   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Borrower #2 Last Name   Loan Value: Not Applicable   Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Interest Only Expiration Date   Loan Value: Not Applicable   Tape Value: 2/XX/2008   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 100.588%   Tape Value: 100.590%   Variance: -0.002%   Variance %: -0.00200%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 100.588%   Tape Value: 100.590%   Variance: -0.002%   Variance %: -0.00200%   Comment:    Tape Source: Initial   Tape Type:
Field: Servicing Look Back Days   Loan Value: First Business Day of Preceding Month   Tape Value: 45 Days   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * ComplianceEase Risk Indicator is "Elevated" (Lvl 2)     "The CE risk indicator is Elevated as the loan is failing for:
This loan is NOT failing predatory lending laws. It only exceeds the GSE points and fees test:- On the GSE fee violations, these loans are NOT failing Federal, State, or local predatory lending laws. There is no assignee liability since they did not exceed those thresholds."
* GSE Points and Fees Test Violations (Lvl 2)     "This loan is NOT failing predatory lending laws. It only exceeds the GSE points and fees test:- On the GSE fee violations, these loans are NOT failing Federal, State, or local predatory lending laws. There is no assignee liability since they did not exceed those thresholds."
* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)     "Initial Escrow acct disclosure missing from the loan file."
* Missing Appraisal (Lvl 2)     "Appraisal at the origination is missing from the loan file."
* Notice of Servicing Transfer missing or unexecuted (Lvl 2)     "Notice of Servicing transfer is missing from the loan file."
* Required Affiliated Business Disclosure missing/unexecuted (Lvl 2)     "Required Affiliated business disclosure is missing from the loan file."		   Elevated Pass Pass No Result Pass Pass No Result   Value:Not Applicable
Date:Not Applicable
Type:		 Value:
Date:
Type:		     Mos Reviewed:
Times 1X30:
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Currently Delinquent? :
Total Delinquent:
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Times 1X30:
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Currently Delinquent? :
Total Delinquent:
Mortgage/Rent Dlq Last 12 Mos:
Max Days Dlq Last 12 Mos:
Verification Type:		 Mos Reviewed:
Times 1X30:
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Currently Delinquent? :
Total Delinquent:		 Number:
Total Amount:
Last Date:		 Number:
Total Amount:
Last Date:		 Number:
Total Amount:
Last Date:		 Number:
Total Amount:
Last Date:		         Mos Reviewed:
Times 1X30:
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Times 1X90:
Currently Delinquent? :
Total Delinquent:
Mortgage/Rent Dlq Last 12 Mos:
Max Days Dlq Last 12 Mos:		 Mos Reviewed:
Times 1X30:
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Currently Delinquent? :
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Mortgage/Rent Dlq Last 12 Mos:
Max Days Dlq Last 12 Mos:		 Mos Reviewed:
Times 1X30:
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Currently Delinquent? :
Total Delinquent:		 Number:
Total Amount:
Last Date:		 Number:
Total Amount:
Last Date:		 Number:
Total Amount:
Last Date:		 Number:
Total Amount:
Last Date:		       Not Applicable
221 XX XX XX XX   XX XX XX XX Not Applicable Not Applicable XX XX Indiana XX XX XX Indiana XX XX No                             XX Not Applicable $897.54 9.375% 360   XX XX   Conventional ARM   Purchase 90.000% 90.000% Full Documentation Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable Single Family XX XX Primary Not Applicable Not Applicable Not Applicable     32.238% First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Affiliated Business Disclosure
Initial Escrow Acct Disclosure		 Field: Any Borrowers Foreign National Indicator   Loan Value: Not Applicable   Tape Value: No |---| |----|   Comment:    Tape Source: Initial   Tape Type:
Field: ARM Interest Rate Rounding Factor   Loan Value: Round nearest 1/8   Tape Value: Round nearest 1/4   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: ARM Lifetime Floor Percent   Loan Value: 8.375%   Tape Value: 9.375%   Variance: -1.000%   Variance %: -1.00000%   Comment:    Tape Source: Initial   Tape Type:
