<?xml version="1.0" encoding="UTF-8"?>
<!-- Generated by Fujitsu Interstage XWand B0254 -->
<!-- Generated by Broadridge Transform (tm) - http://www.broadridge.com -->
<!-- Created: Mon Jun 22 21:39:37 UTC 2026 -->
<xs:schema targetNamespace="http://www.destinationsfunds.com/20260228" elementFormDefault="qualified" xmlns:xs="http://www.w3.org/2001/XMLSchema" xmlns:bcdt="http://www.destinationsfunds.com/20260228" xmlns:us-types="http://xbrl.us/us-types/2009-01-31" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:dtr="http://www.xbrl.org/dtr/type/2024-01-31" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:xlink="http://www.w3.org/1999/xlink">
  <xs:annotation>
    <xs:appinfo>
      <link:linkbaseRef xlink:type="simple" xlink:href="bcdt-20260228_pre.xml" xlink:role="http://www.xbrl.org/2003/role/presentationLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase"/>
      <link:linkbaseRef xlink:type="simple" xlink:href="bcdt-20260228_def.xml" xlink:role="http://www.xbrl.org/2003/role/definitionLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase"/>
      <link:linkbaseRef xlink:type="simple" xlink:href="bcdt-20260228_lab.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase"/>
    </xs:appinfo>
  </xs:annotation>
  <xs:import namespace="http://www.xbrl.org/2003/instance" schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd"/>
  <xs:import namespace="http://www.xbrl.org/2003/linkbase" schemaLocation="http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd"/>
  <xs:import namespace="http://xbrl.sec.gov/oef/2026" schemaLocation="https://xbrl.sec.gov/oef/2026/oef-2026.xsd"/>
  <xs:import namespace="http://xbrl.sec.gov/oef-rr/2026" schemaLocation="https://xbrl.sec.gov/oef/2026/oef-rr-2026.xsd"/>
  <xs:import namespace="http://xbrl.sec.gov/fnd-oef/2026" schemaLocation="https://xbrl.sec.gov/fnd/2026/fnd-oef-2026.xsd"/>
  <xs:import namespace="http://xbrl.sec.gov/dei/2026" schemaLocation="https://xbrl.sec.gov/dei/2026/dei-2026.xsd"/>
  <xs:import namespace="http://www.xbrl.org/2009/role/negated" schemaLocation="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd"/>
  <xs:import namespace="http://www.xbrl.org/dtr/type/2024-01-31" schemaLocation="https://www.xbrl.org/dtr/type/2024-01-31/types.xsd"/>
  <xs:import namespace="http://xbrl.org/2005/xbrldt" schemaLocation="http://www.xbrl.org/2005/xbrldt-2005.xsd"/>
  <xs:element name="S000056100Member" id="bcdt_S000056100Member" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="S000056102Member" id="bcdt_S000056102Member" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="S000056103Member" id="bcdt_S000056103Member" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="S000056104Member" id="bcdt_S000056104Member" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="S000056106Member" id="bcdt_S000056106Member" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="S000056107Member" id="bcdt_S000056107Member" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="S000056108Member" id="bcdt_S000056108Member" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="S000056109Member" id="bcdt_S000056109Member" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="S000056101Member" id="bcdt_S000056101Member" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="S000071226Member" id="bcdt_S000071226Member" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="S000056105Member" id="bcdt_S000056105Member" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="C000176692Member" id="bcdt_C000176692Member" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="C000202452Member" id="bcdt_C000202452Member" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="C000176694Member" id="bcdt_C000176694Member" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="C000202454Member" id="bcdt_C000202454Member" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="C000176695Member" id="bcdt_C000176695Member" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="C000202455Member" id="bcdt_C000202455Member" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="C000176696Member" id="bcdt_C000176696Member" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="C000202456Member" id="bcdt_C000202456Member" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="C000176698Member" id="bcdt_C000176698Member" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="C000202458Member" id="bcdt_C000202458Member" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="C000176699Member" id="bcdt_C000176699Member" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="C000202459Member" id="bcdt_C000202459Member" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="C000176700Member" id="bcdt_C000176700Member" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="C000202460Member" id="bcdt_C000202460Member" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="C000176701Member" id="bcdt_C000176701Member" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="C000202461Member" id="bcdt_C000202461Member" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="C000176693Member" id="bcdt_C000176693Member" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="C000202453Member" id="bcdt_C000202453Member" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="C000226066Member" id="bcdt_C000226066Member" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="C000226067Member" id="bcdt_C000226067Member" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="C000176697Member" id="bcdt_C000176697Member" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="C000202457Member" id="bcdt_C000202457Member" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