v3.26.1
Borrowings
6 Months Ended
Dec. 31, 2025
Schedule Of Borrowings  
Borrowings

 

15. Borrowings

 

           June 30, 
   December 31,   December 31,   2025 
   2025   2025   (Audited)  
   US$   S$   S$ 
             
Current:               
- Bank overdraft   7,682    9,878    61,371 
- Lease liabilities   1,570,074    2,018,958    2,059,748 
- Bank borrowings   711,982    915,538    - 
Borrowings Current   2,289,738    2,944,374    2,121,119 
                
Non-current:               
- Lease liabilities   3,132,055    4,027,510    2,956,727 
- Bank borrowings   1,564,621    2,011,946    - 
Borrowings Non-Current   4,696,676    6,039,456    2,956,727 
Borrowings   6,986,414    8,983,830    5,077,846 

 

The breakdown of borrowings are as follows:

 Schedule of breakdown borrowings

           June 30, 
   December 31,   December 31,   2025 
   2025   2025   (Audited) 
   US$   S$   S$ 
             
Term loan #1   2,276,603    2,927,484    - 
Term loan   2,276,603    2,927,484    - 

 

 

Basel Medical Group Ltd and its Subsidiaries

 

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS

For the financial period ended December 31, 2025

 

15. Borrowings (Continued)

 

The details of borrowings are as follows:

 Schedule of details borrowings

Term loan  Facility amount   Effective interest rate  Maturity date
       % p.a.   
            
Term loan #1  S$3,000,000   Prime Rate + 4%  November 2028

 

Term loan  Facility amount   Effective interest rate   Maturity date
       % p.a.    
              
Term loan #13  S$3,000,000    9%  November 2028

 

The Group obtained a term loan facility from Green Link Digital Bank for working capital purposes. The loan bears interest at a floating rate and is repayable by monthly instalments over a period of three years. The facility is secured by corporate guarantees from related companies, a fixed deposit pledged with the bank, and charges over the Group’s bank accounts. The carrying amount of the loan as at the reporting date was S$2,927,484 (US$2,276,603) (June 30, 2025: S$Nil).

 

 

Basel Medical Group Ltd and its Subsidiaries

 

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS

For the financial period ended December 31, 2025

 

15. Borrowings (Continued)

 

A reconciliation of liabilities arising from financing activities is as follows:

 Schedule of reconciliation of liabilities arising from financing activities

   Beginning        Proceed   Non-cash changes       
  

of

financial

   Cash  

from

bank

       Accretion of       Fair value   End of financial 
   year   flows   borrowings   Addition   interests   Other   reserve   year 
   US$   US$   US$   US$   US$   US$   US$   US$ 
                                 
December 31, 2025                                        
Liabilities                                        
Bank overdraft   47,726    (40,044)   -    -    -    -    -    7,682 
Lease liabilities                                        
- Current   1,601,795    (1,433,280)   -    1,442,808    91,093    -    -    1,702,416 
- Non-current   2,299,344    -    -    700,369    -    -    -    2,999,713 
Bank borrowings                                        
- Current   -    (74,567)   768,375    -    18,174    -    -    711,982 
- Non-current   -    -    1,564,621    -    -    -    -    1,564,621 
                                         
    3,948,865    (1,547,891)   2,332,996    2,143,177    109,267    -    -    6,986,414 

 

 

Basel Medical Group Ltd and its Subsidiaries

 

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS

For the financial period ended December 31, 2025

 

15. Borrowings (Continued)

 

   Beginning       Proceed   Non-cash changes       
   of financial   Cash  

from

bank

       Accretion of       Fair value   End of financial 
   year   flows   borrowings   Addition   interests   Other   reserve   year 
   S$   S$   S$   S$   S$   S$   S$   S$ 
                                 
December 31, 2025                                        
Liabilities                                        
Bank overdraft   61,371    (51,493)   -    -    -    -    -    9,878 
Lease liabilities                                        
- Current   2,059,748    (1,843,055)   -    1,855,307    117,136    -    -    2,189,136 
- Non-current   2,956,727    -    -    900,605    -     -    -    3,857,332 
Bank borrowings                                        
- Current   -    (95,886)   988,054    -    23,370    -    -    915,538 
- Non-current   -    -    2,011,946    -    -    -    -    2,011,946 
                                         
    5,077,846    (1,990,434)   3,000,000    2,755,912    140,506    -    -    8,983,830 

 

 

Basel Medical Group Ltd and its Subsidiaries

 

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS

For the financial period ended December 31, 2025

 

15. Borrowings (Continued)

 

   Beginning       Proceed   Non-cash changes       
   of financial   Cash  

from

bank

       Accretion of       Fair value   End of financial 
   year   flows   borrowings   Addition   interests   Other   reserve   year 
   S$   S$   S$   S$   S$   S$   S$   S$ 
                                 
June 30, 2025                                        
Liabilities                                        
Bank overdraft   -    -    61,371    -    -    -    -    61,371 
Lease liabilities                                        
- Current   28,500    (1,096,308)   -    4,524,209    114,966    (1,511,619)   -    2,059,748 
- Non-current   -    -    -    -    -    50,087    2,906,640    2,956,727 
Bank borrowings                                        
- Current   2,677,856    (6,766,838)   4,000,000    -    88,982    -    -    - 
- Non-current   1,583,434    (1,583,434)   -    -    -    -    -    - 
                                         
    4,289,790    (9,446,580)   4,061,371    4,524,209    203,948    (1,461,532)   2,906,640    5,077,846 

 

 

Basel Medical Group Ltd and its Subsidiaries

 

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS

For the financial period ended December 31, 2025