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  <xsd:element id="wabc_EBPVestingYearsOfServiceTrancheOne" name="EBPVestingYearsOfServiceTrancheOne" nillable="true" substitutionGroup="xbrli:item" type="xbrli:durationItemType" xbrli:periodType="instant"/>
  <xsd:element id="wabc_EBPVestingYearsOfServiceTrancheThree" name="EBPVestingYearsOfServiceTrancheThree" nillable="true" substitutionGroup="xbrli:item" type="xbrli:durationItemType" xbrli:periodType="instant"/>
  <xsd:element id="wabc_EBPVestingYearsOfServiceTrancheTwo" name="EBPVestingYearsOfServiceTrancheTwo" nillable="true" substitutionGroup="xbrli:item" type="xbrli:durationItemType" xbrli:periodType="instant"/>
  <xsd:element id="wabc_EmployeeBenefitPlanInvestmentTransfersBetweenFairValueLevels" name="EmployeeBenefitPlanInvestmentTransfersBetweenFairValueLevels" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="wabc_NoteToFinancialStatementDetailsTextual" name="NoteToFinancialStatementDetailsTextual" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="wabc_NotesToFinancialStatements" name="NotesToFinancialStatements" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="wabc_NotesToFinancialStatementsAbstract" name="NotesToFinancialStatementsAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="wabc_PolicyTable" name="PolicyTable" nillable="true" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element id="wabc_TheVanguardGroupIncMember" name="TheVanguardGroupIncMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element id="wabc_WestamericaBancorporationMember" name="WestamericaBancorporationMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="wabc_statement-statement-note-3-investment-in-westamerica-bancorporation-common-stock-investments-details" name="statement-statement-note-3-investment-in-westamerica-bancorporation-common-stock-investments-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="wabc_statement-statement-note-3-investment-in-westamerica-bancorporation-common-stock-tables" name="statement-statement-note-3-investment-in-westamerica-bancorporation-common-stock-tables" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="wabc_statement-statement-note-4-fair-value-measurements-plan-assets-details" name="statement-statement-note-4-fair-value-measurements-plan-assets-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="wabc_statement-statement-note-4-fair-value-measurements-plan-assets-details49880291-81EB-46E4-A83D-A8D5A19F4135" name="statement-statement-note-4-fair-value-measurements-plan-assets-details49880291-81EB-46E4-A83D-A8D5A19F4135" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="wabc_statement-statement-note-4-fair-value-measurements-tables" name="statement-statement-note-4-fair-value-measurements-tables" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="wabc_statement-statement-note-7-reconciliation-of-financial-statements-to-form-5500-reconciliation-details" name="statement-statement-note-7-reconciliation-of-financial-statements-to-form-5500-reconciliation-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="wabc_statement-statement-note-7-reconciliation-of-financial-statements-to-form-5500-reconciliation-detailsA07BDA35-498F-4A07-861A-FE52C0C674AD" name="statement-statement-note-7-reconciliation-of-financial-statements-to-form-5500-reconciliation-detailsA07BDA35-498F-4A07-861A-FE52C0C674AD" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="wabc_statement-statement-note-7-reconciliation-of-financial-statements-to-form-5500-tables" name="statement-statement-note-7-reconciliation-of-financial-statements-to-form-5500-tables" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="wabc_statement-statement-schedule-h-line-4i-schedule-of-assets-2-details" name="statement-statement-schedule-h-line-4i-schedule-of-assets-2-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="wabc_statement-statement-schedule-h-line-4i-schedule-of-assets-details" name="statement-statement-schedule-h-line-4i-schedule-of-assets-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="wabc_statement-statement-schedule-h-line-4i-schedule-of-assets-details0B5BD4EE-9F07-478B-AAC5-F5E11B64AF9E" name="statement-statement-schedule-h-line-4i-schedule-of-assets-details0B5BD4EE-9F07-478B-AAC5-F5E11B64AF9E" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="wabc_statement-statement-schedule-h-line-4i-schedule-of-assets-details7D941492-71D3-41E6-AFAB-EB8F1822A6A0" name="statement-statement-schedule-h-line-4i-schedule-of-assets-details7D941492-71D3-41E6-AFAB-EB8F1822A6A0" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="wabc_statement-statement-schedule-h-line-4i-tables" name="statement-statement-schedule-h-line-4i-tables" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="wabc_statement-statement-significant-accounting-policies-policies" name="statement-statement-significant-accounting-policies-policies" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
</xsd:schema>
