| Schedule of Asset Held for Investment |
RYAM 401(k) Plan for Salaried Employees Schedule H, Line 4i: Schedule of Assets (Held at End of Year) As of December 31, 2025
Plan Number 031 Employer Identification Number 46-4559529 | | | | | | | | | | | | | | | | | | | | | | | | | | | | (a) | | (b) Identity of Issue | | (c) Description | | (d) Cost | | (e) Current Value | | * | | Fidelity | | Fidelity 500 Index | | (1) | | $ | 28,937,232 | | | | MassMutual | | MassMutual Stable Value Core | | (1) | | 18,628,999 | | | | BlackRock | | BlackRock LifePath Index 2035 Fund G | | (1) | | 10,733,097 | | | | BlackRock | | BlackRock LifePath Index Retirement Fund G | | (1) | | 9,664,442 | | | | BlackRock | | BlackRock LifePath Index 2030 Fund G | | (1) | | 8,768,406 | | | | BlackRock | | BlackRock LifePath Index 2040 Fund G | | (1) | | 8,415,798 | | | | American Funds | | American Funds Growth Fund of Amer R6 | | (1) | | 7,964,144 | | | | BlackRock | | BlackRock LifePath Index 2050 Fund G | | (1) | | 6,671,057 | | | | BlackRock | | BlackRock LifePath Index 2045 Fund G | | (1) | | 6,410,920 | | | * | | Fidelity | | Fidelity Mid Cap Index Fund | | (1) | | 3,979,238 | | | | BlackRock | | BlackRock LifePath Index 2060 Fund G | | (1) | | 3,854,883 | | | | BlackRock | | BlackRock LifePath Index 2055 Fund G | | (1) | | 3,328,548 | | | * | | Fidelity | | Fidelity International Index Fund | | (1) | | 2,793,556 | | | | Great Gray | | Large Cap Value Fund II Class I1 | | (1) | | 2,537,458 | | | * | | Fidelity | | Fidelity Small Cap Index Fund | | (1) | | 2,521,712 | | | | Great Gray | | Lord Abbett Core Bond | | (1) | | 1,865,374 | | | | PIMCO | | PIMCO Income Institutional | | (1) | | 1,837,990 | | | * | | Fidelity | | Fidelity U.S. Bond Index Fund | | (1) | | 1,775,361 | | | | Great Gray | | Small Cap Growth Fund II Class I1 | | (1) | | 1,466,965 | | | | Great Gray | | Small Cap Value Fund III Class I1 | | (1) | | 1,341,865 | | | | BlackRock | | BlackRock LifePath Index 2065 Fund G | | (1) | | 1,257,707 | | | | Great Gray | | Great Gray EUPAC Trust Class I1 | | (1) | | 1,199,102 | | | | Great Gray | | Mid Cap Value Fund Class I1 | | (1) | | 978,958 | | | | Great Gray | | Mid Cap Growth Fund II Class I1 | | (1) | | 916,920 | | | * | | Fidelity | | Fidelity Government Money Market Fund Class K6 | | (1) | | 108,526 | | | * | | Common Stock | | Rayonier Advanced Materials Inc. Common Stock | | (1) | | 2,902,951 | | | * | | Participant Loans | | Participant Loans** | | N/A | | 1,519,462 | | | | | | | | | | | | | | | | | | | $ | 142,380,671 | | | | | | | | | | | | * | | Denotes party-in-interest transaction. | | ** | | These loans bear fixed interest rates of 4.25% to 9.50% with maturities through September 9, 2038. | | (1) | | Investments are participant directed, thus cost information is not required. |
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