CITIGROUP MORTGAGE LOAN TRUST INC. ABS-15G
Exhibit 99.1
Schedule 3(a) - Non-Seasoned Credit Compliance Report II
Supplemental Data
Run Date - 6/17/2026 3:13:56 PM
| SitusAMC Loan ID | Customer Loan ID | Seller Loan ID | Investor Loan Number | Edgar ID | TILA Status Loan Designation | Exempt QM/ATR Equivalency | CDFI Bank Originated Loan | Application Date | TRID Tested | GSE | HOEPA Fees | TILA Fees | Rate Lock Date | Calculated APR | Original P&I | Qualifying P&I | Qualifying Rate | Is Borrower Non Occupant | Is Co Borrower Non Occupant | Borrower Employment Indicator | Co Borrower Employment Indicator | Co Borrower 2 Employment Indicator | Co Borrower 3 Employment Indicator | Co Borrower2 Length of Employment | Co Borrower3 Length of Employment | Borrower Foreign National Indicator | Co Borrower Foreign National Indicator | Co Borrower 2 Foreign National Indicator | Co Borrower 3 Foreign National Indicator | Borrower Country Name | Co Borrower Country Name | Co Borrower2 Country Name | Co Borrower3 Country Name | Residual Income | Num Units | Annual Property Tax | Annual Insurance Costs | Monthly Property Tax | Monthly Insurance Costs | HOA Name | HOA Address State | Fee Amount | Next Due Date | HOA Payment Frequency | Investor DTI | QM DTI | Non QM DTI | Original Credit Report Date | Qualifying Credit Score | Third Wage Earner Original FICO Equifax | Third Wage Earner Original FICO Experian | Third Wage Earner Original FICO Transunion | Fourth Wage Earner Original FICO Equifax | Fourth Wage Earner Original FICO Experian | Fourth Wage Earner Original FICO Transunion | Most Recent Updated Credit Report Date | Primary Wage Earner Updated FICO Equifax | Primary Wage Earner Updated FICO Experian | Primary Wage Earner Updated FICO Transunion | Secondary Wage Earner Updated FICO Equifax | Secondary Wage Earner Updated FICO Experian | Secondary Wage Earner Updated FICO Transunion | Third Wage Earner Updated FICO Equifax | Third Wage Earner Updated FICO Experian | Third Wage Earner Updated FICO Transunion | Fourth Wage Earner Updated FICO Equifax | Fourth Wage Earner Updated FICO Experian | Fourth Wage Earner Updated FICO Transunion | Most Recent Updated Co Borrower 2 FICO | Most Recent Updated Co Borrower 3 FICO | Co Borrower 2 Asset Verification Level | Co Borrower 3 Asset Verification Level | Co Borrower 2 Income Verification Level | Co Borrower 3 Income Verification Level | Co Borrower 2 Employment Verification Level | Co Borrower 3 Employment Verification Level | Asset Depletion Flag | Bank Statements Flag | Number of Statements | Type of Statements | Percent of Income From Statements | Borrower Business Ownership % | CoBorrower Business Ownership % | P&L Type | Income Doc Detail | Tax Return Doc Details | Document Level | Document Type | Most Recent Bankruptcy Type | Most Recent Bankruptcy Filing Date | Most Recent Bankruptcy Discharge Date | Number of Bankruptcy Events | Months Bankruptcy (7, 11) | Months Bankruptcy (13) | Most Recent Deed-in -Lieu Date | Number of Deed-in-Lieu Events | Months Deed-in-Lieu | Most Recent Short Sale Date | Number of Short Sale Events | Months Short Sale (or Pre FC) | Most Recent Foreclosure Date | Number of Foreclosure Events | Months Foreclosure | Prior Mortgage/Rent Late 30d in 24m | Prior Mortgage/Rent Late 60d in 24m | Prior Mortgage/Rent Late 90d in 24m | Has ACH | Guideline Name | UW Guideline Author | ATR QM Total Points and Fees Audit | Loan Regulation Benchmark Date | Benchmark Rate | HUD 1 Page 1 Credits Total | Collateral Underwriter Risk Score | AUS Decision System | Property Inspection Waiver (PIW) | Rating Result | Eligible For Rep and Warrant Relief Per Collateral Advisor | Is Equity Shared Loan | Investor Qualifying Rate | Borrower Years of W2s | CoBorrower Years of W2s | Years of Personal Tax Returns | Years of Business Tax Returns | Years of 4506T | Years of Tax Transcripts | Months of Personal Bank Statements | Months of Business Bank Statements | Months of Profit and Loss Statements | Expense Letter | Total DSCR | Total Inverse DSCR | Subordinate Lien Type | Is Shared Appreciation Mortgage | Duration of Payout Months | Seller VSH Indicator | Seller Indicated VSH Guideline | Validated VSH | IO Remaining Amortization Term at Recast | Maturity Date | Borrower Own Funds Cash Amount | Borrower Own Funds Percent | Is the Note an eNote | Borrower WVOE - # of Months of Income provided | Co Borrower WVOE - # of Months of Income provided | Co Borrower2 WVOE - # of Months of Income provided | Co Borrower3 WVOE - # of Months of Income provided | Were the origination guidelines utilized for this diligence review? | Title Evidence | Ownership Type | Borrower Type | Borrower Designation | Co Borrower Type | Co Borrower Designation | Co Borrower2 Type | Co Borrower2 Designation | Co Borrower3 Type | Co Borrower3 Designation | Senior Lien Position | Senior Lien Original Loan Amount | Senior Lien Original Interest Rate | Senior Lien Note Projected Closing Date | Senior Lien Current Balance | Senior Lien Current P&I | Loan Closed in the Name of an Entity | Note Executed by | Assumable Mortgage Flag | Leasehold Flag | Buydown Flag | Borrower Experian FICO Model Used | Borrower Equifax FICO Model Used | Borrower TransUnion FICO Model Used | Co Borrower Experian FICO Model Used | Co Borrower Equifax FICO Model Used | Co Borrower TransUnion FICO Model Used | Co Borrower2 Experian FICO Model Used | Co Borrower2 Equifax FICO Model Used | Co Borrower2 TransUnion FICO Model Used | Co Borrower3 Experian FICO Model Used | Co Borrower3 Equifax FICO Model Used | Co Borrower3 TransUnion FICO Model Used | Borrower Documentation Used to Determine Legal Residency | Co Borrower Documentation Used to Determine Legal Residency | Co Borrower2 Documentation Used to Determine Legal Residency | Co Borrower3 Documentation Used to Determine Legal Residency | Delayed Financing? | Months Reserves | Correspondent Type | Departure Residence | Rate Increase on Default | Default Interest Rate | Default Interest Accrual Start Days | MERS Min Number | Co Borrower Other Income | Co Borrower Wage Income | Primary Housing Lates 0 6 Months 30 | Primary Housing Lates 0 6 Months 60 | Primary Housing Lates 0 6 Months 90 | Primary Housing Lates 7 12 Months 30 | Primary Housing Lates 7 12 Months 60 | Primary Housing Lates 7 12 Months 90 | Primary Housing Lates 13 24 Months 30 | Primary Housing Lates 13 24 Months 60 | Primary Housing Lates 13 24 Months 90 | Primary Housing Lates 25 36 Months 30 | Primary Housing Lates 25 36 Months 60 | Primary Housing Lates 25 36 Months 90 | Borrower 1 ITIN Flag | Borrower 2 ITIN Flag | Borrower 3 ITIN Flag | Borrower 4 ITIN Flag | Total Number of Mortgaged Properties | Amortization Term Less IO |
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10331 | Exempt from ATR | Yes | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 7.731% | $2,096.64 | $2,096.64 | 7.624% | No | No | Employed | Employed | US Citizen | US Citizen | $13,538.83 | 1 | XXXX | $1,845.00 | XXXX | $153.75 | 22.768% | 22.768% | 22.768% | XXXX | 772 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2024 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2023 [Borrower - XXXX | Primary Income - Wages]; W-2 Transcript - 2023 [Borrower - XXXX | Primary Income - Wages]; W-2 Transcript - 2022 [Borrower - XXXX | Non-Primary Income - Pension]; Account Statements - 2024 [Borrower - XXXX | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; VVOE - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; WVOE - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 Transcript - 2023 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 Transcript - 2022 [Coborrower(s) - XXXX | Non-Primary Income - Pension]; 1099-R - 2023 [Coborrower(s) - XXXX | Non-Primary Income - Pension]; 1099-R - 2023 |
[Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2021 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2021 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | $2,524.39 | XXXX | 7.080% | $0.00 | LP / LPA | Yes | Accept/Eligible | Yes | No | 7.624% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | No | XXXX | $224,554.85 | 56.840% | No | 29 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 46.36 | No | No | XXXX | $2,527.39 | $953.48 | No | No | No | No | 2 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10004 | Safe Harbor QM (APOR) | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 7.514% | $3,709.34 | $3,709.34 | 7.250% | No | No | Self-Employed | US Citizen | $23,399.01 | 1 | XXXX | $1,848.96 | XXXX | $154.08 | 29.071% | 29.071% | 29.071% | XXXX | 737 | No | No | [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2022 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2022 |
[Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1040 - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | $13,818.75 | XXXX | 6.120% | $0.00 | 4.2 | DU | ApproveEligible | N/A | No | 7.250% | 0 | 2 | 0 | 2 | 0 | No | Yes | Mixed | Not Tested | XXXX | $348,478.67 | 48.060% | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 33.55 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 2 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10009 | Non QM | XXXX | Yes | No | XXXX | XXXX | XXXX | 7.439% | $3,152.30 | $3,152.30 | 7.375% | No | No | Employed | Not Employed | US Citizen | US Citizen | $6,742.76 | 1 | XXXX | $3,237.24 | XXXX | $269.77 | 40.957% | 40.957% | 40.957% | XXXX | 738 | No | No | [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower - XXXX | Primary Income - Wages]; Other - 2023 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2023 |
[Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; Transcripts (1040) - 2022 [Coborrower]; 4506-C - 2021 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $1,195.00 | XXXX | 6.760% | $0.00 | 1.0 | LP / LPA | Accept/Eligible | No | No | 7.375% | 0 | 0 | 0 | 0 | 3 | 2 | 0.00 | No | No | XXXX | $23,705.11 | No | 1 | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 5.78 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10006 | N/A | XXXX | No | No | XXXX | XXXX | XXXX | 7.326% | $2,201.99 | $2,201.99 | 6.750% | No | No | Not Employed | Employed | Employed | 3.37 | Permanent Resident Alien | US Citizen | $25,878.23 | 1 | XXXX | $7,010.16 | XXXX | $584.18 | 43.200% | 43.200% | 43.200% | XXXX | 725 | Level 4-Stated/Verified as defined | Level 5-Stated/Verified as defined | Level 3-Stated/Verified as defined | No | No | [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; VVOE - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 Transcript - 2023 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2022 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 Transcript - 2022 [Coborrower(s) - XXXX | Primary Income - Wages]; Other - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; WVOE - 2024 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $27,612.13 | XXXX | 6.690% | $0.00 | 1.0 | None | Yes | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | XXXX | $71,404.53 | 14.720% | Yes | 17 | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Resident Alien Card | 12.16 | No | No | XXXX | $0.00 | $45,560.04 | No | No | No | No | 3 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10005 | N/A | XXXX | No | No | XXXX | XXXX | XXXX | 7.238% | $1,963.56 | $1,963.56 | 6.875% | No | No | Not Employed | Employed | Non-Permanent Resident Alien | Venezuela (Bolivarian Republic of) | $6,376.26 | 1 | XXXX | $4,398.00 | XXXX | $366.50 | XXXX | FL | XXXX | Monthly | 45.233% | 45.233% | 45.233% | XXXX | 706 | No | No | [Coborrower(s) - XXXX | Primary Income - Wages]; Other - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; VVOE - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; WVOE - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $16,677.50 | XXXX | 6.760% | $8,540.00 | 1.1 | None | Yes | No | 6.875% | 0 | 2 | 0 | 0 | 0 | 0 | 0.00 | No | XXXX | $209,556.95 | 49.070% | No | 34 | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Passport | 20.19 | No | No | XXXX | $0.00 | $11,642.48 | No | No | No | No | 2 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10332 | Safe Harbor QM (APOR) | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 7.830% | $2,140.40 | $2,140.40 | 7.125% | No | No | Self-Employed | Not Employed | US Citizen | US Citizen | $3,436.51 | 1 | XXXX | $2,412.24 | XXXX | $201.02 | 47.837% | 47.837% | 47.837% | XXXX | 772 | No | No | [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2023 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; W-2 - 2023 [Borrower - XXXX | Non-Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2025 [Borrower - XXXX | Non-Primary Income - IRA Distribution]; Account Statements - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | $9,004.07 | XXXX | 7.070% | $0.00 | 1.0 | DU | ApproveEligible | No | No | 7.125% | 1 | 0 | 1 | 0 | 3 | 0 | No | No | XXXX | $68,507.51 | 19.400% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 7.56 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10007 | N/A | XXXX | Yes | No | XXXX | XXXX | XXXX | 7.417% | $5,928.72 | $5,928.72 | 7.125% | No | No | Not Employed | Self-Employed | Self-Employed | 9.94 | US Citizen | US Citizen | $92,486.53 | 1 | XXXX | $4,893.12 | XXXX | $407.76 | 39.809% | 39.809% | 39.809% | XXXX | 733 | Level 4-Stated/Verified as defined | Level 4-Stated/Verified as defined | Level 3-Stated/Verified as defined | No | No | [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2024 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; W-2 - 2023 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2022 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2022 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; W-2 - 2022 [Coborrower(s) - XXXX | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - XXXX | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Coborrower(s) - XXXX | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - XXXX | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Coborrower(s) - XXXX | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2022 [Coborrower(s) - XXXX | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022 [Coborrower(s) - XXXX | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022 [Coborrower(s) - XXXX | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2021 [Coborrower(s) - XXXX | Non-Primary Income - K-1 (< 25%)]; 1065 - 2023 [Coborrower(s) - XXXX | Non-Primary Income - K-1 (< 25%)]; K-1 - 2023 [Coborrower(s) - XXXX | Non-Primary Income - K-1 (< 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - XXXX | Non-Primary Income - K-1 (< 25%)]; 1065 - 2023 [Coborrower(s) - XXXX | Non-Primary Income - K-1 (< 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - XXXX | Non-Primary Income - K-1 (< 25%)]; K-1 - 2023 [Coborrower(s) - XXXX | Non-Primary Income - K-1 (< 25%)]; 4506-C (for Business) - 2022 [Coborrower(s) - XXXX | Non-Primary Income - K-1 (< 25%)]; K-1 - 2022 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2024 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; W-2 - 2023 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2022 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2022 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; W-2 - 2022 [Coborrower(s) - XXXX | Non-Primary Income - K-1 (< 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - XXXX | Non-Primary Income - K-1 (< 25%)]; Balance Sheet - 2024 [Coborrower(s) - XXXX | Non-Primary Income - K-1 (< 25%)]; 1040-ES - 2023 [Coborrower(s) - XXXX | Non-Primary Income - K-1 (< 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - XXXX | Non-Primary Income - K-1 (< 25%)]; 1040-ES - 2022 [Coborrower(s) - XXXX | Non-Primary Income - K-1 (< 25%)]; 4506-C (for Business) - 2022 [Coborrower(s) - XXXX | Non-Primary Income - K-1 (< 25%)]; 4506-C (for Business) - 2021 [Coborrower(s) - XXXX | Non-Primary Income - K-1 (< 25%)]; Other - 2018 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $68,609.00 | XXXX | 6.870% | $0.00 | 3.1 | None | Yes | No | 7.125% | 0 | 3 | 0 | 0 | 0 | 0 | 0.00 | No | XXXX | $100,000.00 | 8.650% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 5.5 | No | No | XXXX | $153,654.91 | $0.00 | No | No | No | No | 29 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10010 | Non QM | XXXX | Yes | No | XXXX | XXXX | XXXX | 9.178% | $4,224.87 | $4,224.87 | 8.875% | No | No | Self-Employed | US Citizen | $23,486.19 | 1 | XXXX | $2,472.84 | XXXX | $206.07 | XXXX | FL | XXXX | Monthly | 38.228% | 38.228% | 38.228% | XXXX | 737 | No | No | [Borrower - XXXX | Primary Income - Sole Proprietor]; Account Statements - Business - 2025 [Borrower - XXXX | Primary Income - Sole Proprietor]; Other - 2025 [Borrower - XXXX | Primary Income - Sole Proprietor]; 1099 - 2024 [Borrower - XXXX | Primary Income - Sole Proprietor]; Other - 2024 |
[Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2021 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $16,539.55 | XXXX | 7.070% | $17,700.00 | 1.0 | DU | ApproveEligible | Yes | No | 8.875% | 0 | 0 | 0 | 3 | 0 | No | XXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 16.43 | Yes | No | XXXX | $0.00 | $0.00 | No | No | No | No | 3 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10008 | Exempt from ATR | Yes | XXXX | Yes | No | XXXX | XXXX | XXXX | 7.928% | $9,411.15 | $9,411.15 | 7.625% | No | No | Self-Employed | Self-Employed | US Citizen | US Citizen | $35,604.92 | 1 | XXXX | $4,857.00 | XXXX | $404.75 | 36.521% | 36.521% | 36.521% | XXXX | 763 | No | No | [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; W-2 - 2023 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2024 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; W-2 - 2023 |
[Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 [Coborrower]; Transcripts (1040) - 2022 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $37,765.29 | XXXX | 6.880% | $0.00 | 2.1 | DU | ApproveIneligible | N/A | No | 7.625% | 1 | 1 | 1 | 0 | 2 | 2 | No | Yes | Mixed | Not Tested | XXXX | $345,919.55 | 23.410% | No | Yes | Short Form | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 25.64 | Retail | No | No | XXXX | $28,044.50 | $0.00 | No | No | No | No | 2 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10011 | N/A | XXXX | Yes | No | XXXX | XXXX | XXXX | 8.263% | $852.19 | $852.19 | 7.990% | No | No | Self-Employed | US Citizen | $13,179.55 | 1 | XXXX | $755.04 | XXXX | $62.92 | XXXX | HI | XXXX | Monthly | 35.737% | 35.737% | 35.737% | XXXX | 749 | No | No | [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Paystubs - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; W-2 - 2023 |
[Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $2,141.45 | XXXX | 6.590% | $0.00 | 1.0 | DU | ApproveEligible | N/A | No | 7.990% | 1 | 1 | 0 | 2 | 1 | No | XXXX | $316,569.04 | 100.000% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 148.53 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 2 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10013 | Non QM | XXXX | Yes | No | XXXX | XXXX | XXXX | 8.572% | $3,853.57 | $3,853.57 | 8.250% | No | No | Employed | Employed | Non-Permanent Resident Alien | Non-Permanent Resident Alien | El Salvador | $9,460.66 | 1 | XXXX | $1,218.96 | XXXX | $101.58 | 38.141% | 38.141% | 38.141% | XXXX | 775 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2024 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2024 [Borrower - XXXX | Primary Income - Wages]; WVOE - 2024 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2023 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2023 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2022 [Coborrower(s) - XXXX | Primary Income - Wages]; Other - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; VVOE - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; VVOE - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; WVOE - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2022 |
[Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1040 - 2022 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1040 - 2022 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $22,037.72 | XXXX | 6.860% | $0.00 | 1.0 | None | Yes | No | 8.250% | 1 | 2 | 2 | 0 | 2 | 2 | 0.00 | No | No | XXXX | $101,604.40 | 17.820% | No | 28 | 28 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Employment Authorization | 11.59 | No | XXXX | $0.00 | $7,916.65 | No | Yes | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10014 | Non QM | XXXX | Yes | No | XXXX | XXXX | XXXX | 8.467% | $2,495.87 | $2,495.87 | 8.375% | No | No | Self-Employed | Employed | Non-Permanent Resident Alien | Non-Permanent Resident Alien | Mexico | $3,751.61 | 1 | XXXX | $1,292.04 | XXXX | $107.67 | 47.716% | 47.716% | 47.716% | XXXX | 733 | No | No | Borrower Prepared | [Borrower - XXXX | Primary Income - Sole Proprietor]; P&L Statement - 2024 [Borrower - XXXX | Primary Income - Sole Proprietor]; Third Party Verification - 2024 [Borrower - XXXX | Primary Income - Sole Proprietor]; Third Party Verification - 2024 [Borrower - XXXX | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 [Borrower - XXXX | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022 [Borrower - XXXX | Primary Income - Sole Proprietor]; W-2 - 2022 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; VVOE - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; WVOE - 2024 |
[Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1040 - 2022 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 [Borrower]; Transcripts (1040) - 2022 [Borrower]; 4506-C - 2021 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 1040 - 2022 [Coborrower]; 4506-C - 2022 [Coborrower]; Transcripts (1040) - 2022 [Coborrower]; Transcripts (1040) - 2022 [Coborrower]; 4506-C - 2021 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $4,754.10 | XXXX | 6.100% | $23,000.00 | 1.0 | None | No | No | 8.375% | 1 | 0 | 2 | 0 | 3 | 2 | 9.90 | No | XXXX | $40,918.43 | 11.210% | No | 33 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Passport | 6.21 | No | XXXX | $0.00 | $2,447.29 | Yes | Yes | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10018 | Non QM | XXXX | Yes | No | XXXX | XXXX | XXXX | 8.224% | $3,148.19 | $3,148.19 | 8.125% | No | No | Self-Employed | US Citizen | $8,950.24 | 1 | XXXX | $3,565.20 | XXXX | $297.10 | XXXX | TX | XXXX | Monthly | 36.460% | 36.460% | 36.460% | XXXX | 707 | No | No | [Borrower - XXXX | Primary Income - Sole Proprietor]; Other - 2025 [Borrower - XXXX | Primary Income - Sole Proprietor]; 1099 - 2024 [Borrower - XXXX | Primary Income - Sole Proprietor]; 1099 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $12,739.88 | XXXX | 6.870% | $0.00 | 1.1 | None | No | No | 8.125% | 0 | 0 | 0 | 3 | 0 | No | XXXX | $1,142.04 | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 3.92 | No | XXXX | $0.00 | $0.00 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10015 | Safe Harbor QM (APOR) | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 7.436% | $6,810.85 | $6,810.85 | 7.250% | No | No | Self-Employed | Employed | US Citizen | US Citizen | $17,496.27 | 1 | XXXX | $4,441.92 | XXXX | $370.16 | 49.596% | 49.596% | 49.596% | XXXX | 712 | No | No | [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - XXXX | Primary Income - K-1 (< 25%)]; Paystubs - 2025 [Coborrower(s) - XXXX | Primary Income - K-1 (< 25%)]; Third Party Verification - 2025 [Coborrower(s) - XXXX | Primary Income - K-1 (< 25%)]; Third Party Verification - 2025 [Coborrower(s) - XXXX | Primary Income - K-1 (< 25%)]; VVOE - 2025 [Coborrower(s) - XXXX | Primary Income - K-1 (< 25%)]; 1120S - 2024 [Coborrower(s) - XXXX | Primary Income - K-1 (< 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - XXXX | Primary Income - K-1 (< 25%)]; K-1 - 2024 [Coborrower(s) - XXXX | Primary Income - K-1 (< 25%)]; W-2 - 2024 [Coborrower(s) - XXXX | Primary Income - K-1 (< 25%)]; 4506-C (for Business) - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | $13,186.98 | XXXX | 6.620% | $500.00 | 1.0 | DU | ApproveEligible | Yes | No | 7.250% | 1 | 1 | 1 | 0 | 3 | 0 | No | No | XXXX | $287,951.01 | 22.610% | No | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 1.49 | Retail | Yes | No | XXXX | $1,001.00 | $0.00 | No | No | No | No | 2 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10017 | Non QM | XXXX | Yes | No | XXXX | XXXX | XXXX | 9.262% | $1,876.28 | $1,876.28 | 8.750% | No | No | Employed | Not Employed | US Citizen | US Citizen | $4,132.45 | 1 | XXXX | $1,020.96 | XXXX | $85.08 | 40.584% | 40.584% | 40.584% | XXXX | 732 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2025 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2025 [Borrower - XXXX | Primary Income - Wages]; WVOE - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $10,285.94 | XXXX | 6.880% | $10,000.00 | 1.0 | DU | ApproveEligible | N/A | No | 8.750% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | XXXX | $50,563.81 | 19.080% | No | 1 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 12.4 | Yes | No | XXXX | $0.00 | $0.00 | No | No | No | No | 2 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10016 | Safe Harbor QM (APOR) | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 7.747% | $5,191.67 | $5,191.67 | 7.500% | No | No | Self-Employed | US Citizen | $18,405.61 | 1 | XXXX | $4,822.92 | XXXX | $401.91 | 49.664% | 49.664% | 49.664% | XXXX | 756 | No | No | [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2022 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2022 |
[Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Tax Return Extension - 2023 [Borrower]; 1040 - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; Tax Return Extension - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | $15,075.00 | XXXX | 6.700% | $15,000.00 | DU | ApproveEligible | N/A | No | 7.500% | 0 | 2 | 0 | 2 | 0 | No | Yes | Mixed | Not Tested | XXXX | $625,219.33 | 75.780% | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 91.39 | Yes | No | XXXX | $0.00 | $0.00 | No | No | No | No | 3 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10333 | N/A | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 7.311% | $6,548.89 | $6,548.89 | 7.250% | No | No | Employed | Employed | US Citizen | US Citizen | $26,365.45 | 1 | XXXX | $3,555.96 | XXXX | $296.33 | 38.083% | 38.083% | 38.083% | XXXX | 809 | No | No | [Borrower - XXXX | Primary Income - Wages]; Other - 2025 [Borrower - XXXX | Primary Income - Wages]; Other - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2023 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; Other - 2025 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022 [Coborrower(s) - XXXX | Primary Income - Wages]; Other - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; Other - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Income - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $4,995.00 | XXXX | 6.740% | $12,000.00 | 3.8 | LP / LPA | Accept/Eligible | No | No | 7.250% | 2 | 2 | 2 | 0 | 3 | 2 | 0.00 | No | XXXX | $858,964.94 | 71.580% | No | 3 | 3 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 84.7 | No | No | XXXX | $0.00 | $9,448.63 | No | No | No | No | 3 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10334 | N/A | XXXX | Yes | No | XXXX | XXXX | XXXX | 7.592% | $17,235.64 | $17,235.64 | 7.500% | No | No | Self-Employed | Employed | US Citizen | US Citizen | $40,034.87 | 1 | XXXX | $12,030.96 | XXXX | $1,002.58 | 42.921% | 42.921% | 42.921% | XXXX | 755 | No | No | [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Other - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2023 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2022 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2022 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2022 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; W-2 - 2022 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; WVOE - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - XXXX | Non-Primary Income - K-1 (< 25%)]; 1120S - 2024 [Coborrower(s) - XXXX | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024 [Coborrower(s) - XXXX | Non-Primary Income - K-1 (< 25%)]; 1120S - 2023 [Coborrower(s) - XXXX | Non-Primary Income - K-1 (< 25%)]; K-1 - 2023 [Coborrower(s) - XXXX | Non-Primary Income - K-1 (< 25%)]; 1120S - 2022 [Coborrower(s) - XXXX | Non-Primary Income - K-1 (< 25%)]; K-1 - 2022 [Coborrower(s) - XXXX | Non-Primary Income - K-1 (< 25%)]; Tax Return Extension (for Business) - 2022 [Coborrower(s) - XXXX | Non-Primary Income - K-1 (< 25%)]; 1120S - 2024 [Coborrower(s) - XXXX | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024 [Coborrower(s) - XXXX | Non-Primary Income - K-1 (< 25%)]; 1120S - 2023 [Coborrower(s) - XXXX | Non-Primary Income - K-1 (< 25%)]; K-1 - 2023 [Coborrower(s) - XXXX | Non-Primary Income - K-1 (< 25%)]; 1120S - 2022 [Coborrower(s) - XXXX | Non-Primary Income - K-1 (< 25%)]; K-1 - 2022 [Coborrower(s) - XXXX | Non-Primary Income - K-1 (< 25%)]; Tax Return Extension (for Business) - 2022 [Coborrower(s) - XXXX | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - XXXX | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Coborrower(s) - XXXX | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Coborrower(s) - XXXX | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Coborrower(s) - XXXX | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2022 [Coborrower(s) - XXXX | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022 [Coborrower(s) - XXXX | Non-Primary Income - Partnership (>= 25%)]; Tax Return Extension (for Business) - 2022 |
[Borrower]; 4506-C - 2024 [Borrower]; Tax Return Extension - 2024 [Borrower]; Transcripts (1040) - No Results Returned - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Tax Return Extension - 2023 [Borrower]; 1040 - 2022 [Borrower]; 4506-C - 2022 [Borrower]; Tax Return Extension - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; Tax Return Extension - 2024 [Coborrower]; Transcripts (1040) - No Results Returned - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Tax Return Extension - 2023 [Coborrower]; 1040 - 2022 [Coborrower]; 4506-C - 2022 [Coborrower]; Tax Return Extension - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $21,156.50 | XXXX | 6.880% | $0.00 | 2.1 | LP / LPA | Accept/Ineligible | No | No | 7.500% | 1 | 1 | 2 | 0 | 3 | 0 | No | XXXX | $871,081.30 | No | 18 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 50.73 | No | No | XXXX | ($4,675.58) | $15,541.67 | No | No | No | No | 2 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10335 | N/A | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 6.785% | $6,015.84 | $6,015.84 | 6.625% | No | No | Self-Employed | Employed | US Citizen | US Citizen | $47,607.53 | 1 | XXXX | $1,452.96 | XXXX | $121.08 | XXXX | CA | XXXX | Monthly | 31.542% | 31.542% | 31.542% | XXXX | 765 | No | No | [Borrower - XXXX | Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025 [Borrower - XXXX | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - XXXX | Primary Income - Partnership (>= 25%)]; Tax Return Extension (for Business) - 2024 [Borrower - XXXX | Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Borrower - XXXX | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - XXXX | Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Borrower - XXXX | Primary Income - Partnership (>= 25%)]; 1065 - 2022 [Borrower - XXXX | Primary Income - Partnership (>= 25%)]; K-1 - 2022 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; Tax Return Extension (for Business) - 2024 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2022 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2024 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2022 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2022 [Borrower - XXXX | Non-Primary Income - Farming]; 1040 - Schedule F - 2023 [Borrower - XXXX | Non-Primary Income - Farming]; 1040 - Schedule F - 2022 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; Tax Return Extension - 2024 [Borrower]; Transcripts (1040) - No Results Returned - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1040 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; Tax Return Extension - 2024 [Coborrower]; Transcripts (1040) - No Results Returned - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 1040 - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $13,084.26 | XXXX | 6.920% | $0.00 | 2.4 | DU | ApproveEligible | No | No | 6.625% | 0 | 2 | 2 | 0 | 2 | 1 | No | XXXX | $3,422,610.02 | 100.000% | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 395.84 | No | No | XXXX | $0.00 | $18,834.27 | No | No | No | No | 3 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10336 | N/A | XXXX | Yes | No | XXXX | XXXX | XXXX | 7.414% | $8,800.93 | $8,800.93 | 7.375% | No | No | Self-Employed | US Citizen | $11,280.38 | 1 | XXXX | $7,663.32 | XXXX | $638.61 | 44.643% | 44.643% | 44.643% | XXXX | 794 | No | No | Borrower Prepared | [Borrower - XXXX | Primary Income - Partnership (>= 25%)]; Other - 2025 [Borrower - XXXX | Primary Income - Partnership (>= 25%)]; P&L Statement - 2025 [Borrower - XXXX | Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025 [Borrower - XXXX | Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025 [Borrower - XXXX | Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - XXXX | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - XXXX | Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - XXXX | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - XXXX | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022 [Borrower - XXXX | Non-Primary Income - Trust Income]; Account Statements - 2025 [Borrower - XXXX | Non-Primary Income - Trust Income]; K-1 - 2024 [Borrower - XXXX | Non-Primary Income - Trust Income]; Other - 2024 [Borrower - XXXX | Non-Primary Income - Trust Income]; Other - 2024 [Borrower - XXXX | Non-Primary Income - Trust Income]; K-1 - 2023 [Borrower - XXXX | Non-Primary Income - Trust Income]; Other - 2023 [Borrower - XXXX | Non-Primary Income - Trust Income]; Other - 2023 [Borrower - XXXX | Non-Primary Income - Trust Income]; Other - 2022 [Borrower - XXXX | Non-Primary Income - Trust Income]; Trust Agreement - 2014 [Borrower - XXXX | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $3,182.81 | XXXX | 6.930% | $5,000.00 | 4.8 | DU | ApproveIneligible | No | No | 7.375% | 0 | 1 | 0 | 3 | 1 | 3.97 | No | XXXX | $1,103,150.41 | 64.920% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 69.05 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 2 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10337 | N/A | XXXX | Yes | No | XXXX | XXXX | XXXX | 7.650% | $7,007.16 | $7,007.16 | 7.625% | No | No | Self-Employed | Self-Employed | US Citizen | US Citizen | $41,011.61 | 1 | XXXX | $4,639.68 | XXXX | $386.64 | XXXX | UT | XXXX | Monthly | 30.694% | 30.694% | 30.694% | XXXX | 805 | No | No | [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Business Return Transcripts - 2023 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; W-2 - 2023 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2025 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; Business Return Transcripts - 2023 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2023 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; Transcripts - No Results Returned (for Business) - 2023 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2025 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; Other - 2025 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; Business Return Transcripts - 2023 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022 [Coborrower(s) - XXXX | Non-Primary Income - K-1 (< 25%)]; K-1 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; Tax Return Extension - 2024 [Borrower]; Transcripts (1040) - No Results Returned - 2024 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1040 - 2020 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; Tax Return Extension - 2024 [Coborrower]; Transcripts (1040) - No Results Returned - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 1040 - 2020 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $2,090.00 | XXXX | 6.880% | $0.00 | 3.7 | DU | ApproveIneligible | No | No | 7.625% | 1 | 0 | 1 | 0 | 2 | 1 | No | XXXX | $414,389.58 | 31.390% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 53.43 | Retail | No | No | XXXX | $3,749.42 | $0.00 | No | No | No | No | 2 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10338 | N/A | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.758% | $9,599.53 | $9,599.53 | 6.500% | No | No | Employed | Non-Employment Income | US Citizen | US Citizen | $20,203.32 | 1 | XXXX | $2,049.96 | XXXX | $170.83 | 44.294% | 44.294% | 44.294% | XXXX | 801 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2025 [Borrower - XXXX | Primary Income - Wages]; WVOE - 2025 [Borrower - XXXX | Primary Income - Wages]; Other - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2023 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2022 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; Other - 2025 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2025 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2022 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022 [Borrower - XXXX | Non-Primary Income - Social Security]; Account Statements - 2025 [Borrower - XXXX | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 [Borrower - XXXX | Non-Primary Income - IRA Distribution]; Account Statements - 2025 [Coborrower(s) - XXXX | Primary Income - Social Security]; Account Statements - 2025 [Coborrower(s) - XXXX | Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 [Coborrower(s) - XXXX | Non-Primary Income - Pension]; Account Statements - 2025 [Coborrower(s) - XXXX | Non-Primary Income - Pension]; 1099-R - 2024 [Coborrower(s) - XXXX | Non-Primary Income - Pension]; 1099-R - 2023 [Coborrower(s) - XXXX | Non-Primary Income - Pension]; 1099-R - 2022 |
[Borrower]; 4506-C - 2024 [Borrower]; Tax Return Extension - 2024 [Borrower]; Transcripts (1040) - No Results Returned - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1040 - 2022 [Borrower]; Transcripts (1040) - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; Tax Return Extension - 2024 [Coborrower]; Transcripts (1040) - No Results Returned - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 1040 - 2022 [Coborrower]; 4506-C - 2022 [Coborrower]; Transcripts (1040) - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $37,051.50 | XXXX | 6.800% | $0.00 | 2.6 | LP / LPA | Accept/Ineligible | No | No | 6.500% | 3 | 0 | 2 | 0 | 3 | 2 | 0.00 | No | XXXX | $5,795,602.58 | 100.000% | No | 29 | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 440.45 | No | No | XXXX | $8,921.33 | $0.00 | No | No | No | No | 5 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | XXXXX | CMLTI 2026-LTV1-10029 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 7.095% | $18,031.03 | $18,031.03 | 6.750% | No | No | Self-Employed | US Citizen | $25,998.36 | 1 | XXXX | $7,772.04 | XXXX | $647.67 | XXXX | UT | XXXX | Monthly | 47.068% | 47.068% | 47.068% | XXXX | 759 | No | No | Borrower Prepared | [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; Tax Return Extension - 2024 [Borrower]; Transcripts (1040) - No Results Returned - 2024 [Borrower]; Transcripts (1040) - No Results Returned - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $80,619.20 | XXXX | 6.750% | $30,000.00 | 3.2 | DU | ApproveIneligible | N/A | No | 6.750% | 0 | 1 | 0 | 3 | 0 | 12.00 | No | No | XXXX | $942,658.29 | 27.120% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 10.47 | No | XXXX | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10339 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 8.172% | $7,924.57 | $7,924.57 | 8.000% | No | No | Employed | US Citizen | $14,547.96 | 1 | XXXX | $4,583.04 | XXXX | $381.92 | 41.808% | 41.808% | 41.808% | XXXX | 775 | No | No | [Borrower - XXXX | Primary Income - Wages]; Employer Letter - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - XXXX | Primary Income - Wages]; WVOE - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $15,808.84 | XXXX | 6.790% | $0.00 | 1.4 | DU | ApproveIneligible | Yes | No | 8.000% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | No | XXXX | $268,719.26 | 22.390% | No | 30 | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 13.89 | Yes | No | XXXX | $0.00 | $0.00 | No | No | No | No | 2 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10019 | Safe Harbor QM (APOR) | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 7.702% | $2,202.53 | $2,202.53 | 7.500% | No | No | Employed | Employed | US Citizen | US Citizen | $7,240.58 | 1 | XXXX | $1,826.40 | XXXX | $152.20 | 32.625% | 32.625% | 32.625% | XXXX | 685 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; WVOE - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; Transcripts (1040) - No Results Returned - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | $5,351.75 | XXXX | 6.750% | $0.00 | 1.7 | DU | ApproveEligible | Yes | No | 7.500% | 1 | 1 | 2 | 0 | 3 | 2 | 0.00 | No | No | XXXX | No | 29 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | XXXX | $0.00 | $5,200.00 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | XXXXX | CMLTI 2026-LTV1-10028 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.290% | $7,701.77 | $7,701.77 | 6.250% | No | No | Employed | Not Employed | US Citizen | US Citizen | $18,318.63 | 1 | XXXX | $3,164.04 | XXXX | $263.67 | XXXX | AZ | XXXX | Monthly | 41.257% | 41.257% | 41.257% | XXXX | 798 | No | No | [Borrower - XXXX | Primary Income - Wages]; Employer Letter - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2021 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2021 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $35,897.23 | XXXX | 6.540% | $42,800.00 | 1.0 | DU | ApproveIneligible | Yes | No | 6.250% | 0 | 0 | 0 | 0 | 4 | 0 | 0.00 | No | No | XXXX | $285,298.57 | 20.520% | No | 2 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 21.19 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 2 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | XXXXX | CMLTI 2026-LTV1-10021 | Safe Harbor QM (APOR) | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 7.327% | $3,138.01 | $3,138.01 | 7.250% | No | No | Employed | Employed | Self-Employed | 1.95 | US Citizen | US Citizen | US Citizen | $11,334.17 | 1 | XXXX | $1,692.96 | XXXX | $141.08 | 49.554% | 49.554% | 49.554% | XXXX | 712 | 742 | 757 | 782 | Level 4-Stated/Verified as defined | Level 4-Stated/Verified as defined | Level 3-Stated/Verified as defined | No | No | [Borrower - XXXX | Non-Primary Income - K-1 (< 25%)]; Paystubs - 2025 [Borrower - XXXX | Non-Primary Income - K-1 (< 25%)]; Third Party Verification - 2025 [Borrower - XXXX | Non-Primary Income - K-1 (< 25%)]; 1120S - 2024 [Borrower - XXXX | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024 [Borrower - XXXX | Non-Primary Income - K-1 (< 25%)]; W-2 - 2024 [Borrower - XXXX | Non-Primary Income - K-1 (< 25%)]; 1120S - 2023 [Borrower - XXXX | Non-Primary Income - K-1 (< 25%)]; K-1 - 2023 [Borrower - XXXX | Non-Primary Income - K-1 (< 25%)]; W-2 - 2023 [Borrower - XXXX | Primary Income - K-1 (< 25%)]; Paystubs - 2025 [Borrower - XXXX | Primary Income - K-1 (< 25%)]; Third Party Verification - 2025 [Borrower - XXXX | Primary Income - K-1 (< 25%)]; 1120S - 2024 [Borrower - XXXX | Primary Income - K-1 (< 25%)]; K-1 - 2024 [Borrower - XXXX | Primary Income - K-1 (< 25%)]; W-2 - 2024 [Borrower - XXXX | Primary Income - K-1 (< 25%)]; 1120S - 2023 [Borrower - XXXX | Primary Income - K-1 (< 25%)]; K-1 - 2023 [Borrower - XXXX | Primary Income - K-1 (< 25%)]; W-2 - 2023 [Coborrower(s) - XXXX | Primary Income - Wages]; Other - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - XXXX | Primary Income - Sole Proprietor]; P&L Statement - 2025 [Coborrower(s) - XXXX | Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Coborrower(s) - XXXX | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Coborrower(s) - XXXX | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; Transcripts (1040) - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; Transcripts (1040) - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | $3,327.80 | XXXX | 6.320% | $45,000.00 | 3.3 | DU | ApproveEligible | No | No | 7.250% | 2 | 0 | 2 | 0 | 2 | 3 | No | No | XXXX | $249,096.47 | 43.320% | No | 1 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 38.83 | No | No | XXXX | $10,171.92 | $5,416.66 | No | No | No | No | 5 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | XXXXX | CMLTI 2026-LTV1-10051 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.037% | $7,809.64 | $7,809.64 | 5.875% | No | No | Employed | Employed | US Citizen | US Citizen | $34,298.62 | 1 | XXXX | $7,851.96 | XXXX | $654.33 | 26.080% | 26.080% | 26.080% | XXXX | 798 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $30,955.08 | XXXX | 6.320% | $2,000.00 | 1.0 | DU | ApproveIneligible | Yes | No | 5.875% | 1 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | No | XXXX | $327,203.11 | 22.250% | No | 9 | 9 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 27.03 | Broker | Yes | No | XXXX | $0.00 | $17,500.00 | No | No | No | No | 2 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10340 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.945% | $7,620.37 | $7,620.37 | 6.875% | No | No | Employed | US Citizen | $11,953.08 | 1 | XXXX | $4,563.96 | XXXX | $380.33 | 45.013% | 45.013% | 45.013% | XXXX | 747 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2023 [Borrower - XXXX | Non-Primary Income - Interest / Dividends]; Other - 2024 [Borrower - XXXX | Non-Primary Income - Interest / Dividends]; Other - 2023 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - No Results Returned - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $7,485.00 | XXXX | 6.790% | $0.00 | 1.8 | DU | ApproveIneligible | Yes | No | 6.875% | 2 | 2 | 0 | 3 | 2 | 0.00 | No | No | XXXX | $2,519,796.69 | 100.000% | No | 31 | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 236.22 | Retail | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10341 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.641% | $10,757.22 | $10,757.22 | 6.625% | No | No | Employed | Not Employed | US Citizen | US Citizen | $190,995.59 | 1 | XXXX | $9,216.00 | XXXX | $768.00 | 9.539% | 9.539% | 9.539% | XXXX | 770 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $985.00 | XXXX | 6.790% | $0.00 | 3.4 | DU | ApproveIneligible | No | No | 6.625% | 2 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | No | XXXX | No | 30 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 57.31 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 2 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10026 | Safe Harbor QM (APOR) | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 6.623% | $1,818.48 | $1,818.48 | 6.625% | No | No | Employed | US Citizen | $5,295.55 | 1 | XXXX | $1,176.00 | XXXX | $98.00 | 49.916% | 49.916% | 49.916% | XXXX | 778 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2024 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2024 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2024 [Borrower - XXXX | Primary Income - Wages]; WVOE - 2024 |
[Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2021 [Borrower]; 4506-C - 2020 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | $6,764.95 | XXXX | 6.350% | $15,000.00 | 1.3 | DU | ApproveEligible | No | No | 6.625% | 0 | 0 | 0 | 4 | 0 | 0.00 | No | No | XXXX | $127,417.68 | 35.890% | No | 4 | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 10.44 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 2 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10027 | N/A | XXXX | Yes | No | XXXX | XXXX | XXXX | 8.601% | $1,143.22 | $1,143.22 | 7.500% | No | No | Employed | US Citizen | $6,454.14 | 1 | XXXX | $1,365.96 | XXXX | $113.83 | XXXX | FL | XXXX | Monthly | 31.440% | 33.653% | 33.029% | XXXX | 807 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2021 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $4,956.20 | XXXX | 6.790% | $2,180.00 | None | N/A | No | 7.500% | 2 | 0 | 0 | 4 | 0 | 0.00 | No | XXXX | $65,472.16 | 30.030% | No | 28 | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 7.6 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 2 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10022 | N/A | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 8.462% | $2,360.46 | $2,360.46 | 7.875% | No | No | Employed | US Citizen | $18,033.26 | 1 | XXXX | $4,739.28 | XXXX | $394.94 | 43.708% | 43.708% | 43.708% | XXXX | 699 | No | No | [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | $2,171.65 | XXXX | 6.750% | $0.00 | 1.1 | LP / LPA | Accept/Eligible | Yes | No | 7.875% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | XXXX | $57,680.75 | No | 1 | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 12.75 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 4 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10023 | Non QM | XXXX | Yes | No | XXXX | XXXX | XXXX | 7.885% | $4,682.21 | $4,682.21 | 7.750% | No | No | Employed | US Citizen | $8,219.36 | 1 | XXXX | $2,571.00 | XXXX | $214.25 | 49.471% | 49.471% | 49.471% | XXXX | 693 | No | No | [Borrower - XXXX | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025 [Borrower - XXXX | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2023 [Borrower - XXXX | Primary Income - Wages]; W-2 Transcript - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $22,468.28 | XXXX | 6.540% | $0.00 | 2.6 | DU | ApproveIneligible | N/A | No | 7.750% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | XXXX | $210,418.74 | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 36.74 | No | XXXX | $0.00 | $0.00 | No | No | No | No | 1 | 480 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10291 | Non QM | XXXX | Yes | No | XXXX | XXXX | XXXX | 8.179% | $1,085.70 | $1,085.70 | 7.999% | No | No | Self-Employed | Non-Permanent Resident Alien | Mexico | $5,260.88 | 1 | XXXX | $1,730.04 | XXXX | $144.17 | 21.622% | 21.622% | 21.622% | XXXX | 784 | No | No | Borrower Prepared | [Borrower - XXXX | Primary Income - Sole Proprietor]; Other - 2025 [Borrower - XXXX | Primary Income - Sole Proprietor]; P&L Statement - 2025 [Borrower - XXXX | Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Borrower - XXXX | Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Borrower - XXXX | Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Borrower - XXXX | Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Borrower - XXXX | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - XXXX | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Account Transcripts - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2021 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $2,030.85 | XXXX | 6.320% | $0.00 | 1.4 | None | No | No | 7.999% | 0 | 2 | 0 | 4 | 2 | 8.93 | No | XXXX | $38,975.93 | 22.380% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Passport | 18.92 | No | XXXX | $0.00 | $0.00 | Yes | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10033 | Safe Harbor QM (APOR) | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 6.877% | $7,357.61 | $7,357.61 | 6.875% | No | No | Employed | Employed | Non-Permanent Resident Alien | Non-Permanent Resident Alien | Ecuador | Ecuador | $9,151.29 | 2 | XXXX | $5,226.00 | XXXX | $435.50 | 47.607% | 47.607% | 47.607% | XXXX | 706 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | $23,900.00 | XXXX | 6.570% | $42,000.00 | DU | ApproveEligible | N/A | No | 6.875% | 1 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | XXXX | $238,365.62 | 17.020% | No | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Resident Alien Card | Resident Alien Card | 6.86 | No | XXXX | $0.00 | $7,171.67 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10034 | Higher Priced QM (APOR) | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 7.890% | $5,444.74 | $5,444.74 | 7.750% | No | No | Non-Employment Income | US Citizen | $33,409.35 | 1 | XXXX | $4,196.04 | XXXX | $349.67 | XXXX | VA | XXXX | Monthly | 31.452% | 31.452% | 31.452% | XXXX | 669 | No | No | [Borrower - XXXX | Primary Income - Foster Care]; Account Statements - 2025 [Borrower - XXXX | Primary Income - Foster Care]; Award Letter / Continuance Letter - 2025 [Borrower - XXXX | Primary Income - Foster Care]; Deposit Receipt - 2025 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | $22,306.80 | XXXX | 6.320% | $0.00 | 1.0 | DU | ApproveEligible | N/A | No | 7.750% | 0 | 1 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | XXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 2 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10035 | Safe Harbor QM (APOR) | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 7.022% | $5,024.62 | $5,024.62 | 6.990% | No | No | Employed | US Citizen | $6,161.73 | 1 | XXXX | $1,540.32 | XXXX | $128.36 | 49.974% | 49.974% | 49.974% | XXXX | 770 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2023 [Borrower - XXXX | Non-Primary Income - Sole Proprietor]; CPA Letter - 2025 [Borrower - XXXX | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - XXXX | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2025 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | $13,622.36 | XXXX | 6.630% | $0.00 | 1.0 | DU | ApproveEligible | N/A | No | 6.990% | 2 | 2 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | XXXX | $51,957.32 | No | Yes | Short Form | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | 8.5 | No | XXXX | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10036 | Safe Harbor QM (APOR) | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 7.893% | $2,176.47 | $2,176.47 | 7.625% | No | No | Employed | US Citizen | $4,349.33 | 1 | XXXX | $2,739.96 | XXXX | $228.33 | 44.945% | 44.945% | 44.945% | XXXX | 661 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | $7,303.13 | XXXX | 6.630% | $0.00 | 1.0 | DU | ApproveEligible | N/A | No | 7.625% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | XXXX | No | Yes | Short Form | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10037 | Safe Harbor QM (APOR) | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 7.958% | $2,378.49 | $2,378.49 | 7.750% | No | No | Self-Employed | Not Employed | Employed | 0.18 | US Citizen | US Citizen | US Citizen | $6,086.08 | 1 | XXXX | $1,304.04 | XXXX | $108.67 | 43.088% | 43.088% | 43.088% | XXXX | 718 | 716 | 733 | 718 | Level 1-Not Stated/Not Verified | Level 3-Stated/Partially Verified | Level 3-Stated/Verified as defined | No | No | [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2025 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | $7,685.00 | XXXX | 6.630% | $0.00 | 1.0 | DU | ApproveEligible | N/A | No | 7.750% | 1 | 0 | 1 | 0 | 2 | 0 | No | Yes | Mixed | Not Tested | XXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | No | XXXX | $0.00 | $5,832.67 | No | No | No | No | 2 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10038 | Safe Harbor QM (APOR) | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 7.231% | $3,801.69 | $3,801.69 | 6.990% | No | No | Employed | Non-Employment Income | US Citizen | US Citizen | $8,136.63 | 1 | XXXX | $2,580.00 | XXXX | $215.00 | 40.587% | 40.587% | 40.587% | XXXX | 722 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - XXXX | Primary Income - Annuity]; Award Letter / Continuance Letter - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | $13,585.00 | XXXX | 6.570% | $0.00 | 2.8 | DU | ApproveEligible | N/A | No | 6.990% | 2 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | XXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | XXXX | $7,589.09 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10039 | Safe Harbor QM (APOR) | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 7.035% | $2,625.30 | $2,625.30 | 6.990% | No | No | Self-Employed | US Citizen | $5,204.44 | 1 | XXXX | $1,056.36 | XXXX | $88.03 | 38.812% | 38.812% | 38.812% | XXXX | 763 | No | No | [Borrower - XXXX | Primary Income - Sole Proprietor]; CPA Letter - 2025 [Borrower - XXXX | Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Borrower - XXXX | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - XXXX | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | $7,256.90 | XXXX | 6.570% | $0.00 | 2.3 | DU | ApproveEligible | N/A | No | 6.990% | 0 | 2 | 0 | 2 | 0 | No | Yes | Mixed | Not Tested | XXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10040 | Safe Harbor QM (APOR) | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 6.515% | $1,916.51 | $1,916.51 | 5.990% | No | No | Employed | US Citizen | $6,063.52 | 1 | XXXX | $3,345.96 | XXXX | $278.83 | 30.262% | 30.262% | 30.262% | XXXX | 757 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | $9,047.00 | XXXX | 6.610% | $0.00 | 1.0 | DU | ApproveEligible | N/A | No | 5.990% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | XXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10041 | Higher Priced QM (APOR) | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 7.770% | $2,538.15 | $2,538.15 | 7.500% | No | No | Non-Employment Income | Employed | US Citizen | US Citizen | $4,153.27 | 1 | XXXX | $1,601.04 | XXXX | $133.42 | 42.911% | 42.911% | 42.911% | XXXX | 679 | No | No | [Borrower - XXXX | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 2 | 0 | 0 | $10,583.17 | XXXX | 6.220% | $0.00 | 1.0 | DU | ApproveEligible | N/A | No | 7.500% | 0 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | XXXX | No | Yes | Short Form | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | XXXX | $0.00 | $5,304.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10042 | Safe Harbor QM (APOR) | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 7.937% | $1,919.98 | $1,919.98 | 7.750% | No | No | Self-Employed | US Citizen | $9,433.20 | 1 | XXXX | $1,143.96 | XXXX | $95.33 | 28.649% | 28.649% | 28.649% | XXXX | 669 | No | No | [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Other - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; W-2 - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | $2,294.00 | XXXX | 6.570% | $0.00 | 2.6 | DU | ApproveEligible | N/A | No | 7.750% | 2 | 2 | 0 | 2 | 0 | No | Yes | Mixed | Not Tested | XXXX | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | Retail | No | XXXX | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10043 | Safe Harbor QM (APOR) | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 6.304% | $1,576.33 | $1,576.33 | 5.990% | No | No | Employed | US Citizen | $4,257.23 | 1 | XXXX | $1,113.36 | XXXX | $92.78 | XXXX | OH | XXXX | Monthly | 40.597% | 40.597% | 40.597% | XXXX | 763 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | $5,874.00 | XXXX | 6.240% | $0.00 | 1.0 | DU | ApproveEligible | N/A | No | 5.990% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | XXXX | No | Yes | Short Form | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | No | 0 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10044 | Safe Harbor QM (APOR) | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 6.204% | $3,042.46 | $3,042.46 | 5.990% | No | No | Employed | Employed | US Citizen | US Citizen | $16,640.91 | 1 | XXXX | $1,803.00 | XXXX | $150.25 | 22.449% | 22.449% | 22.449% | XXXX | 767 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | $9,511.56 | XXXX | 6.320% | $0.00 | 1.8 | LP / LPA | Accept/Eligible | No | No | 5.990% | 1 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | XXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | XXXX | $0.00 | $3,466.67 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10045 | Safe Harbor QM (APOR) | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 6.328% | $2,683.11 | $2,683.11 | 5.990% | No | No | Employed | US Citizen | $6,120.02 | 1 | XXXX | $1,626.96 | XXXX | $135.58 | XXXX | CA | XXXX | Monthly | 37.034% | 37.034% | 37.034% | XXXX | 760 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | $10,255.00 | XXXX | 6.320% | $0.00 | 1.0 | DU | ApproveEligible | N/A | No | 5.990% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | XXXX | No | Yes | Short Form | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10046 | Safe Harbor QM (APOR) | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 6.149% | $1,493.95 | $1,493.95 | 5.750% | No | No | Employed | US Citizen | $4,658.34 | 1 | XXXX | $1,074.72 | XXXX | $89.56 | 36.355% | 36.355% | 36.355% | XXXX | 764 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Borrower - XXXX | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025 [Borrower - XXXX | Non-Primary Income - Pension]; 1099-R - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | $7,354.20 | XXXX | 6.320% | $0.00 | 1.0 | DU | ApproveEligible | N/A | No | 5.750% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | XXXX | $3,103.86 | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | 1.6 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 2 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10047 | Safe Harbor QM (APOR) | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 6.890% | $2,251.75 | $2,251.75 | 6.500% | No | No | Employed | US Citizen | $3,271.20 | 1 | XXXX | $1,497.00 | XXXX | $124.75 | XXXX | TN | XXXX | Monthly | 44.703% | 44.703% | 44.703% | XXXX | 670 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 1 | 0 | 0 | $9,363.75 | XXXX | 6.310% | $0.00 | 2.0 | DU | ApproveEligible | N/A | No | 6.500% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | XXXX | No | 32 | Yes | Short Form | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10048 | Safe Harbor QM (APOR) | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 7.172% | $2,376.72 | $2,376.72 | 6.990% | No | No | Self-Employed | Employed | US Citizen | US Citizen | $11,628.76 | 1 | XXXX | $2,173.80 | XXXX | $181.15 | 44.185% | 44.185% | 44.185% | XXXX | 759 | No | No | [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Paystubs - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; W-2 - 2023 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2022 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Tax Return Extension - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1040 - 2022 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Tax Return Extension - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | $5,551.00 | XXXX | 6.290% | $0.00 | 1.1 | LP / LPA | Accept/Eligible | No | No | 6.990% | 2 | 3 | 3 | 0 | 2 | 0 | No | Yes | Mixed | Not Tested | XXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | Retail | No | XXXX | $0.00 | $5,749.47 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10049 | Safe Harbor QM (APOR) | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 7.202% | $2,359.45 | $2,359.45 | 6.990% | No | No | Employed | US Citizen | $4,930.16 | 1 | XXXX | $1,433.28 | XXXX | $119.44 | 49.733% | 49.733% | 49.733% | XXXX | 750 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2025 [Borrower - XXXX | Primary Income - Wages]; WVOE - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | $8,646.25 | XXXX | 6.320% | $0.00 | 1.4 | DU | ApproveEligible | N/A | No | 6.990% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | XXXX | $200,896.20 | No | 33 | Yes | Short Form | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | 71.6 | No | XXXX | $0.00 | $0.00 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10050 | Safe Harbor QM (APOR) | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 7.080% | $2,148.42 | $2,148.42 | 6.990% | No | No | Employed | US Citizen | $5,090.69 | 1 | XXXX | $981.00 | XXXX | $81.75 | 37.424% | 37.424% | 37.424% | XXXX | 778 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | $1,697.06 | XXXX | 6.290% | $0.00 | 1.7 | DU | ApproveEligible | N/A | No | 6.990% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | XXXX | No | 33 | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | Retail | No | XXXX | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10053 | Higher Priced QM (APOR) | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 7.948% | $1,865.74 | $1,865.74 | 7.625% | No | No | Employed | Permanent Resident Alien | $14,580.20 | 1 | XXXX | $1,656.00 | XXXX | $138.00 | 31.226% | 31.226% | 31.226% | XXXX | 720 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | $7,583.93 | XXXX | 6.320% | $0.00 | DU | ApproveEligible | No | No | 7.625% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | No | XXXX | $395,855.51 | 100.000% | No | 32 | Yes | Short Form | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Resident Alien Card | 136.93 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 2 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10054 | Safe Harbor QM (APOR) | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 5.943% | $1,571.36 | $1,571.36 | 5.500% | No | No | Employed | US Citizen | $2,291.06 | 1 | XXXX | $2,067.36 | XXXX | $172.28 | XXXX | FL | XXXX | Monthly | 49.406% | 49.406% | 49.406% | XXXX | 785 | No | No | [Borrower - XXXX | Primary Income - Wages]; Employer Letter - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2024 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | $6,619.97 | XXXX | 6.750% | $41,394.85 | 1.0 | DU | ApproveEligible | No | No | 5.500% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | No | XXXX | No | 31 | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 5.15 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10055 | Safe Harbor QM (APOR) | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 4.772% | $1,548.00 | $1,548.00 | 4.750% | No | No | Employed | US Citizen | $2,645.73 | 1 | XXXX | $552.96 | XXXX | $46.08 | XXXX | AZ | XXXX | Monthly | 43.561% | 43.561% | 43.561% | XXXX | 779 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2023 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | $4,637.00 | XXXX | 6.570% | $7,247.81 | 1.0 | DU | ApproveEligible | Yes | No | 4.750% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | No | XXXX | $277,311.88 | 74.750% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 105.03 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10056 | N/A | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 5.399% | $1,147.02 | $1,147.02 | 4.990% | No | No | Self-Employed | Not Employed | US Citizen | US Citizen | $24,010.36 | 1 | XXXX | $686.04 | XXXX | $57.17 | XXXX | TX | XXXX | Monthly | 17.683% | 17.683% | 17.683% | XXXX | 788 | No | No | [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Tax Return Extension - 2023 [Coborrower]; 4506-C - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | $9,556.92 | XXXX | 6.610% | $5,347.80 | 1.0 | DU | ApproveEligible | Yes | No | 4.990% | 1 | 0 | 2 | 0 | 3 | 0 | No | XXXX | $105,941.08 | 39.620% | No | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 20.11 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 2 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10057 | N/A | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 5.022% | $1,278.86 | $1,278.86 | 4.990% | No | No | Employed | US Citizen | $5,064.14 | 1 | XXXX | $1,064.52 | XXXX | $88.71 | XXXX | FL | XXXX | Monthly | 38.617% | 38.617% | 38.617% | XXXX | 799 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; WVOE - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | $3,283.50 | XXXX | 6.630% | $453.64 | 1.0 | DU | ApproveEligible | No | No | 4.990% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | XXXX | $192,900.86 | 60.660% | No | 33 | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 21.21 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10062 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.652% | $2,413.97 | $2,413.97 | 6.625% | No | No | Self-Employed | Self-Employed | US Citizen | US Citizen | $4,556.61 | 1 | XXXX | $1,309.92 | XXXX | $109.16 | 49.652% | 49.652% | 49.652% | XXXX | 803 | No | No | Borrower Prepared | [Borrower - XXXX | Primary Income - Sole Proprietor]; Business License - 2024 [Borrower - XXXX | Primary Income - Sole Proprietor]; P&L Statement - 2024 [Borrower - XXXX | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 [Borrower - XXXX | Primary Income - Sole Proprietor]; 1099 - 2023 [Borrower - XXXX | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022 [Coborrower(s) - XXXX | Primary Income - Sole Proprietor]; P&L Statement - 2024 [Coborrower(s) - XXXX | Primary Income - Sole Proprietor]; Third Party Verification - 2024 [Coborrower(s) - XXXX | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 [Coborrower(s) - XXXX | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022 |
[Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1040 - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1040 - 2022 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $471.25 | XXXX | 6.860% | $0.00 | 1.7 | LP / LPA | Accept/Eligible | Yes | No | 6.625% | 0 | 0 | 2 | 0 | 2 | 0 | 5.97 | No | No | XXXX | $139,633.84 | 31.370% | No | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 25.52 | Yes | No | XXXX | $5,718.96 | $0.00 | No | No | No | No | 2 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10065 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.598% | $2,091.23 | $2,091.23 | 6.625% | No | No | Employed | US Citizen | $4,311.60 | 1 | XXXX | $871.20 | XXXX | $72.60 | 35.696% | 35.696% | 35.696% | XXXX | 805 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2024 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2024 [Borrower - XXXX | Primary Income - Wages]; WVOE - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2023 [Borrower - XXXX | Primary Income - Wages]; W-2 Transcript - 2023 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2022 [Borrower - XXXX | Primary Income - Wages]; W-2 Transcript - 2022 |
[Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1040 - 2022 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $1,224.74 | XXXX | 7.220% | $3,245.59 | 1.0 | DU | ApproveEligible | Yes | No | 6.625% | 2 | 2 | 0 | 2 | 2 | 0.00 | No | No | XXXX | $88,741.19 | 21.730% | No | 29 | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 3.08 | No | XXXX | $0.00 | $0.00 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10066 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.635% | $2,663.69 | $2,663.69 | 6.625% | No | No | Employed | Employed | US Citizen | US Citizen | $14,129.50 | 1 | XXXX | $1,175.04 | XXXX | $97.92 | 18.260% | 18.260% | 18.260% | XXXX | 811 | No | No | [Borrower - XXXX | Primary Income - Wages]; Other - 2024 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2024 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Income - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2022 |
[Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | XXXX | 6.730% | $0.00 | None | N/A | No | 6.625% | 0 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | No | XXXX | $300,844.31 | 57.850% | No | 1 | 22 | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 63.28 | No | XXXX | $0.00 | $10,166.66 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10068 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.642% | $3,744.54 | $3,744.54 | 6.625% | No | No | Employed | US Citizen | $7,815.39 | 1 | XXXX | $848.04 | XXXX | $70.67 | XXXX | NV | XXXX | Monthly | 37.531% | 37.531% | 37.531% | XXXX | 691 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2024 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower - XXXX | Primary Income - Wages]; WVOE - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2023 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2022 |
[Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1040 - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | XXXX | 6.860% | $1,000.00 | 1.9 | DU | ApproveEligible | No | No | 6.625% | 2 | 2 | 0 | 2 | 0 | 0.00 | No | No | XXXX | $174,740.43 | 23.900% | No | 30 | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 5.44 | Yes | No | XXXX | $0.00 | $0.00 | No | No | No | No | 3 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10069 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | 6.498% | $4,234.58 | $4,234.58 | 6.500% | No | No | Employed | US Citizen | $7,622.88 | 1 | XXXX | $775.20 | XXXX | $64.60 | XXXX | CA | XXXX | Monthly | 45.432% | 45.432% | 45.432% | XXXX | 790 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2024 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2023 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2022 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2021 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2024 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2024 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2022 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2022 |
[Borrower]; 4506-C - 2023 [Borrower]; Tax Return Extension - 2023 [Borrower]; 1040 - 2022 [Borrower]; 4506-C - 2022 [Borrower]; Tax Return Extension - 2022 [Borrower]; 1040 - 2021 [Borrower]; 4506-C - 2021 [Borrower]; Tax Return Extension - 2021 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | XXXX | 6.940% | $0.00 | 1.0 | DU | ApproveEligible | No | No | 6.500% | 3 | 2 | 0 | 3 | 0 | 0.00 | No | No | XXXX | $1,134,134.41 | No | 29 | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 203.36 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 2 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10072 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.499% | $2,572.52 | $2,572.52 | 6.500% | No | No | Self-Employed | Self-Employed | US Citizen | US Citizen | $5,182.76 | 1 | XXXX | $1,980.00 | XXXX | $165.00 | XXXX | CO | XXXX | Monthly | 42.468% | 42.468% | 42.468% | XXXX | 782 | No | No | Third Party Prepared (Unaudited) | [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; W-2 - 2023 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2022 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2022 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; W-2 - 2022 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2024 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2024 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; Other - 2024 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2024 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2024 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2024 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Coborrower(s) - XXXX | Primary Income - Partnership (>= 25%)]; Balance Sheet - 2024 [Coborrower(s) - XXXX | Primary Income - Partnership (>= 25%)]; Balance Sheet - 2024 [Coborrower(s) - XXXX | Primary Income - Partnership (>= 25%)]; Other - 2024 [Coborrower(s) - XXXX | Primary Income - Partnership (>= 25%)]; P&L Statement - 2024 [Coborrower(s) - XXXX | Primary Income - Partnership (>= 25%)]; P&L Statement - 2024 [Coborrower(s) - XXXX | Primary Income - Partnership (>= 25%)]; Third Party Verification - 2024 [Coborrower(s) - XXXX | Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Coborrower(s) - XXXX | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - XXXX | Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Coborrower(s) - XXXX | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022 |
[Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1040 - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1040 - 2022 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | $1,017.50 | XXXX | 7.220% | $5,500.00 | 1.0 | DU | ApproveEligible | No | No | 6.500% | 2 | 0 | 2 | 0 | 2 | 0 | 5.00 | No | No | XXXX | $416,149.02 | 86.780% | No | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 134.38 | Yes | No | XXXX | ($429.92) | $0.00 | No | No | No | No | 2 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10075 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.647% | $1,229.40 | $1,229.40 | 6.625% | No | No | Employed | US Citizen | $3,527.17 | 1 | XXXX | $2,600.04 | XXXX | $216.67 | 36.795% | 36.795% | 36.795% | XXXX | 811 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2024 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2021 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | XXXX | 7.220% | $0.00 | 4.9 | None | Yes | No | 6.625% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | No | XXXX | $70,798.50 | 29.490% | No | 10 | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 10.34 | Yes | No | XXXX | $0.00 | $0.00 | No | No | No | No | 2 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10076 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.958% | $6,485.98 | $6,720.32 | 6.750% | No | No | Self-Employed | US Citizen | $281,720.07 | 1 | XXXX | $2,925.48 | XXXX | $243.79 | XXXX | NV | XXXX | Monthly | 7.720% | 7.643% | 7.720% | XXXX | 712 | No | No | [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; W-2 - 2023 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2022 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2022 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; W-2 - 2022 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2024 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2022 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2022 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2024 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2024 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2022 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2022 |
[Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1040 - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $1,425.00 | XXXX | 6.820% | $0.00 | 1.6 | DU | ApproveIneligible | Yes | No | 7.100% | 2 | 2 | 0 | 2 | 0 | No | No | XXXX | $703,921.07 | 54.140% | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | Yes | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 47.13 | Yes | No | XXXX | $0.00 | $0.00 | No | No | No | No | 5 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10078 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 7.010% | $3,721.81 | $3,721.81 | 6.625% | No | No | Self-Employed | Not Employed | US Citizen | US Citizen | $76,126.56 | 1 | XXXX | $1,926.96 | XXXX | $160.58 | XXXX | AZ | XXXX | Monthly | 25.085% | 25.085% | 25.383% | XXXX | 773 | No | No | Borrower Prepared | [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2023 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2023 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2023 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; W-2 - 2023 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2022 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2022 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; W-2 - 2022 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2021 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2021 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2021 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; W-2 - 2021 |
[Borrower]; Tax Return Extension - 2023 [Borrower]; 1040 - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1040 - 2021 [Borrower]; 4506-C - 2021 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; Tax Return Extension - 2023 [Coborrower]; 1040 - 2022 [Coborrower]; 4506-C - 2022 [Coborrower]; 1040 - 2021 [Coborrower]; 4506-C - 2021 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $1,425.00 | XXXX | 7.320% | $0.00 | 1.6 | DU | ApproveEligible | No | No | 6.625% | 3 | 0 | 2 | 0 | 2 | 0 | 17.00 | No | No | XXXX | $2,132,279.70 | No | Yes | Final | Fee Simple | Individual | Trustee | Individual | Trustee | No | Trustee | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 483.8 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 3 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10342 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.874% | $6,397.14 | $6,397.14 | 6.750% | No | No | Employed | Employed | US Citizen | Permanent Resident Alien | $18,216.97 | 1 | XXXX | $2,394.60 | XXXX | $199.55 | XXXX | CA | XXXX | Monthly | 33.694% | 33.694% | 33.694% | XXXX | 735 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2023 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $28,633.24 | XXXX | 6.230% | $29,088.53 | 1.0 | DU | ApproveIneligible | No | No | 6.750% | 2 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | No | XXXX | $356,448.48 | 32.520% | No | 14 | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Resident Alien Card | 28.53 | No | XXXX | $0.00 | $8,203.21 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10343 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 7.495% | $10,131.08 | $10,131.08 | 7.375% | No | No | Self-Employed | US Citizen | $26,943.44 | 1 | XXXX | $1,956.00 | XXXX | $163.00 | XXXX | AZ | XXXX | Monthly | 37.764% | 37.764% | 37.764% | XXXX | 777 | No | No | [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $15,837.37 | XXXX | 6.260% | $0.00 | 3.9 | DU | ApproveIneligible | No | No | 7.375% | 0 | 1 | 0 | 2 | 1 | No | No | XXXX | $341,032.95 | 18.900% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 6.65 | Yes | No | XXXX | $0.00 | $0.00 | No | No | No | No | 2 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10344 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 7.487% | $6,883.78 | $6,883.78 | 7.500% | No | No | Self-Employed | Permanent Resident Alien | $13,281.49 | 1 | XXXX | $1,728.96 | XXXX | $144.08 | XXXX | CA | XXXX | Monthly | 43.212% | 43.212% | 43.212% | XXXX | 756 | No | No | [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Paystubs - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; 1040-ES - 2024 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; 1040-ES - 2023 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 1 | 0 | 0 | XXXX | XXXX | $14,968.97 | XXXX | 6.220% | $14,082.00 | 1.0 | DU | ApproveIneligible | No | No | 7.500% | 1 | 2 | 0 | 2 | 1 | No | No | XXXX | $290,898.12 | 26.560% | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Resident Alien Card | 21.27 | Yes | No | XXXX | $0.00 | $0.00 | No | No | No | No | 2 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10345 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 7.491% | $9,727.08 | $9,727.08 | 7.375% | No | No | Employed | US Citizen | $15,459.66 | 1 | XXXX | $2,961.96 | XXXX | $246.83 | 44.585% | 44.585% | 44.585% | XXXX | 718 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $15,178.43 | XXXX | 6.190% | $0.00 | 1.0 | DU | ApproveIneligible | No | No | 7.375% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | No | XXXX | $250,985.23 | 16.030% | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 9.98 | No | XXXX | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10346 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 7.230% | $12,861.01 | $12,861.01 | 7.250% | No | No | Employed | Employed | US Citizen | US Citizen | $24,886.51 | 1 | XXXX | $2,522.04 | XXXX | $210.17 | 39.659% | 39.659% | 39.659% | XXXX | 781 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - XXXX | Primary Income - Wages]; Vesting Schedule - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2024 [Borrower - XXXX | Primary Income - Wages]; Restricted Stock Agreement - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2023 [Borrower - XXXX | Primary Income - Wages]; Restricted Stock Agreement - 2023 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - XXXX | Primary Income - Wages]; Other - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; Vesting Schedule - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2023 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $11,161.04 | XXXX | 6.260% | $15,000.00 | 1.3 | DU | ApproveIneligible | No | No | 7.250% | 2 | 2 | 0 | 0 | 2 | 0 | 0.00 | No | No | XXXX | $500,806.76 | 23.900% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 23.07 | Yes | No | XXXX | $0.00 | $14,046.96 | No | No | No | No | 2 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10347 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 7.065% | $5,780.97 | $5,780.97 | 6.875% | No | No | Employed | US Citizen | $11,257.27 | 1 | XXXX | $3,842.04 | XXXX | $320.17 | XXXX | NC | XXXX | Monthly | 44.683% | 44.683% | 44.683% | XXXX | 716 | No | No | [Borrower - XXXX | Primary Income - Wages]; Other - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - XXXX | Primary Income - Wages]; WVOE - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $15,337.20 | XXXX | 6.190% | $7,000.00 | 1.7 | DU | ApproveIneligible | Yes | No | 6.875% | 2 | 2 | 0 | 2 | 1 | 0.00 | No | No | XXXX | $222,821.81 | 22.280% | No | 23 | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 22.19 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 3 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10348 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.875% | $7,167.01 | $7,167.01 | 6.750% | No | No | Employed | Employed | US Citizen | US Citizen | $19,752.67 | 1 | XXXX | $2,143.08 | XXXX | $178.59 | 38.807% | 38.807% | 38.807% | XXXX | 800 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $15,581.50 | XXXX | 6.190% | $10,900.00 | 1.0 | DU | ApproveIneligible | Yes | No | 6.750% | 2 | 1 | 2 | 0 | 2 | 0 | 0.00 | No | No | XXXX | $370,020.59 | 28.460% | No | 11 | 20 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 21.3 | Yes | No | XXXX | $0.00 | $18,750.00 | No | No | No | No | 2 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10349 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.886% | $9,754.31 | $9,754.31 | 6.875% | No | No | Employed | US Citizen | $33,882.75 | 1 | XXXX | $1,650.00 | XXXX | $137.50 | 29.939% | 29.939% | 29.939% | XXXX | 789 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $11,717.39 | XXXX | 6.230% | $13,393.00 | 1.0 | DU | ApproveIneligible | Yes | No | 6.875% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | No | XXXX | $285,821.86 | 17.320% | No | 33 | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 15.02 | Yes | No | XXXX | $0.00 | $0.00 | No | No | No | No | 2 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10350 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 7.587% | $7,763.13 | $7,763.13 | 7.500% | No | No | Self-Employed | Non-Employment Income | US Citizen | US Citizen | $14,480.78 | 1 | XXXX | $2,977.80 | XXXX | $248.15 | 45.265% | 45.265% | 45.265% | XXXX | 701 | No | No | [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - XXXX | Non-Primary Income - Pension]; Account Statements - 2025 [Coborrower(s) - XXXX | Non-Primary Income - Pension]; 1099-R - 2024 [Coborrower(s) - XXXX | Non-Primary Income - Pension]; 1099-R - 2023 [Coborrower(s) - XXXX | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2010 [Coborrower(s) - XXXX | Primary Income - Social Security]; Account Statements - 2025 [Coborrower(s) - XXXX | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - XXXX | Primary Income - Social Security]; 1099-SSA - 2024 [Coborrower(s) - XXXX | Primary Income - Social Security]; 1099-SSA - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $8,595.86 | XXXX | 6.190% | $0.00 | 1.6 | DU | ApproveIneligible | No | No | 7.500% | 1 | 0 | 1 | 0 | 2 | 1 | No | No | XXXX | $196,099.95 | 15.870% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 7.78 | Yes | No | XXXX | $4,780.74 | $0.00 | No | No | No | No | 2 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10351 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 7.278% | $7,596.03 | $7,596.03 | 7.250% | No | No | Employed | US Citizen | $13,705.51 | 1 | XXXX | $1,749.00 | XXXX | $145.75 | 44.957% | 44.957% | 44.957% | XXXX | 707 | No | No | [Borrower - XXXX | Primary Income - Wages]; Employer Letter - 2025 [Borrower - XXXX | Primary Income - Wages]; Other - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2023 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2023 [Borrower - XXXX | Primary Income - Wages]; Employer Letter - 2022 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $1,445.00 | XXXX | 6.220% | $0.00 | 2.6 | DU | ApproveIneligible | Yes | No | 7.250% | 2 | 1 | 0 | 2 | 1 | 0.00 | No | No | XXXX | $25,336.55 | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 32.87 | Retail | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 2 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10352 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.820% | $8,269.63 | $8,269.63 | 6.750% | No | No | Employed | Not Employed | US Citizen | US Citizen | $34,367.46 | 1 | XXXX | $765.00 | XXXX | $63.75 | 21.446% | 21.446% | 21.446% | XXXX | 788 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $7,001.25 | XXXX | 6.220% | $0.00 | 1.0 | DU | ApproveIneligible | Yes | No | 6.750% | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | No | XXXX | $288,504.45 | 19.230% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 5.25 | Retail | No | XXXX | $0.00 | $0.00 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10353 | Safe Harbor QM (APOR) | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 6.822% | $5,375.26 | $5,375.26 | 6.750% | No | No | Self-Employed | Employed | Employed | 33.49 | US Citizen | US Citizen | US Citizen | $72,567.26 | 1 | XXXX | $2,280.24 | XXXX | $190.02 | XXXX | CA | XXXX | Monthly | 21.391% | 21.391% | 21.391% | XXXX | 775 | 806 | 811 | 810 | Level 4-Stated/Verified as defined | Level 5-Stated/Verified as defined | Level 3-Stated/Verified as defined | No | No | [Borrower - XXXX | Primary Income - Sole Proprietor]; Other - 2025 [Borrower - XXXX | Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Borrower - XXXX | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - XXXX | Primary Income - Sole Proprietor]; Other - 2024 [Borrower - XXXX | Primary Income - Sole Proprietor]; W-2 - 2024 [Borrower - XXXX | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 [Borrower - XXXX | Primary Income - Sole Proprietor]; Other - 2023 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2023 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $2,325.00 | XXXX | 6.630% | $0.00 | 1.2 | LP / LPA | Accept/Eligible | Yes | No | 6.750% | 1 | 1 | 2 | 0 | 2 | 1 | No | No | XXXX | $306,176.24 | 31.400% | No | 33 | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 20.89 | Retail | No | No | XXXX | $0.00 | $86,384.62 | No | No | No | No | 2 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10354 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.372% | $9,025.63 | $9,025.63 | 6.000% | No | No | Employed | Employed | Non-Permanent Resident Alien | US Citizen | India | $19,311.24 | 1 | XXXX | $2,409.96 | XXXX | $200.83 | 37.031% | 37.031% | 37.031% | XXXX | 775 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $42,592.42 | XXXX | 6.230% | $0.00 | 4.9 | DU | ApproveIneligible | No | No | 6.000% | 2 | 2 | 2 | 0 | 2 | 2 | 0.00 | No | No | XXXX | $196,107.25 | No | Yes | Commitment | Fee Simple | Individual | Trustee | Individual | Trustee | No | Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | VISA | No | 17.86 | Retail | No | XXXX | $0.00 | $7,817.33 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10355 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.941% | $7,266.74 | $7,266.74 | 6.750% | No | No | Employed | Employed | US Citizen | US Citizen | $33,339.67 | 1 | XXXX | $3,331.44 | XXXX | $277.62 | 21.707% | 21.707% | 21.707% | XXXX | 769 | No | No | [Borrower - XXXX | Primary Income - Wages]; Other - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - XXXX | Primary Income - Wages]; Other - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Income - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $19,831.11 | XXXX | 6.170% | $0.00 | 1.0 | DU | ApproveIneligible | Yes | No | 6.750% | 2 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | No | XXXX | $270,372.10 | 21.710% | No | 33 | 7 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 51.41 | Retail | No | XXXX | $0.00 | $20,833.34 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10356 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.745% | $8,381.67 | $8,381.67 | 6.625% | No | No | Self-Employed | US Citizen | $44,757.14 | 1 | XXXX | $3,081.96 | XXXX | $256.83 | 28.760% | 28.760% | 28.760% | XXXX | 787 | No | No | [Borrower - XXXX | Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025 [Borrower - XXXX | Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025 [Borrower - XXXX | Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025 [Borrower - XXXX | Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - XXXX | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - XXXX | Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - XXXX | Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Borrower - XXXX | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - XXXX | Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Borrower - XXXX | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Tax Return Extension - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $1,690.00 | XXXX | 6.240% | $0.00 | 3.1 | DU | ApproveIneligible | No | No | 6.625% | 0 | 2 | 0 | 2 | 2 | No | No | XXXX | $866,452.90 | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 87.96 | Retail | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 2 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10357 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.617% | $11,375.96 | $11,375.96 | 6.500% | No | No | Self-Employed | Employed | US Citizen | US Citizen | $34,105.37 | 1 | XXXX | $10,836.00 | XXXX | $903.00 | 40.430% | 40.430% | 40.430% | XXXX | 767 | No | No | [Borrower - XXXX | Primary Income - Partnership (>= 25%)]; Account Statements - Business - 2025 [Borrower - XXXX | Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025 [Borrower - XXXX | Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025 [Borrower - XXXX | Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - XXXX | Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - XXXX | Primary Income - Partnership (>= 25%)]; 1040-ES - 2023 [Borrower - XXXX | Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Borrower - XXXX | Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Borrower - XXXX | Primary Income - Partnership (>= 25%)]; Other - 2023 [Borrower - XXXX | Non-Primary Income - Wages]; Other - 2025 [Borrower - XXXX | Non-Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Non-Primary Income - Wages]; WVOE - 2025 [Borrower - XXXX | Non-Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - XXXX | Non-Primary Income - K-1 (< 25%)]; Other - 2025 [Coborrower(s) - XXXX | Non-Primary Income - K-1 (< 25%)]; 1065 - 2024 [Coborrower(s) - XXXX | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024 [Coborrower(s) - XXXX | Non-Primary Income - K-1 (< 25%)]; 1065 - 2023 [Coborrower(s) - XXXX | Non-Primary Income - K-1 (< 25%)]; K-1 - 2023 [Coborrower(s) - XXXX | Non-Primary Income - K-1 (< 25%)]; Third Party Verification - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $29,340.97 | XXXX | 6.170% | $40,000.00 | 1.3 | DU | ApproveIneligible | No | No | 6.500% | 1 | 2 | 2 | 0 | 2 | 2 | No | No | XXXX | $113,846.11 | 5.690% | No | 23 | 33 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 9.48 | Retail | Yes | No | XXXX | $1,821.00 | $20,031.00 | No | No | No | No | 2 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10358 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.525% | $6,541.90 | $6,541.90 | 6.500% | No | No | Employed | Permanent Resident Alien | $17,004.08 | 1 | XXXX | $827.04 | XXXX | $68.92 | 42.753% | 42.753% | 42.753% | XXXX | 711 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - XXXX | Primary Income - Wages]; Vesting Schedule - 2025 [Borrower - XXXX | Primary Income - Wages]; Vesting Schedule - 2025 [Borrower - XXXX | Primary Income - Wages]; Vesting Schedule - 2025 [Borrower - XXXX | Primary Income - Wages]; Vesting Schedule - 2025 [Borrower - XXXX | Primary Income - Wages]; Year End Summary - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Borrower - XXXX | Primary Income - Wages]; Year End Summary - 2024 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2023 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2023 [Borrower - XXXX | Primary Income - Wages]; Year End Summary - 2023 [Borrower - XXXX | Primary Income - Wages]; Year End Summary - 2022 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $126.00 | XXXX | 6.260% | $138.50 | 1.0 | DU | ApproveIneligible | No | No | 6.500% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | No | XXXX | $231,265.11 | 19.510% | No | 33 | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Resident Alien Card | 7.74 | Retail | No | XXXX | $0.00 | $0.00 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10359 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 7.375% | $8,840.02 | $8,840.02 | 7.250% | No | No | Employed | Employed | US Citizen | US Citizen | $12,782.52 | 1 | XXXX | $1,101.96 | XXXX | $91.83 | XXXX | UT | XXXX | Monthly | 44.858% | 44.858% | 44.858% | XXXX | 741 | No | No | [Borrower - XXXX | Primary Income - Wages]; Employer Letter - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - XXXX | Primary Income - Wages]; WVOE - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $17,687.40 | XXXX | 6.220% | $10,100.00 | 1.0 | DU | ApproveIneligible | No | No | 7.250% | 1 | 2 | 0 | 0 | 2 | 0 | 0.00 | No | No | XXXX | $427,053.19 | 29.650% | No | 10 | 34 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 25.85 | Retail | Yes | No | XXXX | $0.00 | $13,286.63 | No | No | No | No | 2 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10360 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 7.668% | $7,866.16 | $7,866.16 | 7.500% | No | No | Self-Employed | US Citizen | $20,217.01 | 1 | XXXX | $7,628.28 | XXXX | $635.69 | 42.339% | 42.339% | 42.339% | XXXX | 711 | No | No | [Borrower - XXXX | Primary Income - Sole Proprietor]; Other - 2025 [Borrower - XXXX | Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Borrower - XXXX | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - XXXX | Primary Income - Sole Proprietor]; 1099 - 2024 [Borrower - XXXX | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 [Borrower - XXXX | Primary Income - Sole Proprietor]; 1099 - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Tax Return Extension - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $14,508.75 | XXXX | 6.220% | $0.00 | 4.6 | DU | ApproveIneligible | No | No | 7.500% | 0 | 2 | 0 | 3 | 2 | No | No | XXXX | $361,389.68 | 28.340% | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 18.28 | Retail | No | XXXX | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10030 | Safe Harbor QM (APOR) | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 6.673% | $7,683.73 | $7,683.73 | 6.625% | No | No | Employed | Employed | US Citizen | US Citizen | $17,008.59 | 1 | XXXX | $1,559.04 | XXXX | $129.92 | 39.789% | 39.789% | 39.789% | XXXX | 734 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | $6,000.00 | XXXX | 