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<!--Generated by DFIN XBRL Instance Document - http://www.dfinsolutions.com/ - Version R3.0 - on 22-June-2026 [11:57:01] {PM}-->
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          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_vcif_SecuritiesLendingMember" xml:lang="en-US">Securities Lending [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_vcif_SecuritiesLendingMember" xlink:to="lab_vcif_SecuritiesLendingMember" />
          <link:loc xlink:type="locator" xlink:href="vcif-20260625.xsd#vcif_ShorttermDebtInstrumentsAndCashMember" xlink:label="loc_vcif_ShorttermDebtInstrumentsAndCashMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_vcif_ShorttermDebtInstrumentsAndCashMember" xml:lang="en-US">Short-Term Debt Instruments and Cash [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_vcif_ShorttermDebtInstrumentsAndCashMember" xlink:to="lab_vcif_ShorttermDebtInstrumentsAndCashMember" />
          <link:loc xlink:type="locator" xlink:href="vcif-20260625.xsd#vcif_SpecialSituationsMember" xlink:label="loc_vcif_SpecialSituationsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_vcif_SpecialSituationsMember" xml:lang="en-US">Special Situations [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_vcif_SpecialSituationsMember" xlink:to="lab_vcif_SpecialSituationsMember" />
          <link:loc xlink:type="locator" xlink:href="vcif-20260625.xsd#vcif_TaxQualificationMember" xlink:label="loc_vcif_TaxQualificationMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_vcif_TaxQualificationMember" xml:lang="en-US">Tax Qualification [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_vcif_TaxQualificationMember" xlink:to="lab_vcif_TaxQualificationMember" />
          <link:loc xlink:type="locator" xlink:href="vcif-20260625.xsd#vcif_TemporaryDefensivePositionsMember" xlink:label="loc_vcif_TemporaryDefensivePositionsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_vcif_TemporaryDefensivePositionsMember" xml:lang="en-US">Temporary Defensive Positions [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_vcif_TemporaryDefensivePositionsMember" xlink:to="lab_vcif_TemporaryDefensivePositionsMember" />
          <link:loc xlink:type="locator" xlink:href="vcif-20260625.xsd#vcif_UnsecuredDebtInstrumentsAndSubordinatedLoansMember" xlink:label="loc_vcif_UnsecuredDebtInstrumentsAndSubordinatedLoansMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_vcif_UnsecuredDebtInstrumentsAndSubordinatedLoansMember" xml:lang="en-US">Unsecured Debt Instruments and Subordinated Loans [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_vcif_UnsecuredDebtInstrumentsAndSubordinatedLoansMember" xlink:to="lab_vcif_UnsecuredDebtInstrumentsAndSubordinatedLoansMember" />
          <link:loc xlink:type="locator" xlink:href="vcif-20260625.xsd#vcif_ValuationOfLoansMember" xlink:label="loc_vcif_ValuationOfLoansMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_vcif_ValuationOfLoansMember" xml:lang="en-US">Valuation of Loans [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_vcif_ValuationOfLoansMember" xlink:to="lab_vcif_ValuationOfLoansMember" />
          <link:loc xlink:type="locator" xlink:href="vcif-20260625.xsd#vcif_WhenissuedDelayedDeliveryAndForwardCommitmentTransactionsMember" xlink:label="loc_vcif_WhenissuedDelayedDeliveryAndForwardCommitmentTransactionsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_vcif_WhenissuedDelayedDeliveryAndForwardCommitmentTransactionsMember" xml:lang="en-US">When Issued Delayed Delivery And Forward Commitment Transactions [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_vcif_WhenissuedDelayedDeliveryAndForwardCommitmentTransactionsMember" xlink:to="lab_vcif_WhenissuedDelayedDeliveryAndForwardCommitmentTransactionsMember" />
          <link:loc xlink:type="locator" xlink:href="vcif-20260625.xsd#vcif_ClassACommonSharesMember" xlink:label="loc_vcif_ClassACommonSharesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_vcif_ClassACommonSharesMember" xml:lang="en-US">Class A Common Shares [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_vcif_ClassACommonSharesMember" xlink:to="lab_vcif_ClassACommonSharesMember" />
