CITIGROUP MORTGAGE LOAN TRUST INC. ABS-15G
Exhibit 99.1
Schedule 5(a) - Seasoned Credit Compliance Report II
Supplemental Data
Run Date - 6/17/2026 3:17:36 PM
| SitusAMC Loan ID | Customer Loan ID | Seller Loan ID | Edgar ID | Investor Loan Number | TILA Status Loan Designation | Exempt QM/ATR Equivalency | CDFI Bank Originated Loan | Application Date | TRID Tested | GSE | HOEPA Fees | TILA Fees | Rate Lock Date | Calculated APR | Original P&I | Qualifying P&I | Qualifying Rate | Is Borrower Non Occupant | Is Co Borrower Non Occupant | Borrower Employment Indicator | Co Borrower Employment Indicator | Co Borrower 2 Employment Indicator | Co Borrower 3 Employment Indicator | Co Borrower2 Length of Employment | Co Borrower3 Length of Employment | Borrower Foreign National Indicator | Co Borrower Foreign National Indicator | Co Borrower 2 Foreign National Indicator | Co Borrower 3 Foreign National Indicator | Borrower Country Name | Co Borrower Country Name | Co Borrower2 Country Name | Co Borrower3 Country Name | Residual Income | Num Units | Annual Property Tax | Annual Insurance Costs | Monthly Property Tax | Monthly Insurance Costs | HOA Name | HOA Address State | Fee Amount | Next Due Date | HOA Payment Frequency | Investor DTI | QM DTI | Non QM DTI | Original Credit Report Date | Qualifying Credit Score | Third Wage Earner Original FICO Equifax | Third Wage Earner Original FICO Experian | Third Wage Earner Original FICO Transunion | Fourth Wage Earner Original FICO Equifax | Fourth Wage Earner Original FICO Experian | Fourth Wage Earner Original FICO Transunion | Most Recent Updated Credit Report Date | Primary Wage Earner Updated FICO Equifax | Primary Wage Earner Updated FICO Experian | Primary Wage Earner Updated FICO Transunion | Secondary Wage Earner Updated FICO Equifax | Secondary Wage Earner Updated FICO Experian | Secondary Wage Earner Updated FICO Transunion | Third Wage Earner Updated FICO Equifax | Third Wage Earner Updated FICO Experian | Third Wage Earner Updated FICO Transunion | Fourth Wage Earner Updated FICO Equifax | Fourth Wage Earner Updated FICO Experian | Fourth Wage Earner Updated FICO Transunion | Most Recent Updated Co Borrower 2 FICO | Most Recent Updated Co Borrower 3 FICO | Co Borrower 2 Asset Verification Level | Co Borrower 3 Asset Verification Level | Co Borrower 2 Income Verification Level | Co Borrower 3 Income Verification Level | Co Borrower 2 Employment Verification Level | Co Borrower 3 Employment Verification Level | Asset Depletion Flag | Bank Statements Flag | Number of Statements | Type of Statements | Percent of Income From Statements | Borrower Business Ownership % | CoBorrower Business Ownership % | P&L Type | Income Doc Detail | Tax Return Doc Details | Document Level | Document Type | Most Recent Bankruptcy Type | Most Recent Bankruptcy Filing Date | Most Recent Bankruptcy Discharge Date | Number of Bankruptcy Events | Months Bankruptcy (7, 11) | Months Bankruptcy (13) | Most Recent Deed-in -Lieu Date | Number of Deed-in-Lieu Events | Months Deed-in-Lieu | Most Recent Short Sale Date | Number of Short Sale Events | Months Short Sale (or Pre FC) | Most Recent Foreclosure Date | Number of Foreclosure Events | Months Foreclosure | Prior Mortgage/Rent Late 30d in 24m | Prior Mortgage/Rent Late 60d in 24m | Prior Mortgage/Rent Late 90d in 24m | Has ACH | Guideline Name | UW Guideline Author | ATR QM Total Points and Fees Audit | Loan Regulation Benchmark Date | Benchmark Rate | HUD 1 Page 1 Credits Total | Collateral Underwriter Risk Score | AUS Decision System | Property Inspection Waiver (PIW) | Rating Result | Eligible For Rep and Warrant Relief Per Collateral Advisor | Is Equity Shared Loan | Investor Qualifying Rate | Borrower Years of W2s | CoBorrower Years of W2s | Years of Personal Tax Returns | Years of Business Tax Returns | Years of 4506T | Years of Tax Transcripts | Months of Personal Bank Statements | Months of Business Bank Statements | Months of Profit and Loss Statements | Expense Letter | Total DSCR | Total Inverse DSCR | Subordinate Lien Type | Is Shared Appreciation Mortgage | Duration of Payout Months | Seller VSH Indicator | Seller Indicated VSH Guideline | Validated VSH | IO Remaining Amortization Term at Recast | Maturity Date | Borrower Own Funds Cash Amount | Borrower Own Funds Percent | Is the Note an eNote | Borrower WVOE - # of Months of Income provided | Co Borrower WVOE - # of Months of Income provided | Co Borrower2 WVOE - # of Months of Income provided | Co Borrower3 WVOE - # of Months of Income provided | Were the