<?xml version="1.0" encoding="US-ASCII"?>
<!-- Generated by Broadridge Transform (tm) - http://www.broadridge.com -->
<!-- Created: Fri Jun 26 21:20:36 UTC 2026 -->
<linkbase xmlns="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
  <roleRef xlink:type="simple" xlink:href="https://xbrl.sec.gov/vip/2026/vip-2026.xsd#N4" roleURI="http://xbrl.sec.gov/vip/role/N4"/>
  <presentationLink xlink:role="http://xbrl.sec.gov/vip/role/N4" xlink:type="extended">
    <loc xlink:type="locator" xlink:label="vip_AllPortfolioCompaniesMember" xlink:href="https://xbrl.sec.gov/vip/2026/vip-2026.xsd#vip_AllPortfolioCompaniesMember"/>
    <loc xlink:type="locator" xlink:label="PutnamVTUSResearchFundClassIBMember" xlink:href="ck0001048606-20260626.xsd#ck0001048606_PutnamVTUSResearchFundClassIBMember"/>
<!-- [WMV7][2HWEbOYjQWdVa+JZ7ye7senU19rx4oW6wcTMk8Wee/Aq4bnbgGq9F2EtHtlXtmYnEYTfJhi3IHIUT9Eh5yiq/Rpk1OGp32o6LrnFbglm/90Un3BEd8x6zI2pLNut9Y+b0S3dn4sBeGwfC/QdmxisNHDkS9qqWr+2R/74jMlP+1VJBavoVg5eKg83NFztcAOyuzGAnE9K7qovIlngZRhPxUaqFcfERh1IVO7x/brFLInSvOBl7ykvDqSxDRlxMFaw2g3wOUKr5Ewb0+ezPLFvkquNBO/aaymkFpItfWS7/eyRlQtTYH3HWB9BP5tQpoKzbgaMv89GOhVg5xx3q/g0ZKwr+710PQlDU9+mgXa6IrWM64iq9AxIuxVx41k53waKVXZMF74L1QwBIdGvhbR3xLv9m3Rv0GDU] CSR-->
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="vip_AllPortfolioCompaniesMember" xlink:to="PutnamVTUSResearchFundClassIBMember" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </presentationLink>
</linkbase>
