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        <link:definition>1003 - Statement - Consolidated Income Statements</link:definition>
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        <link:definition>1004 - Statement - Consolidated Statements of Comprehensive Income</link:definition>
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        <link:definition>1005 - Statement - Consolidated Statements of Changes in Equity</link:definition>
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        <link:definition>999003 - Disclosure - Critical Accounting Estimates and Judgments</link:definition>
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        <link:definition>999005 - Disclosure - Cash and Deposits with Banks</link:definition>
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        <link:definition>999006 - Disclosure - Trading Assets</link:definition>
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        <link:definition>999007 - Disclosure - Derivative Financial Instruments and Hedge Accounting</link:definition>
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        <link:definition>999008 - Disclosure - Financial Assets at Fair Value through Profit or Loss</link:definition>
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      <link:roleType roleURI="http://www.smfg.co.jp/role/InvestmentSecurities" id="InvestmentSecurities">
        <link:definition>999009 - Disclosure - Investment Securities</link:definition>
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        <link:definition>999010 - Disclosure - Loans and Advances</link:definition>
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        <link:definition>999011 - Disclosure - Investments in Associates and Joint Ventures</link:definition>
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        <link:definition>999012 - Disclosure - Property, Plant and Equipment</link:definition>
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        <link:definition>999013 - Disclosure - Leases</link:definition>
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      <link:roleType roleURI="http://www.smfg.co.jp/role/IntangibleAssets" id="IntangibleAssets">
        <link:definition>999014 - Disclosure - Intangible Assets</link:definition>
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        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
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      <link:roleType roleURI="http://www.smfg.co.jp/role/OtherAssets" id="OtherAssets">
        <link:definition>999015 - Disclosure - Other Assets</link:definition>
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        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
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      <link:roleType roleURI="http://www.smfg.co.jp/role/Deposits" id="Deposits">
        <link:definition>999016 - Disclosure - Deposits</link:definition>
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        <link:usedOn>link:calculationLink</link:usedOn>
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      <link:roleType roleURI="http://www.smfg.co.jp/role/TradingLiabilities" id="TradingLiabilities">
        <link:definition>999017 - Disclosure - Trading Liabilities</link:definition>
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        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.smfg.co.jp/role/FinancialLiabilitiesDesignatedAtFairValueThroughProfitOrLoss" id="FinancialLiabilitiesDesignatedAtFairValueThroughProfitOrLoss">
        <link:definition>999018 - Disclosure - Financial Liabilities Designated At Fair Value Through Profit Or Loss</link:definition>
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        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
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      <link:roleType roleURI="http://www.smfg.co.jp/role/Borrowings" id="Borrowings">
        <link:definition>999019 - Disclosure - Borrowings</link:definition>
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        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.smfg.co.jp/role/DebtSecuritiesInIssue" id="DebtSecuritiesInIssue">
        <link:definition>999020 - Disclosure - Debt Securities in Issue</link:definition>
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        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.smfg.co.jp/role/Provisions" id="Provisions">
        <link:definition>999021 - Disclosure - Provisions</link:definition>
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        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
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      <link:roleType roleURI="http://www.smfg.co.jp/role/OtherLiabilities" id="OtherLiabilities">
        <link:definition>999022 - Disclosure - Other Liabilities</link:definition>
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        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.smfg.co.jp/role/DeferredIncomeTax" id="DeferredIncomeTax">
        <link:definition>999023 - Disclosure - Deferred Income Tax</link:definition>
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        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
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      <link:roleType roleURI="http://www.smfg.co.jp/role/RetirementBenefits" id="RetirementBenefits">
        <link:definition>999024 - Disclosure - Retirement Benefits</link:definition>
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        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
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      <link:roleType roleURI="http://www.smfg.co.jp/role/ShareholdersEquity" id="ShareholdersEquity">
        <link:definition>999025 - Disclosure - Shareholders' Equity</link:definition>
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        <link:usedOn>link:definitionLink</link:usedOn>
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      </link:roleType>
      <link:roleType roleURI="http://www.smfg.co.jp/role/EquityAttributableToOtherEquityInstrumentsHolders" id="EquityAttributableToOtherEquityInstrumentsHolders">
        <link:definition>999026 - Disclosure - Equity Attributable To Other Equity Instruments Holders</link:definition>
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        <link:usedOn>link:definitionLink</link:usedOn>
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      </link:roleType>
      <link:roleType roleURI="http://www.smfg.co.jp/role/NetInterestIncome" id="NetInterestIncome">
        <link:definition>999027 - Disclosure - Net Interest Income</link:definition>
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        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.smfg.co.jp/role/NetFeeAndCommissionIncome" id="NetFeeAndCommissionIncome">
        <link:definition>999028 - Disclosure - Net Fee and Commission Income</link:definition>
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        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.smfg.co.jp/role/NetTradingIncomeLoss" id="NetTradingIncomeLoss">
        <link:definition>999029 - Disclosure - Net Trading Income (Loss)</link:definition>
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        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
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      <link:roleType roleURI="http://www.smfg.co.jp/role/NetIncomeFromFinancialAssetsAndLiabilitiesAtFairValueThroughProfitOrLoss" id="NetIncomeFromFinancialAssetsAndLiabilitiesAtFairValueThroughProfitOrLoss">
        <link:definition>999030 - Disclosure - Net Income From Financial Assets And Liabilities At Fair Value Through Profit Or Loss</link:definition>
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      <link:roleType roleURI="http://www.smfg.co.jp/role/NetInvestmentIncome" id="NetInvestmentIncome">
        <link:definition>999031 - Disclosure - Net Investment Income</link:definition>
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        <link:usedOn>link:calculationLink</link:usedOn>
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      <link:roleType roleURI="http://www.smfg.co.jp/role/NetGainsLossesArisingFromDerecognitionOfFinancialAssetsAtAmortizedCost" id="NetGainsLossesArisingFromDerecognitionOfFinancialAssetsAtAmortizedCost">
        <link:definition>999032 - Disclosure - Net Gains (Losses) Arising From Derecognition of Financial Assets at Amortized Cost</link:definition>
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        <link:usedOn>link:definitionLink</link:usedOn>
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      <link:roleType roleURI="http://www.smfg.co.jp/role/OtherIncome" id="OtherIncome">
        <link:definition>999033 - Disclosure - Other Income</link:definition>
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        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.smfg.co.jp/role/ImpairmentChargesOnFinancialAssets" id="ImpairmentChargesOnFinancialAssets">
        <link:definition>999034 - Disclosure - Impairment Charges on Financial Assets</link:definition>
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        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
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      <link:roleType roleURI="http://www.smfg.co.jp/role/GeneralAndAdministrativeExpenses" id="GeneralAndAdministrativeExpenses">
        <link:definition>999035 - Disclosure - General and Administrative Expenses</link:definition>
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      <link:roleType roleURI="http://www.smfg.co.jp/role/OtherExpenses" id="OtherExpenses">
        <link:definition>999036 - Disclosure - Other Expenses</link:definition>
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      <link:roleType roleURI="http://www.smfg.co.jp/role/IncomeTaxExpense" id="IncomeTaxExpense">
        <link:definition>999037 - Disclosure - Income Tax Expense</link:definition>
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      <link:roleType roleURI="http://www.smfg.co.jp/role/EarningsPerShare" id="EarningsPerShare">
        <link:definition>999038 - Disclosure - Earnings Per Share</link:definition>
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      <link:roleType roleURI="http://www.smfg.co.jp/role/TransfersOfFinancialAssets" id="TransfersOfFinancialAssets">
        <link:definition>999039 - Disclosure - Transfers of Financial Assets</link:definition>
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      <link:roleType roleURI="http://www.smfg.co.jp/role/AssetsPledgedAndReceivedAsCollateral" id="AssetsPledgedAndReceivedAsCollateral">
        <link:definition>999040 - Disclosure - Assets Pledged and Received as Collateral</link:definition>
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        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.smfg.co.jp/role/ShareBasedPayment" id="ShareBasedPayment">
        <link:definition>999041 - Disclosure - Share-based Payment</link:definition>
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        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.smfg.co.jp/role/DividendsPerShare" id="DividendsPerShare">
        <link:definition>999042 - Disclosure - Dividends Per Share</link:definition>
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        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.smfg.co.jp/role/ContingencyAndCapitalCommitments" id="ContingencyAndCapitalCommitments">
        <link:definition>999043 - Disclosure - Contingency and Capital Commitments</link:definition>
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        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.smfg.co.jp/role/AnalysisOfFinancialAssetsAndLiabilitiesByMeasurementBasis" id="AnalysisOfFinancialAssetsAndLiabilitiesByMeasurementBasis">
        <link:definition>999044 - Disclosure - Analysis of Financial Assets and Liabilities by Measurement Basis</link:definition>
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        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.smfg.co.jp/role/FairValueOfFinancialAssetsAndLiabilities" id="FairValueOfFinancialAssetsAndLiabilities">
        <link:definition>999045 - Disclosure - Fair Value of Financial Assets and Liabilities</link:definition>
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        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.smfg.co.jp/role/OffsettingOfFinancialAssetsAndLiabilities" id="OffsettingOfFinancialAssetsAndLiabilities">
        <link:definition>999046 - Disclosure - Offsetting of Financial Assets and Liabilities</link:definition>
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        <link:usedOn>link:definitionLink</link:usedOn>
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      </link:roleType>
      <link:roleType roleURI="http://www.smfg.co.jp/role/FinancialRiskManagement" id="FinancialRiskManagement">
        <link:definition>999047 - Disclosure - Financial Risk Management</link:definition>
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      <link:roleType roleURI="http://www.smfg.co.jp/role/RelatedPartyTransactions" id="RelatedPartyTransactions">
        <link:definition>999048 - Disclosure - Related-Party Transactions</link:definition>
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        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.smfg.co.jp/role/PrincipalSubsidiaries" id="PrincipalSubsidiaries">
        <link:definition>999049 - Disclosure - Principal Subsidiaries</link:definition>
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        <link:usedOn>link:calculationLink</link:usedOn>
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      <link:roleType roleURI="http://www.smfg.co.jp/role/StructuredEntities" id="StructuredEntities">
        <link:definition>999050 - Disclosure - Structured Entities</link:definition>
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        <link:usedOn>link:calculationLink</link:usedOn>
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      <link:roleType roleURI="http://www.smfg.co.jp/role/Acquisitions" id="Acquisitions">
        <link:definition>999051 - Disclosure - Acquisitions</link:definition>
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      <link:roleType roleURI="http://www.smfg.co.jp/role/CurrentAndNonCurrentDistinction" id="CurrentAndNonCurrentDistinction">
        <link:definition>999052 - Disclosure - Current and Non-current Distinction</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.smfg.co.jp/role/CondensedFinancialInformationOfRegistrantSmfg" id="CondensedFinancialInformationOfRegistrantSmfg">
        <link:definition>999053 - Disclosure - Condensed Financial Information of Registrant (SMFG)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
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      <link:roleType roleURI="http://www.smfg.co.jp/role/SummaryOfMaterialAccountingPoliciesPolicies" id="SummaryOfMaterialAccountingPoliciesPolicies">
        <link:definition>999054 - Disclosure - Summary of Material Accounting Policies (Policies)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
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      <link:roleType roleURI="http://www.smfg.co.jp/role/CriticalAccountingEstimatesAndJudgmentsTables" id="CriticalAccountingEstimatesAndJudgmentsTables">
        <link:definition>999055 - Disclosure - Critical Accounting Estimates and Judgments (Tables)</link:definition>
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        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.smfg.co.jp/role/SegmentAnalysisTables" id="SegmentAnalysisTables">
        <link:definition>999056 - Disclosure - Segment Analysis (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
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      <link:roleType roleURI="http://www.smfg.co.jp/role/CashAndDepositsWithBanksTables" id="CashAndDepositsWithBanksTables">
        <link:definition>999057 - Disclosure - Cash and Deposits with Banks (Tables)</link:definition>
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        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
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      <link:roleType roleURI="http://www.smfg.co.jp/role/TradingAssetsTables" id="TradingAssetsTables">
        <link:definition>999058 - Disclosure - Trading Assets (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
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      <link:roleType roleURI="http://www.smfg.co.jp/role/DerivativeFinancialInstrumentsAndHedgeAccountingTables" id="DerivativeFinancialInstrumentsAndHedgeAccountingTables">
        <link:definition>999059 - Disclosure - Derivative Financial Instruments and Hedge Accounting (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.smfg.co.jp/role/FinancialAssetsAtFairValueThroughProfitOrLossTables" id="FinancialAssetsAtFairValueThroughProfitOrLossTables">
        <link:definition>999060 - Disclosure - Financial Assets at Fair Value through Profit or Loss (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.smfg.co.jp/role/InvestmentSecuritiesTables" id="InvestmentSecuritiesTables">
        <link:definition>999061 - Disclosure - Investment Securities (Tables)</link:definition>
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        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.smfg.co.jp/role/LoansAndAdvancesTables" id="LoansAndAdvancesTables">
        <link:definition>999062 - Disclosure - Loans and Advances (Tables)</link:definition>
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        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
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      <link:roleType roleURI="http://www.smfg.co.jp/role/InvestmentsInAssociatesAndJointVenturesTables" id="InvestmentsInAssociatesAndJointVenturesTables">
        <link:definition>999063 - Disclosure - Investments in Associates and Joint Ventures (Tables)</link:definition>
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        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.smfg.co.jp/role/PropertyPlantAndEquipmentTables" id="PropertyPlantAndEquipmentTables">
        <link:definition>999064 - Disclosure - Property, Plant and Equipment (Tables)</link:definition>
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        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.smfg.co.jp/role/LeasesTables" id="LeasesTables">
        <link:definition>999065 - Disclosure - Leases (Tables)</link:definition>
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        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.smfg.co.jp/role/IntangibleAssetsTables" id="IntangibleAssetsTables">
        <link:definition>999066 - Disclosure - Intangible Assets (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.smfg.co.jp/role/OtherAssetsTables" id="OtherAssetsTables">
        <link:definition>999067 - Disclosure - Other Assets (Tables)</link:definition>
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        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.smfg.co.jp/role/DepositsTables" id="DepositsTables">
        <link:definition>999068 - Disclosure - Deposits (Tables)</link:definition>
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        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.smfg.co.jp/role/TradingLiabilitiesTables" id="TradingLiabilitiesTables">
        <link:definition>999069 - Disclosure - Trading Liabilities (Tables)</link:definition>
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        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
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      <link:roleType roleURI="http://www.smfg.co.jp/role/FinancialLiabilitiesDesignatedAtFairValueThroughProfitOrLossTables" id="FinancialLiabilitiesDesignatedAtFairValueThroughProfitOrLossTables">
        <link:definition>999070 - Disclosure - Financial Liabilities Designated At Fair Value Through Profit Or Loss (Tables)</link:definition>
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        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.smfg.co.jp/role/BorrowingsTables" id="BorrowingsTables">
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        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.smfg.co.jp/role/DebtSecuritiesInIssueTables" id="DebtSecuritiesInIssueTables">
        <link:definition>999072 - Disclosure - Debt Securities in Issue (Tables)</link:definition>
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        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.smfg.co.jp/role/ProvisionsTables" id="ProvisionsTables">
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        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.smfg.co.jp/role/OtherLiabilitiesTables" id="OtherLiabilitiesTables">
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        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
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      <link:roleType roleURI="http://www.smfg.co.jp/role/DeferredIncomeTaxTables" id="DeferredIncomeTaxTables">
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        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
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      <link:roleType roleURI="http://www.smfg.co.jp/role/RetirementBenefitsTables" id="RetirementBenefitsTables">
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        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
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      <link:roleType roleURI="http://www.smfg.co.jp/role/ShareholdersEquityTables" id="ShareholdersEquityTables">
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        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
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      <link:roleType roleURI="http://www.smfg.co.jp/role/EquityAttributableToOtherEquityInstrumentsHoldersTables" id="EquityAttributableToOtherEquityInstrumentsHoldersTables">
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        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
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      <link:roleType roleURI="http://www.smfg.co.jp/role/NetInterestIncomeTables" id="NetInterestIncomeTables">
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        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
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      <link:roleType roleURI="http://www.smfg.co.jp/role/NetFeeAndCommissionIncomeTables" id="NetFeeAndCommissionIncomeTables">
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        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
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      <link:roleType roleURI="http://www.smfg.co.jp/role/NetTradingIncomeTables" id="NetTradingIncomeTables">
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        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
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      <link:roleType roleURI="http://www.smfg.co.jp/role/NetIncomeFromFinancialAssetsAndLiabilitiesAtFairValueThroughProfitOrLossTables" id="NetIncomeFromFinancialAssetsAndLiabilitiesAtFairValueThroughProfitOrLossTables">
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        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
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      <link:roleType roleURI="http://www.smfg.co.jp/role/NetInvestmentIncomeTables" id="NetInvestmentIncomeTables">
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        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
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      <link:roleType roleURI="http://www.smfg.co.jp/role/NetGainsLossesArisingFromDerecognitionOfFinancialAssetsAtAmortizedCostTables" id="NetGainsLossesArisingFromDerecognitionOfFinancialAssetsAtAmortizedCostTables">
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        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.smfg.co.jp/role/OtherIncomeTables" id="OtherIncomeTables">
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        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
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      <link:roleType roleURI="http://www.smfg.co.jp/role/ImpairmentChargesOnFinancialAssetsTables" id="ImpairmentChargesOnFinancialAssetsTables">
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        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
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      <link:roleType roleURI="http://www.smfg.co.jp/role/GeneralAndAdministrativeExpensesTables" id="GeneralAndAdministrativeExpensesTables">
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        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
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      <link:roleType roleURI="http://www.smfg.co.jp/role/OtherExpensesTables" id="OtherExpensesTables">
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        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
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      <link:roleType roleURI="http://www.smfg.co.jp/role/IncomeTaxExpenseTables" id="IncomeTaxExpenseTables">
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        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.smfg.co.jp/role/EarningsPerShareTables" id="EarningsPerShareTables">
        <link:definition>999090 - Disclosure - Earnings Per Share (Tables)</link:definition>
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        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.smfg.co.jp/role/TransfersOfFinancialAssetsTables" id="TransfersOfFinancialAssetsTables">
        <link:definition>999091 - Disclosure - Transfers of Financial Assets (Tables)</link:definition>
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        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
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      <link:roleType roleURI="http://www.smfg.co.jp/role/AssetsPledgedAndReceivedAsCollateralTables" id="AssetsPledgedAndReceivedAsCollateralTables">
        <link:definition>999092 - Disclosure - Assets Pledged and Received as Collateral (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.smfg.co.jp/role/ShareBasedPaymentTables" id="ShareBasedPaymentTables">
        <link:definition>999093 - Disclosure - Share-based Payment (Tables)</link:definition>
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        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.smfg.co.jp/role/DividendsPerShareTables" id="DividendsPerShareTables">
        <link:definition>999094 - Disclosure - Dividends Per Share (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
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      <link:roleType roleURI="http://www.smfg.co.jp/role/ContingencyAndCapitalCommitmentsTables" id="ContingencyAndCapitalCommitmentsTables">
        <link:definition>999095 - Disclosure - Contingency and Capital Commitments (Tables)</link:definition>
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        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.smfg.co.jp/role/AnalysisOfFinancialAssetsAndLiabilitiesByMeasurementBasisTables" id="AnalysisOfFinancialAssetsAndLiabilitiesByMeasurementBasisTables">
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        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
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      <link:roleType roleURI="http://www.smfg.co.jp/role/FairValueOfFinancialAssetsAndLiabilitiesTables" id="FairValueOfFinancialAssetsAndLiabilitiesTables">
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        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.smfg.co.jp/role/OffsettingOfFinancialAssetsAndLiabilitiesTables" id="OffsettingOfFinancialAssetsAndLiabilitiesTables">
        <link:definition>999098 - Disclosure - Offsetting of Financial Assets and Liabilities (Tables)</link:definition>
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        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.smfg.co.jp/role/FinancialRiskManagementTables" id="FinancialRiskManagementTables">
        <link:definition>999099 - Disclosure - Financial Risk Management (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.smfg.co.jp/role/RelatedPartyTransactionsTables" id="RelatedPartyTransactionsTables">
        <link:definition>999100 - Disclosure - Related-Party Transactions (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.smfg.co.jp/role/PrincipalSubsidiariesTables" id="PrincipalSubsidiariesTables">
        <link:definition>999101 - Disclosure - Principal Subsidiaries (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.smfg.co.jp/role/StructuredEntitiesTables" id="StructuredEntitiesTables">
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        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
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      <link:roleType roleURI="http://www.smfg.co.jp/role/CurrentAndNonCurrentDistinctionTables" id="CurrentAndNonCurrentDistinctionTables">
        <link:definition>999103 - Disclosure - Current and Non-current Distinction (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.smfg.co.jp/role/CondensedFinancialInformationOfRegistrantSmfgTables" id="CondensedFinancialInformationOfRegistrantSmfgTables">
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        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
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      <link:roleType roleURI="http://www.smfg.co.jp/role/SummaryOfMaterialAccountingPoliciesAdditionalInformationDetail" id="SummaryOfMaterialAccountingPoliciesAdditionalInformationDetail">
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        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.smfg.co.jp/role/CriticalAccountingEstimatesAndJudgmentsAdditionalInformationDetail" id="CriticalAccountingEstimatesAndJudgmentsAdditionalInformationDetail">
        <link:definition>999106 - Disclosure - Critical Accounting Estimates and Judgments - Additional Information (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.smfg.co.jp/role/CriticalAccountingEstimatesAndJudgmentsSummaryOfKeyFactorsOfTheMacroeconomicScenariosOnTheEconomicConditionsDetail" id="CriticalAccountingEstimatesAndJudgmentsSummaryOfKeyFactorsOfTheMacroeconomicScenariosOnTheEconomicConditionsDetail">
        <link:definition>999107 - Disclosure - Critical Accounting Estimates and Judgments - Summary of key factors of the macroeconomic scenarios on the economic conditions (Detail)</link:definition>
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        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
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      <link:roleType roleURI="http://www.smfg.co.jp/role/CriticalAccountingEstimatesAndJudgmentsSummaryOfProbabilityWeightingsOfEachScenarioDetail" id="CriticalAccountingEstimatesAndJudgmentsSummaryOfProbabilityWeightingsOfEachScenarioDetail">
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        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.smfg.co.jp/role/SegmentAnalysisAdditionalInformationDetail" id="SegmentAnalysisAdditionalInformationDetail">
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        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
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        <link:usedOn>link:definitionLink</link:usedOn>
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        <link:usedOn>link:definitionLink</link:usedOn>
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        <link:usedOn>link:definitionLink</link:usedOn>
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        <link:usedOn>link:definitionLink</link:usedOn>
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        <link:usedOn>link:definitionLink</link:usedOn>
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        <link:definition>999162 - Disclosure - Deferred Income Tax - Amounts of Deductible Temporary Differences and Tax Losses Carried Forward by Expiration Date (Parenthetical) (Detail)</link:definition>
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        <link:usedOn>link:definitionLink</link:usedOn>
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        <link:usedOn>link:definitionLink</link:usedOn>
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        <link:usedOn>link:definitionLink</link:usedOn>
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        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
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        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
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        <link:usedOn>link:definitionLink</link:usedOn>
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        <link:usedOn>link:definitionLink</link:usedOn>
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        <link:usedOn>link:definitionLink</link:usedOn>
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      <link:roleType roleURI="http://www.smfg.co.jp/role/RetirementBenefitsSensitivityAnalysesOfEffectOfChangesInKeyAssumptionsOnDefinedBenefitObligationsDetail" id="RetirementBenefitsSensitivityAnalysesOfEffectOfChangesInKeyAssumptionsOnDefinedBenefitObligationsDetail">
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        <link:usedOn>link:definitionLink</link:usedOn>
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        <link:usedOn>link:definitionLink</link:usedOn>
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      </link:roleType>
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        <link:usedOn>link:definitionLink</link:usedOn>
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        <link:usedOn>link:definitionLink</link:usedOn>
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        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
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        <link:usedOn>link:calculationLink</link:usedOn>
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        <link:usedOn>link:definitionLink</link:usedOn>
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        <link:usedOn>link:definitionLink</link:usedOn>
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        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
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        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
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        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
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        <link:usedOn>link:definitionLink</link:usedOn>
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        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
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        <link:usedOn>link:definitionLink</link:usedOn>
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        <link:usedOn>link:calculationLink</link:usedOn>
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        <link:usedOn>link:definitionLink</link:usedOn>
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        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
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        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
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      <link:roleType roleURI="http://www.smfg.co.jp/role/IncomeTaxExpenseReconciliationsOfEffectiveIncomeTaxRatesDetail" id="IncomeTaxExpenseReconciliationsOfEffectiveIncomeTaxRatesDetail">
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        <link:usedOn>link:definitionLink</link:usedOn>
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      <link:roleType roleURI="http://www.smfg.co.jp/role/IncomeTaxExpenseReconciliationsOfEffectiveIncomeTaxRatesParentheticalDetail" id="IncomeTaxExpenseReconciliationsOfEffectiveIncomeTaxRatesParentheticalDetail">
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        <link:usedOn>link:definitionLink</link:usedOn>
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        <link:usedOn>link:definitionLink</link:usedOn>
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        <link:usedOn>link:definitionLink</link:usedOn>
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      <link:roleType roleURI="http://www.smfg.co.jp/role/ShareBasedPaymentAdditionalInformationDetail" id="ShareBasedPaymentAdditionalInformationDetail">
        <link:definition>999207 - Disclosure - Share-based Payment - Additional Information (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.smfg.co.jp/role/ShareBasedPaymentSummarizedInformationAboutStockOptionsOutstandingDetail" id="ShareBasedPaymentSummarizedInformationAboutStockOptionsOutstandingDetail">
        <link:definition>999208 - Disclosure - Share-based Payment - Summarized Information about Stock Options Outstanding (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.smfg.co.jp/role/ShareBasedPaymentSummaryOfRestrictedShareDetail" id="ShareBasedPaymentSummaryOfRestrictedShareDetail">
        <link:definition>999209 - Disclosure - Share-based Payment - Summary of Restricted Share (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
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      <link:roleType roleURI="http://www.smfg.co.jp/role/DividendsPerShareSummaryOfDividendPerShareDetail" id="DividendsPerShareSummaryOfDividendPerShareDetail">
        <link:definition>999210 - Disclosure - Dividends Per Share - Summary of Dividend Per Share (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.smfg.co.jp/role/DividendsPerShareAdditionalInformationDetail" id="DividendsPerShareAdditionalInformationDetail">
        <link:definition>999211 - Disclosure - Dividends Per Share - Additional Information (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.smfg.co.jp/role/ContingencyAndCapitalCommitmentsAdditionalInformationDetail" id="ContingencyAndCapitalCommitmentsAdditionalInformationDetail">
        <link:definition>999212 - Disclosure - Contingency and Capital Commitments - Additional Information (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.smfg.co.jp/role/ContingencyAndCapitalCommitmentsNominalAmountsOfUndrawnLoanCommitmentsAndFinancialGuaranteesAndOtherCreditRelatedContingentLiabilitiesDetail" id="ContingencyAndCapitalCommitmentsNominalAmountsOfUndrawnLoanCommitmentsAndFinancialGuaranteesAndOtherCreditRelatedContingentLiabilitiesDetail">
        <link:definition>999213 - Disclosure - Contingency and Capital Commitments - Nominal Amounts of Undrawn Loan Commitments and Financial Guarantees and Other Credit-Related Contingent Liabilities (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.smfg.co.jp/role/AnalysisOfFinancialAssetsAndLiabilitiesByMeasurementBasisCarryingAmountsOfFinancialAssetsAndLiabilitiesByCategoryAndLineItemDetail" id="AnalysisOfFinancialAssetsAndLiabilitiesByMeasurementBasisCarryingAmountsOfFinancialAssetsAndLiabilitiesByCategoryAndLineItemDetail">
        <link:definition>999214 - Disclosure - Analysis of Financial Assets and Liabilities by Measurement Basis - Carrying Amounts of Financial Assets and Liabilities by Category and Line Item (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.smfg.co.jp/role/FairValueOfFinancialAssetsAndLiabilitiesCarryingAmountsOfFinancialAssetsAndLiabilitiesCarriedAtFairValueDetail" id="FairValueOfFinancialAssetsAndLiabilitiesCarryingAmountsOfFinancialAssetsAndLiabilitiesCarriedAtFairValueDetail">
        <link:definition>999215 - Disclosure - Fair Value of Financial Assets and Liabilities - Carrying Amounts of Financial Assets and Liabilities Carried at Fair Value (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.smfg.co.jp/role/FairValueOfFinancialAssetsAndLiabilitiesReconciliationsForFinancialAssetsAndLiabilitiesCarriedAtFairValueDetail" id="FairValueOfFinancialAssetsAndLiabilitiesReconciliationsForFinancialAssetsAndLiabilitiesCarriedAtFairValueDetail">
        <link:definition>999216 - Disclosure - Fair Value of Financial Assets and Liabilities - Reconciliations for Financial Assets and Liabilities Carried at Fair Value (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.smfg.co.jp/role/FairValueOfFinancialAssetsAndLiabilitiesReconciliationsForFinancialAssetsAndLiabilitiesCarriedAtFairValueParentheticalDetail" id="FairValueOfFinancialAssetsAndLiabilitiesReconciliationsForFinancialAssetsAndLiabilitiesCarriedAtFairValueParentheticalDetail">
        <link:definition>999217 - Disclosure - Fair Value of Financial Assets and Liabilities - Reconciliations for Financial Assets and Liabilities Carried at Fair Value (Parenthetical) (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.smfg.co.jp/role/FairValueOfFinancialAssetsAndLiabilitiesTotalAndChangesInUnrealizedGainsOrLossesIncludedInProfitOrLossForLevel3FinancialAssetsAndLiabilitiesDetail" id="FairValueOfFinancialAssetsAndLiabilitiesTotalAndChangesInUnrealizedGainsOrLossesIncludedInProfitOrLossForLevel3FinancialAssetsAndLiabilitiesDetail">
        <link:definition>999218 - Disclosure - Fair Value of Financial Assets and Liabilities - Total and Changes in Unrealized Gains or Losses Included in Profit or Loss for Level 3 Financial Assets and Liabilities (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.smfg.co.jp/role/FairValueOfFinancialAssetsAndLiabilitiesSummaryOfAggregateDeferredDayOneProfitDetail" id="FairValueOfFinancialAssetsAndLiabilitiesSummaryOfAggregateDeferredDayOneProfitDetail">
        <link:definition>999219 - Disclosure - Fair Value of Financial Assets and Liabilities - Summary of Aggregate Deferred Day One Profit (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.smfg.co.jp/role/FairValueOfFinancialAssetsAndLiabilitiesQuantitativeInformationAboutSignificantUnobservableInputsUsedInFairValueMeasurementForLevel3FinancialAssetsAndLiabilitiesDetail" id="FairValueOfFinancialAssetsAndLiabilitiesQuantitativeInformationAboutSignificantUnobservableInputsUsedInFairValueMeasurementForLevel3FinancialAssetsAndLiabilitiesDetail">
        <link:definition>999220 - Disclosure - Fair Value of Financial Assets and Liabilities - Quantitative Information about Significant Unobservable Inputs Used in Fair Value Measurement for Level 3 Financial Assets and Liabilities (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.smfg.co.jp/role/FairValueOfFinancialAssetsAndLiabilitiesImpactOfValuationSensitivityDetail" id="FairValueOfFinancialAssetsAndLiabilitiesImpactOfValuationSensitivityDetail">
        <link:definition>999221 - Disclosure - Fair Value of Financial Assets and Liabilities - Impact of Valuation Sensitivity (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.smfg.co.jp/role/FairValueOfFinancialAssetsAndLiabilitiesFinancialAssetsAndLiabilitiesNotCarriedAtFairValueDetail" id="FairValueOfFinancialAssetsAndLiabilitiesFinancialAssetsAndLiabilitiesNotCarriedAtFairValueDetail">
        <link:definition>999222 - Disclosure - Fair Value of Financial Assets and Liabilities - Financial Assets and Liabilities Not Carried at Fair Value (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.smfg.co.jp/role/OffsettingOfFinancialAssetsAndLiabilitiesSummaryOfOffsettingOfFinancialAssetsAndLiabilitiesDetail" id="OffsettingOfFinancialAssetsAndLiabilitiesSummaryOfOffsettingOfFinancialAssetsAndLiabilitiesDetail">
        <link:definition>999223 - Disclosure - Offsetting of Financial Assets and Liabilities - Summary of Offsetting of Financial Assets and Liabilities (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.smfg.co.jp/role/FinancialRiskManagementMaximumExposureToCreditRiskBeforeCollateralHeldOrOtherCreditEnhancementsDetail" id="FinancialRiskManagementMaximumExposureToCreditRiskBeforeCollateralHeldOrOtherCreditEnhancementsDetail">
        <link:definition>999224 - Disclosure - Financial Risk Management - Maximum Exposure to Credit Risk before Collateral Held or Other Credit Enhancements (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.smfg.co.jp/role/FinancialRiskManagementFinancialEffectOfCollateralAndOtherCreditEnhancementsOnLoansAndAdvancesForBorrowersRequiringCautionAndImpairedLoansAndAdvancesDetail" id="FinancialRiskManagementFinancialEffectOfCollateralAndOtherCreditEnhancementsOnLoansAndAdvancesForBorrowersRequiringCautionAndImpairedLoansAndAdvancesDetail">
        <link:definition>999225 - Disclosure - Financial Risk Management - Financial Effect of Collateral and Other Credit Enhancements on Loans and Advances for Borrowers Requiring Caution and Impaired Loans and Advances (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.smfg.co.jp/role/FinancialRiskManagementLoansAndAdvancesByGeographicalSectorDetail" id="FinancialRiskManagementLoansAndAdvancesByGeographicalSectorDetail">
        <link:definition>999226 - Disclosure - Financial Risk Management - Loans and Advances by Geographical Sector (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.smfg.co.jp/role/FinancialRiskManagementLoansAndAdvancesByIndustrySectorDetail" id="FinancialRiskManagementLoansAndAdvancesByIndustrySectorDetail">
        <link:definition>999227 - Disclosure - Financial Risk Management - Loans and Advances by Industry Sector (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.smfg.co.jp/role/FinancialRiskManagementLoansAndAdvancesByIndustrySectorParentheticalDetail" id="FinancialRiskManagementLoansAndAdvancesByIndustrySectorParentheticalDetail">
        <link:definition>999228 - Disclosure - Financial Risk Management - Loans and Advances by Industry Sector (Parenthetical) (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.smfg.co.jp/role/FinancialRiskManagementDisaggregationOfStructuredFinanceLoansAndAdvancesDetail" id="FinancialRiskManagementDisaggregationOfStructuredFinanceLoansAndAdvancesDetail">
        <link:definition>999229 - Disclosure - Financial Risk Management - Disaggregation of Structured Finance Loans and Advances (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.smfg.co.jp/role/FinancialRiskManagementSecuredAndUnsecuredConsumerLoansDetail" id="FinancialRiskManagementSecuredAndUnsecuredConsumerLoansDetail">
        <link:definition>999230 - Disclosure - Financial Risk Management - Secured and Unsecured Consumer Loans (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.smfg.co.jp/role/FinancialRiskManagementSecuredAndUnsecuredConsumerLoansParentheticalDetail" id="FinancialRiskManagementSecuredAndUnsecuredConsumerLoansParentheticalDetail">
        <link:definition>999231 - Disclosure - Financial Risk Management - Secured and Unsecured Consumer Loans (Parenthetical) (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.smfg.co.jp/role/FinancialRiskManagementSummaryOfLoansAndAdvancesAtAmortizedCostDetail" id="FinancialRiskManagementSummaryOfLoansAndAdvancesAtAmortizedCostDetail">
        <link:definition>999232 - Disclosure - Financial Risk Management - Summary of Loans and Advances at Amortized Cost (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.smfg.co.jp/role/FinancialRiskManagementSummaryOfLoansAndAdvancesAtAmortizedCostParentheticalDetail" id="FinancialRiskManagementSummaryOfLoansAndAdvancesAtAmortizedCostParentheticalDetail">
        <link:definition>999233 - Disclosure - Financial Risk Management - Summary of Loans and Advances at Amortized Cost (Parenthetical) (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.smfg.co.jp/role/FinancialRiskManagementAdditionalInformationDetail" id="FinancialRiskManagementAdditionalInformationDetail">
        <link:definition>999234 - Disclosure - Financial Risk Management - Additional Information (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.smfg.co.jp/role/FinancialRiskManagementTradingAssetsAndInvestmentSecuritiesBasedOnExternalRatingSystemDetail" id="FinancialRiskManagementTradingAssetsAndInvestmentSecuritiesBasedOnExternalRatingSystemDetail">
        <link:definition>999235 - Disclosure - Financial Risk Management - Trading Assets and Investment Securities Based on External Rating System (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.smfg.co.jp/role/FinancialRiskManagementVarByRiskCategoryDetail" id="FinancialRiskManagementVarByRiskCategoryDetail">
        <link:definition>999236 - Disclosure - Financial Risk Management - VaR by Risk Category (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.smfg.co.jp/role/FinancialRiskManagementMaturityAnalysisOfContractualUndiscountedCashFlowsForFinancialLiabilitiesDetail" id="FinancialRiskManagementMaturityAnalysisOfContractualUndiscountedCashFlowsForFinancialLiabilitiesDetail">
        <link:definition>999237 - Disclosure - Financial Risk Management - Maturity Analysis of Contractual Undiscounted Cash Flows for Financial Liabilities (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.smfg.co.jp/role/FinancialRiskManagementBalanceOfLoansAndAdvancesAndDepositsDetail" id="FinancialRiskManagementBalanceOfLoansAndAdvancesAndDepositsDetail">
        <link:definition>999238 - Disclosure - Financial Risk Management - Balance of Loans and Advances and Deposits (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.smfg.co.jp/role/FinancialRiskManagementDepositsByDomesticAndForeignOfficesDetail" id="FinancialRiskManagementDepositsByDomesticAndForeignOfficesDetail">
        <link:definition>999239 - Disclosure - Financial Risk Management - Deposits by Domestic and Foreign Offices (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.smfg.co.jp/role/FinancialRiskManagementRegulatoryCapitalRequirementsDetail" id="FinancialRiskManagementRegulatoryCapitalRequirementsDetail">
        <link:definition>999240 - Disclosure - Financial Risk Management - Regulatory Capital Requirements (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.smfg.co.jp/role/FinancialRiskManagementRegulatoryCapitalRequirementsParentheticalDetail" id="FinancialRiskManagementRegulatoryCapitalRequirementsParentheticalDetail">
        <link:definition>999241 - Disclosure - Financial Risk Management - Regulatory Capital Requirements (Parenthetical) (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
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      <link:roleType roleURI="http://www.smfg.co.jp/role/RelatedPartyTransactionsTransactionsWithAssociatesJointVenturesAndOtherEntitiesDetail" id="RelatedPartyTransactionsTransactionsWithAssociatesJointVenturesAndOtherEntitiesDetail">
        <link:definition>999242 - Disclosure - Related-Party Transactions - Transactions with Associates, Joint Ventures and Other Entities (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.smfg.co.jp/role/RelatedPartyTransactionsAdditionalInformationDetail" id="RelatedPartyTransactionsAdditionalInformationDetail">
        <link:definition>999243 - Disclosure - Related-Party Transactions - Additional Information (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.smfg.co.jp/role/RelatedPartyTransactionsTransactionsWithKeyManagementPersonnelAndTheirCloseFamilyMembersDetail" id="RelatedPartyTransactionsTransactionsWithKeyManagementPersonnelAndTheirCloseFamilyMembersDetail">
        <link:definition>999244 - Disclosure - Related-Party Transactions - Transactions with Key Management Personnel and Their Close Family Members (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.smfg.co.jp/role/RelatedPartyTransactionsCompensationExpensesOfKeyManagementPersonnelDetail" id="RelatedPartyTransactionsCompensationExpensesOfKeyManagementPersonnelDetail">
        <link:definition>999245 - Disclosure - Related-Party Transactions - Compensation Expenses of Key Management Personnel (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.smfg.co.jp/role/PrincipalSubsidiariesPrincipalDomesticSubsidiariesDetail" id="PrincipalSubsidiariesPrincipalDomesticSubsidiariesDetail">
        <link:definition>999246 - Disclosure - Principal Subsidiaries - Principal Domestic Subsidiaries (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.smfg.co.jp/role/PrincipalSubsidiariesPrincipalForeignSubsidiariesDetail" id="PrincipalSubsidiariesPrincipalForeignSubsidiariesDetail">
        <link:definition>999247 - Disclosure - Principal Subsidiaries - Principal Foreign Subsidiaries (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.smfg.co.jp/role/PrincipalSubsidiariesPrincipalForeignSubsidiariesParentheticalDetail" id="PrincipalSubsidiariesPrincipalForeignSubsidiariesParentheticalDetail">
        <link:definition>999248 - Disclosure - Principal Subsidiaries - Principal Foreign Subsidiaries (Parenthetical) (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.smfg.co.jp/role/StructuredEntitiesAdditionalInformationDetail" id="StructuredEntitiesAdditionalInformationDetail">
        <link:definition>999249 - Disclosure - Structured Entities - Additional Information (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
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      <link:roleType roleURI="http://www.smfg.co.jp/role/StructuredEntitiesInterestsInUnconsolidatedStructuredEntitiesAndMaximumExposureToLossDetail" id="StructuredEntitiesInterestsInUnconsolidatedStructuredEntitiesAndMaximumExposureToLossDetail">
        <link:definition>999250 - Disclosure - Structured Entities - Interests in Unconsolidated Structured Entities and Maximum Exposure to Loss (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
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      <link:roleType roleURI="http://www.smfg.co.jp/role/CurrentAndNonCurrentDistinctionSummaryOfCurrentAndNonCurrentDistinctionDetail" id="CurrentAndNonCurrentDistinctionSummaryOfCurrentAndNonCurrentDistinctionDetail">
        <link:definition>999251 - Disclosure - Current and Non-Current Distinction - Summary of Current and Non-Current Distinction (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
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      <link:roleType roleURI="http://www.smfg.co.jp/role/CondensedFinancialInformationOfRegistrantSmfgCondensedStatementOfFinancialPositionDetail" id="CondensedFinancialInformationOfRegistrantSmfgCondensedStatementOfFinancialPositionDetail">
        <link:definition>999252 - Disclosure - Condensed Financial Information of Registrant (SMFG) - Condensed Statement of Financial Position (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.smfg.co.jp/role/CondensedFinancialInformationOfRegistrantSmfgCondensedIncomeStatementDetail" id="CondensedFinancialInformationOfRegistrantSmfgCondensedIncomeStatementDetail">
        <link:definition>999253 - Disclosure - Condensed Financial Information of Registrant (SMFG) - Condensed Income Statement (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.smfg.co.jp/role/CondensedFinancialInformationOfRegistrantSmfgCondensedStatementOfCashFlowsDetail" id="CondensedFinancialInformationOfRegistrantSmfgCondensedStatementOfCashFlowsDetail">
        <link:definition>999254 - Disclosure - Condensed Financial Information of Registrant (SMFG) - Condensed Statement of Cash Flows (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
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          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentInformationLineItems" xlink:label="loc_dei_DocumentInformationLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_DocumentInformationLineItems" xml:lang="en-US">Document Information [Line Items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_DocumentInformationLineItems" xlink:to="lab_dei_DocumentInformationLineItems" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentType" xlink:label="loc_dei_DocumentType" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_DocumentType" xml:lang="en-US">Document Type</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_DocumentType" xlink:to="lab_dei_DocumentType" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_AmendmentFlag" xlink:label="loc_dei_AmendmentFlag" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_AmendmentFlag" xml:lang="en-US">Amendment Flag</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_AmendmentFlag" xlink:to="lab_dei_AmendmentFlag" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentPeriodEndDate" xlink:label="loc_dei_DocumentPeriodEndDate" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_DocumentPeriodEndDate" xml:lang="en-US">Document Period End Date</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_DocumentPeriodEndDate" xlink:to="lab_dei_DocumentPeriodEndDate" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentFiscalYearFocus" xlink:label="loc_dei_DocumentFiscalYearFocus" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_DocumentFiscalYearFocus" xml:lang="en-US">Document Fiscal Year Focus</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_DocumentFiscalYearFocus" xlink:to="lab_dei_DocumentFiscalYearFocus" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentFiscalPeriodFocus" xlink:label="loc_dei_DocumentFiscalPeriodFocus" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_DocumentFiscalPeriodFocus" xml:lang="en-US">Document Fiscal Period Focus</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_DocumentFiscalPeriodFocus" xlink:to="lab_dei_DocumentFiscalPeriodFocus" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_TradingSymbol" xlink:label="loc_dei_TradingSymbol" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_TradingSymbol" xml:lang="en-US">Trading Symbol</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_TradingSymbol" xlink:to="lab_dei_TradingSymbol" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentAnnualReport" xlink:label="loc_dei_DocumentAnnualReport" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_DocumentAnnualReport" xml:lang="en-US">Document Annual Report</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_DocumentAnnualReport" xlink:to="lab_dei_DocumentAnnualReport" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentTransitionReport" xlink:label="loc_dei_DocumentTransitionReport" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_DocumentTransitionReport" xml:lang="en-US">Document Transition Report</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_DocumentTransitionReport" xlink:to="lab_dei_DocumentTransitionReport" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentShellCompanyReport" xlink:label="loc_dei_DocumentShellCompanyReport" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_DocumentShellCompanyReport" xml:lang="en-US">Document Shell Company Report</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_DocumentShellCompanyReport" xlink:to="lab_dei_DocumentShellCompanyReport" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_Security12bTitle" xlink:label="loc_dei_Security12bTitle" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_Security12bTitle" xml:lang="en-US">Title of 12(b) Security</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_dei_Security12bTitle" xml:lang="en-US">Security 12(b) Title</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_Security12bTitle" xlink:to="lab_dei_Security12bTitle" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_SecurityExchangeName" xlink:label="loc_dei_SecurityExchangeName" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_SecurityExchangeName" xml:lang="en-US">Security Exchange Name</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_SecurityExchangeName" xlink:to="lab_dei_SecurityExchangeName" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityInteractiveDataCurrent" xlink:label="loc_dei_EntityInteractiveDataCurrent" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_EntityInteractiveDataCurrent" xml:lang="en-US">Entity Interactive Data Current</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityInteractiveDataCurrent" xlink:to="lab_dei_EntityInteractiveDataCurrent" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityRegistrantName" xlink:label="loc_dei_EntityRegistrantName" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_EntityRegistrantName" xml:lang="en-US">Entity Registrant Name</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityRegistrantName" xlink:to="lab_dei_EntityRegistrantName" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityCentralIndexKey" xlink:label="loc_dei_EntityCentralIndexKey" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_EntityCentralIndexKey" xml:lang="en-US">Entity Central Index Key</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityCentralIndexKey" xlink:to="lab_dei_EntityCentralIndexKey" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_CurrentFiscalYearEndDate" xlink:label="loc_dei_CurrentFiscalYearEndDate" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_CurrentFiscalYearEndDate" xml:lang="en-US">Current Fiscal Year End Date</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_CurrentFiscalYearEndDate" xlink:to="lab_dei_CurrentFiscalYearEndDate" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityWellKnownSeasonedIssuer" xlink:label="loc_dei_EntityWellKnownSeasonedIssuer" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_EntityWellKnownSeasonedIssuer" xml:lang="en-US">Entity Well-known Seasoned Issuer</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityWellKnownSeasonedIssuer" xlink:to="lab_dei_EntityWellKnownSeasonedIssuer" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityVoluntaryFilers" xlink:label="loc_dei_EntityVoluntaryFilers" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_EntityVoluntaryFilers" xml:lang="en-US">Entity Voluntary Filers</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityVoluntaryFilers" xlink:to="lab_dei_EntityVoluntaryFilers" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityCurrentReportingStatus" xlink:label="loc_dei_EntityCurrentReportingStatus" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_EntityCurrentReportingStatus" xml:lang="en-US">Entity Current Reporting Status</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityCurrentReportingStatus" xlink:to="lab_dei_EntityCurrentReportingStatus" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityFilerCategory" xlink:label="loc_dei_EntityFilerCategory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_EntityFilerCategory" xml:lang="en-US">Entity Filer Category</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityFilerCategory" xlink:to="lab_dei_EntityFilerCategory" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityEmergingGrowthCompany" xlink:label="loc_dei_EntityEmergingGrowthCompany" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_EntityEmergingGrowthCompany" xml:lang="en-US">Entity Emerging Growth Company</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityEmergingGrowthCompany" xlink:to="lab_dei_EntityEmergingGrowthCompany" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityShellCompany" xlink:label="loc_dei_EntityShellCompany" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_EntityShellCompany" xml:lang="en-US">Entity Shell Company</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityShellCompany" xlink:to="lab_dei_EntityShellCompany" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityCommonStockSharesOutstanding" xlink:label="loc_dei_EntityCommonStockSharesOutstanding" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_EntityCommonStockSharesOutstanding" xml:lang="en-US">Entity Common Stock, Shares Outstanding</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityCommonStockSharesOutstanding" xlink:to="lab_dei_EntityCommonStockSharesOutstanding" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityAddressCountry" xlink:label="loc_dei_EntityAddressCountry" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_EntityAddressCountry" xml:lang="en-US">Entity Address, Country</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityAddressCountry" xlink:to="lab_dei_EntityAddressCountry" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_NoTradingSymbolFlag" xlink:label="loc_dei_NoTradingSymbolFlag" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_NoTradingSymbolFlag" xml:lang="en-US">No Trading Symbol Flag</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_NoTradingSymbolFlag" xlink:to="lab_dei_NoTradingSymbolFlag" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_IcfrAuditorAttestationFlag" xlink:label="loc_dei_IcfrAuditorAttestationFlag" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_IcfrAuditorAttestationFlag" xml:lang="en-US">ICFR Auditor Attestation Flag</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_IcfrAuditorAttestationFlag" xlink:to="lab_dei_IcfrAuditorAttestationFlag" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentRegistrationStatement" xlink:label="loc_dei_DocumentRegistrationStatement" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_DocumentRegistrationStatement" xml:lang="en-US">Document Registration Statement</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_DocumentRegistrationStatement" xlink:to="lab_dei_DocumentRegistrationStatement" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityIncorporationStateCountryCode" xlink:label="loc_dei_EntityIncorporationStateCountryCode" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_EntityIncorporationStateCountryCode" xml:lang="en-US">Entity Incorporation, State or Country Code</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityIncorporationStateCountryCode" xlink:to="lab_dei_EntityIncorporationStateCountryCode" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentAccountingStandard" xlink:label="loc_dei_DocumentAccountingStandard" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_DocumentAccountingStandard" xml:lang="en-US">Document Accounting Standard</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_DocumentAccountingStandard" xlink:to="lab_dei_DocumentAccountingStandard" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityAddressAddressLine1" xlink:label="loc_dei_EntityAddressAddressLine1" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_EntityAddressAddressLine1" xml:lang="en-US">Entity Address, Address Line One</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityAddressAddressLine1" xlink:to="lab_dei_EntityAddressAddressLine1" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityAddressAddressLine2" xlink:label="loc_dei_EntityAddressAddressLine2" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_EntityAddressAddressLine2" xml:lang="en-US">Entity Address, Address Line Two</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityAddressAddressLine2" xlink:to="lab_dei_EntityAddressAddressLine2" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityAddressCityOrTown" xlink:label="loc_dei_EntityAddressCityOrTown" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_EntityAddressCityOrTown" xml:lang="en-US">Entity Address, City or Town</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityAddressCityOrTown" xlink:to="lab_dei_EntityAddressCityOrTown" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityAddressPostalZipCode" xlink:label="loc_dei_EntityAddressPostalZipCode" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_EntityAddressPostalZipCode" xml:lang="en-US">Entity Address, Postal Zip Code</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityAddressPostalZipCode" xlink:to="lab_dei_EntityAddressPostalZipCode" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_ContactPersonnelName" xlink:label="loc_dei_ContactPersonnelName" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_ContactPersonnelName" xml:lang="en-US">Contact Personnel Name</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_ContactPersonnelName" xlink:to="lab_dei_ContactPersonnelName" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityFileNumber" xlink:label="loc_dei_EntityFileNumber" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_EntityFileNumber" xml:lang="en-US">Entity File Number</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityFileNumber" xlink:to="lab_dei_EntityFileNumber" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_ContactPersonnelFaxNumber" xlink:label="loc_dei_ContactPersonnelFaxNumber" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_ContactPersonnelFaxNumber" xml:lang="en-US">Contact Personnel Fax Number</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_ContactPersonnelFaxNumber" xlink:to="lab_dei_ContactPersonnelFaxNumber" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_CityAreaCode" xlink:label="loc_dei_CityAreaCode" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_CityAreaCode" xml:lang="en-US">City Area Code</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_CityAreaCode" xlink:to="lab_dei_CityAreaCode" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_LocalPhoneNumber" xlink:label="loc_dei_LocalPhoneNumber" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_LocalPhoneNumber" xml:lang="en-US">Local Phone Number</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_LocalPhoneNumber" xlink:to="lab_dei_LocalPhoneNumber" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_AuditorName" xlink:label="loc_dei_AuditorName" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_AuditorName" xml:lang="en-US">Auditor Name</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_AuditorName" xlink:to="lab_dei_AuditorName" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_AuditorFirmId" xlink:label="loc_dei_AuditorFirmId" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_AuditorFirmId" xml:lang="en-US">Auditor Firm ID</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_AuditorFirmId" xlink:to="lab_dei_AuditorFirmId" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_AuditorLocation" xlink:label="loc_dei_AuditorLocation" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_AuditorLocation" xml:lang="en-US">Auditor Location</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_AuditorLocation" xlink:to="lab_dei_AuditorLocation" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentFinStmtErrorCorrectionFlag" xlink:label="loc_dei_DocumentFinStmtErrorCorrectionFlag" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_DocumentFinStmtErrorCorrectionFlag" xml:lang="en-US">Document Financial Statement Error Correction [Flag]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_DocumentFinStmtErrorCorrectionFlag" xlink:to="lab_dei_DocumentFinStmtErrorCorrectionFlag" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_ClassesOfShareCapitalAxis" xlink:label="loc_ifrs-full_ClassesOfShareCapitalAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ClassesOfShareCapitalAxis" xml:lang="en-US">Classes of share capital [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ClassesOfShareCapitalAxis" xml:lang="en-US">Classes of share capital [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ClassesOfShareCapitalAxis" xlink:to="lab_ifrs-full_ClassesOfShareCapitalAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_ClassesOfShareCapitalDomain" xlink:label="loc_ifrs-full_ClassesOfShareCapitalDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ClassesOfShareCapitalDomain" xml:lang="en-US">Classes of share capital [domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ClassesOfShareCapitalDomain" xml:lang="en-US">Share capital [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ClassesOfShareCapitalDomain" xlink:to="lab_ifrs-full_ClassesOfShareCapitalDomain" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_AdrMember" xlink:label="loc_dei_AdrMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_AdrMember" xml:lang="en-US">ADR [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_dei_AdrMember" xml:lang="en-US">ADS [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_AdrMember" xlink:to="lab_dei_AdrMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_OrdinarySharesMember" xlink:label="loc_ifrs-full_OrdinarySharesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_OrdinarySharesMember" xml:lang="en-US">Ordinary shares [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_OrdinarySharesMember" xml:lang="en-US">Ordinary shares [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_OrdinarySharesMember" xml:lang="en-US">Common stock [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OrdinarySharesMember" xlink:to="lab_ifrs-full_OrdinarySharesMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityAddressesAddressTypeAxis" xlink:label="loc_dei_EntityAddressesAddressTypeAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_EntityAddressesAddressTypeAxis" xml:lang="en-US">Entity Addresses, Address Type [Axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityAddressesAddressTypeAxis" xlink:to="lab_dei_EntityAddressesAddressTypeAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_AddressTypeDomain" xlink:label="loc_dei_AddressTypeDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_AddressTypeDomain" xml:lang="en-US">Address Type [Domain]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_AddressTypeDomain" xlink:to="lab_dei_AddressTypeDomain" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_BusinessContactMember" xlink:label="loc_dei_BusinessContactMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_BusinessContactMember" xml:lang="en-US">Business Contact [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_BusinessContactMember" xlink:to="lab_dei_BusinessContactMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_StatementOfFinancialPositionAbstract" xlink:label="loc_ifrs-full_StatementOfFinancialPositionAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_StatementOfFinancialPositionAbstract" xml:lang="en-US">Statement of financial position [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_StatementOfFinancialPositionAbstract" xlink:to="lab_ifrs-full_StatementOfFinancialPositionAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_AssetsAbstract" xlink:label="loc_ifrs-full_AssetsAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_AssetsAbstract" xml:lang="en-US">Assets [abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_AssetsAbstract" xml:lang="en-US">Assets:</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AssetsAbstract" xlink:to="lab_ifrs-full_AssetsAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_Cash" xlink:label="loc_ifrs-full_Cash" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_Cash" xml:lang="en-US">Cash</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_Cash" xml:lang="en-US">Cash and deposits with banks</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_ifrs-full_Cash" xml:lang="en-US">Total cash and deposits with banks</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_Cash" xlink:to="lab_ifrs-full_Cash" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_CallLoansAndBillsBought" xlink:label="loc_smfg_CallLoansAndBillsBought" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_CallLoansAndBillsBought" xml:lang="en-US">Call Loans and Bills Bought</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_CallLoansAndBillsBought" xml:lang="en-US">Call loans and bills bought</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_CallLoansAndBillsBought" xlink:to="lab_smfg_CallLoansAndBillsBought" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_CallLoansAndBillsBought" xml:lang="en-US">The amount of call loans and bills bought.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_ReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed" xlink:label="loc_ifrs-full_ReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed" xml:lang="en-US">Reverse repurchase agreements and cash collateral on securities borrowed</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed" xml:lang="en-US">Reverse repurchase agreements and cash collateral on securities borrowed</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed" xlink:to="lab_ifrs-full_ReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading" xlink:label="loc_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading" xml:lang="en-US">Financial assets at fair value through profit or loss, classified as held for trading</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/positiveLabel" xlink:label="lab_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading" xml:lang="en-US">Trading assets</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading" xml:lang="en-US">Total trading assets</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading" xml:lang="en-US">Trading assets</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading" xlink:to="lab_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DerivativeFinancialAssets" xlink:label="loc_ifrs-full_DerivativeFinancialAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DerivativeFinancialAssets" xml:lang="en-US">Derivative financial assets</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_DerivativeFinancialAssets" xml:lang="en-US">Derivative financial instruments</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DerivativeFinancialAssets" xml:lang="en-US">Assets</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DerivativeFinancialAssets" xlink:to="lab_ifrs-full_DerivativeFinancialAssets" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValue" xlink:label="loc_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValue" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValue" xml:lang="en-US">Financial assets at fair value through profit or loss, mandatorily measured at fair value</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValue" xml:lang="en-US">Financial assets at fair value through profit or loss</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValue" xlink:to="lab_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValue" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_InvestmentsOtherThanInvestmentsAccountedForUsingEquityMethod" xlink:label="loc_ifrs-full_InvestmentsOtherThanInvestmentsAccountedForUsingEquityMethod" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_InvestmentsOtherThanInvestmentsAccountedForUsingEquityMethod" xml:lang="en-US">Investments other than investments accounted for using equity method</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_InvestmentsOtherThanInvestmentsAccountedForUsingEquityMethod" xml:lang="en-US">Investment securities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_ifrs-full_InvestmentsOtherThanInvestmentsAccountedForUsingEquityMethod" xml:lang="en-US">Total investment securities</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InvestmentsOtherThanInvestmentsAccountedForUsingEquityMethod" xlink:to="lab_ifrs-full_InvestmentsOtherThanInvestmentsAccountedForUsingEquityMethod" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_LoansAndAdvancesToCustomers" xlink:label="loc_ifrs-full_LoansAndAdvancesToCustomers" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_LoansAndAdvancesToCustomers" xml:lang="en-US">Loans and advances to customers</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/definitionGuidance" xlink:label="lab_ifrs-full_LoansAndAdvancesToCustomers" xml:lang="en-US">Loans and advances</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_LoansAndAdvancesToCustomers" xml:lang="en-US">Gross loans and advances</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_LoansAndAdvancesToCustomers" xml:lang="en-US">Loans and advances</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/positiveLabel" xlink:label="lab_ifrs-full_LoansAndAdvancesToCustomers" xml:lang="en-US">Loans and advances at amortized cost</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/positiveTerseLabel" xlink:label="lab_ifrs-full_LoansAndAdvancesToCustomers" xml:lang="en-US">Loans</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_LoansAndAdvancesToCustomers" xlink:to="lab_ifrs-full_LoansAndAdvancesToCustomers" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_InvestmentAccountedForUsingEquityMethod" xlink:label="loc_ifrs-full_InvestmentAccountedForUsingEquityMethod" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_InvestmentAccountedForUsingEquityMethod" xml:lang="en-US">Investments accounted for using equity method</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_InvestmentAccountedForUsingEquityMethod" xml:lang="en-US">Investments in associates and joint ventures</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_InvestmentAccountedForUsingEquityMethod" xml:lang="en-US">Carrying amount of investments in associates and joint ventures</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InvestmentAccountedForUsingEquityMethod" xlink:to="lab_ifrs-full_InvestmentAccountedForUsingEquityMethod" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_PropertyPlantAndEquipment" xlink:label="loc_ifrs-full_PropertyPlantAndEquipment" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_PropertyPlantAndEquipment" xml:lang="en-US">Property, plant and equipment</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_PropertyPlantAndEquipment" xml:lang="en-US">Property, plant and equipment</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="lab_ifrs-full_PropertyPlantAndEquipment" xml:lang="en-US">Carrying amount, beginning balance</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="lab_ifrs-full_PropertyPlantAndEquipment" xml:lang="en-US">Carrying amount, ending balance</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_PropertyPlantAndEquipment" xlink:to="lab_ifrs-full_PropertyPlantAndEquipment" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_IntangibleAssetsAndGoodwill" xlink:label="loc_ifrs-full_IntangibleAssetsAndGoodwill" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_IntangibleAssetsAndGoodwill" xml:lang="en-US">Intangible assets and goodwill</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_IntangibleAssetsAndGoodwill" xml:lang="en-US">Intangible assets</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IntangibleAssetsAndGoodwill" xlink:to="lab_ifrs-full_IntangibleAssetsAndGoodwill" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_OtherAssets" xlink:label="loc_ifrs-full_OtherAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_OtherAssets" xml:lang="en-US">Other assets</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_OtherAssets" xml:lang="en-US">Other assets</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_ifrs-full_OtherAssets" xml:lang="en-US">Total other assets</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/positiveLabel" xlink:label="lab_ifrs-full_OtherAssets" xml:lang="en-US">Others</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OtherAssets" xlink:to="lab_ifrs-full_OtherAssets" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_CurrentTaxAssets" xlink:label="loc_ifrs-full_CurrentTaxAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_CurrentTaxAssets" xml:lang="en-US">Current tax assets</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_CurrentTaxAssets" xml:lang="en-US">Current tax assets</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CurrentTaxAssets" xlink:to="lab_ifrs-full_CurrentTaxAssets" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DeferredTaxAssets" xlink:label="loc_ifrs-full_DeferredTaxAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DeferredTaxAssets" xml:lang="en-US">Deferred tax assets</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DeferredTaxAssets" xml:lang="en-US">Deferred tax assets</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DeferredTaxAssets" xlink:to="lab_ifrs-full_DeferredTaxAssets" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_Assets" xlink:label="loc_ifrs-full_Assets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_Assets" xml:lang="en-US">Assets</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_ifrs-full_Assets" xml:lang="en-US">Total assets</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_Assets" xml:lang="en-US">Assets</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_Assets" xlink:to="lab_ifrs-full_Assets" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_EquityAbstract" xlink:label="loc_ifrs-full_EquityAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_EquityAbstract" xml:lang="en-US">Equity [abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_EquityAbstract" xml:lang="en-US">Equity:</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_EquityAbstract" xlink:to="lab_ifrs-full_EquityAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_IssuedCapital" xlink:label="loc_ifrs-full_IssuedCapital" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_IssuedCapital" xml:lang="en-US">Issued capital</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_IssuedCapital" xml:lang="en-US">Capital stock</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IssuedCapital" xlink:to="lab_ifrs-full_IssuedCapital" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_AdditionalPaidinCapital" xlink:label="loc_ifrs-full_AdditionalPaidinCapital" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_AdditionalPaidinCapital" xml:lang="en-US">Additional paid-in capital</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_AdditionalPaidinCapital" xml:lang="en-US">Capital surplus</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AdditionalPaidinCapital" xlink:to="lab_ifrs-full_AdditionalPaidinCapital" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_RetainedEarnings" xlink:label="loc_ifrs-full_RetainedEarnings" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_RetainedEarnings" xml:lang="en-US">Retained earnings</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_RetainedEarnings" xml:lang="en-US">Retained earnings</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_RetainedEarnings" xlink:to="lab_ifrs-full_RetainedEarnings" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_TreasuryShares" xlink:label="loc_ifrs-full_TreasuryShares" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_TreasuryShares" xml:lang="en-US">Treasury shares</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_ifrs-full_TreasuryShares" xml:lang="en-US">Treasury stock</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_TreasuryShares" xlink:to="lab_ifrs-full_TreasuryShares" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_EquityExcludingOtherReserves" xlink:label="loc_smfg_EquityExcludingOtherReserves" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_EquityExcludingOtherReserves" xml:lang="en-US">Equity Excluding Other Reserves</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_smfg_EquityExcludingOtherReserves" xml:lang="en-US">Equity excluding other reserves</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_EquityExcludingOtherReserves" xlink:to="lab_smfg_EquityExcludingOtherReserves" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_EquityExcludingOtherReserves" xml:lang="en-US">Equity excluding other reserves.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_OtherReserves" xlink:label="loc_ifrs-full_OtherReserves" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_OtherReserves" xml:lang="en-US">Other reserves</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_OtherReserves" xml:lang="en-US">Other reserves</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OtherReserves" xlink:to="lab_ifrs-full_OtherReserves" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_StockholdersEquityAttributableToParent" xlink:label="loc_smfg_StockholdersEquityAttributableToParent" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_StockholdersEquityAttributableToParent" xml:lang="en-US">Stockholders Equity Attributable to Parent</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_smfg_StockholdersEquityAttributableToParent" xml:lang="en-US">Equity attributable to shareholders of Sumitomo Mitsui Financial Group, Inc.</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_StockholdersEquityAttributableToParent" xlink:to="lab_smfg_StockholdersEquityAttributableToParent" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_StockholdersEquityAttributableToParent" xml:lang="en-US">Stockholders equity attributable to parent.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_NoncontrollingInterests" xlink:label="loc_ifrs-full_NoncontrollingInterests" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_NoncontrollingInterests" xml:lang="en-US">Non-controlling interests</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_NoncontrollingInterests" xml:lang="en-US">Non-controlling interests</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_NoncontrollingInterests" xlink:to="lab_ifrs-full_NoncontrollingInterests" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_EquityAttributableToOtherEquityInstrumentsHolders" xlink:label="loc_smfg_EquityAttributableToOtherEquityInstrumentsHolders" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_EquityAttributableToOtherEquityInstrumentsHolders" xml:lang="en-US">Equity attributable to other equity instruments holders</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_EquityAttributableToOtherEquityInstrumentsHolders" xml:lang="en-US">Equity attributable to other equity instruments holders</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/definitionGuidance" xlink:label="lab_smfg_EquityAttributableToOtherEquityInstrumentsHolders" xml:lang="en-US">Equity attributable to other equity instruments holders</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_smfg_EquityAttributableToOtherEquityInstrumentsHolders" xml:lang="en-US">Other equity instruments holders' equity</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_EquityAttributableToOtherEquityInstrumentsHolders" xlink:to="lab_smfg_EquityAttributableToOtherEquityInstrumentsHolders" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_EquityAttributableToOtherEquityInstrumentsHolders" xml:lang="en-US">The equity attributable to other equity instruments holders.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_Equity" xlink:label="loc_ifrs-full_Equity" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_Equity" xml:lang="en-US">Equity</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_ifrs-full_Equity" xml:lang="en-US">Total equity</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="lab_ifrs-full_Equity" xml:lang="en-US">At beginning of period</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="lab_ifrs-full_Equity" xml:lang="en-US">At end of period</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_Equity" xlink:to="lab_ifrs-full_Equity" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_LiabilitiesAbstract" xlink:label="loc_ifrs-full_LiabilitiesAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_LiabilitiesAbstract" xml:lang="en-US">Liabilities [abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_LiabilitiesAbstract" xml:lang="en-US">Liabilities:</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_LiabilitiesAbstract" xlink:to="lab_ifrs-full_LiabilitiesAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DepositsFromCustomers" xlink:label="loc_ifrs-full_DepositsFromCustomers" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DepositsFromCustomers" xml:lang="en-US">Deposits from customers</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DepositsFromCustomers" xml:lang="en-US">Deposits</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_ifrs-full_DepositsFromCustomers" xml:lang="en-US">Total deposits</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DepositsFromCustomers" xlink:to="lab_ifrs-full_DepositsFromCustomers" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_CallMoneyAndBillsSold" xlink:label="loc_smfg_CallMoneyAndBillsSold" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_CallMoneyAndBillsSold" xml:lang="en-US">Call Money and Bills Sold</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_CallMoneyAndBillsSold" xml:lang="en-US">Call money and bills sold</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_CallMoneyAndBillsSold" xlink:to="lab_smfg_CallMoneyAndBillsSold" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_CallMoneyAndBillsSold" xml:lang="en-US">The amount of call money and bills sold.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_RepurchaseAgreementsAndCashCollateralOnSecuritiesLent" xlink:label="loc_ifrs-full_RepurchaseAgreementsAndCashCollateralOnSecuritiesLent" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_RepurchaseAgreementsAndCashCollateralOnSecuritiesLent" xml:lang="en-US">Repurchase agreements and cash collateral on securities lent</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_RepurchaseAgreementsAndCashCollateralOnSecuritiesLent" xml:lang="en-US">Repurchase agreements and cash collateral on securities lent</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_RepurchaseAgreementsAndCashCollateralOnSecuritiesLent" xlink:to="lab_ifrs-full_RepurchaseAgreementsAndCashCollateralOnSecuritiesLent" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading" xlink:label="loc_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading" xml:lang="en-US">Financial liabilities at fair value through profit or loss that meet definition of held for trading</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading" xml:lang="en-US">Trading liabilities</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading" xlink:to="lab_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DerivativeFinancialLiabilities" xlink:label="loc_ifrs-full_DerivativeFinancialLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DerivativeFinancialLiabilities" xml:lang="en-US">Derivative financial liabilities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DerivativeFinancialLiabilities" xml:lang="en-US">Derivative financial instruments</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_DerivativeFinancialLiabilities" xml:lang="en-US">Liabilities</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DerivativeFinancialLiabilities" xlink:to="lab_ifrs-full_DerivativeFinancialLiabilities" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_Borrowings" xlink:label="loc_ifrs-full_Borrowings" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_Borrowings" xml:lang="en-US">Borrowings</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_Borrowings" xml:lang="en-US">Borrowings</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_Borrowings" xlink:to="lab_ifrs-full_Borrowings" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DebtSecurities" xlink:label="loc_ifrs-full_DebtSecurities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DebtSecurities" xml:lang="en-US">Debt instruments issued</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_DebtSecurities" xml:lang="en-US">Debt securities in issue</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DebtSecurities" xml:lang="en-US">Bonds</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DebtSecurities" xlink:to="lab_ifrs-full_DebtSecurities" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_OtherProvisions" xlink:label="loc_ifrs-full_OtherProvisions" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_OtherProvisions" xml:lang="en-US">Other provisions</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_OtherProvisions" xml:lang="en-US">Provisions</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_OtherProvisions" xml:lang="en-US">Provision</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="lab_ifrs-full_OtherProvisions" xml:lang="en-US">Beginning balance</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="lab_ifrs-full_OtherProvisions" xml:lang="en-US">Ending balance</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OtherProvisions" xlink:to="lab_ifrs-full_OtherProvisions" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_OtherLiabilities" xlink:label="loc_ifrs-full_OtherLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_OtherLiabilities" xml:lang="en-US">Other liabilities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_OtherLiabilities" xml:lang="en-US">Other liabilities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_ifrs-full_OtherLiabilities" xml:lang="en-US">Total other liabilities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/positiveLabel" xlink:label="lab_ifrs-full_OtherLiabilities" xml:lang="en-US">Others</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OtherLiabilities" xlink:to="lab_ifrs-full_OtherLiabilities" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_CurrentTaxLiabilities" xlink:label="loc_ifrs-full_CurrentTaxLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_CurrentTaxLiabilities" xml:lang="en-US">Current tax liabilities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_CurrentTaxLiabilities" xml:lang="en-US">Current tax liabilities</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CurrentTaxLiabilities" xlink:to="lab_ifrs-full_CurrentTaxLiabilities" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DeferredTaxLiabilities" xlink:label="loc_ifrs-full_DeferredTaxLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DeferredTaxLiabilities" xml:lang="en-US">Deferred tax liabilities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DeferredTaxLiabilities" xml:lang="en-US">Deferred tax liabilities</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DeferredTaxLiabilities" xlink:to="lab_ifrs-full_DeferredTaxLiabilities" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_Liabilities" xlink:label="loc_ifrs-full_Liabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_Liabilities" xml:lang="en-US">Liabilities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_ifrs-full_Liabilities" xml:lang="en-US">Total liabilities</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_Liabilities" xlink:to="lab_ifrs-full_Liabilities" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss" xlink:label="loc_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss" xml:lang="en-US">Financial liabilities at fair value through profit or loss</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss" xml:lang="en-US">Financial liabilities designated at fair value through profit or loss</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss" xml:lang="en-US">Financial liabilities designated at fair value through profit or loss</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss" xml:lang="en-US">Financial liabilities designated at fair value through profit or loss</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss" xlink:to="lab_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_EquityAndLiabilities" xlink:label="loc_ifrs-full_EquityAndLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_EquityAndLiabilities" xml:lang="en-US">Equity and liabilities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_ifrs-full_EquityAndLiabilities" xml:lang="en-US">Total equity and liabilities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_EquityAndLiabilities" xml:lang="en-US">Total equity and liabilities</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_EquityAndLiabilities" xlink:to="lab_ifrs-full_EquityAndLiabilities" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_IncomeStatementAbstract" xlink:label="loc_ifrs-full_IncomeStatementAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_IncomeStatementAbstract" xml:lang="en-US">Profit or loss [abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_IncomeStatementAbstract" xml:lang="en-US">Income statements:</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IncomeStatementAbstract" xlink:to="lab_ifrs-full_IncomeStatementAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_EarningsPerShareAbstract" xlink:label="loc_ifrs-full_EarningsPerShareAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_EarningsPerShareAbstract" xml:lang="en-US">Earnings per share [abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_EarningsPerShareAbstract" xml:lang="en-US">Earnings per share:</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_EarningsPerShareAbstract" xlink:to="lab_ifrs-full_EarningsPerShareAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_BasicEarningsLossPerShare" xlink:label="loc_ifrs-full_BasicEarningsLossPerShare" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_BasicEarningsLossPerShare" xml:lang="en-US">Basic earnings (loss) per share</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_BasicEarningsLossPerShare" xml:lang="en-US">Basic</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_BasicEarningsLossPerShare" xml:lang="en-US">Basic earnings per share</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_BasicEarningsLossPerShare" xlink:to="lab_ifrs-full_BasicEarningsLossPerShare" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DilutedEarningsLossPerShare" xlink:label="loc_ifrs-full_DilutedEarningsLossPerShare" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DilutedEarningsLossPerShare" xml:lang="en-US">Diluted earnings (loss) per share</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DilutedEarningsLossPerShare" xml:lang="en-US">Diluted</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_DilutedEarningsLossPerShare" xml:lang="en-US">Diluted earnings per share</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DilutedEarningsLossPerShare" xlink:to="lab_ifrs-full_DilutedEarningsLossPerShare" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_ProfitLossAttributableToAbstract" xlink:label="loc_ifrs-full_ProfitLossAttributableToAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ProfitLossAttributableToAbstract" xml:lang="en-US">Profit (loss), attributable to [abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ProfitLossAttributableToAbstract" xml:lang="en-US">Profit attributable to:</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ProfitLossAttributableToAbstract" xlink:to="lab_ifrs-full_ProfitLossAttributableToAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_ProfitLossAttributableToOwnersOfParent" xlink:label="loc_ifrs-full_ProfitLossAttributableToOwnersOfParent" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ProfitLossAttributableToOwnersOfParent" xml:lang="en-US">Profit (loss), attributable to owners of parent</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/positiveTerseLabel" xlink:label="lab_ifrs-full_ProfitLossAttributableToOwnersOfParent" xml:lang="en-US">Shareholders of Sumitomo Mitsui Financial Group, Inc.</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ProfitLossAttributableToOwnersOfParent" xml:lang="en-US">Profit attributable to shareholders of the Company</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_ProfitLossAttributableToOwnersOfParent" xml:lang="en-US">Profit attributable to the common shareholders of the Company</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/positiveLabel" xlink:label="lab_ifrs-full_ProfitLossAttributableToOwnersOfParent" xml:lang="en-US">Shareholders</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ProfitLossAttributableToOwnersOfParent" xlink:to="lab_ifrs-full_ProfitLossAttributableToOwnersOfParent" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_ProfitLossAttributableToNoncontrollingInterests" xlink:label="loc_ifrs-full_ProfitLossAttributableToNoncontrollingInterests" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ProfitLossAttributableToNoncontrollingInterests" xml:lang="en-US">Profit (loss), attributable to non-controlling interests</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ProfitLossAttributableToNoncontrollingInterests" xml:lang="en-US">Non-controlling interests</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ProfitLossAttributableToNoncontrollingInterests" xlink:to="lab_ifrs-full_ProfitLossAttributableToNoncontrollingInterests" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_ProfitLossAttributableToOtherEquityInstrumentsHolders" xlink:label="loc_smfg_ProfitLossAttributableToOtherEquityInstrumentsHolders" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_ProfitLossAttributableToOtherEquityInstrumentsHolders" xml:lang="en-US">Profit Loss Attributable To Other Equity Instruments Holders</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_ProfitLossAttributableToOtherEquityInstrumentsHolders" xml:lang="en-US">Other equity instruments holders</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_ProfitLossAttributableToOtherEquityInstrumentsHolders" xlink:to="lab_smfg_ProfitLossAttributableToOtherEquityInstrumentsHolders" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_ProfitLossAttributableToOtherEquityInstrumentsHolders" xml:lang="en-US">The amount of profit (losses) attributable to other equity instruments holders.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_RevenueFromInterest" xlink:label="loc_ifrs-full_RevenueFromInterest" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_RevenueFromInterest" xml:lang="en-US">Interest income</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_RevenueFromInterest" xml:lang="en-US">Interest income</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_ifrs-full_RevenueFromInterest" xml:lang="en-US">Total interest income</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_RevenueFromInterest" xml:lang="en-US">Interest income</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_RevenueFromInterest" xlink:to="lab_ifrs-full_RevenueFromInterest" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_InterestExpense" xlink:label="loc_ifrs-full_InterestExpense" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_InterestExpense" xml:lang="en-US">Interest expense</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_InterestExpense" xml:lang="en-US">Interest expense</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_ifrs-full_InterestExpense" xml:lang="en-US">Total interest expense</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InterestExpense" xlink:to="lab_ifrs-full_InterestExpense" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_InterestRevenueExpense" xlink:label="loc_ifrs-full_InterestRevenueExpense" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_InterestRevenueExpense" xml:lang="en-US">Interest income (expense)</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_ifrs-full_InterestRevenueExpense" xml:lang="en-US">Net interest income</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_InterestRevenueExpense" xml:lang="en-US">Net interest income</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InterestRevenueExpense" xlink:to="lab_ifrs-full_InterestRevenueExpense" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_FeeAndCommissionIncome" xlink:label="loc_ifrs-full_FeeAndCommissionIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_FeeAndCommissionIncome" xml:lang="en-US">Fee and commission income</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_FeeAndCommissionIncome" xml:lang="en-US">Fee and commission income</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_ifrs-full_FeeAndCommissionIncome" xml:lang="en-US">Total fee and commission income</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_FeeAndCommissionIncome" xml:lang="en-US">Fees and commission income from subsidiaries</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FeeAndCommissionIncome" xlink:to="lab_ifrs-full_FeeAndCommissionIncome" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_FeeAndCommissionExpense" xlink:label="loc_ifrs-full_FeeAndCommissionExpense" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_FeeAndCommissionExpense" xml:lang="en-US">Fee and commission expense</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_FeeAndCommissionExpense" xml:lang="en-US">Fee and commission expense</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FeeAndCommissionExpense" xlink:to="lab_ifrs-full_FeeAndCommissionExpense" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_FeeAndCommissionIncomeExpense" xlink:label="loc_ifrs-full_FeeAndCommissionIncomeExpense" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_FeeAndCommissionIncomeExpense" xml:lang="en-US">Fee and commission income (expense)</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_ifrs-full_FeeAndCommissionIncomeExpense" xml:lang="en-US">Net fee and commission income</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FeeAndCommissionIncomeExpense" xlink:to="lab_ifrs-full_FeeAndCommissionIncomeExpense" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_TradingIncomeExpense" xlink:label="loc_ifrs-full_TradingIncomeExpense" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_TradingIncomeExpense" xml:lang="en-US">Trading income (expense)</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_TradingIncomeExpense" xml:lang="en-US">Net trading income (loss)</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_ifrs-full_TradingIncomeExpense" xml:lang="en-US">Total net trading income (loss)</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_TradingIncomeExpense" xlink:to="lab_ifrs-full_TradingIncomeExpense" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_NetIncomeFromFinancialAssetsLiabilitiesAtFairValueThroughProfitOrLoss" xlink:label="loc_smfg_NetIncomeFromFinancialAssetsLiabilitiesAtFairValueThroughProfitOrLoss" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_NetIncomeFromFinancialAssetsLiabilitiesAtFairValueThroughProfitOrLoss" xml:lang="en-US">Net Income From Financial Assets Liabilities At Fair Value Through Profit Or Loss</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_smfg_NetIncomeFromFinancialAssetsLiabilitiesAtFairValueThroughProfitOrLoss" xml:lang="en-US">Net income from financial assets and liabilities at fair value through profit or loss</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_NetIncomeFromFinancialAssetsLiabilitiesAtFairValueThroughProfitOrLoss" xlink:to="lab_smfg_NetIncomeFromFinancialAssetsLiabilitiesAtFairValueThroughProfitOrLoss" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_NetIncomeFromFinancialAssetsLiabilitiesAtFairValueThroughProfitOrLoss" xml:lang="en-US">Net income from financial assets liabilities at fair value through profit or loss.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_InvestmentIncome" xlink:label="loc_ifrs-full_InvestmentIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_InvestmentIncome" xml:lang="en-US">Investment income</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_InvestmentIncome" xml:lang="en-US">Net investment income</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_ifrs-full_InvestmentIncome" xml:lang="en-US">Total net investment income</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InvestmentIncome" xlink:to="lab_ifrs-full_InvestmentIncome" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_OtherIncome" xlink:label="loc_ifrs-full_OtherIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_OtherIncome" xml:lang="en-US">Other income</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_OtherIncome" xml:lang="en-US">Other income</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_ifrs-full_OtherIncome" xml:lang="en-US">Total other income</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OtherIncome" xlink:to="lab_ifrs-full_OtherIncome" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_OperatingIncomeLossBeforeImpairmentCharges" xlink:label="loc_smfg_OperatingIncomeLossBeforeImpairmentCharges" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_OperatingIncomeLossBeforeImpairmentCharges" xml:lang="en-US">Operating Income Loss Before Impairment Charges</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_smfg_OperatingIncomeLossBeforeImpairmentCharges" xml:lang="en-US">Total operating income</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_OperatingIncomeLossBeforeImpairmentCharges" xml:lang="en-US">Total operating income</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_OperatingIncomeLossBeforeImpairmentCharges" xlink:to="lab_smfg_OperatingIncomeLossBeforeImpairmentCharges" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_OperatingIncomeLossBeforeImpairmentCharges" xml:lang="en-US">The amount of operating income (losses) before impairment charges.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_ImpairmentLossReversalOfImpairmentLossRecognisedInProfitOrLoss" xlink:label="loc_ifrs-full_ImpairmentLossReversalOfImpairmentLossRecognisedInProfitOrLoss" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ImpairmentLossReversalOfImpairmentLossRecognisedInProfitOrLoss" xml:lang="en-US">Impairment loss (reversal of impairment loss) recognised in profit or loss</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ImpairmentLossReversalOfImpairmentLossRecognisedInProfitOrLoss" xml:lang="en-US">Impairment charges on financial assets</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ImpairmentLossReversalOfImpairmentLossRecognisedInProfitOrLoss" xlink:to="lab_ifrs-full_ImpairmentLossReversalOfImpairmentLossRecognisedInProfitOrLoss" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_OperatingIncomeLossBeforeOperatingExpenses" xlink:label="loc_smfg_OperatingIncomeLossBeforeOperatingExpenses" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_OperatingIncomeLossBeforeOperatingExpenses" xml:lang="en-US">Operating Income Loss Before Operating Expenses</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_smfg_OperatingIncomeLossBeforeOperatingExpenses" xml:lang="en-US">Net operating income</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_OperatingIncomeLossBeforeOperatingExpenses" xlink:to="lab_smfg_OperatingIncomeLossBeforeOperatingExpenses" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_OperatingIncomeLossBeforeOperatingExpenses" xml:lang="en-US">The amount of operating income (losses) before operating expenses.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_SellingGeneralAndAdministrativeExpense" xlink:label="loc_ifrs-full_SellingGeneralAndAdministrativeExpense" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_SellingGeneralAndAdministrativeExpense" xml:lang="en-US">Selling, general and administrative expense</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_SellingGeneralAndAdministrativeExpense" xml:lang="en-US">General and administrative expenses</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_ifrs-full_SellingGeneralAndAdministrativeExpense" xml:lang="en-US">Total general and administrative expenses</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_SellingGeneralAndAdministrativeExpense" xlink:to="lab_ifrs-full_SellingGeneralAndAdministrativeExpense" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_OtherExpenseByFunction" xlink:label="loc_ifrs-full_OtherExpenseByFunction" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_OtherExpenseByFunction" xml:lang="en-US">Other expense, by function</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_OtherExpenseByFunction" xml:lang="en-US">Other expenses</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_ifrs-full_OtherExpenseByFunction" xml:lang="en-US">Total other expenses</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OtherExpenseByFunction" xlink:to="lab_ifrs-full_OtherExpenseByFunction" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_OperatingExpense" xlink:label="loc_ifrs-full_OperatingExpense" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_OperatingExpense" xml:lang="en-US">Operating expense</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_ifrs-full_OperatingExpense" xml:lang="en-US">Operating expenses</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_OperatingExpense" xml:lang="en-US">Expense (interest expense and others)</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_OperatingExpense" xml:lang="en-US">Operating and other expense</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OperatingExpense" xlink:to="lab_ifrs-full_OperatingExpense" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod" xlink:label="loc_ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod" xml:lang="en-US">Share of profit (loss) of associates and joint ventures accounted for using equity method</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod" xml:lang="en-US">Share of post-tax profit of associates and joint ventures</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod" xml:lang="en-US">Share of post-tax profit of associates and joint ventures</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod" xml:lang="en-US">Profit from continuing operations</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod" xlink:to="lab_ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_ProfitLossBeforeTax" xlink:label="loc_ifrs-full_ProfitLossBeforeTax" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ProfitLossBeforeTax" xml:lang="en-US">Profit (loss) before tax</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_ifrs-full_ProfitLossBeforeTax" xml:lang="en-US">Profit before tax</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/definitionGuidance" xlink:label="lab_ifrs-full_ProfitLossBeforeTax" xml:lang="en-US">Profit before tax</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ProfitLossBeforeTax" xml:lang="en-US">Profit before tax</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ProfitLossBeforeTax" xlink:to="lab_ifrs-full_ProfitLossBeforeTax" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_IncomeTaxExpenseContinuingOperations" xlink:label="loc_ifrs-full_IncomeTaxExpenseContinuingOperations" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_IncomeTaxExpenseContinuingOperations" xml:lang="en-US">Tax expense (income)</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_IncomeTaxExpenseContinuingOperations" xml:lang="en-US">Income tax expense</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_ifrs-full_IncomeTaxExpenseContinuingOperations" xml:lang="en-US">Total income tax expense</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IncomeTaxExpenseContinuingOperations" xlink:to="lab_ifrs-full_IncomeTaxExpenseContinuingOperations" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_ProfitLoss" xlink:label="loc_ifrs-full_ProfitLoss" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ProfitLoss" xml:lang="en-US">Profit (loss)</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_ifrs-full_ProfitLoss" xml:lang="en-US">Net profit</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ProfitLoss" xml:lang="en-US">Net profit</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ProfitLoss" xlink:to="lab_ifrs-full_ProfitLoss" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_GainLossArisingFromDerecognitionOfFinancialAssetsMeasuredAtAmortisedCost" xlink:label="loc_ifrs-full_GainLossArisingFromDerecognitionOfFinancialAssetsMeasuredAtAmortisedCost" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_GainLossArisingFromDerecognitionOfFinancialAssetsMeasuredAtAmortisedCost" xml:lang="en-US">Gain (loss) arising from derecognition of financial assets measured at amortised cost</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_GainLossArisingFromDerecognitionOfFinancialAssetsMeasuredAtAmortisedCost" xml:lang="en-US">Net gains (losses) arising from derecognition of financial assets at amortized cost</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_ifrs-full_GainLossArisingFromDerecognitionOfFinancialAssetsMeasuredAtAmortisedCost" xml:lang="en-US">Total net gains(losses) arising from derecognition of financial assets at amortized cost</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_GainLossArisingFromDerecognitionOfFinancialAssetsMeasuredAtAmortisedCost" xlink:to="lab_ifrs-full_GainLossArisingFromDerecognitionOfFinancialAssetsMeasuredAtAmortisedCost" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_StatementOfComprehensiveIncomeAbstract" xlink:label="loc_ifrs-full_StatementOfComprehensiveIncomeAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_StatementOfComprehensiveIncomeAbstract" xml:lang="en-US">Statement of comprehensive income [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_StatementOfComprehensiveIncomeAbstract" xlink:to="lab_ifrs-full_StatementOfComprehensiveIncomeAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_ComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossNetOfTaxAbstract" xlink:label="loc_ifrs-full_ComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossNetOfTaxAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossNetOfTaxAbstract" xml:lang="en-US">Components of other comprehensive income that will be reclassified to profit or loss, net of tax [abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossNetOfTaxAbstract" xml:lang="en-US">Items that may be reclassified subsequently to profit or loss:</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossNetOfTaxAbstract" xlink:to="lab_ifrs-full_ComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossNetOfTaxAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_AvailableforsaleFinancialAssetsAbstract" xlink:label="loc_ifrs-full_AvailableforsaleFinancialAssetsAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_AvailableforsaleFinancialAssetsAbstract" xml:lang="en-US">Available-for-sale financial assets [abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_AvailableforsaleFinancialAssetsAbstract" xml:lang="en-US">Available-for-sale financial assets:</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AvailableforsaleFinancialAssetsAbstract" xlink:to="lab_ifrs-full_AvailableforsaleFinancialAssetsAbstract" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_InvestmentsInDebtInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeAbstract" xlink:label="loc_smfg_InvestmentsInDebtInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_InvestmentsInDebtInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeAbstract" xml:lang="en-US">Investments in Debt Instruments Measured at Fair Value Through Other Comprehensive Income [abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_InvestmentsInDebtInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeAbstract" xml:lang="en-US">Debt instruments at fair value through other comprehensive income:</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_InvestmentsInDebtInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeAbstract" xlink:to="lab_smfg_InvestmentsInDebtInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_InvestmentsInDebtInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeAbstract" xml:lang="en-US">Investments in debt instruments measured at fair value through other comprehensive income.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_OtherComprehensiveIncomeBeforeTaxGainsLossesFromInvestmentsInDebtInstruments" xlink:label="loc_smfg_OtherComprehensiveIncomeBeforeTaxGainsLossesFromInvestmentsInDebtInstruments" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_OtherComprehensiveIncomeBeforeTaxGainsLossesFromInvestmentsInDebtInstruments" xml:lang="en-US">Other Comprehensive Income Before Tax Gains Losses From Investments In Debt Instruments</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_OtherComprehensiveIncomeBeforeTaxGainsLossesFromInvestmentsInDebtInstruments" xml:lang="en-US">Gains (losses) arising during the period, before tax</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_OtherComprehensiveIncomeBeforeTaxGainsLossesFromInvestmentsInDebtInstruments" xlink:to="lab_smfg_OtherComprehensiveIncomeBeforeTaxGainsLossesFromInvestmentsInDebtInstruments" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_OtherComprehensiveIncomeBeforeTaxGainsLossesFromInvestmentsInDebtInstruments" xml:lang="en-US">The amount of other comprehensive income, before tax, related to gains (losses) from changes in the fair value of investments in debt instruments.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_ReclassificationAdjustmentOfGainsLossesOnDebtInstrumentsAtFairValueThroughOtherComprehensiveIncome" xlink:label="loc_smfg_ReclassificationAdjustmentOfGainsLossesOnDebtInstrumentsAtFairValueThroughOtherComprehensiveIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_ReclassificationAdjustmentOfGainsLossesOnDebtInstrumentsAtFairValueThroughOtherComprehensiveIncome" xml:lang="en-US">Reclassification adjustment of gains/losses on debt instruments at fair value through other comprehensive income</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_smfg_ReclassificationAdjustmentOfGainsLossesOnDebtInstrumentsAtFairValueThroughOtherComprehensiveIncome" xml:lang="en-US">Reclassification adjustments for (gains) losses included in net profit, before tax</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_ReclassificationAdjustmentOfGainsLossesOnDebtInstrumentsAtFairValueThroughOtherComprehensiveIncome" xlink:to="lab_smfg_ReclassificationAdjustmentOfGainsLossesOnDebtInstrumentsAtFairValueThroughOtherComprehensiveIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_ReclassificationAdjustmentOfGainsLossesOnDebtInstrumentsAtFairValueThroughOtherComprehensiveIncome" xml:lang="en-US">Reclassification adjustment of gains/losses on debt instruments at fair value through other comprehensive income.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_ExchangeDifferencesOnTranslationAbstract" xlink:label="loc_ifrs-full_ExchangeDifferencesOnTranslationAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ExchangeDifferencesOnTranslationAbstract" xml:lang="en-US">Exchange differences on translation [abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ExchangeDifferencesOnTranslationAbstract" xml:lang="en-US">Exchange differences on translating foreign operations:</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ExchangeDifferencesOnTranslationAbstract" xlink:to="lab_ifrs-full_ExchangeDifferencesOnTranslationAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_GainsLossesOnExchangeDifferencesOnTranslationBeforeTax" xlink:label="loc_ifrs-full_GainsLossesOnExchangeDifferencesOnTranslationBeforeTax" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_GainsLossesOnExchangeDifferencesOnTranslationBeforeTax" xml:lang="en-US">Gains (losses) on exchange differences on translation, before tax</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_GainsLossesOnExchangeDifferencesOnTranslationBeforeTax" xml:lang="en-US">Gains (losses) arising during the period, before tax</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_GainsLossesOnExchangeDifferencesOnTranslationBeforeTax" xlink:to="lab_ifrs-full_GainsLossesOnExchangeDifferencesOnTranslationBeforeTax" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_ReclassificationAdjustmentsOnExchangeDifferencesOnTranslationNetOfTax" xlink:label="loc_ifrs-full_ReclassificationAdjustmentsOnExchangeDifferencesOnTranslationNetOfTax" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ReclassificationAdjustmentsOnExchangeDifferencesOnTranslationNetOfTax" xml:lang="en-US">Reclassification adjustments on exchange differences on translation, net of tax</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_ifrs-full_ReclassificationAdjustmentsOnExchangeDifferencesOnTranslationNetOfTax" xml:lang="en-US">Reclassification adjustments for (gains) losses included in net profit, before tax</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ReclassificationAdjustmentsOnExchangeDifferencesOnTranslationNetOfTax" xlink:to="lab_ifrs-full_ReclassificationAdjustmentsOnExchangeDifferencesOnTranslationNetOfTax" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillBeReclassifiedToProfitOrLossBeforeTax" xlink:label="loc_ifrs-full_ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillBeReclassifiedToProfitOrLossBeforeTax" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillBeReclassifiedToProfitOrLossBeforeTax" xml:lang="en-US">Share of other comprehensive income of associates and joint ventures accounted for using equity method that will be reclassified to profit or loss, before tax</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillBeReclassifiedToProfitOrLossBeforeTax" xml:lang="en-US">Share of other comprehensive income (loss) of associates and joint ventures</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillBeReclassifiedToProfitOrLossBeforeTax" xlink:to="lab_ifrs-full_ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillBeReclassifiedToProfitOrLossBeforeTax" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLoss" xlink:label="loc_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLoss" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLoss" xml:lang="en-US">Income tax relating to components of other comprehensive income that will be reclassified to profit or loss</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLoss" xml:lang="en-US">Income tax relating to items that may be reclassified</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLoss" xlink:to="lab_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLoss" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_OtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossNetOfTax" xlink:label="loc_ifrs-full_OtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossNetOfTax" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_OtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossNetOfTax" xml:lang="en-US">Other comprehensive income that will be reclassified to profit or loss, net of tax</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_ifrs-full_OtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossNetOfTax" xml:lang="en-US">Total items that may be reclassified subsequently to profit or loss, net of tax</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossNetOfTax" xlink:to="lab_ifrs-full_OtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossNetOfTax" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_ComprehensiveIncomeAttributableToAbstract" xlink:label="loc_ifrs-full_ComprehensiveIncomeAttributableToAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ComprehensiveIncomeAttributableToAbstract" xml:lang="en-US">Comprehensive income attributable to [abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ComprehensiveIncomeAttributableToAbstract" xml:lang="en-US">Total comprehensive income attributable to:</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ComprehensiveIncomeAttributableToAbstract" xlink:to="lab_ifrs-full_ComprehensiveIncomeAttributableToAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_ComprehensiveIncomeAttributableToOwnersOfParent" xlink:label="loc_ifrs-full_ComprehensiveIncomeAttributableToOwnersOfParent" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ComprehensiveIncomeAttributableToOwnersOfParent" xml:lang="en-US">Comprehensive income, attributable to owners of parent</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ComprehensiveIncomeAttributableToOwnersOfParent" xml:lang="en-US">Shareholders of Sumitomo Mitsui Financial Group, Inc.</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ComprehensiveIncomeAttributableToOwnersOfParent" xlink:to="lab_ifrs-full_ComprehensiveIncomeAttributableToOwnersOfParent" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_ComprehensiveIncomeAttributableToNoncontrollingInterests" xlink:label="loc_ifrs-full_ComprehensiveIncomeAttributableToNoncontrollingInterests" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ComprehensiveIncomeAttributableToNoncontrollingInterests" xml:lang="en-US">Comprehensive income, attributable to non-controlling interests</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ComprehensiveIncomeAttributableToNoncontrollingInterests" xml:lang="en-US">Non-controlling interests</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ComprehensiveIncomeAttributableToNoncontrollingInterests" xlink:to="lab_ifrs-full_ComprehensiveIncomeAttributableToNoncontrollingInterests" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_ComprehensiveIncomeAttributableToOtherEquityInstrumentsHolders" xlink:label="loc_smfg_ComprehensiveIncomeAttributableToOtherEquityInstrumentsHolders" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_ComprehensiveIncomeAttributableToOtherEquityInstrumentsHolders" xml:lang="en-US">Comprehensive Income Attributable To Other Equity Instruments Holders</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_ComprehensiveIncomeAttributableToOtherEquityInstrumentsHolders" xml:lang="en-US">Other equity instruments holders</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_ComprehensiveIncomeAttributableToOtherEquityInstrumentsHolders" xlink:to="lab_smfg_ComprehensiveIncomeAttributableToOtherEquityInstrumentsHolders" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_ComprehensiveIncomeAttributableToOtherEquityInstrumentsHolders" xml:lang="en-US">The amount of comprehensive income attributable to other equity instruments holders.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_OtherComprehensiveIncomeAbstract" xlink:label="loc_ifrs-full_OtherComprehensiveIncomeAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_OtherComprehensiveIncomeAbstract" xml:lang="en-US">Other comprehensive income [abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_OtherComprehensiveIncomeAbstract" xml:lang="en-US">Other comprehensive income:</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OtherComprehensiveIncomeAbstract" xlink:to="lab_ifrs-full_OtherComprehensiveIncomeAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_ComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossNetOfTaxAbstract" xlink:label="loc_ifrs-full_ComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossNetOfTaxAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossNetOfTaxAbstract" xml:lang="en-US">Components of other comprehensive income that will not be reclassified to profit or loss, net of tax [abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossNetOfTaxAbstract" xml:lang="en-US">Items that will not be reclassified to profit or loss:</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossNetOfTaxAbstract" xlink:to="lab_ifrs-full_ComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossNetOfTaxAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAssetAbstract" xlink:label="loc_ifrs-full_GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAssetAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAssetAbstract" xml:lang="en-US">Gain (loss) on remeasurement, net defined benefit liability (asset) [abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAssetAbstract" xml:lang="en-US">Remeasurements of defined benefit plans:</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAssetAbstract" xlink:to="lab_ifrs-full_GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAssetAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_OtherComprehensiveIncomeBeforeTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans" xlink:label="loc_ifrs-full_OtherComprehensiveIncomeBeforeTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_OtherComprehensiveIncomeBeforeTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans" xml:lang="en-US">Other comprehensive income, before tax, gains (losses) on remeasurements of defined benefit plans</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_OtherComprehensiveIncomeBeforeTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans" xml:lang="en-US">Gains (losses) arising during the period, before tax</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OtherComprehensiveIncomeBeforeTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans" xlink:to="lab_ifrs-full_OtherComprehensiveIncomeBeforeTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_GainsLossesOnInvestmentsInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeAbstract" xlink:label="loc_smfg_GainsLossesOnInvestmentsInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_GainsLossesOnInvestmentsInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeAbstract" xml:lang="en-US">Gains Losses On Investments in Equity Instruments Measured at Fair Value Through Other Comprehensive Income [abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_GainsLossesOnInvestmentsInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeAbstract" xml:lang="en-US">Equity instruments at fair value through other comprehensive income:</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_GainsLossesOnInvestmentsInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeAbstract" xlink:to="lab_smfg_GainsLossesOnInvestmentsInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_GainsLossesOnInvestmentsInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeAbstract" xml:lang="en-US">Gains losses on investments in equity instruments measured at fair value through other comprehensive income.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_OtherComprehensiveIncomeBeforeTaxGainsLossesFromInvestmentsInEquityInstruments" xlink:label="loc_ifrs-full_OtherComprehensiveIncomeBeforeTaxGainsLossesFromInvestmentsInEquityInstruments" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_OtherComprehensiveIncomeBeforeTaxGainsLossesFromInvestmentsInEquityInstruments" xml:lang="en-US">Other comprehensive income, before tax, gains (losses) from investments in equity instruments</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_OtherComprehensiveIncomeBeforeTaxGainsLossesFromInvestmentsInEquityInstruments" xml:lang="en-US">Gains (losses) arising during the period, before tax</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OtherComprehensiveIncomeBeforeTaxGainsLossesFromInvestmentsInEquityInstruments" xlink:to="lab_ifrs-full_OtherComprehensiveIncomeBeforeTaxGainsLossesFromInvestmentsInEquityInstruments" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillNotBeReclassifiedToProfitOrLossBeforeTax" xlink:label="loc_ifrs-full_ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillNotBeReclassifiedToProfitOrLossBeforeTax" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillNotBeReclassifiedToProfitOrLossBeforeTax" xml:lang="en-US">Share of other comprehensive income of associates and joint ventures accounted for using equity method that will not be reclassified to profit or loss, before tax</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillNotBeReclassifiedToProfitOrLossBeforeTax" xml:lang="en-US">Share of other comprehensive income (loss) of associates and joint ventures</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillNotBeReclassifiedToProfitOrLossBeforeTax" xlink:to="lab_ifrs-full_ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillNotBeReclassifiedToProfitOrLossBeforeTax" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLoss" xlink:label="loc_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLoss" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLoss" xml:lang="en-US">Income tax relating to components of other comprehensive income that will not be reclassified to profit or loss</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:label="lab_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLoss" xml:lang="en-US">Income tax relating to items that will not be reclassified</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLoss" xml:lang="en-US">Income tax (expense) benefit for changes arising during the period</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLoss" xlink:to="lab_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLoss" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_OtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossNetOfTax" xlink:label="loc_ifrs-full_OtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossNetOfTax" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_OtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossNetOfTax" xml:lang="en-US">Other comprehensive income that will not be reclassified to profit or loss, net of tax</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_ifrs-full_OtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossNetOfTax" xml:lang="en-US">Total items that will not be reclassified to profit or loss, net of tax</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossNetOfTax" xlink:to="lab_ifrs-full_OtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossNetOfTax" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DesignatedFinancialLiabilitiesAtFairValueThroughProfitOrLossAbstract" xlink:label="loc_ifrs-full_DesignatedFinancialLiabilitiesAtFairValueThroughProfitOrLossAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DesignatedFinancialLiabilitiesAtFairValueThroughProfitOrLossAbstract" xml:lang="en-US">Designated financial liabilities at fair value through profit or loss [abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DesignatedFinancialLiabilitiesAtFairValueThroughProfitOrLossAbstract" xml:lang="en-US">Own credit on financial liabilities designated at fair value through profit or loss:</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DesignatedFinancialLiabilitiesAtFairValueThroughProfitOrLossAbstract" xlink:to="lab_ifrs-full_DesignatedFinancialLiabilitiesAtFairValueThroughProfitOrLossAbstract" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_GainLossesOnOwnCreditOnFinancialLiabilitiesDesignatedThroughProfitOrLoss" xlink:label="loc_smfg_GainLossesOnOwnCreditOnFinancialLiabilitiesDesignatedThroughProfitOrLoss" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_GainLossesOnOwnCreditOnFinancialLiabilitiesDesignatedThroughProfitOrLoss" xml:lang="en-US">Gain Losses On Own Credit On Financial Liabilities Designated Through Profit Or Loss</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_GainLossesOnOwnCreditOnFinancialLiabilitiesDesignatedThroughProfitOrLoss" xml:lang="en-US">Gains (losses) arising during the period, before tax</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_GainLossesOnOwnCreditOnFinancialLiabilitiesDesignatedThroughProfitOrLoss" xlink:to="lab_smfg_GainLossesOnOwnCreditOnFinancialLiabilitiesDesignatedThroughProfitOrLoss" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_GainLossesOnOwnCreditOnFinancialLiabilitiesDesignatedThroughProfitOrLoss" xml:lang="en-US">Gain losses on own credit on financial liabilities designated through profit or loss.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_OtherComprehensiveIncome" xlink:label="loc_ifrs-full_OtherComprehensiveIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_OtherComprehensiveIncome" xml:lang="en-US">Other comprehensive income</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_ifrs-full_OtherComprehensiveIncome" xml:lang="en-US">Other comprehensive income (loss), net of tax</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_OtherComprehensiveIncome" xml:lang="en-US">Other comprehensive income</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OtherComprehensiveIncome" xlink:to="lab_ifrs-full_OtherComprehensiveIncome" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_ComprehensiveIncome" xlink:label="loc_ifrs-full_ComprehensiveIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ComprehensiveIncome" xml:lang="en-US">Comprehensive income</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_ifrs-full_ComprehensiveIncome" xml:lang="en-US">Total comprehensive income</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ComprehensiveIncome" xml:lang="en-US">Total comprehensive income</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ComprehensiveIncome" xlink:to="lab_ifrs-full_ComprehensiveIncome" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_StatementOfChangesInEquityAbstract" xlink:label="loc_ifrs-full_StatementOfChangesInEquityAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_StatementOfChangesInEquityAbstract" xml:lang="en-US">Statement of changes in equity [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_StatementOfChangesInEquityAbstract" xlink:to="lab_ifrs-full_StatementOfChangesInEquityAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_StatementOfChangesInEquityTable" xlink:label="loc_ifrs-full_StatementOfChangesInEquityTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_StatementOfChangesInEquityTable" xml:lang="en-US">Statement of changes in equity [table]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_StatementOfChangesInEquityTable" xml:lang="en-US">Statement of changes in equity [table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_StatementOfChangesInEquityTable" xlink:to="lab_ifrs-full_StatementOfChangesInEquityTable" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_ComponentsOfEquityAxis" xlink:label="loc_ifrs-full_ComponentsOfEquityAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ComponentsOfEquityAxis" xml:lang="en-US">Components of equity [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ComponentsOfEquityAxis" xml:lang="en-US">Components of equity [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ComponentsOfEquityAxis" xlink:to="lab_ifrs-full_ComponentsOfEquityAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_ComponentsOfEquityDomain" xlink:label="loc_ifrs-full_ComponentsOfEquityDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ComponentsOfEquityDomain" xml:lang="en-US">Components of equity [domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ComponentsOfEquityDomain" xml:lang="en-US">Equity [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ComponentsOfEquityDomain" xlink:to="lab_ifrs-full_ComponentsOfEquityDomain" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_IssuedCapitalMember" xlink:label="loc_ifrs-full_IssuedCapitalMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_IssuedCapitalMember" xml:lang="en-US">Issued capital [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_IssuedCapitalMember" xml:lang="en-US">Capital stock [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IssuedCapitalMember" xlink:to="lab_ifrs-full_IssuedCapitalMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_AdditionalPaidinCapitalMember" xlink:label="loc_ifrs-full_AdditionalPaidinCapitalMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_AdditionalPaidinCapitalMember" xml:lang="en-US">Additional paid-in capital [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_AdditionalPaidinCapitalMember" xml:lang="en-US">Capital surplus [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AdditionalPaidinCapitalMember" xlink:to="lab_ifrs-full_AdditionalPaidinCapitalMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_RetainedEarningsMember" xlink:label="loc_ifrs-full_RetainedEarningsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_RetainedEarningsMember" xml:lang="en-US">Retained earnings [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_RetainedEarningsMember" xml:lang="en-US">Retained earnings [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_RetainedEarningsMember" xlink:to="lab_ifrs-full_RetainedEarningsMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_TreasurySharesMember" xlink:label="loc_ifrs-full_TreasurySharesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_TreasurySharesMember" xml:lang="en-US">Treasury shares [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_TreasurySharesMember" xml:lang="en-US">Treasury stock [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_TreasurySharesMember" xlink:to="lab_ifrs-full_TreasurySharesMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_ReserveOfRemeasurementsOfDefinedBenefitPlansMember" xlink:label="loc_ifrs-full_ReserveOfRemeasurementsOfDefinedBenefitPlansMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ReserveOfRemeasurementsOfDefinedBenefitPlansMember" xml:lang="en-US">Reserve of remeasurements of defined benefit plans [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_ReserveOfRemeasurementsOfDefinedBenefitPlansMember" xml:lang="en-US">Remeasurements of defined benefit plans reserve [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ReserveOfRemeasurementsOfDefinedBenefitPlansMember" xml:lang="en-US">Remeasurements of defined benefit plans [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ReserveOfRemeasurementsOfDefinedBenefitPlansMember" xlink:to="lab_ifrs-full_ReserveOfRemeasurementsOfDefinedBenefitPlansMember" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_OwnCreditOnFinancialInstrumentsDesignatedAtFairValueThroughProfitOrLossMember" xlink:label="loc_smfg_OwnCreditOnFinancialInstrumentsDesignatedAtFairValueThroughProfitOrLossMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_OwnCreditOnFinancialInstrumentsDesignatedAtFairValueThroughProfitOrLossMember" xml:lang="en-US">Own Credit On Financial Instruments Designated At Fair Value Through Profit Or Loss [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_OwnCreditOnFinancialInstrumentsDesignatedAtFairValueThroughProfitOrLossMember" xml:lang="en-US">Own credit on financial liabilities designated at fair value through profit or loss reserve [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_OwnCreditOnFinancialInstrumentsDesignatedAtFairValueThroughProfitOrLossMember" xlink:to="lab_smfg_OwnCreditOnFinancialInstrumentsDesignatedAtFairValueThroughProfitOrLossMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_OwnCreditOnFinancialInstrumentsDesignatedAtFairValueThroughProfitOrLossMember" xml:lang="en-US">Own credit on financial instruments designated at fair value through profit or loss.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_ReserveOfGainsAndLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeMember" xlink:label="loc_ifrs-full_ReserveOfGainsAndLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ReserveOfGainsAndLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeMember" xml:lang="en-US">Reserve of gains and losses on financial assets measured at fair value through other comprehensive income [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/definitionGuidance" xlink:label="lab_ifrs-full_ReserveOfGainsAndLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeMember" xml:lang="en-US">Financial instruments at fair value through other comprehensive income reserve [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ReserveOfGainsAndLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeMember" xml:lang="en-US">Available-for-sale financial assets [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_ReserveOfGainsAndLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeMember" xml:lang="en-US">Financial Assets at Fair Value Through OCI Category [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/disclosureGuidance" xlink:label="lab_ifrs-full_ReserveOfGainsAndLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeMember" xml:lang="en-US">Debt investment securities at FVOCI [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ReserveOfGainsAndLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeMember" xlink:to="lab_ifrs-full_ReserveOfGainsAndLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_ReserveOfExchangeDifferencesOnTranslationMember" xlink:label="loc_ifrs-full_ReserveOfExchangeDifferencesOnTranslationMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ReserveOfExchangeDifferencesOnTranslationMember" xml:lang="en-US">Reserve of exchange differences on translation [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_ReserveOfExchangeDifferencesOnTranslationMember" xml:lang="en-US">Exchange differences on translating foreign operations reserve [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ReserveOfExchangeDifferencesOnTranslationMember" xml:lang="en-US">Exchange differences on translating foreign operations [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ReserveOfExchangeDifferencesOnTranslationMember" xlink:to="lab_ifrs-full_ReserveOfExchangeDifferencesOnTranslationMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_EquityAttributableToOwnersOfParentMember" xlink:label="loc_ifrs-full_EquityAttributableToOwnersOfParentMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_EquityAttributableToOwnersOfParentMember" xml:lang="en-US">Equity attributable to owners of parent [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_EquityAttributableToOwnersOfParentMember" xml:lang="en-US">Equity attributable to SMFG's shareholders [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_EquityAttributableToOwnersOfParentMember" xlink:to="lab_ifrs-full_EquityAttributableToOwnersOfParentMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_NoncontrollingInterestsMember" xlink:label="loc_ifrs-full_NoncontrollingInterestsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_NoncontrollingInterestsMember" xml:lang="en-US">Non-controlling interests [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_NoncontrollingInterestsMember" xml:lang="en-US">Non-controlling interests [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_NoncontrollingInterestsMember" xlink:to="lab_ifrs-full_NoncontrollingInterestsMember" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_EquityAttributableToOtherEquityInstrumentsHoldersMember" xlink:label="loc_smfg_EquityAttributableToOtherEquityInstrumentsHoldersMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_EquityAttributableToOtherEquityInstrumentsHoldersMember" xml:lang="en-US">Equity Attributable to Other Equity Instruments Holders [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_EquityAttributableToOtherEquityInstrumentsHoldersMember" xml:lang="en-US">Equity attributable to other equity instruments holders [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_EquityAttributableToOtherEquityInstrumentsHoldersMember" xlink:to="lab_smfg_EquityAttributableToOtherEquityInstrumentsHoldersMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_EquityAttributableToOtherEquityInstrumentsHoldersMember" xml:lang="en-US">Equity attributable to other equity instruments holders.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_StatementOfChangesInEquityLineItems" xlink:label="loc_ifrs-full_StatementOfChangesInEquityLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_StatementOfChangesInEquityLineItems" xml:lang="en-US">Statement of changes in equity [line items]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_StatementOfChangesInEquityLineItems" xml:lang="en-US">Statement of changes in equity [line items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_StatementOfChangesInEquityLineItems" xlink:to="lab_ifrs-full_StatementOfChangesInEquityLineItems" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_ComprehensiveIncomeAbstract" xlink:label="loc_ifrs-full_ComprehensiveIncomeAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ComprehensiveIncomeAbstract" xml:lang="en-US">Comprehensive income [abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ComprehensiveIncomeAbstract" xml:lang="en-US">Comprehensive income:</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ComprehensiveIncomeAbstract" xlink:to="lab_ifrs-full_ComprehensiveIncomeAbstract" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_IncreaseDecreaseThroughIssuanceOfStockForEmployeeAwards" xlink:label="loc_smfg_IncreaseDecreaseThroughIssuanceOfStockForEmployeeAwards" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_IncreaseDecreaseThroughIssuanceOfStockForEmployeeAwards" xml:lang="en-US">Increase Decrease Through Issuance Of Stock For Employee Awards</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_smfg_IncreaseDecreaseThroughIssuanceOfStockForEmployeeAwards" xml:lang="en-US">Issuance of shares under share-based payment transactions</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_IncreaseDecreaseThroughIssuanceOfStockForEmployeeAwards" xlink:to="lab_smfg_IncreaseDecreaseThroughIssuanceOfStockForEmployeeAwards" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_IncreaseDecreaseThroughIssuanceOfStockForEmployeeAwards" xml:lang="en-US">The increase in equity through the issue of shares under share-based payment transactions.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_IssueOfEquity" xlink:label="loc_ifrs-full_IssueOfEquity" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_IssueOfEquity" xml:lang="en-US">Issue of equity</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_IssueOfEquity" xml:lang="en-US">Issuance of other equity instruments</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IssueOfEquity" xlink:to="lab_ifrs-full_IssueOfEquity" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_IncreaseDecreaseThroughAcquisitionAndDisposalOfSubsidiariesAndBusinessNet" xlink:label="loc_smfg_IncreaseDecreaseThroughAcquisitionAndDisposalOfSubsidiariesAndBusinessNet" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_IncreaseDecreaseThroughAcquisitionAndDisposalOfSubsidiariesAndBusinessNet" xml:lang="en-US">Increase (decrease) through acquisition and disposal of subsidiaries and business net</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_IncreaseDecreaseThroughAcquisitionAndDisposalOfSubsidiariesAndBusinessNet" xml:lang="en-US">Acquisition and disposal of subsidiaries and businesses-net</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_IncreaseDecreaseThroughAcquisitionAndDisposalOfSubsidiariesAndBusinessNet" xlink:to="lab_smfg_IncreaseDecreaseThroughAcquisitionAndDisposalOfSubsidiariesAndBusinessNet" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_IncreaseDecreaseThroughAcquisitionAndDisposalOfSubsidiariesAndBusinessNet" xml:lang="en-US">Increase (decrease) through acquisition and disposal of subsidiaries and business net.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_IncreaseDecreaseThroughChangesInOwnershipInterestsInSubsidiariesThatDoNotResultInLossOfControl" xlink:label="loc_ifrs-full_IncreaseDecreaseThroughChangesInOwnershipInterestsInSubsidiariesThatDoNotResultInLossOfControl" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_IncreaseDecreaseThroughChangesInOwnershipInterestsInSubsidiariesThatDoNotResultInLossOfControl" xml:lang="en-US">Increase (decrease) through changes in ownership interests in subsidiaries that do not result in loss of control, equity</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_IncreaseDecreaseThroughChangesInOwnershipInterestsInSubsidiariesThatDoNotResultInLossOfControl" xml:lang="en-US">Transaction with non-controlling interest shareholders</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IncreaseDecreaseThroughChangesInOwnershipInterestsInSubsidiariesThatDoNotResultInLossOfControl" xlink:to="lab_ifrs-full_IncreaseDecreaseThroughChangesInOwnershipInterestsInSubsidiariesThatDoNotResultInLossOfControl" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DividendsPaid" xlink:label="loc_ifrs-full_DividendsPaid" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DividendsPaid" xml:lang="en-US">Dividends recognised as distributions to owners</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_ifrs-full_DividendsPaid" xml:lang="en-US">Dividends to shareholders</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DividendsPaid" xml:lang="en-US">Aggregate amount</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DividendsPaid" xlink:to="lab_ifrs-full_DividendsPaid" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_IncreaseDecreaseThroughCouponsOnOtherEquityInstruments" xlink:label="loc_smfg_IncreaseDecreaseThroughCouponsOnOtherEquityInstruments" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_IncreaseDecreaseThroughCouponsOnOtherEquityInstruments" xml:lang="en-US">Increase decrease through coupons on other equity instruments</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_IncreaseDecreaseThroughCouponsOnOtherEquityInstruments" xml:lang="en-US">Coupons on other equity instruments</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_IncreaseDecreaseThroughCouponsOnOtherEquityInstruments" xlink:to="lab_smfg_IncreaseDecreaseThroughCouponsOnOtherEquityInstruments" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_IncreaseDecreaseThroughCouponsOnOtherEquityInstruments" xml:lang="en-US">The amount of increase (decrease) through coupons on other equity instruments.