Chief Compliance Officer, Managing Director

MA/A 0001627236 XXXXXXXX Lori Sellers 704-988-3565 lsellers@tiaa.org mirion@tiaa.org Jeremy.Intihar@tiaa.org lsellers@tiaa.org TIAA-CREF Tuition Financing, Inc. 108580 13-4026557 867-01373 801-56817 108580 730 THIRD AVENUE NEW YORK NY 10017-3206 212-916-4724 212-916-4888 Add 5032653919 Add 8500 Andrew Carnegie Blvd Charlotte NC 28262 7049881000 Y 8500 Andrew Carnegie Blvd. Charlotte NC 28262 https://www.tiaa.org/public/invest/financial-products/529-college-savings Jeremy R Intihar Chief Compliance Officer, Managing Director

8500 Andrew Carnegie Blvd. Charlotte NC 28262

704-988-0813 Jeremy.Intihar@tiaa.org Lori S Sellers Manager, Compliance Officer

8500 Andrew Carnegie Blvd. Charlotte NC 28262

704-988-3565 704-595-5540 lsellers@tiaa.org Add TIAA 8500 Andrew Carnegie Blvd. Charlotte NC 28262 704-988-1000 704-988-1470 Correspondence or other documents related to the operation of qualified tuition programs. Amend BANK OF NEW YORK MELLON CORP 240 GREENWICH STREET NEW YORK NY 10286 2124951784 Cash trial balances, documenting purchases and sales, recording of income, making cash disbursements and reporting of cash transactions for the various investment options for each qualified tuition program. Add NORTHERN TRUST CORP 50 LASALLE STREET CHICAGO IL 60603 3126306000 CASH TRIAL BALANCES, DOCUMENTING PURCHASES AND SALES, RECORDING OF INCOME, MAKING CASH DISBURSEMENTS AND REPORTING OF CASHTRANSACTIONS FOR THE VARIOUS INVESTMENT OPTIONS FOR EACH QUALIFIED TUITION PROGRAM. Teachers Insurance and Annuity Association of America Y New York Department of Financial Services NAIC# 69345 NY December DE 09-25-1998 N 65 4 3 1 0 9 Municipal Entities 0 0 0 Not Applicable Other For all services applicant provides to each qualified tuition program, applicant receives an annualized asset-based fee from program assets calculated and accrued daily and payable monthly in arrears. Not Applicable Compensation from Affiliates Advice Insurance Of MS Other Service provider to state 529 plans Y Y TIAA-CREF Tuition Financing. Inc. provides or subcontracts to others to provide services to qualified tuition programs on behalf of state sponsors: recordkeeping and processing of account owner transaction requests, unit value calculations, federal tax reporting, and certain administrative services. Broker-dealer municipal securities dealer or government securities broker or dealer Investment Company Investment Adviser Commodity pool operator Commodity trading advisor Banking/Thrift institution Insurance company or agency Real estate broker or dealer Sponsor or syndicator of limited partnerships 42 Add Investment Adviser TIAA-CREF Investment Management LLC TIAA-CREF Investment Management LLC N Y N Add Investment Adviser Teachers Advisors, LLC Teachers Advisors, LLC N Y N Add Broker-dealer municipal securities dealer or government securities broker or dealer Investment Adviser TIAA-CREF Individual & Institutional Services, LLC Advice and Planning Services N Y N Add Investment Adviser Nuveen Alternatives Advisors, LLC Nuveen Alternatives Advisors, LLC N Y N Add Insurance company or agency Teachers Insurance and Annuity Association of America Teachers Insurance and Annuity Association of America Y Y N Add Insurance company or agency TIAA-CREF Insurance Agency, LLC TIAA-CREF Insurance Agency, LLC N Y N Amend Investment Adviser Nuveen Management AIFM Limited Nuveen Management AIFM Limited N Y Y UNITED KINGDOM - FINANCIAL CONDUCT AUTHORITY X0 Add Investment Adviser Churchill Asset Management LLC Churchill Asset Management LLC N Y N Add Investment Adviser Commodity pool operator Commodity trading advisor Pension