Exhibit 99.1

 

World Omni Select Auto Trust 2025-A

Monthly Servicer Certificate

May 31, 2026

 

Dates Covered                
Collections Period   05/01/26 - 05/31/26              
Interest Accrual Period   05/15/26 - 06/14/26              
30/360 Days   30              
Actual/360 Days   31              
Distribution Date   06/15/26              

 

Collateral Pool Balance Data   $ Amount    # of Accounts         
Pool Balance at 04/30/26   626,634,009.50    19,996         
Principal Payments   22,170,101.51    706         
Defaulted Receivables   4,442,537.41    149         
Repurchased Accounts   0.00    0         
Pool Balance at 05/31/26   600,021,370.58    19,141         
                   
Pool Statistics   $ Amount    # of Accounts         
Pool Factor   71.80%             
Prepayment ABS Speed   2.10%             
Aggregate Starting Principal Balance   835,651,463.60    25,966         
                   
Delinquent Receivables:                  
Past Due 31-60 days   33,161,540.25    1,152         
Past Due 61-90 days   10,976,940.21    360         
Past Due 91-120 days   3,341,419.69    115         
Past Due 121+ days   0.00    0         
Total   47,479,900.15    1,627         
                   
Total 31+ Delinquent as % Ending Pool Balance   7.91%             
Total 61+ Delinquent as % Ending Pool Balance   2.39%             
Delinquency Trigger Occurred   NO              
                   
Recoveries   2,632,327.42              
Aggregate Net Losses/(Gains) - May 2026   1,810,209.99              
Ratio of Net Loss/(Gain) to the Receivables Balance as of beginning of Collection Period (Annualized):                  
Current Net Losses/(Gains) Ratio   3.47%             
Prior Net Losses/(Gains) Ratio   3.00%             
Second Prior Net Losses/(Gains) Ratio   4.32%             
Third Prior Net Losses/(Gains) Ratio   4.07%             
Four Month Average   3.72%             
                   
Cumulative Net Loss as a % of Aggregate Starting Principal Balance   1.63%             
                   
Overcollateralization Target Amount   70,502,511.04              
Actual Overcollateralization   70,502,511.04              
Weighted Average Contract Rate   10.64%             
Weighted Average Remaining Term   60.82              
                   
Flow of Funds   $ Amount              
Collections   29,951,765.74              
Investment Earnings on Cash Accounts   15,541.54              
Servicing Fee   (652,743.76)             
Transfer to Collection Account   -              
Available Funds   29,314,563.52              
                   
Distributions of Available Funds                  
    (1)  Asset Representation Reviewer Amounts (up to $150,000 per calendar year)   -              
    (2)  Class A Interest   1,597,374.00              
    (3)  Noteholders' First Priority Principal Distributable Amount   -              
    (4)  Class B Interest   170,349.42              
    (5)  Noteholders' Second Priority Principal Distributable Amount   -              
    (6)  Class C Interest   -              
    (7)  Noteholders' Third Priority Principal Distributable Amount   -              
    (8) Required Reserve Account   -              
    (9) Noteholders' Principal Distributable Amount   23,485,653.84              
   (10) Asset Representation Reviewer Amounts (in excess of 1)   -              
   (11) Distribution to Certificateholders   4,061,186.26              
                   
Total Distributions of Available Funds   29,314,563.52              
                   
Servicing Fee   652,743.76              
Unpaid Servicing Fee   0.00              
Change in amount of the unpaid servicing fee from the prior period   0.00              

 

 

 

 

Note Balances & Note Factors   $ Amount              
Original Class A   666,450,000.00              
Original Class B   47,210,000.00              
Original Class C   44,700,000.00              
                   
Total Class A, B, C                  
Note Balance @ 05/15/26   553,004,513.38              
Principal Paid   23,485,653.84              
Note Balance @ 06/15/26   529,518,859.54              
                   
Class A-1                  
Note Balance @ 05/15/26   0.00              
Principal Paid   0.00              
Note Balance @ 06/15/26   0.00              
Note Factor @ 06/15/26   0.0000000%             
                   
Class A-2a                  
Note Balance @ 05/15/26   228,224,786.59              
Principal Paid   17,856,902.12              
Note Balance @ 06/15/26   210,367,884.47              
Note Factor @ 06/15/26   73.6788612%             
                   
Class A-2b                  
Note Balance @ 05/15/26   71,939,726.79              
Principal Paid   5,628,751.72              
Note Balance @ 06/15/26   66,310,975.07              
Note Factor @ 06/15/26   73.6788612%             
                   
Class A-3                  
Note Balance @ 05/15/26   160,930,000.00              
Principal Paid   0.00              
Note Balance @ 06/15/26   160,930,000.00              
Note Factor @ 06/15/26   100.0000000%             
                   
Class B                  
Note Balance @ 05/15/26   47,210,000.00              
Principal Paid   0.00              
Note Balance @ 06/15/26   47,210,000.00              
Note Factor @ 06/15/26   100.0000000%             
                   
