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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap-ebp_EmployeeBenefitPlanInvestmentExcludingPlanInterestInMasterTrustFairValue_lbl" xml:lang="en-US">Investments, at fair value</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanInvestmentExcludingPlanInterestInMasterTrustFairValue" xlink:to="us-gaap-ebp_EmployeeBenefitPlanInvestmentExcludingPlanInterestInMasterTrustFairValue_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap-ebp_EmployeeBenefitPlanInvestmentExcludingPlanInterestInMasterTrustFairValue_lbl0" xml:lang="en-US">Financial instruments recorded at fair value</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanInvestmentExcludingPlanInterestInMasterTrustFairValue" xlink:to="us-gaap-ebp_EmployeeBenefitPlanInvestmentExcludingPlanInterestInMasterTrustFairValue_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/netLabel" xlink:label="us-gaap-ebp_EmployeeBenefitPlanInvestmentExcludingPlanInterestInMasterTrustFairValue_lbl1" xml:lang="en-US">Total investments at fair value</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanInvestmentExcludingPlanInterestInMasterTrustFairValue" xlink:to="us-gaap-ebp_EmployeeBenefitPlanInvestmentExcludingPlanInterestInMasterTrustFairValue_lbl1"/>
    <loc xlink:type="locator" xlink:label="us-gaap-ebp_EmployeeBenefitPlanReceivableAbstract" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanReceivableAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap-ebp_EmployeeBenefitPlanReceivableAbstract_lbl" xml:lang="en-US">Receivables:</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanReceivableAbstract" xlink:to="us-gaap-ebp_EmployeeBenefitPlanReceivableAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap-ebp_EmployeeBenefitPlanNoteReceivableFromParticipant" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanNoteReceivableFromParticipant"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap-ebp_EmployeeBenefitPlanNoteReceivableFromParticipant_lbl" xml:lang="en-US">Notes receivable from participants</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanNoteReceivableFromParticipant" xlink:to="us-gaap-ebp_EmployeeBenefitPlanNoteReceivableFromParticipant_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap-ebp_EmployeeBenefitPlanReceivableInvestmentSale" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanReceivableInvestmentSale"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap-ebp_EmployeeBenefitPlanReceivableInvestmentSale_lbl" xml:lang="en-US">Due from broker</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanReceivableInvestmentSale" xlink:to="us-gaap-ebp_EmployeeBenefitPlanReceivableInvestmentSale_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap-ebp_EmployeeBenefitPlanEmployerContributionReceivable" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanEmployerContributionReceivable"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap-ebp_EmployeeBenefitPlanEmployerContributionReceivable_lbl" xml:lang="en-US">Contributions receivable from employer</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanEmployerContributionReceivable" xlink:to="us-gaap-ebp_EmployeeBenefitPlanEmployerContributionReceivable_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap-ebp_EmployeeBenefitPlanLiabilityAbstract" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanLiabilityAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap-ebp_EmployeeBenefitPlanLiabilityAbstract_lbl" xml:lang="en-US">Liabilities</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanLiabilityAbstract" xlink:to="us-gaap-ebp_EmployeeBenefitPlanLiabilityAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap-ebp_EmployeeBenefitPlanLiabilityInvestmentPurchase" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanLiabilityInvestmentPurchase"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap-ebp_EmployeeBenefitPlanLiabilityInvestmentPurchase_lbl" xml:lang="en-US">Due to broker</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanLiabilityInvestmentPurchase" xlink:to="us-gaap-ebp_EmployeeBenefitPlanLiabilityInvestmentPurchase_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseAbstract" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseAbstract_lbl" xml:lang="en-US">Additions</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseAbstract" xlink:to="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseDecreaseForIncomeLossOnInvestmentAbstract" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseDecreaseForIncomeLossOnInvestmentAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseDecreaseForIncomeLossOnInvestmentAbstract_lbl" xml:lang="en-US">Net investment income:</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseDecreaseForIncomeLossOnInvestmentAbstract" xlink:to="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseDecreaseForIncomeLossOnInvestmentAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseDecreaseForGainLossOnInvestment" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseDecreaseForGainLossOnInvestment"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseDecreaseForGainLossOnInvestment_lbl" xml:lang="en-US">Net appreciation in fair value of investments</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseDecreaseForGainLossOnInvestment" xlink:to="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseDecreaseForGainLossOnInvestment_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForDividendIncomeOnInvestment" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForDividendIncomeOnInvestment"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForDividendIncomeOnInvestment_lbl" xml:lang="en-US">Dividends</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForDividendIncomeOnInvestment" xlink:to="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForDividendIncomeOnInvestment_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForDividendIncomeOnInvestment_lbl0" xml:lang="en-US">Total dividend income</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForDividendIncomeOnInvestment" xlink:to="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForDividendIncomeOnInvestment_lbl0"/>
    <loc xlink:type="locator" xlink:label="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForInterestIncomeOnInvestment" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForInterestIncomeOnInvestment"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForInterestIncomeOnInvestment_lbl" xml:lang="en-US">Interest</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForInterestIncomeOnInvestment" xlink:to="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForInterestIncomeOnInvestment_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForInterestIncomeOnNoteReceivableFromParticipant" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForInterestIncomeOnNoteReceivableFromParticipant"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForInterestIncomeOnNoteReceivableFromParticipant_lbl" xml:lang="en-US">Interest income on notes receivable from participants</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForInterestIncomeOnNoteReceivableFromParticipant" xlink:to="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForInterestIncomeOnNoteReceivableFromParticipant_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForContributionAbstract" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForContributionAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForContributionAbstract_lbl" xml:lang="en-US">Contributions:</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForContributionAbstract" xlink:to="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForContributionAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForParticipantContributionExcludingRollover" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForParticipantContributionExcludingRollover"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForParticipantContributionExcludingRollover_lbl" xml:lang="en-US">Participants</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForParticipantContributionExcludingRollover" xlink:to="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForParticipantContributionExcludingRollover_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForEmployerContributionCash" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForEmployerContributionCash"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForEmployerContributionCash_lbl" xml:lang="en-US">Employer</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForEmployerContributionCash" xlink:to="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForEmployerContributionCash_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForEmployerContributionCash_lbl0" xml:lang="en-US">Company contributions</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForEmployerContributionCash" xlink:to="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForEmployerContributionCash_lbl0"/>
    <loc xlink:type="locator" xlink:label="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForParticipantContributionRollover" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForParticipantContributionRollover"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForParticipantContributionRollover_lbl" xml:lang="en-US">Rollovers</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForParticipantContributionRollover" xlink:to="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForParticipantContributionRollover_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitDecreaseAbstract" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitDecreaseAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitDecreaseAbstract_lbl" xml:lang="en-US">Deductions</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitDecreaseAbstract" xlink:to="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitDecreaseAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap-ebp_EmployeeBenefitPlanNetAssetAvailableForBenefitAbstract" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanNetAssetAvailableForBenefitAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap-ebp_EmployeeBenefitPlanNetAssetAvailableForBenefitAbstract_lbl" xml:lang="en-US">Net assets available for plan benefits</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanNetAssetAvailableForBenefitAbstract" xlink:to="us-gaap-ebp_EmployeeBenefitPlanNetAssetAvailableForBenefitAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitDecreaseForPaymentToParticipant" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitDecreaseForPaymentToParticipant"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitDecreaseForPaymentToParticipant_lbl" xml:lang="en-US">Distributions to participants</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitDecreaseForPaymentToParticipant" xlink:to="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitDecreaseForPaymentToParticipant_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitDecreaseForAdministrativeExpense" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitDecreaseForAdministrativeExpense"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitDecreaseForAdministrativeExpense_lbl" xml:lang="en-US">Administrative expenses</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitDecreaseForAdministrativeExpense" xlink:to="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitDecreaseForAdministrativeExpense_lbl"/>