consultant Nuveen Asset Management, LLC Nuveen Asset Management, LLC N Y N Add Investment Adviser Commodity pool operator Nuveen Fund Advisors, LLC Nuveen Fund Advisors, LLC N Y N Add Broker-dealer municipal securities dealer or government securities broker or dealer Nuveen Securities, LLC Nuveen Securities, LLC N Y N Add Investment Adviser TIAA KASPICK, LLC TIAA KASPICK, LLC N Y N Add Banking/Thrift institution TIAA Trust, N.A. TIAA Trust N Y N Add Investment Adviser TIAA Wealth Investment Management LLC TIAA Wealth Investment Management LLC N Y N Add Insurance company or agency Seven30 Re (Bermuda) Co. Limited Seven30 Re (Bermuda) Co. Limited N Y Y Bermuda Monetary Authority D0 Add Insurance company or agency Seven30 Insurance (Bermuda) Co. Limited Seven30 Insurance (Bermuda) Co. Limited N Y Y Bermuda Monetary Authority D0 Add Investment Adviser Brooklyn Investment Group, LLC Brooklyn Investment Group, LLC N Y N Add Investment Adviser Churchill DLC Advisor LLC Churchill DLC Advisor LLC N Y N Add Investment Adviser Churchill NCPE Advisor LLC Churchill NCPE Advisor LLC N Y N Add Investment Adviser Churchill PCIF Advisor LLC Churchill PCIF Advisor LLC N Y N Add Investment Adviser Commodity pool operator Commodity trading advisor Gresham Investment Management LLC Gresham Investment Management LLC N Y N Add Investment Adviser Winslow Capital Management, LLC Winslow Capital Management, LLC N Y N Add Investment Adviser Snowhawk LP Snowhawk LP N Y N Add Investment Company Arcmont Asset Management Limited Arcmont Asset Management Limited N Y Y UK FCA X0 Add Investment Company Clean Energy Partners LLP Clean Energy Partners LLP N Y Y UK FCA X0 Add Investment Company Glennmont Asset Management Limited Glennmont Asset Management Limited N Y Y UK FCA X0 Add Investment Company Glennmont Partners I Limited Glennmont Partners I Limited N Y Y UK FCA X0 Add Investment Company Nuveen Alternatives Europe SARL Nuveen Alternatives Europe SARL N Y Y Luxembourg CSSF N4 Add Investment Company Nuveen Asset Management Europe SARL Nuveen Asset Management Europe SARL N Y Y Luxembourg CSSF N4 Add Investment Company Nuveen Australia Limited Nuveen Australia Limited N Y Y Australian ASIC C3 Add Investment Company Nuveen Canada Company Nuveen Canada Company N Y N Add Investment Company Nuveen Hong Kong Limited Nuveen Hong Kong Limited N Y Y Hong Kong SC K3 Add Investment Company Nuveen Investment Management International Limited Nuveen Investment Management International Limited N Y Y UK FCA X0 Add Investment Company Nuveen Japan Co. Ltd Nuveen Japan Co. Ltd N Y Y Japan FSA M0 Add Investment Company Nuveen Middle East Limited Nuveen Middle East Limited N Y Y Abu Dhabi Global Market Registration Authority C0 Add Investment Company Nuveen Singapore Private Ltd Nuveen Singapore Private Ltd N Y Y Singapore MAS U0 Add Investment Adviser Greenworks Lending LLC Greenworks Lending LLC N Y N Add Real estate broker or dealer GreenWood Resources Capital Management LLC GreenWood Resources Capital Management LLC N Y N Add Real estate broker or dealer Nuveen Natural Capital, LLC Nuveen Natural Capital, LLC N Y N Add Investment Adviser Symphony Alternative Asset Management LLC Symphony Alternative Asset Management LLC N Y N Add Real estate broker or dealer Westchester Group Investment Management, LLC Westchester Group Investment Management, LLC N Y N Add Real estate broker or dealer Westchester Group Real Estate, LLC Westchester Group Real Estate, LLC N Y N N N N Y Y N N N N N N N N 4.A.: Technically, all personnel performing services for applicant are employees of Teachers Insurance and Annuity Association of America ("TIAA"), but for purposes of this Form MA, we assumed that the employees were employees of applicant. 