6.160% | $0.00 | 2.6 | DU | ApproveEligible | Yes | No | 6.625% | 2 | 2 | 0 | 0 | 2 | 0 | 0.00 | No | No | XXXX | $23,514.64 | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 0.75 | No | XXXX | $0.00 | $6,581.47 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10031 | Safe Harbor QM (APOR) | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 6.970% | $6,334.11 | $6,334.11 | 6.875% | No | No | Employed | Employed | US Citizen | US Citizen | $13,654.56 | 1 | XXXX | $1,888.92 | XXXX | $157.41 | 43.493% | 43.493% | 43.493% | XXXX | 755 | No | No | [Borrower - XXXX | Primary Income - Wages]; Employer Letter - 2025 [Borrower - XXXX | Primary Income - Wages]; Other - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | $8,040.46 | XXXX | 6.310% | $0.00 | 1.0 | DU | ApproveEligible | Yes | No | 6.875% | 1 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | No | XXXX | $21,236.38 | No | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 0.6 | No | XXXX | $0.00 | $12,507.73 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10032 | Safe Harbor QM (APOR) | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 6.674% | $6,832.12 | $6,832.12 | 6.625% | No | No | Self-Employed | US Citizen | $11,405.40 | 1 | XXXX | $2,177.16 | XXXX | $181.43 | 46.223% | 46.223% | 46.223% | XXXX | 747 | No | No | [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | $3,915.35 | XXXX | 6.240% | $0.00 | 1.4 | DU | ApproveEligible | Yes | No | 6.625% | 0 | 1 | 0 | 3 | 1 | No | No | XXXX | $26,223.91 | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 0.98 | Retail | No | XXXX | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10274 | Higher Priced QM (APOR) | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 7.855% | $5,662.35 | $5,662.35 | 7.625% | No | No | Self-Employed | US Citizen | $17,043.21 | 1 | XXXX | $3,219.96 | XXXX | $268.33 | 43.492% | 43.492% | 43.492% | XXXX | 690 | No | No | [Borrower - XXXX | Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Borrower - XXXX | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - XXXX | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 [Borrower - XXXX | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022 [Borrower - XXXX | Non-Primary Income - Sole Proprietor]; Other - 2025 [Borrower - XXXX | Non-Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Borrower - XXXX | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - XXXX | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 [Borrower - XXXX | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022 [Borrower - XXXX | Non-Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Borrower - XXXX | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - XXXX | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 [Borrower - XXXX | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022 [Borrower - XXXX | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - XXXX | Non-Primary Income - Child Support]; Other - 2025 [Borrower - XXXX | Non-Primary Income - Child Support]; Child Support Order - 2019 [Borrower - XXXX | Non-Primary Income - Child Support]; Divorce Decree - 2019 [Borrower - XXXX | Non-Primary Income - Child Support]; Other - 2012 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Tax Return Extension - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1040 - 2022 [Borrower]; Transcripts (1040) - 2022 [Borrower]; Transcripts (1040) - 2020 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | $18,000.00 | XXXX | 6.240% | $0.00 | 5.0 | LP / LPA | Accept/Eligible | N/A | No | 7.625% | 0 | 3 | 0 | 2 | 3 | No | Yes | Mixed | Not Tested | XXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | 11.63 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10275 | Safe Harbor QM (APOR) | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 6.290% | $2,097.68 | $2,097.68 | 5.990% | No | No | Employed | Not Employed | US Citizen | US Citizen | $11,484.36 | 1 | XXXX | $7,647.96 | XXXX | $637.33 | 28.295% | 28.294% | 28.294% | XXXX | 719 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | $4,925.00 | XXXX | 6.310% | $0.00 | 2.6 | LP / LPA | Accept/Eligible | Yes | No | 5.990% | 1 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | XXXX | No | Yes | Short Form | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10276 | Safe Harbor QM (APOR) | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 6.102% | $3,509.01 | $3,509.01 | 5.875% | No | No | Employed | US Citizen | $8,392.03 | 1 | XXXX | $1,590.00 | XXXX | $132.50 | 34.111% | 34.111% | 34.111% | XXXX | 779 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | $12,966.20 | XXXX | 6.290% | $0.00 | 1.1 | DU | ApproveEligible | N/A | No | 5.875% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | XXXX | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10277 | Safe Harbor QM (APOR) | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 6.315% | $3,575.19 | $3,575.19 | 6.125% | No | No | Employed | US Citizen | $11,109.85 | 1 | XXXX | $1,233.96 | XXXX | $102.83 | 27.936% | 27.936% | 27.936% | XXXX | 707 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | $12,383.74 | XXXX | 6.310% | $0.00 | 1.3 | DU | ApproveEligible | N/A | No | 6.125% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | XXXX | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10278 | Safe Harbor QM (APOR) | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 6.201% | $6,659.42 | $6,659.42 | 6.125% | No | No | Employed | US Citizen | $13,623.45 | 1 | XXXX | $1,586.04 | XXXX | $132.17 | XXXX | CA | XXXX | Monthly | 49.378% | 49.377% | 49.377% | XXXX | 763 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2023 [Borrower - XXXX | Non-Primary Income - Wages]; Other - 2025 [Borrower - XXXX | Non-Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Non-Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - XXXX | Non-Primary Income - Wages]; Vesting Schedule - 2025 [Borrower - XXXX | Non-Primary Income - Wages]; W-2 - 2024 [Borrower - XXXX | Non-Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | $9,335.00 | XXXX | 6.240% | $0.00 | 1.0 | DU | ApproveEligible | N/A | No | 6.125% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | XXXX | $232,473.89 | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | 23.97 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 3 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10279 | Safe Harbor QM (APOR) | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 5.888% | $6,844.55 | $6,844.55 | 5.625% | No | No | Employed | US Citizen | $12,307.78 | 1 | XXXX | $770.16 | XXXX | $64.18 | XXXX | CA | XXXX | Monthly | 45.921% | 45.921% | 45.921% | XXXX | 753 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | $33,603.57 | XXXX | 6.160% | $0.00 | 1.0 | LP / LPA | Accept/Eligible | Yes | No | 5.625% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | XXXX | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10280 | Safe Harbor QM (APOR) | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 6.316% | $1,916.51 | $1,916.51 | 5.990% | No | No | Employed | Employed | US Citizen | US Citizen | $5,823.98 | 1 | XXXX | $2,079.12 | XXXX | $173.26 | 44.147% | 44.147% | 44.147% | XXXX | 703 | No | No | [Borrower - XXXX | Primary Income - Wages]; Employer Letter - 2025 [Borrower - XXXX | Primary Income - Wages]; Other - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | $8,845.00 | XXXX | 6.290% | $0.00 | 1.0 | DU | ApproveEligible | N/A | No | 5.990% | 1 | 1 | 2 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | XXXX | $14,282.24 | No | 33 | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | FICO Risk Score Classic 04 | No | 6.05 | No | No | XXXX | $0.00 | $5,946.18 | No | No | No | No | 2 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10281 | Safe Harbor QM (APOR) | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 6.355% | $1,742.82 | $1,742.82 | 5.990% | No | No | Non-Employment Income | US Citizen | $2,535.61 | 1 | XXXX | $1,161.00 | XXXX | $96.75 | 44.929% | 44.929% | 44.929% | XXXX | 762 | No | No | [Borrower - XXXX | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - XXXX | Non-Primary Income - IRA Distribution]; Account Statements - 2025 [Borrower - XXXX | Non-Primary Income - IRA Distribution]; 1099-R - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | $8,002.50 | XXXX | 6.240% | $0.00 | 1.0 | LP / LPA | Accept/Eligible | No | No | 5.990% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | XXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | Retail | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10282 | Safe Harbor QM (APOR) | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 6.383% | $1,953.94 | $1,953.94 | 5.990% | No | No | Self-Employed | US Citizen | $4,285.11 | 1 | XXXX | $2,784.96 | XXXX | $232.08 | 39.534% | 39.534% | 39.534% | XXXX | 735 | No | No | [Borrower - XXXX | Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Borrower - XXXX | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - XXXX | Non-Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Non-Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - XXXX | Non-Primary Income - Wages]; The Work Number - Income - 2025 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | $8,971.88 | XXXX | 6.240% | $0.00 | 1.1 | LP / LPA | Accept/Eligible | No | No | 5.990% | 0 | 1 | 0 | 2 | 0 | No | Yes | Mixed | Not Tested | XXXX | No | 7 | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | Retail | No | XXXX | $0.00 | $0.00 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10283 | Safe Harbor QM (APOR) | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 6.287% | $3,120.78 | $3,120.78 | 5.875% | No | No | Self-Employed | US Citizen | $10,088.06 | 1 | XXXX | $2,088.60 | XXXX | $174.05 | XXXX | OR | XXXX | Monthly | 33.014% | 33.014% | 33.014% | XXXX | 711 | No | No | [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; W-2 - 2023 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - XXXX | Non-Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Borrower - XXXX | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - XXXX | Non-Primary Income - Sole Proprietor]; W-2 - 2024 [Borrower - XXXX | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 [Borrower - XXXX | Non-Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Borrower - XXXX | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - XXXX | Non-Primary Income - Sole Proprietor]; W-2 - 2024 [Borrower - XXXX | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | $11,866.40 | XXXX | 6.260% | $0.00 | 2.0 | DU | ApproveEligible | N/A | No | 5.875% | 2 | 2 | 0 | 2 | 0 | No | Yes | Mixed | Not Tested | XXXX | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | 0 | No | XXXX | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10294 | Non QM | XXXX | Yes | No | XXXX | XXXX | XXXX | 7.445% | $2,821.05 | $2,821.05 | 7.375% | No | No | Employed | Non-Permanent Resident Alien | Mexico | $3,582.53 | 2 | XXXX | $1,721.04 | XXXX | $143.42 | 49.328% | 49.328% | 49.328% | XXXX | 755 | No | No | [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2025 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 [Borrower]; 4506-C - 2021 [Borrower]; Transcripts (1040) - 2021 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $12,738.29 | XXXX | 6.260% | $17,391.00 | None | No | No | 7.375% | 0 | 2 | 0 | 4 | 4 | 0.00 | No | XXXX | $154,791.03 | 26.700% | No | 33 | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Passport | 2.9 | No | XXXX | $0.00 | $0.00 | Yes | No | No | No | 1 | 480 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10296 | Non QM | XXXX | Yes | No | XXXX | XXXX | XXXX | 8.206% | $3,190.31 | $3,190.31 | 7.875% | No | No | Employed | Non-Permanent Resident Alien | Peru | $5,821.46 | 1 | XXXX | $1,250.04 | XXXX | $104.17 | 39.271% | 39.271% | 39.271% | XXXX | 671 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2025 [Borrower - XXXX | Primary Income - Wages]; WVOE - 2025 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2021 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $12,599.00 | XXXX | 6.260% | $91,854.18 | 1.0 | None | N/A | No | 7.875% | 0 | 1 | 0 | 4 | 1 | 0.00 | No | XXXX | $62,284.63 | 11.320% | No | 22 | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Passport | 3.71 | Retail | No | XXXX | $0.00 | $0.00 | Yes | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10293 | N/A | XXXX | No | No | XXXX | XXXX | 7.658% | $3,274.45 | $3,274.45 | 7.250% | No | No | Employed | US Citizen | $10,139.79 | 2 | XXXX | $2,671.56 | XXXX | $222.63 | 44.833% | 44.833% | 44.833% | XXXX | 679 | No | No | [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2023 [Borrower - XXXX | Primary Income - Wages]; W-2 Transcript - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $28,604.60 | 6.160% | $0.00 | None | No | No | 7.250% | 2 | 1 | 0 | 2 | 0 | 0.00 | No | XXXX | $173,237.02 | 28.870% | No | 38 | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 11.29 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 4 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10297 | Non QM | XXXX | Yes | No | XXXX | XXXX | XXXX | 7.264% | $11,597.00 | $11,597.00 | 7.250% | No | No | Self-Employed | US Citizen | $47,301.31 | 1 | XXXX | $12,709.56 | XXXX | $1,059.13 | XXXX | TX | XXXX | Monthly | 34.379% | 34.379% | 34.379% | XXXX | 690 | No | No | Borrower Prepared | [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Other - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; W-2 - 2023 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Account Transcripts - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Account Transcripts - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $1,740.00 | XXXX | 6.260% | $0.00 | 4.3 | None | N/A | No | 7.250% | 2 | 2 | 0 | 3 | 2 | 10.00 | No | XXXX | $828,330.65 | 38.980% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 10.7 | Retail | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 2 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10299 | Non QM | XXXX | Yes | No | XXXX | XXXX | XXXX | 8.409% | $2,729.34 | $2,729.34 | 7.999% | No | No | Employed | Employed | Non-Permanent Resident Alien | Non-Permanent Resident Alien | Mexico | Mexico | $3,803.15 | 1 | XXXX | $1,946.16 | XXXX | $162.18 | 49.156% | 49.156% | 49.156% | XXXX | 709 | No | No | [Borrower - XXXX | Primary Income - Wages]; Employer Letter - 2025 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2025 [Borrower - XXXX | Primary Income - Wages]; WVOE - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; WVOE - 2025 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2021 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2021 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $14,575.16 | XXXX | 6.260% | $9,950.00 | 2.1 | None | Yes | No | 7.999% | 0 | 0 | 2 | 0 | 4 | 2 | 0.00 | No | XXXX | $76,395.67 | 17.360% | No | 32 | 21 | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Risk Score Classic 04 | Passport | Passport | 6.37 | No | XXXX | $0.00 | $3,320.00 | Yes | Yes | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10298 | Non QM | XXXX | Yes | No | XXXX | XXXX | XXXX | 8.320% | $2,465.21 | $2,465.21 | 7.999% | No | No | Employed | Non-Permanent Resident Alien | Mexico | $4,130.08 | 1 | XXXX | $1,270.20 | XXXX | $105.85 | 42.243% | 42.243% | 42.243% | XXXX | 719 | No | No | [Borrower - XXXX | Primary Income - Wages]; VVOE - 2025 [Borrower - XXXX | Primary Income - Wages]; WVOE - 2025 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2021 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $9,135.00 | XXXX | 6.190% | $0.00 | 1.0 | None | N/A | No | 7.999% | 0 | 2 | 0 | 4 | 1 | 0.00 | No | XXXX | $88,820.93 | No | 35 | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Passport | No | 29.35 | No | XXXX | $0.00 | $0.00 | Yes | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10092 | Safe Harbor QM (APOR) | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 6.718% | $6,915.36 | $6,915.36 | 6.625% | No | No | Employed | Employed | US Citizen | US Citizen | $12,021.41 | 1 | XXXX | $2,291.04 | XXXX | $190.92 | 44.358% | 44.358% | 44.358% | XXXX | 743 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2026 [Borrower - XXXX | Primary Income - Wages]; Employer Letter - 2025 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2025 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Income - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | $29,418.60 | XXXX | 6.250% | $0.00 | 1.0 | DU | ApproveEligible | Yes | No | 6.625% | 1 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | No | XXXX | $47,163.76 | No | 35 | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 3.31 | No | XXXX | $0.00 | $6,788.56 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10093 | Safe Harbor QM (APOR) | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 6.636% | $6,438.97 | $6,438.97 | 6.625% | No | No | Employed | US Citizen | $21,463.25 | 1 | XXXX | $1,920.96 | XXXX | $160.08 | XXXX | CA | XXXX | Monthly | 37.466% | 37.466% | 37.466% | XXXX | 761 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | $2,820.00 | XXXX | 6.270% | $0.00 | 1.9 | DU | ApproveEligible | Yes | No | 6.625% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | No | XXXX | $51,154.86 | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 2.59 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 2 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10094 | Safe Harbor QM (APOR) | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 6.665% | $6,940.97 | $6,940.97 | 6.625% | No | No | Employed | US Citizen | $12,114.17 | 1 | XXXX | $1,806.00 | XXXX | $150.50 | 43.363% | 43.363% | 43.363% | XXXX | 799 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | $3,904.20 | XXXX | 6.260% | $0.00 | 1.3 | LP / LPA | Accept/Eligible | Yes | No | 6.625% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | XXXX | $24,548.66 | No | Yes | Short Form | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 1.19 | Retail | No | XXXX | $0.00 | $0.00 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10095 | Safe Harbor QM (APOR) | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 6.674% | $6,768.09 | $6,768.09 | 6.625% | No | No | Employed | Employed | US Citizen | US Citizen | $17,471.99 | 1 | XXXX | $1,977.96 | XXXX | $164.83 | 38.678% | 38.678% | 38.678% | XXXX | 798 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - XXXX | Primary Income - Wages]; Other - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; VVOE - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | $20,633.23 | XXXX | 6.220% | $0.00 | 3.1 | DU | ApproveEligible | No | No | 6.625% | 2 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | No | XXXX | $39,020.37 | No | Yes | Short Form | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 3.48 | No | No | XXXX | $0.00 | $14,583.34 | No | No | No | No | 2 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10096 | Safe Harbor QM (APOR) | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 7.052% | $6,552.57 | $6,552.57 | 6.999% | No | No | Employed | Employed | US Citizen | US Citizen | $21,781.91 | 1 | XXXX | $2,231.04 | XXXX | $185.92 | 35.147% | 35.147% | 35.147% | XXXX | 713 | No | No | [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; VVOE - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | $17,280.05 | XXXX | 6.190% | $0.00 | 1.0 | DU | ApproveEligible | No | No | 6.999% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | No | XXXX | No | 34 | 34 | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | XXXX | $0.00 | $8,195.08 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10097 | Safe Harbor QM (APOR) | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 7.528% | $6,271.34 | $6,271.34 | 7.499% | No | No | Employed | Employed | US Citizen | US Citizen | $14,050.27 | 1 | XXXX | $2,573.04 | XXXX | $214.42 | 40.087% | 40.087% | 40.087% | XXXX | 744 | No | No | [Borrower - XXXX| Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Income - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | $14,650.00 | XXXX | 6.230% | $0.00 | 1.0 | DU | ApproveEligible | No | No | 7.499% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | No | XXXX | No | 34 | 34 | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | Yes | FICO II | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | XXXX | $0.00 | $12,163.51 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10098 | Safe Harbor QM (APOR) | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 6.665% | $5,602.72 | $5,602.72 | 6.625% | No | No | Employed | US Citizen | $8,077.54 | 1 | XXXX | $2,559.96 | XXXX | $213.33 | 49.995% | 49.995% | 49.995% | XXXX | 767 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Borrower - XXXX | Non-Primary Income - Wages]; Other - 2025 [Borrower - XXXX | Non-Primary Income - Wages]; Other - 2025 [Borrower - XXXX | Non-Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Non-Primary Income - Wages]; VVOE - 2025 [Borrower - XXXX | Non-Primary Income - Wages]; W-2 - 2024 [Borrower - XXXX | Non-Primary Income - Wages]; Employer Letter - 2023 [Borrower - XXXX | Non-Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | $15,928.45 | XXXX | 6.230% | $0.00 | 1.9 | DU | ApproveEligible | Yes | No | 6.625% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | No | XXXX | $355,278.20 | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 50.39 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10058 | Non QM | XXXX | Yes | No | XXXX | XXXX | XXXX | 8.099% | $3,771.91 | $3,771.91 | 7.750% | No | No | Employed | US Citizen | $6,297.15 | 1 | XXXX | $2,465.04 | XXXX | $205.42 | 47.643% | 47.643% | 47.643% | XXXX | 728 | No | No | [Borrower - XXXX | Primary Income - Wages]; Employer Letter - 2025 [Borrower - XXXX | Primary Income - Wages]; Employer Letter - 2025 [Borrower - XXXX | Primary Income - Wages]; Other - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2025 [Borrower - XXXX | Primary Income - Wages]; WVOE - 2025 [Borrower - XXXX | Non-Primary Income - Wages]; Other - 2025 [Borrower - XXXX | Non-Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Non-Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - XXXX | Non-Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - XXXX | Non-Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - XXXX | Non-Primary Income - Wages]; W-2 - 2024 [Borrower - XXXX | Non-Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Account Transcripts - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $16,988.75 | XXXX | 6.310% | $0.00 | None | N/A | No | 7.750% | 2 | 2 | 0 | 3 | 2 | 0.00 | No | XXXX | $143,976.67 | 24.610% | No | 3 | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 10.79 | Retail | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 2 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10361 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.771% | $5,715.77 | $5,715.77 | 6.750% | No | No | Non-Employment Income | Employed | US Citizen | US Citizen | $25,677.48 | 1 | XXXX | $1,355.52 | XXXX | $112.96 | XXXX | NJ | XXXX | Monthly | 36.885% | 36.885% | 36.885% | XXXX | 744 | No | No | [Borrower - XXXX | Primary Income - Pension]; Award Letter / Continuance Letter - 2025 [Borrower - XXXX | Primary Income - Pension]; 1099-R - 2024 [Borrower - XXXX | Non-Primary Income - Pension]; 1099-R - 2024 [Borrower - XXXX | Non-Primary Income - Pension]; Paystubs - 2024 [Borrower - XXXX | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - XXXX | Non-Primary Income - IRA Distribution]; Account Statements - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; Other - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $1,395.00 | XXXX | 6.180% | $0.00 | 1.0 | DU | ApproveIneligible | No | No | 6.750% | 0 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | No | XXXX | $2,323,031.75 | 100.000% | No | 12 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 301.07 | No | No | XXXX | $0.00 | $7,040.80 | No | No | No | No | 2 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10362 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.768% | $8,317.62 | $8,317.62 | 6.750% | No | No | Self-Employed | US Citizen | $36,306.47 | 1 | XXXX | $2,064.00 | XXXX | $172.00 | 37.962% | 37.962% | 37.962% | XXXX | 791 | No | No | Third Party Prepared (Unaudited) | [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Other - 2026 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Other - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Tax Return Extension - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $1,395.00 | XXXX | 6.170% | $0.00 | 1.0 | DU | ApproveIneligible | No | No | 6.750% | 1 | 1 | 0 | 3 | 1 | 11.53 | No | No | XXXX | $464,482.15 | 28.970% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 35.05 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 2 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10363 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.785% | $10,337.03 | $10,337.03 | 6.750% | No | No | Employed | Not Employed | US Citizen | US Citizen | $24,619.03 | 1 | XXXX | $3,306.48 | XXXX | $275.54 | XXXX | UT | XXXX | Monthly | 46.770% | 46.770% | 46.770% | XXXX | 805 | No | No | [Borrower - XXXX | Primary Income - Wages]; Employer Letter - 2026 [Borrower - XXXX | Primary Income - Wages]; Other - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $1,895.00 | XXXX | 6.180% | $0.00 | 2.3 | DU | ApproveIneligible | No | No | 6.750% | 2 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | No | XXXX | $2,644,839.88 | 100.000% | No | 35 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 173.61 | Yes | No | XXXX | $0.00 | $0.00 | No | No | No | No | 4 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10364 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.654% | $6,243.03 | $6,243.03 | 6.625% | No | No | Self-Employed | US Citizen | $10,417.07 | 1 | XXXX | $1,983.00 | XXXX | $165.25 | XXXX | OR | XXXX | Monthly | 49.287% | 49.287% | 49.287% | XXXX | 777 | No | No | Borrower Prepared | [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Other - 2026 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Paystubs - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2023 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; W-2 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $1,390.00 | XXXX | 6.180% | $0.00 | 1.8 | DU | ApproveIneligible | Yes | No | 6.625% | 2 | 2 | 0 | 4 | 2 | 12.00 | No | No | XXXX | $400,736.76 | 30.820% | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 10.56 | Retail | Yes | No | XXXX | $0.00 | $0.00 | No | No | No | No | 2 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | XXXXX | CMLTI 2026-LTV1-10020 | N/A | XXXX | No | Yes | XXXX | XXXX | 6.719% | $5,798.47 | $5,798.47 | 6.750% | No | No | Employed | Self-Employed | US Citizen | US Citizen | $10,923.37 | 1 | XXXX | $1,280.16 | XXXX | $106.68 | 44.896% | 44.896% | 44.896% | XXXX | 780 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2024 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2023 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2023 [Coborrower(s) - XXXX | Primary Income - Sole Proprietor]; Account Statements - Business - 2025 [Coborrower(s) - XXXX | Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Coborrower(s) - XXXX | Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Coborrower(s) - XXXX | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | XXXX | 6.320% | $0.00 | LP / LPA | Accept/Eligible | Yes | No | 6.750% | 1 | 0 | 1 | 0 | 2 | 1 | 0.00 | No | XXXX | $171,015.09 | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 23.48 | No | No | XXXX | $3,626.67 | $0.00 | No | No | No | No | 2 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | XXXXX | CMLTI 2026-LTV1-10052 | N/A | XXXX | No | Yes | XXXX | XXXX | 6.708% | $6,328.37 | $6,328.37 | 6.750% | No | No | Employed | Employed | US Citizen | Permanent Resident Alien | $6,475.91 | 1 | XXXX | $1,410.96 | XXXX | $117.58 | 48.641% | 48.641% | 48.641% | XXXX | 816 | No | No | [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2023 [Borrower - XXXX | Non-Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Non-Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Non-Primary Income - Wages]; VVOE - 2025 [Borrower - XXXX | Non-Primary Income - Wages]; Paystubs - 2024 [Borrower - XXXX | Non-Primary Income - Wages]; Paystubs - 2023 [Borrower - XXXX | Non-Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - XXXX | Non-Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Income - 2025 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | XXXX | 6.230% | $0.00 | LP / LPA | Accept/Eligible | Yes | No | 6.750% | 2 | 0 | 1 | 0 | 2 | 0 | 0.00 | No | XXXX | $62,234.08 | No | 34 | 34 | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Resident Alien Card | 6.32 | No | No | XXXX | $0.00 | $1,799.20 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10080 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | 6.903% | $5,778.36 | $5,778.36 | 6.750% | No | No | Employed | Employed | US Citizen | US Citizen | $35,807.46 | 1 | XXXX | $4,440.72 | XXXX | $370.06 | XXXX | MN | XXXX | Monthly | 23.949% | 23.949% | 23.949% | XXXX | 785 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2021 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2021 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $13,052.42 | 6.670% | $0.00 | 1.5 | DU | ApproveIneligible | Yes | No | 6.750% | 2 | 2 | 0 | 0 | 4 | 2 | 0.00 | No | No | XXXX | $201,522.70 | 20.350% | No | 30 | 30 | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 10.55 | No | No | XXXX | $0.00 | $22,083.34 | No | No | No | No | 2 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10081 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.265% | $5,070.70 | $5,070.70 | 6.000% | No | No | Employed | Employed | Permanent Resident Alien | US Citizen | $11,386.42 | 1 | XXXX | $889.44 | XXXX | $74.12 | XXXX | CO | XXXX | Monthly | 34.462% | 34.462% | 34.462% | XXXX | 804 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; Other - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; WVOE - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; Year End Summary - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $7,046.31 | XXXX | 6.320% | $0.00 | 1.6 | DU | ApproveIneligible | No | No | 6.000% | 0 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | No | XXXX | $355,181.61 | 35.690% | No | 1 | 32 | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Resident Alien Card | 29.9 | No | XXXX | $0.00 | $8,573.74 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10082 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.761% | $9,604.66 | $9,604.66 | 6.625% | No | No | Self-Employed | Self-Employed | US Citizen | US Citizen | $16,295.68 | 1 | XXXX | $4,284.96 | XXXX | $357.08 | XXXX | CO | XXXX | Monthly | 43.896% | 43.896% | 43.896% | XXXX | 728 | No | No | Borrower Prepared | [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Other - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; W-2 - 2023 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2025 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; Other - 2025 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2025 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; Other - 2025 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2025 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2025 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; Other - 2025 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; W-2 - 2023 [Coborrower(s) - XXXX | Non-Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2025 [Coborrower(s) - XXXX | Non-Primary Income - S-Corp (>= 25%)]; Other - 2025 [Coborrower(s) - XXXX | Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025 [Coborrower(s) - XXXX | Non-Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Coborrower(s) - XXXX | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Coborrower(s) - XXXX | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Coborrower(s) - XXXX | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Coborrower(s) - XXXX | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Coborrower(s) - XXXX | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - XXXX | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Coborrower(s) - XXXX | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Coborrower(s) - XXXX | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - XXXX | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Coborrower(s) - XXXX | Non-Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2025 [Coborrower(s) - XXXX | Non-Primary Income - S-Corp (>= 25%)]; Other - 2025 [Coborrower(s) - XXXX | Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025 [Coborrower(s) - XXXX | Non-Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Coborrower(s) - XXXX | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Coborrower(s) - XXXX | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Coborrower(s) - XXXX | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Coborrower(s) - XXXX | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - XXXX | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Coborrower(s) - XXXX | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Coborrower(s) - XXXX | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - XXXX | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $18,270.00 | XXXX | 6.630% | $0.00 | 1.0 | DU | ApproveIneligible | Yes | No | 6.625% | 2 | 2 | 2 | 0 | 2 | 2 | 7.00 | No | No | XXXX | $20,719.56 | 1.160% | No | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 25.3 | No | No | XXXX | $14,865.67 | $0.00 | No | No | No | No | 2 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10083 | Safe Harbor QM (APOR) | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 6.703% | $6,395.11 | $6,395.11 | 6.625% | No | No | Employed | Not Employed | US Citizen | Permanent Resident Alien | $19,331.40 | 1 | XXXX | $1,851.96 | XXXX | $154.33 | 30.400% | 30.400% | 30.400% | XXXX | 762 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2025 [Borrower - XXXX | Primary Income - Wages]; WVOE - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $4,186.88 | XXXX | 6.570% | $0.00 | 2.6 | DU | ApproveEligible | Yes | No | 6.625% | 0 | 0 | 0 | 0 | 2 | 2 | 0.00 | No | No | XXXX | No | 2 | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | Resident Alien Card | 14.17 | No | XXXX | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10084 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.623% | $8,729.68 | $8,729.68 | 6.625% | No | No | Employed | Employed | US Citizen | US Citizen | $20,812.73 | 1 | XXXX | $1,779.60 | XXXX | $148.30 | XXXX | CA | XXXX | Monthly | 40.107% | 40.107% | 40.107% | XXXX | 803 | No | No | [Borrower - XXXX | Primary Income - Wages]; Employer Letter - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2025 [Borrower - XXXX | Primary Income - Wages]; WVOE - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2023 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $10,519.38 | XXXX | 6.570% | $26,131.01 | 1.0 | DU | ApproveIneligible | No | No | 6.625% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | No | XXXX | $408,858.58 | 26.980% | No | 33 | 32 | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 23.71 | Yes | No | XXXX | $0.00 | $9,750.00 | No | No | No | No | 2 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10085 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 5.665% | $5,137.73 | $5,137.73 | 5.625% | No | No | Employed | Employed | US Citizen | Permanent Resident Alien | $18,835.07 | 1 | XXXX | $1,223.16 | XXXX | $101.93 | 37.569% | 37.569% | 37.569% | XXXX | 722 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - XXXX | Primary Income - Wages]; Employer Letter - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $1,790.00 | XXXX | 6.250% | $10,328.37 | 1.0 | DU | ApproveIneligible | No | No | 5.625% | 2 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | No | XXXX | $212,879.50 | 20.270% | No | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | Resident Alien Card | 12.14 | Yes | No | XXXX | $0.00 | $20,000.00 | No | No | No | No | 2 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10086 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.342% | $5,478.59 | $5,478.59 | 6.375% | No | No | Employed | Employed | US Citizen | US Citizen | $14,041.49 | 1 | XXXX | $3,171.00 | XXXX | $264.25 | 37.501% | 37.501% | 37.501% | XXXX | 752 | No | No | [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; Other - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $3,090.00 | XXXX | 6.220% | $0.00 | 2.6 | DU | ApproveIneligible | Yes | No | 6.375% | 0 | 2 | 0 | 0 | 2 | 0 | 0.00 | No | No | XXXX | $177,184.34 | No | 5 | 31 | Yes | Short Form | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 28.7 | No | No | XXXX | $0.00 | $11,452.00 | No | No | No | No | 2 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10087 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 5.615% | $5,463.70 | $5,463.70 | 5.625% | No | No | Employed | US Citizen | $14,742.62 | 1 | XXXX | $2,427.00 | XXXX | $202.25 | XXXX | WA | XXXX | Monthly | 43.417% | 43.417% | 43.417% | XXXX | 773 | No | No | [Borrower - XXXX | Primary Income - Wages]; Employer Letter - 2025 [Borrower - XXXX | Primary Income - Wages]; Other - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Borrower - XXXX | Primary Income - Wages]; Employer Letter - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $1,375.00 | XXXX | 6.290% | $13,989.17 | 1.6 | DU | ApproveIneligible | No | No | 5.625% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | No | XXXX | $159,925.30 | 15.160% | No | 12 | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 8.25 | No | XXXX | $0.00 | $0.00 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10088 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.663% | $8,730.44 | $8,730.44 | 6.500% | No | No | Self-Employed | US Citizen | $39,778.02 | 1 | XXXX | $13,297.92 | XXXX | $1,108.16 | 35.314% | 35.314% | 35.314% | XXXX | 755 | No | No | Borrower Prepared | [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; W-2 - 2023 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022 [Borrower - XXXX | Non-Primary Income - C-Corp]; Balance Sheet - 2025 [Borrower - XXXX | Non-Primary Income - C-Corp]; Other - 2025 [Borrower - XXXX | Non-Primary Income - C-Corp]; P&L Statement - 2025 [Borrower - XXXX | Non-Primary Income - C-Corp]; Third Party Verification - 2025 [Borrower - XXXX | Non-Primary Income - C-Corp]; 4506-C (for Business) - 2024 [Borrower - XXXX | Non-Primary Income - C-Corp]; Balance Sheet - 2024 [Borrower - XXXX | Non-Primary Income - C-Corp]; P&L Statement - 2024 [Borrower - XXXX | Non-Primary Income - C-Corp]; 1120 - 2023 [Borrower - XXXX | Non-Primary Income - C-Corp]; 4506-C (for Business) - 2023 [Borrower - XXXX | Non-Primary Income - C-Corp]; 4506-C (for Business) - 2022 [Borrower - XXXX | Non-Primary Income - C-Corp]; Balance Sheet - 2025 [Borrower - XXXX | Non-Primary Income - C-Corp]; Other - 2025 [Borrower - XXXX | Non-Primary Income - C-Corp]; P&L Statement - 2025 [Borrower - XXXX | Non-Primary Income - C-Corp]; Third Party Verification - 2025 [Borrower - XXXX | Non-Primary Income - C-Corp]; 4506-C (for Business) - 2024 [Borrower - XXXX | Non-Primary Income - C-Corp]; Balance Sheet - 2024 [Borrower - XXXX | Non-Primary Income - C-Corp]; P&L Statement - 2024 [Borrower - XXXX | Non-Primary Income - C-Corp]; 1120 - 2023 [Borrower - XXXX | Non-Primary Income - C-Corp]; 4506-C (for Business) - 2023 [Borrower - XXXX | Non-Primary Income - C-Corp]; 4506-C (for Business) - 2022 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2025 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; Other - 2023 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2025 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; Other - 2025 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2025 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2025 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; Other - 2025 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2025 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; Other - 2025 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2025 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; Other - 2025 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2025 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2025 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; Other - 2025 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2025 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2025 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; Other - 2025 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2025 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2025 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; Other - 2025 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2025 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; Other - 2023 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2025 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2025 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2025 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2025 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2025 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; Other - 2025 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2025 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022 [Borrower - XXXX | Non-Primary Income - K-1 (< 25%)]; Third Party Verification - 2025 [Borrower - XXXX | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024 [Borrower - XXXX | Non-Primary Income - K-1 (< 25%)]; K-1 - 2023 [Borrower - XXXX | Non-Primary Income - K-1 (< 25%)]; Third Party Verification - 2025 [Borrower - XXXX | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024 [Borrower - XXXX | Non-Primary Income - K-1 (< 25%)]; K-1 - 2023 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2025 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2025 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2025 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022 [Borrower - XXXX | Non-Primary Income - Social Security]; Account Statements - 2025 [Borrower - XXXX | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - No Results Returned - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 [Borrower]; Transcripts (1040) - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $17,062.75 | XXXX | 6.310% | $0.00 | 4.6 | DU | ApproveIneligible | No | No | 6.500% | 2 | 2 | 0 | 3 | 2 | 8.97 | No | No | XXXX | $782,115.87 | 46.000% | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 34.85 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 3 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10089 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.638% | $7,794.06 | $7,794.06 | 6.500% | No | No | Employed | Employed | Permanent Resident Alien | Permanent Resident Alien | $19,840.35 | 1 | XXXX | $2,382.96 | XXXX | $198.58 | XXXX | TX | XXXX | Monthly | 38.799% | 38.799% | 38.799% | XXXX | 792 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $24,446.00 | XXXX | 6.290% | $10,000.00 | 4.6 | DU | ApproveIneligible | No | No | 6.500% | 1 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | No | XXXX | $448,065.92 | 32.690% | No | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Resident Alien Card | Resident Alien Card | 35.49 | No | No | XXXX | $0.00 | $10,281.43 | No | No | No | No | 2 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10059 | Non QM | XXXX | Yes | No | XXXX | XXXX | XXXX | 7.572% | $3,094.35 | $3,094.35 | 7.250% | No | No | Employed | US Citizen | $12,196.83 | 1 | XXXX | $1,634.64 | XXXX | $136.22 | XXXX | FL | XXXX | Monthly | 31.123% | 31.123% | 31.123% | XXXX | 789 | No | No | [Borrower - XXXX | Primary Income - Wages]; VVOE - 2026 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2023 [Borrower - XXXX | Primary Income - Wages]; W-2 Transcript - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2021 [Borrower]; 4506-C - 2020 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $13,017.92 | XXXX | 6.170% | $40,914.24 | 4.6 | None | No | No | 7.250% | 2 | 0 | 0 | 5 | 0 | 0.00 | No | XXXX | $180,989.49 | 31.920% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 14.93 | Retail | No | XXXX | $0.00 | $0.00 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10292 | Non QM | XXXX | Yes | No | XXXX | XXXX | XXXX | 7.797% | $12,165.14 | $12,165.14 | 7.499% | No | No | Employed | Employed | US Citizen | US Citizen | $17,867.27 | 1 | XXXX | $2,463.48 | XXXX | $205.29 | XXXX | CA | XXXX | Monthly | 49.139% | 49.139% | 49.139% | XXXX | 717 | No | No | [Borrower - XXXX | Non-Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Non-Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - XXXX | Non-Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - XXXX | Non-Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - XXXX | Non-Primary Income - Wages]; VVOE - 2025 [Borrower - XXXX | Non-Primary Income - Wages]; W-2 - 2024 [Borrower - XXXX | Non-Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - XXXX | Non-Primary Income - Wages]; W-2 - 2023 [Borrower - XXXX | Non-Primary Income - Wages]; W-2 Transcript - 2023 [Borrower - XXXX | Non-Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Non-Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - XXXX | Non-Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - XXXX | Non-Primary Income - Wages]; VVOE - 2025 [Borrower - XXXX | Non-Primary Income - Wages]; W-2 - 2024 [Borrower - XXXX | Non-Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - XXXX | Non-Primary Income - Wages]; W-2 Transcript - 2023 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2023 [Borrower - XXXX | Primary Income - Wages]; W-2 Transcript - 2023 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 Transcript - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 Transcript - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $47,670.00 | XXXX | 6.310% | $0.00 | 2.0 | None | No | No | 7.499% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | XXXX | $244,640.95 | No | 30 | 20 | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 16.87 | No | XXXX | $0.00 | $11,531.73 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10290 | N/A | XXXX | No | No | XXXX | XXXX | 7.927% | $6,745.74 | $6,745.74 | 7.750% | No | No | Employed | Employed | US Citizen | US Citizen | $14,228.47 | 1 | XXXX | $1,043.04 | XXXX | $86.92 | 43.680% | 43.680% | 43.680% | XXXX | 721 | No | No | [Borrower - XXXX | Primary Income - Wages]; Other - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2023 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $59,668.00 | 6.220% | $0.00 | 3.4 | None | No | No | 7.750% | 2 | 2 | 1 | 0 | 0 | 1 | 0.00 | No | XXXX | No | 32 | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 12.02 | No | No | XXXX | $0.00 | $17,546.17 | No | No | No | No | 2 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10305 | Non QM | XXXX | Yes | No | XXXX | XXXX | XXXX | 7.607% | $3,729.65 | $3,729.65 | 7.375% | No | No | Employed | Employed | Non-Permanent Resident Alien | US Citizen | Mexico | $6,285.87 | 2 | XXXX | $1,101.96 | XXXX | $91.83 | 43.238% | 43.238% | 43.238% | 760 | No | No | [Borrower - XXXX | Non-Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Non-Primary Income - Wages]; VVOE - 2025 [Borrower - XXXX | Non-Primary Income - Wages]; WVOE - 2025 [Borrower - XXXX | Non-Primary Income - Wages]; Paystubs - 2024 [Borrower - XXXX | Non-Primary Income - Wages]; Paystubs - 2023 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2025 [Borrower - XXXX | Primary Income - Wages]; WVOE - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2024 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2023 [Coborrower(s) - XXXX | Primary Income - Wages]; Other - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; WVOE - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $9,165.00 | XXXX | 6.190% | $0.00 | None | No | No | 7.375% | 0 | 2 | 0 | 0 | 2 | 0 | 0.00 | No | XXXX | $200,084.46 | 29.640% | No | 34 | 34 | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Employment Authorization | 11.46 | Retail | No | No | XXXX | $0.00 | $1,815.37 | Yes | No | No | No | 2 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10119 | Non QM | XXXX | Yes | No | XXXX | XXXX | XXXX | 7.150% | $3,193.45 | $3,193.45 | 7.000% | No | No | Self-Employed | Non-Employment Income | Employed | 2.26 | US Citizen | US Citizen | US Citizen | $21,506.89 | 1 | XXXX | $0.00 | XXXX | $0.00 | XXXX | HI | XXXX | Monthly | 49.801% | 49.801% | 49.801% | XXXX | 749 | 749 | 738 | 763 | Level 4-Stated/Verified as defined | Level 5-Stated/Verified as defined | Level 3-Stated/Verified as defined | No | No | Borrower Prepared | [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2026 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2026 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - XXXX | Primary Income - IRA Distribution]; Account Statements - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2022 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $15,602.60 | XXXX | 5.990% | $0.00 | 1.0 | DU | ApproveIneligible | N/A | No | 7.000% | 0 | 0 | 1 | 0 | 3 | 2 | 12.00 | No | XXXX | $36,245.39 | No | 26 | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 61.5 | No | No | XXXX | $831.47 | $18,707.19 | No | No | No | No | 5 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10392 | Safe Harbor QM (APOR) | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 6.836% | $7,382.79 | $7,382.79 | 6.625% | No | No | Self-Employed | Self-Employed | US Citizen | US Citizen | $19,871.01 | 1 | XXXX | $2,507.04 | XXXX | $208.92 | 45.046% | 45.046% | 45.046% | XXXX | 715 | No | No | [Borrower - XXXX | Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Borrower - XXXX | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; W-2 Transcript - 2024 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; W-2 - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $12,429.44 | XXXX | 6.270% | $0.00 | 1.1 | DU | ApproveEligible | No | No | 6.625% | 0 | 2 | 1 | 0 | 3 | 0 | No | No | XXXX | $110,622.66 | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 13.84 | No | No | XXXX | $30,167.29 | $0.00 | No | No | No | No | 16 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10393 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.514% | $10,113.09 | $10,113.09 | 6.500% | No | No | Employed | US Citizen | $31,339.18 | 1 | XXXX | $6,470.52 | XXXX | $539.21 | XXXX | UT | XXXX | Monthly | 41.252% | 41.252% | 41.252% | XXXX | 793 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $1,650.00 | XXXX | 6.220% | $0.00 | 4.1 | DU | ApproveIneligible | Yes | No | 6.500% | 2 | 2 | 0 | 2 | 2 | 0.00 | No | No | XXXX | $889,732.39 | 44.480% | No | 35 | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 36.51 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 2 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10394 | Safe Harbor QM (APOR) | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 6.518% | $7,331.99 | $7,331.99 | 6.500% | No | No | Self-Employed | US Citizen | $20,029.34 | 1 | XXXX | $4,092.84 | XXXX | $341.07 | 41.934% | 41.934% | 41.934% | XXXX | 766 | No | No | Borrower Prepared | [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2026 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2025 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2024 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; Tax Return Extension (for Business) - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2021 [Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $1,495.00 | XXXX | 6.180% | $15,000.00 | 1.5 | DU | ApproveEligible | No | No | 6.500% | 1 | 1 | 0 | 6 | 1 | 10.00 | No | No | XXXX | $1,386,295.63 | 95.600% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 139 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 2 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10395 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.539% | $9,076.50 | $9,076.50 | 6.500% | No | No | Employed | Not Employed | US Citizen | US Citizen | $32,214.97 | 1 | XXXX | $4,513.56 | XXXX | $376.13 | 31.522% | 31.522% | 31.522% | XXXX | 770 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $5,450.64 | XXXX | 6.160% | $0.00 | 5.0 | DU | ApproveIneligible | No | No | 6.500% | 2 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | No | XXXX | $1,839,029.57 | 100.000% | No | 34 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 135.7 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 2 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10365 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 7.013% | $10,106.85 | $10,106.85 | 6.875% | No | No | Employed | Not Employed | US Citizen | US Citizen | $37,383.25 | 1 | XXXX | $6,056.04 | XXXX | $504.67 | 35.103% | 35.103% | 35.103% | XXXX | 777 | No | No | [Borrower - XXXX | Primary Income - Wages]; Other - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2024 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $20,400.25 | XXXX | 6.170% | $0.00 | 1.8 | DU | ApproveIneligible | No | No | 6.875% | 2 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | No | XXXX | $374,050.71 | 20.660% | No | 12 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 5.75 | Yes | No | XXXX | $0.00 | $0.00 | No | No | No | No | 2 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10366 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 5.855% | $7,239.31 | $7,239.31 | 5.500% | No | No | Employed | Not Employed | US Citizen | US Citizen | $19,160.60 | 1 | XXXX | $2,034.96 | XXXX | $169.58 | 44.947% | 44.947% | 44.947% | XXXX | 773 | No | No | Borrower Prepared | [Borrower - XXXX | Primary Income - K-1 (< 25%)]; Other - 2026 [Borrower - XXXX | Primary Income - K-1 (< 25%)]; Other - 2026 [Borrower - XXXX | Primary Income - K-1 (< 25%)]; Third Party Verification - 2026 [Borrower - XXXX | Primary Income - K-1 (< 25%)]; 4506-C (for Business) - 2025 [Borrower - XXXX | Primary Income - K-1 (< 25%)]; Balance Sheet - 2025 [Borrower - XXXX | Primary Income - K-1 (< 25%)]; P&L Statement - 2025 [Borrower - XXXX | Primary Income - K-1 (< 25%)]; 1065 - 2024 [Borrower - XXXX | Primary Income - K-1 (< 25%)]; 4506-C (for Business) - 2024 [Borrower - XXXX | Primary Income - K-1 (< 25%)]; K-1 - 2024 [Borrower - XXXX | Primary Income - K-1 (< 25%)]; Other - 2024 [Borrower - XXXX | Primary Income - K-1 (< 25%)]; 1065 - 2023 [Borrower - XXXX | Primary Income - K-1 (< 25%)]; 4506-C (for Business) - 2023 [Borrower - XXXX | Primary Income - K-1 (< 25%)]; K-1 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $25,655.75 | XXXX | 6.060% | $211,000.00 | 2.7 | LP / LPA | Accept/Ineligible | Yes | No | 5.500% | 0 | 0 | 2 | 0 | 3 | 1 | 12.00 | No | No | XXXX | $650,884.22 | 43.390% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 72.15 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 3 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10367 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.507% | $7,026.33 | $7,026.33 | 6.375% | No | No | Employed | US Citizen | $20,338.67 | 1 | XXXX | $2,553.72 | XXXX | $212.81 | 35.357% | 35.357% | 35.357% | XXXX | 800 | No | No | [Borrower - XXXX | Non-Primary Income - K-1 (< 25%)]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Non-Primary Income - K-1 (< 25%)]; Paystubs - 2025 [Borrower - XXXX | Non-Primary Income - K-1 (< 25%)]; Third Party Verification - 2025 [Borrower - XXXX | Non-Primary Income - K-1 (< 25%)]; W-2 - 2025 [Borrower - XXXX | Non-Primary Income - K-1 (< 25%)]; 1120S - 2024 [Borrower - XXXX | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024 [Borrower - XXXX | Non-Primary Income - K-1 (< 25%)]; W-2 - 2024 [Borrower - XXXX | Non-Primary Income - K-1 (< 25%)]; 1120S - 2023 [Borrower - XXXX | Non-Primary Income - K-1 (< 25%)]; K-1 - 2023 [Borrower - XXXX | Primary Income - Wages]; Other - 2026 [Borrower - XXXX | Primary Income - Wages]; Other - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; Other - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $13,031.50 | XXXX | 6.100% | $3,000.00 | 1.3 | DU | ApproveIneligible | Yes | No | 6.375% | 2 | 2 | 0 | 3 | 1 | 0.00 | No | No | XXXX | $274,527.43 | 20.710% | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 6.61 | Yes | No | XXXX | $0.00 | $0.00 | No | No | No | No | 2 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10368 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.878% | $11,811.58 | $11,811.58 | 6.875% | No | No | Self-Employed | Not Employed | US Citizen | US Citizen | $47,217.55 | 1 | XXXX | $2,267.16 | XXXX | $188.93 | 24.965% | 24.965% | 24.965% | XXXX | 762 | No | No | Borrower Prepared | [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2026 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2026 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Paystubs - 2026 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; W-2 - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - XXXX | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024 [Borrower - XXXX | Non-Primary Income - K-1 (< 25%)]; K-1 - 2023 [Borrower - XXXX | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $30,079.85 | XXXX | 6.140% | $0.00 | LP / LPA | Accept/Ineligible | No | No | 6.875% | 2 | 0 | 1 | 0 | 3 | 1 | 12.97 | No | No | XXXX | $150,041.03 | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 11.63 | No | XXXX | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10369 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 7.511% | $6,827.75 | $6,827.75 | 7.500% | No | No | Employed | Employed | US Citizen | US Citizen | $22,652.89 | 1 | XXXX | $1,746.96 | XXXX | $145.58 | XXXX | AZ | XXXX | Monthly | 29.396% | 29.396% | 29.396% | XXXX | 747 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2026 [Borrower - XXXX | Primary Income - Wages]; WVOE - 2026 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $25,740.43 | XXXX | 6.140% | $7,059.76 | 5.0 | DU | ApproveIneligible | No | No | 7.500% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | No | XXXX | $175,777.10 | 16.200% | No | 19 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 8.88 | No | XXXX | $0.00 | $14,166.66 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10370 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.010% | $5,260.46 | $5,260.46 | 6.000% | No | No | Employed | Not Employed | US Citizen | US Citizen | $16,219.93 | 1 | XXXX | $1,448.52 | XXXX | $120.71 | 33.490% | 33.490% | 33.490% | XXXX | 789 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - XXXX | Primary Income - Wages]; WVOE - 2026 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $8,349.50 | XXXX | 6.100% | $20,000.00 | 3.6 | LP / LPA | Accept/Ineligible | Yes | No | 6.000% | 2 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | No | XXXX | $133,451.07 | 13.680% | No | 25 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 5.83 | Yes | No | XXXX | $0.00 | $0.00 | No | No | No | No | 2 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10371 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.690% | $7,342.13 | $7,342.13 | 6.625% | No | No | Employed | Not Employed | US Citizen | US Citizen | $25,710.79 | 1 | XXXX | $6,411.60 | XXXX | $534.30 | 33.955% | 33.955% | 33.955% | XXXX | 787 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $17,164.77 | XXXX | 6.140% | $12,500.00 | 1.0 | DU | ApproveIneligible | Yes | No | 6.625% | 2 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | No | XXXX | $251,116.82 | 18.610% | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 3.99 | Yes | No | XXXX | $0.00 | $0.00 | No | No | No | No | 2 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10372 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.287% | $7,798.05 | $7,798.05 | 6.250% | No | No | Employed | Employed | US Citizen | US Citizen | $17,823.44 | 1 | XXXX | $3,096.00 | XXXX | $258.00 | XXXX | CA | XXXX | Monthly | 38.300% | 38.300% | 38.300% | XXXX | 794 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $11,417.76 | XXXX | 6.100% | $17,000.00 | 5.0 | DU | ApproveIneligible | No | No | 6.250% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | No | XXXX | $198,114.25 | 13.290% | No | 21 | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 8.83 | Yes | No | XXXX | $0.00 | $8,831.52 | No | No | No | No | 2 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10373 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.648% | $8,708.23 | $8,708.23 | 6.625% | No | No | Employed | Employed | US Citizen | US Citizen | $25,246.56 | 1 | XXXX | $2,712.96 | XXXX | $226.08 | XXXX | CA | XXXX | Monthly | 30.777% | 30.777% | 30.777% | XXXX | 788 | No | No | [Borrower - XXXX | Primary Income - Wages]; Other - 2026 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; Vesting Schedule - 2026 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; Restricted Stock Agreement - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2024 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2024 [Borrower - XXXX | Primary Income - Wages]; Restricted Stock Agreement - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2023 [Borrower - XXXX | Primary Income - Wages]; Restricted Stock Agreement - 2023 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2023 [Borrower - XXXX | Primary Income - Wages]; Restricted Stock Agreement - 2022 [Borrower - XXXX | Primary Income - Wages]; Restricted Stock Agreement - 2021 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $23,228.20 | XXXX | 6.100% | $0.00 | 2.9 | LP / LPA | Accept/Ineligible | Yes | No | 6.625% | 3 | 3 | 0 | 0 | 3 | 0 | 0.00 | No | No | XXXX | $839,787.15 | 52.480% | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 52.68 | No | XXXX | $0.00 | $8,166.98 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10374 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.670% | $7,539.21 | $7,539.21 | 6.625% | No | No | Employed | US Citizen | $14,674.09 | 1 | XXXX | $1,695.96 | XXXX | $141.33 | 37.493% | 37.493% | 37.493% | XXXX | 772 | No | No | [Borrower - XXXX | Primary Income - Wages]; Other - 2026 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2026 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $1,330.00 | XXXX | 6.170% | $0.00 | 2.0 | DU | ApproveIneligible | No | No | 6.625% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | No | XXXX | $69,615.45 | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 7.83 | No | XXXX | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10375 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.664% | $8,643.24 | $8,643.24 | 6.625% | No | No | Employed | Not Employed | US Citizen | US Citizen | $18,217.82 | 1 | XXXX | $2,342.40 | XXXX | $195.20 | 43.218% | 43.218% | 43.218% | XXXX | 796 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2026 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $2,240.00 | XXXX | 6.060% | $6,000.00 | 1.2 | DU | ApproveIneligible | Yes | No | 6.625% | 1 | 0 | 2 | 0 | 3 | 1 | 0.00 | No | No | XXXX | $298,067.55 | 19.870% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 12.91 | Retail | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 2 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10376 | Safe Harbor QM (APOR) | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 6.562% | $6,067.85 | $6,067.85 | 6.500% | No | No | Employed | Employed | US Citizen | US Citizen | $17,002.40 | 1 | XXXX | $1,771.80 | XXXX | $147.65 | XXXX | CA | XXXX | Monthly | 31.562% | 31.562% | 31.562% | XXXX | 784 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $2,689.00 | XXXX | 6.140% | $350.00 | 1.0 | DU | ApproveEligible | Yes | No | 6.500% | 1 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | No | XXXX | $173,379.45 | 15.900% | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 7.27 | Retail | No | XXXX | $0.00 | $11,625.00 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10377 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 7.487% | $7,457.84 | $7,457.84 | 7.375% | No | No | Employed | Employed | US Citizen | US Citizen | $17,521.65 | 1 | XXXX | $2,188.08 | XXXX | $182.34 | 44.495% | 44.495% | 44.495% | XXXX | 720 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2026 [Borrower - XXXX | Primary Income - Wages]; WVOE - 2026 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $2,956.65 | XXXX | 6.130% | $0.00 | 1.7 | DU | ApproveIneligible | No | No | 7.375% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | No | XXXX | $185,943.77 | 15.490% | No | 25 | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 5.94 | Retail | No | XXXX | $0.00 | $14,166.67 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10378 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.440% | $8,865.34 | $8,865.34 | 6.250% | No | No | Employed | Employed | US Citizen | US Citizen | $26,654.24 | 1 | XXXX | $3,716.04 | XXXX | $309.67 | XXXX | CO | XXXX | Monthly | 43.504% | 43.504% | 43.504% | XXXX | 801 | No | No | [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $1,697.00 | XXXX | 6.750% | $0.00 | 4.4 | DU | ApproveIneligible | Yes | No | 6.250% | 0 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | No | XXXX | $321,029.23 | 20.060% | No | 28 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 13.84 | Yes | No | XXXX | $0.00 | $20,832.93 | No | No | No | No | 2 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10379 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 7.321% | $9,975.72 | $9,975.72 | 7.250% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $24,764.82 | 1 | XXXX | $3,534.96 | XXXX | $294.58 | XXXX | CA | XXXX | Monthly | 43.794% | 43.794% | 43.794% | XXXX | 782 | No | No | [Borrower - XXXX | Primary Income - IRA Distribution]; Account Statements - 2025 [Borrower - XXXX | Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - XXXX | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $5,319.68 | XXXX | 6.310% | $3,850.00 | 4.2 | DU | ApproveIneligible | No | No | 7.250% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | No | XXXX | $2,812,824.30 | 100.000% | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 190.67 | Retail | Yes | No | XXXX | $4,060.67 | $0.00 | No | No | No | No | 3 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10380 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.624% | $7,034.94 | $7,034.94 | 6.500% | No | No | Employed | US Citizen | $18,092.24 | 1 | XXXX | $1,890.00 | XXXX | $157.50 | XXXX | KY | XXXX | Monthly | 31.983% | 31.983% | 31.983% | XXXX | 779 | No | No | [Borrower - XXXX | Primary Income - Wages]; Other - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $6,599.25 | XXXX | 6.190% | $10,000.00 | 1.6 | LP / LPA | Accept/Ineligible | No | No | 6.500% | 1 | 0 | 0 | 2 | 2 | 0.00 | No | No | XXXX | $432,144.07 | 33.000% | No | 35 | Yes | Short Form | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 25.92 | Retail | No | XXXX | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10381 | Safe Harbor QM (APOR) | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 7.544% | $9,281.04 | $9,281.04 | 7.500% | No | No | Employed | US Citizen | $41,747.49 | 1 | XXXX | $1,398.96 | XXXX | $116.58 | XXXX | CA | XXXX | Monthly | 35.773% | 35.773% | 35.773% | XXXX | 799 | No | No | [Borrower - XXXX | Primary Income - Wages]; Other - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2025 [Borrower - XXXX | Primary Income - Wages]; WVOE - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $4,702.44 | XXXX | 6.270% | $0.00 | 4.5 | LP / LPA | Accept/Eligible | Yes | No | 7.500% | 2 | 1 | 0 | 2 | 2 | 0.00 | No | No | XXXX | $322,271.38 | No | 36 | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 26.68 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 5 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10382 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.887% | $12,762.79 | $12,762.79 | 6.750% | No | No | Self-Employed | Not Employed | US Citizen | US Citizen | $35,181.53 | 1 | XXXX | $7,469.76 | XXXX | $622.48 | XXXX | TX | XXXX | Monthly | 43.156% | 43.156% | 43.156% | XXXX | 750 | No | No | [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $11,221.70 | XXXX | 6.250% | $0.00 | 3.8 | DU | ApproveIneligible | No | No | 6.750% | 1 | 0 | 1 | 0 | 1 | 1 | No | Not Stated | XXXX | $488,351.13 | 21.090% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 6.98 | Retail | Yes | No | XXXX | $0.00 | $0.00 | No | No | No | No | 4 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10383 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.267% | $7,111.53 | $7,111.53 | 6.250% | No | No | Employed | Not Employed | US Citizen | US Citizen | $15,574.37 | 1 | XXXX | $3,590.04 | XXXX | $299.17 | XXXX | IL | XXXX | Monthly | 40.999% | 40.999% | 40.999% | XXXX | 771 | No | No | [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; Other - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $1,945.00 | XXXX | 6.220% | $0.00 | 1.2 | DU | ApproveIneligible | No | No | 6.250% | 2 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | No | XXXX | $367,934.93 | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 38.71 | No | XXXX | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10384 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 7.300% | $10,914.82 | $10,914.82 | 7.250% | No | No | Self-Employed | US Citizen | $114,041.02 | 1 | XXXX | $11,187.96 | XXXX | $932.33 | 12.306% | 12.306% | 12.306% | XXXX | 737 | No | No | Borrower Prepared | [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $1,990.00 | XXXX | 6.250% | $7,500.00 | 3.9 | DU | ApproveIneligible | No | No | 7.250% | 1 | 1 | 0 | 3 | 1 | 10.00 | No | No | XXXX | $1,790,896.07 | 94.250% | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 106.33 | Retail | Yes | No | XXXX | $0.00 | $0.00 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10385 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.955% | $12,710.16 | $12,710.16 | 6.875% | No | No | Employed | Employed | US Citizen | US Citizen | $33,534.29 | 1 | XXXX | $5,487.72 | XXXX | $457.31 | 43.424% | 43.424% | 43.424% | XXXX | 769 | No | No | [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - XXXX | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; WVOE - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Income - 2025 |
[Borrower]; Transcripts (1040) - No Results Returned - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; Transcripts (1040) - No Results Returned - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $15,041.76 | XXXX | 6.180% | $0.00 | 4.1 | DU | ApproveIneligible | Yes | No | 6.875% | 3 | 0 | 2 | 0 | 3 | 2 | 0.00 | No | No | XXXX | $498,488.35 | 23.180% | No | 24 | 25 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 15.87 | Retail | Yes | No | XXXX | $0.00 | $43,390.08 | No | No | No | No | 4 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10386 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.999% | $8,711.04 | $8,711.04 | 6.875% | No | No | Employed | Employed | US Citizen | US Citizen | $25,816.86 | 1 | XXXX | $1,658.04 | XXXX | $138.17 | 30.235% | 30.235% | 30.235% | XXXX | 726 | No | No | [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; Employer Letter - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; Employer Letter - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; Year End Summary - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $5,205.06 | XXXX | 6.170% | $12,000.00 | 1.9 | DU | ApproveIneligible | Yes | No | 6.875% | 0 | 2 | 0 | 0 | 2 | 0 | 0.00 | No | No | XXXX | $318,288.72 | 21.570% | No | 6 | 36 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 16.29 | No | XXXX | $0.00 | $9,470.46 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10387 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.922% | $10,506.12 | $10,506.12 | 6.750% | No | No | Employed | US Citizen | $24,806.72 | 1 | XXXX | $4,794.24 | XXXX | $399.52 | 39.063% | 39.063% | 39.063% | XXXX | 801 | No | No | [Borrower - XXXX | Primary Income - K-1 (< 25%)]; K-1 - 2024 [Borrower - XXXX | Primary Income - K-1 (< 25%)]; K-1 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $26,954.90 | XXXX | 6.170% | $27,500.00 | DU | ApproveIneligible | No | No | 6.750% | 0 | 2 | 0 | 3 | 1 | No | Not Stated | XXXX | $1,204,903.80 | 66.930% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 79.01 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 2 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10388 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 7.540% | $7,493.36 | $7,493.36 | 7.375% | No | No | Employed | US Citizen | $16,535.24 | 1 | XXXX | $3,041.04 | XXXX | $253.42 | XXXX | TX | XXXX | Monthly | 38.057% | 38.057% | 38.057% | XXXX | 704 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 Transcript - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2021 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $17,174.06 | XXXX | 6.160% | $0.00 | 2.4 | DU | ApproveIneligible | No | No | 7.375% | 1 | 0 | 0 | 4 | 0 | 0.00 | No | No | XXXX | $48,177.85 | 3.770% | No | 30 | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 12.67 | Retail | No | XXXX | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10389 | Safe Harbor QM (APOR) | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 6.403% | $5,898.38 | $5,898.38 | 6.375% | No | No | Employed | US Citizen | $23,201.49 | 1 | XXXX | $1,407.00 | XXXX | $117.25 | XXXX | CA | XXXX | Monthly | 28.629% | 28.629% | 28.629% | XXXX | 792 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2026 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2023 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $2,290.00 | XXXX | 6.180% | $0.00 | 2.0 | DU | ApproveEligible | Yes | No | 6.375% | 2 | 2 | 0 | 3 | 2 | 0.00 | No | No | XXXX | $154,549.13 | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 19.34 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 4 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10390 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.888% | $6,277.28 | $6,277.28 | 6.875% | No | No | Employed | Employed | US Citizen | US Citizen | $15,548.08 | 1 | XXXX | $1,396.32 | XXXX | $116.36 | 42.830% | 42.830% | 42.830% | XXXX | 766 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2026 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; WVOE - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $125.00 | XXXX | 6.060% | $11,282.64 | 1.0 | DU | ApproveIneligible | No | No | 6.875% | 2 | 2 | 0 | 0 | 2 | 1 | 0.00 | No | No | XXXX | $1,346,198.25 | 100.000% | No | 29 | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 156.35 | Yes | No | XXXX | $0.00 | $5,810.15 | No | No | No | No | 2 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10391 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 7.566% | $8,494.51 | $8,494.51 | 7.500% | No | No | Employed | US Citizen | $17,656.54 | 1 | XXXX | $459.96 | XXXX | $38.33 | XXXX | NY | XXXX | Monthly | 44.122% | 44.122% | 44.122% | XXXX | 752 | No | No | [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; Other - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $6,045.74 | XXXX | 6.140% | $0.00 | 2.3 | DU | ApproveIneligible | Yes | No | 7.500% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | No | XXXX | $273,716.59 | 20.270% | No | 12 | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 10.38 | No | XXXX | $0.00 | $0.00 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10295 | Non QM | XXXX | Yes | No | XXXX | XXXX | XXXX | 7.361% | $7,901.32 | $7,901.32 | 7.375% | No | No | Employed | Non-Permanent Resident Alien | Brazil | $13,104.58 | 1 | XXXX | $1,852.20 | XXXX | $154.35 | 43.376% | 43.376% | 43.376% | XXXX | 745 | No | No | [Borrower - XXXX | Primary Income - Wages]; Other - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; WVOE - 2025 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2021 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $13,635.00 | XXXX | 6.230% | $42,900.00 | 2.8 | None | N/A | No | 7.375% | 0 | 2 | 0 | 4 | 1 | 0.00 | No | XXXX | $205,729.07 | 14.380% | No | 33 | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Passport | 8.13 | Yes | No | XXXX | $0.00 | $0.00 | Yes | No | No | No | 2 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10302 | Non QM | XXXX | Yes | No | XXXX | XXXX | XXXX | 7.927% | $5,504.73 | $5,504.73 | 7.875% | No | No | Employed | US Citizen | $9,424.39 | 1 | XXXX | $3,504.96 | XXXX | $292.08 | XXXX | FL | XXXX | Monthly | 49.290% | 49.290% | 49.290% | XXXX | 690 | No | Yes | 12 | Business | 49.000% | [Borrower - XXXX | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Third Party Verification | # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - XXXX | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Third Party Verification | # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - XXXX | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Third Party Verification | # of Bank Statements Required: 12]; Other - 2025 [Borrower - XXXX | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Third Party Verification | # of Bank Statements Required: 12]; Other - 2025 [Borrower - XXXX | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Third Party Verification | # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - XXXX | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Third Party Verification | # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - XXXX | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Third Party Verification | # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - XXXX | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Third Party Verification | # of Bank Statements Required: 12]; Other - 2023 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2025 [Borrower - XXXX | Primary Income - Wages]; WVOE - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2021 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $3,491.00 | XXXX | 6.190% | $0.00 | 1.8 | None | No | No | 7.875% | 2 | 0 | 0 | 4 | 0 | 12 | 0.00 | No | XXXX | $30,616.61 | No | 23 | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 4.41 | No | XXXX | $0.00 | $0.00 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10309 | N/A | XXXX | No | No | XXXX | XXXX | 8.567% | $1,526.09 | $1,526.09 | 7.999% | No | No | Self-Employed | Non-Permanent Resident Alien | Mexico | $19,149.32 | 1 | XXXX | $944.04 | XXXX | $78.67 | 26.758% | 26.758% | 26.758% | XXXX | 693 | No | No | Borrower Prepared | [Borrower - XXXX | Primary Income - Partnership (>= 25%)]; Account Statements - Business - 2025 [Borrower - XXXX | Primary Income - Partnership (>= 25%)]; P&L Statement - 2025 [Borrower - XXXX | Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025 [Borrower - XXXX | Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - XXXX | Primary Income - Partnership (>= 25%)]; Business Account Transcripts - 2024 [Borrower - XXXX | Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2025 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $15,980.40 | 6.250% | $0.00 | 1.0 | None | Yes | No | 7.999% | 0 | 1 | 0 | 0 | 1 | 10.97 | No | XXXX | $1,500.00 | 0.570% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Passport | 39.26 | No | No | XXXX | $0.00 | $0.00 | Yes | No | No | No | 2 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10303 | Non QM | XXXX | Yes | No | XXXX | XXXX | XXXX | 7.722% | $3,812.53 | $3,812.53 | 7.375% | No | No | Self-Employed | Non-Permanent Resident Alien | Mexico | $17,764.01 | 1 | XXXX | $1,904.04 | XXXX | $158.67 | 22.116% | 22.116% | 22.116% | XXXX | 736 | No | No | Borrower Prepared | [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Business Account Transcripts - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2021 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $18,020.84 | XXXX | 6.190% | $0.00 | 1.0 | None | Yes | No | 7.375% | 0 | 1 | 0 | 4 | 1 | 12.00 | No | XXXX | $53,175.47 | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Passport | No | 6.09 | No | XXXX | $0.00 | $0.00 | Yes | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10165 | N/A | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 7.309% | $5,596.40 | $5,596.40 | 6.875% | No | No | Employed | US Citizen | $7,044.83 | 1 | XXXX | $3,689.04 | XXXX | $307.42 | 43.940% | 43.940% | 43.940% | XXXX | 814 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 Transcript - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Tax Return Extension - 2024 [Borrower]; Transcripts (1040) - No Results Returned - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $18,628.08 | XXXX | 6.220% | $0.00 | 2.5 | DU | ApproveEligible | No | No | 6.875% | 1 | 2 | 0 | 2 | 1 | 0.00 | No | XXXX | $746,944.42 | 74.520% | No | 24 | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 72.2 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 2 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10169 | Safe Harbor QM (APOR) | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 6.907% | $4,440.24 | $4,440.24 | 6.625% | No | No | Employed | US Citizen | $6,858.45 | 1 | XXXX | $2,469.00 | XXXX | $205.75 | 45.810% | 45.810% | 45.810% | XXXX | 699 | No | No | [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2025 [Borrower - XXXX | Primary Income - Wages]; WVOE - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $19,179.52 | XXXX | 6.240% | $0.00 | 3.2 | LP / LPA | Accept/Eligible | No | No | 6.625% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | No | XXXX | $46,494.28 | No | 34 | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 9.74 | No | XXXX | $0.00 | $0.00 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10171 | N/A | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 5.625% | $1,482.89 | $1,482.89 | 5.625% | No | No | Employed | Non-Permanent Resident Alien | India | $8,061.29 | 1 | XXXX | $1,264.56 | XXXX | $105.38 | XXXX | AL | XXXX | Monthly | 49.856% | 49.856% | 49.856% | XXXX | 748 | No | No | [Borrower - XXXX | Primary Income - Wages]; Other - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2024 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $1,841.00 | XXXX | 6.670% | $1,934.00 | 1.0 | DU | ApproveEligible | No | No | 5.625% | 0 | 1 | 0 | 2 | 1 | 0.00 | No | XXXX | $320,381.81 | 99.490% | No | 30 | Yes | Short Form | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | Passport | 146.06 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 8 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10173 | Safe Harbor QM (APOR) | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 6.784% | $6,579.38 | $6,579.38 | 6.750% | No | No | Employed | Employed | Permanent Resident Alien | Permanent Resident Alien | $32,557.31 | 1 | XXXX | $1,011.96 | XXXX | $84.33 | 29.168% | 29.168% | 29.168% | XXXX | 810 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $1,595.00 | XXXX | 6.240% | $0.00 | 1.0 | DU | ApproveEligible | Yes | No | 6.750% | 0 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | No | XXXX | $3,260,971.71 | 100.000% | No | 2 | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | Yes | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | Resident Alien Card | Resident Alien Card | 407.53 | No | No | XXXX | $0.00 | $23,797.24 | No | No | No | No | 2 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10168 | Safe Harbor QM (APOR) | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 5.488% | $5,905.01 | $5,905.01 | 5.500% | No | Yes | Employed | Self-Employed | US Citizen | US Citizen | $18,985.18 | 1 | XXXX | $612.00 | XXXX | $51.00 | XXXX | CA | XXXX | Monthly | 47.534% | 47.534% | 47.534% | XXXX | 801 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - XXXX | Primary Income - Sole Proprietor]; P&L Statement - 2025 [Coborrower(s) - XXXX | Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Coborrower(s) - XXXX | Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Coborrower(s) - XXXX | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Coborrower(s) - XXXX | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $1,675.00 | XXXX | 6.160% | $22,188.00 | 3.4 | DU | ApproveEligible | Yes | No | 5.500% | 0 | 0 | 2 | 0 | 3 | 2 | 0.00 | No | Not Stated | XXXX | $8,801,531.05 | 100.000% | No | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 1100.25 | No | No | XXXX | $28,469.33 | $0.00 | No | No | No | No | 3 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10174 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.649% | $6,265.58 | $6,265.58 | 6.625% | No | No | Employed | Employed | US Citizen | US Citizen | $12,572.36 | 1 | XXXX | $2,808.96 | XXXX | $234.08 | XXXX | TX | XXXX | Monthly | 49.886% | 49.886% | 49.886% | XXXX | 796 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $1,499.00 | XXXX | 6.270% | $10,000.00 | 3.5 | LP / LPA | Accept/Ineligible | N/A | No | 6.625% | 1 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | No | XXXX | $315,648.26 | 25.800% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 8.32 | Retail | No | XXXX | $0.00 | $12,981.48 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10175 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 5.486% | $4,996.54 | $4,996.54 | 5.500% | No | No | Employed | US Citizen | $9,257.30 | 1 | XXXX | $2,803.20 | XXXX | $233.60 | XXXX | XXXX | Monthly | 49.521% | 49.521% | 49.521% | XXXX | 797 | No | No | [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2024 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $2,199.00 | XXXX | 6.250% | $13,374.23 | 4.2 | LP / LPA | Accept/Ineligible | Yes | No | 5.500% | 2 | 2 | 0 | 3 | 2 | 0.00 | No | No | XXXX | $442,889.92 | 40.260% | No | Yes | Final | Fee Simple | Individual | Individually and as Trustee | No | Individually and as Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 43.84 | Yes | No | XXXX | $0.00 | $0.00 | No | No | No | No | 5 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10176 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 7.086% | $13,306.05 | $13,306.05 | 7.000% | No | No | Employed | US Citizen | $48,878.00 | 1 | XXXX | $4,557.00 | XXXX | $379.75 | XXXX | VA | XXXX | Monthly | 25.375% | 25.375% | 25.375% | XXXX | 678 | No | No | [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2026 [Borrower - XXXX | Primary Income - Wages]; WVOE - 2026 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2023 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $11,570.00 | XXXX | 6.250% | $10,000.00 | 1.9 | DU | ApproveIneligible | No | No | 7.000% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | No | XXXX | $950,356.70 | 37.960% | No | 24 | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 25.58 | No | XXXX | $0.00 | $0.00 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10177 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.381% | $5,613.85 | $5,613.85 | 6.125% | No | No | Employed | Employed | Permanent Resident Alien | Permanent Resident Alien | $17,090.34 | 1 | XXXX | $3,072.24 | XXXX | $256.02 | XXXX | TX | XXXX | Monthly | 42.652% | 42.652% | 42.652% | XXXX | 738 | No | No | [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; WVOE - 2026 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $14,578.06 | XXXX | 6.060% | $20,000.00 | 3.1 | DU | ApproveIneligible | No | No | 6.125% | 2 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | No | XXXX | $307,203.03 | 28.260% | No | 24 | 16 | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | Resident Alien Card | Resident Alien Card | 15.76 | Yes | No | XXXX | $0.00 | $13,072.91 | No | No | No | No | 2 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10178 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.302% | $5,756.96 | $5,756.96 | 6.250% | No | No | Employed | Employed | US Citizen | US Citizen | $26,671.84 | 1 | XXXX | $3,873.00 | XXXX | $322.75 | 28.683% | 28.683% | 28.683% | XXXX | 803 | No | No | [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $1,480.00 | XXXX | 6.170% | $0.00 | 1.0 | DU | ApproveIneligible | Yes | No | 6.250% | 1 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | No | XXXX | $231,241.23 | 21.020% | No | 24 | 20 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 8.41 | Retail | No | No | XXXX | $0.00 | $17,381.25 | No | No | No | No | 2 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10190 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.917% | $7,314.91 | $7,314.91 | 6.625% | No | No | Employed | US Citizen | $36,865.90 | 1 | XXXX | $8,564.64 | XXXX | $713.72 | XXXX | TX | XXXX | Monthly | 22.579% | 22.579% | 22.579% | XXXX | 675 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - No Results Returned - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Tax Return Extension - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $33,058.22 | XXXX | 5.980% | $0.00 | 1.9 | DU | ApproveIneligible | No | No | 6.625% | 2 | 1 | 0 | 3 | 1 | 0.00 | No | No | XXXX | $756,569.18 | No | 27 | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 67.46 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 3 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10186 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 5.508% | $6,103.73 | $6,103.73 | 5.500% | No | No | Employed | Employed | US Citizen | US Citizen | $20,558.29 | 1 | XXXX | $1,528.20 | XXXX | $127.35 | XXXX | TN | XXXX | Monthly | 30.640% | 30.640% | 30.640% | XXXX | 772 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2026 [Borrower - XXXX | Primary Income - Wages]; Employer Letter - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $645.00 | XXXX | 6.100% | $0.00 | 1.2 | LP / LPA | Accept/Ineligible | No | No | 5.500% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | XXXX | $466,058.82 | 32.470% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 13.44 | No | XXXX | $0.00 | $11,793.34 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10180 | N/A | XXXX | Yes | No | XXXX | XXXX | XXXX | 7.016% | $6,751.43 | $6,751.43 | 7.000% | No | No | Employed | US Citizen | $21,780.46 | 1 | XXXX | $2,840.40 | XXXX | $236.70 | XXXX | GA | XXXX | Monthly | 35.499% | 35.499% | 35.499% | XXXX | 722 | No | No | [Borrower - XXXX | Primary Income - Wages]; Other - 2026 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2024 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $1,499.00 | XXXX | 5.980% | $10,000.00 | 1.6 | DU | ApproveIneligible | N/A | No | 7.000% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | XXXX | $544,293.45 | 40.220% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 23.44 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 4 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10187 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.944% | $6,196.15 | $6,196.15 | 6.875% | No | No | Employed | Employed | US Citizen | US Citizen | $18,307.90 | 1 | XXXX | $6,060.12 | XXXX | $505.01 | XXXX | MI | XXXX | Monthly | 43.051% | 43.051% | 43.051% | XXXX | 686 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $6,111.00 | XXXX | 6.100% | $0.00 | 1.0 | LP / LPA | Accept/Ineligible | No | No | 6.875% | 2 | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Not Stated | XXXX | $362,245.64 | 30.720% | No | 27 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 13.34 | No | XXXX | $0.00 | $20,363.33 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10183 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.777% | $5,980.50 | $5,980.50 | 6.625% | No | No | Self-Employed | US Citizen | $16,635.43 | 1 | XXXX | $3,668.64 | XXXX | $305.72 | 39.002% | 39.002% | 39.002% | XXXX | 775 | No | No | [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2026 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; CPA Letter - 2026 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; W-2 - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 |