Field: Borrower #2 Last Name   Loan Value: Not Applicable   Tape Value: SLAUGHTERBECK   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Did a Modification Change Note Terms?   Loan Value: No   Tape Value: Yes   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: First Pay Change Date   Loan Value: 12/XX/2007   Tape Value: 12/XX/2008   Variance: -366 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: First Rate Change Date   Loan Value: 11/XX/2007   Tape Value: 11/XX/2008   Variance: -366 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Interest Only Expiration Date   Loan Value: Not Applicable   Tape Value: 12/XX/2008   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Next Pay Change Date   Loan Value: 12/XX/2024   Tape Value: 6/XX/2024   Variance: 183 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Next Rate Change Date   Loan Value: 11/XX/2024   Tape Value: 5/XX/2024   Variance: 184 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraisal Date   Loan Value: 10/XX/2005   Tape Value: 10/XX/2005   Variance: -6 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraised Value   Loan Value: $XX  Tape Value: $XX   Variance: $XX   Variance %: 17.87439%   Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 90.000%   Tape Value: 104.260%   Variance: -14.260%   Variance %: -14.26000%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 90.000%   Tape Value: 104.260%   Variance: -14.260%   Variance %: -14.26000%   Comment:    Tape Source: Initial   Tape Type:
Field: Property Address Street   Loan Value: XX  Tape Value: 3XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Property Postal Code   Loan Value: 46041   Tape Value: 46058   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Servicing Look Back Days   Loan Value: First Business Day of Preceding Month   Tape Value: 45 Days   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * ComplianceEase Exceptions Test Failed (Lvl 2)     "This loan failed the Indiana license validation test. 
Indiana House Enrolled Act 1359 requires the Indiana Department of Financial Institutions to begin regulation of both first and subordinate lien mortgage lending under the First Lien Mortgage Lending License and Subordinate Lien Mortgage Lending License. As a result, lenders will no longer be allowed to make loans under the Indiana Unregulated (1st Lien), Unregulated UCCC, Consumer Loan License, Consumer Loan License UCCC, or the Exemption Letter UCCC. The Indiana First Lien Mortgage Lending License and Indiana Subordinate Lien Lending License are not available for loans with a closing date before the Act's effective date of January 1, 2009."
* ComplianceEase Risk Indicator is "Moderate" (Lvl 2)     "The CE risk indicator is moderate as the loan is failed for,
This loan failed the Indiana license validation test."
* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)     "The initial escrow account disclosure is missing from the loan file."
* Required Affiliated Business Disclosure missing/unexecuted (Lvl 2)     "The required affiliated business disclosure is missing from the loan file."		   Moderate Not Covered Pass No Result Pass Pass Fail   Value:Not Applicable
Date:Not Applicable
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Currently Delinquent? :
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Last Date:		       Not Applicable
216 XX XX XX XX   XX XX XX XX Not Applicable Not Applicable XX XX Illinois XX XX XX Illinois XX XX No                             XX Not Applicable $623.89 9.850% 360   XX XX   Conventional ARM   Cash Out 90.000% 90.000% Full Documentation No Not Applicable Not Applicable Not Applicable     Not Applicable Single Family XX XX Primary Not Applicable Not Applicable Not Applicable     17.865% First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Affiliated Business Disclosure
Initial Escrow Acct Disclosure
Notice of Servicing Transfer
Origination Appraisal
Right of Rescission		 Field: Borrower #2 Last Name   Loan Value: Not Applicable   Tape Value: XX |---| |----|   Comment:    Tape Source: Initial   Tape Type:
Field: Borrower First Name   Loan Value: XX   Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Interest Only Expiration Date   Loan Value: Not Applicable   Tape Value: 12/XX/2007   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Next Pay Change Date   Loan Value: 12/XX/2024   Tape Value: 6/XX/2024   Variance: 183 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Next Rate Change Date   Loan Value: 11/XX/2024   Tape Value: 5/XX/2024   Variance: 184 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Property Address Street   Loan Value: XX Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * ComplianceEase Risk Indicator is "Moderate" (Lvl 2)     "This loan failed the TILA right of rescission test."
