LOANS - Major Classification (Details) - USD ($)	Mar. 31, 2026	Dec. 31, 2025	Dec. 31, 2024
LOANS
Loans, gross	$ 92,239,661	$ 93,215,789
Less: Net deferred loan origination fees	(226,468)	(224,420)
Allowance for credit losses	(436,986)	(435,675)	$ (351,837)
Net loans	91,576,207	92,555,694
Single family
LOANS
Loans, gross	41,693,508	41,228,633
Allowance for credit losses	(232,710)	(224,121)	(226,570)
Multifamily and nonresidential
LOANS
Loans, gross	22,329,275	21,432,455
Allowance for credit losses	(102,474)	(98,523)	(83,899)
Construction and land
LOANS
Loans, gross	2,235,527	2,652,831
Allowance for credit losses	(10,230)	(12,199)	(4,017)
Second mortgage
LOANS
Loans, gross	3,024,119	2,772,340
Allowance for credit losses	(446)	(506)	(268)
Commercial
LOANS
Loans, gross	7,267,327	7,657,780
Allowance for credit losses	(18,957)	(20,185)	(25,665)
Consumer loans
LOANS
Loans, gross	15,689,905	17,471,750
Allowance for credit losses	$ (72,169)	$ (80,141)	$ (11,418)

Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.

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Amount excluding accrued interest, of allowance for credit loss on financing receivable. Excludes net investment in lease.

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Amount of unamortized loan commitment, origination, and other costs (fees) on financing receivable recognized as adjustment to yield. Excludes financing receivable covered under loss sharing agreement.

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