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_PurchaseOfTreasuryShares" xlink:label="loc_ifrs-full_PurchaseOfTreasuryShares" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_PurchaseOfTreasuryShares" xml:lang="en-US">Purchase of treasury shares</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_ifrs-full_PurchaseOfTreasuryShares" xml:lang="en-US">Purchases of treasury stock</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_PurchaseOfTreasuryShares" xml:lang="en-US">Purchase of treasury stock</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_PurchaseOfTreasuryShares" xlink:to="lab_ifrs-full_PurchaseOfTreasuryShares" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_SaleOrIssueOfTreasuryShares" xlink:label="loc_ifrs-full_SaleOrIssueOfTreasuryShares" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_SaleOrIssueOfTreasuryShares" xml:lang="en-US">Sale or issue of treasury shares</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_SaleOrIssueOfTreasuryShares" xml:lang="en-US">Sales of treasury stock</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_SaleOrIssueOfTreasuryShares" xlink:to="lab_ifrs-full_SaleOrIssueOfTreasuryShares" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_IncreaseDecreaseThroughTreasuryShareTransactions" xlink:label="loc_ifrs-full_IncreaseDecreaseThroughTreasuryShareTransactions" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_IncreaseDecreaseThroughTreasuryShareTransactions" xml:lang="en-US">Increase (decrease) through treasury share transactions, equity</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_IncreaseDecreaseThroughTreasuryShareTransactions" xml:lang="en-US">Loss on sales of treasury stock</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IncreaseDecreaseThroughTreasuryShareTransactions" xlink:to="lab_ifrs-full_IncreaseDecreaseThroughTreasuryShareTransactions" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_CancellationOfTreasuryShares" xlink:label="loc_ifrs-full_CancellationOfTreasuryShares" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_CancellationOfTreasuryShares" xml:lang="en-US">Cancellation of treasury shares</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_CancellationOfTreasuryShares" xml:lang="en-US">Cancellation of treasury stock</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CancellationOfTreasuryShares" xlink:to="lab_ifrs-full_CancellationOfTreasuryShares" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_IncreaseDecreaseThroughSharebasedPaymentTransactions" xlink:label="loc_ifrs-full_IncreaseDecreaseThroughSharebasedPaymentTransactions" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_IncreaseDecreaseThroughSharebasedPaymentTransactions" xml:lang="en-US">Increase (decrease) through share-based payment transactions, equity</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_IncreaseDecreaseThroughSharebasedPaymentTransactions" xml:lang="en-US">Share-based payment transactions</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IncreaseDecreaseThroughSharebasedPaymentTransactions" xlink:to="lab_ifrs-full_IncreaseDecreaseThroughSharebasedPaymentTransactions" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_IncreaseDecreaseThroughTransferToRetainedEarnings" xlink:label="loc_smfg_IncreaseDecreaseThroughTransferToRetainedEarnings" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_IncreaseDecreaseThroughTransferToRetainedEarnings" xml:lang="en-US">Increase Decrease Through Transfer to Retained Earnings</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_IncreaseDecreaseThroughTransferToRetainedEarnings" xml:lang="en-US">Transfer from other reserves to retained earnings</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_IncreaseDecreaseThroughTransferToRetainedEarnings" xlink:to="lab_smfg_IncreaseDecreaseThroughTransferToRetainedEarnings" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_IncreaseDecreaseThroughTransferToRetainedEarnings" xml:lang="en-US">Increase Decrease Through Transfer to Retained Earnings</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_IncreaseDecreaseThroughTransfersAndOtherChangesEquity" xlink:label="loc_ifrs-full_IncreaseDecreaseThroughTransfersAndOtherChangesEquity" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_IncreaseDecreaseThroughTransfersAndOtherChangesEquity" xml:lang="en-US">Increase (decrease) through other changes, equity</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_IncreaseDecreaseThroughTransfersAndOtherChangesEquity" xml:lang="en-US">Others</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IncreaseDecreaseThroughTransfersAndOtherChangesEquity" xlink:to="lab_ifrs-full_IncreaseDecreaseThroughTransfersAndOtherChangesEquity" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_IncreaseDecreaseThroughShareOfChangesInCapitalSurplusOfAssociatesAndJointVentures" xlink:label="loc_smfg_IncreaseDecreaseThroughShareOfChangesInCapitalSurplusOfAssociatesAndJointVentures" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_IncreaseDecreaseThroughShareOfChangesInCapitalSurplusOfAssociatesAndJointVentures" xml:lang="en-US">Increase Decrease Through Share Of Changes In Capital Surplus Of Associates And Joint Ventures</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_smfg_IncreaseDecreaseThroughShareOfChangesInCapitalSurplusOfAssociatesAndJointVentures" xml:lang="en-US">Share of changes in capital surplus of associates and joint ventures</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_IncreaseDecreaseThroughShareOfChangesInCapitalSurplusOfAssociatesAndJointVentures" xlink:to="lab_smfg_IncreaseDecreaseThroughShareOfChangesInCapitalSurplusOfAssociatesAndJointVentures" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_IncreaseDecreaseThroughShareOfChangesInCapitalSurplusOfAssociatesAndJointVentures" xml:lang="en-US">The amount of increase (decrease) through share of changes in capital surplus of associates and joint ventures.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_IncreaseDecreaseThroughPurchaseAndSaleOfOtherEquityInstrumentsNet" xlink:label="loc_smfg_IncreaseDecreaseThroughPurchaseAndSaleOfOtherEquityInstrumentsNet" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_IncreaseDecreaseThroughPurchaseAndSaleOfOtherEquityInstrumentsNet" xml:lang="en-US">Increase Decrease Through Purchase And Sale Of Other Equity Instruments Net</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_IncreaseDecreaseThroughPurchaseAndSaleOfOtherEquityInstrumentsNet" xml:lang="en-US">Purchases of other equity instruments and sales of other equity instruments-net</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_IncreaseDecreaseThroughPurchaseAndSaleOfOtherEquityInstrumentsNet" xlink:to="lab_smfg_IncreaseDecreaseThroughPurchaseAndSaleOfOtherEquityInstrumentsNet" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_IncreaseDecreaseThroughPurchaseAndSaleOfOtherEquityInstrumentsNet" xml:lang="en-US">Increase Decrease Through Purchase And Sale Of Other Equity Instruments Net</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DecreaseThroughPutOptionsWrittenOnNonControllingInterest" xlink:label="loc_smfg_DecreaseThroughPutOptionsWrittenOnNonControllingInterest" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DecreaseThroughPutOptionsWrittenOnNonControllingInterest" xml:lang="en-US">Decrease Through Put Options Written On Non Controlling Interest</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_smfg_DecreaseThroughPutOptionsWrittenOnNonControllingInterest" xml:lang="en-US">Put options written on non-controlling interests</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DecreaseThroughPutOptionsWrittenOnNonControllingInterest" xlink:to="lab_smfg_DecreaseThroughPutOptionsWrittenOnNonControllingInterest" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DecreaseThroughPutOptionsWrittenOnNonControllingInterest" xml:lang="en-US">Decrease through put options written on non controlling interest.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_RedemptionOfOtherEquityInstruments" xlink:label="loc_smfg_RedemptionOfOtherEquityInstruments" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_RedemptionOfOtherEquityInstruments" xml:lang="en-US">Redemption Of Other Equity Instruments</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_smfg_RedemptionOfOtherEquityInstruments" xml:lang="en-US">Redemption of other equity instruments</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_RedemptionOfOtherEquityInstruments" xlink:to="lab_smfg_RedemptionOfOtherEquityInstruments" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_RedemptionOfOtherEquityInstruments" xml:lang="en-US">Redemption of other equity instruments.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_StatementOfCashFlowsAbstract" xlink:label="loc_ifrs-full_StatementOfCashFlowsAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_StatementOfCashFlowsAbstract" xml:lang="en-US">Statement of cash flows [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_StatementOfCashFlowsAbstract" xlink:to="lab_ifrs-full_StatementOfCashFlowsAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_AdjustmentsForReconcileProfitLossAbstract" xlink:label="loc_ifrs-full_AdjustmentsForReconcileProfitLossAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_AdjustmentsForReconcileProfitLossAbstract" xml:lang="en-US">Adjustments to reconcile profit (loss) [abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_AdjustmentsForReconcileProfitLossAbstract" xml:lang="en-US">Adjustments for:</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AdjustmentsForReconcileProfitLossAbstract" xlink:to="lab_ifrs-full_AdjustmentsForReconcileProfitLossAbstract" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_AdjustmentsForLossesGainsOnFinancialAssetsAtFairValueThroughProfitOrLossAndInvestmentSecurities" xlink:label="loc_smfg_AdjustmentsForLossesGainsOnFinancialAssetsAtFairValueThroughProfitOrLossAndInvestmentSecurities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_AdjustmentsForLossesGainsOnFinancialAssetsAtFairValueThroughProfitOrLossAndInvestmentSecurities" xml:lang="en-US">Adjustments for losses (gains) on financial assets at fair value through profit or loss and investment securities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_AdjustmentsForLossesGainsOnFinancialAssetsAtFairValueThroughProfitOrLossAndInvestmentSecurities" xml:lang="en-US">(Gains) losses on financial assets at fair value through profit or loss and investment securities</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_AdjustmentsForLossesGainsOnFinancialAssetsAtFairValueThroughProfitOrLossAndInvestmentSecurities" xlink:to="lab_smfg_AdjustmentsForLossesGainsOnFinancialAssetsAtFairValueThroughProfitOrLossAndInvestmentSecurities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_AdjustmentsForLossesGainsOnFinancialAssetsAtFairValueThroughProfitOrLossAndInvestmentSecurities" xml:lang="en-US">Adjustments for fair value losses (gains) and investment securities to reconcile profit (loss) to net cash flow from (used in) operating activities.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_AdjustmentsForUnrealisedForeignExchangeLossesGains" xlink:label="loc_ifrs-full_AdjustmentsForUnrealisedForeignExchangeLossesGains" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_AdjustmentsForUnrealisedForeignExchangeLossesGains" xml:lang="en-US">Adjustments for unrealised foreign exchange losses (gains)</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_AdjustmentsForUnrealisedForeignExchangeLossesGains" xml:lang="en-US">Foreign exchange gains</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AdjustmentsForUnrealisedForeignExchangeLossesGains" xlink:to="lab_ifrs-full_AdjustmentsForUnrealisedForeignExchangeLossesGains" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_AdjustmentsForProvisionForLoanLosses" xlink:label="loc_smfg_AdjustmentsForProvisionForLoanLosses" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_AdjustmentsForProvisionForLoanLosses" xml:lang="en-US">Adjustments For Provision For Loan Losses</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/positiveLabel" xlink:label="lab_smfg_AdjustmentsForProvisionForLoanLosses" xml:lang="en-US">Provision for loan losses</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_AdjustmentsForProvisionForLoanLosses" xlink:to="lab_smfg_AdjustmentsForProvisionForLoanLosses" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_AdjustmentsForProvisionForLoanLosses" xml:lang="en-US">Adjustments for provision for loan losses.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_AdjustmentsForDepreciationAndAmortisationExpense" xlink:label="loc_ifrs-full_AdjustmentsForDepreciationAndAmortisationExpense" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_AdjustmentsForDepreciationAndAmortisationExpense" xml:lang="en-US">Adjustments for depreciation and amortisation expense</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_AdjustmentsForDepreciationAndAmortisationExpense" xml:lang="en-US">Depreciation and amortization</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AdjustmentsForDepreciationAndAmortisationExpense" xlink:to="lab_ifrs-full_AdjustmentsForDepreciationAndAmortisationExpense" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_CashFlowsFromUsedInFinancingActivitiesAbstract" xlink:label="loc_ifrs-full_CashFlowsFromUsedInFinancingActivitiesAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_CashFlowsFromUsedInFinancingActivitiesAbstract" xml:lang="en-US">Cash flows from (used in) financing activities [abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_CashFlowsFromUsedInFinancingActivitiesAbstract" xml:lang="en-US">Financing Activities:</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CashFlowsFromUsedInFinancingActivitiesAbstract" xlink:to="lab_ifrs-full_CashFlowsFromUsedInFinancingActivitiesAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_RepaymentsOfSubordinatedLiabilities" xlink:label="loc_ifrs-full_RepaymentsOfSubordinatedLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_RepaymentsOfSubordinatedLiabilities" xml:lang="en-US">Repayments of subordinated liabilities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_ifrs-full_RepaymentsOfSubordinatedLiabilities" xml:lang="en-US">Redemption of subordinated borrowings</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_RepaymentsOfSubordinatedLiabilities" xlink:to="lab_ifrs-full_RepaymentsOfSubordinatedLiabilities" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_ProceedsFromIssuanceOfSubordinatedBonds" xlink:label="loc_smfg_ProceedsFromIssuanceOfSubordinatedBonds" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_ProceedsFromIssuanceOfSubordinatedBonds" xml:lang="en-US">Proceeds from issuance of subordinated bonds</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_ProceedsFromIssuanceOfSubordinatedBonds" xml:lang="en-US">Proceeds from issuance of subordinated bonds</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_ProceedsFromIssuanceOfSubordinatedBonds" xlink:to="lab_smfg_ProceedsFromIssuanceOfSubordinatedBonds" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_ProceedsFromIssuanceOfSubordinatedBonds" xml:lang="en-US">Proceeds from issuance of subordinated bonds</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_RedemptionOfSubordinatedBonds" xlink:label="loc_smfg_RedemptionOfSubordinatedBonds" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_RedemptionOfSubordinatedBonds" xml:lang="en-US">Redemption of subordinated bonds</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_smfg_RedemptionOfSubordinatedBonds" xml:lang="en-US">Redemption of subordinated bonds</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_RedemptionOfSubordinatedBonds" xlink:to="lab_smfg_RedemptionOfSubordinatedBonds" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_RedemptionOfSubordinatedBonds" xml:lang="en-US">Redemption of subordinated bonds</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_ProceedsFromIssuingOtherEquityInstruments" xlink:label="loc_ifrs-full_ProceedsFromIssuingOtherEquityInstruments" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ProceedsFromIssuingOtherEquityInstruments" xml:lang="en-US">Proceeds from issuing other equity instruments</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ProceedsFromIssuingOtherEquityInstruments" xml:lang="en-US">Proceeds from issuance of other equity instruments</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ProceedsFromIssuingOtherEquityInstruments" xlink:to="lab_ifrs-full_ProceedsFromIssuingOtherEquityInstruments" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DividendsPaidToEquityHoldersOfParentClassifiedAsFinancingActivities" xlink:label="loc_ifrs-full_DividendsPaidToEquityHoldersOfParentClassifiedAsFinancingActivities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DividendsPaidToEquityHoldersOfParentClassifiedAsFinancingActivities" xml:lang="en-US">Dividends paid to equity holders of parent, classified as financing activities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:label="lab_ifrs-full_DividendsPaidToEquityHoldersOfParentClassifiedAsFinancingActivities" xml:lang="en-US">Dividends paid to shareholders of Sumitomo Mitsui Financial Group, Inc.</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_ifrs-full_DividendsPaidToEquityHoldersOfParentClassifiedAsFinancingActivities" xml:lang="en-US">Dividends paid to shareholders</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DividendsPaidToEquityHoldersOfParentClassifiedAsFinancingActivities" xlink:to="lab_ifrs-full_DividendsPaidToEquityHoldersOfParentClassifiedAsFinancingActivities" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DividendsPaidToNoncontrollingInterestsClassifiedAsFinancingActivities" xlink:label="loc_ifrs-full_DividendsPaidToNoncontrollingInterestsClassifiedAsFinancingActivities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DividendsPaidToNoncontrollingInterestsClassifiedAsFinancingActivities" xml:lang="en-US">Dividends paid to non-controlling interests, classified as financing activities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_ifrs-full_DividendsPaidToNoncontrollingInterestsClassifiedAsFinancingActivities" xml:lang="en-US">Dividends paid to non-controlling interest shareholders</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DividendsPaidToNoncontrollingInterestsClassifiedAsFinancingActivities" xlink:to="lab_ifrs-full_DividendsPaidToNoncontrollingInterestsClassifiedAsFinancingActivities" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_CouponsPaidToOtherEquityInstrumentsHolders" xlink:label="loc_smfg_CouponsPaidToOtherEquityInstrumentsHolders" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_CouponsPaidToOtherEquityInstrumentsHolders" xml:lang="en-US">Coupons Paid To Other Equity Instruments Holders</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_smfg_CouponsPaidToOtherEquityInstrumentsHolders" xml:lang="en-US">Coupons paid to other equity instruments holders</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_CouponsPaidToOtherEquityInstrumentsHolders" xlink:to="lab_smfg_CouponsPaidToOtherEquityInstrumentsHolders" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_CouponsPaidToOtherEquityInstrumentsHolders" xml:lang="en-US">The cash outflow for coupons paid to other equity instruments holders.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_ProceedsFromSalePurchasesOfTreasuryShares" xlink:label="loc_smfg_ProceedsFromSalePurchasesOfTreasuryShares" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_ProceedsFromSalePurchasesOfTreasuryShares" xml:lang="en-US">Proceeds From Sale Purchases Of Treasury Shares</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_ProceedsFromSalePurchasesOfTreasuryShares" xml:lang="en-US">Purchases of treasury stock and proceeds from sales of treasury stock&#8212;net</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_ProceedsFromSalePurchasesOfTreasuryShares" xlink:to="lab_smfg_ProceedsFromSalePurchasesOfTreasuryShares" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_ProceedsFromSalePurchasesOfTreasuryShares" xml:lang="en-US">The net cash outflow or inflow for the increase (decrease) from purchase of treasury stock and proceeds from sale of treasury stock.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_ProceedsFromSalePurchasesOfOtherEquityInstruments" xlink:label="loc_smfg_ProceedsFromSalePurchasesOfOtherEquityInstruments" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_ProceedsFromSalePurchasesOfOtherEquityInstruments" xml:lang="en-US">Proceeds From Sale Purchases Of Other Equity Instruments</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_ProceedsFromSalePurchasesOfOtherEquityInstruments" xml:lang="en-US">Purchases of other equity instruments and proceeds from sales of other equity instruments&#8212;net</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_ProceedsFromSalePurchasesOfOtherEquityInstruments" xlink:to="lab_smfg_ProceedsFromSalePurchasesOfOtherEquityInstruments" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_ProceedsFromSalePurchasesOfOtherEquityInstruments" xml:lang="en-US">The net cash outflow or inflow for the increase (decrease) from purchase of other equity instruments and proceeds from sale of other equity instruments.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_TransactionsWithNoncontrollingInterestShareholdersNet" xlink:label="loc_smfg_TransactionsWithNoncontrollingInterestShareholdersNet" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_TransactionsWithNoncontrollingInterestShareholdersNet" xml:lang="en-US">Transactions With Non-controlling Interest Shareholders Net</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_TransactionsWithNoncontrollingInterestShareholdersNet" xml:lang="en-US">Transactions with&#160;non-controlling&#160;interest shareholders&#8212;net</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_TransactionsWithNoncontrollingInterestShareholdersNet" xlink:to="lab_smfg_TransactionsWithNoncontrollingInterestShareholdersNet" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_TransactionsWithNoncontrollingInterestShareholdersNet" xml:lang="en-US">Transaction adjustments With Non-controlling Interest Shareholders.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_CashFlowsFromUsedInFinancingActivities" xlink:label="loc_ifrs-full_CashFlowsFromUsedInFinancingActivities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_CashFlowsFromUsedInFinancingActivities" xml:lang="en-US">Cash flows from (used in) financing activities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_ifrs-full_CashFlowsFromUsedInFinancingActivities" xml:lang="en-US">Net cash and cash equivalents provided by (used in) financing activities</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CashFlowsFromUsedInFinancingActivities" xlink:to="lab_ifrs-full_CashFlowsFromUsedInFinancingActivities" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_EffectOfExchangeRateChangesOnCashAndCashEquivalents" xlink:label="loc_ifrs-full_EffectOfExchangeRateChangesOnCashAndCashEquivalents" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_EffectOfExchangeRateChangesOnCashAndCashEquivalents" xml:lang="en-US">Effect of exchange rate changes on cash and cash equivalents</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_EffectOfExchangeRateChangesOnCashAndCashEquivalents" xml:lang="en-US">Effect of exchange rate changes on cash and cash equivalents</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_EffectOfExchangeRateChangesOnCashAndCashEquivalents" xlink:to="lab_ifrs-full_EffectOfExchangeRateChangesOnCashAndCashEquivalents" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_IncreaseDecreaseInCashAndCashEquivalents" xlink:label="loc_ifrs-full_IncreaseDecreaseInCashAndCashEquivalents" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_IncreaseDecreaseInCashAndCashEquivalents" xml:lang="en-US">Increase (decrease) in cash and cash equivalents</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_ifrs-full_IncreaseDecreaseInCashAndCashEquivalents" xml:lang="en-US">Net increase (decrease) of cash and cash equivalents</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IncreaseDecreaseInCashAndCashEquivalents" xlink:to="lab_ifrs-full_IncreaseDecreaseInCashAndCashEquivalents" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_CashAndCashEquivalents" xlink:label="loc_ifrs-full_CashAndCashEquivalents" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_CashAndCashEquivalents" xml:lang="en-US">Cash and cash equivalents</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="lab_ifrs-full_CashAndCashEquivalents" xml:lang="en-US">Cash and cash equivalents at beginning of period</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="lab_ifrs-full_CashAndCashEquivalents" xml:lang="en-US">Cash and cash equivalents at end of period</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_ifrs-full_CashAndCashEquivalents" xml:lang="en-US">Cash and cash equivalents</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CashAndCashEquivalents" xlink:to="lab_ifrs-full_CashAndCashEquivalents" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_PaymentsOfLeaseLiabilitiesClassifiedAsFinancingActivities" xlink:label="loc_ifrs-full_PaymentsOfLeaseLiabilitiesClassifiedAsFinancingActivities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_PaymentsOfLeaseLiabilitiesClassifiedAsFinancingActivities" xml:lang="en-US">Payments of lease liabilities, classified as financing activities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_ifrs-full_PaymentsOfLeaseLiabilitiesClassifiedAsFinancingActivities" xml:lang="en-US">Payments for the principal portion of lease liabilities</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_PaymentsOfLeaseLiabilitiesClassifiedAsFinancingActivities" xlink:to="lab_ifrs-full_PaymentsOfLeaseLiabilitiesClassifiedAsFinancingActivities" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_CashFlowsFromUsedInInvestingActivitiesAbstract" xlink:label="loc_ifrs-full_CashFlowsFromUsedInInvestingActivitiesAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_CashFlowsFromUsedInInvestingActivitiesAbstract" xml:lang="en-US">Cash flows from (used in) investing activities [abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_CashFlowsFromUsedInInvestingActivitiesAbstract" xml:lang="en-US">Investing Activities:</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CashFlowsFromUsedInInvestingActivitiesAbstract" xlink:to="lab_ifrs-full_CashFlowsFromUsedInInvestingActivitiesAbstract" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_PurchasesOfFinancialAssetsAtFairValueThroughProfitOrLossAndInvestmentSecurities" xlink:label="loc_smfg_PurchasesOfFinancialAssetsAtFairValueThroughProfitOrLossAndInvestmentSecurities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_PurchasesOfFinancialAssetsAtFairValueThroughProfitOrLossAndInvestmentSecurities" xml:lang="en-US">Purchases of Financial Assets at Fair Value Through Profit or Loss and Investment Securities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_smfg_PurchasesOfFinancialAssetsAtFairValueThroughProfitOrLossAndInvestmentSecurities" xml:lang="en-US">Purchases of financial assets at fair value through profit or loss and investment securities</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_PurchasesOfFinancialAssetsAtFairValueThroughProfitOrLossAndInvestmentSecurities" xlink:to="lab_smfg_PurchasesOfFinancialAssetsAtFairValueThroughProfitOrLossAndInvestmentSecurities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_PurchasesOfFinancialAssetsAtFairValueThroughProfitOrLossAndInvestmentSecurities" xml:lang="en-US">The cash outflow for purchases of financial assets at fair value through profit or loss and investment securities other than investments accounted for using the equity method.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_ProceedsFromSaleOfFinancialAssetsAtFairValueThroughProfitOrLossAndInvestmentSecurities" xlink:label="loc_smfg_ProceedsFromSaleOfFinancialAssetsAtFairValueThroughProfitOrLossAndInvestmentSecurities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_ProceedsFromSaleOfFinancialAssetsAtFairValueThroughProfitOrLossAndInvestmentSecurities" xml:lang="en-US">Proceeds from Sale of Financial Assets at Fair Value Through Profit or Loss and Investment Securities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_ProceedsFromSaleOfFinancialAssetsAtFairValueThroughProfitOrLossAndInvestmentSecurities" xml:lang="en-US">Proceeds from sales of financial assets at fair value through profit or loss and investment securities</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_ProceedsFromSaleOfFinancialAssetsAtFairValueThroughProfitOrLossAndInvestmentSecurities" xlink:to="lab_smfg_ProceedsFromSaleOfFinancialAssetsAtFairValueThroughProfitOrLossAndInvestmentSecurities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_ProceedsFromSaleOfFinancialAssetsAtFairValueThroughProfitOrLossAndInvestmentSecurities" xml:lang="en-US">Proceeds from sale of financial assets at fair value through profit or loss and investment securities</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_ProceedsFromMaturitiesOfFinancialAssetsAtFairValueThroughProfitOrLossAndInvestmentSecurities" xlink:label="loc_smfg_ProceedsFromMaturitiesOfFinancialAssetsAtFairValueThroughProfitOrLossAndInvestmentSecurities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_ProceedsFromMaturitiesOfFinancialAssetsAtFairValueThroughProfitOrLossAndInvestmentSecurities" xml:lang="en-US">Proceeds from Maturities of Financial Assets at Fair Value Through Profit or Loss and Investment Securities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_ProceedsFromMaturitiesOfFinancialAssetsAtFairValueThroughProfitOrLossAndInvestmentSecurities" xml:lang="en-US">Proceeds from maturities of financial assets at fair value through profit or loss and investment securities</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_ProceedsFromMaturitiesOfFinancialAssetsAtFairValueThroughProfitOrLossAndInvestmentSecurities" xlink:to="lab_smfg_ProceedsFromMaturitiesOfFinancialAssetsAtFairValueThroughProfitOrLossAndInvestmentSecurities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_ProceedsFromMaturitiesOfFinancialAssetsAtFairValueThroughProfitOrLossAndInvestmentSecurities" xml:lang="en-US">Proceeds from maturities of financial assets at fair value through profit or loss and investment securities.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_PurchaseOfInterestsInInvestmentsAccountedForUsingEquityMethod" xlink:label="loc_ifrs-full_PurchaseOfInterestsInInvestmentsAccountedForUsingEquityMethod" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_PurchaseOfInterestsInInvestmentsAccountedForUsingEquityMethod" xml:lang="en-US">Purchase of interests in investments accounted for using equity method</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_ifrs-full_PurchaseOfInterestsInInvestmentsAccountedForUsingEquityMethod" xml:lang="en-US">Investments in associates and joint ventures</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_PurchaseOfInterestsInInvestmentsAccountedForUsingEquityMethod" xlink:to="lab_ifrs-full_PurchaseOfInterestsInInvestmentsAccountedForUsingEquityMethod" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_CashFlowsFromLosingControlOfSubsidiariesOrOtherBusinessesClassifiedAsInvestingActivities" xlink:label="loc_ifrs-full_CashFlowsFromLosingControlOfSubsidiariesOrOtherBusinessesClassifiedAsInvestingActivities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_CashFlowsFromLosingControlOfSubsidiariesOrOtherBusinessesClassifiedAsInvestingActivities" xml:lang="en-US">Cash flows from losing control of subsidiaries or other businesses, classified as investing activities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_CashFlowsFromLosingControlOfSubsidiariesOrOtherBusinessesClassifiedAsInvestingActivities" xml:lang="en-US">Disposal of subsidiaries and businesses, net of cash and cash equivalents disposed</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CashFlowsFromLosingControlOfSubsidiariesOrOtherBusinessesClassifiedAsInvestingActivities" xlink:to="lab_ifrs-full_CashFlowsFromLosingControlOfSubsidiariesOrOtherBusinessesClassifiedAsInvestingActivities" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_ProceedsFromSalesOfInvestmentsAccountedForUsingEquityMethod" xlink:label="loc_ifrs-full_ProceedsFromSalesOfInvestmentsAccountedForUsingEquityMethod" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ProceedsFromSalesOfInvestmentsAccountedForUsingEquityMethod" xml:lang="en-US">Proceeds from sales of investments accounted for using equity method</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ProceedsFromSalesOfInvestmentsAccountedForUsingEquityMethod" xml:lang="en-US">Proceeds from sales of investments in associates and joint ventures</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ProceedsFromSalesOfInvestmentsAccountedForUsingEquityMethod" xlink:to="lab_ifrs-full_ProceedsFromSalesOfInvestmentsAccountedForUsingEquityMethod" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_PurchaseOfIntangibleAssetsClassifiedAsInvestingActivities" xlink:label="loc_ifrs-full_PurchaseOfIntangibleAssetsClassifiedAsInvestingActivities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_PurchaseOfIntangibleAssetsClassifiedAsInvestingActivities" xml:lang="en-US">Purchase of intangible assets, classified as investing activities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_ifrs-full_PurchaseOfIntangibleAssetsClassifiedAsInvestingActivities" xml:lang="en-US">Purchases of intangible assets</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_PurchaseOfIntangibleAssetsClassifiedAsInvestingActivities" xlink:to="lab_ifrs-full_PurchaseOfIntangibleAssetsClassifiedAsInvestingActivities" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_OtherInflowsOutflowsOfCashClassifiedAsInvestingActivities" xlink:label="loc_ifrs-full_OtherInflowsOutflowsOfCashClassifiedAsInvestingActivities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_OtherInflowsOutflowsOfCashClassifiedAsInvestingActivities" xml:lang="en-US">Other inflows (outflows) of cash, classified as investing activities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_OtherInflowsOutflowsOfCashClassifiedAsInvestingActivities" xml:lang="en-US">Other investing activities&#8212;net</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OtherInflowsOutflowsOfCashClassifiedAsInvestingActivities" xlink:to="lab_ifrs-full_OtherInflowsOutflowsOfCashClassifiedAsInvestingActivities" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_CashFlowsFromUsedInInvestingActivities" xlink:label="loc_ifrs-full_CashFlowsFromUsedInInvestingActivities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_CashFlowsFromUsedInInvestingActivities" xml:lang="en-US">Cash flows from (used in) investing activities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_ifrs-full_CashFlowsFromUsedInInvestingActivities" xml:lang="en-US">Net cash and cash equivalents provided by (used in) investing activities</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CashFlowsFromUsedInInvestingActivities" xlink:to="lab_ifrs-full_CashFlowsFromUsedInInvestingActivities" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_AcquisitionsOfTheSubsidiariesAndBusinessesNetOfCashAndCashEquivalentsAcquiredClassifiedAsInvestingActivities" xlink:label="loc_smfg_AcquisitionsOfTheSubsidiariesAndBusinessesNetOfCashAndCashEquivalentsAcquiredClassifiedAsInvestingActivities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_AcquisitionsOfTheSubsidiariesAndBusinessesNetOfCashAndCashEquivalentsAcquiredClassifiedAsInvestingActivities" xml:lang="en-US">Acquisitions of The Subsidiaries and Businesses Net of Cash and Cash Equivalents Acquired Classified As Investing Activities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_smfg_AcquisitionsOfTheSubsidiariesAndBusinessesNetOfCashAndCashEquivalentsAcquiredClassifiedAsInvestingActivities" xml:lang="en-US">Acquisitions of subsidiaries and businesses, net of cash and cash equivalents acquired</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_AcquisitionsOfTheSubsidiariesAndBusinessesNetOfCashAndCashEquivalentsAcquiredClassifiedAsInvestingActivities" xlink:to="lab_smfg_AcquisitionsOfTheSubsidiariesAndBusinessesNetOfCashAndCashEquivalentsAcquiredClassifiedAsInvestingActivities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_AcquisitionsOfTheSubsidiariesAndBusinessesNetOfCashAndCashEquivalentsAcquiredClassifiedAsInvestingActivities" xml:lang="en-US">Acquisitions of the subsidiaries and businesses net of cash and cash equivalents acquired classified as investing activities.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_PurchaseOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities" xlink:label="loc_ifrs-full_PurchaseOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_PurchaseOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities" xml:lang="en-US">Purchase of property, plant and equipment, classified as investing activities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_ifrs-full_PurchaseOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities" xml:lang="en-US">Purchases of property, plant and equipment</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_PurchaseOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities" xlink:to="lab_ifrs-full_PurchaseOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_ProceedsFromSalesOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities" xlink:label="loc_ifrs-full_ProceedsFromSalesOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ProceedsFromSalesOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities" xml:lang="en-US">Proceeds from sales of property, plant and equipment, classified as investing activities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ProceedsFromSalesOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities" xml:lang="en-US">Proceeds from sales of property, plant and equipment</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ProceedsFromSalesOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities" xlink:to="lab_ifrs-full_ProceedsFromSalesOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_CashFlowsFromUsedInOperatingActivitiesAbstract" xlink:label="loc_ifrs-full_CashFlowsFromUsedInOperatingActivitiesAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_CashFlowsFromUsedInOperatingActivitiesAbstract" xml:lang="en-US">Cash flows from (used in) operating activities [abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_CashFlowsFromUsedInOperatingActivitiesAbstract" xml:lang="en-US">Operating Activities:</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CashFlowsFromUsedInOperatingActivitiesAbstract" xlink:to="lab_ifrs-full_CashFlowsFromUsedInOperatingActivitiesAbstract" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_IncreaseDecreaseInOperatingAssetsAndLiabilitiesAbstract" xlink:label="loc_smfg_IncreaseDecreaseInOperatingAssetsAndLiabilitiesAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_IncreaseDecreaseInOperatingAssetsAndLiabilitiesAbstract" xml:lang="en-US">Increase Decrease in Operating Assets and Liabilities [abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_IncreaseDecreaseInOperatingAssetsAndLiabilitiesAbstract" xml:lang="en-US">Net changes in assets and liabilities:</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_IncreaseDecreaseInOperatingAssetsAndLiabilitiesAbstract" xlink:to="lab_smfg_IncreaseDecreaseInOperatingAssetsAndLiabilitiesAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_IncreaseDecreaseInOperatingAssetsAndLiabilitiesAbstract" xml:lang="en-US">Adjustments for decrease (increase) in assets and liabilities to reconcile profit (loss) to net cash flow from (used in) operating assets and liabilities.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_AdjustmentsForIncreaseDecreaseInTermDepositsWithOriginalMaturitiesOverThreeMonths" xlink:label="loc_smfg_AdjustmentsForIncreaseDecreaseInTermDepositsWithOriginalMaturitiesOverThreeMonths" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_AdjustmentsForIncreaseDecreaseInTermDepositsWithOriginalMaturitiesOverThreeMonths" xml:lang="en-US">Adjustments for increase decrease in term deposits with original maturities over three months</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_smfg_AdjustmentsForIncreaseDecreaseInTermDepositsWithOriginalMaturitiesOverThreeMonths" xml:lang="en-US">Net (increase) decrease of term deposits with original maturities over three months</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_AdjustmentsForIncreaseDecreaseInTermDepositsWithOriginalMaturitiesOverThreeMonths" xlink:to="lab_smfg_AdjustmentsForIncreaseDecreaseInTermDepositsWithOriginalMaturitiesOverThreeMonths" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_AdjustmentsForIncreaseDecreaseInTermDepositsWithOriginalMaturitiesOverThreeMonths" xml:lang="en-US">Adjustments for decrease (increase) in term deposits with original maturities over three months to reconcile profit (loss) to net cash flow from (used in) operating assets and liabilities.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_AdjustmentsForIncreaseDecreaseOfCallLoansAndBillsBought" xlink:label="loc_smfg_AdjustmentsForIncreaseDecreaseOfCallLoansAndBillsBought" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_AdjustmentsForIncreaseDecreaseOfCallLoansAndBillsBought" xml:lang="en-US">Adjustments for Increase Decrease of Call Loans and Bills Bought</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_AdjustmentsForIncreaseDecreaseOfCallLoansAndBillsBought" xml:lang="en-US">Net (increase) decrease of call loans and bills bought</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_AdjustmentsForIncreaseDecreaseOfCallLoansAndBillsBought" xlink:to="lab_smfg_AdjustmentsForIncreaseDecreaseOfCallLoansAndBillsBought" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_AdjustmentsForIncreaseDecreaseOfCallLoansAndBillsBought" xml:lang="en-US">Adjustments for decrease (increase) in call loans and bills bought to reconcile profit (loss) to net cash flow from (used in) operating assets and liabilities.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_AdjustmentForIncreaseDecreaseInReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed" xlink:label="loc_smfg_AdjustmentForIncreaseDecreaseInReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_AdjustmentForIncreaseDecreaseInReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed" xml:lang="en-US">Adjustment for increase decrease in reverse repurchase agreements and cash collateral on securities borrowed</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_smfg_AdjustmentForIncreaseDecreaseInReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed" xml:lang="en-US">Net increase of reverse repurchase agreements and cash collateral on securities borrowed</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_AdjustmentForIncreaseDecreaseInReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed" xlink:to="lab_smfg_AdjustmentForIncreaseDecreaseInReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_AdjustmentForIncreaseDecreaseInReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed" xml:lang="en-US">Adjustments for decrease (increase) in reverse repurchase agreements and cash collateral on securities borrowed to reconcile profit (loss) to net cash flow from (used in) operating assets and liabilities.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_AdjustmentsForDecreaseIncreaseInLoansAndAdvancesToCustomers" xlink:label="loc_ifrs-full_AdjustmentsForDecreaseIncreaseInLoansAndAdvancesToCustomers" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_AdjustmentsForDecreaseIncreaseInLoansAndAdvancesToCustomers" xml:lang="en-US">Adjustments for decrease (increase) in loans and advances to customers</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_AdjustmentsForDecreaseIncreaseInLoansAndAdvancesToCustomers" xml:lang="en-US">Net increase of loans and advances</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AdjustmentsForDecreaseIncreaseInLoansAndAdvancesToCustomers" xlink:to="lab_ifrs-full_AdjustmentsForDecreaseIncreaseInLoansAndAdvancesToCustomers" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_IncreaseDecreaseInTradingAssetsAndLiabilitiesDerivativeFinancialInstrumentAndFinancialLiabilitiesAtFairValueThoughProfitOrLoss" xlink:label="loc_smfg_IncreaseDecreaseInTradingAssetsAndLiabilitiesDerivativeFinancialInstrumentAndFinancialLiabilitiesAtFairValueThoughProfitOrLoss" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_IncreaseDecreaseInTradingAssetsAndLiabilitiesDerivativeFinancialInstrumentAndFinancialLiabilitiesAtFairValueThoughProfitOrLoss" xml:lang="en-US">Increase Decrease In Trading Assets And Liabilities Derivative Financial Instrument And Financial Liabilities At Fair Value Though Profit Or Loss</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_smfg_IncreaseDecreaseInTradingAssetsAndLiabilitiesDerivativeFinancialInstrumentAndFinancialLiabilitiesAtFairValueThoughProfitOrLoss" xml:lang="en-US">Net change of trading assets and liabilities, derivative financial instruments, and financial liabilities designated at fair value through profit or loss</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_IncreaseDecreaseInTradingAssetsAndLiabilitiesDerivativeFinancialInstrumentAndFinancialLiabilitiesAtFairValueThoughProfitOrLoss" xlink:to="lab_smfg_IncreaseDecreaseInTradingAssetsAndLiabilitiesDerivativeFinancialInstrumentAndFinancialLiabilitiesAtFairValueThoughProfitOrLoss" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_IncreaseDecreaseInTradingAssetsAndLiabilitiesDerivativeFinancialInstrumentAndFinancialLiabilitiesAtFairValueThoughProfitOrLoss" xml:lang="en-US">Increase decrease in trading assets and liabilities derivative financial instrument and financial liabilities at fair value though profit or loss.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_AdjustmentsForIncreaseDecreaseInDepositsFromCustomers" xlink:label="loc_ifrs-full_AdjustmentsForIncreaseDecreaseInDepositsFromCustomers" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_AdjustmentsForIncreaseDecreaseInDepositsFromCustomers" xml:lang="en-US">Adjustments for increase (decrease) in deposits from customers</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_AdjustmentsForIncreaseDecreaseInDepositsFromCustomers" xml:lang="en-US">Net increase of deposits</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AdjustmentsForIncreaseDecreaseInDepositsFromCustomers" xlink:to="lab_ifrs-full_AdjustmentsForIncreaseDecreaseInDepositsFromCustomers" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_AdjustmentsForIncreaseDecreaseOfCallMoneyAndBillsSold" xlink:label="loc_smfg_AdjustmentsForIncreaseDecreaseOfCallMoneyAndBillsSold" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_AdjustmentsForIncreaseDecreaseOfCallMoneyAndBillsSold" xml:lang="en-US">Adjustments for Increase Decrease of Call Money and Bills Sold</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_AdjustmentsForIncreaseDecreaseOfCallMoneyAndBillsSold" xml:lang="en-US">Net increase (decrease) of call money and bills sold</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_AdjustmentsForIncreaseDecreaseOfCallMoneyAndBillsSold" xlink:to="lab_smfg_AdjustmentsForIncreaseDecreaseOfCallMoneyAndBillsSold" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_AdjustmentsForIncreaseDecreaseOfCallMoneyAndBillsSold" xml:lang="en-US">Adjustments for increase (decrease) in call money and bills sold to reconcile profit (loss) to net cash flow from (used in) operating assets and liabilities.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_AdjustmentsForIncreaseDecreaseOfRepurchaseAgreementsAndCashCollateralOnSecuritiesLent" xlink:label="loc_smfg_AdjustmentsForIncreaseDecreaseOfRepurchaseAgreementsAndCashCollateralOnSecuritiesLent" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_AdjustmentsForIncreaseDecreaseOfRepurchaseAgreementsAndCashCollateralOnSecuritiesLent" xml:lang="en-US">Adjustments for Increase Decrease of Repurchase Agreements and Cash Collateral on Securities Lent</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_AdjustmentsForIncreaseDecreaseOfRepurchaseAgreementsAndCashCollateralOnSecuritiesLent" xml:lang="en-US">Net increase (decrease) of repurchase agreements and cash collateral on securities lent</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_AdjustmentsForIncreaseDecreaseOfRepurchaseAgreementsAndCashCollateralOnSecuritiesLent" xlink:to="lab_smfg_AdjustmentsForIncreaseDecreaseOfRepurchaseAgreementsAndCashCollateralOnSecuritiesLent" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_AdjustmentsForIncreaseDecreaseOfRepurchaseAgreementsAndCashCollateralOnSecuritiesLent" xml:lang="en-US">Adjustments for increase (decrease) in repurchase agreements and cash collateral on securities lent to reconcile profit (loss) to net cash flow from (used in) operating assets and liabilities.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_AdjustmentsForIncreaseDecreaseOfOtherUnsubordinatedBorrowingsAndDebtSecuritiesInIssue" xlink:label="loc_smfg_AdjustmentsForIncreaseDecreaseOfOtherUnsubordinatedBorrowingsAndDebtSecuritiesInIssue" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_AdjustmentsForIncreaseDecreaseOfOtherUnsubordinatedBorrowingsAndDebtSecuritiesInIssue" xml:lang="en-US">Adjustments For Increase Decrease Of Other Unsubordinated Borrowings And Debt Securities In Issue</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_AdjustmentsForIncreaseDecreaseOfOtherUnsubordinatedBorrowingsAndDebtSecuritiesInIssue" xml:lang="en-US">Net increase (decrease) of other unsubordinated borrowings and debt securities in issue</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_AdjustmentsForIncreaseDecreaseOfOtherUnsubordinatedBorrowingsAndDebtSecuritiesInIssue" xlink:to="lab_smfg_AdjustmentsForIncreaseDecreaseOfOtherUnsubordinatedBorrowingsAndDebtSecuritiesInIssue" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_AdjustmentsForIncreaseDecreaseOfOtherUnsubordinatedBorrowingsAndDebtSecuritiesInIssue" xml:lang="en-US">Adjustments for increase (decrease) in other unsubordinated borrowings and debt securities to reconcile profit (loss) to net cash flow from (used in) operating assets and liabilities.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_IncomeTaxesPaidRefundClassifiedAsOperatingActivities" xlink:label="loc_ifrs-full_IncomeTaxesPaidRefundClassifiedAsOperatingActivities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_IncomeTaxesPaidRefundClassifiedAsOperatingActivities" xml:lang="en-US">Income taxes paid (refund), classified as operating activities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_ifrs-full_IncomeTaxesPaidRefundClassifiedAsOperatingActivities" xml:lang="en-US">Income taxes paid&#8212;net</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IncomeTaxesPaidRefundClassifiedAsOperatingActivities" xlink:to="lab_ifrs-full_IncomeTaxesPaidRefundClassifiedAsOperatingActivities" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_OtherInflowsOutflowsOfCashClassifiedAsOperatingActivities" xlink:label="loc_ifrs-full_OtherInflowsOutflowsOfCashClassifiedAsOperatingActivities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_OtherInflowsOutflowsOfCashClassifiedAsOperatingActivities" xml:lang="en-US">Other inflows (outflows) of cash, classified as operating activities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_OtherInflowsOutflowsOfCashClassifiedAsOperatingActivities" xml:lang="en-US">Other operating activities&#8212;net</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OtherInflowsOutflowsOfCashClassifiedAsOperatingActivities" xlink:to="lab_ifrs-full_OtherInflowsOutflowsOfCashClassifiedAsOperatingActivities" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_CashFlowsFromUsedInOperatingActivities" xlink:label="loc_ifrs-full_CashFlowsFromUsedInOperatingActivities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_CashFlowsFromUsedInOperatingActivities" xml:lang="en-US">Cash flows from (used in) operating activities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_ifrs-full_CashFlowsFromUsedInOperatingActivities" xml:lang="en-US">Net cash and cash equivalents provided by (used in) operating activities</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CashFlowsFromUsedInOperatingActivities" xlink:to="lab_ifrs-full_CashFlowsFromUsedInOperatingActivities" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_SupplementalCashFlowInformation1Abstract" xlink:label="loc_smfg_SupplementalCashFlowInformation1Abstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_SupplementalCashFlowInformation1Abstract" xml:lang="en-US">Supplemental Cash Flow Information1 [Abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_SupplementalCashFlowInformation1Abstract" xml:lang="en-US">Net cash and cash equivalents provided by (used in) operating activities includes:</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_SupplementalCashFlowInformation1Abstract" xlink:to="lab_smfg_SupplementalCashFlowInformation1Abstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_SupplementalCashFlowInformation1Abstract" xml:lang="en-US">Supplemental Cash Flow Information [Abstract]</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_InterestAndDividendsReceivedClassifiedAsOperatingActivities" xlink:label="loc_smfg_InterestAndDividendsReceivedClassifiedAsOperatingActivities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_InterestAndDividendsReceivedClassifiedAsOperatingActivities" xml:lang="en-US">Interest And Dividends Received Classified As Operating Activities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_InterestAndDividendsReceivedClassifiedAsOperatingActivities" xml:lang="en-US">Interest and dividends received</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_InterestAndDividendsReceivedClassifiedAsOperatingActivities" xlink:to="lab_smfg_InterestAndDividendsReceivedClassifiedAsOperatingActivities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_InterestAndDividendsReceivedClassifiedAsOperatingActivities" xml:lang="en-US">Interest and dividends received classified as operating activities.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_InterestPaidClassifiedAsOperatingActivities" xlink:label="loc_ifrs-full_InterestPaidClassifiedAsOperatingActivities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_InterestPaidClassifiedAsOperatingActivities" xml:lang="en-US">Interest paid, classified as operating activities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_InterestPaidClassifiedAsOperatingActivities" xml:lang="en-US">Interest paid</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InterestPaidClassifiedAsOperatingActivities" xlink:to="lab_ifrs-full_InterestPaidClassifiedAsOperatingActivities" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_TextBlock1Abstract" xlink:label="loc_smfg_TextBlock1Abstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_TextBlock1Abstract" xml:lang="en-US">Text Block1 [Abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_smfg_TextBlock1Abstract" xml:lang="en-US">Text block [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_TextBlock1Abstract" xlink:to="lab_smfg_TextBlock1Abstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_TextBlock1Abstract" xml:lang="en-US">Text block [abstract]</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_Statement1Table" xlink:label="loc_smfg_Statement1Table" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_Statement1Table" xml:lang="en-US">Statement1 [Table]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_Statement1Table" xml:lang="en-US">Statement [Table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_Statement1Table" xlink:to="lab_smfg_Statement1Table" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_Statement1LineItems" xlink:label="loc_smfg_Statement1LineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_Statement1LineItems" xml:lang="en-US">Statement1 [Line Items]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_Statement1LineItems" xml:lang="en-US">Statement [Line Items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_Statement1LineItems" xlink:to="lab_smfg_Statement1LineItems" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfGeneralInformationAboutFinancialStatementsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfGeneralInformationAboutFinancialStatementsExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfGeneralInformationAboutFinancialStatementsExplanatory" xml:lang="en-US">Disclosure of general information about financial statements [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfGeneralInformationAboutFinancialStatementsExplanatory" xml:lang="en-US">General Information</link:label>
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          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfMaterialAccountingPolicyInformationExplanatory" xlink:label="loc_ifrs-full_DisclosureOfMaterialAccountingPolicyInformationExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfMaterialAccountingPolicyInformationExplanatory" xml:lang="en-US">Disclosure of material accounting policy information [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfMaterialAccountingPolicyInformationExplanatory" xml:lang="en-US">Summary of Material Accounting Policies</link:label>
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          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfAccountingJudgementsAndEstimatesExplanatory" xlink:label="loc_ifrs-full_DisclosureOfAccountingJudgementsAndEstimatesExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfAccountingJudgementsAndEstimatesExplanatory" xml:lang="en-US">Disclosure of accounting judgements and estimates [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfAccountingJudgementsAndEstimatesExplanatory" xml:lang="en-US">Critical Accounting Estimates and Judgments</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfAccountingJudgementsAndEstimatesExplanatory" xlink:to="lab_ifrs-full_DisclosureOfAccountingJudgementsAndEstimatesExplanatory" />
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          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfEntitysReportableSegmentsExplanatory" xml:lang="en-US">Disclosure of entity's operating segments [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfEntitysReportableSegmentsExplanatory" xml:lang="en-US">Segment Analysis</link:label>
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          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DisclosureOfCashAndDepositsWithBanksExplanatory" xlink:label="loc_smfg_DisclosureOfCashAndDepositsWithBanksExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DisclosureOfCashAndDepositsWithBanksExplanatory" xml:lang="en-US">Disclosure Of Cash And Deposits With Banks [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DisclosureOfCashAndDepositsWithBanksExplanatory" xml:lang="en-US">Cash and Deposits with Banks</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DisclosureOfCashAndDepositsWithBanksExplanatory" xlink:to="lab_smfg_DisclosureOfCashAndDepositsWithBanksExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DisclosureOfCashAndDepositsWithBanksExplanatory" xml:lang="en-US">The entire disclosure of cash and deposits with banks.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfFinancialAssetsHeldForTradingExplanatory" xlink:label="loc_ifrs-full_DisclosureOfFinancialAssetsHeldForTradingExplanatory" />
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          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfFinancialAssetsHeldForTradingExplanatory" xml:lang="en-US">Trading Assets</link:label>
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          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfDerivativeFinancialInstrumentsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfDerivativeFinancialInstrumentsExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfDerivativeFinancialInstrumentsExplanatory" xml:lang="en-US">Disclosure of derivative financial instruments [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfDerivativeFinancialInstrumentsExplanatory" xml:lang="en-US">Derivative Financial Instruments and Hedge Accounting</link:label>
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          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfFinancialInstrumentsAtFairValueThroughProfitOrLossExplanatory" xlink:label="loc_ifrs-full_DisclosureOfFinancialInstrumentsAtFairValueThroughProfitOrLossExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfFinancialInstrumentsAtFairValueThroughProfitOrLossExplanatory" xml:lang="en-US">Disclosure of financial instruments at fair value through profit or loss [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfFinancialInstrumentsAtFairValueThroughProfitOrLossExplanatory" xml:lang="en-US">Financial Assets at Fair Value through Profit or Loss</link:label>
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          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfInvestmentsOtherThanInvestmentsAccountedForUsingEquityMethodExplanatory" xlink:label="loc_ifrs-full_DisclosureOfInvestmentsOtherThanInvestmentsAccountedForUsingEquityMethodExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfInvestmentsOtherThanInvestmentsAccountedForUsingEquityMethodExplanatory" xml:lang="en-US">Disclosure of investments other than investments accounted for using equity method [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfInvestmentsOtherThanInvestmentsAccountedForUsingEquityMethodExplanatory" xml:lang="en-US">Investment Securities</link:label>
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          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfLoansAndAdvancesToCustomersExplanatory" xlink:label="loc_ifrs-full_DisclosureOfLoansAndAdvancesToCustomersExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfLoansAndAdvancesToCustomersExplanatory" xml:lang="en-US">Disclosure of loans and advances to customers [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfLoansAndAdvancesToCustomersExplanatory" xml:lang="en-US">Loans and Advances</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfLoansAndAdvancesToCustomersExplanatory" xlink:to="lab_ifrs-full_DisclosureOfLoansAndAdvancesToCustomersExplanatory" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DisclosureOfInvestmentsInAssociatesAndJointVenturesExplanatory" xlink:label="loc_smfg_DisclosureOfInvestmentsInAssociatesAndJointVenturesExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DisclosureOfInvestmentsInAssociatesAndJointVenturesExplanatory" xml:lang="en-US">Disclosure of investments in associates and joint ventures [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DisclosureOfInvestmentsInAssociatesAndJointVenturesExplanatory" xml:lang="en-US">Investments in Associates and Joint Ventures</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DisclosureOfInvestmentsInAssociatesAndJointVenturesExplanatory" xlink:to="lab_smfg_DisclosureOfInvestmentsInAssociatesAndJointVenturesExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DisclosureOfInvestmentsInAssociatesAndJointVenturesExplanatory" xml:lang="en-US">The entire disclosure of investments in associates and joint ventures explanatory.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfPropertyPlantAndEquipmentExplanatory" xlink:label="loc_ifrs-full_DisclosureOfPropertyPlantAndEquipmentExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfPropertyPlantAndEquipmentExplanatory" xml:lang="en-US">Disclosure of property, plant and equipment [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfPropertyPlantAndEquipmentExplanatory" xml:lang="en-US">Property, Plant and Equipment</link:label>
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          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfLeasesExplanatory" xlink:label="loc_ifrs-full_DisclosureOfLeasesExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfLeasesExplanatory" xml:lang="en-US">Disclosure of leases [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfLeasesExplanatory" xml:lang="en-US">Leases</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfLeasesExplanatory" xlink:to="lab_ifrs-full_DisclosureOfLeasesExplanatory" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfIntangibleAssetsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfIntangibleAssetsExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfIntangibleAssetsExplanatory" xml:lang="en-US">Disclosure of intangible assets [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfIntangibleAssetsExplanatory" xml:lang="en-US">Intangible Assets</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfIntangibleAssetsExplanatory" xlink:to="lab_ifrs-full_DisclosureOfIntangibleAssetsExplanatory" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfOtherAssetsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfOtherAssetsExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfOtherAssetsExplanatory" xml:lang="en-US">Disclosure of other assets [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfOtherAssetsExplanatory" xml:lang="en-US">Other Assets</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfOtherAssetsExplanatory" xlink:to="lab_ifrs-full_DisclosureOfOtherAssetsExplanatory" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfDepositsFromCustomersExplanatory" xlink:label="loc_ifrs-full_DisclosureOfDepositsFromCustomersExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfDepositsFromCustomersExplanatory" xml:lang="en-US">Disclosure of deposits from customers [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfDepositsFromCustomersExplanatory" xml:lang="en-US">Deposits</link:label>
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          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfFinancialLiabilitiesHeldForTradingExplanatory" xlink:label="loc_ifrs-full_DisclosureOfFinancialLiabilitiesHeldForTradingExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfFinancialLiabilitiesHeldForTradingExplanatory" xml:lang="en-US">Disclosure of financial liabilities held for trading [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfFinancialLiabilitiesHeldForTradingExplanatory" xml:lang="en-US">Trading Liabilities</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfFinancialLiabilitiesHeldForTradingExplanatory" xlink:to="lab_ifrs-full_DisclosureOfFinancialLiabilitiesHeldForTradingExplanatory" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DisclosureOfDetailedInformationAboutFinancialInstrumentsDesignatedAtFairValueThroughProfitOrLoss" xlink:label="loc_smfg_DisclosureOfDetailedInformationAboutFinancialInstrumentsDesignatedAtFairValueThroughProfitOrLoss" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DisclosureOfDetailedInformationAboutFinancialInstrumentsDesignatedAtFairValueThroughProfitOrLoss" xml:lang="en-US">Disclosure of detailed information about financial instruments designated at fair value through profit or loss</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DisclosureOfDetailedInformationAboutFinancialInstrumentsDesignatedAtFairValueThroughProfitOrLoss" xml:lang="en-US">Financial Liabilities Designated At Fair Value Through Profit Or Loss</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DisclosureOfDetailedInformationAboutFinancialInstrumentsDesignatedAtFairValueThroughProfitOrLoss" xlink:to="lab_smfg_DisclosureOfDetailedInformationAboutFinancialInstrumentsDesignatedAtFairValueThroughProfitOrLoss" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DisclosureOfDetailedInformationAboutFinancialInstrumentsDesignatedAtFairValueThroughProfitOrLoss" xml:lang="en-US">Disclosure of detailed information about financial instruments designated at fair value through profit or loss.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfBorrowingsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfBorrowingsExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfBorrowingsExplanatory" xml:lang="en-US">Disclosure of borrowings [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfBorrowingsExplanatory" xml:lang="en-US">Borrowings</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfBorrowingsExplanatory" xlink:to="lab_ifrs-full_DisclosureOfBorrowingsExplanatory" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfDebtSecuritiesExplanatory" xlink:label="loc_ifrs-full_DisclosureOfDebtSecuritiesExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfDebtSecuritiesExplanatory" xml:lang="en-US">Disclosure of debt instruments [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfDebtSecuritiesExplanatory" xml:lang="en-US">Debt Securities in Issue</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfDebtSecuritiesExplanatory" xlink:to="lab_ifrs-full_DisclosureOfDebtSecuritiesExplanatory" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfProvisionsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfProvisionsExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfProvisionsExplanatory" xml:lang="en-US">Disclosure of provisions [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfProvisionsExplanatory" xml:lang="en-US">Provisions</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfProvisionsExplanatory" xlink:to="lab_ifrs-full_DisclosureOfProvisionsExplanatory" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfOtherLiabilitiesExplanatory" xlink:label="loc_ifrs-full_DisclosureOfOtherLiabilitiesExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfOtherLiabilitiesExplanatory" xml:lang="en-US">Disclosure of other liabilities [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfOtherLiabilitiesExplanatory" xml:lang="en-US">Other Liabilities</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfOtherLiabilitiesExplanatory" xlink:to="lab_ifrs-full_DisclosureOfOtherLiabilitiesExplanatory" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfDeferredTaxesExplanatory" xlink:label="loc_ifrs-full_DisclosureOfDeferredTaxesExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfDeferredTaxesExplanatory" xml:lang="en-US">Disclosure of deferred taxes [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfDeferredTaxesExplanatory" xml:lang="en-US">Deferred Income Tax</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfDeferredTaxesExplanatory" xlink:to="lab_ifrs-full_DisclosureOfDeferredTaxesExplanatory" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfEmployeeBenefitsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfEmployeeBenefitsExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfEmployeeBenefitsExplanatory" xml:lang="en-US">Disclosure of employee benefits [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfEmployeeBenefitsExplanatory" xml:lang="en-US">Retirement Benefits</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfEmployeeBenefitsExplanatory" xlink:to="lab_ifrs-full_DisclosureOfEmployeeBenefitsExplanatory" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfShareCapitalReservesAndOtherEquityInterestExplanatory" xlink:label="loc_ifrs-full_DisclosureOfShareCapitalReservesAndOtherEquityInterestExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfShareCapitalReservesAndOtherEquityInterestExplanatory" xml:lang="en-US">Disclosure of share capital, reserves and other equity interest [text block]</link:label>
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          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DisclosureOfOtherIncomeExplanatory" xlink:label="loc_smfg_DisclosureOfOtherIncomeExplanatory" />
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          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DisclosureOfOtherIncomeExplanatory" xml:lang="en-US">Other Income</link:label>
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          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DisclosureOfOtherIncomeExplanatory" xml:lang="en-US">Disclosure of other income.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfImpairmentOfAssetsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfImpairmentOfAssetsExplanatory" />
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          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfGeneralAndAdministrativeExpenseExplanatory" xml:lang="en-US">General and Administrative Expenses</link:label>
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          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DisclosureOfOtherExpenseExplanatory" xlink:label="loc_smfg_DisclosureOfOtherExpenseExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DisclosureOfOtherExpenseExplanatory" xml:lang="en-US">Disclosure Of Other Expense [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DisclosureOfOtherExpenseExplanatory" xml:lang="en-US">Other Expenses</link:label>
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          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DisclosureOfOtherExpenseExplanatory" xml:lang="en-US">Disclosure of other expense.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfIncomeTaxExplanatory" xlink:label="loc_ifrs-full_DisclosureOfIncomeTaxExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfIncomeTaxExplanatory" xml:lang="en-US">Disclosure of income tax [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfIncomeTaxExplanatory" xml:lang="en-US">Income Tax Expense</link:label>
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          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfEarningsPerShareExplanatory" xlink:label="loc_ifrs-full_DisclosureOfEarningsPerShareExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfEarningsPerShareExplanatory" xml:lang="en-US">Disclosure of earnings per share [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfEarningsPerShareExplanatory" xml:lang="en-US">Earnings Per Share</link:label>
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          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfTransfersOfFinancialAssetsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfTransfersOfFinancialAssetsExplanatory" />
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          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfCollateralExplanatory" xlink:label="loc_ifrs-full_DisclosureOfCollateralExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfCollateralExplanatory" xml:lang="en-US">Disclosure of collateral [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfCollateralExplanatory" xml:lang="en-US">Assets Pledged and Received as Collateral</link:label>
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          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfSharebasedPaymentArrangementsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfSharebasedPaymentArrangementsExplanatory" />
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          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfSharebasedPaymentArrangementsExplanatory" xml:lang="en-US">Share-based Payment</link:label>
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          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfDividendsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfDividendsExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfDividendsExplanatory" xml:lang="en-US">Disclosure of dividends [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfDividendsExplanatory" xml:lang="en-US">Dividends Per Share</link:label>
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          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfCommitmentsAndContingentLiabilitiesExplanatory" xlink:label="loc_ifrs-full_DisclosureOfCommitmentsAndContingentLiabilitiesExplanatory" />
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          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfFinancialInstrumentsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfFinancialInstrumentsExplanatory" />
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          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfFairValueMeasurementExplanatory" xlink:label="loc_ifrs-full_DisclosureOfFairValueMeasurementExplanatory" />
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          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfRelatedPartyExplanatory" xlink:label="loc_ifrs-full_DisclosureOfRelatedPartyExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfRelatedPartyExplanatory" xml:lang="en-US">Disclosure of related party [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfRelatedPartyExplanatory" xml:lang="en-US">Related-Party Transactions</link:label>
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          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_InvestmentsAccountedForUsingEquityMethodAbstract" xml:lang="en-US">Investments accounted for using equity method [abstract]</link:label>
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          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfInterestsInSubsidiariesExplanatory" xlink:label="loc_ifrs-full_DisclosureOfInterestsInSubsidiariesExplanatory" />
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          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DisclosureOfStructuredEntitiesExplanatory" xlink:label="loc_smfg_DisclosureOfStructuredEntitiesExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DisclosureOfStructuredEntitiesExplanatory" xml:lang="en-US">Disclosure of Structured Entities Explanatory</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DisclosureOfStructuredEntitiesExplanatory" xml:lang="en-US">Structured Entities</link:label>
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          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DisclosureOfStructuredEntitiesExplanatory" xml:lang="en-US">Disclosure of structured entities.</link:label>
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          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfBusinessCombinationsExplanatory" xml:lang="en-US">Acquisitions</link:label>
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          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DisclosureOfCurrentAndNoncurrentDistinctionExplanatory" xlink:label="loc_smfg_DisclosureOfCurrentAndNoncurrentDistinctionExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DisclosureOfCurrentAndNoncurrentDistinctionExplanatory" xml:lang="en-US">Disclosure of Current and Non-current Distinction Explanatory</link:label>
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          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DisclosureOfCurrentAndNoncurrentDistinctionExplanatory" xml:lang="en-US">Disclosure of current and non-current distinction.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfConsolidatedAndSeparateFinancialStatementsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfConsolidatedAndSeparateFinancialStatementsExplanatory" />
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          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfConsolidatedAndSeparateFinancialStatementsExplanatory" xml:lang="en-US">Condensed Financial Information of Registrant (SMFG)</link:label>
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          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfBasisOfPreparationOfFinancialStatementsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfBasisOfPreparationOfFinancialStatementsExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfBasisOfPreparationOfFinancialStatementsExplanatory" xml:lang="en-US">Disclosure of basis of preparation of financial statements [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfBasisOfPreparationOfFinancialStatementsExplanatory" xml:lang="en-US">Basis of Preparation</link:label>
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          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfChangesInAccountingPoliciesExplanatory" xlink:label="loc_ifrs-full_DisclosureOfChangesInAccountingPoliciesExplanatory" />
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          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfChangesInAccountingPoliciesExplanatory" xml:lang="en-US">New and Amended Accounting Standards Adopted by the Group</link:label>
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          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfBasisOfConsolidationExplanatory" xlink:label="loc_ifrs-full_DisclosureOfBasisOfConsolidationExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfBasisOfConsolidationExplanatory" xml:lang="en-US">Disclosure of basis of consolidation [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfBasisOfConsolidationExplanatory" xml:lang="en-US">Consolidation</link:label>
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          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DescriptionOfAccountingPolicyForSegmentReportingExplanatory" xlink:label="loc_ifrs-full_DescriptionOfAccountingPolicyForSegmentReportingExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForSegmentReportingExplanatory" xml:lang="en-US">Description of accounting policy for segment reporting [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForSegmentReportingExplanatory" xml:lang="en-US">Segment Reporting</link:label>
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          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DescriptionOfAccountingPolicyForForeignCurrencyTranslationExplanatory" xlink:label="loc_ifrs-full_DescriptionOfAccountingPolicyForForeignCurrencyTranslationExplanatory" />
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          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForForeignCurrencyTranslationExplanatory" xml:lang="en-US">Foreign Currency Translation</link:label>
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          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DescriptionOfAccountingPolicyForFinancialAssetsExplanatory" xlink:label="loc_ifrs-full_DescriptionOfAccountingPolicyForFinancialAssetsExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForFinancialAssetsExplanatory" xml:lang="en-US">Description of accounting policy for financial assets [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForFinancialAssetsExplanatory" xml:lang="en-US">Financial Assets</link:label>
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          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DescriptionOfAccountingPolicyForFinancialLiabilitiesExplanatory" xlink:label="loc_ifrs-full_DescriptionOfAccountingPolicyForFinancialLiabilitiesExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForFinancialLiabilitiesExplanatory" xml:lang="en-US">Description of accounting policy for financial liabilities [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForFinancialLiabilitiesExplanatory" xml:lang="en-US">Financial Liabilities</link:label>
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          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DescriptionOfAccountingPolicyForHedgingExplanatory" xlink:label="loc_ifrs-full_DescriptionOfAccountingPolicyForHedgingExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForHedgingExplanatory" xml:lang="en-US">Description of accounting policy for hedging [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForHedgingExplanatory" xml:lang="en-US">Hedge Accounting</link:label>
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          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DescriptionOfAccountingPolicyForOffsettingOfFinancialInstrumentsExplanatory" xlink:label="loc_ifrs-full_DescriptionOfAccountingPolicyForOffsettingOfFinancialInstrumentsExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForOffsettingOfFinancialInstrumentsExplanatory" xml:lang="en-US">Description of accounting policy for offsetting of financial instruments [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForOffsettingOfFinancialInstrumentsExplanatory" xml:lang="en-US">Offsetting Financial Instruments</link:label>
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          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DescriptionOfAccountingPolicyForFairValueMeasurementExplanatory" xlink:label="loc_ifrs-full_DescriptionOfAccountingPolicyForFairValueMeasurementExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForFairValueMeasurementExplanatory" xml:lang="en-US">Description of accounting policy for fair value measurement [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForFairValueMeasurementExplanatory" xml:lang="en-US">Fair Value Measurement</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DescriptionOfAccountingPolicyForFairValueMeasurementExplanatory" xlink:to="lab_ifrs-full_DescriptionOfAccountingPolicyForFairValueMeasurementExplanatory" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DescriptionOfAccountingPolicyForRecognisingDifferenceBetweenFairValueAtInitialRecognitionAndAmountDeterminedUsingValuationTechniqueExplanatory" xlink:label="loc_ifrs-full_DescriptionOfAccountingPolicyForRecognisingDifferenceBetweenFairValueAtInitialRecognitionAndAmountDeterminedUsingValuationTechniqueExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForRecognisingDifferenceBetweenFairValueAtInitialRecognitionAndAmountDeterminedUsingValuationTechniqueExplanatory" xml:lang="en-US">Description of accounting policy for recognising in profit or loss difference between fair value at initial recognition and transaction price [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForRecognisingDifferenceBetweenFairValueAtInitialRecognitionAndAmountDeterminedUsingValuationTechniqueExplanatory" xml:lang="en-US">Recognition of Deferred Day One Profit and Loss</link:label>
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          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DescriptionOfAccountingPolicyForRepurchaseAndReverseRepurchaseAgreementsExplanatory" xlink:label="loc_ifrs-full_DescriptionOfAccountingPolicyForRepurchaseAndReverseRepurchaseAgreementsExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForRepurchaseAndReverseRepurchaseAgreementsExplanatory" xml:lang="en-US">Description of accounting policy for repurchase and reverse repurchase agreements [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForRepurchaseAndReverseRepurchaseAgreementsExplanatory" xml:lang="en-US">Repurchase and Reverse Repurchase Agreements, and Securities Borrowing and Lending Agreements</link:label>
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          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DescriptionOfAccountingPolicyForImpairmentOfFinancialAssetsExplanatory" xlink:label="loc_ifrs-full_DescriptionOfAccountingPolicyForImpairmentOfFinancialAssetsExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForImpairmentOfFinancialAssetsExplanatory" xml:lang="en-US">Description of accounting policy for impairment of financial assets [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForImpairmentOfFinancialAssetsExplanatory" xml:lang="en-US">Impairment of Financial Assets</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DescriptionOfAccountingPolicyForImpairmentOfFinancialAssetsExplanatory" xlink:to="lab_ifrs-full_DescriptionOfAccountingPolicyForImpairmentOfFinancialAssetsExplanatory" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DescriptionOfAccountingPolicyForPropertyPlantAndEquipmentExplanatory" xlink:label="loc_ifrs-full_DescriptionOfAccountingPolicyForPropertyPlantAndEquipmentExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForPropertyPlantAndEquipmentExplanatory" xml:lang="en-US">Description of accounting policy for property, plant and equipment [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForPropertyPlantAndEquipmentExplanatory" xml:lang="en-US">Property, Plant and Equipment</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DescriptionOfAccountingPolicyForPropertyPlantAndEquipmentExplanatory" xlink:to="lab_ifrs-full_DescriptionOfAccountingPolicyForPropertyPlantAndEquipmentExplanatory" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DescriptionOfAccountingPolicyForIntangibleAssetsAndGoodwillExplanatory" xlink:label="loc_ifrs-full_DescriptionOfAccountingPolicyForIntangibleAssetsAndGoodwillExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForIntangibleAssetsAndGoodwillExplanatory" xml:lang="en-US">Description of accounting policy for intangible assets and goodwill [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForIntangibleAssetsAndGoodwillExplanatory" xml:lang="en-US">Intangible Assets</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DescriptionOfAccountingPolicyForIntangibleAssetsAndGoodwillExplanatory" xlink:to="lab_ifrs-full_DescriptionOfAccountingPolicyForIntangibleAssetsAndGoodwillExplanatory" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DescriptionOfAccountingPolicyForImpairmentOfNonfinancialAssetsExplanatory" xlink:label="loc_ifrs-full_DescriptionOfAccountingPolicyForImpairmentOfNonfinancialAssetsExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForImpairmentOfNonfinancialAssetsExplanatory" xml:lang="en-US">Description of accounting policy for impairment of non-financial assets [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForImpairmentOfNonfinancialAssetsExplanatory" xml:lang="en-US">Impairment of Non-Financial Assets</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DescriptionOfAccountingPolicyForImpairmentOfNonfinancialAssetsExplanatory" xlink:to="lab_ifrs-full_DescriptionOfAccountingPolicyForImpairmentOfNonfinancialAssetsExplanatory" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DescriptionOfAccountingPolicyForNoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSaleExplanatory" xlink:label="loc_ifrs-full_DescriptionOfAccountingPolicyForNoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSaleExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForNoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSaleExplanatory" xml:lang="en-US">Description of accounting policy for non-current assets or disposal groups classified as held for sale [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForNoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSaleExplanatory" xml:lang="en-US">Assets Held for Sale</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DescriptionOfAccountingPolicyForNoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSaleExplanatory" xlink:to="lab_ifrs-full_DescriptionOfAccountingPolicyForNoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSaleExplanatory" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DescriptionOfAccountingPolicyForLeasesExplanatory" xlink:label="loc_ifrs-full_DescriptionOfAccountingPolicyForLeasesExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForLeasesExplanatory" xml:lang="en-US">Description of accounting policy for leases [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForLeasesExplanatory" xml:lang="en-US">Leases</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DescriptionOfAccountingPolicyForLeasesExplanatory" xlink:to="lab_ifrs-full_DescriptionOfAccountingPolicyForLeasesExplanatory" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DescriptionOfAccountingPolicyForCashFlowsExplanatory" xlink:label="loc_ifrs-full_DescriptionOfAccountingPolicyForCashFlowsExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForCashFlowsExplanatory" xml:lang="en-US">Description of accounting policy for cash flows [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForCashFlowsExplanatory" xml:lang="en-US">Cash and Cash Equivalents</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DescriptionOfAccountingPolicyForCashFlowsExplanatory" xlink:to="lab_ifrs-full_DescriptionOfAccountingPolicyForCashFlowsExplanatory" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DescriptionOfAccountingPolicyForProvisionsExplanatory" xlink:label="loc_ifrs-full_DescriptionOfAccountingPolicyForProvisionsExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForProvisionsExplanatory" xml:lang="en-US">Description of accounting policy for provisions [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForProvisionsExplanatory" xml:lang="en-US">Provisions</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DescriptionOfAccountingPolicyForProvisionsExplanatory" xlink:to="lab_ifrs-full_DescriptionOfAccountingPolicyForProvisionsExplanatory" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DescriptionOfAccountingPolicyForFinancialGuaranteesExplanatory" xlink:label="loc_ifrs-full_DescriptionOfAccountingPolicyForFinancialGuaranteesExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForFinancialGuaranteesExplanatory" xml:lang="en-US">Description of accounting policy for financial guarantees [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForFinancialGuaranteesExplanatory" xml:lang="en-US">Financial Guarantee Contracts</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DescriptionOfAccountingPolicyForFinancialGuaranteesExplanatory" xlink:to="lab_ifrs-full_DescriptionOfAccountingPolicyForFinancialGuaranteesExplanatory" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DescriptionOfAccountingPolicyForEmployeeBenefitsExplanatory" xlink:label="loc_ifrs-full_DescriptionOfAccountingPolicyForEmployeeBenefitsExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForEmployeeBenefitsExplanatory" xml:lang="en-US">Description of accounting policy for employee benefits [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForEmployeeBenefitsExplanatory" xml:lang="en-US">Employee Benefits</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DescriptionOfAccountingPolicyForEmployeeBenefitsExplanatory" xlink:to="lab_ifrs-full_DescriptionOfAccountingPolicyForEmployeeBenefitsExplanatory" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DescriptionOfAccountingPolicyForIncomeTaxExplanatory" xlink:label="loc_ifrs-full_DescriptionOfAccountingPolicyForIncomeTaxExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForIncomeTaxExplanatory" xml:lang="en-US">Description of accounting policy for income tax [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForIncomeTaxExplanatory" xml:lang="en-US">Income Tax</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DescriptionOfAccountingPolicyForIncomeTaxExplanatory" xlink:to="lab_ifrs-full_DescriptionOfAccountingPolicyForIncomeTaxExplanatory" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DescriptionOfAccountingPolicyForDebtAndEquitySecuritiesInIssueExplanatory" xlink:label="loc_smfg_DescriptionOfAccountingPolicyForDebtAndEquitySecuritiesInIssueExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DescriptionOfAccountingPolicyForDebtAndEquitySecuritiesInIssueExplanatory" xml:lang="en-US">Description Of Accounting Policy For Debt And Equity Securities In Issue Explanatory</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DescriptionOfAccountingPolicyForDebtAndEquitySecuritiesInIssueExplanatory" xml:lang="en-US">Debt and Equity Securities in Issue</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DescriptionOfAccountingPolicyForDebtAndEquitySecuritiesInIssueExplanatory" xlink:to="lab_smfg_DescriptionOfAccountingPolicyForDebtAndEquitySecuritiesInIssueExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DescriptionOfAccountingPolicyForDebtAndEquitySecuritiesInIssueExplanatory" xml:lang="en-US">The description of the entity's accounting policy for debt and equity securities in issue.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DescriptionOfAccountingPolicyForShareholdersEquityExplanatory" xlink:label="loc_smfg_DescriptionOfAccountingPolicyForShareholdersEquityExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DescriptionOfAccountingPolicyForShareholdersEquityExplanatory" xml:lang="en-US">Description of accounting policy for shareholders equity explanatory</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DescriptionOfAccountingPolicyForShareholdersEquityExplanatory" xml:lang="en-US">Shareholders' Equity</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DescriptionOfAccountingPolicyForShareholdersEquityExplanatory" xlink:to="lab_smfg_DescriptionOfAccountingPolicyForShareholdersEquityExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DescriptionOfAccountingPolicyForShareholdersEquityExplanatory" xml:lang="en-US">The description of the entity's accounting policy for shareholders equity.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DescriptionOfAccountingPolicyForInterestIncomeAndExpenseExplanatory" xlink:label="loc_ifrs-full_DescriptionOfAccountingPolicyForInterestIncomeAndExpenseExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForInterestIncomeAndExpenseExplanatory" xml:lang="en-US">Description of accounting policy for interest income and expense [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForInterestIncomeAndExpenseExplanatory" xml:lang="en-US">Interest Income and Expense</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DescriptionOfAccountingPolicyForInterestIncomeAndExpenseExplanatory" xlink:to="lab_ifrs-full_DescriptionOfAccountingPolicyForInterestIncomeAndExpenseExplanatory" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DescriptionOfAccountingPolicyForFeeAndCommissionIncomeAndExpenseExplanatory" xlink:label="loc_ifrs-full_DescriptionOfAccountingPolicyForFeeAndCommissionIncomeAndExpenseExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForFeeAndCommissionIncomeAndExpenseExplanatory" xml:lang="en-US">Description of accounting policy for fee and commission income and expense [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForFeeAndCommissionIncomeAndExpenseExplanatory" xml:lang="en-US">Fee and Commission Income</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DescriptionOfAccountingPolicyForFeeAndCommissionIncomeAndExpenseExplanatory" xlink:to="lab_ifrs-full_DescriptionOfAccountingPolicyForFeeAndCommissionIncomeAndExpenseExplanatory" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DescriptionOfAccountingPolicyForTradingIncomeAndExpenseExplanatory" xlink:label="loc_ifrs-full_DescriptionOfAccountingPolicyForTradingIncomeAndExpenseExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForTradingIncomeAndExpenseExplanatory" xml:lang="en-US">Description of accounting policy for trading income and expense [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForTradingIncomeAndExpenseExplanatory" xml:lang="en-US">Net Trading Income</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DescriptionOfAccountingPolicyForTradingIncomeAndExpenseExplanatory" xlink:to="lab_ifrs-full_DescriptionOfAccountingPolicyForTradingIncomeAndExpenseExplanatory" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DescriptionOfAccountingPolicyForFinancialInstrumentsAtFairValueThroughProfitOrLossExplanatory" xlink:label="loc_ifrs-full_DescriptionOfAccountingPolicyForFinancialInstrumentsAtFairValueThroughProfitOrLossExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForFinancialInstrumentsAtFairValueThroughProfitOrLossExplanatory" xml:lang="en-US">Description of accounting policy for financial instruments at fair value through profit or loss [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForFinancialInstrumentsAtFairValueThroughProfitOrLossExplanatory" xml:lang="en-US">Net Income from Financial Assets and Liabilities at Fair Value through Profit or Loss</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DescriptionOfAccountingPolicyForFinancialInstrumentsAtFairValueThroughProfitOrLossExplanatory" xlink:to="lab_ifrs-full_DescriptionOfAccountingPolicyForFinancialInstrumentsAtFairValueThroughProfitOrLossExplanatory" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DescriptionOfAccountingPolicyForNetInvestmentIncomeExplanatory" xlink:label="loc_smfg_DescriptionOfAccountingPolicyForNetInvestmentIncomeExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DescriptionOfAccountingPolicyForNetInvestmentIncomeExplanatory" xml:lang="en-US">Description Of Accounting Policy For Net Investment Income Explanatory</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DescriptionOfAccountingPolicyForNetInvestmentIncomeExplanatory" xml:lang="en-US">Net Investment Income</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DescriptionOfAccountingPolicyForNetInvestmentIncomeExplanatory" xlink:to="lab_smfg_DescriptionOfAccountingPolicyForNetInvestmentIncomeExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DescriptionOfAccountingPolicyForNetInvestmentIncomeExplanatory" xml:lang="en-US">The description of the entity's accounting policy for net investment income.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DescriptionOfAccountingPolicyForEarningsPerShareExplanatory" xlink:label="loc_ifrs-full_DescriptionOfAccountingPolicyForEarningsPerShareExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForEarningsPerShareExplanatory" xml:lang="en-US">Description of accounting policy for earnings per share [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForEarningsPerShareExplanatory" xml:lang="en-US">Earnings Per Share</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DescriptionOfAccountingPolicyForEarningsPerShareExplanatory" xlink:to="lab_ifrs-full_DescriptionOfAccountingPolicyForEarningsPerShareExplanatory" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DescriptionOfRecentAccountingPronouncementsExplanatory" xlink:label="loc_smfg_DescriptionOfRecentAccountingPronouncementsExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DescriptionOfRecentAccountingPronouncementsExplanatory" xml:lang="en-US">Description Of Recent Accounting Pronouncements Explanatory</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DescriptionOfRecentAccountingPronouncementsExplanatory" xml:lang="en-US">Recent Accounting Pronouncements</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DescriptionOfRecentAccountingPronouncementsExplanatory" xlink:to="lab_smfg_DescriptionOfRecentAccountingPronouncementsExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DescriptionOfRecentAccountingPronouncementsExplanatory" xml:lang="en-US">The description of the entity's accounting policy relevant to recent accounting pronouncements.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DisclosureOfAmendmentToTheClassificationAndMeasurementOfMeasurementOfFinancialInstrumentsAmendmentsToIfrsSevenAndIfrsNinePolicyTextBlock" xlink:label="loc_smfg_DisclosureOfAmendmentToTheClassificationAndMeasurementOfMeasurementOfFinancialInstrumentsAmendmentsToIfrsSevenAndIfrsNinePolicyTextBlock" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DisclosureOfAmendmentToTheClassificationAndMeasurementOfMeasurementOfFinancialInstrumentsAmendmentsToIfrsSevenAndIfrsNinePolicyTextBlock" xml:lang="en-US">Disclosure Of Amendment To The Classification And Measurement Of Measurement Of Financial Instruments Amendments To IFRS Seven And IFRS Nine [Policy Text Block]</link:label>
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          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfOperatingSegmentsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfOperatingSegmentsExplanatory" />
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          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DisclosureOfReconciliationOfManagementReportingFiguresInForeignGAAPToIFRSExplanatory" xlink:label="loc_smfg_DisclosureOfReconciliationOfManagementReportingFiguresInForeignGAAPToIFRSExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DisclosureOfReconciliationOfManagementReportingFiguresInForeignGAAPToIFRSExplanatory" xml:lang="en-US">Disclosure Of Reconciliation Of Management Reporting Figures In Foreign GAAP To IFRS Explanatory</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DisclosureOfReconciliationOfManagementReportingFiguresInForeignGAAPToIFRSExplanatory" xml:lang="en-US">Reconciliation of Segmental Results of Operations to Consolidated Income Statements</link:label>
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          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfGeographicalAreasExplanatory" xlink:label="loc_ifrs-full_DisclosureOfGeographicalAreasExplanatory" />
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          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfGeographicalAreasExplanatory" xml:lang="en-US">Operating Income by Geographical Area</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfGeographicalAreasExplanatory" xlink:to="lab_ifrs-full_DisclosureOfGeographicalAreasExplanatory" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DisclosureOfDetailedInformationAboutCashAndDepositsWithBanksExplanatory" xlink:label="loc_smfg_DisclosureOfDetailedInformationAboutCashAndDepositsWithBanksExplanatory" />
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          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DisclosureOfDetailedInformationAboutCashAndDepositsWithBanksExplanatory" xml:lang="en-US">Summary of Cash and Deposits with Banks</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DisclosureOfDetailedInformationAboutCashAndDepositsWithBanksExplanatory" xlink:to="lab_smfg_DisclosureOfDetailedInformationAboutCashAndDepositsWithBanksExplanatory" />
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          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfCashAndCashEquivalentsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfCashAndCashEquivalentsExplanatory" />
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          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfDetailedInformationAboutFinancialInstrumentsExplanatory" xml:lang="en-US">Derivative Financial Instruments by Type and Purpose of Derivatives</link:label>
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          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DisclosureOfItemsDesignatedAsHedgingInstrumentsExplanatory" xlink:label="loc_smfg_DisclosureOfItemsDesignatedAsHedgingInstrumentsExplanatory" />
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          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DisclosureOfItemsDesignatedAsHedgedItemsExplanatory" xlink:label="loc_smfg_DisclosureOfItemsDesignatedAsHedgedItemsExplanatory" />
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          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DisclosureOfItemsDesignatedAsHedgedItemsExplanatory" xml:lang="en-US">Disclosure of Items Designated as Hedged Items explanatory</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfInformationAboutCreditExposuresDesignatedAsMeasuredAtFairValueThroughProfitOrLossExplanatory" xlink:label="loc_ifrs-full_DisclosureOfInformationAboutCreditExposuresDesignatedAsMeasuredAtFairValueThroughProfitOrLossExplanatory" />
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          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DisclosureOfNotionalAmountsOfCreditDerivativePortfoliosExplanatoryTextBlock" xlink:label="loc_smfg_DisclosureOfNotionalAmountsOfCreditDerivativePortfoliosExplanatoryTextBlock" />
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          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DisclosureOfDetailedInformationAboutFinancialInstrumentsAtFairValueThroughProfitOrLossExplanatory" xml:lang="en-US">Disclosure of detailed information about financial instruments at fair value through profit or loss.</link:label>
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          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DisclosureOfListedEquityInstrumentsAtFairValueThroughOtherComprehensiveIncomeExplanatory" xlink:label="loc_smfg_DisclosureOfListedEquityInstrumentsAtFairValueThroughOtherComprehensiveIncomeExplanatory" />
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          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DisclosureOfListedEquityInstrumentsAtFairValueThroughOtherComprehensiveIncomeExplanatory" xml:lang="en-US">Disclosure of Listed Equity instruments at Fair Value through Other Comprehensive Income explanatory</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DisclosureOfFairValueOfEquityInstrumentsAtFairValueThroughOtherComprehensiveIncomeAtDateOfDerecognitionAndCumulativeGainOrLossOnDisposalExplanatory" xlink:label="loc_smfg_DisclosureOfFairValueOfEquityInstrumentsAtFairValueThroughOtherComprehensiveIncomeAtDateOfDerecognitionAndCumulativeGainOrLossOnDisposalExplanatory" />
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          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DisclosureOfLoansAndAdvancesByCreditQualityExplanatory" xlink:label="loc_smfg_DisclosureOfLoansAndAdvancesByCreditQualityExplanatory" />
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          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DisclosureOfDetailedInformationOfInvestmentsInAssociatesAndJointVenturesExplanatory" xml:lang="en-US">Disclosure of detailed information of investments in associates and joint ventures [text block]</link:label>
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          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DisclosureOfDetailedInformationOfInvestmentsInAssociatesAndJointVenturesExplanatory" xlink:to="lab_smfg_DisclosureOfDetailedInformationOfInvestmentsInAssociatesAndJointVenturesExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DisclosureOfDetailedInformationOfInvestmentsInAssociatesAndJointVenturesExplanatory" xml:lang="en-US">The disclosure of investments in associates and joint ventures.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DisclosureOfFinancialInformationOfInvestmentsInAssociatesAndJointVenturesExplanatory" xlink:label="loc_smfg_DisclosureOfFinancialInformationOfInvestmentsInAssociatesAndJointVenturesExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DisclosureOfFinancialInformationOfInvestmentsInAssociatesAndJointVenturesExplanatory" xml:lang="en-US">Disclosure Of Financial Information Of Investments In Associates And Joint Ventures Explanatory</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DisclosureOfFinancialInformationOfInvestmentsInAssociatesAndJointVenturesExplanatory" xml:lang="en-US">Financial Information of all Individually Immaterial Associates and Joint Ventures</link:label>
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          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DisclosureOfFinancialInformationOfInvestmentsInAssociatesAndJointVenturesExplanatory" xml:lang="en-US">The disclosure financial information of all individually immaterial associates and joint ventures.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfDetailedInformationAboutPropertyPlantAndEquipmentExplanatory" xlink:label="loc_ifrs-full_DisclosureOfDetailedInformationAboutPropertyPlantAndEquipmentExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfDetailedInformationAboutPropertyPlantAndEquipmentExplanatory" xml:lang="en-US">Disclosure of detailed information about property, plant and equipment [text block]</link:label>
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          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfDetailedInformationAboutPropertyPlantAndEquipmentExplanatory" xlink:to="lab_ifrs-full_DisclosureOfDetailedInformationAboutPropertyPlantAndEquipmentExplanatory" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DisclosureOfFinanceLeaseByLesseeExplanatory" xlink:label="loc_smfg_DisclosureOfFinanceLeaseByLesseeExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DisclosureOfFinanceLeaseByLesseeExplanatory" xml:lang="en-US">Disclosure Of Finance Lease By Lessee Explanatory</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DisclosureOfFinanceLeaseByLesseeExplanatory" xml:lang="en-US">Maturity Analysis of Lease Liability</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DisclosureOfFinanceLeaseByLesseeExplanatory" xlink:to="lab_smfg_DisclosureOfFinanceLeaseByLesseeExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DisclosureOfFinanceLeaseByLesseeExplanatory" xml:lang="en-US">The disclosure total of future minimum lease payments and their present value under finance leases.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DisclosureOfMaturityAnalysisOfFinanceLeasePaymentsReceivableExplanatoryTextBlock" xlink:label="loc_smfg_DisclosureOfMaturityAnalysisOfFinanceLeasePaymentsReceivableExplanatoryTextBlock" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DisclosureOfMaturityAnalysisOfFinanceLeasePaymentsReceivableExplanatoryTextBlock" xml:lang="en-US">Disclosure Of Maturity Analysis Of Finance Lease Payments Receivable Explanatory [Text Block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DisclosureOfMaturityAnalysisOfFinanceLeasePaymentsReceivableExplanatoryTextBlock" xml:lang="en-US">Gross Investment in Lease, Unearned Finance Income, Present Value of Minimum Lease Payments Receivable and Unguaranteed Residual Values Under Finance Leases</link:label>
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          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DisclosureOfMaturityAnalysisOfFinanceLeasePaymentsReceivableExplanatoryTextBlock" xml:lang="en-US">Disclosure of maturity analysis of finance lease payments receivable explanatory.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DisclosureOfMaturityAnalysisOfOperatingLeasePaymentsReceivableExplanatoryTextBlock" xlink:label="loc_smfg_DisclosureOfMaturityAnalysisOfOperatingLeasePaymentsReceivableExplanatoryTextBlock" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DisclosureOfMaturityAnalysisOfOperatingLeasePaymentsReceivableExplanatoryTextBlock" xml:lang="en-US">Disclosure Of Maturity Analysis Of Operating Lease Payments Receivable Explanatory [Text Block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DisclosureOfMaturityAnalysisOfOperatingLeasePaymentsReceivableExplanatoryTextBlock" xml:lang="en-US">Total Amounts of Future Minimum Lease Payments Under Non-cancellable Operating Leases</link:label>
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          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DisclosureOfMaturityAnalysisOfOperatingLeasePaymentsReceivableExplanatoryTextBlock" xml:lang="en-US">Disclosure of maturity analysis of operating lease payments receivable explanatory.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfQuantitativeInformationAboutRightofuseAssetsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfQuantitativeInformationAboutRightofuseAssetsExplanatory" />
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          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfQuantitativeInformationAboutRightofuseAssetsExplanatory" xml:lang="en-US">Disclosure of Quantitative Information about Right-of-Use Assets</link:label>
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          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfInformationForIndividualAssetOrCashgeneratingUnitWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesExplanatory" xlink:label="loc_ifrs-full_DisclosureOfInformationForIndividualAssetOrCashgeneratingUnitWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesExplanatory" />
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          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DisclosureOfDetailedInformationAboutOtherAssetsExplanatory" xlink:label="loc_smfg_DisclosureOfDetailedInformationAboutOtherAssetsExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DisclosureOfDetailedInformationAboutOtherAssetsExplanatory" xml:lang="en-US">Disclosure of detailed information about other assets [text block]</link:label>
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          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DisclosureOfDetailedInformationAboutOtherAssetsExplanatory" xml:lang="en-US">Disclosure of detailed information about other assets.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DisclosureOfDetailedInformationAboutDepositsFromCustomersExplanatory" xlink:label="loc_smfg_DisclosureOfDetailedInformationAboutDepositsFromCustomersExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DisclosureOfDetailedInformationAboutDepositsFromCustomersExplanatory" xml:lang="en-US">Disclosure of detailed information about deposits from customers [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DisclosureOfDetailedInformationAboutDepositsFromCustomersExplanatory" xml:lang="en-US">Summary of Deposits</link:label>
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          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DisclosureOfDetailedInformationAboutDepositsFromCustomersExplanatory" xml:lang="en-US">Disclosure of detailed information about deposits from customers.</link:label>
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          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DisclosureOfDetailedInformationAboutTradingLiabilitiesExplanatory" xml:lang="en-US">Disclosure Of Detailed Information About Trading Liabilities Explanatory</link:label>
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          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DisclosureOfDetailedInformationAboutTradingLiabilitiesExplanatory" xml:lang="en-US">The disclosure of detailed information about trading liabilities explanatory.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DisclosureOfDetailedInformationAboutFinancialInstrumentsDesignatedAtFairValueThroughProfitOrLosstextBlockTableTextBlock" xlink:label="loc_smfg_DisclosureOfDetailedInformationAboutFinancialInstrumentsDesignatedAtFairValueThroughProfitOrLosstextBlockTableTextBlock" />
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          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DisclosureOfDetailedInformationAboutFinancialInstrumentsDesignatedAtFairValueThroughProfitOrLosstextBlockTableTextBlock" xml:lang="en-US">Disclosure of detailed information about financial instruments designated at fair value through profit or loss [text block] .</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsExplanatory" xml:lang="en-US">Disclosure of detailed information about borrowings [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsExplanatory" xml:lang="en-US">Short-term Borrowings and Long-term Borrowings (with Original Maturities of More Than One Year)</link:label>
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          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DisclosureOfDetailedInformationAboutDebtSecuritiesExplanatory" xlink:label="loc_smfg_DisclosureOfDetailedInformationAboutDebtSecuritiesExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DisclosureOfDetailedInformationAboutDebtSecuritiesExplanatory" xml:lang="en-US">Disclosure Of Detailed Information About Debt Securities [text block]</link:label>
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          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DisclosureOfDetailedInformationAboutDebtSecuritiesExplanatory" xlink:to="lab_smfg_DisclosureOfDetailedInformationAboutDebtSecuritiesExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DisclosureOfDetailedInformationAboutDebtSecuritiesExplanatory" xml:lang="en-US">The disclosure of detailed information about debt securities.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DisclosureOfMovementInSubordinatedBondsExplanatory" xlink:label="loc_smfg_DisclosureOfMovementInSubordinatedBondsExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DisclosureOfMovementInSubordinatedBondsExplanatory" xml:lang="en-US">Disclosure of movement in subordinated bonds explanatory</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DisclosureOfMovementInSubordinatedBondsExplanatory" xml:lang="en-US">Summary of Movement in Subordinated Bonds</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DisclosureOfMovementInSubordinatedBondsExplanatory" xlink:to="lab_smfg_DisclosureOfMovementInSubordinatedBondsExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DisclosureOfMovementInSubordinatedBondsExplanatory" xml:lang="en-US">Disclosure of movement in subordinated bonds explanatory.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfOtherProvisionsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfOtherProvisionsExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfOtherProvisionsExplanatory" xml:lang="en-US">Disclosure of other provisions [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfOtherProvisionsExplanatory" xml:lang="en-US">Movements by Class of Provisions</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfOtherProvisionsExplanatory" xlink:to="lab_ifrs-full_DisclosureOfOtherProvisionsExplanatory" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DisclosureOfDetailedInformationAboutOtherLiabilitiesExplanatory" xlink:label="loc_smfg_DisclosureOfDetailedInformationAboutOtherLiabilitiesExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DisclosureOfDetailedInformationAboutOtherLiabilitiesExplanatory" xml:lang="en-US">Disclosure Of Detailed Information About Other Liabilities [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DisclosureOfDetailedInformationAboutOtherLiabilitiesExplanatory" xml:lang="en-US">Summary of Other Liabilities</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DisclosureOfDetailedInformationAboutOtherLiabilitiesExplanatory" xlink:to="lab_smfg_DisclosureOfDetailedInformationAboutOtherLiabilitiesExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DisclosureOfDetailedInformationAboutOtherLiabilitiesExplanatory" xml:lang="en-US">Disclosure of detailed information about other liabilities.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DisclosureOfChangesInNetDeferredTaxAssetsAndLiabilitiesExplanatory" xlink:label="loc_smfg_DisclosureOfChangesInNetDeferredTaxAssetsAndLiabilitiesExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DisclosureOfChangesInNetDeferredTaxAssetsAndLiabilitiesExplanatory" xml:lang="en-US">Disclosure Of Changes In Net Deferred Tax Assets And Liabilities Explanatory</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DisclosureOfChangesInNetDeferredTaxAssetsAndLiabilitiesExplanatory" xml:lang="en-US">Changes of Net Deferred Tax Assets and Liabilities</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DisclosureOfChangesInNetDeferredTaxAssetsAndLiabilitiesExplanatory" xlink:to="lab_smfg_DisclosureOfChangesInNetDeferredTaxAssetsAndLiabilitiesExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DisclosureOfChangesInNetDeferredTaxAssetsAndLiabilitiesExplanatory" xml:lang="en-US">The disclosure of changes in net deferred tax assets and liabilities explanatory.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DisclosureOfDeferredTaxAssetsAndLiabilitiesBeforeOffsetExplanatory" xlink:label="loc_smfg_DisclosureOfDeferredTaxAssetsAndLiabilitiesBeforeOffsetExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DisclosureOfDeferredTaxAssetsAndLiabilitiesBeforeOffsetExplanatory" xml:lang="en-US">Disclosure of Deferred Tax Assets And Liabilities Before Offset Explanatory [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DisclosureOfDeferredTaxAssetsAndLiabilitiesBeforeOffsetExplanatory" xml:lang="en-US">Deferred Tax Assets and Liabilities</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DisclosureOfDeferredTaxAssetsAndLiabilitiesBeforeOffsetExplanatory" xlink:to="lab_smfg_DisclosureOfDeferredTaxAssetsAndLiabilitiesBeforeOffsetExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DisclosureOfDeferredTaxAssetsAndLiabilitiesBeforeOffsetExplanatory" xml:lang="en-US">Disclosure of deferred tax assets and liabilities before offset.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsExplanatory" xml:lang="en-US">Disclosure of temporary difference, unused tax losses and unused tax credits [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsExplanatory" xml:lang="en-US">Amounts of Deductible Temporary Differences and Tax Losses Carried Forward by Expiration Date</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsExplanatory" xlink:to="lab_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsExplanatory" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DisclosureOfDeferredTaxExpenseBenefitExplanatory" xlink:label="loc_smfg_DisclosureOfDeferredTaxExpenseBenefitExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DisclosureOfDeferredTaxExpenseBenefitExplanatory" xml:lang="en-US">Disclosure Of Deferred Tax Expense Benefit Explanatory</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DisclosureOfDeferredTaxExpenseBenefitExplanatory" xml:lang="en-US">Deferred Tax Expense</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DisclosureOfDeferredTaxExpenseBenefitExplanatory" xlink:to="lab_smfg_DisclosureOfDeferredTaxExpenseBenefitExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DisclosureOfDeferredTaxExpenseBenefitExplanatory" xml:lang="en-US">The disclosure of deferred tax expense benefit explanatory.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfNetDefinedBenefitLiabilityAssetExplanatory" xlink:label="loc_ifrs-full_DisclosureOfNetDefinedBenefitLiabilityAssetExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfNetDefinedBenefitLiabilityAssetExplanatory" xml:lang="en-US">Disclosure of net defined benefit liability (asset) [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfNetDefinedBenefitLiabilityAssetExplanatory" xml:lang="en-US">Detailed Information for the Defined Benefit Plans</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfNetDefinedBenefitLiabilityAssetExplanatory" xlink:to="lab_ifrs-full_DisclosureOfNetDefinedBenefitLiabilityAssetExplanatory" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DisclosureOfDefinedBenefitObligationsExplanatory" xlink:label="loc_smfg_DisclosureOfDefinedBenefitObligationsExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DisclosureOfDefinedBenefitObligationsExplanatory" xml:lang="en-US">Disclosure Of Defined Benefit Obligations Explanatory</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DisclosureOfDefinedBenefitObligationsExplanatory" xml:lang="en-US">Movements in Defined Benefit Obligation</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DisclosureOfDefinedBenefitObligationsExplanatory" xlink:to="lab_smfg_DisclosureOfDefinedBenefitObligationsExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DisclosureOfDefinedBenefitObligationsExplanatory" xml:lang="en-US">The disclosure of defined benefit obligations explanatory.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfFairValueOfPlanAssetsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfFairValueOfPlanAssetsExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfFairValueOfPlanAssetsExplanatory" xml:lang="en-US">Disclosure of fair value of plan assets [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfFairValueOfPlanAssetsExplanatory" xml:lang="en-US">Movements in Fair Value of the Plan Assets</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfFairValueOfPlanAssetsExplanatory" xlink:to="lab_ifrs-full_DisclosureOfFairValueOfPlanAssetsExplanatory" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_ScheduleOfAmountsRecognizedInProfitOrLossForDefinedBenefitPlansExplanatory" xlink:label="loc_smfg_ScheduleOfAmountsRecognizedInProfitOrLossForDefinedBenefitPlansExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_ScheduleOfAmountsRecognizedInProfitOrLossForDefinedBenefitPlansExplanatory" xml:lang="en-US">Schedule of Amounts Recognized in Profit or Loss for Defined Benefit Plans [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_ScheduleOfAmountsRecognizedInProfitOrLossForDefinedBenefitPlansExplanatory" xml:lang="en-US">Amounts Recognized in Consolidated Income Statement</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_ScheduleOfAmountsRecognizedInProfitOrLossForDefinedBenefitPlansExplanatory" xlink:to="lab_smfg_ScheduleOfAmountsRecognizedInProfitOrLossForDefinedBenefitPlansExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_ScheduleOfAmountsRecognizedInProfitOrLossForDefinedBenefitPlansExplanatory" xml:lang="en-US">The disclosure of Schedule of amounts recognized in profit or loss for defined benefit plans.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DisclosureOfComponentsOfPlanAssetsExplanatory" xlink:label="loc_smfg_DisclosureOfComponentsOfPlanAssetsExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DisclosureOfComponentsOfPlanAssetsExplanatory" xml:lang="en-US">Disclosure of components of plan assets [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DisclosureOfComponentsOfPlanAssetsExplanatory" xml:lang="en-US">Plan Assets</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DisclosureOfComponentsOfPlanAssetsExplanatory" xlink:to="lab_smfg_DisclosureOfComponentsOfPlanAssetsExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DisclosureOfComponentsOfPlanAssetsExplanatory" xml:lang="en-US">The disclosure of components of plan assets.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DisclosureOfActuarialAssumptionsForDefinedBenefitObligationsExplanatory" xlink:label="loc_smfg_DisclosureOfActuarialAssumptionsForDefinedBenefitObligationsExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DisclosureOfActuarialAssumptionsForDefinedBenefitObligationsExplanatory" xml:lang="en-US">Disclosure Of Actuarial Assumptions For Defined Benefit Obligations Explanatory</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DisclosureOfActuarialAssumptionsForDefinedBenefitObligationsExplanatory" xml:lang="en-US">Principal Actuarial Assumptions</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DisclosureOfActuarialAssumptionsForDefinedBenefitObligationsExplanatory" xlink:to="lab_smfg_DisclosureOfActuarialAssumptionsForDefinedBenefitObligationsExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DisclosureOfActuarialAssumptionsForDefinedBenefitObligationsExplanatory" xml:lang="en-US">The disclosure of actuarial assumptions for defined benefit obligations explanatory.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsExplanatory" xml:lang="en-US">Disclosure of sensitivity analysis for actuarial assumptions [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsExplanatory" xml:lang="en-US">Sensitivity Analyses of Effect of Changes in Key Assumptions on Defined Benefit Obligations</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsExplanatory" xlink:to="lab_ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsExplanatory" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfInformationAboutMaturityProfileOfDefinedBenefitObligationExplanatory" xlink:label="loc_ifrs-full_DisclosureOfInformationAboutMaturityProfileOfDefinedBenefitObligationExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfInformationAboutMaturityProfileOfDefinedBenefitObligationExplanatory" xml:lang="en-US">Disclosure of information about maturity profile of defined benefit obligation [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfInformationAboutMaturityProfileOfDefinedBenefitObligationExplanatory" xml:lang="en-US">Weighted Average Durations of Defined Benefit Plans</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfInformationAboutMaturityProfileOfDefinedBenefitObligationExplanatory" xlink:to="lab_ifrs-full_DisclosureOfInformationAboutMaturityProfileOfDefinedBenefitObligationExplanatory" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DisclosureInTabularFormOfMovementsInAssetCeilingTableTextBlock" xlink:label="loc_smfg_DisclosureInTabularFormOfMovementsInAssetCeilingTableTextBlock" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DisclosureInTabularFormOfMovementsInAssetCeilingTableTextBlock" xml:lang="en-US">Disclosure in Tabular Form of Movements in Asset Ceiling [Table Text Block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DisclosureInTabularFormOfMovementsInAssetCeilingTableTextBlock" xml:lang="en-US">Effect of the Asset Ceiling</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DisclosureInTabularFormOfMovementsInAssetCeilingTableTextBlock" xlink:to="lab_smfg_DisclosureInTabularFormOfMovementsInAssetCeilingTableTextBlock" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DisclosureInTabularFormOfMovementsInAssetCeilingTableTextBlock" xml:lang="en-US">Disclosure in tabular form of movements in asset ceiling.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_CommonStock1Member" xlink:label="loc_smfg_CommonStock1Member" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_CommonStock1Member" xml:lang="en-US">Common Stock 1 [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_CommonStock1Member" xml:lang="en-US">Common stock [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_CommonStock1Member" xlink:to="lab_smfg_CommonStock1Member" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_CommonStock1Member" xml:lang="en-US">Common stock.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_PreferredStock1Member" xlink:label="loc_smfg_PreferredStock1Member" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_PreferredStock1Member" xml:lang="en-US">Preferred stock 1 [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_PreferredStock1Member" xml:lang="en-US">Preferred stock [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_PreferredStock1Member" xlink:to="lab_smfg_PreferredStock1Member" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_PreferredStock1Member" xml:lang="en-US">Preferred stock.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_OwnCreditOnFinancialLiabilitiesDesignatedAtFairValueThroughProfitOrLossReserveMember" xlink:label="loc_smfg_OwnCreditOnFinancialLiabilitiesDesignatedAtFairValueThroughProfitOrLossReserveMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_OwnCreditOnFinancialLiabilitiesDesignatedAtFairValueThroughProfitOrLossReserveMember" xml:lang="en-US">Own credit on financial liabilities designated at fair value through profit or loss reserve [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_OwnCreditOnFinancialLiabilitiesDesignatedAtFairValueThroughProfitOrLossReserveMember" xlink:to="lab_smfg_OwnCreditOnFinancialLiabilitiesDesignatedAtFairValueThroughProfitOrLossReserveMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_OwnCreditOnFinancialLiabilitiesDesignatedAtFairValueThroughProfitOrLossReserveMember" xml:lang="en-US">Own credit on financial liabilities designated at fair value through profit or loss reserve [Member] .</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfClassesOfShareCapitalExplanatory" xlink:label="loc_ifrs-full_DisclosureOfClassesOfShareCapitalExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfClassesOfShareCapitalExplanatory" xml:lang="en-US">Disclosure of classes of share capital [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfClassesOfShareCapitalExplanatory" xml:lang="en-US">Number of Shares</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfClassesOfShareCapitalExplanatory" xlink:to="lab_ifrs-full_DisclosureOfClassesOfShareCapitalExplanatory" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfReservesAndOtherEquityInterestExplanatory" xlink:label="loc_ifrs-full_DisclosureOfReservesAndOtherEquityInterestExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfReservesAndOtherEquityInterestExplanatory" xml:lang="en-US">Disclosure of reserves within equity [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfReservesAndOtherEquityInterestExplanatory" xml:lang="en-US">Movement of Reserves</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfReservesAndOtherEquityInterestExplanatory" xlink:to="lab_ifrs-full_DisclosureOfReservesAndOtherEquityInterestExplanatory" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DisclosureOfEquityAttributableToOtherEquityInstrumentsHoldersExplanatory" xlink:label="loc_smfg_DisclosureOfEquityAttributableToOtherEquityInstrumentsHoldersExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DisclosureOfEquityAttributableToOtherEquityInstrumentsHoldersExplanatory" xml:lang="en-US">Disclosure Of Equity Attributable To Other Equity Instruments Holders Explanatory</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DisclosureOfEquityAttributableToOtherEquityInstrumentsHoldersExplanatory" xml:lang="en-US">Equity Attributable to Other Equity Instruments Holders</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DisclosureOfEquityAttributableToOtherEquityInstrumentsHoldersExplanatory" xlink:to="lab_smfg_DisclosureOfEquityAttributableToOtherEquityInstrumentsHoldersExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DisclosureOfEquityAttributableToOtherEquityInstrumentsHoldersExplanatory" xml:lang="en-US">The disclosure of equity attributable to other equity instruments holders explanatory.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DisclosureOfDetailedInformationAboutInterestIncomeExpenseExplanatory" xlink:label="loc_smfg_DisclosureOfDetailedInformationAboutInterestIncomeExpenseExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DisclosureOfDetailedInformationAboutInterestIncomeExpenseExplanatory" xml:lang="en-US">Disclosure Of Detailed Information About Interest Income Expense Explanatory</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DisclosureOfDetailedInformationAboutInterestIncomeExpenseExplanatory" xml:lang="en-US">Summary of Net Interest Income</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DisclosureOfDetailedInformationAboutInterestIncomeExpenseExplanatory" xlink:to="lab_smfg_DisclosureOfDetailedInformationAboutInterestIncomeExpenseExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DisclosureOfDetailedInformationAboutInterestIncomeExpenseExplanatory" xml:lang="en-US">Disclosure of detailed information about interest income expense.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DisclosureOfDetailedInformationAboutFeeAndCommissionIncomeExpenseExplanatory" xlink:label="loc_smfg_DisclosureOfDetailedInformationAboutFeeAndCommissionIncomeExpenseExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DisclosureOfDetailedInformationAboutFeeAndCommissionIncomeExpenseExplanatory" xml:lang="en-US">Disclosure Of Detailed Information About Fee And Commission Income Expense Explanatory</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DisclosureOfDetailedInformationAboutFeeAndCommissionIncomeExpenseExplanatory" xml:lang="en-US">Summary of Net Fee and Commission Income</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DisclosureOfDetailedInformationAboutFeeAndCommissionIncomeExpenseExplanatory" xlink:to="lab_smfg_DisclosureOfDetailedInformationAboutFeeAndCommissionIncomeExpenseExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DisclosureOfDetailedInformationAboutFeeAndCommissionIncomeExpenseExplanatory" xml:lang="en-US">The disclosure of detailed information about fee and commission income expense explanatory.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DisclosureOfDetailedInformationAboutTradingIncomeExpenseExplanatory" xlink:label="loc_smfg_DisclosureOfDetailedInformationAboutTradingIncomeExpenseExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DisclosureOfDetailedInformationAboutTradingIncomeExpenseExplanatory" xml:lang="en-US">Disclosure Of Detailed Information About Trading Income Expense Explanatory</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DisclosureOfDetailedInformationAboutTradingIncomeExpenseExplanatory" xml:lang="en-US">Summary of Net Trading Income</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DisclosureOfDetailedInformationAboutTradingIncomeExpenseExplanatory" xlink:to="lab_smfg_DisclosureOfDetailedInformationAboutTradingIncomeExpenseExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DisclosureOfDetailedInformationAboutTradingIncomeExpenseExplanatory" xml:lang="en-US">The disclosure of detailed information about trading income expense explanatory.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfFinancialInstrumentsDesignatedAtFairValueThroughProfitOrLossExplanatory" xlink:label="loc_ifrs-full_DisclosureOfFinancialInstrumentsDesignatedAtFairValueThroughProfitOrLossExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfFinancialInstrumentsDesignatedAtFairValueThroughProfitOrLossExplanatory" xml:lang="en-US">Disclosure of financial instruments designated at fair value through profit or loss [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfFinancialInstrumentsDesignatedAtFairValueThroughProfitOrLossExplanatory" xml:lang="en-US">Summary of Net Income from Financial Assets and Liabilities at Fair Value through Profit or Loss</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsDesignatedAtFairValueThroughProfitOrLossExplanatory" xlink:to="lab_ifrs-full_DisclosureOfFinancialInstrumentsDesignatedAtFairValueThroughProfitOrLossExplanatory" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DisclosureOfDetailedInformationAboutInvestmentIncomeExplanatory" xlink:label="loc_smfg_DisclosureOfDetailedInformationAboutInvestmentIncomeExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DisclosureOfDetailedInformationAboutInvestmentIncomeExplanatory" xml:lang="en-US">Disclosure Of Detailed Information About Investment Income [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DisclosureOfDetailedInformationAboutInvestmentIncomeExplanatory" xml:lang="en-US">Summary of Net Investment Income</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DisclosureOfDetailedInformationAboutInvestmentIncomeExplanatory" xlink:to="lab_smfg_DisclosureOfDetailedInformationAboutInvestmentIncomeExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DisclosureOfDetailedInformationAboutInvestmentIncomeExplanatory" xml:lang="en-US">The disclosure of detailed information about investment income explanatory.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DisclosureGainLossArisingFromDerecognitionOfFinancialAssetsMeasuredAtAmortizedCostTableTextBlock" xlink:label="loc_smfg_DisclosureGainLossArisingFromDerecognitionOfFinancialAssetsMeasuredAtAmortizedCostTableTextBlock" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DisclosureGainLossArisingFromDerecognitionOfFinancialAssetsMeasuredAtAmortizedCostTableTextBlock" xml:lang="en-US">Disclosure Gain Loss Arising From Derecognition of Financial Assets Measured At Amortized Cost [Table Text Block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DisclosureGainLossArisingFromDerecognitionOfFinancialAssetsMeasuredAtAmortizedCostTableTextBlock" xml:lang="en-US">Net Gains (Losses) Arising from Derecognition of Financial Assets at Amortized Cost</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DisclosureGainLossArisingFromDerecognitionOfFinancialAssetsMeasuredAtAmortizedCostTableTextBlock" xlink:to="lab_smfg_DisclosureGainLossArisingFromDerecognitionOfFinancialAssetsMeasuredAtAmortizedCostTableTextBlock" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DisclosureGainLossArisingFromDerecognitionOfFinancialAssetsMeasuredAtAmortizedCostTableTextBlock" xml:lang="en-US">Disclosure gain loss arising from derecognition of financial assets measured at amortized cost.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfOtherOperatingIncomeExplanatory" xlink:label="loc_ifrs-full_DisclosureOfOtherOperatingIncomeExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfOtherOperatingIncomeExplanatory" xml:lang="en-US">Disclosure of other operating income [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfOtherOperatingIncomeExplanatory" xml:lang="en-US">Summary of Other Income</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfOtherOperatingIncomeExplanatory" xlink:to="lab_ifrs-full_DisclosureOfOtherOperatingIncomeExplanatory" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfImpairmentLossAndReversalOfImpairmentLossExplanatory" xlink:label="loc_ifrs-full_DisclosureOfImpairmentLossAndReversalOfImpairmentLossExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfImpairmentLossAndReversalOfImpairmentLossExplanatory" xml:lang="en-US">Disclosure of impairment loss and reversal of impairment loss [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfImpairmentLossAndReversalOfImpairmentLossExplanatory" xml:lang="en-US">Summary of Impairment Charges on Financial Assets</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfImpairmentLossAndReversalOfImpairmentLossExplanatory" xlink:to="lab_ifrs-full_DisclosureOfImpairmentLossAndReversalOfImpairmentLossExplanatory" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DisclosureOfDetailedInformationAboutGeneralAndAdministrativeExpenseExplanatory" xlink:label="loc_smfg_DisclosureOfDetailedInformationAboutGeneralAndAdministrativeExpenseExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DisclosureOfDetailedInformationAboutGeneralAndAdministrativeExpenseExplanatory" xml:lang="en-US">Disclosure Of Detailed Information About General And Administrative Expense Explanatory</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DisclosureOfDetailedInformationAboutGeneralAndAdministrativeExpenseExplanatory" xml:lang="en-US">Summary of General and Administrative Expenses</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DisclosureOfDetailedInformationAboutGeneralAndAdministrativeExpenseExplanatory" xlink:to="lab_smfg_DisclosureOfDetailedInformationAboutGeneralAndAdministrativeExpenseExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DisclosureOfDetailedInformationAboutGeneralAndAdministrativeExpenseExplanatory" xml:lang="en-US">Disclosure of detailed information about general and administrative expense.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfOtherOperatingExpenseExplanatory" xlink:label="loc_ifrs-full_DisclosureOfOtherOperatingExpenseExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfOtherOperatingExpenseExplanatory" xml:lang="en-US">Disclosure of other operating expense [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfOtherOperatingExpenseExplanatory" xml:lang="en-US">Summary of Other Expenses</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfOtherOperatingExpenseExplanatory" xlink:to="lab_ifrs-full_DisclosureOfOtherOperatingExpenseExplanatory" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DisclosureOfIncomeTaxExpenseBenefitExplanatory" xlink:label="loc_smfg_DisclosureOfIncomeTaxExpenseBenefitExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DisclosureOfIncomeTaxExpenseBenefitExplanatory" xml:lang="en-US">Disclosure Of Income Tax Expense Benefit [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DisclosureOfIncomeTaxExpenseBenefitExplanatory" xml:lang="en-US">Detail of Income Tax Expense</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DisclosureOfIncomeTaxExpenseBenefitExplanatory" xlink:to="lab_smfg_DisclosureOfIncomeTaxExpenseBenefitExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DisclosureOfIncomeTaxExpenseBenefitExplanatory" xml:lang="en-US">Disclosure of income tax (expense) benefit.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DisclosureOfReconciliationsOfEffectiveIncomeTaxRatesExplanatory" xlink:label="loc_smfg_DisclosureOfReconciliationsOfEffectiveIncomeTaxRatesExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DisclosureOfReconciliationsOfEffectiveIncomeTaxRatesExplanatory" xml:lang="en-US">Disclosure Of Reconciliations Of Effective Income Tax Rates Explanatory</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DisclosureOfReconciliationsOfEffectiveIncomeTaxRatesExplanatory" xml:lang="en-US">Reconciliations of Effective Income Tax Rates</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DisclosureOfReconciliationsOfEffectiveIncomeTaxRatesExplanatory" xlink:to="lab_smfg_DisclosureOfReconciliationsOfEffectiveIncomeTaxRatesExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DisclosureOfReconciliationsOfEffectiveIncomeTaxRatesExplanatory" xml:lang="en-US">The disclosure of reconciliations of effective income tax rates explanatory.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_EarningsPerShareExplanatory" xlink:label="loc_ifrs-full_EarningsPerShareExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_EarningsPerShareExplanatory" xml:lang="en-US">Earnings per share [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_EarningsPerShareExplanatory" xml:lang="en-US">Summary of Earnings Per Share</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_EarningsPerShareExplanatory" xlink:to="lab_ifrs-full_EarningsPerShareExplanatory" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfFinancialAssetsTransferredDuringPeriodWhichDoNotQualifyForDerecognitionExplanatory" xlink:label="loc_ifrs-full_DisclosureOfFinancialAssetsTransferredDuringPeriodWhichDoNotQualifyForDerecognitionExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfFinancialAssetsTransferredDuringPeriodWhichDoNotQualifyForDerecognitionExplanatory" xml:lang="en-US">Disclosure of transferred financial assets that are not derecognised in their entirety [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfFinancialAssetsTransferredDuringPeriodWhichDoNotQualifyForDerecognitionExplanatory" xml:lang="en-US">Carrying Amounts and Fair Values of Transferred Financial Assets that did not Qualify for Derecognition and Associated Financial Liabilities</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfFinancialAssetsTransferredDuringPeriodWhichDoNotQualifyForDerecognitionExplanatory" xlink:to="lab_ifrs-full_DisclosureOfFinancialAssetsTransferredDuringPeriodWhichDoNotQualifyForDerecognitionExplanatory" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DisclosureDetailsOfAssetsPledgedAsCollateralExplanatory" xlink:label="loc_smfg_DisclosureDetailsOfAssetsPledgedAsCollateralExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DisclosureDetailsOfAssetsPledgedAsCollateralExplanatory" xml:lang="en-US">Disclosure Details of Assets Pledged as Collateral [text block]</link:label>
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          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DisclosureOfLoanCommitmentsFinancialGuaranteesAndOtherCreditRelatedContingentLiabilitiesExplanatory" xlink:label="loc_smfg_DisclosureOfLoanCommitmentsFinancialGuaranteesAndOtherCreditRelatedContingentLiabilitiesExplanatory" />
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          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DisclosureOfLoanCommitmentsFinancialGuaranteesAndOtherCreditRelatedContingentLiabilitiesExplanatory" xml:lang="en-US">Nominal Amounts of Undrawn Loan Commitments and Financial Guarantees and Other Credit-Related Contingent Liabilities</link:label>
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          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DisclosureOfFinancialAssetsAndLiabilitiesByMeasurementBasisExplanatory" xml:lang="en-US">Carrying Amounts of Financial Assets and Liabilities by Category and Line Item</link:label>
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          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DisclosureOfFinancialAssetsAndLiabilitiesByMeasurementBasisExplanatory" xml:lang="en-US">The disclosure of financial assets and liabilities by measurement basis explanatory.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesExplanatory" xlink:label="loc_smfg_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesExplanatory" xml:lang="en-US">Disclosure of Fair Value Measurement of Assets and Liabilities [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesExplanatory" xml:lang="en-US">Carrying Amounts of Financial Assets and Liabilities Carried at Fair Value</link:label>
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          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesExplanatory" xml:lang="en-US">The disclosure of fair value measurement of assets and liabilities.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DisclosureOfUnobservableInputsReconciliationOfChangesInFairValueMeasurementAssetsAndLiabilitiesExplanatory" xlink:label="loc_smfg_DisclosureOfUnobservableInputsReconciliationOfChangesInFairValueMeasurementAssetsAndLiabilitiesExplanatory" />
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          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DisclosureOfUnobservableInputsGainsAndLossesIncludedInProfitOrLossByLineItemExplanatory" xlink:label="loc_smfg_DisclosureOfUnobservableInputsGainsAndLossesIncludedInProfitOrLossByLineItemExplanatory" />
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          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DisclosureOfUnobservableInputsGainsAndLossesIncludedInProfitOrLossByLineItemExplanatory" xml:lang="en-US">Total and Changes in Unrealized Gains or Losses Included in Profit or Loss for Level 3 Financial Assets and Liabilities</link:label>
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          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsAndLiabilitiesExplanatory" xlink:label="loc_smfg_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsAndLiabilitiesExplanatory" />
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          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsAndLiabilitiesExplanatory" xml:lang="en-US">Quantitative Information about Significant Unobservable Inputs Used in the Fair Value Measurement for Level 3 Financial Assets and Liabilities</link:label>
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          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DisclosureOfImpactOfValuationSensitivityExplanatory" xlink:label="loc_smfg_DisclosureOfImpactOfValuationSensitivityExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DisclosureOfImpactOfValuationSensitivityExplanatory" xml:lang="en-US">Disclosure of impact of valuation sensitivity [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DisclosureOfImpactOfValuationSensitivityExplanatory" xml:lang="en-US">Impact of Valuation Sensitivity</link:label>
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          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DisclosureOfImpactOfValuationSensitivityExplanatory" xml:lang="en-US">The disclosure of impact of valuation sensitivity.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DisclosureOfSummaryOfFinancialAssetsAndLiabilitiesNotCarriedAtFairValueExplanatory" xlink:label="loc_smfg_DisclosureOfSummaryOfFinancialAssetsAndLiabilitiesNotCarriedAtFairValueExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DisclosureOfSummaryOfFinancialAssetsAndLiabilitiesNotCarriedAtFairValueExplanatory" xml:lang="en-US">Disclosure of summary of financial assets and liabilities not carried at fair value [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DisclosureOfSummaryOfFinancialAssetsAndLiabilitiesNotCarriedAtFairValueExplanatory" xml:lang="en-US">Financial Assets and Liabilities Not Carried at Fair Value</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DisclosureOfSummaryOfFinancialAssetsAndLiabilitiesNotCarriedAtFairValueExplanatory" xlink:to="lab_smfg_DisclosureOfSummaryOfFinancialAssetsAndLiabilitiesNotCarriedAtFairValueExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DisclosureOfSummaryOfFinancialAssetsAndLiabilitiesNotCarriedAtFairValueExplanatory" xml:lang="en-US">The disclosure of summary of financial assets and liabilities not carried at fair value.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DisclosureOfDetailedInformationAboutOffsettingOfFinancialAssetsAndFinancialLiabilitiesExplanatory" xlink:label="loc_smfg_DisclosureOfDetailedInformationAboutOffsettingOfFinancialAssetsAndFinancialLiabilitiesExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DisclosureOfDetailedInformationAboutOffsettingOfFinancialAssetsAndFinancialLiabilitiesExplanatory" xml:lang="en-US">Disclosure Of Detailed Information About Offsetting Of Financial Assets And Financial Liabilities Explanatory</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DisclosureOfDetailedInformationAboutOffsettingOfFinancialAssetsAndFinancialLiabilitiesExplanatory" xml:lang="en-US">Summary of Offsetting of Financial Assets and Liabilities</link:label>
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          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfCreditRiskExposureExplanatory" xlink:label="loc_ifrs-full_DisclosureOfCreditRiskExposureExplanatory" />
