Schedule H, Line 4i: Schedule of Assets (Held at End of Year)

12 Months Ended

Dec. 31, 2025

EBP 033

EBP, Schedule of Asset Held for Investment [Line Items]

Schedule of Asset Held for Investment

RYAM 401(k) Plan for Jesup Hourly Employees

Schedule H, Line 4i: Schedule of Assets (Held at End of Year)

As of December 31, 2025

Plan Number 033

Employer Identification Number 46-4559529


(a)						(b) Identity of Issue						(c) Description						(d) Cost						(e) Current Value
						MassMutual						MassMutual Stable Value Core						(1)						$	12,309,589
						BlackRock						BlackRock LifePath Index 2030 Fund G						(1)						9,487,409
						BlackRock						BlackRock LifePath Index 2040 Fund G						(1)						8,155,794
*						Fidelity						Fidelity 500 Index						(1)						7,431,671
						BlackRock						BlackRock LifePath Index 2035 Fund G						(1)						6,760,844
						BlackRock						BlackRock LifePath Index Retirement Fund G						(1)						4,839,324
						BlackRock						BlackRock LifePath Index 2045 Fund G						(1)						4,415,496
						BlackRock						BlackRock LifePath Index 2050 Fund G						(1)						4,142,430
						BlackRock						BlackRock LifePath Index 2055 Fund G						(1)						3,083,775
						American Funds						American Funds Growth Fund of Amer R6						(1)						2,738,396
						BlackRock						BlackRock LifePath Index 2060 Fund G						(1)						1,844,637
						BlackRock						BlackRock LifePath Index 2065 Fund G						(1)						1,160,666
*						Fidelity						Fidelity International Index Fund						(1)						698,768
*						Fidelity						Fidelity Small Cap Index Fund						(1)						646,446
*						Fidelity						Fidelity Mid Cap Index Fund						(1)						515,764
						Great Gray						Large Cap Value Fund II Class I1						(1)						507,789
						Great Gray						Mid Cap Growth Fund II Class I1						(1)						493,266
						Great Gray						Small Cap Growth Fund Class I1						(1)						476,087
						Great Gray						Small Cap Value Fund III Class I1						(1)						448,369
						Great Gray						Lord Abbett Core Bond CIT						(1)						387,893
*						Fidelity						Fidelity U.S. Bond Index Fund						(1)						230,758
						Great Gray						Great Gray EUPAC Trust Class I1						(1)						225,794
						Great Gray						Mid Cap Value Fund Class I1						(1)						152,011
						PIMCO						PIMCO Income Institutional						(1)						143,937
						BlackRock						BlackRock LifePath Index 2070 Fund G						(1)						77,710
*						Fidelity						Fidelity Government Money Market Fund Class K6						(1)						45,470


*						Common Stock						Rayonier Advanced Materials Inc. Common Stock						(1)						2,018,183
*						Participant Loans						Participant Loans**						N/A						3,136,750
																								$	76,575,026

*						Denotes exempt party-in-interest transaction.
**						These loans bear fixed interest rates of 4.25% to 9.50% with maturities through October 28, 2041.
(1)						Investments are participant directed, thus cost information is not required.