| INVESTMENTS |
INVESTMENTS As trustee of the Plan, Fidelity holds the Plan’s investments and executes all investment transactions. Significant changes in net assets during 2025 and 2024 relating to transactions of the Bank’s common stock are as follows: | | | | | | | | | | | | | December 31, | | 2025 | | 2024 | | | | | | Net Appreciation in fair value | $ | 27,684,084 | | | $ | 75,700,676 | | | Dividends | 11,315,470 | | | 11,406,891 | | | Interest on loans | 130,488 | | | 119,149 | | | Contributions | 18,093,058 | | | 19,856,181 | | | Net transfers to other investments | (20,115,784) | | | (35,548,957) | | | Benefits paid directly to participants | (28,054,577) | | | (30,808,795) | | | Net Increase in Bank common stock | 9,052,739 | | | 40,725,145 | | | Bank common stock at beginning of year | 357,846,882 | | | 317,121,737 | | | Bank common stock at end of year | $ | 366,899,621 | | | $ | 357,846,882 | |
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