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          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DisclosureOfLoansAndAdvancesByGeographicalSectorExplanatory" xlink:label="loc_smfg_DisclosureOfLoansAndAdvancesByGeographicalSectorExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DisclosureOfLoansAndAdvancesByGeographicalSectorExplanatory" xml:lang="en-US">Disclosure of Loans and Advances by Geographical Sector Explanatory</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DisclosureOfLoansAndAdvancesByGeographicalSectorExplanatory" xml:lang="en-US">Loans and Advances by Geographical Sector</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DisclosureOfLoansAndAdvancesByGeographicalSectorExplanatory" xlink:to="lab_smfg_DisclosureOfLoansAndAdvancesByGeographicalSectorExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DisclosureOfLoansAndAdvancesByGeographicalSectorExplanatory" xml:lang="en-US">The disclosure of loans and advances by geographical sector explanatory.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DisclosureOfLoansAndAdvancesByIndustrySectorExplanatory" xlink:label="loc_smfg_DisclosureOfLoansAndAdvancesByIndustrySectorExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DisclosureOfLoansAndAdvancesByIndustrySectorExplanatory" xml:lang="en-US">Disclosure of Loans and Advances by Industry Sector Explanatory</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DisclosureOfLoansAndAdvancesByIndustrySectorExplanatory" xml:lang="en-US">Loans and Advances by Industry Sector</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DisclosureOfLoansAndAdvancesByIndustrySectorExplanatory" xlink:to="lab_smfg_DisclosureOfLoansAndAdvancesByIndustrySectorExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DisclosureOfLoansAndAdvancesByIndustrySectorExplanatory" xml:lang="en-US">The disclosure of loans and advances by industry sector explanatory.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DisclosureOfStructuredFinanceLoansAndAdvancesExplanatory" xlink:label="loc_smfg_DisclosureOfStructuredFinanceLoansAndAdvancesExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DisclosureOfStructuredFinanceLoansAndAdvancesExplanatory" xml:lang="en-US">Disclosure of Structured Finance Loans and Advances Explanatory</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DisclosureOfStructuredFinanceLoansAndAdvancesExplanatory" xml:lang="en-US">Disaggregation of Structured Finance Loans and Advances</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DisclosureOfStructuredFinanceLoansAndAdvancesExplanatory" xlink:to="lab_smfg_DisclosureOfStructuredFinanceLoansAndAdvancesExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DisclosureOfStructuredFinanceLoansAndAdvancesExplanatory" xml:lang="en-US">The disclosure of structured finance loans and advances explanatory.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DisclosureOfSecuredAndUnsecuredConsumerLoansExplanatory" xlink:label="loc_smfg_DisclosureOfSecuredAndUnsecuredConsumerLoansExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DisclosureOfSecuredAndUnsecuredConsumerLoansExplanatory" xml:lang="en-US">Disclosure of Secured and Unsecured Consumer Loans Explanatory</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DisclosureOfSecuredAndUnsecuredConsumerLoansExplanatory" xml:lang="en-US">Secured and Unsecured Consumer Loans</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DisclosureOfSecuredAndUnsecuredConsumerLoansExplanatory" xlink:to="lab_smfg_DisclosureOfSecuredAndUnsecuredConsumerLoansExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DisclosureOfSecuredAndUnsecuredConsumerLoansExplanatory" xml:lang="en-US">The disclosure of secured and unsecured consumer loans explanatory.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DisclosureOfLoansAndAdvancesAtAmortizedCostExplanatory" xlink:label="loc_smfg_DisclosureOfLoansAndAdvancesAtAmortizedCostExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DisclosureOfLoansAndAdvancesAtAmortizedCostExplanatory" xml:lang="en-US">Disclosure of loans and advances at amortized cost [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DisclosureOfLoansAndAdvancesAtAmortizedCostExplanatory" xml:lang="en-US">Summary of Loans and Advances at Amortized Cost</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DisclosureOfLoansAndAdvancesAtAmortizedCostExplanatory" xlink:to="lab_smfg_DisclosureOfLoansAndAdvancesAtAmortizedCostExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DisclosureOfLoansAndAdvancesAtAmortizedCostExplanatory" xml:lang="en-US">Disclosure of loans and advances at amortized cost.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DisclosureOfExternalCreditsExposuresExplanatory" xlink:label="loc_smfg_DisclosureOfExternalCreditsExposuresExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DisclosureOfExternalCreditsExposuresExplanatory" xml:lang="en-US">Disclosure Of External Credits Exposures Explanatory</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DisclosureOfExternalCreditsExposuresExplanatory" xml:lang="en-US">Trading Assets and Investment Securities Based on External Rating System</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DisclosureOfExternalCreditsExposuresExplanatory" xlink:to="lab_smfg_DisclosureOfExternalCreditsExposuresExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DisclosureOfExternalCreditsExposuresExplanatory" xml:lang="en-US">Disclosure of external credits exposures explanatory.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsExplanatory" xml:lang="en-US">Disclosure of nature and extent of risks arising from financial instruments [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsExplanatory" xml:lang="en-US">VaR by Risk Category</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsExplanatory" xlink:to="lab_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsExplanatory" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DisclosureOfMaturityAnalysisForFinancialLiabilitiesExplanatory" xlink:label="loc_smfg_DisclosureOfMaturityAnalysisForFinancialLiabilitiesExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DisclosureOfMaturityAnalysisForFinancialLiabilitiesExplanatory" xml:lang="en-US">Disclosure of Maturity Analysis for Financial Liabilities [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DisclosureOfMaturityAnalysisForFinancialLiabilitiesExplanatory" xml:lang="en-US">Maturity Analysis of Contractual Undiscounted Cash Flows for Financial Liabilities</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DisclosureOfMaturityAnalysisForFinancialLiabilitiesExplanatory" xlink:to="lab_smfg_DisclosureOfMaturityAnalysisForFinancialLiabilitiesExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DisclosureOfMaturityAnalysisForFinancialLiabilitiesExplanatory" xml:lang="en-US">The disclosure of loans and advances by industry sector explanatory.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DisclosureOfBalanceOfLoansAndAdvancesAndDepositsExplanatory" xlink:label="loc_smfg_DisclosureOfBalanceOfLoansAndAdvancesAndDepositsExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DisclosureOfBalanceOfLoansAndAdvancesAndDepositsExplanatory" xml:lang="en-US">Disclosure Of Balance Of Loans And Advances And Deposits Explanatory</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DisclosureOfBalanceOfLoansAndAdvancesAndDepositsExplanatory" xml:lang="en-US">Balance of Loans and Advances and Deposits</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DisclosureOfBalanceOfLoansAndAdvancesAndDepositsExplanatory" xlink:to="lab_smfg_DisclosureOfBalanceOfLoansAndAdvancesAndDepositsExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DisclosureOfBalanceOfLoansAndAdvancesAndDepositsExplanatory" xml:lang="en-US">The disclosure of disclosure of maturity analysis for financial liabilities.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DisclosureOfDepositsFromCustomersByGeographyExplanatory" xlink:label="loc_smfg_DisclosureOfDepositsFromCustomersByGeographyExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DisclosureOfDepositsFromCustomersByGeographyExplanatory" xml:lang="en-US">Disclosure Of Deposits From Customers By Geography Explanatory</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DisclosureOfDepositsFromCustomersByGeographyExplanatory" xml:lang="en-US">Deposits by Domestic and Foreign Offices</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DisclosureOfDepositsFromCustomersByGeographyExplanatory" xlink:to="lab_smfg_DisclosureOfDepositsFromCustomersByGeographyExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DisclosureOfDepositsFromCustomersByGeographyExplanatory" xml:lang="en-US">The disclosure of deposits from customers by geography explanatory.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DisclosureOfRegulatoryCapitalRatiosAndRequirementsExplanatory" xlink:label="loc_smfg_DisclosureOfRegulatoryCapitalRatiosAndRequirementsExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DisclosureOfRegulatoryCapitalRatiosAndRequirementsExplanatory" xml:lang="en-US">Disclosure Of Regulatory Capital Ratios And Requirements Explanatory</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DisclosureOfRegulatoryCapitalRatiosAndRequirementsExplanatory" xml:lang="en-US">Regulatory Capital Requirements</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DisclosureOfRegulatoryCapitalRatiosAndRequirementsExplanatory" xlink:to="lab_smfg_DisclosureOfRegulatoryCapitalRatiosAndRequirementsExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DisclosureOfRegulatoryCapitalRatiosAndRequirementsExplanatory" xml:lang="en-US">The disclosure of regulatory capital ratios and requirements explanatory.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_CategoriesOfRelatedPartiesAxis" xlink:label="loc_ifrs-full_CategoriesOfRelatedPartiesAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_CategoriesOfRelatedPartiesAxis" xml:lang="en-US">Categories of related parties [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_CategoriesOfRelatedPartiesAxis" xml:lang="en-US">Categories of related parties [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CategoriesOfRelatedPartiesAxis" xlink:to="lab_ifrs-full_CategoriesOfRelatedPartiesAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_CategoriesOfRelatedPartiesDomain" xlink:label="loc_ifrs-full_CategoriesOfRelatedPartiesDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_CategoriesOfRelatedPartiesDomain" xml:lang="en-US">Categories of related parties [domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_CategoriesOfRelatedPartiesDomain" xml:lang="en-US">Entity's total for related parties [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CategoriesOfRelatedPartiesDomain" xlink:to="lab_ifrs-full_CategoriesOfRelatedPartiesDomain" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_KeyManagementPersonnelOfEntityOrParentMember" xlink:label="loc_ifrs-full_KeyManagementPersonnelOfEntityOrParentMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_KeyManagementPersonnelOfEntityOrParentMember" xml:lang="en-US">Key management personnel of entity or parent [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_KeyManagementPersonnelOfEntityOrParentMember" xml:lang="en-US">Key management personnel of entity or parent [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_KeyManagementPersonnelOfEntityOrParentMember" xlink:to="lab_ifrs-full_KeyManagementPersonnelOfEntityOrParentMember" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_AssociatesJointVenturesAndOtherEntitiesMember" xlink:label="loc_smfg_AssociatesJointVenturesAndOtherEntitiesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_AssociatesJointVenturesAndOtherEntitiesMember" xml:lang="en-US">Associates Joint Ventures And Other Entities [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_AssociatesJointVenturesAndOtherEntitiesMember" xml:lang="en-US">Associates, joint ventures, and other entities [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_AssociatesJointVenturesAndOtherEntitiesMember" xlink:to="lab_smfg_AssociatesJointVenturesAndOtherEntitiesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_AssociatesJointVenturesAndOtherEntitiesMember" xml:lang="en-US">Associates, joint ventures, and other entities.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesExplanatory" xlink:label="loc_ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesExplanatory" xml:lang="en-US">Disclosure of transactions between related parties [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesExplanatory" xml:lang="en-US">Transaction Amounts with Related Party</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesExplanatory" xlink:to="lab_ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesExplanatory" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DisclosureOfKeyManagementPersonnelCompensationExplanatory" xlink:label="loc_smfg_DisclosureOfKeyManagementPersonnelCompensationExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DisclosureOfKeyManagementPersonnelCompensationExplanatory" xml:lang="en-US">Disclosure of key management personnel compensation [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DisclosureOfKeyManagementPersonnelCompensationExplanatory" xml:lang="en-US">Compensation Expenses of Key Management Personnel</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DisclosureOfKeyManagementPersonnelCompensationExplanatory" xlink:to="lab_smfg_DisclosureOfKeyManagementPersonnelCompensationExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DisclosureOfKeyManagementPersonnelCompensationExplanatory" xml:lang="en-US">The disclosure of key management personnel compensation.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_GeographicalAreasAxis" xlink:label="loc_ifrs-full_GeographicalAreasAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_GeographicalAreasAxis" xml:lang="en-US">Geographical areas [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_GeographicalAreasAxis" xml:lang="en-US">Geographical areas [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_GeographicalAreasAxis" xlink:to="lab_ifrs-full_GeographicalAreasAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_GeographicalAreasDomain" xlink:label="loc_ifrs-full_GeographicalAreasDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_GeographicalAreasDomain" xml:lang="en-US">Geographical areas [domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_GeographicalAreasDomain" xml:lang="en-US">Geographical areas [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_GeographicalAreasDomain" xlink:to="lab_ifrs-full_GeographicalAreasDomain" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_ForeignCountriesMember" xlink:label="loc_ifrs-full_ForeignCountriesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ForeignCountriesMember" xml:lang="en-US">Foreign countries [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ForeignCountriesMember" xml:lang="en-US">Foreign [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_ForeignCountriesMember" xml:lang="en-US">Foreign countries [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ForeignCountriesMember" xlink:to="lab_ifrs-full_ForeignCountriesMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_CountryOfDomicileMember" xlink:label="loc_ifrs-full_CountryOfDomicileMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_CountryOfDomicileMember" xml:lang="en-US">Country of domicile [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_CountryOfDomicileMember" xml:lang="en-US">Domestic [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CountryOfDomicileMember" xlink:to="lab_ifrs-full_CountryOfDomicileMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfSignificantInvestmentsInSubsidiariesExplanatory" xlink:label="loc_ifrs-full_DisclosureOfSignificantInvestmentsInSubsidiariesExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfSignificantInvestmentsInSubsidiariesExplanatory" xml:lang="en-US">Disclosure of subsidiaries [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfSignificantInvestmentsInSubsidiariesExplanatory" xml:lang="en-US">Principal Subsidiaries</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfSignificantInvestmentsInSubsidiariesExplanatory" xlink:to="lab_ifrs-full_DisclosureOfSignificantInvestmentsInSubsidiariesExplanatory" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesExplanatory" xlink:label="loc_ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesExplanatory" xml:lang="en-US">Disclosure of unconsolidated structured entities [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesExplanatory" xml:lang="en-US">Interests in Unconsolidated Structured Entities and Maximum Exposure to Loss</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesExplanatory" xlink:to="lab_ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesExplanatory" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DisclosureOfDetailedInformationAboutCurrentAndNoncurrentDistinctionExplanatory" xlink:label="loc_smfg_DisclosureOfDetailedInformationAboutCurrentAndNoncurrentDistinctionExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DisclosureOfDetailedInformationAboutCurrentAndNoncurrentDistinctionExplanatory" xml:lang="en-US">Disclosure Of Detailed Information About Current And Noncurrent Distinction Explanatory</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DisclosureOfDetailedInformationAboutCurrentAndNoncurrentDistinctionExplanatory" xml:lang="en-US">Summary of Current and Non-Current Distinction</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DisclosureOfDetailedInformationAboutCurrentAndNoncurrentDistinctionExplanatory" xlink:to="lab_smfg_DisclosureOfDetailedInformationAboutCurrentAndNoncurrentDistinctionExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DisclosureOfDetailedInformationAboutCurrentAndNoncurrentDistinctionExplanatory" xml:lang="en-US">The disclosure of detailed information about current and noncurrent distinction explanatory.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DisclosureOfCondensedStatementOfFinancialPositionOfParentExplanatory" xlink:label="loc_smfg_DisclosureOfCondensedStatementOfFinancialPositionOfParentExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DisclosureOfCondensedStatementOfFinancialPositionOfParentExplanatory" xml:lang="en-US">Disclosure of condensed statement of financial position of parent explanatory</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DisclosureOfCondensedStatementOfFinancialPositionOfParentExplanatory" xml:lang="en-US">Condensed Statement of Financial Position</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DisclosureOfCondensedStatementOfFinancialPositionOfParentExplanatory" xlink:to="lab_smfg_DisclosureOfCondensedStatementOfFinancialPositionOfParentExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DisclosureOfCondensedStatementOfFinancialPositionOfParentExplanatory" xml:lang="en-US">Disclosure of condensed statement of financial position of parent explanatory.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DisclosureOfCondensedIncomeStatementOfParentExplanatory" xlink:label="loc_smfg_DisclosureOfCondensedIncomeStatementOfParentExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DisclosureOfCondensedIncomeStatementOfParentExplanatory" xml:lang="en-US">Disclosure of condensed income statement of parent explanatory</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DisclosureOfCondensedIncomeStatementOfParentExplanatory" xml:lang="en-US">Condensed Income Statement</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DisclosureOfCondensedIncomeStatementOfParentExplanatory" xlink:to="lab_smfg_DisclosureOfCondensedIncomeStatementOfParentExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DisclosureOfCondensedIncomeStatementOfParentExplanatory" xml:lang="en-US">Disclosure of condensed income statement of parent explanatory.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DisclosureOfCondensedStatementOfCashFlowsOfParentExplanatory" xlink:label="loc_smfg_DisclosureOfCondensedStatementOfCashFlowsOfParentExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DisclosureOfCondensedStatementOfCashFlowsOfParentExplanatory" xml:lang="en-US">Disclosure of condensed statement of cash flows of parent explanatory</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DisclosureOfCondensedStatementOfCashFlowsOfParentExplanatory" xml:lang="en-US">Condensed Statement of Cash Flows</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DisclosureOfCondensedStatementOfCashFlowsOfParentExplanatory" xlink:to="lab_smfg_DisclosureOfCondensedStatementOfCashFlowsOfParentExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DisclosureOfCondensedStatementOfCashFlowsOfParentExplanatory" xml:lang="en-US">Disclosure of condensed statement of cash flows of parent explanatory.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfFinancialAssetsAbstract" xlink:label="loc_ifrs-full_DisclosureOfFinancialAssetsAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfFinancialAssetsAbstract" xml:lang="en-US">Disclosure of financial assets [abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfFinancialAssetsAbstract" xml:lang="en-US">Financial assets:</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfFinancialAssetsAbstract" xlink:to="lab_ifrs-full_DisclosureOfFinancialAssetsAbstract" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_SummaryOfSignificantAccountingPoliciesTable" xlink:label="loc_smfg_SummaryOfSignificantAccountingPoliciesTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_SummaryOfSignificantAccountingPoliciesTable" xml:lang="en-US">Summary Of Significant Accounting Policies [table]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_SummaryOfSignificantAccountingPoliciesTable" xml:lang="en-US">Summary of significant accounting policies [Table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_SummaryOfSignificantAccountingPoliciesTable" xlink:to="lab_smfg_SummaryOfSignificantAccountingPoliciesTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_SummaryOfSignificantAccountingPoliciesTable" xml:lang="en-US">Summary of significant accounting policies.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_InitiallyAppliedIFRSsAxis" xlink:label="loc_ifrs-full_InitiallyAppliedIFRSsAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_InitiallyAppliedIFRSsAxis" xml:lang="en-US">Initially applied IFRSs [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_InitiallyAppliedIFRSsAxis" xml:lang="en-US">Effect of overlay approach reclassification [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InitiallyAppliedIFRSsAxis" xlink:to="lab_ifrs-full_InitiallyAppliedIFRSsAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_InitiallyAppliedIFRSsDomain" xlink:label="loc_ifrs-full_InitiallyAppliedIFRSsDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_InitiallyAppliedIFRSsDomain" xml:lang="en-US">Initially applied IFRSs [domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_InitiallyAppliedIFRSsDomain" xml:lang="en-US">In accordance with IFRS 9 [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InitiallyAppliedIFRSsDomain" xlink:to="lab_ifrs-full_InitiallyAppliedIFRSsDomain" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_SummaryOfSignificantAccountingPoliciesLineItems" xlink:label="loc_smfg_SummaryOfSignificantAccountingPoliciesLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_SummaryOfSignificantAccountingPoliciesLineItems" xml:lang="en-US">Summary Of Significant Accounting Policies [Line items]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_SummaryOfSignificantAccountingPoliciesLineItems" xml:lang="en-US">Summary Of Significant Accounting Policies [Line items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_SummaryOfSignificantAccountingPoliciesLineItems" xlink:to="lab_smfg_SummaryOfSignificantAccountingPoliciesLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_SummaryOfSignificantAccountingPoliciesLineItems" xml:lang="en-US">Line items representing the summary of significant accounting policies.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_ProportionOfOwnershipInterestInAssociate" xlink:label="loc_ifrs-full_ProportionOfOwnershipInterestInAssociate" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ProportionOfOwnershipInterestInAssociate" xml:lang="en-US">Proportion of ownership interest in associate</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_ProportionOfOwnershipInterestInAssociate" xml:lang="en-US">Percentage of interest in associate</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/positiveLabel" xlink:label="lab_ifrs-full_ProportionOfOwnershipInterestInAssociate" xml:lang="en-US">Principal Associates, Proportion of Ownership Interest</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ProportionOfOwnershipInterestInAssociate" xlink:to="lab_ifrs-full_ProportionOfOwnershipInterestInAssociate" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_UsefulLifeMeasuredAsPeriodOfTimePropertyPlantAndEquipment" xlink:label="loc_ifrs-full_UsefulLifeMeasuredAsPeriodOfTimePropertyPlantAndEquipment" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_UsefulLifeMeasuredAsPeriodOfTimePropertyPlantAndEquipment" xml:lang="en-US">Useful life measured as period of time, property, plant and equipment</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_UsefulLifeMeasuredAsPeriodOfTimePropertyPlantAndEquipment" xml:lang="en-US">Property plant and equipment useful lives</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_UsefulLifeMeasuredAsPeriodOfTimePropertyPlantAndEquipment" xlink:to="lab_ifrs-full_UsefulLifeMeasuredAsPeriodOfTimePropertyPlantAndEquipment" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_UsefulLifeMeasuredAsPeriodOfTimeIntangibleAssetsOtherThanGoodwill" xlink:label="loc_ifrs-full_UsefulLifeMeasuredAsPeriodOfTimeIntangibleAssetsOtherThanGoodwill" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_UsefulLifeMeasuredAsPeriodOfTimeIntangibleAssetsOtherThanGoodwill" xml:lang="en-US">Useful life measured as period of time, intangible assets other than goodwill</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_UsefulLifeMeasuredAsPeriodOfTimeIntangibleAssetsOtherThanGoodwill" xml:lang="en-US">Other intangible assets useful lives</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_UsefulLifeMeasuredAsPeriodOfTimeIntangibleAssetsOtherThanGoodwill" xlink:to="lab_ifrs-full_UsefulLifeMeasuredAsPeriodOfTimeIntangibleAssetsOtherThanGoodwill" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_NumberOfDaysForAFinancialAssetToBecomePastDueForDeterminingCreditImpairment" xlink:label="loc_smfg_NumberOfDaysForAFinancialAssetToBecomePastDueForDeterminingCreditImpairment" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_NumberOfDaysForAFinancialAssetToBecomePastDueForDeterminingCreditImpairment" xml:lang="en-US">Number Of Days For A Financial Asset To Become Past Due For Determining Credit Impairment</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_NumberOfDaysForAFinancialAssetToBecomePastDueForDeterminingCreditImpairment" xml:lang="en-US">Number of days for a financial asset to become past due for determining credit impairment</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_NumberOfDaysForAFinancialAssetToBecomePastDueForDeterminingCreditImpairment" xlink:to="lab_smfg_NumberOfDaysForAFinancialAssetToBecomePastDueForDeterminingCreditImpairment" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_NumberOfDaysForAFinancialAssetToBecomePastDueForDeterminingCreditImpairment" xml:lang="en-US">Number of days for a financial asset to become past due for determining credit Impairment.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_EventOccurredAxis" xlink:label="loc_smfg_EventOccurredAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_EventOccurredAxis" xml:lang="en-US">Event Occurred [Axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_EventOccurredAxis" xml:lang="en-US">Event Occurred [Axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_EventOccurredAxis" xlink:to="lab_smfg_EventOccurredAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_EventOccurredAxis" xml:lang="en-US">Event Occurred [Axis]</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_EventOccurredMember" xlink:label="loc_smfg_EventOccurredMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_EventOccurredMember" xml:lang="en-US">Event Occurred [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_EventOccurredMember" xml:lang="en-US">Event Occurred [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_EventOccurredMember" xlink:to="lab_smfg_EventOccurredMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_EventOccurredMember" xml:lang="en-US">Event Occurred [member]</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_RangeAxis" xlink:label="loc_ifrs-full_RangeAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_RangeAxis" xml:lang="en-US">Range [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_RangeAxis" xml:lang="en-US">Range [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_RangeAxis" xlink:to="lab_ifrs-full_RangeAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_RangeDomain" xlink:label="loc_ifrs-full_RangeDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_RangeDomain" xml:lang="en-US">Range [domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_RangeDomain" xml:lang="en-US">Ranges [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_RangeDomain" xlink:to="lab_ifrs-full_RangeDomain" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_BottomOfRangeMember" xlink:label="loc_ifrs-full_BottomOfRangeMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_BottomOfRangeMember" xml:lang="en-US">Bottom of range [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_BottomOfRangeMember" xml:lang="en-US">Bottom of range [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_BottomOfRangeMember" xml:lang="en-US">Minimum [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_BottomOfRangeMember" xlink:to="lab_ifrs-full_BottomOfRangeMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_TopOfRangeMember" xlink:label="loc_ifrs-full_TopOfRangeMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_TopOfRangeMember" xml:lang="en-US">Top of range [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_TopOfRangeMember" xml:lang="en-US">Top of range [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_TopOfRangeMember" xml:lang="en-US">Maximum [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_TopOfRangeMember" xlink:to="lab_ifrs-full_TopOfRangeMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_ClassesOfPropertyPlantAndEquipmentAxis" xlink:label="loc_ifrs-full_ClassesOfPropertyPlantAndEquipmentAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ClassesOfPropertyPlantAndEquipmentAxis" xml:lang="en-US">Classes of property, plant and equipment [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ClassesOfPropertyPlantAndEquipmentAxis" xml:lang="en-US">Classes of property, plant and equipment [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ClassesOfPropertyPlantAndEquipmentAxis" xlink:to="lab_ifrs-full_ClassesOfPropertyPlantAndEquipmentAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_ClassesOfPropertyPlantAndEquipmentDomain" xlink:label="loc_ifrs-full_ClassesOfPropertyPlantAndEquipmentDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ClassesOfPropertyPlantAndEquipmentDomain" xml:lang="en-US">Classes of property, plant and equipment [domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ClassesOfPropertyPlantAndEquipmentDomain" xml:lang="en-US">Property, plant and equipment [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ClassesOfPropertyPlantAndEquipmentDomain" xlink:to="lab_ifrs-full_ClassesOfPropertyPlantAndEquipmentDomain" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_BuildingsMember" xlink:label="loc_ifrs-full_BuildingsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_BuildingsMember" xml:lang="en-US">Buildings [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_BuildingsMember" xml:lang="en-US">Buildings [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_BuildingsMember" xlink:to="lab_ifrs-full_BuildingsMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_RightofuseAssetsMember" xlink:label="loc_ifrs-full_RightofuseAssetsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_RightofuseAssetsMember" xml:lang="en-US">Right-of-use assets [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_RightofuseAssetsMember" xml:lang="en-US">Right of use assets [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_RightofuseAssetsMember" xlink:to="lab_ifrs-full_RightofuseAssetsMember" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_AssetsForRentAndOthersMember" xlink:label="loc_smfg_AssetsForRentAndOthersMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_AssetsForRentAndOthersMember" xml:lang="en-US">Assets For Rent And Others [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_AssetsForRentAndOthersMember" xml:lang="en-US">Assets For Rent And Others [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_AssetsForRentAndOthersMember" xlink:to="lab_smfg_AssetsForRentAndOthersMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_AssetsForRentAndOthersMember" xml:lang="en-US">Assets for rent And others member.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_ComputerSoftwareMember" xlink:label="loc_ifrs-full_ComputerSoftwareMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ComputerSoftwareMember" xml:lang="en-US">Computer software [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ComputerSoftwareMember" xml:lang="en-US">Software [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ComputerSoftwareMember" xlink:to="lab_ifrs-full_ComputerSoftwareMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis" xlink:label="loc_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis" xml:lang="en-US">Classes of intangible assets other than goodwill [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis" xml:lang="en-US">Classes of intangible assets other than goodwill [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis" xlink:to="lab_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillDomain" xlink:label="loc_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillDomain" xml:lang="en-US">Classes of intangible assets other than goodwill [domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillDomain" xml:lang="en-US">Intangible assets other than goodwill [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillDomain" xml:lang="en-US">Intangible assets other than goodwill [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillDomain" xlink:to="lab_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillDomain" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_CustomerrelatedIntangibleAssetsMember" xlink:label="loc_ifrs-full_CustomerrelatedIntangibleAssetsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_CustomerrelatedIntangibleAssetsMember" xml:lang="en-US">Customer-related intangible assets [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_CustomerrelatedIntangibleAssetsMember" xml:lang="en-US">Customer-related intangible assets [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_CustomerrelatedIntangibleAssetsMember" xml:lang="en-US">Contractual customer relationships [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CustomerrelatedIntangibleAssetsMember" xlink:to="lab_ifrs-full_CustomerrelatedIntangibleAssetsMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfChangesInAccountingEstimatesAbstract" xlink:label="loc_ifrs-full_DisclosureOfChangesInAccountingEstimatesAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfChangesInAccountingEstimatesAbstract" xml:lang="en-US">Disclosure of changes in accounting estimates [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfChangesInAccountingEstimatesAbstract" xlink:to="lab_ifrs-full_DisclosureOfChangesInAccountingEstimatesAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfChangesInAccountingEstimatesTable" xlink:label="loc_ifrs-full_DisclosureOfChangesInAccountingEstimatesTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfChangesInAccountingEstimatesTable" xml:lang="en-US">Disclosure of changes in accounting estimates [table]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfChangesInAccountingEstimatesTable" xml:lang="en-US">Critical accounting estimates and judgments [Table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfChangesInAccountingEstimatesTable" xlink:to="lab_ifrs-full_DisclosureOfChangesInAccountingEstimatesTable" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_ClassesOfProvisionsAxis" xlink:label="loc_ifrs-full_ClassesOfProvisionsAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ClassesOfProvisionsAxis" xml:lang="en-US">Classes of other provisions [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ClassesOfProvisionsAxis" xml:lang="en-US">Classes of other provisions [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ClassesOfProvisionsAxis" xlink:to="lab_ifrs-full_ClassesOfProvisionsAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_ClassesOfOtherProvisionsDomain" xlink:label="loc_ifrs-full_ClassesOfOtherProvisionsDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ClassesOfOtherProvisionsDomain" xml:lang="en-US">Classes of other provisions [domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ClassesOfOtherProvisionsDomain" xml:lang="en-US">Other provisions [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ClassesOfOtherProvisionsDomain" xlink:to="lab_ifrs-full_ClassesOfOtherProvisionsDomain" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_ProvisionForInterestRepaymentMember" xlink:label="loc_smfg_ProvisionForInterestRepaymentMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_ProvisionForInterestRepaymentMember" xml:lang="en-US">Provision For Interest Repayment [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_ProvisionForInterestRepaymentMember" xml:lang="en-US">Provision for interest repayment [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_ProvisionForInterestRepaymentMember" xlink:to="lab_smfg_ProvisionForInterestRepaymentMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_ProvisionForInterestRepaymentMember" xml:lang="en-US">Provision for interest repayment.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfChangesInAccountingEstimatesLineItems" xlink:label="loc_ifrs-full_DisclosureOfChangesInAccountingEstimatesLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfChangesInAccountingEstimatesLineItems" xml:lang="en-US">Disclosure of changes in accounting estimates [line items]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfChangesInAccountingEstimatesLineItems" xml:lang="en-US">Critical accounting estimates and judgments [line items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfChangesInAccountingEstimatesLineItems" xlink:to="lab_ifrs-full_DisclosureOfChangesInAccountingEstimatesLineItems" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_ImpairmentLossRecognisedInProfitOrLossGoodwill" xlink:label="loc_ifrs-full_ImpairmentLossRecognisedInProfitOrLossGoodwill" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ImpairmentLossRecognisedInProfitOrLossGoodwill" xml:lang="en-US">Impairment loss recognised in profit or loss, goodwill</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_ImpairmentLossRecognisedInProfitOrLossGoodwill" xml:lang="en-US">Impairment losses on goodwill</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_ifrs-full_ImpairmentLossRecognisedInProfitOrLossGoodwill" xml:lang="en-US">Impairment losses</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ImpairmentLossRecognisedInProfitOrLossGoodwill" xlink:to="lab_ifrs-full_ImpairmentLossRecognisedInProfitOrLossGoodwill" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_InterestOnLoans" xlink:label="loc_smfg_InterestOnLoans" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_InterestOnLoans" xml:lang="en-US">Interest on Loans</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_InterestOnLoans" xml:lang="en-US">Interest rates on loans</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_InterestOnLoans" xlink:to="lab_smfg_InterestOnLoans" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_InterestOnLoans" xml:lang="en-US">The amount of interest rates on loans.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_SurplusDeficitInPlan" xlink:label="loc_ifrs-full_SurplusDeficitInPlan" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_SurplusDeficitInPlan" xml:lang="en-US">Surplus (deficit) in plan</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_SurplusDeficitInPlan" xml:lang="en-US">Net assets of retirement benefits</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_ifrs-full_SurplusDeficitInPlan" xml:lang="en-US">Net retirement benefit assets (liabilities)</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_SurplusDeficitInPlan" xlink:to="lab_ifrs-full_SurplusDeficitInPlan" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_AllowanceAccountsForCreditLossesOfFinancialAssets" xlink:label="loc_smfg_AllowanceAccountsForCreditLossesOfFinancialAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_AllowanceAccountsForCreditLossesOfFinancialAssets" xml:lang="en-US">Allowance accounts for credit losses of financial assets</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_smfg_AllowanceAccountsForCreditLossesOfFinancialAssets" xml:lang="en-US">Allowance for loan losses</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_smfg_AllowanceAccountsForCreditLossesOfFinancialAssets" xml:lang="en-US">Allowance for loan losses</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="lab_smfg_AllowanceAccountsForCreditLossesOfFinancialAssets" xml:lang="en-US">Beginning balance</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="lab_smfg_AllowanceAccountsForCreditLossesOfFinancialAssets" xml:lang="en-US">Ending balance</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_AllowanceAccountsForCreditLossesOfFinancialAssets" xlink:to="lab_smfg_AllowanceAccountsForCreditLossesOfFinancialAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_AllowanceAccountsForCreditLossesOfFinancialAssets" xml:lang="en-US">Allowance accounts for credit losses of financial assets.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_ImpairmentLossRecognisedInProfitOrLossIntangibleAssetsOtherThanGoodwill" xlink:label="loc_ifrs-full_ImpairmentLossRecognisedInProfitOrLossIntangibleAssetsOtherThanGoodwill" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ImpairmentLossRecognisedInProfitOrLossIntangibleAssetsOtherThanGoodwill" xml:lang="en-US">Impairment loss recognised in profit or loss, intangible assets other than goodwill</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ImpairmentLossRecognisedInProfitOrLossIntangibleAssetsOtherThanGoodwill" xml:lang="en-US">Impairment losses on other intangible assets</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_ifrs-full_ImpairmentLossRecognisedInProfitOrLossIntangibleAssetsOtherThanGoodwill" xml:lang="en-US">Impairment losses</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ImpairmentLossRecognisedInProfitOrLossIntangibleAssetsOtherThanGoodwill" xlink:to="lab_ifrs-full_ImpairmentLossRecognisedInProfitOrLossIntangibleAssetsOtherThanGoodwill" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_NetDeferredTaxLiabilities" xlink:label="loc_ifrs-full_NetDeferredTaxLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_NetDeferredTaxLiabilities" xml:lang="en-US">Net deferred tax liabilities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_NetDeferredTaxLiabilities" xml:lang="en-US">Net total of deferred tax liabilities</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_NetDeferredTaxLiabilities" xlink:to="lab_ifrs-full_NetDeferredTaxLiabilities" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_ImpairmentLossRecognisedInProfitOrLossPropertyPlantAndEquipment" xlink:label="loc_ifrs-full_ImpairmentLossRecognisedInProfitOrLossPropertyPlantAndEquipment" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ImpairmentLossRecognisedInProfitOrLossPropertyPlantAndEquipment" xml:lang="en-US">Impairment loss recognised in profit or loss, property, plant and equipment</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/definitionGuidance" xlink:label="lab_ifrs-full_ImpairmentLossRecognisedInProfitOrLossPropertyPlantAndEquipment" xml:lang="en-US">Impairment losses on property, plant and equipment</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_ifrs-full_ImpairmentLossRecognisedInProfitOrLossPropertyPlantAndEquipment" xml:lang="en-US">Impairment losses</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ImpairmentLossRecognisedInProfitOrLossPropertyPlantAndEquipment" xml:lang="en-US">Impairment losses of property, plant and equipment</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ImpairmentLossRecognisedInProfitOrLossPropertyPlantAndEquipment" xlink:to="lab_ifrs-full_ImpairmentLossRecognisedInProfitOrLossPropertyPlantAndEquipment" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_MaximumExposureToCreditRisk" xlink:label="loc_ifrs-full_MaximumExposureToCreditRisk" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_MaximumExposureToCreditRisk" xml:lang="en-US">Maximum exposure to credit risk</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/definitionGuidance" xlink:label="lab_ifrs-full_MaximumExposureToCreditRisk" xml:lang="en-US">Credit risk exposure on borrowings</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_MaximumExposureToCreditRisk" xml:lang="en-US">Nominal amounts</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_MaximumExposureToCreditRisk" xml:lang="en-US">Maximum exposure to credit risk before collateral held or other credit enhancements</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/positiveLabel" xlink:label="lab_ifrs-full_MaximumExposureToCreditRisk" xml:lang="en-US">Trading assets and investment securities based on the external rating system</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_MaximumExposureToCreditRisk" xlink:to="lab_ifrs-full_MaximumExposureToCreditRisk" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_AdditionalAllowanceForCreditLossesDueToChangesInInterestRate" xlink:label="loc_smfg_AdditionalAllowanceForCreditLossesDueToChangesInInterestRate" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_AdditionalAllowanceForCreditLossesDueToChangesInInterestRate" xml:lang="en-US">Additional Allowance For Credit Losses Due To Changes In Interest Rate</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_AdditionalAllowanceForCreditLossesDueToChangesInInterestRate" xml:lang="en-US">Additional allowance for credit losses due to changes in interest rate</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_AdditionalAllowanceForCreditLossesDueToChangesInInterestRate" xlink:to="lab_smfg_AdditionalAllowanceForCreditLossesDueToChangesInInterestRate" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_AdditionalAllowanceForCreditLossesDueToChangesInInterestRate" xml:lang="en-US">Additional allowance for credit losses due to changes in interest rate.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_TypesOfInterestRatesAxis" xlink:label="loc_ifrs-full_TypesOfInterestRatesAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_TypesOfInterestRatesAxis" xml:lang="en-US">Types of interest rates [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_TypesOfInterestRatesAxis" xml:lang="en-US">Types of interest rates [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_TypesOfInterestRatesAxis" xlink:to="lab_ifrs-full_TypesOfInterestRatesAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_TypesOfInterestRatesDomain" xlink:label="loc_ifrs-full_TypesOfInterestRatesDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_TypesOfInterestRatesDomain" xml:lang="en-US">Types of interest rates [domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_TypesOfInterestRatesDomain" xml:lang="en-US">Interest rate types [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_TypesOfInterestRatesDomain" xlink:to="lab_ifrs-full_TypesOfInterestRatesDomain" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_InterestRateRestrictionActMember" xlink:label="loc_smfg_InterestRateRestrictionActMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_InterestRateRestrictionActMember" xml:lang="en-US">Interest Rate Restriction Act [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_InterestRateRestrictionActMember" xml:lang="en-US">Interest Rate Restriction Act [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_InterestRateRestrictionActMember" xlink:to="lab_smfg_InterestRateRestrictionActMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_InterestRateRestrictionActMember" xml:lang="en-US">Interest Rate Restriction Act.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_ActRegulatingTheReceiptOfContributionsReceiptOfDepositsAndInterestRatesMember" xlink:label="loc_smfg_ActRegulatingTheReceiptOfContributionsReceiptOfDepositsAndInterestRatesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_ActRegulatingTheReceiptOfContributionsReceiptOfDepositsAndInterestRatesMember" xml:lang="en-US">Act Regulating the Receipt of Contributions, Receipt of Deposits and Interest Rates [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_ActRegulatingTheReceiptOfContributionsReceiptOfDepositsAndInterestRatesMember" xml:lang="en-US">Act regulating the receipt of contributions, receipt of deposits and interest rates [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_ActRegulatingTheReceiptOfContributionsReceiptOfDepositsAndInterestRatesMember" xlink:to="lab_smfg_ActRegulatingTheReceiptOfContributionsReceiptOfDepositsAndInterestRatesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_ActRegulatingTheReceiptOfContributionsReceiptOfDepositsAndInterestRatesMember" xml:lang="en-US">Act regulating the receipt of contributions, receipt of deposits and interest rates.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_UnusualRiskAxis" xlink:label="loc_smfg_UnusualRiskAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_UnusualRiskAxis" xml:lang="en-US">Unusual Risk [Axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_UnusualRiskAxis" xml:lang="en-US">Unusual Risk [Axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_UnusualRiskAxis" xlink:to="lab_smfg_UnusualRiskAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_UnusualRiskAxis" xml:lang="en-US">Unusual Risk [Axis].</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_UnusualRiskMember" xlink:label="loc_smfg_UnusualRiskMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_UnusualRiskMember" xml:lang="en-US">Unusual Risk [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_UnusualRiskMember" xml:lang="en-US">Unusual Risk [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_UnusualRiskMember" xlink:to="lab_smfg_UnusualRiskMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_UnusualRiskMember" xml:lang="en-US">Unusual Risk.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_ClassesOfFinancialInstrumentsAxis" xlink:label="loc_ifrs-full_ClassesOfFinancialInstrumentsAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ClassesOfFinancialInstrumentsAxis" xml:lang="en-US">Classes of financial instruments [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ClassesOfFinancialInstrumentsAxis" xml:lang="en-US">Classes of financial instruments [Axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ClassesOfFinancialInstrumentsAxis" xlink:to="lab_ifrs-full_ClassesOfFinancialInstrumentsAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_ClassesOfFinancialInstrumentsDomain" xlink:label="loc_ifrs-full_ClassesOfFinancialInstrumentsDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ClassesOfFinancialInstrumentsDomain" xml:lang="en-US">Classes of financial instruments [domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ClassesOfFinancialInstrumentsDomain" xml:lang="en-US">Financial instruments, class [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ClassesOfFinancialInstrumentsDomain" xlink:to="lab_ifrs-full_ClassesOfFinancialInstrumentsDomain" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_RussianBorrowersMember" xlink:label="loc_smfg_RussianBorrowersMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_RussianBorrowersMember" xml:lang="en-US">Russian Borrowers [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_RussianBorrowersMember" xml:lang="en-US">Russian Borrowers [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_RussianBorrowersMember" xlink:to="lab_smfg_RussianBorrowersMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_RussianBorrowersMember" xml:lang="en-US">Russian borrowers.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_MiddleEastBorrowersMember" xlink:label="loc_smfg_MiddleEastBorrowersMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_MiddleEastBorrowersMember" xml:lang="en-US">Middle East Borrowers [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_MiddleEastBorrowersMember" xlink:to="lab_smfg_MiddleEastBorrowersMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_MiddleEastBorrowersMember" xml:lang="en-US">Middle East Borrowers.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd#srt_StatementScenarioAxis" xlink:label="loc_srt_StatementScenarioAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_srt_StatementScenarioAxis" xml:lang="en-US">Statement scenario [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_StatementScenarioAxis" xlink:to="lab_srt_StatementScenarioAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd#srt_ScenarioUnspecifiedDomain" xlink:label="loc_srt_ScenarioUnspecifiedDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_srt_ScenarioUnspecifiedDomain" xml:lang="en-US">Scenario [Domain]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_ScenarioUnspecifiedDomain" xlink:to="lab_srt_ScenarioUnspecifiedDomain" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_NatureOfRiskAxis" xlink:label="loc_smfg_NatureOfRiskAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_NatureOfRiskAxis" xml:lang="en-US">Nature Of Risk [Axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_NatureOfRiskAxis" xlink:to="lab_smfg_NatureOfRiskAxis" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_NatureOfRiskMember" xlink:label="loc_smfg_NatureOfRiskMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_NatureOfRiskMember" xml:lang="en-US">Nature Of Risk [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_NatureOfRiskMember" xlink:to="lab_smfg_NatureOfRiskMember" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_HighInterestRatesInForeignCountriesMember" xlink:label="loc_smfg_HighInterestRatesInForeignCountriesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_HighInterestRatesInForeignCountriesMember" xml:lang="en-US">High Interest Rates In Foreign Countries [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_HighInterestRatesInForeignCountriesMember" xml:lang="en-US">High interest rates in foreign countries [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_HighInterestRatesInForeignCountriesMember" xlink:to="lab_smfg_HighInterestRatesInForeignCountriesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_HighInterestRatesInForeignCountriesMember" xml:lang="en-US">High interest rates in foreign countries.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DisclosureOfDetailedInformationOfKeyFactorsOfTheMacroeconomicScenariosOnTheEconomicConditionsAbstract" xlink:label="loc_smfg_DisclosureOfDetailedInformationOfKeyFactorsOfTheMacroeconomicScenariosOnTheEconomicConditionsAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DisclosureOfDetailedInformationOfKeyFactorsOfTheMacroeconomicScenariosOnTheEconomicConditionsAbstract" xml:lang="en-US">Disclosure of Detailed Information of key Factors of the Macroeconomic Scenarios on the Economic Conditions [Abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DisclosureOfDetailedInformationOfKeyFactorsOfTheMacroeconomicScenariosOnTheEconomicConditionsAbstract" xlink:to="lab_smfg_DisclosureOfDetailedInformationOfKeyFactorsOfTheMacroeconomicScenariosOnTheEconomicConditionsAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DisclosureOfDetailedInformationOfKeyFactorsOfTheMacroeconomicScenariosOnTheEconomicConditionsAbstract" xml:lang="en-US">Disclosure of Detailed Information of key Factors of the Macroeconomic Scenarios on the Economic Conditions [Abstract]</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DisclosureOfDetailedInformationOfKeyFactorsOfTheMacroeconomicScenariosUnderTheBaseScenarioTable" xlink:label="loc_smfg_DisclosureOfDetailedInformationOfKeyFactorsOfTheMacroeconomicScenariosUnderTheBaseScenarioTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DisclosureOfDetailedInformationOfKeyFactorsOfTheMacroeconomicScenariosUnderTheBaseScenarioTable" xml:lang="en-US">Disclosure of Detailed Information of key Factors of the Macroeconomic Scenarios Under The Base Scenario [Table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DisclosureOfDetailedInformationOfKeyFactorsOfTheMacroeconomicScenariosUnderTheBaseScenarioTable" xlink:to="lab_smfg_DisclosureOfDetailedInformationOfKeyFactorsOfTheMacroeconomicScenariosUnderTheBaseScenarioTable" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/country/2025/country-2025.xsd#country_JP" xlink:label="loc_country_JP" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_country_JP" xml:lang="en-US">JAPAN</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_country_JP" xml:lang="en-US">Japanese GDP [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_country_JP" xml:lang="en-US">Japan [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_country_JP" xlink:to="lab_country_JP" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/country/2025/country-2025.xsd#country_US" xlink:label="loc_country_US" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_country_US" xml:lang="en-US">UNITED STATES</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_country_US" xml:lang="en-US">U.S. GDP [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_country_US" xlink:to="lab_country_US" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/currency/2025/currency-2025.xsd#currency_XBB" xlink:label="loc_currency_XBB" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_currency_XBB" xml:lang="en-US">European Monetary Unit (E.M.U.-6) (bond market unit)</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_currency_XBB" xml:lang="en-US">EMU GDP [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_currency_XBB" xlink:to="lab_currency_XBB" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/exch/2025/exch-2025.xsd#exch_APEX" xlink:label="loc_exch_APEX" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_exch_APEX" xml:lang="en-US">ASIA PACIFIC EXCHANGE [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_exch_APEX" xml:lang="en-US">Asia-Pacific GDP [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_exch_APEX" xlink:to="lab_exch_APEX" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_JapaneseShortTermInterestRateMember" xlink:label="loc_smfg_JapaneseShortTermInterestRateMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_JapaneseShortTermInterestRateMember" xml:lang="en-US">Japanese Short Term Interest Rate [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_smfg_JapaneseShortTermInterestRateMember" xml:lang="en-US">Japanese short-term interest rate [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_JapaneseShortTermInterestRateMember" xlink:to="lab_smfg_JapaneseShortTermInterestRateMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd#srt_ScenarioForecastMember" xlink:label="loc_srt_ScenarioForecastMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_srt_ScenarioForecastMember" xml:lang="en-US">Scenario Forecast [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_ScenarioForecastMember" xlink:to="lab_srt_ScenarioForecastMember" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DisclosureOfDetailedInformationOfKeyFactorsOfTheMacroeconomicScenariosLineItems" xlink:label="loc_smfg_DisclosureOfDetailedInformationOfKeyFactorsOfTheMacroeconomicScenariosLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DisclosureOfDetailedInformationOfKeyFactorsOfTheMacroeconomicScenariosLineItems" xml:lang="en-US">Disclosure of Detailed Information of key Factors of the Macroeconomic Scenarios [Line Items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DisclosureOfDetailedInformationOfKeyFactorsOfTheMacroeconomicScenariosLineItems" xlink:to="lab_smfg_DisclosureOfDetailedInformationOfKeyFactorsOfTheMacroeconomicScenariosLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DisclosureOfDetailedInformationOfKeyFactorsOfTheMacroeconomicScenariosLineItems" xml:lang="en-US">Disclosure of Detailed Information of key Factors of the Macroeconomic Scenarios [Lineitems].</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_GrossDomesticProductGrowthRate" xlink:label="loc_smfg_GrossDomesticProductGrowthRate" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_GrossDomesticProductGrowthRate" xml:lang="en-US">Gross Domestic Product Growth Rate</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_GrossDomesticProductGrowthRate" xml:lang="en-US">GDP growth rate</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_GrossDomesticProductGrowthRate" xlink:to="lab_smfg_GrossDomesticProductGrowthRate" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_GrossDomesticProductGrowthRate" xml:lang="en-US">Gross Domestic Product Growth Rate</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_MacroeconomicScenariosAxis" xlink:label="loc_smfg_MacroeconomicScenariosAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_MacroeconomicScenariosAxis" xml:lang="en-US">Macroeconomic Scenarios [Axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_MacroeconomicScenariosAxis" xlink:to="lab_smfg_MacroeconomicScenariosAxis" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_MacroeconomicScenariosMember" xlink:label="loc_smfg_MacroeconomicScenariosMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_MacroeconomicScenariosMember" xml:lang="en-US">Macroeconomic Scenarios [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_MacroeconomicScenariosMember" xlink:to="lab_smfg_MacroeconomicScenariosMember" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_UpsideMember" xlink:label="loc_smfg_UpsideMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_UpsideMember" xml:lang="en-US">Upside [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_smfg_UpsideMember" xml:lang="en-US">Upside [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_UpsideMember" xlink:to="lab_smfg_UpsideMember" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DownsideMember" xlink:label="loc_smfg_DownsideMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DownsideMember" xml:lang="en-US">Downside [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_smfg_DownsideMember" xml:lang="en-US">Downside [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DownsideMember" xlink:to="lab_smfg_DownsideMember" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_BaseMember" xlink:label="loc_smfg_BaseMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_BaseMember" xml:lang="en-US">Base [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_smfg_BaseMember" xml:lang="en-US">Base [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_BaseMember" xlink:to="lab_smfg_BaseMember" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_SevereDownsideMember" xlink:label="loc_smfg_SevereDownsideMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_SevereDownsideMember" xml:lang="en-US">Severe Downside [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_smfg_SevereDownsideMember" xml:lang="en-US">Severe Downside [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_SevereDownsideMember" xlink:to="lab_smfg_SevereDownsideMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd#srt_RestatementAxis" xlink:label="loc_srt_RestatementAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_srt_RestatementAxis" xml:lang="en-US">Revision of Prior Period [Axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_RestatementAxis" xlink:to="lab_srt_RestatementAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd#srt_RestatementDomain" xlink:label="loc_srt_RestatementDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_srt_RestatementDomain" xml:lang="en-US">Revision of Prior Period [Domain]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_RestatementDomain" xlink:to="lab_srt_RestatementDomain" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd#srt_ScenarioPreviouslyReportedMember" xlink:label="loc_srt_ScenarioPreviouslyReportedMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_srt_ScenarioPreviouslyReportedMember" xml:lang="en-US">Previously Reported [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_ScenarioPreviouslyReportedMember" xlink:to="lab_srt_ScenarioPreviouslyReportedMember" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DisclosureOfDetailedInformationOfProbabilityWeightingsOfEachScenarioTheGroupEstimatesAbstract" xlink:label="loc_smfg_DisclosureOfDetailedInformationOfProbabilityWeightingsOfEachScenarioTheGroupEstimatesAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DisclosureOfDetailedInformationOfProbabilityWeightingsOfEachScenarioTheGroupEstimatesAbstract" xml:lang="en-US">Disclosure Of Detailed Information Of Probability Weightings Of Each Scenario The Group Estimates [Abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DisclosureOfDetailedInformationOfProbabilityWeightingsOfEachScenarioTheGroupEstimatesAbstract" xlink:to="lab_smfg_DisclosureOfDetailedInformationOfProbabilityWeightingsOfEachScenarioTheGroupEstimatesAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DisclosureOfDetailedInformationOfProbabilityWeightingsOfEachScenarioTheGroupEstimatesAbstract" xml:lang="en-US">Disclosure Of Detailed Information Of Probability Weightings Of Each Scenario The Group Estimates [Abstract].</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DisclosureOfDetailedInformationOfProbabilityWeightingsOfEachScenarioTheGroupEstimatesTable" xlink:label="loc_smfg_DisclosureOfDetailedInformationOfProbabilityWeightingsOfEachScenarioTheGroupEstimatesTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DisclosureOfDetailedInformationOfProbabilityWeightingsOfEachScenarioTheGroupEstimatesTable" xml:lang="en-US">Disclosure Of Detailed Information Of Probability Weightings Of Each Scenario The Group Estimates [Table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DisclosureOfDetailedInformationOfProbabilityWeightingsOfEachScenarioTheGroupEstimatesTable" xlink:to="lab_smfg_DisclosureOfDetailedInformationOfProbabilityWeightingsOfEachScenarioTheGroupEstimatesTable" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DisclosureOfDetailedInformationOfProbabilityWeightingsOfEachScenarioTheGroupEstimatesLineItems" xlink:label="loc_smfg_DisclosureOfDetailedInformationOfProbabilityWeightingsOfEachScenarioTheGroupEstimatesLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DisclosureOfDetailedInformationOfProbabilityWeightingsOfEachScenarioTheGroupEstimatesLineItems" xml:lang="en-US">Disclosure Of Detailed Information Of Probability Weightings Of Each Scenario The Group Estimates [Line Items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DisclosureOfDetailedInformationOfProbabilityWeightingsOfEachScenarioTheGroupEstimatesLineItems" xlink:to="lab_smfg_DisclosureOfDetailedInformationOfProbabilityWeightingsOfEachScenarioTheGroupEstimatesLineItems" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_GrossDomesticProductWeightedProbabilityRate" xlink:label="loc_smfg_GrossDomesticProductWeightedProbabilityRate" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_GrossDomesticProductWeightedProbabilityRate" xml:lang="en-US">Gross Domestic Product Weighted Probability Rate</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_GrossDomesticProductWeightedProbabilityRate" xml:lang="en-US">GDP Weighted Probability Rate</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_GrossDomesticProductWeightedProbabilityRate" xlink:to="lab_smfg_GrossDomesticProductWeightedProbabilityRate" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_GrossDomesticProductWeightedProbabilityRate" xml:lang="en-US">Gross domestic product weighted probability rate.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfOperatingSegmentsAbstract" xlink:label="loc_ifrs-full_DisclosureOfOperatingSegmentsAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfOperatingSegmentsAbstract" xml:lang="en-US">Disclosure of operating segments [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsAbstract" xlink:to="lab_ifrs-full_DisclosureOfOperatingSegmentsAbstract" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_NumberOfOperatingSegments1" xlink:label="loc_smfg_NumberOfOperatingSegments1" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_NumberOfOperatingSegments1" xml:lang="en-US">Number Of Operating Segments1</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_NumberOfOperatingSegments1" xml:lang="en-US">Number of main business segments</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_NumberOfOperatingSegments1" xlink:to="lab_smfg_NumberOfOperatingSegments1" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_NumberOfOperatingSegments1" xml:lang="en-US">Number of operating segments.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfOperatingSegmentsTable" xlink:label="loc_ifrs-full_DisclosureOfOperatingSegmentsTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfOperatingSegmentsTable" xml:lang="en-US">Disclosure of operating segments [table]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfOperatingSegmentsTable" xml:lang="en-US">Disclosure of operating segments [table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsTable" xlink:to="lab_ifrs-full_DisclosureOfOperatingSegmentsTable" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfOperatingSegmentsLineItems" xlink:label="loc_ifrs-full_DisclosureOfOperatingSegmentsLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfOperatingSegmentsLineItems" xml:lang="en-US">Disclosure of operating segments [line items]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfOperatingSegmentsLineItems" xml:lang="en-US">Disclosure of operating segments [line items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsLineItems" xlink:to="lab_ifrs-full_DisclosureOfOperatingSegmentsLineItems" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_JapaneseGAAPGrossProfit" xlink:label="loc_smfg_JapaneseGAAPGrossProfit" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_JapaneseGAAPGrossProfit" xml:lang="en-US">Japanese GAAP Gross Profit</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_JapaneseGAAPGrossProfit" xml:lang="en-US">Consolidated gross profit</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_JapaneseGAAPGrossProfit" xlink:to="lab_smfg_JapaneseGAAPGrossProfit" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_JapaneseGAAPGrossProfit" xml:lang="en-US">The amount of consolidated gross profit under Japanese GAAP.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_JapaneseGAAPGeneralAndAdministrativeExpenses" xlink:label="loc_smfg_JapaneseGAAPGeneralAndAdministrativeExpenses" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_JapaneseGAAPGeneralAndAdministrativeExpenses" xml:lang="en-US">Japanese GAAP General And Administrative Expenses</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_smfg_JapaneseGAAPGeneralAndAdministrativeExpenses" xml:lang="en-US">General and administrative expenses</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_JapaneseGAAPGeneralAndAdministrativeExpenses" xlink:to="lab_smfg_JapaneseGAAPGeneralAndAdministrativeExpenses" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_JapaneseGAAPGeneralAndAdministrativeExpenses" xml:lang="en-US">The amount of general and administrative expenses under Japanese GAAP.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_JapaneseGAAPOthers" xlink:label="loc_smfg_JapaneseGAAPOthers" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_JapaneseGAAPOthers" xml:lang="en-US">Japanese GAAP Others</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_JapaneseGAAPOthers" xml:lang="en-US">Others</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_JapaneseGAAPOthers" xlink:to="lab_smfg_JapaneseGAAPOthers" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_JapaneseGAAPOthers" xml:lang="en-US">The amount of others under Japanese GAAP.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_JapaneseGAAPConsolidatedNetBusinessProfitLoss" xlink:label="loc_smfg_JapaneseGAAPConsolidatedNetBusinessProfitLoss" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_JapaneseGAAPConsolidatedNetBusinessProfitLoss" xml:lang="en-US">Japanese GAAP Consolidated Net Business Profit Loss</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_smfg_JapaneseGAAPConsolidatedNetBusinessProfitLoss" xml:lang="en-US">Consolidated net business profit</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_JapaneseGAAPConsolidatedNetBusinessProfitLoss" xml:lang="en-US">Consolidated net business profit</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_JapaneseGAAPConsolidatedNetBusinessProfitLoss" xlink:to="lab_smfg_JapaneseGAAPConsolidatedNetBusinessProfitLoss" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_JapaneseGAAPConsolidatedNetBusinessProfitLoss" xml:lang="en-US">The amount of consolidated net business profit (loss) under Japanese GAAP.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_SegmentConsolidationAxis" xlink:label="loc_smfg_SegmentConsolidationAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_SegmentConsolidationAxis" xml:lang="en-US">Segment Consolidation [Axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_SegmentConsolidationAxis" xml:lang="en-US">Segment consolidation [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_SegmentConsolidationAxis" xlink:to="lab_smfg_SegmentConsolidationAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_SegmentConsolidationAxis" xml:lang="en-US">Segment Consolidation [Axis].</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_SegmentConsolidationMember" xlink:label="loc_smfg_SegmentConsolidationMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_SegmentConsolidationMember" xml:lang="en-US">Segment Consolidation [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_SegmentConsolidationMember" xml:lang="en-US">Entity's total for segment consolidation [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_SegmentConsolidationMember" xlink:to="lab_smfg_SegmentConsolidationMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_OperatingSegmentsMember" xlink:label="loc_ifrs-full_OperatingSegmentsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_OperatingSegmentsMember" xml:lang="en-US">Operating segments [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_OperatingSegmentsMember" xml:lang="en-US">Operating segments [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OperatingSegmentsMember" xlink:to="lab_ifrs-full_OperatingSegmentsMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_MaterialReconcilingItemsMember" xlink:label="loc_ifrs-full_MaterialReconcilingItemsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_MaterialReconcilingItemsMember" xml:lang="en-US">Material reconciling items [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_MaterialReconcilingItemsMember" xml:lang="en-US">Head office account and others [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_MaterialReconcilingItemsMember" xlink:to="lab_ifrs-full_MaterialReconcilingItemsMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_SegmentsAxis" xlink:label="loc_ifrs-full_SegmentsAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_SegmentsAxis" xml:lang="en-US">Segments [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_SegmentsAxis" xml:lang="en-US">Segments [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_SegmentsAxis" xlink:to="lab_ifrs-full_SegmentsAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_SegmentsDomain" xlink:label="loc_ifrs-full_SegmentsDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_SegmentsDomain" xml:lang="en-US">Segments [domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_SegmentsDomain" xml:lang="en-US">Segments [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_SegmentsDomain" xlink:to="lab_ifrs-full_SegmentsDomain" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_WholesaleBusinessUnitMember" xlink:label="loc_smfg_WholesaleBusinessUnitMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_WholesaleBusinessUnitMember" xml:lang="en-US">Wholesale Business Unit [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_WholesaleBusinessUnitMember" xml:lang="en-US">Wholesale Business Unit [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_WholesaleBusinessUnitMember" xlink:to="lab_smfg_WholesaleBusinessUnitMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_WholesaleBusinessUnitMember" xml:lang="en-US">Wholesale business unit.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_RetailBusinessUnitMember" xlink:label="loc_smfg_RetailBusinessUnitMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_RetailBusinessUnitMember" xml:lang="en-US">Retail Business Unit [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_RetailBusinessUnitMember" xml:lang="en-US">Retail Business Unit [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_RetailBusinessUnitMember" xlink:to="lab_smfg_RetailBusinessUnitMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_RetailBusinessUnitMember" xml:lang="en-US">Retail business unit.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_GlobalBusinessUnitMember" xlink:label="loc_smfg_GlobalBusinessUnitMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_GlobalBusinessUnitMember" xml:lang="en-US">Global Business Unit [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_GlobalBusinessUnitMember" xml:lang="en-US">Global Business Unit [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_GlobalBusinessUnitMember" xlink:to="lab_smfg_GlobalBusinessUnitMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_GlobalBusinessUnitMember" xml:lang="en-US">Global business unit [member].</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_GlobalMarketsBusinessUnitMember" xlink:label="loc_smfg_GlobalMarketsBusinessUnitMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_GlobalMarketsBusinessUnitMember" xml:lang="en-US">Global Markets Business Unit [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_GlobalMarketsBusinessUnitMember" xml:lang="en-US">Global Markets Business Unit [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_GlobalMarketsBusinessUnitMember" xlink:to="lab_smfg_GlobalMarketsBusinessUnitMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_GlobalMarketsBusinessUnitMember" xml:lang="en-US">Global markets business unit.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_JapaneseGAAPCreditCostReversalNet" xlink:label="loc_smfg_JapaneseGAAPCreditCostReversalNet" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_JapaneseGAAPCreditCostReversalNet" xml:lang="en-US">Japanese GAAP Credit Cost Reversal Net</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_smfg_JapaneseGAAPCreditCostReversalNet" xml:lang="en-US">Total credit costs</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_JapaneseGAAPCreditCostReversalNet" xlink:to="lab_smfg_JapaneseGAAPCreditCostReversalNet" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_JapaneseGAAPCreditCostReversalNet" xml:lang="en-US">The amount of credit cost reversal under Japanese GAAP.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_JapaneseGAAPGainLossOnEquityInstruments" xlink:label="loc_smfg_JapaneseGAAPGainLossOnEquityInstruments" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_JapaneseGAAPGainLossOnEquityInstruments" xml:lang="en-US">Japanese GAAP Gain Loss On Equity Instruments</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_JapaneseGAAPGainLossOnEquityInstruments" xml:lang="en-US">Gains on equity instruments</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_JapaneseGAAPGainLossOnEquityInstruments" xlink:to="lab_smfg_JapaneseGAAPGainLossOnEquityInstruments" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_JapaneseGAAPGainLossOnEquityInstruments" xml:lang="en-US">The amount of gain (loss) on equity instruments under Japanese GAAP.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_JapaneseGAAPExtraordinaryGainsOrLossesAndOtherDifferencesBetweenManagementReportingAndJapaneseGAAP" xlink:label="loc_smfg_JapaneseGAAPExtraordinaryGainsOrLossesAndOtherDifferencesBetweenManagementReportingAndJapaneseGAAP" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_JapaneseGAAPExtraordinaryGainsOrLossesAndOtherDifferencesBetweenManagementReportingAndJapaneseGAAP" xml:lang="en-US">Japanese GAAP Extraordinary Gains or Losses and Other Differences Between Management Reporting And Japanese GAAP</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_JapaneseGAAPExtraordinaryGainsOrLossesAndOtherDifferencesBetweenManagementReportingAndJapaneseGAAP" xml:lang="en-US">Extraordinary gains or losses and others</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_JapaneseGAAPExtraordinaryGainsOrLossesAndOtherDifferencesBetweenManagementReportingAndJapaneseGAAP" xlink:to="lab_smfg_JapaneseGAAPExtraordinaryGainsOrLossesAndOtherDifferencesBetweenManagementReportingAndJapaneseGAAP" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_JapaneseGAAPExtraordinaryGainsOrLossesAndOtherDifferencesBetweenManagementReportingAndJapaneseGAAP" xml:lang="en-US">Japanese GAAP extraordinary gains or losses and other differences between management reporting and Japanese GAAP.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_JapaneseGAAPProfitLossBeforeTax" xlink:label="loc_smfg_JapaneseGAAPProfitLossBeforeTax" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_JapaneseGAAPProfitLossBeforeTax" xml:lang="en-US">Japanese GAAP Profit Loss Before Tax</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_smfg_JapaneseGAAPProfitLossBeforeTax" xml:lang="en-US">Profit before tax under Japanese GAAP</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_JapaneseGAAPProfitLossBeforeTax" xlink:to="lab_smfg_JapaneseGAAPProfitLossBeforeTax" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_JapaneseGAAPProfitLossBeforeTax" xml:lang="en-US">The amount of profit (loss) before tax under Japanese GAAP.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_JapaneseGAAPScopeOfConsolidation" xlink:label="loc_smfg_JapaneseGAAPScopeOfConsolidation" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_JapaneseGAAPScopeOfConsolidation" xml:lang="en-US">Japanese GAAP Scope Of Consolidation</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_JapaneseGAAPScopeOfConsolidation" xml:lang="en-US">Scope of consolidation</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_JapaneseGAAPScopeOfConsolidation" xlink:to="lab_smfg_JapaneseGAAPScopeOfConsolidation" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_JapaneseGAAPScopeOfConsolidation" xml:lang="en-US">The amount of differences attributable to the difference in scope of consolidation between Japanese GAAP and IFRS.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_JapaneseGAAPDerivativeFinancialInstruments" xlink:label="loc_smfg_JapaneseGAAPDerivativeFinancialInstruments" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_JapaneseGAAPDerivativeFinancialInstruments" xml:lang="en-US">Japanese GAAP Derivative Financial Instruments</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_JapaneseGAAPDerivativeFinancialInstruments" xml:lang="en-US">Derivative financial instruments</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_JapaneseGAAPDerivativeFinancialInstruments" xlink:to="lab_smfg_JapaneseGAAPDerivativeFinancialInstruments" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_JapaneseGAAPDerivativeFinancialInstruments" xml:lang="en-US">The amount of differences attributable to the difference in derivative financial instruments between Japanese GAAP and IFRS.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_JapaneseGAAPInvestmentSecurities" xlink:label="loc_smfg_JapaneseGAAPInvestmentSecurities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_JapaneseGAAPInvestmentSecurities" xml:lang="en-US">Japanese GAAP Investment Securities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_JapaneseGAAPInvestmentSecurities" xml:lang="en-US">Investment securities</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_JapaneseGAAPInvestmentSecurities" xlink:to="lab_smfg_JapaneseGAAPInvestmentSecurities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_JapaneseGAAPInvestmentSecurities" xml:lang="en-US">The amount of differences attributable to the difference in investment securities between Japanese GAAP and IFRS.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_JapaneseGAAPLoansAndAdvances" xlink:label="loc_smfg_JapaneseGAAPLoansAndAdvances" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_JapaneseGAAPLoansAndAdvances" xml:lang="en-US">Japanese GAAP Loans And Advances</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_JapaneseGAAPLoansAndAdvances" xml:lang="en-US">Loans and advances</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_JapaneseGAAPLoansAndAdvances" xlink:to="lab_smfg_JapaneseGAAPLoansAndAdvances" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_JapaneseGAAPLoansAndAdvances" xml:lang="en-US">The amount of differences attributable to the difference in loans and advances between Japanese GAAP and IFRS.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_JapaneseGAAPInvestmentsInAssociatesAndJointVentures" xlink:label="loc_smfg_JapaneseGAAPInvestmentsInAssociatesAndJointVentures" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_JapaneseGAAPInvestmentsInAssociatesAndJointVentures" xml:lang="en-US">Japanese GAAP Investments In Associates And Joint Ventures</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_JapaneseGAAPInvestmentsInAssociatesAndJointVentures" xml:lang="en-US">Investments in associates and joint ventures</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_JapaneseGAAPInvestmentsInAssociatesAndJointVentures" xlink:to="lab_smfg_JapaneseGAAPInvestmentsInAssociatesAndJointVentures" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_JapaneseGAAPInvestmentsInAssociatesAndJointVentures" xml:lang="en-US">The amount of differences attributable to the difference in investments in associates and joint ventures between Japanese GAAP and IFRS.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_JapaneseGAAPPropertyPlantAndEquipment" xlink:label="loc_smfg_JapaneseGAAPPropertyPlantAndEquipment" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_JapaneseGAAPPropertyPlantAndEquipment" xml:lang="en-US">Japanese GAAP Property, Plant And Equipment</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_JapaneseGAAPPropertyPlantAndEquipment" xml:lang="en-US">Property, plant and equipment</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_JapaneseGAAPPropertyPlantAndEquipment" xlink:to="lab_smfg_JapaneseGAAPPropertyPlantAndEquipment" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_JapaneseGAAPPropertyPlantAndEquipment" xml:lang="en-US">The amount of differences attributable to the difference in property, plant and equipment between Japanese GAAP and IFRS.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_JapaneseGAAPLeaseAccounting" xlink:label="loc_smfg_JapaneseGAAPLeaseAccounting" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_JapaneseGAAPLeaseAccounting" xml:lang="en-US">Japanese GAAP Lease Accounting</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_JapaneseGAAPLeaseAccounting" xml:lang="en-US">Lease accounting</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_JapaneseGAAPLeaseAccounting" xlink:to="lab_smfg_JapaneseGAAPLeaseAccounting" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_JapaneseGAAPLeaseAccounting" xml:lang="en-US">The amount of differences attributable to the difference in lease accounting between Japanese GAAP and IFRS.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_JapaneseGAAPDefinedBenefitPlans" xlink:label="loc_smfg_JapaneseGAAPDefinedBenefitPlans" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_JapaneseGAAPDefinedBenefitPlans" xml:lang="en-US">Japanese GAAP Defined Benefit Plans</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_JapaneseGAAPDefinedBenefitPlans" xml:lang="en-US">Defined benefit plans</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_JapaneseGAAPDefinedBenefitPlans" xlink:to="lab_smfg_JapaneseGAAPDefinedBenefitPlans" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_JapaneseGAAPDefinedBenefitPlans" xml:lang="en-US">The amount of differences attributable to the difference in defined benefit plans between Japanese GAAP and IFRS.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_JapaneseGAAPForeignCurrencyTranslation" xlink:label="loc_smfg_JapaneseGAAPForeignCurrencyTranslation" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_JapaneseGAAPForeignCurrencyTranslation" xml:lang="en-US">Japanese GAAP Foreign Currency Translation</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_JapaneseGAAPForeignCurrencyTranslation" xml:lang="en-US">Foreign currency translation</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_JapaneseGAAPForeignCurrencyTranslation" xlink:to="lab_smfg_JapaneseGAAPForeignCurrencyTranslation" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_JapaneseGAAPForeignCurrencyTranslation" xml:lang="en-US">The amount of differences attributable to the difference in foreign currency translation between Japanese GAAP and IFRS.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_JapaneseGAAPClassificationOfEquityAndLiability" xlink:label="loc_smfg_JapaneseGAAPClassificationOfEquityAndLiability" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_JapaneseGAAPClassificationOfEquityAndLiability" xml:lang="en-US">Japanese GAAP Classification Of Equity And Liability</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_JapaneseGAAPClassificationOfEquityAndLiability" xml:lang="en-US">Classification of equity and liability</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_JapaneseGAAPClassificationOfEquityAndLiability" xlink:to="lab_smfg_JapaneseGAAPClassificationOfEquityAndLiability" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_JapaneseGAAPClassificationOfEquityAndLiability" xml:lang="en-US">The amount of differences attributable to the difference in classification of equity and liability between Japanese GAAP and IFRS.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_ReconcilingManagementReportingUnderJapaneseGAAPToIFRSMember" xlink:label="loc_smfg_ReconcilingManagementReportingUnderJapaneseGAAPToIFRSMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_ReconcilingManagementReportingUnderJapaneseGAAPToIFRSMember" xml:lang="en-US">Reconciling Management Reporting Under Japanese GAAP To IFRS [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_ReconcilingManagementReportingUnderJapaneseGAAPToIFRSMember" xml:lang="en-US">Reconciling management reporting under Japanese GAAP to IFRS [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_ReconcilingManagementReportingUnderJapaneseGAAPToIFRSMember" xlink:to="lab_smfg_ReconcilingManagementReportingUnderJapaneseGAAPToIFRSMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_ReconcilingManagementReportingUnderJapaneseGAAPToIFRSMember" xml:lang="en-US">Reconciling management reporting under Japanese GAAP to IFRS.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfGeographicalAreasAbstract" xlink:label="loc_ifrs-full_DisclosureOfGeographicalAreasAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfGeographicalAreasAbstract" xml:lang="en-US">Disclosure of geographical areas [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfGeographicalAreasAbstract" xlink:to="lab_ifrs-full_DisclosureOfGeographicalAreasAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfGeographicalAreasTable" xlink:label="loc_ifrs-full_DisclosureOfGeographicalAreasTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfGeographicalAreasTable" xml:lang="en-US">Disclosure of geographical areas [table]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfGeographicalAreasTable" xml:lang="en-US">Disclosure of geographical areas [table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfGeographicalAreasTable" xlink:to="lab_ifrs-full_DisclosureOfGeographicalAreasTable" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfGeographicalAreasLineItems" xlink:label="loc_ifrs-full_DisclosureOfGeographicalAreasLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfGeographicalAreasLineItems" xml:lang="en-US">Disclosure of geographical areas [line items]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfGeographicalAreasLineItems" xml:lang="en-US">Disclosure of geographical areas [Line Items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfGeographicalAreasLineItems" xlink:to="lab_ifrs-full_DisclosureOfGeographicalAreasLineItems" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd#srt_AmericasMember" xlink:label="loc_srt_AmericasMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_srt_AmericasMember" xml:lang="en-US">Americas [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_srt_AmericasMember" xml:lang="en-US">Americas [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_AmericasMember" xlink:to="lab_srt_AmericasMember" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_EuropeAndMiddleEastMember" xlink:label="loc_smfg_EuropeAndMiddleEastMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_EuropeAndMiddleEastMember" xml:lang="en-US">Europe And Middle East [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_EuropeAndMiddleEastMember" xml:lang="en-US">Europe and Middle East [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_EuropeAndMiddleEastMember" xlink:to="lab_smfg_EuropeAndMiddleEastMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_EuropeAndMiddleEastMember" xml:lang="en-US">Europe and Middle East.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_AsiaAndOceaniaMember" xlink:label="loc_smfg_AsiaAndOceaniaMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_AsiaAndOceaniaMember" xml:lang="en-US">Asia And Oceania [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_AsiaAndOceaniaMember" xml:lang="en-US">Asia and Oceania [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_AsiaAndOceaniaMember" xlink:to="lab_smfg_AsiaAndOceaniaMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_AsiaAndOceaniaMember" xml:lang="en-US">Asia and Oceania.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_CashAbstract" xlink:label="loc_ifrs-full_CashAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_CashAbstract" xml:lang="en-US">Cash [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CashAbstract" xlink:to="lab_ifrs-full_CashAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_CashOnHand" xlink:label="loc_ifrs-full_CashOnHand" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_CashOnHand" xml:lang="en-US">Cash on hand</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_CashOnHand" xml:lang="en-US">Cash</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CashOnHand" xlink:to="lab_ifrs-full_CashOnHand" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_BalancesWithBanks" xlink:label="loc_ifrs-full_BalancesWithBanks" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_BalancesWithBanks" xml:lang="en-US">Balances with banks</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/definitionGuidance" xlink:label="lab_ifrs-full_BalancesWithBanks" xml:lang="en-US">Deposits with banks</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_BalancesWithBanks" xml:lang="en-US">Deposits with SMBC</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_BalancesWithBanks" xlink:to="lab_ifrs-full_BalancesWithBanks" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_CashAndCashEquivalentsAbstract" xlink:label="loc_ifrs-full_CashAndCashEquivalentsAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_CashAndCashEquivalentsAbstract" xml:lang="en-US">Cash and cash equivalents [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CashAndCashEquivalentsAbstract" xlink:to="lab_ifrs-full_CashAndCashEquivalentsAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_ShorttermInvestmentsClassifiedAsCashEquivalents" xlink:label="loc_ifrs-full_ShorttermInvestmentsClassifiedAsCashEquivalents" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ShorttermInvestmentsClassifiedAsCashEquivalents" xml:lang="en-US">Short-term investments, classified as cash equivalents</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_ifrs-full_ShorttermInvestmentsClassifiedAsCashEquivalents" xml:lang="en-US">Less: term deposits with original maturities over three months</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ShorttermInvestmentsClassifiedAsCashEquivalents" xlink:to="lab_ifrs-full_ShorttermInvestmentsClassifiedAsCashEquivalents" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_OtherCashAndCashEquivalents" xlink:label="loc_ifrs-full_OtherCashAndCashEquivalents" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_OtherCashAndCashEquivalents" xml:lang="en-US">Other cash and cash equivalents</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_ifrs-full_OtherCashAndCashEquivalents" xml:lang="en-US">Less: cash segregated as deposits and others</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OtherCashAndCashEquivalents" xlink:to="lab_ifrs-full_OtherCashAndCashEquivalents" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_MandatoryReserveDepositsAtCentralBanks" xlink:label="loc_ifrs-full_MandatoryReserveDepositsAtCentralBanks" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_MandatoryReserveDepositsAtCentralBanks" xml:lang="en-US">Mandatory reserve deposits at central banks</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_MandatoryReserveDepositsAtCentralBanks" xml:lang="en-US">Reserves funds required to be maintained by the SMBC Group</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_MandatoryReserveDepositsAtCentralBanks" xlink:to="lab_ifrs-full_MandatoryReserveDepositsAtCentralBanks" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfFinancialAssetsTable" xlink:label="loc_ifrs-full_DisclosureOfFinancialAssetsTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfFinancialAssetsTable" xml:lang="en-US">Disclosure of financial assets [table]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfFinancialAssetsTable" xml:lang="en-US">Disclosure of financial assets [table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfFinancialAssetsTable" xlink:to="lab_ifrs-full_DisclosureOfFinancialAssetsTable" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_ClassesOfFinancialAssetsAxis" xlink:label="loc_ifrs-full_ClassesOfFinancialAssetsAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ClassesOfFinancialAssetsAxis" xml:lang="en-US">Classes of financial assets [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ClassesOfFinancialAssetsAxis" xml:lang="en-US">Classes of financial assets [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ClassesOfFinancialAssetsAxis" xlink:to="lab_ifrs-full_ClassesOfFinancialAssetsAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_ClassesOfFinancialAssetsDomain" xlink:label="loc_ifrs-full_ClassesOfFinancialAssetsDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ClassesOfFinancialAssetsDomain" xml:lang="en-US">Classes of financial assets [domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ClassesOfFinancialAssetsDomain" xml:lang="en-US">Financial assets [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ClassesOfFinancialAssetsDomain" xlink:to="lab_ifrs-full_ClassesOfFinancialAssetsDomain" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DebtSecuritiesMember" xlink:label="loc_ifrs-full_DebtSecuritiesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DebtSecuritiesMember" xml:lang="en-US">Debt securities [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DebtSecuritiesMember" xml:lang="en-US">Debt instruments [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_DebtSecuritiesMember" xml:lang="en-US">Debt instruments [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DebtSecuritiesMember" xlink:to="lab_ifrs-full_DebtSecuritiesMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_TradingEquitySecuritiesMember" xlink:label="loc_ifrs-full_TradingEquitySecuritiesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_TradingEquitySecuritiesMember" xml:lang="en-US">Trading equity securities [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_TradingEquitySecuritiesMember" xml:lang="en-US">Equity instruments [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_TradingEquitySecuritiesMember" xlink:to="lab_ifrs-full_TradingEquitySecuritiesMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfFinancialAssetsLineItems" xlink:label="loc_ifrs-full_DisclosureOfFinancialAssetsLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfFinancialAssetsLineItems" xml:lang="en-US">Disclosure of financial assets [line items]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfFinancialAssetsLineItems" xml:lang="en-US">Disclosure of financial assets [line items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfFinancialAssetsLineItems" xlink:to="lab_ifrs-full_DisclosureOfFinancialAssetsLineItems" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfFinancialInstrumentsAbstract" xlink:label="loc_ifrs-full_DisclosureOfFinancialInstrumentsAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfFinancialInstrumentsAbstract" xml:lang="en-US">Disclosure of detailed information about financial instruments [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsAbstract" xlink:to="lab_ifrs-full_DisclosureOfFinancialInstrumentsAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfFinancialInstrumentsTable" xlink:label="loc_ifrs-full_DisclosureOfFinancialInstrumentsTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfFinancialInstrumentsTable" xml:lang="en-US">Disclosure of detailed information about financial instruments [table]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfFinancialInstrumentsTable" xml:lang="en-US">Disclosure of detailed information about financial instruments [table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsTable" xlink:to="lab_ifrs-full_DisclosureOfFinancialInstrumentsTable" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_FuturesContractMember" xlink:label="loc_ifrs-full_FuturesContractMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_FuturesContractMember" xml:lang="en-US">Futures contract [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_FuturesContractMember" xml:lang="en-US">Futures [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FuturesContractMember" xlink:to="lab_ifrs-full_FuturesContractMember" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_ListedOptionContractMember" xlink:label="loc_smfg_ListedOptionContractMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_ListedOptionContractMember" xml:lang="en-US">Listed Option Contract [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_ListedOptionContractMember" xml:lang="en-US">Listed options [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_ListedOptionContractMember" xlink:to="lab_smfg_ListedOptionContractMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_ListedOptionContractMember" xml:lang="en-US">Listed options.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_ForwardContractMember" xlink:label="loc_ifrs-full_ForwardContractMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ForwardContractMember" xml:lang="en-US">Forward contract [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ForwardContractMember" xml:lang="en-US">Forwards [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ForwardContractMember" xlink:to="lab_ifrs-full_ForwardContractMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_SwapContractMember" xlink:label="loc_ifrs-full_SwapContractMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_SwapContractMember" xml:lang="en-US">Swap contract [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_SwapContractMember" xml:lang="en-US">Swaps [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_SwapContractMember" xlink:to="lab_ifrs-full_SwapContractMember" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_OverTheCounterOptionContractMember" xlink:label="loc_smfg_OverTheCounterOptionContractMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_OverTheCounterOptionContractMember" xml:lang="en-US">Over The Counter Option Contract [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_OverTheCounterOptionContractMember" xml:lang="en-US">OTC options [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_OverTheCounterOptionContractMember" xlink:to="lab_smfg_OverTheCounterOptionContractMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_OverTheCounterOptionContractMember" xml:lang="en-US">OTC options.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_InterestRateContract1Member" xlink:label="loc_smfg_InterestRateContract1Member" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_InterestRateContract1Member" xml:lang="en-US">Interest rate contract1 [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_InterestRateContract1Member" xml:lang="en-US">Interest rate derivatives [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_InterestRateContract1Member" xlink:to="lab_smfg_InterestRateContract1Member" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_InterestRateContract1Member" xml:lang="en-US">Derivative instrument whose primary underlying risk is tied to the right to receive or pay a sum of money at a given interest rate.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_ForeignExchangeContract1Member" xlink:label="loc_smfg_ForeignExchangeContract1Member" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_ForeignExchangeContract1Member" xml:lang="en-US">Foreign Exchange Contract 1 [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_ForeignExchangeContract1Member" xml:lang="en-US">Currency derivatives [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_ForeignExchangeContract1Member" xlink:to="lab_smfg_ForeignExchangeContract1Member" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_ForeignExchangeContract1Member" xml:lang="en-US">Derivative instrument whose primary underlying risk is tied to foreign exchange rates.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_EquityContract1Member" xlink:label="loc_smfg_EquityContract1Member" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_EquityContract1Member" xml:lang="en-US">Equity contract1 [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_EquityContract1Member" xml:lang="en-US">Equity derivatives [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_EquityContract1Member" xlink:to="lab_smfg_EquityContract1Member" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_EquityContract1Member" xml:lang="en-US">Derivative instrument whose primary underlying risk is tied to share prices.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_CommodityContract1Member" xlink:label="loc_smfg_CommodityContract1Member" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_CommodityContract1Member" xml:lang="en-US">Commodity Contract 1 [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_CommodityContract1Member" xml:lang="en-US">Commodity derivatives [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_CommodityContract1Member" xlink:to="lab_smfg_CommodityContract1Member" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_CommodityContract1Member" xml:lang="en-US">Derivative instrument whose primary underlying risk is tied to commodity prices.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_CreditRiskContract1Member" xlink:label="loc_smfg_CreditRiskContract1Member" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_CreditRiskContract1Member" xml:lang="en-US">Credit risk contract1 [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_CreditRiskContract1Member" xml:lang="en-US">Credit derivatives [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_CreditRiskContract1Member" xlink:to="lab_smfg_CreditRiskContract1Member" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_CreditRiskContract1Member" xml:lang="en-US">Derivative instrument whose primary underlying risk is tied to the creditworthiness or the credit spread of an entity.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfFinancialInstrumentsLineItems" xlink:label="loc_ifrs-full_DisclosureOfFinancialInstrumentsLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfFinancialInstrumentsLineItems" xml:lang="en-US">Disclosure of detailed information about financial instruments [line items]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfFinancialInstrumentsLineItems" xml:lang="en-US">Disclosure of detailed information about financial instruments [line items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsLineItems" xlink:to="lab_ifrs-full_DisclosureOfFinancialInstrumentsLineItems" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_NotionalAmount" xlink:label="loc_ifrs-full_NotionalAmount" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_NotionalAmount" xml:lang="en-US">Notional amount</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/presentationGuidance" xlink:label="lab_ifrs-full_NotionalAmount" xml:lang="en-US">Notional amounts</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_NotionalAmount" xml:lang="en-US">Notional amount</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_NotionalAmount" xlink:to="lab_ifrs-full_NotionalAmount" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_PurposeOfDerivativesAxis" xlink:label="loc_smfg_PurposeOfDerivativesAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_PurposeOfDerivativesAxis" xml:lang="en-US">Purpose Of Derivatives [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_PurposeOfDerivativesAxis" xml:lang="en-US">Purpose of derivatives [Axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_PurposeOfDerivativesAxis" xlink:to="lab_smfg_PurposeOfDerivativesAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_PurposeOfDerivativesAxis" xml:lang="en-US">Purpose of derivatives.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_PurposeOfDerivativesDomain" xlink:label="loc_smfg_PurposeOfDerivativesDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_PurposeOfDerivativesDomain" xml:lang="en-US">Purpose Of Derivatives [domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_PurposeOfDerivativesDomain" xml:lang="en-US">Purpose of derivatives [Domain]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_PurposeOfDerivativesDomain" xlink:to="lab_smfg_PurposeOfDerivativesDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_PurposeOfDerivativesDomain" xml:lang="en-US">Purpose of derivatives.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DerivativeFinancialInstrumentsForTradingPurposeMember" xlink:label="loc_smfg_DerivativeFinancialInstrumentsForTradingPurposeMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DerivativeFinancialInstrumentsForTradingPurposeMember" xml:lang="en-US">Derivative Financial Instruments For Trading Purpose [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DerivativeFinancialInstrumentsForTradingPurposeMember" xml:lang="en-US">Trading [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DerivativeFinancialInstrumentsForTradingPurposeMember" xlink:to="lab_smfg_DerivativeFinancialInstrumentsForTradingPurposeMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DerivativeFinancialInstrumentsForTradingPurposeMember" xml:lang="en-US">Derivative financial instruments for trading purpose.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DerivativeFinancialInstrumentsForRiskManagementPurposeMember" xlink:label="loc_smfg_DerivativeFinancialInstrumentsForRiskManagementPurposeMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DerivativeFinancialInstrumentsForRiskManagementPurposeMember" xml:lang="en-US">Derivative Financial Instruments For Risk Management Purpose [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DerivativeFinancialInstrumentsForRiskManagementPurposeMember" xml:lang="en-US">Risk management [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DerivativeFinancialInstrumentsForRiskManagementPurposeMember" xlink:to="lab_smfg_DerivativeFinancialInstrumentsForRiskManagementPurposeMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DerivativeFinancialInstrumentsForRiskManagementPurposeMember" xml:lang="en-US">Risk management.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_InvestmentSecuritiesMember" xlink:label="loc_smfg_InvestmentSecuritiesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_InvestmentSecuritiesMember" xml:lang="en-US">Investment Securities Member</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_smfg_InvestmentSecuritiesMember" xml:lang="en-US">Investment securities [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_InvestmentSecuritiesMember" xml:lang="en-US">Investment securities [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_InvestmentSecuritiesMember" xlink:to="lab_smfg_InvestmentSecuritiesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_InvestmentSecuritiesMember" xml:lang="en-US">Investment securities.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_HedgingInstrumentAssets" xlink:label="loc_ifrs-full_HedgingInstrumentAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_HedgingInstrumentAssets" xml:lang="en-US">Hedging instrument, assets</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_HedgingInstrumentAssets" xml:lang="en-US">Carrying amounts, Assets</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_HedgingInstrumentAssets" xlink:to="lab_ifrs-full_HedgingInstrumentAssets" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_HedgingInstrumentLiabilities" xlink:label="loc_ifrs-full_HedgingInstrumentLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_HedgingInstrumentLiabilities" xml:lang="en-US">Hedging instrument, liabilities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_HedgingInstrumentLiabilities" xml:lang="en-US">Carrying amounts, Liabilities</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_HedgingInstrumentLiabilities" xlink:to="lab_ifrs-full_HedgingInstrumentLiabilities" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_GainLossOnChangeInFairValueOfHedgingInstrumentUsedAsBasisForRecognisingHedgeIneffectiveness" xlink:label="loc_ifrs-full_GainLossOnChangeInFairValueOfHedgingInstrumentUsedAsBasisForRecognisingHedgeIneffectiveness" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_GainLossOnChangeInFairValueOfHedgingInstrumentUsedAsBasisForRecognisingHedgeIneffectiveness" xml:lang="en-US">Gain (loss) on change in fair value of hedging instrument used as basis for recognising hedge ineffectiveness</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_GainLossOnChangeInFairValueOfHedgingInstrumentUsedAsBasisForRecognisingHedgeIneffectiveness" xml:lang="en-US">Change in value used for calculating hedge ineffectiveness</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_GainLossOnChangeInFairValueOfHedgingInstrumentUsedAsBasisForRecognisingHedgeIneffectiveness" xlink:to="lab_ifrs-full_GainLossOnChangeInFairValueOfHedgingInstrumentUsedAsBasisForRecognisingHedgeIneffectiveness" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_CarryingAmountOfHedgingInstruments" xlink:label="loc_smfg_CarryingAmountOfHedgingInstruments" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_CarryingAmountOfHedgingInstruments" xml:lang="en-US">Carrying amount of hedging instrument</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_CarryingAmountOfHedgingInstruments" xml:lang="en-US">Carrying amounts</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_CarryingAmountOfHedgingInstruments" xlink:to="lab_smfg_CarryingAmountOfHedgingInstruments" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_CarryingAmountOfHedgingInstruments" xml:lang="en-US">Carrying amounts of hedging instrument.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_MeasurementAxis" xlink:label="loc_ifrs-full_MeasurementAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_MeasurementAxis" xml:lang="en-US">Measurement [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_MeasurementAxis" xml:lang="en-US">Measurement [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_MeasurementAxis" xlink:to="lab_ifrs-full_MeasurementAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_MeasurementDomain" xlink:label="loc_ifrs-full_MeasurementDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_MeasurementDomain" xml:lang="en-US">Measurement [domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_MeasurementDomain" xml:lang="en-US">Aggregated measurement [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_MeasurementDomain" xlink:to="lab_ifrs-full_MeasurementDomain" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_TypesOfHedgesAxis" xlink:label="loc_ifrs-full_TypesOfHedgesAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_TypesOfHedgesAxis" xml:lang="en-US">Types of hedges [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_TypesOfHedgesAxis" xml:lang="en-US">Types of hedges [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_TypesOfHedgesAxis" xlink:to="lab_ifrs-full_TypesOfHedgesAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_TypesOfHedgesDomain" xlink:label="loc_ifrs-full_TypesOfHedgesDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_TypesOfHedgesDomain" xml:lang="en-US">Types of hedges [domain]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_TypesOfHedgesDomain" xlink:to="lab_ifrs-full_TypesOfHedgesDomain" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_InterestRateOptionContractMember" xlink:label="loc_smfg_InterestRateOptionContractMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_InterestRateOptionContractMember" xml:lang="en-US">Interest rate option contract [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_InterestRateOptionContractMember" xml:lang="en-US">Interest rate option [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_InterestRateOptionContractMember" xlink:to="lab_smfg_InterestRateOptionContractMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_InterestRateOptionContractMember" xml:lang="en-US">Interest rate option contract.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_InterestRateSwapContractMember" xlink:label="loc_ifrs-full_InterestRateSwapContractMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_InterestRateSwapContractMember" xml:lang="en-US">Interest rate swap contract [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_InterestRateSwapContractMember" xml:lang="en-US">Interest rate swaps [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InterestRateSwapContractMember" xlink:to="lab_ifrs-full_InterestRateSwapContractMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_BorrowingsByNameAxis" xlink:label="loc_ifrs-full_BorrowingsByNameAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_BorrowingsByNameAxis" xml:lang="en-US">Borrowings by name [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_BorrowingsByNameAxis" xml:lang="en-US">Borrowings by name [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_BorrowingsByNameAxis" xlink:to="lab_ifrs-full_BorrowingsByNameAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_BorrowingsByNameDomain" xlink:label="loc_ifrs-full_BorrowingsByNameDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_BorrowingsByNameDomain" xml:lang="en-US">Borrowings by name [domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_BorrowingsByNameDomain" xml:lang="en-US">Borrowings by name [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_BorrowingsByNameDomain" xlink:to="lab_ifrs-full_BorrowingsByNameDomain" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_Borrowings1Member" xlink:label="loc_smfg_Borrowings1Member" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_Borrowings1Member" xml:lang="en-US">Borrowings 1 [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_Borrowings1Member" xml:lang="en-US">Borrowings [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_Borrowings1Member" xlink:to="lab_smfg_Borrowings1Member" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_Borrowings1Member" xml:lang="en-US">Borrowings.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_TypesOfRisksAxis" xlink:label="loc_ifrs-full_TypesOfRisksAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_TypesOfRisksAxis" xml:lang="en-US">Types of risks [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_TypesOfRisksAxis" xml:lang="en-US">Types of risks [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_TypesOfRisksAxis" xlink:to="lab_ifrs-full_TypesOfRisksAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_TypesOfRisksDomain" xlink:label="loc_ifrs-full_TypesOfRisksDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_TypesOfRisksDomain" xml:lang="en-US">Types of risks [domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_TypesOfRisksDomain" xml:lang="en-US">Risks [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_TypesOfRisksDomain" xlink:to="lab_ifrs-full_TypesOfRisksDomain" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_InterestRateRiskMember" xlink:label="loc_ifrs-full_InterestRateRiskMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_InterestRateRiskMember" xml:lang="en-US">Interest rate risk [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_InterestRateRiskMember" xml:lang="en-US">Interest rate risk [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_InterestRateRiskMember" xml:lang="en-US">Interest rate risk [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InterestRateRiskMember" xlink:to="lab_ifrs-full_InterestRateRiskMember" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DerivativeFinancialInstrumentsMember" xlink:label="loc_smfg_DerivativeFinancialInstrumentsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DerivativeFinancialInstrumentsMember" xml:lang="en-US">Derivative financial instruments [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DerivativeFinancialInstrumentsMember" xml:lang="en-US">Derivative Financial Instruments-Net [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DerivativeFinancialInstrumentsMember" xlink:to="lab_smfg_DerivativeFinancialInstrumentsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DerivativeFinancialInstrumentsMember" xml:lang="en-US">Derivative financial instruments.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_InterestRateSwapsMember" xlink:label="loc_smfg_InterestRateSwapsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_InterestRateSwapsMember" xml:lang="en-US">Interest Rate Swaps [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_InterestRateSwapsMember" xml:lang="en-US">Interest Rate Swaps [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_InterestRateSwapsMember" xlink:to="lab_smfg_InterestRateSwapsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_InterestRateSwapsMember" xml:lang="en-US">Interest rate swaps member.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfRiskManagementStrategyRelatedToHedgeAccountingLineItems" xlink:label="loc_ifrs-full_DisclosureOfRiskManagementStrategyRelatedToHedgeAccountingLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfRiskManagementStrategyRelatedToHedgeAccountingLineItems" xml:lang="en-US">Disclosure of risk management strategy related to hedge accounting [line items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfRiskManagementStrategyRelatedToHedgeAccountingLineItems" xlink:to="lab_ifrs-full_DisclosureOfRiskManagementStrategyRelatedToHedgeAccountingLineItems" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_MaturityPeriodOfHedgingInstrument" xlink:label="loc_smfg_MaturityPeriodOfHedgingInstrument" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_MaturityPeriodOfHedgingInstrument" xml:lang="en-US">Maturity Period of Hedging Instrument</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_MaturityPeriodOfHedgingInstrument" xml:lang="en-US">Maturity Period of Hedging Instrument</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_MaturityPeriodOfHedgingInstrument" xlink:to="lab_smfg_MaturityPeriodOfHedgingInstrument" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_MaturityPeriodOfHedgingInstrument" xml:lang="en-US">Maturity period of hedging instrument.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_MaturityAxis" xlink:label="loc_ifrs-full_MaturityAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_MaturityAxis" xml:lang="en-US">Maturity [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_MaturityAxis" xml:lang="en-US">Maturity [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_MaturityAxis" xlink:to="lab_ifrs-full_MaturityAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_MaturityDomain" xlink:label="loc_ifrs-full_MaturityDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_MaturityDomain" xml:lang="en-US">Maturity [domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_MaturityDomain" xml:lang="en-US">Aggregated time bands [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_MaturityDomain" xlink:to="lab_ifrs-full_MaturityDomain" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_MaturityPeriodOfHedgingInstrumentMember" xlink:label="loc_smfg_MaturityPeriodOfHedgingInstrumentMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_MaturityPeriodOfHedgingInstrumentMember" xml:lang="en-US">Maturity Period Of Hedging Instrument [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_MaturityPeriodOfHedgingInstrumentMember" xml:lang="en-US">Maturities more than 12 months [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_MaturityPeriodOfHedgingInstrumentMember" xlink:to="lab_smfg_MaturityPeriodOfHedgingInstrumentMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_MaturityPeriodOfHedgingInstrumentMember" xml:lang="en-US">Maturity period of hedging instrument.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_AccumulatedFairValueHedgeAdjustmentOnHedgedItemIncludedInCarryingAmount" xlink:label="loc_smfg_AccumulatedFairValueHedgeAdjustmentOnHedgedItemIncludedInCarryingAmount" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_AccumulatedFairValueHedgeAdjustmentOnHedgedItemIncludedInCarryingAmount" xml:lang="en-US">Accumulated fair value hedge adjustment on hedged item included in carrying amount</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_AccumulatedFairValueHedgeAdjustmentOnHedgedItemIncludedInCarryingAmount" xml:lang="en-US">Accumulated amount of fair value hedge adjustments on the hedged items</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_AccumulatedFairValueHedgeAdjustmentOnHedgedItemIncludedInCarryingAmount" xlink:to="lab_smfg_AccumulatedFairValueHedgeAdjustmentOnHedgedItemIncludedInCarryingAmount" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_AccumulatedFairValueHedgeAdjustmentOnHedgedItemIncludedInCarryingAmount" xml:lang="en-US">Accumulated fair value hedge adjustment on hedged item included in carrying amount</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_ReserveOfExchangeDifferencesOnTranslationRemainingBalance" xlink:label="loc_smfg_ReserveOfExchangeDifferencesOnTranslationRemainingBalance" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_ReserveOfExchangeDifferencesOnTranslationRemainingBalance" xml:lang="en-US">Reserve of exchange differences on translation remaining balance</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_ReserveOfExchangeDifferencesOnTranslationRemainingBalance" xml:lang="en-US">Translating foreign operations reserve, balance remaining</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_ReserveOfExchangeDifferencesOnTranslationRemainingBalance" xlink:to="lab_smfg_ReserveOfExchangeDifferencesOnTranslationRemainingBalance" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_ReserveOfExchangeDifferencesOnTranslationRemainingBalance" xml:lang="en-US">Reserve of exchange differences on translation remaining balance</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_ForeignCurrencyTranslationAdjustment" xlink:label="loc_smfg_ForeignCurrencyTranslationAdjustment" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_ForeignCurrencyTranslationAdjustment" xml:lang="en-US">Foreign Currency Translation Adjustment</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_ForeignCurrencyTranslationAdjustment" xml:lang="en-US">Changes in translating foreign operations reserve</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_ForeignCurrencyTranslationAdjustment" xlink:to="lab_smfg_ForeignCurrencyTranslationAdjustment" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_ForeignCurrencyTranslationAdjustment" xml:lang="en-US">Foreign currency translation adjustment.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_GainLossOnHedgeIneffectiveness" xlink:label="loc_ifrs-full_GainLossOnHedgeIneffectiveness" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_GainLossOnHedgeIneffectiveness" xml:lang="en-US">Gain (loss) on hedge ineffectiveness</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_GainLossOnHedgeIneffectiveness" xml:lang="en-US">Gain (loss) on hedge ineffectiveness</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_GainLossOnHedgeIneffectiveness" xlink:to="lab_ifrs-full_GainLossOnHedgeIneffectiveness" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_GainLossOnHedgeIneffectivenessRecognisedInProfitOrLoss" xlink:label="loc_ifrs-full_GainLossOnHedgeIneffectivenessRecognisedInProfitOrLoss" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_GainLossOnHedgeIneffectivenessRecognisedInProfitOrLoss" xml:lang="en-US">Gain (loss) on hedge ineffectiveness recognised in profit or loss</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_GainLossOnHedgeIneffectivenessRecognisedInProfitOrLoss" xml:lang="en-US">Gain (loss) on hedge ineffectiveness recognised in profit or loss</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_GainLossOnHedgeIneffectivenessRecognisedInProfitOrLoss" xlink:to="lab_ifrs-full_GainLossOnHedgeIneffectivenessRecognisedInProfitOrLoss" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_HedgesOfNetInvestmentInForeignOperationsMember" xlink:label="loc_ifrs-full_HedgesOfNetInvestmentInForeignOperationsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_HedgesOfNetInvestmentInForeignOperationsMember" xml:lang="en-US">Hedges of net investment in foreign operations [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_HedgesOfNetInvestmentInForeignOperationsMember" xml:lang="en-US">Hedges of net investment in foreign operations [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_HedgesOfNetInvestmentInForeignOperationsMember" xlink:to="lab_ifrs-full_HedgesOfNetInvestmentInForeignOperationsMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_FairValueHedgesMember" xlink:label="loc_ifrs-full_FairValueHedgesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_FairValueHedgesMember" xml:lang="en-US">Fair value hedges [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_FairValueHedgesMember" xml:lang="en-US">Fair value hedges [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FairValueHedgesMember" xlink:to="lab_ifrs-full_FairValueHedgesMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_HedgingInstrumentsAxis" xlink:label="loc_ifrs-full_HedgingInstrumentsAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_HedgingInstrumentsAxis" xml:lang="en-US">Hedging instruments [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_HedgingInstrumentsAxis" xlink:to="lab_ifrs-full_HedgingInstrumentsAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_HedgingInstrumentsDomain" xlink:label="loc_ifrs-full_HedgingInstrumentsDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_HedgingInstrumentsDomain" xml:lang="en-US">Hedging instruments [domain]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_HedgingInstrumentsDomain" xlink:to="lab_ifrs-full_HedgingInstrumentsDomain" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_HedgingInstrumentMember" xlink:label="loc_smfg_HedgingInstrumentMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_HedgingInstrumentMember" xml:lang="en-US">Hedging Instrument [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_HedgingInstrumentMember" xml:lang="en-US">Hedging instrument [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_HedgingInstrumentMember" xlink:to="lab_smfg_HedgingInstrumentMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_HedgingInstrumentMember" xml:lang="en-US">Hedging instrument.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DebtSecuritiesBorrowedMoneyDepositsMember" xlink:label="loc_smfg_DebtSecuritiesBorrowedMoneyDepositsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DebtSecuritiesBorrowedMoneyDepositsMember" xml:lang="en-US">Debt securities, borrowed money, deposits [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DebtSecuritiesBorrowedMoneyDepositsMember" xml:lang="en-US">Debt securities, borrowed money, deposits [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DebtSecuritiesBorrowedMoneyDepositsMember" xlink:to="lab_smfg_DebtSecuritiesBorrowedMoneyDepositsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DebtSecuritiesBorrowedMoneyDepositsMember" xml:lang="en-US">Debt securities, borrowed money, deposits [member]</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_ForwardForeignExchangeContractsMember" xlink:label="loc_smfg_ForwardForeignExchangeContractsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_ForwardForeignExchangeContractsMember" xml:lang="en-US">Forward Foreign Exchange Contracts [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_ForwardForeignExchangeContractsMember" xml:lang="en-US">Foreign exchange forward contracts [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_ForwardForeignExchangeContractsMember" xlink:to="lab_smfg_ForwardForeignExchangeContractsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_ForwardForeignExchangeContractsMember" xml:lang="en-US">Forward Foreign Exchange Contracts [member]</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_ForeignCurrencyDenominatedFinancialLiabilitiesMember" xlink:label="loc_smfg_ForeignCurrencyDenominatedFinancialLiabilitiesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_ForeignCurrencyDenominatedFinancialLiabilitiesMember" xml:lang="en-US">Foreign currency denominated financial liabilities [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_ForeignCurrencyDenominatedFinancialLiabilitiesMember" xml:lang="en-US">Foreign currency denominated financial liabilities [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_ForeignCurrencyDenominatedFinancialLiabilitiesMember" xlink:to="lab_smfg_ForeignCurrencyDenominatedFinancialLiabilitiesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_ForeignCurrencyDenominatedFinancialLiabilitiesMember" xml:lang="en-US">Foreign currency denominated financial liabilities.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness" xlink:label="loc_ifrs-full_GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness" xml:lang="en-US">Gain (loss) on change in fair value of hedged item used as basis for recognising hedge ineffectiveness</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness" xml:lang="en-US">Change in value used for calculating hedge ineffectiveness</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness" xlink:to="lab_ifrs-full_GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_TranslatingForeignOperationsReserve" xlink:label="loc_smfg_TranslatingForeignOperationsReserve" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_TranslatingForeignOperationsReserve" xml:lang="en-US">Translating foreign operations reserve</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_TranslatingForeignOperationsReserve" xml:lang="en-US">Translating foreign operations reserve</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_TranslatingForeignOperationsReserve" xlink:to="lab_smfg_TranslatingForeignOperationsReserve" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_TranslatingForeignOperationsReserve" xml:lang="en-US">Translating foreign operations reserve</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_USDForeignOperationsMember" xlink:label="loc_smfg_USDForeignOperationsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_USDForeignOperationsMember" xml:lang="en-US">USD foreign operations [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_USDForeignOperationsMember" xml:lang="en-US">USD foreign operations [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_USDForeignOperationsMember" xlink:to="lab_smfg_USDForeignOperationsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_USDForeignOperationsMember" xml:lang="en-US">USD foreign operations [member]</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_EurForeignOperationsMember" xlink:label="loc_smfg_EurForeignOperationsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_EurForeignOperationsMember" xml:lang="en-US">EUR foreign operations [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_EurForeignOperationsMember" xml:lang="en-US">EUR foreign operations [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_EurForeignOperationsMember" xlink:to="lab_smfg_EurForeignOperationsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_EurForeignOperationsMember" xml:lang="en-US">EUR foreign operations [member]</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_OtherForeignOperationsMember" xlink:label="loc_smfg_OtherForeignOperationsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_OtherForeignOperationsMember" xml:lang="en-US">Other foreign operations [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_OtherForeignOperationsMember" xml:lang="en-US">Other foreign operations [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_OtherForeignOperationsMember" xlink:to="lab_smfg_OtherForeignOperationsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_OtherForeignOperationsMember" xml:lang="en-US">Other foreign operations [member]</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_ThbForeignOperationsMember" xlink:label="loc_smfg_ThbForeignOperationsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_ThbForeignOperationsMember" xml:lang="en-US">THB Foreign Operations [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_ThbForeignOperationsMember" xml:lang="en-US">THB Foreign Operations [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_ThbForeignOperationsMember" xlink:to="lab_smfg_ThbForeignOperationsMember" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DerivativeInstrumentAxis" xlink:label="loc_smfg_DerivativeInstrumentAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DerivativeInstrumentAxis" xml:lang="en-US">Derivative Instrument [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DerivativeInstrumentAxis" xml:lang="en-US">Derivative instrument [Axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DerivativeInstrumentAxis" xlink:to="lab_smfg_DerivativeInstrumentAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DerivativeInstrumentAxis" xml:lang="en-US">Derivative instrument.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DerivativeInstrumentDomain" xlink:label="loc_smfg_DerivativeInstrumentDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DerivativeInstrumentDomain" xml:lang="en-US">Derivative Instrument [domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DerivativeInstrumentDomain" xml:lang="en-US">Derivative instrument [Domain]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DerivativeInstrumentDomain" xlink:to="lab_smfg_DerivativeInstrumentDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DerivativeInstrumentDomain" xml:lang="en-US">Type of derivative instrument.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_CreditDerivativesProtectionPurchasedMember" xlink:label="loc_smfg_CreditDerivativesProtectionPurchasedMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_CreditDerivativesProtectionPurchasedMember" xml:lang="en-US">Credit derivatives protection purchased [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_CreditDerivativesProtectionPurchasedMember" xml:lang="en-US">Protection purchased [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_CreditDerivativesProtectionPurchasedMember" xlink:to="lab_smfg_CreditDerivativesProtectionPurchasedMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_CreditDerivativesProtectionPurchasedMember" xml:lang="en-US">Credit derivatives protection purchased.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_CreditDerivativesProtectionSoldMember" xlink:label="loc_smfg_CreditDerivativesProtectionSoldMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_CreditDerivativesProtectionSoldMember" xml:lang="en-US">Credit derivatives protection sold [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_CreditDerivativesProtectionSoldMember" xml:lang="en-US">Protection sold [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_CreditDerivativesProtectionSoldMember" xlink:to="lab_smfg_CreditDerivativesProtectionSoldMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_CreditDerivativesProtectionSoldMember" xml:lang="en-US">Credit derivatives protection sold.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_FinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis" xlink:label="loc_ifrs-full_FinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_FinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis" xml:lang="en-US">Financial instruments measured at fair value through profit or loss because credit derivative is used to manage credit risk [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_FinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis" xml:lang="en-US">Financial instruments measured at fair value through profit or loss because credit derivative is used to manage credit risk [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis" xlink:to="lab_ifrs-full_FinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_FinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskDomain" xlink:label="loc_ifrs-full_FinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_FinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskDomain" xml:lang="en-US">Financial instruments measured at fair value through profit or loss because credit derivative is used to manage credit risk [domain]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskDomain" xlink:to="lab_ifrs-full_FinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskDomain" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_CreditRiskPortfolioManagingPurposeMember" xlink:label="loc_smfg_CreditRiskPortfolioManagingPurposeMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_CreditRiskPortfolioManagingPurposeMember" xml:lang="en-US">Credit risk portfolio managing purpose [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_CreditRiskPortfolioManagingPurposeMember" xml:lang="en-US">Managing the SMBC Group's credit risk portfolio [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_CreditRiskPortfolioManagingPurposeMember" xlink:to="lab_smfg_CreditRiskPortfolioManagingPurposeMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_CreditRiskPortfolioManagingPurposeMember" xml:lang="en-US">Managing the SMFG Groups credit risk portfolio.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_FacilitatingClientTransactionsPurposeMember" xlink:label="loc_smfg_FacilitatingClientTransactionsPurposeMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_FacilitatingClientTransactionsPurposeMember" xml:lang="en-US">Facilitating client transactions purpose [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_FacilitatingClientTransactionsPurposeMember" xml:lang="en-US">Facilitating client transactions [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_FacilitatingClientTransactionsPurposeMember" xlink:to="lab_smfg_FacilitatingClientTransactionsPurposeMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_FacilitatingClientTransactionsPurposeMember" xml:lang="en-US">Facilitating client transactions.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_TradingPurposeMember" xlink:label="loc_smfg_TradingPurposeMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_TradingPurposeMember" xml:lang="en-US">Trading Purpose [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_TradingPurposeMember" xml:lang="en-US">Trading Purposes [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_TradingPurposeMember" xlink:to="lab_smfg_TradingPurposeMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_CounterpartiesAxis" xlink:label="loc_ifrs-full_CounterpartiesAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_CounterpartiesAxis" xml:lang="en-US">Counterparties [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_CounterpartiesAxis" xml:lang="en-US">Counterparties [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CounterpartiesAxis" xlink:to="lab_ifrs-full_CounterpartiesAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_CounterpartiesDomain" xlink:label="loc_ifrs-full_CounterpartiesDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_CounterpartiesDomain" xml:lang="en-US">Counterparties [domain]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CounterpartiesDomain" xlink:to="lab_ifrs-full_CounterpartiesDomain" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_BanksAndBrokerDealersCounterpartyMember" xlink:label="loc_smfg_BanksAndBrokerDealersCounterpartyMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_BanksAndBrokerDealersCounterpartyMember" xml:lang="en-US">Banks And Broker Dealers Counterparty [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_BanksAndBrokerDealersCounterpartyMember" xml:lang="en-US">Banks and broker dealers [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_BanksAndBrokerDealersCounterpartyMember" xlink:to="lab_smfg_BanksAndBrokerDealersCounterpartyMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_BanksAndBrokerDealersCounterpartyMember" xml:lang="en-US">Banks and broker dealers.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossAbstract" xlink:label="loc_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossAbstract" xml:lang="en-US">Financial assets at fair value through profit or loss [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossAbstract" xlink:to="lab_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_OtherEquitySecuritiesMember" xlink:label="loc_ifrs-full_OtherEquitySecuritiesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_OtherEquitySecuritiesMember" xml:lang="en-US">Other equity securities [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_OtherEquitySecuritiesMember" xml:lang="en-US">Equity instruments [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OtherEquitySecuritiesMember" xlink:to="lab_ifrs-full_OtherEquitySecuritiesMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_CategoriesOfFinancialAssetsAxis" xlink:label="loc_ifrs-full_CategoriesOfFinancialAssetsAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_CategoriesOfFinancialAssetsAxis" xml:lang="en-US">Categories of financial assets [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_CategoriesOfFinancialAssetsAxis" xml:lang="en-US">Categories of financial assets [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CategoriesOfFinancialAssetsAxis" xlink:to="lab_ifrs-full_CategoriesOfFinancialAssetsAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_CategoriesOfFinancialAssetsDomain" xlink:label="loc_ifrs-full_CategoriesOfFinancialAssetsDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_CategoriesOfFinancialAssetsDomain" xml:lang="en-US">Categories of financial assets [domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_CategoriesOfFinancialAssetsDomain" xml:lang="en-US">Financial assets, category [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CategoriesOfFinancialAssetsDomain" xlink:to="lab_ifrs-full_CategoriesOfFinancialAssetsDomain" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_JapaneseGovernmentBondsMember" xlink:label="loc_smfg_JapaneseGovernmentBondsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_JapaneseGovernmentBondsMember" xml:lang="en-US">Japanese Government Bonds [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_JapaneseGovernmentBondsMember" xml:lang="en-US">Japanese government bonds [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_JapaneseGovernmentBondsMember" xlink:to="lab_smfg_JapaneseGovernmentBondsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_JapaneseGovernmentBondsMember" xml:lang="en-US">Japanese government bonds.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_JapaneseMunicipalBondsMember" xlink:label="loc_smfg_JapaneseMunicipalBondsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_JapaneseMunicipalBondsMember" xml:lang="en-US">Japanese Municipal Bonds [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_JapaneseMunicipalBondsMember" xml:lang="en-US">Japanese municipal bonds [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_JapaneseMunicipalBondsMember" xlink:to="lab_smfg_JapaneseMunicipalBondsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_JapaneseMunicipalBondsMember" xml:lang="en-US">Japanese municipal bonds.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_JapaneseCorporateBondsMember" xlink:label="loc_smfg_JapaneseCorporateBondsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_JapaneseCorporateBondsMember" xml:lang="en-US">Japanese Corporate Bonds [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_JapaneseCorporateBondsMember" xml:lang="en-US">Japanese corporate bonds [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_JapaneseCorporateBondsMember" xlink:to="lab_smfg_JapaneseCorporateBondsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_JapaneseCorporateBondsMember" xml:lang="en-US">Japanese corporate bonds.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_USTreasuryAndOtherUSGovernmentAgencyBondsMember" xlink:label="loc_smfg_USTreasuryAndOtherUSGovernmentAgencyBondsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_USTreasuryAndOtherUSGovernmentAgencyBondsMember" xml:lang="en-US">U.S. Treasury and other U.S. government agency bonds [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_USTreasuryAndOtherUSGovernmentAgencyBondsMember" xml:lang="en-US">U.S. Treasury and other U.S. government agency bonds [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_USTreasuryAndOtherUSGovernmentAgencyBondsMember" xlink:to="lab_smfg_USTreasuryAndOtherUSGovernmentAgencyBondsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_USTreasuryAndOtherUSGovernmentAgencyBondsMember" xml:lang="en-US">U.S. Treasury and other U.S. government agency bonds.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_BondsIssuedByGovernmentsAndOfficialInstitutionsExcludingU.s.TreasuryAndOtherU.s.GovernmentAgencyBondsMember" xlink:label="loc_smfg_BondsIssuedByGovernmentsAndOfficialInstitutionsExcludingU.s.TreasuryAndOtherU.s.GovernmentAgencyBondsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_BondsIssuedByGovernmentsAndOfficialInstitutionsExcludingU.s.TreasuryAndOtherU.s.GovernmentAgencyBondsMember" xml:lang="en-US">Bonds issued by governments and official institutions excluding U.S. Treasury and other U.S. government agency bonds [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_BondsIssuedByGovernmentsAndOfficialInstitutionsExcludingU.s.TreasuryAndOtherU.s.GovernmentAgencyBondsMember" xlink:to="lab_smfg_BondsIssuedByGovernmentsAndOfficialInstitutionsExcludingU.s.TreasuryAndOtherU.s.GovernmentAgencyBondsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_BondsIssuedByGovernmentsAndOfficialInstitutionsExcludingU.s.TreasuryAndOtherU.s.GovernmentAgencyBondsMember" xml:lang="en-US">Bonds issued by governments and official institutions excluding U.S. Treasury and other U.S. government agency bonds.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_MortgageBackedSecurities1Member" xlink:label="loc_smfg_MortgageBackedSecurities1Member" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_MortgageBackedSecurities1Member" xml:lang="en-US">Mortgage Backed Securities1 [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_MortgageBackedSecurities1Member" xml:lang="en-US">Mortgage-backed securities [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_MortgageBackedSecurities1Member" xlink:to="lab_smfg_MortgageBackedSecurities1Member" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_MortgageBackedSecurities1Member" xml:lang="en-US">Mortgage- backed securities [member].</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_OtherDebtInstrumentsMember" xlink:label="loc_smfg_OtherDebtInstrumentsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_OtherDebtInstrumentsMember" xml:lang="en-US">Other debt instruments [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_OtherDebtInstrumentsMember" xml:lang="en-US">Other debt instruments [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_OtherDebtInstrumentsMember" xlink:to="lab_smfg_OtherDebtInstrumentsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_OtherDebtInstrumentsMember" xml:lang="en-US">Other debt instruments.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_FinancialAssetsAtAmortisedCost" xlink:label="loc_ifrs-full_FinancialAssetsAtAmortisedCost" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_FinancialAssetsAtAmortisedCost" xml:lang="en-US">Financial assets at amortised cost</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_FinancialAssetsAtAmortisedCost" xml:lang="en-US">Debt instruments at amortized cost</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialAssetsAtAmortisedCost" xlink:to="lab_ifrs-full_FinancialAssetsAtAmortisedCost" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_FairValueOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncome" xlink:label="loc_ifrs-full_FairValueOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_FairValueOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncome" xml:lang="en-US">Investments in equity instruments designated at fair value through other comprehensive income</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_FairValueOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncome" xml:lang="en-US">Equity instruments at fair value through other comprehensive income</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FairValueOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncome" xlink:to="lab_ifrs-full_FairValueOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncome" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome" xlink:label="loc_ifrs-full_FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome" xml:lang="en-US">Financial assets measured at fair value through other comprehensive income</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome" xml:lang="en-US">Debt instruments at fair value through other comprehensive income</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome" xml:lang="en-US">Debt instruments</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome" xlink:to="lab_ifrs-full_FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_EquityInstrumentsDomesticMember" xlink:label="loc_smfg_EquityInstrumentsDomesticMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_EquityInstrumentsDomesticMember" xml:lang="en-US">Equity instruments domestic [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_EquityInstrumentsDomesticMember" xml:lang="en-US">Domestic equity instruments [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_EquityInstrumentsDomesticMember" xlink:to="lab_smfg_EquityInstrumentsDomesticMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_EquityInstrumentsDomesticMember" xml:lang="en-US">Equity instruments domestic.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_EquityInstrumentsForeignMember" xlink:label="loc_smfg_EquityInstrumentsForeignMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_EquityInstrumentsForeignMember" xml:lang="en-US">Equity instruments foreign [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_EquityInstrumentsForeignMember" xml:lang="en-US">Foreign equity instruments [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_EquityInstrumentsForeignMember" xlink:to="lab_smfg_EquityInstrumentsForeignMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_EquityInstrumentsForeignMember" xml:lang="en-US">Equity instruments foreign.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_ListedMember" xlink:label="loc_smfg_ListedMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_ListedMember" xml:lang="en-US">Listed [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_ListedMember" xml:lang="en-US">Listed [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_ListedMember" xlink:to="lab_smfg_ListedMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_ListedMember" xml:lang="en-US">Listed.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_UnlistedMember" xlink:label="loc_smfg_UnlistedMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_UnlistedMember" xml:lang="en-US">Unlisted [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_UnlistedMember" xml:lang="en-US">Unlisted [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_UnlistedMember" xlink:to="lab_smfg_UnlistedMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_UnlistedMember" xml:lang="en-US">Unlisted.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_LegalEntityAxis" xlink:label="loc_dei_LegalEntityAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_LegalEntityAxis" xml:lang="en-US">Legal Entity [Axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_dei_LegalEntityAxis" xml:lang="en-US">Legal Entity [Axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_LegalEntityAxis" xlink:to="lab_dei_LegalEntityAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityDomain" xlink:label="loc_dei_EntityDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_EntityDomain" xml:lang="en-US">Entity [Domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_dei_EntityDomain" xml:lang="en-US">Entity [Domain]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityDomain" xlink:to="lab_dei_EntityDomain" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_ToyotaMotorCorporationMember" xlink:label="loc_smfg_ToyotaMotorCorporationMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_ToyotaMotorCorporationMember" xml:lang="en-US">Toyota Motor Corporation [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_ToyotaMotorCorporationMember" xml:lang="en-US">TOYOTA MOTOR CORPORATION [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_ToyotaMotorCorporationMember" xlink:to="lab_smfg_ToyotaMotorCorporationMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_ToyotaMotorCorporationMember" xml:lang="en-US">Toyota Motor Corporation [member]</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DaikinIndustriesLtdMember" xlink:label="loc_smfg_DaikinIndustriesLtdMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DaikinIndustriesLtdMember" xml:lang="en-US">Daikin Industries Ltd [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DaikinIndustriesLtdMember" xml:lang="en-US">DAIKIN INDUSTRIES, LTD. [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DaikinIndustriesLtdMember" xlink:to="lab_smfg_DaikinIndustriesLtdMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DaikinIndustriesLtdMember" xml:lang="en-US">Daikin Industries Ltd.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_EastJapanRailwayCompanyMember" xlink:label="loc_smfg_EastJapanRailwayCompanyMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_EastJapanRailwayCompanyMember" xml:lang="en-US">East Japan Railway Company [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_EastJapanRailwayCompanyMember" xml:lang="en-US">East Japan Railway Company [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_EastJapanRailwayCompanyMember" xlink:to="lab_smfg_EastJapanRailwayCompanyMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_EastJapanRailwayCompanyMember" xml:lang="en-US">East Japan Railway Company.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_CentralJapanRailwayCompanyMember" xlink:label="loc_smfg_CentralJapanRailwayCompanyMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_CentralJapanRailwayCompanyMember" xml:lang="en-US">Central Japan Railway Company [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_CentralJapanRailwayCompanyMember" xml:lang="en-US">Central Japan Railway Company [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_CentralJapanRailwayCompanyMember" xlink:to="lab_smfg_CentralJapanRailwayCompanyMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_CentralJapanRailwayCompanyMember" xml:lang="en-US">Central Japan Railway Company.