* ComplianceEase TILA Test Failed (Lvl 2)     "This loan failed the TILA right of rescission test.
The funding date is before the third business day following consummation.
The consumer may exercise the right to rescind until midnight of the third business day following consummation, delivery of the
notice required by 12 CFR §1026.23 or §1026.15, or delivery of all material disclosures, whichever occurs last."
* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)     "Initial Escrow account disclosure is missing from the loan file."
* Missing Appraisal (Lvl 2)     "Appraisal report is missing from the loan file."
* Notice of Servicing Transfer missing or unexecuted (Lvl 2)     "Servicing transfer disclosure is missing from the loan file."
* Operative index value is unable to confirm (Lvl 2)     "Unable to determine operative index value."
* Required Affiliated Business Disclosure missing/unexecuted (Lvl 2)     "Affiliated business disclosure is missing from the loan file."
* Right of Rescission missing or unexecuted (Lvl 2)     "ROR is missing from the loan file."		   Moderate Pass Fail No Result Pass Pass No Result   Value:Not Applicable
Date:Not Applicable
Type:		 Value:
Date:
Type:		     Mos Reviewed:
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Last Date:		       Not Applicable
204 XX XX XX XX   XX XX XX XX Not Applicable Not Applicable XX XX Minnesota XX XX XX Minnesota XX XX No                             XX Not Applicable $552.41 9.990% 360   XX XX   Conventional Fixed   Cash Out 100.000% 100.000% Full Documentation Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable Single Family XX XX Primary Not Applicable Not Applicable Not Applicable     19.638% First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Affiliated Business Disclosure
Initial Escrow Acct Disclosure		 Field: Amortized Remaining Term   Loan Value: 136   Tape Value: 129 |---| 7 |----| 5.42635%   Comment:    Tape Source: Initial   Tape Type:
Field: Any Borrowers Foreign National Indicator   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Borrower #2 Last Name   Loan Value: Not Applicable   Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Neg. Amort Potential?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraisal Date   Loan Value: 6/XX/2005   Tape Value: 6/XX/2005   Variance: -8 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 100.000%   Tape Value: 81.820%   Variance: 18.180%   Variance %: 18.18000%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 100.000%   Tape Value: 81.820%   Variance: 18.180%   Variance %: 18.18000%   Comment:    Tape Source: Initial   Tape Type:
Field: Property Address Street   Loan Value: XX Tape Value:XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)     "Initial escrow account disclosure is missing from the loan file."