origination guidelines utilized for this diligence review? | Title Evidence | Ownership Type | Borrower Type | Borrower Designation | Co Borrower Type | Co Borrower Designation | Co Borrower2 Type | Co Borrower2 Designation | Co Borrower3 Type | Co Borrower3 Designation | Senior Lien Position | Senior Lien Original Loan Amount | Senior Lien Original Interest Rate | Senior Lien Note Projected Closing Date | Senior Lien Current Balance | Senior Lien Current P&I | Loan Closed in the Name of an Entity | Note Executed by | Assumable Mortgage Flag | Leasehold Flag | Buydown Flag | Borrower Experian FICO Model Used | Borrower Equifax FICO Model Used | Borrower TransUnion FICO Model Used | Co Borrower Experian FICO Model Used | Co Borrower Equifax FICO Model Used | Co Borrower TransUnion FICO Model Used | Co Borrower2 Experian FICO Model Used | Co Borrower2 Equifax FICO Model Used | Co Borrower2 TransUnion FICO Model Used | Co Borrower3 Experian FICO Model Used | Co Borrower3 Equifax FICO Model Used | Co Borrower3 TransUnion FICO Model Used | Borrower Documentation Used to Determine Legal Residency | Co Borrower Documentation Used to Determine Legal Residency | Co Borrower2 Documentation Used to Determine Legal Residency | Co Borrower3 Documentation Used to Determine Legal Residency | Delayed Financing? | Months Reserves | Correspondent Type | Departure Residence | Rate Increase on Default | Default Interest Rate | Default Interest Accrual Start Days | MERS Min Number | Co Borrower Other Income | Co Borrower Wage Income | Primary Housing Lates 0 6 Months 30 | Primary Housing Lates 0 6 Months 60 | Primary Housing Lates 0 6 Months 90 | Primary Housing Lates 7 12 Months 30 | Primary Housing Lates 7 12 Months 60 | Primary Housing Lates 7 12 Months 90 | Primary Housing Lates 13 24 Months 30 | Primary Housing Lates 13 24 Months 60 | Primary Housing Lates 13 24 Months 90 | Primary Housing Lates 25 36 Months 30 | Primary Housing Lates 25 36 Months 60 | Primary Housing Lates 25 36 Months 90 | Borrower 1 ITIN Flag | Borrower 2 ITIN Flag | Borrower 3 ITIN Flag | Borrower 4 ITIN Flag | Total Number of Mortgaged Properties | Amortization Term Less IO |
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10327 | Safe Harbor QM (APOR) | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 7.258% | $2,145.38 | $2,145.38 | 6.999% | No | No | Self-Employed | US Citizen | $33,378.78 | 1 | XXXX | $1,842.00 | XXXX | $153.50 | XXXX | MD | XXXX | Monthly | 17.707% | 17.707% | 17.707% | XXXX | 788 | No | No | [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2023 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2021 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2021 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2021 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2020 |
[Borrower]; 1040 - 2021 | Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | $7,538.00 | XXXX | 6.460% | $0.00 | 2.1 | DU | ApproveEligible | Yes | No | 6.999% | 0 | 1 | 0 | 0 | 0 | No | No | XXXX | $477,305.24 | 100.000% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 128.47 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 2 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10328 | Safe Harbor QM (APOR) | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 7.822% | $2,265.46 | $2,265.46 | 7.500% | No | No | Self-Employed | Employed | US Citizen | US Citizen | $7,021.80 | 2 | XXXX | $1,389.00 | XXXX | $115.75 | 45.739% | 45.739% | 45.739% | XXXX | 697 | No | No | [Borrower - XXXX | Primary Income - Partnership (>= 25%)]; Account Statements - Business - 2023 [Borrower - XXXX | Primary Income - Partnership (>= 25%)]; Third Party Verification - 2023 [Borrower - XXXX | Primary Income - Partnership (>= 25%)]; 1065 - 2022 [Borrower - XXXX | Primary Income - Partnership (>= 25%)]; K-1 - 2022 [Borrower - XXXX | Primary Income - Partnership (>= 25%)]; 1065 - 2021 [Borrower - XXXX | Primary Income - Partnership (>= 25%)]; K-1 - 2021 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2023 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2023 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Income - 2023 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2022 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2021 [Coborrower(s) - XXXX | Non-Primary Income - Partnership (>= 25%)]; Account Statements - Business - 2023 [Coborrower(s) - XXXX | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2023 [Coborrower(s) - XXXX | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2022 [Coborrower(s) - XXXX | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022 [Coborrower(s) - XXXX | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2021 [Coborrower(s) - XXXX | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2021 |