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_SumitomoRealtyAndDevelopmentCoLtdMember" xlink:label="loc_smfg_SumitomoRealtyAndDevelopmentCoLtdMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_SumitomoRealtyAndDevelopmentCoLtdMember" xml:lang="en-US">Sumitomo Realty and Development Co Ltd [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_SumitomoRealtyAndDevelopmentCoLtdMember" xml:lang="en-US">Sumitomo Realty &amp; Development Co., Ltd. [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_SumitomoRealtyAndDevelopmentCoLtdMember" xlink:to="lab_smfg_SumitomoRealtyAndDevelopmentCoLtdMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_SumitomoRealtyAndDevelopmentCoLtdMember" xml:lang="en-US">Sumitomo Realty and Development Co Ltd.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_KubotaCorporationMember" xlink:label="loc_smfg_KubotaCorporationMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_KubotaCorporationMember" xml:lang="en-US">Kubota Corporation [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_KubotaCorporationMember" xml:lang="en-US">KUBOTA CORPORATION [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_KubotaCorporationMember" xlink:to="lab_smfg_KubotaCorporationMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_KubotaCorporationMember" xml:lang="en-US">Kubota Corporation.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DaiwaHouseIndustryCoLtdMember" xlink:label="loc_smfg_DaiwaHouseIndustryCoLtdMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DaiwaHouseIndustryCoLtdMember" xml:lang="en-US">Daiwa House Industry Co Ltd [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DaiwaHouseIndustryCoLtdMember" xml:lang="en-US">DAIWA HOUSE INDUSTRY CO., LTD. [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DaiwaHouseIndustryCoLtdMember" xlink:to="lab_smfg_DaiwaHouseIndustryCoLtdMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DaiwaHouseIndustryCoLtdMember" xml:lang="en-US">Daiwa House Industry Co Ltd.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_WestJapanRailwayCompanyMember" xlink:label="loc_smfg_WestJapanRailwayCompanyMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_WestJapanRailwayCompanyMember" xml:lang="en-US">West Japan Railway Company [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_WestJapanRailwayCompanyMember" xml:lang="en-US">West Japan Railway Company [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_WestJapanRailwayCompanyMember" xlink:to="lab_smfg_WestJapanRailwayCompanyMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_WestJapanRailwayCompanyMember" xml:lang="en-US">West Japan Railway Company.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_FujiFilmHoldingsCorporationMember" xlink:label="loc_smfg_FujiFilmHoldingsCorporationMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_FujiFilmHoldingsCorporationMember" xml:lang="en-US">Fuji Film Holdings Corporation [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_FujiFilmHoldingsCorporationMember" xml:lang="en-US">FUJIFILM Holdings Corporation [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_FujiFilmHoldingsCorporationMember" xlink:to="lab_smfg_FujiFilmHoldingsCorporationMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_FujiFilmHoldingsCorporationMember" xml:lang="en-US">FUJIFILM Holdings Corporation.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_JapanExchangeGroupIncMember" xlink:label="loc_smfg_JapanExchangeGroupIncMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_JapanExchangeGroupIncMember" xml:lang="en-US">Japan Exchange Group Inc [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_JapanExchangeGroupIncMember" xml:lang="en-US">Japan Exchange Group, Inc. [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_JapanExchangeGroupIncMember" xlink:to="lab_smfg_JapanExchangeGroupIncMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_JapanExchangeGroupIncMember" xml:lang="en-US">Japan exchange group inc.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_MitsuiAndCoLtdMember" xlink:label="loc_smfg_MitsuiAndCoLtdMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_MitsuiAndCoLtdMember" xml:lang="en-US">Mitsui and Co Ltd [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_MitsuiAndCoLtdMember" xml:lang="en-US">MITSUI &amp; CO., LTD. [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_MitsuiAndCoLtdMember" xlink:to="lab_smfg_MitsuiAndCoLtdMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_MitsuiAndCoLtdMember" xml:lang="en-US">Mitsui and Co Ltd.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_NidecCorporationMember" xlink:label="loc_smfg_NidecCorporationMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_NidecCorporationMember" xml:lang="en-US">Nidec Corporation [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_NidecCorporationMember" xml:lang="en-US">NIDEC CORPORATION [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_NidecCorporationMember" xlink:to="lab_smfg_NidecCorporationMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_NidecCorporationMember" xml:lang="en-US">Nidec Corporation.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_MitsuiFudosanCoLtdMember" xlink:label="loc_smfg_MitsuiFudosanCoLtdMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_MitsuiFudosanCoLtdMember" xml:lang="en-US">Mitsui Fudosan Co Ltd [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_MitsuiFudosanCoLtdMember" xml:lang="en-US">Mitsui Fudosan Co., Ltd. [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_MitsuiFudosanCoLtdMember" xlink:to="lab_smfg_MitsuiFudosanCoLtdMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_MitsuiFudosanCoLtdMember" xml:lang="en-US">Mitsui Fudosan Co Ltd.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_SevenAndIHoldingsCoLtdMember" xlink:label="loc_smfg_SevenAndIHoldingsCoLtdMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_SevenAndIHoldingsCoLtdMember" xml:lang="en-US">Seven And I Holdings Co Ltd [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_SevenAndIHoldingsCoLtdMember" xml:lang="en-US">Seven &amp; i Holdings Co., Ltd. [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_SevenAndIHoldingsCoLtdMember" xlink:to="lab_smfg_SevenAndIHoldingsCoLtdMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_SevenAndIHoldingsCoLtdMember" xml:lang="en-US">Seven &amp; i Holdings Co., Ltd.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_SGHoldingsCoLtdMember" xlink:label="loc_smfg_SGHoldingsCoLtdMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_SGHoldingsCoLtdMember" xml:lang="en-US">S g Holdings Co Ltd [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_SGHoldingsCoLtdMember" xml:lang="en-US">SG HOLDINGS CO., LTD. [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_SGHoldingsCoLtdMember" xlink:to="lab_smfg_SGHoldingsCoLtdMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_SGHoldingsCoLtdMember" xml:lang="en-US">SG HOLDINGS CO., LTD.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_MurataManufacturingCoLtdMember" xlink:label="loc_smfg_MurataManufacturingCoLtdMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_MurataManufacturingCoLtdMember" xml:lang="en-US">Murata Manufacturing Co Ltd [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_MurataManufacturingCoLtdMember" xml:lang="en-US">Murata Manufacturing Co., Ltd. [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_MurataManufacturingCoLtdMember" xlink:to="lab_smfg_MurataManufacturingCoLtdMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_MurataManufacturingCoLtdMember" xml:lang="en-US">Murata Manufacturing Co Ltd.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_AsahiKaseiCorporationMember" xlink:label="loc_smfg_AsahiKaseiCorporationMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_AsahiKaseiCorporationMember" xml:lang="en-US">Asahi Kasei Corporation [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_AsahiKaseiCorporationMember" xml:lang="en-US">ASAHI KASEI CORPORATION [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_AsahiKaseiCorporationMember" xlink:to="lab_smfg_AsahiKaseiCorporationMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_AsahiKaseiCorporationMember" xml:lang="en-US">Asahi Kasei Corporation.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_KoitoManufacturingCoLtdMember" xlink:label="loc_smfg_KoitoManufacturingCoLtdMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_KoitoManufacturingCoLtdMember" xml:lang="en-US">Koito Manufacturing Co Ltd [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_KoitoManufacturingCoLtdMember" xml:lang="en-US">KOITO MANUFACTURING CO., LTD. [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_KoitoManufacturingCoLtdMember" xlink:to="lab_smfg_KoitoManufacturingCoLtdMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_KoitoManufacturingCoLtdMember" xml:lang="en-US">Koito Manufacturing Co Ltd.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_ShionogiAndCoLtdMember" xlink:label="loc_smfg_ShionogiAndCoLtdMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_ShionogiAndCoLtdMember" xml:lang="en-US">Shionogi and Co Ltd [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_ShionogiAndCoLtdMember" xml:lang="en-US">Shionogi &amp; Co., Ltd. [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_ShionogiAndCoLtdMember" xlink:to="lab_smfg_ShionogiAndCoLtdMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_ShionogiAndCoLtdMember" xml:lang="en-US">Shionogi and Co Ltd.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_ITOCHUCorporationMember" xlink:label="loc_smfg_ITOCHUCorporationMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_ITOCHUCorporationMember" xml:lang="en-US">I t o c h u Corporation [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_ITOCHUCorporationMember" xml:lang="en-US">ITOCHU Corporation [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_ITOCHUCorporationMember" xlink:to="lab_smfg_ITOCHUCorporationMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_ITOCHUCorporationMember" xml:lang="en-US">ITOCHU Corporation.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_ChubuElectricPowerCompanyIncorporatedMember" xlink:label="loc_smfg_ChubuElectricPowerCompanyIncorporatedMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_ChubuElectricPowerCompanyIncorporatedMember" xml:lang="en-US">Chubu Electric Power Company Incorporated [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_ChubuElectricPowerCompanyIncorporatedMember" xml:lang="en-US">Chubu Electric Power Company, Incorporated [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_ChubuElectricPowerCompanyIncorporatedMember" xlink:to="lab_smfg_ChubuElectricPowerCompanyIncorporatedMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_ChubuElectricPowerCompanyIncorporatedMember" xml:lang="en-US">Chubu Electric Power Company Incorporated.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DaifukuCoLtdMember" xlink:label="loc_smfg_DaifukuCoLtdMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DaifukuCoLtdMember" xml:lang="en-US">Daifuku Co Ltd [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DaifukuCoLtdMember" xml:lang="en-US">DAIFUKU CO., LTD. [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DaifukuCoLtdMember" xlink:to="lab_smfg_DaifukuCoLtdMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DaifukuCoLtdMember" xml:lang="en-US">Daifuku Co Ltd.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_MakitaCorporationMember" xlink:label="loc_smfg_MakitaCorporationMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_MakitaCorporationMember" xml:lang="en-US">Makita Corporation [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_MakitaCorporationMember" xml:lang="en-US">Makita Corporation [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_MakitaCorporationMember" xlink:to="lab_smfg_MakitaCorporationMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_MakitaCorporationMember" xml:lang="en-US">Makita Corporation.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_GMOPaymentGatewayIncMember" xlink:label="loc_smfg_GMOPaymentGatewayIncMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_GMOPaymentGatewayIncMember" xml:lang="en-US">G m o Payment Gateway Inc [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_GMOPaymentGatewayIncMember" xml:lang="en-US">GMO Payment Gateway, Inc. [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_GMOPaymentGatewayIncMember" xlink:to="lab_smfg_GMOPaymentGatewayIncMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_GMOPaymentGatewayIncMember" xml:lang="en-US">GMO Payment Gateway, Inc.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_TorayIndustriesIncMember" xlink:label="loc_smfg_TorayIndustriesIncMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_TorayIndustriesIncMember" xml:lang="en-US">Toray Industries Inc [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_TorayIndustriesIncMember" xml:lang="en-US">TORAY INDUSTRIES, INC. [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_TorayIndustriesIncMember" xlink:to="lab_smfg_TorayIndustriesIncMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_TorayIndustriesIncMember" xml:lang="en-US">Toray Industries Inc.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_KansaiElectricPowerCompanyIncorporatedMember" xlink:label="loc_smfg_KansaiElectricPowerCompanyIncorporatedMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_KansaiElectricPowerCompanyIncorporatedMember" xml:lang="en-US">Kansai Electric Power Company Incorporated [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_KansaiElectricPowerCompanyIncorporatedMember" xml:lang="en-US">The Kansai Electric Power Company, Incorporated [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_KansaiElectricPowerCompanyIncorporatedMember" xlink:to="lab_smfg_KansaiElectricPowerCompanyIncorporatedMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_KansaiElectricPowerCompanyIncorporatedMember" xml:lang="en-US">Kansai Electric Power Company Incorporated.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_MinbeaMitsumiIncMember" xlink:label="loc_smfg_MinbeaMitsumiIncMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_MinbeaMitsumiIncMember" xml:lang="en-US">Minbea Mitsumi Inc [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_MinbeaMitsumiIncMember" xml:lang="en-US">MINEBEA MITSUMI Inc. [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_MinbeaMitsumiIncMember" xlink:to="lab_smfg_MinbeaMitsumiIncMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_MinbeaMitsumiIncMember" xml:lang="en-US">Minbea Mitsumi Inc.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_TohoGasCoLtdMember" xlink:label="loc_smfg_TohoGasCoLtdMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_TohoGasCoLtdMember" xml:lang="en-US">Toho Gas Co Ltd [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_TohoGasCoLtdMember" xml:lang="en-US">TOHO GAS CO., LTD. [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_TohoGasCoLtdMember" xlink:to="lab_smfg_TohoGasCoLtdMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_TohoGasCoLtdMember" xml:lang="en-US">Toho Gas Co Ltd.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_KajimaCorporationMember" xlink:label="loc_smfg_KajimaCorporationMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_KajimaCorporationMember" xml:lang="en-US">Kajima Corporation [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_KajimaCorporationMember" xml:lang="en-US">KAJIMA CORPORATION [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_KajimaCorporationMember" xlink:to="lab_smfg_KajimaCorporationMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_KajimaCorporationMember" xml:lang="en-US">Kajima Corporation.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_ToyotaTsushoCorporationMember" xlink:label="loc_smfg_ToyotaTsushoCorporationMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_ToyotaTsushoCorporationMember" xml:lang="en-US">Toyota Tsusho Corporation [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_ToyotaTsushoCorporationMember" xml:lang="en-US">TOYOTA TSUSHO CORPORATION [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_ToyotaTsushoCorporationMember" xlink:to="lab_smfg_ToyotaTsushoCorporationMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_ToyotaTsushoCorporationMember" xml:lang="en-US">Toyota Tsusho Corporation.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_BrotherIndustriesLtdMember" xlink:label="loc_smfg_BrotherIndustriesLtdMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_BrotherIndustriesLtdMember" xml:lang="en-US">Brother Industries Ltd [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_BrotherIndustriesLtdMember" xml:lang="en-US">BROTHER INDUSTRIES, LTD. [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_BrotherIndustriesLtdMember" xlink:to="lab_smfg_BrotherIndustriesLtdMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_BrotherIndustriesLtdMember" xml:lang="en-US">Brother Industries Ltd.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_SanwaHoldingsCorporationMember" xlink:label="loc_smfg_SanwaHoldingsCorporationMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_SanwaHoldingsCorporationMember" xml:lang="en-US">Sanwa Holdings Corporation [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_SanwaHoldingsCorporationMember" xml:lang="en-US">Sanwa Holdings Corporation [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_SanwaHoldingsCorporationMember" xlink:to="lab_smfg_SanwaHoldingsCorporationMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_SanwaHoldingsCorporationMember" xml:lang="en-US">Sanwa Holdings Corporation.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_OthersMember" xlink:label="loc_smfg_OthersMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_OthersMember" xml:lang="en-US">Others [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_OthersMember" xml:lang="en-US">Others [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_OthersMember" xlink:to="lab_smfg_OthersMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_OthersMember" xml:lang="en-US">Others.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_AresManagementCorporationMember" xlink:label="loc_smfg_AresManagementCorporationMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_AresManagementCorporationMember" xml:lang="en-US">Ares Management Corporation [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_AresManagementCorporationMember" xml:lang="en-US">Ares Management Corporation [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_AresManagementCorporationMember" xlink:to="lab_smfg_AresManagementCorporationMember" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_SekisuiHouseLtdMember" xlink:label="loc_smfg_SekisuiHouseLtdMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_SekisuiHouseLtdMember" xml:lang="en-US">Sekisui House Ltd [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_SekisuiHouseLtdMember" xml:lang="en-US">Sekisui House, Ltd. [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_SekisuiHouseLtdMember" xlink:to="lab_smfg_SekisuiHouseLtdMember" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_NipponSteelCorporationMember" xlink:label="loc_smfg_NipponSteelCorporationMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_NipponSteelCorporationMember" xml:lang="en-US">Nippon Steel Corporation [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_NipponSteelCorporationMember" xml:lang="en-US">NIPPON STEEL CORPORATION [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_NipponSteelCorporationMember" xlink:to="lab_smfg_NipponSteelCorporationMember" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_SotetsuHoldingsIncMember" xlink:label="loc_smfg_SotetsuHoldingsIncMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_SotetsuHoldingsIncMember" xml:lang="en-US">Sotetsu Holdings Inc [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_SotetsuHoldingsIncMember" xml:lang="en-US">Sotetsu Holdings, Inc. [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_SotetsuHoldingsIncMember" xlink:to="lab_smfg_SotetsuHoldingsIncMember" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_SumitomoMetalMiningCoLtdMember" xlink:label="loc_smfg_SumitomoMetalMiningCoLtdMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_SumitomoMetalMiningCoLtdMember" xml:lang="en-US">Sumitomo Metal Mining Co Ltd [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_SumitomoMetalMiningCoLtdMember" xml:lang="en-US">Sumitomo Metal Mining Co., Ltd. [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_SumitomoMetalMiningCoLtdMember" xlink:to="lab_smfg_SumitomoMetalMiningCoLtdMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_SumitomoMetalMiningCoLtdMember" xml:lang="en-US">Sumitomo Metal Mining Co., Ltd.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_JefferiesFinancialGroupInc.Member" xlink:label="loc_smfg_JefferiesFinancialGroupInc.Member" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_JefferiesFinancialGroupInc.Member" xml:lang="en-US">Jefferies Financial Group Inc. [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_JefferiesFinancialGroupInc.Member" xml:lang="en-US">Jefferies Financial Group Inc. [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_JefferiesFinancialGroupInc.Member" xlink:to="lab_smfg_JefferiesFinancialGroupInc.Member" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_JefferiesFinancialGroupInc.Member" xml:lang="en-US">Jefferies Financial Group Inc.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_MitsuiO.S.K.LinesLtd.Member" xlink:label="loc_smfg_MitsuiO.S.K.LinesLtd.Member" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_MitsuiO.S.K.LinesLtd.Member" xml:lang="en-US">Mitsui O. S . K. Lines, Ltd. [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_MitsuiO.S.K.LinesLtd.Member" xml:lang="en-US">Mitsui O.S.K. Lines, Ltd. [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_MitsuiO.S.K.LinesLtd.Member" xlink:to="lab_smfg_MitsuiO.S.K.LinesLtd.Member" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_MitsuiO.S.K.LinesLtd.Member" xml:lang="en-US">Mitsui O.S.K. Lines, Ltd.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_BANDAINAMCOHoldingsInc.Member" xlink:label="loc_smfg_BANDAINAMCOHoldingsInc.Member" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_BANDAINAMCOHoldingsInc.Member" xml:lang="en-US">B A N D A I N A M C O Holdings Inc. [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_BANDAINAMCOHoldingsInc.Member" xml:lang="en-US">BANDAI NAMCO Holdings Inc. [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_BANDAINAMCOHoldingsInc.Member" xlink:to="lab_smfg_BANDAINAMCOHoldingsInc.Member" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_BANDAINAMCOHoldingsInc.Member" xml:lang="en-US">BANDAI NAMCO Holdings Inc.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_IBIDENCO.LTD.Member" xlink:label="loc_smfg_IBIDENCO.LTD.Member" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_IBIDENCO.LTD.Member" xml:lang="en-US">I B I D E N C O., L T D. [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_IBIDENCO.LTD.Member" xml:lang="en-US">IBIDEN CO., LTD. [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_IBIDENCO.LTD.Member" xlink:to="lab_smfg_IBIDENCO.LTD.Member" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_IBIDENCO.LTD.Member" xml:lang="en-US">IBIDEN CO., LTD.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_CMEGroupInc.Member" xlink:label="loc_smfg_CMEGroupInc.Member" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_CMEGroupInc.Member" xml:lang="en-US">C M E Group Inc. [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_CMEGroupInc.Member" xml:lang="en-US">CME Group Inc. [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_CMEGroupInc.Member" xlink:to="lab_smfg_CMEGroupInc.Member" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_CMEGroupInc.Member" xml:lang="en-US">CME Group Inc.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_SbiHoldingsInc.Member" xlink:label="loc_smfg_SbiHoldingsInc.Member" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_SbiHoldingsInc.Member" xml:lang="en-US">SBI Holdings, Inc. [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_SbiHoldingsInc.Member" xml:lang="en-US">SBI Holdings, Inc. [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_SbiHoldingsInc.Member" xlink:to="lab_smfg_SbiHoldingsInc.Member" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_SbiHoldingsInc.Member" xml:lang="en-US">SBI holdings, inc.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_FujikuraLtd.Member" xlink:label="loc_smfg_FujikuraLtd.Member" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_FujikuraLtd.Member" xml:lang="en-US">Fujikura Ltd. [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_smfg_FujikuraLtd.Member" xml:lang="en-US">Fujikura Ltd. [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_FujikuraLtd.Member" xlink:to="lab_smfg_FujikuraLtd.Member" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_FujikuraLtd.Member" xml:lang="en-US">Fujikura Ltd.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_TbsHoldingsInc.Member" xlink:label="loc_smfg_TbsHoldingsInc.Member" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_TbsHoldingsInc.Member" xml:lang="en-US">TBS HOLDINGS, INC. [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_TbsHoldingsInc.Member" xlink:to="lab_smfg_TbsHoldingsInc.Member" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_TbsHoldingsInc.Member" xml:lang="en-US">TBS HOLDINGS, INC.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_ToyoSuisanKaishaLtd.Member" xlink:label="loc_smfg_ToyoSuisanKaishaLtd.Member" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_ToyoSuisanKaishaLtd.Member" xml:lang="en-US">Toyo Suisan Kaisha, ltd. [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_smfg_ToyoSuisanKaishaLtd.Member" xml:lang="en-US">TOYO SUISAN KAISHA, LTD.[member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_ToyoSuisanKaishaLtd.Member" xlink:to="lab_smfg_ToyoSuisanKaishaLtd.Member" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_ToyoSuisanKaishaLtd.Member" xml:lang="en-US">Toyo suisan kaisha, ltd.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_MaruichiSteelTubeLtdMember" xlink:label="loc_smfg_MaruichiSteelTubeLtdMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_MaruichiSteelTubeLtdMember" xml:lang="en-US">Maruichi Steel Tube Ltd. [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_MaruichiSteelTubeLtdMember" xlink:to="lab_smfg_MaruichiSteelTubeLtdMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_MaruichiSteelTubeLtdMember" xml:lang="en-US">Maruichi steel tube ltd.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_MarubeniCorporationMember" xlink:label="loc_smfg_MarubeniCorporationMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_MarubeniCorporationMember" xml:lang="en-US">Marubeni Corporation [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_MarubeniCorporationMember" xlink:to="lab_smfg_MarubeniCorporationMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_MarubeniCorporationMember" xml:lang="en-US">Marubeni Corporation</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_KawasakiHeavyIndustriesLtdMember" xlink:label="loc_smfg_KawasakiHeavyIndustriesLtdMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_KawasakiHeavyIndustriesLtdMember" xml:lang="en-US">Kawasaki Heavy Industries, Ltd. [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_KawasakiHeavyIndustriesLtdMember" xlink:to="lab_smfg_KawasakiHeavyIndustriesLtdMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_KawasakiHeavyIndustriesLtdMember" xml:lang="en-US">Kawasaki heavy industries Ltd.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_KanekaCorporationMember" xlink:label="loc_smfg_KanekaCorporationMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_KanekaCorporationMember" xml:lang="en-US">KANEKA CORPORATION [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_KanekaCorporationMember" xlink:to="lab_smfg_KanekaCorporationMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_KanekaCorporationMember" xml:lang="en-US">Kaneka corporation.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_TheBankOfEastAsiaLimitedMember" xlink:label="loc_smfg_TheBankOfEastAsiaLimitedMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_TheBankOfEastAsiaLimitedMember" xml:lang="en-US">The Bank of East Asia, Limited [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_TheBankOfEastAsiaLimitedMember" xml:lang="en-US">The Bank of East Asia, Limited [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_TheBankOfEastAsiaLimitedMember" xlink:to="lab_smfg_TheBankOfEastAsiaLimitedMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_TheBankOfEastAsiaLimitedMember" xml:lang="en-US">The bank of east Asia, limited.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_SumitomoElectricIndustriesLtdMember" xlink:label="loc_smfg_SumitomoElectricIndustriesLtdMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_SumitomoElectricIndustriesLtdMember" xml:lang="en-US">Sumitomo Electric Industries Ltd [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_SumitomoElectricIndustriesLtdMember" xlink:to="lab_smfg_SumitomoElectricIndustriesLtdMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_SumitomoElectricIndustriesLtdMember" xml:lang="en-US">Sumitomo Electric Industries Ltd</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_MEIDENSHACORPORATIONMember" xlink:label="loc_smfg_MEIDENSHACORPORATIONMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_MEIDENSHACORPORATIONMember" xml:lang="en-US">MEIDENSHA CORPORATION [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_MEIDENSHACORPORATIONMember" xlink:to="lab_smfg_MEIDENSHACORPORATIONMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_MEIDENSHACORPORATIONMember" xml:lang="en-US">MEIDENSHA CORPORATION</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_YAMAZAKIBAKINGCOLTDMember" xlink:label="loc_smfg_YAMAZAKIBAKINGCOLTDMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_YAMAZAKIBAKINGCOLTDMember" xml:lang="en-US">YAMAZAKI BAKING CO LTD [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_YAMAZAKIBAKINGCOLTDMember" xlink:to="lab_smfg_YAMAZAKIBAKINGCOLTDMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_YAMAZAKIBAKINGCOLTDMember" xml:lang="en-US">YAMAZAKI BAKING CO LTD</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_OASAKAGASCOLTDMember" xlink:label="loc_smfg_OASAKAGASCOLTDMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_OASAKAGASCOLTDMember" xml:lang="en-US">OASAKA GAS CO LTD [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_OASAKAGASCOLTDMember" xml:lang="en-US">OASAKA GAS CO., LTD.</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_OASAKAGASCOLTDMember" xlink:to="lab_smfg_OASAKAGASCOLTDMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_OASAKAGASCOLTDMember" xml:lang="en-US">OASAKA GAS CO LTD</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_ElectricPowerDevelopmentCoLTDMember" xlink:label="loc_smfg_ElectricPowerDevelopmentCoLTDMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_ElectricPowerDevelopmentCoLTDMember" xml:lang="en-US">Electric Power Development Co., LTD. [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_ElectricPowerDevelopmentCoLTDMember" xlink:to="lab_smfg_ElectricPowerDevelopmentCoLTDMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_ElectricPowerDevelopmentCoLTDMember" xml:lang="en-US">Electric Power Development Co LTD</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_BLUEZONESHOLDINGSCOLTDMember" xlink:label="loc_smfg_BLUEZONESHOLDINGSCOLTDMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_BLUEZONESHOLDINGSCOLTDMember" xml:lang="en-US">BLUE ZONES HOLDINGS CO LTD [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_BLUEZONESHOLDINGSCOLTDMember" xlink:to="lab_smfg_BLUEZONESHOLDINGSCOLTDMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_BLUEZONESHOLDINGSCOLTDMember" xml:lang="en-US">BLUE ZONES HOLDINGS CO LTD</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_RengoCoLTDMember" xlink:label="loc_smfg_RengoCoLTDMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_RengoCoLTDMember" xml:lang="en-US">Rengo Co LTD [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_RengoCoLTDMember" xml:lang="en-US">Rengo Co., LTD.</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_RengoCoLTDMember" xlink:to="lab_smfg_RengoCoLTDMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_RengoCoLTDMember" xml:lang="en-US">Rengo Co., LTD.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_CTBCFinancialHoldingCoLtdMember" xlink:label="loc_smfg_CTBCFinancialHoldingCoLtdMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_CTBCFinancialHoldingCoLtdMember" xml:lang="en-US">CTBC Financial Holding Co Ltd [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_CTBCFinancialHoldingCoLtdMember" xml:lang="en-US">CTBC Financial Holding Co Ltd</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_CTBCFinancialHoldingCoLtdMember" xlink:to="lab_smfg_CTBCFinancialHoldingCoLtdMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_CTBCFinancialHoldingCoLtdMember" xml:lang="en-US">CTBC Financial Holding Co Ltd</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_FairValueOfInvestmentsInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeAtDateOfDerecognition" xlink:label="loc_ifrs-full_FairValueOfInvestmentsInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeAtDateOfDerecognition" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_FairValueOfInvestmentsInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeAtDateOfDerecognition" xml:lang="en-US">Fair value of investments in equity instruments designated at fair value through other comprehensive income at date of derecognition</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_FairValueOfInvestmentsInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeAtDateOfDerecognition" xml:lang="en-US">Fair value of the equity instruments at fair value through other comprehensive income at the date of derecognition</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FairValueOfInvestmentsInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeAtDateOfDerecognition" xlink:to="lab_ifrs-full_FairValueOfInvestmentsInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeAtDateOfDerecognition" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_CumulativeGainLossOnDisposalOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncome" xlink:label="loc_ifrs-full_CumulativeGainLossOnDisposalOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_CumulativeGainLossOnDisposalOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncome" xml:lang="en-US">Cumulative gain (loss) on disposal of investments in equity instruments designated at fair value through other comprehensive income</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_CumulativeGainLossOnDisposalOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncome" xml:lang="en-US">Cumulative gain on disposal</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CumulativeGainLossOnDisposalOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncome" xlink:to="lab_ifrs-full_CumulativeGainLossOnDisposalOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncome" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_TransfersOfCumulativeGainLossWithinEquity" xlink:label="loc_ifrs-full_TransfersOfCumulativeGainLossWithinEquity" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_TransfersOfCumulativeGainLossWithinEquity" xml:lang="en-US">Transfers of cumulative gain (loss) within equity when changes in liability's credit risk are presented in other comprehensive income</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_TransfersOfCumulativeGainLossWithinEquity" xml:lang="en-US">Transfer to retained earnings from disposal of equity instruments at fair value through other reserves</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_TransfersOfCumulativeGainLossWithinEquity" xlink:to="lab_ifrs-full_TransfersOfCumulativeGainLossWithinEquity" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedAbstract" xlink:label="loc_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedAbstract" xml:lang="en-US">Disclosure of financial assets that are either past due or impaired [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedAbstract" xlink:to="lab_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedTable" xlink:label="loc_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedTable" xml:lang="en-US">Disclosure of financial assets that are either past due or impaired [table]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedTable" xml:lang="en-US">Disclosure of financial assets that are either past due or impaired [table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedTable" xlink:to="lab_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedTable" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" xlink:label="loc_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" xml:lang="en-US">Carrying amount, accumulated depreciation, amortisation and impairment and gross carrying amount [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" xml:lang="en-US">Carrying amount, accumulated depreciation, amortisation and impairment and gross carrying amount [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" xlink:to="lab_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_CarryingAmountMember" xlink:label="loc_ifrs-full_CarryingAmountMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_CarryingAmountMember" xml:lang="en-US">Carrying amount [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_CarryingAmountMember" xml:lang="en-US">Carrying amount [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CarryingAmountMember" xlink:to="lab_ifrs-full_CarryingAmountMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_GrossCarryingAmountMember" xlink:label="loc_ifrs-full_GrossCarryingAmountMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_GrossCarryingAmountMember" xml:lang="en-US">Gross carrying amount [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_GrossCarryingAmountMember" xml:lang="en-US">Gross carrying amount [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_GrossCarryingAmountMember" xlink:to="lab_ifrs-full_GrossCarryingAmountMember" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_AllowanceForLoanLossesMember" xlink:label="loc_smfg_AllowanceForLoanLossesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_AllowanceForLoanLossesMember" xml:lang="en-US">Allowance for loan losses [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_AllowanceForLoanLossesMember" xml:lang="en-US">Allowance for loan losses [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_AllowanceForLoanLossesMember" xlink:to="lab_smfg_AllowanceForLoanLossesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_AllowanceForLoanLossesMember" xml:lang="en-US">Allowance for loan losses.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_CreditImpairmentOfFinancialInstrumentsAxis" xlink:label="loc_ifrs-full_CreditImpairmentOfFinancialInstrumentsAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_CreditImpairmentOfFinancialInstrumentsAxis" xml:lang="en-US">Credit impairment of financial instruments [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_CreditImpairmentOfFinancialInstrumentsAxis" xml:lang="en-US">Credit impairment of financial instruments [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CreditImpairmentOfFinancialInstrumentsAxis" xlink:to="lab_ifrs-full_CreditImpairmentOfFinancialInstrumentsAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_CreditImpairmentOfFinancialInstrumentsDomain" xlink:label="loc_ifrs-full_CreditImpairmentOfFinancialInstrumentsDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_CreditImpairmentOfFinancialInstrumentsDomain" xml:lang="en-US">Credit impairment of financial instruments [domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_CreditImpairmentOfFinancialInstrumentsDomain" xml:lang="en-US">Credit impairment of financial instruments [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CreditImpairmentOfFinancialInstrumentsDomain" xlink:to="lab_ifrs-full_CreditImpairmentOfFinancialInstrumentsDomain" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_TwelvemonthExpectedCreditLossesMember" xlink:label="loc_ifrs-full_TwelvemonthExpectedCreditLossesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_TwelvemonthExpectedCreditLossesMember" xml:lang="en-US">12-month expected credit losses [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_TwelvemonthExpectedCreditLossesMember" xml:lang="en-US">12-month ECL [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_TwelvemonthExpectedCreditLossesMember" xlink:to="lab_ifrs-full_TwelvemonthExpectedCreditLossesMember" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_LifetimeEclNotCreditImpairedMember" xlink:label="loc_smfg_LifetimeEclNotCreditImpairedMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_LifetimeEclNotCreditImpairedMember" xml:lang="en-US">Lifetime ECL not credit impaired [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_LifetimeEclNotCreditImpairedMember" xml:lang="en-US">Lifetime ECL not credit-impaired [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_LifetimeEclNotCreditImpairedMember" xlink:to="lab_smfg_LifetimeEclNotCreditImpairedMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_LifetimeEclNotCreditImpairedMember" xml:lang="en-US">Lifetime ECL not credit impaired.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_LifetimeEclCreditImpairedMember" xlink:label="loc_smfg_LifetimeEclCreditImpairedMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_LifetimeEclCreditImpairedMember" xml:lang="en-US">Lifetime ECL credit impaired [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_LifetimeEclCreditImpairedMember" xml:lang="en-US">Lifetime ECL credit-impaired [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_LifetimeEclCreditImpairedMember" xlink:to="lab_smfg_LifetimeEclCreditImpairedMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_LifetimeEclCreditImpairedMember" xml:lang="en-US">Lifetime ECL credit impaired.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_UnearnedIncomeUnamortizedPremiumsNetAndDeferredLoanFeesNet" xlink:label="loc_smfg_UnearnedIncomeUnamortizedPremiumsNetAndDeferredLoanFeesNet" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_UnearnedIncomeUnamortizedPremiumsNetAndDeferredLoanFeesNet" xml:lang="en-US">Unearned income, unamortized premiums-net and deferred loan fees-net</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_UnearnedIncomeUnamortizedPremiumsNetAndDeferredLoanFeesNet" xml:lang="en-US">Adjust: Unearned income, unamortized premiums&#8212;net and deferred loan fees&#8212;net</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_smfg_UnearnedIncomeUnamortizedPremiumsNetAndDeferredLoanFeesNet" xml:lang="en-US">Adjust: Unearned income, unamortized premiums&#8212;net and deferred loan fees&#8212;net</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_UnearnedIncomeUnamortizedPremiumsNetAndDeferredLoanFeesNet" xlink:to="lab_smfg_UnearnedIncomeUnamortizedPremiumsNetAndDeferredLoanFeesNet" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_UnearnedIncomeUnamortizedPremiumsNetAndDeferredLoanFeesNet" xml:lang="en-US">Unearned income, unamortized premiums-net and deferred loan fees-net.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_AllowanceForCreditLossesOfFinancialAssets" xlink:label="loc_smfg_AllowanceForCreditLossesOfFinancialAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_AllowanceForCreditLossesOfFinancialAssets" xml:lang="en-US">Allowance For Credit Losses Of Financial Assets</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:label="lab_smfg_AllowanceForCreditLossesOfFinancialAssets" xml:lang="en-US">Less: Allowance for loan losses</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_AllowanceForCreditLossesOfFinancialAssets" xlink:to="lab_smfg_AllowanceForCreditLossesOfFinancialAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_AllowanceForCreditLossesOfFinancialAssets" xml:lang="en-US">Allowance for credit losses of financial assets.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_InvestmentsInSubsidiariesJointVenturesAndAssociatesAbstract" xlink:label="loc_ifrs-full_InvestmentsInSubsidiariesJointVenturesAndAssociatesAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_InvestmentsInSubsidiariesJointVenturesAndAssociatesAbstract" xml:lang="en-US">Investments in subsidiaries, joint ventures and associates [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InvestmentsInSubsidiariesJointVenturesAndAssociatesAbstract" xlink:to="lab_ifrs-full_InvestmentsInSubsidiariesJointVenturesAndAssociatesAbstract" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DisclosureOfAssociatesAndJointVenturesTable" xlink:label="loc_smfg_DisclosureOfAssociatesAndJointVenturesTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DisclosureOfAssociatesAndJointVenturesTable" xml:lang="en-US">Disclosure of associates and joint ventures [table]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DisclosureOfAssociatesAndJointVenturesTable" xml:lang="en-US">Disclosure of associates and joint ventures [Table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DisclosureOfAssociatesAndJointVenturesTable" xlink:to="lab_smfg_DisclosureOfAssociatesAndJointVenturesTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DisclosureOfAssociatesAndJointVenturesTable" xml:lang="en-US">Disclosure of associates and joint ventures.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DisclosureOfSignificantInvestmentsInAssociatesAndJointVenturesLineItems" xlink:label="loc_smfg_DisclosureOfSignificantInvestmentsInAssociatesAndJointVenturesLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DisclosureOfSignificantInvestmentsInAssociatesAndJointVenturesLineItems" xml:lang="en-US">Disclosure of Significant Investments in Associates and Joint Ventures [line items]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DisclosureOfSignificantInvestmentsInAssociatesAndJointVenturesLineItems" xml:lang="en-US">Disclosure of significant investments in associates and joint ventures [line items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DisclosureOfSignificantInvestmentsInAssociatesAndJointVenturesLineItems" xlink:to="lab_smfg_DisclosureOfSignificantInvestmentsInAssociatesAndJointVenturesLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DisclosureOfSignificantInvestmentsInAssociatesAndJointVenturesLineItems" xml:lang="en-US">The disclosure of significant investments in associates and joint ventures.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_CountryOfIncorporationOrResidenceOfAssociate" xlink:label="loc_ifrs-full_CountryOfIncorporationOrResidenceOfAssociate" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_CountryOfIncorporationOrResidenceOfAssociate" xml:lang="en-US">Country of incorporation of associate</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_CountryOfIncorporationOrResidenceOfAssociate" xml:lang="en-US">Principal Associates, Country of Incorporation</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CountryOfIncorporationOrResidenceOfAssociate" xlink:to="lab_ifrs-full_CountryOfIncorporationOrResidenceOfAssociate" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_ProportionOfVotingPowerHeldInAssociate" xlink:label="loc_ifrs-full_ProportionOfVotingPowerHeldInAssociate" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ProportionOfVotingPowerHeldInAssociate" xml:lang="en-US">Proportion of voting rights held in associate</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ProportionOfVotingPowerHeldInAssociate" xml:lang="en-US">Principal Associates, Proportion of Voting Rights</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ProportionOfVotingPowerHeldInAssociate" xlink:to="lab_ifrs-full_ProportionOfVotingPowerHeldInAssociate" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DescriptionOfMainBusinessOfAssociate" xlink:label="loc_smfg_DescriptionOfMainBusinessOfAssociate" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DescriptionOfMainBusinessOfAssociate" xml:lang="en-US">Description Of Main Business Of Associate</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DescriptionOfMainBusinessOfAssociate" xml:lang="en-US">Principal Associates, Main Business</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DescriptionOfMainBusinessOfAssociate" xlink:to="lab_smfg_DescriptionOfMainBusinessOfAssociate" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DescriptionOfMainBusinessOfAssociate" xml:lang="en-US">The description of main business of associate.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_CountryOfIncorporationOfJointVenture" xlink:label="loc_ifrs-full_CountryOfIncorporationOfJointVenture" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_CountryOfIncorporationOfJointVenture" xml:lang="en-US">Country of incorporation of joint venture</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_CountryOfIncorporationOfJointVenture" xml:lang="en-US">Principal Joint Venture, Country of Incorporation</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CountryOfIncorporationOfJointVenture" xlink:to="lab_ifrs-full_CountryOfIncorporationOfJointVenture" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_ProportionOfOwnershipInterestInJointVenture" xlink:label="loc_ifrs-full_ProportionOfOwnershipInterestInJointVenture" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ProportionOfOwnershipInterestInJointVenture" xml:lang="en-US">Proportion of ownership interest in joint venture</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ProportionOfOwnershipInterestInJointVenture" xml:lang="en-US">Principal Joint Venture, Proportion of Ownership Interest</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ProportionOfOwnershipInterestInJointVenture" xlink:to="lab_ifrs-full_ProportionOfOwnershipInterestInJointVenture" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_ProportionOfVotingRightsHeldInJointVenture" xlink:label="loc_ifrs-full_ProportionOfVotingRightsHeldInJointVenture" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ProportionOfVotingRightsHeldInJointVenture" xml:lang="en-US">Proportion of voting rights held in joint venture</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ProportionOfVotingRightsHeldInJointVenture" xml:lang="en-US">Principal Joint Venture, Proportion of Voting Rights</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ProportionOfVotingRightsHeldInJointVenture" xlink:to="lab_ifrs-full_ProportionOfVotingRightsHeldInJointVenture" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DescriptionOfMainBusinessOfJointVenture" xlink:label="loc_smfg_DescriptionOfMainBusinessOfJointVenture" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DescriptionOfMainBusinessOfJointVenture" xml:lang="en-US">Description Of Main Business Of Joint Venture</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DescriptionOfMainBusinessOfJointVenture" xml:lang="en-US">Principal Joint Venture, Main Business</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DescriptionOfMainBusinessOfJointVenture" xlink:to="lab_smfg_DescriptionOfMainBusinessOfJointVenture" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DescriptionOfMainBusinessOfJointVenture" xml:lang="en-US">The description of main business of joint venture.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_JointVenturesAxis" xlink:label="loc_ifrs-full_JointVenturesAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_JointVenturesAxis" xml:lang="en-US">Joint ventures [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_JointVenturesAxis" xml:lang="en-US">Joint ventures [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_JointVenturesAxis" xlink:to="lab_ifrs-full_JointVenturesAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_JointVenturesDomain" xlink:label="loc_ifrs-full_JointVenturesDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_JointVenturesDomain" xml:lang="en-US">Joint ventures [domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_JointVenturesDomain" xml:lang="en-US">Entity's total for joint ventures [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_JointVenturesDomain" xlink:to="lab_ifrs-full_JointVenturesDomain" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_SumitomoMitsuiFinanceAndLeasingCompanyLimitedMember" xlink:label="loc_smfg_SumitomoMitsuiFinanceAndLeasingCompanyLimitedMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_SumitomoMitsuiFinanceAndLeasingCompanyLimitedMember" xml:lang="en-US">Sumitomo Mitsui Finance and Leasing Company, Limited [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_SumitomoMitsuiFinanceAndLeasingCompanyLimitedMember" xml:lang="en-US">Sumitomo Mitsui Finance and Leasing Company, Limited [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_SumitomoMitsuiFinanceAndLeasingCompanyLimitedMember" xlink:to="lab_smfg_SumitomoMitsuiFinanceAndLeasingCompanyLimitedMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_SumitomoMitsuiFinanceAndLeasingCompanyLimitedMember" xml:lang="en-US">Sumitomo Mitsui Finance and Leasing Company, Limited.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_SignificantInvestmentsInAssociatesAxis" xlink:label="loc_ifrs-full_SignificantInvestmentsInAssociatesAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_SignificantInvestmentsInAssociatesAxis" xml:lang="en-US">Associates [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_SignificantInvestmentsInAssociatesAxis" xml:lang="en-US">Associates [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_SignificantInvestmentsInAssociatesAxis" xlink:to="lab_ifrs-full_SignificantInvestmentsInAssociatesAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_SignificantInvestmentsInAssociatesDomain" xlink:label="loc_ifrs-full_SignificantInvestmentsInAssociatesDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_SignificantInvestmentsInAssociatesDomain" xml:lang="en-US">Associates [domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_SignificantInvestmentsInAssociatesDomain" xml:lang="en-US">Entity's total for associates [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_SignificantInvestmentsInAssociatesDomain" xlink:to="lab_ifrs-full_SignificantInvestmentsInAssociatesDomain" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_ACLEDABankPlcMember" xlink:label="loc_smfg_ACLEDABankPlcMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_ACLEDABankPlcMember" xml:lang="en-US">ACLEDA Bank Plc. [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_ACLEDABankPlcMember" xml:lang="en-US">ACLEDA Bank Plc. [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_ACLEDABankPlcMember" xlink:to="lab_smfg_ACLEDABankPlcMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_ACLEDABankPlcMember" xml:lang="en-US">ACLEDA Bank Plc.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_SumitomoMitsuiAutoServiceCompanyLimitedMember" xlink:label="loc_smfg_SumitomoMitsuiAutoServiceCompanyLimitedMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_SumitomoMitsuiAutoServiceCompanyLimitedMember" xml:lang="en-US">Sumitomo Mitsui Auto Service Company, Limited [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_SumitomoMitsuiAutoServiceCompanyLimitedMember" xml:lang="en-US">Sumitomo Mitsui Auto Service Company, Limited [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_SumitomoMitsuiAutoServiceCompanyLimitedMember" xlink:to="lab_smfg_SumitomoMitsuiAutoServiceCompanyLimitedMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_SumitomoMitsuiAutoServiceCompanyLimitedMember" xml:lang="en-US">Sumitomo Mitsui Auto Service Company Limited.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_SMBCAviationCapitalLimitedMember" xlink:label="loc_smfg_SMBCAviationCapitalLimitedMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_SMBCAviationCapitalLimitedMember" xml:lang="en-US">SMBC Aviation Capital Limited [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_SMBCAviationCapitalLimitedMember" xml:lang="en-US">SMBC Aviation Capital Limited [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_SMBCAviationCapitalLimitedMember" xlink:to="lab_smfg_SMBCAviationCapitalLimitedMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_SMBCAviationCapitalLimitedMember" xml:lang="en-US">SMBC Aviation Capital Limited.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_PocketCardCoLtdMember" xlink:label="loc_smfg_PocketCardCoLtdMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_PocketCardCoLtdMember" xml:lang="en-US">POCKET CARD Co Ltd [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_PocketCardCoLtdMember" xml:lang="en-US">POCKET CARD CO., LTD. [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_PocketCardCoLtdMember" xlink:to="lab_smfg_PocketCardCoLtdMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_PocketCardCoLtdMember" xml:lang="en-US">POCKET CARD CO., LTD.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_SAKURAKCSCorporationMember" xlink:label="loc_smfg_SAKURAKCSCorporationMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_SAKURAKCSCorporationMember" xml:lang="en-US">SAKURA KCS Corporation [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_SAKURAKCSCorporationMember" xml:lang="en-US">SAKURA KCS Corporation [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_SAKURAKCSCorporationMember" xlink:to="lab_smfg_SAKURAKCSCorporationMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_SAKURAKCSCorporationMember" xml:lang="en-US">SAKURA KCS Corporation.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_JSOLCorporationMember" xlink:label="loc_smfg_JSOLCorporationMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_JSOLCorporationMember" xml:lang="en-US">JSOL Corporation [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_JSOLCorporationMember" xml:lang="en-US">JSOL Corporation [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_JSOLCorporationMember" xlink:to="lab_smfg_JSOLCorporationMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_JSOLCorporationMember" xml:lang="en-US">JSOL corporation.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_SakuraInformationSystemsCoLtdMember" xlink:label="loc_smfg_SakuraInformationSystemsCoLtdMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_SakuraInformationSystemsCoLtdMember" xml:lang="en-US">Sakura Information Systems Co., Ltd. [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_SakuraInformationSystemsCoLtdMember" xml:lang="en-US">Sakura Information Systems Co., Ltd. [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_SakuraInformationSystemsCoLtdMember" xlink:to="lab_smfg_SakuraInformationSystemsCoLtdMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_SakuraInformationSystemsCoLtdMember" xml:lang="en-US">Sakura Information Systems Co., Ltd.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_ChinaPostAndCapitalFundManagementCoLtdMember" xlink:label="loc_smfg_ChinaPostAndCapitalFundManagementCoLtdMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_ChinaPostAndCapitalFundManagementCoLtdMember" xml:lang="en-US">China Post &amp; Capital Fund Management Co., Ltd. [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_ChinaPostAndCapitalFundManagementCoLtdMember" xml:lang="en-US">China Post &amp; Capital Fund Management Co., Ltd. [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_ChinaPostAndCapitalFundManagementCoLtdMember" xlink:to="lab_smfg_ChinaPostAndCapitalFundManagementCoLtdMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_ChinaPostAndCapitalFundManagementCoLtdMember" xml:lang="en-US">China post &amp; capital fund management co., ltd.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_PayPayBankCorporationMember" xlink:label="loc_smfg_PayPayBankCorporationMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_PayPayBankCorporationMember" xml:lang="en-US">PayPay Bank Corporation [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_PayPayBankCorporationMember" xml:lang="en-US">PayPay Bank Corporation [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_PayPayBankCorporationMember" xlink:to="lab_smfg_PayPayBankCorporationMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_PayPayBankCorporationMember" xml:lang="en-US">PayPay Bank Corporation</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_VPBankSMBCFinanceCompanyLimitedMember" xlink:label="loc_smfg_VPBankSMBCFinanceCompanyLimitedMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_VPBankSMBCFinanceCompanyLimitedMember" xml:lang="en-US">VPBank SMBC Finance Company Limited [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_VPBankSMBCFinanceCompanyLimitedMember" xml:lang="en-US">VPBank SMBC Finance Company Limited [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_VPBankSMBCFinanceCompanyLimitedMember" xlink:to="lab_smfg_VPBankSMBCFinanceCompanyLimitedMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_VPBankSMBCFinanceCompanyLimitedMember" xml:lang="en-US">VPBank SMBC Finance Company Limited.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_VietnamProsperityJointStockCommercialBankMember" xlink:label="loc_smfg_VietnamProsperityJointStockCommercialBankMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_VietnamProsperityJointStockCommercialBankMember" xml:lang="en-US">Vietnam Prosperity Joint Stock Commercial Bank [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_VietnamProsperityJointStockCommercialBankMember" xml:lang="en-US">Vietnam Prosperity Joint-Stock Commercial Bank [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_VietnamProsperityJointStockCommercialBankMember" xlink:to="lab_smfg_VietnamProsperityJointStockCommercialBankMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_VietnamProsperityJointStockCommercialBankMember" xml:lang="en-US">Vietnam prosperity joint stock commercial bank.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_RizalCommercialBankingCorporationMember" xlink:label="loc_smfg_RizalCommercialBankingCorporationMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_RizalCommercialBankingCorporationMember" xml:lang="en-US">Rizal Commercial Banking Corporation [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_RizalCommercialBankingCorporationMember" xlink:to="lab_smfg_RizalCommercialBankingCorporationMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_RizalCommercialBankingCorporationMember" xml:lang="en-US">Rizal commercial banking corporation.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_YESBANKLIMITEDMember" xlink:label="loc_smfg_YESBANKLIMITEDMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_YESBANKLIMITEDMember" xml:lang="en-US">YES BANK LIMITED [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_YESBANKLIMITEDMember" xlink:to="lab_smfg_YESBANKLIMITEDMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethod" xlink:label="loc_ifrs-full_ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethod" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethod" xml:lang="en-US">Share of other comprehensive income of associates and joint ventures accounted for using equity method, net of tax</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethod" xml:lang="en-US">Other comprehensive income</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethod" xlink:to="lab_ifrs-full_ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethod" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_ShareOfTotalComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethod" xlink:label="loc_ifrs-full_ShareOfTotalComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethod" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ShareOfTotalComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethod" xml:lang="en-US">Share of total comprehensive income of associates and joint ventures accounted for using equity method</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_ifrs-full_ShareOfTotalComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethod" xml:lang="en-US">Total comprehensive income</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ShareOfTotalComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethod" xlink:to="lab_ifrs-full_ShareOfTotalComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethod" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfPropertyPlantAndEquipmentAbstract" xlink:label="loc_ifrs-full_DisclosureOfPropertyPlantAndEquipmentAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfPropertyPlantAndEquipmentAbstract" xml:lang="en-US">Disclosure of detailed information about property, plant and equipment [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfPropertyPlantAndEquipmentAbstract" xlink:to="lab_ifrs-full_DisclosureOfPropertyPlantAndEquipmentAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfPropertyPlantAndEquipmentTable" xlink:label="loc_ifrs-full_DisclosureOfPropertyPlantAndEquipmentTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfPropertyPlantAndEquipmentTable" xml:lang="en-US">Disclosure of detailed information about property, plant and equipment [table]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfPropertyPlantAndEquipmentTable" xml:lang="en-US">Disclosure of detailed information about property, plant and equipment [table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfPropertyPlantAndEquipmentTable" xlink:to="lab_ifrs-full_DisclosureOfPropertyPlantAndEquipmentTable" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_AccumulatedDepreciationAmortisationAndImpairmentMember" xlink:label="loc_ifrs-full_AccumulatedDepreciationAmortisationAndImpairmentMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_AccumulatedDepreciationAmortisationAndImpairmentMember" xml:lang="en-US">Accumulated depreciation, amortisation and impairment [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_AccumulatedDepreciationAmortisationAndImpairmentMember" xml:lang="en-US">Accumulated depreciation, amortisation and impairment [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AccumulatedDepreciationAmortisationAndImpairmentMember" xlink:to="lab_ifrs-full_AccumulatedDepreciationAmortisationAndImpairmentMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_LandMember" xlink:label="loc_ifrs-full_LandMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_LandMember" xml:lang="en-US">Land [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_LandMember" xml:lang="en-US">Land [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_LandMember" xlink:to="lab_ifrs-full_LandMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_OtherPropertyPlantAndEquipmentMember" xlink:label="loc_ifrs-full_OtherPropertyPlantAndEquipmentMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_OtherPropertyPlantAndEquipmentMember" xml:lang="en-US">Other property, plant and equipment [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_OtherPropertyPlantAndEquipmentMember" xml:lang="en-US">Other tangible assets [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OtherPropertyPlantAndEquipmentMember" xlink:to="lab_ifrs-full_OtherPropertyPlantAndEquipmentMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfPropertyPlantAndEquipmentLineItems" xlink:label="loc_ifrs-full_DisclosureOfPropertyPlantAndEquipmentLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfPropertyPlantAndEquipmentLineItems" xml:lang="en-US">Disclosure of detailed information about property, plant and equipment [line items]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfPropertyPlantAndEquipmentLineItems" xml:lang="en-US">Disclosure of detailed information about property, plant and equipment [line items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfPropertyPlantAndEquipmentLineItems" xlink:to="lab_ifrs-full_DisclosureOfPropertyPlantAndEquipmentLineItems" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment" xlink:label="loc_ifrs-full_AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment" xml:lang="en-US">Additions other than through business combinations, property, plant and equipment</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment" xml:lang="en-US">Additions</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment" xlink:to="lab_ifrs-full_AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_AcquisitionsThroughBusinessCombinationsPropertyPlantAndEquipment" xlink:label="loc_ifrs-full_AcquisitionsThroughBusinessCombinationsPropertyPlantAndEquipment" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_AcquisitionsThroughBusinessCombinationsPropertyPlantAndEquipment" xml:lang="en-US">Acquisitions through business combinations, property, plant and equipment</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_AcquisitionsThroughBusinessCombinationsPropertyPlantAndEquipment" xml:lang="en-US">Acquisition of subsidiaries and businesses</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AcquisitionsThroughBusinessCombinationsPropertyPlantAndEquipment" xlink:to="lab_ifrs-full_AcquisitionsThroughBusinessCombinationsPropertyPlantAndEquipment" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisposalsPropertyPlantAndEquipment" xlink:label="loc_ifrs-full_DisposalsPropertyPlantAndEquipment" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisposalsPropertyPlantAndEquipment" xml:lang="en-US">Disposals, property, plant and equipment</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_ifrs-full_DisposalsPropertyPlantAndEquipment" xml:lang="en-US">Disposals</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisposalsPropertyPlantAndEquipment" xlink:to="lab_ifrs-full_DisposalsPropertyPlantAndEquipment" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DepreciationPropertyPlantAndEquipment" xlink:label="loc_ifrs-full_DepreciationPropertyPlantAndEquipment" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DepreciationPropertyPlantAndEquipment" xml:lang="en-US">Depreciation, property, plant and equipment</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_ifrs-full_DepreciationPropertyPlantAndEquipment" xml:lang="en-US">Depreciation</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DepreciationPropertyPlantAndEquipment" xlink:to="lab_ifrs-full_DepreciationPropertyPlantAndEquipment" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesPropertyPlantAndEquipment" xlink:label="loc_ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesPropertyPlantAndEquipment" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesPropertyPlantAndEquipment" xml:lang="en-US">Increase (decrease) through net exchange differences, property, plant and equipment</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesPropertyPlantAndEquipment" xml:lang="en-US">Exchange differences</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesPropertyPlantAndEquipment" xlink:to="lab_ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesPropertyPlantAndEquipment" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_IncreaseDecreaseThroughOtherChangesPropertyPlantAndEquipment" xlink:label="loc_ifrs-full_IncreaseDecreaseThroughOtherChangesPropertyPlantAndEquipment" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_IncreaseDecreaseThroughOtherChangesPropertyPlantAndEquipment" xml:lang="en-US">Increase (decrease) through other changes, property, plant and equipment</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_IncreaseDecreaseThroughOtherChangesPropertyPlantAndEquipment" xml:lang="en-US">Others</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IncreaseDecreaseThroughOtherChangesPropertyPlantAndEquipment" xlink:to="lab_ifrs-full_IncreaseDecreaseThroughOtherChangesPropertyPlantAndEquipment" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_RetrospectiveApplicationAndRetrospectiveRestatementAxis" xlink:label="loc_ifrs-full_RetrospectiveApplicationAndRetrospectiveRestatementAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_RetrospectiveApplicationAndRetrospectiveRestatementAxis" xml:lang="en-US">Retrospective application and retrospective restatement [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_RetrospectiveApplicationAndRetrospectiveRestatementAxis" xml:lang="en-US">Retrospective application and retrospective restatement [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_RetrospectiveApplicationAndRetrospectiveRestatementAxis" xlink:to="lab_ifrs-full_RetrospectiveApplicationAndRetrospectiveRestatementAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_RestatedMember" xlink:label="loc_ifrs-full_RestatedMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_RestatedMember" xml:lang="en-US">Currently stated [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_RestatedMember" xml:lang="en-US">Currently stated [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_RestatedMember" xlink:to="lab_ifrs-full_RestatedMember" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_TypeOfAdoptionsAxis" xlink:label="loc_smfg_TypeOfAdoptionsAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_TypeOfAdoptionsAxis" xml:lang="en-US">Type Of Adoptions [Axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_TypeOfAdoptionsAxis" xlink:to="lab_smfg_TypeOfAdoptionsAxis" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_TypeOfAdoptionsDomain" xlink:label="loc_smfg_TypeOfAdoptionsDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_TypeOfAdoptionsDomain" xml:lang="en-US">Type Of Adoptions [Domain]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_TypeOfAdoptionsDomain" xlink:to="lab_smfg_TypeOfAdoptionsDomain" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_ContractualCommitmentsForAcquisitionOfPropertyPlantAndEquipment" xlink:label="loc_ifrs-full_ContractualCommitmentsForAcquisitionOfPropertyPlantAndEquipment" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ContractualCommitmentsForAcquisitionOfPropertyPlantAndEquipment" xml:lang="en-US">Contractual commitments for acquisition of property, plant and equipment</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ContractualCommitmentsForAcquisitionOfPropertyPlantAndEquipment" xml:lang="en-US">Contractual commitments to acquire property, plant and equipment</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ContractualCommitmentsForAcquisitionOfPropertyPlantAndEquipment" xlink:to="lab_ifrs-full_ContractualCommitmentsForAcquisitionOfPropertyPlantAndEquipment" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfQuantitativeInformationAboutRightofuseAssetsAbstract" xlink:label="loc_ifrs-full_DisclosureOfQuantitativeInformationAboutRightofuseAssetsAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfQuantitativeInformationAboutRightofuseAssetsAbstract" xml:lang="en-US">Disclosure of quantitative information about right-of-use assets [abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfQuantitativeInformationAboutRightofuseAssetsAbstract" xml:lang="en-US">Disclosure of quantitative information about right-of-use assets [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfQuantitativeInformationAboutRightofuseAssetsAbstract" xlink:to="lab_ifrs-full_DisclosureOfQuantitativeInformationAboutRightofuseAssetsAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfQuantitativeInformationAboutRightofuseAssetsTable" xlink:label="loc_ifrs-full_DisclosureOfQuantitativeInformationAboutRightofuseAssetsTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfQuantitativeInformationAboutRightofuseAssetsTable" xml:lang="en-US">Disclosure of quantitative information about right-of-use assets [table]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfQuantitativeInformationAboutRightofuseAssetsTable" xml:lang="en-US">Disclosure of quantitative information about right-of-use assets [table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfQuantitativeInformationAboutRightofuseAssetsTable" xlink:to="lab_ifrs-full_DisclosureOfQuantitativeInformationAboutRightofuseAssetsTable" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_ClassesOfAssetsAxis" xlink:label="loc_ifrs-full_ClassesOfAssetsAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ClassesOfAssetsAxis" xml:lang="en-US">Classes of assets [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ClassesOfAssetsAxis" xml:lang="en-US">Classes of assets [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ClassesOfAssetsAxis" xlink:to="lab_ifrs-full_ClassesOfAssetsAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_ClassesOfAssetsDomain" xlink:label="loc_ifrs-full_ClassesOfAssetsDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ClassesOfAssetsDomain" xml:lang="en-US">Classes of assets [domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ClassesOfAssetsDomain" xml:lang="en-US">Assets [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ClassesOfAssetsDomain" xlink:to="lab_ifrs-full_ClassesOfAssetsDomain" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_LandAndBuildingsMember" xlink:label="loc_ifrs-full_LandAndBuildingsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_LandAndBuildingsMember" xml:lang="en-US">Land and buildings [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_LandAndBuildingsMember" xml:lang="en-US">Land and buildings [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_LandAndBuildingsMember" xlink:to="lab_ifrs-full_LandAndBuildingsMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_OtherAssetsMember" xlink:label="loc_ifrs-full_OtherAssetsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_OtherAssetsMember" xml:lang="en-US">Other assets [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_OtherAssetsMember" xml:lang="en-US">Others [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OtherAssetsMember" xlink:to="lab_ifrs-full_OtherAssetsMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfQuantitativeInformationAboutRightofuseAssetsLineItems" xlink:label="loc_ifrs-full_DisclosureOfQuantitativeInformationAboutRightofuseAssetsLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfQuantitativeInformationAboutRightofuseAssetsLineItems" xml:lang="en-US">Disclosure of quantitative information about right-of-use assets [line items]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfQuantitativeInformationAboutRightofuseAssetsLineItems" xml:lang="en-US">Disclosure of quantitative information about right-of-use assets [line items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfQuantitativeInformationAboutRightofuseAssetsLineItems" xlink:to="lab_ifrs-full_DisclosureOfQuantitativeInformationAboutRightofuseAssetsLineItems" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_RightofuseAssets" xlink:label="loc_ifrs-full_RightofuseAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_RightofuseAssets" xml:lang="en-US">Right-of-use assets</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_RightofuseAssets" xml:lang="en-US">Net carrying amount</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_RightofuseAssets" xlink:to="lab_ifrs-full_RightofuseAssets" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DepreciationRightofuseAssets" xlink:label="loc_ifrs-full_DepreciationRightofuseAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DepreciationRightofuseAssets" xml:lang="en-US">Depreciation, right-of-use assets</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DepreciationRightofuseAssets" xml:lang="en-US">Depreciation</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DepreciationRightofuseAssets" xlink:to="lab_ifrs-full_DepreciationRightofuseAssets" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_LeaseAndSubleasePaymentsAsExpenseAbstract" xlink:label="loc_smfg_LeaseAndSubleasePaymentsAsExpenseAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_LeaseAndSubleasePaymentsAsExpenseAbstract" xml:lang="en-US">Lease And Sublease Payments As Expense [Abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_LeaseAndSubleasePaymentsAsExpenseAbstract" xlink:to="lab_smfg_LeaseAndSubleasePaymentsAsExpenseAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_LeaseAndSubleasePaymentsAsExpenseAbstract" xml:lang="en-US">Lease And Sublease Payments As Expense</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DisclosureOfRecognisedAssetsByLesseeTable" xlink:label="loc_smfg_DisclosureOfRecognisedAssetsByLesseeTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DisclosureOfRecognisedAssetsByLesseeTable" xml:lang="en-US">Disclosure Of Recognised Assets By Lessee [Table]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DisclosureOfRecognisedAssetsByLesseeTable" xml:lang="en-US">Disclosure of recognised assets by lessee [table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DisclosureOfRecognisedAssetsByLesseeTable" xlink:to="lab_smfg_DisclosureOfRecognisedAssetsByLesseeTable" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DisclosureOfFinanceLeaseReceivableOfLessorLineItems" xlink:label="loc_smfg_DisclosureOfFinanceLeaseReceivableOfLessorLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DisclosureOfFinanceLeaseReceivableOfLessorLineItems" xml:lang="en-US">Disclosure Of Finance Lease Receivable Of Lessor [Line Items]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DisclosureOfFinanceLeaseReceivableOfLessorLineItems" xml:lang="en-US">Disclosure of finance lease receivable of lessor [line items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DisclosureOfFinanceLeaseReceivableOfLessorLineItems" xlink:to="lab_smfg_DisclosureOfFinanceLeaseReceivableOfLessorLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DisclosureOfFinanceLeaseReceivableOfLessorLineItems" xml:lang="en-US">Disclosure Of Finance Lease Receivable Of Lessor [Line Item].</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_AccumulatedAllowanceForUncollectibleLeasePaymentsReceivable" xlink:label="loc_smfg_AccumulatedAllowanceForUncollectibleLeasePaymentsReceivable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_AccumulatedAllowanceForUncollectibleLeasePaymentsReceivable" xml:lang="en-US">Accumulated Allowance For Uncollectible Lease Payments Receivable</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_smfg_AccumulatedAllowanceForUncollectibleLeasePaymentsReceivable" xml:lang="en-US">Accumulated allowance for net investment in the lease</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_AccumulatedAllowanceForUncollectibleLeasePaymentsReceivable" xlink:to="lab_smfg_AccumulatedAllowanceForUncollectibleLeasePaymentsReceivable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_AccumulatedAllowanceForUncollectibleLeasePaymentsReceivable" xml:lang="en-US">Accumulated allowance for uncollectible lease payments receivable.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_OperatingLeaseIncome" xlink:label="loc_ifrs-full_OperatingLeaseIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_OperatingLeaseIncome" xml:lang="en-US">Operating lease income</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_OperatingLeaseIncome" xml:lang="en-US">Operating lease income</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_OperatingLeaseIncome" xml:lang="en-US">Income from operating leases</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OperatingLeaseIncome" xlink:to="lab_ifrs-full_OperatingLeaseIncome" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_AdditionsToRightofuseAssets" xlink:label="loc_ifrs-full_AdditionsToRightofuseAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_AdditionsToRightofuseAssets" xml:lang="en-US">Additions to right-of-use assets</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_AdditionsToRightofuseAssets" xml:lang="en-US">Additions to right-of-use assets</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AdditionsToRightofuseAssets" xlink:to="lab_ifrs-full_AdditionsToRightofuseAssets" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_InterestExpenseOnLeaseLiabilities" xlink:label="loc_ifrs-full_InterestExpenseOnLeaseLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_InterestExpenseOnLeaseLiabilities" xml:lang="en-US">Interest expense on lease liabilities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_InterestExpenseOnLeaseLiabilities" xml:lang="en-US">Interest expense on lease liabilities</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InterestExpenseOnLeaseLiabilities" xlink:to="lab_ifrs-full_InterestExpenseOnLeaseLiabilities" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_CashOutflowForLeases" xlink:label="loc_ifrs-full_CashOutflowForLeases" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_CashOutflowForLeases" xml:lang="en-US">Cash outflow for leases</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_CashOutflowForLeases" xml:lang="en-US">Cash outflow for leases</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CashOutflowForLeases" xlink:to="lab_ifrs-full_CashOutflowForLeases" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_FinanceIncome" xlink:label="loc_ifrs-full_FinanceIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_FinanceIncome" xml:lang="en-US">Finance income</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_FinanceIncome" xml:lang="en-US">Finance Income</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinanceIncome" xlink:to="lab_ifrs-full_FinanceIncome" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_IFRS9Member" xlink:label="loc_ifrs-full_IFRS9Member" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_IFRS9Member" xml:lang="en-US">IFRS 9 [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_IFRS9Member" xml:lang="en-US">IFRS 9 [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IFRS9Member" xlink:to="lab_ifrs-full_IFRS9Member" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DisclosureOfLeasesByLesseeAbstract" xlink:label="loc_smfg_DisclosureOfLeasesByLesseeAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DisclosureOfLeasesByLesseeAbstract" xml:lang="en-US">Disclosure Of Leases By Lessee [Abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DisclosureOfLeasesByLesseeAbstract" xlink:to="lab_smfg_DisclosureOfLeasesByLesseeAbstract" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DisclosureOfLeasesByLesseeTable" xlink:label="loc_smfg_DisclosureOfLeasesByLesseeTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DisclosureOfLeasesByLesseeTable" xml:lang="en-US">Disclosure Of Leases By Lessee [Table]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DisclosureOfLeasesByLesseeTable" xml:lang="en-US">Disclosure of leases by lessee [table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DisclosureOfLeasesByLesseeTable" xlink:to="lab_smfg_DisclosureOfLeasesByLesseeTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DisclosureOfLeasesByLesseeTable" xml:lang="en-US">Disclosure Of Leases By Lessee Table</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DisclosureOfLeasesByLesseeLineItems" xlink:label="loc_smfg_DisclosureOfLeasesByLesseeLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DisclosureOfLeasesByLesseeLineItems" xml:lang="en-US">Disclosure Of Leases By Lessee [Line Items]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DisclosureOfLeasesByLesseeLineItems" xml:lang="en-US">Disclosure of leases by lessee [line items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DisclosureOfLeasesByLesseeLineItems" xlink:to="lab_smfg_DisclosureOfLeasesByLesseeLineItems" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_MinimumLeasePaymentsPayable" xlink:label="loc_smfg_MinimumLeasePaymentsPayable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_MinimumLeasePaymentsPayable" xml:lang="en-US">Minimum Lease Payments Payable</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_MinimumLeasePaymentsPayable" xml:lang="en-US">Future minimum lease payments</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_MinimumLeasePaymentsPayable" xlink:to="lab_smfg_MinimumLeasePaymentsPayable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_MinimumLeasePaymentsPayable" xml:lang="en-US">Minimum lease payments payable.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_MinimumLeasePaymentsPayableAtPresentValue" xlink:label="loc_smfg_MinimumLeasePaymentsPayableAtPresentValue" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_MinimumLeasePaymentsPayableAtPresentValue" xml:lang="en-US">Minimum Lease Payments Payable At Present Value</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_MinimumLeasePaymentsPayableAtPresentValue" xml:lang="en-US">Present value of finance lease commitments</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_MinimumLeasePaymentsPayableAtPresentValue" xlink:to="lab_smfg_MinimumLeasePaymentsPayableAtPresentValue" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_MinimumLeasePaymentsPayableAtPresentValue" xml:lang="en-US">Minimum lease payments payable at present value.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_FutureFinanceChargeOnLease" xlink:label="loc_smfg_FutureFinanceChargeOnLease" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_FutureFinanceChargeOnLease" xml:lang="en-US">Future Finance Charge On Lease</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_smfg_FutureFinanceChargeOnLease" xml:lang="en-US">Less: Future interest charges</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_FutureFinanceChargeOnLease" xlink:to="lab_smfg_FutureFinanceChargeOnLease" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_FutureFinanceChargeOnLease" xml:lang="en-US">Future finance charge on lease.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_NotLaterThanOneYearMember" xlink:label="loc_ifrs-full_NotLaterThanOneYearMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_NotLaterThanOneYearMember" xml:lang="en-US">Not later than one year [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_NotLaterThanOneYearMember" xml:lang="en-US">Not later than one year [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_NotLaterThanOneYearMember" xlink:to="lab_ifrs-full_NotLaterThanOneYearMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember" xlink:label="loc_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember" xml:lang="en-US">Later than one year and not later than five years [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember" xml:lang="en-US">Later than one year and not later than five years [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember" xlink:to="lab_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_LaterThanFiveYearsMember" xlink:label="loc_ifrs-full_LaterThanFiveYearsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_LaterThanFiveYearsMember" xml:lang="en-US">Later than five years [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_LaterThanFiveYearsMember" xml:lang="en-US">Later than five years [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_LaterThanFiveYearsMember" xlink:to="lab_ifrs-full_LaterThanFiveYearsMember" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DisclosureOfLeasesByLessorAbstract" xlink:label="loc_smfg_DisclosureOfLeasesByLessorAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DisclosureOfLeasesByLessorAbstract" xml:lang="en-US">Disclosure Of Leases By Lessor [Abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DisclosureOfLeasesByLessorAbstract" xlink:to="lab_smfg_DisclosureOfLeasesByLessorAbstract" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DisclosureOfLeasesByLessorTable" xlink:label="loc_smfg_DisclosureOfLeasesByLessorTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DisclosureOfLeasesByLessorTable" xml:lang="en-US">Disclosure Of Leases By Lessor [Table]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DisclosureOfLeasesByLessorTable" xml:lang="en-US">Disclosure of finance lease and operating lease by lessor [table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DisclosureOfLeasesByLessorTable" xlink:to="lab_smfg_DisclosureOfLeasesByLessorTable" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DisclosureOfLeasesByLessorLineItems" xlink:label="loc_smfg_DisclosureOfLeasesByLessorLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DisclosureOfLeasesByLessorLineItems" xml:lang="en-US">Disclosure Of Leases By Lessor [Line Items]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DisclosureOfLeasesByLessorLineItems" xml:lang="en-US">Disclosure of finance lease and operating lease by lessor [line items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DisclosureOfLeasesByLessorLineItems" xlink:to="lab_smfg_DisclosureOfLeasesByLessorLineItems" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_GrossInvestmentsInLease" xlink:label="loc_smfg_GrossInvestmentsInLease" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_GrossInvestmentsInLease" xml:lang="en-US">Gross Investments In Lease</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_GrossInvestmentsInLease" xml:lang="en-US">Gross investment in the lease</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_GrossInvestmentsInLease" xlink:to="lab_smfg_GrossInvestmentsInLease" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_GrossInvestmentsInLease" xml:lang="en-US">Gross Investments In Lease.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DiscountedUnguaranteedResidualValueOfAssetsSubjectToFinanceLease" xlink:label="loc_ifrs-full_DiscountedUnguaranteedResidualValueOfAssetsSubjectToFinanceLease" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DiscountedUnguaranteedResidualValueOfAssetsSubjectToFinanceLease" xml:lang="en-US">Discounted unguaranteed residual value of assets subject to finance lease</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DiscountedUnguaranteedResidualValueOfAssetsSubjectToFinanceLease" xml:lang="en-US">Unguaranteed residual values</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DiscountedUnguaranteedResidualValueOfAssetsSubjectToFinanceLease" xlink:to="lab_ifrs-full_DiscountedUnguaranteedResidualValueOfAssetsSubjectToFinanceLease" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_MinimumFinancesLeasePaymentsReceivableAtPresentValue" xlink:label="loc_smfg_MinimumFinancesLeasePaymentsReceivableAtPresentValue" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_MinimumFinancesLeasePaymentsReceivableAtPresentValue" xml:lang="en-US">Minimum Finances Lease Payments Receivable At Present Value</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_smfg_MinimumFinancesLeasePaymentsReceivableAtPresentValue" xml:lang="en-US">Present value of the minimum lease payments receivable</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_MinimumFinancesLeasePaymentsReceivableAtPresentValue" xlink:to="lab_smfg_MinimumFinancesLeasePaymentsReceivableAtPresentValue" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_MinimumFinancesLeasePaymentsReceivableAtPresentValue" xml:lang="en-US">Minimum finances lease payments receivable at present value.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_UnearnedFinanceIncomeOnFinanceLeases" xlink:label="loc_smfg_UnearnedFinanceIncomeOnFinanceLeases" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_UnearnedFinanceIncomeOnFinanceLeases" xml:lang="en-US">Unearned Finance Income On Finance Leases</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_smfg_UnearnedFinanceIncomeOnFinanceLeases" xml:lang="en-US">Unearned finance income</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_UnearnedFinanceIncomeOnFinanceLeases" xlink:to="lab_smfg_UnearnedFinanceIncomeOnFinanceLeases" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_UnearnedFinanceIncomeOnFinanceLeases" xml:lang="en-US">Unearned Finance Income On Finance Leases.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_LaterThanOneYearAndNotLaterThanTwoYearsMember" xlink:label="loc_ifrs-full_LaterThanOneYearAndNotLaterThanTwoYearsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_LaterThanOneYearAndNotLaterThanTwoYearsMember" xml:lang="en-US">Later than one year and not later than two years [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_LaterThanOneYearAndNotLaterThanTwoYearsMember" xml:lang="en-US">Later than one year and not later than two years [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_LaterThanOneYearAndNotLaterThanTwoYearsMember" xlink:to="lab_ifrs-full_LaterThanOneYearAndNotLaterThanTwoYearsMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_LaterThanTwoYearsAndNotLaterThanThreeYearsMember" xlink:label="loc_ifrs-full_LaterThanTwoYearsAndNotLaterThanThreeYearsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_LaterThanTwoYearsAndNotLaterThanThreeYearsMember" xml:lang="en-US">Later than two years and not later than three years [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_LaterThanTwoYearsAndNotLaterThanThreeYearsMember" xml:lang="en-US">Later than two years and not later than three years [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_LaterThanTwoYearsAndNotLaterThanThreeYearsMember" xlink:to="lab_ifrs-full_LaterThanTwoYearsAndNotLaterThanThreeYearsMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_LaterThanThreeYearsAndNotLaterThanFourYearsMember" xlink:label="loc_ifrs-full_LaterThanThreeYearsAndNotLaterThanFourYearsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_LaterThanThreeYearsAndNotLaterThanFourYearsMember" xml:lang="en-US">Later than three years and not later than four years [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_LaterThanThreeYearsAndNotLaterThanFourYearsMember" xml:lang="en-US">Later than three years and not later than four years [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_LaterThanThreeYearsAndNotLaterThanFourYearsMember" xlink:to="lab_ifrs-full_LaterThanThreeYearsAndNotLaterThanFourYearsMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_LaterThanFourYearsAndNotLaterThanFiveYearsMember" xlink:label="loc_ifrs-full_LaterThanFourYearsAndNotLaterThanFiveYearsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_LaterThanFourYearsAndNotLaterThanFiveYearsMember" xml:lang="en-US">Later than four years and not later than five years [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_LaterThanFourYearsAndNotLaterThanFiveYearsMember" xml:lang="en-US">Later than four years and not later than five years [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_LaterThanFourYearsAndNotLaterThanFiveYearsMember" xlink:to="lab_ifrs-full_LaterThanFourYearsAndNotLaterThanFiveYearsMember" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_MinimumLeasePaymentsPayableUnderOperatingLease" xlink:label="loc_smfg_MinimumLeasePaymentsPayableUnderOperatingLease" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_MinimumLeasePaymentsPayableUnderOperatingLease" xml:lang="en-US">Minimum Lease Payments Payable Under Operating Lease</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_MinimumLeasePaymentsPayableUnderOperatingLease" xml:lang="en-US">Future minimum lease payments under non-cancellable operating leases</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_MinimumLeasePaymentsPayableUnderOperatingLease" xlink:to="lab_smfg_MinimumLeasePaymentsPayableUnderOperatingLease" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_MinimumLeasePaymentsPayableUnderOperatingLease" xml:lang="en-US">Minimum lease payments payable under operating lease.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfReconciliationOfChangesInGoodwillAbstract" xlink:label="loc_ifrs-full_DisclosureOfReconciliationOfChangesInGoodwillAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfReconciliationOfChangesInGoodwillAbstract" xml:lang="en-US">Disclosure of reconciliation of changes in goodwill [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfReconciliationOfChangesInGoodwillAbstract" xlink:to="lab_ifrs-full_DisclosureOfReconciliationOfChangesInGoodwillAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfReconciliationOfChangesInGoodwillTable" xlink:label="loc_ifrs-full_DisclosureOfReconciliationOfChangesInGoodwillTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfReconciliationOfChangesInGoodwillTable" xml:lang="en-US">Disclosure of reconciliation of changes in goodwill [table]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfReconciliationOfChangesInGoodwillTable" xml:lang="en-US">Disclosure of reconciliation of changes in goodwill [table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfReconciliationOfChangesInGoodwillTable" xlink:to="lab_ifrs-full_DisclosureOfReconciliationOfChangesInGoodwillTable" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_AccumulatedImpairmentMember" xlink:label="loc_ifrs-full_AccumulatedImpairmentMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_AccumulatedImpairmentMember" xml:lang="en-US">Accumulated impairment [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_AccumulatedImpairmentMember" xml:lang="en-US">Accumulated impairment [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AccumulatedImpairmentMember" xlink:to="lab_ifrs-full_AccumulatedImpairmentMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfReconciliationOfChangesInGoodwillLineItems" xlink:label="loc_ifrs-full_DisclosureOfReconciliationOfChangesInGoodwillLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfReconciliationOfChangesInGoodwillLineItems" xml:lang="en-US">Disclosure of reconciliation of changes in goodwill [line items]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfReconciliationOfChangesInGoodwillLineItems" xml:lang="en-US">Disclosure of reconciliation of changes in goodwill [line items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfReconciliationOfChangesInGoodwillLineItems" xlink:to="lab_ifrs-full_DisclosureOfReconciliationOfChangesInGoodwillLineItems" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_Goodwill" xlink:label="loc_ifrs-full_Goodwill" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_Goodwill" xml:lang="en-US">Goodwill</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="lab_ifrs-full_Goodwill" xml:lang="en-US">Carrying amount, beginning balance</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="lab_ifrs-full_Goodwill" xml:lang="en-US">Carrying amount, ending balance</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_Goodwill" xml:lang="en-US">Goodwill</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_Goodwill" xlink:to="lab_ifrs-full_Goodwill" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_AcquisitionsThroughBusinessCombinationsIntangibleAssetsAndGoodwill" xlink:label="loc_ifrs-full_AcquisitionsThroughBusinessCombinationsIntangibleAssetsAndGoodwill" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_AcquisitionsThroughBusinessCombinationsIntangibleAssetsAndGoodwill" xml:lang="en-US">Acquisitions through business combinations, intangible assets and goodwill</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_AcquisitionsThroughBusinessCombinationsIntangibleAssetsAndGoodwill" xml:lang="en-US">Acquisitions</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AcquisitionsThroughBusinessCombinationsIntangibleAssetsAndGoodwill" xlink:to="lab_ifrs-full_AcquisitionsThroughBusinessCombinationsIntangibleAssetsAndGoodwill" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesGoodwill" xlink:label="loc_ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesGoodwill" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesGoodwill" xml:lang="en-US">Increase (decrease) through net exchange differences, goodwill</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesGoodwill" xml:lang="en-US">Exchange differences</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesGoodwill" xlink:to="lab_ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesGoodwill" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_IncreaseDecreaseThroughTransfersAndOtherChangesGoodwill" xlink:label="loc_ifrs-full_IncreaseDecreaseThroughTransfersAndOtherChangesGoodwill" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_IncreaseDecreaseThroughTransfersAndOtherChangesGoodwill" xml:lang="en-US">Increase (decrease) through other changes, goodwill</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_IncreaseDecreaseThroughTransfersAndOtherChangesGoodwill" xml:lang="en-US">Other</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IncreaseDecreaseThroughTransfersAndOtherChangesGoodwill" xlink:to="lab_ifrs-full_IncreaseDecreaseThroughTransfersAndOtherChangesGoodwill" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_AdditionalRecognitionGoodwill" xlink:label="loc_ifrs-full_AdditionalRecognitionGoodwill" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_AdditionalRecognitionGoodwill" xml:lang="en-US">Additional recognition, goodwill</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_AdditionalRecognitionGoodwill" xml:lang="en-US">Acquisitions</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AdditionalRecognitionGoodwill" xlink:to="lab_ifrs-full_AdditionalRecognitionGoodwill" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_HeadOfficeAccountAndOthersMember" xlink:label="loc_smfg_HeadOfficeAccountAndOthersMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_HeadOfficeAccountAndOthersMember" xml:lang="en-US">Head Office Account and Others [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_HeadOfficeAccountAndOthersMember" xml:lang="en-US">Head Office Account and Others [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_HeadOfficeAccountAndOthersMember" xlink:to="lab_smfg_HeadOfficeAccountAndOthersMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_HeadOfficeAccountAndOthersMember" xml:lang="en-US">Head office account and others.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_SignificantInvestmentsInSubsidiariesAxis" xlink:label="loc_ifrs-full_SignificantInvestmentsInSubsidiariesAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_SignificantInvestmentsInSubsidiariesAxis" xml:lang="en-US">Subsidiaries [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_SignificantInvestmentsInSubsidiariesAxis" xml:lang="en-US">Subsidiaries [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_SignificantInvestmentsInSubsidiariesAxis" xlink:to="lab_ifrs-full_SignificantInvestmentsInSubsidiariesAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_SignificantInvestmentsInSubsidiariesDomain" xlink:label="loc_ifrs-full_SignificantInvestmentsInSubsidiariesDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_SignificantInvestmentsInSubsidiariesDomain" xml:lang="en-US">Subsidiaries [domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_SignificantInvestmentsInSubsidiariesDomain" xml:lang="en-US">Entity's total for subsidiaries [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_SignificantInvestmentsInSubsidiariesDomain" xlink:to="lab_ifrs-full_SignificantInvestmentsInSubsidiariesDomain" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_CCCMKHoldingsCoLtdMember" xlink:label="loc_smfg_CCCMKHoldingsCoLtdMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_CCCMKHoldingsCoLtdMember" xml:lang="en-US">CCCMK Holdings Co., Ltd. [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_CCCMKHoldingsCoLtdMember" xml:lang="en-US">CCC MK HOLDINGS Co., Ltd</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_CCCMKHoldingsCoLtdMember" xlink:to="lab_smfg_CCCMKHoldingsCoLtdMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_CCCMKHoldingsCoLtdMember" xml:lang="en-US">CCCMK Holdings Co., Ltd.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_IntangibleAssetsAndGoodwillAbstract" xlink:label="loc_ifrs-full_IntangibleAssetsAndGoodwillAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_IntangibleAssetsAndGoodwillAbstract" xml:lang="en-US">Intangible assets and goodwill [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IntangibleAssetsAndGoodwillAbstract" xlink:to="lab_ifrs-full_IntangibleAssetsAndGoodwillAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfIntangibleAssetsTable" xlink:label="loc_ifrs-full_DisclosureOfIntangibleAssetsTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfIntangibleAssetsTable" xml:lang="en-US">Disclosure of detailed information about intangible assets [table]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfIntangibleAssetsTable" xml:lang="en-US">Disclosure of detailed information about intangible assets [table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfIntangibleAssetsTable" xlink:to="lab_ifrs-full_DisclosureOfIntangibleAssetsTable" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_BusinessCombinationsAxis" xlink:label="loc_ifrs-full_BusinessCombinationsAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_BusinessCombinationsAxis" xml:lang="en-US">Business combinations [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_BusinessCombinationsAxis" xml:lang="en-US">Business combinations [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_BusinessCombinationsAxis" xlink:to="lab_ifrs-full_BusinessCombinationsAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_BusinessCombinationsDomain" xlink:label="loc_ifrs-full_BusinessCombinationsDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_BusinessCombinationsDomain" xml:lang="en-US">Business combinations [domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_BusinessCombinationsDomain" xml:lang="en-US">Entity's total for business combinations [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_BusinessCombinationsDomain" xlink:to="lab_ifrs-full_BusinessCombinationsDomain" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_AggregatedIndividuallyImmaterialBusinessCombinationsMember" xlink:label="loc_ifrs-full_AggregatedIndividuallyImmaterialBusinessCombinationsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_AggregatedIndividuallyImmaterialBusinessCombinationsMember" xml:lang="en-US">Aggregated individually immaterial business combinations [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_AggregatedIndividuallyImmaterialBusinessCombinationsMember" xml:lang="en-US">Aggregated individually immaterial business combinations [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AggregatedIndividuallyImmaterialBusinessCombinationsMember" xlink:to="lab_ifrs-full_AggregatedIndividuallyImmaterialBusinessCombinationsMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfIntangibleAssetsLineItems" xlink:label="loc_ifrs-full_DisclosureOfIntangibleAssetsLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfIntangibleAssetsLineItems" xml:lang="en-US">Disclosure of detailed information about intangible assets [line items]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfIntangibleAssetsLineItems" xml:lang="en-US">Disclosure of detailed information about intangible assets [line items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfIntangibleAssetsLineItems" xlink:to="lab_ifrs-full_DisclosureOfIntangibleAssetsLineItems" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_ContractualCommitmentsForAcquisitionOfIntangibleAssets" xlink:label="loc_ifrs-full_ContractualCommitmentsForAcquisitionOfIntangibleAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ContractualCommitmentsForAcquisitionOfIntangibleAssets" xml:lang="en-US">Contractual commitments for acquisition of intangible assets</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ContractualCommitmentsForAcquisitionOfIntangibleAssets" xml:lang="en-US">Contractual commitments to acquire intangible assets</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ContractualCommitmentsForAcquisitionOfIntangibleAssets" xlink:to="lab_ifrs-full_ContractualCommitmentsForAcquisitionOfIntangibleAssets" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_RetailBusinessSegmentMember" xlink:label="loc_smfg_RetailBusinessSegmentMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_RetailBusinessSegmentMember" xml:lang="en-US">Retail Business Segment [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_RetailBusinessSegmentMember" xml:lang="en-US">Retail Business Segment [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_RetailBusinessSegmentMember" xlink:to="lab_smfg_RetailBusinessSegmentMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_RetailBusinessSegmentMember" xml:lang="en-US">Retail Business Segment [member]</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_SMBCConsumerFinanceCoLtdMember" xlink:label="loc_smfg_SMBCConsumerFinanceCoLtdMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_SMBCConsumerFinanceCoLtdMember" xml:lang="en-US">SMBC Consumer Finance Co., Ltd [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_SMBCConsumerFinanceCoLtdMember" xml:lang="en-US">SMBC Consumer Finance Co., Ltd [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_SMBCConsumerFinanceCoLtdMember" xlink:to="lab_smfg_SMBCConsumerFinanceCoLtdMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_SMBCConsumerFinanceCoLtdMember" xml:lang="en-US">SMBC consumer finance co., ltd.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_SumitomoMitsuiDSAssetManagementCompanyLimitedMember" xlink:label="loc_smfg_SumitomoMitsuiDSAssetManagementCompanyLimitedMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_SumitomoMitsuiDSAssetManagementCompanyLimitedMember" xml:lang="en-US">Sumitomo Mitsui DS Asset Management Company, Limited [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_SumitomoMitsuiDSAssetManagementCompanyLimitedMember" xml:lang="en-US">Sumitomo Mitsui DS Asset Management Company, Limited [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_SumitomoMitsuiDSAssetManagementCompanyLimitedMember" xlink:to="lab_smfg_SumitomoMitsuiDSAssetManagementCompanyLimitedMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_SumitomoMitsuiDSAssetManagementCompanyLimitedMember" xml:lang="en-US">Sumitomo Mitsui DS Asset Management Company, Limited.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_GlobalBusinessUnitOfSMFGIndiaCreditCompanyLimitedMember" xlink:label="loc_smfg_GlobalBusinessUnitOfSMFGIndiaCreditCompanyLimitedMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_GlobalBusinessUnitOfSMFGIndiaCreditCompanyLimitedMember" xml:lang="en-US">Global Business Unit of SMFG India Credit Company Limited [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_GlobalBusinessUnitOfSMFGIndiaCreditCompanyLimitedMember" xlink:to="lab_smfg_GlobalBusinessUnitOfSMFGIndiaCreditCompanyLimitedMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_MethodsOfGenerationAxis" xlink:label="loc_ifrs-full_MethodsOfGenerationAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_MethodsOfGenerationAxis" xml:lang="en-US">Methods of generation [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_MethodsOfGenerationAxis" xml:lang="en-US">Methods of generation [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_MethodsOfGenerationAxis" xlink:to="lab_ifrs-full_MethodsOfGenerationAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_MethodsOfGenerationDomain" xlink:label="loc_ifrs-full_MethodsOfGenerationDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_MethodsOfGenerationDomain" xml:lang="en-US">Methods of generation [domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_MethodsOfGenerationDomain" xml:lang="en-US">Methods of generation [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_MethodsOfGenerationDomain" xlink:to="lab_ifrs-full_MethodsOfGenerationDomain" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfImpairmentLossAndReversalOfImpairmentLossAbstract" xlink:label="loc_ifrs-full_DisclosureOfImpairmentLossAndReversalOfImpairmentLossAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfImpairmentLossAndReversalOfImpairmentLossAbstract" xml:lang="en-US">Disclosure of impairment loss and reversal of impairment loss [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfImpairmentLossAndReversalOfImpairmentLossAbstract" xlink:to="lab_ifrs-full_DisclosureOfImpairmentLossAndReversalOfImpairmentLossAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfImpairmentLossAndReversalOfImpairmentLossTable" xlink:label="loc_ifrs-full_DisclosureOfImpairmentLossAndReversalOfImpairmentLossTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfImpairmentLossAndReversalOfImpairmentLossTable" xml:lang="en-US">Disclosure of impairment loss and reversal of impairment loss [table]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfImpairmentLossAndReversalOfImpairmentLossTable" xml:lang="en-US">Disclosure of impairment loss and reversal of impairment loss [Table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfImpairmentLossAndReversalOfImpairmentLossTable" xlink:to="lab_ifrs-full_DisclosureOfImpairmentLossAndReversalOfImpairmentLossTable" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfImpairmentLossAndReversalOfImpairmentLossLineItems" xlink:label="loc_ifrs-full_DisclosureOfImpairmentLossAndReversalOfImpairmentLossLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfImpairmentLossAndReversalOfImpairmentLossLineItems" xml:lang="en-US">Disclosure of impairment loss and reversal of impairment loss [line items]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfImpairmentLossAndReversalOfImpairmentLossLineItems" xml:lang="en-US">Disclosure of impairment loss and reversal of impairment loss [line items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfImpairmentLossAndReversalOfImpairmentLossLineItems" xlink:to="lab_ifrs-full_DisclosureOfImpairmentLossAndReversalOfImpairmentLossLineItems" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DescriptionOfDiscountRatesAppliedToCashFlowProjections" xlink:label="loc_ifrs-full_DescriptionOfDiscountRatesAppliedToCashFlowProjections" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DescriptionOfDiscountRatesAppliedToCashFlowProjections" xml:lang="en-US">Discount rate applied to cash flow projections</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DescriptionOfDiscountRatesAppliedToCashFlowProjections" xml:lang="en-US">Pre-tax discount rate</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DescriptionOfDiscountRatesAppliedToCashFlowProjections" xlink:to="lab_ifrs-full_DescriptionOfDiscountRatesAppliedToCashFlowProjections" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DescriptionOfGrowthRateUsedToExtrapolateCashFlowProjections" xlink:label="loc_ifrs-full_DescriptionOfGrowthRateUsedToExtrapolateCashFlowProjections" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DescriptionOfGrowthRateUsedToExtrapolateCashFlowProjections" xml:lang="en-US">Growth rate used to extrapolate cash flow projections</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DescriptionOfGrowthRateUsedToExtrapolateCashFlowProjections" xml:lang="en-US">Growth rate</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DescriptionOfGrowthRateUsedToExtrapolateCashFlowProjections" xlink:to="lab_ifrs-full_DescriptionOfGrowthRateUsedToExtrapolateCashFlowProjections" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_ProductsAndServicesAxis" xlink:label="loc_ifrs-full_ProductsAndServicesAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ProductsAndServicesAxis" xml:lang="en-US">Products and services [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ProductsAndServicesAxis" xml:lang="en-US">Products and services [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ProductsAndServicesAxis" xlink:to="lab_ifrs-full_ProductsAndServicesAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_ProductsAndServicesDomain" xlink:label="loc_ifrs-full_ProductsAndServicesDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ProductsAndServicesDomain" xml:lang="en-US">Products and services [domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ProductsAndServicesDomain" xml:lang="en-US">Products and services [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ProductsAndServicesDomain" xlink:to="lab_ifrs-full_ProductsAndServicesDomain" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_SMFGIndiaCreditCompanyLimitedMember" xlink:label="loc_smfg_SMFGIndiaCreditCompanyLimitedMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_SMFGIndiaCreditCompanyLimitedMember" xml:lang="en-US">SMFG India Credit Company Limited [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_SMFGIndiaCreditCompanyLimitedMember" xml:lang="en-US">SMFG India Credit Company Limited [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_SMFGIndiaCreditCompanyLimitedMember" xlink:to="lab_smfg_SMFGIndiaCreditCompanyLimitedMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_SMFGIndiaCreditCompanyLimitedMember" xml:lang="en-US">SMFG india credit company limited.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_ReconciliationOfChangesInIntangibleAssetsOtherThanGoodwillAbstract" xlink:label="loc_ifrs-full_ReconciliationOfChangesInIntangibleAssetsOtherThanGoodwillAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ReconciliationOfChangesInIntangibleAssetsOtherThanGoodwillAbstract" xml:lang="en-US">Reconciliation of changes in intangible assets other than goodwill [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ReconciliationOfChangesInIntangibleAssetsOtherThanGoodwillAbstract" xlink:to="lab_ifrs-full_ReconciliationOfChangesInIntangibleAssetsOtherThanGoodwillAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_BrandNamesMember" xlink:label="loc_ifrs-full_BrandNamesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_BrandNamesMember" xml:lang="en-US">Brand names [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_BrandNamesMember" xml:lang="en-US">Trademarks [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_BrandNamesMember" xlink:to="lab_ifrs-full_BrandNamesMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_OtherIntangibleAssetsMember" xlink:label="loc_ifrs-full_OtherIntangibleAssetsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_OtherIntangibleAssetsMember" xml:lang="en-US">Other intangible assets [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_OtherIntangibleAssetsMember" xml:lang="en-US">Other intangibles [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OtherIntangibleAssetsMember" xlink:to="lab_ifrs-full_OtherIntangibleAssetsMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_IntangibleAssetsOtherThanGoodwill" xlink:label="loc_ifrs-full_IntangibleAssetsOtherThanGoodwill" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_IntangibleAssetsOtherThanGoodwill" xml:lang="en-US">Intangible assets other than goodwill</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="lab_ifrs-full_IntangibleAssetsOtherThanGoodwill" xml:lang="en-US">Carrying amount beginning balance</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="lab_ifrs-full_IntangibleAssetsOtherThanGoodwill" xml:lang="en-US">Carrying amount ending balance</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IntangibleAssetsOtherThanGoodwill" xlink:to="lab_ifrs-full_IntangibleAssetsOtherThanGoodwill" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill" xlink:label="loc_ifrs-full_AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill" xml:lang="en-US">Additions other than through business combinations, intangible assets other than goodwill</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill" xml:lang="en-US">Additions</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill" xlink:to="lab_ifrs-full_AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_AcquisitionsThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill" xlink:label="loc_ifrs-full_AcquisitionsThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_AcquisitionsThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill" xml:lang="en-US">Acquisitions through business combinations, intangible assets other than goodwill</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_AcquisitionsThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill" xml:lang="en-US">Acquisition of subsidiaries and businesses</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AcquisitionsThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill" xlink:to="lab_ifrs-full_AcquisitionsThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisposalsIntangibleAssetsOtherThanGoodwill" xlink:label="loc_ifrs-full_DisposalsIntangibleAssetsOtherThanGoodwill" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisposalsIntangibleAssetsOtherThanGoodwill" xml:lang="en-US">Disposals, intangible assets other than goodwill</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_ifrs-full_DisposalsIntangibleAssetsOtherThanGoodwill" xml:lang="en-US">Disposals</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisposalsIntangibleAssetsOtherThanGoodwill" xlink:to="lab_ifrs-full_DisposalsIntangibleAssetsOtherThanGoodwill" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_AmortisationIntangibleAssetsOtherThanGoodwill" xlink:label="loc_ifrs-full_AmortisationIntangibleAssetsOtherThanGoodwill" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_AmortisationIntangibleAssetsOtherThanGoodwill" xml:lang="en-US">Amortisation, intangible assets other than goodwill</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_ifrs-full_AmortisationIntangibleAssetsOtherThanGoodwill" xml:lang="en-US">Amortization</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AmortisationIntangibleAssetsOtherThanGoodwill" xlink:to="lab_ifrs-full_AmortisationIntangibleAssetsOtherThanGoodwill" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsOtherThanGoodwill" xlink:label="loc_ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsOtherThanGoodwill" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsOtherThanGoodwill" xml:lang="en-US">Increase (decrease) through net exchange differences, intangible assets other than goodwill</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsOtherThanGoodwill" xml:lang="en-US">Exchange differences</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsOtherThanGoodwill" xlink:to="lab_ifrs-full_IncreaseDecreaseThroughNetExchangeDifferencesIntangibleAssetsOtherThanGoodwill" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_IncreaseDecreaseThroughOtherChangesIntangibleAssetsOtherThanGoodwill" xlink:label="loc_ifrs-full_IncreaseDecreaseThroughOtherChangesIntangibleAssetsOtherThanGoodwill" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_IncreaseDecreaseThroughOtherChangesIntangibleAssetsOtherThanGoodwill" xml:lang="en-US">Increase (decrease) through other changes, intangible assets other than goodwill</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_IncreaseDecreaseThroughOtherChangesIntangibleAssetsOtherThanGoodwill" xml:lang="en-US">Others</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IncreaseDecreaseThroughOtherChangesIntangibleAssetsOtherThanGoodwill" xlink:to="lab_ifrs-full_IncreaseDecreaseThroughOtherChangesIntangibleAssetsOtherThanGoodwill" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_InternallyGeneratedMember" xlink:label="loc_ifrs-full_InternallyGeneratedMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_InternallyGeneratedMember" xml:lang="en-US">Internally generated [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_InternallyGeneratedMember" xml:lang="en-US">Internally generated [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InternallyGeneratedMember" xlink:to="lab_ifrs-full_InternallyGeneratedMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_NotInternallyGeneratedMember" xlink:label="loc_ifrs-full_NotInternallyGeneratedMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_NotInternallyGeneratedMember" xml:lang="en-US">Not internally generated [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_NotInternallyGeneratedMember" xml:lang="en-US">Purchased [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_NotInternallyGeneratedMember" xlink:to="lab_ifrs-full_NotInternallyGeneratedMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_MiscellaneousAssetsAbstract" xlink:label="loc_ifrs-full_MiscellaneousAssetsAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_MiscellaneousAssetsAbstract" xml:lang="en-US">Miscellaneous assets [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_MiscellaneousAssetsAbstract" xlink:to="lab_ifrs-full_MiscellaneousAssetsAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_Prepayments" xlink:label="loc_ifrs-full_Prepayments" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_Prepayments" xml:lang="en-US">Prepayments</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_Prepayments" xml:lang="en-US">Prepaid expenses</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_Prepayments" xlink:to="lab_ifrs-full_Prepayments" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_AccruedIncomeIncludingContractAssets" xlink:label="loc_ifrs-full_AccruedIncomeIncludingContractAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_AccruedIncomeIncludingContractAssets" xml:lang="en-US">Accrued income including contract assets</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_AccruedIncomeIncludingContractAssets" xml:lang="en-US">Accrued income</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AccruedIncomeIncludingContractAssets" xlink:to="lab_ifrs-full_AccruedIncomeIncludingContractAssets" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_ReceivablesFromBrokersDealersAndCustomersForSecuritiesTransactions" xlink:label="loc_smfg_ReceivablesFromBrokersDealersAndCustomersForSecuritiesTransactions" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_ReceivablesFromBrokersDealersAndCustomersForSecuritiesTransactions" xml:lang="en-US">Receivables From Brokers Dealers And Customers For Securities Transactions</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_ReceivablesFromBrokersDealersAndCustomersForSecuritiesTransactions" xml:lang="en-US">Receivables from brokers, dealers and customers for securities transactions</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_ReceivablesFromBrokersDealersAndCustomersForSecuritiesTransactions" xlink:to="lab_smfg_ReceivablesFromBrokersDealersAndCustomersForSecuritiesTransactions" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_ReceivablesFromBrokersDealersAndCustomersForSecuritiesTransactions" xml:lang="en-US">The balance of receivables from brokers, dealers and customers for securities transactions.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_CashCollateralProvidedForDerivativeAndOtherFinancialTransactions" xlink:label="loc_smfg_CashCollateralProvidedForDerivativeAndOtherFinancialTransactions" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_CashCollateralProvidedForDerivativeAndOtherFinancialTransactions" xml:lang="en-US">Cash collateral provided for derivative and other financial transactions</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_CashCollateralProvidedForDerivativeAndOtherFinancialTransactions" xml:lang="en-US">Cash collateral provided for derivative and other financial transactions</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_CashCollateralProvidedForDerivativeAndOtherFinancialTransactions" xlink:to="lab_smfg_CashCollateralProvidedForDerivativeAndOtherFinancialTransactions" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_CashCollateralProvidedForDerivativeAndOtherFinancialTransactions" xml:lang="en-US">The balance of cash collateral provided for derivative and other financial transactions.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_RecognisedAssetsDefinedBenefitPlan" xlink:label="loc_ifrs-full_RecognisedAssetsDefinedBenefitPlan" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_RecognisedAssetsDefinedBenefitPlan" xml:lang="en-US">Net defined benefit asset</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_RecognisedAssetsDefinedBenefitPlan" xml:lang="en-US">Retirement benefit assets</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_RecognisedAssetsDefinedBenefitPlan" xml:lang="en-US">Of which retirement benefit assets included in "Other assets"</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_RecognisedAssetsDefinedBenefitPlan" xlink:to="lab_ifrs-full_RecognisedAssetsDefinedBenefitPlan" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_SecurityDeposits" xlink:label="loc_smfg_SecurityDeposits" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_SecurityDeposits" xml:lang="en-US">Security Deposits</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_SecurityDeposits" xml:lang="en-US">Security deposits</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_SecurityDeposits" xlink:to="lab_smfg_SecurityDeposits" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_SecurityDeposits" xml:lang="en-US">The amount of security deposits.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_OtherMiscellaneousAssets" xlink:label="loc_smfg_OtherMiscellaneousAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_OtherMiscellaneousAssets" xml:lang="en-US">Other miscellaneous assets</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_OtherMiscellaneousAssets" xml:lang="en-US">Others</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_OtherMiscellaneousAssets" xlink:to="lab_smfg_OtherMiscellaneousAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_OtherMiscellaneousAssets" xml:lang="en-US">Other miscellaneous assets.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale" xlink:label="loc_ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale" xml:lang="en-US">Non-current assets or disposal groups classified as held for sale</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale" xml:lang="en-US">Assets held for sale</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale" xlink:to="lab_ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DepositsFromCustomersAbstract" xlink:label="loc_ifrs-full_DepositsFromCustomersAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DepositsFromCustomersAbstract" xml:lang="en-US">Deposits from customers [abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DepositsFromCustomersAbstract" xml:lang="en-US">Deposits:</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DepositsFromCustomersAbstract" xlink:to="lab_ifrs-full_DepositsFromCustomersAbstract" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_BalancesOnNoninterestbearingDemandDepositsFromCustomers" xlink:label="loc_smfg_BalancesOnNoninterestbearingDemandDepositsFromCustomers" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_BalancesOnNoninterestbearingDemandDepositsFromCustomers" xml:lang="en-US">Balances On Non-interest-bearing Demand Deposits From Customers</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_BalancesOnNoninterestbearingDemandDepositsFromCustomers" xml:lang="en-US">Non-interest-bearing demand deposits</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_BalancesOnNoninterestbearingDemandDepositsFromCustomers" xlink:to="lab_smfg_BalancesOnNoninterestbearingDemandDepositsFromCustomers" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_BalancesOnNoninterestbearingDemandDepositsFromCustomers" xml:lang="en-US">The balance on non-interest-bearing demand deposits from customers.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_BalancesOnInterestbearingDemandDepositsFromCustomers" xlink:label="loc_smfg_BalancesOnInterestbearingDemandDepositsFromCustomers" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_BalancesOnInterestbearingDemandDepositsFromCustomers" xml:lang="en-US">Balances On Interest-bearing Demand Deposits From Customers</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_BalancesOnInterestbearingDemandDepositsFromCustomers" xml:lang="en-US">Interest-bearing demand deposits</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_BalancesOnInterestbearingDemandDepositsFromCustomers" xlink:to="lab_smfg_BalancesOnInterestbearingDemandDepositsFromCustomers" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_BalancesOnInterestbearingDemandDepositsFromCustomers" xml:lang="en-US">The balance on interest-bearing demand deposits from customers.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_BalancesOnDepositsAtNoticeFromCustomers" xlink:label="loc_smfg_BalancesOnDepositsAtNoticeFromCustomers" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_BalancesOnDepositsAtNoticeFromCustomers" xml:lang="en-US">Balances On Deposits At Notice From Customers</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_BalancesOnDepositsAtNoticeFromCustomers" xml:lang="en-US">Deposits at notice</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_BalancesOnDepositsAtNoticeFromCustomers" xlink:to="lab_smfg_BalancesOnDepositsAtNoticeFromCustomers" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_BalancesOnDepositsAtNoticeFromCustomers" xml:lang="en-US">The balance on deposits at notice from customers.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_BalancesOnTimeDepositsFromCustomers" xlink:label="loc_smfg_BalancesOnTimeDepositsFromCustomers" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_BalancesOnTimeDepositsFromCustomers" xml:lang="en-US">Balances on Time deposits from customers</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_BalancesOnTimeDepositsFromCustomers" xml:lang="en-US">Time deposits</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_BalancesOnTimeDepositsFromCustomers" xlink:to="lab_smfg_BalancesOnTimeDepositsFromCustomers" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_BalancesOnTimeDepositsFromCustomers" xml:lang="en-US">The balance on time deposits from customers.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_BalancesOnNegotiableCertificatesOfDepositFromCustomers" xlink:label="loc_smfg_BalancesOnNegotiableCertificatesOfDepositFromCustomers" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_BalancesOnNegotiableCertificatesOfDepositFromCustomers" xml:lang="en-US">Balances On Negotiable Certificates Of Deposit From Customers</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_BalancesOnNegotiableCertificatesOfDepositFromCustomers" xml:lang="en-US">Negotiable certificates of deposit</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_BalancesOnNegotiableCertificatesOfDepositFromCustomers" xlink:to="lab_smfg_BalancesOnNegotiableCertificatesOfDepositFromCustomers" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_BalancesOnNegotiableCertificatesOfDepositFromCustomers" xml:lang="en-US">The balance on negotiable certificates of deposit from customers.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_BalancesOnOtherDepositsFromCustomers" xlink:label="loc_ifrs-full_BalancesOnOtherDepositsFromCustomers" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_BalancesOnOtherDepositsFromCustomers" xml:lang="en-US">Balances on other deposits from customers</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_BalancesOnOtherDepositsFromCustomers" xml:lang="en-US">Others</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_BalancesOnOtherDepositsFromCustomers" xml:lang="en-US">Other deposits</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_BalancesOnOtherDepositsFromCustomers" xlink:to="lab_ifrs-full_BalancesOnOtherDepositsFromCustomers" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_CategoriesOfFinancialLiabilitiesAbstract" xlink:label="loc_ifrs-full_CategoriesOfFinancialLiabilitiesAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_CategoriesOfFinancialLiabilitiesAbstract" xml:lang="en-US">Categories of financial liabilities [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CategoriesOfFinancialLiabilitiesAbstract" xlink:to="lab_ifrs-full_CategoriesOfFinancialLiabilitiesAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfFinancialLiabilitiesTable" xlink:label="loc_ifrs-full_DisclosureOfFinancialLiabilitiesTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfFinancialLiabilitiesTable" xml:lang="en-US">Disclosure of financial liabilities [table]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfFinancialLiabilitiesTable" xml:lang="en-US">Disclosure of financial liabilities [table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfFinancialLiabilitiesTable" xlink:to="lab_ifrs-full_DisclosureOfFinancialLiabilitiesTable" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_ClassesOfFinancialLiabilitiesAxis" xlink:label="loc_ifrs-full_ClassesOfFinancialLiabilitiesAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ClassesOfFinancialLiabilitiesAxis" xml:lang="en-US">Classes of financial liabilities [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ClassesOfFinancialLiabilitiesAxis" xml:lang="en-US">Classes of financial liabilities [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ClassesOfFinancialLiabilitiesAxis" xlink:to="lab_ifrs-full_ClassesOfFinancialLiabilitiesAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_ClassesOfFinancialLiabilitiesDomain" xlink:label="loc_ifrs-full_ClassesOfFinancialLiabilitiesDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ClassesOfFinancialLiabilitiesDomain" xml:lang="en-US">Classes of financial liabilities [domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ClassesOfFinancialLiabilitiesDomain" xml:lang="en-US">Financial liabilities [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ClassesOfFinancialLiabilitiesDomain" xlink:to="lab_ifrs-full_ClassesOfFinancialLiabilitiesDomain" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfFinancialLiabilitiesLineItems" xlink:label="loc_ifrs-full_DisclosureOfFinancialLiabilitiesLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfFinancialLiabilitiesLineItems" xml:lang="en-US">Disclosure of financial liabilities [line items]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfFinancialLiabilitiesLineItems" xml:lang="en-US">Disclosure of financial liabilities [line items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfFinancialLiabilitiesLineItems" xlink:to="lab_ifrs-full_DisclosureOfFinancialLiabilitiesLineItems" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DebtSecuritiesInIssueMember" xlink:label="loc_smfg_DebtSecuritiesInIssueMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DebtSecuritiesInIssueMember" xml:lang="en-US">Debt securities in issue [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DebtSecuritiesInIssueMember" xml:lang="en-US">Debt securities in issue [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DebtSecuritiesInIssueMember" xlink:to="lab_smfg_DebtSecuritiesInIssueMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DebtSecuritiesInIssueMember" xml:lang="en-US">Debt securities in issue.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_CarryingAmountOfFinancialLiabilitiesDesignatedAtFairValueThroughProfitOrLossThatExcessTheContractualAmountRequiredToBePaidAtMaturity" xlink:label="loc_smfg_CarryingAmountOfFinancialLiabilitiesDesignatedAtFairValueThroughProfitOrLossThatExcessTheContractualAmountRequiredToBePaidAtMaturity" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_CarryingAmountOfFinancialLiabilitiesDesignatedAtFairValueThroughProfitOrLossThatExcessTheContractualAmountRequiredToBePaidAtMaturity" xml:lang="en-US">Carrying Amount Of Financial Liabilities Designated At Fair Value Through Profit Or Loss That Excess The Contractual Amount Required To Be Paid At Maturity</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_smfg_CarryingAmountOfFinancialLiabilitiesDesignatedAtFairValueThroughProfitOrLossThatExcessTheContractualAmountRequiredToBePaidAtMaturity" xml:lang="en-US">Financial liabilities designated at fair value through profit or loss</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_CarryingAmountOfFinancialLiabilitiesDesignatedAtFairValueThroughProfitOrLossThatExcessTheContractualAmountRequiredToBePaidAtMaturity" xlink:to="lab_smfg_CarryingAmountOfFinancialLiabilitiesDesignatedAtFairValueThroughProfitOrLossThatExcessTheContractualAmountRequiredToBePaidAtMaturity" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_CarryingAmountOfFinancialLiabilitiesDesignatedAtFairValueThroughProfitOrLossThatExcessTheContractualAmountRequiredToBePaidAtMaturity" xml:lang="en-US">The carrying amount of financial liabilities designated at fair value through profit or loss that excess the contractual amount required to be paid at maturity.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_AccumulatedChangesInFairValueOfFinancialLiabilityAttributableToChangesInCreditRiskOfLiability" xlink:label="loc_ifrs-full_AccumulatedChangesInFairValueOfFinancialLiabilityAttributableToChangesInCreditRiskOfLiability" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_AccumulatedChangesInFairValueOfFinancialLiabilityAttributableToChangesInCreditRiskOfLiability" xml:lang="en-US">Accumulated increase (decrease) in fair value of financial liability, attributable to changes in credit risk of liability</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_AccumulatedChangesInFairValueOfFinancialLiabilityAttributableToChangesInCreditRiskOfLiability" xml:lang="en-US">Accumulated gain or loss in fair value of financial liability, attributable to changes in credit risk of liability</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AccumulatedChangesInFairValueOfFinancialLiabilityAttributableToChangesInCreditRiskOfLiability" xlink:to="lab_ifrs-full_AccumulatedChangesInFairValueOfFinancialLiabilityAttributableToChangesInCreditRiskOfLiability" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsAbstract" xlink:label="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsAbstract" xml:lang="en-US">Disclosure of detailed information about borrowings [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsAbstract" xlink:to="lab_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsTable" xlink:label="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsTable" xml:lang="en-US">Disclosure of detailed information about borrowings [table]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsTable" xml:lang="en-US">Disclosure of detailed information about borrowings [table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsTable" xlink:to="lab_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsTable" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_LiabilitiesAssociatedWithSecuritizationTransactionsMember" xlink:label="loc_smfg_LiabilitiesAssociatedWithSecuritizationTransactionsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_LiabilitiesAssociatedWithSecuritizationTransactionsMember" xml:lang="en-US">Liabilities Associated With Securitization Transactions [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_LiabilitiesAssociatedWithSecuritizationTransactionsMember" xml:lang="en-US">Liabilities associated with securitization transactions [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_LiabilitiesAssociatedWithSecuritizationTransactionsMember" xlink:to="lab_smfg_LiabilitiesAssociatedWithSecuritizationTransactionsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_LiabilitiesAssociatedWithSecuritizationTransactionsMember" xml:lang="en-US">Liabilities associated with securitization transactions.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_LeaseLiabilitiesMember" xlink:label="loc_ifrs-full_LeaseLiabilitiesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_LeaseLiabilitiesMember" xml:lang="en-US">Lease liabilities [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_LeaseLiabilitiesMember" xml:lang="en-US">Lease liabilities [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_LeaseLiabilitiesMember" xlink:to="lab_ifrs-full_LeaseLiabilitiesMember" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_SubordinatedBorrowingsMember" xlink:label="loc_smfg_SubordinatedBorrowingsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_SubordinatedBorrowingsMember" xml:lang="en-US">Subordinated borrowings [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_SubordinatedBorrowingsMember" xml:lang="en-US">Subordinated borrowings [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_SubordinatedBorrowingsMember" xlink:to="lab_smfg_SubordinatedBorrowingsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_SubordinatedBorrowingsMember" xml:lang="en-US">Subordinated borrowings.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_UnsubordinatedBorrowingsMember" xlink:label="loc_smfg_UnsubordinatedBorrowingsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_UnsubordinatedBorrowingsMember" xml:lang="en-US">Unsubordinated borrowings [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_UnsubordinatedBorrowingsMember" xml:lang="en-US">Unsubordinated borrowings [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_UnsubordinatedBorrowingsMember" xlink:to="lab_smfg_UnsubordinatedBorrowingsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_UnsubordinatedBorrowingsMember" xml:lang="en-US">Unsubordinated borrowings.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems" xlink:label="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems" xml:lang="en-US">Disclosure of detailed information about borrowings [line items]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems" xml:lang="en-US">Disclosure of detailed information about borrowings [line items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems" xlink:to="lab_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DebtSecuritiesInIssueAbstract" xlink:label="loc_smfg_DebtSecuritiesInIssueAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DebtSecuritiesInIssueAbstract" xml:lang="en-US">Debt Securities In Issue [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DebtSecuritiesInIssueAbstract" xlink:to="lab_smfg_DebtSecuritiesInIssueAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DebtSecuritiesInIssueAbstract" xml:lang="en-US">Debt securities in issue.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DebtSecuritiesInIssueTable" xlink:label="loc_smfg_DebtSecuritiesInIssueTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DebtSecuritiesInIssueTable" xml:lang="en-US">Debt Securities In Issue [table]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DebtSecuritiesInIssueTable" xml:lang="en-US">Debt securities in issue [Table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DebtSecuritiesInIssueTable" xlink:to="lab_smfg_DebtSecuritiesInIssueTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DebtSecuritiesInIssueTable" xml:lang="en-US">Debt securities in issue.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd#srt_CurrencyAxis" xlink:label="loc_srt_CurrencyAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_srt_CurrencyAxis" xml:lang="en-US">Currency [Axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_srt_CurrencyAxis" xml:lang="en-US">Currency [Axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_CurrencyAxis" xlink:to="lab_srt_CurrencyAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/currency/2025/currency-2025.xsd#currency_AllCurrenciesDomain" xlink:label="loc_currency_AllCurrenciesDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_currency_AllCurrenciesDomain" xml:lang="en-US">All Currencies [Domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_currency_AllCurrenciesDomain" xml:lang="en-US">All Currencies [Domain]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_currency_AllCurrenciesDomain" xlink:to="lab_currency_AllCurrenciesDomain" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/currency/2025/currency-2025.xsd#currency_USD" xlink:label="loc_currency_USD" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_currency_USD" xml:lang="en-US">United States of America, Dollars</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_currency_USD" xml:lang="en-US">U.S. Dollar [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_currency_USD" xlink:to="lab_currency_USD" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/currency/2025/currency-2025.xsd#currency_EUR" xlink:label="loc_currency_EUR" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_currency_EUR" xml:lang="en-US">Euro Member Countries, Euro</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_currency_EUR" xml:lang="en-US">Euro [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_currency_EUR" xlink:to="lab_currency_EUR" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/currency/2025/currency-2025.xsd#currency_AUD" xlink:label="loc_currency_AUD" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_currency_AUD" xml:lang="en-US">Australia, Dollars</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_currency_AUD" xml:lang="en-US">Australia, Dollars [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_currency_AUD" xlink:to="lab_currency_AUD" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/currency/2025/currency-2025.xsd#currency_HKD" xlink:label="loc_currency_HKD" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_currency_HKD" xml:lang="en-US">Hong Kong, Dollars</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_currency_HKD" xml:lang="en-US">Hong Kong, Dollars [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_currency_HKD" xlink:to="lab_currency_HKD" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/currency/2025/currency-2025.xsd#currency_JPY" xlink:label="loc_currency_JPY" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_currency_JPY" xml:lang="en-US">Japan, Yen</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_currency_JPY" xml:lang="en-US">Japanese Yen [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_currency_JPY" xlink:to="lab_currency_JPY" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/currency/2025/currency-2025.xsd#currency_IDR" xlink:label="loc_currency_IDR" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_currency_IDR" xml:lang="en-US">Indonesia, Rupiahs</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_currency_IDR" xml:lang="en-US">Indonesia, Rupiahs [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_currency_IDR" xlink:to="lab_currency_IDR" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/currency/2025/currency-2025.xsd#currency_INR" xlink:label="loc_currency_INR" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_currency_INR" xml:lang="en-US">India, Rupees</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_currency_INR" xml:lang="en-US">Indian, Rupees [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_currency_INR" xlink:to="lab_currency_INR" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DebtSecuritiesByNameAxis" xlink:label="loc_smfg_DebtSecuritiesByNameAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DebtSecuritiesByNameAxis" xml:lang="en-US">Debt Securities By Name [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DebtSecuritiesByNameAxis" xml:lang="en-US">Debt securities by name [Axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DebtSecuritiesByNameAxis" xlink:to="lab_smfg_DebtSecuritiesByNameAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DebtSecuritiesByNameAxis" xml:lang="en-US">Debt securities by name.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DebtSecuritiesByNameDomain" xlink:label="loc_smfg_DebtSecuritiesByNameDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DebtSecuritiesByNameDomain" xml:lang="en-US">Debt Securities By Name [domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DebtSecuritiesByNameDomain" xml:lang="en-US">Debt securities by name [Domain]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DebtSecuritiesByNameDomain" xlink:to="lab_smfg_DebtSecuritiesByNameDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DebtSecuritiesByNameDomain" xml:lang="en-US">Debt securities by name.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_SubordinatedBondsMember" xlink:label="loc_smfg_SubordinatedBondsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_SubordinatedBondsMember" xml:lang="en-US">Subordinated bonds [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_SubordinatedBondsMember" xml:lang="en-US">Subordinated bonds [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_SubordinatedBondsMember" xlink:to="lab_smfg_SubordinatedBondsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_SubordinatedBondsMember" xml:lang="en-US">Subordinated bonds.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_CommercialPaper1Member" xlink:label="loc_smfg_CommercialPaper1Member" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_CommercialPaper1Member" xml:lang="en-US">Commercial Paper 1 [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_CommercialPaper1Member" xml:lang="en-US">Commercial paper [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_CommercialPaper1Member" xlink:to="lab_smfg_CommercialPaper1Member" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_CommercialPaper1Member" xml:lang="en-US">Commercial paper.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_UnsubordinatedBondsMember" xlink:label="loc_smfg_UnsubordinatedBondsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_UnsubordinatedBondsMember" xml:lang="en-US">Unsubordinated bonds [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_UnsubordinatedBondsMember" xlink:to="lab_smfg_UnsubordinatedBondsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_UnsubordinatedBondsMember" xml:lang="en-US">Unsubordinated bonds</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DebtSecuritiesInIssueLineItems" xlink:label="loc_smfg_DebtSecuritiesInIssueLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DebtSecuritiesInIssueLineItems" xml:lang="en-US">Debt Securities In Issue [line items]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DebtSecuritiesInIssueLineItems" xml:lang="en-US">Debt securities in issue [line items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DebtSecuritiesInIssueLineItems" xlink:to="lab_smfg_DebtSecuritiesInIssueLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DebtSecuritiesInIssueLineItems" xml:lang="en-US">Debt securities in issue.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DebtSecuritiesOriginalCurrency" xlink:label="loc_smfg_DebtSecuritiesOriginalCurrency" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DebtSecuritiesOriginalCurrency" xml:lang="en-US">Debt Securities Original Currency</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DebtSecuritiesOriginalCurrency" xml:lang="en-US">Debt securities in issue, Currency payable in</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DebtSecuritiesOriginalCurrency" xlink:to="lab_smfg_DebtSecuritiesOriginalCurrency" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DebtSecuritiesOriginalCurrency" xml:lang="en-US">The currency in which the debt securities are denominated.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DebtSecuritiesMaturityYear" xlink:label="loc_smfg_DebtSecuritiesMaturityYear" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DebtSecuritiesMaturityYear" xml:lang="en-US">Debt Securities Maturity Year</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DebtSecuritiesMaturityYear" xml:lang="en-US">Debt securities in issue, Maturity year</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DebtSecuritiesMaturityYear" xlink:to="lab_smfg_DebtSecuritiesMaturityYear" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DebtSecuritiesMaturityYear" xml:lang="en-US">The maturity year of debt securities.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DebtSecuritiesInterestRate" xlink:label="loc_smfg_DebtSecuritiesInterestRate" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DebtSecuritiesInterestRate" xml:lang="en-US">Debt securities interest rate</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DebtSecuritiesInterestRate" xml:lang="en-US">Debt securities in issue, Interest rate</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DebtSecuritiesInterestRate" xlink:to="lab_smfg_DebtSecuritiesInterestRate" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DebtSecuritiesInterestRate" xml:lang="en-US">The interest rate on debt securities.