<?xml version="1.0" encoding="UTF-8"?>

<!--XBRL Document Created with the Workiva Platform-->
<!--Copyright 2026 Workiva-->
<!--r:019d6e02-93b0-7e50-9c58-279eb7633c0a,g:0b44a7f9-e24e-4c26-8667-bc4351eb0c89-->
<xs:schema xmlns:xs="http://www.w3.org/2001/XMLSchema" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:jpm="http://www.jpmorganchase.com/20260625" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:dtr-types="http://www.xbrl.org/dtr/type/2024-01-31" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" attributeFormDefault="unqualified" elementFormDefault="qualified" targetNamespace="http://www.jpmorganchase.com/20260625">
  <xs:import namespace="http://fasb.org/srt/2026" schemaLocation="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd"/>
  <xs:import namespace="http://fasb.org/us-gaap-ebp/2026" schemaLocation="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd"/>
  <xs:import namespace="http://fasb.org/us-gaap/2026" schemaLocation="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd"/>
  <xs:import namespace="http://www.xbrl.org/2003/instance" schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd"/>
  <xs:import namespace="http://www.xbrl.org/2003/linkbase" schemaLocation="http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd"/>
  <xs:import namespace="http://www.xbrl.org/dtr/type/2024-01-31" schemaLocation="https://www.xbrl.org/dtr/type/2024-01-31/types.xsd"/>
  <xs:import namespace="http://xbrl.org/2005/xbrldt" schemaLocation="http://www.xbrl.org/2005/xbrldt-2005.xsd"/>
  <xs:import namespace="http://xbrl.sec.gov/dei/2026" schemaLocation="https://xbrl.sec.gov/dei/2026/dei-2026.xsd"/>
  <xs:annotation>
    <xs:appinfo>
      <link:linkbaseRef xmlns:xlink="http://www.w3.org/1999/xlink" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="jpm-20260625_pre.xml" xlink:role="http://www.xbrl.org/2003/role/presentationLinkbaseRef" xlink:type="simple"/>
      <link:linkbaseRef xmlns:xlink="http://www.w3.org/1999/xlink" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="jpm-20260625_def.xml" xlink:role="http://www.xbrl.org/2003/role/definitionLinkbaseRef" xlink:type="simple"/>
      <link:linkbaseRef xmlns:xlink="http://www.w3.org/1999/xlink" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="jpm-20260625_lab.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:type="simple"/>
      <link:linkbaseRef xmlns:xlink="http://www.w3.org/1999/xlink" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="jpm-20260625_cal.xml" xlink:role="http://www.xbrl.org/2003/role/calculationLinkbaseRef" xlink:type="simple"/>
      <link:roleType id="Cover" roleURI="http://www.jpmorganchase.com/role/Cover">
        <link:definition>0000001 - Document - Cover</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="StatementsofNetAssetsAvailableforBenefits" roleURI="http://www.jpmorganchase.com/role/StatementsofNetAssetsAvailableforBenefits">
        <link:definition>0000002 - Statement - Statements of Net Assets Available for Benefits</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="StatementofChangesinNetAssetsAvailableforBenefits" roleURI="http://www.jpmorganchase.com/role/StatementofChangesinNetAssetsAvailableforBenefits">
        <link:definition>0000003 - Statement - Statement of Changes in Net Assets Available for Benefits</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="DescriptionofthePlan" roleURI="http://www.jpmorganchase.com/role/DescriptionofthePlan">
        <link:definition>0000004 - Disclosure - Description of the Plan</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="Summaryofsignificantaccountingpolicies" roleURI="http://www.jpmorganchase.com/role/Summaryofsignificantaccountingpolicies">
        <link:definition>0000005 - Disclosure - Summary of significant accounting policies</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="Fairvaluemeasurements" roleURI="http://www.jpmorganchase.com/role/Fairvaluemeasurements">
        <link:definition>0000006 - Disclosure - Fair value measurements</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="Investmentprogram" roleURI="http://www.jpmorganchase.com/role/Investmentprogram">
        <link:definition>0000007 - Disclosure - Investment program</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="SyntheticGICs" roleURI="http://www.jpmorganchase.com/role/SyntheticGICs">
