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| EXHIBIT INDEX |
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| 23 | | Consent of Independent Registered Public Accounting Firm -- Meaden & Moore, Ltd. | | |
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Exhibit 23
Consent of Independent Registered Public Accounting Firm
We consent to the incorporation by reference in the Registration Statement (Form S-8 No. 001-33390) pertaining to the Third Federal 401(k) Savings Plan of our report dated June 25, 2026, with respect to the financial statements of the Third Federal 401(k) Savings Plan included in this Annual Report (Form 11-K) as of December 31, 2025 and 2024 and for the years ended December 31, 2025 and 2024.
/s/ Meaden & Moore, Ltd.
MEADEN & MOORE, LTD.
Cleveland, Ohio
June 25, 2026