* Required Affiliated Business Disclosure missing/unexecuted (Lvl 2)     "Affiliated business disclosure is missing from the loan file."		   Minimal Pass Pass No Result Not Covered Pass No Result   Value:Not Applicable
Date:Not Applicable
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Last Date:		       Not Applicable
199 XX XX XX XX   XX XX XX XX Not Applicable Not Applicable XX XX Indiana XX XX XX Indiana XX XX No                             XX Not Applicable $976.39 8.550% 360   XX XX   Conventional ARM   Cash Out 84.267% 84.267% Full Documentation Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable Single Family XX XX Primary Yes Yes No     Unavailable First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Affiliated Business Disclosure Field: Amortized Remaining Term   Loan Value: 134   Tape Value: 352 |---| -218 |----| -61.93181%   Comment:    Tape Source: Initial   Tape Type:
Field: Amortized Term (Calculated)   Loan Value: 360   Tape Value: 480   Variance: -120   Variance %: -25.00000%   Comment:    Tape Source: Initial   Tape Type:
Field: Borrower #2 Last Name   Loan Value: Not Applicable   Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Did a Modification Change Note Terms?   Loan Value: No   Tape Value: Yes   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Loan Amortization Type   Loan Value: ARM   Tape Value: Fixed   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Loan Original Maturity Term Months   Loan Value: 360   Tape Value: 480   Variance: -120   Variance %: -25.00000%   Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraisal Date   Loan Value: 6/XX/2005   Tape Value: 6/XX/2005   Variance: -7 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraised Value   Loan Value: $XX   Tape Value: $XX   Variance: $2500.00   Variance %: 1.69491%   Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 84.267%   Tape Value: 85.690%   Variance: -1.423%   Variance %: -1.42300%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 84.267%   Tape Value: 85.690%   Variance: -1.423%   Variance %: -1.42300%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Stated P&I   Loan Value: $976.39   Tape Value: $503.08   Variance: $473.31   Variance %: 94.08245%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Stated Rate   Loan Value: 8.55000%   Tape Value: 4.48000%   Variance: 4.07000%   Variance %: 4.07000%   Comment:    Tape Source: Initial   Tape Type:
Field: Property Address Street   Loan Value: XX   Tape Value: XX  Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Stated Maturity Date   Loan Value: 7/XX/2035   Tape Value: 3/XX/2054   Variance: -6818 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Stated Remaining Term   Loan Value: 134   Tape Value: 358   Variance: -224   Variance %: -62.56983%   Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * ComplianceEase Exceptions Test Failed (Lvl 2)     "This loan failed the Indiana license validation test.
IN HEA 1359, Ind. Code § 24-4.5-1-101, Ind. Code § 24.4.4-1-101) Indiana House Enrolled Act 1359 requires the Indiana Department of Financial Institutions to begin regulation of both first and subordinate lien mortgage lending under the First Lien Mortgage Lending License and Subordinate Lien Mortgage Lending License. As a result, lenders will no longer be allowed to make loans under the Indiana Unregulated (1st Lien), Unregulated UCCC, Consumer Loan License, Consumer Loan License UCCC, or the Exemption Letter UCCC.
The Indiana First Lien Mortgage Lending License and Indiana Subordinate Lien Lending License are not available for loans with a closing date before the Act's effective date of January 1, 2009."
* ComplianceEase Risk Indicator is "Moderate" (Lvl 2)     "This loan failed the Indiana license validation test.
IN HEA 1359, Ind. Code § 24-4.5-1-101, Ind. Code § 24.4.4-1-101) Indiana House Enrolled Act 1359 requires the Indiana Department of Financial Institutions to begin regulation of both first and subordinate lien mortgage lending under the First Lien Mortgage Lending License and Subordinate Lien Mortgage Lending License. As a result, lenders will no longer be allowed to make loans under the Indiana Unregulated (1st Lien), Unregulated UCCC, Consumer Loan License, Consumer Loan License UCCC, or the Exemption Letter UCCC.
The Indiana First Lien Mortgage Lending License and Indiana Subordinate Lien Lending License are not available for loans with a closing date before the Act's effective date of January 1, 2009."