        <link:definition>0000008 - Disclosure - Synthetic GICs</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="Derivativeinstruments" roleURI="http://www.jpmorganchase.com/role/Derivativeinstruments">
        <link:definition>0000009 - Disclosure - Derivative instruments</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="Transactionswithpartiesininterest" roleURI="http://www.jpmorganchase.com/role/Transactionswithpartiesininterest">
        <link:definition>0000010 - Disclosure - Transactions with parties in interest</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="Taxstatusandfederalincometaxes" roleURI="http://www.jpmorganchase.com/role/Taxstatusandfederalincometaxes">
        <link:definition>0000011 - Disclosure - Tax status and federal income taxes</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="Commitmentsandcontingencies" roleURI="http://www.jpmorganchase.com/role/Commitmentsandcontingencies">
        <link:definition>0000012 - Disclosure - Commitments and contingencies</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="Risksanduncertainties" roleURI="http://www.jpmorganchase.com/role/Risksanduncertainties">
        <link:definition>0000013 - Disclosure - Risks and uncertainties</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="Plantermination" roleURI="http://www.jpmorganchase.com/role/Plantermination">
        <link:definition>0000014 - Disclosure - Plan termination</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="Offcyclepayrollcontributions" roleURI="http://www.jpmorganchase.com/role/Offcyclepayrollcontributions">
        <link:definition>0000015 - Disclosure - Off-cycle payroll contributions</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="Subsequentevents" roleURI="http://www.jpmorganchase.com/role/Subsequentevents">
        <link:definition>0000016 - Disclosure - Subsequent events</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ScheduleofAssetsHeldatEndofYear" roleURI="http://www.jpmorganchase.com/role/ScheduleofAssetsHeldatEndofYear">
        <link:definition>0000017 - Disclosure - Schedule of Assets (Held at End of Year)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ScheduleofAssetsAcquiredandDisposedofWithinYear" roleURI="http://www.jpmorganchase.com/role/ScheduleofAssetsAcquiredandDisposedofWithinYear">
        <link:definition>0000018 - Disclosure - Schedule of Assets (Acquired and Disposed of Within Year)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ScheduleofLoansorFixedIncomeObligationsinDefaultorClassifiedasUncollectable" roleURI="http://www.jpmorganchase.com/role/ScheduleofLoansorFixedIncomeObligationsinDefaultorClassifiedasUncollectable">
        <link:definition>0000019 - Disclosure - Schedule of Loans or Fixed Income Obligations in Default or Classified as Uncollectable</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ScheduleofDelinquentParticipantContributions" roleURI="http://www.jpmorganchase.com/role/ScheduleofDelinquentParticipantContributions">
        <link:definition>0000020 - Disclosure - Schedule of Delinquent Participant Contributions</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="SummaryofsignificantaccountingpoliciesPolicies" roleURI="http://www.jpmorganchase.com/role/SummaryofsignificantaccountingpoliciesPolicies">
        <link:definition>0000021 - Disclosure - Summary of significant accounting policies (Policies)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="SummaryofsignificantaccountingpoliciesTables" roleURI="http://www.jpmorganchase.com/role/SummaryofsignificantaccountingpoliciesTables">
        <link:definition>0000022 - Disclosure - Summary of significant accounting policies (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="FairvaluemeasurementsTables" roleURI="http://www.jpmorganchase.com/role/FairvaluemeasurementsTables">
        <link:definition>0000023 - Disclosure - Fair value measurements (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="SyntheticGICsTables" roleURI="http://www.jpmorganchase.com/role/SyntheticGICsTables">
        <link:definition>0000024 - Disclosure - Synthetic GICs (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="DerivativeinstrumentsTables" roleURI="http://www.jpmorganchase.com/role/DerivativeinstrumentsTables">
        <link:definition>0000025 - Disclosure - Derivative instruments (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="TransactionswithpartiesininterestTables" roleURI="http://www.jpmorganchase.com/role/TransactionswithpartiesininterestTables">