    <loc xlink:type="locator" xlink:label="nbtb_EBP002Member" xlink:href="nbtb-20251231.xsd#nbtb_EBP002Member"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="nbtb_EBP002Member_lbl" xml:lang="en-US">NBT Bancorp Inc. 401(k) and Employee Stock Ownership Plan [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nbtb_EBP002Member" xlink:to="nbtb_EBP002Member_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_MutualFundMember" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_MutualFundMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_MutualFundMember_lbl" xml:lang="en-US">Mutual Funds [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_MutualFundMember" xlink:to="us-gaap_MutualFundMember_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap-ebp_EmployeeBenefitPlanEmployerCommonStockMember" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanEmployerCommonStockMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap-ebp_EmployeeBenefitPlanEmployerCommonStockMember_lbl" xml:lang="en-US">Common Stock of NBT Bancorp Inc. [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanEmployerCommonStockMember" xlink:to="us-gaap-ebp_EmployeeBenefitPlanEmployerCommonStockMember_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap-ebp_EmployeeBenefitPlanEmployerCommonStockMember_lbl0" xml:lang="en-US">Company Common Stock [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanEmployerCommonStockMember" xlink:to="us-gaap-ebp_EmployeeBenefitPlanEmployerCommonStockMember_lbl0"/>
    <loc xlink:type="locator" xlink:label="nbtb_StableValueFundMember" xlink:href="nbtb-20251231.xsd#nbtb_StableValueFundMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="nbtb_StableValueFundMember_lbl" xml:lang="en-US">Stable Value Fund [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nbtb_StableValueFundMember" xlink:to="nbtb_StableValueFundMember_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_CashAndCashEquivalentsMember" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_CashAndCashEquivalentsMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_CashAndCashEquivalentsMember_lbl" xml:lang="en-US">Cash and Money Market Funds [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CashAndCashEquivalentsMember" xlink:to="us-gaap_CashAndCashEquivalentsMember_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap-ebp_EmployeeBenefitPlanDescriptionOfPlanTextBlock" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanDescriptionOfPlanTextBlock"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap-ebp_EmployeeBenefitPlanDescriptionOfPlanTextBlock_lbl" xml:lang="en-US">Description of Plan</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanDescriptionOfPlanTextBlock" xlink:to="us-gaap-ebp_EmployeeBenefitPlanDescriptionOfPlanTextBlock_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap-ebp_EmployeeBenefitPlanSummaryOfAccountingPolicyTextBlock" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanSummaryOfAccountingPolicyTextBlock"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap-ebp_EmployeeBenefitPlanSummaryOfAccountingPolicyTextBlock_lbl" xml:lang="en-US">Summary of Significant Accounting Policies</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanSummaryOfAccountingPolicyTextBlock" xlink:to="us-gaap-ebp_EmployeeBenefitPlanSummaryOfAccountingPolicyTextBlock_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap-ebp_EmployeeBenefitPlanInvestmentFairValueAndNavTextBlock" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanInvestmentFairValueAndNavTextBlock"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap-ebp_EmployeeBenefitPlanInvestmentFairValueAndNavTextBlock_lbl" xml:lang="en-US">Fair Value Measurements</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanInvestmentFairValueAndNavTextBlock" xlink:to="us-gaap-ebp_EmployeeBenefitPlanInvestmentFairValueAndNavTextBlock_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap-ebp_EmployeeBenefitPlanInvestmentFairValueAndNavTableTextBlock" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanInvestmentFairValueAndNavTableTextBlock"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap-ebp_EmployeeBenefitPlanInvestmentFairValueAndNavTableTextBlock_lbl" xml:lang="en-US">Financial Instruments Recorded at Fair Value on a Recurring Basis</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanInvestmentFairValueAndNavTableTextBlock" xlink:to="us-gaap-ebp_EmployeeBenefitPlanInvestmentFairValueAndNavTableTextBlock_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap-ebp_EmployeeBenefitPlanTaxStatusTextBlock" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanTaxStatusTextBlock"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap-ebp_EmployeeBenefitPlanTaxStatusTextBlock_lbl" xml:lang="en-US">Income Tax Status</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanTaxStatusTextBlock" xlink:to="us-gaap-ebp_EmployeeBenefitPlanTaxStatusTextBlock_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap-ebp_EmployeeBenefitPlanRelatedPartyAndPartyInInterestTransactionsTextBlock" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanRelatedPartyAndPartyInInterestTransactionsTextBlock"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap-ebp_EmployeeBenefitPlanRelatedPartyAndPartyInInterestTransactionsTextBlock_lbl" xml:lang="en-US">Party-in-Interest Transactions</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanRelatedPartyAndPartyInInterestTransactionsTextBlock" xlink:to="us-gaap-ebp_EmployeeBenefitPlanRelatedPartyAndPartyInInterestTransactionsTextBlock_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap-ebp_EmployeeBenefitPlanScheduleOfAssetHeldForInvestmentTableTextBlock" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanScheduleOfAssetHeldForInvestmentTableTextBlock"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap-ebp_EmployeeBenefitPlanScheduleOfAssetHeldForInvestmentTableTextBlock_lbl" xml:lang="en-US">SCHEDULE H, LINE 4i - SCHEDULE OF ASSETS (HELD AT END OF YEAR)</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanScheduleOfAssetHeldForInvestmentTableTextBlock" xlink:to="us-gaap-ebp_EmployeeBenefitPlanScheduleOfAssetHeldForInvestmentTableTextBlock_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap-ebp_EmployeeBenefitPlanInvestmentIssuerNameExtensibleEnumeration" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanInvestmentIssuerNameExtensibleEnumeration"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap-ebp_EmployeeBenefitPlanInvestmentIssuerNameExtensibleEnumeration_lbl" xml:lang="en-US">Identity of issuer, borrower, lessor, or similar party</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanInvestmentIssuerNameExtensibleEnumeration" xlink:to="us-gaap-ebp_EmployeeBenefitPlanInvestmentIssuerNameExtensibleEnumeration_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap-ebp_EmployeeBenefitPlanAssetHeldForInvestmentInvestmentExcludingPlanInterestInMasterTrustParticipationStatusExtensibleEnumeration" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanAssetHeldForInvestmentInvestmentExcludingPlanInterestInMasterTrustParticipationStatusExtensibleEnumeration"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap-ebp_EmployeeBenefitPlanAssetHeldForInvestmentInvestmentExcludingPlanInterestInMasterTrustParticipationStatusExtensibleEnumeration_lbl" xml:lang="en-US">Participant directed status</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanAssetHeldForInvestmentInvestmentExcludingPlanInterestInMasterTrustParticipationStatusExtensibleEnumeration" xlink:to="us-gaap-ebp_EmployeeBenefitPlanAssetHeldForInvestmentInvestmentExcludingPlanInterestInMasterTrustParticipationStatusExtensibleEnumeration_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap-ebp_EmployeeBenefitPlanAssetHeldForInvestmentInvestmentExcludingPlanInterestInMasterTrustCurrentValue" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanAssetHeldForInvestmentInvestmentExcludingPlanInterestInMasterTrustCurrentValue"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap-ebp_EmployeeBenefitPlanAssetHeldForInvestmentInvestmentExcludingPlanInterestInMasterTrustCurrentValue_lbl" xml:lang="en-US">Current value</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanAssetHeldForInvestmentInvestmentExcludingPlanInterestInMasterTrustCurrentValue" xlink:to="us-gaap-ebp_EmployeeBenefitPlanAssetHeldForInvestmentInvestmentExcludingPlanInterestInMasterTrustCurrentValue_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap-ebp_EmployeeBenefitPlanInvestmentTypeExtensibleEnumeration" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanInvestmentTypeExtensibleEnumeration"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap-ebp_EmployeeBenefitPlanInvestmentTypeExtensibleEnumeration_lbl" xml:lang="en-US">Description of investment</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanInvestmentTypeExtensibleEnumeration" xlink:to="us-gaap-ebp_EmployeeBenefitPlanInvestmentTypeExtensibleEnumeration_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap-ebp_EmployeeBenefitPlanAssetHeldForInvestmentPartyInInterest" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanAssetHeldForInvestmentPartyInInterest"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap-ebp_EmployeeBenefitPlanAssetHeldForInvestmentPartyInInterest_lbl" xml:lang="en-US">Party-in-interest</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanAssetHeldForInvestmentPartyInInterest" xlink:to="us-gaap-ebp_EmployeeBenefitPlanAssetHeldForInvestmentPartyInInterest_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap-ebp_EmployeeBenefitPlanInvestmentNumberOfShares" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanInvestmentNumberOfShares"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap-ebp_EmployeeBenefitPlanInvestmentNumberOfShares_lbl" xml:lang="en-US">Number of shares (in Shares)</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanInvestmentNumberOfShares" xlink:to="us-gaap-ebp_EmployeeBenefitPlanInvestmentNumberOfShares_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap-ebp_EmployeeBenefitPlanInvestmentNumberOfShares_lbl0" xml:lang="en-US">Number of shares of Company stock held in participants accounts (in Shares)</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanInvestmentNumberOfShares" xlink:to="us-gaap-ebp_EmployeeBenefitPlanInvestmentNumberOfShares_lbl0"/>
    <loc xlink:type="locator" xlink:label="us-gaap-ebp_EmployeeBenefitPlanAssetHeldForInvestmentParticipantLoanAfterDeemedDistribution" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanAssetHeldForInvestmentParticipantLoanAfterDeemedDistribution"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap-ebp_EmployeeBenefitPlanAssetHeldForInvestmentParticipantLoanAfterDeemedDistribution_lbl" xml:lang="en-US">Participant loans receivable</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanAssetHeldForInvestmentParticipantLoanAfterDeemedDistribution" xlink:to="us-gaap-ebp_EmployeeBenefitPlanAssetHeldForInvestmentParticipantLoanAfterDeemedDistribution_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap-ebp_EmployeeBenefitPlanParticipantLoanInterestRate" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanParticipantLoanInterestRate"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap-ebp_EmployeeBenefitPlanParticipantLoanInterestRate_lbl" xml:lang="en-US">Participant loans receivable, Interest rate</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanParticipantLoanInterestRate" xlink:to="us-gaap-ebp_EmployeeBenefitPlanParticipantLoanInterestRate_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap-ebp_EmployeeBenefitPlanAssetHeldForInvestment" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanAssetHeldForInvestment"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap-ebp_EmployeeBenefitPlanAssetHeldForInvestment_lbl" xml:lang="en-US">Asset held for investment</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanAssetHeldForInvestment" xlink:to="us-gaap-ebp_EmployeeBenefitPlanAssetHeldForInvestment_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_FairValueInputsLevel1Member" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_FairValueInputsLevel1Member"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FairValueInputsLevel1Member_lbl" xml:lang="en-US">Level 1 [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueInputsLevel1Member" xlink:to="us-gaap_FairValueInputsLevel1Member_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_FairValueInputsLevel2Member" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_FairValueInputsLevel2Member"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FairValueInputsLevel2Member_lbl" xml:lang="en-US">Level 2 [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueInputsLevel2Member" xlink:to="us-gaap_FairValueInputsLevel2Member_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_FairValueInputsLevel3Member" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_FairValueInputsLevel3Member"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FairValueInputsLevel3Member_lbl" xml:lang="en-US">Level 3 [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueInputsLevel3Member" xlink:to="us-gaap_FairValueInputsLevel3Member_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_InvestmentIdentifierAxis" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_InvestmentIdentifierAxis"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_InvestmentIdentifierAxis_lbl" xml:lang="en-US">Investment, Identifier [Axis]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InvestmentIdentifierAxis" xlink:to="us-gaap_InvestmentIdentifierAxis_lbl"/>
