Exhibit 99.3 Schedule 1
| Conditions Report 2.0 | |||||||||||||||||||||||||
| Loans in Report: | 128 | ||||||||||||||||||||||||
| Loans with Conditions: | 111 | ||||||||||||||||||||||||
| Marketing ID | Loan Number | Original Principal Balance | State | Initial Lender ATR/QM Status | Loan Level ATR/QM Status | Initial Securitization Compliance Loan Grade | Final Securitization Compliance Loan Grade | Initial S&P Compliance Loan Grade | Final S&P Compliance Loan Grade | Condition Category | Condition Sub Category | Condition Status | Initial Securitization Condition Grade | Final Securitization Condition Grade | Initial S&P Condition Grade | Final S&P Condition Grade | Condition Code | Condition Description | Condition Material Indicator | Initial Comments | Client/Seller Response Comments | Conclusion Comments | TRID Error Type | Cure Method | Full Diligence ID |
| 82 | XX | XX | FL | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP307 | TILA - Missing TIL at application | No | Missing Initial TIL | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 82 | XX | XX | FL | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP308 | TILA - Missing TIL at closing | No | Missing Final TIL | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | Not Applicable | XX |
| 82 | XX | XX | FL | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP849 | TILA - Required ARM Loan Program Disclosure missing | No | Missing ARM Loan Program Disclosure | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 82 | XX | XX | FL | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | RESPA | Active | B | B | B | B | CMPRESPA3016 | RESPA - GFE Not in File | No | Missing GFE | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 84 | XX | XX | TX | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP314 | TILA - Final TIL not dated, unable to confirm timely delivery | No | The Borrowers did not date the final TIL when they signed | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 86 | XX | XX | CA | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP847 | TILA - ARM Loan Program Disclosure after 3 days from application | No | ARM loan program disclosure dated 12/XX/1998 is later than 3 days from application date of 12/XX/98. | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 87 | XX | XX | CA | (No Data) | ATR/QM: Not Applicable | A | A | A | A | XX | |||||||||||||||
| 88 | XX | XX | PA | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP2109 | ROR - Unknown latest TIL date; cannot determine whether borrower was provided their full rescission period | No | Missing Final TIL | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | Not Applicable | XX |
| 88 | XX | XX | PA | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP308 | TILA - Missing TIL at closing | No | Missing Final TIL | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | Not Applicable | XX |
| 88 | XX | XX | PA | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | RESPA | Active | B | B | B | B | CMPRESPA3016 | RESPA - GFE Not in File | No | Missing GFE' | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 88 | XX | XX | PA | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Right of Rescission | Active | B | B | B | B | CMPROR2043 | Cannot determine if funding date is after rescission period | No | Missing Right of Rescission form | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 88 | XX | XX | PA | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Right of Rescission | Active | B | B | B | B | CMPROR5345 | ROR - Missing or Incomplete Right of Rescission form | No | Missing Right of Rescission form | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | Not Applicable | XX |
| 89 | XX | XX | MN | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP849 | TILA - Required ARM Loan Program Disclosure missing | No | The ARM Loan Program Disclosure is missing from the file. | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 89 | XX | XX | MN | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Right of Rescission | Active | B | B | B | B | CMPROR2043 | Cannot determine if funding date is after rescission period | No | The Right of Recission (ROR) form is missing from the file. Please provide the borrower with the ROR form. | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 89 | XX | XX | MN | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Right of Rescission | Active | B | B | B | B | CMPROR5345 | ROR - Missing or Incomplete Right of Rescission form | No | The Right of Recission (ROR) form is missing from the file. | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | Not Applicable | XX |
| 89 | XX | XX | MN | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | State Late Charges | Active | B | B | B | B | CMPSLC1127 | Late Charge percentage exceeds regulatory limits | No | The late charge is a percentage of the overdue P&I which is stated as 6.00% after the grace period which is 15 calendar days. | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 91 | XX | XX | TN | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP307 | TILA - Missing TIL at application | No | Missing initial TIL | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 91 | XX | XX | TN | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | Federal Consumer Protection | Active | D | B | D | B | CMPFDCP308 | TILA - Missing TIL at closing | No | Missing TIL | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | Not Applicable | XX |
| 91 | XX | XX | TN | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | RESPA | Active | B | B | B | B | CMPRESPA3016 | RESPA - GFE Not in File | No | Missing GFE | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 96 | XX | XX | SC | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP314 | TILA - Final TIL not dated, unable to confirm timely delivery | No | Missing signature date on the Final TIL | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 96 | XX | XX | SC | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | Finance Charge Tolerance | Active | C | B | C | B | CMPFINT109 | Finance charge understated by more than $35 (Pmt Stream) | No | Finance charges are understated by $50.86, Missing list of fees included in APR and breakdown of credits when applicable. | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | Not Applicable | XX |
| 96 | XX | XX | SC | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | Right of Rescission | Active | B | B | B | B | CMPROR2043 | Cannot determine if funding date is after rescission period | No | Missing the Disbursement on the HUD-1 | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 96 | XX | XX | SC | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | Right of Rescission | Active | D | B | D | B | CMPROR5345 | ROR - Missing or Incomplete Right of Rescission form | No | Missing ROR. | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | Not Applicable | XX |
| 97 | XX | XX | NC | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP849 | TILA - Required ARM Loan Program Disclosure missing | No | Missing initial and final ARM disclosures | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 99 | XX | XX | TN | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP307 | TILA - Missing TIL at application | No | Missing initial til | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 99 | XX | XX | TN | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP849 | TILA - Required ARM Loan Program Disclosure missing | No | Missing ARM Loan Program Disclosure | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 99 | XX | XX | TN | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | RESPA | Active | B | B | B | B | CMPRESPA3016 | RESPA - GFE Not in File | No | Missing GFE in file | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 100 | XX | XX | NC | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP307 | TILA - Missing TIL at application | No | Missing initial TIL. | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 100 | XX | XX | NC | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP314 | TILA - Final TIL not dated, unable to confirm timely delivery | No | Final TIL not hand dated, unable to confirm timely delivery. | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 100 | XX | XX | NC | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP849 | TILA - Required ARM Loan Program Disclosure missing | No | Missing ARM disclosure. | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 102 | XX | XX | MO | (No Data) | ATR/QM: Not Applicable | C | B | C | B | Compliance | APR Tolerance | Active | C | B | C | B | CMPAPRT101 | APR - Irregular pmt loan; underdisclosed APR > 0.250% | No | APR on Final TIL disclosed as 13.6390% vs Clayton calculation of 14.2363; underdisclosed by 0.5973%. | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | Not Applicable | XX |
| 102 | XX | XX | MO | (No Data) | ATR/QM: Not Applicable | C | B | C | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP847 | TILA - ARM Loan Program Disclosure after 3 days from application | No | Initial ARM Loan Program missing from file. | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 102 | XX | XX | MO | (No Data) | ATR/QM: Not Applicable | C | B | C | B | Compliance | Finance Charge Tolerance | Active | C | B | C | B | CMPFINT106 | Finance charge understated by more than $100 (Pmt Stream) | No | Finance Charge of $165,144.42 per Final TIL vs Clayton Calculation of $$178,621.83; underdisclosed by $13,477.41. | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | Not Applicable | XX |
| 103 | XX | XX | TX | (No Data) | ATR/QM: Not Applicable | C | B | C | B | Compliance | APR Tolerance | Active | C | B | C | B | CMPAPRT101 | APR - Irregular pmt loan; underdisclosed APR > 0.250% | No | Final TIL does not balance. | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | (No Data) | XX |
| 103 | XX | XX | TX | (No Data) | ATR/QM: Not Applicable | C | B | C | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP307 | TILA - Missing TIL at application | No | Missing initial TIL. | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 103 | XX | XX | TX | (No Data) | ATR/QM: Not Applicable | C | B | C | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP320 | TILA - Prepay not disclosed on TIL | No | Prepayment not disclosed on TIL. | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 103 | XX | XX | TX | (No Data) | ATR/QM: Not Applicable | C | B | C | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP849 | TILA - Required ARM Loan Program Disclosure missing | No | Missing ARM disclosure. | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 103 | XX | XX | TX | (No Data) | ATR/QM: Not Applicable | C | B | C | B | Compliance | Finance Charge Tolerance | Active | C | B | C | B | CMPFINT106 | Finance charge understated by more than $100 (Pmt Stream) | No | Final TIL does not balance. | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | (No Data) | XX |
| 103 | XX | XX | TX | (No Data) | ATR/QM: Not Applicable | C | B | C | B | Compliance | RESPA | Active | B | B | B | B | CMPRESPA3016 | RESPA - GFE Not in File | No | Missing GFE. | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 105 | XX | XX | FL | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP307 | TILA - Missing TIL at application | No | Missing Initial TIL in file. | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 105 | XX | XX | FL | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | RESPA | Active | B | B | B | B | CMPRESPA845 | RESPA - GFE given after 3 days from application | No | Only GFE in file is dated 8/7/2000 | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 106 | XX | XX | GA | (No Data) | ATR/QM: Not Applicable | C | B | C | B | Compliance | Right of Rescission | Active | C | B | C | B | CMPROR2330 | ROR - Disbursement date is before end of statutory rescission period | No | ROR expiration date is 05/XX/2000. HUD reflects disbursement date of 05/XX/2000. Borrower did not receive full mandatory rescission period prior to disbursement of funds. | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | Not Applicable | XX |
| 107 | XX | XX | NC | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP314 | TILA - Final TIL not dated, unable to confirm timely delivery | No | Final TIL not dated by borrower, unable to confirm timely delivery. | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 107 | XX | XX | NC | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP849 | TILA - Required ARM Loan Program Disclosure missing | No | ARM Loan Program Disclosure missing from file. | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 107 | XX | XX | NC | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | RESPA | Active | B | B | B | B | CMPRESPA845 | RESPA - GFE given after 3 days from application | No | Initial GFE missing from file. | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 107 | XX | XX | NC | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | State Prepayment Penalty | Active | B | B | B | B | CMPSTPP1383 | NC Home Loan - Prepayment Penalty Prohibited if OPB less than or equal to $150,000 | No | Prepayment Penalty Prohibited if OPB less than or equal to $150,000. | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | Not Applicable | XX |
