v3.26.1
CONDENSED BALANCE SHEETS - USD ($)
Mar. 31, 2026
Dec. 31, 2025
Assets    
Cash and due from banks $ 382,280 $ 275,464
Interest-bearing deposits in other financial institutions 7,609,970 6,153,204
Cash and cash equivalents 7,992,250 6,428,668
Available-for-sale securities 5,469,258 5,538,692
Loans receivable 92,013,193 92,991,369
Allowance for credit losses (436,986) (435,675)
Net loans 91,576,207 92,555,694
Premises and equipment 548,218 561,605
Federal Home Loan Bank stock 599,500 599,500
Bank owned life insurance 3,084,464 3,067,607
Accrued interest receivable 443,592 424,559
Net deferred federal income taxes 514,539 518,381
Other assets 846,113 507,777
Total assets 111,074,141 110,202,483
Liabilities    
Demand deposits 10,595,915 10,863,097
Savings and money market 24,027,708 24,041,834
Time deposits 48,518,655 47,249,270
Total deposits 83,142,278 82,154,201
Advances from the Federal Home Loan Bank 10,600,000 10,600,000
Advances by borrowers for taxes and insurance 360,963 582,076
Allowance for credit losses on off-balance sheet credit exposures 5,073 5,073
Accrued interest payable and other liabilities 1,096,104 1,067,113
Total liabilities 95,204,418 94,408,463
Stockholders' Equity    
Retained earnings 15,983,563 15,896,832
Accumulated other comprehensive loss (113,840) (102,812)
Total equity 15,869,723 15,794,020
Total liabilities and equity $ 111,074,141 $ 110,202,483