    <loc xlink:type="locator" xlink:label="nbtb_ParticipantLoansReceivableMember" xlink:href="nbtb-20251231.xsd#nbtb_ParticipantLoansReceivableMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="nbtb_ParticipantLoansReceivableMember_lbl" xml:lang="en-US">Participant loans receivable [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nbtb_ParticipantLoansReceivableMember" xlink:to="nbtb_ParticipantLoansReceivableMember_lbl"/>
    <loc xlink:type="locator" xlink:label="srt_MinimumMember" xlink:href="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd#srt_MinimumMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="srt_MinimumMember_lbl" xml:lang="en-US">Minimum [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="srt_MinimumMember" xlink:to="srt_MinimumMember_lbl"/>
    <loc xlink:type="locator" xlink:label="srt_MaximumMember" xlink:href="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd#srt_MaximumMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="srt_MaximumMember_lbl" xml:lang="en-US">Maximum [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="srt_MaximumMember" xlink:to="srt_MaximumMember_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap-ebp_EmployeeBenefitPlanContributionParticipatingEmployerAxis" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanContributionParticipatingEmployerAxis"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap-ebp_EmployeeBenefitPlanContributionParticipatingEmployerAxis_lbl" xml:lang="en-US">EBP, Contribution, Participating Employer [Axis]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanContributionParticipatingEmployerAxis" xlink:to="us-gaap-ebp_EmployeeBenefitPlanContributionParticipatingEmployerAxis_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap-ebp_EmployeeBenefitPlanDescriptionAvailable" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanDescriptionAvailable"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap-ebp_EmployeeBenefitPlanDescriptionAvailable_lbl" xml:lang="en-US">Plan agreement description</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanDescriptionAvailable" xlink:to="us-gaap-ebp_EmployeeBenefitPlanDescriptionAvailable_lbl"/>
    <loc xlink:type="locator" xlink:label="nbtb_EmployeeBenefitPlanParticipantAgeLimitToParticipateInPlan" xlink:href="nbtb-20251231.xsd#nbtb_EmployeeBenefitPlanParticipantAgeLimitToParticipateInPlan"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="nbtb_EmployeeBenefitPlanParticipantAgeLimitToParticipateInPlan_lbl" xml:lang="en-US">Employees age limit to be eligible to participate in the plan (in Age)</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nbtb_EmployeeBenefitPlanParticipantAgeLimitToParticipateInPlan" xlink:to="nbtb_EmployeeBenefitPlanParticipantAgeLimitToParticipateInPlan_lbl"/>
    <loc xlink:type="locator" xlink:label="nbtb_EmployeeBenefitPlanParticipantServiceScheduledToCompleteToBeEligibleToParticipateInPlan" xlink:href="nbtb-20251231.xsd#nbtb_EmployeeBenefitPlanParticipantServiceScheduledToCompleteToBeEligibleToParticipateInPlan"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="nbtb_EmployeeBenefitPlanParticipantServiceScheduledToCompleteToBeEligibleToParticipateInPlan_lbl" xml:lang="en-US">Employees hours of service scheduled to complete to be eligible to participate in the Plan (in Hours)</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nbtb_EmployeeBenefitPlanParticipantServiceScheduledToCompleteToBeEligibleToParticipateInPlan" xlink:to="nbtb_EmployeeBenefitPlanParticipantServiceScheduledToCompleteToBeEligibleToParticipateInPlan_lbl"/>
    <loc xlink:type="locator" xlink:label="nbtb_EmployeeBenefitPlanParticipantServiceCompletedToBeEligibleToParticipateInPlan" xlink:href="nbtb-20251231.xsd#nbtb_EmployeeBenefitPlanParticipantServiceCompletedToBeEligibleToParticipateInPlan"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="nbtb_EmployeeBenefitPlanParticipantServiceCompletedToBeEligibleToParticipateInPlan_lbl" xml:lang="en-US">Employees hours of service completed to be eligible to participate in the Plan (in Hours)</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nbtb_EmployeeBenefitPlanParticipantServiceCompletedToBeEligibleToParticipateInPlan" xlink:to="nbtb_EmployeeBenefitPlanParticipantServiceCompletedToBeEligibleToParticipateInPlan_lbl"/>
    <loc xlink:type="locator" xlink:label="nbtb_EmployeeBenefitPlanParticipantEmploymentPeriodRequiredForEligibilityToParticipateInPlan" xlink:href="nbtb-20251231.xsd#nbtb_EmployeeBenefitPlanParticipantEmploymentPeriodRequiredForEligibilityToParticipateInPlan"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="nbtb_EmployeeBenefitPlanParticipantEmploymentPeriodRequiredForEligibilityToParticipateInPlan_lbl" xml:lang="en-US">Employment period required for eligibility to participate in plan</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nbtb_EmployeeBenefitPlanParticipantEmploymentPeriodRequiredForEligibilityToParticipateInPlan" xlink:to="nbtb_EmployeeBenefitPlanParticipantEmploymentPeriodRequiredForEligibilityToParticipateInPlan_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap-ebp_EmployeeBenefitPlanParticipantContributionAutomaticDeferralRate" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanParticipantContributionAutomaticDeferralRate"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap-ebp_EmployeeBenefitPlanParticipantContributionAutomaticDeferralRate_lbl" xml:lang="en-US">Percentage automatically withheld from employee compensation and contributed to the Plan</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanParticipantContributionAutomaticDeferralRate" xlink:to="us-gaap-ebp_EmployeeBenefitPlanParticipantContributionAutomaticDeferralRate_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap-ebp_EmployeeBenefitPlanEmployerContributionMatchingPercentage" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanEmployerContributionMatchingPercentage"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap-ebp_EmployeeBenefitPlanEmployerContributionMatchingPercentage_lbl" xml:lang="en-US">Company&apos;s matching contribution percentage</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanEmployerContributionMatchingPercentage" xlink:to="us-gaap-ebp_EmployeeBenefitPlanEmployerContributionMatchingPercentage_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap-ebp_EmployeeBenefitPlanEmployerContributionParticipantCompensationMatchedPercentage" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanEmployerContributionParticipantCompensationMatchedPercentage"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap-ebp_EmployeeBenefitPlanEmployerContributionParticipantCompensationMatchedPercentage_lbl" xml:lang="en-US">Participant&#8217;s compensation percentage eligible for matching</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanEmployerContributionParticipantCompensationMatchedPercentage" xlink:to="us-gaap-ebp_EmployeeBenefitPlanEmployerContributionParticipantCompensationMatchedPercentage_lbl"/>
    <loc xlink:type="locator" xlink:label="nbtb_EmployeeBenefitPlanEmployeeContributionVestingPercentage" xlink:href="nbtb-20251231.xsd#nbtb_EmployeeBenefitPlanEmployeeContributionVestingPercentage"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="nbtb_EmployeeBenefitPlanEmployeeContributionVestingPercentage_lbl" xml:lang="en-US">Participants&apos; contributions vesting percentage</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nbtb_EmployeeBenefitPlanEmployeeContributionVestingPercentage" xlink:to="nbtb_EmployeeBenefitPlanEmployeeContributionVestingPercentage_lbl"/>
    <loc xlink:type="locator" xlink:label="nbtb_EmployeeBenefitPlanVestingPeriod" xlink:href="nbtb-20251231.xsd#nbtb_EmployeeBenefitPlanVestingPeriod"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="nbtb_EmployeeBenefitPlanVestingPeriod_lbl" xml:lang="en-US">Employee vesting period</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nbtb_EmployeeBenefitPlanVestingPeriod" xlink:to="nbtb_EmployeeBenefitPlanVestingPeriod_lbl"/>
    <loc xlink:type="locator" xlink:label="nbtb_EmployeeBenefitPlanParticipantsContributionsVestingPeriod" xlink:href="nbtb-20251231.xsd#nbtb_EmployeeBenefitPlanParticipantsContributionsVestingPeriod"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="nbtb_EmployeeBenefitPlanParticipantsContributionsVestingPeriod_lbl" xml:lang="en-US">Employee benefit plan participants contributions vesting period</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nbtb_EmployeeBenefitPlanParticipantsContributionsVestingPeriod" xlink:to="nbtb_EmployeeBenefitPlanParticipantsContributionsVestingPeriod_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap-ebp_EmployeeBenefitPlanNoteReceivableFromParticipantAccountMinimumBorrowingAmount" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanNoteReceivableFromParticipantAccountMinimumBorrowingAmount"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap-ebp_EmployeeBenefitPlanNoteReceivableFromParticipantAccountMinimumBorrowingAmount_lbl" xml:lang="en-US">Minimum amount participants may borrow from their vested accounts</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanNoteReceivableFromParticipantAccountMinimumBorrowingAmount" xlink:to="us-gaap-ebp_EmployeeBenefitPlanNoteReceivableFromParticipantAccountMinimumBorrowingAmount_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap-ebp_EmployeeBenefitPlanNoteReceivableFromParticipantAccountMaximumBorrowingAmount" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanNoteReceivableFromParticipantAccountMaximumBorrowingAmount"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap-ebp_EmployeeBenefitPlanNoteReceivableFromParticipantAccountMaximumBorrowingAmount_lbl" xml:lang="en-US">Maximum amount participants may borrow from their vested accounts</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanNoteReceivableFromParticipantAccountMaximumBorrowingAmount" xlink:to="us-gaap-ebp_EmployeeBenefitPlanNoteReceivableFromParticipantAccountMaximumBorrowingAmount_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap-ebp_EmployeeBenefitPlanNoteReceivableFromParticipantAccountMaximumBorrowingToTotalAccountPercentage" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanNoteReceivableFromParticipantAccountMaximumBorrowingToTotalAccountPercentage"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap-ebp_EmployeeBenefitPlanNoteReceivableFromParticipantAccountMaximumBorrowingToTotalAccountPercentage_lbl" xml:lang="en-US">Maximum percentage participants may borrow from their vested accounts</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanNoteReceivableFromParticipantAccountMaximumBorrowingToTotalAccountPercentage" xlink:to="us-gaap-ebp_EmployeeBenefitPlanNoteReceivableFromParticipantAccountMaximumBorrowingToTotalAccountPercentage_lbl"/>