| 109 | XX | XX | OH | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP849 | TILA - Required ARM Loan Program Disclosure missing | No | Missing ARM Loan Program Disclosure | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 109 | XX | XX | OH | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Right of Rescission | Active | B | B | B | B | CMPROR2043 | Cannot determine if funding date is after rescission period | No | Missing Right of Rescission form | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 109 | XX | XX | OH | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Right of Rescission | Active | B | B | B | B | CMPROR5345 | ROR - Missing or Incomplete Right of Rescission form | No | Missing Right of Rescission form | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | Not Applicable | XX |
| 113 | XX | XX | SC | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | RESPA | Active | B | B | B | B | CMPRESPA845 | RESPA - GFE given after 3 days from application | No | Only GFE disclosed at closing in file. Initial GFE missing. | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 114 | XX | XX | TN | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | RESPA | Active | B | B | B | B | CMPRESPA3016 | RESPA - GFE Not in File | No | Missing GFE's | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 114 | XX | XX | TN | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Right of Rescission | Active | B | B | B | B | CMPROR2043 | Cannot determine if funding date is after rescission period | No | Hud is missing disbursement date, unable to determine if funding date is after rescission period. | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 115 | XX | XX | OH | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP2109 | ROR - Unknown latest TIL date; cannot determine whether borrower was provided their full rescission period | No | Missing right of rescission form. | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | Not Applicable | XX |
| 115 | XX | XX | OH | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP308 | TILA - Missing TIL at closing | No | Missing Final TIL. | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | Not Applicable | XX |
| 115 | XX | XX | OH | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP849 | TILA - Required ARM Loan Program Disclosure missing | No | Missing ARM Loan program disclosure. | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 115 | XX | XX | OH | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | RESPA | Active | B | B | B | B | CMPRESPA3016 | RESPA - GFE Not in File | No | Missing GFE. | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 115 | XX | XX | OH | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Right of Rescission | Active | B | B | B | B | CMPROR2043 | Cannot determine if funding date is after rescission period | No | Missing right of rescission form. | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 115 | XX | XX | OH | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Right of Rescission | Active | B | B | B | B | CMPROR5345 | ROR - Missing or Incomplete Right of Rescission form | No | Missing right of rescission form. | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | Not Applicable | XX |
| 118 | XX | XX | IL | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP314 | TILA - Final TIL not dated, unable to confirm timely delivery | No | Final TIL not dated by borrowers, unable to confirm timely delivery. | (No Data) | Applicable Statute of Limitation has expired. Final grade B,non-material. | (No Data) | Not Applicable | XX |
| 118 | XX | XX | IL | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP849 | TILA - Required ARM Loan Program Disclosure missing | No | ARM Loan Program Disclosure missing from file. | (No Data) | Applicable Statute of Limitation has expired. Final grade B,non-material. | (No Data) | Not Applicable | XX |
| 120 | XX | XX | NC | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP307 | TILA - Missing TIL at application | No | Missing Initial TIL | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 120 | XX | XX | NC | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP849 | TILA - Required ARM Loan Program Disclosure missing | No | Missing Required ARM Loan Program Disclosure from file. | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 120 | XX | XX | NC | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | State Prepayment Penalty | Active | B | B | B | B | CMPSTPP1383 | NC Home Loan - Prepayment Penalty Prohibited if OPB less than or equal to $150,000 | No | Exception thrown in error. The Note amount is $XX so does not apply. Prepayment Penalty Prohibited if OPB less than or equal to $150,000 | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | Not Applicable | XX |
| 125 | XX | XX | NC | (No Data) | ATR/QM: Not Applicable | A | A | A | A | XX | |||||||||||||||
| 126 | XX | XX | VA | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Documentation | Active | B | B | B | B | CMPDOC5556 | Note P&I doesn't equal Calc P&I; possible payment schedule inaccuracy that could impact rescission | No | Note has P& I payment of $1134.37 while clayton calculation is $1134.15 | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | Not Applicable | Not Applicable | XX |
| 126 | XX | XX | VA | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP314 | TILA - Final TIL not dated, unable to confirm timely delivery | No | Final TIL not hand dated by borrower | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 126 | XX | XX | VA | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Finance Charge Tolerance | Active | B | B | B | B | CMPFINT109 | Finance charge understated by more than $35 (Pmt Stream) | No | Final TIL disclosed finance charges of $321,925.77, per pay stream calculations, finance charges are $$321,963.05, resulting in understated finance charges of $37.28 which exceeds the maximum allowed of $35.00 unable to determine Missing Itemization | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | Not Applicable | XX |
| 128 | XX | XX | GA | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP314 | TILA - Final TIL not dated, unable to confirm timely delivery | No | Final TIL is not hand dated by the borrower | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 132 | XX | XX | NY | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | RESPA | Active | B | B | B | B | CMPRESPA3016 | RESPA - GFE Not in File | No | Missing GFE. | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 132 | XX | XX | NY | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Right of Rescission | Active | B | B | B | B | CMPROR2043 | Cannot determine if funding date is after rescission period | No | Missing right of rescission. | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 132 | XX | XX | NY | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Right of Rescission | Active | B | B | B | B | CMPROR5345 | ROR - Missing or Incomplete Right of Rescission form | No | Missing right of rescission. | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | Not Applicable | XX |
| 137 | XX | XX | KY | (No Data) | ATR/QM: Not Applicable | A | A | A | A | XX | |||||||||||||||
| 138 | XX | XX | MS | (No Data) | ATR/QM: Not Applicable | A | A | A | A | XX | |||||||||||||||
| 143 | XX | XX | MI | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP312 | TILA - Final TIL Date after actual transaction date | No | Final TIL printed date is 10/XX/2003, but borrower signature hand dated 10/XX/2003. | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | Not Applicable | XX |
| 143 | XX | XX | MI | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP847 | TILA - ARM Loan Program Disclosure after 3 days from application | No | ARM loan program disclosure signed 10/XX/2003, which is more than 3 days after application 09/XX/2023. | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 143 | XX | XX | MI | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Right of Rescission | Active | B | B | B | B | CMPROR117 | ROR - Expiration date on form prior to end of rescission period | No | Final TIL is dated 10/XX/2003 which puts the ROR expiration date at 10/XX/2003. ROR reflects an expiration date of 10/XX/2003 based on the Borrower's signature date of 10/XX/2003. | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 148 | XX | XX | OK | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | RESPA | Active | B | B | B | B | CMPRESPA3016 | RESPA - GFE Not in File | No | GFE is missing from file. Please provide GFE. | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 148 | XX | XX | OK | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Right of Rescission | Active | B | B | B | B | CMPROR2043 | Cannot determine if funding date is after rescission period | No | Unable to determine if funding date is after rescission period because Right of Rescission is missing from file. | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 148 | XX | XX | OK | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Right of Rescission | Active | B | B | B | B | CMPROR5345 | ROR - Missing or Incomplete Right of Rescission form | No | Missing Right of Rescission Form. Please provide Right of Rescission. | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | Not Applicable | XX |
| 150 | XX | XX | IL | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | RESPA | Active | B | B | B | B | CMPRESPA3016 | RESPA - GFE Not in File | No | Missing GFE. | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 150 | XX | XX | IL | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Right of Rescission | Active | B | B | B | B | CMPROR117 | ROR - Expiration date on form prior to end of rescission period | No | Subject Mortgage was dated 01/XX/2024. ROR Expiration date of 01/XX/2024 is prior to end of rescission period date of 01/XX/2004. | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 150 | XX | XX | IL | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Right of Rescission | Active | B | B | B | B | CMPROR2043 | Cannot determine if funding date is after rescission period | No | Final HUD-1 did not have a Disbursement Date. | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 151 | XX | XX | LA | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | RESPA | Active | B | B | B | B | CMPRESPA3016 | RESPA - GFE Not in File | No | Please provide GFE. | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 153 | XX | XX | AL | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP307 | TILA - Missing TIL at application | No | Missing initial TIL. | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 155 | XX | XX | SC | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | RESPA | Active | B | B | B | B | CMPRESPA3016 | RESPA - GFE Not in File | No | GFE Not in File | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 155 | XX | XX | SC | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Right of Rescission | Active | B | B | B | B | CMPROR2043 | Cannot determine if funding date is after rescission period | No | Missing ROR | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 155 | XX | XX | SC | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Right of Rescission | Active | B | B | B | B | CMPROR5345 | ROR - Missing or Incomplete Right of Rescission form | No | ROR - Missing | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | Not Applicable | XX |
| 156 | XX | XX | NY | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP847 | TILA - ARM Loan Program Disclosure after 3 days from application | No | ARM Loan Program Disclosure is dated 5/XX/2004, transaction date, not within 3 days of application date of 4/XX/2004. | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 156 | XX | XX | NY | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | State Late Charges | Active | B | B | B | B | CMPSLC1127 | Late Charge percentage exceeds regulatory limits | No | Late fee of 5.0% in 15 days exceeds state max of 4.0%. | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 156 | XX | XX | NY | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | State Prepayment Penalty | Active | B | B | B | B | CMPSTPP100 | PPP - Prepayment penalty prohibited by state | No | Prepayment penalty prohibited by State. Prepayment expired 5/XX/2007. | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | Not Applicable | XX |
| 159 | XX | XX | MI | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP849 | TILA - Required ARM Loan Program Disclosure missing | No | Missing ARM Loan Program Disclosure in file. | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 159 | XX | XX | MI | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | State Consumer Protection | Active | B | B | B | B | CMPSTCP955 | MI Home Loans -Borrower's Bill of Rights Not in File | No | Borrower's Bill of Rights Not in File | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 159 | XX | XX | MI | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | State Consumer Protection | Active | B | B | B | B | CMPSTCP961 | MI Home Loans -Consumer Caution/Homeownership Counseling Notice Not in File | No | Consumer Caution/Homeownership Counseling Notice Not in File | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 161 | XX | XX | CA | (No Data) | ATR/QM: Not Applicable | A | A | A | A | XX | |||||||||||||||
| 163 | XX | XX | PA | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP308 | TILA - Missing TIL at closing | No | Provide final TIL. | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | Not Applicable | XX |