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_ParentMember" xlink:label="loc_ifrs-full_ParentMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ParentMember" xml:lang="en-US">Parent [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ParentMember" xml:lang="en-US">SMFG [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ParentMember" xlink:to="lab_ifrs-full_ParentMember" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_SumitomoMitsuiBankingCorporationMember" xlink:label="loc_smfg_SumitomoMitsuiBankingCorporationMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_SumitomoMitsuiBankingCorporationMember" xml:lang="en-US">Sumitomo Mitsui Banking Corporation [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_SumitomoMitsuiBankingCorporationMember" xml:lang="en-US">Sumitomo mitsui banking corporation [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_smfg_SumitomoMitsuiBankingCorporationMember" xml:lang="en-US">Sumitomo Mitsui Banking Corporation [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_SumitomoMitsuiBankingCorporationMember" xlink:to="lab_smfg_SumitomoMitsuiBankingCorporationMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_SumitomoMitsuiBankingCorporationMember" xml:lang="en-US">Sumitomo Mitsui Banking Corporation.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_OtherSubsidiariesMember" xlink:label="loc_smfg_OtherSubsidiariesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_OtherSubsidiariesMember" xml:lang="en-US">Other Subsidiaries [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_OtherSubsidiariesMember" xml:lang="en-US">Other subsidiaries [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_OtherSubsidiariesMember" xlink:to="lab_smfg_OtherSubsidiariesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_OtherSubsidiariesMember" xml:lang="en-US">Other subsidiaries.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_BondsIssuanceCashInflowsAbstract" xlink:label="loc_smfg_BondsIssuanceCashInflowsAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_BondsIssuanceCashInflowsAbstract" xml:lang="en-US">Bonds Issuance Cash Inflows [abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_BondsIssuanceCashInflowsAbstract" xml:lang="en-US">Cash flows:</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_BondsIssuanceCashInflowsAbstract" xlink:to="lab_smfg_BondsIssuanceCashInflowsAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_BondsIssuanceCashInflowsAbstract" xml:lang="en-US">Bonds Issuance Cash Inflows [abstract]</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_NonCashChangesAbstract" xlink:label="loc_smfg_NonCashChangesAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_NonCashChangesAbstract" xml:lang="en-US">Non Cash Changes [abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_NonCashChangesAbstract" xml:lang="en-US">Non-cash changes:</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_NonCashChangesAbstract" xlink:to="lab_smfg_NonCashChangesAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_NonCashChangesAbstract" xml:lang="en-US">Non cash changes.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_NoncashChangesForeignExchangeTranslationsOfSubordinatedBonds" xlink:label="loc_smfg_NoncashChangesForeignExchangeTranslationsOfSubordinatedBonds" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_NoncashChangesForeignExchangeTranslationsOfSubordinatedBonds" xml:lang="en-US">Non-cash changes foreign exchange translations of subordinated bonds</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_smfg_NoncashChangesForeignExchangeTranslationsOfSubordinatedBonds" xml:lang="en-US">Foreign exchange translations</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_NoncashChangesForeignExchangeTranslationsOfSubordinatedBonds" xlink:to="lab_smfg_NoncashChangesForeignExchangeTranslationsOfSubordinatedBonds" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_NoncashChangesForeignExchangeTranslationsOfSubordinatedBonds" xml:lang="en-US">Non-cash changes foreign exchange translations of subordinated bonds.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_NoncashChangesInOtherSubordinatedBonds" xlink:label="loc_smfg_NoncashChangesInOtherSubordinatedBonds" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_NoncashChangesInOtherSubordinatedBonds" xml:lang="en-US">Non-cash changes in other subordinated bonds</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_smfg_NoncashChangesInOtherSubordinatedBonds" xml:lang="en-US">Others</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_NoncashChangesInOtherSubordinatedBonds" xlink:to="lab_smfg_NoncashChangesInOtherSubordinatedBonds" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_NoncashChangesInOtherSubordinatedBonds" xml:lang="en-US">Non-cash changes in other subordinated bonds.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_BondsIssued" xlink:label="loc_ifrs-full_BondsIssued" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_BondsIssued" xml:lang="en-US">Bonds issued</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="lab_ifrs-full_BondsIssued" xml:lang="en-US">Subordinated bonds at beginning of period</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="lab_ifrs-full_BondsIssued" xml:lang="en-US">Subordinated bonds at end of period</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_BondsIssued" xlink:to="lab_ifrs-full_BondsIssued" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfOtherProvisionsAbstract" xlink:label="loc_ifrs-full_DisclosureOfOtherProvisionsAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfOtherProvisionsAbstract" xml:lang="en-US">Disclosure of other provisions [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfOtherProvisionsAbstract" xlink:to="lab_ifrs-full_DisclosureOfOtherProvisionsAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfOtherProvisionsTable" xlink:label="loc_ifrs-full_DisclosureOfOtherProvisionsTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfOtherProvisionsTable" xml:lang="en-US">Disclosure of other provisions [table]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfOtherProvisionsTable" xml:lang="en-US">Disclosure of other provisions [table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfOtherProvisionsTable" xlink:to="lab_ifrs-full_DisclosureOfOtherProvisionsTable" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_MiscellaneousOtherProvisionsMember" xlink:label="loc_ifrs-full_MiscellaneousOtherProvisionsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_MiscellaneousOtherProvisionsMember" xml:lang="en-US">Miscellaneous other provisions [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_MiscellaneousOtherProvisionsMember" xml:lang="en-US">Other provisions [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_MiscellaneousOtherProvisionsMember" xlink:to="lab_ifrs-full_MiscellaneousOtherProvisionsMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfOtherProvisionsLineItems" xlink:label="loc_ifrs-full_DisclosureOfOtherProvisionsLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfOtherProvisionsLineItems" xml:lang="en-US">Disclosure of other provisions [line items]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfOtherProvisionsLineItems" xml:lang="en-US">Disclosure of other provisions [line items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfOtherProvisionsLineItems" xlink:to="lab_ifrs-full_DisclosureOfOtherProvisionsLineItems" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_AdditionalProvisionsOtherProvisions" xlink:label="loc_ifrs-full_AdditionalProvisionsOtherProvisions" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_AdditionalProvisionsOtherProvisions" xml:lang="en-US">Additional provisions, other provisions</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_AdditionalProvisionsOtherProvisions" xml:lang="en-US">Additional provisions</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AdditionalProvisionsOtherProvisions" xlink:to="lab_ifrs-full_AdditionalProvisionsOtherProvisions" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_ProvisionUsedOtherProvisions" xlink:label="loc_ifrs-full_ProvisionUsedOtherProvisions" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ProvisionUsedOtherProvisions" xml:lang="en-US">Provision used, other provisions</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_ifrs-full_ProvisionUsedOtherProvisions" xml:lang="en-US">Amounts used</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ProvisionUsedOtherProvisions" xlink:to="lab_ifrs-full_ProvisionUsedOtherProvisions" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_UnusedProvisionReversedOtherProvisions" xlink:label="loc_ifrs-full_UnusedProvisionReversedOtherProvisions" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_UnusedProvisionReversedOtherProvisions" xml:lang="en-US">Unused provision reversed, other provisions</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_ifrs-full_UnusedProvisionReversedOtherProvisions" xml:lang="en-US">Unused amounts reversed</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_UnusedProvisionReversedOtherProvisions" xlink:to="lab_ifrs-full_UnusedProvisionReversedOtherProvisions" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_IncreaseDecreaseThroughChangeInDiscountRateOtherProvisions" xlink:label="loc_ifrs-full_IncreaseDecreaseThroughChangeInDiscountRateOtherProvisions" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_IncreaseDecreaseThroughChangeInDiscountRateOtherProvisions" xml:lang="en-US">Increase (decrease) through change in discount rate, other provisions</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_IncreaseDecreaseThroughChangeInDiscountRateOtherProvisions" xml:lang="en-US">Amortization of discount and effect of change in discount rate</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IncreaseDecreaseThroughChangeInDiscountRateOtherProvisions" xlink:to="lab_ifrs-full_IncreaseDecreaseThroughChangeInDiscountRateOtherProvisions" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_IncreaseDecreaseThroughTransfersAndOtherChangesOtherProvisions" xlink:label="loc_ifrs-full_IncreaseDecreaseThroughTransfersAndOtherChangesOtherProvisions" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_IncreaseDecreaseThroughTransfersAndOtherChangesOtherProvisions" xml:lang="en-US">Increase (decrease) through transfers and other changes, other provisions</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_IncreaseDecreaseThroughTransfersAndOtherChangesOtherProvisions" xml:lang="en-US">Others</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IncreaseDecreaseThroughTransfersAndOtherChangesOtherProvisions" xlink:to="lab_ifrs-full_IncreaseDecreaseThroughTransfersAndOtherChangesOtherProvisions" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_MiscellaneousLiabilitiesAbstract" xlink:label="loc_ifrs-full_MiscellaneousLiabilitiesAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_MiscellaneousLiabilitiesAbstract" xml:lang="en-US">Miscellaneous liabilities [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_MiscellaneousLiabilitiesAbstract" xlink:to="lab_ifrs-full_MiscellaneousLiabilitiesAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_Accruals" xlink:label="loc_ifrs-full_Accruals" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_Accruals" xml:lang="en-US">Accruals</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_Accruals" xml:lang="en-US">Accrued expenses</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_Accruals" xlink:to="lab_ifrs-full_Accruals" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DeferredIncomeIncludingContractLiabilities" xlink:label="loc_ifrs-full_DeferredIncomeIncludingContractLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DeferredIncomeIncludingContractLiabilities" xml:lang="en-US">Deferred income including contract liabilities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DeferredIncomeIncludingContractLiabilities" xml:lang="en-US">Unearned income</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DeferredIncomeIncludingContractLiabilities" xlink:to="lab_ifrs-full_DeferredIncomeIncludingContractLiabilities" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_FinancialGuaranteesAndOtherCreditrelatedContingentLiabilities" xlink:label="loc_smfg_FinancialGuaranteesAndOtherCreditrelatedContingentLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_FinancialGuaranteesAndOtherCreditrelatedContingentLiabilities" xml:lang="en-US">Financial Guarantees And Other Credit-related Contingent Liabilities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_FinancialGuaranteesAndOtherCreditrelatedContingentLiabilities" xml:lang="en-US">Financial guarantees and other credit-related contingent liabilities</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_FinancialGuaranteesAndOtherCreditrelatedContingentLiabilities" xlink:to="lab_smfg_FinancialGuaranteesAndOtherCreditrelatedContingentLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_FinancialGuaranteesAndOtherCreditrelatedContingentLiabilities" xml:lang="en-US">Financial guarantees and other credit-related contingent liabilities.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DueToTrustAccount" xlink:label="loc_smfg_DueToTrustAccount" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DueToTrustAccount" xml:lang="en-US">Due To Trust Account</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DueToTrustAccount" xml:lang="en-US">Due to trust account</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DueToTrustAccount" xlink:to="lab_smfg_DueToTrustAccount" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DueToTrustAccount" xml:lang="en-US">Due to trust account.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_PayablesToBrokersDealersAndCustomersForSecuritiesTransactions" xlink:label="loc_smfg_PayablesToBrokersDealersAndCustomersForSecuritiesTransactions" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_PayablesToBrokersDealersAndCustomersForSecuritiesTransactions" xml:lang="en-US">Payables To Brokers, Dealers And Customers For Securities Transactions</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_PayablesToBrokersDealersAndCustomersForSecuritiesTransactions" xml:lang="en-US">Payables to brokers, dealers and customers for securities transactions</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_PayablesToBrokersDealersAndCustomersForSecuritiesTransactions" xlink:to="lab_smfg_PayablesToBrokersDealersAndCustomersForSecuritiesTransactions" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_PayablesToBrokersDealersAndCustomersForSecuritiesTransactions" xml:lang="en-US">Payables to brokers, dealers and customers for securities transactions.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_PayablesRelatedToCreditCardServices" xlink:label="loc_smfg_PayablesRelatedToCreditCardServices" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_PayablesRelatedToCreditCardServices" xml:lang="en-US">Payables Related To Credit Card Services</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_PayablesRelatedToCreditCardServices" xml:lang="en-US">Payables related to credit card services</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_PayablesRelatedToCreditCardServices" xlink:to="lab_smfg_PayablesRelatedToCreditCardServices" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_PayablesRelatedToCreditCardServices" xml:lang="en-US">Payables related to credit card services.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_ObligationsFromFactoringTransactions" xlink:label="loc_smfg_ObligationsFromFactoringTransactions" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_ObligationsFromFactoringTransactions" xml:lang="en-US">Obligations From Factoring Transactions</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_ObligationsFromFactoringTransactions" xml:lang="en-US">Obligations from factoring transactions</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_ObligationsFromFactoringTransactions" xlink:to="lab_smfg_ObligationsFromFactoringTransactions" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_ObligationsFromFactoringTransactions" xml:lang="en-US">Obligations from factoring transactions.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_RecognisedLiabilitiesDefinedBenefitPlan" xlink:label="loc_ifrs-full_RecognisedLiabilitiesDefinedBenefitPlan" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_RecognisedLiabilitiesDefinedBenefitPlan" xml:lang="en-US">Net defined benefit liability</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_RecognisedLiabilitiesDefinedBenefitPlan" xml:lang="en-US">Retirement benefit liabilities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_ifrs-full_RecognisedLiabilitiesDefinedBenefitPlan" xml:lang="en-US">Of which retirement benefit liabilities included in "Other liabilities"</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_RecognisedLiabilitiesDefinedBenefitPlan" xlink:to="lab_ifrs-full_RecognisedLiabilitiesDefinedBenefitPlan" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_OtherMiscellaneousLiabilities" xlink:label="loc_smfg_OtherMiscellaneousLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_OtherMiscellaneousLiabilities" xml:lang="en-US">Other miscellaneous liabilities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_OtherMiscellaneousLiabilities" xml:lang="en-US">Others</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_OtherMiscellaneousLiabilities" xlink:to="lab_smfg_OtherMiscellaneousLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_OtherMiscellaneousLiabilities" xml:lang="en-US">Other miscellaneous liabilities.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_GuaranteeDepositsAndDerivativeCashCollateralReceived" xlink:label="loc_smfg_GuaranteeDepositsAndDerivativeCashCollateralReceived" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_GuaranteeDepositsAndDerivativeCashCollateralReceived" xml:lang="en-US">Guarantee Deposits and Derivative Cash Collateral Received</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_GuaranteeDepositsAndDerivativeCashCollateralReceived" xml:lang="en-US">Guarantee deposits and derivative cash collateral received</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_GuaranteeDepositsAndDerivativeCashCollateralReceived" xlink:to="lab_smfg_GuaranteeDepositsAndDerivativeCashCollateralReceived" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_GuaranteeDepositsAndDerivativeCashCollateralReceived" xml:lang="en-US">Guarantee deposits and derivative cash collateral received.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_LiabilitiesIncludedInDisposalGroupsClassifiedAsHeldForSale" xlink:label="loc_ifrs-full_LiabilitiesIncludedInDisposalGroupsClassifiedAsHeldForSale" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_LiabilitiesIncludedInDisposalGroupsClassifiedAsHeldForSale" xml:lang="en-US">Liabilities included in disposal groups classified as held for sale</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_LiabilitiesIncludedInDisposalGroupsClassifiedAsHeldForSale" xml:lang="en-US">Liabilities directly associated with the assets held for sale</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_LiabilitiesIncludedInDisposalGroupsClassifiedAsHeldForSale" xlink:to="lab_ifrs-full_LiabilitiesIncludedInDisposalGroupsClassifiedAsHeldForSale" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_ReconciliationOfChangesInDeferredTaxLiabilityAssetAbstract" xlink:label="loc_ifrs-full_ReconciliationOfChangesInDeferredTaxLiabilityAssetAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ReconciliationOfChangesInDeferredTaxLiabilityAssetAbstract" xml:lang="en-US">Reconciliation of changes in deferred tax liability (asset) [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ReconciliationOfChangesInDeferredTaxLiabilityAssetAbstract" xlink:to="lab_ifrs-full_ReconciliationOfChangesInDeferredTaxLiabilityAssetAbstract" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_ChangesInDeferredTaxAssetsAndLiabilitiesTable" xlink:label="loc_smfg_ChangesInDeferredTaxAssetsAndLiabilitiesTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_ChangesInDeferredTaxAssetsAndLiabilitiesTable" xml:lang="en-US">Changes in deferred tax assets and liabilities [table]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_ChangesInDeferredTaxAssetsAndLiabilitiesTable" xml:lang="en-US">Changes in deferred tax assets and liabilities [table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_ChangesInDeferredTaxAssetsAndLiabilitiesTable" xlink:to="lab_smfg_ChangesInDeferredTaxAssetsAndLiabilitiesTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_ChangesInDeferredTaxAssetsAndLiabilitiesTable" xml:lang="en-US">Changes in deferred tax assets and liabilities [table]</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_ChangesInDeferredTaxAssetsAndLiabilitiesLineItems" xlink:label="loc_smfg_ChangesInDeferredTaxAssetsAndLiabilitiesLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_ChangesInDeferredTaxAssetsAndLiabilitiesLineItems" xml:lang="en-US">Changes in deferred tax assets and liabilities [line items]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_ChangesInDeferredTaxAssetsAndLiabilitiesLineItems" xml:lang="en-US">Changes in Deferred Tax Assets and Liabilities [Line Items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_ChangesInDeferredTaxAssetsAndLiabilitiesLineItems" xlink:to="lab_smfg_ChangesInDeferredTaxAssetsAndLiabilitiesLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_ChangesInDeferredTaxAssetsAndLiabilitiesLineItems" xml:lang="en-US">Changes in deferred tax assets and liabilities.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeAbstract" xlink:label="loc_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeAbstract" xml:lang="en-US">Income tax relating to components of other comprehensive income [abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeAbstract" xml:lang="en-US">Deferred tax relating to other comprehensive income:</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeAbstract" xlink:to="lab_ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_IncomeTaxRelatingToRemeasurementsOfDefinedBenefitPlansOfOtherComprehensiveIncome" xlink:label="loc_ifrs-full_IncomeTaxRelatingToRemeasurementsOfDefinedBenefitPlansOfOtherComprehensiveIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_IncomeTaxRelatingToRemeasurementsOfDefinedBenefitPlansOfOtherComprehensiveIncome" xml:lang="en-US">Income tax relating to remeasurements of defined benefit plans included in other comprehensive income</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_ifrs-full_IncomeTaxRelatingToRemeasurementsOfDefinedBenefitPlansOfOtherComprehensiveIncome" xml:lang="en-US">Remeasurements of defined benefit plans reserve</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IncomeTaxRelatingToRemeasurementsOfDefinedBenefitPlansOfOtherComprehensiveIncome" xlink:to="lab_ifrs-full_IncomeTaxRelatingToRemeasurementsOfDefinedBenefitPlansOfOtherComprehensiveIncome" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_IncomeTaxRelatingToFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome" xlink:label="loc_ifrs-full_IncomeTaxRelatingToFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_IncomeTaxRelatingToFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome" xml:lang="en-US">Income tax relating to financial assets measured at fair value through other comprehensive income included in other comprehensive income</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_ifrs-full_IncomeTaxRelatingToFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome" xml:lang="en-US">Financial instruments at fair value through other comprehensive income reserve</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IncomeTaxRelatingToFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome" xlink:to="lab_ifrs-full_IncomeTaxRelatingToFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_IncomeTaxRelatingToExchangeDifferencesOnTranslationOfOtherComprehensiveIncome" xlink:label="loc_ifrs-full_IncomeTaxRelatingToExchangeDifferencesOnTranslationOfOtherComprehensiveIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_IncomeTaxRelatingToExchangeDifferencesOnTranslationOfOtherComprehensiveIncome" xml:lang="en-US">Income tax relating to exchange differences on translation included in other comprehensive income</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_ifrs-full_IncomeTaxRelatingToExchangeDifferencesOnTranslationOfOtherComprehensiveIncome" xml:lang="en-US">Exchange differences on translating foreign operations reserve</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IncomeTaxRelatingToExchangeDifferencesOnTranslationOfOtherComprehensiveIncome" xlink:to="lab_ifrs-full_IncomeTaxRelatingToExchangeDifferencesOnTranslationOfOtherComprehensiveIncome" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_IncomeTaxRelatingToChangesInOwnCreditOnFinancialLiabilitiesDesignatedAtFairValueThroughProfitOrLossReserve" xlink:label="loc_smfg_IncomeTaxRelatingToChangesInOwnCreditOnFinancialLiabilitiesDesignatedAtFairValueThroughProfitOrLossReserve" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_IncomeTaxRelatingToChangesInOwnCreditOnFinancialLiabilitiesDesignatedAtFairValueThroughProfitOrLossReserve" xml:lang="en-US">Income Tax Relating To Changes In Own credit on financial liabilities designated at fair value through profit or loss reserve</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_IncomeTaxRelatingToChangesInOwnCreditOnFinancialLiabilitiesDesignatedAtFairValueThroughProfitOrLossReserve" xml:lang="en-US">Own credit on financial liabilities designated at fair value through profit or loss reserve</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_IncomeTaxRelatingToChangesInOwnCreditOnFinancialLiabilitiesDesignatedAtFairValueThroughProfitOrLossReserve" xlink:to="lab_smfg_IncomeTaxRelatingToChangesInOwnCreditOnFinancialLiabilitiesDesignatedAtFairValueThroughProfitOrLossReserve" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_IncomeTaxRelatingToChangesInOwnCreditOnFinancialLiabilitiesDesignatedAtFairValueThroughProfitOrLossReserve" xml:lang="en-US">Income Tax Relating To Changes In Own credit on financial liabilities designated at fair value through profit or loss reserve.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DeferredTaxLiabilityAsset" xlink:label="loc_ifrs-full_DeferredTaxLiabilityAsset" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DeferredTaxLiabilityAsset" xml:lang="en-US">Deferred tax liability (asset)</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedPeriodStartLabel" xlink:label="lab_ifrs-full_DeferredTaxLiabilityAsset" xml:lang="en-US">At beginning of period</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedPeriodEndLabel" xlink:label="lab_ifrs-full_DeferredTaxLiabilityAsset" xml:lang="en-US">At end of period</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_ifrs-full_DeferredTaxLiabilityAsset" xml:lang="en-US">Net deferred tax liabilities</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DeferredTaxLiabilityAsset" xlink:to="lab_ifrs-full_DeferredTaxLiabilityAsset" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DeferredTaxExpenseIncome" xlink:label="loc_ifrs-full_DeferredTaxExpenseIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DeferredTaxExpenseIncome" xml:lang="en-US">Deferred tax expense (income)</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:label="lab_ifrs-full_DeferredTaxExpenseIncome" xml:lang="en-US">Deferred tax benefit</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_ifrs-full_DeferredTaxExpenseIncome" xml:lang="en-US">Deferred tax benefit</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_ifrs-full_DeferredTaxExpenseIncome" xml:lang="en-US">Total deferred tax benefit</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DeferredTaxExpenseIncome" xlink:to="lab_ifrs-full_DeferredTaxExpenseIncome" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_IncreaseDecreaseThroughBusinessCombinationsAndLossOfControlOfSubsidiaryDeferredTaxLiabilityAsset" xlink:label="loc_smfg_IncreaseDecreaseThroughBusinessCombinationsAndLossOfControlOfSubsidiaryDeferredTaxLiabilityAsset" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_IncreaseDecreaseThroughBusinessCombinationsAndLossOfControlOfSubsidiaryDeferredTaxLiabilityAsset" xml:lang="en-US">Increase (decrease) through business combinations and loss of control of subsidiary, deferred tax liability (asset)</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_smfg_IncreaseDecreaseThroughBusinessCombinationsAndLossOfControlOfSubsidiaryDeferredTaxLiabilityAsset" xml:lang="en-US">Acquisition and disposal of subsidiaries and businesses</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_IncreaseDecreaseThroughBusinessCombinationsAndLossOfControlOfSubsidiaryDeferredTaxLiabilityAsset" xlink:to="lab_smfg_IncreaseDecreaseThroughBusinessCombinationsAndLossOfControlOfSubsidiaryDeferredTaxLiabilityAsset" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_IncreaseDecreaseThroughBusinessCombinationsAndLossOfControlOfSubsidiaryDeferredTaxLiabilityAsset" xml:lang="en-US">The amount of deferred tax liability (asset) resulting from acquisition and disposal of subsidiaries and businesses.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_IncreaseDecreaseThroughNetExchangeDifferencesAndOthersDeferredTaxLiabilityAsset" xlink:label="loc_smfg_IncreaseDecreaseThroughNetExchangeDifferencesAndOthersDeferredTaxLiabilityAsset" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_IncreaseDecreaseThroughNetExchangeDifferencesAndOthersDeferredTaxLiabilityAsset" xml:lang="en-US">Increase (decrease) through net exchange differences and others, deferred tax liability (asset)</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_IncreaseDecreaseThroughNetExchangeDifferencesAndOthersDeferredTaxLiabilityAsset" xml:lang="en-US">Exchange differences and others</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_IncreaseDecreaseThroughNetExchangeDifferencesAndOthersDeferredTaxLiabilityAsset" xlink:to="lab_smfg_IncreaseDecreaseThroughNetExchangeDifferencesAndOthersDeferredTaxLiabilityAsset" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_IncreaseDecreaseThroughNetExchangeDifferencesAndOthersDeferredTaxLiabilityAsset" xml:lang="en-US">The amount of deferred tax liability (asset) resulting from the net exchange differences arising when the financial statements are translated from the functional currency into a different presentation currency, including the translation of a foreign operation into the presentation currency of the reporting entity, and other adjustments.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DeferredTaxAssetsAndLiabilitiesAbstract" xlink:label="loc_ifrs-full_DeferredTaxAssetsAndLiabilitiesAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DeferredTaxAssetsAndLiabilitiesAbstract" xml:lang="en-US">Deferred tax assets and liabilities [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DeferredTaxAssetsAndLiabilitiesAbstract" xlink:to="lab_ifrs-full_DeferredTaxAssetsAndLiabilitiesAbstract" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DeferredTaxAssetsAndLiabilitiesTable" xlink:label="loc_smfg_DeferredTaxAssetsAndLiabilitiesTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DeferredTaxAssetsAndLiabilitiesTable" xml:lang="en-US">Deferred Tax Assets And Liabilities [table]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DeferredTaxAssetsAndLiabilitiesTable" xml:lang="en-US">Deferred tax assets and liabilities [Table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DeferredTaxAssetsAndLiabilitiesTable" xlink:to="lab_smfg_DeferredTaxAssetsAndLiabilitiesTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DeferredTaxAssetsAndLiabilitiesTable" xml:lang="en-US">Deferred tax assets and liabilities table.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_AssetsAndLiabilitiesAxis" xlink:label="loc_ifrs-full_AssetsAndLiabilitiesAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_AssetsAndLiabilitiesAxis" xml:lang="en-US">Assets and liabilities [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_AssetsAndLiabilitiesAxis" xml:lang="en-US">Assets and liabilities [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AssetsAndLiabilitiesAxis" xlink:to="lab_ifrs-full_AssetsAndLiabilitiesAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_AssetsAndLiabilitiesDomain" xlink:label="loc_ifrs-full_AssetsAndLiabilitiesDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_AssetsAndLiabilitiesDomain" xml:lang="en-US">Assets and liabilities [domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_AssetsAndLiabilitiesDomain" xml:lang="en-US">Assets and liabilities [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AssetsAndLiabilitiesDomain" xlink:to="lab_ifrs-full_AssetsAndLiabilitiesDomain" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_LoansAndAdvancesToCustomersMember" xlink:label="loc_smfg_LoansAndAdvancesToCustomersMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_LoansAndAdvancesToCustomersMember" xml:lang="en-US">Loans and advances to customers [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_LoansAndAdvancesToCustomersMember" xml:lang="en-US">Loans and advances [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_LoansAndAdvancesToCustomersMember" xlink:to="lab_smfg_LoansAndAdvancesToCustomersMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_LoansAndAdvancesToCustomersMember" xml:lang="en-US">Loans and advances.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_UnusedTaxLossesMember" xlink:label="loc_ifrs-full_UnusedTaxLossesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_UnusedTaxLossesMember" xml:lang="en-US">Unused tax losses [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_UnusedTaxLossesMember" xml:lang="en-US">Tax losses carried forward [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_UnusedTaxLossesMember" xlink:to="lab_ifrs-full_UnusedTaxLossesMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DerivativesMember" xlink:label="loc_ifrs-full_DerivativesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DerivativesMember" xml:lang="en-US">Derivatives [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_DerivativesMember" xml:lang="en-US">Derivative financial instruments [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DerivativesMember" xml:lang="en-US">Derivatives [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DerivativesMember" xlink:to="lab_ifrs-full_DerivativesMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_EquityInvestmentsMember" xlink:label="loc_ifrs-full_EquityInvestmentsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_EquityInvestmentsMember" xml:lang="en-US">Equity investments [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_EquityInvestmentsMember" xml:lang="en-US">Investment securities [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_EquityInvestmentsMember" xlink:to="lab_ifrs-full_EquityInvestmentsMember" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_IntangiblesAssetsAndGoodwillMember" xlink:label="loc_smfg_IntangiblesAssetsAndGoodwillMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_IntangiblesAssetsAndGoodwillMember" xml:lang="en-US">Intangibles assets and goodwill [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_IntangiblesAssetsAndGoodwillMember" xml:lang="en-US">Goodwill and intangible assets [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_IntangiblesAssetsAndGoodwillMember" xlink:to="lab_smfg_IntangiblesAssetsAndGoodwillMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_IntangiblesAssetsAndGoodwillMember" xml:lang="en-US">Intangibles assets and goodwill</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_PropertyPlantAndEquipmentMember" xlink:label="loc_ifrs-full_PropertyPlantAndEquipmentMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_PropertyPlantAndEquipmentMember" xml:lang="en-US">Property, plant and equipment [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_PropertyPlantAndEquipmentMember" xml:lang="en-US">Property, plant and equipment [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_PropertyPlantAndEquipmentMember" xlink:to="lab_ifrs-full_PropertyPlantAndEquipmentMember" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_LeaseTransactionsMember" xlink:label="loc_smfg_LeaseTransactionsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_LeaseTransactionsMember" xml:lang="en-US">Lease transactions [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_LeaseTransactionsMember" xml:lang="en-US">Lease transactions [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_LeaseTransactionsMember" xlink:to="lab_smfg_LeaseTransactionsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_LeaseTransactionsMember" xml:lang="en-US">Lease transactions.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_TemporaryDifferenceMember" xlink:label="loc_ifrs-full_TemporaryDifferenceMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_TemporaryDifferenceMember" xml:lang="en-US">Temporary differences [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_TemporaryDifferenceMember" xml:lang="en-US">Other temporary differences-net [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_TemporaryDifferenceMember" xml:lang="en-US">Other temporary differences&#8212;net</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_TemporaryDifferenceMember" xlink:to="lab_ifrs-full_TemporaryDifferenceMember" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_RetirementBenefitsPlanMember" xlink:label="loc_smfg_RetirementBenefitsPlanMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_RetirementBenefitsPlanMember" xml:lang="en-US">Retirement Benefits Plan [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_RetirementBenefitsPlanMember" xml:lang="en-US">Retirement benefits [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_RetirementBenefitsPlanMember" xlink:to="lab_smfg_RetirementBenefitsPlanMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_RetirementBenefitsPlanMember" xml:lang="en-US">Retirement benefits plan</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DeferredTaxAssetsAndLiabilitiesLineItems" xlink:label="loc_smfg_DeferredTaxAssetsAndLiabilitiesLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DeferredTaxAssetsAndLiabilitiesLineItems" xml:lang="en-US">Deferred Tax Assets And Liabilities [line items]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DeferredTaxAssetsAndLiabilitiesLineItems" xml:lang="en-US">Deferred tax assets and liabilities [Line Items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DeferredTaxAssetsAndLiabilitiesLineItems" xlink:to="lab_smfg_DeferredTaxAssetsAndLiabilitiesLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DeferredTaxAssetsAndLiabilitiesLineItems" xml:lang="en-US">Deferred tax assets and liabilities.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DeferredTaxExpenseIncomeAbstract" xlink:label="loc_ifrs-full_DeferredTaxExpenseIncomeAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DeferredTaxExpenseIncomeAbstract" xml:lang="en-US">Deferred tax expense (income) [abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DeferredTaxExpenseIncomeAbstract" xml:lang="en-US">Deferred tax:</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DeferredTaxExpenseIncomeAbstract" xlink:to="lab_ifrs-full_DeferredTaxExpenseIncomeAbstract" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DisclosureOfDeferredTaxExpenseIncomeTable" xlink:label="loc_smfg_DisclosureOfDeferredTaxExpenseIncomeTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DisclosureOfDeferredTaxExpenseIncomeTable" xml:lang="en-US">Disclosure Of Deferred Tax Expense Income [table]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DisclosureOfDeferredTaxExpenseIncomeTable" xml:lang="en-US">Disclosure of deferred tax expense income [Table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DisclosureOfDeferredTaxExpenseIncomeTable" xlink:to="lab_smfg_DisclosureOfDeferredTaxExpenseIncomeTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DisclosureOfDeferredTaxExpenseIncomeTable" xml:lang="en-US">Disclosure of deferred tax expense income.</link:label>
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          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_TemporaryDifferencesAssociatedWithInvestmentsInSubsidiariesBranchesAndAssociatesAndInterestsInJointVentures" xlink:label="loc_ifrs-full_TemporaryDifferencesAssociatedWithInvestmentsInSubsidiariesBranchesAndAssociatesAndInterestsInJointVentures" />
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          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_AverageEffectiveTaxRate" xml:lang="en-US">Average effective tax rate</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_AverageEffectiveTaxRate" xml:lang="en-US">Effective income tax rate</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_ifrs-full_AverageEffectiveTaxRate" xml:lang="en-US">Effective income tax rate</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AverageEffectiveTaxRate" xlink:to="lab_ifrs-full_AverageEffectiveTaxRate" />
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          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsTable" xlink:label="loc_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsTable" xml:lang="en-US">Disclosure of temporary difference, unused tax losses and unused tax credits [table]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsTable" xml:lang="en-US">Disclosure of temporary difference, unused tax losses and unused tax credits [table]</link:label>
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          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsWhichNoDeferredTaxAssetsWereRecognizedLineItems" xml:lang="en-US">Disclosure of temporary difference, unused tax losses and unused tax credits which no deferred tax assets were recognized [line items]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsWhichNoDeferredTaxAssetsWereRecognizedLineItems" xml:lang="en-US">Disclosure of temporary difference, unused tax losses and unused tax credits which no deferred tax assets were recognized [line items]</link:label>
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          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsWhichNoDeferredTaxAssetsWereRecognizedLineItems" xml:lang="en-US">Disclosure of temporary difference, unused tax losses and unused tax credits which no deferred tax assets were recognized.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DeductibleTemporaryDifferencesForWhichNoDeferredTaxAssetIsRecognised" xlink:label="loc_ifrs-full_DeductibleTemporaryDifferencesForWhichNoDeferredTaxAssetIsRecognised" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DeductibleTemporaryDifferencesForWhichNoDeferredTaxAssetIsRecognised" xml:lang="en-US">Deductible temporary differences for which no deferred tax asset is recognised</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DeductibleTemporaryDifferencesForWhichNoDeferredTaxAssetIsRecognised" xml:lang="en-US">Deductible temporary differences</link:label>
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          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_UnusedTaxLossesForWhichNoDeferredTaxAssetRecognised" xlink:label="loc_ifrs-full_UnusedTaxLossesForWhichNoDeferredTaxAssetRecognised" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_UnusedTaxLossesForWhichNoDeferredTaxAssetRecognised" xml:lang="en-US">Unused tax losses for which no deferred tax asset recognised</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_UnusedTaxLossesForWhichNoDeferredTaxAssetRecognised" xml:lang="en-US">Tax losses carried forward</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_UnusedTaxLossesForWhichNoDeferredTaxAssetRecognised" xlink:to="lab_ifrs-full_UnusedTaxLossesForWhichNoDeferredTaxAssetRecognised" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DeductibleTemporaryDifferencesAndTaxLossesCarriedForwardForWhichNoDeferredTaxAssetsWereRecognized" xlink:label="loc_smfg_DeductibleTemporaryDifferencesAndTaxLossesCarriedForwardForWhichNoDeferredTaxAssetsWereRecognized" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DeductibleTemporaryDifferencesAndTaxLossesCarriedForwardForWhichNoDeferredTaxAssetsWereRecognized" xml:lang="en-US">Deductible Temporary Differences And Tax Losses Carried Forward For Which No Deferred Tax Assets Were Recognized</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_smfg_DeductibleTemporaryDifferencesAndTaxLossesCarriedForwardForWhichNoDeferredTaxAssetsWereRecognized" xml:lang="en-US">Total deductible temporary differences and tax losses carried forward</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DeductibleTemporaryDifferencesAndTaxLossesCarriedForwardForWhichNoDeferredTaxAssetsWereRecognized" xlink:to="lab_smfg_DeductibleTemporaryDifferencesAndTaxLossesCarriedForwardForWhichNoDeferredTaxAssetsWereRecognized" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DeductibleTemporaryDifferencesAndTaxLossesCarriedForwardForWhichNoDeferredTaxAssetsWereRecognized" xml:lang="en-US">The amount of deductible temporary differences and tax losses carried forward for which no deferred tax assets were recognized.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_TaxLossesExpireInOneYearMember" xlink:label="loc_smfg_TaxLossesExpireInOneYearMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_TaxLossesExpireInOneYearMember" xml:lang="en-US">Tax losses expire in one year [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_TaxLossesExpireInOneYearMember" xml:lang="en-US">Tax losses carried forward which will expire in 1 year [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_TaxLossesExpireInOneYearMember" xlink:to="lab_smfg_TaxLossesExpireInOneYearMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_TaxLossesExpireInOneYearMember" xml:lang="en-US">Tax losses carried forward which will expire in 1 year.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_TaxLossesExpireInTwoYearsMember" xlink:label="loc_smfg_TaxLossesExpireInTwoYearsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_TaxLossesExpireInTwoYearsMember" xml:lang="en-US">Tax Losses Expire in Two Years [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_TaxLossesExpireInTwoYearsMember" xml:lang="en-US">Tax losses carried forward which will expire in 2 years [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_TaxLossesExpireInTwoYearsMember" xlink:to="lab_smfg_TaxLossesExpireInTwoYearsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_TaxLossesExpireInTwoYearsMember" xml:lang="en-US">Tax losses carried forward which will expire in 2 years.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_TaxLossesExpireInThreeYearsMember" xlink:label="loc_smfg_TaxLossesExpireInThreeYearsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_TaxLossesExpireInThreeYearsMember" xml:lang="en-US">Tax Losses Expire in Three Years [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_TaxLossesExpireInThreeYearsMember" xml:lang="en-US">Tax losses carried forward which will expire in 3 years [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_TaxLossesExpireInThreeYearsMember" xlink:to="lab_smfg_TaxLossesExpireInThreeYearsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_TaxLossesExpireInThreeYearsMember" xml:lang="en-US">Tax losses carried forward which will expire in 3 years.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_TaxLossesExpireInFourYearsMember" xlink:label="loc_smfg_TaxLossesExpireInFourYearsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_TaxLossesExpireInFourYearsMember" xml:lang="en-US">Tax Losses Expire in Four Years [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_TaxLossesExpireInFourYearsMember" xml:lang="en-US">Tax losses carried forward which will expire in 4 years [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_TaxLossesExpireInFourYearsMember" xlink:to="lab_smfg_TaxLossesExpireInFourYearsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_TaxLossesExpireInFourYearsMember" xml:lang="en-US">Tax losses carried forward which will expire in 4 years.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_TaxLossesExpireInFiveYearsMember" xlink:label="loc_smfg_TaxLossesExpireInFiveYearsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_TaxLossesExpireInFiveYearsMember" xml:lang="en-US">Tax Losses Expire in Five Years [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_TaxLossesExpireInFiveYearsMember" xml:lang="en-US">Tax losses carried forward which will expire in 5 years [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_TaxLossesExpireInFiveYearsMember" xlink:to="lab_smfg_TaxLossesExpireInFiveYearsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_TaxLossesExpireInFiveYearsMember" xml:lang="en-US">Tax losses carried forward which will expire in 5 years.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_TaxLossesExpireInSixYearsMember" xlink:label="loc_smfg_TaxLossesExpireInSixYearsMember" />
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          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_TaxLossesExpireInSixYearsMember" xml:lang="en-US">Tax losses carried forward which will expire in 6 years [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_TaxLossesExpireInSixYearsMember" xlink:to="lab_smfg_TaxLossesExpireInSixYearsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_TaxLossesExpireInSixYearsMember" xml:lang="en-US">Tax losses carried forward which will expire in 6 years.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_TaxLossesExpireInSevenYearsMember" xlink:label="loc_smfg_TaxLossesExpireInSevenYearsMember" />
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          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_TaxLossesExpireInSevenYearsMember" xml:lang="en-US">Tax losses carried forward which will expire in 7 years [member]</link:label>
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          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_TaxLossesExpireInSevenYearsMember" xml:lang="en-US">Tax losses carried forward which will expire in 7 years.</link:label>
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          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_TaxLossesExpireInEightYearsMember" xml:lang="en-US">Tax losses expire in eight years [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_TaxLossesExpireInEightYearsMember" xml:lang="en-US">Tax losses carried forward which will expire in 8 years [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_TaxLossesExpireInEightYearsMember" xlink:to="lab_smfg_TaxLossesExpireInEightYearsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_TaxLossesExpireInEightYearsMember" xml:lang="en-US">Tax losses carried forward which will expire in 8 years.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_TaxLossesExpireInNineYearsMember" xlink:label="loc_smfg_TaxLossesExpireInNineYearsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_TaxLossesExpireInNineYearsMember" xml:lang="en-US">Tax losses expire in nine years [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_TaxLossesExpireInNineYearsMember" xml:lang="en-US">Tax losses carried forward which will expire in 9 years [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_TaxLossesExpireInNineYearsMember" xlink:to="lab_smfg_TaxLossesExpireInNineYearsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_TaxLossesExpireInNineYearsMember" xml:lang="en-US">Tax Losses Expire In Nine Years.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_TaxLossesExpireInTenYearsAndThereafterMember" xlink:label="loc_smfg_TaxLossesExpireInTenYearsAndThereafterMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_TaxLossesExpireInTenYearsAndThereafterMember" xml:lang="en-US">Tax losses expire in ten years and thereafter [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_TaxLossesExpireInTenYearsAndThereafterMember" xml:lang="en-US">Tax losses carried forward which will expire in 10 years and thereafter [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_TaxLossesExpireInTenYearsAndThereafterMember" xlink:to="lab_smfg_TaxLossesExpireInTenYearsAndThereafterMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_TaxLossesExpireInTenYearsAndThereafterMember" xml:lang="en-US">Tax Losses Expire in Ten Years and Thereafter.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DeductibleTemporaryDifferencesAndTaxLossesCarriedForwardForWhichDeferredTaxAssetsAreRecognized" xlink:label="loc_smfg_DeductibleTemporaryDifferencesAndTaxLossesCarriedForwardForWhichDeferredTaxAssetsAreRecognized" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DeductibleTemporaryDifferencesAndTaxLossesCarriedForwardForWhichDeferredTaxAssetsAreRecognized" xml:lang="en-US">Deductible Temporary Differences And Tax Losses Carried Forward For Which Deferred Tax Assets Are Recognized</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DeductibleTemporaryDifferencesAndTaxLossesCarriedForwardForWhichDeferredTaxAssetsAreRecognized" xml:lang="en-US">Deductible temporary differences and tax losses carried forward for which deferred tax assets are recognized</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DeductibleTemporaryDifferencesAndTaxLossesCarriedForwardForWhichDeferredTaxAssetsAreRecognized" xlink:to="lab_smfg_DeductibleTemporaryDifferencesAndTaxLossesCarriedForwardForWhichDeferredTaxAssetsAreRecognized" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DeductibleTemporaryDifferencesAndTaxLossesCarriedForwardForWhichDeferredTaxAssetsAreRecognized" xml:lang="en-US">Deductible temporary differences and tax losses carried forward for which deferred tax assets are recognized.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsLineItems" xlink:label="loc_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsLineItems" xml:lang="en-US">Disclosure of temporary difference, unused tax losses and unused tax credits [line items]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsLineItems" xml:lang="en-US">Disclosure of deferred tax expense attributable to the temporary differences and tax losses carried forward [Line Items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsLineItems" xlink:to="lab_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsLineItems" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfNetDefinedBenefitLiabilityAssetAbstract" xlink:label="loc_ifrs-full_DisclosureOfNetDefinedBenefitLiabilityAssetAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfNetDefinedBenefitLiabilityAssetAbstract" xml:lang="en-US">Disclosure of net defined benefit liability (asset) [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfNetDefinedBenefitLiabilityAssetAbstract" xlink:to="lab_ifrs-full_DisclosureOfNetDefinedBenefitLiabilityAssetAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfNetDefinedBenefitLiabilityAssetTable" xlink:label="loc_ifrs-full_DisclosureOfNetDefinedBenefitLiabilityAssetTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfNetDefinedBenefitLiabilityAssetTable" xml:lang="en-US">Disclosure of net defined benefit liability (asset) [table]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfNetDefinedBenefitLiabilityAssetTable" xml:lang="en-US">Disclosure of net defined benefit liability (asset) [table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfNetDefinedBenefitLiabilityAssetTable" xlink:to="lab_ifrs-full_DisclosureOfNetDefinedBenefitLiabilityAssetTable" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfNetDefinedBenefitLiabilityAssetLineItems" xlink:label="loc_ifrs-full_DisclosureOfNetDefinedBenefitLiabilityAssetLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfNetDefinedBenefitLiabilityAssetLineItems" xml:lang="en-US">Disclosure of net defined benefit liability (asset) [line items]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfNetDefinedBenefitLiabilityAssetLineItems" xml:lang="en-US">Disclosure of net defined benefit liability (asset) [Line Items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfNetDefinedBenefitLiabilityAssetLineItems" xlink:to="lab_ifrs-full_DisclosureOfNetDefinedBenefitLiabilityAssetLineItems" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DefinedBenefitObligationAtPresentValue" xlink:label="loc_ifrs-full_DefinedBenefitObligationAtPresentValue" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DefinedBenefitObligationAtPresentValue" xml:lang="en-US">Defined benefit obligation, at present value</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_ifrs-full_DefinedBenefitObligationAtPresentValue" xml:lang="en-US">Present value of obligations</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DefinedBenefitObligationAtPresentValue" xlink:to="lab_ifrs-full_DefinedBenefitObligationAtPresentValue" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_PlanAssetsAtFairValue" xlink:label="loc_ifrs-full_PlanAssetsAtFairValue" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_PlanAssetsAtFairValue" xml:lang="en-US">Plan assets, at fair value</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_PlanAssetsAtFairValue" xml:lang="en-US">Fair value of plan assets</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_PlanAssetsAtFairValue" xlink:to="lab_ifrs-full_PlanAssetsAtFairValue" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_NetDefinedBenefitLiabilityAssetAxis" xlink:label="loc_ifrs-full_NetDefinedBenefitLiabilityAssetAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_NetDefinedBenefitLiabilityAssetAxis" xml:lang="en-US">Net defined benefit liability (asset) [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_NetDefinedBenefitLiabilityAssetAxis" xml:lang="en-US">Net defined benefit liability (asset) [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_NetDefinedBenefitLiabilityAssetAxis" xlink:to="lab_ifrs-full_NetDefinedBenefitLiabilityAssetAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_NetDefinedBenefitLiabilityAssetDomain" xlink:label="loc_ifrs-full_NetDefinedBenefitLiabilityAssetDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_NetDefinedBenefitLiabilityAssetDomain" xml:lang="en-US">Net defined benefit liability (asset) [domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_NetDefinedBenefitLiabilityAssetDomain" xml:lang="en-US">Net defined benefit liability (asset) [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_NetDefinedBenefitLiabilityAssetDomain" xlink:to="lab_ifrs-full_NetDefinedBenefitLiabilityAssetDomain" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_PresentValueOfUnfundedDefinedBenefitObligationMember" xlink:label="loc_smfg_PresentValueOfUnfundedDefinedBenefitObligationMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_PresentValueOfUnfundedDefinedBenefitObligationMember" xml:lang="en-US">Present Value Of Unfunded Defined Benefit Obligation [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_PresentValueOfUnfundedDefinedBenefitObligationMember" xml:lang="en-US">Present value of unfunded obligations [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_PresentValueOfUnfundedDefinedBenefitObligationMember" xlink:to="lab_smfg_PresentValueOfUnfundedDefinedBenefitObligationMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_PresentValueOfUnfundedDefinedBenefitObligationMember" xml:lang="en-US">The present value of unfunded obligations.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_PresentValueOfFundedDefinedBenefitObligationMember" xlink:label="loc_smfg_PresentValueOfFundedDefinedBenefitObligationMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_PresentValueOfFundedDefinedBenefitObligationMember" xml:lang="en-US">Present Value Of Funded Defined Benefit Obligation [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_PresentValueOfFundedDefinedBenefitObligationMember" xml:lang="en-US">Present value of funded obligations [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_PresentValueOfFundedDefinedBenefitObligationMember" xlink:to="lab_smfg_PresentValueOfFundedDefinedBenefitObligationMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_PresentValueOfFundedDefinedBenefitObligationMember" xml:lang="en-US">The present value of funded obligations.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_SurplusDeficitInPlanBeforeAssetCeilingMember" xlink:label="loc_smfg_SurplusDeficitInPlanBeforeAssetCeilingMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_SurplusDeficitInPlanBeforeAssetCeilingMember" xml:lang="en-US">Surplus Deficit In Plan Before Asset Ceiling [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_smfg_SurplusDeficitInPlanBeforeAssetCeilingMember" xml:lang="en-US">Net retirement benefit assets (liabilities) before the asset ceiling [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_SurplusDeficitInPlanBeforeAssetCeilingMember" xlink:to="lab_smfg_SurplusDeficitInPlanBeforeAssetCeilingMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_EffectOfAssetCeilingMember" xlink:label="loc_ifrs-full_EffectOfAssetCeilingMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_EffectOfAssetCeilingMember" xml:lang="en-US">Effect of asset ceiling [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_EffectOfAssetCeilingMember" xlink:to="lab_ifrs-full_EffectOfAssetCeilingMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_LiabilityAssetOfDefinedBenefitPlans" xlink:label="loc_ifrs-full_LiabilityAssetOfDefinedBenefitPlans" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_LiabilityAssetOfDefinedBenefitPlans" xml:lang="en-US">Net defined benefit liability (asset)</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="lab_ifrs-full_LiabilityAssetOfDefinedBenefitPlans" xml:lang="en-US">At beginning of period</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="lab_ifrs-full_LiabilityAssetOfDefinedBenefitPlans" xml:lang="en-US">At end of period</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedPeriodStartLabel" xlink:label="lab_ifrs-full_LiabilityAssetOfDefinedBenefitPlans" xml:lang="en-US">At beginning of period</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedPeriodEndLabel" xlink:label="lab_ifrs-full_LiabilityAssetOfDefinedBenefitPlans" xml:lang="en-US">At end of period</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:label="lab_ifrs-full_LiabilityAssetOfDefinedBenefitPlans" xml:lang="en-US">Total</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_LiabilityAssetOfDefinedBenefitPlans" xlink:to="lab_ifrs-full_LiabilityAssetOfDefinedBenefitPlans" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_CurrentServiceCostNetDefinedBenefitLiabilityAsset" xlink:label="loc_ifrs-full_CurrentServiceCostNetDefinedBenefitLiabilityAsset" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_CurrentServiceCostNetDefinedBenefitLiabilityAsset" xml:lang="en-US">Current service cost, net defined benefit liability (asset)</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_ifrs-full_CurrentServiceCostNetDefinedBenefitLiabilityAsset" xml:lang="en-US">Current service cost</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_CurrentServiceCostNetDefinedBenefitLiabilityAsset" xml:lang="en-US">Current service cost</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CurrentServiceCostNetDefinedBenefitLiabilityAsset" xlink:to="lab_ifrs-full_CurrentServiceCostNetDefinedBenefitLiabilityAsset" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_InterestExpenseIncomeNetDefinedBenefitLiabilityAsset" xlink:label="loc_ifrs-full_InterestExpenseIncomeNetDefinedBenefitLiabilityAsset" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_InterestExpenseIncomeNetDefinedBenefitLiabilityAsset" xml:lang="en-US">Interest expense (income), net defined benefit liability (asset)</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_InterestExpenseIncomeNetDefinedBenefitLiabilityAsset" xml:lang="en-US">Interest cost</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_ifrs-full_InterestExpenseIncomeNetDefinedBenefitLiabilityAsset" xml:lang="en-US">Interest income</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:label="lab_ifrs-full_InterestExpenseIncomeNetDefinedBenefitLiabilityAsset" xml:lang="en-US">Net interest cost</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InterestExpenseIncomeNetDefinedBenefitLiabilityAsset" xlink:to="lab_ifrs-full_InterestExpenseIncomeNetDefinedBenefitLiabilityAsset" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset" xlink:label="loc_ifrs-full_ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset" xml:lang="en-US">Actuarial gains (losses) arising from changes in demographic assumptions, net defined benefit liability (asset)</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_ifrs-full_ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset" xml:lang="en-US">Actuarial losses (gains)&#8212;demographic assumptions</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset" xlink:to="lab_ifrs-full_ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_ActuarialGainsLossesArisingFromChangesInFinancialAssumptionsNetDefinedBenefitLiabilityAsset" xlink:label="loc_ifrs-full_ActuarialGainsLossesArisingFromChangesInFinancialAssumptionsNetDefinedBenefitLiabilityAsset" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ActuarialGainsLossesArisingFromChangesInFinancialAssumptionsNetDefinedBenefitLiabilityAsset" xml:lang="en-US">Actuarial gains (losses) arising from changes in financial assumptions, net defined benefit liability (asset)</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_ifrs-full_ActuarialGainsLossesArisingFromChangesInFinancialAssumptionsNetDefinedBenefitLiabilityAsset" xml:lang="en-US">Actuarial losses (gains)&#8212;financial assumptions</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ActuarialGainsLossesArisingFromChangesInFinancialAssumptionsNetDefinedBenefitLiabilityAsset" xlink:to="lab_ifrs-full_ActuarialGainsLossesArisingFromChangesInFinancialAssumptionsNetDefinedBenefitLiabilityAsset" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_ActuarialGainsLossesArisingFromExperienceAdjustmentsNetDefinedBenefitLiabilityAsset" xlink:label="loc_ifrs-full_ActuarialGainsLossesArisingFromExperienceAdjustmentsNetDefinedBenefitLiabilityAsset" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ActuarialGainsLossesArisingFromExperienceAdjustmentsNetDefinedBenefitLiabilityAsset" xml:lang="en-US">Actuarial gains (losses) arising from experience adjustments, net defined benefit liability (asset)</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_ifrs-full_ActuarialGainsLossesArisingFromExperienceAdjustmentsNetDefinedBenefitLiabilityAsset" xml:lang="en-US">Actuarial losses (gains)&#8212;experience</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ActuarialGainsLossesArisingFromExperienceAdjustmentsNetDefinedBenefitLiabilityAsset" xlink:to="lab_ifrs-full_ActuarialGainsLossesArisingFromExperienceAdjustmentsNetDefinedBenefitLiabilityAsset" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_PaymentsFromPlanNetDefinedBenefitLiabilityAsset" xlink:label="loc_ifrs-full_PaymentsFromPlanNetDefinedBenefitLiabilityAsset" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_PaymentsFromPlanNetDefinedBenefitLiabilityAsset" xml:lang="en-US">Payments from plan, net defined benefit liability (asset)</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_ifrs-full_PaymentsFromPlanNetDefinedBenefitLiabilityAsset" xml:lang="en-US">Benefits paid</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_PaymentsFromPlanNetDefinedBenefitLiabilityAsset" xml:lang="en-US">Benefits paid</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_PaymentsFromPlanNetDefinedBenefitLiabilityAsset" xlink:to="lab_ifrs-full_PaymentsFromPlanNetDefinedBenefitLiabilityAsset" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DefinedBenefitObligationLumpSumPayments" xlink:label="loc_smfg_DefinedBenefitObligationLumpSumPayments" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DefinedBenefitObligationLumpSumPayments" xml:lang="en-US">Defined benefit obligation lump Sum payments</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_smfg_DefinedBenefitObligationLumpSumPayments" xml:lang="en-US">Lump-sum payments</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DefinedBenefitObligationLumpSumPayments" xlink:to="lab_smfg_DefinedBenefitObligationLumpSumPayments" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DefinedBenefitObligationLumpSumPayments" xml:lang="en-US">The decrease (increase) in the net defined benefit liability (asset) resulting from lump-sum payments.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_PastServiceCostNetDefinedBenefitLiabilityAsset" xlink:label="loc_ifrs-full_PastServiceCostNetDefinedBenefitLiabilityAsset" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_PastServiceCostNetDefinedBenefitLiabilityAsset" xml:lang="en-US">Past service cost, net defined benefit liability (asset)</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_ifrs-full_PastServiceCostNetDefinedBenefitLiabilityAsset" xml:lang="en-US">Past service cost</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_PastServiceCostNetDefinedBenefitLiabilityAsset" xlink:to="lab_ifrs-full_PastServiceCostNetDefinedBenefitLiabilityAsset" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_IncreaseDecreaseThroughOtherChangesNetDefinedBenefitLiabilityAsset" xlink:label="loc_ifrs-full_IncreaseDecreaseThroughOtherChangesNetDefinedBenefitLiabilityAsset" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_IncreaseDecreaseThroughOtherChangesNetDefinedBenefitLiabilityAsset" xml:lang="en-US">Increase (decrease) through other changes, net defined benefit liability (asset)</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_IncreaseDecreaseThroughOtherChangesNetDefinedBenefitLiabilityAsset" xml:lang="en-US">Others</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_ifrs-full_IncreaseDecreaseThroughOtherChangesNetDefinedBenefitLiabilityAsset" xml:lang="en-US">Others</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IncreaseDecreaseThroughOtherChangesNetDefinedBenefitLiabilityAsset" xlink:to="lab_ifrs-full_IncreaseDecreaseThroughOtherChangesNetDefinedBenefitLiabilityAsset" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_PresentValueOfDefinedBenefitObligationMember" xlink:label="loc_ifrs-full_PresentValueOfDefinedBenefitObligationMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_PresentValueOfDefinedBenefitObligationMember" xml:lang="en-US">Present value of defined benefit obligation [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_PresentValueOfDefinedBenefitObligationMember" xml:lang="en-US">Present value of defined benefit obligation [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_PresentValueOfDefinedBenefitObligationMember" xlink:to="lab_ifrs-full_PresentValueOfDefinedBenefitObligationMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset" xlink:label="loc_ifrs-full_ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset" xml:lang="en-US">Return on plan assets excluding interest income or expense, net defined benefit liability (asset)</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset" xml:lang="en-US">Return on plan assets excluding interest income</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset" xlink:to="lab_ifrs-full_ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_ContributionsToPlanByEmployerNetDefinedBenefitLiabilityAsset" xlink:label="loc_ifrs-full_ContributionsToPlanByEmployerNetDefinedBenefitLiabilityAsset" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ContributionsToPlanByEmployerNetDefinedBenefitLiabilityAsset" xml:lang="en-US">Contributions to plan by employer, net defined benefit liability (asset)</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ContributionsToPlanByEmployerNetDefinedBenefitLiabilityAsset" xml:lang="en-US">Contributions by employer</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ContributionsToPlanByEmployerNetDefinedBenefitLiabilityAsset" xlink:to="lab_ifrs-full_ContributionsToPlanByEmployerNetDefinedBenefitLiabilityAsset" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_PlanAssetsMember" xlink:label="loc_ifrs-full_PlanAssetsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_PlanAssetsMember" xml:lang="en-US">Plan assets [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_PlanAssetsMember" xml:lang="en-US">Plan assets [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_PlanAssetsMember" xlink:to="lab_ifrs-full_PlanAssetsMember" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_ChangeInTheAssetCeiling" xlink:label="loc_smfg_ChangeInTheAssetCeiling" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_ChangeInTheAssetCeiling" xml:lang="en-US">Change in the asset ceiling</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_ChangeInTheAssetCeiling" xlink:to="lab_smfg_ChangeInTheAssetCeiling" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_ChangeInTheAssetCeiling" xml:lang="en-US">Change in the asset ceiling</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_InterestExpenseIncomeTheAssetCeiling" xlink:label="loc_smfg_InterestExpenseIncomeTheAssetCeiling" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_InterestExpenseIncomeTheAssetCeiling" xml:lang="en-US">Interest Expense Income The Asset Ceiling</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_InterestExpenseIncomeTheAssetCeiling" xml:lang="en-US">Interest cost</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_InterestExpenseIncomeTheAssetCeiling" xlink:to="lab_smfg_InterestExpenseIncomeTheAssetCeiling" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_InterestExpenseIncomeTheAssetCeiling" xml:lang="en-US">Interest expense income the asset ceiling.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_PostemploymentBenefitExpenseDefinedBenefitPlans" xlink:label="loc_ifrs-full_PostemploymentBenefitExpenseDefinedBenefitPlans" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_PostemploymentBenefitExpenseDefinedBenefitPlans" xml:lang="en-US">Post-employment benefit expense, defined benefit plans</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_ifrs-full_PostemploymentBenefitExpenseDefinedBenefitPlans" xml:lang="en-US">Total</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_PostemploymentBenefitExpenseDefinedBenefitPlans" xlink:to="lab_ifrs-full_PostemploymentBenefitExpenseDefinedBenefitPlans" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfFairValueOfPlanAssetsAbstract" xlink:label="loc_ifrs-full_DisclosureOfFairValueOfPlanAssetsAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfFairValueOfPlanAssetsAbstract" xml:lang="en-US">Disclosure of fair value of plan assets [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfFairValueOfPlanAssetsAbstract" xlink:to="lab_ifrs-full_DisclosureOfFairValueOfPlanAssetsAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfFairValueOfPlanAssetsTable" xlink:label="loc_ifrs-full_DisclosureOfFairValueOfPlanAssetsTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfFairValueOfPlanAssetsTable" xml:lang="en-US">Disclosure of fair value of plan assets [table]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfFairValueOfPlanAssetsTable" xml:lang="en-US">Disclosure of fair value of plan assets [table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfFairValueOfPlanAssetsTable" xlink:to="lab_ifrs-full_DisclosureOfFairValueOfPlanAssetsTable" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DefinedBenefitPlansAxis" xlink:label="loc_ifrs-full_DefinedBenefitPlansAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DefinedBenefitPlansAxis" xml:lang="en-US">Defined benefit plans [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DefinedBenefitPlansAxis" xml:lang="en-US">Defined benefit plans [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DefinedBenefitPlansAxis" xlink:to="lab_ifrs-full_DefinedBenefitPlansAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DefinedBenefitPlansDomain" xlink:label="loc_ifrs-full_DefinedBenefitPlansDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DefinedBenefitPlansDomain" xml:lang="en-US">Defined benefit plans [domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DefinedBenefitPlansDomain" xml:lang="en-US">Retirement benefits [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DefinedBenefitPlansDomain" xlink:to="lab_ifrs-full_DefinedBenefitPlansDomain" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_PensionFundsMember" xlink:label="loc_smfg_PensionFundsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_PensionFundsMember" xml:lang="en-US">Pension Funds [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_PensionFundsMember" xml:lang="en-US">Pension funds [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_PensionFundsMember" xlink:to="lab_smfg_PensionFundsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_PensionFundsMember" xml:lang="en-US">Pension funds.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DefinedBenefitRetirementBenefitTrustsMember" xlink:label="loc_smfg_DefinedBenefitRetirementBenefitTrustsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DefinedBenefitRetirementBenefitTrustsMember" xml:lang="en-US">Defined Benefit Retirement Benefit Trusts [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DefinedBenefitRetirementBenefitTrustsMember" xml:lang="en-US">Retirement benefit trusts [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DefinedBenefitRetirementBenefitTrustsMember" xlink:to="lab_smfg_DefinedBenefitRetirementBenefitTrustsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DefinedBenefitRetirementBenefitTrustsMember" xml:lang="en-US">Retirement benefit trusts.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfFairValueOfPlanAssetsLineItems" xlink:label="loc_ifrs-full_DisclosureOfFairValueOfPlanAssetsLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfFairValueOfPlanAssetsLineItems" xml:lang="en-US">Disclosure of fair value of plan assets [line items]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfFairValueOfPlanAssetsLineItems" xml:lang="en-US">Disclosure of fair value of plan assets [Line Items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfFairValueOfPlanAssetsLineItems" xlink:to="lab_ifrs-full_DisclosureOfFairValueOfPlanAssetsLineItems" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_EquityInstrumentsAmountContributedToFairValueOfPlanAssets" xlink:label="loc_ifrs-full_EquityInstrumentsAmountContributedToFairValueOfPlanAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_EquityInstrumentsAmountContributedToFairValueOfPlanAssets" xml:lang="en-US">Equity instruments, amount contributed to fair value of plan assets</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_EquityInstrumentsAmountContributedToFairValueOfPlanAssets" xml:lang="en-US">Equity instruments</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_EquityInstrumentsAmountContributedToFairValueOfPlanAssets" xml:lang="en-US">Fair values of equity instruments where company retained voting rights</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_EquityInstrumentsAmountContributedToFairValueOfPlanAssets" xlink:to="lab_ifrs-full_EquityInstrumentsAmountContributedToFairValueOfPlanAssets" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DebtInstrumentsAmountContributedToFairValueOfPlanAssets" xlink:label="loc_ifrs-full_DebtInstrumentsAmountContributedToFairValueOfPlanAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DebtInstrumentsAmountContributedToFairValueOfPlanAssets" xml:lang="en-US">Debt instruments, amount contributed to fair value of plan assets</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DebtInstrumentsAmountContributedToFairValueOfPlanAssets" xml:lang="en-US">Debt instruments</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DebtInstrumentsAmountContributedToFairValueOfPlanAssets" xlink:to="lab_ifrs-full_DebtInstrumentsAmountContributedToFairValueOfPlanAssets" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_GeneralAccountOfLifeInsuranceCompaniesContributedToFairValueOfPlanAssets" xlink:label="loc_smfg_GeneralAccountOfLifeInsuranceCompaniesContributedToFairValueOfPlanAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_GeneralAccountOfLifeInsuranceCompaniesContributedToFairValueOfPlanAssets" xml:lang="en-US">General account of life insurance companies contributed to fair value of plan assets</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_GeneralAccountOfLifeInsuranceCompaniesContributedToFairValueOfPlanAssets" xml:lang="en-US">General account of life insurance companies</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_GeneralAccountOfLifeInsuranceCompaniesContributedToFairValueOfPlanAssets" xlink:to="lab_smfg_GeneralAccountOfLifeInsuranceCompaniesContributedToFairValueOfPlanAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_GeneralAccountOfLifeInsuranceCompaniesContributedToFairValueOfPlanAssets" xml:lang="en-US">General account of life insurance companies contributed to fair value of plan assets.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_OtherInvestmentsAndShorttermAssetsAmountContributedToFairValueOfPlanAssets" xlink:label="loc_smfg_OtherInvestmentsAndShorttermAssetsAmountContributedToFairValueOfPlanAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_OtherInvestmentsAndShorttermAssetsAmountContributedToFairValueOfPlanAssets" xml:lang="en-US">Other investments and short-term assets, amount contributed to fair value of plan assets</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_OtherInvestmentsAndShorttermAssetsAmountContributedToFairValueOfPlanAssets" xml:lang="en-US">Other investments and short-term assets</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_OtherInvestmentsAndShorttermAssetsAmountContributedToFairValueOfPlanAssets" xlink:to="lab_smfg_OtherInvestmentsAndShorttermAssetsAmountContributedToFairValueOfPlanAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_OtherInvestmentsAndShorttermAssetsAmountContributedToFairValueOfPlanAssets" xml:lang="en-US">Other investments and short-term assets, amount contributed to fair value of plan assets.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_OtherAssetsAmountContributedToFairValueOfPlanAssets" xlink:label="loc_ifrs-full_OtherAssetsAmountContributedToFairValueOfPlanAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_OtherAssetsAmountContributedToFairValueOfPlanAssets" xml:lang="en-US">Other assets, amount contributed to fair value of plan assets</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_OtherAssetsAmountContributedToFairValueOfPlanAssets" xml:lang="en-US">Other short-term assets</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OtherAssetsAmountContributedToFairValueOfPlanAssets" xlink:to="lab_ifrs-full_OtherAssetsAmountContributedToFairValueOfPlanAssets" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_LevelsOfFairValueHierarchyAxis" xlink:label="loc_ifrs-full_LevelsOfFairValueHierarchyAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_LevelsOfFairValueHierarchyAxis" xml:lang="en-US">Levels of fair value hierarchy [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_LevelsOfFairValueHierarchyAxis" xml:lang="en-US">Levels of fair value hierarchy [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_LevelsOfFairValueHierarchyAxis" xlink:to="lab_ifrs-full_LevelsOfFairValueHierarchyAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_LevelsOfFairValueHierarchyDomain" xlink:label="loc_ifrs-full_LevelsOfFairValueHierarchyDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_LevelsOfFairValueHierarchyDomain" xml:lang="en-US">Levels of fair value hierarchy [domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_LevelsOfFairValueHierarchyDomain" xml:lang="en-US">All levels of fair value hierarchy [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_LevelsOfFairValueHierarchyDomain" xlink:to="lab_ifrs-full_LevelsOfFairValueHierarchyDomain" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_Level1OfFairValueHierarchyMember" xlink:label="loc_ifrs-full_Level1OfFairValueHierarchyMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_Level1OfFairValueHierarchyMember" xml:lang="en-US">Level 1 of fair value hierarchy [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_Level1OfFairValueHierarchyMember" xml:lang="en-US">Level 1 [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_Level1OfFairValueHierarchyMember" xlink:to="lab_ifrs-full_Level1OfFairValueHierarchyMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_Level2And3OfFairValueHierarchyMember" xlink:label="loc_ifrs-full_Level2And3OfFairValueHierarchyMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_Level2And3OfFairValueHierarchyMember" xml:lang="en-US">Level 2 and 3 of fair value hierarchy [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_Level2And3OfFairValueHierarchyMember" xml:lang="en-US">Level 2 and 3 of fair value hierarchy [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_Level2And3OfFairValueHierarchyMember" xlink:to="lab_ifrs-full_Level2And3OfFairValueHierarchyMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfDefinedBenefitPlansAbstract" xlink:label="loc_ifrs-full_DisclosureOfDefinedBenefitPlansAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfDefinedBenefitPlansAbstract" xml:lang="en-US">Disclosure of defined benefit plans [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansAbstract" xlink:to="lab_ifrs-full_DisclosureOfDefinedBenefitPlansAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfDefinedBenefitPlansTable" xlink:label="loc_ifrs-full_DisclosureOfDefinedBenefitPlansTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfDefinedBenefitPlansTable" xml:lang="en-US">Disclosure of defined benefit plans [table]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfDefinedBenefitPlansTable" xml:lang="en-US">Disclosure of defined benefit plans [table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansTable" xlink:to="lab_ifrs-full_DisclosureOfDefinedBenefitPlansTable" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_ActuarialAssumptionsAxis" xlink:label="loc_ifrs-full_ActuarialAssumptionsAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ActuarialAssumptionsAxis" xml:lang="en-US">Actuarial assumptions [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ActuarialAssumptionsAxis" xml:lang="en-US">Actuarial assumptions [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ActuarialAssumptionsAxis" xlink:to="lab_ifrs-full_ActuarialAssumptionsAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_ActuarialAssumptionsDomain" xlink:label="loc_ifrs-full_ActuarialAssumptionsDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ActuarialAssumptionsDomain" xml:lang="en-US">Actuarial assumptions [domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ActuarialAssumptionsDomain" xml:lang="en-US">Actuarial assumptions [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ActuarialAssumptionsDomain" xlink:to="lab_ifrs-full_ActuarialAssumptionsDomain" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_OtherMaterialActuarialAssumptionsMember" xlink:label="loc_ifrs-full_OtherMaterialActuarialAssumptionsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_OtherMaterialActuarialAssumptionsMember" xml:lang="en-US">Other material actuarial assumptions [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_OtherMaterialActuarialAssumptionsMember" xml:lang="en-US">Average life expectancy at age 60 [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OtherMaterialActuarialAssumptionsMember" xlink:to="lab_ifrs-full_OtherMaterialActuarialAssumptionsMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfDefinedBenefitPlansLineItems" xlink:label="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems" xml:lang="en-US">Disclosure of defined benefit plans [line items]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems" xml:lang="en-US">Disclosure of defined benefit plans [Line Items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems" xlink:to="lab_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_FairValueOfPlanAssetsPercentage" xlink:label="loc_smfg_FairValueOfPlanAssetsPercentage" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_FairValueOfPlanAssetsPercentage" xml:lang="en-US">Fair value of plan assets percentage</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_FairValueOfPlanAssetsPercentage" xml:lang="en-US">Fair values of equity instruments where company retained voting rights, percentage of fair values of plan assets</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_FairValueOfPlanAssetsPercentage" xlink:to="lab_smfg_FairValueOfPlanAssetsPercentage" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_FairValueOfPlanAssetsPercentage" xml:lang="en-US">Fair value of plan assets percentage.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_AverageRemainingLifeExpectancyOfIndividualMaleEmployeesRetiringAtAgeSixty" xlink:label="loc_smfg_AverageRemainingLifeExpectancyOfIndividualMaleEmployeesRetiringAtAgeSixty" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_AverageRemainingLifeExpectancyOfIndividualMaleEmployeesRetiringAtAgeSixty" xml:lang="en-US">Average remaining life expectancy of individual male employees retiring at age sixty</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_AverageRemainingLifeExpectancyOfIndividualMaleEmployeesRetiringAtAgeSixty" xml:lang="en-US">Current average remaining life expectancy of individual male employees retiring at age 60</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_AverageRemainingLifeExpectancyOfIndividualMaleEmployeesRetiringAtAgeSixty" xlink:to="lab_smfg_AverageRemainingLifeExpectancyOfIndividualMaleEmployeesRetiringAtAgeSixty" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_AverageRemainingLifeExpectancyOfIndividualMaleEmployeesRetiringAtAgeSixty" xml:lang="en-US">Average remaining life expectancy of individual male employees retiring at age sixty.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_AverageRemainingLifeExpectancyOfIndividualFemaleEmployeesRetiringAtAgeSixty" xlink:label="loc_smfg_AverageRemainingLifeExpectancyOfIndividualFemaleEmployeesRetiringAtAgeSixty" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_AverageRemainingLifeExpectancyOfIndividualFemaleEmployeesRetiringAtAgeSixty" xml:lang="en-US">Average remaining life expectancy of individual female employees retiring at age sixty</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_AverageRemainingLifeExpectancyOfIndividualFemaleEmployeesRetiringAtAgeSixty" xml:lang="en-US">Current average remaining life expectancy of individual female employees retiring at age 60</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_AverageRemainingLifeExpectancyOfIndividualFemaleEmployeesRetiringAtAgeSixty" xlink:to="lab_smfg_AverageRemainingLifeExpectancyOfIndividualFemaleEmployeesRetiringAtAgeSixty" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_AverageRemainingLifeExpectancyOfIndividualFemaleEmployeesRetiringAtAgeSixty" xml:lang="en-US">Average remaining life expectancy of individual female employees retiring at age sixty.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_EstimateOfContributionsExpectedToBePaidToPlan" xlink:label="loc_ifrs-full_EstimateOfContributionsExpectedToBePaidToPlan" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_EstimateOfContributionsExpectedToBePaidToPlan" xml:lang="en-US">Estimate of contributions expected to be paid to plan for next annual reporting period</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_EstimateOfContributionsExpectedToBePaidToPlan" xml:lang="en-US">Expected contributions to defined benefit plans for the fiscal year ending March 31, 2027</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_EstimateOfContributionsExpectedToBePaidToPlan" xlink:to="lab_ifrs-full_EstimateOfContributionsExpectedToBePaidToPlan" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DefinedPensionInsurancePlanExpense" xlink:label="loc_smfg_DefinedPensionInsurancePlanExpense" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DefinedPensionInsurancePlanExpense" xml:lang="en-US">Defined pension insurance plan expense</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DefinedPensionInsurancePlanExpense" xml:lang="en-US">Contributions charged to expense for the Employees' Pension Insurance Plan</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DefinedPensionInsurancePlanExpense" xlink:to="lab_smfg_DefinedPensionInsurancePlanExpense" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DefinedPensionInsurancePlanExpense" xml:lang="en-US">The expense for defined pension insurance plan.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_InvestmentScheduleAxis" xlink:label="loc_smfg_InvestmentScheduleAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_InvestmentScheduleAxis" xml:lang="en-US">Investment Schedule [Axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_InvestmentScheduleAxis" xlink:to="lab_smfg_InvestmentScheduleAxis" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_InvestmentScheduleMember" xlink:label="loc_smfg_InvestmentScheduleMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_InvestmentScheduleMember" xml:lang="en-US">Investment Schedule [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_InvestmentScheduleMember" xlink:to="lab_smfg_InvestmentScheduleMember" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_EquityInvestmentsWhereVotingRightsWereRetainedMember" xlink:label="loc_smfg_EquityInvestmentsWhereVotingRightsWereRetainedMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_EquityInvestmentsWhereVotingRightsWereRetainedMember" xml:lang="en-US">Equity Investments Where Voting Rights Were Retained [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_EquityInvestmentsWhereVotingRightsWereRetainedMember" xml:lang="en-US">Equity investments where voting rights were retained [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_EquityInvestmentsWhereVotingRightsWereRetainedMember" xlink:to="lab_smfg_EquityInvestmentsWhereVotingRightsWereRetainedMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_EquityInvestmentsWhereVotingRightsWereRetainedMember" xml:lang="en-US">Equity investments where voting rights were retained.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_AttributionOfExpensesByNatureToTheirFunctionAxis" xlink:label="loc_ifrs-full_AttributionOfExpensesByNatureToTheirFunctionAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_AttributionOfExpensesByNatureToTheirFunctionAxis" xml:lang="en-US">Attribution of expenses by nature to their function [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AttributionOfExpensesByNatureToTheirFunctionAxis" xlink:to="lab_ifrs-full_AttributionOfExpensesByNatureToTheirFunctionAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_AttributionOfExpensesByNatureToTheirFunctionDomain" xlink:label="loc_ifrs-full_AttributionOfExpensesByNatureToTheirFunctionDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_AttributionOfExpensesByNatureToTheirFunctionDomain" xml:lang="en-US">Attribution of expenses by nature to their function [domain]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AttributionOfExpensesByNatureToTheirFunctionDomain" xlink:to="lab_ifrs-full_AttributionOfExpensesByNatureToTheirFunctionDomain" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_SellingGeneralAndAdministrativeExpenseMember" xlink:label="loc_ifrs-full_SellingGeneralAndAdministrativeExpenseMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_SellingGeneralAndAdministrativeExpenseMember" xml:lang="en-US">Selling, general and administrative expense [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_SellingGeneralAndAdministrativeExpenseMember" xlink:to="lab_ifrs-full_SellingGeneralAndAdministrativeExpenseMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_ActuarialAssumptionOfDiscountRates" xlink:label="loc_ifrs-full_ActuarialAssumptionOfDiscountRates" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ActuarialAssumptionOfDiscountRates" xml:lang="en-US">Actuarial assumption of discount rates</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ActuarialAssumptionOfDiscountRates" xml:lang="en-US">Discount rates</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ActuarialAssumptionOfDiscountRates" xlink:to="lab_ifrs-full_ActuarialAssumptionOfDiscountRates" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsAbstract" xlink:label="loc_ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsAbstract" xml:lang="en-US">Disclosure of sensitivity analysis for actuarial assumptions [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsAbstract" xlink:to="lab_ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsTable" xlink:label="loc_ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsTable" xml:lang="en-US">Disclosure of sensitivity analysis for actuarial assumptions [table]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsTable" xml:lang="en-US">Disclosure of sensitivity analysis for actuarial assumptions [table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsTable" xlink:to="lab_ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsTable" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_ActuarialAssumptionOfDiscountRatesMember" xlink:label="loc_ifrs-full_ActuarialAssumptionOfDiscountRatesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ActuarialAssumptionOfDiscountRatesMember" xml:lang="en-US">Actuarial assumption of discount rates [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ActuarialAssumptionOfDiscountRatesMember" xml:lang="en-US">Discount rates [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ActuarialAssumptionOfDiscountRatesMember" xlink:to="lab_ifrs-full_ActuarialAssumptionOfDiscountRatesMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsLineItems" xlink:label="loc_ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsLineItems" xml:lang="en-US">Disclosure of sensitivity analysis for actuarial assumptions [line items]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsLineItems" xml:lang="en-US">Disclosure of sensitivity analysis for actuarial assumptions [Line Items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsLineItems" xlink:to="lab_ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsLineItems" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_PercentageOfReasonablyPossibleIncreaseInActuarialAssumption" xlink:label="loc_ifrs-full_PercentageOfReasonablyPossibleIncreaseInActuarialAssumption" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_PercentageOfReasonablyPossibleIncreaseInActuarialAssumption" xml:lang="en-US">Percentage of reasonably possible increase in actuarial assumption</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_PercentageOfReasonablyPossibleIncreaseInActuarialAssumption" xml:lang="en-US">Percentage increase in assumption</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_PercentageOfReasonablyPossibleIncreaseInActuarialAssumption" xlink:to="lab_ifrs-full_PercentageOfReasonablyPossibleIncreaseInActuarialAssumption" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_PeriodOfReasonablyPossibleIncreaseInActuarialAssumption" xlink:label="loc_smfg_PeriodOfReasonablyPossibleIncreaseInActuarialAssumption" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_PeriodOfReasonablyPossibleIncreaseInActuarialAssumption" xml:lang="en-US">Period of reasonably possible increase in actuarial assumption</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_PeriodOfReasonablyPossibleIncreaseInActuarialAssumption" xml:lang="en-US">Year increase in assumption</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_PeriodOfReasonablyPossibleIncreaseInActuarialAssumption" xlink:to="lab_smfg_PeriodOfReasonablyPossibleIncreaseInActuarialAssumption" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_PeriodOfReasonablyPossibleIncreaseInActuarialAssumption" xml:lang="en-US">Period of reasonably possible increase in actuarial assumption.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleIncreaseInActuarialAssumption" xlink:label="loc_ifrs-full_IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleIncreaseInActuarialAssumption" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleIncreaseInActuarialAssumption" xml:lang="en-US">Increase (decrease) in defined benefit obligation due to reasonably possible increase in actuarial assumption</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleIncreaseInActuarialAssumption" xml:lang="en-US">Increase/(decrease) in defined benefit obligations due to increase in assumption</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleIncreaseInActuarialAssumption" xlink:to="lab_ifrs-full_IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleIncreaseInActuarialAssumption" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_PercentageOfReasonablyPossibleDecreaseInActuarialAssumption" xlink:label="loc_ifrs-full_PercentageOfReasonablyPossibleDecreaseInActuarialAssumption" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_PercentageOfReasonablyPossibleDecreaseInActuarialAssumption" xml:lang="en-US">Percentage of reasonably possible decrease in actuarial assumption</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_PercentageOfReasonablyPossibleDecreaseInActuarialAssumption" xml:lang="en-US">Percentage decrease in assumption</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_PercentageOfReasonablyPossibleDecreaseInActuarialAssumption" xlink:to="lab_ifrs-full_PercentageOfReasonablyPossibleDecreaseInActuarialAssumption" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleDecreaseInActuarialAssumption" xlink:label="loc_ifrs-full_IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleDecreaseInActuarialAssumption" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleDecreaseInActuarialAssumption" xml:lang="en-US">Increase (decrease) in defined benefit obligation due to reasonably possible decrease in actuarial assumption</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleDecreaseInActuarialAssumption" xml:lang="en-US">Increase/(decrease) in defined benefit obligations due to decrease in assumption</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleDecreaseInActuarialAssumption" xlink:to="lab_ifrs-full_IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleDecreaseInActuarialAssumption" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_LumpsumSeveranceIndemnityPlansMember" xlink:label="loc_smfg_LumpsumSeveranceIndemnityPlansMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_LumpsumSeveranceIndemnityPlansMember" xml:lang="en-US">Lump-sum Severance Indemnity Plans [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_LumpsumSeveranceIndemnityPlansMember" xml:lang="en-US">Lump-sum severance indemnity plans [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_LumpsumSeveranceIndemnityPlansMember" xlink:to="lab_smfg_LumpsumSeveranceIndemnityPlansMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_LumpsumSeveranceIndemnityPlansMember" xml:lang="en-US">The lump-sum severance indemnity plans.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DefinedBenefitPensionPlansMember" xlink:label="loc_smfg_DefinedBenefitPensionPlansMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DefinedBenefitPensionPlansMember" xml:lang="en-US">Defined benefit pension plans [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DefinedBenefitPensionPlansMember" xml:lang="en-US">Defined benefit pension plans [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DefinedBenefitPensionPlansMember" xlink:to="lab_smfg_DefinedBenefitPensionPlansMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DefinedBenefitPensionPlansMember" xml:lang="en-US">Defined benefit pension plans [member]</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_WeightedAverageDurationOfDefinedBenefitObligation2019" xlink:label="loc_ifrs-full_WeightedAverageDurationOfDefinedBenefitObligation2019" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_WeightedAverageDurationOfDefinedBenefitObligation2019" xml:lang="en-US">Weighted average duration of defined benefit obligation</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_WeightedAverageDurationOfDefinedBenefitObligation2019" xml:lang="en-US">Weighted average durations of defined benefit plans</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_WeightedAverageDurationOfDefinedBenefitObligation2019" xlink:to="lab_ifrs-full_WeightedAverageDurationOfDefinedBenefitObligation2019" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfClassesOfShareCapitalAbstract" xlink:label="loc_ifrs-full_DisclosureOfClassesOfShareCapitalAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfClassesOfShareCapitalAbstract" xml:lang="en-US">Disclosure of classes of share capital [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfClassesOfShareCapitalAbstract" xlink:to="lab_ifrs-full_DisclosureOfClassesOfShareCapitalAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfClassesOfShareCapitalLineItems" xlink:label="loc_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems" xml:lang="en-US">Disclosure of classes of share capital [line items]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems" xml:lang="en-US">Disclosure of classes of share capital [line items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems" xlink:to="lab_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_NumberOfSharesOutstanding" xlink:label="loc_ifrs-full_NumberOfSharesOutstanding" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_NumberOfSharesOutstanding" xml:lang="en-US">Number of shares outstanding</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="lab_ifrs-full_NumberOfSharesOutstanding" xml:lang="en-US">At beginning of period</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="lab_ifrs-full_NumberOfSharesOutstanding" xml:lang="en-US">At end of period</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_NumberOfSharesOutstanding" xlink:to="lab_ifrs-full_NumberOfSharesOutstanding" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_IncreaseDecreaseInNumberOfSharesOutstanding" xlink:label="loc_ifrs-full_IncreaseDecreaseInNumberOfSharesOutstanding" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_IncreaseDecreaseInNumberOfSharesOutstanding" xml:lang="en-US">Increase (decrease) in number of shares outstanding</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_IncreaseDecreaseInNumberOfSharesOutstanding" xml:lang="en-US">Net change</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IncreaseDecreaseInNumberOfSharesOutstanding" xlink:to="lab_ifrs-full_IncreaseDecreaseInNumberOfSharesOutstanding" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_NonadjustingEventsAfterReportingPeriodAxis" xlink:label="loc_ifrs-full_NonadjustingEventsAfterReportingPeriodAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_NonadjustingEventsAfterReportingPeriodAxis" xml:lang="en-US">Non-adjusting events after reporting period [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_NonadjustingEventsAfterReportingPeriodAxis" xml:lang="en-US">Non-adjusting events after reporting period [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_NonadjustingEventsAfterReportingPeriodAxis" xlink:to="lab_ifrs-full_NonadjustingEventsAfterReportingPeriodAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_NonadjustingEventsAfterReportingPeriodDomain" xlink:label="loc_ifrs-full_NonadjustingEventsAfterReportingPeriodDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_NonadjustingEventsAfterReportingPeriodDomain" xml:lang="en-US">Non-adjusting events after reporting period [domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_NonadjustingEventsAfterReportingPeriodDomain" xml:lang="en-US">Non-adjusting events after reporting period [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_NonadjustingEventsAfterReportingPeriodDomain" xlink:to="lab_ifrs-full_NonadjustingEventsAfterReportingPeriodDomain" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_ShareRepurchaseProgramMember" xlink:label="loc_smfg_ShareRepurchaseProgramMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_ShareRepurchaseProgramMember" xml:lang="en-US">Share repurchase program [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_ShareRepurchaseProgramMember" xml:lang="en-US">Share repurchase program [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_ShareRepurchaseProgramMember" xlink:to="lab_smfg_ShareRepurchaseProgramMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_ShareRepurchaseProgramMember" xml:lang="en-US">Share repurchase program [member]</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_MajorOrdinaryShareTransactionsMember" xlink:label="loc_ifrs-full_MajorOrdinaryShareTransactionsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_MajorOrdinaryShareTransactionsMember" xml:lang="en-US">Major ordinary share transactions [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_MajorOrdinaryShareTransactionsMember" xlink:to="lab_ifrs-full_MajorOrdinaryShareTransactionsMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_NumberOfSharesAuthorised" xlink:label="loc_ifrs-full_NumberOfSharesAuthorised" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_NumberOfSharesAuthorised" xml:lang="en-US">Number of shares authorised</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_NumberOfSharesAuthorised" xml:lang="en-US">Number of authorized shares</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_NumberOfSharesAuthorised" xml:lang="en-US">Preferred stock, Authorized</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_NumberOfSharesAuthorised" xlink:to="lab_ifrs-full_NumberOfSharesAuthorised" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_SharesAuthorizedToBeRepurchasedAmount" xlink:label="loc_smfg_SharesAuthorizedToBeRepurchasedAmount" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_SharesAuthorizedToBeRepurchasedAmount" xml:lang="en-US">Shares Authorized to be Repurchased Amount</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_SharesAuthorizedToBeRepurchasedAmount" xml:lang="en-US">Shares authorized to be repurchased amount</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_SharesAuthorizedToBeRepurchasedAmount" xlink:to="lab_smfg_SharesAuthorizedToBeRepurchasedAmount" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_SharesAuthorizedToBeRepurchasedAmount" xml:lang="en-US">Shares authorized to be repurchased amount.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_NumberOfSharesRepurchased" xlink:label="loc_smfg_NumberOfSharesRepurchased" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_NumberOfSharesRepurchased" xml:lang="en-US">Number of shares repurchased</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_NumberOfSharesRepurchased" xml:lang="en-US">Number of shares repurchased</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_NumberOfSharesRepurchased" xlink:to="lab_smfg_NumberOfSharesRepurchased" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_NumberOfSharesRepurchased" xml:lang="en-US">The number of shares repurchased.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_NumberOfOwnSharesAuthorisedToBeRepurchased" xlink:label="loc_smfg_NumberOfOwnSharesAuthorisedToBeRepurchased" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_NumberOfOwnSharesAuthorisedToBeRepurchased" xml:lang="en-US">Number Of Own Shares Authorised To Be Repurchased</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_NumberOfOwnSharesAuthorisedToBeRepurchased" xml:lang="en-US">Shares authorized to be repurchased, shares</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_NumberOfOwnSharesAuthorisedToBeRepurchased" xlink:to="lab_smfg_NumberOfOwnSharesAuthorisedToBeRepurchased" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_NumberOfOwnSharesAuthorisedToBeRepurchased" xml:lang="en-US">Number of own shares authorised to be repurchased.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_MaximumDividendsThatMayBePaid" xlink:label="loc_smfg_MaximumDividendsThatMayBePaid" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_MaximumDividendsThatMayBePaid" xml:lang="en-US">Maximum Dividends That May Be Paid</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_MaximumDividendsThatMayBePaid" xml:lang="en-US">Total amount the company can pay out as a dividend</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_MaximumDividendsThatMayBePaid" xlink:to="lab_smfg_MaximumDividendsThatMayBePaid" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_MaximumDividendsThatMayBePaid" xml:lang="en-US">Maximum dividends that may be paid.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_NumberOfShareAcquiredInShareBasedPaymentArrangement" xlink:label="loc_smfg_NumberOfShareAcquiredInShareBasedPaymentArrangement" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_NumberOfShareAcquiredInShareBasedPaymentArrangement" xml:lang="en-US">Number Of Share Acquired In Share based Payment Arrangement</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_NumberOfShareAcquiredInShareBasedPaymentArrangement" xml:lang="en-US">Number of share acquired in share based payment arrangement</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_NumberOfShareAcquiredInShareBasedPaymentArrangement" xlink:to="lab_smfg_NumberOfShareAcquiredInShareBasedPaymentArrangement" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_NumberOfShareAcquiredInShareBasedPaymentArrangement" xml:lang="en-US">Number of share acquired in share based payment arrangement.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_SharesRepurchasedDuringPeriodShares" xlink:label="loc_smfg_SharesRepurchasedDuringPeriodShares" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_SharesRepurchasedDuringPeriodShares" xml:lang="en-US">Shares Repurchased During Period Shares</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_SharesRepurchasedDuringPeriodShares" xml:lang="en-US">Shares repurchased during period shares</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_SharesRepurchasedDuringPeriodShares" xlink:to="lab_smfg_SharesRepurchasedDuringPeriodShares" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_SharesRepurchasedDuringPeriodShares" xml:lang="en-US">Shares repurchased during period shares.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_SharesRepurchasedDuringPeriodValue" xlink:label="loc_smfg_SharesRepurchasedDuringPeriodValue" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_SharesRepurchasedDuringPeriodValue" xml:lang="en-US">Shares Repurchased During Period Value</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_smfg_SharesRepurchasedDuringPeriodValue" xml:lang="en-US">Shares repurchased during period value</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_SharesRepurchasedDuringPeriodValue" xlink:to="lab_smfg_SharesRepurchasedDuringPeriodValue" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_SharesRepurchasedDuringPeriodValue" xml:lang="en-US">Shares repurchased during period value.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_StockholderEquityStockSplitRatio" xlink:label="loc_smfg_StockholderEquityStockSplitRatio" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_StockholderEquityStockSplitRatio" xml:lang="en-US">Stockholder Equity Stock Split Ratio</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_StockholderEquityStockSplitRatio" xml:lang="en-US">Stockholder equity stock split ratio</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_StockholderEquityStockSplitRatio" xlink:to="lab_smfg_StockholderEquityStockSplitRatio" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_StockholderEquityStockSplitRatio" xml:lang="en-US">Stockholder equity stock split ratio.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_SchemeAxis" xlink:label="loc_smfg_SchemeAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_SchemeAxis" xml:lang="en-US">Scheme [Axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_SchemeAxis" xlink:to="lab_smfg_SchemeAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_SchemeAxis" xml:lang="en-US">Scheme axis.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_SchemeMember" xlink:label="loc_smfg_SchemeMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_SchemeMember" xml:lang="en-US">Scheme [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_SchemeMember" xlink:to="lab_smfg_SchemeMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_SchemeMember" xml:lang="en-US">Scheme domain.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfClassesOfShareCapitalTable" xlink:label="loc_ifrs-full_DisclosureOfClassesOfShareCapitalTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfClassesOfShareCapitalTable" xml:lang="en-US">Disclosure of classes of share capital [table]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfClassesOfShareCapitalTable" xml:lang="en-US">Disclosure of classes of share capital [table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfClassesOfShareCapitalTable" xlink:to="lab_ifrs-full_DisclosureOfClassesOfShareCapitalTable" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_TypeFivePreferredStockMember" xlink:label="loc_smfg_TypeFivePreferredStockMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_TypeFivePreferredStockMember" xml:lang="en-US">Type Five Preferred Stock [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_TypeFivePreferredStockMember" xml:lang="en-US">Type 5 preferred stock [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_TypeFivePreferredStockMember" xlink:to="lab_smfg_TypeFivePreferredStockMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_TypeFivePreferredStockMember" xml:lang="en-US">Type 5 preferred stock.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_TypeSevenPreferredStockMember" xlink:label="loc_smfg_TypeSevenPreferredStockMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_TypeSevenPreferredStockMember" xml:lang="en-US">Type Seven Preferred Stock [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_TypeSevenPreferredStockMember" xml:lang="en-US">Type 7 preferred stock [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_TypeSevenPreferredStockMember" xlink:to="lab_smfg_TypeSevenPreferredStockMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_TypeSevenPreferredStockMember" xml:lang="en-US">Type 7 preferred stock.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_TypeEightPreferredStockMember" xlink:label="loc_smfg_TypeEightPreferredStockMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_TypeEightPreferredStockMember" xml:lang="en-US">Type Eight Preferred Stock [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_TypeEightPreferredStockMember" xml:lang="en-US">Type 8 preferred stock [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_TypeEightPreferredStockMember" xlink:to="lab_smfg_TypeEightPreferredStockMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_TypeEightPreferredStockMember" xml:lang="en-US">Type 8 preferred stock.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_TypeNinePreferredStockMember" xlink:label="loc_smfg_TypeNinePreferredStockMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_TypeNinePreferredStockMember" xml:lang="en-US">Type Nine Preferred Stock [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_TypeNinePreferredStockMember" xml:lang="en-US">Type 9 preferred stock [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_TypeNinePreferredStockMember" xlink:to="lab_smfg_TypeNinePreferredStockMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_TypeNinePreferredStockMember" xml:lang="en-US">Type 9 preferred stock.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_NumberOfSharesIssued" xlink:label="loc_ifrs-full_NumberOfSharesIssued" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_NumberOfSharesIssued" xml:lang="en-US">Number of shares issued</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_NumberOfSharesIssued" xml:lang="en-US">Preferred stock, Issued</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_NumberOfSharesIssued" xlink:to="lab_ifrs-full_NumberOfSharesIssued" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_OtherComprehensiveIncomeBeforeTaxGainsLossesFromInvestmentsInDebtAndEquityInstruments" xlink:label="loc_smfg_OtherComprehensiveIncomeBeforeTaxGainsLossesFromInvestmentsInDebtAndEquityInstruments" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_OtherComprehensiveIncomeBeforeTaxGainsLossesFromInvestmentsInDebtAndEquityInstruments" xml:lang="en-US">Other Comprehensive Income Before Tax Gains Losses From Investments In Debt And Equity Instruments</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_OtherComprehensiveIncomeBeforeTaxGainsLossesFromInvestmentsInDebtAndEquityInstruments" xml:lang="en-US">Gains (losses) arising during the period, before tax</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_OtherComprehensiveIncomeBeforeTaxGainsLossesFromInvestmentsInDebtAndEquityInstruments" xlink:to="lab_smfg_OtherComprehensiveIncomeBeforeTaxGainsLossesFromInvestmentsInDebtAndEquityInstruments" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_OtherComprehensiveIncomeBeforeTaxGainsLossesFromInvestmentsInDebtAndEquityInstruments" xml:lang="en-US">The amount of other comprehensive income, before tax, related to gains (losses) from changes in the fair value of investments in debt and equity instruments.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_IncomeTaxRelatingToGainsLossesOnRemeasuringFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome" xlink:label="loc_smfg_IncomeTaxRelatingToGainsLossesOnRemeasuringFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_IncomeTaxRelatingToGainsLossesOnRemeasuringFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome" xml:lang="en-US">Income Tax Relating To Gains Losses On Remeasuring Financial Assets Measured At Fair Value Through Other Comprehensive Income</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_smfg_IncomeTaxRelatingToGainsLossesOnRemeasuringFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome" xml:lang="en-US">Income tax (expense) benefit for changes arising during the period</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_IncomeTaxRelatingToGainsLossesOnRemeasuringFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome" xlink:to="lab_smfg_IncomeTaxRelatingToGainsLossesOnRemeasuringFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_IncomeTaxRelatingToGainsLossesOnRemeasuringFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome" xml:lang="en-US">The amount of income tax relating to gains (losses) on remeasurements of financial assets measured at fair value through other comprehensive income.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_IncomeTaxRelatingToReclassificationAdjustmentsOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome" xlink:label="loc_smfg_IncomeTaxRelatingToReclassificationAdjustmentsOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_IncomeTaxRelatingToReclassificationAdjustmentsOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome" xml:lang="en-US">Income Tax Relating To Reclassification Adjustments On Financial Assets Measured At Fair Value Through Other Comprehensive Income</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_smfg_IncomeTaxRelatingToReclassificationAdjustmentsOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome" xml:lang="en-US">Income tax benefit for reclassification adjustments</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_IncomeTaxRelatingToReclassificationAdjustmentsOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome" xlink:to="lab_smfg_IncomeTaxRelatingToReclassificationAdjustmentsOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_IncomeTaxRelatingToReclassificationAdjustmentsOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome" xml:lang="en-US">The amount of income tax relating to reclassification adjustments on financial assets measured at fair value through other comprehensive income.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_OtherComprehensiveIncomeAttributableToNoncontrollingInterests" xlink:label="loc_ifrs-full_OtherComprehensiveIncomeAttributableToNoncontrollingInterests" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_OtherComprehensiveIncomeAttributableToNoncontrollingInterests" xml:lang="en-US">Other comprehensive income, attributable to non-controlling interests</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_OtherComprehensiveIncomeAttributableToNoncontrollingInterests" xml:lang="en-US">Amount attributable to non-controlling interests</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OtherComprehensiveIncomeAttributableToNoncontrollingInterests" xlink:to="lab_ifrs-full_OtherComprehensiveIncomeAttributableToNoncontrollingInterests" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_IncreaseDecreaseThroughTransferBetweenRevaluationReserveAndRetainedEarnings" xlink:label="loc_ifrs-full_IncreaseDecreaseThroughTransferBetweenRevaluationReserveAndRetainedEarnings" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_IncreaseDecreaseThroughTransferBetweenRevaluationReserveAndRetainedEarnings" xml:lang="en-US">Increase (decrease) through transfer between revaluation surplus and retained earnings, equity</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_IncreaseDecreaseThroughTransferBetweenRevaluationReserveAndRetainedEarnings" xml:lang="en-US">Transfer from other reserves to retained earnings</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IncreaseDecreaseThroughTransferBetweenRevaluationReserveAndRetainedEarnings" xlink:to="lab_ifrs-full_IncreaseDecreaseThroughTransferBetweenRevaluationReserveAndRetainedEarnings" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_IncomeTaxRelatingToGainsLossesOnExchangeDifferencesOnTranslationOfOtherComprehensiveIncome" xlink:label="loc_smfg_IncomeTaxRelatingToGainsLossesOnExchangeDifferencesOnTranslationOfOtherComprehensiveIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_IncomeTaxRelatingToGainsLossesOnExchangeDifferencesOnTranslationOfOtherComprehensiveIncome" xml:lang="en-US">Income tax relating to gains (losses) on exchange differences on translation of other comprehensive income</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_smfg_IncomeTaxRelatingToGainsLossesOnExchangeDifferencesOnTranslationOfOtherComprehensiveIncome" xml:lang="en-US">Income tax (expense) benefit for changes arising during the period</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_IncomeTaxRelatingToGainsLossesOnExchangeDifferencesOnTranslationOfOtherComprehensiveIncome" xlink:to="lab_smfg_IncomeTaxRelatingToGainsLossesOnExchangeDifferencesOnTranslationOfOtherComprehensiveIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_IncomeTaxRelatingToGainsLossesOnExchangeDifferencesOnTranslationOfOtherComprehensiveIncome" xml:lang="en-US">Income tax relating to gains (losses) on exchange differences on translation of other comprehensive income.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_ReclassificationAdjustmentsOnExchangeDifferencesOnTranslationBeforeTax" xlink:label="loc_ifrs-full_ReclassificationAdjustmentsOnExchangeDifferencesOnTranslationBeforeTax" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ReclassificationAdjustmentsOnExchangeDifferencesOnTranslationBeforeTax" xml:lang="en-US">Reclassification adjustments on exchange differences on translation, before tax</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_ifrs-full_ReclassificationAdjustmentsOnExchangeDifferencesOnTranslationBeforeTax" xml:lang="en-US">Reclassification adjustments for (gains) losses included in net profit, before tax</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ReclassificationAdjustmentsOnExchangeDifferencesOnTranslationBeforeTax" xlink:to="lab_ifrs-full_ReclassificationAdjustmentsOnExchangeDifferencesOnTranslationBeforeTax" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_IncomeTaxRelatingToReclassificationAdjustmentsOnExchangeDifferencesOnTranslationOfOtherComprehensiveIncome" xlink:label="loc_smfg_IncomeTaxRelatingToReclassificationAdjustmentsOnExchangeDifferencesOnTranslationOfOtherComprehensiveIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_IncomeTaxRelatingToReclassificationAdjustmentsOnExchangeDifferencesOnTranslationOfOtherComprehensiveIncome" xml:lang="en-US">Income tax relating to reclassification adjustments on exchange differences on translation of other comprehensive income</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_smfg_IncomeTaxRelatingToReclassificationAdjustmentsOnExchangeDifferencesOnTranslationOfOtherComprehensiveIncome" xml:lang="en-US">Income tax (expense) benefit for reclassification adjustments</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_IncomeTaxRelatingToReclassificationAdjustmentsOnExchangeDifferencesOnTranslationOfOtherComprehensiveIncome" xlink:to="lab_smfg_IncomeTaxRelatingToReclassificationAdjustmentsOnExchangeDifferencesOnTranslationOfOtherComprehensiveIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_IncomeTaxRelatingToReclassificationAdjustmentsOnExchangeDifferencesOnTranslationOfOtherComprehensiveIncome" xml:lang="en-US">Income tax relating to reclassification adjustments on exchange differences on translation of other comprehensive income.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_ClassesOfLiabilitiesAxis" xlink:label="loc_ifrs-full_ClassesOfLiabilitiesAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ClassesOfLiabilitiesAxis" xml:lang="en-US">Classes of liabilities [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ClassesOfLiabilitiesAxis" xlink:to="lab_ifrs-full_ClassesOfLiabilitiesAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_ClassesOfLiabilitiesDomain" xlink:label="loc_ifrs-full_ClassesOfLiabilitiesDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ClassesOfLiabilitiesDomain" xml:lang="en-US">Classes of liabilities [domain]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ClassesOfLiabilitiesDomain" xlink:to="lab_ifrs-full_ClassesOfLiabilitiesDomain" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_PerpetualSubordinatedBondsMember" xlink:label="loc_smfg_PerpetualSubordinatedBondsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_PerpetualSubordinatedBondsMember" xml:lang="en-US">Perpetual Subordinated Bonds [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_PerpetualSubordinatedBondsMember" xlink:to="lab_smfg_PerpetualSubordinatedBondsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_PerpetualSubordinatedBondsMember" xml:lang="en-US">Perpetual subordinated bonds.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_PerpetualSubordinatedBorrowingsMember" xlink:label="loc_smfg_PerpetualSubordinatedBorrowingsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_PerpetualSubordinatedBorrowingsMember" xml:lang="en-US">Perpetual Subordinated Borrowings [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_PerpetualSubordinatedBorrowingsMember" xlink:to="lab_smfg_PerpetualSubordinatedBorrowingsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_PerpetualSubordinatedBorrowingsMember" xml:lang="en-US">Perpetual subordinated borrowings.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_TriggeringPercentageOfCommonEquityTierOneCapitalWhereBondsMayBeWrittenDown" xlink:label="loc_smfg_TriggeringPercentageOfCommonEquityTierOneCapitalWhereBondsMayBeWrittenDown" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_TriggeringPercentageOfCommonEquityTierOneCapitalWhereBondsMayBeWrittenDown" xml:lang="en-US">Triggering Percentage Of Common Equity Tier One Capital Where Bonds May Be Written Down</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_TriggeringPercentageOfCommonEquityTierOneCapitalWhereBondsMayBeWrittenDown" xml:lang="en-US">Common Equity Tier 1 capital ratio threshold where bonds may be written down</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_TriggeringPercentageOfCommonEquityTierOneCapitalWhereBondsMayBeWrittenDown" xlink:to="lab_smfg_TriggeringPercentageOfCommonEquityTierOneCapitalWhereBondsMayBeWrittenDown" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_TriggeringPercentageOfCommonEquityTierOneCapitalWhereBondsMayBeWrittenDown" xml:lang="en-US">Triggering percentage of common equity Tier 1 capital where bonds may be written down.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_RevenueAbstract" xlink:label="loc_ifrs-full_RevenueAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_RevenueAbstract" xml:lang="en-US">Revenue [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_RevenueAbstract" xlink:to="lab_ifrs-full_RevenueAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_InterestCostsAbstract" xlink:label="loc_ifrs-full_InterestCostsAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_InterestCostsAbstract" xml:lang="en-US">Interest costs [abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_InterestCostsAbstract" xml:lang="en-US">Interest expense from:</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InterestCostsAbstract" xlink:to="lab_ifrs-full_InterestCostsAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_InterestExpenseOnDepositsFromCustomers" xlink:label="loc_ifrs-full_InterestExpenseOnDepositsFromCustomers" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_InterestExpenseOnDepositsFromCustomers" xml:lang="en-US">Interest expense on deposits from customers</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_InterestExpenseOnDepositsFromCustomers" xml:lang="en-US">Deposits</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InterestExpenseOnDepositsFromCustomers" xlink:to="lab_ifrs-full_InterestExpenseOnDepositsFromCustomers" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_InterestExpenseOnCallMoneyAndBillsSold" xlink:label="loc_smfg_InterestExpenseOnCallMoneyAndBillsSold" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_InterestExpenseOnCallMoneyAndBillsSold" xml:lang="en-US">Interest expense on call money and bills sold</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_InterestExpenseOnCallMoneyAndBillsSold" xml:lang="en-US">Call money and bills sold</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_InterestExpenseOnCallMoneyAndBillsSold" xlink:to="lab_smfg_InterestExpenseOnCallMoneyAndBillsSold" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_InterestExpenseOnCallMoneyAndBillsSold" xml:lang="en-US">Interest expense on call money and bills sold.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_InterestExpenseOnRepurchaseAgreementsAndCashCollateralOnSecuritiesLent" xlink:label="loc_ifrs-full_InterestExpenseOnRepurchaseAgreementsAndCashCollateralOnSecuritiesLent" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_InterestExpenseOnRepurchaseAgreementsAndCashCollateralOnSecuritiesLent" xml:lang="en-US">Interest expense on repurchase agreements and cash collateral on securities lent</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_InterestExpenseOnRepurchaseAgreementsAndCashCollateralOnSecuritiesLent" xml:lang="en-US">Repurchase agreements and cash collateral on securities lent</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InterestExpenseOnRepurchaseAgreementsAndCashCollateralOnSecuritiesLent" xlink:to="lab_ifrs-full_InterestExpenseOnRepurchaseAgreementsAndCashCollateralOnSecuritiesLent" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_InterestExpenseOnBorrowings" xlink:label="loc_ifrs-full_InterestExpenseOnBorrowings" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_InterestExpenseOnBorrowings" xml:lang="en-US">Interest expense on borrowings</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_InterestExpenseOnBorrowings" xml:lang="en-US">Borrowings</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InterestExpenseOnBorrowings" xlink:to="lab_ifrs-full_InterestExpenseOnBorrowings" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_InterestExpenseOnDebtInstrumentsIssued" xlink:label="loc_ifrs-full_InterestExpenseOnDebtInstrumentsIssued" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_InterestExpenseOnDebtInstrumentsIssued" xml:lang="en-US">Interest expense on debt instruments issued</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_InterestExpenseOnDebtInstrumentsIssued" xml:lang="en-US">Debt securities in issue</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InterestExpenseOnDebtInstrumentsIssued" xlink:to="lab_ifrs-full_InterestExpenseOnDebtInstrumentsIssued" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_InterestExpenseOnOtherFinancialLiabilities" xlink:label="loc_ifrs-full_InterestExpenseOnOtherFinancialLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_InterestExpenseOnOtherFinancialLiabilities" xml:lang="en-US">Interest expense on other financial liabilities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_InterestExpenseOnOtherFinancialLiabilities" xml:lang="en-US">Others</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InterestExpenseOnOtherFinancialLiabilities" xlink:to="lab_ifrs-full_InterestExpenseOnOtherFinancialLiabilities" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_InterestExpensesOnPremiumsForDepositInsurance" xlink:label="loc_smfg_InterestExpensesOnPremiumsForDepositInsurance" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_InterestExpensesOnPremiumsForDepositInsurance" xml:lang="en-US">Interest Expenses On Premiums For Deposit Insurance</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_smfg_InterestExpensesOnPremiumsForDepositInsurance" xml:lang="en-US">Premiums for deposit insurance</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_InterestExpensesOnPremiumsForDepositInsurance" xlink:to="lab_smfg_InterestExpensesOnPremiumsForDepositInsurance" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_InterestExpensesOnPremiumsForDepositInsurance" xml:lang="en-US">Interest expenses on premiums for deposit insurance.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_InterestIncomeAbstract" xlink:label="loc_ifrs-full_InterestIncomeAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_InterestIncomeAbstract" xml:lang="en-US">Interest income [abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_InterestIncomeAbstract" xml:lang="en-US">Interest income from:</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InterestIncomeAbstract" xlink:to="lab_ifrs-full_InterestIncomeAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_InterestIncomeOnDeposits" xlink:label="loc_ifrs-full_InterestIncomeOnDeposits" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_InterestIncomeOnDeposits" xml:lang="en-US">Interest income on deposits</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_InterestIncomeOnDeposits" xml:lang="en-US">Deposits with banks</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InterestIncomeOnDeposits" xlink:to="lab_ifrs-full_InterestIncomeOnDeposits" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_InterestIncomeOnCallLoansAndBillsBought" xlink:label="loc_smfg_InterestIncomeOnCallLoansAndBillsBought" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_InterestIncomeOnCallLoansAndBillsBought" xml:lang="en-US">Interest income on call loans and bills bought</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_InterestIncomeOnCallLoansAndBillsBought" xml:lang="en-US">Call loans and bills bought</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_InterestIncomeOnCallLoansAndBillsBought" xlink:to="lab_smfg_InterestIncomeOnCallLoansAndBillsBought" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_InterestIncomeOnCallLoansAndBillsBought" xml:lang="en-US">Interest income on call loans and bills bought.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_InterestIncomeOnReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed" xlink:label="loc_ifrs-full_InterestIncomeOnReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_InterestIncomeOnReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed" xml:lang="en-US">Interest income on reverse repurchase agreements and cash collateral on securities borrowed</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_InterestIncomeOnReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed" xml:lang="en-US">Reverse repurchase agreements and cash collateral on securities borrowed</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InterestIncomeOnReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed" xlink:to="lab_ifrs-full_InterestIncomeOnReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_InterestIncomeOnInvestmentsSecurities" xlink:label="loc_smfg_InterestIncomeOnInvestmentsSecurities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_InterestIncomeOnInvestmentsSecurities" xml:lang="en-US">Interest income on investments securities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_InterestIncomeOnInvestmentsSecurities" xml:lang="en-US">Investment securities</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_InterestIncomeOnInvestmentsSecurities" xlink:to="lab_smfg_InterestIncomeOnInvestmentsSecurities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_InterestIncomeOnInvestmentsSecurities" xml:lang="en-US">Interest income on investments securities.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_InterestIncomeOnLoansAndAdvancesToCustomers" xlink:label="loc_ifrs-full_InterestIncomeOnLoansAndAdvancesToCustomers" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_InterestIncomeOnLoansAndAdvancesToCustomers" xml:lang="en-US">Interest income on loans and advances to customers</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_InterestIncomeOnLoansAndAdvancesToCustomers" xml:lang="en-US">Loans and advances</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InterestIncomeOnLoansAndAdvancesToCustomers" xlink:to="lab_ifrs-full_InterestIncomeOnLoansAndAdvancesToCustomers" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DisclosureOfRevenueAbstract" xlink:label="loc_smfg_DisclosureOfRevenueAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DisclosureOfRevenueAbstract" xml:lang="en-US">Disclosure of revenue [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DisclosureOfRevenueAbstract" xlink:to="lab_smfg_DisclosureOfRevenueAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DisclosureOfRevenueAbstract" xml:lang="en-US">Disclosure of revenue [abstract]</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_FeeAndCommissionExpenseAbstract" xlink:label="loc_ifrs-full_FeeAndCommissionExpenseAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_FeeAndCommissionExpenseAbstract" xml:lang="en-US">Fee and commission expense [abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_FeeAndCommissionExpenseAbstract" xml:lang="en-US">Fee and commission expense from:</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FeeAndCommissionExpenseAbstract" xlink:to="lab_ifrs-full_FeeAndCommissionExpenseAbstract" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_RemittancesAndTransfersFeeAndCommissionExpense" xlink:label="loc_smfg_RemittancesAndTransfersFeeAndCommissionExpense" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_RemittancesAndTransfersFeeAndCommissionExpense" xml:lang="en-US">Remittances and transfers fee and commission expense</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_RemittancesAndTransfersFeeAndCommissionExpense" xml:lang="en-US">Remittances and transfers</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_RemittancesAndTransfersFeeAndCommissionExpense" xlink:to="lab_smfg_RemittancesAndTransfersFeeAndCommissionExpense" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_RemittancesAndTransfersFeeAndCommissionExpense" xml:lang="en-US">Remittances and transfers fee and commission expense.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_OtherFeeAndCommissionExpense" xlink:label="loc_ifrs-full_OtherFeeAndCommissionExpense" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_OtherFeeAndCommissionExpense" xml:lang="en-US">Other fee and commission expense</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_OtherFeeAndCommissionExpense" xml:lang="en-US">Others</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OtherFeeAndCommissionExpense" xlink:to="lab_ifrs-full_OtherFeeAndCommissionExpense" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_TotalFeeAndCommissionExpense" xlink:label="loc_smfg_TotalFeeAndCommissionExpense" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_TotalFeeAndCommissionExpense" xml:lang="en-US">Total Fee and Commission Expense</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_smfg_TotalFeeAndCommissionExpense" xml:lang="en-US">Total fee and commission expense</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_TotalFeeAndCommissionExpense" xlink:to="lab_smfg_TotalFeeAndCommissionExpense" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_TotalFeeAndCommissionExpense" xml:lang="en-US">Total fee and commission expense.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_FeeAndCommissionIncomeAbstract" xlink:label="loc_ifrs-full_FeeAndCommissionIncomeAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_FeeAndCommissionIncomeAbstract" xml:lang="en-US">Fee and commission income [abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_FeeAndCommissionIncomeAbstract" xml:lang="en-US">Fee and commission income from:</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FeeAndCommissionIncomeAbstract" xlink:to="lab_ifrs-full_FeeAndCommissionIncomeAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_CreditrelatedFeeAndCommissionIncome" xlink:label="loc_ifrs-full_CreditrelatedFeeAndCommissionIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_CreditrelatedFeeAndCommissionIncome" xml:lang="en-US">Credit-related fee and commission income</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_CreditrelatedFeeAndCommissionIncome" xml:lang="en-US">Loans</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CreditrelatedFeeAndCommissionIncome" xlink:to="lab_ifrs-full_CreditrelatedFeeAndCommissionIncome" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_CreditCardBusinessFeeAndCommissionIncome" xlink:label="loc_smfg_CreditCardBusinessFeeAndCommissionIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_CreditCardBusinessFeeAndCommissionIncome" xml:lang="en-US">Credit card business fee and commission income</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_CreditCardBusinessFeeAndCommissionIncome" xml:lang="en-US">Credit card business</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_CreditCardBusinessFeeAndCommissionIncome" xlink:to="lab_smfg_CreditCardBusinessFeeAndCommissionIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_CreditCardBusinessFeeAndCommissionIncome" xml:lang="en-US">Credit card business fee and commission income.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_GuaranteesFeeAndCommissionIncome" xlink:label="loc_smfg_GuaranteesFeeAndCommissionIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_GuaranteesFeeAndCommissionIncome" xml:lang="en-US">Guarantees Fee and commission income</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_GuaranteesFeeAndCommissionIncome" xml:lang="en-US">Guarantees</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_GuaranteesFeeAndCommissionIncome" xlink:to="lab_smfg_GuaranteesFeeAndCommissionIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_GuaranteesFeeAndCommissionIncome" xml:lang="en-US">Guarantees fee and commission income.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_BrokerageFeeIncome" xlink:label="loc_ifrs-full_BrokerageFeeIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_BrokerageFeeIncome" xml:lang="en-US">Brokerage fee income</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_BrokerageFeeIncome" xml:lang="en-US">Securities-related business</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_BrokerageFeeIncome" xlink:to="lab_ifrs-full_BrokerageFeeIncome" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DepositsFeeAndCommissionIncome" xlink:label="loc_smfg_DepositsFeeAndCommissionIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DepositsFeeAndCommissionIncome" xml:lang="en-US">Deposits Fee and commission income</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DepositsFeeAndCommissionIncome" xml:lang="en-US">Deposits</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DepositsFeeAndCommissionIncome" xlink:to="lab_smfg_DepositsFeeAndCommissionIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DepositsFeeAndCommissionIncome" xml:lang="en-US">Deposits fee and commission income.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_RemittancesAndTransfersFeeAndCommissionIncome" xlink:label="loc_smfg_RemittancesAndTransfersFeeAndCommissionIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_RemittancesAndTransfersFeeAndCommissionIncome" xml:lang="en-US">Remittances and transfers Fee and commission income</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_RemittancesAndTransfersFeeAndCommissionIncome" xml:lang="en-US">Remittances and transfers</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_RemittancesAndTransfersFeeAndCommissionIncome" xlink:to="lab_smfg_RemittancesAndTransfersFeeAndCommissionIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_RemittancesAndTransfersFeeAndCommissionIncome" xml:lang="en-US">Remittances and transfers fee and commission income.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_SafeDepositsFeeAndCommissionIncome" xlink:label="loc_smfg_SafeDepositsFeeAndCommissionIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_SafeDepositsFeeAndCommissionIncome" xml:lang="en-US">Safe deposits Fee and commission income</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_SafeDepositsFeeAndCommissionIncome" xml:lang="en-US">Safe deposits</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_SafeDepositsFeeAndCommissionIncome" xlink:to="lab_smfg_SafeDepositsFeeAndCommissionIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_SafeDepositsFeeAndCommissionIncome" xml:lang="en-US">Safe deposits fee and commission income.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_FeeIncomeExpenseArisingFromTrustAndFiduciaryActivities" xlink:label="loc_ifrs-full_FeeIncomeExpenseArisingFromTrustAndFiduciaryActivities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_FeeIncomeExpenseArisingFromTrustAndFiduciaryActivities" xml:lang="en-US">Fee income (expense) arising from trust and fiduciary activities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_FeeIncomeExpenseArisingFromTrustAndFiduciaryActivities" xml:lang="en-US">Trust fees</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FeeIncomeExpenseArisingFromTrustAndFiduciaryActivities" xlink:to="lab_ifrs-full_FeeIncomeExpenseArisingFromTrustAndFiduciaryActivities" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_PortfolioAndOtherManagementFeeIncome" xlink:label="loc_ifrs-full_PortfolioAndOtherManagementFeeIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_PortfolioAndOtherManagementFeeIncome" xml:lang="en-US">Portfolio and other management fee income</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_PortfolioAndOtherManagementFeeIncome" xml:lang="en-US">Investment trusts</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_PortfolioAndOtherManagementFeeIncome" xlink:to="lab_ifrs-full_PortfolioAndOtherManagementFeeIncome" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_AgencyFeeAndCommissionIncome" xlink:label="loc_smfg_AgencyFeeAndCommissionIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_AgencyFeeAndCommissionIncome" xml:lang="en-US">Agency fee and commission income</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_AgencyFeeAndCommissionIncome" xml:lang="en-US">Agency</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_AgencyFeeAndCommissionIncome" xlink:to="lab_smfg_AgencyFeeAndCommissionIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_AgencyFeeAndCommissionIncome" xml:lang="en-US">Agency fee and commission income.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_OtherFeeAndCommissionIncome" xlink:label="loc_ifrs-full_OtherFeeAndCommissionIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_OtherFeeAndCommissionIncome" xml:lang="en-US">Other fee and commission income</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_OtherFeeAndCommissionIncome" xml:lang="en-US">Others</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OtherFeeAndCommissionIncome" xlink:to="lab_ifrs-full_OtherFeeAndCommissionIncome" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_NetFeeAndCommissionIncome" xlink:label="loc_smfg_NetFeeAndCommissionIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_NetFeeAndCommissionIncome" xml:lang="en-US">Net Fee and Commission Income</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_NetFeeAndCommissionIncome" xml:lang="en-US">Net fee and commission income</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_NetFeeAndCommissionIncome" xlink:to="lab_smfg_NetFeeAndCommissionIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_NetFeeAndCommissionIncome" xml:lang="en-US">Net fee and commission income.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_TradingIncomeExpenseAbstract" xlink:label="loc_ifrs-full_TradingIncomeExpenseAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_TradingIncomeExpenseAbstract" xml:lang="en-US">Trading income (expense) [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_TradingIncomeExpenseAbstract" xlink:to="lab_ifrs-full_TradingIncomeExpenseAbstract" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_TradingIncomeExpenseOnInterestRateContracts" xlink:label="loc_smfg_TradingIncomeExpenseOnInterestRateContracts" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_TradingIncomeExpenseOnInterestRateContracts" xml:lang="en-US">Trading income (expense) on interest rate contracts</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_TradingIncomeExpenseOnInterestRateContracts" xml:lang="en-US">Interest rate</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_TradingIncomeExpenseOnInterestRateContracts" xlink:to="lab_smfg_TradingIncomeExpenseOnInterestRateContracts" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_TradingIncomeExpenseOnInterestRateContracts" xml:lang="en-US">The amount of trading income (expense) relating to interest rate contracts.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_TradingIncomeExpenseOnForeignExchangeContracts" xlink:label="loc_ifrs-full_TradingIncomeExpenseOnForeignExchangeContracts" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_TradingIncomeExpenseOnForeignExchangeContracts" xml:lang="en-US">Trading income (expense) on foreign exchange contracts</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_TradingIncomeExpenseOnForeignExchangeContracts" xml:lang="en-US">Foreign exchange</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_TradingIncomeExpenseOnForeignExchangeContracts" xlink:to="lab_ifrs-full_TradingIncomeExpenseOnForeignExchangeContracts" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_TradingIncomeExpenseOnEquityContracts" xlink:label="loc_smfg_TradingIncomeExpenseOnEquityContracts" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_TradingIncomeExpenseOnEquityContracts" xml:lang="en-US">Trading income (expense) on equity contracts</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_TradingIncomeExpenseOnEquityContracts" xml:lang="en-US">Equity</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_TradingIncomeExpenseOnEquityContracts" xlink:to="lab_smfg_TradingIncomeExpenseOnEquityContracts" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_TradingIncomeExpenseOnEquityContracts" xml:lang="en-US">The amount of trading income (expense) relating to equity contracts.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_TradingIncomeExpenseOnCreditContracts" xlink:label="loc_smfg_TradingIncomeExpenseOnCreditContracts" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_TradingIncomeExpenseOnCreditContracts" xml:lang="en-US">Trading income (expense) on credit contracts</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_TradingIncomeExpenseOnCreditContracts" xml:lang="en-US">Credit</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_TradingIncomeExpenseOnCreditContracts" xlink:to="lab_smfg_TradingIncomeExpenseOnCreditContracts" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_TradingIncomeExpenseOnCreditContracts" xml:lang="en-US">The amount of trading income (expense) relating to credit contracts.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_OtherTradingIncomeExpense" xlink:label="loc_ifrs-full_OtherTradingIncomeExpense" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_OtherTradingIncomeExpense" xml:lang="en-US">Other trading income (expense)</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_OtherTradingIncomeExpense" xml:lang="en-US">Others</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OtherTradingIncomeExpense" xlink:to="lab_ifrs-full_OtherTradingIncomeExpense" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_GainsLossesOnFinancialInstrumentsAbstract" xlink:label="loc_ifrs-full_GainsLossesOnFinancialInstrumentsAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_GainsLossesOnFinancialInstrumentsAbstract" xml:lang="en-US">Gains (losses) on financial instruments [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_GainsLossesOnFinancialInstrumentsAbstract" xlink:to="lab_ifrs-full_GainsLossesOnFinancialInstrumentsAbstract" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_NetIncomeLossFromFinancialAssetsAtFairValueThroughProfitOrLossAbstract" xlink:label="loc_smfg_NetIncomeLossFromFinancialAssetsAtFairValueThroughProfitOrLossAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_NetIncomeLossFromFinancialAssetsAtFairValueThroughProfitOrLossAbstract" xml:lang="en-US">Net Income Loss From Financial Assets At Fair Value Through Profit Or Loss [Abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_NetIncomeLossFromFinancialAssetsAtFairValueThroughProfitOrLossAbstract" xml:lang="en-US">Net income from financial assets mandatorily at fair value through profit or loss:</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_NetIncomeLossFromFinancialAssetsAtFairValueThroughProfitOrLossAbstract" xlink:to="lab_smfg_NetIncomeLossFromFinancialAssetsAtFairValueThroughProfitOrLossAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_NetIncomeLossFromFinancialAssetsAtFairValueThroughProfitOrLossAbstract" xml:lang="en-US">Net income (loss) from financial assets at fair value through profit or loss [abstarct]</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_GainsLossesOnFinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValue" xlink:label="loc_ifrs-full_GainsLossesOnFinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValue" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_GainsLossesOnFinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValue" xml:lang="en-US">Gains (losses) on financial assets at fair value through profit or loss, mandatorily measured at fair value</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_GainsLossesOnFinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValue" xml:lang="en-US">Net income from financial assets mandatorily at fair value through profit or loss</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_GainsLossesOnFinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValue" xlink:to="lab_ifrs-full_GainsLossesOnFinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValue" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_GainsLossesOnFinancialLiabilitiesAtFairValueThroughProfitOrLoss" xlink:label="loc_ifrs-full_GainsLossesOnFinancialLiabilitiesAtFairValueThroughProfitOrLoss" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_GainsLossesOnFinancialLiabilitiesAtFairValueThroughProfitOrLoss" xml:lang="en-US">Gains (losses) on financial liabilities at fair value through profit or loss</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_GainsLossesOnFinancialLiabilitiesAtFairValueThroughProfitOrLoss" xml:lang="en-US">Net income (loss) from financial liabilities designated at fair value through profit or loss</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_GainsLossesOnFinancialLiabilitiesAtFairValueThroughProfitOrLoss" xlink:to="lab_ifrs-full_GainsLossesOnFinancialLiabilitiesAtFairValueThroughProfitOrLoss" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_GainsLossesOnFinancialAssetsAndLiabilitiesAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValue" xlink:label="loc_smfg_GainsLossesOnFinancialAssetsAndLiabilitiesAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValue" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_GainsLossesOnFinancialAssetsAndLiabilitiesAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValue" xml:lang="en-US">Gains Losses On Financial Assets And Liabilities At Fair Value Through Profit Or Loss Mandatorily Measured At Fair Value</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_smfg_GainsLossesOnFinancialAssetsAndLiabilitiesAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValue" xml:lang="en-US">Total net income from financial assets and liabilities at fair value through profit or loss</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_GainsLossesOnFinancialAssetsAndLiabilitiesAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValue" xlink:to="lab_smfg_GainsLossesOnFinancialAssetsAndLiabilitiesAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValue" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_GainsLossesOnFinancialAssetsAndLiabilitiesAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValue" xml:lang="en-US">Gains losses on financial assets and liabilities at fair value through profit or loss mandatorily measured at fair value.