Class C                  
Note Balance @ 05/15/26   44,700,000.00              
Principal Paid   0.00              
Note Balance @ 06/15/26   44,700,000.00              
Note Factor @ 06/15/26   100.0000000%             
                   
Interest & Principal Payments   $ Amount              
Total Interest Paid   1,767,723.42              
Total Principal Paid   23,485,653.84              
Total Paid   25,253,377.26              
                   
Class A-1                  
Coupon   4.22200%             
Interest Paid   0.00              
Principal Paid   0.00              
Total Paid to A-1 Holders   0.00              
                   
Class A-2a                  
Coupon   4.14000%             
Interest Paid   787,375.51              
Principal Paid   17,856,902.12              
Total Paid to A-2a Holders   18,644,277.63              
                   
Class A-2b                  
SOFR Rate   3.64285%             
Coupon   4.24285%             
Interest Paid   262,836.49              
Principal Paid   5,628,751.72              
Total Paid to A-2b Holders   5,891,588.21              
                   
Class A-3                  
Coupon   4.08000%             
Interest Paid   547,162.00              
Principal Paid   0.00              
Total Paid to A-3 Holders   547,162.00              
                   
Class B                  
Coupon   4.33000%             
Interest Paid   170,349.42              
Principal Paid   0.00              
Total Paid to B Holders   170,349.42              
                   
Class C                  
Coupon   0.00000%             
Interest Paid   0.00              
Principal Paid   0.00              
Total Paid to C Holders   0.00              

 

 

 

 

Distribution per $1,000 of Notes   Total               
Total Interest Distribution Amount   2.3309819              
Total Interest Carryover Shortfall   0.0000000              
Total Principal Distribution Amount   30.9690040              
Total Distribution Amount   33.2999859              
                   
A-1 Interest Distribution Amount   0.0000000              
A-1 Interest Carryover Shortfall   0.0000000              
A-1 Principal Distribution Amount   0.0000000              
Total A-1 Distribution Amount   0.0000000              
                   
A-2a  Interest Distribution Amount   2.7576895              
A-2a Interest Carryover Shortfall   0.0000000              
A-2a  Principal Distribution Amount   62.5416858              
Total A-2a  Distribution Amount   65.2993753              
                   
A-2b Interest Distribution Amount   2.9204054              
A-2b Interest Carryover Shortfall   0.0000000              
A-2b  Principal Distribution Amount   62.5416858              
Total A-2b  Distribution Amount   65.4620912              
                   
A-3 Interest Distribution Amount   3.4000000              
A-3 Interest Carryover Shortfall   0.0000000              
A-3 Principal Distribution Amount   0.0000000              
Total A-3 Distribution Amount   3.4000000              
                   
B Interest Distribution Amount   3.6083334              
B Interest Carryover Shortfall   0.0000000              
B Principal Distribution Amount   0.0000000              
Total B Distribution Amount   3.6083334              
                   
C Interest Distribution Amount   0.0000000              
C Interest Carryover Shortfall   0.0000000              
C Principal Distribution Amount   0.0000000              
Total C Distribution Amount   0.0000000              
                   
Noteholders' First Priority Principal Distributable Amount   0.00              
Noteholders' Second Priority Principal Distributable Amount   0.00              
Noteholders' Third Priority Principal Distributable Amount   0.00              
Noteholders' Principal Distributable Amount   1,000.00              
                   
Account Balances   $ Amount              
Reserve Account                  
Balance as of 05/15/26   4,178,257.32              
Investment Earnings   12,421.08              
Investment Earnings Paid   (12,421.08)             
Deposit/(Withdrawal)   -              
Balance as of 06/15/26   4,178,257.32              
Change   -              
                   
Required Reserve Amount   4,178,257.32              

 

Credit Risk Retention Information

 

World Omni Financial Corp. (“World Omni”), as “originator” for the purposes of the EU Securitization Rules (as defined in the Sale and Servicing Agreement), continues to retain, a material net economic interest (the “EU Retained Interest”), in the form of retention of a first loss tranche as described in option (d) of Article 6(3) of the EU Securitization Regulation, by holding all the limited liability company interests in World Omni Auto Receivables LLC (“WOAR”), which in turn retains the Certificates (as defined in the Sale and Servicing Agreement) issued by World Omni Select Auto Trust 2025-A, such Certificates representing at least 5% of the aggregate nominal value of the Receivables (as defined in the Sale and Servicing Agreement) in the pool.

 

World Omni has not (and has not permitted WOAR or any of its other affiliates to subject the EU Retained Interest to any hedge or otherwise mitigate its credit risk under or associated with the EU Retained Interest, or sell, transfer or otherwise surrender all or part of the rights, benefits or obligations arising from the EU Retained Interest) subject the EU Retained Interest to any credit risk mitigation or hedging, or sell, transfer or otherwise surrender all or part of the rights, benefits or obligations arising from the EU Retained Interest, except, in each case to the extent permitted in accordance with the EU Securitization Rules.  Further, World Omni has not changed the retention option or method of calculating the EU Retained Interest.