        <link:definition>0000026 - Disclosure - Transactions with parties in interest (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="DescriptionofthePlanDetails" roleURI="http://www.jpmorganchase.com/role/DescriptionofthePlanDetails">
        <link:definition>0000027 - Disclosure - Description of the Plan (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="SummaryofsignificantaccountingpoliciesReconciliationofNetAssetsAvailableforBenefitspertheFinancialStatementstoForm5500Details" roleURI="http://www.jpmorganchase.com/role/SummaryofsignificantaccountingpoliciesReconciliationofNetAssetsAvailableforBenefitspertheFinancialStatementstoForm5500Details">
        <link:definition>0000028 - Disclosure - Summary of significant accounting policies - Reconciliation of Net Assets Available for Benefits per the Financial Statements to Form 5500 (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="SummaryofsignificantaccountingpoliciesReconciliationofBenefitsPaidtoParticipantspertheFinancialStatementstoForm5500Details" roleURI="http://www.jpmorganchase.com/role/SummaryofsignificantaccountingpoliciesReconciliationofBenefitsPaidtoParticipantspertheFinancialStatementstoForm5500Details">
        <link:definition>0000029 - Disclosure - Summary of significant accounting policies - Reconciliation of Benefits Paid to Participants per the Financial Statements to Form 5500 (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="FairvaluemeasurementsDetails" roleURI="http://www.jpmorganchase.com/role/FairvaluemeasurementsDetails">
        <link:definition>0000030 - Disclosure - Fair value measurements (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="InvestmentprogramDetails" roleURI="http://www.jpmorganchase.com/role/InvestmentprogramDetails">
        <link:definition>0000031 - Disclosure - Investment program (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="SyntheticGICsDetails" roleURI="http://www.jpmorganchase.com/role/SyntheticGICsDetails">
        <link:definition>0000032 - Disclosure - Synthetic GICs (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="DerivativeinstrumentsNotionalAmountDetails" roleURI="http://www.jpmorganchase.com/role/DerivativeinstrumentsNotionalAmountDetails">
        <link:definition>0000033 - Disclosure - Derivative instruments - Notional Amount (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="DerivativeinstrumentsGrossFairValueofDerivativesReceivableDetails" roleURI="http://www.jpmorganchase.com/role/DerivativeinstrumentsGrossFairValueofDerivativesReceivableDetails">
        <link:definition>0000034 - Disclosure - Derivative instruments - Gross Fair Value of Derivatives Receivable (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="DerivativeinstrumentsDerivativesGainsandLossesDetails" roleURI="http://www.jpmorganchase.com/role/DerivativeinstrumentsDerivativesGainsandLossesDetails">
        <link:definition>0000035 - Disclosure - Derivative instruments - Derivatives Gains and Losses (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="DerivativeinstrumentsCreditRiskDetails" roleURI="http://www.jpmorganchase.com/role/DerivativeinstrumentsCreditRiskDetails">
        <link:definition>0000036 - Disclosure - Derivative instruments - Credit Risk (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="DerivativeinstrumentsProtectionSoldCreditDerivativesDetails" roleURI="http://www.jpmorganchase.com/role/DerivativeinstrumentsProtectionSoldCreditDerivativesDetails">
        <link:definition>0000037 - Disclosure - Derivative instruments - Protection Sold Credit Derivatives (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="TransactionswithpartiesininterestDetails" roleURI="http://www.jpmorganchase.com/role/TransactionswithpartiesininterestDetails">
        <link:definition>0000038 - Disclosure - Transactions with parties in interest (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ScheduleofAssetsHeldatEndofYearDetails" roleURI="http://www.jpmorganchase.com/role/ScheduleofAssetsHeldatEndofYearDetails">
        <link:definition>0000039 - Disclosure - Schedule of Assets (Held at End of Year) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ScheduleofAssetsHeldatEndofYearDetails_1" roleURI="http://www.jpmorganchase.com/role/ScheduleofAssetsHeldatEndofYearDetails_1">
