LOANS PAYABLE

3 Months Ended

Mar. 31, 2026

NOTE 9 – LOANS PAYABLE

Loans payable consisted of the following:

	*March 31,*		*December 31,*
	*2026*		*2025*

Merchant Account Loan Payable	$	180,134	$	176,749
Loan Payable with a Lender		162,500		162,500
Initial Amount Received from an Investor		200,000		-

Total loans payable – Current	$	542,634	$	339,249

In July 2024, the Company entered into a merchant account loan payable with Shopify in the amount of $360,000. The loan is payable daily over 306 days with interest rate at 15.51% per annum. The loan payable balance was $180,134 and $176,749 at March 31, 2026 and December 31, 2025, respectively and is expected to be fully paid in 2026.

The Company entered into a loan payable agreement in May 2025 and amended in July 2025 with a lender. The loan is payable $7,300 weekly with payments which total $204,400 maturing on December 29, 2025. The loan is secured by the Company’s merchant account receivables. The loan payable was $162,500 as of March 31, 2026 and December 31, 2025.

In March 2026, the Company received $200,000 from an investor who has committed to fund up to $5,000,000. The terms of the investment agreement have not been finalized, therefore the initial amount received has been recorded as debt as of March 31, 2026.