CITIGROUP MORTGAGE LOAN TRUST INC. ABS-15G
Exhibit 99.1
Schedule 5(c) - Seasoned Credit Compliance Report II
Citi Supplemental
Run Date - 6/17/2026 3:17:38 PM
| AMC Loan ID | LSMID | Seller Loan ID | Edgar ID | Balloon Flag (Y/N) | First Rate Adjustment Date (ARMs) | First Payment Adjustment Date (ARMs) | Payment Adjustment Frequency In Months (ARMs) | Maturity Date | Original Principal And Interest Payment | QM DTI | Non QM DTI | DTI | Second Appraisal Value | Second Appraisal Date | Second Appraisal Type | Collateral Underwriter Risk Score | Borrower First Time Home Buyer Flag (Y/N) | Co-Borrower First Time Home Buyer Flag (Y/N) | Borrower Employment Flag | Co-Borrower Employment Flag | Borrower Citizenship Flag | Co-Borrower Citizenship Flag | Co-Borrower Self Employed Flag (Y/N) | Personal Tax Return Flag | Years of Personal Tax Returns | Business Tax Return Flag | Years of Business Tax Returns | W2 Flag | W2 Months | Months of Profit and Loss Statements | P&L Type | Months of Personal Bank Statements | Months of Business Bank Statements | Asset Depletion Flag | Most Recent Bankruptcy Filing Date | Most Recent Bankruptcy Type | Most Recent Bankruptcy Discharge Date | Most Recent Foreclosure Date | Most Recent Short-Sale Date | Most Recent Deed-In-Lieu Date | Guideline Name | GSE | Leasehold Flag (Y/N) | Paystub Indicator | Paystubs (#) | WVOE Indicator | WVOE (Months) | Social Security Letter Indicator | Social Security Letter (Months) | P&L Indicator | DSCR | DSCR Indicator | CPA Letter Indicator | CPA Letter Months Of Income | P&L_CPA Letter/Months Of Bank Statement | Third Party Verification Indicator | Is The Loan Made To An LLC | If Made To An LLC, Is There A Personal Guarantor | Rental Income/Lease Agreement Indicator | Rental Income/Lease Agreement Months | VVOE Indicator | Work Number Report Flag | 1040 Transcript Flag | 1040 Transcript Years | W2 Transcript Flag | W2 Transcript Years | Application Date | Prior Mortgage/Rent Late 30d in 12m | Prior Mortgage/Rent Late 60d in 12m | Prior Mortgage/Rent Late 90d in 12m | TILA Status | Loan Program | Overall Grade | Compliance Grade | Credit Grade | HOA Monthly Premium Amount | Property Valuations Grade | Qualifying P&I | Residual Income | Total Assets | Warrantable Condo | Originator | Due Diligence Loan Designation | Seller VSH Indicator | Seller Indicated VSH Guideline | Validated VSH | Appraiser Company | Appraiser Name | Lease in Place Flag | In-Place Rent | Market Rent | Cash-Out Amount | Liquid Cash Reserves | Months Reserves | Channel | Property Sqft | Prepayment Term | Prepayment Description | Short Term Rental Flag | Condotel Flag | Most Recent Primary Borrower FICO | Most Recent Co Borrower FICO | Most Recent Borrower 3 FICO | Most Recent Borrower 4 FICO | Borrower 1 ITIN Flag | Borrower 2 ITIN Flag | Borrower 3 ITIN Flag | Borrower 4 ITIN Flag | Borrower 1 Foreign National Flag | Borrower 2 Foreign National Flag | Borrower 3 Foreign National Flag | Borrower 4 Foreign National Flag |