="RealAssetsRiskMember" id="bcdt_RealAssetsRiskMember" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="MarketRiskMember" id="bcdt_MarketRiskMember" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="FixedIncomeMarketRiskMember" id="bcdt_FixedIncomeMarketRiskMember" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="MortgageBackedSecuritiesRiskMember" id="bcdt_MortgageBackedSecuritiesRiskMember" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="HighYieldJunkBondsRiskMember" id="bcdt_HighYieldJunkBondsRiskMember" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="AssetBackedSecuritiesRiskMember" id="bcdt_AssetBackedSecuritiesRiskMember" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="ExtensionRiskMember" id="bcdt_ExtensionRiskMember" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="PuertoRicoInvestmentRiskMember" id="bcdt_PuertoRicoInvestmentRiskMember" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="USGovernmentSecuritiesRiskMember" id="bcdt_USGovernmentSecuritiesRiskMember" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="BankLoansRiskMember" id="bcdt_BankLoansRiskMember" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="SeniorLoansRiskMember" id="bcdt_SeniorLoansRiskMember" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="EquitySecuritiesRiskMember" id="bcdt_EquitySecuritiesRiskMember" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="ForeignSecuritiesAndEmergingMarketsRiskMember" id="bcdt_ForeignSecuritiesAndEmergingMarketsRiskMember" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="DividendIncomeRiskMember" id="bcdt_DividendIncomeRiskMember" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="ForeignAndEmergingMarketsSecuritiesRiskMember" id="bcdt_ForeignAndEmergingMarketsSecuritiesRiskMember" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="InvestmentStyleRiskMember" id="bcdt_InvestmentStyleRiskMember" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="ActiveManagementRiskMember" id="bcdt_ActiveManagementRiskMember" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="NaturalResourcesInvestmentRiskMember" id="bcdt_NaturalResourcesInvestmentRiskMember" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="MidCapSecuritiesRiskMember" id="bcdt_MidCapSecuritiesRiskMember" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="SmallCapSecuritiesRiskMember" id="bcdt_SmallCapSecuritiesRiskMember" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="SmallCapAndMicroCapSecuritiesRiskMember" id="bcdt_SmallCapAndMicroCapSecuritiesRiskMember" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="ForeignSecuritiesRiskMember" id="bcdt_ForeignSecuritiesRiskMember" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="DepositaryReceiptsRiskMember" id="bcdt_DepositaryReceiptsRiskMember" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="CommercialPaperRiskMember" id="bcdt_CommercialPaperRiskMember" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="ConcentrationRiskMember" id="bcdt_ConcentrationRiskMember" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="LiquidityRiskMember" id="bcdt_LiquidityRiskMember" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="EuropeAndUnitedKingdomRiskMember" id="bcdt_EuropeAndUnitedKingdomRiskMember" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="AsiaRegionRiskMember" id="bcdt_AsiaRegionRiskMember" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="IndianMarketAndIndiaRegionRiskMember" id="bcdt_IndianMarketAndIndiaRegionRiskMember" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="SecuritiesLendingRiskMember" id="bcdt_SecuritiesLendingRiskMember" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="SovereignObligationRiskMember" id="bcdt_SovereignObligationRiskMember" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="SpecialPurposeAcquisitionCompaniesRisksMember" id="bcdt_SpecialPurposeAcquisitionCompaniesRisksMember" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="TaxRiskMember" id="bcdt_TaxRiskMember" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="ManagementRiskMember" id="bcdt_ManagementRiskMember" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="MultiManagerRiskMember" id="bcdt_MultiManagerRiskMember" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="MLPRiskMember" id="bcdt_MLPRiskMember" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="ConvertibleBondRiskMember" id="bcdt_ConvertibleBondRiskMember" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="CollateralizedLoanObligationsCLOsRiskMember" id="bcdt_CollateralizedLoanObligationsCLOsRiskMember" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="PortfolioTurnoverRiskMember" id="bcdt_PortfolioTurnoverRiskMember" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="CashPositionRiskMember" id="bcdt_CashPositionRiskMember" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="LoanAssignmentLoanParticipationRiskMember" id="bcdt_LoanAssignmentLoanParticipationRiskMember" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="SectorRiskMember" id="bcdt_SectorRiskMember" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="ValueStocksRiskMember" id="bcdt_ValueStocksRiskMember" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="GrowthStockRiskMember" id="bcdt_GrowthStockRiskMember" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="RealEstateInvestmentTrustsREITsRiskMember" id="bcdt_RealEstateInvestmentTrustsREITsRiskMember" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="InvestmentCompanyAndExchangeTradedFundsETFsRiskMember" id="bcdt_InvestmentCompanyAndExchangeTradedFundsETFsRiskMember" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