[Borrower]; 1040 - 2025 [Borrower]; Transcripts (1040) - No Results Returned - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $13,571.62 | XXXX | 6.100% | $0.00 | 2.0 | DU | ApproveIneligible | Yes | No | 6.625% | 1 | 2 | 0 | 3 | 1 | No | Not Stated | XXXX | $184,795.95 | 17.590% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 14.08 | Yes | No | XXXX | $0.00 | $0.00 | No | No | No | No | 3 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10184 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.270% | $7,588.71 | $7,588.71 | 6.250% | No | No | Employed | US Citizen | $53,744.26 | 1 | XXXX | $1,265.40 | XXXX | $105.45 | 26.747% | 26.747% | 26.747% | XXXX | 753 | No | No | [Borrower - XXXX | Primary Income - Wages]; VVOE - 2026 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $1,690.00 | XXXX | 6.100% | $0.00 | 1.0 | DU | ApproveIneligible | Yes | No | 6.250% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | No | XXXX | $433,584.02 | 29.900% | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 20.51 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 2 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10188 | Safe Harbor QM (APOR) | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 6.645% | $6,903.70 | $6,903.70 | 6.625% | No | No | Employed | US Citizen | $17,055.48 | 1 | XXXX | $1,409.04 | XXXX | $117.42 | XXXX | VA | XXXX | Monthly | 38.130% | 38.130% | 38.130% | XXXX | 716 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $5,286.00 | XXXX | 5.980% | $20,000.00 | 1.9 | DU | ApproveEligible | No | No | 6.625% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | No | XXXX | $1,206,142.22 | 89.490% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 115.94 | No | XXXX | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10189 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.634% | $11,904.02 | $11,904.02 | 6.625% | No | No | Self-Employed | Employed | US Citizen | US Citizen | $29,372.25 | 1 | XXXX | $2,861.04 | XXXX | $238.42 | XXXX | NC | XXXX | Monthly | 39.868% | 39.868% | 39.868% | XXXX | 701 | No | No | Borrower Prepared | [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2026 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2026 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2026 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2026 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Paystubs - 2026 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; W-2 - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; CPA Letter - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; W-2 - 2023 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - No Results Returned - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - No Results Returned - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $3,362.30 | XXXX | 5.980% | $10,000.00 | 3.2 | DU | ApproveIneligible | No | No | 6.625% | 3 | 3 | 2 | 0 | 2 | 2 | 15.00 | No | Not Stated | XXXX | $724,797.74 | 30.720% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 22.03 | No | No | XXXX | $0.00 | $24,474.66 | No | No | No | No | 2 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10191 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 5.638% | $7,311.07 | $7,311.07 | 5.625% | No | No | Self-Employed | US Citizen | $26,074.90 | 1 | XXXX | $6,114.24 | XXXX | $509.52 | XXXX | CO | XXXX | Monthly | 45.421% | 45.421% | 45.421% | XXXX | 800 | No | No | Borrower Prepared | [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2026 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2026 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Other - 2026 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2026 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - XXXX | Non-Primary Income - Social Security]; Account Statements - 2026 [Borrower - XXXX | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - XXXX | Non-Primary Income - Social Security]; Account Statements - 2025 [Borrower - XXXX | Non-Primary Income - Social Security]; Account Statements - 2025 [Borrower - XXXX | Non-Primary Income - Social Security]; Account Statements - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $1,704.00 | XXXX | 5.990% | $0.00 | 1.8 | DU | ApproveIneligible | No | No | 5.625% | 0 | 2 | 0 | 3 | 2 | 13.90 | No | No | XXXX | $709,810.40 | 44.710% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 55.18 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 3 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10164 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.770% | $10,351.63 | $10,351.63 | 6.750% | No | No | Employed | Employed | US Citizen | US Citizen | $23,237.71 | 1 | XXXX | $5,321.04 | XXXX | $443.42 | 44.040% | 44.040% | 44.040% | XXXX | 725 | No | No | [Borrower - XXXX | Primary Income - K-1 (< 25%)]; CPA Letter - 2025 [Borrower - XXXX | Primary Income - K-1 (< 25%)]; Other - 2025 [Borrower - XXXX | Primary Income - K-1 (< 25%)]; Third Party Verification - 2025 [Borrower - XXXX | Primary Income - K-1 (< 25%)]; K-1 - 2024 [Borrower - XXXX | Primary Income - K-1 (< 25%)]; Paystubs - 2024 [Borrower - XXXX | Primary Income - K-1 (< 25%)]; Paystubs - 2023 [Borrower - XXXX | Primary Income - K-1 (< 25%)]; W-2 - 2023 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $1,395.00 | XXXX | 6.750% | $0.00 | 1.1 | DU | ApproveIneligible | No | No | 6.750% | 1 | 2 | 2 | 0 | 3 | 2 | No | No | XXXX | $905,274.18 | 45.370% | No | Yes | Short Form | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 36.79 | No | XXXX | $0.00 | $15,000.27 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10166 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 7.000% | $6,154.05 | $6,154.05 | 7.000% | No | No | Employed | US Citizen | $17,589.70 | 1 | XXXX | $5,230.80 | XXXX | $435.90 | 31.117% | 31.117% | 31.117% | XXXX | 691 | No | No | [Borrower - XXXX | Primary Income - Wages]; Employer Letter - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2023 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | XXXX | 6.570% | $0.00 | 2.3 | DU | ApproveIneligible | Yes | No | 7.000% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | No | XXXX | $504,348.80 | 41.170% | No | Yes | Short Form | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 24.48 | Yes | No | XXXX | $0.00 | $0.00 | No | No | No | No | 2 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10167 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.964% | $6,158.71 | $6,158.71 | 6.875% | No | No | Self-Employed | Self-Employed | US Citizen | US Citizen | $41,034.65 | 1 | XXXX | $2,883.00 | XXXX | $240.25 | XXXX | NV | XXXX | Monthly | 28.420% | 28.420% | 28.420% | XXXX | 699 | No | No | Audited | [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2025 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; Other - 2025 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Other - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - XXXX | Non-Primary Income - Social Security]; 1099-SSA - 2024 [Coborrower(s) - XXXX | Non-Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2025 [Coborrower(s) - XXXX | Non-Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025 [Coborrower(s) - XXXX | Non-Primary Income - S-Corp (>= 25%)]; Other - 2025 [Coborrower(s) - XXXX | Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025 [Coborrower(s) - XXXX | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Coborrower(s) - XXXX | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Coborrower(s) - XXXX | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2025 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; Other - 2025 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $8,152.50 | XXXX | 6.540% | $0.00 | 3.2 | DU | ApproveIneligible | Yes | No | 6.875% | 0 | 0 | 1 | 0 | 3 | 1 | 7.00 | No | No | XXXX | $185,047.30 | 14.800% | No | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 22.15 | Retail | Yes | No | XXXX | $27,053.64 | $0.00 | No | No | No | No | 3 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10172 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | 6.828% | $5,504.43 | $5,503.86 | 6.625% | No | No | Self-Employed | US Citizen | $23,597.21 | 1 | XXXX | $2,123.04 | XXXX | $176.92 | XXXX | GA | XXXX | Monthly | 44.086% | 44.086% | 44.086% | XXXX | 715 | No | No | Borrower Prepared | [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Paystubs - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $16,519.88 | 6.160% | $0.00 | 2.5 | DU | ApproveIneligible | No | No | 6.625% | 1 | 1 | 0 | 3 | 1 | 8.97 | No | No | XXXX | $52,848.21 | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 22.69 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 4 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10170 | Safe Harbor QM (APOR) | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 6.901% | $3,372.71 | $3,372.71 | 6.750% | No | No | Employed | US Citizen | $13,519.37 | 1 | XXXX | $906.00 | XXXX | $75.50 | XXXX | WA | XXXX | Monthly | 35.107% | 35.107% | 35.107% | XXXX | 783 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $6,195.00 | XXXX | 6.260% | $0.00 | 999.0 | DU | ApproveEligible | Yes | No | 6.750% | 0 | 0 | 0 | 1 | 0 | 0.00 | No | No | XXXX | $317,383.06 | 48.820% | No | 4 | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 37.8 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 2 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10179 | N/A | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 5.565% | $1,719.83 | $1,719.83 | 5.500% | No | No | Non-Employment Income | US Citizen | $1,633.83 | 1 | XXXX | $597.00 | XXXX | $49.75 | XXXX | ID | XXXX | Monthly | 41.869% | 41.869% | 41.869% | XXXX | 809 | No | No | [Borrower - XXXX | Primary Income - Social Security]; Account Statements - 2025 [Borrower - XXXX | Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $1,550.00 | XXXX | 6.270% | $0.00 | 1.0 | LP / LPA | Accept/Eligible | No | No | 5.500% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | XXXX | $127,299.50 | 33.240% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 19.79 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10185 | N/A | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 6.791% | $1,162.29 | $1,162.29 | 6.625% | No | No | Employed | US Citizen | $29,468.01 | 1 | XXXX | $2,066.04 | XXXX | $172.17 | 20.277% | 20.277% | 20.277% | XXXX | 763 | No | No | [Borrower - XXXX | Primary Income - Wages]; VVOE - 2026 [Borrower - XXXX | Primary Income - Wages]; WVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $500.00 | XXXX | 5.980% | $0.00 | 3.6 | DU | ApproveEligible | No | No | 6.625% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | XXXX | $81,366.58 | 35.860% | No | 24 | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 17.58 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 2 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10181 | Safe Harbor QM (APOR) | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 7.368% | $1,347.44 | $1,347.44 | 7.125% | No | No | Employed | Not Employed | US Citizen | US Citizen | $3,726.64 | 1 | XXXX | $1,121.04 | XXXX | $93.42 | XXXX | MI | XXXX | Monthly | 45.129% | 45.129% | 45.129% | XXXX | 783 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2026 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $4,032.00 | XXXX | 6.130% | $0.00 | 5.0 | DU | ApproveEligible | No | No | 7.125% | 2 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | No | XXXX | $443,919.63 | 100.000% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 206.77 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 2 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10182 | N/A | XXXX | No | Yes | XXXX | XXXX | XXXX | 6.825% | $3,350.11 | $3,350.11 | 6.625% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $16,451.12 | 1 | XXXX | $1,866.00 | XXXX | $155.50 | XXXX | ID | XXXX | Monthly | 42.375% | 42.375% | 42.375% | XXXX | 728 | No | No | [Borrower - XXXX | Primary Income - Social Security]; Account Statements - 2026 [Borrower - XXXX | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - XXXX | Non-Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2026 [Borrower - XXXX | Non-Primary Income - IRA Distribution]; Account Statements - 2025 [Coborrower(s) - XXXX | Primary Income - Social Security]; Account Statements - 2026 [Coborrower(s) - XXXX | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - XXXX | Non-Primary Income - IRA Distribution]; Account Statements - 2026 [Coborrower(s) - XXXX | Non-Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - XXXX | Non-Primary Income - Pension]; Account Statements - 2026 [Coborrower(s) - XXXX | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $7,023.00 | XXXX | 6.130% | $10,000.00 | 1.0 | DU | ApproveEligible | Yes | No | 6.625% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | XXXX | $231,484.98 | 35.390% | No | Yes | Commitment | Fee Simple | Individual | Individually and as Trustee | Individual | Individually and as Trustee | No | Individually and as Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 23.67 | No | No | XXXX | $23,341.31 | $0.00 | No | No | No | No | 4 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10415 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 7.125% | $7,357.60 | $7,357.60 | 6.875% | No | No | Self-Employed | US Citizen | $16,108.40 | 1 | XXXX | $4,266.96 | XXXX | $355.58 | XXXX | TX | XXXX | Monthly | 44.302% | 44.302% | 44.302% | XXXX | 718 | No | No | [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $27,319.00 | XXXX | 5.980% | $0.00 | 1.0 | DU | ApproveIneligible | Yes | No | 6.875% | 0 | 1 | 0 | 2 | 1 | No | No | XXXX | $541,598.86 | 37.430% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 16.92 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10428 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.548% | $9,582.15 | $9,582.15 | 6.500% | No | No | Employed | Employed | Employed | 0.61 | US Citizen | US Citizen | US Citizen | $20,277.55 | 1 | XXXX | $7,205.76 | XXXX | $600.48 | XXXX | CA | XXXX | Monthly | 43.353% | 43.353% | 43.353% | XXXX | 796 | 798 | 804 | 798 | Level 1-Not Stated/Not Verified | Level 5-Stated/Verified as defined | Level 3-Stated/Verified as defined | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2026 [Borrower - XXXX | Primary Income - Wages]; WVOE - 2026 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; Other - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $24,509.00 | XXXX | 6.020% | $4,200.00 | 1.0 | DU | ApproveIneligible | Yes | No | 6.500% | 2 | 1 | 0 | 0 | 2 | 1 | 0.00 | No | No | XXXX | $576,653.13 | 30.430% | No | 26 | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 20.27 | No | No | XXXX | $0.00 | $11,526.67 | No | No | No | No | 2 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10414 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 5.616% | $17,459.51 | $17,459.51 | 5.500% | No | No | Employed | Not Employed | US Citizen | US Citizen | $159,065.86 | 1 | XXXX | $10,425.00 | XXXX | $868.75 | 16.651% | 16.651% | 16.651% | XXXX | 783 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $15,111.50 | XXXX | 6.100% | $0.00 | 3.0 | DU | ApproveIneligible | No | No | 5.500% | 2 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | No | XXXX | $2,002,910.34 | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 87.37 | No | XXXX | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10416 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.648% | $6,952.75 | $6,952.75 | 6.500% | No | No | Non-Employment Income | US Citizen | $13,217.81 | 1 | XXXX | $4,061.04 | XXXX | $338.42 | XXXX | FL | XXXX | Monthly | 46.674% | 46.674% | 46.674% | XXXX | 774 | No | No | [Borrower - XXXX | Primary Income - IRA Distribution]; Account Statements - 2026 [Borrower - XXXX | Primary Income - IRA Distribution]; Account Statements - 2026 [Borrower - XXXX | Primary Income - IRA Distribution]; Account Statements - 2026 [Borrower - XXXX | Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2026 [Borrower - XXXX | Primary Income - IRA Distribution]; Other - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $15,122.00 | XXXX | 5.980% | $0.00 | 3.7 | DU | ApproveIneligible | No | No | 6.500% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | No | XXXX | $836,233.30 | 59.730% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 56.61 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 2 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10417 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 7.257% | $12,790.81 | $12,790.81 | 7.250% | No | No | Employed | Employed | US Citizen | US Citizen | $14,606.23 | 2 | XXXX | $5,169.84 | XXXX | $430.82 | 49.615% | 49.615% | 49.615% | XXXX | 758 | No | No | [Borrower - XXXX | Primary Income - Wages]; Other - 2026 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2026 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 [Borrower - XXXX | Primary Income - Wages]; WVOE - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; Other - 2026 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2024 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - XXXX | Primary Income - Wages]; Other - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; WVOE - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $31,095.00 | XXXX | 6.020% | $0.00 | DU | ApproveIneligible | N/A | No | 7.250% | 2 | 1 | 1 | 0 | 3 | 1 | 0.00 | No | No | XXXX | $161,171.84 | No | 15 | 12 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 10.86 | No | No | XXXX | $0.00 | $8,666.67 | No | No | No | No | 2 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10311 | Non QM | XXXX | Yes | No | XXXX | XXXX | 7.813% | $2,614.81 | $2,614.81 | 7.499% | No | No | Self-Employed | Non-Permanent Resident Alien | Mexico | $6,083.46 | 1 | XXXX | $1,180.68 | XXXX | $98.39 | XXXX | CA | XXXX | Monthly | 42.879% | 42.879% | 42.879% | XXXX | 811 | No | No | [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; CPA Letter - 2026 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Other - 2026 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Business Return Transcripts - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Business Return Transcripts - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - No Results Returned - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $7,805.00 | XXXX | 6.060% | $10,000.00 | 1.0 | None | Yes | No | 7.499% | 1 | 1 | 0 | 4 | 2 | No | XXXX | $87,506.51 | 19.880% | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Passport | 3.08 | No | XXXX | $0.00 | $0.00 | Yes | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10312 | Non QM | XXXX | Yes | No | XXXX | XXXX | XXXX | 7.730% | $2,624.57 | $2,624.57 | 7.375% | No | No | Self-Employed | Non-Permanent Resident Alien | Brazil | $3,803.74 | 1 | XXXX | $1,466.04 | XXXX | $122.17 | 46.194% | 46.194% | 46.194% | XXXX | 733 | No | No | Third Party Prepared (Unaudited) | [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; CPA Letter - 2026 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Other - 2026 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - No Results Returned - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $10,790.60 | XXXX | 6.100% | $16,405.00 | 1.0 | None | Yes | No | 7.375% | 0 | 1 | 0 | 4 | 1 | 12.00 | No | XXXX | $42,698.01 | 8.980% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Passport | 4.24 | No | XXXX | $0.00 | $0.00 | Yes | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10318 | Non QM | XXXX | Yes | No | XXXX | XXXX | XXXX | 7.522% | $2,600.39 | $2,600.39 | 7.375% | No | No | Employed | Employed | Non-Permanent Resident Alien | Non-Permanent Resident Alien | Guatemala | Guatemala | $5,404.68 | 1 | XXXX | $396.00 | XXXX | $33.00 | 48.062% | 48.062% | 48.062% | 754 | No | No | [Borrower - XXXX | Primary Income - Wages]; Employer Letter - 2026 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2026 [Borrower - XXXX | Primary Income - Wages]; WVOE - 2026 [Borrower - XXXX | Primary Income - Wages]; Year End Summary - 2026 [Borrower - XXXX | Primary Income - Wages]; Year End Summary - 2025 [Borrower - XXXX | Primary Income - Wages]; Year End Summary - 2024 [Borrower - XXXX | Non-Primary Income - Wages]; Employer Letter - 2026 [Borrower - XXXX | Non-Primary Income - Wages]; VVOE - 2026 [Borrower - XXXX | Non-Primary Income - Wages]; WVOE - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; Employer Letter - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; WVOE - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; Year End Summary - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; Year End Summary - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; Year End Summary - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $12,548.75 | XXXX | 6.130% | $14,000.00 | 1.0 | None | No | No | 7.375% | 0 | 0 | 2 | 0 | 2 | 2 | 0.00 | No | XXXX | $169,804.00 | 33.820% | No | 25 | 25 | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Risk Score Classic 04 | Passport | Passport | 19.15 | No | XXXX | $0.00 | $3,006.93 | Yes | Yes | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10061 | N/A | XXXX | No | No | XXXX | XXXX | XXXX | 7.489% | $1,813.02 | $1,813.02 | 7.375% | No | No | Not Employed | Self-Employed | US Citizen | US Citizen | $14,011.97 | 1 | XXXX | $716.04 | XXXX | $59.67 | 49.539% | 49.539% | 49.539% | XXXX | 743 | No | No | [Coborrower(s) - XXXX | Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Coborrower(s) - XXXX | Primary Income - Sole Proprietor]; P&L Statement - 2025 [Coborrower(s) - XXXX | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Coborrower(s) - XXXX | Non-Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - XXXX | Non-Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - XXXX | Non-Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - XXXX | Non-Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - XXXX | Non-Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - XXXX | Non-Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - XXXX | Non-Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - XXXX | Non-Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - XXXX | Non-Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2021 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $2,049.00 | XXXX | 6.140% | $0.00 | 3.8 | None | No | No | 7.375% | 0 | 2 | 1 | 0 | 5 | 1 | 0.00 | No | XXXX | $479,246.08 | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 250.4 | No | No | XXXX | $19,798.92 | $7,968.87 | No | No | No | No | 3 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10396 | Safe Harbor QM (APOR) | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 6.584% | $5,625.09 | $5,625.09 | 6.500% | No | No | Employed | Self-Employed | US Citizen | US Citizen | $19,136.66 | 1 | XXXX | $2,682.72 | XXXX | $223.56 | XXXX | CA | XXXX | Monthly | 32.491% | 32.491% | 32.491% | XXXX | 771 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2026 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - XXXX | Primary Income - Sole Proprietor]; Other - 2026 [Coborrower(s) - XXXX | Primary Income - Sole Proprietor]; Other - 2026 [Coborrower(s) - XXXX | Primary Income - Sole Proprietor]; Other - 2026 [Coborrower(s) - XXXX | Primary Income - Sole Proprietor]; Account Statements - Business - 2025 [Coborrower(s) - XXXX | Primary Income - Sole Proprietor]; Other - 2025 [Coborrower(s) - XXXX | Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Coborrower(s) - XXXX | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Coborrower(s) - XXXX | Primary Income - Sole Proprietor]; Other - 2024 [Coborrower(s) - XXXX | Primary Income - Sole Proprietor]; Other - 2024 [Coborrower(s) - XXXX | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 [Coborrower(s) - XXXX | Primary Income - Sole Proprietor]; Other - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $5,675.52 | XXXX | 6.130% | $0.00 | 1.0 | DU | ApproveEligible | Yes | No | 6.500% | 2 | 0 | 2 | 0 | 3 | 1 | 0.00 | No | No | XXXX | $49,494.97 | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 5.23 | No | No | XXXX | $8,673.58 | $0.00 | No | No | No | No | 3 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10419 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.926% | $9,578.02 | $9,578.02 | 6.875% | No | No | Employed | Employed | US Citizen | US Citizen | $27,269.15 | 1 | XXXX | $3,534.96 | XXXX | $294.58 | 32.706% | 32.706% | 32.706% | XXXX | 788 | No | No | [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $14,745.20 | XXXX | 6.140% | $0.00 | 1.4 | DU | ApproveIneligible | Yes | No | 6.875% | 1 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | No | XXXX | $375,474.93 | No | 26 | 25 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 31.3 | No | No | XXXX | $0.00 | $24,272.23 | No | No | No | No | 2 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10420 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.718% | $10,289.11 | $10,289.11 | 6.500% | No | No | Employed | Employed | US Citizen | US Citizen | $21,594.60 | 1 | XXXX | $4,169.64 | XXXX | $347.47 | 39.137% | 39.137% | 39.137% | XXXX | 723 | No | No | [Borrower - XXXX | Primary Income - Wages]; Employer Letter - 2026 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - XXXX | Primary Income - Wages]; WVOE - 2026 [Borrower - XXXX | Primary Income - Wages]; Other - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Income - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $36,258.21 | XXXX | 5.990% | $0.00 | 999.0 | DU | ApproveIneligible | No | No | 6.500% | 1 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | No | XXXX | $168,152.13 | No | 0 | 24 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 13.73 | No | XXXX | $0.00 | $17,880.24 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10397 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.678% | $9,569.45 | $9,569.45 | 6.625% | No | No | Self-Employed | US Citizen | $81,676.86 | 1 | XXXX | $4,890.12 | XXXX | $407.51 | 13.769% | 13.769% | 13.769% | XXXX | 752 | No | No | [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Tax Return Extension - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Tax Return Extension - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $26,697.26 | XXXX | 6.220% | $0.00 | 1.0 | DU | ApproveIneligible | Yes | No | 6.625% | 0 | 2 | 0 | 3 | 1 | No | Not Stated | XXXX | $1,395,998.79 | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 116.51 | No | XXXX | $0.00 | $0.00 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10398 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.230% | $6,197.63 | $6,197.63 | 6.125% | No | No | Self-Employed | Employed | US Citizen | US Citizen | $71,416.84 | 1 | XXXX | $4,572.00 | XXXX | $381.00 | 14.905% | 14.905% | 14.905% | XXXX | 799 | No | No | [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2026 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Paystubs - 2026 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; W-2 - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; W-2 - 2023 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $10,058.00 | XXXX | 6.100% | $0.00 | 4.3 | DU | ApproveIneligible | No | No | 6.125% | 3 | 1 | 2 | 0 | 3 | 1 | No | Not Stated | XXXX | $224,133.75 | 18.670% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 6.06 | Yes | No | XXXX | $0.00 | $8,447.23 | No | No | No | No | 2 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10399 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.214% | $6,379.91 | $6,379.91 | 6.125% | No | No | Employed | US Citizen | $17,221.32 | 1 | XXXX | $3,995.04 | XXXX | $332.92 | XXXX | GA | XXXX | Monthly | 33.764% | 33.764% | 33.764% | XXXX | 769 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; Employer Letter - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2024 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $9,524.00 | XXXX | 6.130% | $0.00 | 3.1 | DU | ApproveIneligible | Yes | No | 6.125% | 1 | 2 | 0 | 3 | 0 | 0.00 | No | Not Stated | XXXX | $28,272.05 | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 3.32 | No | XXXX | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10400 | Safe Harbor QM (APOR) | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 6.602% | $6,029.93 | $6,029.93 | 6.500% | No | No | Employed | Employed | US Citizen | US Citizen | $18,177.48 | 1 | XXXX | $3,030.00 | XXXX | $252.50 | 34.066% | 34.066% | 34.066% | XXXX | 792 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; Employer Letter - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $9,451.34 | XXXX | 6.100% | $0.00 | 1.6 | DU | ApproveEligible | Yes | No | 6.500% | 1 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | No | XXXX | $26,793.32 | No | Yes | Preliminary | Fee Simple | Individual | Individually and as Trustee | Individual | Individually and as Trustee | No | Individually and as Trustee | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 3.66 | No | XXXX | $0.00 | $6,735.90 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10401 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.317% | $8,262.92 | $8,262.92 | 6.250% | No | No | Employed | Employed | Permanent Resident Alien | Permanent Resident Alien | $22,693.21 | 1 | XXXX | $2,539.80 | XXXX | $211.65 | 33.891% | 33.891% | 33.891% | XXXX | 776 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $8,878.60 | XXXX | 6.100% | $0.00 | 1.0 | DU | ApproveIneligible | Yes | No | 6.250% | 2 | 1 | 1 | 0 | 3 | 0 | 0.00 | No | No | XXXX | $97,825.30 | No | 25 | 5 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Resident Alien Card | Resident Alien Card | No | 7.88 | No | No | XXXX | $0.00 | $14,615.38 | No | No | No | No | 2 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10402 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.753% | $7,123.46 | $7,123.46 | 6.625% | No | No | Employed | US Citizen | $19,244.51 | 1 | XXXX | $3,999.00 | XXXX | $333.25 | XXXX | AL | XXXX | Monthly | 34.019% | 34.019% | 34.019% | XXXX | 778 | No | No | [Borrower - XXXX | Primary Income - Wages]; Employer Letter - 2026 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $22,924.00 | XXXX | 6.130% | $16,000.00 | 1.6 | DU | ApproveIneligible | Yes | No | 6.625% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | No | XXXX | $570,384.54 | 45.630% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 51.89 | No | XXXX | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10403 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.606% | $8,918.48 | $8,918.48 | 6.500% | No | No | Employed | Employed | Permanent Resident Alien | Permanent Resident Alien | $27,500.54 | 1 | XXXX | $3,159.12 | XXXX | $263.26 | XXXX | CA | XXXX | Monthly | 29.786% | 29.786% | 29.786% | XXXX | 749 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $29,989.00 | XXXX | 6.130% | $0.00 | 1.2 | LP / LPA | Accept/Ineligible | Yes | No | 6.500% | 1 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | No | XXXX | $206,457.92 | No | 19 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Resident Alien Card | Resident Alien Card | No | 17.63 | No | XXXX | $0.00 | $19,166.66 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10404 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 7.015% | $8,073.66 | $8,073.66 | 6.875% | No | No | Employed | US Citizen | $21,283.03 | 1 | XXXX | $2,682.96 | XXXX | $223.58 | XXXX | XXXX | Monthly | 31.632% | 31.632% | 31.632% | XXXX | 765 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; WVOE - 2026 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $14,059.00 | XXXX | 6.130% | $0.00 | 5.0 | DU | ApproveIneligible | Yes | No | 6.875% | 2 | 2 | 0 | 3 | 0 | 0.00 | No | No | XXXX | $303,236.57 | No | 25 | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 31.28 | No | XXXX | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10421 | Safe Harbor QM (APOR) | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 6.757% | $6,226.54 | $6,226.54 | 6.750% | No | No | Employed | US Citizen | $19,646.76 | 1 | XXXX | $1,190.04 | XXXX | $99.17 | XXXX | CA | XXXX | Monthly | 40.629% | 40.629% | 40.629% | XXXX | 768 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Tax Return Extension - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $12,689.00 | XXXX | 6.130% | $0.00 | DU | ApproveEligible | N/A | No | 6.750% | 2 | 1 | 0 | 3 | 1 | 0.00 | No | No | XXXX | $328,580.04 | No | 27 | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 41 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 2 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10405 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.393% | $7,321.80 | $7,321.80 | 6.250% | No | No | Self-Employed | US Citizen | $28,241.01 | 1 | XXXX | $4,243.56 | XXXX | $353.63 | 32.847% | 32.847% | 32.847% | XXXX | 772 | No | No | [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Paystubs - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; W-2 - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; W-2 Transcript - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; W-2 - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $16,033.38 | XXXX | 6.130% | $0.00 | 5.0 | LP / LPA | Accept/Ineligible | No | No | 6.250% | 3 | 2 | 0 | 2 | 1 | No | No | XXXX | $50,929.02 | 3.640% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 46.28 | Yes | No | XXXX | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10422 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.617% | $6,984.35 | $6,984.35 | 6.500% | No | No | Self-Employed | Employed | US Citizen | US Citizen | $26,295.99 | 1 | XXXX | $3,598.92 | XXXX | $299.91 | 27.118% | 27.118% | 27.118% | XXXX | 737 | No | No | [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $12,819.00 | XXXX | 6.020% | $0.00 | 1.6 | DU | ApproveIneligible | No | No | 6.500% | 0 | 1 | 1 | 0 | 3 | 1 | No | No | XXXX | $343,249.40 | 26.400% | No | 2 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 13.43 | No | XXXX | $0.00 | $14,166.69 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10423 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.001% | $8,490.58 | $8,490.58 | 5.875% | No | No | Employed | US Citizen | $25,416.51 | 1 | XXXX | $3,348.96 | XXXX | $279.08 | 41.981% | 41.981% | 41.981% | XXXX | 804 | No | No | [Borrower - XXXX | Primary Income - Wages]; Employer Letter - 2026 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $29,244.16 | XXXX | 5.990% | $18,900.00 | 1.6 | DU | ApproveIneligible | Yes | No | 5.875% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | No | XXXX | $1,124,135.24 | 70.470% | No | 13 | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 98.99 | Yes | No | XXXX | $0.00 | $0.00 | No | No | No | No | 3 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10424 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.639% | $9,629.56 | $9,629.56 | 6.500% | No | No | Employed | Employed | US Citizen | US Citizen | $24,204.37 | 1 | XXXX | $6,853.32 | XXXX | $571.11 | XXXX | CA | XXXX | Monthly | 40.724% | 40.724% | 40.724% | XXXX | 796 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2006 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $16,404.00 | XXXX | 5.990% | $0.00 | 1.0 | LP / LPA | Accept/Ineligible | No | No | 6.500% | 1 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | No | XXXX | $769,594.30 | 45.400% | No | 6 | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 47.67 | Yes | No | XXXX | $0.00 | $18,333.34 | No | No | No | No | 2 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10406 | Safe Harbor QM (APOR) | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 6.570% | $11,819.67 | $11,819.67 | 6.500% | No | No | Employed | US Citizen | $54,350.43 | 1 | XXXX | $2,256.96 | XXXX | $188.08 | 23.209% | 23.209% | 23.209% | XXXX | 781 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - XXXX | Primary Income - Wages]; Employer Letter - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $26,437.30 | XXXX | 5.980% | $0.00 | 1.0 | DU | ApproveEligible | Yes | No | 6.500% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | No | XXXX | $567,430.47 | 25.790% | No | 26 | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 14.8 | No | XXXX | $0.00 | $0.00 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10407 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.194% | $10,947.79 | $10,947.79 | 6.000% | No | No | Employed | Employed | US Citizen | US Citizen | $35,297.13 | 1 | XXXX | $3,847.44 | XXXX | $320.62 | 40.054% | 40.054% | 40.054% | XXXX | 769 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $20,054.00 | XXXX | 6.020% | $0.00 | 2.9 | DU | ApproveIneligible | Yes | No | 6.000% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | No | XXXX | $65,189.27 | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 5.14 | No | No | XXXX | $0.00 | $23,740.94 | No | No | No | No | 2 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10408 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.993% | $6,798.46 | $6,798.46 | 6.875% | No | No | Employed | Self-Employed | US Citizen | US Citizen | $16,138.01 | 1 | XXXX | $6,634.08 | XXXX | $552.84 | XXXX | CA | XXXX | Monthly | 43.624% | 43.624% | 43.624% | XXXX | 804 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2024 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2023 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; Paystubs - 2026 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2025 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2025 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2025 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2025 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2025 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2025 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2025 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2025 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2025 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; W-2 - 2025 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; W-2 Transcript - 2024 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Account Transcripts - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Account Transcripts - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $7,657.96 | XXXX | 6.100% | $0.00 | 3.1 | LP / LPA | Accept/Ineligible | No | No | 6.875% | 1 | 2 | 2 | 0 | 3 | 2 | 0.00 | No | No | XXXX | $170,869.66 | 14.850% | No | 10 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 12.76 | Retail | Yes | No | XXXX | $15,402.49 | $0.00 | No | No | No | No | 2 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10409 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.646% | $9,252.49 | $9,252.49 | 6.625% | No | No | Self-Employed | US Citizen | $34,050.17 | 1 | XXXX | $3,912.12 | XXXX | $326.01 | 23.921% | 23.921% | 23.921% | XXXX | 772 | No | No | [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2026 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Tax Return Extension - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $2,144.00 | XXXX | 5.990% | $5,000.00 | 3.0 | DU | ApproveIneligible | No | No | 6.625% | 0 | 2 | 0 | 3 | 1 | No | No | XXXX | $1,161,054.12 | 68.290% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 83.27 | Retail | No | XXXX | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10425 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.953% | $8,614.37 | $8,614.37 | 6.875% | No | No | Employed | US Citizen | $14,813.60 | 1 | XXXX | $5,005.92 | XXXX | $417.16 | 40.746% | 40.746% | 40.746% | XXXX | 736 | No | No | [Borrower - XXXX | Primary Income - Wages]; Employer Letter - 2026 [Borrower - XXXX | Primary Income - Wages]; Other - 2026 [Borrower - XXXX | Primary Income - Wages]; Other - 2026 [Borrower - XXXX | Primary Income - Wages]; Other - 2026 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2026 [Borrower - XXXX | Primary Income - Wages]; WVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $1,095.00 | XXXX | 6.140% | $0.00 | 1.2 | DU | ApproveIneligible | Yes | No | 6.875% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | No | XXXX | $287,370.03 | No | 12 | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 27.92 | Retail | No | XXXX | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10410 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.863% | $8,749.59 | $8,749.59 | 6.750% | No | No | Self-Employed | US Citizen | $18,479.29 | 1 | XXXX | $5,408.40 | XXXX | $450.70 | XXXX | SC | XXXX | Monthly | 40.845% | 40.845% | 40.845% | XXXX | 740 | No | No | [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Account Transcripts - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $5,147.01 | XXXX | 6.100% | $24,000.00 | 1.0 | DU | ApproveIneligible | Yes | No | 6.750% | 1 | 2 | 0 | 3 | 1 | No | Not Stated | XXXX | $237,504.46 | 15.840% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 7.19 | Yes | No | XXXX | $0.00 | $0.00 | No | No | No | No | 2 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10411 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.865% | $7,526.58 | $7,526.58 | 6.875% | No | No | Employed | Employed | US Citizen | US Citizen | $14,014.48 | 1 | XXXX | $906.00 | XXXX | $75.50 | XXXX | AZ | XXXX | Monthly | 39.514% | 39.514% | 39.514% | XXXX | 804 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $6,674.00 | XXXX | 6.180% | $14,934.05 | 1.0 | DU | ApproveIneligible | No | No | 6.875% | 1 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | No | XXXX | $1,373,614.98 | 100.000% | No | 25 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 148.9 | Yes | No | XXXX | $0.00 | $7,605.87 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10426 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 7.143% | $7,301.42 | $7,301.42 | 7.125% | No | No | Employed | US Citizen | $14,460.46 | 1 | XXXX | $3,882.00 | XXXX | $323.50 | 36.083% | 36.083% | 36.083% | XXXX | 797 | No | No | [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $1,395.00 | XXXX | 6.140% | $0.00 | 1.3 | DU | ApproveIneligible | No | No | 7.125% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | No | XXXX | $421,511.96 | 33.050% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 26.13 | No | XXXX | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10412 | Safe Harbor QM (APOR) | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 6.778% | $7,139.44 | $7,139.44 | 6.750% | No | No | Self-Employed | Employed | US Citizen | US Citizen | $22,623.93 | 1 | XXXX | $2,142.60 | XXXX | $178.55 | 37.568% | 37.568% | 37.568% | XXXX | 798 | No | No | [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; W-2 - 2023 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $1,690.00 | XXXX | 6.100% | $0.00 | 2.4 | DU | ApproveEligible | No | No | 6.750% | 2 | 1 | 2 | 0 | 3 | 2 | No | No | XXXX | $535,475.18 | 41.340% | No | 25 | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 37.44 | Yes | No | XXXX | $0.00 | $18,708.34 | No | No | No | No | 2 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10427 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.814% | $8,171.43 | $8,171.43 | 6.750% | No | No | Self-Employed | US Citizen | $13,143.52 | 1 | XXXX | $3,990.96 | XXXX | $332.58 | 40.319% | 40.319% | 40.319% | XXXX | 771 | No | No | Borrower Prepared | [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - XXXX | Non-Primary Income - C-Corp]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Borrower - XXXX | Non-Primary Income - C-Corp]; Third Party Verification - 2026 [Borrower - XXXX | Non-Primary Income - C-Corp]; Third Party Verification - 2026 [Borrower - XXXX | Non-Primary Income - C-Corp]; Third Party Verification - 2026 [Borrower - XXXX | Non-Primary Income - C-Corp]; Third Party Verification - 2026 [Borrower - XXXX | Non-Primary Income - C-Corp]; Third Party Verification - 2026 [Borrower - XXXX | Non-Primary Income - C-Corp]; 4506-C (for Business) - 2025 [Borrower - XXXX | Non-Primary Income - C-Corp]; Balance Sheet - 2025 [Borrower - XXXX | Non-Primary Income - C-Corp]; P&L Statement - 2025 [Borrower - XXXX | Non-Primary Income - C-Corp]; 1120 - 2024 [Borrower - XXXX | Non-Primary Income - C-Corp]; 4506-C (for Business) - 2024 [Borrower - XXXX | Non-Primary Income - C-Corp]; W-2 - 2024 [Borrower - XXXX | Non-Primary Income - C-Corp]; 1120 - 2023 [Borrower - XXXX | Non-Primary Income - C-Corp]; 4506-C (for Business) - 2023 [Borrower - XXXX | Non-Primary Income - C-Corp]; W-2 - 2023 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2026 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2025 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2025 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2025 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2025 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2025 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2025 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $1,981.97 | XXXX | 6.100% | $4,500.00 | 1.2 | DU | ApproveIneligible | No | No | 6.750% | 2 | 2 | 0 | 3 | 2 | 12.00 | No | No | XXXX | $208,399.38 | 14.880% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 15.57 | Yes | No | XXXX | $0.00 | $0.00 | No | No | No | No | 4 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10413 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.516% | $8,393.86 | $8,393.86 | 6.500% | No | No | Employed | US Citizen | $48,285.86 | 1 | XXXX | $6,623.76 | XXXX | $551.98 | XXXX | IL | XXXX | Monthly | 25.235% | 25.235% | 25.235% | XXXX | 760 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $1,570.00 | XXXX | 6.100% | $0.00 | 2.6 | DU | ApproveIneligible | No | No | 6.500% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | XXXX | $214,618.39 | No | 12 | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 17.87 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 2 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10434 | Non QM | XXXX | Yes | No | XXXX | XXXX | XXXX | 8.270% | $9,425.00 | $13,809.33 | 8.774% | No | No | Employed | Employed | US Citizen | US Citizen | $31,920.13 | 1 | XXXX | $1,820.04 | XXXX | $151.67 | XXXX | UT | XXXX | Monthly | 47.167% | 44.213% | 47.167% | XXXX | 718 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 Transcript - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $33,280.00 | XXXX | 6.420% | $408,000.00 | 3.1 | None | N/A | No | 8.774% | 1 | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXX | $372,010.22 | 19.070% | No | 36 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | Yes | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 22.46 | No | No | XXXX | $0.00 | $46,666.66 | No | No | No | No | 3 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10437 | Non QM | XXXX | Yes | No | XXXX | XXXX | XXXX | 7.107% | $2,364.94 | $2,364.94 | 6.875% | No | No | Employed | US Citizen | $18,272.68 | 1 | XXXX | $2,768.16 | XXXX | $230.68 | XXXX | FL | XXXX | Monthly | 28.261% | 28.261% | 28.261% | XXXX | 737 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; WVOE - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $6,795.00 | XXXX | 6.270% | $0.00 | 1.0 | None | N/A | No | 6.875% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | XXXX | $194,110.49 | 42.190% | No | 35 | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 21.6 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 2 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10436 | N/A | XXXX | No | No | XXXX | XXXX | XXXX | 7.060% | $6,875.00 | $6,875.00 | 6.875% | No | No | Self-Employed | Self-Employed | US Citizen | US Citizen | $30,737.00 | 1 | XXXX | $3,089.04 | XXXX | $257.42 | 41.172% | 41.172% | 45.648% | XXXX | 730 | No | No | Borrower Prepared | [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2026 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Paystubs - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Paystubs - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; W-2 - 2023 [Borrower - XXXX | Non-Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Non-Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Non-Primary Income - Wages]; W-2 - 2024 [Borrower - XXXX | Non-Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2026 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; Paystubs - 2025 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; Paystubs - 2025 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $82,395.00 | XXXX | 6.270% | $0.00 | 2.4 | None | N/A | No | 6.875% | 2 | 1 | 2 | 0 | 2 | 0 | 11.97 | No | 240 | XXXX | $249,054.16 | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 27.44 | No | No | XXXX | $18,648.69 | $0.00 | No | No | No | No | 2 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10435 | N/A | XXXX | No | No | XXXX | XXXX | 8.466% | $1,028.05 | $1,028.05 | 7.750% | No | No | Employed | Not Employed | US Citizen | US Citizen | $3,536.85 | 1 | XXXX | $764.04 | XXXX | $63.67 | XXXX | IL | XXXX | Monthly | 31.545% | 31.545% | 31.545% | XXXX | 666 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2026 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $6,244.25 | 6.060% | $0.00 | 1.0 | None | N/A | No | 7.750% | 1 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | XXXX | $220,038.56 | 100.000% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 81.7 | Yes | XXXX | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10433 | Non QM | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.833% | $2,376.58 | $2,376.58 | 6.500% | No | No | Employed | US Citizen | $6,024.21 | 1 | XXXX | $1,149.12 | XXXX | $95.76 | XXXX | FL | XXXX | Monthly | 48.757% | 48.757% | 48.757% | XXXX | 785 | No | No | [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $11,829.00 | XXXX | 6.170% | $0.00 | 2.0 | None | N/A | No | 6.500% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | XXXX | $220,443.00 | 46.900% | No | 25 | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 25.4 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 2 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10432 | N/A | XXXX | No | No | XXXX | XXXX | XXXX | 7.286% | $1,809.62 | $1,809.62 | 7.000% | No | No | Employed | US Citizen | $6,125.99 | 1 | XXXX | $700.80 | XXXX | $58.40 | XXXX | AL | XXXX | Monthly | 41.191% | 41.191% | 41.191% | XXXX | 747 | No | No | [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2026 [Borrower - XXXX | Primary Income - Wages]; WVOE - 2026 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $27,509.86 | XXXX | 6.060% | $8,500.00 | 1.0 | None | N/A | No | 7.000% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | XXXX | $84,864.71 | 24.960% | No | 24 | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 5.22 | No | Yes | XXXX | $0.00 | $0.00 | No | No | No | No | 2 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10430 | Non QM | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.660% | $12,641.36 | $12,641.36 | 6.500% | No | No | Self-Employed | US Citizen | $23,968.04 | 1 | XXXX | $3,336.96 | XXXX | $278.08 | 49.769% | 49.769% | 49.769% | XXXX | 734 | No | No | Audited | [Borrower - XXXX | Primary Income - Sole Proprietor]; P&L Statement - 2026 [Borrower - XXXX | Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Borrower - XXXX | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 |
