v3.26.1
LOANS - Narration (Details)
3 Months Ended 12 Months Ended
Mar. 31, 2026
USD ($)
loan
Dec. 31, 2025
USD ($)
LOANS    
Unpaid principal balance of loans serviced for others $ 19,624,000 $ 20,078,000
Interest income on nonaccrual loans 0 0
Loans past due for 90 days or more that were accruing interest 0 0
Loans, net $ 91,576,207 92,555,694
Related party    
LOANS    
Number of loans | loan 1  
Directors and Executive officers    
LOANS    
Loans, net $ 293,000 295,000
Amount of paydown 2,000  
Collateral dependent    
LOANS    
Loans, net 0 0
Overdraft on customer deposit    
LOANS    
Loans, net $ 200 $ 200
Single family    
LOANS    
Maximum loan to value ratio 80  
Multifamily and nonresidential    
LOANS    
Minimum debt service coverage ratio 1.15  
Consumer loans | Minimum    
LOANS    
Term of loans 72 months  
Consumer loans | Maximum    
LOANS    
Term of loans 120 months