[Borrower]; 1040 - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1040 - 2021 [Borrower]; 4506-C - 2021 [Borrower]; 4506-C - 2021 [Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2020 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2022 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 [Coborrower]; 1040 - 2021 [Coborrower]; 4506-C - 2021 [Coborrower]; 4506-C - 2021 [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2020 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | $9,344.00 | XXXX | 6.670% | $0.00 | LP / LPA | Accept/Eligible | No | No | 7.500% | 0 | 2 | 2 | 0 | 3 | 0 | No | No | XXXX | $22,226.77 | 5.140% | No | 30 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 11.76 | Yes | No | XXXX | $4,159.00 | $4,452.93 | No | No | No | No | 2 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10329 | Safe Harbor QM (APOR) | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 7.514% | $1,599.22 | $1,599.22 | 7.500% | No | No | Employed | Employed | US Citizen | US Citizen | $14,163.03 | 1 | XXXX | $411.00 | XXXX | $34.25 | XXXX | XXXX | Monthly | 28.653% | 28.653% | 28.653% | XXXX | 761 | No | No | [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2023 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2023 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2023 [Coborrower(s) - XXXX | Primary Income - Wages]; VVOE - 2023 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2022 |
[Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2021 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2021 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | $2,350.00 | XXXX | 6.390% | $6,099.10 | 1.0 | DU | ApproveEligible | No | No | 7.500% | 0 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | No | XXXX | $105,764.47 | 34.680% | No | 28 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 13.71 | No | No | XXXX | $0.00 | $8,840.00 | No | No | No | No | 2 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10330 | Safe Harbor QM (APOR) | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 7.967% | $2,494.24 | $2,494.24 | 7.875% | No | No | Employed | US Citizen | $8,557.54 | 1 | XXXX | $1,061.04 | XXXX | $88.42 | 43.304% | 43.304% | 43.304% | XXXX | 767 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2023 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2023 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2023 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2022 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2021 |
[Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2021 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | $9,662.00 | XXXX | 6.630% | $98,900.00 | 3.9 | LP / LPA | Accept/Eligible | No | No | 7.875% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | No | XXXX | $78,955.97 | 18.360% | No | 24 | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 27.62 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 2 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10024 | N/A | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 6.710% | $1,754.62 | $1,754.62 | 6.500% | No | No | Employed | US Citizen | $8,154.25 | 1 | XXXX | $624.36 | XXXX | $52.03 | 29.353% | 29.353% | 29.353% | XXXX | 789 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2022 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2022 [Borrower - XXXX | Primary Income - Wages]; WVOE - 2022 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2021 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2020 |
[Borrower]; 4506-C - 2021 [Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | $5,185.00 | XXXX | 5.730% | $0.00 | 1.4 | DU | ApproveEligible | Yes | No | 6.500% | 2 | 0 | 0 | 4 | 0 | 0.00 | No | XXXX | $616,715.63 | 100.000% | No | 31 | Yes | Commitment | Fee Simple | Individual | Trustee | No | Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 284.89 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 2 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10025 | N/A | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 6.671% | $3,325.47 | $3,325.47 | 6.500% | No | No | Employed | US Citizen | $11,930.40 | 2 | XXXX | $2,088.00 | XXXX | $174.00 | 30.716% | 30.716% | 30.716% | XXXX | 729 | No | No | [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2022 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2022 |