[Borrower]; Transcripts (1040) - 2026 [Borrower]; 1040 - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $39,080.00 | XXXX | 6.060% | $0.00 | None | N/A | No | 6.500% | 0 | 1 | 0 | 0 | 1 | 12.00 | No | XXXX | $769,234.75 | 30.760% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 16.16 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 2 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10429 | Non QM | XXXX | Yes | No | XXXX | XXXX | XXXX | 7.248% | $1,616.66 | $1,616.66 | 6.875% | No | No | Employed | US Citizen | $9,027.91 | 1 | XXXX | $2,172.96 | XXXX | $181.08 | XXXX | FL | XXXX | Monthly | 49.657% | 49.657% | 49.657% | XXXX | 734 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2026 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $8,655.00 | XXXX | 5.990% | $0.00 | 2.6 | None | N/A | No | 6.875% | 1 | 0 | 0 | 1 | 0 | 0.00 | No | XXXX | $111,062.84 | 33.650% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 8.25 | No | XXXX | $0.00 | $0.00 | No | No | No | No | 1 | 480 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10120 | N/A | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 7.344% | $2,273.80 | $2,273.80 | 7.125% | No | No | Employed | US Citizen | $8,076.90 | 2 | XXXX | $3,653.40 | XXXX | $304.45 | 45.000% | 45.000% | 45.000% | XXXX | 724 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | $6,511.50 | XXXX | 6.190% | $0.00 | DU | ApproveEligible | N/A | No | 7.125% | 2 | 2 | 0 | 3 | 2 | 0.00 | No | XXXX | $200,690.53 | 44.590% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 21.25 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 2 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10121 | Exempt from ATR | Safe Harbor QM (APOR) | Yes | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 6.930% | $2,699.98 | $2,699.98 | 6.875% | No | No | Employed | Not Employed | US Citizen | US Citizen | $4,850.91 | 1 | XXXX | $3,792.00 | XXXX | $316.00 | 42.542% | 42.542% | 42.542% | XXXX | 796 | No | No | [Borrower - XXXX | Primary Income - Wages]; VVOE - 2026 [Borrower - XXXX | Primary Income - Wages]; WVOE - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | $1,816.50 | XXXX | 6.140% | $0.00 | 3.4 | LP / LPA | Accept/Eligible | No | No | 6.875% | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Not Stated | XXXX | $131,302.54 | 25.550% | No | 16 | Yes | Short Form | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 5.66 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10122 | N/A | XXXX | Yes | No | XXXX | XXXX | XXXX | 8.135% | $2,105.69 | $2,105.69 | 7.625% | No | No | Non-Employment Income | US Citizen | $3,971.96 | 1 | XXXX | $2,461.08 | XXXX | $205.09 | XXXX | GA | XXXX | Monthly | 45.518% | 45.518% | 45.518% | XXXX | 791 | No | No | [Borrower - XXXX | Primary Income - Social Security]; Account Statements - 2025 [Borrower - XXXX | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - XXXX | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | $2,541.43 | XXXX | 6.190% | $0.00 | 2.5 | LP / LPA | Accept/Eligible | N/A | No | 7.625% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | XXXX | $136,101.06 | 38.880% | No | Yes | Short Form | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 27.19 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 2 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10123 | N/A | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 7.711% | $1,783.64 | $1,783.64 | 7.625% | No | No | Non-Employment Income | US Citizen | $3,886.58 | 1 | XXXX | $849.00 | XXXX | $70.75 | 43.818% | 43.818% | 43.818% | XXXX | 805 | No | No | [Borrower - XXXX | Primary Income - Social Security]; Award Letter / Continuance Letter - 2005 [Borrower - XXXX | Non-Primary Income - Pension]; 1099-R - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | $1,560.00 | XXXX | 6.190% | $0.00 | 1.0 | LP / LPA | Accept/Eligible | No | No | 7.625% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | XXXX | $3,912,695.96 | 100.000% | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 1880.08 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10127 | N/A | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 6.719% | $1,920.93 | $1,920.93 | 6.625% | No | No | Employed | US Citizen | $3,496.90 | 1 | XXXX | $1,511.04 | XXXX | $125.92 | XXXX | FL | XXXX | Monthly | 27.013% | 27.013% | 27.013% | XXXX | 739 | No | No | [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | $2,090.00 | XXXX | 6.270% | $0.00 | 1.0 | LP / LPA | Accept/Eligible | Yes | No | 6.625% | 2 | 1 | 0 | 3 | 0 | 0.00 | No | XXXX | $36,704.38 | No | 33 | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | 6.96 | No | XXXX | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10128 | Safe Harbor QM (APOR) | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 7.569% | $1,957.80 | $1,957.80 | 7.500% | No | No | Employed | US Citizen | $20,266.01 | 1 | XXXX | $3,108.60 | XXXX | $259.05 | 34.523% | 34.523% | 34.523% | XXXX | 720 | No | No | [Borrower - XXXX | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 1 | 0 | 0 | $1,420.00 | XXXX | 6.220% | $0.00 | 2.1 | DU | ApproveEligible | Yes | No | 7.500% | 1 | 1 | 0 | 2 | 0 | 0.00 | No | No | XXXX | $118,995.69 | 33.990% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 17.04 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 2 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10129 | N/A | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 6.680% | $3,255.98 | $3,255.98 | 6.625% | No | No | Employed | Not Employed | US Citizen | US Citizen | $14,280.65 | 1 | XXXX | $1,334.04 | XXXX | $111.17 | XXXX | CA | XXXX | Monthly | 37.688% | 37.688% | 37.688% | XXXX | 758 | No | No | [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; Year End Summary - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Borrower - XXXX | Primary Income - Wages]; Year End Summary - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | $1,640.00 | XXXX | 6.250% | $0.00 | 1.0 | LP / LPA | Accept/Eligible | No | No | 6.625% | 1 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | XXXX | $51,006.01 | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 11.25 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 2 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10130 | N/A | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 5.360% | $1,035.38 | $1,035.38 | 5.250% | No | No | Employed | Employed | US Citizen | US Citizen | $14,940.60 | 1 | XXXX | $1,569.00 | XXXX | $130.75 | XXXX | TX | XXXX | Monthly | 44.403% | 44.403% | 44.403% | XXXX | 716 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2023 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2025 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | $1,650.00 | XXXX | 6.190% | $5,000.00 | 1.0 | DU | ApproveEligible | No | No | 5.250% | 2 | 0 | 1 | 0 | 2 | 1 | 0.00 | No | XXXX | $210,709.89 | 84.280% | No | Yes | Commitment | Fee Simple | Individual | Individually and as Trustee | Individual | Individually and as Trustee | No | Individually and as Trustee | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 67.47 | Retail | No | No | XXXX | $0.00 | $10,392.09 | No | No | No | No | 9 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10153 | Safe Harbor QM (APOR) | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 6.898% | $3,643.50 | $3,643.50 | 6.750% | No | No | Employed | Employed | US Citizen | US Citizen | $15,093.81 | 1 | XXXX | $1,359.96 | XXXX | $113.33 | 40.518% | 40.518% | 40.518% | XXXX | 714 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | $7,312.50 | XXXX | 6.230% | $1,500.00 | 1.2 | DU | ApproveEligible | Yes | No | 6.750% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | No | XXXX | $136,553.94 | 18.230% | No | 30 | 30 | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 30.38 | No | No | XXXX | $0.00 | $11,661.00 | No | No | No | No | 3 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10154 | Safe Harbor QM (APOR) | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 6.237% | $3,021.17 | $3,021.17 | 5.875% | No | No | Employed | Employed | Permanent Resident Alien | Permanent Resident Alien | $14,381.63 | 1 | XXXX | $3,146.64 | XXXX | $262.22 | XXXX | NC | XXXX | Monthly | 44.149% | 44.149% | 44.149% | XXXX | 726 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | $1,750.00 | XXXX | 6.220% | $10,618.72 | 1.0 | DU | ApproveEligible | N/A | No | 5.875% | 0 | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Not Stated | XXXX | $165,517.17 | 29.160% | No | 6 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Resident Alien Card | Resident Alien Card | 28.43 | Retail | No | No | XXXX | $0.00 | $10,750.13 | No | No | No | No | 2 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10155 | Safe Harbor QM (APOR) | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 7.180% | $2,290.64 | $2,290.64 | 7.125% | No | No | Self-Employed | Employed | US Citizen | US Citizen | $8,067.70 | 1 | XXXX | $5,214.84 | XXXX | $434.57 | 42.303% | 42.303% | 42.303% | XXXX | 820 | No | No | [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Income - 2025 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | $1,532.00 | XXXX | 6.190% | $0.00 | 2.2 | LP / LPA | Accept/Eligible | Yes | No | 7.125% | 1 | 0 | 1 | 0 | 2 | 0 | No | Not Stated | XXXX | $416,629.31 | 98.030% | No | 34 | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 106.16 | No | No | XXXX | $0.00 | $1,841.35 | No | No | No | No | 2 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10156 | Higher Priced QM (APOR) | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 7.826% | $1,566.24 | $1,566.24 | 7.500% | No | No | Self-Employed | Non-Employment Income | US Citizen | US Citizen | $6,141.43 | 1 | XXXX | $2,523.00 | XXXX | $210.25 | XXXX | CA | XXXX | Monthly | 49.798% | 49.798% | 49.798% | XXXX | 730 | No | No | [Borrower - XXXX | Primary Income - Sole Proprietor]; Account Statements - Business - 2025 [Borrower - XXXX | Primary Income - Sole Proprietor]; Other - 2025 [Borrower - XXXX | Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Borrower - XXXX | Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Borrower - XXXX | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - XXXX | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - XXXX | Non-Primary Income - Social Security]; 1099-SSA - 2024 [Borrower - XXXX | Non-Primary Income - Social Security]; 1099-SSA - 2023 [Coborrower(s) - XXXX | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - XXXX | Primary Income - Social Security]; 1099-SSA - 2024 [Coborrower(s) - XXXX | Primary Income - Social Security]; 1099-SSA - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; Transcripts (1040) - No Results Returned - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; Transcripts (1040) - No Results Returned - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2021 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | $5,106.88 | XXXX | 6.170% | $0.00 | LP / LPA | Accept/Eligible | No | No | 7.500% | 0 | 0 | 1 | 0 | 4 | 1 | No | No | XXXX | $71,347.86 | 25.480% | No | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 41.3 | No | No | XXXX | $3,083.76 | $0.00 | No | No | No | No | 4 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10131 | N/A | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 7.526% | $1,513.02 | $1,513.02 | 7.490% | No | No | Self-Employed | Employed | US Citizen | US Citizen | $7,979.18 | 1 | XXXX | $2,121.00 | XXXX | $176.75 | 37.142% | 37.142% | 37.142% | XXXX | 701 | No | No | Borrower Prepared | [Borrower - XXXX | Primary Income - Sole Proprietor]; Other - 2026 [Borrower - XXXX | Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Borrower - XXXX | Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Borrower - XXXX | Primary Income - Sole Proprietor]; Account Statements - Business - 2025 [Borrower - XXXX | Primary Income - Sole Proprietor]; P&L Statement - 2025 [Borrower - XXXX | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - XXXX | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; WVOE - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | $1,095.00 | XXXX | 6.180% | $5,400.00 | 1.0 | LP / LPA | Accept/Eligible | Yes | No | 7.490% | 0 | 1 | 2 | 0 | 3 | 2 | 12.00 | No | XXXX | $14,227.98 | 5.250% | No | 24 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 25.98 | No | No | XXXX | $0.00 | $9,260.18 | No | No | No | No | 2 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10132 | N/A | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 7.513% | $4,614.82 | $4,614.82 | 7.500% | No | No | Self-Employed | US Citizen | $24,813.34 | 1 | XXXX | $1,626.96 | XXXX | $135.58 | 48.966% | 48.966% | 48.966% | XXXX | 790 | No | No | Borrower Prepared | [Borrower - XXXX | Primary Income - Sole Proprietor]; P&L Statement - 2025 [Borrower - XXXX | Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Borrower - XXXX | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - XXXX | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2025 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022 [Borrower - XXXX | Non-Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Borrower - XXXX | Non-Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Borrower - XXXX | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - XXXX | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | 6.180% | $0.00 | 2.8 | LP / LPA | Accept/Eligible | Yes | No | 7.500% | 0 | 2 | 0 | 3 | 2 | 12.00 | No | XXXX | $932,838.23 | 100.000% | No | Yes | Final | Fee Simple | Individual | Individually and as Trustee | No | Individually and as Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 129.02 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 5 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10133 | N/A | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 5.500% | $1,680.66 | $1,680.66 | 5.500% | No | No | Employed | Employed | US Citizen | US Citizen | $21,291.38 | 1 | XXXX | $1,220.04 | XXXX | $101.67 | XXXX | AL | XXXX | Monthly | 33.317% | 33.317% | 33.317% | XXXX | 796 | No | No | [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Income - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | $380.00 | XXXX | 6.170% | $2,347.00 | 1.0 | DU | ApproveEligible | No | No | 5.500% | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | XXXX | $308,265.06 | 83.310% | No | 33 | 31 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 117.88 | No | No | XXXX | $0.00 | $17,446.33 | No | No | No | No | 2 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10134 | Safe Harbor QM (APOR) | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 7.521% | $1,050.59 | $1,050.59 | 7.490% | No | No | Employed | Employed | US Citizen | US Citizen | $7,234.16 | 1 | XXXX | $2,040.00 | XXXX | $170.00 | 23.212% | 23.212% | 23.212% | XXXX | 743 | No | No | [Borrower - XXXX | Primary Income - Wages]; VVOE - 2026 [Borrower - XXXX | Primary Income - Wages]; WVOE - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2021 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2021 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | $1,742.00 | XXXX | 6.170% | $8,000.00 | DU | ApproveEligible | No | No | 7.490% | 0 | 0 | 0 | 0 | 4 | 0 | 0.00 | No | No | XXXX | $52,756.25 | 28.060% | No | 5 | 36 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 11.08 | Retail | No | XXXX | $0.00 | $5,213.03 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10135 | N/A | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 5.488% | $1,737.44 | $1,737.44 | 5.500% | No | No | Employed | Employed | Non-Permanent Resident Alien | Non-Permanent Resident Alien | India | India | $16,915.22 | 1 | XXXX | $1,779.00 | XXXX | $148.25 | XXXX | TX | XXXX | Monthly | 28.821% | 28.821% | 28.821% | XXXX | 778 | No | No | [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; WVOE - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | XXXX | 6.170% | $0.00 | 1.0 | DU | ApproveEligible | Yes | No | 5.500% | 0 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | XXXX | $175,919.39 | 43.110% | No | 34 | 0 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Passport | Passport | 34.92 | No | No | XXXX | $0.00 | $8,689.76 | No | No | No | No | 3 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10137 | N/A | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 6.917% | $3,719.86 | $3,719.86 | 6.875% | No | No | Employed | Employed | US Citizen | US Citizen | $12,215.01 | 2 | XXXX | $4,530.00 | XXXX | $377.50 | 41.854% | 41.854% | 41.854% | XXXX | 705 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2026 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Tax Return Extension - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Tax Return Extension - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | $1,595.00 | XXXX | 6.060% | $0.00 | LP / LPA | Accept/Eligible | No | No | 6.875% | 2 | 2 | 1 | 0 | 2 | 0 | 0.00 | No | XXXX | $319,957.32 | 42.370% | No | 25 | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 22.29 | No | No | XXXX | $0.00 | $12,820.83 | No | No | No | No | 2 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10158 | N/A | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 7.541% | $4,325.35 | $4,325.35 | 7.375% | No | No | Self-Employed | Self-Employed | US Citizen | US Citizen | $53,499.65 | 1 | XXXX | $1,517.52 | XXXX | $126.46 | 46.534% | 46.534% | 46.534% | XXXX | 707 | No | No | [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2026 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; CPA Letter - 2026 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2026 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; CPA Letter - 2026 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | $8,547.50 | XXXX | 6.170% | $0.00 | 1.0 | DU | ApproveEligible | No | No | 7.375% | 1 | 0 | 1 | 0 | 2 | 1 | No | XXXX | $1,074,306.84 | 100.000% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individually and as Trustee | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 151.23 | No | No | XXXX | $43,125.00 | $0.00 | No | No | No | No | 7 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10138 | N/A | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 5.233% | $2,200.93 | $2,200.93 | 5.000% | No | No | Employed | Non-Permanent Resident Alien | India | $13,687.91 | 1 | XXXX | $531.96 | XXXX | $44.33 | XXXX | AZ | XXXX | Monthly | 34.298% | 34.298% | 34.298% | XXXX | 726 | No | No | [Borrower - XXXX | Primary Income - Wages]; VVOE - 2026 [Borrower - XXXX | Primary Income - Wages]; Other - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | $9,384.55 | XXXX | 6.570% | $0.00 | 1.0 | DU | ApproveEligible | No | No | 5.000% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | XXXX | $290,385.16 | 56.660% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Employment Authorization, Passport, VISA | 64.93 | Yes | No | XXXX | $0.00 | $0.00 | No | No | No | No | 2 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10139 | N/A | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 7.009% | $4,519.49 | $4,519.49 | 6.990% | No | No | Employed | US Citizen | $101,767.66 | 1 | XXXX | $8,435.04 | XXXX | $702.92 | 14.190% | 14.190% | 14.190% | XXXX | 781 | No | No | Borrower Prepared | [Borrower - XXXX | Primary Income - K-1 (< 25%)]; Balance Sheet - 2026 [Borrower - XXXX | Primary Income - K-1 (< 25%)]; P&L Statement - 2026 [Borrower - XXXX | Primary Income - K-1 (< 25%)]; Third Party Verification - 2026 [Borrower - XXXX | Primary Income - K-1 (< 25%)]; Third Party Verification - 2026 [Borrower - XXXX | Primary Income - K-1 (< 25%)]; 1120S - 2024 [Borrower - XXXX | Primary Income - K-1 (< 25%)]; K-1 - 2024 [Borrower - XXXX | Primary Income - K-1 (< 25%)]; W-2 - 2024 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - XXXX | Non-Primary Income - Wages]; VVOE - 2026 [Borrower - XXXX | Non-Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | $925.00 | XXXX | 6.140% | $0.00 | 4.2 | LP / LPA | Accept/Eligible | No | No | 6.990% | 1 | 1 | 0 | 3 | 0 | 12.00 | No | XXXX | $310,897.79 | 36.570% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Risk Score Classic 04 | 18.73 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 2 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10140 | Safe Harbor QM (APOR) | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 7.300% | $3,832.69 | $3,832.69 | 7.125% | No | No | Employed | Employed | US Citizen | US Citizen | $19,900.30 | 1 | XXXX | $5,730.72 | XXXX | $477.56 | XXXX | TX | XXXX | Monthly | 24.723% | 24.723% | 24.723% | XXXX | 801 | No | No | [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Income - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | $5,930.88 | XXXX | 5.940% | $0.00 | 1.0 | DU | ApproveEligible | Yes | No | 7.125% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | XXXX | $706,754.77 | 100.000% | No | 36 | 36 | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 110.69 | No | No | XXXX | $0.00 | $7,686.20 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10141 | N/A | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 7.152% | $3,691.98 | $3,691.98 | 7.125% | No | No | Employed | Self-Employed | US Citizen | US Citizen | $20,201.17 | 1 | XXXX | $1,736.16 | XXXX | $144.68 | XXXX | AL | XXXX | Monthly | 45.152% | 45.152% | 45.152% | XXXX | 712 | No | No | [Borrower - XXXX | Primary Income - Wages]; VVOE - 2026 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - XXXX | Primary Income - Sole Proprietor]; P&L Statement - 2026 [Coborrower(s) - XXXX | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | $1,823.80 | XXXX | 6.140% | $10,000.00 | 1.0 | LP / LPA | Accept/Eligible | Yes | No | 7.125% | 1 | 0 | 1 | 0 | 2 | 1 | 0.00 | No | XXXX | $160,980.61 | 23.500% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 14.83 | No | No | XXXX | $21,111.67 | $0.00 | No | No | No | No | 6 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10124 | Exempt from ATR | N/A | Yes | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 6.658% | $2,017.56 | $2,017.56 | 6.500% | No | No | Employed | Not Employed | US Citizen | US Citizen | $14,847.26 | 1 | XXXX | $795.12 | XXXX | $66.26 | 25.595% | 25.595% | 25.595% | XXXX | 794 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2026 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | $4,718.00 | XXXX | 6.130% | $0.00 | 1.0 | LP / LPA | Accept/Eligible | N/A | No | 6.500% | 1 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | XXXX | $193,951.64 | 48.600% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 42.61 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10125 | Safe Harbor QM (APOR) | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 5.614% | $1,987.91 | $1,987.91 | 5.250% | No | No | Self-Employed | Self-Employed | US Citizen | US Citizen | $35,104.93 | 1 | XXXX | $2,058.00 | XXXX | $171.50 | XXXX | AZ | XXXX | Monthly | 28.646% | 28.646% | 28.646% | XXXX | 739 | No | No | [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | $525.00 | XXXX | 6.170% | $0.00 | 1.0 | DU | ApproveEligible | Yes | No | 5.250% | 0 | 0 | 1 | 0 | 2 | 0 | No | No | XXXX | $67,877.00 | 16.960% | No | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 21.43 | No | No | XXXX | $24,536.08 | $0.00 | No | No | No | No | 3 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10126 | N/A | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 5.156% | $1,503.14 | $1,503.14 | 4.990% | No | No | Employed | Employed | US Citizen | Permanent Resident Alien | $5,290.69 | 1 | XXXX | $782.04 | XXXX | $65.17 | XXXX | NV | XXXX | Monthly | 40.178% | 40.178% | 40.178% | XXXX | 734 | No | No | [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; Account Statements - Business - 2025 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - XXXX | Non-Primary Income - Partnership (>= 25%)]; Account Statements - Business - 2025 [Coborrower(s) - XXXX | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - XXXX | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Coborrower(s) - XXXX | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Coborrower(s) - XXXX | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | $6,934.71 | XXXX | 6.190% | $7,475.38 | 1.7 | DU | ApproveEligible | N/A | No | 4.990% | 1 | 2 | 2 | 0 | 2 | 2 | 0.00 | No | XXXX | $173,621.74 | 46.450% | No | 23 | 35 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | VISA | 37.51 | No | No | XXXX | ($269.42) | $2,984.80 | No | No | No | No | 5 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10142 | N/A | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 7.152% | $2,819.36 | $2,819.36 | 6.990% | No | No | Employed | Non-Permanent Resident Alien | Mexico | $4,706.03 | 3 | XXXX | $4,692.96 | XXXX | $391.08 | 48.775% | 48.775% | 48.775% | XXXX | 719 | No | No | [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | $4,426.50 | XXXX | 6.170% | $0.00 | DU | ApproveEligible | No | No | 6.990% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | XXXX | $239,967.88 | 42.420% | No | 24 | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Employment Authorization | 21.77 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 2 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10143 | N/A | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 5.883% | $1,599.06 | $1,599.06 | 5.625% | No | No | Employed | US Citizen | $15,018.85 | 1 | XXXX | $942.96 | XXXX | $78.58 | 32.449% | 32.449% | 32.449% | XXXX | 803 | No | No | [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | $10,110.66 | XXXX | 6.170% | $7,300.00 | DU | ApproveEligible | N/A | No | 5.625% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | XXXX | $641,871.83 | 100.000% | No | 25 | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 309.07 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 2 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10159 | N/A | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 5.727% | $1,859.37 | $1,859.37 | 5.625% | No | No | Employed | Not Employed | US Citizen | US Citizen | $11,751.60 | 1 | XXXX | $540.96 | XXXX | $45.08 | XXXX | AZ | XXXX | Monthly | 34.002% | 34.002% | 34.002% | XXXX | 762 | No | No | [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | $3,222.66 | XXXX | 6.100% | $0.00 | 1.0 | DU | ApproveEligible | Yes | No | 5.625% | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | XXXX | $439,934.96 | 100.000% | No | 25 | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | 141.77 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 3 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10161 | Higher Priced QM (APOR) | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 8.173% | $3,971.38 | $3,971.38 | 7.375% | No | No | Employed | US Citizen | $15,664.47 | 1 | XXXX | $4,537.56 | XXXX | $378.13 | XXXX | TX | XXXX | Monthly | 47.785% | 47.785% | 47.785% | XXXX | 725 | No | No | [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2023 [Borrower - XXXX | Non-Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Non-Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - XXXX | Non-Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Non-Primary Income - Wages]; W-2 - 2024 [Borrower - XXXX | Non-Primary Income - Wages]; W-2 - 2023 [Borrower - XXXX | Non-Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Non-Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - XXXX | Non-Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Non-Primary Income - Wages]; W-2 - 2025 [Borrower - XXXX | Non-Primary Income - Wages]; W-2 - 2024 [Borrower - XXXX | Non-Primary Income - Housing Allowance]; Employer Letter - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2021 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | $7,912.50 | XXXX | 6.180% | $0.00 | 1.3 | DU | ApproveEligible | No | No | 7.375% | 3 | 0 | 0 | 4 | 0 | 0.00 | No | Not Stated | XXXX | $96,723.79 | No | 25 | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 9.22 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 2 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10145 | N/A | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 8.053% | $1,383.74 | $1,383.74 | 7.625% | No | No | Employed | US Citizen | $9,297.70 | 1 | XXXX | $1,861.56 | XXXX | $155.13 | 27.221% | 27.221% | 27.221% | XXXX | 804 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2021 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | $2,772.50 | XXXX | 6.140% | $0.00 | 1.0 | DU | ApproveEligible | No | No | 7.625% | 2 | 0 | 0 | 4 | 0 | 0.00 | No | XXXX | $116,093.80 | 50.470% | No | 24 | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 46.59 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 2 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10146 | N/A | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 6.726% | $1,786.47 | $1,786.47 | 6.625% | No | No | Employed | US Citizen | $16,417.52 | 2 | XXXX | $2,224.44 | XXXX | $185.37 | 30.995% | 30.995% | 30.995% | XXXX | 759 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2026 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | $2,095.00 | XXXX | 6.100% | $0.00 | LP / LPA | Accept/Eligible | No | No | 6.625% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | XXXX | $128,988.85 | 34.670% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 7.27 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 2 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10147 | Safe Harbor QM (APOR) | XXXX | Yes | Yes | XXXX | XXXX | 4.244% | $1,911.19 | $1,911.19 | 4.250% | No | No | Not Employed | Employed | US Citizen | US Citizen | $6,123.57 | 1 | XXXX | $801.96 | XXXX | $66.83 | XXXX | AZ | XXXX | Monthly | 40.221% | 40.221% | 40.221% | XXXX | 776 | No | No | [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 Transcript - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | $525.00 | XXXX | 6.100% | $0.00 | 1.0 | DU | ApproveEligible | No | No | 4.250% | 0 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | No | XXXX | $236,347.64 | 45.620% | No | 3 | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 44.89 | No | No | XXXX | $0.00 | $10,243.72 | No | No | No | No | 2 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10148 | Safe Harbor QM (APOR) | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 5.144% | $1,265.41 | $1,265.41 | 4.990% | No | No | Employed | Employed | US Citizen | US Citizen | $10,065.69 | 1 | XXXX | $1,793.16 | XXXX | $149.43 | XXXX | FL | XXXX | Monthly | 29.721% | 29.721% | 29.721% | XXXX | 795 | No | No | [Borrower - XXXX | Primary Income - Wages]; Other - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Income - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | $5,833.73 | XXXX | 6.130% | $9,169.00 | 1.0 | DU | ApproveEligible | No | No | 4.990% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | No | XXXX | $115,789.11 | 39.250% | No | 13 | 25 | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Risk Score Classic 04 | 22.58 | No | No | XXXX | $0.00 | $8,729.60 | No | No | No | No | 2 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10162 | N/A | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 5.356% | $2,174.30 | $2,174.30 | 5.250% | No | No | Employed | US Citizen | $20,682.01 | 1 | XXXX | $2,105.76 | XXXX | $175.48 | XXXX | TX | XXXX | Monthly | 48.757% | 48.757% | 48.757% | XXXX | 805 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | $4,402.38 | XXXX | 6.100% | $0.00 | 1.0 | DU | ApproveEligible | Yes | No | 5.250% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | XXXX | $508,589.62 | 96.870% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 104.19 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 2 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10149 | N/A | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 5.776% | $1,809.83 | $1,809.83 | 5.500% | No | No | Employed | Employed | US Citizen | US Citizen | $33,412.80 | 1 | XXXX | $495.96 | XXXX | $41.33 | XXXX | MD | XXXX | Monthly | 32.489% | 32.489% | 32.489% | XXXX | 771 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | $8,421.88 | XXXX | 6.140% | $0.00 | 1.0 | DU | ApproveEligible | Yes | No | 5.500% | 3 | 3 | 0 | 0 | 3 | 0 | 0.00 | No | XXXX | $15,435.18 | 3.630% | No | 25 | 25 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 15.97 | No | No | XXXX | $0.00 | $32,127.08 | No | No | No | No | 4 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10150 | N/A | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 7.613% | $2,089.63 | $2,089.63 | 6.625% | No | No | Employed | Employed | US Citizen | US Citizen | $10,959.39 | 1 | XXXX | $2,808.60 | XXXX | $234.05 | 30.286% | 30.286% | 30.286% | XXXX | 778 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2026 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | $7,380.38 | XXXX | 5.460% | $0.00 | 1.6 | DU | ApproveEligible | Yes | No | 6.625% | 1 | 1 | 0 | 0 | 1 | 0 | 0.00 | No | XXXX | $104,983.52 | 37.490% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 14.41 | No | No | XXXX | $0.00 | $9,166.66 | No | No | No | No | 2 | 180 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10152 | Safe Harbor QM (APOR) | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 6.683% | $3,001.46 | $3,001.46 | 6.625% | No | No | Self-Employed | US Citizen | $17,180.44 | 1 | XXXX | $5,937.24 | XXXX | $494.77 | XXXX | FL | XXXX | Monthly | 44.047% | 44.047% | 44.047% | XXXX | 748 | No | No | [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | $2,106.88 | XXXX | 6.190% | $0.00 | 1.7 | LP / LPA | Accept/Eligible | No | No | 6.625% | 0 | 1 | 0 | 2 | 0 | No | No | XXXX | $793,128.97 | No | Yes | Final | Fee Simple | Individual | Individually and as Trustee | No | Individually and as Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 173.96 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 3 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10136 | Safe Harbor QM (APOR) | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 6.714% | $1,464.71 | $1,464.71 | 6.625% | No | No | Self-Employed | US Citizen | $26,051.74 | 1 | XXXX | $1,134.96 | XXXX | $94.58 | 20.823% | 20.823% | 20.823% | XXXX | 783 | No | No | [Borrower - XXXX | Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Borrower - XXXX | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | $1,495.00 | XXXX | 6.170% | $0.00 | 1.1 | LP / LPA | Accept/Eligible | No | No | 6.625% | 0 | 1 | 0 | 1 | 1 | No | No | XXXX | $275,315.08 | No | Yes | Short Form | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 155.99 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 5 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10144 | Higher Priced QM (APOR) | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 7.725% | $5,632.17 | $5,632.17 | 7.500% | No | No | Not Employed | Self-Employed | US Citizen | US Citizen | $40,497.09 | 1 | XXXX | $4,875.96 | XXXX | $406.33 | 36.633% | 36.633% | 36.633% | XXXX | 759 | No | No | [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; CPA Letter - 2026 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; W-2 - 2023 [Coborrower(s) - XXXX | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Coborrower(s) - XXXX | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 1040 - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | $15,667.50 | XXXX | 6.130% | $0.00 | 2.9 | DU | ApproveEligible | N/A | No | 7.500% | 0 | 2 | 1 | 0 | 2 | 2 | 0.00 | No | No | XXXX | $166,539.36 | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 24.42 | No | No | XXXX | $63,908.67 | $0.00 | No | No | No | No | 4 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10160 | Safe Harbor QM (APOR) | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 6.655% | $3,765.03 | $3,765.03 | 6.625% | No | No | Employed | US Citizen | $14,012.16 | 3 | XXXX | $1,121.04 | XXXX | $93.42 | 37.444% | 37.444% | 37.444% | XXXX | 755 | No | No | [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2026 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | $1,195.00 | XXXX | 6.100% | $0.00 | LP / LPA | Accept/Eligible | No | No | 6.625% | 1 | 1 | 0 | 3 | 0 | 0.00 | No | Not Stated | XXXX | $113,485.75 | No | 13 | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 29.41 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 3 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10306 | Non QM | XXXX | Yes | No | XXXX | XXXX | XXXX | 7.490% | $9,437.39 | $9,437.39 | 7.375% | No | No | Self-Employed | Non-Permanent Resident Alien | Guatemala | $14,237.18 | 1 | XXXX | $3,212.04 | XXXX | $267.67 | XXXX | CA | XXXX | Monthly | 48.922% | 48.922% | 48.922% | XXXX | 763 | No | No | [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - XXXX | Non-Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Borrower - XXXX | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 [Borrower]; 4506-C - 2021 [Borrower]; Transcripts (1040) - 2021 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $14,145.00 | XXXX | 6.220% | $0.00 | 2.6 | None | No | No | 7.375% | 0 | 1 | 0 | 4 | 4 | No | XXXX | $56,620.13 | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Passport | No | 2.26 | No | No | XXXX | $0.00 | $0.00 | Yes | No | No | No | 3 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10307 | Non QM | XXXX | Yes | No | XXXX | XXXX | XXXX | 7.908% | $2,378.49 | $2,378.49 | 7.750% | No | No | Employed | US Citizen | $7,927.69 | 1 | XXXX | $2,449.80 | XXXX | $204.15 | 45.380% | 45.380% | 45.380% | XXXX | 687 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $4,696.00 | XXXX | 6.220% | $0.00 | None | No | No | 7.750% | 2 | 0 | 0 | 2 | 2 | 0.00 | No | XXXX | $45,898.85 | No | 35 | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 14.66 | Retail | No | XXXX | $0.00 | $0.00 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10301 | Non QM | XXXX | Yes | No | XXXX | XXXX | XXXX | 8.659% | $2,607.65 | $2,607.65 | 8.125% | No | No | Employed | Employed | Non-Permanent Resident Alien | Non-Permanent Resident Alien | Mexico | Mexico | $4,005.03 | 1 | XXXX | $1,188.96 | XXXX | $99.08 | 47.442% | 47.442% | 47.442% | 719 | No | No | [Borrower - XXXX | Primary Income - Wages]; WVOE - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; WVOE - 2026 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2021 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $14,798.06 | XXXX | 6.260% | $12,983.00 | 1.0 | None | Yes | No | 8.125% | 0 | 0 | 2 | 0 | 5 | 2 | 0.00 | No | XXXX | $120,315.13 | 27.400% | No | 25 | 25 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Passport | Passport | 5.8 | No | No | XXXX | $0.00 | $3,961.54 | Yes | Yes | No | No | 2 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10310 | Non QM | XXXX | Yes | No | XXXX | XXXX | XXXX | 8.088% | $1,783.64 | $1,783.64 | 7.625% | No | No | Employed | Non-Permanent Resident Alien | Mexico | $4,886.75 | 1 | XXXX | $969.72 | XXXX | $80.81 | 35.998% | 35.998% | 35.998% | XXXX | 751 | No | No | [Borrower - XXXX | Primary Income - Wages]; VVOE - 2026 [Borrower - XXXX | Primary Income - Wages]; WVOE - 2026 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $8,365.00 | XXXX | 6.170% | $0.00 | 1.8 | None | Yes | No | 7.625% | 0 | 2 | 0 | 2 | 2 | 0.00 | No | XXXX | $144,804.37 | 45.960% | No | 25 | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Resident Alien Card | 30.31 | No | XXXX | $0.00 | $0.00 | Yes | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10314 | Non QM | XXXX | Yes | No | XXXX | XXXX | XXXX | 8.496% | $1,808.55 | $1,808.55 | 7.999% | No | No | Employed | Non-Permanent Resident Alien | Mexico | $3,382.97 | 1 | XXXX | $1,239.96 | XXXX | $103.33 | 47.239% | 47.239% | 47.239% | XXXX | 768 | No | No | [Borrower - XXXX | Primary Income - Wages]; VVOE - 2026 [Borrower - XXXX | Primary Income - Wages]; WVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $9,289.24 | XXXX | 5.990% | $10,000.00 | 2.8 | None | No | No | 7.999% | 0 | 2 | 0 | 4 | 0 | 0.00 | No | XXXX | $24,480.43 | 8.440% | No | 25 | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | VISA | 5.19 | No | XXXX | $0.00 | $0.00 | Yes | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10313 | Non QM | XXXX | Yes | No | XXXX | XXXX | XXXX | 7.751% | $6,149.77 | $6,149.77 | 7.375% | No | No | Employed | Non-Permanent Resident Alien | Mexico | $9,052.22 | 1 | XXXX | $1,405.32 | XXXX | $117.11 | 45.897% | 45.897% | 45.897% | XXXX | 796 | No | No | [Borrower - XXXX | Primary Income - Wages]; Other - 2026 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2026 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2026 [Borrower - XXXX | Primary Income - Wages]; WVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $26,681.00 | XXXX | 6.100% | $35,000.00 | 2.2 | None | No | No | 7.375% | 0 | 2 | 0 | 2 | 1 | 0.00 | No | XXXX | $297,791.42 | 26.750% | No | 25 | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Passport | 9.6 | No | XXXX | $0.00 | $0.00 | Yes | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10091 | N/A | XXXX | No | No | XXXX | XXXX | XXXX | 7.271% | $1,630.40 | $1,630.40 | 7.125% | No | No | Not Employed | Not Employed | Employed | 3.14 | US Citizen | US Citizen | $6,988.84 | 1 | XXXX | $3,563.40 | XXXX | $296.95 | 46.446% | 46.446% | 46.446% | XXXX | 740 | Level 4-Stated/Verified as defined | Level 5-Stated/Verified as defined | Level 3-Stated/Verified as defined | No | No | [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 Transcript - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 Transcript - 2024 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $10,664.00 | XXXX | 6.130% | $0.00 | 3.1 | None | No | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | XXXX | $181,485.04 | No | 25 | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 84.78 | No | No | XXXX | $0.00 | $13,050.03 | No | No | No | No | 2 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10060 | Non QM | XXXX | Yes | No | XXXX | XXXX | XXXX | 7.544% | $3,684.50 | $3,684.50 | 7.499% | No | No | Employed | Self-Employed | US Citizen | US Citizen | $15,633.03 | 1 | XXXX | $3,295.80 | XXXX | $274.65 | XXXX | GA | XXXX | Monthly | 49.943% | 49.943% | 49.943% | XXXX | 728 | No | No | [Borrower - XXXX | Primary Income - Wages]; VVOE - 2026 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; WVOE - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - XXXX | Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Coborrower(s) - XXXX | Primary Income - Sole Proprietor]; 1099 - 2024 [Coborrower(s) - XXXX | Primary Income - Sole Proprietor]; 1099 - 2023 |
[Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $2,137.50 | XXXX | 6.250% | $16,400.00 | None | Yes | No | 7.499% | 1 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | XXXX | $245,050.56 | 39.520% | No | 35 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 40.01 | No | No | XXXX | $18,549.96 | $0.00 | No | No | No | No | 3 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10114 | N/A | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 7.438% | $1,773.66 | $1,773.66 | 7.250% | No | No | Self-Employed | Self-Employed | US Citizen | US Citizen | $12,846.64 | 1 | XXXX | $1,338.96 | XXXX | $111.58 | 36.451% | 36.451% | 36.451% | XXXX | 809 | No | No | [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | $1,640.00 | XXXX | 6.100% | $0.00 | 1.0 | DU | ApproveEligible | No | No | 7.250% | 0 | 0 | 1 | 0 | 3 | 0 | No | XXXX | $272,132.26 | 83.730% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 89.04 | No | No | XXXX | $1,483.42 | $0.00 | No | No | No | No | 2 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10105 | N/A | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 7.199% | $3,368.59 | $3,368.59 | 7.125% | No | No | Employed | US Citizen | $24,204.77 | 1 | XXXX | $2,289.00 | XXXX | $190.75 | XXXX | TN | XXXX | Monthly | 41.885% | 41.885% | 41.885% | XXXX | 738 | No | No | [Borrower - XXXX | Primary Income - Wages]; Other - 2026 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; Restricted Stock Agreement - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | $2,610.00 | XXXX | 6.220% | $0.00 | 3.1 | LP / LPA | Accept/Eligible | Yes | No | 7.125% | 2 | 1 | 0 | 3 | 1 | 0.00 | No | XXXX | $1,708,453.48 | 100.000% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 409.87 | Retail | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 4 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10115 | N/A | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 7.227% | $1,382.43 | $1,382.43 | 6.990% | No | No | Employed | US Citizen | $3,862.86 | 1 | XXXX | $1,153.32 | XXXX | $96.11 | XXXX | SC | XXXX | Monthly | 41.947% | 41.947% | 41.947% | XXXX | 725 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | $3,720.00 | XXXX | 5.990% | $5,200.00 | 1.0 | DU | ApproveEligible | Yes | No | 6.990% | 1 | 0 | 0 | 0 | 0 | 0.00 | No | XXXX | $86,762.16 | 33.370% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 13.13 | Retail | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 2 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10107 | N/A | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 6.936% | $3,153.26 | $3,153.26 | 6.875% | No | No | Employed | Employed | US Citizen | US Citizen | $13,142.48 | 1 | XXXX | $366.00 | XXXX | $30.50 | XXXX | MA | XXXX | Monthly | 38.333% | 38.333% | 38.333% | XXXX | 797 | No | No | [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; Other - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; WVOE - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | $2,120.00 | XXXX | 6.020% | $0.00 | 1.0 | LP / LPA | Accept/Eligible | Yes | No | 6.875% | 0 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | XXXX | $316,394.20 | 52.730% | No | 26 | 26 | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 44.17 | Retail | No | No | XXXX | $0.00 | $10,527.07 | No | No | No | No | 2 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10117 | N/A | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 7.254% | $788.31 | $788.31 | 6.875% | No | No | Employed | Employed | US Citizen | US Citizen | $3,608.74 | 1 | XXXX | $626.04 | XXXX | $52.17 | 48.096% | 48.096% | 48.096% | XXXX | 713 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2026 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 Transcript - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; VVOE - 2001 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | $2,840.00 | XXXX | 6.120% | $1,000.00 | 1.1 | DU | ApproveEligible | Yes | No | 6.875% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | XXXX | $59,097.80 | 39.390% | No | 26 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 21.16 | No | No | XXXX | $0.00 | $3,416.22 | No | No | No | No | 2 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10102 | Safe Harbor QM (APOR) | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 6.923% | $4,143.45 | $4,143.45 | 6.625% | No | No | Employed | Employed | US Citizen | US Citizen | $15,938.82 | 1 | XXXX | $8,695.08 | XXXX | $724.59 | 33.446% | 33.446% | 33.446% | XXXX | 758 | No | No | [Borrower - XXXX | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2026 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2026 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2026 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | $8,919.88 | XXXX | 6.100% | $0.00 | 1.0 | DU | ApproveEligible | No | No | 6.625% | 1 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | No | XXXX | $391,789.51 | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 76.7 | No | No | XXXX | $0.00 | $12,785.07 | No | No | No | No | 2 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10111 | Safe Harbor QM (APOR) | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 7.055% | $2,126.82 | $2,126.82 | 6.990% | No | No | Self-Employed | US Citizen | $9,134.01 | 1 | XXXX | $1,773.00 | XXXX | $147.75 | 42.979% | 42.979% | 42.979% | XXXX | 761 | No | No | [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2026 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; W-2 - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; W-2 Transcript - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | $1,640.00 | XXXX | 5.980% | $0.00 | 3.2 | DU | ApproveEligible | Yes | No | 6.990% | 1 | 1 | 0 | 3 | 0 | No | No | XXXX | $265,100.36 | 63.110% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 65.82 | Retail | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 2 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10110 | Safe Harbor QM (APOR) | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 7.094% | $2,312.92 | $2,312.92 | 6.990% | No | No | Employed | US Citizen | $11,754.69 | 1 | XXXX | $2,656.92 | XXXX | $221.41 | 37.641% | 37.641% | 37.641% | XXXX | 777 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | $1,640.00 | XXXX | 6.100% | $13,500.00 | LP / LPA | Accept/Eligible | N/A | No | 6.990% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | No | XXXX | $96,129.92 | 22.090% | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 3.86 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 2 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10113 | Safe Harbor QM (APOR) | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 7.483% | $1,811.18 | $1,811.18 | 7.250% | No | No | Employed | Employed | US Citizen | US Citizen | $30,061.22 | 1 | XXXX | $1,705.80 | XXXX | $142.15 | 26.120% | 26.120% | 26.120% | XXXX | 780 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | $1,640.00 | XXXX | 5.990% | $0.00 | 2.3 | DU | ApproveEligible | No | No | 7.250% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | No | XXXX | $78,890.32 | 26.740% | No | 26 | 26 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 20.38 | No | No | XXXX | $0.00 | $14,644.20 | No | No | No | No | 4 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10103 | Higher Priced QM (APOR) | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 7.754% | $4,133.52 | $4,133.52 | 7.625% | No | No | Self-Employed | US Citizen | $76,365.42 | 1 | XXXX | $4,140.72 | XXXX | $345.06 | 13.424% | 13.424% | 13.424% | XXXX | 700 | No | No | Third Party Prepared (Unaudited) | [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Paystubs - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | $6,190.76 | XXXX | 5.980% | $0.00 | 5.0 | LP / LPA | Accept/Eligible | No | No | 7.625% | 1 | 1 | 0 | 3 | 0 | 12.00 | No | No | XXXX | $448,942.41 | 61.490% | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 60.24 | Retail | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 2 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10104 | N/A | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 6.671% | $3,425.66 | $3,425.66 | 6.625% | No | No | Employed | US Citizen | $27,903.31 | 1 | XXXX | $981.96 | XXXX | $81.83 | XXXX | AZ | XXXX | Monthly | 17.760% | 17.760% | 17.760% | XXXX | 781 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2026 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2026 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | $2,977.50 | XXXX | 5.980% | $0.00 | 1.0 | LP / LPA | Accept/Eligible | Yes | No | 6.625% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | XXXX | $225,459.63 | No | 26 | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 56.59 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 2 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10109 | N/A | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 6.704% | $2,275.44 | $2,275.44 | 6.500% | No | No | Employed | Employed | US Citizen | US Citizen | $14,190.53 | 1 | XXXX | $927.24 | XXXX | $77.27 | XXXX | SC | XXXX | Monthly | 31.620% | 31.620% | 31.620% | XXXX | 776 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2026 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - XXXXX | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | $5,240.00 | XXXX | 5.980% | ($5,000.00) | 1.4 | DU | ApproveEligible | Yes | No | 6.500% | 1 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | XXXX | $208,455.97 | 46.320% | No | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 27.97 | No | No | XXXX | $0.00 | $14,900.34 | No | No | No | No | 2 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10112 | N/A | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 6.983% | $1,786.85 | $1,786.85 | 6.875% | No | No | Employed | Not Employed | US Citizen | US Citizen | $41,731.42 | 1 | XXXX | $2,367.00 | XXXX | $197.25 | XXXX | OK | XXXX | Monthly | 28.460% | 28.460% | 28.460% | XXXX | 771 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | $2,292.80 | XXXX | 5.990% | $700.00 | 1.0 | LP / LPA | Accept/Eligible | Yes | No | 6.875% | 1 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | XXXX | $1,201,539.37 | 100.000% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 493.79 | Retail | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 3 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10118 | N/A | XXXX | Yes | Yes | XXXX | XXXX | 5.934% | $669.25 | $669.25 | 5.490% | No | No | Employed | US Citizen | $12,149.18 | 1 | XXXX | $813.96 | XXXX | $67.83 | 16.691% | 16.691% | 16.691% | XXXX | 793 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | $4,590.00 | 5.980% | $500.00 | 1.8 | LP / LPA | Accept/Eligible | No | No | 5.490% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | XXXX | $51,553.47 | 34.950% | No | 14 | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 15.23 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 2 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10101 | N/A | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 6.782% | $4,369.99 | $4,369.99 | 6.750% | No | No | Employed | Employed | US Citizen | US Citizen | $21,243.97 | 1 | XXXX | $765.96 | XXXX | $63.83 | XXXX | UT | XXXX | Monthly | 31.245% | 31.245% | 31.245% | XXXX | 774 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | $1,640.00 | XXXX | 6.020% | $175.00 | 1.0 | DU | ApproveEligible | Yes | No | 6.750% | 1 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | XXXX | $1,690,223.00 | 100.000% | No | 12 | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 277.11 | No | No | XXXX | $0.00 | $19,695.65 | No | No | No | No | 2 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10116 | N/A | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 7.545% | $919.11 | $919.11 | 6.875% | No | No | Self-Employed | Employed | US Citizen | US Citizen | $13,328.14 | 1 | XXXX | $4,162.80 | XXXX | $346.90 | 39.314% | 39.314% | 39.314% | XXXX | 772 | No | No | [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; W-2 - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - XXXX | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; WVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | $2,689.33 | XXXX | 5.980% | $3,200.00 | 1.0 | LP / LPA | Accept/Eligible | Yes | No | 6.875% | 2 | 0 | 1 | 0 | 3 | 2 | No | XXXX | $571,011.28 | 100.000% | No | 25 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 369.34 | Yes | No | XXXX | $0.00 | $7,182.93 | No | No | No | No | 4 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10108 | Safe Harbor QM (APOR) | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 6.830% | $2,653.75 | $2,653.75 | 6.625% | No | No | Employed | Employed | US Citizen | US Citizen | $7,245.76 | 1 | XXXX | $1,262.88 | XXXX | $105.24 | XXXX | NV | XXXX | Monthly | 31.538% | 31.538% | 31.538% | XXXX | 788 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2026 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | $1,380.00 | XXXX | 6.100% | $4,788.03 | 1.0 | LP / LPA | Accept/Eligible | No | No | 6.625% | 3 | 3 | 0 | 0 | 2 | 0 | 0.00 | No | No | XXXX | $52,194.35 | 11.330% | No | 4 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 0.97 | Retail | No | XXXX | $0.00 | $4,041.65 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10106 | Safe Harbor QM (APOR) | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 6.879% | $3,124.53 | $3,124.53 | 6.575% | No | No | Employed | US Citizen | $10,150.21 | 1 | XXXX | $2,702.40 | XXXX | $225.20 | XXXX | DE | XXXX | Monthly | 38.045% | 38.045% | 38.045% | XXXX | 792 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2026 [Borrower - XXXX | Primary Income - Wages]; Year End Summary - 2026 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | $6,545.00 | XXXX | 6.100% | $250.00 | 1.0 | LP / LPA | Accept/Eligible | Yes | No | 6.575% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | No | XXXX | $154,161.32 | 28.280% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 20.09 | Retail | No | XXXX | $0.00 | $0.00 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10323 | Non QM | XXXX | Yes | No | XXXX | XXXX | XXXX | 8.227% | $1,233.33 | $1,233.33 | 7.625% | No | No | Employed | Non-Permanent Resident Alien | Mexico | $2,926.18 | 1 | XXXX | $1,275.36 | XXXX | $106.28 | 40.661% | 40.661% | 40.661% | XXXX | 761 | No | No | [Borrower - XXXX | Primary Income - Wages]; Employer Letter - 2026 [Borrower - XXXX | Primary Income - Wages]; Other - 2026 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2026 [Borrower - XXXX | Primary Income - Wages]; WVOE - 2026 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $6,609.20 | XXXX | 6.020% | $6,500.00 | 2.6 | None | No | No | 7.625% | 0 | 1 | 0 | 3 | 1 | 0.00 | No | XXXX | $61,457.79 | 29.970% | No | 26 | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Passport | 13.3 | No | XXXX | $0.00 | $0.00 | Yes | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10079 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 5.902% | $6,476.14 | $6,476.14 | 5.625% | No | No | Employed | US Citizen | $15,896.62 | 1 | XXXX | $7,070.04 | XXXX | $589.17 | XXXX | SC | XXXX | Monthly | 47.538% | 47.538% | 47.538% | XXXX | 797 | No | No | [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; Year End Summary - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $12,571.20 | XXXX | 6.180% | $0.00 | 1.2 | DU | ApproveIneligible | N/A | No | 5.625% | 2 | 1 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | XXXX | $283,116.55 | No | Yes | Short Form | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | 29.73 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 3 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10001 | N/A | XXXX | No | No | XXXX | XXXX | XXXX | 7.128% | $1,282.33 | $1,282.33 | 6.875% | No | No | Employed | US Citizen | $3,515.87 | 1 | XXXX | $1,138.44 | XXXX | $94.87 | XXXX | TX | XXXX | Monthly | 28.503% | 28.503% | 28.503% | XXXX | 798 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $13,863.00 | XXXX | 6.020% | $0.00 | 1.0 | None | Yes | No | 6.875% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | XXXX | $98,326.70 | 40.290% | No | 26 | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 18.87 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10000 | N/A | XXXX | No | No | XXXX | XXXX | XXXX | 7.432% | $2,100.23 | $2,100.23 | 6.990% | No | No | Self-Employed | US Citizen | $10,570.57 | 1 | XXXX | $1,383.84 | XXXX | $115.32 | XXXX | FL | XXXX | Monthly | 42.469% | 42.469% | 42.469% | XXXX | 759 | No | No | Borrower Prepared | [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2026 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; W-2 - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $12,307.12 | XXXX | 6.020% | $0.00 | 1.1 | None | N/A | No | 6.990% | 2 | 1 | 0 | 1 | 1 | 13.90 | No | XXXX | $609,278.48 | 100.000% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 138.12 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 2 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10002 | Non QM | XXXX | Yes | No | XXXX | XXXX | XXXX | 7.210% | $3,309.64 | $3,309.64 | 7.125% | No | No | Employed | US Citizen | $19,146.98 | 1 | XXXX | $2,031.00 | XXXX | $169.25 | XXXX | MD | XXXX | Monthly | 48.534% | 48.534% | 48.534% | XXXX | 731 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2021 [Borrower]; 4506-C - 2020 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $2,464.00 | XXXX | 6.170% | $0.00 | 4.8 | None | No | No | 7.125% | 2 | 0 | 0 | 5 | 0 | 0.00 | No | XXXX | $13,063.32 | No | 36 | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 2.2 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 2 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10003 | Non QM | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.981% | $2,364.94 | $2,364.94 | 6.875% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $11,350.87 | 1 | XXXX | $1,226.04 | XXXX | $102.17 | XXXX | FL | XXXX | Monthly | 49.759% | 49.759% | 49.759% | XXXX | 793 | No | No | [Borrower - XXXX | Primary Income - IRA Distribution]; Account Statements - 2026 [Borrower - XXXX | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - XXXX | Non-Primary Income - Pension]; 1099-R - 2025 [Borrower - XXXX | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - XXXX | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - XXXX | Non-Primary Income - Pension]; 1099-R - 2025 [Coborrower(s) - XXXX | Non-Primary Income - Pension]; 1099-R - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $2,980.80 | XXXX | 6.020% | $0.00 | 1.0 | None | N/A | No | 6.875% | 0 | 0 | 0 | 0 | 1 | 0 | 0.00 | No | XXXX | $691,395.87 | 100.000% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 192.75 | Retail | No | No | XXXX | $3,017.96 | $0.00 | No | No | No | No | 4 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10192 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 5.982% | $5,030.59 | $5,030.59 | 5.875% | No | No | Employed | Employed | US Citizen | US Citizen | $12,640.54 | 1 | XXXX | $3,971.40 | XXXX | $330.95 | 44.482% | 44.482% | 44.482% | XXXX | 742 | No | No | [Borrower - XXXX | Primary Income - Wages]; VVOE - 2026 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 [Coborrower]; Transcripts (1040) - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $4,724.09 | XXXX | 5.990% | $0.00 | 1.0 | DU | ApproveIneligible | N/A | No | 5.875% | 2 | 2 | 1 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | XXXX | $362,566.21 | 36.230% | No | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 25.53 | Yes | No | XXXX | $0.00 | $7,166.54 | No | No | No | No | 3 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10193 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.752% | $7,448.69 | $7,448.69 | 6.750% | No | No | Employed | Permanent Resident Alien | $32,799.88 | 1 | XXXX | $4,306.56 | XXXX | $358.88 | XXXX | GA | XXXX | Monthly | 27.111% | 27.111% | 27.111% | XXXX | 786 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; Year End Summary - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | XXXX | 6.060% | $15,000.00 | 4.3 | DU | ApproveIneligible | N/A | No | 6.750% | 2 | 0 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | XXXX | $363,579.98 | 28.420% | No | Yes | Short Form | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Resident Alien Card | 25.36 | Yes | No | XXXX | $0.00 | $0.00 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10194 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.118% | $7,246.79 | $7,246.79 | 5.990% | No | No | Employed | US Citizen | $21,002.44 | 1 | XXXX | $1,515.96 | XXXX | $126.33 | 29.656% | 29.656% | 29.656% | XXXX | 757 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2026 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; Year End Summary - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $15,112.50 | XXXX | 6.220% | $0.00 | 3.1 | DU | ApproveIneligible | N/A | No | 5.990% | 1 | 0 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | XXXX | $456,145.46 | 31.450% | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 17.76 | No | XXXX | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10195 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 5.875% | $5,323.25 | $5,323.25 | 5.875% | No | No | Employed | Employed | US Citizen | US Citizen | $24,633.52 | 1 | XXXX | $11,916.84 | XXXX | $993.07 | 26.211% | 26.211% | 26.211% | XXXX | 768 | No | No | [Borrower - XXXX | Primary Income - Wages]; Employer Letter - 2026 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - XXXX | Primary Income - Projected Income]; Other - 2026 [Coborrower(s) - XXXX | Primary Income - Projected Income]; VVOE - 2026 [Coborrower(s) - XXXX | Primary Income - Projected Income]; Employer Letter - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | XXXX | 6.130% | $25,000.00 | 1.6 | DU | ApproveIneligible | N/A | No | 5.875% | 2 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Yes | Mixed | Not Tested | XXXX | $291,086.18 | 29.100% | No | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 21.71 | No | XXXX | $20,500.00 | $0.00 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10196 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.275% | $8,302.40 | $8,302.40 | 6.250% | No | No | Employed | Employed | US Citizen | US Citizen | $29,822.59 | 1 | XXXX | $3,572.04 | XXXX | $297.67 | 27.626% | 27.626% | 27.626% | XXXX | 780 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 [Coborrower]; Transcripts (1040) - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $6,848.00 | XXXX | 6.020% | $5,000.00 | 1.0 | DU | ApproveIneligible | N/A | No | 6.250% | 2 | 2 | 0 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | XXXX | $307,802.55 | 20.520% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 14.94 | No | XXXX | $0.00 | $8,616.64 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10197 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 7.076% | $6,878.94 | $6,878.94 | 6.990% | No | No | Employed | US Citizen | $10,424.98 | 1 | XXXX | $1,868.04 | XXXX | $155.67 | XXXX | NH | XXXX | Monthly | 43.137% | 43.136% | 43.136% | XXXX | 812 | No | No | [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; Year End Summary - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $7,968.75 | XXXX | 6.270% | $0.00 | 3.7 | DU | ApproveIneligible | N/A | No | 6.990% | 1 | 0 | 0 | 3 | 2 | 0.00 | No | Yes | Mixed | Not Tested | XXXX | $421,094.72 | 36.220% | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 31.26 | No | XXXX | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10198 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 5.933% | $10,860.64 | $10,860.64 | 5.875% | No | No | Employed | Employed | Non-Permanent Resident Alien | Non-Permanent Resident Alien | India | India | $20,051.75 | 1 | XXXX | $1,622.16 | XXXX | $135.18 | 40.254% | 40.254% | 40.254% | XXXX | 751 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; Year End Summary - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 [Coborrower]; Transcripts (1040) - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $10,480.00 | XXXX | 6.100% | $0.00 | 1.0 | DU | ApproveIneligible | N/A | No | 5.875% | 1 | 0 | 0 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | XXXX | $598,568.07 | 27.710% | No | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | VISA | VISA | 18.59 | No | XXXX | $0.00 | $15,000.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10199 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.420% | $5,894.92 | $5,894.92 | 6.375% | No | No | Employed | Employed | US Citizen | US Citizen | $21,956.42 | 1 | XXXX | $6,528.00 | XXXX | $544.00 | 31.885% | 31.885% | 31.885% | XXXX | 765 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; Year End Summary - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; Year End Summary - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 [Coborrower]; Transcripts (1040) - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $3,439.79 | XXXX | 6.100% | $0.00 | 1.3 | DU | ApproveIneligible | N/A | No | 6.375% | 2 | 1 | 0 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | XXXX | $264,534.55 | 25.190% | No | Yes | Short Form | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 16.36 | Yes | No | XXXX | $0.00 | $14,433.34 | No | No | No | No | 2 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10200 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 5.947% | $6,662.20 | $6,662.20 | 5.875% | No | No | Employed | Employed | US Citizen | US Citizen | $15,841.19 | 1 | XXXX | $5,160.96 | XXXX | $430.08 | 44.417% | 44.417% | 44.417% | XXXX | 746 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; Year End Summary - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; Year End Summary - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 [Coborrower]; Transcripts (1040) - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $7,396.25 | XXXX | 5.990% | $0.00 | 1.0 | DU | ApproveIneligible | N/A | No | 5.875% | 1 | 0 | 0 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | XXXX | $412,488.48 | 31.130% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 20.45 | No | XXXX | $0.00 | $12,083.33 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10201 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.294% | $8,211.86 | $8,211.86 | 6.125% | No | No | Employed | US Citizen | $15,469.95 | 1 | XXXX | $2,492.04 | XXXX | $207.67 | 48.838% | 48.838% | 48.838% | XXXX | 764 | No | No | [Borrower - XXXX | Primary Income - Wages]; Employer Letter - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $22,563.55 | XXXX | 6.060% | $0.00 | 1.4 | DU | ApproveIneligible | N/A | No | 6.125% | 1 | 0 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | XXXX | $425,000.35 | 26.720% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 20.59 | No | XXXX | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10202 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.407% | $6,348.05 | $6,348.05 | 6.250% | No | No | Not Employed | Employed | US Citizen | US Citizen | $15,157.54 | 1 | XXXX | $2,698.20 | XXXX | $224.85 | XXXX | GA | XXXX | Monthly | 49.457% | 49.457% | 49.457% | XXXX | 755 | No | No | [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; Year End Summary - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $15,696.25 | XXXX | 6.140% | $0.00 | 5.0 | DU | ApproveIneligible | N/A | No | 6.250% | 0 | 1 | 0 | 0 | 3 | 2 | 0.00 | No | Yes | Mixed | Not Tested | XXXX | $447,166.05 | 35.510% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 18.33 | No | No | XXXX | $0.00 | $29,989.41 | No | No | No | No | 2 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10203 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 5.991% | $7,275.93 | $7,275.93 | 5.990% | No | No | Employed | US Citizen | $17,133.09 | 1 | XXXX | $920.04 | XXXX | $76.67 | 43.172% | 43.172% | 43.172% | XXXX | 779 | No | No | [Borrower - XXXX | Primary Income - Wages]; Employer Letter - 2026 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; Year End Summary - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Account Transcripts - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Account Transcripts - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; Account Transcripts - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $25.00 | XXXX | 5.990% | $10,000.00 | 2.6 | DU | ApproveIneligible | N/A | No | 5.990% | 1 | 2 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | XXXX | $258,642.87 | 19.150% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 13.51 | No | XXXX | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10204 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.402% | $6,883.16 | $6,883.16 | 6.375% | No | No | Self-Employed | Employed | US Citizen | US Citizen | $14,416.34 | 1 | XXXX | $1,700.04 | XXXX | $141.67 | 43.050% | 43.050% | 43.050% | XXXX | 746 | No | No | [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; W-2 - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; Year End Summary - 2025 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 [Coborrower]; Transcripts (1040) - 2022 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $2,891.69 | XXXX | 6.120% | $8,045.64 | 1.0 | DU | ApproveIneligible | N/A | No | 6.375% | 2 | 0 | 2 | 0 | 3 | 3 | No | Yes | Mixed | Not Tested | XXXX | $340,227.04 | 26.210% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | Yes | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 15.94 | No | XXXX | $0.00 | $4,566.52 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10205 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.258% | $5,704.10 | $5,704.10 | 6.250% | No | No | Employed | Not Employed | US Citizen | US Citizen | $9,934.26 | 1 | XXXX | $1,781.64 | XXXX | $148.47 | XXXX | TX | XXXX | Monthly | 47.239% | 47.239% | 47.239% | XXXX | 798 | No | No | [Borrower - XXXX | Primary Income - Projected Income]; Employer Letter - 2026 [Borrower - XXXX | Primary Income - Projected Income]; VVOE - 2026 |
[Borrower]; 1040 - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Coborrower]; 1040 - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | XXXX | 5.980% | $0.00 | 2.8 | DU | ApproveIneligible | N/A | No | 6.250% | 0 | 0 | 3 | 0 | 3 | 2 | 0.00 | No | Yes | Mixed | Not Tested | XXXX | $1,022,429.20 | 93.800% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 104.65 | Yes | No | XXXX | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10206 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.159% | $9,967.86 | $9,967.86 | 6.125% | No | No | Employed | Employed | US Citizen | US Citizen | $18,640.17 | 1 | XXXX | $8,942.04 | XXXX | $745.17 | 47.539% | 47.539% | 47.539% | XXXX | 775 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2024 [Borrower - XXXX | Primary Income - Wages]; Year End Summary - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; Year End Summary - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 [Borrower]; Transcripts (1040) - 2022 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 [Coborrower]; Transcripts (1040) - 2022 [Coborrower]; Transcripts (1040) - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $275.00 | XXXX | 6.100% | $0.00 | 1.0 | DU | ApproveIneligible | N/A | No | 6.125% | 1 | 1 | 0 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | XXXX | $631,545.62 | 32.720% | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 24.51 | Yes | No | XXXX | $0.00 | $11,311.81 | No | No | No | No | 2 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10207 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.075% | $8,476.05 | $8,476.05 | 5.990% | No | No | Employed | US Citizen | $25,753.09 | 1 | XXXX | $5,835.96 | XXXX | $486.33 | XXXX | TX | XXXX | Monthly | 37.517% | 37.517% | 37.517% | XXXX | 793 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $12,659.38 | XXXX | 6.140% | $0.00 | 1.3 | DU | ApproveIneligible | N/A | No | 5.990% | 2 | 0 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | XXXX | $480,852.37 | 28.880% | No | 25 | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 19.61 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 2 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10208 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | 6.743% | $9,309.53 | $9,309.53 | 6.750% | No | No | Not Employed | Employed | US Citizen | US Citizen | $45,750.88 | 1 | XXXX | $4,332.96 | XXXX | $361.08 | 26.799% | 26.799% | 26.799% | XXXX | 798 | No | No | [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 [Coborrower]; Transcripts (1040) - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $425.00 | XXXX | 6.140% | $22,000.00 | 2.6 | DU | ApproveIneligible | N/A | No | 6.750% | 0 | 1 | 0 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | XXXX | $2,018,284.69 | 100.000% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 178.73 | No | No | XXXX | $0.00 | $62,500.01 | No | No | No | No | 2 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10209 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 5.783% | $7,708.04 | $7,708.04 | 5.625% | No | No | Employed | Employed | US Citizen | US Citizen | $17,436.05 | 1 | XXXX | $3,378.72 | XXXX | $281.56 | 47.453% | 47.453% | 47.453% | XXXX | 792 | No | No | [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 [Coborrower]; Transcripts (1040) - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $22,810.87 | XXXX | 5.980% | $5,000.00 | 4.0 | DU | ApproveIneligible | No | No | 5.625% | 2 | 2 | 0 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | XXXX | $519,590.90 | 32.980% | No | 24 | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | Yes | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 22.82 | No | No | XXXX | $0.00 | $12,785.78 | No | No | No | No | 2 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10210 | Safe Harbor QM (APOR) | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 6.170% | $8,353.84 | $8,353.84 | 5.990% | No | No | Employed | US Citizen | $17,217.06 | 1 | XXXX | $2,249.04 | XXXX | $187.42 | 36.589% | 36.589% | 36.589% | XXXX | 798 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2026 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Borrower - XXXX | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $24,191.23 | XXXX | 6.060% | $0.00 | 2.3 | DU | ApproveEligible | N/A | No | 5.990% | 2 | 0 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | XXXX | $467,620.25 | 30.160% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 27.51 | No | XXXX | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10211 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | 5.468% | $6,310.28 | $6,310.28 | 5.500% | No | No | Non-Employment Income | US Citizen | $12,942.15 | 1 | XXXX | $8,989.32 | XXXX | $749.11 | 40.893% | 40.893% | 40.893% | XXXX | 815 | No | No | [Borrower - XXXX | Non-Primary Income - Interest / Dividends]; Other - 2026 [Borrower - XXXX | Non-Primary Income - Social Security]; Account Statements - 2026 [Borrower - XXXX | Primary Income - Capital Gains]; Account Statements - 2026 [Borrower - XXXX | Primary Income - Capital Gains]; Other - 2026 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $25.00 | XXXX | 5.980% | $59,702.11 | 1.0 | DU | ApproveIneligible | N/A | No | 5.500% | 0 | 2 | 0 | 3 | 2 | 0.00 | No | Yes | Mixed | Not Tested | XXXX | $4,020,203.74 | 100.000% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 495.96 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 2 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10212 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.604% | $10,371.89 | $10,371.89 | 6.625% | No | No | Employed | US Citizen | $11,964.84 | 1 | XXXX | $4,688.88 | XXXX | $390.74 | 49.832% | 49.832% | 49.832% | XXXX | 797 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2026 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Borrower - XXXX | Non-Primary Income - K-1 (< 25%)]; CPA Letter - 2026 [Borrower - XXXX | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $25.00 | XXXX | 6.020% | $30,000.00 | 1.3 | DU | ApproveIneligible | N/A | No | 6.625% | 2 | 2 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | XXXX | $505,591.42 | 28.080% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 17.92 | No | XXXX | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10213 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 5.773% | $5,271.71 | $5,271.71 | 5.750% | No | No | Employed | US Citizen | $17,505.75 | 1 | XXXX | $4,520.76 | XXXX | $376.73 | 32.102% | 32.102% | 32.102% | XXXX | 808 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2026 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; Year End Summary - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2024 [Borrower - XXXX | Primary Income - Wages]; Year End Summary - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $2,088.62 | XXXX | 6.140% | $20,000.00 | 1.1 | DU | ApproveIneligible | N/A | No | 5.750% | 0 | 2 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | XXXX | $558,480.75 | 55.020% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 58.8 | No | XXXX | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10214 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.149% | $6,197.63 | $6,197.63 | 6.125% | No | No | Employed | Employed | US Citizen | US Citizen | $23,248.33 | 1 | XXXX | $2,908.20 | XXXX | $242.35 | XXXX | CO | XXXX | Monthly | 37.096% | 37.096% | 37.096% | XXXX | 804 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2026 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; Year End Summary - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 [Coborrower]; Transcripts (1040) - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $1,518.00 | XXXX | 6.140% | $0.00 | 1.0 | DU | ApproveIneligible | N/A | No | 6.125% | 2 | 1 | 0 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | XXXX | $528,405.40 | 44.030% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 44.18 | No | XXXX | $0.00 | $22,791.66 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10215 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 5.710% | $9,210.51 | $9,210.51 | 5.625% | No | No | Employed | Not Employed | US Citizen | US Citizen | $22,256.77 | 1 | XXXX | $3,198.00 | XXXX | $266.50 | 33.231% | 33.231% | 33.231% | XXXX | 759 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 [Coborrower]; Transcripts (1040) - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $14,608.00 | XXXX | 5.980% | $7,000.00 | 3.6 | DU | ApproveIneligible | N/A | No | 5.625% | 2 | 0 | 1 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | XXXX | $634,786.34 | 31.730% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 19.39 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10216 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.362% | $11,930.19 | $11,930.19 | 6.375% | No | No | Employed | Not Employed | US Citizen | US Citizen | $24,721.01 | 1 | XXXX | $5,472.96 | XXXX | $456.08 | 40.474% | 40.474% | 40.474% | XXXX | 789 | No | No | [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2026 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; Year End Summary - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Tax Return Extension - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Tax Return Extension - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Tax Return Extension - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Tax Return Extension - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $25.00 | XXXX | 5.990% | $30,000.00 | 4.6 | DU | ApproveIneligible | N/A | No | 6.375% | 1 | 0 | 2 | 0 | 3 | 1 | 0.00 | No | Yes | Mixed | Not Tested | XXXX | $480,876.31 | 22.620% | No | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 22.15 | No | XXXX | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10217 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.839% | $5,836.74 | $5,836.74 | 6.750% | No | No | Employed | US Citizen | $8,964.06 | 1 | XXXX | $2,286.00 | XXXX | $190.50 | 47.904% | 47.904% | 47.904% | XXXX | 749 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; Year End Summary - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2024 [Borrower - XXXX | Primary Income - Wages]; Year End Summary - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $11,985.38 | XXXX | 6.130% | $45,000.00 | 1.6 | DU | ApproveIneligible | N/A | No | 6.750% | 0 | 0 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | XXXX | $109,418.64 | 10.940% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 6.77 | No | XXXX | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10218 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.625% | $8,916.98 | $8,916.98 | 6.625% | No | No | Employed | Not Employed | US Citizen | US Citizen | $19,223.52 | 1 | XXXX | $4,270.68 | XXXX | $355.89 | 41.181% | 41.181% | 41.181% | XXXX | 798 | No | No | [Borrower - XXXX | Primary Income - Wages]; Employer Letter - 2026 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Borrower - XXXX | Non-Primary Income - Farming]; 1040 - Schedule F - 2024 [Borrower - XXXX | Non-Primary Income - Farming]; 1040 - Schedule F - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $25.00 | XXXX | 6.120% | $20,000.00 | 4.6 | DU | ApproveIneligible | N/A | No | 6.625% | 2 | 0 | 2 | 0 | 3 | 2 | 0.00 | No | Yes | Mixed | Not Tested | XXXX | $232,225.64 | 15.000% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 16.6 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 2 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10220 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.402% | $9,874.29 | $9,874.29 | 6.375% | No | No | Self-Employed | US Citizen | $41,960.07 | 1 | XXXX | $4,126.32 | XXXX | $343.86 | XXXX | TX | XXXX | Monthly | 31.913% | 31.913% | 31.913% | XXXX | 770 | No | No | [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; W-2 - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 |
Full Documentation (F) | 1yr Full Doc | 1 | 0 | 0 | XXXX | XXXX | $4,468.42 | XXXX | 6.100% | $0.00 | 3.8 | DU | ApproveIneligible | N/A | No | 6.375% | 2 | 1 | 0 | 3 | 1 | No | Yes | Mixed | Not Tested | XXXX | $159,414.13 | 9.060% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 23.01 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 2 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10221 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.625% | $7,655.56 | $7,655.56 | 6.625% | No | No | Self-Employed | Self-Employed | US Citizen | US Citizen | $42,625.25 | 1 | XXXX | $4,482.36 | XXXX | $373.53 | XXXX | XXXX | Monthly | 21.257% | 21.257% | 21.257% | XXXX | 747 | No | No | [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2026 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Paystubs - 2026 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; W-2 - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Coborrower(s) - XXXX | Non-Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - XXXX | Non-Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - XXXX | Non-Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - XXXX | Non-Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - XXXX | Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - XXXX | Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - XXXX | Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Coborrower(s) - XXXX | Primary Income - Partnership (>= 25%)]; 1065 - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 [Borrower]; Transcripts (1040) - 2022 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 [Coborrower]; Transcripts (1040) - 2022 [Coborrower]; Transcripts (1040) - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $9,000.00 | XXXX | 5.990% | $10,000.00 | 2.6 | DU | ApproveIneligible | N/A | No | 6.625% | 2 | 2 | 2 | 0 | 3 | 3 | No | Yes | Mixed | Not Tested | XXXX | $295,656.04 | 22.220% | No | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 19.61 | No | XXXX | $4,159.90 | $7,661.04 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10222 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.277% | $6,008.67 | $6,008.67 | 6.125% | No | No | Employed | US Citizen | $25,499.73 | 1 | XXXX | $6,003.96 | XXXX | $500.33 | 26.266% | 26.266% | 26.266% | XXXX | 806 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $15,302.38 | XXXX | 6.220% | $0.00 | 3.9 | DU | ApproveIneligible | N/A | No | 6.125% | 1 | 0 | 0 | 3 | 2 | 0.00 | No | Yes | Mixed | Not Tested | XXXX | $252,261.49 | 22.930% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 13.35 | No | XXXX | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10223 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | 5.711% | $6,207.18 | $6,207.18 | 5.750% | No | No | Employed | US Citizen | $77,172.82 | 1 | XXXX | $2,690.04 | XXXX | $224.17 | 11.570% | 11.570% | 11.570% | XXXX | 766 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; Year End Summary - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $25.00 | XXXX | 6.130% | $34,322.22 | 1.8 | DU | ApproveIneligible | N/A | No | 5.750% | 1 | 0 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | XXXX | $250,867.09 | 21.220% | No | Yes | Short Form | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 18.77 | Yes | No | XXXX | $0.00 | $0.00 | No | No | No | No | 2 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10224 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.158% | $7,965.48 | $7,965.48 | 5.990% | No | No | Employed | Employed | US Citizen | US Citizen | $14,249.79 | 1 | XXXX | $4,787.04 | XXXX | $398.92 | XXXX | CA | XXXX | Monthly | 49.948% | 49.948% | 49.948% | XXXX | 767 | No | No | [Borrower - XXXX | Primary Income - Wages]; Employer Letter - 2026 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 [Coborrower]; Transcripts (1040) - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $18,440.00 | XXXX | 6.220% | $0.00 | 1.0 | DU | ApproveIneligible | N/A | No | 5.990% | 2 | 2 | 0 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | XXXX | $309,711.50 | 20.790% | No | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 18.1 | No | No | XXXX | $0.00 | $6,858.80 | No | No | No | No | 2 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10225 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.009% | $6,363.39 | $6,363.39 | 5.990% | No | No | Employed | US Citizen | $29,034.18 | 1 | XXXX | $7,049.40 | XXXX | $587.45 | XXXX | FL | XXXX | Monthly | 23.883% | 23.883% | 23.883% | XXXX | 804 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $2,161.75 | XXXX | 6.130% | $500.00 | 2.6 | DU | ApproveIneligible | N/A | No | 5.990% | 2 | 0 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | XXXX | $401,278.99 | 32.100% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 23.15 | No | XXXX | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10226 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 5.991% | $5,308.12 | $5,308.12 | 5.990% | No | No | Employed | US Citizen | $15,539.08 | 1 | XXXX | $2,304.96 | XXXX | $192.08 | 42.625% | 42.625% | 42.625% | XXXX | 752 | No | No | [Borrower - XXXX | Primary Income - Wages]; Employer Letter - 2026 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $620.00 | XXXX | 5.990% | $12,000.00 | 3.7 | DU | ApproveIneligible | N/A | No | 5.990% | 2 | 0 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | XXXX | $182,394.56 | 18.510% | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 10.19 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 2 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10227 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.592% | $8,844.81 | $8,844.81 | 6.500% | No | No | Employed | US Citizen | $16,624.55 | 1 | XXXX | $3,309.72 | XXXX | $275.81 | XXXX | CA | XXXX | Monthly | 47.233% | 47.233% | 47.233% | XXXX | 772 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $15,084.77 | XXXX | 6.130% | $0.00 | 1.0 | DU | ApproveIneligible | N/A | No | 6.500% | 2 | 1 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | XXXX | $1,053,205.15 | 67.730% | No | 13 | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 78.99 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 2 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10228 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.252% | $11,121.40 | $11,121.40 | 6.250% | No | No | Self-Employed | US Citizen | $19,820.66 | 1 | XXXX | $2,198.64 | XXXX | $183.22 | 43.725% | 43.725% | 43.725% | XXXX | 816 | No | No | [Borrower - XXXX | Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Borrower - XXXX | Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - XXXX | Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - XXXX | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - XXXX | Non-Primary Income - Pension]; Paystubs - 2026 [Borrower - XXXX | Non-Primary Income - IRA Distribution]; Account Statements - 2026 [Borrower - XXXX | Non-Primary Income - IRA Distribution]; Other - 2026 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $13,000.00 | XXXX | 6.100% | $0.00 | 2.4 | DU | ApproveIneligible | N/A | No | 6.250% | 0 | 2 | 0 | 3 | 2 | No | Yes | Mixed | Not Tested | XXXX | $543,780.72 | 25.580% | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 20.05 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 2 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10229 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 5.616% | $8,461.38 | $8,461.38 | 5.625% | No | No | Employed | US Citizen | $26,925.14 | 1 | XXXX | $2,019.00 | XXXX | $168.25 | XXXX | UT | XXXX | Monthly | 41.534% | 41.533% | 41.533% | XXXX | 751 | No | No | [Borrower - XXXX | Primary Income - Projected Income]; Employer Letter - 2026 [Borrower - XXXX | Primary Income - Projected Income]; VVOE - 2026 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $25.00 | XXXX | 6.100% | $35,000.00 | 1.1 | DU | ApproveIneligible | N/A | No | 5.625% | 0 | 2 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | XXXX | $1,078,839.06 | 65.980% | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 99.22 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 2 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10230 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.245% | $5,823.30 | $5,823.30 | 6.125% | No | No | Employed | Employed | US Citizen | US Citizen | $31,545.15 | 1 | XXXX | $1,663.68 | XXXX | $138.64 | 37.199% | 37.199% | 37.199% | XXXX | 793 | No | No | [Borrower - XXXX | Primary Income - Wages]; Other - 2026 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 Transcript - 2023 [Borrower - XXXX | Primary Income - Wages]; W-2 Transcript - 2022 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - XXXX | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - XXXX | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 [Coborrower(s) - XXXX | Primary Income - Wages]; Other - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2022 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $11,528.93 | XXXX | 5.980% | $0.00 | 1.7 | DU | ApproveIneligible | N/A | No | 6.125% | 4 | 2 | 2 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | XXXX | $614,754.36 | 57.720% | No | 26 | 26 | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 79.12 | Retail | No | No | XXXX | $0.00 | $20,625.85 | No | No | No | No | 3 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10231 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 5.930% | $7,793.51 | $7,793.51 | 5.875% | No | No | Employed | Employed | US Citizen | US Citizen | $27,297.48 | 1 | XXXX | $2,012.28 | XXXX | $167.69 | XXXX | CA | XXXX | Monthly | 27.777% | 27.777% | 27.777% | XXXX | 770 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Borrower - XXXX | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $4,950.00 | XXXX | 5.990% | $0.00 | 4.0 | DU | ApproveIneligible | N/A | No | 5.875% | 2 | 1 | 0 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | XXXX | $510,366.29 | 30.560% | No | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 12.45 | No | XXXX | $0.00 | $20,833.34 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10232 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.236% | $9,876.71 | $9,876.71 | 6.125% | No | No | Employed | Employed | US Citizen | US Citizen | $14,135.97 | 1 | XXXX | $3,830.04 | XXXX | $319.17 | 46.990% | 46.990% | 46.990% | XXXX | 742 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 [Coborrower]; Transcripts (1040) - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $15,857.65 | XXXX | 5.990% | $0.00 | 1.0 | DU | ApproveIneligible | Yes | No | 6.125% | 0 | 1 | 0 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | XXXX | $406,925.87 | 22.350% | No | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 14.63 | No | XXXX | $0.00 | $11,666.68 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10233 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.298% | $10,595.67 | $10,595.67 | 6.250% | No | No | Self-Employed | US Citizen | $17,683.16 | 1 | XXXX | $4,023.96 | XXXX | $335.33 | XXXX | IN | XXXX | Monthly | 43.423% | 43.423% | 43.423% | XXXX | 742 | No | No | [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - XXXX | Non-Primary Income - Sole Proprietor]; CPA Letter - 2026 [Borrower - XXXX | Non-Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Borrower - XXXX | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - XXXX | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 [Borrower - XXXX | Non-Primary Income - Sole Proprietor]; CPA Letter - 2026 [Borrower - XXXX | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - XXXX | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 [Borrower - XXXX | Non-Primary Income - Sole Proprietor]; CPA Letter - 2026 [Borrower - XXXX | Non-Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Borrower - XXXX | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - XXXX | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $28,500.00 | XXXX | 6.020% | $20,000.00 | 1.7 | DU | ApproveIneligible | N/A | No | 6.250% | 0 | 2 | 0 | 3 | 2 | No | Yes | Mixed | Not Tested | XXXX | $393,661.31 | 20.580% | No | Yes | Short Form | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 14.31 | Yes | No | XXXX | $0.00 | $0.00 | No | No | No | No | 3 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10234 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.378% | $8,606.29 | $8,606.29 | 6.375% | No | No | Employed | Employed | US Citizen | US Citizen | $20,224.80 | 1 | XXXX | $2,240.04 | XXXX | $186.67 | 36.972% | 36.972% | 36.972% | XXXX | 800 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - XXXX | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Coborrower(s) - XXXX | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; Transcripts (1040) - 2022 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $225.50 | XXXX | 5.980% | $4,050.00 | 1.0 | DU | ApproveIneligible | N/A | No | 6.375% | 2 | 1 | 1 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | XXXX | $499,714.98 | 32.230% | No | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 46.93 | No | XXXX | ($12.75) | $20,833.34 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10235 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | 5.857% | $11,444.99 | $11,444.99 | 5.875% | No | No | Employed | Employed | US Citizen | US Citizen | $48,965.66 | 1 | XXXX | $19,448.76 | XXXX | $1,620.73 | XXXX | TX | XXXX | Monthly | 35.336% | 35.336% | 35.336% | XXXX | 765 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 Transcript - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 Transcript - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 [Coborrower]; Transcripts (1040) - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | XXXX | 6.120% | $49,432.95 | 1.4 | DU | ApproveIneligible | N/A | No | 5.875% | 2 | 2 | 0 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | XXXX | $755,276.72 | 35.120% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | FICO Risk Score Classic 04 | 32.19 | No | No | XXXX | $0.00 | $19,583.34 | No | No | No | No | 3 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10236 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.455% | $9,120.98 | $9,120.98 | 6.375% | No | No | Employed | US Citizen | $29,378.88 | 1 | XXXX | $5,899.80 | XXXX | $491.65 | XXXX | MI | XXXX | Monthly | 39.361% | 39.361% | 39.361% | XXXX | 757 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - XXXX | Primary Income - Wages]; Employer Letter - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $12,590.00 | XXXX | 6.100% | $0.00 | 5.0 | DU | ApproveIneligible | N/A | No | 6.375% | 1 | 0 | 0 | 3 | 2 | 0.00 | No | Yes | Mixed | Not Tested | XXXX | $513,250.89 | 31.580% | No | 14 | Yes | Short Form | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 27.7 | No | XXXX | $0.00 | $0.00 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10237 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | 5.730% | $5,208.39 | $5,208.39 | 5.750% | No | No | Employed | US Citizen | $18,050.40 | 1 | XXXX | $2,651.64 | XXXX | $220.97 | XXXX | TX | XXXX | Monthly | 34.271% | 34.271% | 34.271% | XXXX | 790 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | XXXX | 5.990% | $39,237.24 | 1.0 | DU | ApproveIneligible | N/A | No | 5.750% | 2 | 0 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | XXXX | $297,265.88 | 28.310% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 22.64 | Yes | No | XXXX | $0.00 | $0.00 | No | No | No | No | 2 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10238 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.666% | $5,979.87 | $5,979.87 | 6.625% | No | No | Employed | Employed | US Citizen | US Citizen | $25,314.49 | 1 | XXXX | $3,357.00 | XXXX | $279.75 | 26.420% | 26.420% | 26.420% | XXXX | 808 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; WVOE - 2026 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 [Coborrower]; Transcripts (1040) - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $18,614.37 | XXXX | 5.990% | $0.00 | 2.6 | DU | ApproveIneligible | N/A | No | 6.625% | 2 | 2 | 0 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | XXXX | $270,217.12 | 24.560% | No | 26 | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 11.11 | No | XXXX | $0.00 | $9,554.10 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10239 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.739% | $9,761.41 | $9,761.41 | 6.750% | No | No | Self-Employed | US Citizen | $37,316.17 | 1 | XXXX | $3,431.40 | XXXX | $285.95 | 35.408% | 35.408% | 35.408% | XXXX | 786 | No | No | [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; W-2 - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 |
[Borrower]; 1040 - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $27,112.50 | XXXX | 5.990% | $22,000.00 | 2.1 | DU | ApproveIneligible | N/A | No | 6.750% | 1 | 2 | 0 | 3 | 3 | No | Yes | Mixed | Not Tested | XXXX | $333,133.91 | 19.880% | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 18.91 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 2 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10240 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 5.657% | $7,252.42 | $7,252.42 | 5.625% | No | No | Employed | Employed | Permanent Resident Alien | Permanent Resident Alien | $33,756.67 | 1 | XXXX | $1,473.00 | XXXX | $122.75 | 19.836% | 19.836% | 19.836% | XXXX | 801 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 [Coborrower]; Transcripts (1040) - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $14,270.22 | XXXX | 5.990% | $27,999.80 | 1.0 | DU | ApproveIneligible | N/A | No | 5.625% | 1 | 2 | 0 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | XXXX | $318,789.63 | 22.770% | No | 12 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Resident Alien Card | Resident Alien Card | 19.63 | No | XXXX | $0.00 | $12,943.00 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10242 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 5.988% | $7,452.02 | $7,452.02 | 5.875% | No | No | Employed | US Citizen | $31,930.02 | 1 | XXXX | $2,598.48 | XXXX | $216.54 | 34.104% | 34.104% | 34.104% | XXXX | 755 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $15,121.70 | XXXX | 5.980% | $0.00 | 2.6 | DU | ApproveIneligible | N/A | No | 5.875% | 1 | 2 | 0 | 3 | 1 | 0.00 | No | Yes | Mixed | Not Tested | XXXX | $782,531.27 | 55.890% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 72.56 | Yes | No | XXXX | $0.00 | $0.00 | No | No | No | No | 2 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10243 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 5.633% | $5,278.66 | $5,278.66 | 5.625% | No | No | Employed | Self-Employed | US Citizen | US Citizen | $9,851.71 | 1 | XXXX | $3,899.04 | XXXX | $324.92 | 40.988% | 40.988% | 40.988% | XXXX | 751 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; WVOE - 2026 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - XXXX | Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Coborrower(s) - XXXX | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Coborrower(s) - XXXX | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 [Coborrower]; Transcripts (1040) - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $7,907.62 | XXXX | 5.990% | $25,000.00 | 1.0 | DU | ApproveIneligible | N/A | No | 5.625% | 2 | 0 | 2 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | XXXX | $302,327.15 | 28.520% | No | 26 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 25.05 | No | No | XXXX | $1,087.41 | $0.00 | No | No | No | No | 5 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10244 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 5.894% | $8,929.75 | $8,929.75 | 5.875% | No | No | Self-Employed | US Citizen | $16,108.26 | 1 | XXXX | $3,383.04 | XXXX | $281.92 | 49.917% | 49.917% | 49.917% | XXXX | 764 | No | No | [Borrower - XXXX | Primary Income - Sole Proprietor]; Other - 2026 [Borrower - XXXX | Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Borrower - XXXX | Primary Income - Sole Proprietor]; Other - 2025 [Borrower - XXXX | Primary Income - Sole Proprietor]; W-2 - 2025 [Borrower - XXXX | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - XXXX | Primary Income - Sole Proprietor]; Other - 2024 [Borrower - XXXX | Primary Income - Sole Proprietor]; W-2 - 2024 [Borrower - XXXX | Non-Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Borrower - XXXX | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $2,963.32 | XXXX | 6.020% | $26,000.00 | 2.6 | DU | ApproveIneligible | N/A | No | 5.875% | 2 | 1 | 0 | 3 | 1 | No | Yes | Mixed | Not Tested | XXXX | $688,621.25 | 41.050% | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 41.54 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 2 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10245 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 7.149% | $9,458.73 | $9,458.73 | 6.875% | No | No | Self-Employed | US Citizen | $25,235.05 | 1 | XXXX | $4,069.08 | XXXX | $339.09 | 43.934% | 43.934% | 43.934% | XXXX | 743 | No | No | [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; CPA Letter - 2026 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2025 |