        <link:definition>0000039 - Disclosure - Schedule of Assets (Held at End of Year) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ScheduleofAssetsAcquiredandDisposedofWithinYearDetails" roleURI="http://www.jpmorganchase.com/role/ScheduleofAssetsAcquiredandDisposedofWithinYearDetails">
        <link:definition>0000040 - Disclosure - Schedule of Assets (Acquired and Disposed of Within Year) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ScheduleofAssetsAcquiredandDisposedofWithinYearDetails_1" roleURI="http://www.jpmorganchase.com/role/ScheduleofAssetsAcquiredandDisposedofWithinYearDetails_1">
        <link:definition>0000040 - Disclosure - Schedule of Assets (Acquired and Disposed of Within Year) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ScheduleofLoansorFixedIncomeObligationsinDefaultorClassifiedasUncollectableDetails" roleURI="http://www.jpmorganchase.com/role/ScheduleofLoansorFixedIncomeObligationsinDefaultorClassifiedasUncollectableDetails">
        <link:definition>0000041 - Disclosure - Schedule of Loans or Fixed Income Obligations in Default or Classified as Uncollectable (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ScheduleofLoansorFixedIncomeObligationsinDefaultorClassifiedasUncollectableDetails_1" roleURI="http://www.jpmorganchase.com/role/ScheduleofLoansorFixedIncomeObligationsinDefaultorClassifiedasUncollectableDetails_1">
        <link:definition>0000041 - Disclosure - Schedule of Loans or Fixed Income Obligations in Default or Classified as Uncollectable (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ScheduleofDelinquentParticipantContributionsDetails" roleURI="http://www.jpmorganchase.com/role/ScheduleofDelinquentParticipantContributionsDetails">
        <link:definition>0000042 - Disclosure - Schedule of Delinquent Participant Contributions (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
    </xs:appinfo>
  </xs:annotation>
  <xs:element id="jpm_EBP002Member" abstract="true" name="EBP002Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="jpm_EBPInvestmentsTextBlock" abstract="false" name="EBPInvestmentsTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
  <xs:element id="jpm_EBPScheduleOfObligationsInDefaultOrUncollectibleAbstract" abstract="true" name="EBPScheduleOfObligationsInDefaultOrUncollectibleAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="jpm_EBPScheduleOfObligationsInDefaultOrUncollectibleTable" abstract="true" name="EBPScheduleOfObligationsInDefaultOrUncollectibleTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="jpm_EBPScheduleOfObligationsInDefaultOrUncollectibleLineItems" abstract="true" name="EBPScheduleOfObligationsInDefaultOrUncollectibleLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="jpm_EBPScheduleOfObligationsInDefaultOrUncollectibleTextBlock" abstract="false" name="EBPScheduleOfObligationsInDefaultOrUncollectibleTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
  <xs:element id="jpm_EBPReconciliationOfFinancialStatementToForm5500PolicyTextBlock" abstract="false" name="EBPReconciliationOfFinancialStatementToForm5500PolicyTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
  <xs:element id="jpm_EBPForeignCurrencyTranslationPolicyTextBlock" abstract="false" name="EBPForeignCurrencyTranslationPolicyTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
  <xs:element id="jpm_EBPScheduleOfFairValueMethodologiesTableTextBlock" abstract="false" name="EBPScheduleOfFairValueMethodologiesTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
  <xs:element id="jpm_EBPEligibilityAxis" abstract="true" name="EBPEligibilityAxis" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType"/>
  <xs:element id="jpm_EBPEligibilityDomain" abstract="true" name="EBPEligibilityDomain" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="jpm_PartTimeTwentyHoursOrMoreAWeekMember" abstract="true" name="PartTimeTwentyHoursOrMoreAWeekMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="jpm_InternTemporaryOrSeasonalLessThanTwentyHoursAWeekMember" abstract="true" name="InternTemporaryOrSeasonalLessThanTwentyHoursAWeekMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="jpm_EBPEmployerContributionTypeAxis" abstract="true" name="EBPEmployerContributionTypeAxis" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType"/>