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10327 | N | XXXX | XXXX | 0.18 | 0.18 | 0.18 | 445000.00 | XXXX | Desk Review | 2.1 | N | Self Employed | US Citizen | Y | 1 | N | 0 | N | 0 | 0 | 0 | N | Y | N | N | 0 | N | 0 | N | 0 | N | N | N | 0 | 0 | Y | N | N | N | 0 | N | N | N | 0 | N | 0 | XXXX | 0 | 0 | 0 | Safe Harbor QM (APOR) | B | B | A | 110.00 | A | 2145.38 | 33378.78 | 477305.24 | XXXX | Safe Harbor QM (APOR) | No | XXXX | XXXX | 0.00 | 346195.65 | Broker | 1435 | N | 788 | N | N | N | N | US Citizen | ||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10328 | N | XXXX | XXXX | 0.46 | 0.46 | 0.46 | 440000.00 | XXXX | Desk Review | N | N | Self Employed | Employment | US Citizen | US Citizen | N | Y | 2 | N | 0 | Y | 24 | 0 | 0 | N | Y | N | Y | 3 | N | 0 | N | 0 | N | N | N | 0 | 0 | Y | N | N | N | 0 | N | Y | N | 0 | N | 0 | XXXX | 0 | 0 | 0 | Safe Harbor QM (APOR) | A | A | A | A | 2265.46 | 7021.80 | 153226.77 | XXXX | Safe Harbor QM (APOR) | No | XXXX | XXXX | 0.00 | 34966.91 | Correspondent Flow with Delegated UW | 1575 | N | 697 | 735 | N | N | N | N | US Citizen | US Citizen | ||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10329 | N | XXXX | XXXX | 0.29 | 0.29 | 0.29 | 1 | N | N | Employment | Employment | US Citizen | US Citizen | N | N | 0 | N | 0 | Y | 12 | 0.00 | 0 | 0 | N | Y | N | Y | 2 | N | 0 | N | 0 | N | N | N | 0 | 0 | N | N | N | N | 0 | Y | Y | N | 0 | N | 0 | XXXX | 0 | 0 | 0 | Safe Harbor QM (APOR) | B | B | A | 190.00 | A | 1599.22 | 14163.03 | 105764.47 | XXXX | Safe Harbor QM (APOR) | No | XXXX | XXXX | 0.00 | 28799.48 | Retail | 1689 | N | 809 | 761 | N | N | N | N | US Citizen | US Citizen | ||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10330 | N | XXXX | XXXX | 0.43 | 0.43 | 0.43 | 410000.00 | XXXX | BPO | 3.9 | N | Employment | US Citizen | N | 0 | N | 0 | Y | 24 | 0.00 | 0 | 0 | N | Y | N | Y | 2 | N | 0 | N | 0 | N | N | N | 0 | 0 | N | N | N | N | 0 | Y | Y | N | 0 | N | 0 | XXXX | 0 | 0 | 0 | Safe Harbor QM (APOR) | B | B | A | A | 2494.24 | 8557.54 | 164955.97 | XXXX | Safe Harbor QM (APOR) | No | XXXX | XXXX | 0.00 | 75441.33 | Retail | 1443 | N | 767 | N | N | N | N | US Citizen | ||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10024 | N | XXXX | XXXX | 0.29 | 0.29 | 0.29 | 1.4 | N | Employment | US Citizen | N | 0 | N | 0 | Y | 24 | 0.00 | 0 | 0 | N | Y | N | Y | 2 | Y | 303 | N | 0 | N | N | N | 0 | 0 | N | N | N | N | 0 | Y | N | N | 0 | N | 0 | XXXX | 0 | 0 | 0 | N/A | B | A | B | A | 1754.62 | 8154.25 | 616715.63 | XXXX | N/A | XXXX | XXXX | 0.00 | 540680.90 | Retail | 1290 | N | 789 | N | N | N | N | US Citizen | ||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10025 | N | XXXX | XXXX | 0.31 | 0.31 | 0.31 | N | Employment | US Citizen | Y | 1 | N | 0 | N | 0 | 0.00 | 0 | 0 | N | Y | N | N | 0 | N | 0 | N | 0 | N | N | N | 0 | 0 | N | N | N | N | 0 | N | Y | Y | 4 | N | 0 | XXXX | 0 | 0 | 0 | N/A | A | A | A | A | 3325.47 | 11930.40 | 270268.66 | XXXX | N/A | XXXX | XXXX | 0.00 | 81056.27 | Retail | 1838 | N | 729 | N | N | N | N | US Citizen | |||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10063 | N | XXXX | XXXX | 0.35 | 0.35 | 0.35 | 1 | N | Self Employed | US Citizen | Y | 3 | N | 0 | N | 0 | 0 | 0 | N | XXXX | N | N | N | 0 | N | 0 | N | 0 | N | N | N | 0 | 0 | Y | N | N | N | 0 | N | N | N | 0 | N | 0 | XXXX | 0 | 0 | 0 | Safe Harbor QM (APOR) | XXXX | A | A | A | A | 1824.89 | 5638.70 | 202530.77 | XXXX | Safe Harbor QM (APOR) | No | XXXX | XXXX | 617.66 | 202530.77 | Retail | 2010 | N | 723 | N | N | N | N | US Citizen | ||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10064 | N | XXXX | XXXX | 0.36 | 0.36 | 0.36 | 1 | Y | Y | Employment | Not Employed | US Citizen | US Citizen | N | N | 0 | N | 0 | Y | 12 | 0.00 | 0 | 0 | N | XXXX | N | N | Y | 10 | N | 0 | N | 0 | N | N | N | 0 | 0 | N | N | N | N | 0 | N | Y | N | 0 | N | 0 | XXXX | 0 | 0 | 0 | Safe Harbor QM (APOR) | XXXX | A | A | A | A | 1383.07 | 3375.03 | 76250.48 | XXXX | Safe Harbor QM (APOR) | No | XXXX | XXXX | 0.00 | 15985.81 | Retail | 1702 | N | 773 | 799 | N | N | N | N | US Citizen | US Citizen | |||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10067 | N | XXXX | XXXX | 0.50 | 0.50 | 0.50 | 1 | Y | Employment | US Citizen | N | 0 | N | 0 | Y | 24 | 0.00 | 0 | 0 | N | N | N | Y | 4 | Y | 105 | N | 0 | N | N | N | 0 | 0 | N | N | N | N | 0 | Y | N | N | 0 | N | 0 | XXXX | 0 | 0 | 0 | Safe Harbor QM (APOR) | A | A | A | 425.00 | A | 3179.14 | 4360.41 | 134396.00 | XXXX | Safe Harbor QM (APOR) | No | XXXX | XXXX | 0.00 | 33380.80 | Retail | 1042 | N | 814 | N | N | N | N | US Citizen | ||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10070 | N | XXXX | XXXX | 0.27 | 0.27 | 0.27 | 272000.00 | XXXX | Desk Review | Y | Employment | US Citizen | Y | 3 | N | 0 | Y | 12 | 0.00 | 0 | 0 | N | XXXX | N | N | Y | 2 | Y | 9 | N | 0 | N | N | N | 0 | 0 | N | N | N | N | 0 | N | Y | N | 0 | N | 0 | XXXX | 0 | 0 | 0 | Safe Harbor QM (APOR) | XXXX | A | A | A | A | 1542.75 | 4788.17 | 90336.34 | XXXX | Safe Harbor QM (APOR) | No | XXXX | XXXX | 0.00 | 57686.90 | Retail | 684 | N | 793 | N | N | N | N | US Citizen | |||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10071 | N | XXXX | XXXX | 0.45 | 0.45 | 0.45 | 2.4 | Y | Employment | US Citizen | N | 0 | N | 0 | N | 0 | 0.00 | 0 | 0 | N | XXXX | N | N | N | 0 | N | 0 | N | 0 | N | N | N | 0 | 0 | N | N | N | N | 0 | Y | Y | N | 0 | N | 0 | XXXX | 0 | 0 | 0 | Safe Harbor QM (APOR) | XXXX | A | A | A | A | 1175.65 | 2167.15 | 30721.19 | XXXX | Safe Harbor QM (APOR) | No | XXXX | XXXX | 0.00 | 7202.62 | Retail | 1010 | N | 787 | N | N | N | N | US Citizen | |||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10073 | N | XXXX | XXXX | 0.33 | 0.33 | 0.33 | 1 | Y | Employment | US Citizen | N | 0 | N | 0 | Y | 12 | 0.00 | 0 | 0 | N | XXXX | N | N | Y | 3 | N | 0 | N | 0 | N | N | N | 0 | 0 | N | N | N | N | 0 | Y | Y | N | 0 | N | 0 | XXXX | 0 | 0 | 0 | Safe Harbor QM (APOR) | XXXX | A | A | A | 55.00 | A | 3062.37 | 7863.61 | 97891.27 | XXXX | Safe Harbor QM (APOR) | No | XXXX | XXXX | 0.00 | 11203.98 | Correspondent Flow with Delegated UW | 2740 | N | 785 | N | N | N | N | US Citizen | ||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10074 | N | XXXX | XXXX | 0.46 | 0.46 | 0.46 | 1 | N | N | Employment | Employment | US Citizen | US Citizen | N | Y | 2 | N | 0 | Y | 24 | 0.00 | 0 | 0 | N | XXXX | N | N | Y | 3 | Y | 84 | N | 0 | N | N | N | 0 | 0 | Y | N | N | N | 0 | N | N | N | 0 | Y | 3 | XXXX | 0 | 0 | 0 | Safe Harbor QM (APOR) | XXXX | A | A | A | A | 4845.12 | 6900.22 | 219829.20 | XXXX | Safe Harbor QM (APOR) | No | XXXX | XXXX | 0.00 | 127097.08 | Retail | 2452 | N | 806 | 792 | N | N | N | N | US Citizen | US Citizen |