="CommodityInvestmentsRiskMember" id="bcdt_CommodityInvestmentsRiskMember" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="ContingentCapitalSecurityRiskMember" id="bcdt_ContingentCapitalSecurityRiskMember" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="MunicipalSecuritiesRiskMember" id="bcdt_MunicipalSecuritiesRiskMember" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="PrivatePlacementRiskMember" id="bcdt_PrivatePlacementRiskMember" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="EventDrivenRiskMember" id="bcdt_EventDrivenRiskMember" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="CurrencyRiskMember" id="bcdt_CurrencyRiskMember" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="RealEstateInvestmentTrustREITsRiskMember" id="bcdt_RealEstateInvestmentTrustREITsRiskMember" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="DerivativesRiskMember" id="bcdt_DerivativesRiskMember" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="StructuredNotesRiskMember" id="bcdt_StructuredNotesRiskMember" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="TBAAndWhenIssuedTransactionRiskMember" id="bcdt_TBAAndWhenIssuedTransactionRiskMember" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="CallRiskMember" id="bcdt_CallRiskMember" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="HedgingRiskMember" id="bcdt_HedgingRiskMember" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="ShortSaleRiskMember" id="bcdt_ShortSaleRiskMember" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="PreferredSecuritiesRiskMember" id="bcdt_PreferredSecuritiesRiskMember" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="ConvertibleSecuritiesRiskMember" id="bcdt_ConvertibleSecuritiesRiskMember" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="WarrantsRiskMember" id="bcdt_WarrantsRiskMember" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="ExchangeTradedNoteETNsRiskMember" id="bcdt_ExchangeTradedNoteETNsRiskMember" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="index_Russell_1000_Index_reflects_no_deduction_for_fees_expenses_or_taxesMember" id="bcdt_index_Russell_1000_Index_reflects_no_deduction_for_fees_expenses_or_taxesMember" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="index_Russell_2500_Index_reflects_no_deduction_for_fees_expenses_or_taxesMember" id="bcdt_index_Russell_2500_Index_reflects_no_deduction_for_fees_expenses_or_taxesMember" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="index_FTSE_AllWorld_ex_US_Index_reflects_no_deduction_for_fees_expenses_or_taxesMember" id="bcdt_index_FTSE_AllWorld_ex_US_Index_reflects_no_deduction_for_fees_expenses_or_taxesMember" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="index_FTSE_AllWorld_Developed_Index_reflects_no_deduction_for_fees_expenses_or_taxesMember" id="bcdt_index_FTSE_AllWorld_Developed_Index_reflects_no_deduction_for_fees_expenses_or_taxesMember" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="index_FTSE_AllWorld_High_Dividend_Yield_Index_reflects_no_deduction_for_fees_expenses_or_taxesMember" id="bcdt_index_FTSE_AllWorld_High_Dividend_Yield_Index_reflects_no_deduction_for_fees_expenses_or_taxesMember" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="index_ICE_BofA_US_Broad_Market_Index_reflects_no_deduction_for_fees_expenses_or_taxesMember" id="bcdt_index_ICE_BofA_US_Broad_Market_Index_reflects_no_deduction_for_fees_expenses_or_taxesMember" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="index_ICE_BofA_US_Broad_Market_Index_reflects_no_deduction_for_fees_expenses_or_taxes1Member" id="bcdt_index_ICE_BofA_US_Broad_Market_Index_reflects_no_deduction_for_fees_expenses_or_taxes1Member" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="index_ICE_BofA_US_Corporate_Government_13_Year_Index_reflects_no_deduction_for_fees_expenses_or_taxesMember" id="bcdt_index_ICE_BofA_US_Corporate_Government_13_Year_Index_reflects_no_deduction_for_fees_expenses_or_taxesMember" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="index_ICE_BofA_Global_Broad_Market_Index_USD_Hedged_reflects_no_deduction_for_fees_expenses_or_taxesMember" id="bcdt_index_ICE_BofA_Global_Broad_Market_Index_USD_Hedged_reflects_no_deduction_for_fees_expenses_or_taxesMember" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="index_ICE_BofA_Global_Corporate_and_High_Yield_Index_USD_Hedged_reflects_no_deduction_for_fees_expenses_or_taxesMember" id="bcdt_index_ICE_BofA_Global_Corporate_and_High_Yield_Index_USD_Hedged_reflects_no_deduction_for_fees_expenses_or_taxesMember" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="index_ICE_BofA_US_Municipal_Securities_212_Year_Index_reflects_no_deduction_for_fees_expenses_or_taxesMember" id="bcdt_index_ICE_BofA_US_Municipal_Securities_212_Year_Index_reflects_no_deduction_for_fees_expenses_or_taxesMember" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="index_ICE_BofA_US_Broad_Market_Index_reflects_no_deduction_for_fees_expenses_or_taxes2Member" id="bcdt_index_ICE_BofA_US_Broad_Market_Index_reflects_no_deduction_for_fees_expenses_or_taxes2Member" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="index_Russell_1000_Index_reflects_no_deduction_for_fees_expenses_or_taxes1Member" id="bcdt_index_Russell_1000_Index_reflects_no_deduction_for_fees_expenses_or_taxes1Member" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <xs:element name="index_FTSE_All_World_Developed_Index_reflects_no_deduction_for_fees_expenses_or_taxesMember" id="bcdt_index_FTSE_All_World_Developed_Index_reflects_no_deduction_for_fees_expenses_or_taxesMember" type="dtr:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
</xs:schema>