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_MaterialIncomeAndExpenseAbstract" xlink:label="loc_ifrs-full_MaterialIncomeAndExpenseAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_MaterialIncomeAndExpenseAbstract" xml:lang="en-US">Material income and expense [abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_MaterialIncomeAndExpenseAbstract" xml:lang="en-US">Expense:</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_MaterialIncomeAndExpenseAbstract" xlink:to="lab_ifrs-full_MaterialIncomeAndExpenseAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_GainsLossesOnDisposalsOfInvestments" xlink:label="loc_ifrs-full_GainsLossesOnDisposalsOfInvestments" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_GainsLossesOnDisposalsOfInvestments" xml:lang="en-US">Gains (losses) on disposals of investments</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_GainsLossesOnDisposalsOfInvestments" xml:lang="en-US">Net loss from disposal of debt instruments</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_GainsLossesOnDisposalsOfInvestments" xlink:to="lab_ifrs-full_GainsLossesOnDisposalsOfInvestments" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_RevenueFromDividends" xlink:label="loc_ifrs-full_RevenueFromDividends" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_RevenueFromDividends" xml:lang="en-US">Dividend income</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_RevenueFromDividends" xml:lang="en-US">Dividend income</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_RevenueFromDividends" xml:lang="en-US">Dividends from other subsidiaries, associates and joint ventures</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_RevenueFromDividends" xlink:to="lab_ifrs-full_RevenueFromDividends" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DividendsRecognisedForInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeDerecognisedDuringPeriod" xlink:label="loc_ifrs-full_DividendsRecognisedForInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeDerecognisedDuringPeriod" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DividendsRecognisedForInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeDerecognisedDuringPeriod" xml:lang="en-US">Dividends recognised for investments in equity instruments designated at fair value through other comprehensive income, derecognised during period</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DividendsRecognisedForInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeDerecognisedDuringPeriod" xml:lang="en-US">Dividend income from equity instruments at fair value through other comprehensive income derecognized</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DividendsRecognisedForInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeDerecognisedDuringPeriod" xlink:to="lab_ifrs-full_DividendsRecognisedForInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeDerecognisedDuringPeriod" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_GainsArisingFromDerecognitionOfFinancialAssetsMeasuredAtAmortisedCost" xlink:label="loc_ifrs-full_GainsArisingFromDerecognitionOfFinancialAssetsMeasuredAtAmortisedCost" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_GainsArisingFromDerecognitionOfFinancialAssetsMeasuredAtAmortisedCost" xml:lang="en-US">Gains arising from derecognition of financial assets measured at amortised cost</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_GainsArisingFromDerecognitionOfFinancialAssetsMeasuredAtAmortisedCost" xml:lang="en-US">Gains</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_GainsArisingFromDerecognitionOfFinancialAssetsMeasuredAtAmortisedCost" xlink:to="lab_ifrs-full_GainsArisingFromDerecognitionOfFinancialAssetsMeasuredAtAmortisedCost" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_LossesArisingFromDerecognitionOfFinancialAssetsMeasuredAtAmortisedCost" xlink:label="loc_ifrs-full_LossesArisingFromDerecognitionOfFinancialAssetsMeasuredAtAmortisedCost" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_LossesArisingFromDerecognitionOfFinancialAssetsMeasuredAtAmortisedCost" xml:lang="en-US">Losses arising from derecognition of financial assets measured at amortised cost</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_LossesArisingFromDerecognitionOfFinancialAssetsMeasuredAtAmortisedCost" xml:lang="en-US">Losses</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_LossesArisingFromDerecognitionOfFinancialAssetsMeasuredAtAmortisedCost" xlink:to="lab_ifrs-full_LossesArisingFromDerecognitionOfFinancialAssetsMeasuredAtAmortisedCost" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_MaterialIncomeAbstract" xlink:label="loc_smfg_MaterialIncomeAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_MaterialIncomeAbstract" xml:lang="en-US">Material income [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_MaterialIncomeAbstract" xlink:to="lab_smfg_MaterialIncomeAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_MaterialIncomeAbstract" xml:lang="en-US">Material income.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_RevenueFromRenderingOfInformationTechnologyServices" xlink:label="loc_ifrs-full_RevenueFromRenderingOfInformationTechnologyServices" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_RevenueFromRenderingOfInformationTechnologyServices" xml:lang="en-US">Revenue from rendering of information technology services</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_RevenueFromRenderingOfInformationTechnologyServices" xml:lang="en-US">Income related to IT solution services</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_RevenueFromRenderingOfInformationTechnologyServices" xlink:to="lab_ifrs-full_RevenueFromRenderingOfInformationTechnologyServices" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_GainsOnDisposalOfPropertyPlantAndEquipmentAndOtherIntangibleAssets" xlink:label="loc_smfg_GainsOnDisposalOfPropertyPlantAndEquipmentAndOtherIntangibleAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_GainsOnDisposalOfPropertyPlantAndEquipmentAndOtherIntangibleAssets" xml:lang="en-US">Gains on disposal of property plant and equipment and other intangible assets</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_GainsOnDisposalOfPropertyPlantAndEquipmentAndOtherIntangibleAssets" xml:lang="en-US">Gains on disposal of property, plant and equipment, and other intangible assets</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_GainsOnDisposalOfPropertyPlantAndEquipmentAndOtherIntangibleAssets" xlink:to="lab_smfg_GainsOnDisposalOfPropertyPlantAndEquipmentAndOtherIntangibleAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_GainsOnDisposalOfPropertyPlantAndEquipmentAndOtherIntangibleAssets" xml:lang="en-US">Gains (losses) on disposal of property plant and equipment and other intangible assets.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_ReversalOfImpairmentLoss" xlink:label="loc_ifrs-full_ReversalOfImpairmentLoss" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ReversalOfImpairmentLoss" xml:lang="en-US">Reversal of impairment loss</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ReversalOfImpairmentLoss" xml:lang="en-US">Reversal of impairment losses of investments in associates and joint ventures</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ReversalOfImpairmentLoss" xlink:to="lab_ifrs-full_ReversalOfImpairmentLoss" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_GainLossRecognisedAsResultOfRemeasuringToFairValueEquityInterestInAcquireeHeldByAcquirerBeforeBusinessCombination" xlink:label="loc_ifrs-full_GainLossRecognisedAsResultOfRemeasuringToFairValueEquityInterestInAcquireeHeldByAcquirerBeforeBusinessCombination" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_GainLossRecognisedAsResultOfRemeasuringToFairValueEquityInterestInAcquireeHeldByAcquirerBeforeBusinessCombination" xml:lang="en-US">Gain (loss) recognised as result of remeasuring to fair value equity interest in acquiree held by acquirer before business combination</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/positiveLabel" xlink:label="lab_ifrs-full_GainLossRecognisedAsResultOfRemeasuringToFairValueEquityInterestInAcquireeHeldByAcquirerBeforeBusinessCombination" xml:lang="en-US">Gains on step acquisition of subsidiaries</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_GainLossRecognisedAsResultOfRemeasuringToFairValueEquityInterestInAcquireeHeldByAcquirerBeforeBusinessCombination" xlink:to="lab_ifrs-full_GainLossRecognisedAsResultOfRemeasuringToFairValueEquityInterestInAcquireeHeldByAcquirerBeforeBusinessCombination" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_OtherIncomeRecognisedInProfitLoss" xlink:label="loc_smfg_OtherIncomeRecognisedInProfitLoss" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_OtherIncomeRecognisedInProfitLoss" xml:lang="en-US">Other income Recognised in Profit loss</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_OtherIncomeRecognisedInProfitLoss" xml:lang="en-US">Others</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_OtherIncomeRecognisedInProfitLoss" xlink:to="lab_smfg_OtherIncomeRecognisedInProfitLoss" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_OtherIncomeRecognisedInProfitLoss" xml:lang="en-US">Other income recognised in profit or loss.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfSignificantInvestmentsInAssociatesTable" xlink:label="loc_ifrs-full_DisclosureOfSignificantInvestmentsInAssociatesTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfSignificantInvestmentsInAssociatesTable" xml:lang="en-US">Disclosure of associates [table]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfSignificantInvestmentsInAssociatesTable" xml:lang="en-US">Disclosure of associates [table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfSignificantInvestmentsInAssociatesTable" xlink:to="lab_ifrs-full_DisclosureOfSignificantInvestmentsInAssociatesTable" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_AssociatesMember" xlink:label="loc_ifrs-full_AssociatesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_AssociatesMember" xml:lang="en-US">Total for all associates [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_AssociatesMember" xml:lang="en-US">Associates [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AssociatesMember" xlink:to="lab_ifrs-full_AssociatesMember" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_VietnamProsperityMember" xlink:label="loc_smfg_VietnamProsperityMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_VietnamProsperityMember" xml:lang="en-US">Vietnam Prosperity [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_VietnamProsperityMember" xlink:to="lab_smfg_VietnamProsperityMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_VietnamProsperityMember" xml:lang="en-US">Vietnam Prosperity</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfSignificantInvestmentsInAssociatesLineItems" xlink:label="loc_ifrs-full_DisclosureOfSignificantInvestmentsInAssociatesLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfSignificantInvestmentsInAssociatesLineItems" xml:lang="en-US">Disclosure of associates [line items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfSignificantInvestmentsInAssociatesLineItems" xlink:to="lab_ifrs-full_DisclosureOfSignificantInvestmentsInAssociatesLineItems" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_LoanCommitmentsMember" xlink:label="loc_ifrs-full_LoanCommitmentsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_LoanCommitmentsMember" xml:lang="en-US">Loan commitments [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_LoanCommitmentsMember" xml:lang="en-US">Loan commitments [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_LoanCommitmentsMember" xlink:to="lab_ifrs-full_LoanCommitmentsMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_FinancialGuaranteeContractsMember" xlink:label="loc_ifrs-full_FinancialGuaranteeContractsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_FinancialGuaranteeContractsMember" xml:lang="en-US">Financial guarantee contracts [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_FinancialGuaranteeContractsMember" xml:lang="en-US">Financial guarantees [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialGuaranteeContractsMember" xlink:to="lab_ifrs-full_FinancialGuaranteeContractsMember" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_MaterialExpenseAbstract" xlink:label="loc_smfg_MaterialExpenseAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_MaterialExpenseAbstract" xml:lang="en-US">Material expense [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_MaterialExpenseAbstract" xlink:to="lab_smfg_MaterialExpenseAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_MaterialExpenseAbstract" xml:lang="en-US">Material expense.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_EmployeeBenefitsExpense" xlink:label="loc_ifrs-full_EmployeeBenefitsExpense" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_EmployeeBenefitsExpense" xml:lang="en-US">Employee benefits expense</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_EmployeeBenefitsExpense" xml:lang="en-US">Personnel expenses</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_EmployeeBenefitsExpense" xlink:to="lab_ifrs-full_EmployeeBenefitsExpense" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DepreciationAndAmortisationExpense" xlink:label="loc_ifrs-full_DepreciationAndAmortisationExpense" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DepreciationAndAmortisationExpense" xml:lang="en-US">Depreciation and amortisation expense</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DepreciationAndAmortisationExpense" xml:lang="en-US">Depreciation and amortization</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DepreciationAndAmortisationExpense" xlink:to="lab_ifrs-full_DepreciationAndAmortisationExpense" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_RepairsAndMaintenanceExpense" xlink:label="loc_ifrs-full_RepairsAndMaintenanceExpense" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_RepairsAndMaintenanceExpense" xml:lang="en-US">Repairs and maintenance expense</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_RepairsAndMaintenanceExpense" xml:lang="en-US">Building and maintenance expenses</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_RepairsAndMaintenanceExpense" xlink:to="lab_ifrs-full_RepairsAndMaintenanceExpense" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_SuppliesExpenses" xlink:label="loc_smfg_SuppliesExpenses" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_SuppliesExpenses" xml:lang="en-US">Supplies Expenses</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_SuppliesExpenses" xml:lang="en-US">Supplies expenses</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_SuppliesExpenses" xlink:to="lab_smfg_SuppliesExpenses" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_SuppliesExpenses" xml:lang="en-US">Supplies Expenses</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_CommunicationExpense" xlink:label="loc_ifrs-full_CommunicationExpense" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_CommunicationExpense" xml:lang="en-US">Communication expense</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_CommunicationExpense" xml:lang="en-US">Communication expenses</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CommunicationExpense" xlink:to="lab_ifrs-full_CommunicationExpense" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_SalesAndMarketingExpense" xlink:label="loc_ifrs-full_SalesAndMarketingExpense" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_SalesAndMarketingExpense" xml:lang="en-US">Sales and marketing expense</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_SalesAndMarketingExpense" xml:lang="en-US">Publicity and advertising expenses</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_SalesAndMarketingExpense" xlink:to="lab_ifrs-full_SalesAndMarketingExpense" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_TaxExpenseOtherThanIncomeTaxExpense" xlink:label="loc_ifrs-full_TaxExpenseOtherThanIncomeTaxExpense" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_TaxExpenseOtherThanIncomeTaxExpense" xml:lang="en-US">Tax expense other than income tax expense</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_TaxExpenseOtherThanIncomeTaxExpense" xml:lang="en-US">Taxes and dues</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_TaxExpenseOtherThanIncomeTaxExpense" xlink:to="lab_ifrs-full_TaxExpenseOtherThanIncomeTaxExpense" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_OutsourcingExpenses" xlink:label="loc_smfg_OutsourcingExpenses" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_OutsourcingExpenses" xml:lang="en-US">Outsourcing Expenses</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_OutsourcingExpenses" xml:lang="en-US">Outsourcing expenses</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_OutsourcingExpenses" xlink:to="lab_smfg_OutsourcingExpenses" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_OutsourcingExpenses" xml:lang="en-US">Outsourcing expenses.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_OfficeEquipmentExpenses" xlink:label="loc_smfg_OfficeEquipmentExpenses" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_OfficeEquipmentExpenses" xml:lang="en-US">Office Equipment Expenses</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_OfficeEquipmentExpenses" xml:lang="en-US">Office equipment expenses</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_OfficeEquipmentExpenses" xlink:to="lab_smfg_OfficeEquipmentExpenses" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_OfficeEquipmentExpenses" xml:lang="en-US">The office equipment expenses.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_OtherGeneralAndAdministrativeExpense1" xlink:label="loc_smfg_OtherGeneralAndAdministrativeExpense1" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_OtherGeneralAndAdministrativeExpense1" xml:lang="en-US">Other General And Administrative Expense 1</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_OtherGeneralAndAdministrativeExpense1" xml:lang="en-US">Others</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_OtherGeneralAndAdministrativeExpense1" xlink:to="lab_smfg_OtherGeneralAndAdministrativeExpense1" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_OtherGeneralAndAdministrativeExpense1" xml:lang="en-US">The other general and administrative expense.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_CostOfOperatingLeases" xlink:label="loc_smfg_CostOfOperatingLeases" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_CostOfOperatingLeases" xml:lang="en-US">Cost of operating leases</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_CostOfOperatingLeases" xml:lang="en-US">Cost of operating leases</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_CostOfOperatingLeases" xlink:to="lab_smfg_CostOfOperatingLeases" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_CostOfOperatingLeases" xml:lang="en-US">The cost of operating leases.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_CostRelatedToInformationTechnologySolutionServicesAndInformationTechnologySystems" xlink:label="loc_smfg_CostRelatedToInformationTechnologySolutionServicesAndInformationTechnologySystems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_CostRelatedToInformationTechnologySolutionServicesAndInformationTechnologySystems" xml:lang="en-US">Cost related to Information Technology solution services and Information Technology systems</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_CostRelatedToInformationTechnologySolutionServicesAndInformationTechnologySystems" xml:lang="en-US">Cost related to IT solution services and IT systems</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_CostRelatedToInformationTechnologySolutionServicesAndInformationTechnologySystems" xlink:to="lab_smfg_CostRelatedToInformationTechnologySolutionServicesAndInformationTechnologySystems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_CostRelatedToInformationTechnologySolutionServicesAndInformationTechnologySystems" xml:lang="en-US">The cost related to information technology solution services and information technology systems.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_ProvisionForInterestRepayment" xlink:label="loc_smfg_ProvisionForInterestRepayment" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_ProvisionForInterestRepayment" xml:lang="en-US">Provision for interest repayment</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_ProvisionForInterestRepayment" xml:lang="en-US">Provision for interest repayment</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_ProvisionForInterestRepayment" xlink:to="lab_smfg_ProvisionForInterestRepayment" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_ProvisionForInterestRepayment" xml:lang="en-US">The provision for interest repayment.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_LossesOnDisposalsOfPropertyPlantAndEquipment" xlink:label="loc_ifrs-full_LossesOnDisposalsOfPropertyPlantAndEquipment" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_LossesOnDisposalsOfPropertyPlantAndEquipment" xml:lang="en-US">Losses on disposals of property, plant and equipment</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_LossesOnDisposalsOfPropertyPlantAndEquipment" xml:lang="en-US">Losses on disposal of property, plant and equipment, and other intangible assets</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_LossesOnDisposalsOfPropertyPlantAndEquipment" xlink:to="lab_ifrs-full_LossesOnDisposalsOfPropertyPlantAndEquipment" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_ImpairmentLossRecognisedInProfitOrLossIntangibleAssetsAndGoodwill" xlink:label="loc_ifrs-full_ImpairmentLossRecognisedInProfitOrLossIntangibleAssetsAndGoodwill" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ImpairmentLossRecognisedInProfitOrLossIntangibleAssetsAndGoodwill" xml:lang="en-US">Impairment loss recognised in profit or loss, intangible assets and goodwill</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ImpairmentLossRecognisedInProfitOrLossIntangibleAssetsAndGoodwill" xml:lang="en-US">Impairment losses of intangible assets</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ImpairmentLossRecognisedInProfitOrLossIntangibleAssetsAndGoodwill" xlink:to="lab_ifrs-full_ImpairmentLossRecognisedInProfitOrLossIntangibleAssetsAndGoodwill" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_LossesOnDisposalsOfInvestments" xlink:label="loc_ifrs-full_LossesOnDisposalsOfInvestments" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_LossesOnDisposalsOfInvestments" xml:lang="en-US">Losses on disposals of investments</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_LossesOnDisposalsOfInvestments" xml:lang="en-US">Losses on sale of investments in subsidiaries and associates</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_LossesOnDisposalsOfInvestments" xlink:to="lab_ifrs-full_LossesOnDisposalsOfInvestments" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_ImpairmentLossRecognisedInProfitOrLossInvestmentsInAssociatesAndJointVentures" xlink:label="loc_smfg_ImpairmentLossRecognisedInProfitOrLossInvestmentsInAssociatesAndJointVentures" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_ImpairmentLossRecognisedInProfitOrLossInvestmentsInAssociatesAndJointVentures" xml:lang="en-US">Impairment loss recognised in profit or loss, investments in associates and joint ventures</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_ImpairmentLossRecognisedInProfitOrLossInvestmentsInAssociatesAndJointVentures" xml:lang="en-US">Impairment losses of investments in associates and joint ventures</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_ImpairmentLossRecognisedInProfitOrLossInvestmentsInAssociatesAndJointVentures" xlink:to="lab_smfg_ImpairmentLossRecognisedInProfitOrLossInvestmentsInAssociatesAndJointVentures" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_ImpairmentLossRecognisedInProfitOrLossInvestmentsInAssociatesAndJointVentures" xml:lang="en-US">The impairment losses recognized in profit or loss, investments in associates and joint ventures.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_LossesOnStepAcquisitionOfSubsidiaries" xlink:label="loc_smfg_LossesOnStepAcquisitionOfSubsidiaries" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_LossesOnStepAcquisitionOfSubsidiaries" xml:lang="en-US">Losses On Step Acquisition Of Subsidiaries</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_LossesOnStepAcquisitionOfSubsidiaries" xml:lang="en-US">Losses on step acquisition of subsidiaries</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_LossesOnStepAcquisitionOfSubsidiaries" xlink:to="lab_smfg_LossesOnStepAcquisitionOfSubsidiaries" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_LossesOnStepAcquisitionOfSubsidiaries" xml:lang="en-US">Losses on step acquisition of subsidiaries.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_MiscellaneousOtherOperatingExpense" xlink:label="loc_ifrs-full_MiscellaneousOtherOperatingExpense" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_MiscellaneousOtherOperatingExpense" xml:lang="en-US">Miscellaneous other operating expense</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_MiscellaneousOtherOperatingExpense" xml:lang="en-US">Others</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_MiscellaneousOtherOperatingExpense" xlink:to="lab_ifrs-full_MiscellaneousOtherOperatingExpense" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_ImpairmentLossRecognizedInProfitOrLossInvestmentsInAssociatesAndJointVentures" xlink:label="loc_smfg_ImpairmentLossRecognizedInProfitOrLossInvestmentsInAssociatesAndJointVentures" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_ImpairmentLossRecognizedInProfitOrLossInvestmentsInAssociatesAndJointVentures" xml:lang="en-US">Impairment Loss Recognized In Profit Or Loss Investments In Associates And Joint Ventures</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_ImpairmentLossRecognizedInProfitOrLossInvestmentsInAssociatesAndJointVentures" xml:lang="en-US">Impairment Loss Recognized In Profit Or Loss Investments In Associates And Joint Ventures</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_ImpairmentLossRecognizedInProfitOrLossInvestmentsInAssociatesAndJointVentures" xlink:to="lab_smfg_ImpairmentLossRecognizedInProfitOrLossInvestmentsInAssociatesAndJointVentures" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_ImpairmentLossRecognizedInProfitOrLossInvestmentsInAssociatesAndJointVentures" xml:lang="en-US">Impairment loss recognized in profit or loss investments in associates and joint ventures.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_AdjustmentsForGainLossOnDisposalOfInvestmentsInSubsidiariesJointVenturesAndAssociates" xlink:label="loc_ifrs-full_AdjustmentsForGainLossOnDisposalOfInvestmentsInSubsidiariesJointVenturesAndAssociates" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_AdjustmentsForGainLossOnDisposalOfInvestmentsInSubsidiariesJointVenturesAndAssociates" xml:lang="en-US">Adjustments for gain (loss) on disposal of investments in subsidiaries, joint ventures and associates</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_AdjustmentsForGainLossOnDisposalOfInvestmentsInSubsidiariesJointVenturesAndAssociates" xml:lang="en-US">Adjustments for gain (loss) on disposal of investments in subsidiaries, joint ventures and associates</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AdjustmentsForGainLossOnDisposalOfInvestmentsInSubsidiariesJointVenturesAndAssociates" xlink:to="lab_ifrs-full_AdjustmentsForGainLossOnDisposalOfInvestmentsInSubsidiariesJointVenturesAndAssociates" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_SmbcRailServicesLlcMember" xlink:label="loc_smfg_SmbcRailServicesLlcMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_SmbcRailServicesLlcMember" xml:lang="en-US">SMBC Rail Services LLC [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_SmbcRailServicesLlcMember" xml:lang="en-US">SMBC Rail Services LLC [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_SmbcRailServicesLlcMember" xlink:to="lab_smfg_SmbcRailServicesLlcMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_SmbcRailServicesLlcMember" xml:lang="en-US">SMBC rail services LLC.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_MajorComponentsOfTaxExpenseIncomeAbstract" xlink:label="loc_ifrs-full_MajorComponentsOfTaxExpenseIncomeAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_MajorComponentsOfTaxExpenseIncomeAbstract" xml:lang="en-US">Major components of tax expense (income) [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_MajorComponentsOfTaxExpenseIncomeAbstract" xlink:to="lab_ifrs-full_MajorComponentsOfTaxExpenseIncomeAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_CurrentTaxExpenseIncomeAndAdjustmentsForCurrentTaxOfPriorPeriodsAbstract" xlink:label="loc_ifrs-full_CurrentTaxExpenseIncomeAndAdjustmentsForCurrentTaxOfPriorPeriodsAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_CurrentTaxExpenseIncomeAndAdjustmentsForCurrentTaxOfPriorPeriodsAbstract" xml:lang="en-US">Current tax expense (income) and adjustments for current tax of prior periods [abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_CurrentTaxExpenseIncomeAndAdjustmentsForCurrentTaxOfPriorPeriodsAbstract" xml:lang="en-US">Current tax:</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CurrentTaxExpenseIncomeAndAdjustmentsForCurrentTaxOfPriorPeriodsAbstract" xlink:to="lab_ifrs-full_CurrentTaxExpenseIncomeAndAdjustmentsForCurrentTaxOfPriorPeriodsAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_CurrentTaxExpenseIncome" xlink:label="loc_ifrs-full_CurrentTaxExpenseIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_CurrentTaxExpenseIncome" xml:lang="en-US">Current tax expense (income)</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_CurrentTaxExpenseIncome" xml:lang="en-US">Charge for period</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_CurrentTaxExpenseIncome" xml:lang="en-US">Current income tax expense (benefit)</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CurrentTaxExpenseIncome" xlink:to="lab_ifrs-full_CurrentTaxExpenseIncome" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DeferredTaxExpenseIncomeRelatingToOriginationAndReversalOfTemporaryDifferences" xlink:label="loc_ifrs-full_DeferredTaxExpenseIncomeRelatingToOriginationAndReversalOfTemporaryDifferences" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DeferredTaxExpenseIncomeRelatingToOriginationAndReversalOfTemporaryDifferences" xml:lang="en-US">Deferred tax expense (income) relating to origination and reversal of temporary differences</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DeferredTaxExpenseIncomeRelatingToOriginationAndReversalOfTemporaryDifferences" xml:lang="en-US">Origination and reversal of temporary differences</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DeferredTaxExpenseIncomeRelatingToOriginationAndReversalOfTemporaryDifferences" xlink:to="lab_ifrs-full_DeferredTaxExpenseIncomeRelatingToOriginationAndReversalOfTemporaryDifferences" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DeferredTaxExpenseArisingFromWritedownOrReversalOfWritedownOfDeferredTaxAsset" xlink:label="loc_ifrs-full_DeferredTaxExpenseArisingFromWritedownOrReversalOfWritedownOfDeferredTaxAsset" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DeferredTaxExpenseArisingFromWritedownOrReversalOfWritedownOfDeferredTaxAsset" xml:lang="en-US">Deferred tax expense arising from write-down or reversal of write-down of deferred tax asset</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DeferredTaxExpenseArisingFromWritedownOrReversalOfWritedownOfDeferredTaxAsset" xml:lang="en-US">Change in the write-down of deferred tax assets on the current fiscal year income tax expense</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DeferredTaxExpenseArisingFromWritedownOrReversalOfWritedownOfDeferredTaxAsset" xlink:to="lab_ifrs-full_DeferredTaxExpenseArisingFromWritedownOrReversalOfWritedownOfDeferredTaxAsset" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DeferredTaxExpenseIncomeRelatingToTaxRateChangesOrImpositionOfNewTaxes" xlink:label="loc_ifrs-full_DeferredTaxExpenseIncomeRelatingToTaxRateChangesOrImpositionOfNewTaxes" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DeferredTaxExpenseIncomeRelatingToTaxRateChangesOrImpositionOfNewTaxes" xml:lang="en-US">Deferred tax expense (income) relating to tax rate changes or imposition of new taxes</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DeferredTaxExpenseIncomeRelatingToTaxRateChangesOrImpositionOfNewTaxes" xml:lang="en-US">Changes in Japanese corporation tax rates</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DeferredTaxExpenseIncomeRelatingToTaxRateChangesOrImpositionOfNewTaxes" xlink:to="lab_ifrs-full_DeferredTaxExpenseIncomeRelatingToTaxRateChangesOrImpositionOfNewTaxes" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DisclosureOfIncomeTaxesTable" xlink:label="loc_smfg_DisclosureOfIncomeTaxesTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DisclosureOfIncomeTaxesTable" xml:lang="en-US">Disclosure Of Income Taxes [table]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DisclosureOfIncomeTaxesTable" xml:lang="en-US">Disclosure of Income Taxes [Table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DisclosureOfIncomeTaxesTable" xlink:to="lab_smfg_DisclosureOfIncomeTaxesTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DisclosureOfIncomeTaxesTable" xml:lang="en-US">Schedule disclosing information related to income taxes.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DisclosureOfIncomeTaxesLineItems" xlink:label="loc_smfg_DisclosureOfIncomeTaxesLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DisclosureOfIncomeTaxesLineItems" xml:lang="en-US">Disclosure Of Income Taxes [line items]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DisclosureOfIncomeTaxesLineItems" xml:lang="en-US">Disclosure of Income Taxes [Line Items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DisclosureOfIncomeTaxesLineItems" xlink:to="lab_smfg_DisclosureOfIncomeTaxesLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DisclosureOfIncomeTaxesLineItems" xml:lang="en-US">Line items represent concepts included in income taxes.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_NewIFRSsAxis" xlink:label="loc_ifrs-full_NewIFRSsAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_NewIFRSsAxis" xml:lang="en-US">New IFRSs [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_NewIFRSsAxis" xml:lang="en-US">New IFRSs [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_NewIFRSsAxis" xlink:to="lab_ifrs-full_NewIFRSsAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_NewIFRSsDomain" xlink:label="loc_ifrs-full_NewIFRSsDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_NewIFRSsDomain" xml:lang="en-US">New IFRSs [domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_NewIFRSsDomain" xml:lang="en-US">New IFRSs [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_NewIFRSsDomain" xlink:to="lab_ifrs-full_NewIFRSsDomain" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_ReconciliationOfAverageEffectiveTaxRateAndApplicableTaxRateAbstract" xlink:label="loc_ifrs-full_ReconciliationOfAverageEffectiveTaxRateAndApplicableTaxRateAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ReconciliationOfAverageEffectiveTaxRateAndApplicableTaxRateAbstract" xml:lang="en-US">Reconciliation of average effective tax rate and applicable tax rate [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ReconciliationOfAverageEffectiveTaxRateAndApplicableTaxRateAbstract" xlink:to="lab_ifrs-full_ReconciliationOfAverageEffectiveTaxRateAndApplicableTaxRateAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_ApplicableTaxRate" xlink:label="loc_ifrs-full_ApplicableTaxRate" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ApplicableTaxRate" xml:lang="en-US">Applicable tax rate</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_ApplicableTaxRate" xml:lang="en-US">Effective statutory tax rate in Japan</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/positiveLabel" xlink:label="lab_ifrs-full_ApplicableTaxRate" xml:lang="en-US">Effective tax rate</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ApplicableTaxRate" xml:lang="en-US">Effective statutory tax rate</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ApplicableTaxRate" xlink:to="lab_ifrs-full_ApplicableTaxRate" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_TaxRateEffectOfNontaxableDividendsReceived" xlink:label="loc_smfg_TaxRateEffectOfNontaxableDividendsReceived" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_TaxRateEffectOfNontaxableDividendsReceived" xml:lang="en-US">Tax rate effect of nontaxable dividends received</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_TaxRateEffectOfNontaxableDividendsReceived" xml:lang="en-US">Nontaxable dividends received</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_TaxRateEffectOfNontaxableDividendsReceived" xlink:to="lab_smfg_TaxRateEffectOfNontaxableDividendsReceived" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_TaxRateEffectOfNontaxableDividendsReceived" xml:lang="en-US">The tax rate effect on the reconciliation between the average effective tax rate and the applicable tax rate resulting from nontaxable dividends received under enacted tax laws.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_TaxRateEffectOfForeignTaxRates" xlink:label="loc_ifrs-full_TaxRateEffectOfForeignTaxRates" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_TaxRateEffectOfForeignTaxRates" xml:lang="en-US">Tax rate effect of foreign tax rates</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_TaxRateEffectOfForeignTaxRates" xml:lang="en-US">Non-Japanese earnings</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_TaxRateEffectOfForeignTaxRates" xlink:to="lab_ifrs-full_TaxRateEffectOfForeignTaxRates" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_TaxRateEffectOfImpairmentLossesAndReversalOfImpairmentLossesForInvestmentsInAssociatesAndJointVenturesNet" xlink:label="loc_smfg_TaxRateEffectOfImpairmentLossesAndReversalOfImpairmentLossesForInvestmentsInAssociatesAndJointVenturesNet" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_TaxRateEffectOfImpairmentLossesAndReversalOfImpairmentLossesForInvestmentsInAssociatesAndJointVenturesNet" xml:lang="en-US">Tax Rate Effect Of Impairment Losses And Reversal Of Impairment Losses For Investments In Associates And Joint Ventures Net</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_TaxRateEffectOfImpairmentLossesAndReversalOfImpairmentLossesForInvestmentsInAssociatesAndJointVenturesNet" xml:lang="en-US">Tax impact of impairment losses and reversal of impairment losses for investments in associates and joint ventures&#8212;net</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_TaxRateEffectOfImpairmentLossesAndReversalOfImpairmentLossesForInvestmentsInAssociatesAndJointVenturesNet" xlink:to="lab_smfg_TaxRateEffectOfImpairmentLossesAndReversalOfImpairmentLossesForInvestmentsInAssociatesAndJointVenturesNet" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_TaxRateEffectOfImpairmentLossesAndReversalOfImpairmentLossesForInvestmentsInAssociatesAndJointVenturesNet" xml:lang="en-US">The tax rate effect on the reconciliation between the average effective tax rate and the applicable tax rate resulting from impairment losses and reversal of impairment losses for investments in associates and joint ventures-net adjustments.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_TaxRateEffectOfShareOfPosttaxProfitLossInAssociatesAndJointVentures" xlink:label="loc_smfg_TaxRateEffectOfShareOfPosttaxProfitLossInAssociatesAndJointVentures" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_TaxRateEffectOfShareOfPosttaxProfitLossInAssociatesAndJointVentures" xml:lang="en-US">Tax rate effect of share of post-tax (profit) loss in associates and joint ventures</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_smfg_TaxRateEffectOfShareOfPosttaxProfitLossInAssociatesAndJointVentures" xml:lang="en-US">Tax impact of share of post-tax profit in associates and joint ventures</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_TaxRateEffectOfShareOfPosttaxProfitLossInAssociatesAndJointVentures" xlink:to="lab_smfg_TaxRateEffectOfShareOfPosttaxProfitLossInAssociatesAndJointVentures" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_TaxRateEffectOfShareOfPosttaxProfitLossInAssociatesAndJointVentures" xml:lang="en-US">The tax rate effect on the reconciliation between the average effective tax rate and the applicable tax rate resulting from share of post-tax (profit) loss in associates and joint ventures.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_TaxRateEffectOfGainsOnStepAcquisitionOfSubsidiariesAndAssociatesAndJointVenturesWhichWereNotTaxable" xlink:label="loc_smfg_TaxRateEffectOfGainsOnStepAcquisitionOfSubsidiariesAndAssociatesAndJointVenturesWhichWereNotTaxable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_TaxRateEffectOfGainsOnStepAcquisitionOfSubsidiariesAndAssociatesAndJointVenturesWhichWereNotTaxable" xml:lang="en-US">Tax rate effect of gains on step acquisition of subsidiaries and associates and joint ventures which were not taxable</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_TaxRateEffectOfGainsOnStepAcquisitionOfSubsidiariesAndAssociatesAndJointVenturesWhichWereNotTaxable" xml:lang="en-US">Gains on step acquisition of subsidiaries and associates and joint ventures which were not taxable</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_TaxRateEffectOfGainsOnStepAcquisitionOfSubsidiariesAndAssociatesAndJointVenturesWhichWereNotTaxable" xlink:to="lab_smfg_TaxRateEffectOfGainsOnStepAcquisitionOfSubsidiariesAndAssociatesAndJointVenturesWhichWereNotTaxable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_TaxRateEffectOfGainsOnStepAcquisitionOfSubsidiariesAndAssociatesAndJointVenturesWhichWereNotTaxable" xml:lang="en-US">The tax rate effect on the reconciliation between the average effective tax rate and the applicable tax rate resulting from gains on step acquisition of subsidiaries and associates and joint ventures which were not taxable.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_TaxRateEffectOfChangeInTheWritedownOfDeferredTaxAssetsOnTheCurrentFiscalYearIncomeTaxExpense" xlink:label="loc_smfg_TaxRateEffectOfChangeInTheWritedownOfDeferredTaxAssetsOnTheCurrentFiscalYearIncomeTaxExpense" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_TaxRateEffectOfChangeInTheWritedownOfDeferredTaxAssetsOnTheCurrentFiscalYearIncomeTaxExpense" xml:lang="en-US">Tax rate effect of change in the write-down of deferred tax assets on the current fiscal year income tax expense</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_TaxRateEffectOfChangeInTheWritedownOfDeferredTaxAssetsOnTheCurrentFiscalYearIncomeTaxExpense" xml:lang="en-US">Effect of the change in the write-down of deferred tax assets on the current fiscal year income tax expense</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_TaxRateEffectOfChangeInTheWritedownOfDeferredTaxAssetsOnTheCurrentFiscalYearIncomeTaxExpense" xlink:to="lab_smfg_TaxRateEffectOfChangeInTheWritedownOfDeferredTaxAssetsOnTheCurrentFiscalYearIncomeTaxExpense" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_TaxRateEffectOfChangeInTheWritedownOfDeferredTaxAssetsOnTheCurrentFiscalYearIncomeTaxExpense" xml:lang="en-US">The tax rate effect on the reconciliation between the average effective tax rate and the applicable tax rate resulting from change in the write-down of deferred tax assets on the current fiscal year.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_TaxRateEffectOfImpairmentOfGoodwill" xlink:label="loc_ifrs-full_TaxRateEffectOfImpairmentOfGoodwill" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_TaxRateEffectOfImpairmentOfGoodwill" xml:lang="en-US">Tax rate effect of impairment of goodwill</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_TaxRateEffectOfImpairmentOfGoodwill" xml:lang="en-US">Tax impact of impairment losses of goodwill</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_TaxRateEffectOfImpairmentOfGoodwill" xlink:to="lab_ifrs-full_TaxRateEffectOfImpairmentOfGoodwill" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_OtherTaxRateEffectsForReconciliationBetweenAccountingProfitAndTaxExpenseIncome" xlink:label="loc_ifrs-full_OtherTaxRateEffectsForReconciliationBetweenAccountingProfitAndTaxExpenseIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_OtherTaxRateEffectsForReconciliationBetweenAccountingProfitAndTaxExpenseIncome" xml:lang="en-US">Other tax rate effects for reconciliation between accounting profit and tax expense (income)</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_OtherTaxRateEffectsForReconciliationBetweenAccountingProfitAndTaxExpenseIncome" xml:lang="en-US">Others&#8212;net</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OtherTaxRateEffectsForReconciliationBetweenAccountingProfitAndTaxExpenseIncome" xlink:to="lab_ifrs-full_OtherTaxRateEffectsForReconciliationBetweenAccountingProfitAndTaxExpenseIncome" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_TaxRateEffectFromChangeInTaxRate" xlink:label="loc_ifrs-full_TaxRateEffectFromChangeInTaxRate" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_TaxRateEffectFromChangeInTaxRate" xml:lang="en-US">Tax rate effect from change in tax rate</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_TaxRateEffectFromChangeInTaxRate" xml:lang="en-US">Changes in Japanese corporation tax rates</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_TaxRateEffectFromChangeInTaxRate" xlink:to="lab_ifrs-full_TaxRateEffectFromChangeInTaxRate" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_ReconciliationOfEffectiveTaxRateTable" xlink:label="loc_smfg_ReconciliationOfEffectiveTaxRateTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_ReconciliationOfEffectiveTaxRateTable" xml:lang="en-US">Reconciliation Of Effective Tax Rate [table]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_ReconciliationOfEffectiveTaxRateTable" xml:lang="en-US">Reconciliation of effective tax rate [Table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_ReconciliationOfEffectiveTaxRateTable" xlink:to="lab_smfg_ReconciliationOfEffectiveTaxRateTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_ReconciliationOfEffectiveTaxRateTable" xml:lang="en-US">Reconciliation of effective tax rate.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_ReconciliationOfEffectiveTaxRateLineItems" xlink:label="loc_smfg_ReconciliationOfEffectiveTaxRateLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_ReconciliationOfEffectiveTaxRateLineItems" xml:lang="en-US">Reconciliation Of Effective Tax Rate [line items]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_ReconciliationOfEffectiveTaxRateLineItems" xml:lang="en-US">Reconciliation of effective tax rate [Line Items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_ReconciliationOfEffectiveTaxRateLineItems" xlink:to="lab_smfg_ReconciliationOfEffectiveTaxRateLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_ReconciliationOfEffectiveTaxRateLineItems" xml:lang="en-US">Reconciliation of effective tax rate.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_TaxationInformationAxis" xlink:label="loc_smfg_TaxationInformationAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_TaxationInformationAxis" xml:lang="en-US">Taxation information [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_TaxationInformationAxis" xml:lang="en-US">Taxation information [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_TaxationInformationAxis" xlink:to="lab_smfg_TaxationInformationAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_TaxationInformationAxis" xml:lang="en-US">Taxation information.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_TaxationInformationMember" xlink:label="loc_smfg_TaxationInformationMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_TaxationInformationMember" xml:lang="en-US">Taxation information [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_TaxationInformationMember" xml:lang="en-US">Taxation information [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_TaxationInformationMember" xlink:to="lab_smfg_TaxationInformationMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_TaxationInformationMember" xml:lang="en-US">Taxation information.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_CorporationTaxRateMember" xlink:label="loc_smfg_CorporationTaxRateMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_CorporationTaxRateMember" xml:lang="en-US">Corporation tax rate [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_CorporationTaxRateMember" xml:lang="en-US">Effective corporation tax rate [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_CorporationTaxRateMember" xlink:to="lab_smfg_CorporationTaxRateMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_CorporationTaxRateMember" xml:lang="en-US">The effective corporation tax rate.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_LocalCorporationTaxRateMember" xlink:label="loc_smfg_LocalCorporationTaxRateMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_LocalCorporationTaxRateMember" xml:lang="en-US">Local corporation tax rate [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_LocalCorporationTaxRateMember" xml:lang="en-US">Effective local corporation tax rate [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_LocalCorporationTaxRateMember" xlink:to="lab_smfg_LocalCorporationTaxRateMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_LocalCorporationTaxRateMember" xml:lang="en-US">The effective local corporation tax rate.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_InhabitantTaxRateMember" xlink:label="loc_smfg_InhabitantTaxRateMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_InhabitantTaxRateMember" xml:lang="en-US">Inhabitant tax rate [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_InhabitantTaxRateMember" xml:lang="en-US">Effective inhabitant tax rate [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_InhabitantTaxRateMember" xlink:to="lab_smfg_InhabitantTaxRateMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_InhabitantTaxRateMember" xml:lang="en-US">The effective inhabitant tax rate.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_EnterpriseTaxRateMember" xlink:label="loc_smfg_EnterpriseTaxRateMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_EnterpriseTaxRateMember" xml:lang="en-US">Enterprise tax rate [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_EnterpriseTaxRateMember" xml:lang="en-US">Effective enterprise tax rate [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_EnterpriseTaxRateMember" xlink:to="lab_smfg_EnterpriseTaxRateMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_EnterpriseTaxRateMember" xml:lang="en-US">The effective enterprise tax rate.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_PillarTwoTaxRatesMember" xlink:label="loc_smfg_PillarTwoTaxRatesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_PillarTwoTaxRatesMember" xml:lang="en-US">Pillar Two Tax Rates [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_PillarTwoTaxRatesMember" xlink:to="lab_smfg_PillarTwoTaxRatesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_PillarTwoTaxRatesMember" xml:lang="en-US">Pillar two tax rates.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_BasicEarningsPerShareAbstract" xlink:label="loc_ifrs-full_BasicEarningsPerShareAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_BasicEarningsPerShareAbstract" xml:lang="en-US">Basic earnings per share [abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_BasicEarningsPerShareAbstract" xml:lang="en-US">Basic:</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_BasicEarningsPerShareAbstract" xlink:to="lab_ifrs-full_BasicEarningsPerShareAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_WeightedAverageShares" xlink:label="loc_ifrs-full_WeightedAverageShares" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_WeightedAverageShares" xml:lang="en-US">Weighted average number of ordinary shares outstanding</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_WeightedAverageShares" xml:lang="en-US">Weighted average number of common stock in issue (in thousands of shares)</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_WeightedAverageShares" xlink:to="lab_ifrs-full_WeightedAverageShares" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DilutedEarningsPerShareAbstract" xlink:label="loc_ifrs-full_DilutedEarningsPerShareAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DilutedEarningsPerShareAbstract" xml:lang="en-US">Diluted earnings per share [abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DilutedEarningsPerShareAbstract" xml:lang="en-US">Diluted:</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DilutedEarningsPerShareAbstract" xlink:to="lab_ifrs-full_DilutedEarningsPerShareAbstract" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_ImpactOfDilutivePotentialOrdinarySharesIssuedBySubsidiaries" xlink:label="loc_smfg_ImpactOfDilutivePotentialOrdinarySharesIssuedBySubsidiaries" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_ImpactOfDilutivePotentialOrdinarySharesIssuedBySubsidiaries" xml:lang="en-US">Impact Of Dilutive Potential ordinary Shares Issued By Subsidiaries</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_smfg_ImpactOfDilutivePotentialOrdinarySharesIssuedBySubsidiaries" xml:lang="en-US">Impact of dilutive potential ordinary shares issued by subsidiaries and associates</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_ImpactOfDilutivePotentialOrdinarySharesIssuedBySubsidiaries" xlink:to="lab_smfg_ImpactOfDilutivePotentialOrdinarySharesIssuedBySubsidiaries" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_ImpactOfDilutivePotentialOrdinarySharesIssuedBySubsidiaries" xml:lang="en-US">The impact of dilutive potential ordinary shares issued by subsidiaries.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntityIncludingDilutiveEffects" xlink:label="loc_ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntityIncludingDilutiveEffects" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntityIncludingDilutiveEffects" xml:lang="en-US">Profit (loss), attributable to ordinary equity holders of parent entity including dilutive effects</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntityIncludingDilutiveEffects" xml:lang="en-US">Net profit used to determine diluted earnings per share</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntityIncludingDilutiveEffects" xlink:to="lab_ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntityIncludingDilutiveEffects" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DilutiveEffectOfShareOptionsOnNumberOfOrdinaryShares" xlink:label="loc_ifrs-full_DilutiveEffectOfShareOptionsOnNumberOfOrdinaryShares" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DilutiveEffectOfShareOptionsOnNumberOfOrdinaryShares" xml:lang="en-US">Dilutive effect of share options on number of ordinary shares</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DilutiveEffectOfShareOptionsOnNumberOfOrdinaryShares" xml:lang="en-US">Adjustments for stock options (in thousands of shares)</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DilutiveEffectOfShareOptionsOnNumberOfOrdinaryShares" xlink:to="lab_ifrs-full_DilutiveEffectOfShareOptionsOnNumberOfOrdinaryShares" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_AdjustedWeightedAverageShares" xlink:label="loc_ifrs-full_AdjustedWeightedAverageShares" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_AdjustedWeightedAverageShares" xml:lang="en-US">Adjusted weighted average number of ordinary shares outstanding</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_ifrs-full_AdjustedWeightedAverageShares" xml:lang="en-US">Weighted average number of common stock for diluted earnings per share (in thousands of shares)</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AdjustedWeightedAverageShares" xlink:to="lab_ifrs-full_AdjustedWeightedAverageShares" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_EarningsPerShareTable" xlink:label="loc_ifrs-full_EarningsPerShareTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_EarningsPerShareTable" xml:lang="en-US">Earnings per share [table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_EarningsPerShareTable" xlink:to="lab_ifrs-full_EarningsPerShareTable" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_AssumptionsAxis" xlink:label="loc_smfg_AssumptionsAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_AssumptionsAxis" xml:lang="en-US">Assumptions [Axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_AssumptionsAxis" xlink:to="lab_smfg_AssumptionsAxis" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_AssumptionsMember" xlink:label="loc_smfg_AssumptionsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_AssumptionsMember" xml:lang="en-US">Assumptions [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_AssumptionsMember" xlink:to="lab_smfg_AssumptionsMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_EarningsPerShareLineItems" xlink:label="loc_ifrs-full_EarningsPerShareLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_EarningsPerShareLineItems" xml:lang="en-US">Earnings per share [line items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_EarningsPerShareLineItems" xlink:to="lab_ifrs-full_EarningsPerShareLineItems" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_YearAxis" xlink:label="loc_smfg_YearAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_YearAxis" xml:lang="en-US">Year [Axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_YearAxis" xlink:to="lab_smfg_YearAxis" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_YearDomain" xlink:label="loc_smfg_YearDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_YearDomain" xml:lang="en-US">Year [Domain]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_YearDomain" xlink:to="lab_smfg_YearDomain" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_TwoThousandTwentySixStockSplitMember" xlink:label="loc_smfg_TwoThousandTwentySixStockSplitMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_TwoThousandTwentySixStockSplitMember" xml:lang="en-US">2026 Stock Split [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_TwoThousandTwentySixStockSplitMember" xlink:to="lab_smfg_TwoThousandTwentySixStockSplitMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfFinancialAssetsTransferredDuringPeriodWhichDoNotQualifyForDerecognitionAbstract" xlink:label="loc_ifrs-full_DisclosureOfFinancialAssetsTransferredDuringPeriodWhichDoNotQualifyForDerecognitionAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfFinancialAssetsTransferredDuringPeriodWhichDoNotQualifyForDerecognitionAbstract" xml:lang="en-US">Disclosure of transferred financial assets that are not derecognised in their entirety [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfFinancialAssetsTransferredDuringPeriodWhichDoNotQualifyForDerecognitionAbstract" xlink:to="lab_ifrs-full_DisclosureOfFinancialAssetsTransferredDuringPeriodWhichDoNotQualifyForDerecognitionAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfFinancialAssetsTransferredDuringPeriodWhichDoNotQualifyForDerecognitionTable" xlink:label="loc_ifrs-full_DisclosureOfFinancialAssetsTransferredDuringPeriodWhichDoNotQualifyForDerecognitionTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfFinancialAssetsTransferredDuringPeriodWhichDoNotQualifyForDerecognitionTable" xml:lang="en-US">Disclosure of transferred financial assets that are not derecognised in their entirety [table]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfFinancialAssetsTransferredDuringPeriodWhichDoNotQualifyForDerecognitionTable" xml:lang="en-US">Disclosure of transferred financial assets that are not derecognised in their entirety [Table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfFinancialAssetsTransferredDuringPeriodWhichDoNotQualifyForDerecognitionTable" xlink:to="lab_ifrs-full_DisclosureOfFinancialAssetsTransferredDuringPeriodWhichDoNotQualifyForDerecognitionTable" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_ResidentialMortgagesMember" xlink:label="loc_smfg_ResidentialMortgagesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_ResidentialMortgagesMember" xml:lang="en-US">Residential mortgages [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_ResidentialMortgagesMember" xml:lang="en-US">Residential mortgages [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_ResidentialMortgagesMember" xlink:to="lab_smfg_ResidentialMortgagesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_ResidentialMortgagesMember" xml:lang="en-US">Residential mortgages.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_CorporateLoansMember" xlink:label="loc_ifrs-full_CorporateLoansMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_CorporateLoansMember" xml:lang="en-US">Loans to corporate entities [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_CorporateLoansMember" xml:lang="en-US">Corporate loans [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CorporateLoansMember" xlink:to="lab_ifrs-full_CorporateLoansMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfFinancialAssetsTransferredDuringPeriodWhichDoNotQualifyForDerecognitionLineItems" xlink:label="loc_ifrs-full_DisclosureOfFinancialAssetsTransferredDuringPeriodWhichDoNotQualifyForDerecognitionLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfFinancialAssetsTransferredDuringPeriodWhichDoNotQualifyForDerecognitionLineItems" xml:lang="en-US">Disclosure of transferred financial assets that are not derecognised in their entirety [line items]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfFinancialAssetsTransferredDuringPeriodWhichDoNotQualifyForDerecognitionLineItems" xml:lang="en-US">Disclosure of transferred financial assets that are not derecognised in their entirety [Line Items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfFinancialAssetsTransferredDuringPeriodWhichDoNotQualifyForDerecognitionLineItems" xlink:to="lab_ifrs-full_DisclosureOfFinancialAssetsTransferredDuringPeriodWhichDoNotQualifyForDerecognitionLineItems" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_FairValueOfTransferredFinancialAssetsAssociatedFinancialLiabilitiesThatAreNotDerecognisedInTheirEntiretyAbstract" xlink:label="loc_ifrs-full_FairValueOfTransferredFinancialAssetsAssociatedFinancialLiabilitiesThatAreNotDerecognisedInTheirEntiretyAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_FairValueOfTransferredFinancialAssetsAssociatedFinancialLiabilitiesThatAreNotDerecognisedInTheirEntiretyAbstract" xml:lang="en-US">Fair value of transferred financial assets (associated financial liabilities) that are not derecognised in their entirety [abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_FairValueOfTransferredFinancialAssetsAssociatedFinancialLiabilitiesThatAreNotDerecognisedInTheirEntiretyAbstract" xml:lang="en-US">For those liabilities that have recourse only to the transferred assets:</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FairValueOfTransferredFinancialAssetsAssociatedFinancialLiabilitiesThatAreNotDerecognisedInTheirEntiretyAbstract" xlink:to="lab_ifrs-full_FairValueOfTransferredFinancialAssetsAssociatedFinancialLiabilitiesThatAreNotDerecognisedInTheirEntiretyAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_FairValueOfTransferredFinancialAssetsThatAreNotDerecognisedInTheirEntirety" xlink:label="loc_ifrs-full_FairValueOfTransferredFinancialAssetsThatAreNotDerecognisedInTheirEntirety" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_FairValueOfTransferredFinancialAssetsThatAreNotDerecognisedInTheirEntirety" xml:lang="en-US">Fair value of transferred financial assets that are not derecognised in their entirety</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_FairValueOfTransferredFinancialAssetsThatAreNotDerecognisedInTheirEntirety" xml:lang="en-US">Fair value of assets</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FairValueOfTransferredFinancialAssetsThatAreNotDerecognisedInTheirEntirety" xlink:to="lab_ifrs-full_FairValueOfTransferredFinancialAssetsThatAreNotDerecognisedInTheirEntirety" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_FairValueOfAssociatedFinancialLiabilities" xlink:label="loc_ifrs-full_FairValueOfAssociatedFinancialLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_FairValueOfAssociatedFinancialLiabilities" xml:lang="en-US">Fair value of associated financial liabilities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_FairValueOfAssociatedFinancialLiabilities" xml:lang="en-US">Fair value of associated liabilities</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FairValueOfAssociatedFinancialLiabilities" xlink:to="lab_ifrs-full_FairValueOfAssociatedFinancialLiabilities" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_FairValueOfTransferredFinancialAssetsAssociatedFinancialLiabilitiesThatAreNotDerecognisedInTheirEntirety" xlink:label="loc_ifrs-full_FairValueOfTransferredFinancialAssetsAssociatedFinancialLiabilitiesThatAreNotDerecognisedInTheirEntirety" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_FairValueOfTransferredFinancialAssetsAssociatedFinancialLiabilitiesThatAreNotDerecognisedInTheirEntirety" xml:lang="en-US">Fair value of transferred financial assets (associated financial liabilities) that are not derecognised in their entirety</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_ifrs-full_FairValueOfTransferredFinancialAssetsAssociatedFinancialLiabilitiesThatAreNotDerecognisedInTheirEntirety" xml:lang="en-US">Net position</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FairValueOfTransferredFinancialAssetsAssociatedFinancialLiabilitiesThatAreNotDerecognisedInTheirEntirety" xlink:to="lab_ifrs-full_FairValueOfTransferredFinancialAssetsAssociatedFinancialLiabilitiesThatAreNotDerecognisedInTheirEntirety" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_AssetsThatEntityContinuesToRecognise" xlink:label="loc_ifrs-full_AssetsThatEntityContinuesToRecognise" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_AssetsThatEntityContinuesToRecognise" xml:lang="en-US">Assets that entity continues to recognise</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_AssetsThatEntityContinuesToRecognise" xml:lang="en-US">Carrying amount of assets</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AssetsThatEntityContinuesToRecognise" xlink:to="lab_ifrs-full_AssetsThatEntityContinuesToRecognise" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_AssociatedLiabilitiesThatEntityContinuesToRecognise" xlink:label="loc_ifrs-full_AssociatedLiabilitiesThatEntityContinuesToRecognise" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_AssociatedLiabilitiesThatEntityContinuesToRecognise" xml:lang="en-US">Associated liabilities that entity continues to recognise</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_AssociatedLiabilitiesThatEntityContinuesToRecognise" xml:lang="en-US">Carrying amount of associated liabilities</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AssociatedLiabilitiesThatEntityContinuesToRecognise" xlink:to="lab_ifrs-full_AssociatedLiabilitiesThatEntityContinuesToRecognise" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_FinancialAssetsWhichDoNotQualifyForDerecognitionAxis" xlink:label="loc_ifrs-full_FinancialAssetsWhichDoNotQualifyForDerecognitionAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_FinancialAssetsWhichDoNotQualifyForDerecognitionAxis" xml:lang="en-US">Transferred financial assets that are not derecognised in their entirety [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_FinancialAssetsWhichDoNotQualifyForDerecognitionAxis" xml:lang="en-US">Transferred financial assets that are not derecognised in their entirety [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialAssetsWhichDoNotQualifyForDerecognitionAxis" xlink:to="lab_ifrs-full_FinancialAssetsWhichDoNotQualifyForDerecognitionAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_FinancialAssetsWhichDoNotQualifyForDerecognitionDomain" xlink:label="loc_ifrs-full_FinancialAssetsWhichDoNotQualifyForDerecognitionDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_FinancialAssetsWhichDoNotQualifyForDerecognitionDomain" xml:lang="en-US">Transferred financial assets that are not derecognised in their entirety [domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_FinancialAssetsWhichDoNotQualifyForDerecognitionDomain" xml:lang="en-US">Transferred financial assets that are not derecognised in their entirety [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialAssetsWhichDoNotQualifyForDerecognitionDomain" xlink:to="lab_ifrs-full_FinancialAssetsWhichDoNotQualifyForDerecognitionDomain" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_RepurchaseAgreementsAndSecuritiesLendingTransactionsMember" xlink:label="loc_smfg_RepurchaseAgreementsAndSecuritiesLendingTransactionsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_RepurchaseAgreementsAndSecuritiesLendingTransactionsMember" xml:lang="en-US">Repurchase Agreements and Securities Lending Transactions [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_RepurchaseAgreementsAndSecuritiesLendingTransactionsMember" xml:lang="en-US">Repurchase agreements and securities lending transactions [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_RepurchaseAgreementsAndSecuritiesLendingTransactionsMember" xlink:to="lab_smfg_RepurchaseAgreementsAndSecuritiesLendingTransactionsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_RepurchaseAgreementsAndSecuritiesLendingTransactionsMember" xml:lang="en-US">The repurchase agreements and securities lending transactions.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_CashAndDepositsWithBanksMember" xlink:label="loc_smfg_CashAndDepositsWithBanksMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_CashAndDepositsWithBanksMember" xml:lang="en-US">Cash And Deposits With Banks [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_CashAndDepositsWithBanksMember" xml:lang="en-US">Cash and deposits with banks [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_CashAndDepositsWithBanksMember" xlink:to="lab_smfg_CashAndDepositsWithBanksMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_CashAndDepositsWithBanksMember" xml:lang="en-US">Cash and deposits with banks.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_TradingSecuritiesMember" xlink:label="loc_ifrs-full_TradingSecuritiesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_TradingSecuritiesMember" xml:lang="en-US">Trading securities [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_TradingSecuritiesMember" xml:lang="en-US">Trading assets [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_TradingSecuritiesMember" xlink:to="lab_ifrs-full_TradingSecuritiesMember" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DebtInstrumentsAtAmortizedCostMember" xlink:label="loc_smfg_DebtInstrumentsAtAmortizedCostMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DebtInstrumentsAtAmortizedCostMember" xml:lang="en-US">Debt instruments at amortized cost [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DebtInstrumentsAtAmortizedCostMember" xml:lang="en-US">Debt instruments at amortized cost [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DebtInstrumentsAtAmortizedCostMember" xlink:to="lab_smfg_DebtInstrumentsAtAmortizedCostMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DebtInstrumentsAtAmortizedCostMember" xml:lang="en-US">Debt instruments at amortized cost.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DebtInstrumentsAtFairValueThroughOtherComprehensiveIncomeMember" xlink:label="loc_smfg_DebtInstrumentsAtFairValueThroughOtherComprehensiveIncomeMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DebtInstrumentsAtFairValueThroughOtherComprehensiveIncomeMember" xml:lang="en-US">Debt instruments at fair value through other comprehensive income [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DebtInstrumentsAtFairValueThroughOtherComprehensiveIncomeMember" xml:lang="en-US">Debt instruments at fair value through other comprehensive income [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DebtInstrumentsAtFairValueThroughOtherComprehensiveIncomeMember" xlink:to="lab_smfg_DebtInstrumentsAtFairValueThroughOtherComprehensiveIncomeMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DebtInstrumentsAtFairValueThroughOtherComprehensiveIncomeMember" xml:lang="en-US">Debt instruments at fair value through other comprehensive income [member]</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_EquityInstrumentsAtFairValueThroughOtherComprehensiveIncomeMember" xlink:label="loc_smfg_EquityInstrumentsAtFairValueThroughOtherComprehensiveIncomeMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_EquityInstrumentsAtFairValueThroughOtherComprehensiveIncomeMember" xml:lang="en-US">Equity instruments at fair value through other comprehensive income [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_EquityInstrumentsAtFairValueThroughOtherComprehensiveIncomeMember" xml:lang="en-US">Equity instruments at fair value through other comprehensive income [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_EquityInstrumentsAtFairValueThroughOtherComprehensiveIncomeMember" xlink:to="lab_smfg_EquityInstrumentsAtFairValueThroughOtherComprehensiveIncomeMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_EquityInstrumentsAtFairValueThroughOtherComprehensiveIncomeMember" xml:lang="en-US">Equity instruments at fair value through other comprehensive income [member]</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities" xlink:label="loc_ifrs-full_FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities" xml:lang="en-US">Financial assets pledged as collateral for liabilities or contingent liabilities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities" xml:lang="en-US">Carrying amounts of assets pledged as collateral</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities" xlink:to="lab_ifrs-full_FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_NoncashAssetsPledgedAsCollateralForWhichTransfereeHasRightByContractOrCustomToSellOrRepledgeCollateral" xlink:label="loc_ifrs-full_NoncashAssetsPledgedAsCollateralForWhichTransfereeHasRightByContractOrCustomToSellOrRepledgeCollateral" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_NoncashAssetsPledgedAsCollateralForWhichTransfereeHasRightByContractOrCustomToSellOrRepledgeCollateral" xml:lang="en-US">Non-cash assets pledged as collateral for which transferee has right by contract or custom to sell or repledge collateral</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_NoncashAssetsPledgedAsCollateralForWhichTransfereeHasRightByContractOrCustomToSellOrRepledgeCollateral" xml:lang="en-US">Loaned securities for which the borrowers have the right to sell or repledge</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_NoncashAssetsPledgedAsCollateralForWhichTransfereeHasRightByContractOrCustomToSellOrRepledgeCollateral" xlink:to="lab_ifrs-full_NoncashAssetsPledgedAsCollateralForWhichTransfereeHasRightByContractOrCustomToSellOrRepledgeCollateral" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_AssetsHeldAsCollateralPermittedToBeSoldOrRepledgedAtFairValue" xlink:label="loc_ifrs-full_AssetsHeldAsCollateralPermittedToBeSoldOrRepledgedAtFairValue" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_AssetsHeldAsCollateralPermittedToBeSoldOrRepledgedAtFairValue" xml:lang="en-US">Collateral held permitted to be sold or repledged in absence of default by owner of collateral, at fair value</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_AssetsHeldAsCollateralPermittedToBeSoldOrRepledgedAtFairValue" xml:lang="en-US">Fair value of securities and bills accepted as collateral</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AssetsHeldAsCollateralPermittedToBeSoldOrRepledgedAtFairValue" xlink:to="lab_ifrs-full_AssetsHeldAsCollateralPermittedToBeSoldOrRepledgedAtFairValue" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_AssetsSoldOrRepledgedAsCollateralAtFairValue" xlink:label="loc_ifrs-full_AssetsSoldOrRepledgedAsCollateralAtFairValue" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_AssetsSoldOrRepledgedAsCollateralAtFairValue" xml:lang="en-US">Collateral sold or repledged in absence of default by owner of collateral, at fair value</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_AssetsSoldOrRepledgedAsCollateralAtFairValue" xml:lang="en-US">Fair value of securities sold or repledged to others</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AssetsSoldOrRepledgedAsCollateralAtFairValue" xlink:to="lab_ifrs-full_AssetsSoldOrRepledgedAsCollateralAtFairValue" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementAbstract" xlink:label="loc_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementAbstract" xml:lang="en-US">Disclosure of terms and conditions of share-based payment arrangement [abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementAbstract" xml:lang="en-US">Disclosure of terms and conditions of share-based payment arrangement [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementAbstract" xlink:to="lab_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementTable" xlink:label="loc_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementTable" xml:lang="en-US">Disclosure of terms and conditions of share-based payment arrangement [table]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementTable" xml:lang="en-US">Disclosure of terms and conditions of share-based payment arrangement [table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementTable" xlink:to="lab_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementTable" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems" xlink:label="loc_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems" xml:lang="en-US">Disclosure of terms and conditions of share-based payment arrangement [line items]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems" xml:lang="en-US">Disclosure of terms and conditions of share-based payment arrangement [Line Items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems" xlink:to="lab_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DescriptionOfTitleOfGranteesForSharebasedPaymentArrangement" xlink:label="loc_smfg_DescriptionOfTitleOfGranteesForSharebasedPaymentArrangement" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DescriptionOfTitleOfGranteesForSharebasedPaymentArrangement" xml:lang="en-US">Description of title of grantees for share-based payment arrangement</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DescriptionOfTitleOfGranteesForSharebasedPaymentArrangement" xml:lang="en-US">Title of grantees</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DescriptionOfTitleOfGranteesForSharebasedPaymentArrangement" xlink:to="lab_smfg_DescriptionOfTitleOfGranteesForSharebasedPaymentArrangement" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DescriptionOfTitleOfGranteesForSharebasedPaymentArrangement" xml:lang="en-US">Description of title of grantees for share-based payment arrangement.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DescriptionOfMaximumTermOfOptionsGrantedForSharebasedPaymentArrangement" xlink:label="loc_ifrs-full_DescriptionOfMaximumTermOfOptionsGrantedForSharebasedPaymentArrangement" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DescriptionOfMaximumTermOfOptionsGrantedForSharebasedPaymentArrangement" xml:lang="en-US">Description of maximum term of options granted for share-based payment arrangement</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DescriptionOfMaximumTermOfOptionsGrantedForSharebasedPaymentArrangement" xml:lang="en-US">Exercise period</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DescriptionOfMaximumTermOfOptionsGrantedForSharebasedPaymentArrangement" xlink:to="lab_ifrs-full_DescriptionOfMaximumTermOfOptionsGrantedForSharebasedPaymentArrangement" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DescriptionOfRequisiteServicePeriodForSharebasedPaymentArrangement" xlink:label="loc_smfg_DescriptionOfRequisiteServicePeriodForSharebasedPaymentArrangement" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DescriptionOfRequisiteServicePeriodForSharebasedPaymentArrangement" xml:lang="en-US">Description of requisite service period for share-based payment arrangement</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DescriptionOfRequisiteServicePeriodForSharebasedPaymentArrangement" xml:lang="en-US">Requisite service period</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DescriptionOfRequisiteServicePeriodForSharebasedPaymentArrangement" xlink:to="lab_smfg_DescriptionOfRequisiteServicePeriodForSharebasedPaymentArrangement" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DescriptionOfRequisiteServicePeriodForSharebasedPaymentArrangement" xml:lang="en-US">Description of requisite service period for share-based payment arrangement.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DescriptionOfMethodOfSettlementForSharebasedPaymentArrangement" xlink:label="loc_ifrs-full_DescriptionOfMethodOfSettlementForSharebasedPaymentArrangement" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DescriptionOfMethodOfSettlementForSharebasedPaymentArrangement" xml:lang="en-US">Description of method of settlement for share-based payment arrangement</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DescriptionOfMethodOfSettlementForSharebasedPaymentArrangement" xml:lang="en-US">Method of settlement</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DescriptionOfMethodOfSettlementForSharebasedPaymentArrangement" xlink:to="lab_ifrs-full_DescriptionOfMethodOfSettlementForSharebasedPaymentArrangement" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_TypesOfSharebasedPaymentArrangementsAxis" xlink:label="loc_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis" xml:lang="en-US">Types of share-based payment arrangements [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis" xml:lang="en-US">Types of share-based payment arrangements [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis" xlink:to="lab_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_TypesOfSharebasedPaymentArrangementsDomain" xlink:label="loc_ifrs-full_TypesOfSharebasedPaymentArrangementsDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_TypesOfSharebasedPaymentArrangementsDomain" xml:lang="en-US">Types of share-based payment arrangements [domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_TypesOfSharebasedPaymentArrangementsDomain" xml:lang="en-US">Share-based payment arrangements [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_TypesOfSharebasedPaymentArrangementsDomain" xlink:to="lab_ifrs-full_TypesOfSharebasedPaymentArrangementsDomain" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_SMFGStockAcquisitionRightsMember" xlink:label="loc_smfg_SMFGStockAcquisitionRightsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_SMFGStockAcquisitionRightsMember" xml:lang="en-US">SMFG Stock Acquisition Rights [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_SMFGStockAcquisitionRightsMember" xml:lang="en-US">SMFG stock acquisition rights [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_SMFGStockAcquisitionRightsMember" xlink:to="lab_smfg_SMFGStockAcquisitionRightsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_SMFGStockAcquisitionRightsMember" xml:lang="en-US">SMFG stock acquisition rights.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DescriptionOfOptionLifeShareOptionsGranted" xlink:label="loc_ifrs-full_DescriptionOfOptionLifeShareOptionsGranted" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DescriptionOfOptionLifeShareOptionsGranted" xml:lang="en-US">Option life, share options granted</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DescriptionOfOptionLifeShareOptionsGranted" xml:lang="en-US">Term of options granted for director, a corporate auditor or an executive officer</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DescriptionOfOptionLifeShareOptionsGranted" xlink:to="lab_ifrs-full_DescriptionOfOptionLifeShareOptionsGranted" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_PostemploymentStockOptionExercisePeriod" xlink:label="loc_smfg_PostemploymentStockOptionExercisePeriod" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_PostemploymentStockOptionExercisePeriod" xml:lang="en-US">Post-employment Stock Option Exercise Period</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_PostemploymentStockOptionExercisePeriod" xml:lang="en-US">Term of options granted for director, a corporate auditor or an executive officer who are relieved of their positions</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_PostemploymentStockOptionExercisePeriod" xlink:to="lab_smfg_PostemploymentStockOptionExercisePeriod" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_PostemploymentStockOptionExercisePeriod" xml:lang="en-US">The period of exercise for post-employment stock option.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_NumberOfOutstandingShareOptions" xlink:label="loc_ifrs-full_NumberOfOutstandingShareOptions" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_NumberOfOutstandingShareOptions" xml:lang="en-US">Number of share options outstanding in share-based payment arrangement</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="lab_ifrs-full_NumberOfOutstandingShareOptions" xml:lang="en-US">Number of options, Outstanding at beginning of period</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="lab_ifrs-full_NumberOfOutstandingShareOptions" xml:lang="en-US">Number of options, Outstanding at end of period</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_NumberOfOutstandingShareOptions" xml:lang="en-US">Number of options</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_NumberOfOutstandingShareOptions" xlink:to="lab_ifrs-full_NumberOfOutstandingShareOptions" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_NumberOfShareOptionsExercisedInSharebasedPaymentArrangement" xlink:label="loc_ifrs-full_NumberOfShareOptionsExercisedInSharebasedPaymentArrangement" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_NumberOfShareOptionsExercisedInSharebasedPaymentArrangement" xml:lang="en-US">Number of share options exercised in share-based payment arrangement</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_ifrs-full_NumberOfShareOptionsExercisedInSharebasedPaymentArrangement" xml:lang="en-US">Number of options, Exercised</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_NumberOfShareOptionsExercisedInSharebasedPaymentArrangement" xlink:to="lab_ifrs-full_NumberOfShareOptionsExercisedInSharebasedPaymentArrangement" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_NumberOfShareOptionsExercisableInSharebasedPaymentArrangement" xlink:label="loc_ifrs-full_NumberOfShareOptionsExercisableInSharebasedPaymentArrangement" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_NumberOfShareOptionsExercisableInSharebasedPaymentArrangement" xml:lang="en-US">Number of share options exercisable in share-based payment arrangement</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_NumberOfShareOptionsExercisableInSharebasedPaymentArrangement" xml:lang="en-US">Number of options, Exercisable at end of period</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_NumberOfShareOptionsExercisableInSharebasedPaymentArrangement" xlink:to="lab_ifrs-full_NumberOfShareOptionsExercisableInSharebasedPaymentArrangement" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_WeightedAverageExercisePriceOfShareOptionsExercisableInSharebasedPaymentArrangement2019" xlink:label="loc_ifrs-full_WeightedAverageExercisePriceOfShareOptionsExercisableInSharebasedPaymentArrangement2019" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_WeightedAverageExercisePriceOfShareOptionsExercisableInSharebasedPaymentArrangement2019" xml:lang="en-US">Weighted average exercise price of share options exercisable in share-based payment arrangement</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_WeightedAverageExercisePriceOfShareOptionsExercisableInSharebasedPaymentArrangement2019" xml:lang="en-US">Weighted average exercise price, Exercisable at end of period</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_WeightedAverageExercisePriceOfShareOptionsExercisableInSharebasedPaymentArrangement2019" xlink:to="lab_ifrs-full_WeightedAverageExercisePriceOfShareOptionsExercisableInSharebasedPaymentArrangement2019" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_WeightedAverageExercisePriceOfShareOptionsExercisedInSharebasedPaymentArrangement2019" xlink:label="loc_ifrs-full_WeightedAverageExercisePriceOfShareOptionsExercisedInSharebasedPaymentArrangement2019" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_WeightedAverageExercisePriceOfShareOptionsExercisedInSharebasedPaymentArrangement2019" xml:lang="en-US">Weighted average exercise price of share options exercised in share-based payment arrangement</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_WeightedAverageExercisePriceOfShareOptionsExercisedInSharebasedPaymentArrangement2019" xml:lang="en-US">Weighted average exercise price, Exercised</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_WeightedAverageExercisePriceOfShareOptionsExercisedInSharebasedPaymentArrangement2019" xlink:to="lab_ifrs-full_WeightedAverageExercisePriceOfShareOptionsExercisedInSharebasedPaymentArrangement2019" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement2019" xlink:label="loc_ifrs-full_WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement2019" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement2019" xml:lang="en-US">Weighted average exercise price of share options outstanding in share-based payment arrangement</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="lab_ifrs-full_WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement2019" xml:lang="en-US">Weighted average exercise price, Outstanding at beginning of period</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="lab_ifrs-full_WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement2019" xml:lang="en-US">Weighted average exercise price, Outstanding at end of period</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement2019" xlink:to="lab_ifrs-full_WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement2019" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_RestrictedStockUnitVestingPeriodInShareBasedPaymentArrangement" xlink:label="loc_smfg_RestrictedStockUnitVestingPeriodInShareBasedPaymentArrangement" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_RestrictedStockUnitVestingPeriodInShareBasedPaymentArrangement" xml:lang="en-US">Restricted stock unit Vesting Period In Share Based Payment Arrangement</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_RestrictedStockUnitVestingPeriodInShareBasedPaymentArrangement" xml:lang="en-US">Restricted stock unit Vesting Period In Share Based Payment Arrangement</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_RestrictedStockUnitVestingPeriodInShareBasedPaymentArrangement" xlink:to="lab_smfg_RestrictedStockUnitVestingPeriodInShareBasedPaymentArrangement" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_RestrictedStockUnitVestingPeriodInShareBasedPaymentArrangement" xml:lang="en-US">Restricted stock unit Vesting Period In Share Based Payment Arrangement</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_ExpenseFromRestrictedShares" xlink:label="loc_smfg_ExpenseFromRestrictedShares" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_ExpenseFromRestrictedShares" xml:lang="en-US">Expense from restricted shares</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_ExpenseFromRestrictedShares" xml:lang="en-US">Restricted shares recognized as expenses</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_ExpenseFromRestrictedShares" xlink:to="lab_smfg_ExpenseFromRestrictedShares" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_ExpenseFromRestrictedShares" xml:lang="en-US">The amount of expense from restricted shares.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_WeightedAverageExercisePriceOfShareOptionsInSharebasedPaymentArrangementExercisedDuringPeriodAtDateOfExercise2019" xlink:label="loc_ifrs-full_WeightedAverageExercisePriceOfShareOptionsInSharebasedPaymentArrangementExercisedDuringPeriodAtDateOfExercise2019" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_WeightedAverageExercisePriceOfShareOptionsInSharebasedPaymentArrangementExercisedDuringPeriodAtDateOfExercise2019" xml:lang="en-US">Weighted average share price for share options in share-based payment arrangement exercised during period at date of exercise</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_WeightedAverageExercisePriceOfShareOptionsInSharebasedPaymentArrangementExercisedDuringPeriodAtDateOfExercise2019" xml:lang="en-US">Weighted average stock price at the date of exercise</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_WeightedAverageExercisePriceOfShareOptionsInSharebasedPaymentArrangementExercisedDuringPeriodAtDateOfExercise2019" xlink:to="lab_ifrs-full_WeightedAverageExercisePriceOfShareOptionsInSharebasedPaymentArrangementExercisedDuringPeriodAtDateOfExercise2019" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_WeightedAverageRemainingContractualLifeOfOutstandingShareOptions2019" xlink:label="loc_ifrs-full_WeightedAverageRemainingContractualLifeOfOutstandingShareOptions2019" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_WeightedAverageRemainingContractualLifeOfOutstandingShareOptions2019" xml:lang="en-US">Weighted average remaining contractual life of outstanding share options</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_WeightedAverageRemainingContractualLifeOfOutstandingShareOptions2019" xml:lang="en-US">Remaining contractual lives in years</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_WeightedAverageRemainingContractualLifeOfOutstandingShareOptions2019" xlink:to="lab_ifrs-full_WeightedAverageRemainingContractualLifeOfOutstandingShareOptions2019" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_ExercisePriceShareOptionsGranted2019" xlink:label="loc_ifrs-full_ExercisePriceShareOptionsGranted2019" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ExercisePriceShareOptionsGranted2019" xml:lang="en-US">Exercise price, share options granted</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ExercisePriceShareOptionsGranted2019" xml:lang="en-US">Exercise price</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ExercisePriceShareOptionsGranted2019" xlink:to="lab_ifrs-full_ExercisePriceShareOptionsGranted2019" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_RestrictedSharesMember" xlink:label="loc_smfg_RestrictedSharesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_RestrictedSharesMember" xml:lang="en-US">Restricted Shares [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_RestrictedSharesMember" xml:lang="en-US">Restricted Shares [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_RestrictedSharesMember" xlink:to="lab_smfg_RestrictedSharesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_RestrictedSharesMember" xml:lang="en-US">Restricted Shares [member]</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_NumberOfOtherEquityInstrumentsOutstandingInSharebasedPaymentArrangement" xlink:label="loc_ifrs-full_NumberOfOtherEquityInstrumentsOutstandingInSharebasedPaymentArrangement" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_NumberOfOtherEquityInstrumentsOutstandingInSharebasedPaymentArrangement" xml:lang="en-US">Number of other equity instruments outstanding in share-based payment arrangement</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="lab_ifrs-full_NumberOfOtherEquityInstrumentsOutstandingInSharebasedPaymentArrangement" xml:lang="en-US">Outstanding at beginning of period</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="lab_ifrs-full_NumberOfOtherEquityInstrumentsOutstandingInSharebasedPaymentArrangement" xml:lang="en-US">Outstanding at end of period</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_NumberOfOtherEquityInstrumentsOutstandingInSharebasedPaymentArrangement" xlink:to="lab_ifrs-full_NumberOfOtherEquityInstrumentsOutstandingInSharebasedPaymentArrangement" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_NumberOfInstrumentsOtherEquityInstrumentsGranted" xlink:label="loc_ifrs-full_NumberOfInstrumentsOtherEquityInstrumentsGranted" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_NumberOfInstrumentsOtherEquityInstrumentsGranted" xml:lang="en-US">Number of other equity instruments granted in share-based payment arrangement</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_NumberOfInstrumentsOtherEquityInstrumentsGranted" xml:lang="en-US">Allotted</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_NumberOfInstrumentsOtherEquityInstrumentsGranted" xlink:to="lab_ifrs-full_NumberOfInstrumentsOtherEquityInstrumentsGranted" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_NumberOfOtherEquityInstrumentsExercisedOrVestedInSharebasedPaymentArrangement" xlink:label="loc_ifrs-full_NumberOfOtherEquityInstrumentsExercisedOrVestedInSharebasedPaymentArrangement" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_NumberOfOtherEquityInstrumentsExercisedOrVestedInSharebasedPaymentArrangement" xml:lang="en-US">Number of other equity instruments exercised or vested in share-based payment arrangement</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_NumberOfOtherEquityInstrumentsExercisedOrVestedInSharebasedPaymentArrangement" xml:lang="en-US">Released</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_NumberOfOtherEquityInstrumentsExercisedOrVestedInSharebasedPaymentArrangement" xlink:to="lab_ifrs-full_NumberOfOtherEquityInstrumentsExercisedOrVestedInSharebasedPaymentArrangement" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_NumberOfOtherEquityInstrumentsForfeitedInSharebasedPaymentArrangement" xlink:label="loc_ifrs-full_NumberOfOtherEquityInstrumentsForfeitedInSharebasedPaymentArrangement" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_NumberOfOtherEquityInstrumentsForfeitedInSharebasedPaymentArrangement" xml:lang="en-US">Number of other equity instruments forfeited in share-based payment arrangement</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_ifrs-full_NumberOfOtherEquityInstrumentsForfeitedInSharebasedPaymentArrangement" xml:lang="en-US">Forfeited</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_NumberOfOtherEquityInstrumentsForfeitedInSharebasedPaymentArrangement" xlink:to="lab_ifrs-full_NumberOfOtherEquityInstrumentsForfeitedInSharebasedPaymentArrangement" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_WeightedAverageFairValueAtMeasurementDateOtherEquityInstrumentsGranted" xlink:label="loc_ifrs-full_WeightedAverageFairValueAtMeasurementDateOtherEquityInstrumentsGranted" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_WeightedAverageFairValueAtMeasurementDateOtherEquityInstrumentsGranted" xml:lang="en-US">Weighted average fair value at measurement date, other equity instruments granted</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_WeightedAverageFairValueAtMeasurementDateOtherEquityInstrumentsGranted" xml:lang="en-US">Fair value at measurement date</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_WeightedAverageFairValueAtMeasurementDateOtherEquityInstrumentsGranted" xlink:to="lab_ifrs-full_WeightedAverageFairValueAtMeasurementDateOtherEquityInstrumentsGranted" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_Dividends1Abstract" xlink:label="loc_smfg_Dividends1Abstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_Dividends1Abstract" xml:lang="en-US">Dividends 1 [abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_smfg_Dividends1Abstract" xml:lang="en-US">Dividends 1 [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_Dividends1Abstract" xlink:to="lab_smfg_Dividends1Abstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_Dividends1Abstract" xml:lang="en-US">Dividends.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DividendsRecognisedAsDistributionsToOwnersPerShare" xlink:label="loc_ifrs-full_DividendsRecognisedAsDistributionsToOwnersPerShare" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DividendsRecognisedAsDistributionsToOwnersPerShare" xml:lang="en-US">Dividends recognised as distributions to owners per share</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DividendsRecognisedAsDistributionsToOwnersPerShare" xml:lang="en-US">Dividends per share</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DividendsRecognisedAsDistributionsToOwnersPerShare" xlink:to="lab_ifrs-full_DividendsRecognisedAsDistributionsToOwnersPerShare" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DividendsProposedOrDeclaredBeforeFinancialStatementsAuthorisedForIssueButNotRecognisedAsDistributionToOwnersPerShare" xlink:label="loc_ifrs-full_DividendsProposedOrDeclaredBeforeFinancialStatementsAuthorisedForIssueButNotRecognisedAsDistributionToOwnersPerShare" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DividendsProposedOrDeclaredBeforeFinancialStatementsAuthorisedForIssueButNotRecognisedAsDistributionToOwnersPerShare" xml:lang="en-US">Dividends proposed or declared before financial statements authorised for issue but not recognised as distribution to owners per share</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DividendsProposedOrDeclaredBeforeFinancialStatementsAuthorisedForIssueButNotRecognisedAsDistributionToOwnersPerShare" xml:lang="en-US">Proposed dividend, per share</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DividendsProposedOrDeclaredBeforeFinancialStatementsAuthorisedForIssueButNotRecognisedAsDistributionToOwnersPerShare" xlink:to="lab_ifrs-full_DividendsProposedOrDeclaredBeforeFinancialStatementsAuthorisedForIssueButNotRecognisedAsDistributionToOwnersPerShare" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DividendsProposedOrDeclaredBeforeFinancialStatementsAuthorisedForIssueButNotRecognisedAsDistributionToOwners" xlink:label="loc_ifrs-full_DividendsProposedOrDeclaredBeforeFinancialStatementsAuthorisedForIssueButNotRecognisedAsDistributionToOwners" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DividendsProposedOrDeclaredBeforeFinancialStatementsAuthorisedForIssueButNotRecognisedAsDistributionToOwners" xml:lang="en-US">Dividends proposed or declared before financial statements authorised for issue but not recognised as distribution to owners</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DividendsProposedOrDeclaredBeforeFinancialStatementsAuthorisedForIssueButNotRecognisedAsDistributionToOwners" xml:lang="en-US">Proposed dividend, total</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DividendsProposedOrDeclaredBeforeFinancialStatementsAuthorisedForIssueButNotRecognisedAsDistributionToOwners" xlink:to="lab_ifrs-full_DividendsProposedOrDeclaredBeforeFinancialStatementsAuthorisedForIssueButNotRecognisedAsDistributionToOwners" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_CapitalCommitmentsAbstract" xlink:label="loc_ifrs-full_CapitalCommitmentsAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_CapitalCommitmentsAbstract" xml:lang="en-US">Capital commitments [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CapitalCommitmentsAbstract" xlink:to="lab_ifrs-full_CapitalCommitmentsAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfContingentLiabilitiesAbstract" xlink:label="loc_ifrs-full_DisclosureOfContingentLiabilitiesAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfContingentLiabilitiesAbstract" xml:lang="en-US">Disclosure of contingent liabilities [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfContingentLiabilitiesAbstract" xlink:to="lab_ifrs-full_DisclosureOfContingentLiabilitiesAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfContingentLiabilitiesTable" xlink:label="loc_ifrs-full_DisclosureOfContingentLiabilitiesTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfContingentLiabilitiesTable" xml:lang="en-US">Disclosure of contingent liabilities [table]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfContingentLiabilitiesTable" xml:lang="en-US">Disclosure of contingent liabilities [table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfContingentLiabilitiesTable" xlink:to="lab_ifrs-full_DisclosureOfContingentLiabilitiesTable" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_FinancialGuaranteesAndOtherCreditrelatedContingentLiabilitiesMember" xlink:label="loc_smfg_FinancialGuaranteesAndOtherCreditrelatedContingentLiabilitiesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_FinancialGuaranteesAndOtherCreditrelatedContingentLiabilitiesMember" xml:lang="en-US">Financial Guarantees And Other Credit-related Contingent Liabilities [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_FinancialGuaranteesAndOtherCreditrelatedContingentLiabilitiesMember" xml:lang="en-US">Financial guarantees and other credit-related contingent liabilities [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_smfg_FinancialGuaranteesAndOtherCreditrelatedContingentLiabilitiesMember" xml:lang="en-US">Financial guarantees and other credit-related contingent liabilities [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_FinancialGuaranteesAndOtherCreditrelatedContingentLiabilitiesMember" xlink:to="lab_smfg_FinancialGuaranteesAndOtherCreditrelatedContingentLiabilitiesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_FinancialGuaranteesAndOtherCreditrelatedContingentLiabilitiesMember" xml:lang="en-US">Financial guarantees and other credit-related contingent liabilities.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_LoanCommitmentsAndFinancialGuaranteesAndOtherCreditrelatedContingentLiabilitiesMember" xlink:label="loc_smfg_LoanCommitmentsAndFinancialGuaranteesAndOtherCreditrelatedContingentLiabilitiesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_LoanCommitmentsAndFinancialGuaranteesAndOtherCreditrelatedContingentLiabilitiesMember" xml:lang="en-US">Loan Commitments And Financial Guarantees And Other Credit-related Contingent Liabilities [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_LoanCommitmentsAndFinancialGuaranteesAndOtherCreditrelatedContingentLiabilitiesMember" xml:lang="en-US">Loan commitments and financial guarantees and other credit-related contingent liabilities [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_LoanCommitmentsAndFinancialGuaranteesAndOtherCreditrelatedContingentLiabilitiesMember" xlink:to="lab_smfg_LoanCommitmentsAndFinancialGuaranteesAndOtherCreditrelatedContingentLiabilitiesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_LoanCommitmentsAndFinancialGuaranteesAndOtherCreditrelatedContingentLiabilitiesMember" xml:lang="en-US">Loan commitments and financial guarantees and other credit-related contingent liabilities.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfContingentLiabilitiesLineItems" xlink:label="loc_ifrs-full_DisclosureOfContingentLiabilitiesLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfContingentLiabilitiesLineItems" xml:lang="en-US">Disclosure of contingent liabilities [line items]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfContingentLiabilitiesLineItems" xml:lang="en-US">Disclosure of contingent liabilities [Line Items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfContingentLiabilitiesLineItems" xlink:to="lab_ifrs-full_DisclosureOfContingentLiabilitiesLineItems" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_FinancialAssetsAndLiabilitiesAtFairValueThroughProfitOrLossCategoryMember" xlink:label="loc_smfg_FinancialAssetsAndLiabilitiesAtFairValueThroughProfitOrLossCategoryMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_FinancialAssetsAndLiabilitiesAtFairValueThroughProfitOrLossCategoryMember" xml:lang="en-US">Financial Assets And Liabilities At Fair Value Through Profit Or Loss Category [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_FinancialAssetsAndLiabilitiesAtFairValueThroughProfitOrLossCategoryMember" xml:lang="en-US">Financial Assets and Liabilities at fair value through profit or loss [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_FinancialAssetsAndLiabilitiesAtFairValueThroughProfitOrLossCategoryMember" xlink:to="lab_smfg_FinancialAssetsAndLiabilitiesAtFairValueThroughProfitOrLossCategoryMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_FinancialAssetsAndLiabilitiesAtFairValueThroughProfitOrLossCategoryMember" xml:lang="en-US">Financial assets and liabilities at fair value through profit or loss category.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_FinancialAssetsAndLiabilitiesAtAmortizedCostMember" xlink:label="loc_smfg_FinancialAssetsAndLiabilitiesAtAmortizedCostMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_FinancialAssetsAndLiabilitiesAtAmortizedCostMember" xml:lang="en-US">Financial Assets and Liabilities at Amortized Cost [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_FinancialAssetsAndLiabilitiesAtAmortizedCostMember" xml:lang="en-US">Financial Assets and Liabilities at Amortized Cost [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_FinancialAssetsAndLiabilitiesAtAmortizedCostMember" xlink:to="lab_smfg_FinancialAssetsAndLiabilitiesAtAmortizedCostMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_FinancialAssetsAndLiabilitiesAtAmortizedCostMember" xml:lang="en-US">The axis of a table defines the relationship between the domain members or categories in the table and the line items or concepts that complete the table.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_OtherFinancialAssets" xlink:label="loc_ifrs-full_OtherFinancialAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_OtherFinancialAssets" xml:lang="en-US">Other financial assets</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_OtherFinancialAssets" xml:lang="en-US">Other financial assets</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OtherFinancialAssets" xlink:to="lab_ifrs-full_OtherFinancialAssets" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_FinancialAssets" xlink:label="loc_ifrs-full_FinancialAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_FinancialAssets" xml:lang="en-US">Financial assets</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_ifrs-full_FinancialAssets" xml:lang="en-US">Total</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialAssets" xlink:to="lab_ifrs-full_FinancialAssets" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_LoansAndAdvances" xlink:label="loc_ifrs-full_LoansAndAdvances" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_LoansAndAdvances" xml:lang="en-US">Loans and advances</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_LoansAndAdvances" xml:lang="en-US">Loans and advances</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_LoansAndAdvances" xlink:to="lab_ifrs-full_LoansAndAdvances" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfFinancialLiabilitiesAbstract" xlink:label="loc_ifrs-full_DisclosureOfFinancialLiabilitiesAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfFinancialLiabilitiesAbstract" xml:lang="en-US">Disclosure of financial liabilities [abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfFinancialLiabilitiesAbstract" xml:lang="en-US">Financial liabilities:</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfFinancialLiabilitiesAbstract" xlink:to="lab_ifrs-full_DisclosureOfFinancialLiabilitiesAbstract" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DepositFromCustomers" xlink:label="loc_smfg_DepositFromCustomers" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DepositFromCustomers" xml:lang="en-US">Deposit From Customers</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DepositFromCustomers" xml:lang="en-US">Deposits</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DepositFromCustomers" xlink:to="lab_smfg_DepositFromCustomers" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DepositFromCustomers" xml:lang="en-US">Deposit from customers.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_OtherFinancialLiabilities" xlink:label="loc_ifrs-full_OtherFinancialLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_OtherFinancialLiabilities" xml:lang="en-US">Other financial liabilities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_OtherFinancialLiabilities" xml:lang="en-US">Other financial liabilities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_OtherFinancialLiabilities" xml:lang="en-US">Others</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OtherFinancialLiabilities" xlink:to="lab_ifrs-full_OtherFinancialLiabilities" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_FinancialLiabilities" xlink:label="loc_ifrs-full_FinancialLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_FinancialLiabilities" xml:lang="en-US">Financial liabilities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_ifrs-full_FinancialLiabilities" xml:lang="en-US">Total</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialLiabilities" xlink:to="lab_ifrs-full_FinancialLiabilities" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncome" xlink:label="loc_ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncome" xml:lang="en-US">Financial assets at fair value through other comprehensive income</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncome" xml:lang="en-US">Investment securities at fair value through other comprehensive income</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncome" xml:lang="en-US">Investment securities at fair value through other comprehensive income</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncome" xlink:to="lab_ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncome" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_FinancialLiabilitiesOther" xlink:label="loc_smfg_FinancialLiabilitiesOther" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_FinancialLiabilitiesOther" xml:lang="en-US">Financial Liabilities Other</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_FinancialLiabilitiesOther" xml:lang="en-US">Others</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_FinancialLiabilitiesOther" xlink:to="lab_smfg_FinancialLiabilitiesOther" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_FinancialLiabilitiesOther" xml:lang="en-US">Financial liabilities other.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_Level2OfFairValueHierarchyMember" xlink:label="loc_ifrs-full_Level2OfFairValueHierarchyMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_Level2OfFairValueHierarchyMember" xml:lang="en-US">Level 2 of fair value hierarchy [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_Level2OfFairValueHierarchyMember" xml:lang="en-US">Level 2 [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_Level2OfFairValueHierarchyMember" xlink:to="lab_ifrs-full_Level2OfFairValueHierarchyMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_Level3OfFairValueHierarchyMember" xlink:label="loc_ifrs-full_Level3OfFairValueHierarchyMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_Level3OfFairValueHierarchyMember" xml:lang="en-US">Level 3 of fair value hierarchy [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_Level3OfFairValueHierarchyMember" xml:lang="en-US">Level 3 [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_Level3OfFairValueHierarchyMember" xlink:to="lab_ifrs-full_Level3OfFairValueHierarchyMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_AtFairValueMember" xlink:label="loc_ifrs-full_AtFairValueMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_AtFairValueMember" xml:lang="en-US">At fair value [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_AtFairValueMember" xml:lang="en-US">At fair value [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AtFairValueMember" xlink:to="lab_ifrs-full_AtFairValueMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValueCategoryMember" xlink:label="loc_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValueCategoryMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValueCategoryMember" xml:lang="en-US">Financial assets at fair value through profit or loss, mandatorily measured at fair value, category [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValueCategoryMember" xml:lang="en-US">Financial assets at fair value through profit or loss [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValueCategoryMember" xlink:to="lab_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValueCategoryMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeCategoryMember" xlink:label="loc_ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeCategoryMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeCategoryMember" xml:lang="en-US">Financial assets at fair value through other comprehensive income, category [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeCategoryMember" xml:lang="en-US">Financial assets at fair value through other comprehensive income, category [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeCategoryMember" xlink:to="lab_ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeCategoryMember" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_OtherFinancialsLiabilitiesMember" xlink:label="loc_smfg_OtherFinancialsLiabilitiesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_OtherFinancialsLiabilitiesMember" xml:lang="en-US">Other Financials Liabilities [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_OtherFinancialsLiabilitiesMember" xml:lang="en-US">Others-liabilities [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_smfg_OtherFinancialsLiabilitiesMember" xml:lang="en-US">Others [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_OtherFinancialsLiabilitiesMember" xlink:to="lab_smfg_OtherFinancialsLiabilitiesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_OtherFinancialsLiabilitiesMember" xml:lang="en-US">Other financial liabilities.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_TradingAssetsMember" xlink:label="loc_smfg_TradingAssetsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_TradingAssetsMember" xml:lang="en-US">Trading Assets [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_TradingAssetsMember" xml:lang="en-US">Trading assets [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_TradingAssetsMember" xlink:to="lab_smfg_TradingAssetsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_TradingAssetsMember" xml:lang="en-US">Trading assets.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_FinancialAssetsAndLiabilities" xlink:label="loc_smfg_FinancialAssetsAndLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_FinancialAssetsAndLiabilities" xml:lang="en-US">Financial Assets And Liabilities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="lab_smfg_FinancialAssetsAndLiabilities" xml:lang="en-US">Beginning balance</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="lab_smfg_FinancialAssetsAndLiabilities" xml:lang="en-US">Ending balance</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_FinancialAssetsAndLiabilities" xlink:to="lab_smfg_FinancialAssetsAndLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_FinancialAssetsAndLiabilities" xml:lang="en-US">Financial assets and liabilities.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_GainsLossesRecognisedInProfitOrLossFairValueMeasurementFinancialAssetsAndLiabilities" xlink:label="loc_smfg_GainsLossesRecognisedInProfitOrLossFairValueMeasurementFinancialAssetsAndLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_GainsLossesRecognisedInProfitOrLossFairValueMeasurementFinancialAssetsAndLiabilities" xml:lang="en-US">Gains Losses Recognised In Profit Or Loss Fair Value Measurement Financial Assets And Liabilities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_smfg_GainsLossesRecognisedInProfitOrLossFairValueMeasurementFinancialAssetsAndLiabilities" xml:lang="en-US">Total gains (losses), Included in profit or loss</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_GainsLossesRecognisedInProfitOrLossFairValueMeasurementFinancialAssetsAndLiabilities" xml:lang="en-US">Total gains (losses) included in profit or loss</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_GainsLossesRecognisedInProfitOrLossFairValueMeasurementFinancialAssetsAndLiabilities" xlink:to="lab_smfg_GainsLossesRecognisedInProfitOrLossFairValueMeasurementFinancialAssetsAndLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_GainsLossesRecognisedInProfitOrLossFairValueMeasurementFinancialAssetsAndLiabilities" xml:lang="en-US">Gains losses recognised in profit or loss fair value measurement financial assets and liabilities.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementFinancialAssetsAndLiabilities" xlink:label="loc_smfg_GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementFinancialAssetsAndLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementFinancialAssetsAndLiabilities" xml:lang="en-US">Gains Losses Recognised In Other Comprehensive Income Fair Value Measurement Financial Assets And Liabilities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_smfg_GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementFinancialAssetsAndLiabilities" xml:lang="en-US">Total gains (losses), Included in other comprehensive income</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementFinancialAssetsAndLiabilities" xlink:to="lab_smfg_GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementFinancialAssetsAndLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementFinancialAssetsAndLiabilities" xml:lang="en-US">Gains losses recognised in other comprehensive income fair value measurement financial assets and liabilities.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_PurchasesFairValueMeasurementFinancialAssetsAndLiabilities" xlink:label="loc_smfg_PurchasesFairValueMeasurementFinancialAssetsAndLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_PurchasesFairValueMeasurementFinancialAssetsAndLiabilities" xml:lang="en-US">Purchases Fair Value Measurement Financial Assets And Liabilities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_PurchasesFairValueMeasurementFinancialAssetsAndLiabilities" xml:lang="en-US">Purchases</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_PurchasesFairValueMeasurementFinancialAssetsAndLiabilities" xlink:to="lab_smfg_PurchasesFairValueMeasurementFinancialAssetsAndLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_PurchasesFairValueMeasurementFinancialAssetsAndLiabilities" xml:lang="en-US">Purchases fair value measurement financial assets and liabilities.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_SalesFairValueMeasurementFinancialAssetsAndLiabilities" xlink:label="loc_smfg_SalesFairValueMeasurementFinancialAssetsAndLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_SalesFairValueMeasurementFinancialAssetsAndLiabilities" xml:lang="en-US">Sales Fair Value Measurement Financial Assets And Liabilities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_smfg_SalesFairValueMeasurementFinancialAssetsAndLiabilities" xml:lang="en-US">Sales</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_SalesFairValueMeasurementFinancialAssetsAndLiabilities" xlink:to="lab_smfg_SalesFairValueMeasurementFinancialAssetsAndLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_SalesFairValueMeasurementFinancialAssetsAndLiabilities" xml:lang="en-US">Sales fair value measurement financial assets and liabilities.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_SettlementsFairValueMeasurementFinancialAssetsAndLiabilities" xlink:label="loc_smfg_SettlementsFairValueMeasurementFinancialAssetsAndLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_SettlementsFairValueMeasurementFinancialAssetsAndLiabilities" xml:lang="en-US">Settlements Fair Value Measurement Financial Assets And Liabilities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_smfg_SettlementsFairValueMeasurementFinancialAssetsAndLiabilities" xml:lang="en-US">Settlement</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_SettlementsFairValueMeasurementFinancialAssetsAndLiabilities" xlink:to="lab_smfg_SettlementsFairValueMeasurementFinancialAssetsAndLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_SettlementsFairValueMeasurementFinancialAssetsAndLiabilities" xml:lang="en-US">Settlements fair value measurement financial assets and liabilities.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_TransfersIntoLevel3OfFairValueHierarchyFinancialAssetsAndLiabilities" xlink:label="loc_smfg_TransfersIntoLevel3OfFairValueHierarchyFinancialAssetsAndLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_TransfersIntoLevel3OfFairValueHierarchyFinancialAssetsAndLiabilities" xml:lang="en-US">Transfers Into Level 3 Of Fair Value Hierarchy Financial Assets And Liabilities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_TransfersIntoLevel3OfFairValueHierarchyFinancialAssetsAndLiabilities" xml:lang="en-US">Transfers into Level 3</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_TransfersIntoLevel3OfFairValueHierarchyFinancialAssetsAndLiabilities" xlink:to="lab_smfg_TransfersIntoLevel3OfFairValueHierarchyFinancialAssetsAndLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_TransfersIntoLevel3OfFairValueHierarchyFinancialAssetsAndLiabilities" xml:lang="en-US">Transfers into Level 3 of fair value hierarchy financial assets and liabilities.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_TransfersOutOfLevel3OfFairValueHierarchyFinancialAssetsAndLiabilities" xlink:label="loc_smfg_TransfersOutOfLevel3OfFairValueHierarchyFinancialAssetsAndLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_TransfersOutOfLevel3OfFairValueHierarchyFinancialAssetsAndLiabilities" xml:lang="en-US">Transfers Out Of Level 3 Of Fair Value Hierarchy Financial Assets And Liabilities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_smfg_TransfersOutOfLevel3OfFairValueHierarchyFinancialAssetsAndLiabilities" xml:lang="en-US">Transfers out of Level 3</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_TransfersOutOfLevel3OfFairValueHierarchyFinancialAssetsAndLiabilities" xml:lang="en-US">Transfers out of Level 3</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_TransfersOutOfLevel3OfFairValueHierarchyFinancialAssetsAndLiabilities" xlink:to="lab_smfg_TransfersOutOfLevel3OfFairValueHierarchyFinancialAssetsAndLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_TransfersOutOfLevel3OfFairValueHierarchyFinancialAssetsAndLiabilities" xml:lang="en-US">Transfers out of Level 3 of fair value hierarchy financial assets and liabilities.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForFinancialAssetsAndLiabilitiesHeldAtEndOfPeriodFairValueMeasurement" xlink:label="loc_smfg_GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForFinancialAssetsAndLiabilitiesHeldAtEndOfPeriodFairValueMeasurement" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForFinancialAssetsAndLiabilitiesHeldAtEndOfPeriodFairValueMeasurement" xml:lang="en-US">Gains Losses Recognised In Profit Or Loss Attributable To Change In Unrealised Gains Or Losses For Financial Assets And Liabilities Held At End Of Period Fair Value Measurement</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForFinancialAssetsAndLiabilitiesHeldAtEndOfPeriodFairValueMeasurement" xml:lang="en-US">Changes in unrealized gains (losses) included in profit or loss related to assets and liabilities held at ending balance</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_smfg_GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForFinancialAssetsAndLiabilitiesHeldAtEndOfPeriodFairValueMeasurement" xml:lang="en-US">Changes in unrealized gains (losses) included in profit or loss related to assets and liabilities held</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForFinancialAssetsAndLiabilitiesHeldAtEndOfPeriodFairValueMeasurement" xlink:to="lab_smfg_GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForFinancialAssetsAndLiabilitiesHeldAtEndOfPeriodFairValueMeasurement" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForFinancialAssetsAndLiabilitiesHeldAtEndOfPeriodFairValueMeasurement" xml:lang="en-US">Gains losses recognised in profit or loss attributable to change in unrealised gains or losses for financial assets and liabilities held at end of period fair value measurement.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_IssuancesFairValueMeasurementFinancialAssetsAndLiabilities" xlink:label="loc_smfg_IssuancesFairValueMeasurementFinancialAssetsAndLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_IssuancesFairValueMeasurementFinancialAssetsAndLiabilities" xml:lang="en-US">Issuances Fair Value Measurement Financial Assets And Liabilities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_smfg_IssuancesFairValueMeasurementFinancialAssetsAndLiabilities" xml:lang="en-US">Issuances</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_IssuancesFairValueMeasurementFinancialAssetsAndLiabilities" xlink:to="lab_smfg_IssuancesFairValueMeasurementFinancialAssetsAndLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_IssuancesFairValueMeasurementFinancialAssetsAndLiabilities" xml:lang="en-US">Issuances fair value measurement financial assets and liabilities.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_CategoriesOfFinancialLiabilitiesAxis" xlink:label="loc_ifrs-full_CategoriesOfFinancialLiabilitiesAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_CategoriesOfFinancialLiabilitiesAxis" xml:lang="en-US">Categories of financial liabilities [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CategoriesOfFinancialLiabilitiesAxis" xlink:to="lab_ifrs-full_CategoriesOfFinancialLiabilitiesAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_CategoriesOfFinancialLiabilitiesDomain" xlink:label="loc_ifrs-full_CategoriesOfFinancialLiabilitiesDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_CategoriesOfFinancialLiabilitiesDomain" xml:lang="en-US">Categories of financial liabilities [domain]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CategoriesOfFinancialLiabilitiesDomain" xlink:to="lab_ifrs-full_CategoriesOfFinancialLiabilitiesDomain" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossCategoryMember" xlink:label="loc_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossCategoryMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossCategoryMember" xml:lang="en-US">Financial liabilities at fair value through profit or loss, category [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossCategoryMember" xml:lang="en-US">Financial liabilities at fair value through profit or loss, category [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossCategoryMember" xml:lang="en-US">Financial liabilities at fair value through profit or loss, category [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossCategoryMember" xlink:to="lab_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossCategoryMember" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_NetInterestIncomeMember" xlink:label="loc_smfg_NetInterestIncomeMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_NetInterestIncomeMember" xml:lang="en-US">Net Interest Income [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_NetInterestIncomeMember" xml:lang="en-US">Net interest income [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_NetInterestIncomeMember" xlink:to="lab_smfg_NetInterestIncomeMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_NetInterestIncomeMember" xml:lang="en-US">Net interest income.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_NetTradingIncomeLossMember" xlink:label="loc_smfg_NetTradingIncomeLossMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_NetTradingIncomeLossMember" xml:lang="en-US">Net Trading Income (Loss) [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_NetTradingIncomeLossMember" xml:lang="en-US">Net trading income</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_NetTradingIncomeLossMember" xlink:to="lab_smfg_NetTradingIncomeLossMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_NetTradingIncomeLossMember" xml:lang="en-US">Net trading income (loss).</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_NetIncomeLossFromFinancialAssetsAndLiabilitiesAtFairValueThroughProfitOrLossMember" xlink:label="loc_smfg_NetIncomeLossFromFinancialAssetsAndLiabilitiesAtFairValueThroughProfitOrLossMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_NetIncomeLossFromFinancialAssetsAndLiabilitiesAtFairValueThroughProfitOrLossMember" xml:lang="en-US">Net Income (Loss) From Financial Assets And Liabilities At Fair Value Through Profit Or Loss [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_NetIncomeLossFromFinancialAssetsAndLiabilitiesAtFairValueThroughProfitOrLossMember" xml:lang="en-US">Net income (loss) from financial assets and liabilities at fair value through profit or loss [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_NetIncomeLossFromFinancialAssetsAndLiabilitiesAtFairValueThroughProfitOrLossMember" xlink:to="lab_smfg_NetIncomeLossFromFinancialAssetsAndLiabilitiesAtFairValueThroughProfitOrLossMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_NetIncomeLossFromFinancialAssetsAndLiabilitiesAtFairValueThroughProfitOrLossMember" xml:lang="en-US">Net income (loss) from financial assets and liabilities at fair value through profit or loss.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_AggregateDifferenceBetweenFairValueAtInitialRecognitionAndAmountDeterminedUsingValuationTechniqueYetToBeRecognised" xlink:label="loc_ifrs-full_AggregateDifferenceBetweenFairValueAtInitialRecognitionAndAmountDeterminedUsingValuationTechniqueYetToBeRecognised" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_AggregateDifferenceBetweenFairValueAtInitialRecognitionAndAmountDeterminedUsingValuationTechniqueYetToBeRecognised" xml:lang="en-US">Aggregate difference between fair value at initial recognition and transaction price yet to be recognised in profit or loss</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="lab_ifrs-full_AggregateDifferenceBetweenFairValueAtInitialRecognitionAndAmountDeterminedUsingValuationTechniqueYetToBeRecognised" xml:lang="en-US">Balance at beginning of period</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="lab_ifrs-full_AggregateDifferenceBetweenFairValueAtInitialRecognitionAndAmountDeterminedUsingValuationTechniqueYetToBeRecognised" xml:lang="en-US">Balance at end of period</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AggregateDifferenceBetweenFairValueAtInitialRecognitionAndAmountDeterminedUsingValuationTechniqueYetToBeRecognised" xlink:to="lab_ifrs-full_AggregateDifferenceBetweenFairValueAtInitialRecognitionAndAmountDeterminedUsingValuationTechniqueYetToBeRecognised" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_IncreaseDecreaseThroughNewTransactionsAggregateDifferenceBetweenFairValueAtInitialRecognitionAndAmountDeterminedUsingValuationTechniqueYetToBeRecognised" xlink:label="loc_ifrs-full_IncreaseDecreaseThroughNewTransactionsAggregateDifferenceBetweenFairValueAtInitialRecognitionAndAmountDeterminedUsingValuationTechniqueYetToBeRecognised" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_IncreaseDecreaseThroughNewTransactionsAggregateDifferenceBetweenFairValueAtInitialRecognitionAndAmountDeterminedUsingValuationTechniqueYetToBeRecognised" xml:lang="en-US">Increase (decrease) through new transactions, aggregate difference between fair value at initial recognition and transaction price yet to be recognised in profit or loss</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_IncreaseDecreaseThroughNewTransactionsAggregateDifferenceBetweenFairValueAtInitialRecognitionAndAmountDeterminedUsingValuationTechniqueYetToBeRecognised" xml:lang="en-US">Increase due to new trades</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IncreaseDecreaseThroughNewTransactionsAggregateDifferenceBetweenFairValueAtInitialRecognitionAndAmountDeterminedUsingValuationTechniqueYetToBeRecognised" xlink:to="lab_ifrs-full_IncreaseDecreaseThroughNewTransactionsAggregateDifferenceBetweenFairValueAtInitialRecognitionAndAmountDeterminedUsingValuationTechniqueYetToBeRecognised" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_OtherDecreasesAggregateDifferenceBetweenFairValueAtInitialRecognitionAndAmountDeterminedUsingValuationTechniqueYetToBeRecognised" xlink:label="loc_ifrs-full_OtherDecreasesAggregateDifferenceBetweenFairValueAtInitialRecognitionAndAmountDeterminedUsingValuationTechniqueYetToBeRecognised" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_OtherDecreasesAggregateDifferenceBetweenFairValueAtInitialRecognitionAndAmountDeterminedUsingValuationTechniqueYetToBeRecognised" xml:lang="en-US">Other decreases, aggregate difference between fair value at initial recognition and transaction price yet to be recognised in profit or loss</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_ifrs-full_OtherDecreasesAggregateDifferenceBetweenFairValueAtInitialRecognitionAndAmountDeterminedUsingValuationTechniqueYetToBeRecognised" xml:lang="en-US">Reduction due to redemption, sales or passage of time</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OtherDecreasesAggregateDifferenceBetweenFairValueAtInitialRecognitionAndAmountDeterminedUsingValuationTechniqueYetToBeRecognised" xlink:to="lab_ifrs-full_OtherDecreasesAggregateDifferenceBetweenFairValueAtInitialRecognitionAndAmountDeterminedUsingValuationTechniqueYetToBeRecognised" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DerivativeFinancialInstrumentsAssets1Member" xlink:label="loc_smfg_DerivativeFinancialInstrumentsAssets1Member" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DerivativeFinancialInstrumentsAssets1Member" xml:lang="en-US">Derivative Financial Instruments Assets 1 [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DerivativeFinancialInstrumentsAssets1Member" xml:lang="en-US">Derivative financial assets [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DerivativeFinancialInstrumentsAssets1Member" xlink:to="lab_smfg_DerivativeFinancialInstrumentsAssets1Member" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DerivativeFinancialInstrumentsAssets1Member" xml:lang="en-US">This member stands for derivative financial assets.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossDesignatedUponInitialRecognitionCategoryMember" xlink:label="loc_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossDesignatedUponInitialRecognitionCategoryMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossDesignatedUponInitialRecognitionCategoryMember" xml:lang="en-US">Financial liabilities at fair value through profit or loss, designated upon initial recognition or subsequently, category [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossDesignatedUponInitialRecognitionCategoryMember" xml:lang="en-US">Financial liabilities designated at fair value through profit or loss [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossDesignatedUponInitialRecognitionCategoryMember" xlink:to="lab_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossDesignatedUponInitialRecognitionCategoryMember" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_InterestRateDerivativesMember" xlink:label="loc_smfg_InterestRateDerivativesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_InterestRateDerivativesMember" xml:lang="en-US">Interest rate derivatives [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_InterestRateDerivativesMember" xml:lang="en-US">Interest Rate Derivatives [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_InterestRateDerivativesMember" xlink:to="lab_smfg_InterestRateDerivativesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_InterestRateDerivativesMember" xml:lang="en-US">Interest rate derivatives assets.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_FinancialAssetsOtherThanThoseHeldForTradingAtFairValueThroughProfitOrLoss" xlink:label="loc_smfg_FinancialAssetsOtherThanThoseHeldForTradingAtFairValueThroughProfitOrLoss" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_FinancialAssetsOtherThanThoseHeldForTradingAtFairValueThroughProfitOrLoss" xml:lang="en-US">Financial Assets Other Than Those Held For Trading At Fair Value Through Profit Or Loss</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_FinancialAssetsOtherThanThoseHeldForTradingAtFairValueThroughProfitOrLoss" xml:lang="en-US">Financial assets at fair value through profit or loss</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_FinancialAssetsOtherThanThoseHeldForTradingAtFairValueThroughProfitOrLoss" xlink:to="lab_smfg_FinancialAssetsOtherThanThoseHeldForTradingAtFairValueThroughProfitOrLoss" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_FinancialAssetsOtherThanThoseHeldForTradingAtFairValueThroughProfitOrLoss" xml:lang="en-US">Financial assets other than those held for trading at fair value through profit or loss.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_TradingAssets" xlink:label="loc_smfg_TradingAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_TradingAssets" xml:lang="en-US">Trading Assets</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_TradingAssets" xml:lang="en-US">Trading assets</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_TradingAssets" xlink:to="lab_smfg_TradingAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_TradingAssets" xml:lang="en-US">Trading assets.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementAbstract" xlink:label="loc_smfg_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementAbstract" xml:lang="en-US">Disclosure of significant unobservable inputs used in fair value measurement [abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementAbstract" xml:lang="en-US">Disclosure of significant unobservable inputs used in fair value measurement [Abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementAbstract" xlink:to="lab_smfg_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementAbstract" xml:lang="en-US">The disclosure of significant unobservable inputs used in fair value measurement.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_InterestRateToInterestRateCorrelationSignificantUnobservableInputsAssets" xlink:label="loc_smfg_InterestRateToInterestRateCorrelationSignificantUnobservableInputsAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_InterestRateToInterestRateCorrelationSignificantUnobservableInputsAssets" xml:lang="en-US">Interest Rate To Interest Rate Correlation Significant Unobservable Inputs Assets</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_InterestRateToInterestRateCorrelationSignificantUnobservableInputsAssets" xml:lang="en-US">Interest rate to interest rate correlation</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_InterestRateToInterestRateCorrelationSignificantUnobservableInputsAssets" xlink:to="lab_smfg_InterestRateToInterestRateCorrelationSignificantUnobservableInputsAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_InterestRateToInterestRateCorrelationSignificantUnobservableInputsAssets" xml:lang="en-US">Interest rate to interest rate correlation, significant unobservable inputs, assets.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_ForeignExchangeVolatilitySignificantUnobservableInputsAssets" xlink:label="loc_smfg_ForeignExchangeVolatilitySignificantUnobservableInputsAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_ForeignExchangeVolatilitySignificantUnobservableInputsAssets" xml:lang="en-US">Foreign Exchange Volatility Significant Unobservable Inputs Assets</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_ForeignExchangeVolatilitySignificantUnobservableInputsAssets" xml:lang="en-US">Foreign exchange volatility</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_ForeignExchangeVolatilitySignificantUnobservableInputsAssets" xlink:to="lab_smfg_ForeignExchangeVolatilitySignificantUnobservableInputsAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_ForeignExchangeVolatilitySignificantUnobservableInputsAssets" xml:lang="en-US">Foreign exchange volatility, significant unobservable inputs, assets.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_HistoricalVolatilityForShareSignificantUnobservableInputsAsset" xlink:label="loc_smfg_HistoricalVolatilityForShareSignificantUnobservableInputsAsset" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_HistoricalVolatilityForShareSignificantUnobservableInputsAsset" xml:lang="en-US">Historical Volatility For Share Significant Unobservable Inputs Asset</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_HistoricalVolatilityForShareSignificantUnobservableInputsAsset" xml:lang="en-US">Equity volatility</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_HistoricalVolatilityForShareSignificantUnobservableInputsAsset" xlink:to="lab_smfg_HistoricalVolatilityForShareSignificantUnobservableInputsAsset" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_HistoricalVolatilityForShareSignificantUnobservableInputsAsset" xml:lang="en-US">Historical Volatility For Share Significant Unobservable Inputs Asset</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_EquityToEquityCorrelationSignificantUnobservableInputsAssets" xlink:label="loc_smfg_EquityToEquityCorrelationSignificantUnobservableInputsAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_EquityToEquityCorrelationSignificantUnobservableInputsAssets" xml:lang="en-US">Equity To Equity Correlation Significant Unobservable Inputs Assets</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_EquityToEquityCorrelationSignificantUnobservableInputsAssets" xml:lang="en-US">Equity to equity correlation</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_EquityToEquityCorrelationSignificantUnobservableInputsAssets" xlink:to="lab_smfg_EquityToEquityCorrelationSignificantUnobservableInputsAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_EquityToEquityCorrelationSignificantUnobservableInputsAssets" xml:lang="en-US">Equity correlation between stock price movements of different stocks used as a significant unobservable inputs for assets.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_QuantoCorrelationSignificantUnobservableInputsAssets" xlink:label="loc_smfg_QuantoCorrelationSignificantUnobservableInputsAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_QuantoCorrelationSignificantUnobservableInputsAssets" xml:lang="en-US">Quanto Correlation Significant Unobservable Inputs Assets</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_QuantoCorrelationSignificantUnobservableInputsAssets" xml:lang="en-US">Quanto correlation</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_QuantoCorrelationSignificantUnobservableInputsAssets" xlink:to="lab_smfg_QuantoCorrelationSignificantUnobservableInputsAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_QuantoCorrelationSignificantUnobservableInputsAssets" xml:lang="en-US">Quanto correlation, significant unobservable inputs, assets.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_ProbabilityOfDefaultSignificantUnobservableInputsAsset" xlink:label="loc_smfg_ProbabilityOfDefaultSignificantUnobservableInputsAsset" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_ProbabilityOfDefaultSignificantUnobservableInputsAsset" xml:lang="en-US">Probability Of Default Significant Unobservable Inputs Asset</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_ProbabilityOfDefaultSignificantUnobservableInputsAsset" xml:lang="en-US">Probability of default rate</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_ProbabilityOfDefaultSignificantUnobservableInputsAsset" xlink:to="lab_smfg_ProbabilityOfDefaultSignificantUnobservableInputsAsset" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_ProbabilityOfDefaultSignificantUnobservableInputsAsset" xml:lang="en-US">Probability Of Default Significant Unobservable Inputs Asset</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_LossGivenDefaultRateSignificantUnobservableInputsAssets" xlink:label="loc_smfg_LossGivenDefaultRateSignificantUnobservableInputsAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_LossGivenDefaultRateSignificantUnobservableInputsAssets" xml:lang="en-US">Loss Given Default Rate Significant Unobservable Inputs Assets</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_LossGivenDefaultRateSignificantUnobservableInputsAssets" xml:lang="en-US">Loss given default rate</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_LossGivenDefaultRateSignificantUnobservableInputsAssets" xlink:to="lab_smfg_LossGivenDefaultRateSignificantUnobservableInputsAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_LossGivenDefaultRateSignificantUnobservableInputsAssets" xml:lang="en-US">Loss given default rate significant unobservable inputs assets.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_PriceBookValueMultipleSignificantUnobservableInputsAssets" xlink:label="loc_smfg_PriceBookValueMultipleSignificantUnobservableInputsAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_PriceBookValueMultipleSignificantUnobservableInputsAssets" xml:lang="en-US">Price Book Value Multiple Significant Unobservable Inputs Assets</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_PriceBookValueMultipleSignificantUnobservableInputsAssets" xml:lang="en-US">Price/Book value multiple</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_PriceBookValueMultipleSignificantUnobservableInputsAssets" xlink:to="lab_smfg_PriceBookValueMultipleSignificantUnobservableInputsAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_PriceBookValueMultipleSignificantUnobservableInputsAssets" xml:lang="en-US">Price/Book value multiple used as a significant unobservable inputs for assets.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_LiquidityDiscountSignificantUnobservableInputsAssets" xlink:label="loc_smfg_LiquidityDiscountSignificantUnobservableInputsAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_LiquidityDiscountSignificantUnobservableInputsAssets" xml:lang="en-US">Liquidity Discount Significant Unobservable Inputs Assets</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_LiquidityDiscountSignificantUnobservableInputsAssets" xml:lang="en-US">Liquidity discount</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_LiquidityDiscountSignificantUnobservableInputsAssets" xlink:to="lab_smfg_LiquidityDiscountSignificantUnobservableInputsAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_LiquidityDiscountSignificantUnobservableInputsAssets" xml:lang="en-US">Liquidity discount used as a significant unobservable inputs for assets.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_EquityToEquityCorrelationSignificantUnobservableInputsLiabilities" xlink:label="loc_smfg_EquityToEquityCorrelationSignificantUnobservableInputsLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_EquityToEquityCorrelationSignificantUnobservableInputsLiabilities" xml:lang="en-US">Equity To Equity Correlation Significant Unobservable Inputs Liabilities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_EquityToEquityCorrelationSignificantUnobservableInputsLiabilities" xml:lang="en-US">Equity to equity correlation</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_EquityToEquityCorrelationSignificantUnobservableInputsLiabilities" xlink:to="lab_smfg_EquityToEquityCorrelationSignificantUnobservableInputsLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_EquityToEquityCorrelationSignificantUnobservableInputsLiabilities" xml:lang="en-US">Equity correlation between stock price movements of different stocks used as a significant unobservable inputs for liabilities.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_InterestRateToInterestRateCorrelationSignificantUnobservableInputsLiabilities" xlink:label="loc_smfg_InterestRateToInterestRateCorrelationSignificantUnobservableInputsLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_InterestRateToInterestRateCorrelationSignificantUnobservableInputsLiabilities" xml:lang="en-US">Interest Rate To Interest Rate Correlation Significant Unobservable Inputs Liabilities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_InterestRateToInterestRateCorrelationSignificantUnobservableInputsLiabilities" xml:lang="en-US">Interest rate to interest rate correlation</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_InterestRateToInterestRateCorrelationSignificantUnobservableInputsLiabilities" xlink:to="lab_smfg_InterestRateToInterestRateCorrelationSignificantUnobservableInputsLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_InterestRateToInterestRateCorrelationSignificantUnobservableInputsLiabilities" xml:lang="en-US">Interest rate to interest rate correlation used as a significant unobservable inputs for liabilities.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_QuantoCorrelationSignificantUnobservableInputsLiabilities" xlink:label="loc_smfg_QuantoCorrelationSignificantUnobservableInputsLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_QuantoCorrelationSignificantUnobservableInputsLiabilities" xml:lang="en-US">Quanto Correlation Significant Unobservable Inputs Liabilities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_QuantoCorrelationSignificantUnobservableInputsLiabilities" xml:lang="en-US">Quanto correlation</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_QuantoCorrelationSignificantUnobservableInputsLiabilities" xlink:to="lab_smfg_QuantoCorrelationSignificantUnobservableInputsLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_QuantoCorrelationSignificantUnobservableInputsLiabilities" xml:lang="en-US">Quanto correlation, significant unobservable inputs, liabilities.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_HistoricalVolatilityForSharesSignificantUnobservableInputLiabilities" xlink:label="loc_smfg_HistoricalVolatilityForSharesSignificantUnobservableInputLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_HistoricalVolatilityForSharesSignificantUnobservableInputLiabilities" xml:lang="en-US">Historical Volatility For Shares Significant Unobservable Input Liabilities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_HistoricalVolatilityForSharesSignificantUnobservableInputLiabilities" xml:lang="en-US">Equity volatility</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_HistoricalVolatilityForSharesSignificantUnobservableInputLiabilities" xlink:to="lab_smfg_HistoricalVolatilityForSharesSignificantUnobservableInputLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_HistoricalVolatilityForSharesSignificantUnobservableInputLiabilities" xml:lang="en-US">Historical volatility for shares used as a significant Level 3 unobservable input for liabilities. [Refer: Level 3 of fair value hierarchy [member]].</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_ForeignExchangeVolatilitySignificantUnobservableInputsLiabilities" xlink:label="loc_smfg_ForeignExchangeVolatilitySignificantUnobservableInputsLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_ForeignExchangeVolatilitySignificantUnobservableInputsLiabilities" xml:lang="en-US">Foreign Exchange Volatility Significant Unobservable Inputs Liabilities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_ForeignExchangeVolatilitySignificantUnobservableInputsLiabilities" xml:lang="en-US">Foreign exchange volatility</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_ForeignExchangeVolatilitySignificantUnobservableInputsLiabilities" xlink:to="lab_smfg_ForeignExchangeVolatilitySignificantUnobservableInputsLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_ForeignExchangeVolatilitySignificantUnobservableInputsLiabilities" xml:lang="en-US">Foreign exchange volatility, significant unobservable inputs, liabilities.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DiscountMarginRateSignificantUnobservableInputsAssets" xlink:label="loc_smfg_DiscountMarginRateSignificantUnobservableInputsAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DiscountMarginRateSignificantUnobservableInputsAssets" xml:lang="en-US">Discount Margin Rate Significant Unobservable Inputs Assets</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DiscountMarginRateSignificantUnobservableInputsAssets" xml:lang="en-US">Discount margin</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DiscountMarginRateSignificantUnobservableInputsAssets" xlink:to="lab_smfg_DiscountMarginRateSignificantUnobservableInputsAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DiscountMarginRateSignificantUnobservableInputsAssets" xml:lang="en-US">Discount margin rate significant unobservable inputs assets.