4.I.(5).: For the services applicant provides to each qualified tuition program (services include investment advisory services), applicant receives an annualized asset-based fee from program assets calculated and accrued daily and payable monthly in arrears. 8.A. (1) (a), Schedule B-1: There are no individuals who own at least a 25% interest in the TIAA Board of Overseers. N N N N Y Y N Y Y Y Y N Y Y N N N N N N N N N N N Y Teachers Insurance and Annuity Association of America N 13-1624203 Shareholder 03-01-2015 E Y Christopher Shields Lynch President and Director 10-06-2016 NA Y 1985050 Jeffrey Dennis Carlin Director 01-01-2021 NA Y 2684780 Bradley Gordon Finkle Director 03-14-2023 NA N 2663338 Jeremy Ross Intihar Chief Compliance Officer 04-28-2025 NA N 5040823 Colin Michael Pierce Director 04-21-2025 NA Y 2618832 Ross Hamlet Abbott Director 11-19-2025 NA Y 2756063 Teachers Insurance and Annuity Association of America TIAA Board of Governors N 13-6110585 Shareholder 09-01-1998 E Y Teachers Insurance and Annuity Association of America N 13-1624203 Shareholder 03-01-2015 E Y Christopher Shields Lynch President and Director 10-06-2016 NA Y 1985050 Jeffrey Dennis Carlin Director 01-01-2021 NA Y 2684780 Delete Bradley Gordon Finkle Director 03-14-2023 NA N 2663338 Jeremy Ross Intihar Chief Compliance Officer 04-28-2025 NA N 5040823 Colin Michael Pierce Director 04-21-2025 NA Y 2618832 Ross Hamlet Abbott Director 11-19-2025 NA Y 2756063 Teachers Insurance and Annuity Association of America TIAA Board of Governors N 13-6110585 Shareholder 09-01-1998 E Y 1 9-D2 9-D4 Teachers Insurance and Annuity Association of America N TIAA-CREF Individual & Institutional Services, LLC 20472 1405333 1 9-D2 9-D4 Teachers Insurance and Annuity Association of America (TIAA) N TIAA-CREF Tuition Financing, Inc. 108580 132458 1 9-D1 9-D2 9-D4 9-D5 TIAA-CREF Individual & Institutional Services, LLC Y 801-63550 TIAA-CREF Individual & Institutional Services, LLC 20472 2145889 1 9-C1 9-C2 9-C4 9-C5 TIAA-CREF Individual & Institutional Services, LLC Y 801-63550 TIAA-CREF Individual & Institutional Services, LLC 20472 2140841 1 9-C2 9-C4 9-C5 TIAA-CREF Individual & Institutional Services, LLC Y 801-63550 TIAA-CREF Individual & Institutional Services, LLC 20472 3-21856 2 9-D2 TEACHERS INSURANCE AND ANNUITY ASSOCIATION OF AMERICA N MARYLAND INSURANCE ADMINISTRATION MCLH-2-2024-I AND MCLH-3-2024-I 200 ST. PAUL PLACE, SUITE 2700 BALTIMORE MD 21202 TIAA WAS FINED $1,250. 07-18-2024 Maryland Insurance Administration Other Consent Order No Product Consent Order TEACHERS INSURANCE AND ANNUITY ASSOCIATION OF AMERICA ACCEPTED A CONSENT ORDER FOR FAILING TO PROVIDE A TIMELY CYBERSECURITY EVENT NOTIFICATION TO THE MIA IN VIOLATION OF 33-105 A WHICH REQUIRES CARRIERS TO GIVE NOTICE TO THE MIA WITHIN THREE BUSINESS DAYS OF DETERMINING A CYBERSECURITY EVENT HAS OCCURRED. 07-18-2024 Consent TIAA WAS FINED $1,250. N TIAA-CREF LIFE INSURANCE COMPANY N MARYLAND INSURANCE ADMINISTRATION MCLH-2-2024-I AND MCLH-3-2024-I 200 ST. PAUL PLACE, SUITE 2700 Baltimore MD 28203 TIAA WAS FINED $1,250. 07-18-2024 Maryland Insurance Administration Other Consent Order No Product TEACHERS INSURANCE AND ANNUITY ASSOCIATION OF AMERICA ("TIAA") ACCEPTED A CONSENT ORDER FOR FAILING TO PROVIDE A TIMELY CYBERSECURITY EVENT NOTIFICATION TO THE MIA IN VIOLATION OF 33-105(A) WHICH REQUIRES CARRIERS TO GIVE NOTICE TO THE MIA WITHIN THREE BUSINESS DAYS OF DETERMINING A CYBERSECURITY EVENT HAS OCCURRED. 07-18-2024 Consent N N David Lyons David Lyons Compliance Officer 06-16-2026 2701115 N N N N N N N Y Y N Y N Y N Y N N N Y N Y