LOANS - Grading category and year (Details) - USD ($) |
12 Months Ended | |
|---|---|---|
Dec. 31, 2025 |
Mar. 31, 2026 |
|
| LOANS | ||
| Loans, net | $ 92,991,369 | $ 92,013,193 |
| Single family | ||
| LOANS | ||
| Year 1 | 5,983,526 | 1,052,384 |
| Year 2 | 2,694,260 | 5,856,426 |
| Year 3 | 3,707,506 | 3,206,035 |
| Year 4 | 6,191,774 | 3,667,325 |
| Year 5 | 7,731,470 | 6,142,292 |
| Prior | 14,920,097 | 21,769,046 |
| Loans, net | 41,228,633 | 41,693,508 |
| Single family | Pass | ||
| LOANS | ||
| Year 1 | 5,983,526 | 1,052,384 |
| Year 2 | 2,694,260 | 5,856,426 |
| Year 3 | 3,707,506 | 3,206,035 |
| Year 4 | 6,191,774 | 3,667,325 |
| Year 5 | 7,731,470 | 6,142,292 |
| Prior | 14,847,338 | 21,702,738 |
| Loans, net | 41,155,874 | 41,627,200 |
| Single family | Special mention | ||
| LOANS | ||
| Prior | 41,414 | 38,981 |
| Loans, net | 41,414 | 38,981 |
| Single family | Substandard | ||
| LOANS | ||
| Prior | 31,345 | 27,327 |
| Loans, net | 31,345 | 27,327 |
| Multifamily and nonresidential | ||
| LOANS | ||
| Year 1 | 5,703,362 | 400,000 |
| Year 2 | 1,338,858 | 5,676,671 |
| Year 3 | 981,509 | 1,329,875 |
| Year 4 | 4,425,969 | 973,116 |
| Year 5 | 1,975,842 | 4,378,636 |
| Prior | 7,006,915 | 8,820,947 |
| Revolving | 750,030 | |
| Loans, net | 21,432,455 | 22,329,275 |
| Multifamily and nonresidential | Pass | ||
| LOANS | ||
| Year 1 | 5,703,362 | 400,000 |
| Year 2 | 1,338,858 | 5,676,671 |
| Year 3 | 981,509 | 1,329,875 |
| Year 4 | 4,425,969 | 973,116 |
| Year 5 | 1,975,842 | 4,378,636 |
| Prior | 7,006,915 | 8,820,947 |
| Revolving | 750,030 | |
| Loans, net | 21,432,455 | 22,329,275 |
| Construction and land | ||
| LOANS | ||
| Year 1 | 1,228,023 | |
| Year 2 | 706,450 | 1,526,301 |
| Year 3 | 303,735 | |
| Year 4 | 69,497 | 302,271 |
| Year 5 | 67,345 | |
| Prior | 345,126 | 339,610 |
| Loans, net | 2,652,831 | 2,235,527 |
| Construction and land | Pass | ||
| LOANS | ||
| Year 1 | 1,228,023 | |
| Year 2 | 706,450 | 1,526,301 |
| Year 3 | 303,735 | |
| Year 4 | 69,497 | 302,271 |
| Year 5 | 67,345 | |
| Prior | 345,126 | 339,610 |
| Loans, net | 2,652,831 | 2,235,527 |
| Second mortgage | ||
| LOANS | ||
| Year 1 | 55,716 | |
| Year 2 | 54,369 | |
| Year 3 | 25,054 | |
| Year 4 | 24,464 | |
| Prior | 15,899 | 4,637 |
| Revolving | 2,675,671 | 2,940,649 |
| Loans, net | 2,772,340 | 3,024,119 |
| Second mortgage | Pass | ||
| LOANS | ||
| Year 1 | 55,716 | |
| Year 2 | 54,369 | |
| Year 3 | 25,054 | |
| Year 4 | 24,464 | |
| Prior | 15,899 | 4,637 |
| Revolving | 2,675,671 | 2,940,649 |
| Loans, net | 2,772,340 | 3,024,119 |
| Commercial | ||
| LOANS | ||
| Year 2 | 389,110 | |
| Year 3 | 865,384 | |
| Year 4 | 967,519 | |
| Year 5 | 1,178,743 | |
| Prior | 720,023 | |
| Revolving | 3,146,548 | |
| Loans, net | 7,267,327 | |
| Gross charge offs | ||
| Year 1 | 395,075 | |
| Year 2 | 882,621 | |
| Year 3 | 1,006,291 | |
| Year 4 | 1,236,962 | |
| Year 5 | 110,556 | |
| Prior | 756,438 | |
| Revolving | 3,269,837 | |
| Gross charge offs | 7,657,780 | |
| Commercial | Pass | ||
| LOANS | ||
| Year 2 | 882,621 | 389,110 |
| Year 3 | 1,006,291 | 865,384 |
| Year 4 | 1,236,962 | 967,519 |
| Year 5 | 110,556 | 1,178,743 |
| Prior | 756,438 | 720,023 |
| Revolving | 3,269,837 | 3,146,548 |
| Loans, net | 7,657,780 | 7,267,327 |
| Gross charge offs | ||
| Year 1 | 395,075 | |
| Consumer loans | ||
| LOANS | ||
| Year 1 | 15,361,842 | 212 |
| Year 2 | 2,086,467 | 14,143,451 |
| Year 3 | 1,522,656 | |
| Prior | 23,441 | |
| Revolving | 23,586 | |
| Loans, net | 17,471,750 | 15,689,905 |
| Consumer loans | Pass | ||
| LOANS | ||
| Year 1 | 15,361,842 | 212 |
| Year 2 | 2,086,467 | 14,143,451 |
| Year 3 | 1,522,656 | |
| Prior | 23,441 | |
| Revolving | 23,586 | |
| Loans, net | $ 17,471,750 | $ 15,689,905 |