| 163 | XX | XX | PA | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | RESPA | Active | B | B | B | B | CMPRESPA3016 | RESPA - GFE Not in File | No | Provide initial GFE. | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 164 | XX | XX | PA | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Right of Rescission | Active | B | B | B | B | CMPROR2043 | Cannot determine if funding date is after rescission period | No | ROR was not included in the mortgage documents provided. | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 164 | XX | XX | PA | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Right of Rescission | Active | B | B | B | B | CMPROR5345 | ROR - Missing or Incomplete Right of Rescission form | No | ROR was not included in the mortgage documents provided. | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | Not Applicable | XX |
| 165 | XX | XX | MI | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP847 | TILA - ARM Loan Program Disclosure after 3 days from application | No | ARM Disclosure dated 8-XX-2004 not within 3 days of Application date | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 168 | XX | XX | MI | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP847 | TILA - ARM Loan Program Disclosure after 3 days from application | No | ARM Disclosure is dated and signed on 8/XX/2004 ( page 73). Missing ARM Disclosure Acknowledged 3 days from initial application date | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 168 | XX | XX | MI | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | State Consumer Protection | Active | B | B | B | B | CMPSTCP955 | MI Home Loans -Borrower's Bill of Rights Not in File | No | MI Home Loans -Borrower's Bill of Rights Not in File | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 168 | XX | XX | MI | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | State Consumer Protection | Active | B | B | B | B | CMPSTCP961 | MI Home Loans -Consumer Caution/Homeownership Counseling Notice Not in File | No | MI Home Loans -Consumer Caution/Homeownership Counseling Notice Not in File | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 169 | XX | XX | MI | (No Data) | ATR/QM: Not Applicable | C | B | C | B | Compliance | APR Tolerance | Active | C | B | C | B | CMPAPRT100 | APR - Regular pmt loan; underdisclosed APR > 0.125% | No | Payment Type: RegularAPR Difference: -0.198Paystream APR Difference: -0.20 | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | Not Applicable | XX |
| 169 | XX | XX | MI | (No Data) | ATR/QM: Not Applicable | C | B | C | B | Compliance | Finance Charge Tolerance | Active | C | B | C | B | CMPFINT106 | Finance charge understated by more than $100 (Pmt Stream) | No | Finance Charge Difference - Paystream: -1534.99 | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | Not Applicable | XX |
| 169 | XX | XX | MI | (No Data) | ATR/QM: Not Applicable | C | B | C | B | Compliance | State Consumer Protection | Active | B | B | B | B | CMPSTCP955 | MI Home Loans -Borrower's Bill of Rights Not in File | No | Missing MI Borrower's Bill of Rights | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 169 | XX | XX | MI | (No Data) | ATR/QM: Not Applicable | C | B | C | B | Compliance | State Consumer Protection | Active | B | B | B | B | CMPSTCP961 | MI Home Loans -Consumer Caution/Homeownership Counseling Notice Not in File | No | Missing MI Homeownership Counseling Notice | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 170 | XX | XX | OH | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Documentation | Active | B | B | B | B | CMPDOC5473 | Missing Prepayment Penalty Addendum | No | Missing Prepayment Addendum | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | Not Applicable | (No Data) | XX |
| 171 | XX | XX | NY | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | RESPA | Active | B | B | B | B | CMPRESPA3016 | RESPA - GFE Not in File | No | Missing GFE | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 173 | XX | XX | AL | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP314 | TILA - Final TIL not dated, unable to confirm timely delivery | No | Final TIL not hand dated by the borrower. | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 173 | XX | XX | AL | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP847 | TILA - ARM Loan Program Disclosure after 3 days from application | No | ARM Loan Program Disclosure dated 08/XX/2024 not within 3 days of initial application | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 173 | XX | XX | AL | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | RESPA | Active | B | B | B | B | CMPRESPA3016 | RESPA - GFE Not in File | No | Missing GFE | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 173 | XX | XX | AL | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | State Prepayment Penalty | Active | B | B | B | B | CMPSTPP100 | PPP - Prepayment penalty prohibited by state | No | Prepayment penalty prohibited by state of Alabama | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | Not Applicable | XX |
| 174 | XX | XX | PA | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | RESPA | Active | B | B | B | B | CMPRESPA3016 | RESPA - GFE Not in File | No | GFE was not included in the mortgage documents provided. | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 181 | XX | XX | CA | (No Data) | ATR/QM: Not Applicable | C | B | C | B | Compliance | APR Tolerance | Active | C | B | C | B | CMPAPRT101 | APR - Irregular pmt loan; underdisclosed APR > 0.250% | No | Final TIL in file shows APR is 6.337% | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | Not Applicable | XX |
| 181 | XX | XX | CA | (No Data) | ATR/QM: Not Applicable | C | B | C | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP847 | TILA - ARM Loan Program Disclosure after 3 days from application | No | ARM Disclosure signed and dated 12/XX/2004; Application date 10/XX/2004 | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 181 | XX | XX | CA | (No Data) | ATR/QM: Not Applicable | C | B | C | B | Compliance | Federal Consumer Protection | Active | C | B | C | B | CMPFDCP318 | TILA - TIL 1st payment date does not match Note 1st payment date | No | TIL shows first payment date 2/XX/2004, Note shows first payment date 02/XX/2005 | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | Not Applicable | XX |
| 181 | XX | XX | CA | (No Data) | ATR/QM: Not Applicable | C | B | C | B | Compliance | Finance Charge Tolerance | Active | C | B | C | B | CMPFINT106 | Finance charge understated by more than $100 (Pmt Stream) | No | Final TIL shows finance charge as $XX | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | Not Applicable | XX |
| 181 | XX | XX | CA | (No Data) | ATR/QM: Not Applicable | C | B | C | B | Compliance | State Prepayment Penalty | Active | B | B | B | B | CMPSTPP109 | PPP - Prepayment penalty can be exercised w/in 90 days of rate increase | No | Prepayment penalty can be exercised w/in 90 days of rate increase | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 183 | XX | XX | PA | (No Data) | ATR/QM: Not Applicable | A | A | A | A | XX | |||||||||||||||
| 184 | XX | XX | OH | (No Data) | ATR/QM: Not Applicable | A | A | A | A | XX | |||||||||||||||
| 186 | XX | XX | MS | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | RESPA | Active | B | B | B | B | CMPRESPA3016 | RESPA - GFE Not in File | No | A GFE was not included in the mortgage documents provided. Please provide missing document listed. | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 186 | XX | XX | MS | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Right of Rescission | Active | B | B | B | B | CMPROR2043 | Cannot determine if funding date is after rescission period | No | The ROR was not included in the mortgage documents provided. Please provide missing document listed. | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 186 | XX | XX | MS | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Right of Rescission | Active | B | B | B | B | CMPROR5345 | ROR - Missing or Incomplete Right of Rescission form | No | The ROR was not included in the mortgage documents provided. Please provide missing document listed. | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | Not Applicable | XX |
| 187 | XX | XX | AZ | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Right of Rescission | Active | B | B | B | B | CMPROR2043 | Cannot determine if funding date is after rescission period | No | The ROR was not included in the mortgage documents provided. Please provide missing document listed. | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 187 | XX | XX | AZ | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Right of Rescission | Active | B | B | B | B | CMPROR5345 | ROR - Missing or Incomplete Right of Rescission form | No | The ROR was not included in the mortgage documents provided. Please provide missing document listed. | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | Not Applicable | XX |
| 189 | XX | XX | TX | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP849 | TILA - Required ARM Loan Program Disclosure missing | No | ARM Disclosure not in file | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 190 | XX | XX | OR | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | APR Tolerance | Active | B | B | B | B | CMPAPRT101 | APR - Irregular pmt loan; underdisclosed APR > 0.250% | No | Final HUD APR is 8.142%. Internal testing APR is 8.0574%. APR is overstated and difference of 0.0846%% exceeds the max tolerance of 0.1250%. Unable to determine the reason for the overstated Final CD APR. | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | Not Applicable | XX |
| 190 | XX | XX | OR | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP307 | TILA - Missing TIL at application | No | Missing Initial TIL | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 190 | XX | XX | OR | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP849 | TILA - Required ARM Loan Program Disclosure missing | No | Required ARM Loan Program Disclosure missing In file. | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 190 | XX | XX | OR | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Finance Charge Tolerance | Active | B | B | B | B | CMPFINT106 | Finance charge understated by more than $100 (Pmt Stream) | No | The finance charges are understated by $ -30228.29 which exceeds the maximum allowed of $100.00. Unable to determine the source of the understatement. | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | Not Applicable | XX |
| 190 | XX | XX | OR | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | RESPA | Active | B | B | B | B | CMPRESPA3016 | RESPA - GFE Not in File | No | GFE missing in file. | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 191 | XX | XX | NE | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | RESPA | Active | B | B | B | B | CMPRESPA3016 | RESPA - GFE Not in File | No | Missing GFE. | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 191 | XX | XX | NE | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Right of Rescission | Active | B | B | B | B | CMPROR2043 | Cannot determine if funding date is after rescission period | No | Missing Right of Rescission. | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 191 | XX | XX | NE | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Right of Rescission | Active | B | B | B | B | CMPROR5345 | ROR - Missing or Incomplete Right of Rescission form | No | Missing Right of Rescission. | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | Not Applicable | XX |
| 202 | XX | XX | IL | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | County High Cost | Active | B | B | B | B | CMPCHC5381 | ILCK High-Cost Loan by exceeding APR threshold | No | Loan Rate is 7.345% which exceeds the threshold rate of 6.000%. | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| Dropped | XX | XX | FL | (No Data) | ATR/QM: Not Applicable | C | B | C | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP3254 | TILA - Cannot determine if ARM Program Disclosure was provided in a timely manner | No | ARM disclosure not dated. | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| Dropped | XX | XX | FL | (No Data) | ATR/QM: Not Applicable | C | B | C | B | Compliance | Finance Charge Tolerance | Active | C | B | C | B | CMPFINT106 | Finance charge understated by more than $100 (Pmt Stream) | No | Finance charge under disclosed by $247.55 due to only 6 day per diem at $41.81 per day or $250.86, Final HUD states 12 days per diem charged. | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | Not Applicable | XX |
| 435 | XX | XX | IN | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP314 | TILA - Final TIL not dated, unable to confirm timely delivery | No | Final TIL note dated by the borrowers. | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 206 | XX | XX | NC | (No Data) | ATR/QM: Not Applicable | C | B | C | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP849 | TILA - Required ARM Loan Program Disclosure missing | No | Required ARM Loan Program Disclosure missing | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 206 | XX | XX | NC | (No Data) | ATR/QM: Not Applicable | C | B | C | B | Compliance | Finance Charge Tolerance | Active | C | B | C | B | CMPFINT106 | Finance charge understated by more than $100 (Pmt Stream) | No | The finance charges are understated by $170.38 which exceeds the maximum allowed of $100.00. Unable to determine the source of the understatement due to missing the TIL itemization. | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | Not Applicable | XX |
| 208 | XX | XX | PA | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | RESPA | Active | B | B | B | B | CMPRESPA3016 | RESPA - GFE Not in File | No | Missing GFE | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 211 | XX | XX | GA | (No Data) | ATR/QM: Not Applicable | A | A | A | A | XX | |||||||||||||||