* Required Affiliated Business Disclosure missing/unexecuted (Lvl 2)     "The required affiliated business disclosure is missing from the loan file."		   Moderate Pass Pass No Result Pass Pass Fail   Value:Not Applicable
Date:Not Applicable
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Currently Delinquent? :
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Currently Delinquent? :
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Last Date:		       Not Applicable
198 XX XX XX XX   XX XX XX XX Not Applicable Not Applicable XX XX Michigan XX XX XX Michigan XX XX No                             XX Not Applicable $575.45 9.050% 360   XX XX   Conventional ARM   Cash Out 80.909% 80.909% Full Documentation Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable Single Family XX XX Primary Not Applicable Not Applicable Not Applicable     46.949% First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Affiliated Business Disclosure
Loan Program Info Disclosure		 Field: Amortized Remaining Term   Loan Value: 133   Tape Value: 131 |---| 2 |----| 1.52671%   Comment:    Tape Source: Initial   Tape Type:
Field: Any Borrowers Foreign National Indicator   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Borrower #2 Last Name   Loan Value: Not Applicable   Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Interest Only Expiration Date   Loan Value: Not Applicable   Tape Value: 7/XX/2007   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Next Rate Change Date   Loan Value: 12/XX/2024   Tape Value: 6/XX/2024   Variance: 183 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraisal Date   Loan Value: 4/XX/2005   Tape Value: 5/XX/2005   Variance: -24 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraised Value   Loan Value: $XX   Tape Value: $XX  Variance: $XX   Variance %: 14.28571%   Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 80.909%   Tape Value: 92.470%   Variance: -11.561%   Variance %: -11.56100%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 80.909%   Tape Value: 92.470%   Variance: -11.561%   Variance %: -11.56100%   Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * ComplianceEase Risk Indicator is "Elevated" (Lvl 2)     "The CE risk indicator is Elevated as the loan is failing for:
This loan is NOT failing predatory lending laws. It only exceeds the GSE points and fees test:- On the GSE fee violations, these loans are NOT failing Federal, State, or local predatory lending laws. There is no assignee liability since they did not exceed those thresholds."
* GSE Points and Fees Test Violations (Lvl 2)     "This loan is NOT failing predatory lending laws. It only exceeds the GSE points and fees test:- On the GSE fee violations, these loans are NOT failing Federal, State, or local predatory lending laws. There is no assignee liability since they did not exceed those thresholds."
* Loan program disclosure missing or unexecuted (Lvl 2)     "Loan program disclosure is missing from the loan file."
* Required Affiliated Business Disclosure missing/unexecuted (Lvl 2)     "Required Affiliated business disclosure is missing from the loan file."		   Elevated Pass Pass No Result Pass Pass No Result   Value:Not Applicable
Date:Not Applicable
Type:		 Value:
Date:
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Currently Delinquent? :
Total Delinquent:		 Number:
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Total Amount:
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Currently Delinquent? :
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Currently Delinquent? :
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Currently Delinquent? :
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Last Date:		       Not Applicable
145 XX XX XX XX   XX XX XX XX Not Applicable Not Applicable XX XX Georgia XX XX XX Georgia XX XX No                             XX Not Applicable $916.98 5.500% 360   XX XX   Conventional Fixed   Cash Out 85.000% 85.000% Full Documentation Not Applicable Not Applicable Not Applicable Not Applicable     Not Applicable Single Family XX XX Primary Not Applicable Not Applicable Not Applicable     57.903% First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Affiliated Business Disclosure Field: Amortized Remaining Term   Loan Value: 118   Tape Value: 101 |---| 17 |----| 16.83168%   Comment:    Tape Source: Initial   Tape Type:
Field: Borrower #2 Last Name   Loan Value: Not Applicable   Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Neg. Amort Potential?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraisal Date   Loan Value: 1/XX/2004   Tape Value: 2/XX/2004   Variance: -23 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 85.000%   Tape Value: 84.110%   Variance: 0.890%   Variance %: 0.89000%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 85.000%   Tape Value: 84.110%   Variance: 0.890%   Variance %: 0.89000%   Comment:    Tape Source: Initial   Tape Type:
Field: Property Address Street   Loan Value: XX  Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * ComplianceEase State/Local Predatory Test Failed (Lvl 2)     "The CE risk indicator is Significant as the loan is failing GAFLA 3/2003 High Cost Home Loan Points and Fees Threshold Test. Total fees charged is $14,909.50 and allowed is $7,810.83, however it is over charged by $7,098.67.
Affirmative claims can be made within 5 years of the closing and that the Note date is 02/XX/2004. SOL has been expired.