    <loc xlink:type="locator" xlink:label="nbtb_EmployeeBenefitPlanNoteReceivableFromParticipantAccountRepaymentTerm" xlink:href="nbtb-20251231.xsd#nbtb_EmployeeBenefitPlanNoteReceivableFromParticipantAccountRepaymentTerm"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="nbtb_EmployeeBenefitPlanNoteReceivableFromParticipantAccountRepaymentTerm_lbl" xml:lang="en-US">Notes receivable from participants, repayment term</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nbtb_EmployeeBenefitPlanNoteReceivableFromParticipantAccountRepaymentTerm" xlink:to="nbtb_EmployeeBenefitPlanNoteReceivableFromParticipantAccountRepaymentTerm_lbl"/>
    <loc xlink:type="locator" xlink:label="nbtb_EmployeeBenefitPlanNoteReceivableFromParticipantAccountSpreadOnVariableRate" xlink:href="nbtb-20251231.xsd#nbtb_EmployeeBenefitPlanNoteReceivableFromParticipantAccountSpreadOnVariableRate"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="nbtb_EmployeeBenefitPlanNoteReceivableFromParticipantAccountSpreadOnVariableRate_lbl" xml:lang="en-US">Notes receivable from participants, Spread on Prime Rate</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nbtb_EmployeeBenefitPlanNoteReceivableFromParticipantAccountSpreadOnVariableRate" xlink:to="nbtb_EmployeeBenefitPlanNoteReceivableFromParticipantAccountSpreadOnVariableRate_lbl"/>
    <loc xlink:type="locator" xlink:label="nbtb_EmployeeBenefitPlanParticipantsVestedAccountValue" xlink:href="nbtb-20251231.xsd#nbtb_EmployeeBenefitPlanParticipantsVestedAccountValue"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="nbtb_EmployeeBenefitPlanParticipantsVestedAccountValue_lbl" xml:lang="en-US">Vested account balance</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nbtb_EmployeeBenefitPlanParticipantsVestedAccountValue" xlink:to="nbtb_EmployeeBenefitPlanParticipantsVestedAccountValue_lbl"/>
    <loc xlink:type="locator" xlink:label="nbtb_EmployeeBenefitPlanEarlyRetirementAge" xlink:href="nbtb-20251231.xsd#nbtb_EmployeeBenefitPlanEarlyRetirementAge"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="nbtb_EmployeeBenefitPlanEarlyRetirementAge_lbl" xml:lang="en-US">Early retirement age</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nbtb_EmployeeBenefitPlanEarlyRetirementAge" xlink:to="nbtb_EmployeeBenefitPlanEarlyRetirementAge_lbl"/>
    <loc xlink:type="locator" xlink:label="nbtb_EmployeeBenefitPlanEarlyRetirementMinimumServicePeriod" xlink:href="nbtb-20251231.xsd#nbtb_EmployeeBenefitPlanEarlyRetirementMinimumServicePeriod"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="nbtb_EmployeeBenefitPlanEarlyRetirementMinimumServicePeriod_lbl" xml:lang="en-US">Early retirement minimum service period</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nbtb_EmployeeBenefitPlanEarlyRetirementMinimumServicePeriod" xlink:to="nbtb_EmployeeBenefitPlanEarlyRetirementMinimumServicePeriod_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap-ebp_EmployeeBenefitPlanForfeitedNonvestedAccount" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanForfeitedNonvestedAccount"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap-ebp_EmployeeBenefitPlanForfeitedNonvestedAccount_lbl" xml:lang="en-US">Forfeiture from non-vested account balances</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanForfeitedNonvestedAccount" xlink:to="us-gaap-ebp_EmployeeBenefitPlanForfeitedNonvestedAccount_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap-ebp_EmployeeBenefitPlanForfeitedNonvestedAccountDecreaseForEmployerContribution" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanForfeitedNonvestedAccountDecreaseForEmployerContribution"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap-ebp_EmployeeBenefitPlanForfeitedNonvestedAccountDecreaseForEmployerContribution_lbl" xml:lang="en-US">Forfeitures used to reduce employer contributions</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanForfeitedNonvestedAccountDecreaseForEmployerContribution" xlink:to="us-gaap-ebp_EmployeeBenefitPlanForfeitedNonvestedAccountDecreaseForEmployerContribution_lbl"/>
    <loc xlink:type="locator" xlink:label="nbtb_EmployeeBenefitPlanForfeitedFromAccount" xlink:href="nbtb-20251231.xsd#nbtb_EmployeeBenefitPlanForfeitedFromAccount"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="nbtb_EmployeeBenefitPlanForfeitedFromAccount_lbl" xml:lang="en-US">Forfeiture from account balances</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nbtb_EmployeeBenefitPlanForfeitedFromAccount" xlink:to="nbtb_EmployeeBenefitPlanForfeitedFromAccount_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap-ebp_EmployeeBenefitPlanTaxDeterminationLetterObtained" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanTaxDeterminationLetterObtained"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap-ebp_EmployeeBenefitPlanTaxDeterminationLetterObtained_lbl" xml:lang="en-US">IRS favorable opinion letter</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanTaxDeterminationLetterObtained" xlink:to="us-gaap-ebp_EmployeeBenefitPlanTaxDeterminationLetterObtained_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap-ebp_EmployeeBenefitPlanTaxDeterminationLetterDate" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanTaxDeterminationLetterDate"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap-ebp_EmployeeBenefitPlanTaxDeterminationLetterDate_lbl" xml:lang="en-US">IRS favorable opinion letter, date</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanTaxDeterminationLetterDate" xlink:to="us-gaap-ebp_EmployeeBenefitPlanTaxDeterminationLetterDate_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap-ebp_EmployeeBenefitPlanTaxQualificationStatusExtensibleEnumeration" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanTaxQualificationStatusExtensibleEnumeration"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap-ebp_EmployeeBenefitPlanTaxQualificationStatusExtensibleEnumeration_lbl" xml:lang="en-US">Tax-exempt qualified status</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanTaxQualificationStatusExtensibleEnumeration" xlink:to="us-gaap-ebp_EmployeeBenefitPlanTaxQualificationStatusExtensibleEnumeration_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap-ebp_EmployeeBenefitPlanInvestmentAcquiredExcludingPlanInterestInMasterTrustCost" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanInvestmentAcquiredExcludingPlanInterestInMasterTrustCost"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap-ebp_EmployeeBenefitPlanInvestmentAcquiredExcludingPlanInterestInMasterTrustCost_lbl" xml:lang="en-US">Purchases of Company Stock</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanInvestmentAcquiredExcludingPlanInterestInMasterTrustCost" xlink:to="us-gaap-ebp_EmployeeBenefitPlanInvestmentAcquiredExcludingPlanInterestInMasterTrustCost_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap-ebp_EmployeeBenefitPlanInvestmentSoldExcludingPlanInterestInMasterTrustSellingPrice" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanInvestmentSoldExcludingPlanInterestInMasterTrustSellingPrice"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap-ebp_EmployeeBenefitPlanInvestmentSoldExcludingPlanInterestInMasterTrustSellingPrice_lbl" xml:lang="en-US">Sales of Company stock</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanInvestmentSoldExcludingPlanInterestInMasterTrustSellingPrice" xlink:to="us-gaap-ebp_EmployeeBenefitPlanInvestmentSoldExcludingPlanInterestInMasterTrustSellingPrice_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap-ebp_EbpPlanName" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EbpPlanName"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap-ebp_EbpPlanName_lbl" xml:lang="en-US">Plan name</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EbpPlanName" xlink:to="us-gaap-ebp_EbpPlanName_lbl"/>
    <loc xlink:type="locator" xlink:label="dei_EntityTaxIdentificationNumber" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityTaxIdentificationNumber"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="dei_EntityTaxIdentificationNumber_lbl" xml:lang="en-US">EIN#</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityTaxIdentificationNumber" xlink:to="dei_EntityTaxIdentificationNumber_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap-ebp_EmployeeBenefitPlanPlanNumber" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanPlanNumber"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap-ebp_EmployeeBenefitPlanPlanNumber_lbl" xml:lang="en-US">Plan #</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanPlanNumber" xlink:to="us-gaap-ebp_EmployeeBenefitPlanPlanNumber_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap-ebp_EmployeeBenefitPlanBasisOfAccountingPolicyTextBlock" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanBasisOfAccountingPolicyTextBlock"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap-ebp_EmployeeBenefitPlanBasisOfAccountingPolicyTextBlock_lbl" xml:lang="en-US">Basis of Presentation</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanBasisOfAccountingPolicyTextBlock" xlink:to="us-gaap-ebp_EmployeeBenefitPlanBasisOfAccountingPolicyTextBlock_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap-ebp_EmployeeBenefitPlanInvestmentPolicyTextBlock" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanInvestmentPolicyTextBlock"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap-ebp_EmployeeBenefitPlanInvestmentPolicyTextBlock_lbl" xml:lang="en-US">Investment Valuation and Income Recognition</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanInvestmentPolicyTextBlock" xlink:to="us-gaap-ebp_EmployeeBenefitPlanInvestmentPolicyTextBlock_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap-ebp_EmployeeBenefitPlanPaymentToParticipantPolicyTextBlock" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanPaymentToParticipantPolicyTextBlock"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap-ebp_EmployeeBenefitPlanPaymentToParticipantPolicyTextBlock_lbl" xml:lang="en-US">Benefits Paid to Participants</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanPaymentToParticipantPolicyTextBlock" xlink:to="us-gaap-ebp_EmployeeBenefitPlanPaymentToParticipantPolicyTextBlock_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap-ebp_EmployeeBenefitPlanNoteReceivableFromParticipantPolicyTextBlock" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanNoteReceivableFromParticipantPolicyTextBlock"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap-ebp_EmployeeBenefitPlanNoteReceivableFromParticipantPolicyTextBlock_lbl" xml:lang="en-US">Notes Receivable from Participants</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanNoteReceivableFromParticipantPolicyTextBlock" xlink:to="us-gaap-ebp_EmployeeBenefitPlanNoteReceivableFromParticipantPolicyTextBlock_lbl"/>