| 213 | XX | XX | CA | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP310 | TILA - Regular Payment per TIL not equal to Note Original P&I | No | Final TIL using Interest Only Payment, Note using P&I payment | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | Not Applicable | XX |
| 213 | XX | XX | CA | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP847 | TILA - ARM Loan Program Disclosure after 3 days from application | No | Arm Disclosure dated 7-XX-2005 not within 3 days of application date 06-XX-2005 | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 213 | XX | XX | CA | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | RESPA | Active | B | B | B | B | CMPRESPA3016 | RESPA - GFE Not in File | No | Missing GFE | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 214 | XX | XX | TX | (No Data) | ATR/QM: Not Applicable | A | A | A | A | XX | |||||||||||||||
| 215 | XX | XX | SD | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP849 | TILA - Required ARM Loan Program Disclosure missing | No | Missing initial ARM Loan Program Disclosure | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 215 | XX | XX | SD | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | Federal Consumer Protection | Active | C | B | C | B | CMPFDCP2109 | ROR - Unknown latest TIL date; cannot determine whether borrower was provided their full rescission period | No | Missing Final TIL. | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | Not Applicable | XX |
| 215 | XX | XX | SD | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | Federal Consumer Protection | Active | D | B | D | B | CMPFDCP308 | TILA - Missing TIL at closing | No | Missing Final TIL. | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | Not Applicable | XX |
| 215 | XX | XX | SD | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | RESPA | Active | B | B | B | B | CMPRESPA3016 | RESPA - GFE Not in File | No | Missing GFE. | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 215 | XX | XX | SD | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | Right of Rescission | Active | B | B | B | B | CMPROR2043 | Cannot determine if funding date is after rescission period | No | Missing Final TIL | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 215 | XX | XX | SD | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | Right of Rescission | Active | D | B | D | B | CMPROR5345 | ROR - Missing or Incomplete Right of Rescission form | No | Missing ROR. | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | Not Applicable | XX |
| 217 | XX | XX | NC | (No Data) | ATR/QM: Not Applicable | C | B | C | B | Compliance | Documentation | Active | C | B | C | B | CMPDOC5556 | Note P&I doesn't equal Calc P&I; possible payment schedule inaccuracy that could impact rescission | No | Step/Fixed payments | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | Not Applicable | Not Applicable | XX |
| 217 | XX | XX | NC | (No Data) | ATR/QM: Not Applicable | C | B | C | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP319 | TILA - Balloon Payment Not Disclosed | No | Step/Fixed payments | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 217 | XX | XX | NC | (No Data) | ATR/QM: Not Applicable | C | B | C | B | Compliance | Finance Charge Tolerance | Active | C | B | C | B | CMPFINT106 | Finance charge understated by more than $100 (Pmt Stream) | No | Step/Fixed payments | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | Not Applicable | XX |
| 219 | XX | XX | CA | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP847 | TILA - ARM Loan Program Disclosure after 3 days from application | No | Missing initial Arm Loan Program Disclosure. | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 224 | XX | XX | GA | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP314 | TILA - Final TIL not dated, unable to confirm timely delivery | No | Final TIL not hand dated by the borrower. | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 224 | XX | XX | GA | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Finance Charge Tolerance | Active | B | B | B | B | CMPFINT106 | Finance charge understated by more than $100 (Pmt Stream) | No | The finance charges are understated by $552.88 which exceeds the maximum allowed of $100.00. Unable to determine the source of the understatement. | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | Not Applicable | XX |
| 225 | XX | XX | AZ | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP314 | TILA - Final TIL not dated, unable to confirm timely delivery | No | Final TIL not dated by the borrower. | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 225 | XX | XX | AZ | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP849 | TILA - Required ARM Loan Program Disclosure missing | No | Missing ARM disclosure. | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 230 | XX | XX | OH | (No Data) | ATR/QM: Not Applicable | C | B | C | B | Compliance | State Prepayment Penalty | Active | C | B | C | B | CMPSTPP106 | PPP - Prepayment penalty exceeds maximum allowed (%) | No | PPP exceeds maximum allowed. 6 mos interest or 500 whichever is greater. | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | Not Applicable | XX |
| 235 | XX | XX | CO | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP849 | TILA - Required ARM Loan Program Disclosure missing | No | Missing ARM Disclousre | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 238 | XX | XX | WA | (No Data) | ATR/QM: Not Applicable | A | A | A | A | XX | |||||||||||||||
| 245 | XX | XX | OH | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP314 | TILA - Final TIL not dated, unable to confirm timely delivery | No | Borrower did not date final TIL | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 245 | XX | XX | OH | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | RESPA | Active | B | B | B | B | CMPRESPA845 | RESPA - GFE given after 3 days from application | No | Missing initial GFE from Lender. | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 247 | XX | XX | TN | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP314 | TILA - Final TIL not dated, unable to confirm timely delivery | No | Final TIL not dated by the borrower. | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 247 | XX | XX | TN | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP847 | TILA - ARM Loan Program Disclosure after 3 days from application | No | ARM disclosure signed at closing. | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| Dropped | XX | XX | MN | (No Data) | ATR/QM: Not Applicable | C | B | C | B | Compliance | State Consumer Protection | Active | B | B | B | B | CMPSTCP1549 | MN Home Loan- Initial Prepayment Penalty Disclosure not in file | No | MN Home Loan- Initial Prepayment Penalty Disclosure not in file. | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| Dropped | XX | XX | MN | (No Data) | ATR/QM: Not Applicable | C | B | C | B | Compliance | State Consumer Protection | Active | C | B | C | B | CMPSTCP5223 | MN Home Loan - Final Prepay Penalty Disclosure > 3 days prior to closing | No | MN Home Loan - Final Prepay Penalty Disclosure > 3 days prior to closing. | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | Not Applicable | (No Data) | XX |
| Dropped | XX | XX | MN | (No Data) | ATR/QM: Not Applicable | C | B | C | B | Compliance | State Prepayment Penalty | Active | B | B | B | B | CMPSTPP105 | PPP - State prohibits a PPP upon a bona fide sale of home; this PPP does not include a bona fide sale restriction. | No | PPP - State prohibits a PPP upon a bona fide sale of home; this PPP does not include a bona fide sale restriction. | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| Dropped | XX | XX | MN | (No Data) | ATR/QM: Not Applicable | C | B | C | B | Compliance | State Prepayment Penalty | Active | B | B | B | B | CMPSTPP1533 | MN Home Loan-Prepayment Penalty Exceeds Maximum Allowed | No | MN Home Loan-Prepayment Penalty Exceeds Maximum Allowed. | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 248 | XX | XX | IN | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | RESPA | Active | B | B | B | B | CMPRESPA845 | RESPA - GFE given after 3 days from application | No | Missing initial GFE. | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 252 | XX | XX | GA | (No Data) | ATR/QM: Not Applicable | A | A | A | A | XX | |||||||||||||||
| 255 | XX | XX | MI | (No Data) | ATR/QM: Not Applicable | A | A | A | A | XX | |||||||||||||||
| 256 | XX | XX | TX | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP849 | TILA - Required ARM Loan Program Disclosure missing | No | Missing ARM disclosure. | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 259 | XX | XX | OH | (No Data) | ATR/QM: Not Applicable | A | A | A | A | XX | |||||||||||||||
| 262 | XX | XX | MS | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP314 | TILA - Final TIL not dated, unable to confirm timely delivery | No | Final TIL not hand dated by borrower. | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 266 | XX | XX | IL | (No Data) | ATR/QM: Not Applicable | C | B | C | B | Compliance | State Prepayment Penalty | Active | C | B | C | B | CMPSTPP100 | PPP - Prepayment penalty prohibited by state | No | Prepayment penalty prohibited by state | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | Not Applicable | XX |
| 268 | XX | XX | GA | (No Data) | ATR/QM: Not Applicable | A | A | A | A | XX | |||||||||||||||
| 270 | XX | XX | GA | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP307 | TILA - Missing TIL at application | No | Missing TIL at application | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 270 | XX | XX | GA | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP847 | TILA - ARM Loan Program Disclosure after 3 days from application | No | Missing initial ARM Loan Program Disclosure. | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 270 | XX | XX | GA | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | RESPA | Active | B | B | B | B | CMPRESPA845 | RESPA - GFE given after 3 days from application | No | Missing initial GFE from Lender. | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 273 | XX | XX | NC | (No Data) | ATR/QM: Not Applicable | C | B | C | B | Compliance | Federal Consumer Protection | Active | C | B | C | B | CMPFDCP315 | TILA - Sum of scheduled pmts not equal to Total of Payments | No | TIL Total of Payments: $356,365.83; Total Payments as Calculated: $356,285.89. Difference of $79.94 | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | Not Applicable | XX |
| 276 | XX | XX | TX | (No Data) | ATR/QM: Not Applicable | A | A | A | A | XX | |||||||||||||||
| 277 | XX | XX | IL | (No Data) | ATR/QM: Not Applicable | C | B | C | B | Compliance | Documentation | Active | C | B | C | B | CMPDOC5556 | Note P&I doesn't equal Calc P&I; possible payment schedule inaccuracy that could impact rescission | No | Note P&I doesn't equal Calc P&I; possible payment schedule inaccuracy that could impact rescission; ARM Note with Balloon PI $888.40 versus calculated PI $921.83. | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | Not Applicable | Not Applicable | XX |
| 278 | XX | XX | TN | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP305 | TILA - TIL discl. not made within 3 days of application | No | Confirmed the original application was signed 01/XX/2006 and the initial TIL was dated 12/XX/2006. | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 278 | XX | XX | TN | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP312 | TILA - Final TIL Date after actual transaction date | No | Confirmed the initial application date was 01/XX/2006. The final application was signed but no date was recorded. The initial TIL was dated 12/XX/2006, and the final TIL was dated 01/XX/2007. | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | Not Applicable | XX |
| 278 | XX | XX | TN | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP318 | TILA - TIL 1st payment date does not match Note 1st payment date | No | Confirmed the first payment date on the Note was recorded 02/XX/2007 and the first payment date on the final TIL reflects 02/XX/2007. | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | Not Applicable | XX |
| 278 | XX | XX | TN | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | RESPA | Active | B | B | B | B | CMPRESPA845 | RESPA - GFE given after 3 days from application | No | Only signed GFE in file shows date 12/XX/2006 | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 282 | XX | XX | OH | (No Data) | ATR/QM: Not Applicable | C | B | C | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP309 | TILA - Final TIL not Executed | No | Final TIL in file is not signed by the borrowers. | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 282 | XX | XX | OH | (No Data) | ATR/QM: Not Applicable | C | B | C | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP314 | TILA - Final TIL not dated, unable to confirm timely delivery | No | Final TIL in file is not signed or dated. Provide borrower's receipt of disclosure. | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 282 | XX | XX | OH | (No Data) | ATR/QM: Not Applicable | C | B | C | B | Compliance | Federal Consumer Protection | Active | C | B | C | B | CMPFDCP315 | TILA - Sum of scheduled pmts not equal to Total of Payments | No | TIL Total of Payments: $358,453.17 | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | Not Applicable | XX |