  <xs:element id="jpm_EBPEmployerContributionTypeDomain" abstract="true" name="EBPEmployerContributionTypeDomain" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="jpm_EBPEmployerMatchingContributionMember" abstract="true" name="EBPEmployerMatchingContributionMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="jpm_EBPEmployerNonMatchingContributionMember" abstract="true" name="EBPEmployerNonMatchingContributionMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="jpm_EBPEmployerDiscretionaryContributionsMember" abstract="true" name="EBPEmployerDiscretionaryContributionsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="jpm_EBPNumberOfStatesWithRetailBranches" abstract="false" name="EBPNumberOfStatesWithRetailBranches" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:integerItemType"/>
  <xs:element id="jpm_EBPRequisiteServicePeriod" abstract="false" name="EBPRequisiteServicePeriod" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="jpm_EBPOptOutPeriod" abstract="false" name="EBPOptOutPeriod" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="jpm_EBPParticipantContributionAutomaticAnnualIncreaseDeferralRate" abstract="false" name="EBPParticipantContributionAutomaticAnnualIncreaseDeferralRate" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="jpm_EBPParticipantContributionPretaxMaximumAnnualCompensationToEligibleCompensationPercentage" abstract="false" name="EBPParticipantContributionPretaxMaximumAnnualCompensationToEligibleCompensationPercentage" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="jpm_EBPParticipantContributionPretaxIncrementalIncreaseInCompensationToEligibleCompensationPercentage" abstract="false" name="EBPParticipantContributionPretaxIncrementalIncreaseInCompensationToEligibleCompensationPercentage" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="jpm_EBPParticipantContributionAftertaxMaximumAnnualCompensationToEligibleCompensationAmount" abstract="false" name="EBPParticipantContributionAftertaxMaximumAnnualCompensationToEligibleCompensationAmount" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="jpm_EBPEmployerContributionParticipantAnnualCompensationWithCappedMatch" abstract="false" name="EBPEmployerContributionParticipantAnnualCompensationWithCappedMatch" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="jpm_EBPEmployerContributionParticipantCompensationWithCappedMatchAnnualAmountOfCap" abstract="false" name="EBPEmployerContributionParticipantCompensationWithCappedMatchAnnualAmountOfCap" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="jpm_EBPEmployerContributionAnnualCompensationNoLongerConsideredForMatch" abstract="false" name="EBPEmployerContributionAnnualCompensationNoLongerConsideredForMatch" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="jpm_EBPEmployerNonMatchingContributionMaximumParticipantAnnualCompensation" abstract="false" name="EBPEmployerNonMatchingContributionMaximumParticipantAnnualCompensation" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="jpm_EBPEmployerNonMatchingContributionMaximumEligibleCompensation" abstract="false" name="EBPEmployerNonMatchingContributionMaximumEligibleCompensation" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="jpm_EBPEmployerContributionVestingPercentage" abstract="false" name="EBPEmployerContributionVestingPercentage" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="jpm_EBPParticipantContributionVestingPercentage" abstract="false" name="EBPParticipantContributionVestingPercentage" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="jpm_EBPEmployerContributionVestingServicePeriod" abstract="false" name="EBPEmployerContributionVestingServicePeriod" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="jpm_EBPForfeitedNonvestedAccountDecreaseFromEmployerContributionAndAdministrativeExpense" abstract="false" name="EBPForfeitedNonvestedAccountDecreaseFromEmployerContributionAndAdministrativeExpense" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="jpm_EBPInvoluntaryCashOutLimit" abstract="false" name="EBPInvoluntaryCashOutLimit" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="jpm_EBPTerminationWithdrawalOfSpecifiedAmountMinimum" abstract="false" name="EBPTerminationWithdrawalOfSpecifiedAmountMinimum" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="jpm_EBPNoteReceivableFromParticipantAccountMaximumBorrowingReductionForHighestBalancePeriod" abstract="false" name="EBPNoteReceivableFromParticipantAccountMaximumBorrowingReductionForHighestBalancePeriod" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="jpm_EBPNoteReceivableFromParticipantGeneralLoanMaximumBorrowingTerm" abstract="false" name="EBPNoteReceivableFromParticipantGeneralLoanMaximumBorrowingTerm" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="jpm_EBPNoteReceivableFromParticipantPrimaryResidenceMaximumBorrowingTerm" abstract="false" name="EBPNoteReceivableFromParticipantPrimaryResidenceMaximumBorrowingTerm" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="jpm_EBPNoteReceivableFromParticipantMaximumNumberOfLoansOutstanding" abstract="false" name="EBPNoteReceivableFromParticipantMaximumNumberOfLoansOutstanding" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:integerItemType"/>