          <link:loc xlink:type="locator" xlink:href="vcif-20260625.xsd#vcif_ClassACommonSharesNoRepurchasesMember" xlink:label="loc_vcif_ClassACommonSharesNoRepurchasesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_vcif_ClassACommonSharesNoRepurchasesMember" xml:lang="en-US">Class A Common Shares No Repurchases [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_vcif_ClassACommonSharesNoRepurchasesMember" xlink:to="lab_vcif_ClassACommonSharesNoRepurchasesMember" />
          <link:loc xlink:type="locator" xlink:href="vcif-20260625.xsd#vcif_ClassACommonSharesWithRepurchasesAtPeriodEndMember" xlink:label="loc_vcif_ClassACommonSharesWithRepurchasesAtPeriodEndMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_vcif_ClassACommonSharesWithRepurchasesAtPeriodEndMember" xml:lang="en-US">Class A Common Shares With Repurchases At Period End [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_vcif_ClassACommonSharesWithRepurchasesAtPeriodEndMember" xlink:to="lab_vcif_ClassACommonSharesWithRepurchasesAtPeriodEndMember" />
          <link:loc xlink:type="locator" xlink:href="vcif-20260625.xsd#vcif_ClassCCommonSharesMember" xlink:label="loc_vcif_ClassCCommonSharesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_vcif_ClassCCommonSharesMember" xml:lang="en-US">Class C Common Shares [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_vcif_ClassCCommonSharesMember" xlink:to="lab_vcif_ClassCCommonSharesMember" />
          <link:loc xlink:type="locator" xlink:href="vcif-20260625.xsd#vcif_ClassCCommonSharesNoRepurchasesMember" xlink:label="loc_vcif_ClassCCommonSharesNoRepurchasesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_vcif_ClassCCommonSharesNoRepurchasesMember" xml:lang="en-US">Class C Common Shares No Repurchases [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_vcif_ClassCCommonSharesNoRepurchasesMember" xlink:to="lab_vcif_ClassCCommonSharesNoRepurchasesMember" />
          <link:loc xlink:type="locator" xlink:href="vcif-20260625.xsd#vcif_ClassCCommonSharesWithRepurchasesAtPeriodEndMember" xlink:label="loc_vcif_ClassCCommonSharesWithRepurchasesAtPeriodEndMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_vcif_ClassCCommonSharesWithRepurchasesAtPeriodEndMember" xml:lang="en-US">Class C Common Shares With Repurchases At Period End [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_vcif_ClassCCommonSharesWithRepurchasesAtPeriodEndMember" xlink:to="lab_vcif_ClassCCommonSharesWithRepurchasesAtPeriodEndMember" />
          <link:loc xlink:type="locator" xlink:href="vcif-20260625.xsd#vcif_ClassICommonSharesMember" xlink:label="loc_vcif_ClassICommonSharesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_vcif_ClassICommonSharesMember" xml:lang="en-US">Class I Common Shares [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_vcif_ClassICommonSharesMember" xlink:to="lab_vcif_ClassICommonSharesMember" />
          <link:loc xlink:type="locator" xlink:href="vcif-20260625.xsd#vcif_ClassICommonSharesNoRepurchasesMember" xlink:label="loc_vcif_ClassICommonSharesNoRepurchasesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_vcif_ClassICommonSharesNoRepurchasesMember" xml:lang="en-US">Class I Common Shares No Repurchases [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_vcif_ClassICommonSharesNoRepurchasesMember" xlink:to="lab_vcif_ClassICommonSharesNoRepurchasesMember" />
          <link:loc xlink:type="locator" xlink:href="vcif-20260625.xsd#vcif_ClassICommonSharesWithRepurchasesAtPeriodEndMember" xlink:label="loc_vcif_ClassICommonSharesWithRepurchasesAtPeriodEndMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_vcif_ClassICommonSharesWithRepurchasesAtPeriodEndMember" xml:lang="en-US">Class I Common Shares With Repurchases At Period End [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_vcif_ClassICommonSharesWithRepurchasesAtPeriodEndMember" xlink:to="lab_vcif_ClassICommonSharesWithRepurchasesAtPeriodEndMember" />
          <link:loc xlink:type="locator" xlink:href="vcif-20260625.xsd#vcif_ClassWCommonSharesMember" xlink:label="loc_vcif_ClassWCommonSharesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_vcif_ClassWCommonSharesMember" xml:lang="en-US">Class W Common Shares [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_vcif_ClassWCommonSharesMember" xlink:to="lab_vcif_ClassWCommonSharesMember" />