| 282 | XX | XX | OH | (No Data) | ATR/QM: Not Applicable | C | B | C | B | Compliance | RESPA | Active | B | B | B | B | CMPRESPA845 | RESPA - GFE given after 3 days from application | No | Initial application was issued on 1/XX/07, earliest GFE found in file is dated 1/XX/07. Provide GFE issued 3 days from application. | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 282 | XX | XX | OH | (No Data) | ATR/QM: Not Applicable | C | B | C | B | Compliance | State Consumer Protection | Active | B | B | B | B | CMPSTCP117 | OH CSPA; Home Mortgage Information Document not provided | No | OH CSPA; Home Mortgage Information Document not provided | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 282 | XX | XX | OH | (No Data) | ATR/QM: Not Applicable | C | B | C | B | Compliance | TILA | Active | C | B | C | B | CMPTILA1686 | Regular pmt loan; APR overdisclosed > 0.125% | No | Regular pmt loan; APR overdisclosed > 0.125% | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | Not Applicable | XX |
| 1 | XX | XX | MD | (No Data) | ATR/QM: Not Applicable | C | B | C | B | Compliance | APR Tolerance | Active | C | B | C | B | CMPAPRT100 | APR - Regular pmt loan; underdisclosed APR > 0.125% | No | APR - Regular pmt loan; underdisclosed APR > 0.125%, 0.9953% due to pay history rewards included in pay stream. | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | (No Data) | XX |
| 1 | XX | XX | MD | (No Data) | ATR/QM: Not Applicable | C | B | C | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP2095 | TILA - Cannot determine timely delivery of Initial TIL | No | Missing initial TIL. | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 1 | XX | XX | MD | (No Data) | ATR/QM: Not Applicable | C | B | C | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP2105 | TILA - Cannot determine the delivery date of the Final TIL | No | Missing signed Final TIL. | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 1 | XX | XX | MD | (No Data) | ATR/QM: Not Applicable | C | B | C | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP309 | TILA - Final TIL not Executed | No | Missing signed Final TIL. | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 1 | XX | XX | MD | (No Data) | ATR/QM: Not Applicable | C | B | C | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP314 | TILA - Final TIL not dated, unable to confirm timely delivery | No | Missing signed Final TIL. | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 1 | XX | XX | MD | (No Data) | ATR/QM: Not Applicable | C | B | C | B | Compliance | Federal Consumer Protection | Active | C | B | C | B | CMPFDCP2109 | ROR - Unknown latest TIL date; cannot determine whether borrower was provided their full rescission period | No | Missing final signed TIL and Note date 12/XX/05, ROR dated 12/XX/05.. | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | (No Data) | XX |
| 1 | XX | XX | MD | (No Data) | ATR/QM: Not Applicable | C | B | C | B | Compliance | Finance Charge Tolerance | Active | C | B | C | B | CMPFINT106 | Finance charge understated by more than $100 (Pmt Stream) | No | Finance charge understated by $69,445.85 due to pay history rewards included in pay stream. | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | (No Data) | XX |
| 1 | XX | XX | MD | (No Data) | ATR/QM: Not Applicable | C | B | C | B | Compliance | Right of Rescission | Active | B | B | B | B | CMPROR117 | ROR - Expiration date on form prior to end of rescission period | No | Note date 12/XX/05, ROR dated 12/XX/05. | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 1 | XX | XX | MD | (No Data) | ATR/QM: Not Applicable | C | B | C | B | Compliance | Right of Rescission | Active | C | B | C | B | CMPROR2330 | ROR - Disbursement date is before end of statutory rescission period | No | Missing signed Final TIL. | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | (No Data) | XX |
| 1 | XX | XX | MD | (No Data) | ATR/QM: Not Applicable | C | B | C | B | Compliance | State Late Charges | Active | B | B | B | B | CMPSLC1129 | Late Charge amount exceeds regulatory limits | No | Late Charge amount exceeds regulatory limits. | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 1 | XX | XX | MD | (No Data) | ATR/QM: Not Applicable | C | B | C | B | Compliance | State Late Charges | Active | B | B | B | B | CMPSLC1131 | Late Charges - Grace Period not adequate under state law | No | 10 day Grace Period not adequate under MD state law. | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 2 | XX | XX | TX | (No Data) | ATR/QM: Not Applicable | C | B | C | B | Compliance | APR Tolerance | Active | C | B | C | B | CMPAPRT100 | APR - Regular pmt loan; underdisclosed APR > 0.125% | No | APR under disclosed by 1.3077% due to pay history decreases included on TIL. | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | (No Data) | XX |
| 2 | XX | XX | TX | (No Data) | ATR/QM: Not Applicable | C | B | C | B | Compliance | Federal Consumer Protection | Active | C | B | C | B | CMPFDCP315 | TILA - Sum of scheduled pmts not equal to Total of Payments | No | Sum of scheduled pmts not equal to Total of Payments due to pay history decreases included on TIL. | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | (No Data) | XX |
| 2 | XX | XX | TX | (No Data) | ATR/QM: Not Applicable | C | B | C | B | Compliance | Finance Charge Tolerance | Active | C | B | C | B | CMPFINT106 | Finance charge understated by more than $100 (Pmt Stream) | No | Finance charges under disclosed by $24,652.84due to pay history decreases included on TIL. | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | (No Data) | XX |
| 2 | XX | XX | TX | (No Data) | ATR/QM: Not Applicable | C | B | C | B | Compliance | Texas Home Equity | Active | B | B | B | B | CMPTXHE308 | Voluntary Same-Lender Debt disclosure not provided to borrower | No | Not the same lender. | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 2 | XX | XX | TX | (No Data) | ATR/QM: Not Applicable | C | B | C | B | Compliance | Texas Home Equity | Active | B | B | B | B | CMPTXHE320 | TX Equity - Texas Equity : Missing T.42 Title Endorsement | No | TX Equity - Texas Equity : Missing T.42 Title Endorsement. | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 2 | XX | XX | TX | (No Data) | ATR/QM: Not Applicable | C | B | C | B | Compliance | Texas Home Equity | Active | B | B | B | B | CMPTXHE321 | TX Equity - Texas Equity : Missing T.42.1 Title Endorsement | No | TX Equity - Texas Equity : Missing T.42.1 Title Endorsement. | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 3 | XX | XX | VA | (No Data) | ATR/QM: Not Applicable | C | B | C | B | Compliance | Federal Consumer Protection | Active | C | B | C | B | CMPFDCP315 | TILA - Sum of scheduled pmts not equal to Total of Payments | No | Total payments listed on the TIL is $218,729.52. | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | Not Applicable | XX |
| 3 | XX | XX | VA | (No Data) | ATR/QM: Not Applicable | C | B | C | B | Compliance | Right of Rescission | Active | B | B | B | B | CMPROR2043 | Cannot determine if funding date is after rescission period | No | Disbursement date is not shown on the final HUD-1 or Note/Final TIL. | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 3 | XX | XX | VA | (No Data) | ATR/QM: Not Applicable | C | B | C | B | Compliance | Section 32 | Active | B | B | B | B | CMPS322063 | Lender's disclosed APR exceeds HOEPA threshold | No | Lender's disclosed APR exceeds HOEPA threshold. | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 5 | XX | XX | NM | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Right of Rescission | Active | B | B | B | B | CMPROR2043 | Cannot determine if funding date is after rescission period | No | Missing Disbursement date on HUD | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 7 | XX | XX | CA | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | Documentation | Active | C | B | C | B | CMPDOC5556 | Note P&I doesn't equal Calc P&I; possible payment schedule inaccuracy that could impact rescission | No | Note P&I of $1323.94 doesn't match calculated amount of $1323.85 | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | Not Applicable | Not Applicable | XX |
| 7 | XX | XX | CA | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | Documentation | Active | D | B | D | B | CMPDOC5473 | Missing Prepayment Penalty Addendum | No | Missing Prepayment Addendum | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | Not Applicable | (No Data) | XX |
| 7 | XX | XX | CA | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP849 | TILA - Required ARM Loan Program Disclosure missing | No | Missing Arm Disclosure | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 7 | XX | XX | CA | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | Federal Consumer Protection | Active | C | B | C | B | CMPFDCP2109 | ROR - Unknown latest TIL date; cannot determine whether borrower was provided their full rescission period | No | Missing Final TIL | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | (No Data) | XX |
| 7 | XX | XX | CA | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | Federal Consumer Protection | Active | D | B | D | B | CMPFDCP308 | TILA - Missing TIL at closing | No | Missing Final TIL | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | (No Data) | XX |
| 7 | XX | XX | CA | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | RESPA | Active | B | B | B | B | CMPRESPA3016 | RESPA - GFE Not in File | No | Missing GFE | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 7 | XX | XX | CA | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | Right of Rescission | Active | B | B | B | B | CMPROR2043 | Cannot determine if funding date is after rescission period | No | Missing ROR Form and Disbursement date on HUD | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 7 | XX | XX | CA | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | Right of Rescission | Active | D | B | D | B | CMPROR5345 | ROR - Missing or Incomplete Right of Rescission form | No | Missing ROR Form | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | (No Data) | XX |
| 8 | XX | XX | NJ | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP309 | TILA - Final TIL not Executed | No | Final TIL is not signed by the borrowers | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 8 | XX | XX | NJ | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP314 | TILA - Final TIL not dated, unable to confirm timely delivery | No | Final TIL is not hand dated by the borrowers, unable to confirm timely delivery | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 8 | XX | XX | NJ | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | Right of Rescission | Active | B | B | B | B | CMPROR2043 | Cannot determine if funding date is after rescission period | No | Missing Disbursement Date on the HUD | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 8 | XX | XX | NJ | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | Right of Rescission | Active | D | B | D | B | CMPROR5345 | ROR - Missing or Incomplete Right of Rescission form | No | Missing Right of Rescission form | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | (No Data) | XX |
| 9 | XX | XX | SC | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | RESPA | Active | B | B | B | B | CMPRESPA3016 | RESPA - GFE Not in File | No | GFE not on file | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 9 | XX | XX | SC | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | Right of Rescission | Active | B | B | B | B | CMPROR2043 | Cannot determine if funding date is after rescission period | No | ROR missing from file to determine if funding date is after rescission period | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 9 | XX | XX | SC | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | Right of Rescission | Active | D | B | D | B | CMPROR5345 | ROR - Missing or Incomplete Right of Rescission form | No | ROR missing from file | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | Not Applicable | XX |
| 11 | XX | XX | AL | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Right of Rescission | Active | B | B | B | B | CMPROR2043 | Cannot determine if funding date is after rescission period | No | Missing Disbursement date on HUD | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 12 | XX | XX | PA | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP2105 | TILA - Cannot determine the delivery date of the Final TIL | No | Final TIL not signed or dated by the borrower. | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 12 | XX | XX | PA | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP309 | TILA - Final TIL not Executed | No | Final TIL not signed or dated by the borrower. | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 12 | XX | XX | PA | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP314 | TILA - Final TIL not dated, unable to confirm timely delivery | No | Final TIL not signed or dated by the borrower. | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 12 | XX | XX | PA | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | Federal Consumer Protection | Active | C | B | C | B | CMPFDCP2109 | ROR - Unknown latest TIL date; cannot determine whether borrower was provided their full rescission period | No | Missing ROR. | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | (No Data) | XX |
| 12 | XX | XX | PA | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | Right of Rescission | Active | B | B | B | B | CMPROR2043 | Cannot determine if funding date is after rescission period | No | Missing ROR and signed final TIL. | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 12 | XX | XX | PA | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | Right of Rescission | Active | D | B | D | B | CMPROR5345 | ROR - Missing or Incomplete Right of Rescission form | No | Missing ROR. | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | (No Data) | XX |
