v3.26.1
Leases (Tables)
 12 Months Ended
Mar. 31, 2026
Text Block1 [Abstract]  
Disclosure of Quantitative Information about Right-of-Use Assets
Right of use assets
The carrying amount of right of use assets at March 31, 2026 and 2025 consisted of the following:
 
 
  
Net carrying

amount
 
  
Depreciation
 
 
  
At March 31,
 
  
For the fiscal year ended

March 31,
 
 
  
2026
 
  
2025
 
  
2026
 
  
2025
 
 
  
(In millions)
 
Land and buildings
    ¥ 313,222      ¥ 335,499      ¥ 71,912      ¥  73,160  
Others
(1)
      49,425        49,336        19,286        23,942  
  
 
 
     
 
 
     
 
 
     
 
 
  
Total
    ¥ 362,647      ¥ 384,835      ¥ 91,198      ¥ 97,102  
  
 
 
     
 
 
     
 
 
     
 
 
  
 
(1)
Others include mainly office equipment, IT systems and vehicles.
Maturity Analysis of Lease Liability
The maturity analysis of lease liabilities at March 31, 2026 and 2025 were as follows:
 
 
  
At March 31,

2026
 
 
At March 31,

2025
 
 
  
(In millions)
 
Not later than one year
    ¥ 80,220      ¥ 81,548  
Later than one year and not later than five years
      184,098        187,124  
Later than five years
      137,378        157,415  
  
 
 
     
 
 
  
Total
      401,696        426,087  
Less: Future interest charges
      (29,761 )       (32,297 ) 
  
 
 
     
 
 
  
Lease liabilities
(1)
    ¥ 371,935      ¥ 393,790  
  
 
 
     
 
 
  
 
 
(1)
Lease liabilities is included in “Borrowings” in the consolidated statements of financial position. Refer to Note 19 “Borrowings.”
Gross Investment in Lease, Unearned Finance Income, Present Value of Minimum Lease Payments Receivable and Unguaranteed Residual Values Under Finance Leases
The maturity analysis of the lease payments receivable, showing the undiscounted lease payments to be received at March 31, 2026 and 2025 were as follows:
 
 
  
At March 31, 2026
 
 
  
Undiscounted
lease
payments
 
  
Unearned
finance
income
 
  
Discounted
lease
payments
(1)
 
  
Unguaranteed
residual
values
(1)
 
 
  
(In millions)
 
Not later than one year
    ¥ 63,356      ¥ 12,576      ¥ 50,780      ¥ 288  
Later than one year and not later than two years
      70,863        8,757        62,106        1,763  
Later than two years and not later than three years
      31,391        7,393        23,998        3,158  
Later than three years and not later than four years
      45,514        5,233        40,281        5,649  
Later than four years and not later than five years
      9,780        4,020        5,760        —  
Later than five years
      114,264        37,579        76,685        4,075  
  
 
 
     
 
 
     
 
 
     
 
 
  
Total
    ¥ 335,168      ¥ 75,558      ¥
 
 259,610      ¥ 14,933  
  
 
 
     
 
 
     
 
 
     
 
 
  
 
    
At March 31, 2025
  
    
Undiscounted
lease
payments
     
Unearned
finance
income
     
Discounted
lease
payments
(1)
     
Unguaranteed
residual
values
(1)
  
    
(In millions)
  
Not later than one year
    ¥ 107,149      ¥ 16,623      ¥ 90,526      ¥ 5,919  
Later than one year and not later than two years
      34,536        7,615        26,921        620  
Later than two years and not later than three years
      50,980        8,324        42,656        1,744  
Later than three years and not later than four years
      13,410        5,426        7,984        4,845  
Later than four years and not later than five years
      53,161        6,115        47,046        4,615  
Later than five years
      125,863        37,738        88,125        475  
  
 
 
     
 
 
     
 
 
     
 
 
  
Total
    ¥ 385,099      ¥  81,841      ¥
 
 303,258      ¥  18,218  
  
 
 
     
 
 
     
 
 
     
 
 
  
 
(1)
Discounted lease payments and unguaranteed residual values are included in “Loans and advances” in the consolidated statements of financial position.
Total Amounts of Future Minimum Lease Payments Under Non-cancellable Operating Leases
The total amounts of the future minimum lease payments receivable under
non-cancellable
operating leases at March 31, 2026 and 2025 were as follows:
 
 
  
At March 31, 2026
 
  
At March 31, 2025
 
 
  
(In millions)
 
Not later than one year
    ¥ 211      ¥ 206  
Later than one year and not later than two years
      208        208  
Later than two years and not later than three years
      208        206  
Later than three years and not later than four years
      67        207  
Later than four years and not later than five years
      —        67  
Later than five years
      —        —  
  
 
 
     
 
 
  
Total
    ¥ 694      ¥ 894