LOANS - Narration (Details) |
3 Months Ended | 12 Months Ended |
|---|---|---|
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Mar. 31, 2026
USD ($)
loan
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Dec. 31, 2025
USD ($)
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| LOANS | ||
| Unpaid principal balance of loans serviced for others | $ 19,624,000 | $ 20,078,000 |
| Interest income on nonaccrual loans | 0 | 0 |
| Loans past due for 90 days or more that were accruing interest | 0 | 0 |
| Loans, net | $ 91,576,207 | 92,555,694 |
| Related party | ||
| LOANS | ||
| Number of loans | loan | 1 | |
| Directors and Executive officers | ||
| LOANS | ||
| Loans, net | $ 293,000 | 295,000 |
| Amount of paydown | 2,000 | |
| Collateral dependent | ||
| LOANS | ||
| Loans, net | 0 | 0 |
| Overdraft on customer deposit | ||
| LOANS | ||
| Loans, net | $ 200 | $ 200 |
| Single family | ||
| LOANS | ||
| Maximum loan to value ratio | 80 | |
| Multifamily and nonresidential | ||
| LOANS | ||
| Minimum debt service coverage ratio | 1.15 | |
| Consumer loans | Minimum | ||
| LOANS | ||
| Term of loans | 72 months | |
| Consumer loans | Maximum | ||
| LOANS | ||
| Term of loans | 120 months |
| X | ||||||||||
- Definition Number of loans outstanding in a finance receivable. No definition available.
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- Definition Minimum debt service coverage ratio required to be maintained on financing receivable. No definition available.
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- Definition Maximum loan to value ratio permitted for originating a loan for non-owner occupied property. No definition available.
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- Definition Period between issuance and maturity of a financing receivable, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents reported fact of one year, five months, and thirteen days. No definition available.
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- Definition Amount of unpaid principal balance of loans serviced to others. No definition available.
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- Definition Amount of cash inflow from repayment of principal amount by related parties. No definition available.
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- Definition Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table. Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
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- Definition Amortized cost excluding accrued interest, of financing receivable 90 days or more past due and still accruing. Excludes net investment in lease. Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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- Definition Amortized cost excluding accrued interest, after allowance for credit loss, of financing receivable. Excludes net investment in lease. Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
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- Definition Amount of interest income on financing receivable on nonaccrual status. Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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