| 17 | XX | XX | TN | (No Data) | ATR/QM: Not Applicable | A | A | A | A | XX | |||||||||||||||
| Dropped | XX | XX | TX | (No Data) | ATR/QM: Not Applicable | A | A | A | A | XX | |||||||||||||||
| 30 | XX | XX | NY | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP849 | TILA - Required ARM Loan Program Disclosure missing | No | ARM loan program disclosure missing. | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 30 | XX | XX | NY | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | Federal Consumer Protection | Active | C | B | C | B | CMPFDCP2109 | ROR - Unknown latest TIL date; cannot determine whether borrower was provided their full rescission period | No | ROR missing. | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | (No Data) | XX |
| 30 | XX | XX | NY | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | Federal Consumer Protection | Active | D | B | D | B | CMPFDCP308 | TILA - Missing TIL at closing | No | TIL missing. | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | (No Data) | XX |
| 30 | XX | XX | NY | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | RESPA | Active | B | B | B | B | CMPRESPA3016 | RESPA - GFE Not in File | No | GFE missing. | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 30 | XX | XX | NY | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | Right of Rescission | Active | B | B | B | B | CMPROR2043 | Cannot determine if funding date is after rescission period | No | ROR missing. | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 30 | XX | XX | NY | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | Right of Rescission | Active | D | B | D | B | CMPROR5345 | ROR - Missing or Incomplete Right of Rescission form | No | ROR missing. | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | (No Data) | XX |
| 33 | XX | XX | CT | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP314 | TILA - Final TIL not dated, unable to confirm timely delivery | No | Final TIL is not hand dated by the borrower, unable to confirm timely delivery | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 35 | XX | XX | DE | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP314 | TILA - Final TIL not dated, unable to confirm timely delivery | No | Final TIL is not hand dated by borrowers. | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 38 | XX | XX | IL | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | Federal Consumer Protection | Active | C | B | C | B | CMPFDCP2109 | ROR - Unknown latest TIL date; cannot determine whether borrower was provided their full rescission period | No | Missing ROR | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | Not Applicable | XX |
| 38 | XX | XX | IL | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | Federal Consumer Protection | Active | D | B | D | B | CMPFDCP308 | TILA - Missing TIL at closing | No | Missing final Til | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | Not Applicable | XX |
| 38 | XX | XX | IL | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | RESPA | Active | B | B | B | B | CMPRESPA3016 | RESPA - GFE Not in File | No | Missing GFE | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 38 | XX | XX | IL | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | Right of Rescission | Active | B | B | B | B | CMPROR2043 | Cannot determine if funding date is after rescission period | No | Missing ROR | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 38 | XX | XX | IL | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | Right of Rescission | Active | D | B | D | B | CMPROR5345 | ROR - Missing or Incomplete Right of Rescission form | No | Missing ROR | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | Not Applicable | XX |
| 39 | XX | XX | CA | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP309 | TILA - Final TIL not Executed | No | The final TIL was not signed or dated by the borrower. | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 39 | XX | XX | CA | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP314 | TILA - Final TIL not dated, unable to confirm timely delivery | No | The final TIL was not signed or dated by the borrower. | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 39 | XX | XX | CA | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | RESPA | Active | B | B | B | B | CMPRESPA3016 | RESPA - GFE Not in File | No | Provide the GFE for the loan file. | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 40 | XX | XX | CO | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | Documentation | Active | C | B | C | B | CMPDOC5556 | Note P&I doesn't equal Calc P&I; possible payment schedule inaccuracy that could impact rescission | No | Note P&I doesn't equal Calc P&I; possible payment schedule inaccuracy that could impact rescission. | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | Not Applicable | Not Applicable | XX |
| 40 | XX | XX | CO | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP2105 | TILA - Cannot determine the delivery date of the Final TIL | No | Cannot determine the delivery date of the Final TIL. | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 40 | XX | XX | CO | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP309 | TILA - Final TIL not Executed | No | Final TIL not Executed. | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 40 | XX | XX | CO | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP314 | TILA - Final TIL not dated, unable to confirm timely delivery | No | Final TIL not dated, unable to confirm timely delivery. | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 40 | XX | XX | CO | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | Federal Consumer Protection | Active | C | B | C | B | CMPFDCP2109 | ROR - Unknown latest TIL date; cannot determine whether borrower was provided their full rescission period | No | Unknown latest TIL date; cannot determine whether borrower was provided their full rescission period. | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | Not Applicable | XX |
| 40 | XX | XX | CO | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | RESPA | Active | B | B | B | B | CMPRESPA845 | RESPA - GFE given after 3 days from application | No | GFE given after 3 days from application. | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 40 | XX | XX | CO | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | Right of Rescission | Active | B | B | B | B | CMPROR2043 | Cannot determine if funding date is after rescission period | No | Cannot determine if funding date is after rescission period. | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 40 | XX | XX | CO | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | Right of Rescission | Active | D | B | D | B | CMPROR5345 | ROR - Missing or Incomplete Right of Rescission form | No | Missing or Incomplete Right of Rescission form. | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | Not Applicable | XX |
| 41 | XX | XX | CO | (No Data) | ATR/QM: Not Applicable | C | B | C | B | Compliance | Documentation | Active | C | B | C | B | CMPDOC5556 | Note P&I doesn't equal Calc P&I; possible payment schedule inaccuracy that could impact rescission | No | The Note reflects the monthly payment amount as $945.45 | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | Not Applicable | Not Applicable | XX |
| 41 | XX | XX | CO | (No Data) | ATR/QM: Not Applicable | C | B | C | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP309 | TILA - Final TIL not Executed | No | Final TIL is not signed and dated | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 41 | XX | XX | CO | (No Data) | ATR/QM: Not Applicable | C | B | C | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP314 | TILA - Final TIL not dated, unable to confirm timely delivery | No | The Til is not dated | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 41 | XX | XX | CO | (No Data) | ATR/QM: Not Applicable | C | B | C | B | Compliance | Federal Consumer Protection | Active | C | B | C | B | CMPFDCP318 | TILA - TIL 1st payment date does not match Note 1st payment date | No | The Note's first payment is due on 5/XX/2001 whereas the TIL reflects the first payment to be due on 5/XX/2001 | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | Not Applicable | XX |
| 41 | XX | XX | CO | (No Data) | ATR/QM: Not Applicable | C | B | C | B | Compliance | Right of Rescission | Active | B | B | B | B | CMPROR117 | ROR - Expiration date on form prior to end of rescission period | No | The ROR dated 4/XX/2001 reflects an expiration date of 4/XX/2001. The TIL on file does not include a date and/or signature. | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 41 | XX | XX | CO | (No Data) | ATR/QM: Not Applicable | C | B | C | B | Compliance | Right of Rescission | Active | C | B | C | B | CMPROR2330 | ROR - Disbursement date is before end of statutory rescission period | No | The ROR is dated 4/XX/2001, the expiration date at 3 days is 4/XX/2001, and the borrower signed and dated on 4/XX/2001 | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | Not Applicable | XX |
| 42 | XX | XX | DE | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | APR Tolerance | Active | C | B | C | B | CMPAPRT100 | APR - Regular pmt loan; underdisclosed APR > 0.125% | No | Note has 8.430 as the APR and the TIL shows 7.394% a difference of 1.036% | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | Not Applicable | XX |
| 42 | XX | XX | DE | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | Documentation | Active | C | B | C | B | CMPDOC5556 | Note P&I doesn't equal Calc P&I; possible payment schedule inaccuracy that could impact rescission | No | Note shows P&I: $2351.60 while the TIL shows P&I: $2132.85 | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | Not Applicable | Not Applicable | XX |
| 42 | XX | XX | DE | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP2105 | TILA - Cannot determine the delivery date of the Final TIL | No | TIL not signed or dated by the borrower. | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 42 | XX | XX | DE | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP309 | TILA - Final TIL not Executed | No | TIL not signed or dated by the borrower. | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 42 | XX | XX | DE | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP314 | TILA - Final TIL not dated, unable to confirm timely delivery | No | TIL not signed or dated by the borrower. | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 42 | XX | XX | DE | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | Federal Consumer Protection | Active | C | B | C | B | CMPFDCP2109 | ROR - Unknown latest TIL date; cannot determine whether borrower was provided their full rescission period | No | ROR Missing from file. | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | Not Applicable | XX |
| 42 | XX | XX | DE | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | Federal Consumer Protection | Active | C | B | C | B | CMPFDCP310 | TILA - Regular Payment per TIL not equal to Note Original P&I | No | Note shows P&I: $2351.60 while the TIL shows P&I: $2132.85 | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | Not Applicable | XX |
| 42 | XX | XX | DE | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | RESPA | Active | B | B | B | B | CMPRESPA3016 | RESPA - GFE Not in File | No | GFE Missing from File. | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 42 | XX | XX | DE | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | Right of Rescission | Active | B | B | B | B | CMPROR2043 | Cannot determine if funding date is after rescission period | No | ROR Missing from File. | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 42 | XX | XX | DE | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | Right of Rescission | Active | D | B | D | B | CMPROR5345 | ROR - Missing or Incomplete Right of Rescission form | No | ROR Missing from File. | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | (No Data) | XX |
| 44 | XX | XX | FL | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | Documentation | Active | C | B | C | B | CMPDOC5556 | Note P&I doesn't equal Calc P&I; possible payment schedule inaccuracy that could impact rescission | No | TIL and "Loan Repayment and Security Agreement"/Note reflect monthly payment iao $767.77, term period is 360 for principal of $64,877.78. | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | Not Applicable | Not Applicable | XX |
| 44 | XX | XX | FL | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP314 | TILA - Final TIL not dated, unable to confirm timely delivery | No | TIL has borrower's initials but not dated by borrower | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 44 | XX | XX | FL | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | RESPA | Active | B | B | B | B | CMPRESPA3016 | RESPA - GFE Not in File | No | Missing GFE. | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 44 | XX | XX | FL | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | Right of Rescission | Active | B | B | B | B | CMPROR2043 | Cannot determine if funding date is after rescission period | No | Confirmed ROR not on file to determine if funding date is after rescission period | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 44 | XX | XX | FL | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | Right of Rescission | Active | D | B | D | B | CMPROR5345 | ROR - Missing or Incomplete Right of Rescission form | No | Confirmed ROR not on file | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | Not Applicable | XX |