Fees Included-
Loan Discount Fee paid by Borrower: $400.00
Mortgage Broker Fee (Direct) paid by Borrower: $3,600.00
Processing Fee paid by Borrower: $300.00
Underwriting Fee paid by Borrower: $688.00
Document Preparation Fee paid by Borrower: $6.50
Settlement / Closing / Escrow Fee paid by Borrower: $200.00
Title Courier Fee paid by Borrower: $25.00
Max Prepayment Penalty Amount $9,690.00

This loan failed the high-cost home loan prepayment term test. (GA SB 53 7-6A-5(1).

This loan failed the high-cost home loan DTI presumption test as the borrower's total monthly debts exceed 50% of the borrower's monthly gross income."
* Required Affiliated Business Disclosure missing/unexecuted (Lvl 2)     "The required affiliated business disclosure is missing from the loan file."
* ROR not hand dated by borrower(s) (Lvl 2)     "The ROR is not hand-dated by the borrower."
* TIL not hand dated (Lvl 2)     "The final TIL is not hand dated by the borrower."		   Significant Pass Pass No Result Fail Pass No Result   Value:Not Applicable
Date:Not Applicable
Type:		 Value:
Date:
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Currently Delinquent? :
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Currently Delinquent? :
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142 XX XX XX XX   XX XX XX XX XX XX XX XX Georgia XX XX XX Georgia XX XX No                             XX Not Applicable $1,237.61 7.500% 360   XX XX   Conventional Fixed   Cash Out 100.000% 100.000% Full Documentation No Not Applicable Not Applicable Not Applicable     Not Applicable Single Family XX XX Primary Not Applicable Not Applicable Not Applicable     Unavailable First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Affiliated Business Disclosure Field: Amortized Remaining Term   Loan Value: 111   Tape Value: 345 |---| -234 |----| -67.82608%   Comment:    Tape Source: Initial   Tape Type:
Field: Amortized Term (Calculated)   Loan Value: 360   Tape Value: 480   Variance: -120   Variance %: -25.00000%   Comment:    Tape Source: Initial   Tape Type:
Field: Did a Modification Change Note Terms?   Loan Value: No   Tape Value: Yes   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Loan Original Maturity Term Months   Loan Value: 360   Tape Value: 480   Variance: -120   Variance %: -25.00000%   Comment:    Tape Source: Initial   Tape Type:
Field: Neg. Amort Potential?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraisal Date   Loan Value: 4/XX/2003   Tape Value: 6/XX/2003   Variance: -63 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraised Value   Loan Value: $XX   Tape Value: $XX  Variance: $XX  Variance %: 19.59459%   Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 100.000%   Tape Value: 119.590%   Variance: -19.590%   Variance %: -19.59000%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 100.000%   Tape Value: 119.590%   Variance: -19.590%   Variance %: -19.59000%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Stated P&I   Loan Value: $1237.61   Tape Value: $475.14   Variance: $762.47   Variance %: 160.47270%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Stated Rate   Loan Value: 7.50000%   Tape Value: 3.89000%   Variance: 3.61000%   Variance %: 3.61000%   Comment:    Tape Source: Initial   Tape Type:
Field: Property Address Street   Loan Value: XX   Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Stated Maturity Date   Loan Value: 7/XX/2033   Tape Value: 12/XX/2054   Variance: -7823 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Stated Remaining Term   Loan Value: 111   Tape Value: 368   Variance: -257   Variance %: -69.83695%   Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * ComplianceEase State/Local Predatory Test Failed (Lvl 2)     "The CE risk indicator is Significant as the loan is failing GAFLA 3/2003 High Cost Home Loan Points and Fees Threshold Test. Total fees charged is $8,735.00 and allowed is $8,539.98, however it is over charged by $195.02.

Affirmative claims can be made within 5 years of the closing and that the Note date is 06/XX/2003. SOL has been expired.

