CITIGROUP MORTGAGE LOAN TRUST INC. ABS-15G
Exhibit 99.1
Schedule 4(b) - Seasoned Credit Compliance Report I
Exception Grades
Run Date - 6/17/2026 3:17:35 PM
| AMC Loan ID | Edgar Loan ID | Seller Loan ID | Investor Loan Number | Loan Exception ID | Exception ID | Exception Date | Exception Type | Exception Category | Exception Subcategory | 15E Category | Exception | Exception Detail | Exception Information | Compensating Factors | Compensating Factor Information | Applying Party | Follow-up Comments | Cleared Date | Cured Date | Waived Date | Exception Level Grade | Exception Level Rating | Note Date | Property State | Occupancy | Purpose | Exception Remediation | Overall Final Loan Grade |
Credit Final Loan Grade |
Compliance Final Loan Grade |
Property Final Loan Grade |
Originator QM ATR Status | TPR QM ATR Status | Is Curable |
| CMLTI 2026-LTV1-10327 | XXXX | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Self-Employed Tax Return Recency - QM | General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [Redacted], Most Recent Tax Return End Date [Redacted], Tax Return Due Date [Redacted]. | 2 | B | [Redacted] | Second Home | Purchase | B | A | B | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||||||
| CMLTI 2026-LTV1-10329 | XXXX | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule [Redacted]: Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Appraisal report dated [Redacted] missing evidence of receipt. | 2 | B | [Redacted] | Investment | Purchase | B | A | B | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| CMLTI 2026-LTV1-10330 | XXXX | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | [Redacted]: Creditor did not obtain signature on [Redacted]. | 2 | B | [Redacted] | Second Home | Purchase | B | A | B | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | |||||||||||||||
| CMLTI 2026-LTV1-10330 | XXXX | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | [Redacted] [Redacted]: Creditor did not provide a copy of each valuation to applicant [Redacted] business days prior to consummation. | Appraisal report dated [Redacted] is missing evidence of receipt from borrower. | 2 | B | [Redacted] | Second Home | Purchase | B | A | B | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No | ||||||||||||||
| CMLTI 2026-LTV1-10024 | XXXX | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | 2 | B | [Redacted] | Investment | Purchase | B | B | A | A | N/A | N/A | No |