          <link:loc xlink:type="locator" xlink:href="vcif-20260625.xsd#vcif_ClassWCommonSharesNoRepurchasesMember" xlink:label="loc_vcif_ClassWCommonSharesNoRepurchasesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_vcif_ClassWCommonSharesNoRepurchasesMember" xml:lang="en-US">Class W Common Shares No Repurchases [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_vcif_ClassWCommonSharesNoRepurchasesMember" xlink:to="lab_vcif_ClassWCommonSharesNoRepurchasesMember" />
          <link:loc xlink:type="locator" xlink:href="vcif-20260625.xsd#vcif_ClassWCommonSharesWithRepurchasesAtPeriodEndMember" xlink:label="loc_vcif_ClassWCommonSharesWithRepurchasesAtPeriodEndMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_vcif_ClassWCommonSharesWithRepurchasesAtPeriodEndMember" xml:lang="en-US">Class W Common Shares With Repurchases At Period End [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_vcif_ClassWCommonSharesWithRepurchasesAtPeriodEndMember" xlink:to="lab_vcif_ClassWCommonSharesWithRepurchasesAtPeriodEndMember" />
          <link:loc xlink:type="locator" xlink:href="vcif-20260625.xsd#vcif_CommonSharesMember" xlink:label="loc_vcif_CommonSharesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_vcif_CommonSharesMember" xml:lang="en-US">Common Shares [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_vcif_CommonSharesMember" xlink:to="lab_vcif_CommonSharesMember" />
          <link:loc xlink:type="locator" xlink:href="vcif-20260625.xsd#vcif_PreferredSharesMember" xlink:label="loc_vcif_PreferredSharesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_vcif_PreferredSharesMember" xml:lang="en-US">Preferred Shares [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_vcif_PreferredSharesMember" xlink:to="lab_vcif_PreferredSharesMember" />
        </link:labelLink>
      </link:linkbase>
    </appinfo>
  </annotation>
  <import namespace="http://www.xbrl.org/2003/instance" schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd" />
  <import namespace="http://www.xbrl.org/2003/linkbase" schemaLocation="http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd" />
  <import namespace="http://xbrl.org/2005/xbrldt" schemaLocation="http://www.xbrl.org/2005/xbrldt-2005.xsd" />
  <import namespace="http://xbrl.sec.gov/dei/2025" schemaLocation="https://xbrl.sec.gov/dei/2025/dei-2025.xsd" />
  <import namespace="http://www.xbrl.org/dtr/type/2024-01-31" schemaLocation="https://www.xbrl.org/dtr/type/2024-01-31/types.xsd" />
  <import namespace="http://xbrl.sec.gov/cef/2025" schemaLocation="https://xbrl.sec.gov/cef/2025/cef-2025.xsd" />
  <import namespace="http://xbrl.sec.gov/cef-pre/2025" schemaLocation="https://xbrl.sec.gov/cef/2025/cef-2025_pre.xsd" />
  <element name="ClassACommonSharesMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="vcif_ClassACommonSharesMember" substitutionGroup="xbrli:item" />
  <element name="ClassACommonSharesNoRepurchasesMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="vcif_ClassACommonSharesNoRepurchasesMember" substitutionGroup="xbrli:item" />
  <element name="ClassACommonSharesWithRepurchasesAtPeriodEndMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="vcif_ClassACommonSharesWithRepurchasesAtPeriodEndMember" substitutionGroup="xbrli:item" />
  <element name="ClassCCommonSharesMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="vcif_ClassCCommonSharesMember" substitutionGroup="xbrli:item" />
  <element name="ClassCCommonSharesNoRepurchasesMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="vcif_ClassCCommonSharesNoRepurchasesMember" substitutionGroup="xbrli:item" />
  <element name="ClassCCommonSharesWithRepurchasesAtPeriodEndMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="vcif_ClassCCommonSharesWithRepurchasesAtPeriodEndMember" substitutionGroup="xbrli:item" />
  <element name="ClassICommonSharesMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="vcif_ClassICommonSharesMember" substitutionGroup="xbrli:item" />
  <element name="ClassICommonSharesNoRepurchasesMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="vcif_ClassICommonSharesNoRepurchasesMember" substitutionGroup="xbrli:item" />
  <element name="ClassICommonSharesWithRepurchasesAtPeriodEndMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="vcif_ClassICommonSharesWithRepurchasesAtPeriodEndMember" substitutionGroup="xbrli:item" />