Fees Included-
Loan Origination Fee paid by Borrower: $3,982.50
Yield Spread Premium (Indirect / POC) $885.00
Application Fee paid by Borrower: $350.00
Processing Fee paid by Borrower: $500.00
Underwriting Fee paid by Borrower: $666.00
Wire Transfer Fee paid by Borrower: $6.50
Attorney's Fee paid by Borrower: $450.00
Title Courier Fee paid by Borrower: $110.00
Funding, Wire, or Disbursement Fee paid by Borrower: $15.00
Max Prepayment Penalty Amount $1,770.00

This loan failed the high-cost home loan prepayment term test. (GA SB 53 7-6A-5(1))

This loan failed the high-cost home loan DTI presumption test as the debt-to-income ratio of the borrower was not provided."
* ComplianceEase TILA Test Failed (Lvl 2)     "This loan failed the TILA foreclosure rescission finance charge test.
The finance charge is $274,739.36. The disclosed finance charge of $274,673.04 is not considered accurate for purposes of rescission because it is understated by more than $35
The loan data $274,673.04 and comparison data $274,739.36 ; The variance -$66.32"
* GSE Points and Fees Test Violations (Lvl 2)     "This loan is NOT failing predatory lending laws. It only exceeds the GSE points and fees test:- On the GSE fee violations, these loans are NOT failing Federal, State, or local predatory lending laws. There is no assignee liability since they did not exceed those thresholds."
* Required Affiliated Business Disclosure missing/unexecuted (Lvl 2)     "Required Affiliated business disclosure is missing from the loan file."		   Significant Pass Fail No Result Fail Pass No Result   Value:Not Applicable
Date:Not Applicable
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116 XX XX XX XX   XX XX XX XX XX XX XX XX West Virginia XX XX XX West Virginia XX XX No                             XX Not Applicable $769.69 11.550% 360   XX XX   Conventional ARM   Cash Out 95.000% 95.000% No Documentation No Not Applicable Not Applicable Not Applicable     Not Applicable Single Family XX XX Primary Not Applicable Not Applicable Not Applicable     Unavailable First Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Affiliated Business Disclosure
Credit Application
Loan Program Info Disclosure
Notice of Servicing Transfer
Origination Appraisal
Right of Rescission		 Field: Amortized Remaining Term   Loan Value: 86   Tape Value: 70 |---| 16 |----| 22.85714%   Comment:    Tape Source: Initial   Tape Type:
Field: Loan Amortization Type   Loan Value: ARM   Tape Value: Fixed   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: 95.000%   Tape Value: 96.780%   Variance: -1.780%   Variance %: -1.78000%   Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 95.000%   Tape Value: 96.780%   Variance: -1.780%   Variance %: -1.78000%   Comment:    Tape Source: Initial   Tape Type:
Field: Property Address Street   Loan Value: Route XX Tape Value: XX  Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * Application Missing (Lvl 2)     "Final Application is missing from the loan file."
* ComplianceEase State Regulations Test Failed (Lvl 2)     "This loan failed the late fees test.
The loan has late fees that do not conform to the requirements for the lender's license type in the state where the property is located."
* ComplianceEase TILA Test Failed (Lvl 2)     "TILA Finance Charge Test is fail. Loan data is $197,049.84 and comparison data is $204,072.48. Hence, the variance is -$7,022.64.

TILA Foreclosure Rescission Finance Charge Test is fail. Loan data is $197,049.84 and comparison data is $204,072.48. Hence, the variance is -$7,022.64.

TILA APR Test is fail Loan data is 12.030% and comparison data is 12.332%. Hence, the variance is -0.302%."
* GSE Points and Fees Test Violations (Lvl 2)     "This loan is NOT failing predatory lending laws. It only exceeds the GSE points and fees test:- On the GSE fee violations, these loans are NOT failing Federal, State, or local predatory lending laws. There is no assignee liability since they did not exceed those thresholds."
* Loan program disclosure missing or unexecuted (Lvl 2)     "Loan program disclosure is missing from the loan file."
* Missing Appraisal (Lvl 2)     "Appraisal report at origination is missing from the loan file."