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis" xlink:label="loc_ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis" xml:lang="en-US">Valuation techniques used in fair value measurement [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis" xml:lang="en-US">Valuation techniques used in fair value measurement [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis" xlink:to="lab_ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_ValuationTechniquesUsedInFairValueMeasurementDomain" xlink:label="loc_ifrs-full_ValuationTechniquesUsedInFairValueMeasurementDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ValuationTechniquesUsedInFairValueMeasurementDomain" xml:lang="en-US">Valuation techniques used in fair value measurement [domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ValuationTechniquesUsedInFairValueMeasurementDomain" xml:lang="en-US">Valuation techniques [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ValuationTechniquesUsedInFairValueMeasurementDomain" xlink:to="lab_ifrs-full_ValuationTechniquesUsedInFairValueMeasurementDomain" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_OptionPricingModelMember" xlink:label="loc_ifrs-full_OptionPricingModelMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_OptionPricingModelMember" xml:lang="en-US">Option pricing model [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_OptionPricingModelMember" xml:lang="en-US">Option pricing model [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OptionPricingModelMember" xlink:to="lab_ifrs-full_OptionPricingModelMember" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_CreditDefaultModelMember" xlink:label="loc_smfg_CreditDefaultModelMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_CreditDefaultModelMember" xml:lang="en-US">Credit Default model [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_CreditDefaultModelMember" xml:lang="en-US">Credit default model [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_CreditDefaultModelMember" xlink:to="lab_smfg_CreditDefaultModelMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_CreditDefaultModelMember" xml:lang="en-US">Credit Default model [member]</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DiscountedCashFlowMember" xlink:label="loc_ifrs-full_DiscountedCashFlowMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DiscountedCashFlowMember" xml:lang="en-US">Discounted cash flow [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DiscountedCashFlowMember" xml:lang="en-US">Discounted cash flow [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DiscountedCashFlowMember" xlink:to="lab_ifrs-full_DiscountedCashFlowMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_MarketComparableCompaniesMember" xlink:label="loc_ifrs-full_MarketComparableCompaniesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_MarketComparableCompaniesMember" xml:lang="en-US">Market comparable companies [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_MarketComparableCompaniesMember" xml:lang="en-US">Market comparable companies [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_MarketComparableCompaniesMember" xlink:to="lab_ifrs-full_MarketComparableCompaniesMember" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DisclosureOfImpactOfValuationSensitivityAbstract" xlink:label="loc_smfg_DisclosureOfImpactOfValuationSensitivityAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DisclosureOfImpactOfValuationSensitivityAbstract" xml:lang="en-US">Disclosure of Impact of Valuation Sensitivity [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DisclosureOfImpactOfValuationSensitivityAbstract" xlink:to="lab_smfg_DisclosureOfImpactOfValuationSensitivityAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DisclosureOfImpactOfValuationSensitivityAbstract" xml:lang="en-US">Disclosure of impact of valuation sensitivity.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DisclosureOfImpactOfValuationSensitivityTable" xlink:label="loc_smfg_DisclosureOfImpactOfValuationSensitivityTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DisclosureOfImpactOfValuationSensitivityTable" xml:lang="en-US">Disclosure of impact of Valuation Sensitivity [table]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DisclosureOfImpactOfValuationSensitivityTable" xml:lang="en-US">Disclosure of impact of valuation sensitivity [Table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DisclosureOfImpactOfValuationSensitivityTable" xlink:to="lab_smfg_DisclosureOfImpactOfValuationSensitivityTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DisclosureOfImpactOfValuationSensitivityTable" xml:lang="en-US">Disclosure of impact of valuation sensitivity.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DisclosureOfImpactOfValuationSensitivityLineItems" xlink:label="loc_smfg_DisclosureOfImpactOfValuationSensitivityLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DisclosureOfImpactOfValuationSensitivityLineItems" xml:lang="en-US">Disclosure of Impact of Valuation Sensitivity [line items]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DisclosureOfImpactOfValuationSensitivityLineItems" xml:lang="en-US">Disclosure of impact of valuation sensitivity [Line Items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DisclosureOfImpactOfValuationSensitivityLineItems" xlink:to="lab_smfg_DisclosureOfImpactOfValuationSensitivityLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DisclosureOfImpactOfValuationSensitivityLineItems" xml:lang="en-US">The disclosure of impact of valuation sensitivity.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_IncreaseInFairValueMeasurementDueToChangeInMultipleUnobservableInputsToReflectReasonablyPossibleAlternativeAssumptionsAssets" xlink:label="loc_ifrs-full_IncreaseInFairValueMeasurementDueToChangeInMultipleUnobservableInputsToReflectReasonablyPossibleAlternativeAssumptionsAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_IncreaseInFairValueMeasurementDueToChangeInMultipleUnobservableInputsToReflectReasonablyPossibleAlternativeAssumptionsAssets" xml:lang="en-US">Increase in fair value measurement due to change in multiple unobservable inputs to reflect reasonably possible alternative assumptions, assets</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_IncreaseInFairValueMeasurementDueToChangeInMultipleUnobservableInputsToReflectReasonablyPossibleAlternativeAssumptionsAssets" xml:lang="en-US">Financial assets, Favorable changes</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IncreaseInFairValueMeasurementDueToChangeInMultipleUnobservableInputsToReflectReasonablyPossibleAlternativeAssumptionsAssets" xlink:to="lab_ifrs-full_IncreaseInFairValueMeasurementDueToChangeInMultipleUnobservableInputsToReflectReasonablyPossibleAlternativeAssumptionsAssets" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DecreaseInFairValueMeasurementDueToChangeInMultipleUnobservableInputsToReflectReasonablyPossibleAlternativeAssumptionsAssets" xlink:label="loc_ifrs-full_DecreaseInFairValueMeasurementDueToChangeInMultipleUnobservableInputsToReflectReasonablyPossibleAlternativeAssumptionsAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DecreaseInFairValueMeasurementDueToChangeInMultipleUnobservableInputsToReflectReasonablyPossibleAlternativeAssumptionsAssets" xml:lang="en-US">Decrease in fair value measurement due to change in multiple unobservable inputs to reflect reasonably possible alternative assumptions, assets</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DecreaseInFairValueMeasurementDueToChangeInMultipleUnobservableInputsToReflectReasonablyPossibleAlternativeAssumptionsAssets" xml:lang="en-US">Financial assets, Unfavorable changes</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DecreaseInFairValueMeasurementDueToChangeInMultipleUnobservableInputsToReflectReasonablyPossibleAlternativeAssumptionsAssets" xlink:to="lab_ifrs-full_DecreaseInFairValueMeasurementDueToChangeInMultipleUnobservableInputsToReflectReasonablyPossibleAlternativeAssumptionsAssets" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DerivativeFinancialInstrumentsFinancialLiabilities" xlink:label="loc_smfg_DerivativeFinancialInstrumentsFinancialLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DerivativeFinancialInstrumentsFinancialLiabilities" xml:lang="en-US">Derivative Financial Instruments Financial Liabilities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DerivativeFinancialInstrumentsFinancialLiabilities" xml:lang="en-US">Derivative financial instruments</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DerivativeFinancialInstrumentsFinancialLiabilities" xlink:to="lab_smfg_DerivativeFinancialInstrumentsFinancialLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DerivativeFinancialInstrumentsFinancialLiabilities" xml:lang="en-US">Derivative Financial Instruments Financial Liabilities.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DerivativeFinancialInstrumentsFinancialAssets" xlink:label="loc_smfg_DerivativeFinancialInstrumentsFinancialAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DerivativeFinancialInstrumentsFinancialAssets" xml:lang="en-US">Derivative Financial Instruments Financial Assets</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DerivativeFinancialInstrumentsFinancialAssets" xml:lang="en-US">Derivative financial instruments</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DerivativeFinancialInstrumentsFinancialAssets" xlink:to="lab_smfg_DerivativeFinancialInstrumentsFinancialAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DerivativeFinancialInstrumentsFinancialAssets" xml:lang="en-US">Derivative Financial Instruments Financial Assets.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_IncreaseInFairValueMeasurementDueToChangeInMultipleUnobservableInputsToReflectReasonablyPossibleAlternativeAssumptionsLiabilities" xlink:label="loc_ifrs-full_IncreaseInFairValueMeasurementDueToChangeInMultipleUnobservableInputsToReflectReasonablyPossibleAlternativeAssumptionsLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_IncreaseInFairValueMeasurementDueToChangeInMultipleUnobservableInputsToReflectReasonablyPossibleAlternativeAssumptionsLiabilities" xml:lang="en-US">Increase in fair value measurement due to change in multiple unobservable inputs to reflect reasonably possible alternative assumptions, liabilities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_IncreaseInFairValueMeasurementDueToChangeInMultipleUnobservableInputsToReflectReasonablyPossibleAlternativeAssumptionsLiabilities" xml:lang="en-US">Financial liabilities, Favorable changes</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IncreaseInFairValueMeasurementDueToChangeInMultipleUnobservableInputsToReflectReasonablyPossibleAlternativeAssumptionsLiabilities" xlink:to="lab_ifrs-full_IncreaseInFairValueMeasurementDueToChangeInMultipleUnobservableInputsToReflectReasonablyPossibleAlternativeAssumptionsLiabilities" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DecreaseInFairValueMeasurementDueToChangeInMultipleUnobservableInputsToReflectReasonablyPossibleAlternativeAssumptionsLiabilities" xlink:label="loc_ifrs-full_DecreaseInFairValueMeasurementDueToChangeInMultipleUnobservableInputsToReflectReasonablyPossibleAlternativeAssumptionsLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DecreaseInFairValueMeasurementDueToChangeInMultipleUnobservableInputsToReflectReasonablyPossibleAlternativeAssumptionsLiabilities" xml:lang="en-US">Decrease in fair value measurement due to change in multiple unobservable inputs to reflect reasonably possible alternative assumptions, liabilities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DecreaseInFairValueMeasurementDueToChangeInMultipleUnobservableInputsToReflectReasonablyPossibleAlternativeAssumptionsLiabilities" xml:lang="en-US">Financial liabilities, Unfavorable changes</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DecreaseInFairValueMeasurementDueToChangeInMultipleUnobservableInputsToReflectReasonablyPossibleAlternativeAssumptionsLiabilities" xlink:to="lab_ifrs-full_DecreaseInFairValueMeasurementDueToChangeInMultipleUnobservableInputsToReflectReasonablyPossibleAlternativeAssumptionsLiabilities" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_SensitivityAnalysisAxis" xlink:label="loc_smfg_SensitivityAnalysisAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_SensitivityAnalysisAxis" xml:lang="en-US">Sensitivity Analysis [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_SensitivityAnalysisAxis" xml:lang="en-US">Sensitivity analysis [Axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_SensitivityAnalysisAxis" xlink:to="lab_smfg_SensitivityAnalysisAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_SensitivityAnalysisAxis" xml:lang="en-US">Sensitivity analysis.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_SensitivityAnalysisDomain" xlink:label="loc_smfg_SensitivityAnalysisDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_SensitivityAnalysisDomain" xml:lang="en-US">Sensitivity Analysis [domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_SensitivityAnalysisDomain" xml:lang="en-US">Sensitivity analysis [Domain]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_SensitivityAnalysisDomain" xlink:to="lab_smfg_SensitivityAnalysisDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_SensitivityAnalysisDomain" xml:lang="en-US">Sensitivity analysis.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_RecordedInProfitAndLossMember" xlink:label="loc_smfg_RecordedInProfitAndLossMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_RecordedInProfitAndLossMember" xml:lang="en-US">Recorded in Profit and Loss [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_RecordedInProfitAndLossMember" xml:lang="en-US">Recorded in profit and loss [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_RecordedInProfitAndLossMember" xlink:to="lab_smfg_RecordedInProfitAndLossMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_RecordedInProfitAndLossMember" xml:lang="en-US">Recorded in profit and loss.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_RecordedInEquityMember" xlink:label="loc_smfg_RecordedInEquityMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_RecordedInEquityMember" xml:lang="en-US">Recorded in Equity [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_RecordedInEquityMember" xml:lang="en-US">Recorded in equity [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_RecordedInEquityMember" xlink:to="lab_smfg_RecordedInEquityMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_RecordedInEquityMember" xml:lang="en-US">Recorded in equity.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_SummaryOfFinancialAssetsAndLiabilitiesNotCarriedAtFairValueAbstract" xlink:label="loc_smfg_SummaryOfFinancialAssetsAndLiabilitiesNotCarriedAtFairValueAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_SummaryOfFinancialAssetsAndLiabilitiesNotCarriedAtFairValueAbstract" xml:lang="en-US">Summary of financial assets and liabilities not carried at fair value [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_SummaryOfFinancialAssetsAndLiabilitiesNotCarriedAtFairValueAbstract" xlink:to="lab_smfg_SummaryOfFinancialAssetsAndLiabilitiesNotCarriedAtFairValueAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_SummaryOfFinancialAssetsAndLiabilitiesNotCarriedAtFairValueAbstract" xml:lang="en-US">Summary of financial assets and liabilities not carried at fair value.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DisclosureOfFinancialAssetsAndLiabilitiesNotCarriedAtFairValueTable" xlink:label="loc_smfg_DisclosureOfFinancialAssetsAndLiabilitiesNotCarriedAtFairValueTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DisclosureOfFinancialAssetsAndLiabilitiesNotCarriedAtFairValueTable" xml:lang="en-US">Disclosure of financial assets and liabilities not carried at fair value [table]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DisclosureOfFinancialAssetsAndLiabilitiesNotCarriedAtFairValueTable" xml:lang="en-US">Disclosure of financial assets and liabilities not carried at fair value [table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DisclosureOfFinancialAssetsAndLiabilitiesNotCarriedAtFairValueTable" xlink:to="lab_smfg_DisclosureOfFinancialAssetsAndLiabilitiesNotCarriedAtFairValueTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DisclosureOfFinancialAssetsAndLiabilitiesNotCarriedAtFairValueTable" xml:lang="en-US">Disclosure of financial assets and liabilities not carried at fair value.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DisclosureOfFinancialAssetsAndLiabilitiesNotCarriedAtFairValueLineItems" xlink:label="loc_smfg_DisclosureOfFinancialAssetsAndLiabilitiesNotCarriedAtFairValueLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DisclosureOfFinancialAssetsAndLiabilitiesNotCarriedAtFairValueLineItems" xml:lang="en-US">Disclosure of financial assets and liabilities not carried at fair value [line items]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DisclosureOfFinancialAssetsAndLiabilitiesNotCarriedAtFairValueLineItems" xml:lang="en-US">Disclosure of financial assets and liabilities not carried at fair value [line items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DisclosureOfFinancialAssetsAndLiabilitiesNotCarriedAtFairValueLineItems" xlink:to="lab_smfg_DisclosureOfFinancialAssetsAndLiabilitiesNotCarriedAtFairValueLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DisclosureOfFinancialAssetsAndLiabilitiesNotCarriedAtFairValueLineItems" xml:lang="en-US">Disclosure of financial assets and liabilities not carried at fair value.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_InvestmentSecuritiesAbstract" xlink:label="loc_smfg_InvestmentSecuritiesAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_InvestmentSecuritiesAbstract" xml:lang="en-US">Investment Securities [abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_InvestmentSecuritiesAbstract" xml:lang="en-US">Investment securities:</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_InvestmentSecuritiesAbstract" xlink:to="lab_smfg_InvestmentSecuritiesAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_InvestmentSecuritiesAbstract" xml:lang="en-US">The investment securities..</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_BalancesOnNoninterestbearingDepositsDemandDepositsAndDepositsAtNoticeFromCustomers" xlink:label="loc_smfg_BalancesOnNoninterestbearingDepositsDemandDepositsAndDepositsAtNoticeFromCustomers" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_BalancesOnNoninterestbearingDepositsDemandDepositsAndDepositsAtNoticeFromCustomers" xml:lang="en-US">Balances on non-interest-bearing deposits, demand deposits and deposits at notice from customers</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_BalancesOnNoninterestbearingDepositsDemandDepositsAndDepositsAtNoticeFromCustomers" xml:lang="en-US">Non-interest-bearing deposits, demand deposits and deposits at notice</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_BalancesOnNoninterestbearingDepositsDemandDepositsAndDepositsAtNoticeFromCustomers" xlink:to="lab_smfg_BalancesOnNoninterestbearingDepositsDemandDepositsAndDepositsAtNoticeFromCustomers" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_BalancesOnNoninterestbearingDepositsDemandDepositsAndDepositsAtNoticeFromCustomers" xml:lang="en-US">The balances on non-interest-bearing deposits, demand deposits and deposits at notice from customers.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_CarryingValueMember" xlink:label="loc_smfg_CarryingValueMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_CarryingValueMember" xml:lang="en-US">Carrying value [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_CarryingValueMember" xml:lang="en-US">Carrying value [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_CarryingValueMember" xlink:to="lab_smfg_CarryingValueMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_CarryingValueMember" xml:lang="en-US">Carrying value [member]</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember" xlink:label="loc_ifrs-full_NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember" xml:lang="en-US">Not measured at fair value in statement of financial position but for which fair value is disclosed [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember" xml:lang="en-US">Not carried at fair value [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember" xlink:to="lab_ifrs-full_NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DisclosureOfOffsettingOfFinancialAssetsAndFinancialLiabilitiesAbstract" xlink:label="loc_smfg_DisclosureOfOffsettingOfFinancialAssetsAndFinancialLiabilitiesAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DisclosureOfOffsettingOfFinancialAssetsAndFinancialLiabilitiesAbstract" xml:lang="en-US">Disclosure Of Offsetting Of Financial Assets And Financial Liabilities [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DisclosureOfOffsettingOfFinancialAssetsAndFinancialLiabilitiesAbstract" xlink:to="lab_smfg_DisclosureOfOffsettingOfFinancialAssetsAndFinancialLiabilitiesAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DisclosureOfOffsettingOfFinancialAssetsAndFinancialLiabilitiesAbstract" xml:lang="en-US">The disclosure of the offsetting of financial assets and liabilities.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DisclosureOfOffsettingOfFinancialAssetsAndFinancialLiabilitiesTable" xlink:label="loc_smfg_DisclosureOfOffsettingOfFinancialAssetsAndFinancialLiabilitiesTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DisclosureOfOffsettingOfFinancialAssetsAndFinancialLiabilitiesTable" xml:lang="en-US">Disclosure Of Offsetting Of Financial Assets And Financial Liabilities [table]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DisclosureOfOffsettingOfFinancialAssetsAndFinancialLiabilitiesTable" xml:lang="en-US">Disclosure of offsetting of financial assets and liabilities [Table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DisclosureOfOffsettingOfFinancialAssetsAndFinancialLiabilitiesTable" xlink:to="lab_smfg_DisclosureOfOffsettingOfFinancialAssetsAndFinancialLiabilitiesTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DisclosureOfOffsettingOfFinancialAssetsAndFinancialLiabilitiesTable" xml:lang="en-US">Schedule disclosing information related to the offsetting of financial assets and liabilities.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DisclosureOfOffsettingOfFinancialAssetsAndFinancialLiabilitiesLineItems" xlink:label="loc_smfg_DisclosureOfOffsettingOfFinancialAssetsAndFinancialLiabilitiesLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DisclosureOfOffsettingOfFinancialAssetsAndFinancialLiabilitiesLineItems" xml:lang="en-US">Disclosure of offsetting of financial assets and financial liabilities [line items]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DisclosureOfOffsettingOfFinancialAssetsAndFinancialLiabilitiesLineItems" xml:lang="en-US">Disclosure of offsetting of financial assets and liabilities [Line Items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DisclosureOfOffsettingOfFinancialAssetsAndFinancialLiabilitiesLineItems" xlink:to="lab_smfg_DisclosureOfOffsettingOfFinancialAssetsAndFinancialLiabilitiesLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DisclosureOfOffsettingOfFinancialAssetsAndFinancialLiabilitiesLineItems" xml:lang="en-US">Line items of the offsetting of financial assets and liabilities.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_GrossFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" xlink:label="loc_ifrs-full_GrossFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_GrossFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" xml:lang="en-US">Gross financial assets subject to offsetting, enforceable master netting arrangements or similar agreements</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_GrossFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" xml:lang="en-US">Financial assets, Gross amounts of recognized financial assets and liabilities</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_GrossFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" xlink:to="lab_ifrs-full_GrossFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_GrossFinancialLiabilitiesSetOffAgainstFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" xlink:label="loc_ifrs-full_GrossFinancialLiabilitiesSetOffAgainstFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_GrossFinancialLiabilitiesSetOffAgainstFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" xml:lang="en-US">Gross financial liabilities set off against financial assets subject to offsetting, enforceable master netting arrangements or similar agreements</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_ifrs-full_GrossFinancialLiabilitiesSetOffAgainstFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" xml:lang="en-US">Financial assets, Gross amounts offset in statement of financial position</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_GrossFinancialLiabilitiesSetOffAgainstFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" xlink:to="lab_ifrs-full_GrossFinancialLiabilitiesSetOffAgainstFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsInStatementOfFinancialPosition" xlink:label="loc_ifrs-full_NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsInStatementOfFinancialPosition" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsInStatementOfFinancialPosition" xml:lang="en-US">Net financial assets subject to offsetting, enforceable master netting arrangements or similar agreements in statement of financial position</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_ifrs-full_NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsInStatementOfFinancialPosition" xml:lang="en-US">Financial assets, Net amounts presented in statement of financial position</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsInStatementOfFinancialPosition" xlink:to="lab_ifrs-full_NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsInStatementOfFinancialPosition" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets" xlink:label="loc_ifrs-full_FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets" xml:lang="en-US">Financial instruments subject to enforceable master netting arrangement or similar agreement not set off against financial assets</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_ifrs-full_FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets" xml:lang="en-US">Financial assets, Related amounts not offset in statement of financial position, Financial instruments</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets" xlink:to="lab_ifrs-full_FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_CashCollateralReceivedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets" xlink:label="loc_ifrs-full_CashCollateralReceivedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_CashCollateralReceivedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets" xml:lang="en-US">Cash collateral received subject to enforceable master netting arrangement or similar agreement not set off against financial assets</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_ifrs-full_CashCollateralReceivedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets" xml:lang="en-US">Financial assets, Related amounts not offset in statement of financial position, Cash collateral</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CashCollateralReceivedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets" xlink:to="lab_ifrs-full_CashCollateralReceivedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" xlink:label="loc_ifrs-full_NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" xml:lang="en-US">Net financial assets subject to offsetting, enforceable master netting arrangements or similar agreements</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_ifrs-full_NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" xml:lang="en-US">Financial assets, Net amounts</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" xlink:to="lab_ifrs-full_NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_GrossFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" xlink:label="loc_ifrs-full_GrossFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_GrossFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" xml:lang="en-US">Gross financial liabilities subject to offsetting, enforceable master netting arrangements or similar agreements</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_GrossFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" xml:lang="en-US">Financial liabilities, Gross amounts of recognized financial assets and liabilities</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_GrossFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" xlink:to="lab_ifrs-full_GrossFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_GrossFinancialAssetsSetOffAgainstFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" xlink:label="loc_ifrs-full_GrossFinancialAssetsSetOffAgainstFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_GrossFinancialAssetsSetOffAgainstFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" xml:lang="en-US">Gross financial assets set off against financial liabilities subject to offsetting, enforceable master netting arrangements or similar agreements</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_ifrs-full_GrossFinancialAssetsSetOffAgainstFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" xml:lang="en-US">Financial liabilities, Gross amounts offset in statement of financial position</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_GrossFinancialAssetsSetOffAgainstFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" xlink:to="lab_ifrs-full_GrossFinancialAssetsSetOffAgainstFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsInStatementOfFinancialPosition" xlink:label="loc_ifrs-full_NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsInStatementOfFinancialPosition" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsInStatementOfFinancialPosition" xml:lang="en-US">Net financial liabilities subject to offsetting, enforceable master netting arrangements or similar agreements in statement of financial position</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_ifrs-full_NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsInStatementOfFinancialPosition" xml:lang="en-US">Financial liabilities, Net amounts presented in statement of financial position</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsInStatementOfFinancialPosition" xlink:to="lab_ifrs-full_NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsInStatementOfFinancialPosition" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities" xlink:label="loc_ifrs-full_FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities" xml:lang="en-US">Financial instruments subject to enforceable master netting arrangement or similar agreement not set off against financial liabilities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_ifrs-full_FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities" xml:lang="en-US">Financial liabilities, Related amounts not offset in statement of financial position, Financial instruments</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities" xlink:to="lab_ifrs-full_FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_CashCollateralPledgedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities" xlink:label="loc_ifrs-full_CashCollateralPledgedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_CashCollateralPledgedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities" xml:lang="en-US">Cash collateral pledged subject to enforceable master netting arrangement or similar agreement not set off against financial liabilities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_ifrs-full_CashCollateralPledgedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities" xml:lang="en-US">Financial liabilities, Related amounts not offset in statement of financial position, Cash collateral</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CashCollateralPledgedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities" xlink:to="lab_ifrs-full_CashCollateralPledgedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" xlink:label="loc_ifrs-full_NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" xml:lang="en-US">Net financial liabilities subject to offsetting, enforceable master netting arrangements or similar agreements</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_ifrs-full_NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" xml:lang="en-US">Financial liabilities, Net amounts</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" xlink:to="lab_ifrs-full_NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_TypesOfFinancialAssetsAxis" xlink:label="loc_ifrs-full_TypesOfFinancialAssetsAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_TypesOfFinancialAssetsAxis" xml:lang="en-US">Types of financial assets [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_TypesOfFinancialAssetsAxis" xml:lang="en-US">Types of financial assets [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_TypesOfFinancialAssetsAxis" xlink:to="lab_ifrs-full_TypesOfFinancialAssetsAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_TypesOfFinancialAssetsDomain" xlink:label="loc_ifrs-full_TypesOfFinancialAssetsDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_TypesOfFinancialAssetsDomain" xml:lang="en-US">Types of financial assets [domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_TypesOfFinancialAssetsDomain" xml:lang="en-US">Financial assets, type [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_TypesOfFinancialAssetsDomain" xlink:to="lab_ifrs-full_TypesOfFinancialAssetsDomain" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_ReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowedMember" xlink:label="loc_smfg_ReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowedMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_ReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowedMember" xml:lang="en-US">Reverse repurchase agreements and cash collateral on securities borrowed [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_ReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowedMember" xml:lang="en-US">Reverse repurchase agreements and cash collateral on securities borrowed [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_ReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowedMember" xlink:to="lab_smfg_ReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowedMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_ReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowedMember" xml:lang="en-US">Reverse repurchase agreements and cash collateral on securities borrowed.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_TypesOfFinancialLiabilitiesAxis" xlink:label="loc_ifrs-full_TypesOfFinancialLiabilitiesAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_TypesOfFinancialLiabilitiesAxis" xml:lang="en-US">Types of financial liabilities [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_TypesOfFinancialLiabilitiesAxis" xml:lang="en-US">Types of financial liabilities [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_TypesOfFinancialLiabilitiesAxis" xlink:to="lab_ifrs-full_TypesOfFinancialLiabilitiesAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_TypesOfFinancialLiabilitiesDomain" xlink:label="loc_ifrs-full_TypesOfFinancialLiabilitiesDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_TypesOfFinancialLiabilitiesDomain" xml:lang="en-US">Types of financial liabilities [domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_TypesOfFinancialLiabilitiesDomain" xml:lang="en-US">Financial liabilities, type [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_TypesOfFinancialLiabilitiesDomain" xlink:to="lab_ifrs-full_TypesOfFinancialLiabilitiesDomain" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_RepurchaseAgreementsAndCashCollateralOnSecuritiesLentMember" xlink:label="loc_smfg_RepurchaseAgreementsAndCashCollateralOnSecuritiesLentMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_RepurchaseAgreementsAndCashCollateralOnSecuritiesLentMember" xml:lang="en-US">Repurchase Agreements And Cash Collateral On Securities Lent [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_RepurchaseAgreementsAndCashCollateralOnSecuritiesLentMember" xml:lang="en-US">Repurchase agreements and cash collateral on securities lent [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_RepurchaseAgreementsAndCashCollateralOnSecuritiesLentMember" xlink:to="lab_smfg_RepurchaseAgreementsAndCashCollateralOnSecuritiesLentMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_RepurchaseAgreementsAndCashCollateralOnSecuritiesLentMember" xml:lang="en-US">Repurchase agreements and cash collateral on securities lent.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DerivativeFinancialInstrumentsLiabilities1Member" xlink:label="loc_smfg_DerivativeFinancialInstrumentsLiabilities1Member" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DerivativeFinancialInstrumentsLiabilities1Member" xml:lang="en-US">Derivative Financial Instruments Liabilities 1 [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DerivativeFinancialInstrumentsLiabilities1Member" xml:lang="en-US">Derivative financial liabilities [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DerivativeFinancialInstrumentsLiabilities1Member" xlink:to="lab_smfg_DerivativeFinancialInstrumentsLiabilities1Member" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DerivativeFinancialInstrumentsLiabilities1Member" xml:lang="en-US">This member stands for derivative financial liabilities.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfCreditRiskExposureAbstract" xlink:label="loc_ifrs-full_DisclosureOfCreditRiskExposureAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfCreditRiskExposureAbstract" xml:lang="en-US">Disclosure of credit risk exposure [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfCreditRiskExposureAbstract" xlink:to="lab_ifrs-full_DisclosureOfCreditRiskExposureAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfCreditRiskExposureTable" xlink:label="loc_ifrs-full_DisclosureOfCreditRiskExposureTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfCreditRiskExposureTable" xml:lang="en-US">Disclosure of credit risk exposure [table]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfCreditRiskExposureTable" xml:lang="en-US">Disclosure of credit risk exposure [table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfCreditRiskExposureTable" xlink:to="lab_ifrs-full_DisclosureOfCreditRiskExposureTable" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DepositsWithBanksMember" xlink:label="loc_smfg_DepositsWithBanksMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DepositsWithBanksMember" xml:lang="en-US">Deposits with Banks [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DepositsWithBanksMember" xml:lang="en-US">Deposits with banks [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DepositsWithBanksMember" xlink:to="lab_smfg_DepositsWithBanksMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DepositsWithBanksMember" xml:lang="en-US">Deposits with banks.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_CallLoansAndBillsBoughtMember" xlink:label="loc_smfg_CallLoansAndBillsBoughtMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_CallLoansAndBillsBoughtMember" xml:lang="en-US">Call Loans and Bills Bought [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_CallLoansAndBillsBoughtMember" xml:lang="en-US">Call loans and bills bought [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_CallLoansAndBillsBoughtMember" xlink:to="lab_smfg_CallLoansAndBillsBoughtMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_CallLoansAndBillsBoughtMember" xml:lang="en-US">Call loans and bills bought.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_FinancialAssetsAtAmortisedCostMember" xlink:label="loc_ifrs-full_FinancialAssetsAtAmortisedCostMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_FinancialAssetsAtAmortisedCostMember" xml:lang="en-US">Financial assets at amortised cost, class [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_FinancialAssetsAtAmortisedCostMember" xml:lang="en-US">Debt investment securities at amortized cost [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialAssetsAtAmortisedCostMember" xlink:to="lab_ifrs-full_FinancialAssetsAtAmortisedCostMember" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_OtherFinancialAssetMember" xlink:label="loc_smfg_OtherFinancialAssetMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_OtherFinancialAssetMember" xml:lang="en-US">Other financial asset [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_OtherFinancialAssetMember" xml:lang="en-US">Other financial asset [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_OtherFinancialAssetMember" xlink:to="lab_smfg_OtherFinancialAssetMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_OtherFinancialAssetMember" xml:lang="en-US">Other financial asset.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfCreditRiskExposureLineItems" xlink:label="loc_ifrs-full_DisclosureOfCreditRiskExposureLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfCreditRiskExposureLineItems" xml:lang="en-US">Disclosure of credit risk exposure [line items]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfCreditRiskExposureLineItems" xml:lang="en-US">Disclosure of credit risk exposure [line items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfCreditRiskExposureLineItems" xlink:to="lab_ifrs-full_DisclosureOfCreditRiskExposureLineItems" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_FinancialEffectOfCollateralAndOtherCreditEnhancements" xlink:label="loc_smfg_FinancialEffectOfCollateralAndOtherCreditEnhancements" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_FinancialEffectOfCollateralAndOtherCreditEnhancements" xml:lang="en-US">Financial Effect Of Collateral And Other Credit Enhancements</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_FinancialEffectOfCollateralAndOtherCreditEnhancements" xml:lang="en-US">Financial effect of collateral and other credit enhancements</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_FinancialEffectOfCollateralAndOtherCreditEnhancements" xlink:to="lab_smfg_FinancialEffectOfCollateralAndOtherCreditEnhancements" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_FinancialEffectOfCollateralAndOtherCreditEnhancements" xml:lang="en-US">Financial effect of collateral and other credit enhancements.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_ImpairedLoansAndAdvances" xlink:label="loc_smfg_ImpairedLoansAndAdvances" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_ImpairedLoansAndAdvances" xml:lang="en-US">Impaired Loans And Advances</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_ImpairedLoansAndAdvances" xml:lang="en-US">Impaired loans and advances</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_ImpairedLoansAndAdvances" xlink:to="lab_smfg_ImpairedLoansAndAdvances" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_ImpairedLoansAndAdvances" xml:lang="en-US">Impaired loans and advances.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_AllowanceForLoanLosses" xlink:label="loc_smfg_AllowanceForLoanLosses" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_AllowanceForLoanLosses" xml:lang="en-US">Allowance for loan Losses</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_AllowanceForLoanLosses" xml:lang="en-US">Less: Allowance for loan losses</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_AllowanceForLoanLosses" xlink:to="lab_smfg_AllowanceForLoanLosses" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_AllowanceForLoanLosses" xml:lang="en-US">Allowance for loan Losses.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd#srt_EuropeMember" xlink:label="loc_srt_EuropeMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_srt_EuropeMember" xml:lang="en-US">Europe [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_srt_EuropeMember" xml:lang="en-US">Europe [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_EuropeMember" xlink:to="lab_srt_EuropeMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd#srt_AsiaMember" xlink:label="loc_srt_AsiaMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_srt_AsiaMember" xml:lang="en-US">Asia [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_srt_AsiaMember" xml:lang="en-US">Asia [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_AsiaMember" xlink:to="lab_srt_AsiaMember" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_OtherForeignCountriesMember" xlink:label="loc_smfg_OtherForeignCountriesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_OtherForeignCountriesMember" xml:lang="en-US">Other Foreign Countries [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_OtherForeignCountriesMember" xml:lang="en-US">Others [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_OtherForeignCountriesMember" xlink:to="lab_smfg_OtherForeignCountriesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_OtherForeignCountriesMember" xml:lang="en-US">Other foreign countries.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_TypesOfCustomersAxis" xlink:label="loc_ifrs-full_TypesOfCustomersAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_TypesOfCustomersAxis" xml:lang="en-US">Types of customers [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_TypesOfCustomersAxis" xml:lang="en-US">Types of customers [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_TypesOfCustomersAxis" xlink:to="lab_ifrs-full_TypesOfCustomersAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_TypesOfCustomersDomain" xlink:label="loc_ifrs-full_TypesOfCustomersDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_TypesOfCustomersDomain" xml:lang="en-US">Types of customers [domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_TypesOfCustomersDomain" xml:lang="en-US">Types of customers [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_TypesOfCustomersDomain" xlink:to="lab_ifrs-full_TypesOfCustomersDomain" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_ManufacturingMember" xlink:label="loc_smfg_ManufacturingMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_ManufacturingMember" xml:lang="en-US">Manufacturing [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_ManufacturingMember" xml:lang="en-US">Manufacturing [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_ManufacturingMember" xlink:to="lab_smfg_ManufacturingMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_ManufacturingMember" xml:lang="en-US">Classification of loan by industry sector defined by the Bank of Japan: Manufacturing.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_AgricultureForestryFisheriesAndMiningMember" xlink:label="loc_smfg_AgricultureForestryFisheriesAndMiningMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_AgricultureForestryFisheriesAndMiningMember" xml:lang="en-US">Agriculture, forestry, fisheries and mining [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_AgricultureForestryFisheriesAndMiningMember" xml:lang="en-US">Agriculture, forestry, fisheries and mining [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_AgricultureForestryFisheriesAndMiningMember" xlink:to="lab_smfg_AgricultureForestryFisheriesAndMiningMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_AgricultureForestryFisheriesAndMiningMember" xml:lang="en-US">Classification of loan by industry sector defined by the Bank of Japan: Agriculture, forestry, fisheries and mining.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_Construction1Member" xlink:label="loc_smfg_Construction1Member" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_Construction1Member" xml:lang="en-US">Construction1 [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_Construction1Member" xml:lang="en-US">Construction [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_Construction1Member" xlink:to="lab_smfg_Construction1Member" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_Construction1Member" xml:lang="en-US">Classification of loan by industry sector defined by the Bank of Japan: Construction.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_TransportationCommunicationsAndPublicEnterprisesMember" xlink:label="loc_smfg_TransportationCommunicationsAndPublicEnterprisesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_TransportationCommunicationsAndPublicEnterprisesMember" xml:lang="en-US">Transportation, communications and public enterprises [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_TransportationCommunicationsAndPublicEnterprisesMember" xml:lang="en-US">Transportation, communications and public enterprises [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_TransportationCommunicationsAndPublicEnterprisesMember" xlink:to="lab_smfg_TransportationCommunicationsAndPublicEnterprisesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_TransportationCommunicationsAndPublicEnterprisesMember" xml:lang="en-US">Classification of loan by industry sector defined by the Bank of Japan: Transportation, communications and public enterprises.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_WholesaleAndRetailMember" xlink:label="loc_smfg_WholesaleAndRetailMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_WholesaleAndRetailMember" xml:lang="en-US">Wholesale and retail [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_WholesaleAndRetailMember" xml:lang="en-US">Wholesale and retail [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_WholesaleAndRetailMember" xlink:to="lab_smfg_WholesaleAndRetailMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_WholesaleAndRetailMember" xml:lang="en-US">Classification of loan by industry sector defined by the Bank of Japan: Wholesale and retail.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_FinanceAndInsuranceMember" xlink:label="loc_smfg_FinanceAndInsuranceMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_FinanceAndInsuranceMember" xml:lang="en-US">Finance and insurance [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_FinanceAndInsuranceMember" xml:lang="en-US">Finance and insurance [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_FinanceAndInsuranceMember" xlink:to="lab_smfg_FinanceAndInsuranceMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_FinanceAndInsuranceMember" xml:lang="en-US">Classification of loan by industry sector defined by the Bank of Japan: Finance and insurance.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_RealEstateAndGoodsRentalAndLeasingMember" xlink:label="loc_smfg_RealEstateAndGoodsRentalAndLeasingMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_RealEstateAndGoodsRentalAndLeasingMember" xml:lang="en-US">Real estate and goods rental and leasing [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_RealEstateAndGoodsRentalAndLeasingMember" xml:lang="en-US">Real estate and goods rental and leasing [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_RealEstateAndGoodsRentalAndLeasingMember" xlink:to="lab_smfg_RealEstateAndGoodsRentalAndLeasingMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_RealEstateAndGoodsRentalAndLeasingMember" xml:lang="en-US">Classification of loan by industry sector defined by the Bank of Japan: Real estate and goods rental and leasing.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_ServicesMember" xlink:label="loc_smfg_ServicesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_ServicesMember" xml:lang="en-US">Services [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_ServicesMember" xml:lang="en-US">Services [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_ServicesMember" xlink:to="lab_smfg_ServicesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_ServicesMember" xml:lang="en-US">Classification of loan by industry sector defined by the Bank of Japan: Services.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_MunicipalitiesMember" xlink:label="loc_smfg_MunicipalitiesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_MunicipalitiesMember" xml:lang="en-US">Municipalities [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_MunicipalitiesMember" xml:lang="en-US">Municipalities [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_MunicipalitiesMember" xlink:to="lab_smfg_MunicipalitiesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_MunicipalitiesMember" xml:lang="en-US">Classification of loan by industry sector defined by the Bank of Japan: Municipalities.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_ConsumerLoansMember" xlink:label="loc_ifrs-full_ConsumerLoansMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ConsumerLoansMember" xml:lang="en-US">Loans to consumers [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ConsumerLoansMember" xml:lang="en-US">Consumer [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ConsumerLoansMember" xlink:to="lab_ifrs-full_ConsumerLoansMember" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_PublicSectorMember" xlink:label="loc_smfg_PublicSectorMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_PublicSectorMember" xml:lang="en-US">Public sector [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_PublicSectorMember" xml:lang="en-US">Public sector [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_PublicSectorMember" xlink:to="lab_smfg_PublicSectorMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_PublicSectorMember" xml:lang="en-US">Classification of loan by industry sector defined by the Bank of Japan: Public sector.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_FinancialInstitutionsMember" xlink:label="loc_smfg_FinancialInstitutionsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_FinancialInstitutionsMember" xml:lang="en-US">Financial institutions [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_FinancialInstitutionsMember" xml:lang="en-US">Financial institutions [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_FinancialInstitutionsMember" xlink:to="lab_smfg_FinancialInstitutionsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_FinancialInstitutionsMember" xml:lang="en-US">Classification of loan by industry sector defined by the Bank of Japan: Financial institutions.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_CommerceAndIndustryMember" xlink:label="loc_smfg_CommerceAndIndustryMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_CommerceAndIndustryMember" xml:lang="en-US">Commerce and industry [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_CommerceAndIndustryMember" xml:lang="en-US">Commerce and industry [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_CommerceAndIndustryMember" xlink:to="lab_smfg_CommerceAndIndustryMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_CommerceAndIndustryMember" xml:lang="en-US">Classification of loan by industry sector defined by the Bank of Japan: Commerce and industry.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_LeaseFinancingMember" xlink:label="loc_smfg_LeaseFinancingMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_LeaseFinancingMember" xml:lang="en-US">Lease financing [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_LeaseFinancingMember" xml:lang="en-US">Lease financing [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_LeaseFinancingMember" xlink:to="lab_smfg_LeaseFinancingMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_LeaseFinancingMember" xml:lang="en-US">Classification of loan by industry sector defined by the Bank of Japan: Lease financing.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_OtherIndustriesMember" xlink:label="loc_smfg_OtherIndustriesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_OtherIndustriesMember" xml:lang="en-US">Other Industries [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_OtherIndustriesMember" xml:lang="en-US">Others [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_OtherIndustriesMember" xlink:to="lab_smfg_OtherIndustriesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_OtherIndustriesMember" xml:lang="en-US">Other industries.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_MortgagesMember" xlink:label="loc_ifrs-full_MortgagesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_MortgagesMember" xml:lang="en-US">Mortgages [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_MortgagesMember" xml:lang="en-US">Housing loan [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_MortgagesMember" xlink:to="lab_ifrs-full_MortgagesMember" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_RealEstateFinanceMember" xlink:label="loc_smfg_RealEstateFinanceMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_RealEstateFinanceMember" xml:lang="en-US">Real Estate Finance [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_RealEstateFinanceMember" xml:lang="en-US">Real estate finance [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_RealEstateFinanceMember" xlink:to="lab_smfg_RealEstateFinanceMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_RealEstateFinanceMember" xml:lang="en-US">Real estate finance.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_ProjectFinanceMember" xlink:label="loc_smfg_ProjectFinanceMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_ProjectFinanceMember" xml:lang="en-US">Project Finance [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_ProjectFinanceMember" xml:lang="en-US">Project finance [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_ProjectFinanceMember" xlink:to="lab_smfg_ProjectFinanceMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_ProjectFinanceMember" xml:lang="en-US">Project finance.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_OtherStructuredFinanceMember" xlink:label="loc_smfg_OtherStructuredFinanceMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_OtherStructuredFinanceMember" xml:lang="en-US">Other Structured Finance [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_OtherStructuredFinanceMember" xml:lang="en-US">Other structured finance [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_OtherStructuredFinanceMember" xlink:to="lab_smfg_OtherStructuredFinanceMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_OtherStructuredFinanceMember" xml:lang="en-US">Other structured finance.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_StructuredFinance1Member" xlink:label="loc_smfg_StructuredFinance1Member" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_StructuredFinance1Member" xml:lang="en-US">Structured finance 1 [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_StructuredFinance1Member" xml:lang="en-US">Structured finance [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_StructuredFinance1Member" xlink:to="lab_smfg_StructuredFinance1Member" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_StructuredFinance1Member" xml:lang="en-US">This member stands for Structured finance.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_SecuredLoansMember" xlink:label="loc_smfg_SecuredLoansMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_SecuredLoansMember" xml:lang="en-US">Secured Loans [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_SecuredLoansMember" xml:lang="en-US">Secured loans [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_SecuredLoansMember" xlink:to="lab_smfg_SecuredLoansMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_SecuredLoansMember" xml:lang="en-US">Secured loans.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_UnsecuredLoansMember" xlink:label="loc_smfg_UnsecuredLoansMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_UnsecuredLoansMember" xml:lang="en-US">Unsecured Loans [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_UnsecuredLoansMember" xml:lang="en-US">Unsecured loans [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_UnsecuredLoansMember" xlink:to="lab_smfg_UnsecuredLoansMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_UnsecuredLoansMember" xml:lang="en-US">Unsecured loans.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_BorrowerByCreditCategoryAxis" xlink:label="loc_smfg_BorrowerByCreditCategoryAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_BorrowerByCreditCategoryAxis" xml:lang="en-US">Borrower By Credit Category [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_BorrowerByCreditCategoryAxis" xml:lang="en-US">Borrower by credit category [Axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_BorrowerByCreditCategoryAxis" xlink:to="lab_smfg_BorrowerByCreditCategoryAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_BorrowerByCreditCategoryAxis" xml:lang="en-US">Borrower by credit category.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_BorrowerByCreditCategoryDomain" xlink:label="loc_smfg_BorrowerByCreditCategoryDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_BorrowerByCreditCategoryDomain" xml:lang="en-US">Borrower By Credit Category [domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_BorrowerByCreditCategoryDomain" xml:lang="en-US">Borrower by credit category [Domain]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_BorrowerByCreditCategoryDomain" xlink:to="lab_smfg_BorrowerByCreditCategoryDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_BorrowerByCreditCategoryDomain" xml:lang="en-US">Borrower by credit category.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_RatedNormalMember" xlink:label="loc_smfg_RatedNormalMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_RatedNormalMember" xml:lang="en-US">Rated Normal [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_RatedNormalMember" xml:lang="en-US">Normal [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_RatedNormalMember" xlink:to="lab_smfg_RatedNormalMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_RatedNormalMember" xml:lang="en-US">Rated Normal.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_RequiringCautionMember" xlink:label="loc_smfg_RequiringCautionMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_RequiringCautionMember" xml:lang="en-US">Requiring Caution [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_RequiringCautionMember" xml:lang="en-US">Requiring caution [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_RequiringCautionMember" xlink:to="lab_smfg_RequiringCautionMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_RequiringCautionMember" xml:lang="en-US">Requiring caution.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_AllowanceForCreditLossesMember" xlink:label="loc_ifrs-full_AllowanceForCreditLossesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_AllowanceForCreditLossesMember" xml:lang="en-US">Allowance for credit losses [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_AllowanceForCreditLossesMember" xml:lang="en-US">Allowance for loan losses [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AllowanceForCreditLossesMember" xlink:to="lab_ifrs-full_AllowanceForCreditLossesMember" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_LoanCommitmentsAndFinancialGuaranteesMember" xlink:label="loc_smfg_LoanCommitmentsAndFinancialGuaranteesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_LoanCommitmentsAndFinancialGuaranteesMember" xml:lang="en-US">Loan commitments and financial guarantees [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_LoanCommitmentsAndFinancialGuaranteesMember" xml:lang="en-US">Loan commitments and financial guarantees [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_LoanCommitmentsAndFinancialGuaranteesMember" xlink:to="lab_smfg_LoanCommitmentsAndFinancialGuaranteesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_LoanCommitmentsAndFinancialGuaranteesMember" xml:lang="en-US">Loan commitments and financial guarantees.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_ImpairedLoansAndAdvancesToCustomers" xlink:label="loc_smfg_ImpairedLoansAndAdvancesToCustomers" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_ImpairedLoansAndAdvancesToCustomers" xml:lang="en-US">Impaired loans and advances to customers</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_ImpairedLoansAndAdvancesToCustomers" xml:lang="en-US">Impaired</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_ImpairedLoansAndAdvancesToCustomers" xlink:to="lab_smfg_ImpairedLoansAndAdvancesToCustomers" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_ImpairedLoansAndAdvancesToCustomers" xml:lang="en-US">Impaired loans and advances to customers.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts" xlink:label="loc_ifrs-full_ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts" xml:lang="en-US">Exposure to credit risk on loan commitments and financial guarantee contracts</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts" xml:lang="en-US">Loan commitments and Financial Guarantees</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts" xlink:to="lab_ifrs-full_ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_AllowanceAccountForLossesOfOffBalanceSheetInstruments" xlink:label="loc_smfg_AllowanceAccountForLossesOfOffBalanceSheetInstruments" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_AllowanceAccountForLossesOfOffBalanceSheetInstruments" xml:lang="en-US">Allowance Account For Losses of Off Balance Sheet Instruments</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="lab_smfg_AllowanceAccountForLossesOfOffBalanceSheetInstruments" xml:lang="en-US">Beginning balance</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="lab_smfg_AllowanceAccountForLossesOfOffBalanceSheetInstruments" xml:lang="en-US">Ending balance</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_AllowanceAccountForLossesOfOffBalanceSheetInstruments" xlink:to="lab_smfg_AllowanceAccountForLossesOfOffBalanceSheetInstruments" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_AllowanceAccountForLossesOfOffBalanceSheetInstruments" xml:lang="en-US">Allowance Account For Losses of Off Balance Sheet Instruments</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_IncreaseDecreaseInNetTransfersBetweenStagesAllowanceAccountForCreditLossesOfOffBalanceSheetPositions" xlink:label="loc_smfg_IncreaseDecreaseInNetTransfersBetweenStagesAllowanceAccountForCreditLossesOfOffBalanceSheetPositions" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_IncreaseDecreaseInNetTransfersBetweenStagesAllowanceAccountForCreditLossesOfOffBalanceSheetPositions" xml:lang="en-US">Increase decrease in net transfers between stages allowance account for credit losses of off balance sheet positions</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_IncreaseDecreaseInNetTransfersBetweenStagesAllowanceAccountForCreditLossesOfOffBalanceSheetPositions" xml:lang="en-US">Net transfers between stages</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_IncreaseDecreaseInNetTransfersBetweenStagesAllowanceAccountForCreditLossesOfOffBalanceSheetPositions" xlink:to="lab_smfg_IncreaseDecreaseInNetTransfersBetweenStagesAllowanceAccountForCreditLossesOfOffBalanceSheetPositions" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_IncreaseDecreaseInNetTransfersBetweenStagesAllowanceAccountForCreditLossesOfOffBalanceSheetPositions" xml:lang="en-US">Increase decrease in net transfers between stages allowance account for credit losses of off balance sheet positions.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_AdditionalAllowanceRecognisedInProfitOrLossAllowanceAccountForCreditLossesOfOffBalanceSheetPositions" xlink:label="loc_smfg_AdditionalAllowanceRecognisedInProfitOrLossAllowanceAccountForCreditLossesOfOffBalanceSheetPositions" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_AdditionalAllowanceRecognisedInProfitOrLossAllowanceAccountForCreditLossesOfOffBalanceSheetPositions" xml:lang="en-US">Additional Allowance Recognised In Profit Or Loss Allowance Account For Credit Losses Of Off Balance Sheet Positions</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_AdditionalAllowanceRecognisedInProfitOrLossAllowanceAccountForCreditLossesOfOffBalanceSheetPositions" xml:lang="en-US">Provision (credit) for off-balance sheet items</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_AdditionalAllowanceRecognisedInProfitOrLossAllowanceAccountForCreditLossesOfOffBalanceSheetPositions" xlink:to="lab_smfg_AdditionalAllowanceRecognisedInProfitOrLossAllowanceAccountForCreditLossesOfOffBalanceSheetPositions" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_AdditionalAllowanceRecognisedInProfitOrLossAllowanceAccountForCreditLossesOfOffBalanceSheetPositions" xml:lang="en-US">Additional allowance recognised in profit or loss allowance account for credit losses of off balance sheet positions.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_IncreaseDecreaseThroughOtherChangesAllowanceAccountForCreditLossesOfOffBalanceSheetPositions" xlink:label="loc_smfg_IncreaseDecreaseThroughOtherChangesAllowanceAccountForCreditLossesOfOffBalanceSheetPositions" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_IncreaseDecreaseThroughOtherChangesAllowanceAccountForCreditLossesOfOffBalanceSheetPositions" xml:lang="en-US">Increase Decrease Through Other Changes Allowance Account For Credit Losses Of Off Balance Sheet Positions</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_smfg_IncreaseDecreaseThroughOtherChangesAllowanceAccountForCreditLossesOfOffBalanceSheetPositions" xml:lang="en-US">Others</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_IncreaseDecreaseThroughOtherChangesAllowanceAccountForCreditLossesOfOffBalanceSheetPositions" xlink:to="lab_smfg_IncreaseDecreaseThroughOtherChangesAllowanceAccountForCreditLossesOfOffBalanceSheetPositions" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_IncreaseDecreaseThroughOtherChangesAllowanceAccountForCreditLossesOfOffBalanceSheetPositions" xml:lang="en-US">Increase decrease through other changes allowance account for credit losses of off balance sheet positions.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_LoansAndAdvancesAtAmortizedCostAbstract" xlink:label="loc_smfg_LoansAndAdvancesAtAmortizedCostAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_LoansAndAdvancesAtAmortizedCostAbstract" xml:lang="en-US">Loans And Advances At Amortized Cost [Abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_LoansAndAdvancesAtAmortizedCostAbstract" xml:lang="en-US">Loans and advances at amortized cost:</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_LoansAndAdvancesAtAmortizedCostAbstract" xlink:to="lab_smfg_LoansAndAdvancesAtAmortizedCostAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_LoansAndAdvancesAtAmortizedCostAbstract" xml:lang="en-US">Loans and advances at amortized cost [Abstract].</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_IncreaseDecreaseThroughTransfersToTwelveMonthExpectedCreditLosses" xlink:label="loc_smfg_IncreaseDecreaseThroughTransfersToTwelveMonthExpectedCreditLosses" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_IncreaseDecreaseThroughTransfersToTwelveMonthExpectedCreditLosses" xml:lang="en-US">Increase decrease through transfers to twelve month expected credit losses</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_IncreaseDecreaseThroughTransfersToTwelveMonthExpectedCreditLosses" xml:lang="en-US">Transfer to 12-month ECL</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_IncreaseDecreaseThroughTransfersToTwelveMonthExpectedCreditLosses" xlink:to="lab_smfg_IncreaseDecreaseThroughTransfersToTwelveMonthExpectedCreditLosses" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_IncreaseDecreaseThroughTransfersToTwelveMonthExpectedCreditLosses" xml:lang="en-US">Increase decrease through transfers to twelve month expected credit losses</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_IncreaseDecreaseThroughTransfersToLifetimeExpectedCreditLossesNotCreditImpaired" xlink:label="loc_smfg_IncreaseDecreaseThroughTransfersToLifetimeExpectedCreditLossesNotCreditImpaired" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_IncreaseDecreaseThroughTransfersToLifetimeExpectedCreditLossesNotCreditImpaired" xml:lang="en-US">Increase decrease through transfers to lifetime expected credit losses not credit impaired</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_IncreaseDecreaseThroughTransfersToLifetimeExpectedCreditLossesNotCreditImpaired" xml:lang="en-US">Transfer to lifetime ECL not credit-impaired</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_IncreaseDecreaseThroughTransfersToLifetimeExpectedCreditLossesNotCreditImpaired" xlink:to="lab_smfg_IncreaseDecreaseThroughTransfersToLifetimeExpectedCreditLossesNotCreditImpaired" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_IncreaseDecreaseThroughTransfersToLifetimeExpectedCreditLossesNotCreditImpaired" xml:lang="en-US">Increase decrease through transfers to lifetime expected credit losses not credit impaired.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_IncreaseDecreaseThroughTransfersToLifetimeExpectedCreditLossescreditImpaired" xlink:label="loc_smfg_IncreaseDecreaseThroughTransfersToLifetimeExpectedCreditLossescreditImpaired" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_IncreaseDecreaseThroughTransfersToLifetimeExpectedCreditLossescreditImpaired" xml:lang="en-US">Increase decrease through transfers to lifetime expected credit lossescredit impaired</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_IncreaseDecreaseThroughTransfersToLifetimeExpectedCreditLossescreditImpaired" xml:lang="en-US">Transfer to lifetime ECL credit-impaired</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_IncreaseDecreaseThroughTransfersToLifetimeExpectedCreditLossescreditImpaired" xlink:to="lab_smfg_IncreaseDecreaseThroughTransfersToLifetimeExpectedCreditLossescreditImpaired" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_IncreaseDecreaseThroughTransfersToLifetimeExpectedCreditLossescreditImpaired" xml:lang="en-US">Increase decrease through transfers to lifetime expected credit lossescredit impaired.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_IncreaseDecreaseInNetTransfersBetweenStagesAllowanceAccountForCreditLossesOfFinancialAssets" xlink:label="loc_smfg_IncreaseDecreaseInNetTransfersBetweenStagesAllowanceAccountForCreditLossesOfFinancialAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_IncreaseDecreaseInNetTransfersBetweenStagesAllowanceAccountForCreditLossesOfFinancialAssets" xml:lang="en-US">Increase decrease in net transfers between stages allowance account for credit losses of financial assets</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_smfg_IncreaseDecreaseInNetTransfersBetweenStagesAllowanceAccountForCreditLossesOfFinancialAssets" xml:lang="en-US">Net transfers between stages</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_IncreaseDecreaseInNetTransfersBetweenStagesAllowanceAccountForCreditLossesOfFinancialAssets" xlink:to="lab_smfg_IncreaseDecreaseInNetTransfersBetweenStagesAllowanceAccountForCreditLossesOfFinancialAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_IncreaseDecreaseInNetTransfersBetweenStagesAllowanceAccountForCreditLossesOfFinancialAssets" xml:lang="en-US">Increase decrease in net transfers between stages allowance account for credit losses of financial assets.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_UtilisationAllowanceAccountsForCreditLossesOfFinancialAssets" xlink:label="loc_smfg_UtilisationAllowanceAccountsForCreditLossesOfFinancialAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_UtilisationAllowanceAccountsForCreditLossesOfFinancialAssets" xml:lang="en-US">Utilisation, allowance accounts for credit losses of financial assets</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_UtilisationAllowanceAccountsForCreditLossesOfFinancialAssets" xml:lang="en-US">Charge-offs</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_UtilisationAllowanceAccountsForCreditLossesOfFinancialAssets" xlink:to="lab_smfg_UtilisationAllowanceAccountsForCreditLossesOfFinancialAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_UtilisationAllowanceAccountsForCreditLossesOfFinancialAssets" xml:lang="en-US">Utilisation, allowance accounts for credit losses of financial assets.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_ReversalAllowanceAccountsForCreditLossesOfFinancialAssets" xlink:label="loc_smfg_ReversalAllowanceAccountsForCreditLossesOfFinancialAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_ReversalAllowanceAccountsForCreditLossesOfFinancialAssets" xml:lang="en-US">Reversal, allowance accounts for credit losses of financial assets</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_ReversalAllowanceAccountsForCreditLossesOfFinancialAssets" xml:lang="en-US">Recoveries</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_ReversalAllowanceAccountsForCreditLossesOfFinancialAssets" xlink:to="lab_smfg_ReversalAllowanceAccountsForCreditLossesOfFinancialAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_ReversalAllowanceAccountsForCreditLossesOfFinancialAssets" xml:lang="en-US">Reversal, allowance accounts for credit losses of financial assets.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_NetChargeoffsAllowanceAccountForCreditLossesOfFinancialAssets" xlink:label="loc_smfg_NetChargeoffsAllowanceAccountForCreditLossesOfFinancialAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_NetChargeoffsAllowanceAccountForCreditLossesOfFinancialAssets" xml:lang="en-US">Net Charge-offs, allowance account for credit losses of financial assets</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_NetChargeoffsAllowanceAccountForCreditLossesOfFinancialAssets" xml:lang="en-US">Net charge-offs</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_NetChargeoffsAllowanceAccountForCreditLossesOfFinancialAssets" xlink:to="lab_smfg_NetChargeoffsAllowanceAccountForCreditLossesOfFinancialAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_NetChargeoffsAllowanceAccountForCreditLossesOfFinancialAssets" xml:lang="en-US">The amount of net charge-offs and allowance account for credit losses of financial assets.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_IncreaseDecreaseThroughOthersChangesAllowanceAccountForCreditLossesOfFinancialAssets" xlink:label="loc_smfg_IncreaseDecreaseThroughOthersChangesAllowanceAccountForCreditLossesOfFinancialAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_IncreaseDecreaseThroughOthersChangesAllowanceAccountForCreditLossesOfFinancialAssets" xml:lang="en-US">Increase (decrease) through others changes, allowance account for credit losses of financial assets</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_IncreaseDecreaseThroughOthersChangesAllowanceAccountForCreditLossesOfFinancialAssets" xml:lang="en-US">Others</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_IncreaseDecreaseThroughOthersChangesAllowanceAccountForCreditLossesOfFinancialAssets" xlink:to="lab_smfg_IncreaseDecreaseThroughOthersChangesAllowanceAccountForCreditLossesOfFinancialAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_IncreaseDecreaseThroughOthersChangesAllowanceAccountForCreditLossesOfFinancialAssets" xml:lang="en-US">Increase (decrease) through others changes, allowance account for credit losses of financial assets.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_AdditionalAllowanceForCreditLossesNetOfReversal" xlink:label="loc_smfg_AdditionalAllowanceForCreditLossesNetOfReversal" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_AdditionalAllowanceForCreditLossesNetOfReversal" xml:lang="en-US">Additional Allowance For Credit Losses Net Of Reversal</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_AdditionalAllowanceForCreditLossesNetOfReversal" xml:lang="en-US">Provision (credit) for loan losses</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_AdditionalAllowanceForCreditLossesNetOfReversal" xlink:to="lab_smfg_AdditionalAllowanceForCreditLossesNetOfReversal" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_AdditionalAllowanceForCreditLossesNetOfReversal" xml:lang="en-US">Additional allowance for credit losses net of reversal.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_InternalCreditGradesAxis" xlink:label="loc_ifrs-full_InternalCreditGradesAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_InternalCreditGradesAxis" xml:lang="en-US">Internal credit grades [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_InternalCreditGradesAxis" xml:lang="en-US">Internal credit grades [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InternalCreditGradesAxis" xlink:to="lab_ifrs-full_InternalCreditGradesAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_InternalCreditGradesDomain" xlink:label="loc_ifrs-full_InternalCreditGradesDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_InternalCreditGradesDomain" xml:lang="en-US">Internal credit grades [domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_InternalCreditGradesDomain" xml:lang="en-US">Entity's total for internal credit grades [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InternalCreditGradesDomain" xlink:to="lab_ifrs-full_InternalCreditGradesDomain" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_OtherCreditGradesMember" xlink:label="loc_smfg_OtherCreditGradesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_OtherCreditGradesMember" xml:lang="en-US">Other credit grades [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_OtherCreditGradesMember" xml:lang="en-US">Other [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_OtherCreditGradesMember" xlink:to="lab_smfg_OtherCreditGradesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_OtherCreditGradesMember" xml:lang="en-US">Other credit grades.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_GradeCategoryOfOneToSixMember" xlink:label="loc_smfg_GradeCategoryOfOneToSixMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_GradeCategoryOfOneToSixMember" xml:lang="en-US">Grade category of one to six [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_GradeCategoryOfOneToSixMember" xml:lang="en-US">Grade category of one to six [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_GradeCategoryOfOneToSixMember" xlink:to="lab_smfg_GradeCategoryOfOneToSixMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_GradeCategoryOfOneToSixMember" xml:lang="en-US">Grade category of one to six.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_JapaneseGovernmentAndLocalMunicipalCorporationsMember" xlink:label="loc_smfg_JapaneseGovernmentAndLocalMunicipalCorporationsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_JapaneseGovernmentAndLocalMunicipalCorporationsMember" xml:lang="en-US">Japanese Government and Local Municipal Corporations [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_JapaneseGovernmentAndLocalMunicipalCorporationsMember" xml:lang="en-US">Japanese government and local municipal corporations [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_JapaneseGovernmentAndLocalMunicipalCorporationsMember" xlink:to="lab_smfg_JapaneseGovernmentAndLocalMunicipalCorporationsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_JapaneseGovernmentAndLocalMunicipalCorporationsMember" xml:lang="en-US">Japanese government and local municipal corporations.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_GradeCategoryOfSevenMember" xlink:label="loc_smfg_GradeCategoryOfSevenMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_GradeCategoryOfSevenMember" xml:lang="en-US">Grade Category Of Seven [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_GradeCategoryOfSevenMember" xml:lang="en-US">7 [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_GradeCategoryOfSevenMember" xlink:to="lab_smfg_GradeCategoryOfSevenMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_GradeCategoryOfSevenMember" xml:lang="en-US">The grade category of 7 in the internal rating system.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_NormalMember" xlink:label="loc_smfg_NormalMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_NormalMember" xml:lang="en-US">Normal [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_NormalMember" xml:lang="en-US">Normal [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_NormalMember" xlink:to="lab_smfg_NormalMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_NormalMember" xml:lang="en-US">Normal.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd#srt_MortgageLoansOnRealEstateDescriptionLoanCategoryAxis" xlink:label="loc_srt_MortgageLoansOnRealEstateDescriptionLoanCategoryAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_srt_MortgageLoansOnRealEstateDescriptionLoanCategoryAxis" xml:lang="en-US">SEC Schedule, 12-29, Real Estate Companies, Investment in Mortgage Loans on Real Estate, Loan Category [Axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_srt_MortgageLoansOnRealEstateDescriptionLoanCategoryAxis" xml:lang="en-US">SEC Schedule, 12-29, Real Estate Companies, Investment in Mortgage Loans on Real Estate, Loan Category [Axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_MortgageLoansOnRealEstateDescriptionLoanCategoryAxis" xlink:to="lab_srt_MortgageLoansOnRealEstateDescriptionLoanCategoryAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd#srt_MortgageLoansOnRealEstateLoanCategoryDomain" xlink:label="loc_srt_MortgageLoansOnRealEstateLoanCategoryDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_srt_MortgageLoansOnRealEstateLoanCategoryDomain" xml:lang="en-US">SEC Schedule, 12-29, Real Estate Companies, Investment in Mortgage Loans on Real Estate, Loan Category [Domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_srt_MortgageLoansOnRealEstateLoanCategoryDomain" xml:lang="en-US">SEC Schedule, 12-29, Real Estate Companies, Investment in Mortgage Loans on Real Estate, Loan Category [Domain]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_MortgageLoansOnRealEstateLoanCategoryDomain" xlink:to="lab_srt_MortgageLoansOnRealEstateLoanCategoryDomain" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_HousingLoansMember" xlink:label="loc_smfg_HousingLoansMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_HousingLoansMember" xml:lang="en-US">Housing Loans [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_HousingLoansMember" xml:lang="en-US">Housing Loans [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_HousingLoansMember" xlink:to="lab_smfg_HousingLoansMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_HousingLoansMember" xml:lang="en-US">Housing Loans [member]</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_CapitalRequirementsAxis" xlink:label="loc_ifrs-full_CapitalRequirementsAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_CapitalRequirementsAxis" xml:lang="en-US">Capital requirements [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_CapitalRequirementsAxis" xml:lang="en-US">Capital requirements [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CapitalRequirementsAxis" xlink:to="lab_ifrs-full_CapitalRequirementsAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_CapitalRequirementsDomain" xlink:label="loc_ifrs-full_CapitalRequirementsDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_CapitalRequirementsDomain" xml:lang="en-US">Capital requirements [domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_CapitalRequirementsDomain" xml:lang="en-US">Capital requirements [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CapitalRequirementsDomain" xlink:to="lab_ifrs-full_CapitalRequirementsDomain" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_BeforeAdoptionOfBaselIIIMember" xlink:label="loc_smfg_BeforeAdoptionOfBaselIIIMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_BeforeAdoptionOfBaselIIIMember" xml:lang="en-US">Before adoption of Basel III [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_BeforeAdoptionOfBaselIIIMember" xml:lang="en-US">Before adoption of Basel III [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_BeforeAdoptionOfBaselIIIMember" xlink:to="lab_smfg_BeforeAdoptionOfBaselIIIMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_BeforeAdoptionOfBaselIIIMember" xml:lang="en-US">Before adoption of Basel III.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_BaselIIIMember" xlink:label="loc_smfg_BaselIIIMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_BaselIIIMember" xml:lang="en-US">Basel III [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_BaselIIIMember" xml:lang="en-US">Basel III [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_BaselIIIMember" xlink:to="lab_smfg_BaselIIIMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_BaselIIIMember" xml:lang="en-US">Basel III.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_ModifiedLoansAndAdvancesSubjectToLifetimeECLMeasurementMember" xlink:label="loc_smfg_ModifiedLoansAndAdvancesSubjectToLifetimeECLMeasurementMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_ModifiedLoansAndAdvancesSubjectToLifetimeECLMeasurementMember" xml:lang="en-US">Modified Loans And Advances Subject To Lifetime E C L measurement [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_ModifiedLoansAndAdvancesSubjectToLifetimeECLMeasurementMember" xml:lang="en-US">Modified loans and advances subject to lifetime ECL measurement [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_ModifiedLoansAndAdvancesSubjectToLifetimeECLMeasurementMember" xlink:to="lab_smfg_ModifiedLoansAndAdvancesSubjectToLifetimeECLMeasurementMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_ModifiedLoansAndAdvancesSubjectToLifetimeECLMeasurementMember" xml:lang="en-US">Modified loans and advances subject to lifetime ECL measurement [member].</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_ValueAtRiskHoldingPeriod" xlink:label="loc_smfg_ValueAtRiskHoldingPeriod" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_ValueAtRiskHoldingPeriod" xml:lang="en-US">Value at Risk Holding Period</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_ValueAtRiskHoldingPeriod" xml:lang="en-US">VaR holding period</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_ValueAtRiskHoldingPeriod" xlink:to="lab_smfg_ValueAtRiskHoldingPeriod" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_ValueAtRiskHoldingPeriod" xml:lang="en-US">Value at risk holding period.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_ValueAtRiskConfidenceInterval" xlink:label="loc_smfg_ValueAtRiskConfidenceInterval" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_ValueAtRiskConfidenceInterval" xml:lang="en-US">Value at Risk Confidence Interval</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_ValueAtRiskConfidenceInterval" xml:lang="en-US">VaR confidence interval percentage</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_ValueAtRiskConfidenceInterval" xlink:to="lab_smfg_ValueAtRiskConfidenceInterval" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_ValueAtRiskConfidenceInterval" xml:lang="en-US">Confidence interval percentage.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_ValueAtRiskObservationPeriod" xlink:label="loc_smfg_ValueAtRiskObservationPeriod" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_ValueAtRiskObservationPeriod" xml:lang="en-US">Value at Risk Observation Period</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_ValueAtRiskObservationPeriod" xml:lang="en-US">VaR observation period</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_ValueAtRiskObservationPeriod" xlink:to="lab_smfg_ValueAtRiskObservationPeriod" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_ValueAtRiskObservationPeriod" xml:lang="en-US">Value at risk observation period.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DemandDepositsMaturityPeriod" xlink:label="loc_smfg_DemandDepositsMaturityPeriod" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DemandDepositsMaturityPeriod" xml:lang="en-US">Demand Deposits Maturity Period</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DemandDepositsMaturityPeriod" xml:lang="en-US">Demand deposits, maturity period</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DemandDepositsMaturityPeriod" xlink:to="lab_smfg_DemandDepositsMaturityPeriod" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DemandDepositsMaturityPeriod" xml:lang="en-US">Demand deposits maturity period.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_ThresholdPercentageOfFinancialServiceAgency" xlink:label="loc_smfg_ThresholdPercentageOfFinancialServiceAgency" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_ThresholdPercentageOfFinancialServiceAgency" xml:lang="en-US">Threshold percentage of financial service agency</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_ThresholdPercentageOfFinancialServiceAgency" xml:lang="en-US">Threshold percentage applied by FSA</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_ThresholdPercentageOfFinancialServiceAgency" xlink:to="lab_smfg_ThresholdPercentageOfFinancialServiceAgency" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_ThresholdPercentageOfFinancialServiceAgency" xml:lang="en-US">The threshold percentage of changes in economic value on equity to Tier1 capital ratio in the interest rate risk in the banking book framework.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_RatioOfEconomicValueOnEquityToTierOneCapital" xlink:label="loc_smfg_RatioOfEconomicValueOnEquityToTierOneCapital" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_RatioOfEconomicValueOnEquityToTierOneCapital" xml:lang="en-US">Ratio of Economic Value on Equity to Tier One Capital</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_RatioOfEconomicValueOnEquityToTierOneCapital" xml:lang="en-US">Ratio of decline in the economic value of equity to Tier 1 capital</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_RatioOfEconomicValueOnEquityToTierOneCapital" xlink:to="lab_smfg_RatioOfEconomicValueOnEquityToTierOneCapital" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_RatioOfEconomicValueOnEquityToTierOneCapital" xml:lang="en-US">Ratio of decline in the economic value of equity to Tier 1 capital.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_StrategicEquityInvestmentsPermittedPercentageOfReduction" xlink:label="loc_smfg_StrategicEquityInvestmentsPermittedPercentageOfReduction" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_StrategicEquityInvestmentsPermittedPercentageOfReduction" xml:lang="en-US">Strategic Equity Investments Permitted Percentage Of Reduction</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_StrategicEquityInvestmentsPermittedPercentageOfReduction" xml:lang="en-US">Permitted level of percentage for reducing strategic equity investments</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_StrategicEquityInvestmentsPermittedPercentageOfReduction" xlink:to="lab_smfg_StrategicEquityInvestmentsPermittedPercentageOfReduction" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_StrategicEquityInvestmentsPermittedPercentageOfReduction" xml:lang="en-US">Strategic equity investments permitted percentage of reduction.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_MinimumCommonEquityRequirement" xlink:label="loc_smfg_MinimumCommonEquityRequirement" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_MinimumCommonEquityRequirement" xml:lang="en-US">Minimum Common Equity Requirement</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_MinimumCommonEquityRequirement" xml:lang="en-US">Minimum Common Equity Tier 1 capital requirement</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_MinimumCommonEquityRequirement" xlink:to="lab_smfg_MinimumCommonEquityRequirement" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_MinimumCommonEquityRequirement" xml:lang="en-US">The minimum Common Equity Tier1 Capital Ratio (Common Equity Tier one capital divided by risk-weighted assets) required for capital adequacy purposes under the regulatory framework for prompt corrective action.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_CapitalConservationBuffer" xlink:label="loc_smfg_CapitalConservationBuffer" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_CapitalConservationBuffer" xml:lang="en-US">Capital Conservation Buffer</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_CapitalConservationBuffer" xml:lang="en-US">Capital conservation buffer on full implementation</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_CapitalConservationBuffer" xlink:to="lab_smfg_CapitalConservationBuffer" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_CapitalConservationBuffer" xml:lang="en-US">Required ratio of capital conservation buffer on full implementation in addition to Common Equity Tier 1 Capital ratio.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_MinimumTierOneCapitalRequirement" xlink:label="loc_smfg_MinimumTierOneCapitalRequirement" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_MinimumTierOneCapitalRequirement" xml:lang="en-US">Minimum Tier One Capital Requirement</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_MinimumTierOneCapitalRequirement" xml:lang="en-US">Minimum Tier 1 capital requirement</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_MinimumTierOneCapitalRequirement" xlink:to="lab_smfg_MinimumTierOneCapitalRequirement" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_MinimumTierOneCapitalRequirement" xml:lang="en-US">The minimum Tier 1 Capital Ratio (Tier one capital divided by risk-weighted assets) phase-in arrangements required for capital adequacy purposes under the regulatory framework for prompt corrective action.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_TotalCapitalRequirement" xlink:label="loc_smfg_TotalCapitalRequirement" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_TotalCapitalRequirement" xml:lang="en-US">Total Capital Requirement</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_smfg_TotalCapitalRequirement" xml:lang="en-US">Total capital requirement on full implementation</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_TotalCapitalRequirement" xml:lang="en-US">Total capital requirement</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_TotalCapitalRequirement" xlink:to="lab_smfg_TotalCapitalRequirement" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_TotalCapitalRequirement" xml:lang="en-US">The minimum capital ratio (capital ratio divided by risk-weighted assets) on full implementation required for capital adequacy purposes under the regulatory framework for prompt corrective action.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_CountercyclicalBuffer" xlink:label="loc_smfg_CountercyclicalBuffer" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_CountercyclicalBuffer" xml:lang="en-US">Countercyclical Buffer</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_CountercyclicalBuffer" xml:lang="en-US">Countercyclical buffer</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_CountercyclicalBuffer" xlink:to="lab_smfg_CountercyclicalBuffer" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_CountercyclicalBuffer" xml:lang="en-US">Countercyclical buffer.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_GSIBCapitalSurcharge" xlink:label="loc_smfg_GSIBCapitalSurcharge" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_GSIBCapitalSurcharge" xml:lang="en-US">G-SIB capital surcharge</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_GSIBCapitalSurcharge" xml:lang="en-US">G-SIB surcharge on full implementation</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_GSIBCapitalSurcharge" xlink:to="lab_smfg_GSIBCapitalSurcharge" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_GSIBCapitalSurcharge" xml:lang="en-US">Required ratio of Global Systemically Important Bank ("G-SIB") surcharge on full implementation in addition to Common Equity Tier 1 Capital ratio.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_CountercyclicalBufferPercentage" xlink:label="loc_smfg_CountercyclicalBufferPercentage" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_CountercyclicalBufferPercentage" xml:lang="en-US">Countercyclical Buffer Percentage</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_CountercyclicalBufferPercentage" xml:lang="en-US">Countercyclical buffer percentage</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_CountercyclicalBufferPercentage" xlink:to="lab_smfg_CountercyclicalBufferPercentage" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_CountercyclicalBufferPercentage" xml:lang="en-US">Countercyclical buffer percentage.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_IncreaseDecreaseInAllowanceAccountsForCreditLossesOfFinancialAssets" xlink:label="loc_smfg_IncreaseDecreaseInAllowanceAccountsForCreditLossesOfFinancialAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_IncreaseDecreaseInAllowanceAccountsForCreditLossesOfFinancialAssets" xml:lang="en-US">Increase (decrease) in allowance accounts for credit losses of financial assets</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_smfg_IncreaseDecreaseInAllowanceAccountsForCreditLossesOfFinancialAssets" xml:lang="en-US">Increase (decrease) in allowance for loan losses</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_IncreaseDecreaseInAllowanceAccountsForCreditLossesOfFinancialAssets" xlink:to="lab_smfg_IncreaseDecreaseInAllowanceAccountsForCreditLossesOfFinancialAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_IncreaseDecreaseInAllowanceAccountsForCreditLossesOfFinancialAssets" xml:lang="en-US">Increase (decrease) in allowance accounts for credit losses of financial assets.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis" xlink:label="loc_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis" xml:lang="en-US">Method of assessment of expected credit losses [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis" xml:lang="en-US">Method of assessment of expected credit losses [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis" xlink:to="lab_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_MethodOfAssessmentOfExpectedCreditLossesDomain" xlink:label="loc_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesDomain" xml:lang="en-US">Method of assessment of expected credit losses [domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesDomain" xml:lang="en-US">Method of assessment of expected credit losses [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesDomain" xlink:to="lab_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesDomain" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_VaRForNontradingActivityStrategicEquityInvestmentMember" xlink:label="loc_smfg_VaRForNontradingActivityStrategicEquityInvestmentMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_VaRForNontradingActivityStrategicEquityInvestmentMember" xml:lang="en-US">VaR for Non-Trading Activity, Strategic Equity Investment [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_VaRForNontradingActivityStrategicEquityInvestmentMember" xml:lang="en-US">VaR for Non-trading Activity - Strategic Equity Investment [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_VaRForNontradingActivityStrategicEquityInvestmentMember" xlink:to="lab_smfg_VaRForNontradingActivityStrategicEquityInvestmentMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_VaRForNontradingActivityStrategicEquityInvestmentMember" xml:lang="en-US">VaR for Non-trading Activity - Strategic Equity Investment.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_PastDueStatusAxis" xlink:label="loc_ifrs-full_PastDueStatusAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_PastDueStatusAxis" xml:lang="en-US">Past due status [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_PastDueStatusAxis" xml:lang="en-US">Past due status [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_PastDueStatusAxis" xlink:to="lab_ifrs-full_PastDueStatusAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_PastDueStatusDomain" xlink:label="loc_ifrs-full_PastDueStatusDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_PastDueStatusDomain" xml:lang="en-US">Past due status [domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_PastDueStatusDomain" xml:lang="en-US">Past due status [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_PastDueStatusDomain" xlink:to="lab_ifrs-full_PastDueStatusDomain" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_WeightedAverageMember" xlink:label="loc_ifrs-full_WeightedAverageMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_WeightedAverageMember" xml:lang="en-US">Weighted average [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_WeightedAverageMember" xml:lang="en-US">Daily average [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_WeightedAverageMember" xlink:to="lab_ifrs-full_WeightedAverageMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfExternalCreditExposuresAbstract" xlink:label="loc_ifrs-full_DisclosureOfExternalCreditExposuresAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfExternalCreditExposuresAbstract" xml:lang="en-US">Disclosure of external credit grades [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfExternalCreditExposuresAbstract" xlink:to="lab_ifrs-full_DisclosureOfExternalCreditExposuresAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfExternalCreditExposuresTable" xlink:label="loc_ifrs-full_DisclosureOfExternalCreditExposuresTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfExternalCreditExposuresTable" xml:lang="en-US">Disclosure of external credit grades [table]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfExternalCreditExposuresTable" xml:lang="en-US">Disclosure of external credit grades [table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfExternalCreditExposuresTable" xlink:to="lab_ifrs-full_DisclosureOfExternalCreditExposuresTable" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfExternalCreditExposuresLineItems" xlink:label="loc_ifrs-full_DisclosureOfExternalCreditExposuresLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfExternalCreditExposuresLineItems" xml:lang="en-US">Disclosure of external credit grades [line items]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfExternalCreditExposuresLineItems" xml:lang="en-US">Disclosure of external credit grades [line items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfExternalCreditExposuresLineItems" xlink:to="lab_ifrs-full_DisclosureOfExternalCreditExposuresLineItems" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_ExternalCreditGradesAxis" xlink:label="loc_ifrs-full_ExternalCreditGradesAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ExternalCreditGradesAxis" xml:lang="en-US">External credit grades [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ExternalCreditGradesAxis" xml:lang="en-US">External credit grades [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ExternalCreditGradesAxis" xlink:to="lab_ifrs-full_ExternalCreditGradesAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_ExternalCreditGradesDomain" xlink:label="loc_ifrs-full_ExternalCreditGradesDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ExternalCreditGradesDomain" xml:lang="en-US">External credit grades [domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ExternalCreditGradesDomain" xml:lang="en-US">Entity's total for external credit grades [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ExternalCreditGradesDomain" xlink:to="lab_ifrs-full_ExternalCreditGradesDomain" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_ExternalCreditGradesMember" xlink:label="loc_ifrs-full_ExternalCreditGradesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ExternalCreditGradesMember" xml:lang="en-US">External credit grades [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ExternalCreditGradesMember" xml:lang="en-US">External credit grades [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ExternalCreditGradesMember" xlink:to="lab_ifrs-full_ExternalCreditGradesMember" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_AaaCreditGradesOneMember" xlink:label="loc_smfg_AaaCreditGradesOneMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_AaaCreditGradesOneMember" xml:lang="en-US">AAA credit grades One [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_AaaCreditGradesOneMember" xml:lang="en-US">AAA [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_AaaCreditGradesOneMember" xlink:to="lab_smfg_AaaCreditGradesOneMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_AaaCreditGradesOneMember" xml:lang="en-US">AAA credit grades.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_AAMinusToAAPositiveCreditGradesMember" xlink:label="loc_smfg_AAMinusToAAPositiveCreditGradesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_AAMinusToAAPositiveCreditGradesMember" xml:lang="en-US">AA Minus to AA Positive Credit Grades [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_AAMinusToAAPositiveCreditGradesMember" xml:lang="en-US">AA- to AA+ [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_AAMinusToAAPositiveCreditGradesMember" xlink:to="lab_smfg_AAMinusToAAPositiveCreditGradesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_AAMinusToAAPositiveCreditGradesMember" xml:lang="en-US">AA minus to AA positive credit grades.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_AMinusToAPositiveCreditGradesMember" xlink:label="loc_smfg_AMinusToAPositiveCreditGradesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_AMinusToAPositiveCreditGradesMember" xml:lang="en-US">A Minus to A Positive Credit Grades [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_AMinusToAPositiveCreditGradesMember" xml:lang="en-US">A- to A+ [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_AMinusToAPositiveCreditGradesMember" xlink:to="lab_smfg_AMinusToAPositiveCreditGradesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_AMinusToAPositiveCreditGradesMember" xml:lang="en-US">A minus to A positive credit grades.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_LowerThanAMinusCreditGradesMember" xlink:label="loc_smfg_LowerThanAMinusCreditGradesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_LowerThanAMinusCreditGradesMember" xml:lang="en-US">Lower than A Minus Credit Grades [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_LowerThanAMinusCreditGradesMember" xml:lang="en-US">Lower than A- [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_LowerThanAMinusCreditGradesMember" xlink:to="lab_smfg_LowerThanAMinusCreditGradesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_LowerThanAMinusCreditGradesMember" xml:lang="en-US">Lower than A minus credit grades.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_UnratedCreditGradesMember" xlink:label="loc_smfg_UnratedCreditGradesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_UnratedCreditGradesMember" xml:lang="en-US">Unrated Credit Grades [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_UnratedCreditGradesMember" xml:lang="en-US">Unrated [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_UnratedCreditGradesMember" xlink:to="lab_smfg_UnratedCreditGradesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_UnratedCreditGradesMember" xml:lang="en-US">Unrated credit grades.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsAbstract" xlink:label="loc_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsAbstract" xml:lang="en-US">Disclosure of nature and extent of risks arising from financial instruments [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsAbstract" xlink:to="lab_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsTable" xlink:label="loc_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsTable" xml:lang="en-US">Disclosure of nature and extent of risks arising from financial instruments [table]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsTable" xml:lang="en-US">Disclosure of nature and extent of risks arising from financial instruments [table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsTable" xlink:to="lab_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsTable" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_VaRForTradingActivityMember" xlink:label="loc_smfg_VaRForTradingActivityMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_VaRForTradingActivityMember" xml:lang="en-US">VaR for Trading Activity [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_VaRForTradingActivityMember" xml:lang="en-US">VaR for Trading Activity [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_VaRForTradingActivityMember" xlink:to="lab_smfg_VaRForTradingActivityMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_VaRForTradingActivityMember" xml:lang="en-US">VaR for Trading Activity.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_VaRForNontradingActivityBankingMember" xlink:label="loc_smfg_VaRForNontradingActivityBankingMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_VaRForNontradingActivityBankingMember" xml:lang="en-US">VaR for Non-Trading Activity, Banking [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_VaRForNontradingActivityBankingMember" xml:lang="en-US">VaR for Non-trading Activity - Banking [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_VaRForNontradingActivityBankingMember" xlink:to="lab_smfg_VaRForNontradingActivityBankingMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_VaRForNontradingActivityBankingMember" xml:lang="en-US">VaR for Non-trading Activity - Banking.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems" xlink:label="loc_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems" xml:lang="en-US">Disclosure of nature and extent of risks arising from financial instruments [line items]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems" xml:lang="en-US">Disclosure of nature and extent of risks arising from financial instruments [line items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems" xlink:to="lab_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_ValueAtRisk" xlink:label="loc_ifrs-full_ValueAtRisk" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ValueAtRisk" xml:lang="en-US">Value at risk</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ValueAtRisk" xml:lang="en-US">Value at risk amount</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ValueAtRisk" xlink:to="lab_ifrs-full_ValueAtRisk" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_CurrencyRiskMember" xlink:label="loc_ifrs-full_CurrencyRiskMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_CurrencyRiskMember" xml:lang="en-US">Currency risk [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_CurrencyRiskMember" xml:lang="en-US">Currency risk [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CurrencyRiskMember" xlink:to="lab_ifrs-full_CurrencyRiskMember" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_EquitiesAndCommoditiesRiskMember" xlink:label="loc_smfg_EquitiesAndCommoditiesRiskMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_EquitiesAndCommoditiesRiskMember" xml:lang="en-US">Equities and Commodities Risk [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_EquitiesAndCommoditiesRiskMember" xml:lang="en-US">Equities and commodities risk [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_EquitiesAndCommoditiesRiskMember" xlink:to="lab_smfg_EquitiesAndCommoditiesRiskMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_EquitiesAndCommoditiesRiskMember" xml:lang="en-US">Equities and commodities risk.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_OtherRisksMember" xlink:label="loc_smfg_OtherRisksMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_OtherRisksMember" xml:lang="en-US">Other Risks [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_OtherRisksMember" xml:lang="en-US">Other risk [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_OtherRisksMember" xlink:to="lab_smfg_OtherRisksMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_OtherRisksMember" xml:lang="en-US">Other risks.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_MarketRiskMember" xlink:label="loc_ifrs-full_MarketRiskMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_MarketRiskMember" xml:lang="en-US">Market risk [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_MarketRiskMember" xml:lang="en-US">Market risk [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_MarketRiskMember" xlink:to="lab_ifrs-full_MarketRiskMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_EquityPriceRiskMember" xlink:label="loc_ifrs-full_EquityPriceRiskMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_EquityPriceRiskMember" xml:lang="en-US">Equity price risk [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_EquityPriceRiskMember" xml:lang="en-US">Equity risk [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_EquityPriceRiskMember" xlink:to="lab_ifrs-full_EquityPriceRiskMember" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DepositsFromCustomersMember" xlink:label="loc_smfg_DepositsFromCustomersMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DepositsFromCustomersMember" xml:lang="en-US">Deposits From Customers [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DepositsFromCustomersMember" xml:lang="en-US">Deposits from customers [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DepositsFromCustomersMember" xlink:to="lab_smfg_DepositsFromCustomersMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DepositsFromCustomersMember" xml:lang="en-US">Deposits from customers.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_CallMoneyAndBillsSoldMember" xlink:label="loc_smfg_CallMoneyAndBillsSoldMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_CallMoneyAndBillsSoldMember" xml:lang="en-US">Call Money And Bills Sold [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_CallMoneyAndBillsSoldMember" xml:lang="en-US">Call money and bills sold [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_CallMoneyAndBillsSoldMember" xlink:to="lab_smfg_CallMoneyAndBillsSoldMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_CallMoneyAndBillsSoldMember" xml:lang="en-US">Call money and bills sold.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossThatMeetDefinitionOfHeldForTradingCategoryMember" xlink:label="loc_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossThatMeetDefinitionOfHeldForTradingCategoryMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossThatMeetDefinitionOfHeldForTradingCategoryMember" xml:lang="en-US">Financial liabilities at fair value through profit or loss that meet definition of held for trading, category [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossThatMeetDefinitionOfHeldForTradingCategoryMember" xml:lang="en-US">Financial liabilities at fair value through profit or loss that meet definition of held for trading, category [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossThatMeetDefinitionOfHeldForTradingCategoryMember" xlink:to="lab_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossThatMeetDefinitionOfHeldForTradingCategoryMember" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_LeasePayableMember" xlink:label="loc_smfg_LeasePayableMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_LeasePayableMember" xml:lang="en-US">Lease Payable [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_LeasePayableMember" xml:lang="en-US">Lease payable [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_LeasePayableMember" xlink:to="lab_smfg_LeasePayableMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_LeasePayableMember" xml:lang="en-US">Lease payable.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_FinancialLiabilitiesDesignatedAtFairValueThroughProfitOrLossMember" xlink:label="loc_smfg_FinancialLiabilitiesDesignatedAtFairValueThroughProfitOrLossMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_FinancialLiabilitiesDesignatedAtFairValueThroughProfitOrLossMember" xml:lang="en-US">Financial liabilities designated at fair value through profit or loss [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_smfg_FinancialLiabilitiesDesignatedAtFairValueThroughProfitOrLossMember" xml:lang="en-US">Financial liabilities designated at fair value through profit or loss [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_FinancialLiabilitiesDesignatedAtFairValueThroughProfitOrLossMember" xlink:to="lab_smfg_FinancialLiabilitiesDesignatedAtFairValueThroughProfitOrLossMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_FinancialLiabilitiesDesignatedAtFairValueThroughProfitOrLossMember" xml:lang="en-US">Financial liabilities designated at fair value through profit or loss.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfMaturityAnalysisForNonderivativeFinancialLiabilitiesAbstract" xlink:label="loc_ifrs-full_DisclosureOfMaturityAnalysisForNonderivativeFinancialLiabilitiesAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfMaturityAnalysisForNonderivativeFinancialLiabilitiesAbstract" xml:lang="en-US">Disclosure of maturity analysis for non-derivative financial liabilities [abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfMaturityAnalysisForNonderivativeFinancialLiabilitiesAbstract" xml:lang="en-US">Non-derivative financial instruments:</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfMaturityAnalysisForNonderivativeFinancialLiabilitiesAbstract" xlink:to="lab_ifrs-full_DisclosureOfMaturityAnalysisForNonderivativeFinancialLiabilitiesAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_NonderivativeFinancialLiabilitiesUndiscountedCashFlows" xlink:label="loc_ifrs-full_NonderivativeFinancialLiabilitiesUndiscountedCashFlows" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_NonderivativeFinancialLiabilitiesUndiscountedCashFlows" xml:lang="en-US">Non-derivative financial liabilities, undiscounted cash flows</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_NonderivativeFinancialLiabilitiesUndiscountedCashFlows" xml:lang="en-US">Contractual undiscounted cash flows, Non-derivative financial instruments</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_NonderivativeFinancialLiabilitiesUndiscountedCashFlows" xlink:to="lab_ifrs-full_NonderivativeFinancialLiabilitiesUndiscountedCashFlows" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DerivativeFinancialLiabilitiesUndiscountedCashFlows" xlink:label="loc_ifrs-full_DerivativeFinancialLiabilitiesUndiscountedCashFlows" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DerivativeFinancialLiabilitiesUndiscountedCashFlows" xml:lang="en-US">Derivative financial liabilities, undiscounted cash flows</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DerivativeFinancialLiabilitiesUndiscountedCashFlows" xml:lang="en-US">Contractual undiscounted cash flows, Derivative financial instruments</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DerivativeFinancialLiabilitiesUndiscountedCashFlows" xlink:to="lab_ifrs-full_DerivativeFinancialLiabilitiesUndiscountedCashFlows" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_OnDemandMember" xlink:label="loc_ifrs-full_OnDemandMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_OnDemandMember" xml:lang="en-US">On demand [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_OnDemandMember" xml:lang="en-US">On demand [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OnDemandMember" xlink:to="lab_ifrs-full_OnDemandMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_NotLaterThanThreeMonthsMember" xlink:label="loc_ifrs-full_NotLaterThanThreeMonthsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_NotLaterThanThreeMonthsMember" xml:lang="en-US">Not later than three months [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_NotLaterThanThreeMonthsMember" xml:lang="en-US">Not later than three months [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_NotLaterThanThreeMonthsMember" xlink:to="lab_ifrs-full_NotLaterThanThreeMonthsMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_LaterThanThreeMonthsAndNotLaterThanOneYearMember" xlink:label="loc_ifrs-full_LaterThanThreeMonthsAndNotLaterThanOneYearMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_LaterThanThreeMonthsAndNotLaterThanOneYearMember" xml:lang="en-US">Later than three months and not later than one year [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_LaterThanThreeMonthsAndNotLaterThanOneYearMember" xml:lang="en-US">Later than three months and not later than one year [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_LaterThanThreeMonthsAndNotLaterThanOneYearMember" xlink:to="lab_ifrs-full_LaterThanThreeMonthsAndNotLaterThanOneYearMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_LaterThanOneYearAndNotLaterThanThreeYearsMember" xlink:label="loc_ifrs-full_LaterThanOneYearAndNotLaterThanThreeYearsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_LaterThanOneYearAndNotLaterThanThreeYearsMember" xml:lang="en-US">Later than one year and not later than three years [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_LaterThanOneYearAndNotLaterThanThreeYearsMember" xml:lang="en-US">Later than one year and not later than three years [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_LaterThanOneYearAndNotLaterThanThreeYearsMember" xlink:to="lab_ifrs-full_LaterThanOneYearAndNotLaterThanThreeYearsMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_LaterThanThreeYearsAndNotLaterThanFiveYearsMember" xlink:label="loc_ifrs-full_LaterThanThreeYearsAndNotLaterThanFiveYearsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_LaterThanThreeYearsAndNotLaterThanFiveYearsMember" xml:lang="en-US">Later than three years and not later than five years [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_LaterThanThreeYearsAndNotLaterThanFiveYearsMember" xml:lang="en-US">Later than three years and not later than five years [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_LaterThanThreeYearsAndNotLaterThanFiveYearsMember" xlink:to="lab_ifrs-full_LaterThanThreeYearsAndNotLaterThanFiveYearsMember" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DisclosureOfLoansAndAdvancesAndDepositsAbstract" xlink:label="loc_smfg_DisclosureOfLoansAndAdvancesAndDepositsAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DisclosureOfLoansAndAdvancesAndDepositsAbstract" xml:lang="en-US">Disclosure Of Loans and advances, and Deposits [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DisclosureOfLoansAndAdvancesAndDepositsAbstract" xlink:to="lab_smfg_DisclosureOfLoansAndAdvancesAndDepositsAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DisclosureOfLoansAndAdvancesAndDepositsAbstract" xml:lang="en-US">The disclosure of loans and advances and deposits.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DisclosureOfDepositsFromCustomersTable" xlink:label="loc_smfg_DisclosureOfDepositsFromCustomersTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DisclosureOfDepositsFromCustomersTable" xml:lang="en-US">Disclosure of deposits from customers [table]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DisclosureOfDepositsFromCustomersTable" xml:lang="en-US">Disclosure of deposits from customers [Table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DisclosureOfDepositsFromCustomersTable" xlink:to="lab_smfg_DisclosureOfDepositsFromCustomersTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DisclosureOfDepositsFromCustomersTable" xml:lang="en-US">Disclosure of deposits from customers.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DisclosureOfDepositsFromCustomersLineItems" xlink:label="loc_smfg_DisclosureOfDepositsFromCustomersLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DisclosureOfDepositsFromCustomersLineItems" xml:lang="en-US">Disclosure of deposits from customers [line items]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DisclosureOfDepositsFromCustomersLineItems" xml:lang="en-US">Disclosure of deposits from customers [Line Items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DisclosureOfDepositsFromCustomersLineItems" xlink:to="lab_smfg_DisclosureOfDepositsFromCustomersLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DisclosureOfDepositsFromCustomersLineItems" xml:lang="en-US">Disclosure of deposits from customers.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfObjectivesPoliciesAndProcessesForManagingCapitalAbstract" xlink:label="loc_ifrs-full_DisclosureOfObjectivesPoliciesAndProcessesForManagingCapitalAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfObjectivesPoliciesAndProcessesForManagingCapitalAbstract" xml:lang="en-US">Disclosure of objectives, policies and processes for managing capital [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfObjectivesPoliciesAndProcessesForManagingCapitalAbstract" xlink:to="lab_ifrs-full_DisclosureOfObjectivesPoliciesAndProcessesForManagingCapitalAbstract" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_JapaneseGAAPRiskWeightedCapitalRatio" xlink:label="loc_smfg_JapaneseGAAPRiskWeightedCapitalRatio" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_JapaneseGAAPRiskWeightedCapitalRatio" xml:lang="en-US">Japanese GAAP Risk Weighted Capital Ratio</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_JapaneseGAAPRiskWeightedCapitalRatio" xml:lang="en-US">Total risk-weighted capital ratio</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_JapaneseGAAPRiskWeightedCapitalRatio" xlink:to="lab_smfg_JapaneseGAAPRiskWeightedCapitalRatio" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_JapaneseGAAPRiskWeightedCapitalRatio" xml:lang="en-US">The total risk weighted capital ratio calculated under Japanese GAAP.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_JapaneseGAAPTierOneRiskWeightedCapitalRatio" xlink:label="loc_smfg_JapaneseGAAPTierOneRiskWeightedCapitalRatio" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_JapaneseGAAPTierOneRiskWeightedCapitalRatio" xml:lang="en-US">Japanese GAAP Tier One Risk Weighted Capital Ratio</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_JapaneseGAAPTierOneRiskWeightedCapitalRatio" xml:lang="en-US">Tier 1 risk-weighted capital ratio</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_JapaneseGAAPTierOneRiskWeightedCapitalRatio" xlink:to="lab_smfg_JapaneseGAAPTierOneRiskWeightedCapitalRatio" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_JapaneseGAAPTierOneRiskWeightedCapitalRatio" xml:lang="en-US">The tier one risk weighted capital ratio calculated under Japanese GAAP.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_JapaneseGAAPCommonEquityTierOneRiskWeightedCapitalRatio" xlink:label="loc_smfg_JapaneseGAAPCommonEquityTierOneRiskWeightedCapitalRatio" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_JapaneseGAAPCommonEquityTierOneRiskWeightedCapitalRatio" xml:lang="en-US">Japanese GAAP Common Equity Tier One Risk Weighted Capital Ratio</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_JapaneseGAAPCommonEquityTierOneRiskWeightedCapitalRatio" xml:lang="en-US">Common Equity Tier 1 risk-weighted capital ratio</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_JapaneseGAAPCommonEquityTierOneRiskWeightedCapitalRatio" xlink:to="lab_smfg_JapaneseGAAPCommonEquityTierOneRiskWeightedCapitalRatio" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_JapaneseGAAPCommonEquityTierOneRiskWeightedCapitalRatio" xml:lang="en-US">The common equity tier one risk weighted capital ratio calculated under Japanese GAAP.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_JapaneseGAAPCapital" xlink:label="loc_smfg_JapaneseGAAPCapital" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_JapaneseGAAPCapital" xml:lang="en-US">Japanese GAAP Capital</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_JapaneseGAAPCapital" xml:lang="en-US">Total capital (Common Equity Tier 1 capital + Additional Tier 1 capital + Tier 2 capital)</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_JapaneseGAAPCapital" xlink:to="lab_smfg_JapaneseGAAPCapital" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_JapaneseGAAPCapital" xml:lang="en-US">The total capital calculated under Japanese GAAP.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_JapaneseGAAPTierOneCapital" xlink:label="loc_smfg_JapaneseGAAPTierOneCapital" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_JapaneseGAAPTierOneCapital" xml:lang="en-US">Japanese GAAP Tier One Capital</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_JapaneseGAAPTierOneCapital" xml:lang="en-US">Tier 1 capital (Common Equity Tier 1 capital + Additional Tier 1 capital)</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_JapaneseGAAPTierOneCapital" xlink:to="lab_smfg_JapaneseGAAPTierOneCapital" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_JapaneseGAAPTierOneCapital" xml:lang="en-US">The tier one capital calculated under Japanese GAAP.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_JapaneseGAAPCommonEquityTierOneCapital" xlink:label="loc_smfg_JapaneseGAAPCommonEquityTierOneCapital" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_JapaneseGAAPCommonEquityTierOneCapital" xml:lang="en-US">Japanese GAAP Common Equity Tier One Capital</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_JapaneseGAAPCommonEquityTierOneCapital" xml:lang="en-US">Common Equity Tier 1 capital</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_JapaneseGAAPCommonEquityTierOneCapital" xlink:to="lab_smfg_JapaneseGAAPCommonEquityTierOneCapital" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_JapaneseGAAPCommonEquityTierOneCapital" xml:lang="en-US">The common equity tier one capital calculated under Japanese GAAP.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_JapaneseGAAPRiskWeightedAssets" xlink:label="loc_smfg_JapaneseGAAPRiskWeightedAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_JapaneseGAAPRiskWeightedAssets" xml:lang="en-US">Japanese GAAP Risk Weighted Assets</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_JapaneseGAAPRiskWeightedAssets" xml:lang="en-US">Risk-weighted assets</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_JapaneseGAAPRiskWeightedAssets" xlink:to="lab_smfg_JapaneseGAAPRiskWeightedAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_JapaneseGAAPRiskWeightedAssets" xml:lang="en-US">The risk-weighted assets calculated under Japanese GAAP.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_JapaneseGAAPMinimumCapitalRequirements" xlink:label="loc_smfg_JapaneseGAAPMinimumCapitalRequirements" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_JapaneseGAAPMinimumCapitalRequirements" xml:lang="en-US">Japanese GAAP Minimum Capital Requirements</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_JapaneseGAAPMinimumCapitalRequirements" xml:lang="en-US">The amount of minimum total capital requirements</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_JapaneseGAAPMinimumCapitalRequirements" xlink:to="lab_smfg_JapaneseGAAPMinimumCapitalRequirements" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_JapaneseGAAPMinimumCapitalRequirements" xml:lang="en-US">The minimum capital requirements calculated under Japanese GAAP.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesAbstract" xlink:label="loc_ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesAbstract" xml:lang="en-US">Disclosure of transactions between related parties [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesAbstract" xlink:to="lab_ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesTable" xlink:label="loc_ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesTable" xml:lang="en-US">Disclosure of transactions between related parties [table]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesTable" xml:lang="en-US">Disclosure of transactions between related parties [table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesTable" xlink:to="lab_ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesTable" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesLineItems" xlink:label="loc_ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesLineItems" xml:lang="en-US">Disclosure of transactions between related parties [line items]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesLineItems" xml:lang="en-US">Disclosure of transactions between related parties [line items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesLineItems" xlink:to="lab_ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesLineItems" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_Revenue" xlink:label="loc_ifrs-full_Revenue" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_Revenue" xml:lang="en-US">Revenue</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_Revenue" xml:lang="en-US">Income (interest income, fee and commission income, and others)</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_ifrs-full_Revenue" xml:lang="en-US">Total income</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_Revenue" xlink:to="lab_ifrs-full_Revenue" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_AssociatesAndJointVenturesMember" xlink:label="loc_smfg_AssociatesAndJointVenturesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_AssociatesAndJointVenturesMember" xml:lang="en-US">Associates and joint ventures [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_AssociatesAndJointVenturesMember" xml:lang="en-US">Associates and joint ventures [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_AssociatesAndJointVenturesMember" xlink:to="lab_smfg_AssociatesAndJointVenturesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_AssociatesAndJointVenturesMember" xml:lang="en-US">Associates and joint ventures.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_ProvisionOfGuaranteesOrCollateralByEntityRelatedPartyTransactions" xlink:label="loc_ifrs-full_ProvisionOfGuaranteesOrCollateralByEntityRelatedPartyTransactions" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ProvisionOfGuaranteesOrCollateralByEntityRelatedPartyTransactions" xml:lang="en-US">Provision of guarantees or collateral by entity, related party transactions</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ProvisionOfGuaranteesOrCollateralByEntityRelatedPartyTransactions" xml:lang="en-US">Financial guarantees provided by related party</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ProvisionOfGuaranteesOrCollateralByEntityRelatedPartyTransactions" xlink:to="lab_ifrs-full_ProvisionOfGuaranteesOrCollateralByEntityRelatedPartyTransactions" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_CommitmentsMadeByEntityRelatedPartyTransactions" xlink:label="loc_ifrs-full_CommitmentsMadeByEntityRelatedPartyTransactions" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_CommitmentsMadeByEntityRelatedPartyTransactions" xml:lang="en-US">Commitments made by entity, related party transactions</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_CommitmentsMadeByEntityRelatedPartyTransactions" xml:lang="en-US">Loan commitments to associates and joint ventures</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CommitmentsMadeByEntityRelatedPartyTransactions" xlink:to="lab_ifrs-full_CommitmentsMadeByEntityRelatedPartyTransactions" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_KeyManagementPersonnelCompensationPostemploymentBenefits" xlink:label="loc_ifrs-full_KeyManagementPersonnelCompensationPostemploymentBenefits" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_KeyManagementPersonnelCompensationPostemploymentBenefits" xml:lang="en-US">Key management personnel compensation, post-employment benefits</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_KeyManagementPersonnelCompensationPostemploymentBenefits" xml:lang="en-US">Compensation of key management personnel, post-employment benefits</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_KeyManagementPersonnelCompensationPostemploymentBenefits" xlink:to="lab_ifrs-full_KeyManagementPersonnelCompensationPostemploymentBenefits" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_KeyManagementPersonnelCompensationOtherLongtermBenefits" xlink:label="loc_ifrs-full_KeyManagementPersonnelCompensationOtherLongtermBenefits" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_KeyManagementPersonnelCompensationOtherLongtermBenefits" xml:lang="en-US">Key management personnel compensation, other long-term employee benefits</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_KeyManagementPersonnelCompensationOtherLongtermBenefits" xml:lang="en-US">Compensation of key management personnel, other long-term benefits</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_KeyManagementPersonnelCompensationOtherLongtermBenefits" xlink:to="lab_ifrs-full_KeyManagementPersonnelCompensationOtherLongtermBenefits" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_KeyManagementPersonnelCompensationTerminationBenefits" xlink:label="loc_ifrs-full_KeyManagementPersonnelCompensationTerminationBenefits" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_KeyManagementPersonnelCompensationTerminationBenefits" xml:lang="en-US">Key management personnel compensation, termination benefits</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_KeyManagementPersonnelCompensationTerminationBenefits" xml:lang="en-US">Compensation of key management personnel, termination benefits</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_KeyManagementPersonnelCompensationTerminationBenefits" xlink:to="lab_ifrs-full_KeyManagementPersonnelCompensationTerminationBenefits" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_KeyManagementPersonnelCompensationShorttermEmployeeBenefits" xlink:label="loc_ifrs-full_KeyManagementPersonnelCompensationShorttermEmployeeBenefits" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_KeyManagementPersonnelCompensationShorttermEmployeeBenefits" xml:lang="en-US">Key management personnel compensation, short-term employee benefits</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_KeyManagementPersonnelCompensationShorttermEmployeeBenefits" xml:lang="en-US">Short-term employee benefits</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_KeyManagementPersonnelCompensationShorttermEmployeeBenefits" xlink:to="lab_ifrs-full_KeyManagementPersonnelCompensationShorttermEmployeeBenefits" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_KeyManagementPersonnelCompensationSharebasedPayment" xlink:label="loc_ifrs-full_KeyManagementPersonnelCompensationSharebasedPayment" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_KeyManagementPersonnelCompensationSharebasedPayment" xml:lang="en-US">Key management personnel compensation, share-based payment</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_KeyManagementPersonnelCompensationSharebasedPayment" xml:lang="en-US">Share-based compensation</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_KeyManagementPersonnelCompensationSharebasedPayment" xlink:to="lab_ifrs-full_KeyManagementPersonnelCompensationSharebasedPayment" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfSignificantInvestmentsInSubsidiariesAbstract" xlink:label="loc_ifrs-full_DisclosureOfSignificantInvestmentsInSubsidiariesAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfSignificantInvestmentsInSubsidiariesAbstract" xml:lang="en-US">Disclosure of subsidiaries [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfSignificantInvestmentsInSubsidiariesAbstract" xlink:to="lab_ifrs-full_DisclosureOfSignificantInvestmentsInSubsidiariesAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfSignificantInvestmentsInSubsidiariesTable" xlink:label="loc_ifrs-full_DisclosureOfSignificantInvestmentsInSubsidiariesTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfSignificantInvestmentsInSubsidiariesTable" xml:lang="en-US">Disclosure of subsidiaries [table]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfSignificantInvestmentsInSubsidiariesTable" xml:lang="en-US">Disclosure of subsidiaries [table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfSignificantInvestmentsInSubsidiariesTable" xlink:to="lab_ifrs-full_DisclosureOfSignificantInvestmentsInSubsidiariesTable" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfSignificantInvestmentsInSubsidiariesLineItems" xlink:label="loc_ifrs-full_DisclosureOfSignificantInvestmentsInSubsidiariesLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfSignificantInvestmentsInSubsidiariesLineItems" xml:lang="en-US">Disclosure of subsidiaries [line items]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfSignificantInvestmentsInSubsidiariesLineItems" xml:lang="en-US">Disclosure of subsidiaries [Line Items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfSignificantInvestmentsInSubsidiariesLineItems" xlink:to="lab_ifrs-full_DisclosureOfSignificantInvestmentsInSubsidiariesLineItems" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_ProportionOfOwnershipInterestInSubsidiary" xlink:label="loc_ifrs-full_ProportionOfOwnershipInterestInSubsidiary" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ProportionOfOwnershipInterestInSubsidiary" xml:lang="en-US">Proportion of ownership interest in subsidiary</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_ProportionOfOwnershipInterestInSubsidiary" xml:lang="en-US">Proportion of Ownership Interest</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ProportionOfOwnershipInterestInSubsidiary" xlink:to="lab_ifrs-full_ProportionOfOwnershipInterestInSubsidiary" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_ProportionOfVotingPowerHeldInSubsidiary" xlink:label="loc_ifrs-full_ProportionOfVotingPowerHeldInSubsidiary" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ProportionOfVotingPowerHeldInSubsidiary" xml:lang="en-US">Proportion of voting rights held in subsidiary</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ProportionOfVotingPowerHeldInSubsidiary" xml:lang="en-US">Proportion of Voting Rights</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_ProportionOfVotingPowerHeldInSubsidiary" xml:lang="en-US">Proposition of Voting Rights</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ProportionOfVotingPowerHeldInSubsidiary" xlink:to="lab_ifrs-full_ProportionOfVotingPowerHeldInSubsidiary" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DescriptionOfMainBusinessOfSubsidiary" xlink:label="loc_smfg_DescriptionOfMainBusinessOfSubsidiary" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DescriptionOfMainBusinessOfSubsidiary" xml:lang="en-US">Description Of Main Business Of Subsidiary</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DescriptionOfMainBusinessOfSubsidiary" xml:lang="en-US">Main Business</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DescriptionOfMainBusinessOfSubsidiary" xlink:to="lab_smfg_DescriptionOfMainBusinessOfSubsidiary" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DescriptionOfMainBusinessOfSubsidiary" xml:lang="en-US">The description of main business of subsidiaries.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_SmbcTrustBankLtdMember" xlink:label="loc_smfg_SmbcTrustBankLtdMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_SmbcTrustBankLtdMember" xml:lang="en-US">SMBC Trust Bank Ltd [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_SmbcTrustBankLtdMember" xml:lang="en-US">SMBC Trust Bank Ltd. [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_SmbcTrustBankLtdMember" xlink:to="lab_smfg_SmbcTrustBankLtdMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_SmbcTrustBankLtdMember" xml:lang="en-US">SMBC Trust bank ltd.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_SMBCGuaranteeCoLtdMember" xlink:label="loc_smfg_SMBCGuaranteeCoLtdMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_SMBCGuaranteeCoLtdMember" xml:lang="en-US">SMBC Guarantee Co., Ltd. [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_SMBCGuaranteeCoLtdMember" xml:lang="en-US">SMBC Guarantee Co., Ltd. [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_SMBCGuaranteeCoLtdMember" xlink:to="lab_smfg_SMBCGuaranteeCoLtdMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_SMBCGuaranteeCoLtdMember" xml:lang="en-US">SMBC Guarantee Co., Ltd.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_SMBCNikkoSecuritiesIncMember" xlink:label="loc_smfg_SMBCNikkoSecuritiesIncMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_SMBCNikkoSecuritiesIncMember" xml:lang="en-US">SMBC Nikko Securities Inc. [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_SMBCNikkoSecuritiesIncMember" xml:lang="en-US">SMBC Nikko Securities Inc. [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_SMBCNikkoSecuritiesIncMember" xlink:to="lab_smfg_SMBCNikkoSecuritiesIncMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_SMBCNikkoSecuritiesIncMember" xml:lang="en-US">SMBC Nikko securities Inc.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_SumitomoMitsuiCardCompanyLimitedMember" xlink:label="loc_smfg_SumitomoMitsuiCardCompanyLimitedMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_SumitomoMitsuiCardCompanyLimitedMember" xml:lang="en-US">Sumitomo Mitsui Card Company, Limited [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_SumitomoMitsuiCardCompanyLimitedMember" xml:lang="en-US">Sumitomo Mitsui Card Company, Limited [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_SumitomoMitsuiCardCompanyLimitedMember" xlink:to="lab_smfg_SumitomoMitsuiCardCompanyLimitedMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_SumitomoMitsuiCardCompanyLimitedMember" xml:lang="en-US">Sumitomo Mitsui Card Company, Limited.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_TheJapanResearchInstituteLimitedMember" xlink:label="loc_smfg_TheJapanResearchInstituteLimitedMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_TheJapanResearchInstituteLimitedMember" xml:lang="en-US">The Japan Research Institute, Limited [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_TheJapanResearchInstituteLimitedMember" xml:lang="en-US">The Japan Research Institute, Limited [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_TheJapanResearchInstituteLimitedMember" xlink:to="lab_smfg_TheJapanResearchInstituteLimitedMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_TheJapanResearchInstituteLimitedMember" xml:lang="en-US">The Japan Research Institute, Limited.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_SMBCVentureCapitalCoLtdMember" xlink:label="loc_smfg_SMBCVentureCapitalCoLtdMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_SMBCVentureCapitalCoLtdMember" xml:lang="en-US">SMBC Venture Capital Co., Ltd. [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_SMBCVentureCapitalCoLtdMember" xml:lang="en-US">SMBC Venture Capital Co., Ltd. [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_SMBCVentureCapitalCoLtdMember" xlink:to="lab_smfg_SMBCVentureCapitalCoLtdMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_SMBCVentureCapitalCoLtdMember" xml:lang="en-US">SMBC Venture Capital Co., Ltd.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_SMBCConsultingCoLtdMember" xlink:label="loc_smfg_SMBCConsultingCoLtdMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_SMBCConsultingCoLtdMember" xml:lang="en-US">SMBC Consulting Co., Ltd. [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_SMBCConsultingCoLtdMember" xml:lang="en-US">SMBC Consulting Co., Ltd. [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_SMBCConsultingCoLtdMember" xlink:to="lab_smfg_SMBCConsultingCoLtdMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_SMBCConsultingCoLtdMember" xml:lang="en-US">SMBC Consulting Co., Ltd.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_JapanPensionNavigatorCoLtdMember" xlink:label="loc_smfg_JapanPensionNavigatorCoLtdMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_JapanPensionNavigatorCoLtdMember" xml:lang="en-US">Japan Pension Navigator Co., Ltd. [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_JapanPensionNavigatorCoLtdMember" xml:lang="en-US">Japan Pension Navigator Co., Ltd. [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_JapanPensionNavigatorCoLtdMember" xlink:to="lab_smfg_JapanPensionNavigatorCoLtdMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_JapanPensionNavigatorCoLtdMember" xml:lang="en-US">Japan Pension Navigator Co., Ltd.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_AlternativeInvestmentCapitalLimitedMember" xlink:label="loc_smfg_AlternativeInvestmentCapitalLimitedMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_AlternativeInvestmentCapitalLimitedMember" xml:lang="en-US">Alternative Investment Capital Limited [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_AlternativeInvestmentCapitalLimitedMember" xml:lang="en-US">Alternative Investment Capital Limited [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_AlternativeInvestmentCapitalLimitedMember" xlink:to="lab_smfg_AlternativeInvestmentCapitalLimitedMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_AlternativeInvestmentCapitalLimitedMember" xml:lang="en-US">Alternative investment capital limited.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_JriHoldingsLimitedMember" xlink:label="loc_smfg_JriHoldingsLimitedMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_JriHoldingsLimitedMember" xml:lang="en-US">JRI Holdings, Limited [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_JriHoldingsLimitedMember" xlink:to="lab_smfg_JriHoldingsLimitedMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_CountryOfIncorporationOrResidenceOfSubsidiary" xlink:label="loc_ifrs-full_CountryOfIncorporationOrResidenceOfSubsidiary" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_CountryOfIncorporationOrResidenceOfSubsidiary" xml:lang="en-US">Country of incorporation of subsidiary</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_CountryOfIncorporationOrResidenceOfSubsidiary" xml:lang="en-US">Country of Incorporation</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CountryOfIncorporationOrResidenceOfSubsidiary" xlink:to="lab_ifrs-full_CountryOfIncorporationOrResidenceOfSubsidiary" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_SumitomoMitsuiBankingCorporationChinaLimitedMember" xlink:label="loc_smfg_SumitomoMitsuiBankingCorporationChinaLimitedMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_SumitomoMitsuiBankingCorporationChinaLimitedMember" xml:lang="en-US">Sumitomo Mitsui Banking Corporation (China) Limited [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_SumitomoMitsuiBankingCorporationChinaLimitedMember" xml:lang="en-US">Sumitomo Mitsui Banking Corporation (China) Limited [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_SumitomoMitsuiBankingCorporationChinaLimitedMember" xlink:to="lab_smfg_SumitomoMitsuiBankingCorporationChinaLimitedMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_SumitomoMitsuiBankingCorporationChinaLimitedMember" xml:lang="en-US">Sumitomo Mitsui Banking Corporation (China) Limited.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_SMBCAmericasHoldingsIncMember" xlink:label="loc_smfg_SMBCAmericasHoldingsIncMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_SMBCAmericasHoldingsIncMember" xml:lang="en-US">S M B C Americas Holdings Inc [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_SMBCAmericasHoldingsIncMember" xml:lang="en-US">SMBC Americas Holdings, Inc. [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_SMBCAmericasHoldingsIncMember" xlink:to="lab_smfg_SMBCAmericasHoldingsIncMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_SMBCAmericasHoldingsIncMember" xml:lang="en-US">SMBC Americas Holdings Inc.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_BancoSumitomoMitsuiBrasileiroSAMember" xlink:label="loc_smfg_BancoSumitomoMitsuiBrasileiroSAMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_BancoSumitomoMitsuiBrasileiroSAMember" xml:lang="en-US">Banco Sumitomo Mitsui Brasileiro S.A. [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_BancoSumitomoMitsuiBrasileiroSAMember" xml:lang="en-US">Banco Sumitomo Mitsui Brasileiro S.A. [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_BancoSumitomoMitsuiBrasileiroSAMember" xlink:to="lab_smfg_BancoSumitomoMitsuiBrasileiroSAMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_BancoSumitomoMitsuiBrasileiroSAMember" xml:lang="en-US">Banco Sumitomo Mitsui Brasileiro S.A.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_JSCSumitomoMitsuiRusBankMember" xlink:label="loc_smfg_JSCSumitomoMitsuiRusBankMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_JSCSumitomoMitsuiRusBankMember" xml:lang="en-US">JSC Sumitomo Mitsui Rus Bank [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_JSCSumitomoMitsuiRusBankMember" xml:lang="en-US">JSC Sumitomo Mitsui Rus Bank [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_JSCSumitomoMitsuiRusBankMember" xlink:to="lab_smfg_JSCSumitomoMitsuiRusBankMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_JSCSumitomoMitsuiRusBankMember" xml:lang="en-US">JSC Sumitomo Mitsui Rus Bank.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_SmbcBankEuagMember" xlink:label="loc_smfg_SmbcBankEuagMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_SmbcBankEuagMember" xml:lang="en-US">SMBC Bank EUAG [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_SmbcBankEuagMember" xml:lang="en-US">SMBC Bank EU AG [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_SmbcBankEuagMember" xlink:to="lab_smfg_SmbcBankEuagMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_SmbcBankEuagMember" xml:lang="en-US">SMBC Bank EUAG</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_SumitomoMitsuiBankingCorporationMalaysiaBerhadMember" xlink:label="loc_smfg_SumitomoMitsuiBankingCorporationMalaysiaBerhadMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_SumitomoMitsuiBankingCorporationMalaysiaBerhadMember" xml:lang="en-US">Sumitomo Mitsui Banking Corporation Malaysia Berhad [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_SumitomoMitsuiBankingCorporationMalaysiaBerhadMember" xml:lang="en-US">Sumitomo Mitsui Banking Corporation Malaysia Berhad [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_SumitomoMitsuiBankingCorporationMalaysiaBerhadMember" xlink:to="lab_smfg_SumitomoMitsuiBankingCorporationMalaysiaBerhadMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_SumitomoMitsuiBankingCorporationMalaysiaBerhadMember" xml:lang="en-US">Sumitomo Mitsui Banking Corporation Malaysia Berhad.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_SMBCLeasingAndFinanceIncMember" xlink:label="loc_smfg_SMBCLeasingAndFinanceIncMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_SMBCLeasingAndFinanceIncMember" xml:lang="en-US">SMBC Leasing and Finance, Inc. [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_SMBCLeasingAndFinanceIncMember" xml:lang="en-US">SMBC Leasing and Finance, Inc. [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_SMBCLeasingAndFinanceIncMember" xlink:to="lab_smfg_SMBCLeasingAndFinanceIncMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_SMBCLeasingAndFinanceIncMember" xml:lang="en-US">SMBC Leasing and Finance, Inc.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_SMBCNikkoSecuritiesAmericaIncMember" xlink:label="loc_smfg_SMBCNikkoSecuritiesAmericaIncMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_SMBCNikkoSecuritiesAmericaIncMember" xml:lang="en-US">SMBC Nikko Securities America, Inc. [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_SMBCNikkoSecuritiesAmericaIncMember" xml:lang="en-US">SMBC Nikko Securities America, Inc. [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_SMBCNikkoSecuritiesAmericaIncMember" xlink:to="lab_smfg_SMBCNikkoSecuritiesAmericaIncMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_SMBCNikkoSecuritiesAmericaIncMember" xml:lang="en-US">SMBC Nikko Securities America, Inc.