v3.26.1
Schedule H, Line 4i: Schedule of Assets (Held at End of Year)
12 Months Ended
Dec. 31, 2025
EBP 031  
EBP, Schedule of Asset Held for Investment [Line Items]  
Schedule of Asset Held for Investment
RYAM 401(k) Plan for Salaried Employees
Schedule H, Line 4i: Schedule of Assets (Held at End of Year)
As of December 31, 2025

Plan Number 031
Employer Identification Number 46-4559529
(a)(b) Identity of Issue(c) Description(d) Cost(e) Current Value
*FidelityFidelity 500 Index(1)$28,937,232 
MassMutualMassMutual Stable Value Core(1)18,628,999 
BlackRockBlackRock LifePath Index 2035 Fund G(1)10,733,097 
BlackRockBlackRock LifePath Index Retirement Fund G(1)9,664,442 
BlackRockBlackRock LifePath Index 2030 Fund G(1)8,768,406 
BlackRockBlackRock LifePath Index 2040 Fund G(1)8,415,798 
American FundsAmerican Funds Growth Fund of Amer R6(1)7,964,144 
BlackRockBlackRock LifePath Index 2050 Fund G(1)6,671,057 
BlackRockBlackRock LifePath Index 2045 Fund G(1)6,410,920 
*FidelityFidelity Mid Cap Index Fund(1)3,979,238 
BlackRockBlackRock LifePath Index 2060 Fund G(1)3,854,883 
BlackRockBlackRock LifePath Index 2055 Fund G(1)3,328,548 
*FidelityFidelity International Index Fund(1)2,793,556 
Great GrayLarge Cap Value Fund II Class I1(1)2,537,458 
*FidelityFidelity Small Cap Index Fund(1)2,521,712 
Great GrayLord Abbett Core Bond(1)1,865,374 
PIMCOPIMCO Income Institutional(1)1,837,990 
*FidelityFidelity U.S. Bond Index Fund(1)1,775,361 
Great GraySmall Cap Growth Fund II Class I1(1)1,466,965 
Great GraySmall Cap Value Fund III Class I1(1)1,341,865 
BlackRockBlackRock LifePath Index 2065 Fund G(1)1,257,707 
Great GrayGreat Gray EUPAC Trust Class I1(1)1,199,102 
Great GrayMid Cap Value Fund Class I1(1)978,958 
Great GrayMid Cap Growth Fund II Class I1(1)916,920 
*FidelityFidelity Government Money Market Fund Class K6(1)108,526 
*Common StockRayonier Advanced Materials Inc. Common Stock(1)2,902,951 
*Participant LoansParticipant Loans**N/A1,519,462 
$142,380,671 
*Denotes party-in-interest transaction.
**
These loans bear fixed interest rates of 4.25% to 9.50% with maturities through September 9, 2038.
(1)Investments are participant directed, thus cost information is not required.