v3.26.1
Loans and Advances
12 Months Ended
Mar. 31, 2026
Text Block1 [Abstract]  
Loans and Advances
10
LOANS AND ADVANCES
The following tables present loans and advances at March 31, 2026 and 2025.
 

 
  
At March 31, 2026
 
 
  
12-month
ECL
 
 
Lifetime ECL
not credit-
impaired
 
 
Lifetime ECL
credit-impaired
 
 
Total
 
 
  
(In millions)
 
Loans and advances at amortized cost:
           
Gross loans and advances
   ¥ 128,322,741      ¥ 2,450,344        ¥  1,583,138      ¥ 132,356,223  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Adjust: Unearned income, unamortized premiums—net and deferred loan fees—net
              (603,143 )
Less: Allowance for loan losses
     (295,235 )      (194,947 )      (746,657 )      (1,236,839
  
 
 
   
 
 
   
 
 
   
 
 
 
Carrying amount
            ¥ 130,516,241  
           
 
 
 
 
    
At March 31, 2025
 
    
12-month
ECL
   
Lifetime ECL
not credit-
impaired
   
Lifetime ECL
credit-impaired
   
Total
 
    
(In millions)
 
Loans and advances at amortized cost:
        
Gross loans and advances
   ¥ 122,484,011     ¥ 3,049,451     ¥ 1,290,812     ¥ 126,824,274  
  
 
 
   
 
 
   
 
 
   
 
 
 
Adjust: Unearned income, unamortized premiums—net and deferred loan fees—net
           (530,933
        
 
 
 
Less: Allowance for loan losses
     (295,352     (251,680     (555,490     (1,102,522
  
 
 
   
 
 
   
 
 
   
 
 
 
Carrying amount
         ¥ 125,190,819  
        
 
 
 
For additional information on loans and advances and allowance
for
loan losses at March 31, 2026 and 2025, refer to Note 47 “Financial Risk Management.”