    <loc xlink:type="locator" xlink:label="nbtb_ParticipantWithdrawalsPolicyTextBlock" xlink:href="nbtb-20251231.xsd#nbtb_ParticipantWithdrawalsPolicyTextBlock"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="nbtb_ParticipantWithdrawalsPolicyTextBlock_lbl" xml:lang="en-US">Participant Withdrawals</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nbtb_ParticipantWithdrawalsPolicyTextBlock" xlink:to="nbtb_ParticipantWithdrawalsPolicyTextBlock_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap-ebp_EmployeeBenefitPlanUseOfEstimatePolicyTextBlock" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanUseOfEstimatePolicyTextBlock"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap-ebp_EmployeeBenefitPlanUseOfEstimatePolicyTextBlock_lbl" xml:lang="en-US">Use of Estimates</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanUseOfEstimatePolicyTextBlock" xlink:to="us-gaap-ebp_EmployeeBenefitPlanUseOfEstimatePolicyTextBlock_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap-ebp_EbpRiskAndUncertaintyPolicyTextBlock" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EbpRiskAndUncertaintyPolicyTextBlock"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap-ebp_EbpRiskAndUncertaintyPolicyTextBlock_lbl" xml:lang="en-US">Risks and Uncertainties</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EbpRiskAndUncertaintyPolicyTextBlock" xlink:to="us-gaap-ebp_EbpRiskAndUncertaintyPolicyTextBlock_lbl"/>
    <loc xlink:type="locator" xlink:label="nbtb_ParticipantsContributionEligibleFor100MatchingMember" xlink:href="nbtb-20251231.xsd#nbtb_ParticipantsContributionEligibleFor100MatchingMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="nbtb_ParticipantsContributionEligibleFor100MatchingMember_lbl" xml:lang="en-US">Participant&#8217;s Contribution Eligible for 100% Matching [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nbtb_ParticipantsContributionEligibleFor100MatchingMember" xlink:to="nbtb_ParticipantsContributionEligibleFor100MatchingMember_lbl"/>
    <loc xlink:type="locator" xlink:label="nbtb_ParticipantsContributionFrom1To5EligibleFor50MatchingMember" xlink:href="nbtb-20251231.xsd#nbtb_ParticipantsContributionFrom1To5EligibleFor50MatchingMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="nbtb_ParticipantsContributionFrom1To5EligibleFor50MatchingMember_lbl" xml:lang="en-US">Participant&#8217;s Contribution From 1% to 5% Eligible for 50% Matching [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nbtb_ParticipantsContributionFrom1To5EligibleFor50MatchingMember" xlink:to="nbtb_ParticipantsContributionFrom1To5EligibleFor50MatchingMember_lbl"/>
    <loc xlink:type="locator" xlink:label="nbtb_CompanyMatchingMember" xlink:href="nbtb-20251231.xsd#nbtb_CompanyMatchingMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="nbtb_CompanyMatchingMember_lbl" xml:lang="en-US">Company Matching [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nbtb_CompanyMatchingMember" xlink:to="nbtb_CompanyMatchingMember_lbl"/>
    <loc xlink:type="locator" xlink:label="nbtb_DiscretionaryContributionsMember" xlink:href="nbtb-20251231.xsd#nbtb_DiscretionaryContributionsMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="nbtb_DiscretionaryContributionsMember_lbl" xml:lang="en-US">Discretionary Contributions [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nbtb_DiscretionaryContributionsMember" xlink:to="nbtb_DiscretionaryContributionsMember_lbl"/>
    <loc xlink:type="locator" xlink:label="nbtb_WorkerRetirementAccumulationPlanMember" xlink:href="nbtb-20251231.xsd#nbtb_WorkerRetirementAccumulationPlanMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="nbtb_WorkerRetirementAccumulationPlanMember_lbl" xml:lang="en-US">Worker Retirement Accumulation Plan [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nbtb_WorkerRetirementAccumulationPlanMember" xlink:to="nbtb_WorkerRetirementAccumulationPlanMember_lbl"/>
    <loc xlink:type="locator" xlink:label="nbtb_ParticipantsContributionsAndNetInvestmentIncomeOfLossMember" xlink:href="nbtb-20251231.xsd#nbtb_ParticipantsContributionsAndNetInvestmentIncomeOfLossMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="nbtb_ParticipantsContributionsAndNetInvestmentIncomeOfLossMember_lbl" xml:lang="en-US">Participants&apos; Contributions and Net Investment Income of Loss [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nbtb_ParticipantsContributionsAndNetInvestmentIncomeOfLossMember" xlink:to="nbtb_ParticipantsContributionsAndNetInvestmentIncomeOfLossMember_lbl"/>
    <loc xlink:type="locator" xlink:label="nbtb_SafeHarborEmployerMatchingContributionsMember" xlink:href="nbtb-20251231.xsd#nbtb_SafeHarborEmployerMatchingContributionsMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="nbtb_SafeHarborEmployerMatchingContributionsMember_lbl" xml:lang="en-US">Safe Harbor Employer Matching Contributions [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nbtb_SafeHarborEmployerMatchingContributionsMember" xlink:to="nbtb_SafeHarborEmployerMatchingContributionsMember_lbl"/>
    <loc xlink:type="locator" xlink:label="nbtb_TerminationDueToDeathRetirementOrPermanentDisabilityMember" xlink:href="nbtb-20251231.xsd#nbtb_TerminationDueToDeathRetirementOrPermanentDisabilityMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="nbtb_TerminationDueToDeathRetirementOrPermanentDisabilityMember_lbl" xml:lang="en-US">Termination Due to Death, Retirement or Permanent Disability [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nbtb_TerminationDueToDeathRetirementOrPermanentDisabilityMember" xlink:to="nbtb_TerminationDueToDeathRetirementOrPermanentDisabilityMember_lbl"/>
    <loc xlink:type="locator" xlink:label="nbtb_LoansOtherThanLoansForPurchaseOfPrimaryResidenceMember" xlink:href="nbtb-20251231.xsd#nbtb_LoansOtherThanLoansForPurchaseOfPrimaryResidenceMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="nbtb_LoansOtherThanLoansForPurchaseOfPrimaryResidenceMember_lbl" xml:lang="en-US">Loans, Other Than Loans for Purchase of Primary Residence [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nbtb_LoansOtherThanLoansForPurchaseOfPrimaryResidenceMember" xlink:to="nbtb_LoansOtherThanLoansForPurchaseOfPrimaryResidenceMember_lbl"/>
    <loc xlink:type="locator" xlink:label="nbtb_LoansForPurchaseOfPrimaryResidenceMember" xlink:href="nbtb-20251231.xsd#nbtb_LoansForPurchaseOfPrimaryResidenceMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="nbtb_LoansForPurchaseOfPrimaryResidenceMember_lbl" xml:lang="en-US">Loans for Purchase of Primary Residence [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nbtb_LoansForPurchaseOfPrimaryResidenceMember" xlink:to="nbtb_LoansForPurchaseOfPrimaryResidenceMember_lbl"/>
    <loc xlink:type="locator" xlink:label="nbtb_BalanceDistributedRegardlessIfParticipantsRequestedMember" xlink:href="nbtb-20251231.xsd#nbtb_BalanceDistributedRegardlessIfParticipantsRequestedMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="nbtb_BalanceDistributedRegardlessIfParticipantsRequestedMember_lbl" xml:lang="en-US">Balance Distributed Regardless if Participants Requested [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nbtb_BalanceDistributedRegardlessIfParticipantsRequestedMember" xlink:to="nbtb_BalanceDistributedRegardlessIfParticipantsRequestedMember_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_InvestmentTypeCategorizationMember" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_InvestmentTypeCategorizationMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InvestmentTypeCategorizationMember_lbl" xml:lang="en-US">Investments [Domain]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InvestmentTypeCategorizationMember" xlink:to="us-gaap_InvestmentTypeCategorizationMember_lbl"/>
    <loc xlink:type="locator" xlink:label="dei_EntityDomain" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityDomain"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityDomain_lbl" xml:lang="en-US">Entity [Domain]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityDomain" xlink:to="dei_EntityDomain_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap-ebp_EmployeeBenefitPlanStatementOfNetAssetAvailableForBenefitTable" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanStatementOfNetAssetAvailableForBenefitTable"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap-ebp_EmployeeBenefitPlanStatementOfNetAssetAvailableForBenefitTable_lbl" xml:lang="en-US">EBP, Statement of Net Asset Available for Benefit [Table]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanStatementOfNetAssetAvailableForBenefitTable" xlink:to="us-gaap-ebp_EmployeeBenefitPlanStatementOfNetAssetAvailableForBenefitTable_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap-ebp_EmployeeBenefitPlanStatementOfNetAssetAvailableForBenefitLineItems" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanStatementOfNetAssetAvailableForBenefitLineItems"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap-ebp_EmployeeBenefitPlanStatementOfNetAssetAvailableForBenefitLineItems_lbl" xml:lang="en-US">STATEMENTS OF NET ASSETS AVAILABLE FOR PLAN BENEFITS [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanStatementOfNetAssetAvailableForBenefitLineItems" xlink:to="us-gaap-ebp_EmployeeBenefitPlanStatementOfNetAssetAvailableForBenefitLineItems_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap-ebp_EmployeeBenefitPlanStatementOfChangeInNetAssetAvailableForBenefitTable" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanStatementOfChangeInNetAssetAvailableForBenefitTable"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap-ebp_EmployeeBenefitPlanStatementOfChangeInNetAssetAvailableForBenefitTable_lbl" xml:lang="en-US">EBP, Statement of Change in Net Asset Available for Benefit [Table]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanStatementOfChangeInNetAssetAvailableForBenefitTable" xlink:to="us-gaap-ebp_EmployeeBenefitPlanStatementOfChangeInNetAssetAvailableForBenefitTable_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap-ebp_EmployeeBenefitPlanStatementOfChangeInNetAssetAvailableForBenefitLineItems" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanStatementOfChangeInNetAssetAvailableForBenefitLineItems"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap-ebp_EmployeeBenefitPlanStatementOfChangeInNetAssetAvailableForBenefitLineItems_lbl" xml:lang="en-US">STATEMENTS OF CHANGES IN NET ASSETS AVAILABLE FOR PLAN BENEFITS [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanStatementOfChangeInNetAssetAvailableForBenefitLineItems" xlink:to="us-gaap-ebp_EmployeeBenefitPlanStatementOfChangeInNetAssetAvailableForBenefitLineItems_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap-ebp_EmployeeBenefitPlanDescriptionOfPlanTable" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanDescriptionOfPlanTable"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap-ebp_EmployeeBenefitPlanDescriptionOfPlanTable_lbl" xml:lang="en-US">EBP, Description of Plan [Table]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanDescriptionOfPlanTable" xlink:to="us-gaap-ebp_EmployeeBenefitPlanDescriptionOfPlanTable_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap-ebp_EmployeeBenefitPlanDescriptionOfPlanLineItems" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanDescriptionOfPlanLineItems"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap-ebp_EmployeeBenefitPlanDescriptionOfPlanLineItems_lbl" xml:lang="en-US">Description of Plan [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanDescriptionOfPlanLineItems" xlink:to="us-gaap-ebp_EmployeeBenefitPlanDescriptionOfPlanLineItems_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap-ebp_EmployeeBenefitPlanAccountingPolicyTable" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanAccountingPolicyTable"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap-ebp_EmployeeBenefitPlanAccountingPolicyTable_lbl" xml:lang="en-US">EBP, Accounting Policy [Table]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanAccountingPolicyTable" xlink:to="us-gaap-ebp_EmployeeBenefitPlanAccountingPolicyTable_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap-ebp_EmployeeBenefitPlanAccountingPolicyLineItems" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanAccountingPolicyLineItems"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap-ebp_EmployeeBenefitPlanAccountingPolicyLineItems_lbl" xml:lang="en-US">Summary