Account Receivables, Net of Allowance for Credit Losses

12 Months Ended

Mar. 31, 2026

Accounts And Non Trade Receivable [Abstract]

Account Receivables, Net of Allowance for Credit Losses

12. Account Receivables, net of Allowance for Credit Losses


	Year ended March 31,
	2026		2025
	(In million)		(In million)
Receivables from payment processors	$	73.9	$	50.6
Receivables from partners		107.6		99.5
Receivables from customers		146.1		127.5
Receivables from brokers		63.7		70.2

Total Account Receivables, net of Allowance for Credit Losses	$	391.3	$	347.8

The Group’s Allowance for Credit Losses of $71.3 million and $60.2 million as of March 31, 2026 and 2025, respectively.

Management has considered the concentration risk within our Accounts Receivables, net of Allowance for Credit Losses balance. Refer to

Note 2 – Credit Risk Characteristics and Concentration

for how the exposure is managed by the Group.

There was no individual payment processors that represented more than 10% of Wise’s Total Account Receivables, net of Allowance for Credit Losses as of March 31, 2026 or 2025.

As of March 31, 2026, one partner represented $111.7m (29%) of Wise’s Total Account Receivables, net of Allowance for Credit Losses ($100.9m (29%) as of March 31, 2025).

There was no individual customer that represented more than 10% of Wise’s Total Account Receivables, net of Allowance for Credit Losses as of March 31, 2026 or 2025.

As of March 31, 2026 one broker represented $55.3m (14%) of Wise’s Total Account Receivables, net of Allowance for Credit Losses ($64.6m (19%) as of March 31, 2025).