[Borrower]; 1040 - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $39,595.60 | XXXX | 5.980% | $0.00 | 1.7 | DU | ApproveIneligible | N/A | No | 6.875% | 0 | 1 | 0 | 3 | 3 | No | Yes | Mixed | Not Tested | XXXX | $350,165.49 | 21.880% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 14.52 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10246 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.161% | $6,019.96 | $6,019.96 | 6.125% | No | No | Employed | US Citizen | $20,135.85 | 1 | XXXX | $4,689.60 | XXXX | $390.80 | XXXX | TX | XXXX | Monthly | 41.000% | 41.000% | 41.000% | XXXX | 798 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $2,168.10 | XXXX | 5.980% | $0.00 | 1.1 | DU | ApproveIneligible | N/A | No | 6.125% | 2 | 0 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | XXXX | $1,699,691.43 | 100.000% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 197.79 | Retail | Yes | No | XXXX | $0.00 | $0.00 | No | No | No | No | 2 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10247 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.426% | $7,972.18 | $7,972.18 | 6.375% | No | No | Employed | US Citizen | $19,207.88 | 1 | XXXX | $2,412.96 | XXXX | $201.08 | 41.199% | 41.199% | 41.199% | XXXX | 770 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; Year End Summary - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2024 [Borrower - XXXX | Primary Income - Wages]; Year End Summary - 2024 [Borrower - XXXX | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Account Transcripts - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $3,194.65 | XXXX | 5.980% | $0.00 | 2.8 | DU | ApproveIneligible | N/A | No | 6.375% | 0 | 1 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | XXXX | $396,106.77 | 27.030% | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 31.97 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 2 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10248 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.704% | $11,524.32 | $11,524.32 | 6.625% | No | No | Employed | Employed | US Citizen | US Citizen | $58,010.87 | 1 | XXXX | $3,225.96 | XXXX | $268.83 | 26.920% | 26.920% | 26.920% | XXXX | 774 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2026 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - XXXX | Primary Income - K-1 (< 25%)]; Employer Letter - 2026 [Coborrower(s) - XXXX | Primary Income - K-1 (< 25%)]; Third Party Verification - 2026 [Coborrower(s) - XXXX | Primary Income - K-1 (< 25%)]; K-1 - 2024 [Coborrower(s) - XXXX | Primary Income - K-1 (< 25%)]; K-1 - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 [Coborrower]; Transcripts (1040) - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $14,524.76 | XXXX | 6.430% | $0.00 | 3.0 | DU | ApproveIneligible | N/A | No | 6.625% | 1 | 0 | 2 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | XXXX | $1,083,800.65 | 49.710% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 40.94 | No | No | XXXX | $59,196.50 | $0.00 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10249 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | 6.866% | $6,739.34 | $6,739.34 | 6.875% | No | No | Employed | Employed | US Citizen | US Citizen | $38,804.89 | 1 | XXXX | $3,983.04 | XXXX | $331.92 | XXXX | TX | XXXX | Monthly | 29.003% | 29.003% | 29.003% | XXXX | 793 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | XXXX | 6.220% | $3,450.00 | 3.8 | DU | ApproveIneligible | N/A | No | 6.875% | 2 | 1 | 1 | 0 | 3 | 2 | 0.00 | No | Yes | Mixed | Not Tested | XXXX | $497,574.45 | 38.270% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 25.86 | No | No | XXXX | $0.00 | $17,610.36 | No | No | No | No | 2 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10250 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.896% | $8,431.78 | $8,431.78 | 6.750% | No | No | Employed | US Citizen | $14,262.16 | 1 | XXXX | $3,255.96 | XXXX | $271.33 | 48.993% | 48.993% | 48.993% | XXXX | 782 | No | No | [Borrower - XXXX | Primary Income - Wages]; Employer Letter - 2026 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - No Results Returned - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $18,270.00 | XXXX | 5.980% | $0.00 | 1.0 | DU | ApproveIneligible | Yes | No | 6.750% | 0 | 0 | 0 | 4 | 2 | 0.00 | No | Yes | Mixed | Not Tested | XXXX | $166,179.64 | 10.660% | No | 2 | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 15.34 | Retail | No | XXXX | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10251 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 5.954% | $9,312.22 | $9,312.22 | 5.750% | No | No | Employed | US Citizen | $31,438.64 | 1 | XXXX | $3,831.72 | XXXX | $319.31 | XXXX | MN | XXXX | Monthly | 33.323% | 33.323% | 33.323% | XXXX | 787 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; Year End Summary - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2024 [Borrower - XXXX | Primary Income - Wages]; Year End Summary - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 [Borrower]; Transcripts (1040) - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $33,639.50 | XXXX | 6.220% | $0.00 | 1.6 | DU | ApproveIneligible | N/A | No | 5.750% | 0 | 2 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | XXXX | $412,960.07 | 23.260% | No | 26 | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 17.22 | Yes | No | XXXX | $0.00 | $0.00 | No | No | No | No | 2 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10252 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.057% | $9,926.90 | $9,926.90 | 5.990% | No | No | Employed | US Citizen | $22,529.55 | 1 | XXXX | $2,847.00 | XXXX | $237.25 | 37.121% | 37.121% | 37.121% | XXXX | 785 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; Employer Letter - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; Year End Summary - 2025 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $13,404.30 | XXXX | 6.220% | $2,500.00 | 1.1 | DU | ApproveIneligible | N/A | No | 5.990% | 0 | 1 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | XXXX | $91,885.21 | 4.710% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 16.25 | No | XXXX | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10253 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.412% | $12,477.40 | $12,477.40 | 6.375% | No | No | Employed | Non-Permanent Resident Alien | India | $16,367.81 | 1 | XXXX | $3,325.44 | XXXX | $277.12 | 49.199% | 49.199% | 49.199% | XXXX | 758 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $8,045.00 | XXXX | 6.120% | $0.00 | 1.1 | DU | ApproveIneligible | No | No | 6.375% | 2 | 0 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | XXXX | $865,162.89 | 36.810% | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Resident Alien Card | 30.84 | No | XXXX | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10254 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.178% | $5,854.33 | $5,854.33 | 5.990% | No | No | Employed | US Citizen | $23,956.37 | 1 | XXXX | $2,397.72 | XXXX | $199.81 | XXXX | CO | XXXX | Monthly | 28.496% | 28.496% | 28.496% | XXXX | 787 | No | No | [Borrower - XXXX | Primary Income - Projected Income]; Employer Letter - 2026 [Borrower - XXXX | Primary Income - Projected Income]; Employer Letter - 2026 [Borrower - XXXX | Primary Income - Projected Income]; VVOE - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $20,688.00 | XXXX | 6.020% | $0.00 | 1.0 | DU | ApproveIneligible | Yes | No | 5.990% | 0 | 0 | 0 | 3 | 2 | 0.00 | No | Yes | Mixed | Not Tested | XXXX | $512,934.80 | 44.600% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 79.13 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 2 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10255 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.127% | $7,901.98 | $7,901.98 | 6.125% | No | No | Employed | Employed | US Citizen | US Citizen | $10,182.14 | 1 | XXXX | $2,256.00 | XXXX | $188.00 | 48.901% | 48.901% | 48.901% | XXXX | 777 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2026 [Borrower - XXXX | Primary Income - Wages]; WVOE - 2026 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - XXXX | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Coborrower(s) - XXXX | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 [Coborrower]; Transcripts (1040) - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $21,000.01 | XXXX | 6.120% | $30,600.00 | 1.0 | DU | ApproveIneligible | N/A | No | 6.125% | 1 | 0 | 2 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | XXXX | $130,246.74 | 8.510% | No | 13 | 24 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 38.34 | No | No | XXXX | ($212.75) | $13,137.14 | No | No | No | No | 2 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10256 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.570% | $8,987.01 | $8,987.01 | 6.500% | No | No | Employed | Employed | US Citizen | US Citizen | $31,616.10 | 1 | XXXX | $6,653.64 | XXXX | $554.47 | 34.587% | 34.587% | 34.587% | XXXX | 767 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2026 [Borrower - XXXX | Primary Income - Wages]; WVOE - 2026 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 [Coborrower]; Transcripts (1040) - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $10,847.36 | XXXX | 6.220% | $1,500.00 | 2.6 | DU | ApproveIneligible | N/A | No | 6.500% | 1 | 2 | 0 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | XXXX | $442,559.56 | 28.010% | No | 4 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 22.21 | Yes | No | XXXX | $0.00 | $29,583.33 | No | No | No | No | 2 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10257 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.522% | $11,949.81 | $11,949.81 | 6.500% | No | No | Self-Employed | Self-Employed | US Citizen | US Citizen | $35,757.69 | 1 | XXXX | $7,221.00 | XXXX | $601.75 | XXXX | CO | XXXX | Monthly | 43.789% | 43.789% | 43.789% | XXXX | 744 | No | No | [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; W-2 - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2025 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2025 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; W-2 - 2025 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 |
[Borrower]; 1040 - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Tax Return Extension - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Coborrower]; 1040 - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Tax Return Extension - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $13,123.87 | XXXX | 6.020% | $0.00 | 1.0 | DU | ApproveIneligible | N/A | No | 6.500% | 2 | 1 | 2 | 0 | 3 | 2 | No | Yes | Mixed | Not Tested | XXXX | $196,543.53 | 9.350% | No | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 37.66 | No | No | XXXX | $20,680.83 | $0.00 | No | No | No | No | 5 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10258 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.009% | $8,508.68 | $8,508.68 | 5.875% | No | No | Employed | Employed | US Citizen | US Citizen | $21,233.89 | 1 | XXXX | $2,880.96 | XXXX | $240.08 | 42.511% | 42.511% | 42.511% | XXXX | 798 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; WVOE - 2026 [Borrower - XXXX | Primary Income - Wages]; Year End Summary - 2026 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 [Borrower - XXXX | Primary Income - Wages]; Year End Summary - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Borrower - XXXX | Primary Income - Wages]; Year End Summary - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 [Coborrower]; Transcripts (1040) - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $25,829.07 | XXXX | 6.120% | $10,000.00 | 1.0 | DU | ApproveIneligible | N/A | No | 5.875% | 2 | 2 | 0 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | XXXX | $437,994.85 | 26.380% | No | 26 | 26 | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 17.71 | No | No | XXXX | $0.00 | $16,522.10 | No | No | No | No | 2 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10259 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | 6.625% | $6,563.19 | $6,563.19 | 6.625% | No | No | Employed | Not Employed | US Citizen | Permanent Resident Alien | $18,698.91 | 1 | XXXX | $3,536.28 | XXXX | $294.69 | 33.393% | 33.393% | 33.393% | XXXX | 773 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 [Borrower - XXXX | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 [Coborrower]; Transcripts (1040) - 2022 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $10,250.00 | XXXX | 6.020% | $15,000.00 | 3.0 | DU | ApproveIneligible | N/A | No | 6.625% | 1 | 0 | 0 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | XXXX | $252,169.38 | 22.120% | No | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Resident Alien Card | 16.44 | No | XXXX | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10260 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.183% | $9,916.21 | $9,916.21 | 6.125% | No | No | Employed | Employed | US Citizen | US Citizen | $21,330.35 | 1 | XXXX | $2,064.00 | XXXX | $172.00 | XXXX | XXXX | Monthly | 44.709% | 44.709% | 44.709% | XXXX | 788 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $10,000.00 | XXXX | 6.020% | $0.00 | 1.0 | DU | ApproveIneligible | N/A | No | 6.125% | 1 | 2 | 2 | 0 | 3 | 2 | 0.00 | No | Yes | Mixed | Not Tested | XXXX | $747,057.53 | 38.900% | No | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 33.81 | No | No | XXXX | $0.00 | $25,874.98 | No | No | No | No | 2 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10261 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.043% | $7,126.17 | $7,126.17 | 5.990% | No | No | Employed | Self-Employed | US Citizen | US Citizen | $21,465.05 | 1 | XXXX | $4,006.44 | XXXX | $333.87 | XXXX | CA | XXXX | Monthly | 35.723% | 35.723% | 35.723% | XXXX | 781 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; W-2 - 2025 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $5,195.00 | XXXX | 6.120% | $2,326.00 | 1.9 | DU | ApproveIneligible | N/A | No | 5.990% | 2 | 2 | 2 | 0 | 3 | 2 | 0.00 | No | Yes | Mixed | Not Tested | XXXX | $319,870.85 | 22.840% | No | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 16.81 | No | XXXX | $25,474.42 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10262 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.971% | $12,153.19 | $12,153.19 | 6.875% | No | No | Self-Employed | Employed | US Citizen | US Citizen | $21,294.30 | 1 | XXXX | $3,951.96 | XXXX | $329.33 | XXXX | CA | XXXX | Monthly | 49.539% | 49.539% | 49.539% | XXXX | 764 | No | No | [Borrower - XXXX | Non-Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Non-Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Non-Primary Income - Wages]; W-2 - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; W-2 - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 1040 - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Coborrower]; 1040 - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $37,000.00 | XXXX | 5.980% | $111,950.00 | 1.0 | DU | ApproveIneligible | N/A | No | 6.875% | 2 | 1 | 2 | 0 | 3 | 2 | No | Yes | Mixed | Not Tested | XXXX | $333,640.70 | 16.110% | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 16.96 | Yes | No | XXXX | $0.00 | $7,295.60 | No | No | No | No | 4 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10263 | Safe Harbor QM (APOR) | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 6.619% | $6,447.10 | $6,447.10 | 6.500% | No | No | Employed | Employed | US Citizen | Permanent Resident Alien | $18,267.76 | 1 | XXXX | $5,921.40 | XXXX | $493.45 | 40.894% | 40.894% | 40.894% | XXXX | 813 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 [Coborrower]; Transcripts (1040) - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $12,474.60 | XXXX | 6.020% | $0.00 | 1.4 | DU | ApproveEligible | N/A | No | 6.500% | 2 | 2 | 1 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | XXXX | $352,775.56 | 29.390% | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Resident Alien Card | 16.42 | No | No | XXXX | $0.00 | $11,950.99 | No | No | No | No | 2 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10264 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.860% | $6,349.78 | $6,349.78 | 6.750% | No | No | Employed | Employed | US Citizen | US Citizen | $11,269.71 | 1 | XXXX | $3,069.96 | XXXX | $255.83 | 47.099% | 47.099% | 47.099% | XXXX | 801 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2026 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Account Transcripts - 2023 [Borrower]; Transcripts (1040) - 2023 [Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Account Transcripts - 2023 [Coborrower]; Transcripts (1040) - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $7,274.50 | XXXX | 6.120% | $0.00 | 1.7 | DU | ApproveIneligible | N/A | No | 6.750% | 2 | 2 | 1 | 0 | 3 | 2 | 0.00 | No | Yes | Mixed | Not Tested | XXXX | $237,848.10 | 21.860% | No | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 13.27 | Retail | No | No | XXXX | $0.00 | $11,084.67 | No | No | No | No | 4 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10265 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.994% | $7,476.27 | $7,476.27 | 6.990% | No | No | Employed | US Citizen | $18,616.67 | 1 | XXXX | $2,469.96 | XXXX | $205.83 | 37.956% | 37.956% | 37.956% | XXXX | 811 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; WVOE - 2026 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $18,840.16 | XXXX | 6.020% | $10,000.00 | 999.0 | DU | ApproveIneligible | N/A | No | 6.990% | 2 | 1 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | XXXX | $280,613.43 | 22.440% | No | 27 | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 17.22 | Yes | No | XXXX | $0.00 | $0.00 | No | No | No | No | 2 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10266 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.635% | $5,634.74 | $5,634.74 | 6.625% | No | No | Employed | Employed | US Citizen | US Citizen | $20,419.12 | 1 | XXXX | $5,613.00 | XXXX | $467.75 | 36.102% | 36.102% | 36.102% | XXXX | 796 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 [Coborrower]; Transcripts (1040) - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $1,113.00 | XXXX | 6.120% | $0.00 | 3.0 | DU | ApproveIneligible | N/A | No | 6.625% | 2 | 0 | 1 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | XXXX | $405,461.00 | 38.610% | No | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 33.81 | Yes | No | XXXX | $0.00 | $18,333.34 | No | No | No | No | 3 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10267 | Safe Harbor QM (APOR) | XXXX | Yes | Yes | XXXX | XXXX | XXXX | 6.427% | $5,739.61 | $5,739.61 | 6.375% | No | No | Employed | Employed | US Citizen | US Citizen | $20,137.11 | 1 | XXXX | $1,793.04 | XXXX | $149.42 | XXXX | VA | XXXX | Monthly | 25.195% | 25.195% | 25.195% | XXXX | 793 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; Year End Summary - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; Year End Summary - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $3,800.00 | XXXX | 6.020% | $0.00 | 1.1 | DU | ApproveEligible | N/A | No | 6.375% | 2 | 0 | 0 | 0 | 3 | 2 | 0.00 | No | Yes | Mixed | Not Tested | XXXX | $333,117.70 | 28.960% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 11.17 | No | XXXX | $0.00 | $9,611.25 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10269 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.544% | $5,973.15 | $5,973.15 | 6.375% | No | No | Employed | Employed | US Citizen | US Citizen | $15,666.55 | 1 | XXXX | $1,826.04 | XXXX | $152.17 | 41.911% | 41.911% | 41.911% | XXXX | 761 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2026 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - XXXX | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - XXXX | Non-Primary Income - S-Corp (>= 25%)]; Other - 2026 [Coborrower(s) - XXXX | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - XXXX | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Coborrower(s) - XXXX | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024 |
[Borrower]; 1040 - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 [Coborrower]; 1040 - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $16,107.63 | XXXX | 6.120% | $0.00 | 2.6 | DU | ApproveIneligible | N/A | No | 6.375% | 2 | 1 | 2 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | XXXX | $207,985.72 | 19.520% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 11.05 | Yes | No | XXXX | ($1,958.08) | $12,473.36 | No | No | No | No | 2 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10271 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.600% | $9,939.27 | $9,939.27 | 6.500% | No | No | Employed | Employed | US Citizen | US Citizen | $74,396.22 | 1 | XXXX | $1,923.72 | XXXX | $160.31 | 24.768% | 24.768% | 24.768% | XXXX | 775 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Borrower - XXXX | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - XXXX | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 [Borrower - XXXX | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022 [Borrower - XXXX | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; Vesting Schedule - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; Restricted Stock Agreement - 2021 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 [Coborrower]; Transcripts (1040) - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $17,329.00 | XXXX | 6.120% | $0.00 | 4.0 | DU | ApproveIneligible | N/A | No | 6.500% | 2 | 2 | 0 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | XXXX | $989,344.91 | 53.470% | No | 26 | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 57.62 | No | No | XXXX | $0.00 | $82,855.94 | No | No | No | No | 4 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10272 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | 6.205% | $7,928.90 | $7,928.90 | 6.250% | No | No | Self-Employed | Employed | US Citizen | US Citizen | $15,299.18 | 1 | XXXX | $3,155.04 | XXXX | $262.92 | 40.959% | 40.959% | 40.959% | XXXX | 783 | No | No | [Borrower - XXXX | Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Borrower - XXXX | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - XXXX | Primary Income - Sole Proprietor]; Business License - 2024 [Borrower - XXXX | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; WVOE - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 [Coborrower]; Transcripts (1040) - 2022 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $800.00 | XXXX | 6.220% | $15,000.00 | 1.0 | DU | ApproveIneligible | N/A | No | 6.250% | 0 | 2 | 1 | 0 | 3 | 3 | No | Yes | Mixed | Not Tested | XXXX | $365,181.33 | 24.100% | No | 26 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 14.45 | Retail | No | XXXX | $0.00 | $22,264.99 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10273 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.347% | $8,982.45 | $8,982.45 | 6.375% | No | No | Employed | US Citizen | $19,697.63 | 1 | XXXX | $2,378.04 | XXXX | $198.17 | 37.736% | 37.736% | 37.736% | XXXX | 773 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $500.00 | XXXX | 6.220% | $20,000.00 | 2.1 | DU | ApproveIneligible | N/A | No | 6.375% | 2 | 0 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | XXXX | $312,048.67 | 19.500% | No | 26 | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 14.95 | No | XXXX | $0.00 | $0.00 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10219 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.392% | $8,726.82 | $8,726.82 | 6.250% | No | No | Employed | Employed | US Citizen | US Citizen | $15,872.14 | 1 | XXXX | $3,585.72 | XXXX | $298.81 | 43.089% | 43.089% | 43.089% | XXXX | 798 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2026 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $19,016.78 | XXXX | 6.120% | $0.00 | 1.1 | DU | ApproveIneligible | N/A | No | 6.250% | 2 | 2 | 2 | 0 | 3 | 2 | 0.00 | No | Yes | Mixed | Not Tested | XXXX | $455,188.75 | 28.900% | No | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 25.23 | No | No | XXXX | $0.00 | $10,469.14 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10268 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 7.017% | $11,124.69 | $11,124.69 | 6.990% | No | No | Employed | Self-Employed | US Citizen | US Citizen | $26,166.10 | 1 | XXXX | $6,648.96 | XXXX | $554.08 | XXXX | CA | XXXX | Monthly | 44.417% | 44.417% | 44.417% | XXXX | 787 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; W-2 - 2025 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Coborrower(s) - XXXX | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 [Borrower]; Transcripts (1040) - 2022 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 [Coborrower]; Transcripts (1040) - 2022 [Coborrower]; Transcripts (1040) - 2022 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $2,395.00 | XXXX | 6.120% | $0.00 | 1.0 | DU | ApproveIneligible | N/A | No | 6.990% | 2 | 2 | 1 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | XXXX | $462,018.69 | 24.830% | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 18.26 | Retail | No | No | XXXX | $6,649.25 | $0.00 | No | No | No | No | 2 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10270 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.768% | $9,951.64 | $9,951.64 | 6.750% | No | No | Employed | Employed | US Citizen | US Citizen | $26,897.47 | 1 | XXXX | $4,043.04 | XXXX | $336.92 | 44.430% | 44.430% | 44.430% | XXXX | 766 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2026 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 [Coborrower]; Transcripts (1040) - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $9,604.91 | XXXX | 6.120% | $7,000.00 | 1.0 | DU | ApproveIneligible | N/A | No | 6.750% | 1 | 2 | 0 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | XXXX | $561,399.81 | 32.920% | No | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 31.36 | No | No | XXXX | $0.00 | $28,819.54 | No | No | No | No | 2 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10241 | Safe Harbor QM (APOR) | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.287% | $8,504.60 | $8,504.60 | 6.250% | No | No | Employed | US Citizen | $21,190.76 | 1 | XXXX | $3,083.16 | XXXX | $256.93 | 38.488% | 38.488% | 38.488% | XXXX | 747 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $1,726.56 | XXXX | 6.430% | $0.00 | 2.1 | DU | ApproveIneligible | Yes | No | 6.250% | 2 | 0 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | XXXX | $486,116.96 | 29.910% | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 21.32 | No | XXXX | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10090 | Non QM | XXXX | Yes | No | XXXX | XXXX | XXXX | 8.083% | $2,990.98 | $2,990.98 | 7.999% | No | No | Employed | Non-Permanent Resident Alien | Mexico | $4,460.26 | 1 | XXXX | $2,636.40 | XXXX | $219.70 | 43.782% | 43.782% | 43.782% | XXXX | 759 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2026 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $15,488.95 | XXXX | 6.100% | $19,600.00 | 1.2 | None | No | No | 7.999% | 2 | 0 | 0 | 3 | 2 | 0.00 | No | XXXX | $94,218.40 | 19.640% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Passport | 6 | No | XXXX | $0.00 | $0.00 | Yes | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10099 | Non QM | XXXX | Yes | No | XXXX | XXXX | XXXX | 7.669% | $3,453.38 | $3,453.38 | 7.375% | No | No | Self-Employed | Not Employed | Non-Permanent Resident Alien | US Citizen | Mexico | $17,549.51 | 1 | XXXX | $4,056.72 | XXXX | $338.06 | 26.625% | 26.625% | 26.625% | XXXX | 814 | No | No | Audited | [Borrower - XXXX | Primary Income - Partnership (>= 25%)]; Account Statements - Business - 2025 [Borrower - XXXX | Primary Income - Partnership (>= 25%)]; Account Statements - Business - 2025 [Borrower - XXXX | Primary Income - Partnership (>= 25%)]; CPA Letter - 2025 [Borrower - XXXX | Primary Income - Partnership (>= 25%)]; Other - 2025 [Borrower - XXXX | Primary Income - Partnership (>= 25%)]; P&L Statement - 2025 [Borrower - XXXX | Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025 [Borrower - XXXX | Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025 [Borrower - XXXX | Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - XXXX | Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - XXXX | Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Borrower - XXXX | Primary Income - Partnership (>= 25%)]; K-1 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2020 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $15,510.00 | XXXX | 6.260% | $17,500.00 | None | N/A | No | 7.375% | 0 | 0 | 1 | 0 | 4 | 2 | 11.80 | No | XXXX | $191,143.45 | 30.580% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Passport | 66.66 | No | XXXX | $0.00 | $0.00 | Yes | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10100 | Non QM | XXXX | Yes | No | XXXX | XXXX | XXXX | 9.154% | $2,418.76 | $2,418.76 | 8.875% | No | No | Employed | Employed | Non-Permanent Resident Alien | US Citizen | Mexico | $4,344.89 | 1 | XXXX | $1,192.80 | XXXX | $99.40 | 49.839% | 49.839% | 49.839% | XXXX | 670 | No | No | [Borrower - XXXX | Primary Income - Wages]; Other - 2026 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2026 [Borrower - XXXX | Primary Income - Wages]; WVOE - 2026 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; WVOE - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 1040 - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $9,620.00 | XXXX | 6.020% | $10,000.00 | 1.2 | None | Yes | No | 8.875% | 2 | 1 | 3 | 0 | 3 | 3 | 0.00 | No | XXXX | $198,975.69 | 52.360% | No | 27 | 15 | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Passport | 38.81 | No | XXXX | $0.00 | $3,842.80 | Yes | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10315 | Non QM | XXXX | Yes | No | XXXX | XXXX | XXXX | 8.117% | $7,076.68 | $7,076.68 | 7.875% | No | No | Employed | US Citizen | $11,571.25 | 1 | XXXX | $2,270.04 | XXXX | $189.17 | XXXX | GA | XXXX | Monthly | 49.507% | 49.507% | 49.507% | XXXX | 692 | No | No | [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 Transcript - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2021 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $42,068.27 | XXXX | 6.100% | $0.00 | 1.1 | None | Yes | No | 7.875% | 2 | 0 | 0 | 4 | 0 | 0.00 | No | XXXX | No | 19 | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 7.12 | No | XXXX | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10300 | N/A | XXXX | No | No | XXXX | XXXX | 8.879% | $3,272.11 | $3,272.11 | 8.375% | No | No | Employed | Employed | Non-Permanent Resident Alien | Non-Permanent Resident Alien | El Salvador | El Salvador | $3,709.77 | 2 | XXXX | $1,922.04 | XXXX | $160.17 | 49.629% | 49.629% | 49.629% | 714 | No | No | [Borrower - XXXX | Primary Income - Wages]; VVOE - 2026 [Borrower - XXXX | Primary Income - Wages]; WVOE - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; Other - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; Other - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; WVOE - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; WVOE - 2026 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $17,800.63 | 5.990% | $0.00 | None | No | No | 8.375% | 0 | 0 | 1 | 0 | 1 | 1 | 0.00 | No | XXXX | $41,059.46 | 6.670% | No | 36 | 13 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Passport | Passport | 6.08 | No | XXXX | $0.00 | $2,970.07 | Yes | Yes | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10316 | Non QM | XXXX | Yes | No | XXXX | XXXX | XXXX | 7.712% | $2,978.54 | $2,978.54 | 7.375% | No | No | Self-Employed | Self-Employed | Non-Permanent Resident Alien | Non-Permanent Resident Alien | Ireland | Ireland | $4,218.80 | 1 | XXXX | $2,897.04 | XXXX | $241.42 | 48.160% | 48.160% | 48.160% | XXXX | 686 | No | No | Third Party Prepared (Unaudited) | [Borrower - XXXX | Primary Income - Sole Proprietor]; CPA Letter - 2026 [Borrower - XXXX | Primary Income - Sole Proprietor]; Other - 2026 [Borrower - XXXX | Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Borrower - XXXX | Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Borrower - XXXX | Primary Income - Sole Proprietor]; P&L Statement - 2025 [Borrower - XXXX | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Coborrower(s) - XXXX | Primary Income - Sole Proprietor]; CPA Letter - 2026 [Coborrower(s) - XXXX | Primary Income - Sole Proprietor]; Other - 2026 [Coborrower(s) - XXXX | Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Coborrower(s) - XXXX | Primary Income - Sole Proprietor]; P&L Statement - 2025 [Coborrower(s) - XXXX | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $13,028.00 | XXXX | 6.130% | $0.00 | 1.0 | None | Yes | No | 7.375% | 0 | 0 | 1 | 0 | 1 | 1 | 12.00 | No | XXXX | $12,000.00 | No | Yes | Commitment | Fee Simple | Individual | Individually and as Trustee | Individual | Individually and as Trustee | No | Individually and as Trustee | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | Passport | Passport | No | 3.1 | No | XXXX | $997.58 | $0.00 | Yes | Yes | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10317 | Non QM | XXXX | Yes | No | XXXX | XXXX | XXXX | 7.711% | $4,074.98 | $4,074.98 | 7.375% | No | No | Self-Employed | Non-Permanent Resident Alien | Brazil | $9,918.74 | 2 | XXXX | $1,411.56 | XXXX | $117.63 | 33.222% | 33.222% | 33.222% | XXXX | 775 | No | No | [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; CPA Letter - 2026 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Other - 2026 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2025 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $18,420.00 | XXXX | 6.100% | $0.00 | None | No | No | 7.375% | 0 | 1 | 0 | 4 | 0 | No | XXXX | $39,003.84 | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Passport | No | 7.99 | No | XXXX | $0.00 | $0.00 | Yes | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10319 | Non QM | XXXX | Yes | No | XXXX | XXXX | XXXX | 7.719% | $3,786.63 | $3,786.63 | 7.375% | No | No | Self-Employed | Non-Permanent Resident Alien | Mexico | $4,834.02 | 1 | XXXX | $3,517.56 | XXXX | $293.13 | 47.306% | 47.306% | 47.306% | XXXX | 803 | No | No | [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2026 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Other - 2026 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - XXXX | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - No Results Returned - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $16,378.23 | XXXX | 6.100% | $10,000.00 | 2.6 | None | Yes | No | 7.375% | 0 | 2 | 0 | 3 | 2 | No | XXXX | $252,449.06 | 39.130% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Passport | 31.83 | No | XXXX | $0.00 | $0.00 | Yes | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10321 | Non QM | XXXX | Yes | No | XXXX | XXXX | XXXX | 7.350% | $3,667.11 | $3,667.11 | 6.999% | No | No | Self-Employed | Self-Employed | US Citizen | US Citizen | $34,321.78 | 1 | XXXX | $465.84 | XXXX | $38.82 | XXXX | MD | XXXX | Monthly | 34.721% | 34.721% | 34.721% | XXXX | 724 | No | No | [Borrower - XXXX | Primary Income - Sole Proprietor]; CPA Letter - 2026 [Borrower - XXXX | Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Borrower - XXXX | Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Borrower - XXXX | Primary Income - Sole Proprietor]; P&L Statement - 2025 [Borrower - XXXX | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2025 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; Business Return Transcripts - 2024 [Borrower - XXXX | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Coborrower(s) - XXXX | Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Coborrower(s) - XXXX | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2025 [Coborrower(s) - XXXX | Non-Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Coborrower(s) - XXXX | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - No Results Returned - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - No Results Returned - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Account Transcripts - 2025 [Coborrower]; Transcripts (1040) - No Results Returned - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 1 | 1 | 0 | XXXX | XXXX | $18,861.44 | XXXX | 6.140% | $17,375.00 | 1.6 | None | Yes | No | 6.999% | 0 | 0 | 2 | 0 | 4 | 2 | No | XXXX | $305,744.28 | 41.590% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individually and as Trustee | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 21.26 | Yes | No | XXXX | $4,991.92 | $0.00 | No | No | No | No | 4 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10322 | Non QM | XXXX | Yes | No | XXXX | XXXX | XXXX | 7.334% | $3,006.47 | $3,006.47 | 7.125% | No | No | Employed | Non-Permanent Resident Alien | Mexico | $4,987.21 | 1 | XXXX | $1,770.60 | XXXX | $147.55 | 43.494% | 43.494% | 43.494% | XXXX | 792 | No | No | [Borrower - XXXX | Primary Income - Wages]; VVOE - 2026 [Borrower - XXXX | Primary Income - Wages]; WVOE - 2026 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $7,157.70 | XXXX | 5.980% | $0.00 | 1.0 | None | Yes | No | 7.125% | 0 | 2 | 0 | 4 | 2 | 0.00 | No | XXXX | $251,955.47 | 42.340% | No | 26 | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Passport | 21.31 | No | XXXX | $0.00 | $0.00 | Yes | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10320 | Non QM | XXXX | Yes | No | XXXX | XXXX | XXXX | 7.604% | $17,233.95 | $17,233.95 | 7.499% | No | No | Employed | US Citizen | $37,586.27 | 1 | XXXX | $3,483.36 | XXXX | $290.28 | 39.862% | 39.862% | 39.862% | XXXX | 805 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2026 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 Transcript - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 Transcript - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 Transcript - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $51,495.00 | XXXX | 6.020% | $14,490.00 | 1.6 | None | No | No | 7.499% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | XXXX | $1,138,942.42 | 39.270% | No | 26 | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 32.44 | Yes | No | XXXX | $0.00 | $0.00 | No | No | No | No | 2 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10324 | Non QM | XXXX | Yes | No | XXXX | XXXX | XXXX | 7.541% | $2,689.48 | $2,689.48 | 7.125% | No | No | Employed | Non-Permanent Resident Alien | Mexico | $3,567.32 | 1 | XXXX | $1,596.00 | XXXX | $133.00 | 49.400% | 49.400% | 49.400% | XXXX | 742 | No | No | [Borrower - XXXX | Primary Income - Wages]; Employer Letter - 2026 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2026 [Borrower - XXXX | Primary Income - Wages]; WVOE - 2026 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $13,763.82 | XXXX | 5.980% | $12,000.00 | 1.0 | None | No | No | 7.125% | 0 | 2 | 0 | 4 | 2 | 0.00 | No | XXXX | $132,948.54 | 26.640% | No | 5 | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Passport | 7.86 | Yes | No | XXXX | $0.00 | $0.00 | Yes | No | No | No | 2 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10326 | Non QM | XXXX | Yes | No | XXXX | XXXX | XXXX | 7.416% | $3,638.08 | $3,638.08 | 7.125% | No | No | Self-Employed | Non-Permanent Resident Alien | Peru | $6,575.28 | 1 | XXXX | $1,682.52 | XXXX | $140.21 | 49.183% | 49.183% | 49.183% | XXXX | 758 | No | No | Borrower Prepared | [Borrower - XXXX | Primary Income - Partnership (>= 25%)]; Business License - 2026 [Borrower - XXXX | Primary Income - Partnership (>= 25%)]; CPA Letter - 2026 [Borrower - XXXX | Primary Income - Partnership (>= 25%)]; Other - 2026 [Borrower - XXXX | Primary Income - Partnership (>= 25%)]; P&L Statement - 2026 [Borrower - XXXX | Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Borrower - XXXX | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2025 [Borrower - XXXX | Primary Income - Partnership (>= 25%)]; Other - 2025 [Borrower - XXXX | Primary Income - Partnership (>= 25%)]; P&L Statement - 2025 [Borrower - XXXX | Primary Income - Partnership (>= 25%)]; Transcripts - No Results Returned (for Business) - 2025 [Borrower - XXXX | Primary Income - Partnership (>= 25%)]; Transcripts - No Results Returned (for Business) - 2025 [Borrower - XXXX | Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - XXXX | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - XXXX | Primary Income - Partnership (>= 25%)]; Business Return Transcripts - 2024 [Borrower - XXXX | Primary Income - Partnership (>= 25%)]; Business Return Transcripts - 2024 [Borrower - XXXX | Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - XXXX | Primary Income - Partnership (>= 25%)]; Other - 2024 [Borrower - XXXX | Primary Income - Partnership (>= 25%)]; Tax Return Extension (for Business) - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - No Results Returned - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $15,144.20 | XXXX | 6.020% | $0.00 | 1.0 | None | Yes | No | 7.125% | 0 | 1 | 0 | 3 | 1 | 13.90 | No | XXXX | $205,117.60 | 30.380% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Passport | 8.57 | Yes | No | XXXX | $0.00 | $0.00 | Yes | No | No | No | 3 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10325 | N/A | XXXX | No | No | XXXX | XXXX | 7.935% | $1,968.80 | $1,968.80 | 7.499% | No | No | Self-Employed | US Citizen | $4,191.84 | 1 | XXXX | $1,211.28 | XXXX | $100.94 | 37.144% | 37.144% | 37.144% | XXXX | 801 | No | No | [Borrower - XXXX | Primary Income - Sole Proprietor]; CPA Letter - 2026 [Borrower - XXXX | Primary Income - Sole Proprietor]; Other - 2026 [Borrower - XXXX | Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Borrower - XXXX | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2025 [Borrower - XXXX | Primary Income - Sole Proprietor]; Business License - 2025 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $17,681.87 | 5.980% | $0.00 | 1.0 | None | Yes | No | 7.499% | 0 | 1 | 0 | 1 | 1 | No | XXXX | $104,606.27 | 29.710% | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 6.16 | No | XXXX | $0.00 | $0.00 | Yes | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10285 | N/A | XXXX | No | No | XXXX | XXXX | 6.877% | $2,102.78 | $2,102.78 | 6.625% | No | No | Employed | US Citizen | $16,887.56 | 1 | XXXX | $1,328.28 | XXXX | $110.69 | XXXX | CO | XXXX | Monthly | 42.875% | 42.875% | 42.875% | XXXX | 763 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2026 [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 Transcript - 2025 |
[Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $16,442.13 | 6.220% | $0.00 | 1.0 | None | No | No | 6.625% | 1 | 0 | 0 | 0 | 0 | 0.00 | No | XXXX | $890.87 | 0.210% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 32.93 | No | No | XXXX | $0.00 | $0.00 | No | No | No | No | 2 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10289 | Non QM | XXXX | Yes | No | XXXX | XXXX | XXXX | 8.054% | $1,690.73 | $1,690.73 | 7.750% | No | No | Self-Employed | Non-Permanent Resident Alien | Mexico | $20,333.50 | 1 | XXXX | $3,435.00 | XXXX | $286.25 | XXXX | TX | XXXX | Monthly | 16.749% | 16.749% | 16.749% | XXXX | 708 | No | No | Borrower Prepared | [Borrower - XXXX | Primary Income - Sole Proprietor]; CPA Letter - 2026 [Borrower - XXXX | Primary Income - Sole Proprietor]; P&L Statement - 2026 [Borrower - XXXX | Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Borrower - XXXX | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2025 [Borrower - XXXX | Primary Income - Sole Proprietor]; 1099 - 2025 [Borrower - XXXX | Primary Income - Sole Proprietor]; P&L Statement - 2025 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $6,460.00 | XXXX | 6.220% | $8,000.00 | 1.0 | None | No | No | 7.750% | 0 | 1 | 0 | 1 | 0 | 2.47 | No | XXXX | $3,030.00 | 1.020% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Passport | 101.81 | Retail | Yes | No | XXXX | $0.00 | $0.00 | Yes | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10286 | Non QM | XXXX | Yes | No | XXXX | XXXX | XXXX | 8.766% | $1,819.94 | $1,819.94 | 8.250% | No | No | Employed | Non-Permanent Resident Alien | Mexico | $3,745.25 | 1 | XXXX | $1,870.20 | XXXX | $155.85 | 43.501% | 43.501% | 43.501% | XXXX | 803 | No | No | [Borrower - XXXX | Primary Income - Wages]; Account Statements - 2026 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2026 [Borrower - XXXX | Primary Income - Wages]; WVOE - 2026 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $8,856.88 | XXXX | 6.120% | $0.00 | 1.5 | None | No | No | 8.250% | 0 | 2 | 0 | 3 | 2 | 0.00 | No | XXXX | $93,689.75 | 32.870% | No | 26 | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Risk Score Classic 04 | Passport | 20.29 | No | XXXX | $0.00 | $0.00 | Yes | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10287 | N/A | XXXX | No | No | XXXX | XXXX | 9.558% | $1,343.28 | $1,343.28 | 8.999% | No | No | Employed | Non-Employment Income | Non-Permanent Resident Alien | US Citizen | El Salvador | $4,997.45 | 1 | XXXX | $854.04 | XXXX | $71.17 | XXXX | NV | XXXX | Monthly | 49.098% | 49.098% | 49.098% | XXXX | 679 | No | No | [Borrower - XXXX | Primary Income - Wages]; VVOE - 2026 [Borrower - XXXX | Primary Income - Wages]; WVOE - 2026 [Coborrower(s) - XXXX | Primary Income - Pension]; Account Statements - 2026 [Coborrower(s) - XXXX | Primary Income - Pension]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - XXXX | Primary Income - Pension]; 1099 - 2024 [Coborrower(s) - XXXX | Non-Primary Income - Social Security]; Account Statements - 2026 [Coborrower(s) - XXXX | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - XXXX | Non-Primary Income - Pension]; Account Statements - 2026 [Coborrower(s) - XXXX | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; Transcripts (1040) - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $15,075.96 | 6.120% | $0.00 | 1.2 | None | No | No | 8.999% | 0 | 0 | 1 | 0 | 3 | 3 | 0.00 | No | XXXX | $37,626.62 | 18.020% | No | 27 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Passport | 13.69 | No | No | XXXX | $3,261.73 | $0.00 | Yes | No | No | No | 6 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10288 | Non QM | XXXX | Yes | No | XXXX | XXXX | XXXX | 6.672% | $5,332.52 | $5,332.52 | 6.499% | No | No | Employed | Employed | US Citizen | US Citizen | $24,588.30 | 1 | XXXX | $4,530.96 | XXXX | $377.58 | 46.796% | 46.796% | 46.796% | XXXX | 781 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - XXXX | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 Transcript - 2025 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2024 [Borrower - XXXX | Primary Income - Wages]; W-2 Transcript - 2024 [Coborrower(s) - XXXX | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 Transcript - 2025 [Coborrower(s) - XXXX | Primary Income - Wages]; W-2 Transcript - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $14,276.88 | XXXX | 6.370% | $284,360.34 | 1.6 | None | No | No | 6.499% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | XXXX | $180,791.28 | 16.070% | No | 26 | 26 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 29.46 | No | No | XXXX | $0.00 | $21,492.19 | No | No | No | No | 3 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | XXXX | XXXX | CMLTI 2026-LTV1-10284 | Non QM | XXXX | Yes | No | XXXX | XXXX | XXXX | 8.107% | $2,264.94 | $2,264.94 | 7.625% | No | No | Employed | Non-Permanent Resident Alien | Mexico | $2,841.31 | 2 | XXXX | $2,556.96 | XXXX | $213.08 | 49.467% | 49.467% | 49.467% | XXXX | 720 | No | No | [Borrower - XXXX | Primary Income - Wages]; Paystubs - 2026 [Borrower - XXXX | Primary Income - Wages]; VVOE - 2026 [Borrower - XXXX | Primary Income - Wages]; WVOE - 2026 [Borrower - XXXX | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXX | XXXX | $10,547.00 | XXXX | 5.980% | $14,000.00 | None | N/A | No | 7.625% | 1 | 2 | 0 | 3 | 2 | 0.00 | No | XXXX | $145,876.15 | 36.460% | No | 15 | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Passport | 21.62 | No | XXXX | $0.00 | $0.00 | Yes | No | No | No | 1 | 360 |