| 45 | XX | XX | GA | (No Data) | ATR/QM: Not Applicable | C | B | C | B | Compliance | APR Tolerance | Active | C | B | C | B | CMPAPRT100 | APR - Regular pmt loan; underdisclosed APR > 0.125% | No | Regular payment loan; under disclosed APR > 0.125%. | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | Not Applicable | XX |
| 45 | XX | XX | GA | (No Data) | ATR/QM: Not Applicable | C | B | C | B | Compliance | Documentation | Active | C | B | C | B | CMPDOC5556 | Note P&I doesn't equal Calc P&I; possible payment schedule inaccuracy that could impact rescission | No | Note P&I doesn't equal Calc P&I; possible payment schedule inaccuracy that could impact rescission. The difference is $60.02. | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | Not Applicable | Not Applicable | XX |
| 45 | XX | XX | GA | (No Data) | ATR/QM: Not Applicable | C | B | C | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP309 | TILA - Final TIL not Executed | No | Final TIL not Executed. | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 45 | XX | XX | GA | (No Data) | ATR/QM: Not Applicable | C | B | C | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP314 | TILA - Final TIL not dated, unable to confirm timely delivery | No | Final TIL not dated, unable to confirm timely delivery. | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 45 | XX | XX | GA | (No Data) | ATR/QM: Not Applicable | C | B | C | B | Compliance | Federal Consumer Protection | Active | C | B | C | B | CMPFDCP310 | TILA - Regular Payment per TIL not equal to Note Original P&I | No | Regular Payment per TIL not equal to Note Original P&I. | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | Not Applicable | XX |
| 45 | XX | XX | GA | (No Data) | ATR/QM: Not Applicable | C | B | C | B | Compliance | RESPA | Active | B | B | B | B | CMPRESPA845 | RESPA - GFE given after 3 days from application | No | GFE given after 3 days from application. | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 45 | XX | XX | GA | (No Data) | ATR/QM: Not Applicable | C | B | C | B | Compliance | Right of Rescission | Active | B | B | B | B | CMPROR2043 | Cannot determine if funding date is after rescission period | No | Cannot determine if funding date is after rescission period. | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 46 | XX | XX | GA | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | Federal Consumer Protection | Active | C | B | C | B | CMPFDCP2109 | ROR - Unknown latest TIL date; cannot determine whether borrower was provided their full rescission period | No | Missing Final TIL. | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | Not Applicable | XX |
| 46 | XX | XX | GA | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | Federal Consumer Protection | Active | D | B | D | B | CMPFDCP308 | TILA - Missing TIL at closing | No | Missing Final TIL | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | Not Applicable | XX |
| 46 | XX | XX | GA | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | RESPA | Active | B | B | B | B | CMPRESPA3016 | RESPA - GFE Not in File | No | Missing GFE | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 48 | XX | XX | GA | (No Data) | ATR/QM: Not Applicable | C | B | C | B | Compliance | Documentation | Active | C | B | C | B | CMPDOC5556 | Note P&I doesn't equal Calc P&I; possible payment schedule inaccuracy that could impact rescission | No | Note P&I $892.57 does not match Calc P&I $892.55, possible payment schedule inaccuracy that could impact rescission | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | Not Applicable | Not Applicable | XX |
| 48 | XX | XX | GA | (No Data) | ATR/QM: Not Applicable | C | B | C | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP309 | TILA - Final TIL not Executed | No | Final TIL not Executed | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 48 | XX | XX | GA | (No Data) | ATR/QM: Not Applicable | C | B | C | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP314 | TILA - Final TIL not dated, unable to confirm timely delivery | No | Final TIL not dated, unable to confirm timely delivery | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 48 | XX | XX | GA | (No Data) | ATR/QM: Not Applicable | C | B | C | B | Compliance | Right of Rescission | Active | B | B | B | B | CMPROR2043 | Cannot determine if funding date is after rescission period | No | Missing disbursement date, Cannot determine if funding date is after rescission period | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 51 | XX | XX | MA | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | Documentation | Active | C | B | C | B | CMPDOC5556 | Note P&I doesn't equal Calc P&I; possible payment schedule inaccuracy that could impact rescission | No | The Note P&I is $2,591.85. The calculated P&I is $2591.82. | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | Not Applicable | Not Applicable | XX |
| 51 | XX | XX | MA | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP309 | TILA - Final TIL not Executed | No | Provide the signed and dated TIL for the loan file. | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 51 | XX | XX | MA | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP314 | TILA - Final TIL not dated, unable to confirm timely delivery | No | Provide the signed and dated TIL for the loan file. | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 51 | XX | XX | MA | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | RESPA | Active | B | B | B | B | CMPRESPA3016 | RESPA - GFE Not in File | No | Provide the GFE for the loan file. | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 51 | XX | XX | MA | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | Right of Rescission | Active | B | B | B | B | CMPROR2043 | Cannot determine if funding date is after rescission period | No | Provide the ROR for the loan file. | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 51 | XX | XX | MA | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | Right of Rescission | Active | D | B | D | B | CMPROR5345 | ROR - Missing or Incomplete Right of Rescission form | No | Provide the ROR for the loan file. | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | Not Applicable | XX |
| 52 | XX | XX | MI | (No Data) | ATR/QM: Not Applicable | C | B | C | B | Compliance | Documentation | Active | C | B | C | B | CMPDOC5556 | Note P&I doesn't equal Calc P&I; possible payment schedule inaccuracy that could impact rescission | No | Per Note P&I is $1332.42. | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | Not Applicable | Not Applicable | XX |
| 57 | XX | XX | NY | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | Documentation | Active | C | B | C | B | CMPDOC5556 | Note P&I doesn't equal Calc P&I; possible payment schedule inaccuracy that could impact rescission | No | The Note has P&I: $758.43 but the Calculated P&I: $758.39 | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | Not Applicable | Not Applicable | XX |
| 57 | XX | XX | NY | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP2105 | TILA - Cannot determine the delivery date of the Final TIL | No | TIL is not dated or signed by the borrower. | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 57 | XX | XX | NY | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP309 | TILA - Final TIL not Executed | No | TIL is not dated or signed by the borrower. | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 57 | XX | XX | NY | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP314 | TILA - Final TIL not dated, unable to confirm timely delivery | No | TIL is not dated or signed by the borrower. | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 57 | XX | XX | NY | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | Federal Consumer Protection | Active | C | B | C | B | CMPFDCP2109 | ROR - Unknown latest TIL date; cannot determine whether borrower was provided their full rescission period | No | ROR missing from file. | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | (No Data) | XX |
| 57 | XX | XX | NY | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | RESPA | Active | B | B | B | B | CMPRESPA3016 | RESPA - GFE Not in File | No | GFE missing from file. | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 57 | XX | XX | NY | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | Right of Rescission | Active | B | B | B | B | CMPROR2043 | Cannot determine if funding date is after rescission period | No | ROR missing from file. | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 57 | XX | XX | NY | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | Right of Rescission | Active | D | B | D | B | CMPROR5345 | ROR - Missing or Incomplete Right of Rescission form | No | ROR missing from file. | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | (No Data) | XX |
| 60 | XX | XX | NY | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP2109 | ROR - Unknown latest TIL date; cannot determine whether borrower was provided their full rescission period | No | Missing Disbursement date | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | Not Applicable | XX |
| 60 | XX | XX | NY | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP308 | TILA - Missing TIL at closing | No | Missing Final TIL | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | Not Applicable | XX |
| 60 | XX | XX | NY | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | RESPA | Active | B | B | B | B | CMPRESPA3016 | RESPA - GFE Not in File | No | Missing GFE | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 60 | XX | XX | NY | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Right of Rescission | Active | B | B | B | B | CMPROR2043 | Cannot determine if funding date is after rescission period | No | Missing Right of Rescission . | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 60 | XX | XX | NY | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Right of Rescission | Active | B | B | B | B | CMPROR5345 | ROR - Missing or Incomplete Right of Rescission form | No | Missing Right of Rescission | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | Not Applicable | XX |
| 64 | XX | XX | PA | (No Data) | ATR/QM: Not Applicable | C | B | C | B | Compliance | APR Tolerance | Active | C | B | C | B | CMPAPRT100 | APR - Regular pmt loan; underdisclosed APR > 0.125% | No | TIL shows an APR of 6.547% and calculated APR is 7.6651 for an under disclosed APR or 1.1181% exceeding tolerance of .125% | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | Not Applicable | XX |
| 64 | XX | XX | PA | (No Data) | ATR/QM: Not Applicable | C | B | C | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP309 | TILA - Final TIL not Executed | No | Final TIL is not executed | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 64 | XX | XX | PA | (No Data) | ATR/QM: Not Applicable | C | B | C | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP314 | TILA - Final TIL not dated, unable to confirm timely delivery | No | Final TIL is not hand dated by Borrower | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 64 | XX | XX | PA | (No Data) | ATR/QM: Not Applicable | C | B | C | B | Compliance | Finance Charge Tolerance | Active | C | B | C | B | CMPFINT106 | Finance charge understated by more than $100 (Pmt Stream) | No | TIL disclosed Finance Charges of $30,353.52 and calculated Finance Charges per pay stream are $38,184.72 for an understatement of $7841.20. Pay stream has 14 entries reflecting the pay history reward available on the Note. | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | Not Applicable | XX |
| 64 | XX | XX | PA | (No Data) | ATR/QM: Not Applicable | C | B | C | B | Compliance | Right of Rescission | Active | B | B | B | B | CMPROR2043 | Cannot determine if funding date is after rescission period | No | Missing disbursement date. | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 65 | XX | XX | PA | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | Documentation | Active | D | B | D | B | CMPDOC5473 | Missing Prepayment Penalty Addendum | No | Missing Prepayment Penalty Addendum | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | Not Applicable | (No Data) | XX |
| 65 | XX | XX | PA | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP309 | TILA - Final TIL not Executed | No | Final TIL not Executed | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 65 | XX | XX | PA | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | RESPA | Active | B | B | B | B | CMPRESPA3016 | RESPA - GFE Not in File | No | Missing GFE | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 65 | XX | XX | PA | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | Right of Rescission | Active | B | B | B | B | CMPROR2043 | Cannot determine if funding date is after rescission period | No | Missing ROR Cannot determine timely delivery of Initial TIL | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 65 | XX | XX | PA | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | Right of Rescission | Active | D | B | D | B | CMPROR5345 | ROR - Missing or Incomplete Right of Rescission form | No | Missing ROR | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | (No Data) | XX |
| 66 | XX | XX | PA | (No Data) | ATR/QM: Not Applicable | C | B | C | B | Compliance | Documentation | Active | C | B | C | B | CMPDOC5556 | Note P&I doesn't equal Calc P&I; possible payment schedule inaccuracy that could impact rescission | No | Loan and Security Agreement reflects a P&I payment of $1678.52. Review calculation is $1678.54 for a difference of $0.02. | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | Not Applicable | Not Applicable | XX |