[Borrower]; 1040 - 2021 [Borrower]; 4506-C - 2021 [Borrower]; Transcripts (1040) - 2021 [Borrower]; 4506-C - 2020 [Borrower]; Transcripts (1040) - 2020 [Borrower]; 4506-C - 2019 [Borrower]; Transcripts (1040) - 2019 [Borrower]; 4506-C - 2018 [Borrower]; Transcripts (1040) - 2018 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | $8,636.56 | XXXX | 5.950% | $300.00 | DU | ApproveEligible | No | No | 6.500% | 0 | 1 | 0 | 4 | 4 | 0.00 | No | XXXX | No | 33 | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 21.67 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 3 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10063 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.661% | $1,824.89 | $1,824.89 | 6.625% | No | No | Self-Employed | US Citizen | $5,638.70 | 1 | XXXX | $501.00 | XXXX | $41.75 | 35.407% | 35.407% | 35.407% | XXXX | 723 | No | No | [Borrower - XXXX | Primary Income - Sole Proprietor]; Other - 2024 [Borrower - XXXX | Primary Income - Sole Proprietor]; Other - 2024 [Borrower - XXXX | Primary Income - Sole Proprietor]; Other - 2024 [Borrower - XXXX | Primary Income - Sole Proprietor]; Other - 2024 [Borrower - XXXX | Primary Income - Sole Proprietor]; Third Party Verification - 2024 [Borrower - XXXX | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 [Borrower - XXXX | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022 |
[Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1040 - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1040 - 2021 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | Enterprise_Mortgage_Lending | Enterprise Mortgage | XXXX | 6.660% | $0.00 | 1.0 | DU | ApproveEligible | No | No | 6.625% | 0 | 3 | 0 | 2 | 0 | No | No | XXXX | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 95.73 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 2 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10064 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.765% | $1,383.07 | $1,383.07 | 6.625% | No | No | Employed | Not Employed | US Citizen | US Citizen | $3,375.03 | 1 | XXXX | $1,310.04 | XXXX | $109.17 | 36.151% | 36.151% | 36.151% | XXXX | 773 | No | No | [Borrower - XXXX | Primary Income - Wages]; Other - 2023 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2023 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2023 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2023 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2023 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2022 |
[Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2021 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Enterprise_Mortgage_Lending | Enterprise Mortgage | $2,430.00 | XXXX | 6.960% | $0.00 | 1.0 | DU | ApproveEligible | No | No | 6.625% | 1 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | No | XXXX | $21,073.54 | 7.800% | No | 18 | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 9.55 | No | XXXX | $0.00 | $0.00 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10067 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.666% | $3,179.14 | $3,179.14 | 6.625% | No | No | Employed | US Citizen | $4,360.41 | 1 | XXXX | $1,413.96 | XXXX | $117.83 | XXXX | CA | XXXX | Monthly | 49.920% | 49.920% | 49.920% | XXXX | 814 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2024 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2024 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2024 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2024 [Borrower - XXXX | Primary Income - Wages]; WVOE - 2024 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2023 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2023 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2022 |
[Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | 7.190% | $0.00 | 1.0 | DU | ApproveEligible | Yes | No | 6.625% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | No | XXXX | $134,396.00 | 22.770% | No | 28 | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 7.7 | No | XXXX | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10070 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.591% | $1,542.75 | $1,542.75 | 6.500% | No | No | Employed | US Citizen | $4,788.17 | 1 | XXXX | $618.36 | XXXX | $51.53 | 27.189% | 27.189% | 27.189% | XXXX | 793 | No | No | [Borrower - XXXX | Primary Income - Wages]; Employer Letter - 2024 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2024 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower - XXXX | Primary Income - Wages]; WVOE - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2023 [Borrower - XXXX | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - XXXX | Non-Primary Income - Sole Proprietor]; Other - 2024 [Borrower - XXXX | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 [Borrower - XXXX | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022 [Borrower - XXXX | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2023 [Borrower - XXXX | Non-Primary Income - Social Security]; Account Statements - 2024 [Borrower - XXXX | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1040 - 2022 [Borrower]; 4506-C - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | Enterprise_Mortgage_Lending | Enterprise Mortgage | $1,525.50 | XXXX | 7.050% | $0.00 | DU | ApproveEligible | N/A | No | 6.500% | 1 | 3 | 0 | 2 | 0 | 0.00 | No | No | XXXX | $90,336.34 | 33.300% | No | 9 | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 35.46 | No | XXXX | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10071 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.661% | $1,175.65 | $1,175.65 | 6.500% | No | No | Employed | US Citizen | $2,167.15 | 1 | XXXX | $1,665.00 | XXXX | $138.75 | 45.474% | 45.474% | 45.474% | XXXX | 787 | No | No | [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2024 |
[Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | Enterprise_Mortgage_Lending | Enterprise Mortgage | $2,790.00 | XXXX | 7.190% | $2,000.00 | 2.4 | DU | ApproveEligible | No | No | 6.500% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | No | XXXX | $721.19 | 0.340% | No | 6 | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 4.49 | No | XXXX | $0.00 | $0.00 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10073 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.493% | $3,062.37 | $3,062.37 | 6.500% | No | No | Employed | US Citizen | $7,863.61 | 1 | XXXX | $1,109.04 | XXXX | $92.42 | XXXX | NV | XXXX | Monthly | 33.241% | 33.241% | 33.241% | XXXX | 785 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2024 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | Enterprise_Mortgage_Lending | Enterprise Mortgage | XXXX | 6.820% | $78,980.00 | 1.0 | DU | ApproveEligible | Yes | No | 6.500% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | No | XXXX | $12,941.27 | 2.270% | No | 12 | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 3.15 | Retail | No | XXXX | $0.00 | $0.00 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10074 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.523% | $4,845.12 | $4,845.12 | 6.500% | No | No | Employed | Employed | US Citizen | US Citizen | $6,900.22 | 1 | XXXX | $1,119.00 | XXXX | $93.25 | 46.191% | 46.191% | 46.191% | XXXX | 792 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2024 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2024 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower - XXXX | Primary Income - Wages]; WVOE - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 Transcript - 2023 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2022 [Borrower - XXXX | Primary Income - Wages]; W-2 Transcript - 2022 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2021 [Borrower - XXXX | Primary Income - Wages]; W-2 Transcript - 2021 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2023 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2023 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2023 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2022 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2022 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2021 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2021 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2021 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; WVOE - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2022 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2021 |
[Borrower]; 4506-C - 2023 [Borrower]; Tax Return Extension - 2023 [Borrower]; 1040 - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1040 - 2021 [Borrower]; 4506-C - 2021 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2023 [Coborrower]; Tax Return Extension - 2023 [Coborrower]; 1040 - 2022 [Coborrower]; 4506-C - 2022 [Coborrower]; 1040 - 2021 [Coborrower]; 4506-C - 2021 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | Enterprise_Mortgage_Lending | Enterprise Mortgage | XXXX | 6.760% | $80,000.00 | 1.0 | DU | ApproveEligible | Yes | No | 6.500% | 3 | 2 | 2 | 0 | 3 | 0 | 0.00 | No | No | XXXX | $139,829.20 | 15.840% | No | 25 | 25 | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 22.92 | No | XXXX | $0.00 | $5,123.73 | No | No | No | No | 1 | 360 |