v3.26.1
Schedule H, Line 4i: Schedule of Assets (Held at End of Year)
12 Months Ended
Dec. 31, 2025
EBP 034  
EBP, Schedule of Asset Held for Investment [Line Items]  
Schedule of Asset Held for Investment
RYAM 401(k) Plan for Fernandina Hourly Employees
Schedule H, Line 4i: Schedule of Assets (Held at End of Year)
As of December 31, 2025

Plan Number 034
Employer Identification Number 46-4559529
(a)(b) Identity of Issue(c) Description(d) Cost(e) Current Value
MassMutualMassMutual Stable Value Core(1)$5,588,308 
BlackRockBlackRock LifePath Index 2040 Fund G(1)2,502,384 
*FidelityFidelity 500 Index(1)2,403,930 
BlackRockBlackRock LifePath Index 2035 Fund G(1)2,296,417 
BlackRockBlackRock LifePath Index Retirement Fund G(1)2,064,121 
BlackRockBlackRock LifePath Index 2030 Fund G(1)1,860,448 
BlackRockBlackRock LifePath Index 2055 Fund G(1)1,369,916 
American FundsAmerican Funds Growth Fund of Amer R6(1)1,267,450 
BlackRockBlackRock LifePath Index 2050 Fund G(1)1,083,757 
BlackRockBlackRock LifePath Index 2045 Fund G(1)948,167 
BlackRockBlackRock LifePath Index 2065 Fund G(1)463,307 
BlackRockBlackRock LifePath Index 2060 Fund G(1)435,286 
*FidelityFidelity International Index Fund(1)207,294 
*FidelityFidelity Mid Cap Index Fund(1)168,329 
*FidelityFidelity U.S. Bond Index Fund(1)158,715 
Great GraySmall Cap Growth Fund Class I1(1)130,615 
*FidelityFidelity Small Cap Index Fund(1)128,217 
Great GrayGreat Gray Europacific Trust Class I1(1)110,234 
Great GrayLord Abbett Core Bond CIT(1)99,393 
Great GrayMid Cap Growth Fund II Class I1(1)91,330 
PIMCOPIMCO Income Institutional(1)88,524 
Great GraySmall Cap Value Fund III Class I1(1)66,328 
Great GrayLarge Cap Value Fund II Class I1(1)51,181 
Great GrayMid Cap Value Fund Class I1(1)23,882 
*FidelityFidelity Government Money Market Fund Class K6(1)12,508 
BlackRockBlackRock LifePath Index 2070 Fund G(1)4,736 
*Common StockRayonier Advanced Materials Inc. Common Stock(1)545,884 
*Participant LoansParticipant Loans**N/A1,036,507 
$25,207,168 
*Denotes exempt party-in-interest transaction.
**
These loans bear fixed interest rates of 4.25% to 9.50% with maturities through October 24, 2040.
(1)Investments are participant directed, thus cost information is not required.