SCHEDULE OF ASSETS (HELD AT YEAR END) - SCHEDULE H, PART IV, LINE 4i

12 Months Ended

Dec. 31, 2025

SCHEDULE OF ASSETS (HELD AT YEAR END) - SCHEDULE H, PART IV, LINE 4i

SCHEDULE OF ASSETS (HELD AT YEAR END) - SCHEDULE H, PART IV, LINE 4i

ORANGE COUNTY BANCORP, INC. 401(K) Plan

SCHEDULE OF ASSETS (HELD AT YEAR END) – SCHEDULE H, PART IV, LINE 4i

AS OF DECEMBER 31, 2025

SCHEDULE H, line 4i −SCHEDULE OF ASSETS (HELD AT END OF YEAR)

O C B, I. 401() P EIN 26 1135778

PLAN NUMBER 004

PLAN YEAR 01/01/2025 TO 12/31/2025

CGS2339 ANNUITY CONTRACT NUMBER 4-77972


(A)		(B)		(C)		(D)		(E)
		Identity of issuer, borrower, lessor or		Description of investment including maturity date, rate of interest,		Cost⁽¹⁾		Current
		similar party.		collateral, par or maturity value.				Value
		Baird		Registered Investment Company BAIRD AGGREGATE BOND INST FUND				$	302,295
		GREAT GRAY TRUST COMPANY		Common/Collective Trust INTERNATIONAL STOCK I1 FUND					49,800
		GREAT GRAY TRUST COMPANY		Common/Collective Trust LARGE CAP GROWTH I1 FUND					1,170,214
		GREAT GRAY TRUST COMPANY		Common/Collective Trust LARGE CAP VALUE I1 FUND					435,576
		Reliance Trust Company		Common/Collective Trust METLIFE SV FD SER 25053 CL 0					1,942,908
*		ORANGE COUNTY BANCORP		Employer Security ORANGE COUNTY BANCORP STOCK					3,760,136
		Putnam Fiduciary Trust Company		Common/Collective Trust PUTNAM STABLE VALUE FUND (15)					22,413
		GREAT GRAY TRUST COMPANY		Common/Collective Trust SMALL CAP GR FD FEE CL I1					78,660
		GREAT GRAY TRUST COMPANY		Common/Collective Trust SMALL CAP VALUE II I1 FUND					24,360
		STATE STREET GLOBAL ADV TRUST CO		Interest Bearing Cash SS CASH SER US GOVT FD CL G					1,111,249
		STATE STREET GLOBAL ADV TRUST CO		Common/Collective Trust SSGA INTL INDEX SL FD CLASS IX					634,738
		STATE STREET GLOBAL ADV TRUST CO		Common/Collective Trust SSGA RUSSELL SC IDX SEC LND II					784,521
		STATE STREET GLOBAL ADV TRUST CO		Common/Collective Trust SSGA SP MCP ID SEC LND SRS XIV					2,022,924
		STATE STREET GLOBAL ADV TRUST CO		Common/Collective Trust SSGA SP 500 IDX SEC LND SER II					6,511,288
		STATE STREET GLOBAL ADV TRUST CO		Common/Collective Trust SSGA TAR RET 2070 SEC LND IV					41,961
		STATE STREET GLOBAL ADV TRUST CO		Common/Collective Trust SSGA TARGET RET SEC LND IV FD					190,581
		STATE STREET GLOBAL ADV TRUST CO		Common/Collective Trust SSGA TARGET RET 2025 SEC LD IV					1,530,661
		STATE STREET GLOBAL ADV TRUST CO		Common/Collective Trust SSGA TARGET RET 2030 SEC LD IV					4,585,509
		STATE STREET GLOBAL ADV TRUST CO		Common/Collective Trust SSGA TARGET RET 2035 SEC LD IV					2,448,748
		STATE STREET GLOBAL ADV TRUST CO		Common/Collective Trust SSGA TARGET RET 2040 SEC LD IV					1,535,460
		STATE STREET GLOBAL ADV TRUST CO		Common/Collective Trust SSGA TARGET RET 2045 SEC LD IV					1,478,864
		STATE STREET GLOBAL ADV TRUST CO		Common/Collective Trust SSGA TARGET RET 2050 SEC LD IV					970,630
		STATE STREET GLOBAL ADV TRUST CO		Common/Collective Trust SSGA TARGET RET 2055 SEC LD IV					861,814
		STATE STREET GLOBAL ADV TRUST CO		Common/Collective Trust SSGA TARGET RET 2060 SEC LD IV					541,584
		STATE STREET GLOBAL ADV TRUST CO		Common/Collective Trust SSGA TARGET RET 2065 SEC LD IV					376,480
		STATE STREET GLOBAL ADV TRUST CO		Common/Collective Trust SSGA US IN PRO BD IDX SL CL II					176,727
		STATE STREET GLOBAL ADV TRUST CO		Registered Investment Company STATE ST US LG GOV BD IDX NL C					130,040
		STATE STREET GLOBAL ADV TRUST CO		Common/Collective Trust STATE STREET REIT INDEX II					234,743
		STATE STREET GLOBAL ADV TRUST CO		Common/Collective Trust STATE STREET US BD ID SL XIV					97,485
*		Participant Loans		Range of Interest Rates Range From 4.25% To 9.50%					672,981

				Total Assets under investment with Principal Trust Company				$	34,725,350

(1)	Cost information is not required for participant directed investments.

There were no investment assets which were both acquired and disposed of within the plan year. See report of independent registered public accounting firm.