of Significant Accounting Policies [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanAccountingPolicyLineItems" xlink:to="us-gaap-ebp_EmployeeBenefitPlanAccountingPolicyLineItems_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap-ebp_EmployeeBenefitPlanInvestmentFairValueAndNavTable" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanInvestmentFairValueAndNavTable"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap-ebp_EmployeeBenefitPlanInvestmentFairValueAndNavTable_lbl" xml:lang="en-US">EBP, Investment, Fair Value and NAV [Table]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanInvestmentFairValueAndNavTable" xlink:to="us-gaap-ebp_EmployeeBenefitPlanInvestmentFairValueAndNavTable_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap-ebp_EmployeeBenefitPlanInvestmentFairValueAndNavLineItems" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanInvestmentFairValueAndNavLineItems"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap-ebp_EmployeeBenefitPlanInvestmentFairValueAndNavLineItems_lbl" xml:lang="en-US">Fair Value Measurements [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanInvestmentFairValueAndNavLineItems" xlink:to="us-gaap-ebp_EmployeeBenefitPlanInvestmentFairValueAndNavLineItems_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap-ebp_EmployeeBenefitPlanTaxStatusTable" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanTaxStatusTable"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap-ebp_EmployeeBenefitPlanTaxStatusTable_lbl" xml:lang="en-US">EBP, Tax Status [Table]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanTaxStatusTable" xlink:to="us-gaap-ebp_EmployeeBenefitPlanTaxStatusTable_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap-ebp_EmployeeBenefitPlanTaxStatusLineItems" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanTaxStatusLineItems"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap-ebp_EmployeeBenefitPlanTaxStatusLineItems_lbl" xml:lang="en-US">Income Tax Status [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanTaxStatusLineItems" xlink:to="us-gaap-ebp_EmployeeBenefitPlanTaxStatusLineItems_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap-ebp_EmployeeBenefitPlanRelatedPartyAndPartyInInterestTransactionsTable" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanRelatedPartyAndPartyInInterestTransactionsTable"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap-ebp_EmployeeBenefitPlanRelatedPartyAndPartyInInterestTransactionsTable_lbl" xml:lang="en-US">EBP, Related Party and Party-in-Interest Transactions [Table]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanRelatedPartyAndPartyInInterestTransactionsTable" xlink:to="us-gaap-ebp_EmployeeBenefitPlanRelatedPartyAndPartyInInterestTransactionsTable_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap-ebp_EmployeeBenefitPlanRelatedPartyAndPartyInInterestTransactionsLineItems" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanRelatedPartyAndPartyInInterestTransactionsLineItems"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap-ebp_EmployeeBenefitPlanRelatedPartyAndPartyInInterestTransactionsLineItems_lbl" xml:lang="en-US">Party-in-Interest Transactions [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanRelatedPartyAndPartyInInterestTransactionsLineItems" xlink:to="us-gaap-ebp_EmployeeBenefitPlanRelatedPartyAndPartyInInterestTransactionsLineItems_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap-ebp_EmployeeBenefitPlanScheduleOfAssetHeldForInvestmentTable" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanScheduleOfAssetHeldForInvestmentTable"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap-ebp_EmployeeBenefitPlanScheduleOfAssetHeldForInvestmentTable_lbl" xml:lang="en-US">EBP, Schedule of Asset Held for Investment [Table]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanScheduleOfAssetHeldForInvestmentTable" xlink:to="us-gaap-ebp_EmployeeBenefitPlanScheduleOfAssetHeldForInvestmentTable_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap-ebp_EmployeeBenefitPlanScheduleOfAssetHeldForInvestmentLineItems" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanScheduleOfAssetHeldForInvestmentLineItems"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap-ebp_EmployeeBenefitPlanScheduleOfAssetHeldForInvestmentLineItems_lbl" xml:lang="en-US">SCHEDULE H, LINE 4i - SCHEDULE OF ASSETS (HELD AT END OF YEAR) [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanScheduleOfAssetHeldForInvestmentLineItems" xlink:to="us-gaap-ebp_EmployeeBenefitPlanScheduleOfAssetHeldForInvestmentLineItems_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap-ebp_EmployeeBenefitPlanAccountingPolicyLineItems_lbl0" xml:lang="en-US">EBP, Accounting Policy [Line Items]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanAccountingPolicyLineItems" xlink:to="us-gaap-ebp_EmployeeBenefitPlanAccountingPolicyLineItems_lbl0"/>
    <loc xlink:type="locator" xlink:label="us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueMeasurementsFairValueHierarchyDomain_lbl" xml:lang="en-US">Fair Value Hierarchy and NAV [Domain]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:to="us-gaap_FairValueMeasurementsFairValueHierarchyDomain_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap-ebp_EmployeeBenefitPlanInvestmentFairValueAndNavTable_lbl0" xml:lang="en-US">EBP, Investment, Fair Value and NAV [Table]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanInvestmentFairValueAndNavTable" xlink:to="us-gaap-ebp_EmployeeBenefitPlanInvestmentFairValueAndNavTable_lbl0"/>
    <loc xlink:type="locator" xlink:label="srt_RangeMember" xlink:href="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd#srt_RangeMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="srt_RangeMember_lbl" xml:lang="en-US">Statistical Measurement [Domain]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="srt_RangeMember" xlink:to="srt_RangeMember_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap-ebp_EmployeeBenefitPlanContributionParticipatingEmployerDomain" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanContributionParticipatingEmployerDomain"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap-ebp_EmployeeBenefitPlanContributionParticipatingEmployerDomain_lbl" xml:lang="en-US">EBP, Contribution, Participating Employer [Domain]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanContributionParticipatingEmployerDomain" xlink:to="us-gaap-ebp_EmployeeBenefitPlanContributionParticipatingEmployerDomain_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="nbtb_EmployeeBenefitPlanEarlyRetirementAge_lbl0" xml:lang="en-US">Represents participant early retirement age under employee stock purchase, saving, or similar plan (employee benefit plan (EBP)).</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nbtb_EmployeeBenefitPlanEarlyRetirementAge" xlink:to="nbtb_EmployeeBenefitPlanEarlyRetirementAge_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="nbtb_EmployeeBenefitPlanEarlyRetirementMinimumServicePeriod_lbl0" xml:lang="en-US">Represent participant early retirement minimum service period under employee stock purchase, saving, or similar plan (employee benefit plan (EBP)).</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nbtb_EmployeeBenefitPlanEarlyRetirementMinimumServicePeriod" xlink:to="nbtb_EmployeeBenefitPlanEarlyRetirementMinimumServicePeriod_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="nbtb_EmployeeBenefitPlanEmployeeContributionVestingPercentage_lbl0" xml:lang="en-US">The percentage of employee contributions that are immediately vested in an employee stock purchase, saving, or similar plan (employee benefit plan (EBP)).</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nbtb_EmployeeBenefitPlanEmployeeContributionVestingPercentage" xlink:to="nbtb_EmployeeBenefitPlanEmployeeContributionVestingPercentage_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="nbtb_EmployeeBenefitPlanForfeitedFromAccount_lbl0" xml:lang="en-US">Amount of plan asset, in forfeited account, no longer allocated to participant in employee stock purchase, saving, or similar plan (employee benefit plan (EBP)).</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nbtb_EmployeeBenefitPlanForfeitedFromAccount" xlink:to="nbtb_EmployeeBenefitPlanForfeitedFromAccount_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="nbtb_EmployeeBenefitPlanNoteReceivableFromParticipantAccountRepaymentTerm_lbl0" xml:lang="en-US">The period over which a participant loan (note receivable from participant account) is required to be repaid under the terms of the plan.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nbtb_EmployeeBenefitPlanNoteReceivableFromParticipantAccountRepaymentTerm" xlink:to="nbtb_EmployeeBenefitPlanNoteReceivableFromParticipantAccountRepaymentTerm_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="nbtb_EmployeeBenefitPlanNoteReceivableFromParticipantAccountSpreadOnVariableRate_lbl0" xml:lang="en-US">The amount of spread, margin, or percentage points above or below a referenced variable interest rate used to determine the interest rate charged on participant notes receivable.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nbtb_EmployeeBenefitPlanNoteReceivableFromParticipantAccountSpreadOnVariableRate" xlink:to="nbtb_EmployeeBenefitPlanNoteReceivableFromParticipantAccountSpreadOnVariableRate_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="nbtb_EmployeeBenefitPlanParticipantAgeLimitToParticipateInPlan_lbl0" xml:lang="en-US">Participant age limit to participate in the employee stock purchase, saving, or similar plan (employee benefit plan (EBP)).</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nbtb_EmployeeBenefitPlanParticipantAgeLimitToParticipateInPlan" xlink:to="nbtb_EmployeeBenefitPlanParticipantAgeLimitToParticipateInPlan_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="nbtb_EmployeeBenefitPlanParticipantEmploymentPeriodRequiredForEligibilityToParticipateInPlan_lbl0" xml:lang="en-US">The period of employment an employee is required to complete before becoming eligible to participate in the plan.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nbtb_EmployeeBenefitPlanParticipantEmploymentPeriodRequiredForEligibilityToParticipateInPlan" xlink:to="nbtb_EmployeeBenefitPlanParticipantEmploymentPeriodRequiredForEligibilityToParticipateInPlan_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="nbtb_EmployeeBenefitPlanParticipantServiceCompletedToBeEligibleToParticipateInPlan_lbl0" xml:lang="en-US">The number of hours of service a participant must complete in order to become eligible to participate in the plan.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nbtb_EmployeeBenefitPlanParticipantServiceCompletedToBeEligibleToParticipateInPlan" xlink:to="nbtb_EmployeeBenefitPlanParticipantServiceCompletedToBeEligibleToParticipateInPlan_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="nbtb_EmployeeBenefitPlanParticipantServiceScheduledToCompleteToBeEligibleToParticipateInPlan_lbl0" xml:lang="en-US">Participant eligible to participate upon completing the schedules service in employee stock purchase, saving, or similar plan (employee benefit plan (EBP)).</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nbtb_EmployeeBenefitPlanParticipantServiceScheduledToCompleteToBeEligibleToParticipateInPlan" xlink:to="nbtb_EmployeeBenefitPlanParticipantServiceScheduledToCompleteToBeEligibleToParticipateInPlan_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="nbtb_EmployeeBenefitPlanParticipantsContributionsVestingPeriod_lbl0" xml:lang="en-US">Represents the minimum period of service required for a plan participant to become fully vested in the employer contributions under employee stock purchase, saving, or similar plan (employee benefit plan (EBP)).