| 66 | XX | XX | PA | (No Data) | ATR/QM: Not Applicable | C | B | C | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP309 | TILA - Final TIL not Executed | No | Final TIL is not signed by the borrowers | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 66 | XX | XX | PA | (No Data) | ATR/QM: Not Applicable | C | B | C | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP314 | TILA - Final TIL not dated, unable to confirm timely delivery | No | Final TIL is not hand dated by the borrowers | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 67 | XX | XX | PA | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP309 | TILA - Final TIL not Executed | No | TIL on file not signed/dated | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 67 | XX | XX | PA | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP314 | TILA - Final TIL not dated, unable to confirm timely delivery | No | TIL not signed/dated, and file missing delivery details. | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 67 | XX | XX | PA | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | RESPA | Active | B | B | B | B | CMPRESPA845 | RESPA - GFE given after 3 days from application | No | Application is missing from file; Please provide 1003 Application to determine if GFE is within compliance of application date. | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 67 | XX | XX | PA | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | Right of Rescission | Active | B | B | B | B | CMPROR2043 | Cannot determine if funding date is after rescission period | No | Fully executed ROR is missing from file. | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 67 | XX | XX | PA | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | Right of Rescission | Active | D | B | D | B | CMPROR5345 | ROR - Missing or Incomplete Right of Rescission form | No | Fully executed ROR is missing from file. | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | Not Applicable | XX |
| 69 | XX | XX | PA | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | Documentation | Active | C | B | C | B | CMPDOC5556 | Note P&I doesn't equal Calc P&I; possible payment schedule inaccuracy that could impact rescission | No | Per Note P&I is $906.09 and the Calculated P&I is $906.05 | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | Not Applicable | Not Applicable | XX |
| 69 | XX | XX | PA | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP2105 | TILA - Cannot determine the delivery date of the Final TIL | No | TIL not signed or dated by the borrower | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 69 | XX | XX | PA | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP309 | TILA - Final TIL not Executed | No | TIL not signed or dated by the borrower | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 69 | XX | XX | PA | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP314 | TILA - Final TIL not dated, unable to confirm timely delivery | No | TIL not signed or dated by the borrower | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 69 | XX | XX | PA | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | Federal Consumer Protection | Active | C | B | C | B | CMPFDCP2109 | ROR - Unknown latest TIL date; cannot determine whether borrower was provided their full rescission period | No | ROR missing from file. | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | (No Data) | XX |
| 69 | XX | XX | PA | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | Right of Rescission | Active | B | B | B | B | CMPROR2043 | Cannot determine if funding date is after rescission period | No | ROR missing from file. | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 69 | XX | XX | PA | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | Right of Rescission | Active | D | B | D | B | CMPROR5345 | ROR - Missing or Incomplete Right of Rescission form | No | ROR missing from file. | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | (No Data) | XX |
| 72 | XX | XX | SC | (No Data) | ATR/QM: Not Applicable | C | B | C | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP2105 | TILA - Cannot determine the delivery date of the Final TIL | No | Final TIL in file is not dated | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 72 | XX | XX | SC | (No Data) | ATR/QM: Not Applicable | C | B | C | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP309 | TILA - Final TIL not Executed | No | Final TIL in file is not executed | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 72 | XX | XX | SC | (No Data) | ATR/QM: Not Applicable | C | B | C | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP314 | TILA - Final TIL not dated, unable to confirm timely delivery | No | Final TIL in file is not hand dated by the borrower | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 72 | XX | XX | SC | (No Data) | ATR/QM: Not Applicable | C | B | C | B | Compliance | Federal Consumer Protection | Active | C | B | C | B | CMPFDCP2109 | ROR - Unknown latest TIL date; cannot determine whether borrower was provided their full rescission period | No | Final TIL in file is not dated, cannot determine whether borrower was provided their full rescission period | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | (No Data) | XX |
| 74 | XX | XX | SC | (No Data) | ATR/QM: Not Applicable | C | B | C | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP309 | TILA - Final TIL not Executed | No | The final TIL was not signed or dated by the borrower. Provide a copy of the executed TIL for the loan file. | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 74 | XX | XX | SC | (No Data) | ATR/QM: Not Applicable | C | B | C | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP314 | TILA - Final TIL not dated, unable to confirm timely delivery | No | The final TIL was not signed or dated by the borrower. Provide a copy of the executed TIL for the loan file. | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 74 | XX | XX | SC | (No Data) | ATR/QM: Not Applicable | C | B | C | B | Compliance | Federal Consumer Protection | Active | C | B | C | B | CMPFDCP318 | TILA - TIL 1st payment date does not match Note 1st payment date | No | Confirmed the first payment date from the Note was captured accurately as 06/XX/2000. The final TIL first payment date is 06/XX/2000. | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | Not Applicable | XX |
| 74 | XX | XX | SC | (No Data) | ATR/QM: Not Applicable | C | B | C | B | Compliance | RESPA | Active | B | B | B | B | CMPRESPA3016 | RESPA - GFE Not in File | No | Provide the GFE for the loan file. | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 75 | XX | XX | SC | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP309 | TILA - Final TIL not Executed | No | Final TIL not Executed. | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 75 | XX | XX | SC | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP314 | TILA - Final TIL not dated, unable to confirm timely delivery | No | Final TIL not dated, unable to confirm timely delivery. | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 75 | XX | XX | SC | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Right of Rescission | Active | B | B | B | B | CMPROR2043 | Cannot determine if funding date is after rescission period | No | Cannot determine if funding date is after rescission period. | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 78 | XX | XX | WV | (No Data) | ATR/QM: Not Applicable | C | B | C | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP2105 | TILA - Cannot determine the delivery date of the Final TIL | No | TIL not dated or signed by the borrower. | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 78 | XX | XX | WV | (No Data) | ATR/QM: Not Applicable | C | B | C | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP309 | TILA - Final TIL not Executed | No | TIL not dated or signed by the borrower. | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 78 | XX | XX | WV | (No Data) | ATR/QM: Not Applicable | C | B | C | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP314 | TILA - Final TIL not dated, unable to confirm timely delivery | No | TIL not dated or signed by the borrower. | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 78 | XX | XX | WV | (No Data) | ATR/QM: Not Applicable | C | B | C | B | Compliance | Federal Consumer Protection | Active | C | B | C | B | CMPFDCP2109 | ROR - Unknown latest TIL date; cannot determine whether borrower was provided their full rescission period | No | TIL not dated or signed by the borrower. | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | (No Data) | XX |
| 78 | XX | XX | WV | (No Data) | ATR/QM: Not Applicable | C | B | C | B | Compliance | RESPA | Active | B | B | B | B | CMPRESPA845 | RESPA - GFE given after 3 days from application | No | GFE dated 3/XX/00 | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 78 | XX | XX | WV | (No Data) | ATR/QM: Not Applicable | C | B | C | B | Compliance | Right of Rescission | Active | C | B | C | B | CMPROR2330 | ROR - Disbursement date is before end of statutory rescission period | No | ROR states 3/20/2000 deadline to cancel | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | (No Data) | XX |
| 81 | XX | XX | UT | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP849 | TILA - Required ARM Loan Program Disclosure missing | No | Missing ARM disclosure. | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 81 | XX | XX | UT | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | TILA | Active | C | B | C | B | CMPTILA3186 | TILA - HELOC Exceeds APR Tolerance >0.125 | No | APR per note is 10.50%; APR per review is 10.3572% for a difference of 0.1428% which exceeds the maximum tolerance of 0.125%. | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | Not Applicable | XX |
| 81 | XX | XX | UT | (No Data) | ATR/QM: Not Applicable | D | B | D | B | Compliance | TILA | Active | D | B | D | B | CMPTILA3192 | TILA - HELOC Early Disclosure Missing or Incomplete | No | Missing initial HELOC disclosure. | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | Not Applicable | XX |
| 300 | XX | XX | CO | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP307 | TILA - Missing TIL at application | No | Missing Initial TIL | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 300 | XX | XX | CO | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP308 | TILA - Missing TIL at closing | No | Missing Final TIL | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | Not Applicable | XX |
| 300 | XX | XX | CO | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | RESPA | Active | B | B | B | B | CMPRESPA3016 | RESPA - GFE Not in File | No | Missing GFE | (No Data) | (No Data) | (No Data) | (No Data) | XX |
| 304 | XX | XX | IL | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP314 | TILA - Final TIL not dated, unable to confirm timely delivery | No | Final TIL is not hand dated by the borrower, unable to confirm timely delivery | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 304 | XX | XX | IL | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | RESPA | Active | B | B | B | B | CMPRESPA3016 | RESPA - GFE Not in File | No | Missing GFE. | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 304 | XX | XX | IL | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Right of Rescission | Active | B | B | B | B | CMPROR2043 | Cannot determine if funding date is after rescission period | No | Missing right of rescission form. | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 304 | XX | XX | IL | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Right of Rescission | Active | B | B | B | B | CMPROR5345 | ROR - Missing or Incomplete Right of Rescission form | No | Missing right of rescission form. | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | Not Applicable | XX |
| 299 | XX | XX | CA | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP310 | TILA - Regular Payment per TIL not equal to Note Original P&I | No | Note P&I $3183.32 and TIL Regular Payment $3482.57, a difference of $299.25. | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | Not Applicable | XX |
| 299 | XX | XX | CA | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Federal Consumer Protection | Active | B | B | B | B | CMPFDCP849 | TILA - Required ARM Loan Program Disclosure missing | No | Missing ARM Loan Program Disclosure. | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 299 | XX | XX | CA | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Right of Rescission | Active | B | B | B | B | CMPROR2043 | Cannot determine if funding date is after rescission period | No | Missing right of rescission form. | (No Data) | (No Data) | (No Data) | Not Applicable | XX |
| 299 | XX | XX | CA | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | Right of Rescission | Active | B | B | B | B | CMPROR5345 | ROR - Missing or Incomplete Right of Rescission form | No | Missing right of rescission form. | (No Data) | Applicable Statute of Limitation has expired. Final grade B, non-material. | (No Data) | Not Applicable | XX |
| 298 | XX | XX | IL | (No Data) | ATR/QM: Not Applicable | B | B | B | B | Compliance | County High Cost | Active | B | B | B | B | CMPCHC5380 | ILCK High-Cost Loan by exceeding points and fees threshold | No | Adjusted Charges of $5,721.50 equal to 6.7270%; Maximum charges allowed $4,252.60 or 5.000%; charges exceed by $1,468.90 or 1.7270%. | (No Data) | (No Data) | (No Data) | Not Applicable | XX |