  <element name="ClassWCommonSharesMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="vcif_ClassWCommonSharesMember" substitutionGroup="xbrli:item" />
  <element name="ClassWCommonSharesNoRepurchasesMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="vcif_ClassWCommonSharesNoRepurchasesMember" substitutionGroup="xbrli:item" />
  <element name="ClassWCommonSharesWithRepurchasesAtPeriodEndMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="vcif_ClassWCommonSharesWithRepurchasesAtPeriodEndMember" substitutionGroup="xbrli:item" />
  <element name="CommonSharesMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="vcif_CommonSharesMember" substitutionGroup="xbrli:item" />
  <element name="LimitedSecondaryMarketForLoansMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="vcif_LimitedSecondaryMarketForLoansMember" substitutionGroup="xbrli:item" />
  <element name="LiquidityMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="vcif_LiquidityMember" substitutionGroup="xbrli:item" />
  <element name="LoanOriginationMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="vcif_LoanOriginationMember" substitutionGroup="xbrli:item" />
  <element name="ManagerMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="vcif_ManagerMember" substitutionGroup="xbrli:item" />
  <element name="MarketDisruptionAndGeopoliticalMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="vcif_MarketDisruptionAndGeopoliticalMember" substitutionGroup="xbrli:item" />
  <element name="MarketMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="vcif_MarketMember" substitutionGroup="xbrli:item" />
  <element name="MortgageAndorAssetbackedSecuritiesMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="vcif_MortgageAndorAssetbackedSecuritiesMember" substitutionGroup="xbrli:item" />
  <element name="OperationalMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="vcif_OperationalMember" substitutionGroup="xbrli:item" />
  <element name="OthersInvestmentCompaniesMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="vcif_OthersInvestmentCompaniesMember" substitutionGroup="xbrli:item" />
  <element name="PrepaymentAndExtensionMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="vcif_PrepaymentAndExtensionMember" substitutionGroup="xbrli:item" />
  <element name="PrivateCreditMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="vcif_PrivateCreditMember" substitutionGroup="xbrli:item" />
  <element name="RepurchaseAgreementMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="vcif_RepurchaseAgreementMember" substitutionGroup="xbrli:item" />
  <element name="ReverseRepurchaseAgreementsAndDollarRollTransactionsMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="vcif_ReverseRepurchaseAgreementsAndDollarRollTransactionsMember" substitutionGroup="xbrli:item" />
  <element name="SecuritiesLendingMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="vcif_SecuritiesLendingMember" substitutionGroup="xbrli:item" />
  <element name="ShorttermDebtInstrumentsAndCashMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="vcif_ShorttermDebtInstrumentsAndCashMember" substitutionGroup="xbrli:item" />
  <element name="SpecialSituationsMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="vcif_SpecialSituationsMember" substitutionGroup="xbrli:item" />
  <element name="TaxQualificationMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="vcif_TaxQualificationMember" substitutionGroup="xbrli:item" />
  <element name="TemporaryDefensivePositionsMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="vcif_TemporaryDefensivePositionsMember" substitutionGroup="xbrli:item" />
  <element name="UnsecuredDebtInstrumentsAndSubordinatedLoansMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="vcif_UnsecuredDebtInstrumentsAndSubordinatedLoansMember" substitutionGroup="xbrli:item" />
  <element name="ValuationOfLoansMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="vcif_ValuationOfLoansMember" substitutionGroup="xbrli:item" />
  <element name="WhenissuedDelayedDeliveryAndForwardCommitmentTransactionsMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="vcif_WhenissuedDelayedDeliveryAndForwardCommitmentTransactionsMember" substitutionGroup="xbrli:item" />
  <element name="PreferredSharesMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="vcif_PreferredSharesMember" substitutionGroup="xbrli:item" />
</schema>