  <xs:element id="jpm_OtherEquitySecuritiesMember" abstract="true" name="OtherEquitySecuritiesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="jpm_CorporateDebtSecuritiesAndAssetBackedSecuritiesMember" abstract="true" name="CorporateDebtSecuritiesAndAssetBackedSecuritiesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="jpm_USTreasuryAndGovernmentAndNonUSGovernmentDebtSecuritiesMember" abstract="true" name="USTreasuryAndGovernmentAndNonUSGovernmentDebtSecuritiesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="jpm_TargetDateFundsMember" abstract="true" name="TargetDateFundsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="jpm_CoreInvestmentFundsMember" abstract="true" name="CoreInvestmentFundsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="jpm_DomesticEquityFundsMember" abstract="true" name="DomesticEquityFundsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="jpm_DomesticEquityFundsIndexMember" abstract="true" name="DomesticEquityFundsIndexMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="jpm_InternationalEquityFundsMember" abstract="true" name="InternationalEquityFundsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="jpm_InternationalEquityFunds.IndexMember" abstract="true" name="InternationalEquityFunds.IndexMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="jpm_EmergingMarketsEquityIndexFundMember" abstract="true" name="EmergingMarketsEquityIndexFundMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="jpm_EBPNumberOfInvestmentOptions" abstract="false" name="EBPNumberOfInvestmentOptions" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:integerItemType"/>
  <xs:element id="jpm_VOYAContractMember" abstract="true" name="VOYAContractMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="jpm_PrudentialContractMember" abstract="true" name="PrudentialContractMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="jpm_MetlifeContractMember" abstract="true" name="MetlifeContractMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="jpm_TransamericaContractMember" abstract="true" name="TransamericaContractMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="jpm_PacificLifeContractMember" abstract="true" name="PacificLifeContractMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="jpm_EBPInvestmentExcludingPlanInterestInMasterTrustContractValueUnrealizedGainLoss" abstract="false" name="EBPInvestmentExcludingPlanInterestInMasterTrustContractValueUnrealizedGainLoss" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="jpm_EBPInvestmentExcludingPlanInterestInMasterTrustContractValueUnderlyingAsset" abstract="false" name="EBPInvestmentExcludingPlanInterestInMasterTrustContractValueUnderlyingAsset" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="jpm_InterestRateFutureAndForwardMember" abstract="true" name="InterestRateFutureAndForwardMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="jpm_InterestRateWrittenOptionMember" abstract="true" name="InterestRateWrittenOptionMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="jpm_InterestRatePurchaseOptionMember" abstract="true" name="InterestRatePurchaseOptionMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="jpm_ForeignExchangeSpotFutureAndForwardMember" abstract="true" name="ForeignExchangeSpotFutureAndForwardMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="jpm_EquityFurtureAndForwardsMember" abstract="true" name="EquityFurtureAndForwardsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="jpm_EBPDerivativeCreditRiskContingentFeatureLiabilityPositionCashCollateralPostedFairValue" abstract="false" name="EBPDerivativeCreditRiskContingentFeatureLiabilityPositionCashCollateralPostedFairValue" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="jpm_EBPDerivativeCreditRiskContingentFeatureLiabilityPositionSecuritiesCollateralPostedFairValue" abstract="false" name="EBPDerivativeCreditRiskContingentFeatureLiabilityPositionSecuritiesCollateralPostedFairValue" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="jpm_EBPProtectionSoldCreditDerivativesAndCreditRelatedNotesRatingsLessThanOneYear" abstract="false" name="EBPProtectionSoldCreditDerivativesAndCreditRelatedNotesRatingsLessThanOneYear" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="jpm_EBPProtectionSoldCreditDerivativesAndCreditRelatedNotesRatingsFromOneToFiveYears" abstract="false" name="EBPProtectionSoldCreditDerivativesAndCreditRelatedNotesRatingsFromOneToFiveYears" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="jpm_EBPProtectionSoldCreditDerivativesAndCreditRelatedNotesMoreThanFiveYears" abstract="false" name="EBPProtectionSoldCreditDerivativesAndCreditRelatedNotesMoreThanFiveYears" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="jpm_EBPCreditDerivativeAssetsAtFairValue" abstract="false" name="EBPCreditDerivativeAssetsAtFairValue" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="jpm_EBPCreditDerivativeLiabilitiesAtFairValue" abstract="false" name="EBPCreditDerivativeLiabilitiesAtFairValue" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="jpm_EBPCreditDerivativeFairValueNet" abstract="false" name="EBPCreditDerivativeFairValueNet" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="jpm_CoreBondFundMember" abstract="true" name="CoreBondFundMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="jpm_EmergingMarketsDebtFundMember" abstract="true" name="EmergingMarketsDebtFundMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="jpm_ShortTermFixedIncomeFundMember" abstract="true" name="ShortTermFixedIncomeFundMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="jpm_SmallCapCoreFundMember" abstract="true" name="SmallCapCoreFundMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="jpm_StableValueFundMember" abstract="true" name="StableValueFundMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="jpm_InvestmentsAtFairValueMember" abstract="true" name="InvestmentsAtFairValueMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="jpm_CollectiveInvestmentFundsMember" abstract="true" name="CollectiveInvestmentFundsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="jpm_EBPDerivativeForwardExchangeRate" abstract="false" name="EBPDerivativeForwardExchangeRate" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:pureItemType"/>
  <xs:element id="jpm_EBPDerivativeSpotExchangeRate" abstract="false" name="EBPDerivativeSpotExchangeRate" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:pureItemType"/>
  <xs:element id="jpm_EBPDerivativeBasisSpreadOnVariableRate" abstract="false" name="EBPDerivativeBasisSpreadOnVariableRate" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="jpm_EBPDerivativeInterestRate" abstract="false" name="EBPDerivativeInterestRate" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="jpm_EBPScheduleOfObligationsInDefaultOrUncollectibleOriginalLoanAmount" abstract="false" name="EBPScheduleOfObligationsInDefaultOrUncollectibleOriginalLoanAmount" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="jpm_EBPScheduleOfObligationsInDefaultOrUncollectibleAmountReceivedPrincipal" abstract="false" name="EBPScheduleOfObligationsInDefaultOrUncollectibleAmountReceivedPrincipal" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="jpm_EBPScheduleOfObligationsInDefaultOrUncollectibleAmountReceivedInterest" abstract="false" name="EBPScheduleOfObligationsInDefaultOrUncollectibleAmountReceivedInterest" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="jpm_EBPScheduleOfObligationsInDefaultOrUncollectibleUnpaidBalance" abstract="false" name="EBPScheduleOfObligationsInDefaultOrUncollectibleUnpaidBalance" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="jpm_EBPScheduleOfObligationsInDefaultOrUncollectibleInterestRate" abstract="false" name="EBPScheduleOfObligationsInDefaultOrUncollectibleInterestRate" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="jpm_EBPScheduleOfObligationsInDefaultOrUncollectibleAmountOverduePrincipal" abstract="false" name="EBPScheduleOfObligationsInDefaultOrUncollectibleAmountOverduePrincipal" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="jpm_EBPScheduleOfObligationsInDefaultOrUncollectibleAmountOverdueInterest" abstract="false" name="EBPScheduleOfObligationsInDefaultOrUncollectibleAmountOverdueInterest" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
</xs:schema>