</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nbtb_EmployeeBenefitPlanParticipantsContributionsVestingPeriod" xlink:to="nbtb_EmployeeBenefitPlanParticipantsContributionsVestingPeriod_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="nbtb_EmployeeBenefitPlanParticipantsVestedAccountValue_lbl0" xml:lang="en-US">The participant&apos;s vested balance without requiring the participant&apos;s consent or request. If the vested balance does not exceed this threshold amount, the plan must distribute the balance regardless of participant under employee stock purchase, saving, or similar plan (employee benefit plan (EBP)).</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nbtb_EmployeeBenefitPlanParticipantsVestedAccountValue" xlink:to="nbtb_EmployeeBenefitPlanParticipantsVestedAccountValue_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="nbtb_EmployeeBenefitPlanVestingPeriod_lbl0" xml:lang="en-US">Represents the period of time over which an employee must remain employed before becoming fully vested in the employer&apos;s contributions or benefits under employee stock purchase, saving, or similar plan (employee benefit plan (EBP)).</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nbtb_EmployeeBenefitPlanVestingPeriod" xlink:to="nbtb_EmployeeBenefitPlanVestingPeriod_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="nbtb_ParticipantWithdrawalsPolicyTextBlock_lbl0" xml:lang="en-US">Disclosure of accounting policy for participant withdrawals of employee stock purchase, saving, or similar plan (employee benefit plan (EBP)).</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nbtb_ParticipantWithdrawalsPolicyTextBlock" xlink:to="nbtb_ParticipantWithdrawalsPolicyTextBlock_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="nbtb_StableValueFundMember_lbl0" xml:lang="en-US">A stable value fund is a low-risk investment option designed primarily to preserve principal while generating steady interest. Exclusively available in tax-advantaged retirement plans (like 401(k)s and 403(b)s), they invest in high-quality bonds and use insurance contracts to guarantee a stable, constant share price.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nbtb_StableValueFundMember" xlink:to="nbtb_StableValueFundMember_lbl0"/>
    <loc xlink:type="locator" xlink:label="nbtb_NbtBancorpIncMember" xlink:href="nbtb-20251231.xsd#nbtb_NbtBancorpIncMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="nbtb_NbtBancorpIncMember_lbl" xml:lang="en-US">NBT Bancorp Inc. [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nbtb_NbtBancorpIncMember" xlink:to="nbtb_NbtBancorpIncMember_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_MutualFundMember_lbl0" xml:lang="en-US">Mutual Fund [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_MutualFundMember" xlink:to="us-gaap_MutualFundMember_lbl0"/>
    <loc xlink:type="locator" xlink:label="nbtb_FederatedHermesCapitalPreservationFundMember" xlink:href="nbtb-20251231.xsd#nbtb_FederatedHermesCapitalPreservationFundMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="nbtb_FederatedHermesCapitalPreservationFundMember_lbl" xml:lang="en-US">Federated Hermes Capital Preservation Fund [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nbtb_FederatedHermesCapitalPreservationFundMember" xlink:to="nbtb_FederatedHermesCapitalPreservationFundMember_lbl"/>
    <loc xlink:type="locator" xlink:label="nbtb_AmericanFundEupacFundMember" xlink:href="nbtb-20251231.xsd#nbtb_AmericanFundEupacFundMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="nbtb_AmericanFundEupacFundMember_lbl" xml:lang="en-US">American Fund EUPAC Fund [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nbtb_AmericanFundEupacFundMember" xlink:to="nbtb_AmericanFundEupacFundMember_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap-ebp_EmployeeBenefitPlanParticipantDirectedMember" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanParticipantDirectedMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap-ebp_EmployeeBenefitPlanParticipantDirectedMember_lbl" xml:lang="en-US">Participant-Directed Investments [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanParticipantDirectedMember" xlink:to="us-gaap-ebp_EmployeeBenefitPlanParticipantDirectedMember_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_CashMember" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_CashMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CashMember_lbl" xml:lang="en-US">Cash [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CashMember" xlink:to="us-gaap_CashMember_lbl"/>
    <loc xlink:type="locator" xlink:label="nbtb_TRowePriceSmallCapitalValueFundMember" xlink:href="nbtb-20251231.xsd#nbtb_TRowePriceSmallCapitalValueFundMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="nbtb_TRowePriceSmallCapitalValueFundMember_lbl" xml:lang="en-US">T-Rowe Price Small-Capital Value Fund [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nbtb_TRowePriceSmallCapitalValueFundMember" xlink:to="nbtb_TRowePriceSmallCapitalValueFundMember_lbl"/>
    <loc xlink:type="locator" xlink:label="nbtb_TRowePriceRetirement2060FundMember" xlink:href="nbtb-20251231.xsd#nbtb_TRowePriceRetirement2060FundMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="nbtb_TRowePriceRetirement2060FundMember_lbl" xml:lang="en-US">T-Rowe Price Retirement 2060 Fund [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nbtb_TRowePriceRetirement2060FundMember" xlink:to="nbtb_TRowePriceRetirement2060FundMember_lbl"/>
    <loc xlink:type="locator" xlink:label="nbtb_TRowePriceRetirement2030FundMember" xlink:href="nbtb-20251231.xsd#nbtb_TRowePriceRetirement2030FundMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="nbtb_TRowePriceRetirement2030FundMember_lbl" xml:lang="en-US">T-Rowe Price Retirement 2030 Fund [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nbtb_TRowePriceRetirement2030FundMember" xlink:to="nbtb_TRowePriceRetirement2030FundMember_lbl"/>
    <loc xlink:type="locator" xlink:label="nbtb_InterestRatesMember" xlink:href="nbtb-20251231.xsd#nbtb_InterestRatesMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="nbtb_InterestRatesMember_lbl" xml:lang="en-US">Interest rates [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nbtb_InterestRatesMember" xlink:to="nbtb_InterestRatesMember_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_QualifiedPlanMember" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_QualifiedPlanMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_QualifiedPlanMember_lbl" xml:lang="en-US">Qualified Plan [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_QualifiedPlanMember" xlink:to="us-gaap_QualifiedPlanMember_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="nbtb_StableValueFundMember_lbl1" xml:lang="en-US">Stable value fund [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nbtb_StableValueFundMember" xlink:to="nbtb_StableValueFundMember_lbl1"/>
    <loc xlink:type="locator" xlink:label="nbtb_AmericanFundsNewPerspectiveFundMember" xlink:href="nbtb-20251231.xsd#nbtb_AmericanFundsNewPerspectiveFundMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="nbtb_AmericanFundsNewPerspectiveFundMember_lbl" xml:lang="en-US">American Funds New Perspective Fund [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nbtb_AmericanFundsNewPerspectiveFundMember" xlink:to="nbtb_AmericanFundsNewPerspectiveFundMember_lbl"/>
    <loc xlink:type="locator" xlink:label="nbtb_TRowePriceRetirementBalanceFundMember" xlink:href="nbtb-20251231.xsd#nbtb_TRowePriceRetirementBalanceFundMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="nbtb_TRowePriceRetirementBalanceFundMember_lbl" xml:lang="en-US">T-Rowe Price Retirement Balance Fund [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nbtb_TRowePriceRetirementBalanceFundMember" xlink:to="nbtb_TRowePriceRetirementBalanceFundMember_lbl"/>
    <loc xlink:type="locator" xlink:label="nbtb_DodgeCoxIncomeFundMember" xlink:href="nbtb-20251231.xsd#nbtb_DodgeCoxIncomeFundMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="nbtb_DodgeCoxIncomeFundMember_lbl" xml:lang="en-US">Dodge &amp; Cox Income Fund [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nbtb_DodgeCoxIncomeFundMember" xlink:to="nbtb_DodgeCoxIncomeFundMember_lbl"/>
    <loc xlink:type="locator" xlink:label="nbtb_VanguardMidCapIndexFundInstitutionalMember" xlink:href="nbtb-20251231.xsd#nbtb_VanguardMidCapIndexFundInstitutionalMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="nbtb_VanguardMidCapIndexFundInstitutionalMember_lbl" xml:lang="en-US">Vanguard Mid-Cap Index Fund Institutional [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nbtb_VanguardMidCapIndexFundInstitutionalMember" xlink:to="nbtb_VanguardMidCapIndexFundInstitutionalMember_lbl"/>
    <loc xlink:type="locator" xlink:label="nbtb_DfaEmergingMarketsPortfolioInstitutionalMember" xlink:href="nbtb-20251231.xsd#nbtb_DfaEmergingMarketsPortfolioInstitutionalMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="nbtb_DfaEmergingMarketsPortfolioInstitutionalMember_lbl" xml:lang="en-US">DFA Emerging Markets Portfolio Institutional [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nbtb_DfaEmergingMarketsPortfolioInstitutionalMember" xlink:to="nbtb_DfaEmergingMarketsPortfolioInstitutionalMember_lbl"/>
    <loc xlink:type="locator" xlink:label="nbtb_ColumbiaDividendIncomeFundSMember" xlink:href="nbtb-20251231.xsd#nbtb_ColumbiaDividendIncomeFundSMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="nbtb_ColumbiaDividendIncomeFundSMember_lbl" xml:lang="en-US">Columbia Dividend Income Fund S [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nbtb_ColumbiaDividendIncomeFundSMember" xlink:to="nbtb_ColumbiaDividendIncomeFundSMember_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_MoneyMarketFundsMember" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_MoneyMarketFundsMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_MoneyMarketFundsMember_lbl" xml:lang="en-US">Money Market Funds [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_MoneyMarketFundsMember" xlink:to="us-gaap_MoneyMarketFundsMember_lbl"/>
    <loc xlink:type="locator" xlink:label="nbtb_TRowePriceMidCapGrowthFundMember" xlink:href="nbtb-20251231.xsd#nbtb_TRowePriceMidCapGrowthFundMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="nbtb_TRowePriceMidCapGrowthFundMember_lbl" xml:lang="en-US">T-Rowe Price Mid Cap-Growth Fund [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nbtb_TRowePriceMidCapGrowthFundMember" xlink:to="nbtb_TRowePriceMidCapGrowthFundMember_lbl"/>
    <loc xlink:type="locator" xlink:label="nbtb_Fidelity500IndexFundMember" xlink:href="nbtb-20251231.xsd#nbtb_Fidelity500IndexFundMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="nbtb_Fidelity500IndexFundMember_lbl" xml:lang="en-US">Fidelity 500 Index Fund [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nbtb_Fidelity500IndexFundMember" xlink:to="nbtb_Fidelity500IndexFundMember_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap-ebp_EmployeeBenefitPlanEmployerCommonStockMember_lbl1" xml:lang="en-US">Common Stock [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanEmployerCommonStockMember" xlink:to="us-gaap-ebp_EmployeeBenefitPlanEmployerCommonStockMember_lbl1"/>
    <loc xlink:type="locator" xlink:label="nbtb_VanguardShortTermBondIndexFundAdmiralMember" xlink:href="nbtb-20251231.xsd#nbtb_VanguardShortTermBondIndexFundAdmiralMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="nbtb_VanguardShortTermBondIndexFundAdmiralMember_lbl" xml:lang="en-US">Vanguard Short Term Bond Index Fund Admiral [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nbtb_VanguardShortTermBondIndexFundAdmiralMember" xlink:to="nbtb_VanguardShortTermBondIndexFundAdmiralMember_lbl"/>