* Notice of Servicing Transfer missing or unexecuted (Lvl 2)     "Notice of servicing transfer disclosure is missing from the loan file."
* Required Affiliated Business Disclosure missing/unexecuted (Lvl 2)     "Affiliated business disclosure is missing from the loan file."
* Right of Rescission missing or unexecuted (Lvl 2)     "ROR is missing from the loan file."
* TIL not hand dated (Lvl 2)     "Final TIL is not hand dated by the borrower."		   Moderate Pass Fail No Result Not Covered Fail No Result   Value:Not Applicable
Date:Not Applicable
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98 XX XX XX XX   XX XX XX XX Not Applicable Not Applicable XX XX North Carolina XX XX XX North Carolina XX XX No   Not Applicable                         XX Not Applicable $830.72 12.740% 360   XX XX   Conventional ARM   Purchase 90.000% Unavailable Full Documentation Not Applicable XX Not Applicable Not Applicable     Not Applicable Single Family XX XX Primary Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable 33.537% First Unavailable Not Applicable Unavailable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable     Collections Comments:
Foreclosure Comments:
Bankruptcy Comments:		 Not Applicable Title Evidence Field: Amortized Remaining Term   Loan Value: 76   Tape Value: 77 |---| -1 |----| -1.29870%   Comment:    Tape Source: Initial   Tape Type:
Field: Any Borrowers Foreign National Indicator   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: ARM Interest Rate Rounding Factor   Loan Value: Round nearest 1/8   Tape Value: Round nearest 1/4   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Borrower #2 Last Name   Loan Value: Not Applicable   Tape Value: XX   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Interest Only Expiration Date   Loan Value: Not Applicable   Tape Value: 9/XX/2002   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Mtg Insurance Doc Status MI Cert in File?   Loan Value: Not Applicable   Tape Value: No   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraisal Date   Loan Value: 6/XX/2000   Tape Value: 7/XX/2000   Variance: -31 (Days)   Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Appraised Value   Loan Value: $XX   Tape Value: $XX   Variance: $XX   Variance %: -19.04761%   Comment:    Tape Source: Initial   Tape Type:
Field: Original CLTV Ratio Percent   Loan Value: Unavailable   Tape Value: 72.860%   Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Original Standard LTV (OLTV)   Loan Value: 90.000%   Tape Value: 72.860%   Variance: 17.140%   Variance %: 17.14000%   Comment:    Tape Source: Initial   Tape Type:
Field: Property Address Street   Loan Value: XX   Tape Value: XX  Variance:    Variance %:    Comment:    Tape Source: Initial   Tape Type:
Field: Rate Adjustment Subsequent Cap Percent   Loan Value: 1.500%   Tape Value: 3.000%   Variance: -1.500%   Variance %: -1.50000%   Comment:    Tape Source: Initial   Tape Type: 		 2: Acceptable with Warnings     * ComplianceEase Risk Indicator is "Moderate" (Lvl 2)     "The CE risk indicator is moderate as the loan is failed for.
Bona Fide Discount Points Test."
* ComplianceEase State Regulations Test Failed (Lvl 2)     "This loan failed the bona fide discount points test due to one of the following findings:
The loan is a first lien mortgage and has a principal amount that is greater than or equal to $10,000 and charges discount points that are not paid for the purpose of reducing, and do not in fact result in a bona fide reduction of the interest rate.
The discount points are marked as bona fide but an undiscounted rate value was not provided."
* GSE Points and Fees Test Violations (Lvl 2)     "This loan is NOT failing predatory lending laws. It only exceeds the GSE points and fees test:- On the GSE fee violations, these loans are NOT failing Federal, State, or local predatory lending laws. There is no assignee liability since they did not exceed those thresholds."		 * Missing Title evidence (Lvl 1)     "Title Policy is missing from loan file." Moderate Not Covered Pass No Result Pass Fail No Result   Value:Not Applicable
Date:Not Applicable
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Last Date:		       Not Applicable