v3.26.1
Net Interest Income
12 Months Ended
Mar. 31, 2026
Text Block1 [Abstract]  
Net Interest Income
27
NET INTEREST INCOME
Net interest income for the fiscal years ended March 31, 2026, 2025 and 2024 consisted of the following:
 

 
  
For the fiscal year ended March 31,
 
 
  
2026
 
  
2025
 
  
2024
 
 
  
 
 
  
 
 
  
 
 
 
  
(In millions)
 
Interest income from:
        
Deposits with banks
(1)
   ¥ 781,018      ¥ 652,041      ¥ 604,264  
Call loans and bills bought
     123,464        183,979        204,232  
Reverse repurchase agreements and cash collateral on securities borrowed
     580,521        387,823        204,133  
Investment securities
     665,482        625,735        493,708  
Loans and advances
     4,778,258        4,867,163        4,438,061  
  
 
 
    
 
 
    
 
 
 
Total interest income
     6,928,743        6,716,741        5,944,398  
  
 
 
    
 
 
    
 
 
 
Interest expense from:
        
Deposits
     2,217,942        2,240,605        2,173,245  
Call money and bills sold
     39,826        48,064        43,821  
Repurchase agreements and cash collateral on securities lent
     870,586        873,359        764,578  
Borrowings
     197,216        209,780        197,065  
Debt securities in issue
     704,400        738,122        740,769  
Premiums for deposit insurance
     30,445        29,186        26,333  
Others
     35,643        63,191        107,824  
  
 
 
    
 
 
    
 
 
 
Total interest expense
     4,096,058        4,202,307        4,053,635  
  
 
 
    
 
 
    
 
 
 
Net interest income
   ¥ 2,832,685      ¥ 2,514,434      ¥ 1,890,763  
  
 
 
    
 
 
    
 
 
 
 
(1)
From the fiscal year ended March 31, 2025, interest income from deposits with the Bank of
Japan
has been classified as “Interest income from deposits with banks.” Comparative amounts have been reclassified to conform to the current presentation.