v3.26.1
SCHEDULE OF ASSETS HELD AT END OF YEAR FORM 5500 - SCHEDULE H, PART IV, LINE 4(i)
 12 Months Ended
Dec. 31, 2025
EBP 001  
EBP, Schedule of Asset Held for Investment [Line Items]  
SCHEDULE OF ASSETS HELD AT END OF YEAR FORM 5500 - SCHEDULE H, PART IV, LINE 4(i)
UNIVERSAL PROPERTY & CASUALTY 401(K)
PROFIT SHARING PLAN
EIN: 65-0789077, PLAN NO. 001
SCHEDULE OF ASSETS HELD AT END OF YEAR
FORM 5500, SCHEDULE H, PART IV, LINE 4(i)
DECEMBER 31, 2025
(a)(b)(c)(d)(e)
Identity of IssuerDescription of InvestmentCost **Current Value
Mutual funds:
InvescoInvesco Income Fund - Investor Class$452,685 
American Funds
American Funds Target Date Retirement Fund 2065 Class - R4
54,082 
American Funds Target Date Retirement Fund 2060 Class - R4
62,626 
American Funds Target Date Retirement Fund 2055 Class - R4
89,964 
American Funds Target Date Retirement Fund 2050 Class - R4
549,623 
American Funds Target Date Retirement Fund 2045 Class - R4
9,957,800 
American Funds Target Date Retirement Fund 2040 Class - R4
70,843 
American Funds Target Date Retirement Fund 2035 Class - R4
11,211,570 
American Funds Target Date Retirement Fund 2030 Class - R4
412,171 
American Funds Target Date Retirement Fund 2025 Class - R4
3,411,436 
American Funds U.S. Government Money Market Fund - Class R34,542,856 
American Funds Capital World Bond - Class R3376,648 
American Funds Capital World Growth and Income Fund - Class R32,147,916 
American Funds EuroPacific Growth Fund - Class R31,784,036 
American Funds Fundamental Investors - Class R32,402,648 
American Funds The Growth Fund of America - Class R34,126,450 
American Funds Investment Company of America Fund - Class R31,708,515 
American Funds New Perspective Fund - Class R32,341,900 
American Funds The Bond Fund of America - Class R3935,096 
American Funds The Income Fund of America - Class R4
17,748,550 
MFSMFS Utilities Fund - Class R3686,829 
MFS Total Return - Class R3368,600 
VanguardVanguard Real Estate Index Fund - Admiral1,082,937 
Vanguard 500 Index Fund - Admiral12,891,509 
Vanguard LifeStrategy Moderate Growth Fund1,490,459 
Vanguard Small Cap Value Index Fund - Admiral2,227,193 
Vanguard Global Capital Cycles Fund - Investor Class1,589,809 
Vanguard LifeStrategy Conservative Growth Fund - Investor Class1,047,801 
Vanguard Emerging Markets Stock Index Fund - Admiral1,416,595 
Vanguard LifeStrategy Growth Fund2,158,102 
Vanguard Energy Fund - Investor Class 1,453,008 
*Charles SchwabSelf-Directed Brokerage Account - Brokerage Fund Options2,920,665 
*Universal Insurance HoldingsCommon Stock Fund3,136,990 
*Participants
Notes receivable from participants - Interest rates varying from 4.25% to 9.50%
3,397,639 
Total$100,255,551 
*Investment is with a party-in-interest to the Universal Property & Casualty 401(k) Profit Sharing Plan.
**Historical cost information for participant-direct accounts is not required.