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_SMBCNikkoCapitalMarketsLimitedMember" xlink:label="loc_smfg_SMBCNikkoCapitalMarketsLimitedMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_SMBCNikkoCapitalMarketsLimitedMember" xml:lang="en-US">SMBC Nikko Capital Markets Limited [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_SMBCNikkoCapitalMarketsLimitedMember" xml:lang="en-US">SMBC Nikko Capital Markets Limited [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_SMBCNikkoCapitalMarketsLimitedMember" xlink:to="lab_smfg_SMBCNikkoCapitalMarketsLimitedMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_SMBCNikkoCapitalMarketsLimitedMember" xml:lang="en-US">SMBC Nikko Capital Markets Limited.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_SMBCCapitalMarketsIncMember" xlink:label="loc_smfg_SMBCCapitalMarketsIncMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_SMBCCapitalMarketsIncMember" xml:lang="en-US">SMBC Capital Markets Inc [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_SMBCCapitalMarketsIncMember" xml:lang="en-US">SMBC Capital Markets, Inc. [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_SMBCCapitalMarketsIncMember" xlink:to="lab_smfg_SMBCCapitalMarketsIncMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_SMBCCapitalMarketsIncMember" xml:lang="en-US">SMBC Capital Markets, Inc.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_TTInternationalAssetManagementLtdMember" xlink:label="loc_smfg_TTInternationalAssetManagementLtdMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_TTInternationalAssetManagementLtdMember" xml:lang="en-US">TT International Asset Management Ltd [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_TTInternationalAssetManagementLtdMember" xml:lang="en-US">TT International Asset Management Ltd [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_TTInternationalAssetManagementLtdMember" xlink:to="lab_smfg_TTInternationalAssetManagementLtdMember" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_SMBCBankInternationalPlcMember" xlink:label="loc_smfg_SMBCBankInternationalPlcMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_SMBCBankInternationalPlcMember" xml:lang="en-US">SMBC Bank International Plc [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_SMBCBankInternationalPlcMember" xml:lang="en-US">SMBC Bank International Plc [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_SMBCBankInternationalPlcMember" xlink:to="lab_smfg_SMBCBankInternationalPlcMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_SMBCBankInternationalPlcMember" xml:lang="en-US">SMBC bank international plc.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_SMBCMANUBANKMember" xlink:label="loc_smfg_SMBCMANUBANKMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_SMBCMANUBANKMember" xml:lang="en-US">SMBC MANUBANK [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_SMBCMANUBANKMember" xml:lang="en-US">SMBC MANUBANK [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_SMBCMANUBANKMember" xlink:to="lab_smfg_SMBCMANUBANKMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_SMBCMANUBANKMember" xml:lang="en-US">SMBC MANUBANK.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_PtBankSmbcIndonesiaTbkMember" xlink:label="loc_smfg_PtBankSmbcIndonesiaTbkMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_PtBankSmbcIndonesiaTbkMember" xml:lang="en-US">PT Bank SMBC Indonesia Tbk. [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_PtBankSmbcIndonesiaTbkMember" xlink:to="lab_smfg_PtBankSmbcIndonesiaTbkMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_PtBankSmbcIndonesiaTbkMember" xml:lang="en-US">PT Bank SMBC Indonesia Tbk.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_ProportionOfDisposedInterestInSubsidiary" xlink:label="loc_smfg_ProportionOfDisposedInterestInSubsidiary" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_ProportionOfDisposedInterestInSubsidiary" xml:lang="en-US">Proportion Of Disposed Interest In Subsidiary</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_ProportionOfDisposedInterestInSubsidiary" xml:lang="en-US">Proportion of Disposed Interest</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_ProportionOfDisposedInterestInSubsidiary" xlink:to="lab_smfg_ProportionOfDisposedInterestInSubsidiary" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_ProportionOfDisposedInterestInSubsidiary" xml:lang="en-US">The proportion of disposed interest in a subsidiary attributable to the entity.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_BusinessCombinationsMember" xlink:label="loc_ifrs-full_BusinessCombinationsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_BusinessCombinationsMember" xml:lang="en-US">Business combinations [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_BusinessCombinationsMember" xml:lang="en-US">Business combinations [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_BusinessCombinationsMember" xlink:to="lab_ifrs-full_BusinessCombinationsMember" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_SmbcGroupMember" xlink:label="loc_smfg_SmbcGroupMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_SmbcGroupMember" xml:lang="en-US">SMBC Group [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_SmbcGroupMember" xml:lang="en-US">SMBC Group [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_SmbcGroupMember" xlink:to="lab_smfg_SmbcGroupMember" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DisclosureOfInformationAboutStructuredEntitiesAbstract" xlink:label="loc_smfg_DisclosureOfInformationAboutStructuredEntitiesAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DisclosureOfInformationAboutStructuredEntitiesAbstract" xml:lang="en-US">Disclosure of information about structured entities [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DisclosureOfInformationAboutStructuredEntitiesAbstract" xlink:to="lab_smfg_DisclosureOfInformationAboutStructuredEntitiesAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DisclosureOfInformationAboutStructuredEntitiesAbstract" xml:lang="en-US">Disclosure of information about structured entities.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DisclosureOfInformationAboutStructuredEntitiesTable" xlink:label="loc_smfg_DisclosureOfInformationAboutStructuredEntitiesTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DisclosureOfInformationAboutStructuredEntitiesTable" xml:lang="en-US">Disclosure of information about structured entities [table]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DisclosureOfInformationAboutStructuredEntitiesTable" xml:lang="en-US">Disclosure of information about structured entities [table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DisclosureOfInformationAboutStructuredEntitiesTable" xlink:to="lab_smfg_DisclosureOfInformationAboutStructuredEntitiesTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DisclosureOfInformationAboutStructuredEntitiesTable" xml:lang="en-US">Schedule disclosing information related to structured entities.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_ConsolidatedStructuredEntitiesAxis" xlink:label="loc_ifrs-full_ConsolidatedStructuredEntitiesAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ConsolidatedStructuredEntitiesAxis" xml:lang="en-US">Consolidated structured entities [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ConsolidatedStructuredEntitiesAxis" xml:lang="en-US">Consolidated structured entities [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ConsolidatedStructuredEntitiesAxis" xlink:to="lab_ifrs-full_ConsolidatedStructuredEntitiesAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_ConsolidatedStructuredEntitiesDomain" xlink:label="loc_ifrs-full_ConsolidatedStructuredEntitiesDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ConsolidatedStructuredEntitiesDomain" xml:lang="en-US">Consolidated structured entities [domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ConsolidatedStructuredEntitiesDomain" xml:lang="en-US">Entity's total for consolidated structured entities [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ConsolidatedStructuredEntitiesDomain" xlink:to="lab_ifrs-full_ConsolidatedStructuredEntitiesDomain" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_AssetBackedCommercialPaperConduitsMember" xlink:label="loc_smfg_AssetBackedCommercialPaperConduitsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_AssetBackedCommercialPaperConduitsMember" xml:lang="en-US">Asset Backed Commercial Paper Conduits [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_AssetBackedCommercialPaperConduitsMember" xml:lang="en-US">Asset backed commercial paper conduits [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_AssetBackedCommercialPaperConduitsMember" xlink:to="lab_smfg_AssetBackedCommercialPaperConduitsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_AssetBackedCommercialPaperConduitsMember" xml:lang="en-US">Asset backed commercial paper conduits.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_DisclosureOfInformationAboutStructuredEntitiesLineItems" xlink:label="loc_smfg_DisclosureOfInformationAboutStructuredEntitiesLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_DisclosureOfInformationAboutStructuredEntitiesLineItems" xml:lang="en-US">Disclosure of information about structured entities [line items]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_DisclosureOfInformationAboutStructuredEntitiesLineItems" xml:lang="en-US">Disclosure of information about structured entities [line items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_DisclosureOfInformationAboutStructuredEntitiesLineItems" xlink:to="lab_smfg_DisclosureOfInformationAboutStructuredEntitiesLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_DisclosureOfInformationAboutStructuredEntitiesLineItems" xml:lang="en-US">Line items represent concepts included in structured entities table.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_LiquidityAndCreditEnhancementFacilitiesNotionalAmount" xlink:label="loc_smfg_LiquidityAndCreditEnhancementFacilitiesNotionalAmount" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_LiquidityAndCreditEnhancementFacilitiesNotionalAmount" xml:lang="en-US">Liquidity and credit enhancement facilities notional amount</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_LiquidityAndCreditEnhancementFacilitiesNotionalAmount" xml:lang="en-US">Notional amounts of liquidity and credit enhancement facilities</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_LiquidityAndCreditEnhancementFacilitiesNotionalAmount" xlink:to="lab_smfg_LiquidityAndCreditEnhancementFacilitiesNotionalAmount" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_LiquidityAndCreditEnhancementFacilitiesNotionalAmount" xml:lang="en-US">Liquidity and credit enhancement facilities notional amount.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_IncomeFromStructuredEntities" xlink:label="loc_ifrs-full_IncomeFromStructuredEntities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_IncomeFromStructuredEntities" xml:lang="en-US">Income from structured entities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_IncomeFromStructuredEntities" xml:lang="en-US">Income from sponsored unconsolidated structured entities</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IncomeFromStructuredEntities" xlink:to="lab_ifrs-full_IncomeFromStructuredEntities" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_AssetsTransferredToStructuredEntitiesAtTimeOfTransfer" xlink:label="loc_ifrs-full_AssetsTransferredToStructuredEntitiesAtTimeOfTransfer" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_AssetsTransferredToStructuredEntitiesAtTimeOfTransfer" xml:lang="en-US">Assets transferred to structured entities, at time of transfer</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_AssetsTransferredToStructuredEntitiesAtTimeOfTransfer" xml:lang="en-US">Assets transferred to sponsored unconsolidated structured entities</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AssetsTransferredToStructuredEntitiesAtTimeOfTransfer" xlink:to="lab_ifrs-full_AssetsTransferredToStructuredEntitiesAtTimeOfTransfer" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_UnconsolidatedStructuredEntitiesAxis" xlink:label="loc_ifrs-full_UnconsolidatedStructuredEntitiesAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_UnconsolidatedStructuredEntitiesAxis" xml:lang="en-US">Unconsolidated structured entities [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_UnconsolidatedStructuredEntitiesAxis" xml:lang="en-US">Unconsolidated structured entities [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_UnconsolidatedStructuredEntitiesAxis" xlink:to="lab_ifrs-full_UnconsolidatedStructuredEntitiesAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_UnconsolidatedStructuredEntitiesDomain" xlink:label="loc_ifrs-full_UnconsolidatedStructuredEntitiesDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_UnconsolidatedStructuredEntitiesDomain" xml:lang="en-US">Unconsolidated structured entities [domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_UnconsolidatedStructuredEntitiesDomain" xml:lang="en-US">Entity's total for unconsolidated structured entities [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_UnconsolidatedStructuredEntitiesDomain" xlink:to="lab_ifrs-full_UnconsolidatedStructuredEntitiesDomain" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_UnconsolidatedStructuredEntitiesMember" xlink:label="loc_ifrs-full_UnconsolidatedStructuredEntitiesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_UnconsolidatedStructuredEntitiesMember" xml:lang="en-US">Unconsolidated structured entities [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_UnconsolidatedStructuredEntitiesMember" xml:lang="en-US">Unconsolidated structured entities [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_UnconsolidatedStructuredEntitiesMember" xlink:to="lab_ifrs-full_UnconsolidatedStructuredEntitiesMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesAbstract" xlink:label="loc_ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesAbstract" xml:lang="en-US">Disclosure of unconsolidated structured entities [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesAbstract" xlink:to="lab_ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesTable" xlink:label="loc_ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesTable" xml:lang="en-US">Disclosure of unconsolidated structured entities [table]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesTable" xml:lang="en-US">Disclosure of unconsolidated structured entities [table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesTable" xlink:to="lab_ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesTable" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesLineItems" xlink:label="loc_ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesLineItems" xml:lang="en-US">Disclosure of unconsolidated structured entities [line items]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesLineItems" xml:lang="en-US">Disclosure of unconsolidated structured entities [Line Items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesLineItems" xlink:to="lab_ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesLineItems" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_CategoriesOfFinancialAssetsAbstract" xlink:label="loc_ifrs-full_CategoriesOfFinancialAssetsAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_CategoriesOfFinancialAssetsAbstract" xml:lang="en-US">Categories of financial assets [abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_CategoriesOfFinancialAssetsAbstract" xml:lang="en-US">Interests in unconsolidated structured entities recognized in:</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CategoriesOfFinancialAssetsAbstract" xlink:to="lab_ifrs-full_CategoriesOfFinancialAssetsAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_AssetsRecognisedInEntitysFinancialStatementsInRelationToStructuredEntities" xlink:label="loc_ifrs-full_AssetsRecognisedInEntitysFinancialStatementsInRelationToStructuredEntities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_AssetsRecognisedInEntitysFinancialStatementsInRelationToStructuredEntities" xml:lang="en-US">Assets recognised in entity's financial statements in relation to structured entities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_ifrs-full_AssetsRecognisedInEntitysFinancialStatementsInRelationToStructuredEntities" xml:lang="en-US">Total</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AssetsRecognisedInEntitysFinancialStatementsInRelationToStructuredEntities" xlink:to="lab_ifrs-full_AssetsRecognisedInEntitysFinancialStatementsInRelationToStructuredEntities" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_MaximumExposureToLossFromInterestsInStructuredEntities" xlink:label="loc_ifrs-full_MaximumExposureToLossFromInterestsInStructuredEntities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_MaximumExposureToLossFromInterestsInStructuredEntities" xml:lang="en-US">Maximum exposure to loss from interests in structured entities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_MaximumExposureToLossFromInterestsInStructuredEntities" xml:lang="en-US">Maximum exposure to loss from interests in unconsolidated structured entities</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_MaximumExposureToLossFromInterestsInStructuredEntities" xlink:to="lab_ifrs-full_MaximumExposureToLossFromInterestsInStructuredEntities" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_SecuritisationVehiclesMember" xlink:label="loc_ifrs-full_SecuritisationVehiclesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_SecuritisationVehiclesMember" xml:lang="en-US">Securitisation vehicles [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_SecuritisationVehiclesMember" xml:lang="en-US">Securitisation [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_SecuritisationVehiclesMember" xlink:to="lab_ifrs-full_SecuritisationVehiclesMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_InvestmentFundsMember" xlink:label="loc_ifrs-full_InvestmentFundsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_InvestmentFundsMember" xml:lang="en-US">Investment funds [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_InvestmentFundsMember" xml:lang="en-US">Investment funds [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InvestmentFundsMember" xlink:to="lab_ifrs-full_InvestmentFundsMember" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_OtherInterestsInUnconsolidatedStructuredEntitiesMember" xlink:label="loc_smfg_OtherInterestsInUnconsolidatedStructuredEntitiesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_OtherInterestsInUnconsolidatedStructuredEntitiesMember" xml:lang="en-US">Other interests in Unconsolidated Structured Entities [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_OtherInterestsInUnconsolidatedStructuredEntitiesMember" xml:lang="en-US">Others [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_OtherInterestsInUnconsolidatedStructuredEntitiesMember" xlink:to="lab_smfg_OtherInterestsInUnconsolidatedStructuredEntitiesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_OtherInterestsInUnconsolidatedStructuredEntitiesMember" xml:lang="en-US">This member stands for other interests in unconsolidated structured entities.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_LaterThanOneYearMember" xlink:label="loc_ifrs-full_LaterThanOneYearMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_LaterThanOneYearMember" xml:lang="en-US">Later than one year [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_LaterThanOneYearMember" xml:lang="en-US">More than twelve months [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_LaterThanOneYearMember" xlink:to="lab_ifrs-full_LaterThanOneYearMember" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_CondensedFinancialInformationOfRegistrantAbstract" xlink:label="loc_smfg_CondensedFinancialInformationOfRegistrantAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_CondensedFinancialInformationOfRegistrantAbstract" xml:lang="en-US">Condensed financial information of registrant [Abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_CondensedFinancialInformationOfRegistrantAbstract" xlink:to="lab_smfg_CondensedFinancialInformationOfRegistrantAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_CondensedFinancialInformationOfRegistrantAbstract" xml:lang="en-US">Condensed financial information of registrant [Abstract]</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_CondensedFinancialInformationOfRegistrantTable" xlink:label="loc_smfg_CondensedFinancialInformationOfRegistrantTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_CondensedFinancialInformationOfRegistrantTable" xml:lang="en-US">Condensed financial information of registrant [Table]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_CondensedFinancialInformationOfRegistrantTable" xml:lang="en-US">Condensed financial information of registrant [Table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_CondensedFinancialInformationOfRegistrantTable" xlink:to="lab_smfg_CondensedFinancialInformationOfRegistrantTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_CondensedFinancialInformationOfRegistrantTable" xml:lang="en-US">Condensed financial information of registrant [Table]</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_CondensedFinancialInformationOfRegistrantLineItems" xlink:label="loc_smfg_CondensedFinancialInformationOfRegistrantLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_CondensedFinancialInformationOfRegistrantLineItems" xml:lang="en-US">Condensed financial information of registrant [line items]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_CondensedFinancialInformationOfRegistrantLineItems" xml:lang="en-US">Condensed financial information of registrant [line items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_CondensedFinancialInformationOfRegistrantLineItems" xlink:to="lab_smfg_CondensedFinancialInformationOfRegistrantLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_CondensedFinancialInformationOfRegistrantLineItems" xml:lang="en-US">Condensed financial information of registrant.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_InvestmentsInSubsidiaries" xlink:label="loc_ifrs-full_InvestmentsInSubsidiaries" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_InvestmentsInSubsidiaries" xml:lang="en-US">Investments in subsidiaries</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_InvestmentsInSubsidiaries" xml:lang="en-US">Investments in SMBC</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InvestmentsInSubsidiaries" xlink:to="lab_ifrs-full_InvestmentsInSubsidiaries" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_InvestmentsInSubsidiariesJointVenturesAndAssociates" xlink:label="loc_ifrs-full_InvestmentsInSubsidiariesJointVenturesAndAssociates" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_InvestmentsInSubsidiariesJointVenturesAndAssociates" xml:lang="en-US">Investments in subsidiaries, joint ventures and associates</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_InvestmentsInSubsidiariesJointVenturesAndAssociates" xml:lang="en-US">Investments in other subsidiaries, associates and joint ventures</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InvestmentsInSubsidiariesJointVenturesAndAssociates" xlink:to="lab_ifrs-full_InvestmentsInSubsidiariesJointVenturesAndAssociates" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_EquityAndLiabilitiesAbstract" xlink:label="loc_ifrs-full_EquityAndLiabilitiesAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_EquityAndLiabilitiesAbstract" xml:lang="en-US">Equity and liabilities [abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_EquityAndLiabilitiesAbstract" xml:lang="en-US">Liabilities and equity:</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_EquityAndLiabilitiesAbstract" xlink:to="lab_ifrs-full_EquityAndLiabilitiesAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_ShorttermBorrowings" xlink:label="loc_ifrs-full_ShorttermBorrowings" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ShorttermBorrowings" xml:lang="en-US">Current borrowings</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ShorttermBorrowings" xml:lang="en-US">Short-term borrowings from SMBC</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ShorttermBorrowings" xlink:to="lab_ifrs-full_ShorttermBorrowings" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_LongtermBorrowings" xlink:label="loc_ifrs-full_LongtermBorrowings" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_LongtermBorrowings" xml:lang="en-US">Non-current portion of non-current borrowings</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_LongtermBorrowings" xml:lang="en-US">Long-term borrowings</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_LongtermBorrowings" xlink:to="lab_ifrs-full_LongtermBorrowings" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_EquityAttributableToOwnersOfParent" xlink:label="loc_ifrs-full_EquityAttributableToOwnersOfParent" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_EquityAttributableToOwnersOfParent" xml:lang="en-US">Equity attributable to owners of parent</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_EquityAttributableToOwnersOfParent" xml:lang="en-US">Shareholders' equity</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_EquityAttributableToOwnersOfParent" xlink:to="lab_ifrs-full_EquityAttributableToOwnersOfParent" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_ConsolidatedAndSeparateFinancialStatementsAxis" xlink:label="loc_ifrs-full_ConsolidatedAndSeparateFinancialStatementsAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ConsolidatedAndSeparateFinancialStatementsAxis" xml:lang="en-US">Consolidated and separate financial statements [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ConsolidatedAndSeparateFinancialStatementsAxis" xlink:to="lab_ifrs-full_ConsolidatedAndSeparateFinancialStatementsAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_ConsolidatedMember" xlink:label="loc_ifrs-full_ConsolidatedMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ConsolidatedMember" xml:lang="en-US">Consolidated [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ConsolidatedMember" xlink:to="lab_ifrs-full_ConsolidatedMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_SeparateMember" xlink:label="loc_ifrs-full_SeparateMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_SeparateMember" xml:lang="en-US">Separate [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_SeparateMember" xml:lang="en-US">Non Consolidated [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_SeparateMember" xlink:to="lab_ifrs-full_SeparateMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_AnalysisOfIncomeAndExpenseAbstract" xlink:label="loc_ifrs-full_AnalysisOfIncomeAndExpenseAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_AnalysisOfIncomeAndExpenseAbstract" xml:lang="en-US">Analysis of income and expense [abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_AnalysisOfIncomeAndExpenseAbstract" xml:lang="en-US">Income:</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AnalysisOfIncomeAndExpenseAbstract" xlink:to="lab_ifrs-full_AnalysisOfIncomeAndExpenseAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_ExpenseByNature" xlink:label="loc_ifrs-full_ExpenseByNature" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ExpenseByNature" xml:lang="en-US">Expenses, by nature</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_ifrs-full_ExpenseByNature" xml:lang="en-US">Total expense</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ExpenseByNature" xlink:to="lab_ifrs-full_ExpenseByNature" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_OtherSubsidiariesAssociateAndJointVenturesMember" xlink:label="loc_smfg_OtherSubsidiariesAssociateAndJointVenturesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_OtherSubsidiariesAssociateAndJointVenturesMember" xml:lang="en-US">Other Subsidiaries Associate And Joint Ventures [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_OtherSubsidiariesAssociateAndJointVenturesMember" xml:lang="en-US">Other subsidiaries, associates and joint ventures [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_OtherSubsidiariesAssociateAndJointVenturesMember" xlink:to="lab_smfg_OtherSubsidiariesAssociateAndJointVenturesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_OtherSubsidiariesAssociateAndJointVenturesMember" xml:lang="en-US">Other subsidiaries associate and joint ventures.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_ProceedsFromIssueOfSubordinatedLiabilities" xlink:label="loc_ifrs-full_ProceedsFromIssueOfSubordinatedLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ProceedsFromIssueOfSubordinatedLiabilities" xml:lang="en-US">Proceeds from issue of subordinated liabilities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ProceedsFromIssueOfSubordinatedLiabilities" xml:lang="en-US">Proceeds from issuance of long-term borrowings</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ProceedsFromIssueOfSubordinatedLiabilities" xlink:to="lab_ifrs-full_ProceedsFromIssueOfSubordinatedLiabilities" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_ProceedsFromIssueOfBondsNotesAndDebentures" xlink:label="loc_ifrs-full_ProceedsFromIssueOfBondsNotesAndDebentures" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ProceedsFromIssueOfBondsNotesAndDebentures" xml:lang="en-US">Proceeds from issue of bonds, notes and debentures</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ProceedsFromIssueOfBondsNotesAndDebentures" xml:lang="en-US">Proceeds from issuance of debt securities</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ProceedsFromIssueOfBondsNotesAndDebentures" xlink:to="lab_ifrs-full_ProceedsFromIssueOfBondsNotesAndDebentures" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_RedemptionOfLongTermBorrowings" xlink:label="loc_smfg_RedemptionOfLongTermBorrowings" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_RedemptionOfLongTermBorrowings" xml:lang="en-US">Redemption of Long Term Borrowings</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_smfg_RedemptionOfLongTermBorrowings" xml:lang="en-US">Redemption of long-term borrowings</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_RedemptionOfLongTermBorrowings" xlink:to="lab_smfg_RedemptionOfLongTermBorrowings" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_RedemptionOfLongTermBorrowings" xml:lang="en-US">Redemption of Long Term Borrowings.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_RedemptionOfDebtSecurities" xlink:label="loc_smfg_RedemptionOfDebtSecurities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_RedemptionOfDebtSecurities" xml:lang="en-US">Redemption of Debt Securities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_smfg_RedemptionOfDebtSecurities" xml:lang="en-US">Redemption of debt securities</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_RedemptionOfDebtSecurities" xlink:to="lab_smfg_RedemptionOfDebtSecurities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_RedemptionOfDebtSecurities" xml:lang="en-US">Redemption of Debt Securities</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_CashFlowsFromUsedInIncreaseDecreaseInCurrentBorrowings" xlink:label="loc_ifrs-full_CashFlowsFromUsedInIncreaseDecreaseInCurrentBorrowings" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_CashFlowsFromUsedInIncreaseDecreaseInCurrentBorrowings" xml:lang="en-US">Cash flows from (used in) increase (decrease) in current borrowings</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_CashFlowsFromUsedInIncreaseDecreaseInCurrentBorrowings" xml:lang="en-US">Net increase (decrease) of short-term borrowings from SMBC</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CashFlowsFromUsedInIncreaseDecreaseInCurrentBorrowings" xlink:to="lab_ifrs-full_CashFlowsFromUsedInIncreaseDecreaseInCurrentBorrowings" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_PaymentsOfOtherEquityInstruments" xlink:label="loc_ifrs-full_PaymentsOfOtherEquityInstruments" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_PaymentsOfOtherEquityInstruments" xml:lang="en-US">Payments of other equity instruments</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_ifrs-full_PaymentsOfOtherEquityInstruments" xml:lang="en-US">Redemption of other equity instruments</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_PaymentsOfOtherEquityInstruments" xlink:to="lab_ifrs-full_PaymentsOfOtherEquityInstruments" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_CashAdvancesAndLoansMadeToOtherPartiesClassifiedAsInvestingActivities" xlink:label="loc_ifrs-full_CashAdvancesAndLoansMadeToOtherPartiesClassifiedAsInvestingActivities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_CashAdvancesAndLoansMadeToOtherPartiesClassifiedAsInvestingActivities" xml:lang="en-US">Cash advances and loans made to other parties, classified as investing activities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_ifrs-full_CashAdvancesAndLoansMadeToOtherPartiesClassifiedAsInvestingActivities" xml:lang="en-US">Loans provided to subsidiaries</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CashAdvancesAndLoansMadeToOtherPartiesClassifiedAsInvestingActivities" xlink:to="lab_ifrs-full_CashAdvancesAndLoansMadeToOtherPartiesClassifiedAsInvestingActivities" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_InvestmentsInSubsidiary" xlink:label="loc_smfg_InvestmentsInSubsidiary" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_InvestmentsInSubsidiary" xml:lang="en-US">Investments in subsidiary</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_smfg_InvestmentsInSubsidiary" xml:lang="en-US">Investments in subsidiaries</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_InvestmentsInSubsidiary" xlink:to="lab_smfg_InvestmentsInSubsidiary" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_InvestmentsInSubsidiary" xml:lang="en-US">Investments in subsidiary.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_SumitomoMitsuiBankingCorporationAndOtherSubsidiariesMember" xlink:label="loc_smfg_SumitomoMitsuiBankingCorporationAndOtherSubsidiariesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_SumitomoMitsuiBankingCorporationAndOtherSubsidiariesMember" xml:lang="en-US">Sumitomo Mitsui Banking Corporation and Other Subsidiaries [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_SumitomoMitsuiBankingCorporationAndOtherSubsidiariesMember" xlink:to="lab_smfg_SumitomoMitsuiBankingCorporationAndOtherSubsidiariesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_SumitomoMitsuiBankingCorporationAndOtherSubsidiariesMember" xml:lang="en-US">Sumitomo mitsui banking corporation and other subsidiaries.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_BorrowingsByTypeAbstract" xlink:label="loc_ifrs-full_BorrowingsByTypeAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_BorrowingsByTypeAbstract" xml:lang="en-US">Borrowings, by type [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_BorrowingsByTypeAbstract" xlink:to="lab_ifrs-full_BorrowingsByTypeAbstract" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_SubordinatedLongTermBorrowingsMember" xlink:label="loc_smfg_SubordinatedLongTermBorrowingsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_SubordinatedLongTermBorrowingsMember" xml:lang="en-US">Subordinated long term borrowings [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_SubordinatedLongTermBorrowingsMember" xml:lang="en-US">Subordinated long-term borrowings [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_SubordinatedLongTermBorrowingsMember" xlink:to="lab_smfg_SubordinatedLongTermBorrowingsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_SubordinatedLongTermBorrowingsMember" xml:lang="en-US">Subordinated long term borrowings.</link:label>
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_UnsubordinatedLongTermBorrowingsMember" xlink:label="loc_smfg_UnsubordinatedLongTermBorrowingsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_UnsubordinatedLongTermBorrowingsMember" xml:lang="en-US">Unsubordinated long term borrowings [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_UnsubordinatedLongTermBorrowingsMember" xml:lang="en-US">Unsubordinated long-term borrowings [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_UnsubordinatedLongTermBorrowingsMember" xlink:to="lab_smfg_UnsubordinatedLongTermBorrowingsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_UnsubordinatedLongTermBorrowingsMember" xml:lang="en-US">Unsubordinated long term borrowings.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd#ifrs-full_SubsidiariesMember" xlink:label="loc_ifrs-full_SubsidiariesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_SubsidiariesMember" xml:lang="en-US">Subsidiaries [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_SubsidiariesMember" xml:lang="en-US">Subsidiaries [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_SubsidiariesMember" xlink:to="lab_ifrs-full_SubsidiariesMember" />
          <link:loc xlink:type="locator" xlink:href="smfg-20260331.xsd#smfg_GuaranteeDeposits" xlink:label="loc_smfg_GuaranteeDeposits" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_smfg_GuaranteeDeposits" xml:lang="en-US">Guarantee deposits</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_smfg_GuaranteeDeposits" xml:lang="en-US">Guarantee deposit</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_smfg_GuaranteeDeposits" xlink:to="lab_smfg_GuaranteeDeposits" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_smfg_GuaranteeDeposits" xml:lang="en-US">Guarantee deposits.</link:label>
        </link:labelLink>
      </link:linkbase>
    </appinfo>
  </annotation>
  <import namespace="http://www.xbrl.org/2003/instance" schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd" />
  <import namespace="http://www.xbrl.org/2009/role/negated" schemaLocation="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd" />
  <import namespace="http://www.xbrl.org/2009/role/net" schemaLocation="http://www.xbrl.org/lrr/role/net-2009-12-16.xsd" />
  <import namespace="http://xbrl.org/2005/xbrldt" schemaLocation="http://www.xbrl.org/2005/xbrldt-2005.xsd" />
  <import namespace="http://xbrl.org/2020/extensible-enumerations-2.0" schemaLocation="https://www.xbrl.org/2020/extensible-enumerations-2.0.xsd" />
  <import namespace="http://xbrl.sec.gov/dei/2025" schemaLocation="https://xbrl.sec.gov/dei/2025/dei-2025.xsd" />
  <import namespace="http://fasb.org/srt/2025" schemaLocation="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd" />
  <import namespace="http://fasb.org/srt-types/2025" schemaLocation="https://xbrl.fasb.org/srt/2025/elts/srt-types-2025.xsd" />
  <import namespace="http://xbrl.sec.gov/ecd-sub/2025" schemaLocation="https://xbrl.sec.gov/ecd/2025/ecd-sub-2025.xsd" />
  <import namespace="http://xbrl.sec.gov/ecd/2025" schemaLocation="https://xbrl.sec.gov/ecd/2025/ecd-2025.xsd" />
  <import namespace="http://www.xbrl.org/2006/ref" schemaLocation="http://www.xbrl.org/2006/ref-2006-02-27.xsd" />
  <import namespace="http://fasb.org/srt-roles/2025" schemaLocation="https://xbrl.fasb.org/srt/2025/elts/srt-roles-2025.xsd" />
  <import namespace="http://www.xbrl.org/dtr/type/2024-01-31" schemaLocation="https://www.xbrl.org/dtr/type/2024-01-31/types.xsd" />
  <import namespace="http://xbrl.sec.gov/cyd-af-sub/2025" schemaLocation="https://xbrl.sec.gov/cyd/2025/cyd-af-sub-2025.xsd" />
  <import namespace="https://xbrl.ifrs.org/taxonomy/2025-03-27/ifrs-full" schemaLocation="https://xbrl.ifrs.org/taxonomy/2025-03-27/full_ifrs/full_ifrs-cor_2025-03-27.xsd" />
  <import namespace="http://xbrl.sec.gov/country/2025" schemaLocation="https://xbrl.sec.gov/country/2025/country-2025.xsd" />
  <import namespace="http://xbrl.sec.gov/currency/2025" schemaLocation="https://xbrl.sec.gov/currency/2025/currency-2025.xsd" />
  <import namespace="http://xbrl.sec.gov/exch/2025" schemaLocation="https://xbrl.sec.gov/exch/2025/exch-2025.xsd" />
  <import namespace="http://xbrl.sec.gov/naics/2025" schemaLocation="https://xbrl.sec.gov/naics/2025/naics-2025.xsd" />
  <import namespace="http://xbrl.sec.gov/sic/2025" schemaLocation="https://xbrl.sec.gov/sic/2025/sic-2025.xsd" />
  <import namespace="http://xbrl.sec.gov/stpr/2025" schemaLocation="https://xbrl.sec.gov/stpr/2025/stpr-2025.xsd" />
  <element name="CallLoansAndBillsBought" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="smfg_CallLoansAndBillsBought" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="EquityExcludingOtherReserves" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="smfg_EquityExcludingOtherReserves" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="StockholdersEquityAttributableToParent" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="smfg_StockholdersEquityAttributableToParent" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="EquityAttributableToOtherEquityInstrumentsHolders" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="smfg_EquityAttributableToOtherEquityInstrumentsHolders" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="CallMoneyAndBillsSold" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="smfg_CallMoneyAndBillsSold" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="ProfitLossAttributableToOtherEquityInstrumentsHolders" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_ProfitLossAttributableToOtherEquityInstrumentsHolders" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="NetIncomeFromFinancialAssetsLiabilitiesAtFairValueThroughProfitOrLoss" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_NetIncomeFromFinancialAssetsLiabilitiesAtFairValueThroughProfitOrLoss" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="OperatingIncomeLossBeforeImpairmentCharges" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_OperatingIncomeLossBeforeImpairmentCharges" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="OperatingIncomeLossBeforeOperatingExpenses" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_OperatingIncomeLossBeforeOperatingExpenses" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="InvestmentsInDebtInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_InvestmentsInDebtInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeAbstract" substitutionGroup="xbrli:item" />
  <element name="OtherComprehensiveIncomeBeforeTaxGainsLossesFromInvestmentsInDebtInstruments" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_OtherComprehensiveIncomeBeforeTaxGainsLossesFromInvestmentsInDebtInstruments" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="ReclassificationAdjustmentOfGainsLossesOnDebtInstrumentsAtFairValueThroughOtherComprehensiveIncome" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_ReclassificationAdjustmentOfGainsLossesOnDebtInstrumentsAtFairValueThroughOtherComprehensiveIncome" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="ComprehensiveIncomeAttributableToOtherEquityInstrumentsHolders" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_ComprehensiveIncomeAttributableToOtherEquityInstrumentsHolders" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="GainsLossesOnInvestmentsInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_GainsLossesOnInvestmentsInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeAbstract" substitutionGroup="xbrli:item" />
  <element name="GainLossesOnOwnCreditOnFinancialLiabilitiesDesignatedThroughProfitOrLoss" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_GainLossesOnOwnCreditOnFinancialLiabilitiesDesignatedThroughProfitOrLoss" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="OwnCreditOnFinancialInstrumentsDesignatedAtFairValueThroughProfitOrLossMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_OwnCreditOnFinancialInstrumentsDesignatedAtFairValueThroughProfitOrLossMember" substitutionGroup="xbrli:item" />
  <element name="EquityAttributableToOtherEquityInstrumentsHoldersMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_EquityAttributableToOtherEquityInstrumentsHoldersMember" substitutionGroup="xbrli:item" />
  <element name="IncreaseDecreaseThroughIssuanceOfStockForEmployeeAwards" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_IncreaseDecreaseThroughIssuanceOfStockForEmployeeAwards" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="IncreaseDecreaseThroughAcquisitionAndDisposalOfSubsidiariesAndBusinessNet" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_IncreaseDecreaseThroughAcquisitionAndDisposalOfSubsidiariesAndBusinessNet" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="IncreaseDecreaseThroughCouponsOnOtherEquityInstruments" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_IncreaseDecreaseThroughCouponsOnOtherEquityInstruments" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="IncreaseDecreaseThroughTransferToRetainedEarnings" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_IncreaseDecreaseThroughTransferToRetainedEarnings" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="IncreaseDecreaseThroughShareOfChangesInCapitalSurplusOfAssociatesAndJointVentures" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_IncreaseDecreaseThroughShareOfChangesInCapitalSurplusOfAssociatesAndJointVentures" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="IncreaseDecreaseThroughPurchaseAndSaleOfOtherEquityInstrumentsNet" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_IncreaseDecreaseThroughPurchaseAndSaleOfOtherEquityInstrumentsNet" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="DecreaseThroughPutOptionsWrittenOnNonControllingInterest" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_DecreaseThroughPutOptionsWrittenOnNonControllingInterest" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="RedemptionOfOtherEquityInstruments" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_RedemptionOfOtherEquityInstruments" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="AdjustmentsForLossesGainsOnFinancialAssetsAtFairValueThroughProfitOrLossAndInvestmentSecurities" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_AdjustmentsForLossesGainsOnFinancialAssetsAtFairValueThroughProfitOrLossAndInvestmentSecurities" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="AdjustmentsForProvisionForLoanLosses" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_AdjustmentsForProvisionForLoanLosses" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="ProceedsFromIssuanceOfSubordinatedBonds" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_ProceedsFromIssuanceOfSubordinatedBonds" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="RedemptionOfSubordinatedBonds" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_RedemptionOfSubordinatedBonds" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="CouponsPaidToOtherEquityInstrumentsHolders" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_CouponsPaidToOtherEquityInstrumentsHolders" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="ProceedsFromSalePurchasesOfTreasuryShares" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_ProceedsFromSalePurchasesOfTreasuryShares" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="ProceedsFromSalePurchasesOfOtherEquityInstruments" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_ProceedsFromSalePurchasesOfOtherEquityInstruments" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="TransactionsWithNoncontrollingInterestShareholdersNet" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_TransactionsWithNoncontrollingInterestShareholdersNet" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="PurchasesOfFinancialAssetsAtFairValueThroughProfitOrLossAndInvestmentSecurities" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_PurchasesOfFinancialAssetsAtFairValueThroughProfitOrLossAndInvestmentSecurities" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="ProceedsFromSaleOfFinancialAssetsAtFairValueThroughProfitOrLossAndInvestmentSecurities" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_ProceedsFromSaleOfFinancialAssetsAtFairValueThroughProfitOrLossAndInvestmentSecurities" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="ProceedsFromMaturitiesOfFinancialAssetsAtFairValueThroughProfitOrLossAndInvestmentSecurities" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_ProceedsFromMaturitiesOfFinancialAssetsAtFairValueThroughProfitOrLossAndInvestmentSecurities" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="AcquisitionsOfTheSubsidiariesAndBusinessesNetOfCashAndCashEquivalentsAcquiredClassifiedAsInvestingActivities" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_AcquisitionsOfTheSubsidiariesAndBusinessesNetOfCashAndCashEquivalentsAcquiredClassifiedAsInvestingActivities" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="IncreaseDecreaseInOperatingAssetsAndLiabilitiesAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_IncreaseDecreaseInOperatingAssetsAndLiabilitiesAbstract" substitutionGroup="xbrli:item" />
  <element name="AdjustmentsForIncreaseDecreaseInTermDepositsWithOriginalMaturitiesOverThreeMonths" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_AdjustmentsForIncreaseDecreaseInTermDepositsWithOriginalMaturitiesOverThreeMonths" substitutionGroup="xbrli:item" xbrli:balance="debit" />
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  <element name="DisclosureOfLoansAndAdvancesByIndustrySectorExplanatory" type="dtr-types:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_DisclosureOfLoansAndAdvancesByIndustrySectorExplanatory" substitutionGroup="xbrli:item" />
  <element name="DisclosureOfStructuredFinanceLoansAndAdvancesExplanatory" type="dtr-types:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_DisclosureOfStructuredFinanceLoansAndAdvancesExplanatory" substitutionGroup="xbrli:item" />
  <element name="DisclosureOfSecuredAndUnsecuredConsumerLoansExplanatory" type="dtr-types:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_DisclosureOfSecuredAndUnsecuredConsumerLoansExplanatory" substitutionGroup="xbrli:item" />
  <element name="DisclosureOfLoansAndAdvancesAtAmortizedCostExplanatory" type="dtr-types:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_DisclosureOfLoansAndAdvancesAtAmortizedCostExplanatory" substitutionGroup="xbrli:item" />
  <element name="DisclosureOfExternalCreditsExposuresExplanatory" type="dtr-types:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_DisclosureOfExternalCreditsExposuresExplanatory" substitutionGroup="xbrli:item" />
  <element name="DisclosureOfMaturityAnalysisForFinancialLiabilitiesExplanatory" type="dtr-types:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_DisclosureOfMaturityAnalysisForFinancialLiabilitiesExplanatory" substitutionGroup="xbrli:item" />
  <element name="DisclosureOfBalanceOfLoansAndAdvancesAndDepositsExplanatory" type="dtr-types:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_DisclosureOfBalanceOfLoansAndAdvancesAndDepositsExplanatory" substitutionGroup="xbrli:item" />
  <element name="DisclosureOfDepositsFromCustomersByGeographyExplanatory" type="dtr-types:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_DisclosureOfDepositsFromCustomersByGeographyExplanatory" substitutionGroup="xbrli:item" />
  <element name="DisclosureOfRegulatoryCapitalRatiosAndRequirementsExplanatory" type="dtr-types:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_DisclosureOfRegulatoryCapitalRatiosAndRequirementsExplanatory" substitutionGroup="xbrli:item" />
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  <element name="DisclosureOfKeyManagementPersonnelCompensationExplanatory" type="dtr-types:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_DisclosureOfKeyManagementPersonnelCompensationExplanatory" substitutionGroup="xbrli:item" />
  <element name="DisclosureOfDetailedInformationAboutCurrentAndNoncurrentDistinctionExplanatory" type="dtr-types:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_DisclosureOfDetailedInformationAboutCurrentAndNoncurrentDistinctionExplanatory" substitutionGroup="xbrli:item" />
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  <element name="DisclosureOfCondensedIncomeStatementOfParentExplanatory" type="dtr-types:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_DisclosureOfCondensedIncomeStatementOfParentExplanatory" substitutionGroup="xbrli:item" />
  <element name="DisclosureOfCondensedStatementOfCashFlowsOfParentExplanatory" type="dtr-types:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_DisclosureOfCondensedStatementOfCashFlowsOfParentExplanatory" substitutionGroup="xbrli:item" />
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  <element name="SummaryOfSignificantAccountingPoliciesLineItems" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_SummaryOfSignificantAccountingPoliciesLineItems" substitutionGroup="xbrli:item" />
  <element name="NumberOfDaysForAFinancialAssetToBecomePastDueForDeterminingCreditImpairment" type="xbrli:durationItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_NumberOfDaysForAFinancialAssetToBecomePastDueForDeterminingCreditImpairment" substitutionGroup="xbrli:item" />
  <element name="EventOccurredAxis" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_EventOccurredAxis" substitutionGroup="xbrldt:dimensionItem" />
  <element name="EventOccurredMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_EventOccurredMember" substitutionGroup="xbrli:item" />
  <element name="AssetsForRentAndOthersMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_AssetsForRentAndOthersMember" substitutionGroup="xbrli:item" />
  <element name="ProvisionForInterestRepaymentMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_ProvisionForInterestRepaymentMember" substitutionGroup="xbrli:item" />
  <element name="InterestOnLoans" type="dtr-types:percentItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_InterestOnLoans" substitutionGroup="xbrli:item" />
  <element name="AllowanceAccountsForCreditLossesOfFinancialAssets" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="smfg_AllowanceAccountsForCreditLossesOfFinancialAssets" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="AdditionalAllowanceForCreditLossesDueToChangesInInterestRate" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="smfg_AdditionalAllowanceForCreditLossesDueToChangesInInterestRate" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="InterestRateRestrictionActMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_InterestRateRestrictionActMember" substitutionGroup="xbrli:item" />
  <element name="ActRegulatingTheReceiptOfContributionsReceiptOfDepositsAndInterestRatesMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_ActRegulatingTheReceiptOfContributionsReceiptOfDepositsAndInterestRatesMember" substitutionGroup="xbrli:item" />
  <element name="UnusualRiskAxis" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_UnusualRiskAxis" substitutionGroup="xbrldt:dimensionItem" />
  <element name="UnusualRiskMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_UnusualRiskMember" substitutionGroup="xbrli:item" />
  <element name="RussianBorrowersMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_RussianBorrowersMember" substitutionGroup="xbrli:item" />
  <element name="MiddleEastBorrowersMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_MiddleEastBorrowersMember" substitutionGroup="xbrli:item" />
  <element name="NatureOfRiskAxis" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_NatureOfRiskAxis" substitutionGroup="xbrldt:dimensionItem" />
  <element name="NatureOfRiskMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_NatureOfRiskMember" substitutionGroup="xbrli:item" />
  <element name="HighInterestRatesInForeignCountriesMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_HighInterestRatesInForeignCountriesMember" substitutionGroup="xbrli:item" />
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  <element name="DisclosureOfDetailedInformationOfKeyFactorsOfTheMacroeconomicScenariosUnderTheBaseScenarioTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_DisclosureOfDetailedInformationOfKeyFactorsOfTheMacroeconomicScenariosUnderTheBaseScenarioTable" substitutionGroup="xbrldt:hypercubeItem" />
  <element name="JapaneseShortTermInterestRateMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_JapaneseShortTermInterestRateMember" substitutionGroup="xbrli:item" />
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  <element name="GrossDomesticProductGrowthRate" type="dtr-types:percentItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_GrossDomesticProductGrowthRate" substitutionGroup="xbrli:item" />
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  <element name="MacroeconomicScenariosMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_MacroeconomicScenariosMember" substitutionGroup="xbrli:item" />
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  <element name="DownsideMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_DownsideMember" substitutionGroup="xbrli:item" />
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  <element name="NumberOfOperatingSegments1" type="xbrli:integerItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_NumberOfOperatingSegments1" substitutionGroup="xbrli:item" />
  <element name="JapaneseGAAPGrossProfit" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_JapaneseGAAPGrossProfit" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="JapaneseGAAPGeneralAndAdministrativeExpenses" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_JapaneseGAAPGeneralAndAdministrativeExpenses" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="JapaneseGAAPOthers" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_JapaneseGAAPOthers" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="JapaneseGAAPConsolidatedNetBusinessProfitLoss" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_JapaneseGAAPConsolidatedNetBusinessProfitLoss" substitutionGroup="xbrli:item" xbrli:balance="credit" />
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  <element name="SegmentConsolidationMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_SegmentConsolidationMember" substitutionGroup="xbrli:item" />
  <element name="WholesaleBusinessUnitMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_WholesaleBusinessUnitMember" substitutionGroup="xbrli:item" />
  <element name="RetailBusinessUnitMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_RetailBusinessUnitMember" substitutionGroup="xbrli:item" />
  <element name="GlobalBusinessUnitMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_GlobalBusinessUnitMember" substitutionGroup="xbrli:item" />
  <element name="GlobalMarketsBusinessUnitMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_GlobalMarketsBusinessUnitMember" substitutionGroup="xbrli:item" />
  <element name="JapaneseGAAPCreditCostReversalNet" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_JapaneseGAAPCreditCostReversalNet" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="JapaneseGAAPGainLossOnEquityInstruments" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_JapaneseGAAPGainLossOnEquityInstruments" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="JapaneseGAAPExtraordinaryGainsOrLossesAndOtherDifferencesBetweenManagementReportingAndJapaneseGAAP" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_JapaneseGAAPExtraordinaryGainsOrLossesAndOtherDifferencesBetweenManagementReportingAndJapaneseGAAP" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="JapaneseGAAPProfitLossBeforeTax" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_JapaneseGAAPProfitLossBeforeTax" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="JapaneseGAAPScopeOfConsolidation" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_JapaneseGAAPScopeOfConsolidation" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="JapaneseGAAPDerivativeFinancialInstruments" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_JapaneseGAAPDerivativeFinancialInstruments" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="JapaneseGAAPInvestmentSecurities" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_JapaneseGAAPInvestmentSecurities" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="JapaneseGAAPLoansAndAdvances" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_JapaneseGAAPLoansAndAdvances" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="JapaneseGAAPInvestmentsInAssociatesAndJointVentures" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_JapaneseGAAPInvestmentsInAssociatesAndJointVentures" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="JapaneseGAAPPropertyPlantAndEquipment" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_JapaneseGAAPPropertyPlantAndEquipment" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="JapaneseGAAPLeaseAccounting" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_JapaneseGAAPLeaseAccounting" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="JapaneseGAAPDefinedBenefitPlans" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_JapaneseGAAPDefinedBenefitPlans" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="JapaneseGAAPForeignCurrencyTranslation" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_JapaneseGAAPForeignCurrencyTranslation" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="JapaneseGAAPClassificationOfEquityAndLiability" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_JapaneseGAAPClassificationOfEquityAndLiability" substitutionGroup="xbrli:item" xbrli:balance="credit" />
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  <element name="EuropeAndMiddleEastMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_EuropeAndMiddleEastMember" substitutionGroup="xbrli:item" />
  <element name="AsiaAndOceaniaMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_AsiaAndOceaniaMember" substitutionGroup="xbrli:item" />
  <element name="ListedOptionContractMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_ListedOptionContractMember" substitutionGroup="xbrli:item" />
  <element name="OverTheCounterOptionContractMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_OverTheCounterOptionContractMember" substitutionGroup="xbrli:item" />
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  <element name="ForeignExchangeContract1Member" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_ForeignExchangeContract1Member" substitutionGroup="xbrli:item" />
  <element name="EquityContract1Member" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_EquityContract1Member" substitutionGroup="xbrli:item" />
  <element name="CommodityContract1Member" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_CommodityContract1Member" substitutionGroup="xbrli:item" />
  <element name="CreditRiskContract1Member" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_CreditRiskContract1Member" substitutionGroup="xbrli:item" />
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  <element name="PurposeOfDerivativesDomain" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_PurposeOfDerivativesDomain" substitutionGroup="xbrli:item" />
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  <element name="DerivativeFinancialInstrumentsForRiskManagementPurposeMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_DerivativeFinancialInstrumentsForRiskManagementPurposeMember" substitutionGroup="xbrli:item" />
  <element name="InvestmentSecuritiesMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_InvestmentSecuritiesMember" substitutionGroup="xbrli:item" />
  <element name="CarryingAmountOfHedgingInstruments" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="smfg_CarryingAmountOfHedgingInstruments" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="InterestRateOptionContractMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_InterestRateOptionContractMember" substitutionGroup="xbrli:item" />
  <element name="Borrowings1Member" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_Borrowings1Member" substitutionGroup="xbrli:item" />
  <element name="DerivativeFinancialInstrumentsMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_DerivativeFinancialInstrumentsMember" substitutionGroup="xbrli:item" />
  <element name="InterestRateSwapsMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_InterestRateSwapsMember" substitutionGroup="xbrli:item" />
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  <element name="MaturityPeriodOfHedgingInstrumentMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_MaturityPeriodOfHedgingInstrumentMember" substitutionGroup="xbrli:item" />
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  <element name="ReserveOfExchangeDifferencesOnTranslationRemainingBalance" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="smfg_ReserveOfExchangeDifferencesOnTranslationRemainingBalance" substitutionGroup="xbrli:item" xbrli:balance="credit" />
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  <element name="DebtSecuritiesBorrowedMoneyDepositsMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_DebtSecuritiesBorrowedMoneyDepositsMember" substitutionGroup="xbrli:item" />
  <element name="ForwardForeignExchangeContractsMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_ForwardForeignExchangeContractsMember" substitutionGroup="xbrli:item" />
  <element name="ForeignCurrencyDenominatedFinancialLiabilitiesMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_ForeignCurrencyDenominatedFinancialLiabilitiesMember" substitutionGroup="xbrli:item" />
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  <element name="EurForeignOperationsMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_EurForeignOperationsMember" substitutionGroup="xbrli:item" />
  <element name="OtherForeignOperationsMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_OtherForeignOperationsMember" substitutionGroup="xbrli:item" />
  <element name="ThbForeignOperationsMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_ThbForeignOperationsMember" substitutionGroup="xbrli:item" />
  <element name="DerivativeInstrumentAxis" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_DerivativeInstrumentAxis" substitutionGroup="xbrldt:dimensionItem" />
  <element name="DerivativeInstrumentDomain" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_DerivativeInstrumentDomain" substitutionGroup="xbrli:item" />
  <element name="CreditDerivativesProtectionPurchasedMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_CreditDerivativesProtectionPurchasedMember" substitutionGroup="xbrli:item" />
  <element name="CreditDerivativesProtectionSoldMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_CreditDerivativesProtectionSoldMember" substitutionGroup="xbrli:item" />
  <element name="CreditRiskPortfolioManagingPurposeMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_CreditRiskPortfolioManagingPurposeMember" substitutionGroup="xbrli:item" />
  <element name="FacilitatingClientTransactionsPurposeMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_FacilitatingClientTransactionsPurposeMember" substitutionGroup="xbrli:item" />
  <element name="TradingPurposeMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_TradingPurposeMember" substitutionGroup="xbrli:item" />
  <element name="BanksAndBrokerDealersCounterpartyMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_BanksAndBrokerDealersCounterpartyMember" substitutionGroup="xbrli:item" />
  <element name="JapaneseGovernmentBondsMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_JapaneseGovernmentBondsMember" substitutionGroup="xbrli:item" />
  <element name="JapaneseMunicipalBondsMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_JapaneseMunicipalBondsMember" substitutionGroup="xbrli:item" />
  <element name="JapaneseCorporateBondsMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_JapaneseCorporateBondsMember" substitutionGroup="xbrli:item" />
  <element name="USTreasuryAndOtherUSGovernmentAgencyBondsMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_USTreasuryAndOtherUSGovernmentAgencyBondsMember" substitutionGroup="xbrli:item" />
  <element name="BondsIssuedByGovernmentsAndOfficialInstitutionsExcludingU.s.TreasuryAndOtherU.s.GovernmentAgencyBondsMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_BondsIssuedByGovernmentsAndOfficialInstitutionsExcludingU.s.TreasuryAndOtherU.s.GovernmentAgencyBondsMember" substitutionGroup="xbrli:item" />
  <element name="MortgageBackedSecurities1Member" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_MortgageBackedSecurities1Member" substitutionGroup="xbrli:item" />
  <element name="OtherDebtInstrumentsMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_OtherDebtInstrumentsMember" substitutionGroup="xbrli:item" />
  <element name="EquityInstrumentsDomesticMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_EquityInstrumentsDomesticMember" substitutionGroup="xbrli:item" />
  <element name="EquityInstrumentsForeignMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_EquityInstrumentsForeignMember" substitutionGroup="xbrli:item" />
  <element name="ListedMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_ListedMember" substitutionGroup="xbrli:item" />
  <element name="UnlistedMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_UnlistedMember" substitutionGroup="xbrli:item" />
  <element name="ToyotaMotorCorporationMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_ToyotaMotorCorporationMember" substitutionGroup="xbrli:item" />
  <element name="DaikinIndustriesLtdMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_DaikinIndustriesLtdMember" substitutionGroup="xbrli:item" />
  <element name="EastJapanRailwayCompanyMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_EastJapanRailwayCompanyMember" substitutionGroup="xbrli:item" />
  <element name="CentralJapanRailwayCompanyMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_CentralJapanRailwayCompanyMember" substitutionGroup="xbrli:item" />
  <element name="SumitomoRealtyAndDevelopmentCoLtdMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_SumitomoRealtyAndDevelopmentCoLtdMember" substitutionGroup="xbrli:item" />
  <element name="KubotaCorporationMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_KubotaCorporationMember" substitutionGroup="xbrli:item" />
  <element name="DaiwaHouseIndustryCoLtdMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_DaiwaHouseIndustryCoLtdMember" substitutionGroup="xbrli:item" />
  <element name="WestJapanRailwayCompanyMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_WestJapanRailwayCompanyMember" substitutionGroup="xbrli:item" />
  <element name="FujiFilmHoldingsCorporationMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_FujiFilmHoldingsCorporationMember" substitutionGroup="xbrli:item" />
  <element name="JapanExchangeGroupIncMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_JapanExchangeGroupIncMember" substitutionGroup="xbrli:item" />
  <element name="MitsuiAndCoLtdMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_MitsuiAndCoLtdMember" substitutionGroup="xbrli:item" />
  <element name="NidecCorporationMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_NidecCorporationMember" substitutionGroup="xbrli:item" />
  <element name="MitsuiFudosanCoLtdMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_MitsuiFudosanCoLtdMember" substitutionGroup="xbrli:item" />
  <element name="SevenAndIHoldingsCoLtdMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_SevenAndIHoldingsCoLtdMember" substitutionGroup="xbrli:item" />
  <element name="SGHoldingsCoLtdMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_SGHoldingsCoLtdMember" substitutionGroup="xbrli:item" />
  <element name="MurataManufacturingCoLtdMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_MurataManufacturingCoLtdMember" substitutionGroup="xbrli:item" />
  <element name="AsahiKaseiCorporationMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_AsahiKaseiCorporationMember" substitutionGroup="xbrli:item" />
  <element name="KoitoManufacturingCoLtdMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_KoitoManufacturingCoLtdMember" substitutionGroup="xbrli:item" />
  <element name="ShionogiAndCoLtdMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_ShionogiAndCoLtdMember" substitutionGroup="xbrli:item" />
  <element name="ITOCHUCorporationMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_ITOCHUCorporationMember" substitutionGroup="xbrli:item" />
  <element name="ChubuElectricPowerCompanyIncorporatedMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_ChubuElectricPowerCompanyIncorporatedMember" substitutionGroup="xbrli:item" />
  <element name="DaifukuCoLtdMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_DaifukuCoLtdMember" substitutionGroup="xbrli:item" />
  <element name="MakitaCorporationMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_MakitaCorporationMember" substitutionGroup="xbrli:item" />
  <element name="GMOPaymentGatewayIncMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_GMOPaymentGatewayIncMember" substitutionGroup="xbrli:item" />
  <element name="TorayIndustriesIncMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_TorayIndustriesIncMember" substitutionGroup="xbrli:item" />
  <element name="KansaiElectricPowerCompanyIncorporatedMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_KansaiElectricPowerCompanyIncorporatedMember" substitutionGroup="xbrli:item" />
  <element name="MinbeaMitsumiIncMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_MinbeaMitsumiIncMember" substitutionGroup="xbrli:item" />
  <element name="TohoGasCoLtdMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_TohoGasCoLtdMember" substitutionGroup="xbrli:item" />
  <element name="KajimaCorporationMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_KajimaCorporationMember" substitutionGroup="xbrli:item" />
  <element name="ToyotaTsushoCorporationMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_ToyotaTsushoCorporationMember" substitutionGroup="xbrli:item" />
  <element name="BrotherIndustriesLtdMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_BrotherIndustriesLtdMember" substitutionGroup="xbrli:item" />
  <element name="SanwaHoldingsCorporationMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_SanwaHoldingsCorporationMember" substitutionGroup="xbrli:item" />
  <element name="OthersMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_OthersMember" substitutionGroup="xbrli:item" />
  <element name="AresManagementCorporationMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_AresManagementCorporationMember" substitutionGroup="xbrli:item" />
  <element name="SekisuiHouseLtdMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_SekisuiHouseLtdMember" substitutionGroup="xbrli:item" />
  <element name="NipponSteelCorporationMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_NipponSteelCorporationMember" substitutionGroup="xbrli:item" />
  <element name="SotetsuHoldingsIncMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_SotetsuHoldingsIncMember" substitutionGroup="xbrli:item" />
  <element name="SumitomoMetalMiningCoLtdMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_SumitomoMetalMiningCoLtdMember" substitutionGroup="xbrli:item" />
  <element name="JefferiesFinancialGroupInc.Member" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_JefferiesFinancialGroupInc.Member" substitutionGroup="xbrli:item" />
  <element name="MitsuiO.S.K.LinesLtd.Member" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_MitsuiO.S.K.LinesLtd.Member" substitutionGroup="xbrli:item" />
  <element name="BANDAINAMCOHoldingsInc.Member" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_BANDAINAMCOHoldingsInc.Member" substitutionGroup="xbrli:item" />
  <element name="IBIDENCO.LTD.Member" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_IBIDENCO.LTD.Member" substitutionGroup="xbrli:item" />
  <element name="CMEGroupInc.Member" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_CMEGroupInc.Member" substitutionGroup="xbrli:item" />
  <element name="SbiHoldingsInc.Member" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_SbiHoldingsInc.Member" substitutionGroup="xbrli:item" />
  <element name="FujikuraLtd.Member" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_FujikuraLtd.Member" substitutionGroup="xbrli:item" />
  <element name="TbsHoldingsInc.Member" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_TbsHoldingsInc.Member" substitutionGroup="xbrli:item" />
  <element name="ToyoSuisanKaishaLtd.Member" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_ToyoSuisanKaishaLtd.Member" substitutionGroup="xbrli:item" />
  <element name="MaruichiSteelTubeLtdMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_MaruichiSteelTubeLtdMember" substitutionGroup="xbrli:item" />
  <element name="MarubeniCorporationMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_MarubeniCorporationMember" substitutionGroup="xbrli:item" />
  <element name="KawasakiHeavyIndustriesLtdMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_KawasakiHeavyIndustriesLtdMember" substitutionGroup="xbrli:item" />
  <element name="KanekaCorporationMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_KanekaCorporationMember" substitutionGroup="xbrli:item" />
  <element name="TheBankOfEastAsiaLimitedMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_TheBankOfEastAsiaLimitedMember" substitutionGroup="xbrli:item" />
  <element name="SumitomoElectricIndustriesLtdMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_SumitomoElectricIndustriesLtdMember" substitutionGroup="xbrli:item" />
  <element name="MEIDENSHACORPORATIONMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_MEIDENSHACORPORATIONMember" substitutionGroup="xbrli:item" />
  <element name="YAMAZAKIBAKINGCOLTDMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_YAMAZAKIBAKINGCOLTDMember" substitutionGroup="xbrli:item" />
  <element name="OASAKAGASCOLTDMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_OASAKAGASCOLTDMember" substitutionGroup="xbrli:item" />
  <element name="ElectricPowerDevelopmentCoLTDMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_ElectricPowerDevelopmentCoLTDMember" substitutionGroup="xbrli:item" />
  <element name="BLUEZONESHOLDINGSCOLTDMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_BLUEZONESHOLDINGSCOLTDMember" substitutionGroup="xbrli:item" />
  <element name="RengoCoLTDMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_RengoCoLTDMember" substitutionGroup="xbrli:item" />
  <element name="CTBCFinancialHoldingCoLtdMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_CTBCFinancialHoldingCoLtdMember" substitutionGroup="xbrli:item" />
  <element name="AllowanceForLoanLossesMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_AllowanceForLoanLossesMember" substitutionGroup="xbrli:item" />
  <element name="LifetimeEclNotCreditImpairedMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_LifetimeEclNotCreditImpairedMember" substitutionGroup="xbrli:item" />
  <element name="LifetimeEclCreditImpairedMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_LifetimeEclCreditImpairedMember" substitutionGroup="xbrli:item" />
  <element name="UnearnedIncomeUnamortizedPremiumsNetAndDeferredLoanFeesNet" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="smfg_UnearnedIncomeUnamortizedPremiumsNetAndDeferredLoanFeesNet" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="AllowanceForCreditLossesOfFinancialAssets" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="smfg_AllowanceForCreditLossesOfFinancialAssets" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="DisclosureOfAssociatesAndJointVenturesTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_DisclosureOfAssociatesAndJointVenturesTable" substitutionGroup="xbrldt:hypercubeItem" />
  <element name="DisclosureOfSignificantInvestmentsInAssociatesAndJointVenturesLineItems" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_DisclosureOfSignificantInvestmentsInAssociatesAndJointVenturesLineItems" substitutionGroup="xbrli:item" />
  <element name="DescriptionOfMainBusinessOfAssociate" type="xbrli:stringItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_DescriptionOfMainBusinessOfAssociate" substitutionGroup="xbrli:item" />
  <element name="DescriptionOfMainBusinessOfJointVenture" type="xbrli:stringItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_DescriptionOfMainBusinessOfJointVenture" substitutionGroup="xbrli:item" />
  <element name="SumitomoMitsuiFinanceAndLeasingCompanyLimitedMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_SumitomoMitsuiFinanceAndLeasingCompanyLimitedMember" substitutionGroup="xbrli:item" />
  <element name="ACLEDABankPlcMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_ACLEDABankPlcMember" substitutionGroup="xbrli:item" />
  <element name="SumitomoMitsuiAutoServiceCompanyLimitedMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_SumitomoMitsuiAutoServiceCompanyLimitedMember" substitutionGroup="xbrli:item" />
  <element name="SMBCAviationCapitalLimitedMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_SMBCAviationCapitalLimitedMember" substitutionGroup="xbrli:item" />
  <element name="PocketCardCoLtdMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_PocketCardCoLtdMember" substitutionGroup="xbrli:item" />
  <element name="SAKURAKCSCorporationMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_SAKURAKCSCorporationMember" substitutionGroup="xbrli:item" />
  <element name="JSOLCorporationMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_JSOLCorporationMember" substitutionGroup="xbrli:item" />
  <element name="SakuraInformationSystemsCoLtdMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_SakuraInformationSystemsCoLtdMember" substitutionGroup="xbrli:item" />
  <element name="ChinaPostAndCapitalFundManagementCoLtdMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_ChinaPostAndCapitalFundManagementCoLtdMember" substitutionGroup="xbrli:item" />
  <element name="PayPayBankCorporationMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_PayPayBankCorporationMember" substitutionGroup="xbrli:item" />
  <element name="VPBankSMBCFinanceCompanyLimitedMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_VPBankSMBCFinanceCompanyLimitedMember" substitutionGroup="xbrli:item" />
  <element name="VietnamProsperityJointStockCommercialBankMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_VietnamProsperityJointStockCommercialBankMember" substitutionGroup="xbrli:item" />
  <element name="RizalCommercialBankingCorporationMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_RizalCommercialBankingCorporationMember" substitutionGroup="xbrli:item" />
  <element name="YESBANKLIMITEDMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_YESBANKLIMITEDMember" substitutionGroup="xbrli:item" />
  <element name="TypeOfAdoptionsAxis" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_TypeOfAdoptionsAxis" substitutionGroup="xbrldt:dimensionItem" />
  <element name="TypeOfAdoptionsDomain" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_TypeOfAdoptionsDomain" substitutionGroup="xbrli:item" />
  <element name="LeaseAndSubleasePaymentsAsExpenseAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_LeaseAndSubleasePaymentsAsExpenseAbstract" substitutionGroup="xbrli:item" />
  <element name="DisclosureOfRecognisedAssetsByLesseeTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_DisclosureOfRecognisedAssetsByLesseeTable" substitutionGroup="xbrldt:hypercubeItem" />
  <element name="DisclosureOfFinanceLeaseReceivableOfLessorLineItems" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_DisclosureOfFinanceLeaseReceivableOfLessorLineItems" substitutionGroup="xbrli:item" />
  <element name="AccumulatedAllowanceForUncollectibleLeasePaymentsReceivable" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="smfg_AccumulatedAllowanceForUncollectibleLeasePaymentsReceivable" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="DisclosureOfLeasesByLesseeAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_DisclosureOfLeasesByLesseeAbstract" substitutionGroup="xbrli:item" />
  <element name="DisclosureOfLeasesByLesseeTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_DisclosureOfLeasesByLesseeTable" substitutionGroup="xbrldt:hypercubeItem" />
  <element name="DisclosureOfLeasesByLesseeLineItems" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_DisclosureOfLeasesByLesseeLineItems" substitutionGroup="xbrli:item" />
  <element name="MinimumLeasePaymentsPayable" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="smfg_MinimumLeasePaymentsPayable" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="MinimumLeasePaymentsPayableAtPresentValue" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="smfg_MinimumLeasePaymentsPayableAtPresentValue" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="FutureFinanceChargeOnLease" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="smfg_FutureFinanceChargeOnLease" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="DisclosureOfLeasesByLessorAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_DisclosureOfLeasesByLessorAbstract" substitutionGroup="xbrli:item" />
  <element name="DisclosureOfLeasesByLessorTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_DisclosureOfLeasesByLessorTable" substitutionGroup="xbrldt:hypercubeItem" />
  <element name="DisclosureOfLeasesByLessorLineItems" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_DisclosureOfLeasesByLessorLineItems" substitutionGroup="xbrli:item" />
  <element name="GrossInvestmentsInLease" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="smfg_GrossInvestmentsInLease" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="MinimumFinancesLeasePaymentsReceivableAtPresentValue" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="smfg_MinimumFinancesLeasePaymentsReceivableAtPresentValue" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="UnearnedFinanceIncomeOnFinanceLeases" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="smfg_UnearnedFinanceIncomeOnFinanceLeases" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="MinimumLeasePaymentsPayableUnderOperatingLease" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="smfg_MinimumLeasePaymentsPayableUnderOperatingLease" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="HeadOfficeAccountAndOthersMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_HeadOfficeAccountAndOthersMember" substitutionGroup="xbrli:item" />
  <element name="CCCMKHoldingsCoLtdMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_CCCMKHoldingsCoLtdMember" substitutionGroup="xbrli:item" />
  <element name="RetailBusinessSegmentMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_RetailBusinessSegmentMember" substitutionGroup="xbrli:item" />
  <element name="SMBCConsumerFinanceCoLtdMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_SMBCConsumerFinanceCoLtdMember" substitutionGroup="xbrli:item" />
  <element name="SumitomoMitsuiDSAssetManagementCompanyLimitedMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_SumitomoMitsuiDSAssetManagementCompanyLimitedMember" substitutionGroup="xbrli:item" />
  <element name="GlobalBusinessUnitOfSMFGIndiaCreditCompanyLimitedMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_GlobalBusinessUnitOfSMFGIndiaCreditCompanyLimitedMember" substitutionGroup="xbrli:item" />
  <element name="SMFGIndiaCreditCompanyLimitedMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_SMFGIndiaCreditCompanyLimitedMember" substitutionGroup="xbrli:item" />
  <element name="ReceivablesFromBrokersDealersAndCustomersForSecuritiesTransactions" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="smfg_ReceivablesFromBrokersDealersAndCustomersForSecuritiesTransactions" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="CashCollateralProvidedForDerivativeAndOtherFinancialTransactions" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="smfg_CashCollateralProvidedForDerivativeAndOtherFinancialTransactions" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="SecurityDeposits" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="smfg_SecurityDeposits" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="OtherMiscellaneousAssets" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="smfg_OtherMiscellaneousAssets" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="BalancesOnNoninterestbearingDemandDepositsFromCustomers" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="smfg_BalancesOnNoninterestbearingDemandDepositsFromCustomers" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="BalancesOnInterestbearingDemandDepositsFromCustomers" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="smfg_BalancesOnInterestbearingDemandDepositsFromCustomers" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="BalancesOnDepositsAtNoticeFromCustomers" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="smfg_BalancesOnDepositsAtNoticeFromCustomers" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="BalancesOnTimeDepositsFromCustomers" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="smfg_BalancesOnTimeDepositsFromCustomers" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="BalancesOnNegotiableCertificatesOfDepositFromCustomers" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="smfg_BalancesOnNegotiableCertificatesOfDepositFromCustomers" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="DebtSecuritiesInIssueMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_DebtSecuritiesInIssueMember" substitutionGroup="xbrli:item" />
  <element name="CarryingAmountOfFinancialLiabilitiesDesignatedAtFairValueThroughProfitOrLossThatExcessTheContractualAmountRequiredToBePaidAtMaturity" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="smfg_CarryingAmountOfFinancialLiabilitiesDesignatedAtFairValueThroughProfitOrLossThatExcessTheContractualAmountRequiredToBePaidAtMaturity" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="LiabilitiesAssociatedWithSecuritizationTransactionsMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_LiabilitiesAssociatedWithSecuritizationTransactionsMember" substitutionGroup="xbrli:item" />
  <element name="SubordinatedBorrowingsMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_SubordinatedBorrowingsMember" substitutionGroup="xbrli:item" />
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  <element name="DebtSecuritiesInIssueAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_DebtSecuritiesInIssueAbstract" substitutionGroup="xbrli:item" />
  <element name="DebtSecuritiesInIssueTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_DebtSecuritiesInIssueTable" substitutionGroup="xbrldt:hypercubeItem" />
  <element name="DebtSecuritiesByNameAxis" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_DebtSecuritiesByNameAxis" substitutionGroup="xbrldt:dimensionItem" />
  <element name="DebtSecuritiesByNameDomain" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_DebtSecuritiesByNameDomain" substitutionGroup="xbrli:item" />
  <element name="SubordinatedBondsMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_SubordinatedBondsMember" substitutionGroup="xbrli:item" />
  <element name="CommercialPaper1Member" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_CommercialPaper1Member" substitutionGroup="xbrli:item" />
  <element name="UnsubordinatedBondsMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_UnsubordinatedBondsMember" substitutionGroup="xbrli:item" />
  <element name="DebtSecuritiesInIssueLineItems" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_DebtSecuritiesInIssueLineItems" substitutionGroup="xbrli:item" />
  <element name="DebtSecuritiesOriginalCurrency" type="xbrli:stringItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_DebtSecuritiesOriginalCurrency" substitutionGroup="xbrli:item" />
  <element name="DebtSecuritiesMaturityYear" type="xbrli:gYearItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_DebtSecuritiesMaturityYear" substitutionGroup="xbrli:item" />
  <element name="DebtSecuritiesInterestRate" type="dtr-types:percentItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="smfg_DebtSecuritiesInterestRate" substitutionGroup="xbrli:item" />
  <element name="SumitomoMitsuiBankingCorporationMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_SumitomoMitsuiBankingCorporationMember" substitutionGroup="xbrli:item" />
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  <element name="NoncashChangesForeignExchangeTranslationsOfSubordinatedBonds" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_NoncashChangesForeignExchangeTranslationsOfSubordinatedBonds" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="NoncashChangesInOtherSubordinatedBonds" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_NoncashChangesInOtherSubordinatedBonds" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="FinancialGuaranteesAndOtherCreditrelatedContingentLiabilities" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="smfg_FinancialGuaranteesAndOtherCreditrelatedContingentLiabilities" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="DueToTrustAccount" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="smfg_DueToTrustAccount" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="PayablesToBrokersDealersAndCustomersForSecuritiesTransactions" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="smfg_PayablesToBrokersDealersAndCustomersForSecuritiesTransactions" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="PayablesRelatedToCreditCardServices" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="smfg_PayablesRelatedToCreditCardServices" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="ObligationsFromFactoringTransactions" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="smfg_ObligationsFromFactoringTransactions" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="OtherMiscellaneousLiabilities" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="smfg_OtherMiscellaneousLiabilities" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="GuaranteeDepositsAndDerivativeCashCollateralReceived" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="smfg_GuaranteeDepositsAndDerivativeCashCollateralReceived" substitutionGroup="xbrli:item" xbrli:balance="credit" />
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  <element name="ChangesInDeferredTaxAssetsAndLiabilitiesLineItems" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_ChangesInDeferredTaxAssetsAndLiabilitiesLineItems" substitutionGroup="xbrli:item" />
  <element name="IncomeTaxRelatingToChangesInOwnCreditOnFinancialLiabilitiesDesignatedAtFairValueThroughProfitOrLossReserve" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_IncomeTaxRelatingToChangesInOwnCreditOnFinancialLiabilitiesDesignatedAtFairValueThroughProfitOrLossReserve" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="IncreaseDecreaseThroughBusinessCombinationsAndLossOfControlOfSubsidiaryDeferredTaxLiabilityAsset" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_IncreaseDecreaseThroughBusinessCombinationsAndLossOfControlOfSubsidiaryDeferredTaxLiabilityAsset" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="IncreaseDecreaseThroughNetExchangeDifferencesAndOthersDeferredTaxLiabilityAsset" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_IncreaseDecreaseThroughNetExchangeDifferencesAndOthersDeferredTaxLiabilityAsset" substitutionGroup="xbrli:item" xbrli:balance="credit" />
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  <element name="LoansAndAdvancesToCustomersMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_LoansAndAdvancesToCustomersMember" substitutionGroup="xbrli:item" />
  <element name="IntangiblesAssetsAndGoodwillMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_IntangiblesAssetsAndGoodwillMember" substitutionGroup="xbrli:item" />
  <element name="LeaseTransactionsMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_LeaseTransactionsMember" substitutionGroup="xbrli:item" />
  <element name="RetirementBenefitsPlanMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_RetirementBenefitsPlanMember" substitutionGroup="xbrli:item" />
  <element name="DeferredTaxAssetsAndLiabilitiesLineItems" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_DeferredTaxAssetsAndLiabilitiesLineItems" substitutionGroup="xbrli:item" />
  <element name="DisclosureOfDeferredTaxExpenseIncomeTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_DisclosureOfDeferredTaxExpenseIncomeTable" substitutionGroup="xbrldt:hypercubeItem" />
  <element name="DisclosureOfDeferredTaxExpenseIncomeLineItems" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_DisclosureOfDeferredTaxExpenseIncomeLineItems" substitutionGroup="xbrli:item" />
  <element name="IncreasesInNationalCorporationTaxRate" type="dtr-types:percentItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_IncreasesInNationalCorporationTaxRate" substitutionGroup="xbrli:item" />
  <element name="DeferredTaxAssetsTemporaryDifferencesAssociatedWithInvestmentsInSubsidiariesBranchesAndAssociatesAndInterestsInJointArrangementsForWhichDeferredTaxLiabilitiesHaveNotBeenRecognised" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="smfg_DeferredTaxAssetsTemporaryDifferencesAssociatedWithInvestmentsInSubsidiariesBranchesAndAssociatesAndInterestsInJointArrangementsForWhichDeferredTaxLiabilitiesHaveNotBeenRecognised" substitutionGroup="xbrli:item" />
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  <element name="TaxLossesExpireInOneYearMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_TaxLossesExpireInOneYearMember" substitutionGroup="xbrli:item" />
  <element name="TaxLossesExpireInTwoYearsMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_TaxLossesExpireInTwoYearsMember" substitutionGroup="xbrli:item" />
  <element name="TaxLossesExpireInThreeYearsMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_TaxLossesExpireInThreeYearsMember" substitutionGroup="xbrli:item" />
  <element name="TaxLossesExpireInFourYearsMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_TaxLossesExpireInFourYearsMember" substitutionGroup="xbrli:item" />
  <element name="TaxLossesExpireInFiveYearsMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_TaxLossesExpireInFiveYearsMember" substitutionGroup="xbrli:item" />
  <element name="TaxLossesExpireInSixYearsMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_TaxLossesExpireInSixYearsMember" substitutionGroup="xbrli:item" />
  <element name="TaxLossesExpireInSevenYearsMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_TaxLossesExpireInSevenYearsMember" substitutionGroup="xbrli:item" />
  <element name="TaxLossesExpireInEightYearsMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_TaxLossesExpireInEightYearsMember" substitutionGroup="xbrli:item" />
  <element name="TaxLossesExpireInNineYearsMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_TaxLossesExpireInNineYearsMember" substitutionGroup="xbrli:item" />
  <element name="TaxLossesExpireInTenYearsAndThereafterMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_TaxLossesExpireInTenYearsAndThereafterMember" substitutionGroup="xbrli:item" />
  <element name="DeductibleTemporaryDifferencesAndTaxLossesCarriedForwardForWhichDeferredTaxAssetsAreRecognized" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="smfg_DeductibleTemporaryDifferencesAndTaxLossesCarriedForwardForWhichDeferredTaxAssetsAreRecognized" substitutionGroup="xbrli:item" xbrli:balance="debit" />
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  <element name="PresentValueOfFundedDefinedBenefitObligationMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_PresentValueOfFundedDefinedBenefitObligationMember" substitutionGroup="xbrli:item" />
  <element name="SurplusDeficitInPlanBeforeAssetCeilingMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_SurplusDeficitInPlanBeforeAssetCeilingMember" substitutionGroup="xbrli:item" />
  <element name="DefinedBenefitObligationLumpSumPayments" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_DefinedBenefitObligationLumpSumPayments" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="ChangeInTheAssetCeiling" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_ChangeInTheAssetCeiling" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="InterestExpenseIncomeTheAssetCeiling" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_InterestExpenseIncomeTheAssetCeiling" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="PensionFundsMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_PensionFundsMember" substitutionGroup="xbrli:item" />
  <element name="DefinedBenefitRetirementBenefitTrustsMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_DefinedBenefitRetirementBenefitTrustsMember" substitutionGroup="xbrli:item" />
  <element name="GeneralAccountOfLifeInsuranceCompaniesContributedToFairValueOfPlanAssets" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="smfg_GeneralAccountOfLifeInsuranceCompaniesContributedToFairValueOfPlanAssets" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="OtherInvestmentsAndShorttermAssetsAmountContributedToFairValueOfPlanAssets" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="smfg_OtherInvestmentsAndShorttermAssetsAmountContributedToFairValueOfPlanAssets" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="FairValueOfPlanAssetsPercentage" type="dtr-types:percentItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_FairValueOfPlanAssetsPercentage" substitutionGroup="xbrli:item" />
  <element name="AverageRemainingLifeExpectancyOfIndividualMaleEmployeesRetiringAtAgeSixty" type="xbrli:durationItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_AverageRemainingLifeExpectancyOfIndividualMaleEmployeesRetiringAtAgeSixty" substitutionGroup="xbrli:item" />
  <element name="AverageRemainingLifeExpectancyOfIndividualFemaleEmployeesRetiringAtAgeSixty" type="xbrli:durationItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_AverageRemainingLifeExpectancyOfIndividualFemaleEmployeesRetiringAtAgeSixty" substitutionGroup="xbrli:item" />
  <element name="DefinedPensionInsurancePlanExpense" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_DefinedPensionInsurancePlanExpense" substitutionGroup="xbrli:item" xbrli:balance="debit" />
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  <element name="InvestmentScheduleMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_InvestmentScheduleMember" substitutionGroup="xbrli:item" />
  <element name="EquityInvestmentsWhereVotingRightsWereRetainedMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_EquityInvestmentsWhereVotingRightsWereRetainedMember" substitutionGroup="xbrli:item" />
  <element name="PeriodOfReasonablyPossibleIncreaseInActuarialAssumption" type="xbrli:durationItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_PeriodOfReasonablyPossibleIncreaseInActuarialAssumption" substitutionGroup="xbrli:item" />
  <element name="LumpsumSeveranceIndemnityPlansMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_LumpsumSeveranceIndemnityPlansMember" substitutionGroup="xbrli:item" />
  <element name="DefinedBenefitPensionPlansMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_DefinedBenefitPensionPlansMember" substitutionGroup="xbrli:item" />
  <element name="ShareRepurchaseProgramMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_ShareRepurchaseProgramMember" substitutionGroup="xbrli:item" />
  <element name="SharesAuthorizedToBeRepurchasedAmount" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="smfg_SharesAuthorizedToBeRepurchasedAmount" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="NumberOfSharesRepurchased" type="xbrli:sharesItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_NumberOfSharesRepurchased" substitutionGroup="xbrli:item" />
  <element name="NumberOfOwnSharesAuthorisedToBeRepurchased" type="xbrli:sharesItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="smfg_NumberOfOwnSharesAuthorisedToBeRepurchased" substitutionGroup="xbrli:item" />
  <element name="MaximumDividendsThatMayBePaid" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="smfg_MaximumDividendsThatMayBePaid" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="NumberOfShareAcquiredInShareBasedPaymentArrangement" type="xbrli:sharesItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_NumberOfShareAcquiredInShareBasedPaymentArrangement" substitutionGroup="xbrli:item" />
  <element name="SharesRepurchasedDuringPeriodShares" type="xbrli:sharesItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_SharesRepurchasedDuringPeriodShares" substitutionGroup="xbrli:item" />
  <element name="SharesRepurchasedDuringPeriodValue" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_SharesRepurchasedDuringPeriodValue" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="StockholderEquityStockSplitRatio" type="xbrli:pureItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_StockholderEquityStockSplitRatio" substitutionGroup="xbrli:item" />
  <element name="SchemeAxis" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_SchemeAxis" substitutionGroup="xbrldt:dimensionItem" />
  <element name="SchemeMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_SchemeMember" substitutionGroup="xbrli:item" />
  <element name="TypeFivePreferredStockMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_TypeFivePreferredStockMember" substitutionGroup="xbrli:item" />
  <element name="TypeSevenPreferredStockMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_TypeSevenPreferredStockMember" substitutionGroup="xbrli:item" />
  <element name="TypeEightPreferredStockMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_TypeEightPreferredStockMember" substitutionGroup="xbrli:item" />
  <element name="TypeNinePreferredStockMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_TypeNinePreferredStockMember" substitutionGroup="xbrli:item" />
  <element name="OtherComprehensiveIncomeBeforeTaxGainsLossesFromInvestmentsInDebtAndEquityInstruments" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_OtherComprehensiveIncomeBeforeTaxGainsLossesFromInvestmentsInDebtAndEquityInstruments" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="IncomeTaxRelatingToGainsLossesOnRemeasuringFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_IncomeTaxRelatingToGainsLossesOnRemeasuringFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="IncomeTaxRelatingToReclassificationAdjustmentsOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_IncomeTaxRelatingToReclassificationAdjustmentsOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="IncomeTaxRelatingToGainsLossesOnExchangeDifferencesOnTranslationOfOtherComprehensiveIncome" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_IncomeTaxRelatingToGainsLossesOnExchangeDifferencesOnTranslationOfOtherComprehensiveIncome" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="IncomeTaxRelatingToReclassificationAdjustmentsOnExchangeDifferencesOnTranslationOfOtherComprehensiveIncome" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_IncomeTaxRelatingToReclassificationAdjustmentsOnExchangeDifferencesOnTranslationOfOtherComprehensiveIncome" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="PerpetualSubordinatedBondsMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_PerpetualSubordinatedBondsMember" substitutionGroup="xbrli:item" />
  <element name="PerpetualSubordinatedBorrowingsMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_PerpetualSubordinatedBorrowingsMember" substitutionGroup="xbrli:item" />
  <element name="TriggeringPercentageOfCommonEquityTierOneCapitalWhereBondsMayBeWrittenDown" type="dtr-types:percentItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="smfg_TriggeringPercentageOfCommonEquityTierOneCapitalWhereBondsMayBeWrittenDown" substitutionGroup="xbrli:item" />
  <element name="InterestExpenseOnCallMoneyAndBillsSold" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_InterestExpenseOnCallMoneyAndBillsSold" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="InterestExpensesOnPremiumsForDepositInsurance" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_InterestExpensesOnPremiumsForDepositInsurance" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="InterestIncomeOnCallLoansAndBillsBought" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_InterestIncomeOnCallLoansAndBillsBought" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="InterestIncomeOnInvestmentsSecurities" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_InterestIncomeOnInvestmentsSecurities" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="DisclosureOfRevenueAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_DisclosureOfRevenueAbstract" substitutionGroup="xbrli:item" />
  <element name="RemittancesAndTransfersFeeAndCommissionExpense" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_RemittancesAndTransfersFeeAndCommissionExpense" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="TotalFeeAndCommissionExpense" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_TotalFeeAndCommissionExpense" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="CreditCardBusinessFeeAndCommissionIncome" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_CreditCardBusinessFeeAndCommissionIncome" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="GuaranteesFeeAndCommissionIncome" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_GuaranteesFeeAndCommissionIncome" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="DepositsFeeAndCommissionIncome" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_DepositsFeeAndCommissionIncome" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="RemittancesAndTransfersFeeAndCommissionIncome" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_RemittancesAndTransfersFeeAndCommissionIncome" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="SafeDepositsFeeAndCommissionIncome" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_SafeDepositsFeeAndCommissionIncome" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="AgencyFeeAndCommissionIncome" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_AgencyFeeAndCommissionIncome" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="NetFeeAndCommissionIncome" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_NetFeeAndCommissionIncome" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="TradingIncomeExpenseOnInterestRateContracts" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_TradingIncomeExpenseOnInterestRateContracts" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="TradingIncomeExpenseOnEquityContracts" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_TradingIncomeExpenseOnEquityContracts" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="TradingIncomeExpenseOnCreditContracts" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_TradingIncomeExpenseOnCreditContracts" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="NetIncomeLossFromFinancialAssetsAtFairValueThroughProfitOrLossAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_NetIncomeLossFromFinancialAssetsAtFairValueThroughProfitOrLossAbstract" substitutionGroup="xbrli:item" />
  <element name="GainsLossesOnFinancialAssetsAndLiabilitiesAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValue" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_GainsLossesOnFinancialAssetsAndLiabilitiesAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValue" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="MaterialIncomeAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_MaterialIncomeAbstract" substitutionGroup="xbrli:item" />
  <element name="GainsOnDisposalOfPropertyPlantAndEquipmentAndOtherIntangibleAssets" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_GainsOnDisposalOfPropertyPlantAndEquipmentAndOtherIntangibleAssets" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="OtherIncomeRecognisedInProfitLoss" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_OtherIncomeRecognisedInProfitLoss" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="VietnamProsperityMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_VietnamProsperityMember" substitutionGroup="xbrli:item" />
  <element name="MaterialExpenseAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_MaterialExpenseAbstract" substitutionGroup="xbrli:item" />
  <element name="SuppliesExpenses" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_SuppliesExpenses" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="OutsourcingExpenses" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_OutsourcingExpenses" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="OfficeEquipmentExpenses" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_OfficeEquipmentExpenses" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="OtherGeneralAndAdministrativeExpense1" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_OtherGeneralAndAdministrativeExpense1" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="CostOfOperatingLeases" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_CostOfOperatingLeases" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="CostRelatedToInformationTechnologySolutionServicesAndInformationTechnologySystems" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_CostRelatedToInformationTechnologySolutionServicesAndInformationTechnologySystems" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="ProvisionForInterestRepayment" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_ProvisionForInterestRepayment" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="ImpairmentLossRecognisedInProfitOrLossInvestmentsInAssociatesAndJointVentures" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_ImpairmentLossRecognisedInProfitOrLossInvestmentsInAssociatesAndJointVentures" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="LossesOnStepAcquisitionOfSubsidiaries" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_LossesOnStepAcquisitionOfSubsidiaries" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="ImpairmentLossRecognizedInProfitOrLossInvestmentsInAssociatesAndJointVentures" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_ImpairmentLossRecognizedInProfitOrLossInvestmentsInAssociatesAndJointVentures" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="SmbcRailServicesLlcMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_SmbcRailServicesLlcMember" substitutionGroup="xbrli:item" />
  <element name="DisclosureOfIncomeTaxesTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_DisclosureOfIncomeTaxesTable" substitutionGroup="xbrldt:hypercubeItem" />
  <element name="DisclosureOfIncomeTaxesLineItems" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_DisclosureOfIncomeTaxesLineItems" substitutionGroup="xbrli:item" />
  <element name="TaxRateEffectOfNontaxableDividendsReceived" type="dtr-types:percentItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_TaxRateEffectOfNontaxableDividendsReceived" substitutionGroup="xbrli:item" />
  <element name="TaxRateEffectOfImpairmentLossesAndReversalOfImpairmentLossesForInvestmentsInAssociatesAndJointVenturesNet" type="dtr-types:percentItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_TaxRateEffectOfImpairmentLossesAndReversalOfImpairmentLossesForInvestmentsInAssociatesAndJointVenturesNet" substitutionGroup="xbrli:item" />
  <element name="TaxRateEffectOfShareOfPosttaxProfitLossInAssociatesAndJointVentures" type="dtr-types:percentItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_TaxRateEffectOfShareOfPosttaxProfitLossInAssociatesAndJointVentures" substitutionGroup="xbrli:item" />
  <element name="TaxRateEffectOfGainsOnStepAcquisitionOfSubsidiariesAndAssociatesAndJointVenturesWhichWereNotTaxable" type="dtr-types:percentItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_TaxRateEffectOfGainsOnStepAcquisitionOfSubsidiariesAndAssociatesAndJointVenturesWhichWereNotTaxable" substitutionGroup="xbrli:item" />
  <element name="TaxRateEffectOfChangeInTheWritedownOfDeferredTaxAssetsOnTheCurrentFiscalYearIncomeTaxExpense" type="dtr-types:percentItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_TaxRateEffectOfChangeInTheWritedownOfDeferredTaxAssetsOnTheCurrentFiscalYearIncomeTaxExpense" substitutionGroup="xbrli:item" />
  <element name="ReconciliationOfEffectiveTaxRateTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_ReconciliationOfEffectiveTaxRateTable" substitutionGroup="xbrldt:hypercubeItem" />
  <element name="ReconciliationOfEffectiveTaxRateLineItems" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_ReconciliationOfEffectiveTaxRateLineItems" substitutionGroup="xbrli:item" />
  <element name="TaxationInformationAxis" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_TaxationInformationAxis" substitutionGroup="xbrldt:dimensionItem" />
  <element name="TaxationInformationMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_TaxationInformationMember" substitutionGroup="xbrli:item" />
  <element name="CorporationTaxRateMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_CorporationTaxRateMember" substitutionGroup="xbrli:item" />
  <element name="LocalCorporationTaxRateMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_LocalCorporationTaxRateMember" substitutionGroup="xbrli:item" />
  <element name="InhabitantTaxRateMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_InhabitantTaxRateMember" substitutionGroup="xbrli:item" />
  <element name="EnterpriseTaxRateMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_EnterpriseTaxRateMember" substitutionGroup="xbrli:item" />
  <element name="PillarTwoTaxRatesMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_PillarTwoTaxRatesMember" substitutionGroup="xbrli:item" />
  <element name="ImpactOfDilutivePotentialOrdinarySharesIssuedBySubsidiaries" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_ImpactOfDilutivePotentialOrdinarySharesIssuedBySubsidiaries" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="AssumptionsAxis" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_AssumptionsAxis" substitutionGroup="xbrldt:dimensionItem" />
  <element name="AssumptionsMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_AssumptionsMember" substitutionGroup="xbrli:item" />
  <element name="YearAxis" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_YearAxis" substitutionGroup="xbrldt:dimensionItem" />
  <element name="YearDomain" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_YearDomain" substitutionGroup="xbrli:item" />
  <element name="TwoThousandTwentySixStockSplitMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_TwoThousandTwentySixStockSplitMember" substitutionGroup="xbrli:item" />
  <element name="ResidentialMortgagesMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_ResidentialMortgagesMember" substitutionGroup="xbrli:item" />
  <element name="RepurchaseAgreementsAndSecuritiesLendingTransactionsMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_RepurchaseAgreementsAndSecuritiesLendingTransactionsMember" substitutionGroup="xbrli:item" />
  <element name="CashAndDepositsWithBanksMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_CashAndDepositsWithBanksMember" substitutionGroup="xbrli:item" />
  <element name="DebtInstrumentsAtAmortizedCostMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_DebtInstrumentsAtAmortizedCostMember" substitutionGroup="xbrli:item" />
  <element name="DebtInstrumentsAtFairValueThroughOtherComprehensiveIncomeMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_DebtInstrumentsAtFairValueThroughOtherComprehensiveIncomeMember" substitutionGroup="xbrli:item" />
  <element name="EquityInstrumentsAtFairValueThroughOtherComprehensiveIncomeMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_EquityInstrumentsAtFairValueThroughOtherComprehensiveIncomeMember" substitutionGroup="xbrli:item" />
  <element name="DescriptionOfTitleOfGranteesForSharebasedPaymentArrangement" type="xbrli:stringItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_DescriptionOfTitleOfGranteesForSharebasedPaymentArrangement" substitutionGroup="xbrli:item" />
  <element name="DescriptionOfRequisiteServicePeriodForSharebasedPaymentArrangement" type="xbrli:stringItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_DescriptionOfRequisiteServicePeriodForSharebasedPaymentArrangement" substitutionGroup="xbrli:item" />
  <element name="SMFGStockAcquisitionRightsMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_SMFGStockAcquisitionRightsMember" substitutionGroup="xbrli:item" />
  <element name="PostemploymentStockOptionExercisePeriod" type="xbrli:durationItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_PostemploymentStockOptionExercisePeriod" substitutionGroup="xbrli:item" />
  <element name="RestrictedStockUnitVestingPeriodInShareBasedPaymentArrangement" type="xbrli:durationItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_RestrictedStockUnitVestingPeriodInShareBasedPaymentArrangement" substitutionGroup="xbrli:item" />
  <element name="ExpenseFromRestrictedShares" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_ExpenseFromRestrictedShares" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="RestrictedSharesMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_RestrictedSharesMember" substitutionGroup="xbrli:item" />
  <element name="Dividends1Abstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_Dividends1Abstract" substitutionGroup="xbrli:item" />
  <element name="FinancialGuaranteesAndOtherCreditrelatedContingentLiabilitiesMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_FinancialGuaranteesAndOtherCreditrelatedContingentLiabilitiesMember" substitutionGroup="xbrli:item" />
  <element name="LoanCommitmentsAndFinancialGuaranteesAndOtherCreditrelatedContingentLiabilitiesMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_LoanCommitmentsAndFinancialGuaranteesAndOtherCreditrelatedContingentLiabilitiesMember" substitutionGroup="xbrli:item" />
  <element name="FinancialAssetsAndLiabilitiesAtFairValueThroughProfitOrLossCategoryMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_FinancialAssetsAndLiabilitiesAtFairValueThroughProfitOrLossCategoryMember" substitutionGroup="xbrli:item" />
  <element name="FinancialAssetsAndLiabilitiesAtAmortizedCostMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_FinancialAssetsAndLiabilitiesAtAmortizedCostMember" substitutionGroup="xbrli:item" />
  <element name="DepositFromCustomers" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="smfg_DepositFromCustomers" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="FinancialLiabilitiesOther" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="smfg_FinancialLiabilitiesOther" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="OtherFinancialsLiabilitiesMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_OtherFinancialsLiabilitiesMember" substitutionGroup="xbrli:item" />
  <element name="TradingAssetsMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_TradingAssetsMember" substitutionGroup="xbrli:item" />
  <element name="FinancialAssetsAndLiabilities" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="smfg_FinancialAssetsAndLiabilities" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="GainsLossesRecognisedInProfitOrLossFairValueMeasurementFinancialAssetsAndLiabilities" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_GainsLossesRecognisedInProfitOrLossFairValueMeasurementFinancialAssetsAndLiabilities" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementFinancialAssetsAndLiabilities" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementFinancialAssetsAndLiabilities" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="PurchasesFairValueMeasurementFinancialAssetsAndLiabilities" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_PurchasesFairValueMeasurementFinancialAssetsAndLiabilities" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="SalesFairValueMeasurementFinancialAssetsAndLiabilities" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_SalesFairValueMeasurementFinancialAssetsAndLiabilities" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="SettlementsFairValueMeasurementFinancialAssetsAndLiabilities" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_SettlementsFairValueMeasurementFinancialAssetsAndLiabilities" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="TransfersIntoLevel3OfFairValueHierarchyFinancialAssetsAndLiabilities" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_TransfersIntoLevel3OfFairValueHierarchyFinancialAssetsAndLiabilities" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="TransfersOutOfLevel3OfFairValueHierarchyFinancialAssetsAndLiabilities" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_TransfersOutOfLevel3OfFairValueHierarchyFinancialAssetsAndLiabilities" substitutionGroup="xbrli:item" xbrli:balance="credit" />
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  <element name="IssuancesFairValueMeasurementFinancialAssetsAndLiabilities" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_IssuancesFairValueMeasurementFinancialAssetsAndLiabilities" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="NetInterestIncomeMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_NetInterestIncomeMember" substitutionGroup="xbrli:item" />
  <element name="NetTradingIncomeLossMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_NetTradingIncomeLossMember" substitutionGroup="xbrli:item" />
  <element name="NetIncomeLossFromFinancialAssetsAndLiabilitiesAtFairValueThroughProfitOrLossMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_NetIncomeLossFromFinancialAssetsAndLiabilitiesAtFairValueThroughProfitOrLossMember" substitutionGroup="xbrli:item" />
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  <element name="InterestRateDerivativesMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_InterestRateDerivativesMember" substitutionGroup="xbrli:item" />
  <element name="FinancialAssetsOtherThanThoseHeldForTradingAtFairValueThroughProfitOrLoss" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="smfg_FinancialAssetsOtherThanThoseHeldForTradingAtFairValueThroughProfitOrLoss" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="TradingAssets" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="smfg_TradingAssets" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementAbstract" substitutionGroup="xbrli:item" />
  <element name="InterestRateToInterestRateCorrelationSignificantUnobservableInputsAssets" type="dtr-types:percentItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_InterestRateToInterestRateCorrelationSignificantUnobservableInputsAssets" substitutionGroup="xbrli:item" />
  <element name="ForeignExchangeVolatilitySignificantUnobservableInputsAssets" type="dtr-types:percentItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_ForeignExchangeVolatilitySignificantUnobservableInputsAssets" substitutionGroup="xbrli:item" />
  <element name="HistoricalVolatilityForShareSignificantUnobservableInputsAsset" type="dtr-types:percentItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_HistoricalVolatilityForShareSignificantUnobservableInputsAsset" substitutionGroup="xbrli:item" />
  <element name="EquityToEquityCorrelationSignificantUnobservableInputsAssets" type="dtr-types:percentItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_EquityToEquityCorrelationSignificantUnobservableInputsAssets" substitutionGroup="xbrli:item" />
  <element name="QuantoCorrelationSignificantUnobservableInputsAssets" type="dtr-types:percentItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_QuantoCorrelationSignificantUnobservableInputsAssets" substitutionGroup="xbrli:item" />
  <element name="ProbabilityOfDefaultSignificantUnobservableInputsAsset" type="dtr-types:percentItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_ProbabilityOfDefaultSignificantUnobservableInputsAsset" substitutionGroup="xbrli:item" />
  <element name="LossGivenDefaultRateSignificantUnobservableInputsAssets" type="dtr-types:percentItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_LossGivenDefaultRateSignificantUnobservableInputsAssets" substitutionGroup="xbrli:item" />
  <element name="PriceBookValueMultipleSignificantUnobservableInputsAssets" type="xbrli:pureItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_PriceBookValueMultipleSignificantUnobservableInputsAssets" substitutionGroup="xbrli:item" />
  <element name="LiquidityDiscountSignificantUnobservableInputsAssets" type="dtr-types:percentItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_LiquidityDiscountSignificantUnobservableInputsAssets" substitutionGroup="xbrli:item" />
  <element name="EquityToEquityCorrelationSignificantUnobservableInputsLiabilities" type="dtr-types:percentItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_EquityToEquityCorrelationSignificantUnobservableInputsLiabilities" substitutionGroup="xbrli:item" />
  <element name="InterestRateToInterestRateCorrelationSignificantUnobservableInputsLiabilities" type="dtr-types:percentItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_InterestRateToInterestRateCorrelationSignificantUnobservableInputsLiabilities" substitutionGroup="xbrli:item" />
  <element name="QuantoCorrelationSignificantUnobservableInputsLiabilities" type="dtr-types:percentItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_QuantoCorrelationSignificantUnobservableInputsLiabilities" substitutionGroup="xbrli:item" />
  <element name="HistoricalVolatilityForSharesSignificantUnobservableInputLiabilities" type="dtr-types:percentItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_HistoricalVolatilityForSharesSignificantUnobservableInputLiabilities" substitutionGroup="xbrli:item" />
  <element name="ForeignExchangeVolatilitySignificantUnobservableInputsLiabilities" type="dtr-types:percentItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_ForeignExchangeVolatilitySignificantUnobservableInputsLiabilities" substitutionGroup="xbrli:item" />
  <element name="DiscountMarginRateSignificantUnobservableInputsAssets" type="dtr-types:percentItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_DiscountMarginRateSignificantUnobservableInputsAssets" substitutionGroup="xbrli:item" />
  <element name="CreditDefaultModelMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_CreditDefaultModelMember" substitutionGroup="xbrli:item" />
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  <element name="DisclosureOfImpactOfValuationSensitivityLineItems" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_DisclosureOfImpactOfValuationSensitivityLineItems" substitutionGroup="xbrli:item" />
  <element name="DerivativeFinancialInstrumentsFinancialLiabilities" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="smfg_DerivativeFinancialInstrumentsFinancialLiabilities" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="DerivativeFinancialInstrumentsFinancialAssets" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="smfg_DerivativeFinancialInstrumentsFinancialAssets" substitutionGroup="xbrli:item" xbrli:balance="debit" />
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  <element name="SensitivityAnalysisDomain" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_SensitivityAnalysisDomain" substitutionGroup="xbrli:item" />
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  <element name="RecordedInEquityMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_RecordedInEquityMember" substitutionGroup="xbrli:item" />
  <element name="SummaryOfFinancialAssetsAndLiabilitiesNotCarriedAtFairValueAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_SummaryOfFinancialAssetsAndLiabilitiesNotCarriedAtFairValueAbstract" substitutionGroup="xbrli:item" />
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  <element name="DisclosureOfFinancialAssetsAndLiabilitiesNotCarriedAtFairValueLineItems" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_DisclosureOfFinancialAssetsAndLiabilitiesNotCarriedAtFairValueLineItems" substitutionGroup="xbrli:item" />
  <element name="InvestmentSecuritiesAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_InvestmentSecuritiesAbstract" substitutionGroup="xbrli:item" />
  <element name="BalancesOnNoninterestbearingDepositsDemandDepositsAndDepositsAtNoticeFromCustomers" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="smfg_BalancesOnNoninterestbearingDepositsDemandDepositsAndDepositsAtNoticeFromCustomers" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="CarryingValueMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_CarryingValueMember" substitutionGroup="xbrli:item" />
  <element name="DisclosureOfOffsettingOfFinancialAssetsAndFinancialLiabilitiesAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_DisclosureOfOffsettingOfFinancialAssetsAndFinancialLiabilitiesAbstract" substitutionGroup="xbrli:item" />
  <element name="DisclosureOfOffsettingOfFinancialAssetsAndFinancialLiabilitiesTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_DisclosureOfOffsettingOfFinancialAssetsAndFinancialLiabilitiesTable" substitutionGroup="xbrldt:hypercubeItem" />
  <element name="DisclosureOfOffsettingOfFinancialAssetsAndFinancialLiabilitiesLineItems" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_DisclosureOfOffsettingOfFinancialAssetsAndFinancialLiabilitiesLineItems" substitutionGroup="xbrli:item" />
  <element name="ReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowedMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_ReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowedMember" substitutionGroup="xbrli:item" />
  <element name="RepurchaseAgreementsAndCashCollateralOnSecuritiesLentMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_RepurchaseAgreementsAndCashCollateralOnSecuritiesLentMember" substitutionGroup="xbrli:item" />
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  <element name="DepositsWithBanksMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_DepositsWithBanksMember" substitutionGroup="xbrli:item" />
  <element name="CallLoansAndBillsBoughtMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_CallLoansAndBillsBoughtMember" substitutionGroup="xbrli:item" />
  <element name="OtherFinancialAssetMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_OtherFinancialAssetMember" substitutionGroup="xbrli:item" />
  <element name="FinancialEffectOfCollateralAndOtherCreditEnhancements" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="smfg_FinancialEffectOfCollateralAndOtherCreditEnhancements" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="ImpairedLoansAndAdvances" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="smfg_ImpairedLoansAndAdvances" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="AllowanceForLoanLosses" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="smfg_AllowanceForLoanLosses" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="OtherForeignCountriesMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_OtherForeignCountriesMember" substitutionGroup="xbrli:item" />
  <element name="ManufacturingMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_ManufacturingMember" substitutionGroup="xbrli:item" />
  <element name="AgricultureForestryFisheriesAndMiningMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_AgricultureForestryFisheriesAndMiningMember" substitutionGroup="xbrli:item" />
  <element name="Construction1Member" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_Construction1Member" substitutionGroup="xbrli:item" />
  <element name="TransportationCommunicationsAndPublicEnterprisesMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_TransportationCommunicationsAndPublicEnterprisesMember" substitutionGroup="xbrli:item" />
  <element name="WholesaleAndRetailMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_WholesaleAndRetailMember" substitutionGroup="xbrli:item" />
  <element name="FinanceAndInsuranceMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_FinanceAndInsuranceMember" substitutionGroup="xbrli:item" />
  <element name="RealEstateAndGoodsRentalAndLeasingMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_RealEstateAndGoodsRentalAndLeasingMember" substitutionGroup="xbrli:item" />
  <element name="ServicesMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_ServicesMember" substitutionGroup="xbrli:item" />
  <element name="MunicipalitiesMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_MunicipalitiesMember" substitutionGroup="xbrli:item" />
  <element name="PublicSectorMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_PublicSectorMember" substitutionGroup="xbrli:item" />
  <element name="FinancialInstitutionsMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_FinancialInstitutionsMember" substitutionGroup="xbrli:item" />
  <element name="CommerceAndIndustryMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_CommerceAndIndustryMember" substitutionGroup="xbrli:item" />
  <element name="LeaseFinancingMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_LeaseFinancingMember" substitutionGroup="xbrli:item" />
  <element name="OtherIndustriesMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_OtherIndustriesMember" substitutionGroup="xbrli:item" />
  <element name="RealEstateFinanceMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_RealEstateFinanceMember" substitutionGroup="xbrli:item" />
  <element name="ProjectFinanceMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_ProjectFinanceMember" substitutionGroup="xbrli:item" />
  <element name="OtherStructuredFinanceMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_OtherStructuredFinanceMember" substitutionGroup="xbrli:item" />
  <element name="StructuredFinance1Member" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_StructuredFinance1Member" substitutionGroup="xbrli:item" />
  <element name="SecuredLoansMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_SecuredLoansMember" substitutionGroup="xbrli:item" />
  <element name="UnsecuredLoansMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_UnsecuredLoansMember" substitutionGroup="xbrli:item" />
  <element name="BorrowerByCreditCategoryAxis" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_BorrowerByCreditCategoryAxis" substitutionGroup="xbrldt:dimensionItem" />
  <element name="BorrowerByCreditCategoryDomain" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_BorrowerByCreditCategoryDomain" substitutionGroup="xbrli:item" />
  <element name="RatedNormalMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_RatedNormalMember" substitutionGroup="xbrli:item" />
  <element name="RequiringCautionMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_RequiringCautionMember" substitutionGroup="xbrli:item" />
  <element name="LoanCommitmentsAndFinancialGuaranteesMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_LoanCommitmentsAndFinancialGuaranteesMember" substitutionGroup="xbrli:item" />
  <element name="ImpairedLoansAndAdvancesToCustomers" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="smfg_ImpairedLoansAndAdvancesToCustomers" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="AllowanceAccountForLossesOfOffBalanceSheetInstruments" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="smfg_AllowanceAccountForLossesOfOffBalanceSheetInstruments" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="IncreaseDecreaseInNetTransfersBetweenStagesAllowanceAccountForCreditLossesOfOffBalanceSheetPositions" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_IncreaseDecreaseInNetTransfersBetweenStagesAllowanceAccountForCreditLossesOfOffBalanceSheetPositions" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="AdditionalAllowanceRecognisedInProfitOrLossAllowanceAccountForCreditLossesOfOffBalanceSheetPositions" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_AdditionalAllowanceRecognisedInProfitOrLossAllowanceAccountForCreditLossesOfOffBalanceSheetPositions" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="IncreaseDecreaseThroughOtherChangesAllowanceAccountForCreditLossesOfOffBalanceSheetPositions" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_IncreaseDecreaseThroughOtherChangesAllowanceAccountForCreditLossesOfOffBalanceSheetPositions" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="LoansAndAdvancesAtAmortizedCostAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_LoansAndAdvancesAtAmortizedCostAbstract" substitutionGroup="xbrli:item" />
  <element name="IncreaseDecreaseThroughTransfersToTwelveMonthExpectedCreditLosses" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_IncreaseDecreaseThroughTransfersToTwelveMonthExpectedCreditLosses" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="IncreaseDecreaseThroughTransfersToLifetimeExpectedCreditLossesNotCreditImpaired" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_IncreaseDecreaseThroughTransfersToLifetimeExpectedCreditLossesNotCreditImpaired" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="IncreaseDecreaseThroughTransfersToLifetimeExpectedCreditLossescreditImpaired" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_IncreaseDecreaseThroughTransfersToLifetimeExpectedCreditLossescreditImpaired" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="IncreaseDecreaseInNetTransfersBetweenStagesAllowanceAccountForCreditLossesOfFinancialAssets" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_IncreaseDecreaseInNetTransfersBetweenStagesAllowanceAccountForCreditLossesOfFinancialAssets" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="UtilisationAllowanceAccountsForCreditLossesOfFinancialAssets" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_UtilisationAllowanceAccountsForCreditLossesOfFinancialAssets" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="ReversalAllowanceAccountsForCreditLossesOfFinancialAssets" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_ReversalAllowanceAccountsForCreditLossesOfFinancialAssets" substitutionGroup="xbrli:item" />
  <element name="NetChargeoffsAllowanceAccountForCreditLossesOfFinancialAssets" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_NetChargeoffsAllowanceAccountForCreditLossesOfFinancialAssets" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="IncreaseDecreaseThroughOthersChangesAllowanceAccountForCreditLossesOfFinancialAssets" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_IncreaseDecreaseThroughOthersChangesAllowanceAccountForCreditLossesOfFinancialAssets" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="AdditionalAllowanceForCreditLossesNetOfReversal" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_AdditionalAllowanceForCreditLossesNetOfReversal" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="OtherCreditGradesMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_OtherCreditGradesMember" substitutionGroup="xbrli:item" />
  <element name="GradeCategoryOfOneToSixMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_GradeCategoryOfOneToSixMember" substitutionGroup="xbrli:item" />
  <element name="JapaneseGovernmentAndLocalMunicipalCorporationsMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_JapaneseGovernmentAndLocalMunicipalCorporationsMember" substitutionGroup="xbrli:item" />
  <element name="GradeCategoryOfSevenMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_GradeCategoryOfSevenMember" substitutionGroup="xbrli:item" />
  <element name="NormalMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_NormalMember" substitutionGroup="xbrli:item" />
  <element name="HousingLoansMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_HousingLoansMember" substitutionGroup="xbrli:item" />
  <element name="BeforeAdoptionOfBaselIIIMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_BeforeAdoptionOfBaselIIIMember" substitutionGroup="xbrli:item" />
  <element name="BaselIIIMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_BaselIIIMember" substitutionGroup="xbrli:item" />
  <element name="ModifiedLoansAndAdvancesSubjectToLifetimeECLMeasurementMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_ModifiedLoansAndAdvancesSubjectToLifetimeECLMeasurementMember" substitutionGroup="xbrli:item" />
  <element name="ValueAtRiskHoldingPeriod" type="xbrli:durationItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_ValueAtRiskHoldingPeriod" substitutionGroup="xbrli:item" />
  <element name="ValueAtRiskConfidenceInterval" type="dtr-types:percentItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_ValueAtRiskConfidenceInterval" substitutionGroup="xbrli:item" />
  <element name="ValueAtRiskObservationPeriod" type="xbrli:durationItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_ValueAtRiskObservationPeriod" substitutionGroup="xbrli:item" />
  <element name="DemandDepositsMaturityPeriod" type="xbrli:durationItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_DemandDepositsMaturityPeriod" substitutionGroup="xbrli:item" />
  <element name="ThresholdPercentageOfFinancialServiceAgency" type="dtr-types:percentItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_ThresholdPercentageOfFinancialServiceAgency" substitutionGroup="xbrli:item" />
  <element name="RatioOfEconomicValueOnEquityToTierOneCapital" type="dtr-types:percentItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_RatioOfEconomicValueOnEquityToTierOneCapital" substitutionGroup="xbrli:item" />
  <element name="StrategicEquityInvestmentsPermittedPercentageOfReduction" type="dtr-types:percentItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_StrategicEquityInvestmentsPermittedPercentageOfReduction" substitutionGroup="xbrli:item" />
  <element name="MinimumCommonEquityRequirement" type="dtr-types:percentItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_MinimumCommonEquityRequirement" substitutionGroup="xbrli:item" />
  <element name="CapitalConservationBuffer" type="dtr-types:percentItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_CapitalConservationBuffer" substitutionGroup="xbrli:item" />
  <element name="MinimumTierOneCapitalRequirement" type="dtr-types:percentItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_MinimumTierOneCapitalRequirement" substitutionGroup="xbrli:item" />
  <element name="TotalCapitalRequirement" type="dtr-types:percentItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_TotalCapitalRequirement" substitutionGroup="xbrli:item" />
  <element name="CountercyclicalBuffer" type="dtr-types:percentItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_CountercyclicalBuffer" substitutionGroup="xbrli:item" />
  <element name="GSIBCapitalSurcharge" type="dtr-types:percentItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_GSIBCapitalSurcharge" substitutionGroup="xbrli:item" />
  <element name="CountercyclicalBufferPercentage" type="dtr-types:percentItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="smfg_CountercyclicalBufferPercentage" substitutionGroup="xbrli:item" />
  <element name="IncreaseDecreaseInAllowanceAccountsForCreditLossesOfFinancialAssets" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_IncreaseDecreaseInAllowanceAccountsForCreditLossesOfFinancialAssets" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="VaRForNontradingActivityStrategicEquityInvestmentMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_VaRForNontradingActivityStrategicEquityInvestmentMember" substitutionGroup="xbrli:item" />
  <element name="AaaCreditGradesOneMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_AaaCreditGradesOneMember" substitutionGroup="xbrli:item" />
  <element name="AAMinusToAAPositiveCreditGradesMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_AAMinusToAAPositiveCreditGradesMember" substitutionGroup="xbrli:item" />
  <element name="AMinusToAPositiveCreditGradesMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_AMinusToAPositiveCreditGradesMember" substitutionGroup="xbrli:item" />
  <element name="LowerThanAMinusCreditGradesMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_LowerThanAMinusCreditGradesMember" substitutionGroup="xbrli:item" />
  <element name="UnratedCreditGradesMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_UnratedCreditGradesMember" substitutionGroup="xbrli:item" />
  <element name="VaRForTradingActivityMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_VaRForTradingActivityMember" substitutionGroup="xbrli:item" />
  <element name="VaRForNontradingActivityBankingMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_VaRForNontradingActivityBankingMember" substitutionGroup="xbrli:item" />
  <element name="EquitiesAndCommoditiesRiskMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_EquitiesAndCommoditiesRiskMember" substitutionGroup="xbrli:item" />
  <element name="OtherRisksMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_OtherRisksMember" substitutionGroup="xbrli:item" />
  <element name="DepositsFromCustomersMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_DepositsFromCustomersMember" substitutionGroup="xbrli:item" />
  <element name="CallMoneyAndBillsSoldMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_CallMoneyAndBillsSoldMember" substitutionGroup="xbrli:item" />
  <element name="LeasePayableMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_LeasePayableMember" substitutionGroup="xbrli:item" />
  <element name="FinancialLiabilitiesDesignatedAtFairValueThroughProfitOrLossMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_FinancialLiabilitiesDesignatedAtFairValueThroughProfitOrLossMember" substitutionGroup="xbrli:item" />
  <element name="DisclosureOfLoansAndAdvancesAndDepositsAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_DisclosureOfLoansAndAdvancesAndDepositsAbstract" substitutionGroup="xbrli:item" />
  <element name="DisclosureOfDepositsFromCustomersTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_DisclosureOfDepositsFromCustomersTable" substitutionGroup="xbrldt:hypercubeItem" />
  <element name="DisclosureOfDepositsFromCustomersLineItems" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_DisclosureOfDepositsFromCustomersLineItems" substitutionGroup="xbrli:item" />
  <element name="JapaneseGAAPRiskWeightedCapitalRatio" type="dtr-types:percentItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="smfg_JapaneseGAAPRiskWeightedCapitalRatio" substitutionGroup="xbrli:item" />
  <element name="JapaneseGAAPTierOneRiskWeightedCapitalRatio" type="dtr-types:percentItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="smfg_JapaneseGAAPTierOneRiskWeightedCapitalRatio" substitutionGroup="xbrli:item" />
  <element name="JapaneseGAAPCommonEquityTierOneRiskWeightedCapitalRatio" type="dtr-types:percentItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="smfg_JapaneseGAAPCommonEquityTierOneRiskWeightedCapitalRatio" substitutionGroup="xbrli:item" />
  <element name="JapaneseGAAPCapital" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="smfg_JapaneseGAAPCapital" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="JapaneseGAAPTierOneCapital" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="smfg_JapaneseGAAPTierOneCapital" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="JapaneseGAAPCommonEquityTierOneCapital" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="smfg_JapaneseGAAPCommonEquityTierOneCapital" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="JapaneseGAAPRiskWeightedAssets" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="smfg_JapaneseGAAPRiskWeightedAssets" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="JapaneseGAAPMinimumCapitalRequirements" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="smfg_JapaneseGAAPMinimumCapitalRequirements" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="AssociatesAndJointVenturesMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_AssociatesAndJointVenturesMember" substitutionGroup="xbrli:item" />
  <element name="DescriptionOfMainBusinessOfSubsidiary" type="xbrli:stringItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_DescriptionOfMainBusinessOfSubsidiary" substitutionGroup="xbrli:item" />
  <element name="SmbcTrustBankLtdMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_SmbcTrustBankLtdMember" substitutionGroup="xbrli:item" />
  <element name="SMBCGuaranteeCoLtdMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_SMBCGuaranteeCoLtdMember" substitutionGroup="xbrli:item" />
  <element name="SMBCNikkoSecuritiesIncMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_SMBCNikkoSecuritiesIncMember" substitutionGroup="xbrli:item" />
  <element name="SumitomoMitsuiCardCompanyLimitedMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_SumitomoMitsuiCardCompanyLimitedMember" substitutionGroup="xbrli:item" />
  <element name="TheJapanResearchInstituteLimitedMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_TheJapanResearchInstituteLimitedMember" substitutionGroup="xbrli:item" />
  <element name="SMBCVentureCapitalCoLtdMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_SMBCVentureCapitalCoLtdMember" substitutionGroup="xbrli:item" />
  <element name="SMBCConsultingCoLtdMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_SMBCConsultingCoLtdMember" substitutionGroup="xbrli:item" />
  <element name="JapanPensionNavigatorCoLtdMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_JapanPensionNavigatorCoLtdMember" substitutionGroup="xbrli:item" />
  <element name="AlternativeInvestmentCapitalLimitedMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_AlternativeInvestmentCapitalLimitedMember" substitutionGroup="xbrli:item" />
  <element name="JriHoldingsLimitedMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_JriHoldingsLimitedMember" substitutionGroup="xbrli:item" />
  <element name="SumitomoMitsuiBankingCorporationChinaLimitedMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_SumitomoMitsuiBankingCorporationChinaLimitedMember" substitutionGroup="xbrli:item" />
  <element name="SMBCAmericasHoldingsIncMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_SMBCAmericasHoldingsIncMember" substitutionGroup="xbrli:item" />
  <element name="BancoSumitomoMitsuiBrasileiroSAMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_BancoSumitomoMitsuiBrasileiroSAMember" substitutionGroup="xbrli:item" />
  <element name="JSCSumitomoMitsuiRusBankMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_JSCSumitomoMitsuiRusBankMember" substitutionGroup="xbrli:item" />
  <element name="SmbcBankEuagMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_SmbcBankEuagMember" substitutionGroup="xbrli:item" />
  <element name="SumitomoMitsuiBankingCorporationMalaysiaBerhadMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_SumitomoMitsuiBankingCorporationMalaysiaBerhadMember" substitutionGroup="xbrli:item" />
  <element name="SMBCLeasingAndFinanceIncMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_SMBCLeasingAndFinanceIncMember" substitutionGroup="xbrli:item" />
  <element name="SMBCNikkoSecuritiesAmericaIncMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_SMBCNikkoSecuritiesAmericaIncMember" substitutionGroup="xbrli:item" />
  <element name="SMBCNikkoCapitalMarketsLimitedMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_SMBCNikkoCapitalMarketsLimitedMember" substitutionGroup="xbrli:item" />
  <element name="SMBCCapitalMarketsIncMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_SMBCCapitalMarketsIncMember" substitutionGroup="xbrli:item" />
  <element name="TTInternationalAssetManagementLtdMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_TTInternationalAssetManagementLtdMember" substitutionGroup="xbrli:item" />
  <element name="SMBCBankInternationalPlcMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_SMBCBankInternationalPlcMember" substitutionGroup="xbrli:item" />
  <element name="SMBCMANUBANKMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_SMBCMANUBANKMember" substitutionGroup="xbrli:item" />
  <element name="PtBankSmbcIndonesiaTbkMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_PtBankSmbcIndonesiaTbkMember" substitutionGroup="xbrli:item" />
  <element name="ProportionOfDisposedInterestInSubsidiary" type="dtr-types:percentItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_ProportionOfDisposedInterestInSubsidiary" substitutionGroup="xbrli:item" />
  <element name="SmbcGroupMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_SmbcGroupMember" substitutionGroup="xbrli:item" />
  <element name="DisclosureOfInformationAboutStructuredEntitiesAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_DisclosureOfInformationAboutStructuredEntitiesAbstract" substitutionGroup="xbrli:item" />
  <element name="DisclosureOfInformationAboutStructuredEntitiesTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_DisclosureOfInformationAboutStructuredEntitiesTable" substitutionGroup="xbrldt:hypercubeItem" />
  <element name="AssetBackedCommercialPaperConduitsMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_AssetBackedCommercialPaperConduitsMember" substitutionGroup="xbrli:item" />
  <element name="DisclosureOfInformationAboutStructuredEntitiesLineItems" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_DisclosureOfInformationAboutStructuredEntitiesLineItems" substitutionGroup="xbrli:item" />
  <element name="LiquidityAndCreditEnhancementFacilitiesNotionalAmount" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="smfg_LiquidityAndCreditEnhancementFacilitiesNotionalAmount" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="OtherInterestsInUnconsolidatedStructuredEntitiesMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_OtherInterestsInUnconsolidatedStructuredEntitiesMember" substitutionGroup="xbrli:item" />
  <element name="CondensedFinancialInformationOfRegistrantAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_CondensedFinancialInformationOfRegistrantAbstract" substitutionGroup="xbrli:item" />
  <element name="CondensedFinancialInformationOfRegistrantTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_CondensedFinancialInformationOfRegistrantTable" substitutionGroup="xbrldt:hypercubeItem" />
  <element name="CondensedFinancialInformationOfRegistrantLineItems" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_CondensedFinancialInformationOfRegistrantLineItems" substitutionGroup="xbrli:item" />
  <element name="OtherSubsidiariesAssociateAndJointVenturesMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_OtherSubsidiariesAssociateAndJointVenturesMember" substitutionGroup="xbrli:item" />
  <element name="RedemptionOfLongTermBorrowings" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_RedemptionOfLongTermBorrowings" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="RedemptionOfDebtSecurities" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_RedemptionOfDebtSecurities" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="InvestmentsInSubsidiary" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="smfg_InvestmentsInSubsidiary" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="SumitomoMitsuiBankingCorporationAndOtherSubsidiariesMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_SumitomoMitsuiBankingCorporationAndOtherSubsidiariesMember" substitutionGroup="xbrli:item" />
  <element name="SubordinatedLongTermBorrowingsMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_SubordinatedLongTermBorrowingsMember" substitutionGroup="xbrli:item" />
  <element name="UnsubordinatedLongTermBorrowingsMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="smfg_UnsubordinatedLongTermBorrowingsMember" substitutionGroup="xbrli:item" />
  <element name="GuaranteeDeposits" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="smfg_GuaranteeDeposits" substitutionGroup="xbrli:item" xbrli:balance="credit" />
</schema>