    <loc xlink:type="locator" xlink:label="nbtb_VanguardBalancedIndexFundInstitutionalMember" xlink:href="nbtb-20251231.xsd#nbtb_VanguardBalancedIndexFundInstitutionalMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="nbtb_VanguardBalancedIndexFundInstitutionalMember_lbl" xml:lang="en-US">Vanguard Balanced Index Fund Institutional [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nbtb_VanguardBalancedIndexFundInstitutionalMember" xlink:to="nbtb_VanguardBalancedIndexFundInstitutionalMember_lbl"/>
    <loc xlink:type="locator" xlink:label="nbtb_TRowePriceRetirement2020FundMember" xlink:href="nbtb-20251231.xsd#nbtb_TRowePriceRetirement2020FundMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="nbtb_TRowePriceRetirement2020FundMember_lbl" xml:lang="en-US">T-Rowe Price Retirement 2020 Fund [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nbtb_TRowePriceRetirement2020FundMember" xlink:to="nbtb_TRowePriceRetirement2020FundMember_lbl"/>
    <loc xlink:type="locator" xlink:label="nbtb_DfaUsSustainabilityCore1PortfolioMember" xlink:href="nbtb-20251231.xsd#nbtb_DfaUsSustainabilityCore1PortfolioMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="nbtb_DfaUsSustainabilityCore1PortfolioMember_lbl" xml:lang="en-US">DFA US Sustainability Core 1 Portfolio [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nbtb_DfaUsSustainabilityCore1PortfolioMember" xlink:to="nbtb_DfaUsSustainabilityCore1PortfolioMember_lbl"/>
    <loc xlink:type="locator" xlink:label="nbtb_TRowePriceRetirement2050FundMember" xlink:href="nbtb-20251231.xsd#nbtb_TRowePriceRetirement2050FundMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="nbtb_TRowePriceRetirement2050FundMember_lbl" xml:lang="en-US">T-Rowe Price Retirement 2050 Fund [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nbtb_TRowePriceRetirement2050FundMember" xlink:to="nbtb_TRowePriceRetirement2050FundMember_lbl"/>
    <loc xlink:type="locator" xlink:label="nbtb_TRowePriceRetirement2010FundMember" xlink:href="nbtb-20251231.xsd#nbtb_TRowePriceRetirement2010FundMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="nbtb_TRowePriceRetirement2010FundMember_lbl" xml:lang="en-US">T-Rowe Price Retirement 2010 Fund [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nbtb_TRowePriceRetirement2010FundMember" xlink:to="nbtb_TRowePriceRetirement2010FundMember_lbl"/>
    <loc xlink:type="locator" xlink:label="nbtb_TRowePriceDividendGrowthFundMember" xlink:href="nbtb-20251231.xsd#nbtb_TRowePriceDividendGrowthFundMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="nbtb_TRowePriceDividendGrowthFundMember_lbl" xml:lang="en-US">T-Rowe Price Dividend Growth Fund [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nbtb_TRowePriceDividendGrowthFundMember" xlink:to="nbtb_TRowePriceDividendGrowthFundMember_lbl"/>
    <loc xlink:type="locator" xlink:label="nbtb_VanguardIntermediateUsTreasuryMember" xlink:href="nbtb-20251231.xsd#nbtb_VanguardIntermediateUsTreasuryMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="nbtb_VanguardIntermediateUsTreasuryMember_lbl" xml:lang="en-US">Vanguard Intermediate US Treasury [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nbtb_VanguardIntermediateUsTreasuryMember" xlink:to="nbtb_VanguardIntermediateUsTreasuryMember_lbl"/>
    <loc xlink:type="locator" xlink:label="nbtb_TRowePriceRetirement2040FundMember" xlink:href="nbtb-20251231.xsd#nbtb_TRowePriceRetirement2040FundMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="nbtb_TRowePriceRetirement2040FundMember_lbl" xml:lang="en-US">T-Rowe Price Retirement 2040 Fund [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nbtb_TRowePriceRetirement2040FundMember" xlink:to="nbtb_TRowePriceRetirement2040FundMember_lbl"/>
    <loc xlink:type="locator" xlink:label="nbtb_SchwabValueAdvantageMoneyFundMember" xlink:href="nbtb-20251231.xsd#nbtb_SchwabValueAdvantageMoneyFundMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="nbtb_SchwabValueAdvantageMoneyFundMember_lbl" xml:lang="en-US">Schwab Value Advantage Money Fund [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nbtb_SchwabValueAdvantageMoneyFundMember" xlink:to="nbtb_SchwabValueAdvantageMoneyFundMember_lbl"/>
    <loc xlink:type="locator" xlink:label="nbtb_FidelityInflationProtectedBondIndexFundMember" xlink:href="nbtb-20251231.xsd#nbtb_FidelityInflationProtectedBondIndexFundMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="nbtb_FidelityInflationProtectedBondIndexFundMember_lbl" xml:lang="en-US">Fidelity Inflation Protected Bond Index Fund [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nbtb_FidelityInflationProtectedBondIndexFundMember" xlink:to="nbtb_FidelityInflationProtectedBondIndexFundMember_lbl"/>
    <loc xlink:type="locator" xlink:label="nbtb_TRowePriceGrowthStockFundMember" xlink:href="nbtb-20251231.xsd#nbtb_TRowePriceGrowthStockFundMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="nbtb_TRowePriceGrowthStockFundMember_lbl" xml:lang="en-US">T-Rowe Price Growth Stock Fund [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nbtb_TRowePriceGrowthStockFundMember" xlink:to="nbtb_TRowePriceGrowthStockFundMember_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="nbtb_ParticipantLoansReceivableMember_lbl0" xml:lang="en-US">Participant Loans Receivable Member</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nbtb_ParticipantLoansReceivableMember" xlink:to="nbtb_ParticipantLoansReceivableMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForInterestIncomeOnNoteReceivableFromParticipant_lbl0" xml:lang="en-US">EBP, Change in Net Asset Available for Benefit, Increase from Interest Income on Note Receivable from Participant</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForInterestIncomeOnNoteReceivableFromParticipant" xlink:to="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForInterestIncomeOnNoteReceivableFromParticipant_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="nbtb_ParticipantsContributionFrom1To5EligibleFor50MatchingMember_lbl0" xml:lang="en-US">Participants Contribution From1 To5 Eligible For50 Matching Member</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nbtb_ParticipantsContributionFrom1To5EligibleFor50MatchingMember" xlink:to="nbtb_ParticipantsContributionFrom1To5EligibleFor50MatchingMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap-ebp_EmployeeBenefitPlanStatementOfChangeInNetAssetAvailableForBenefitLineItems_lbl0" xml:lang="en-US">EBP, Statement of Change in Net Asset Available for Benefit [Line Items]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanStatementOfChangeInNetAssetAvailableForBenefitLineItems" xlink:to="us-gaap-ebp_EmployeeBenefitPlanStatementOfChangeInNetAssetAvailableForBenefitLineItems_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap-ebp_EmployeeBenefitPlanParticipantContributionAutomaticDeferralRate_lbl0" xml:lang="en-US">EBP, Participant Contribution, Automatic, Deferral Rate</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanParticipantContributionAutomaticDeferralRate" xlink:to="us-gaap-ebp_EmployeeBenefitPlanParticipantContributionAutomaticDeferralRate_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap-ebp_EmployeeBenefitPlanEmployerContributionParticipantCompensationMatchedPercentage_lbl0" xml:lang="en-US">EBP, Employer Contribution, Participant Compensation Matched, Percentage</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanEmployerContributionParticipantCompensationMatchedPercentage" xlink:to="us-gaap-ebp_EmployeeBenefitPlanEmployerContributionParticipantCompensationMatchedPercentage_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueInputsLevel3Member_lbl0" xml:lang="en-US">Fair Value, Inputs, Level 3 [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueInputsLevel3Member" xlink:to="us-gaap_FairValueInputsLevel3Member_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap-ebp_EmployeeBenefitPlanTaxQualificationStatusExtensibleEnumeration_lbl0" xml:lang="en-US">EBP, Tax Qualification Status [Extensible Enumeration]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanTaxQualificationStatusExtensibleEnumeration" xlink:to="us-gaap-ebp_EmployeeBenefitPlanTaxQualificationStatusExtensibleEnumeration_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap-ebp_EmployeeBenefitPlanEmployerContributionMatchingPercentage_lbl0" xml:lang="en-US">EBP, Employer Contribution, Matching Percentage</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanEmployerContributionMatchingPercentage" xlink:to="us-gaap-ebp_EmployeeBenefitPlanEmployerContributionMatchingPercentage_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap-ebp_EmployeeBenefitPlanPlanNumber_lbl0" xml:lang="en-US">EBP, Plan Number</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanPlanNumber" xlink:to="us-gaap-ebp_EmployeeBenefitPlanPlanNumber_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="nbtb_WorkerRetirementAccumulationPlanMember_lbl0" xml:lang="en-US">Worker Retirement Accumulation Plan Member</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nbtb_WorkerRetirementAccumulationPlanMember" xlink:to="nbtb_WorkerRetirementAccumulationPlanMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap-ebp_EbpRiskAndUncertaintyPolicyTextBlock_lbl0" xml:lang="en-US">EBP, Risk and Uncertainty [Policy Text Block]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EbpRiskAndUncertaintyPolicyTextBlock" xlink:to="us-gaap-ebp_EbpRiskAndUncertaintyPolicyTextBlock_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitDecreaseAbstract_lbl0" xml:lang="en-US">EBP, Change in Net Asset Available for Benefit, Decrease [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitDecreaseAbstract" xlink:to="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitDecreaseAbstract_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap-ebp_EmployeeBenefitPlanNoteReceivableFromParticipantPolicyTextBlock_lbl0" xml:lang="en-US">EBP, Note Receivable from Participant [Policy Text Block]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanNoteReceivableFromParticipantPolicyTextBlock" xlink:to="us-gaap-ebp_EmployeeBenefitPlanNoteReceivableFromParticipantPolicyTextBlock_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap-ebp_EmployeeBenefitPlanInvestmentFairValueAndNavTableTextBlock_lbl0" xml:lang="en-US">EBP, Investment, Fair Value and NAV [Table Text Block]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanInvestmentFairValueAndNavTableTextBlock" xlink:to="us-gaap-ebp_EmployeeBenefitPlanInvestmentFairValueAndNavTableTextBlock_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap-ebp_EmployeeBenefitPlanRelatedPartyAndPartyInInterestTransactionsTextBlock_lbl0" xml:lang="en-US">EBP, Related Party and Party-in-Interest Transactions [Text Block]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanRelatedPartyAndPartyInInterestTransactionsTextBlock" xlink:to="us-gaap-ebp_EmployeeBenefitPlanRelatedPartyAndPartyInInterestTransactionsTextBlock_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap-ebp_EmployeeBenefitPlanNoteReceivableFromParticipantAccountMinimumBorrowingAmount_lbl0" xml:lang="en-US">EBP, Note Receivable from Participant, Account, Minimum Borrowing, Amount</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanNoteReceivableFromParticipantAccountMinimumBorrowingAmount" xlink:to="us-gaap-ebp_EmployeeBenefitPlanNoteReceivableFromParticipantAccountMinimumBorrowingAmount_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="nbtb_EmployeeBenefitPlanNoteReceivableFromParticipantAccountRepaymentTerm_lbl1" xml:lang="en-US">Employee Benefit Plan Note Receivable From Participant Account Repayment Term</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nbtb_EmployeeBenefitPlanNoteReceivableFromParticipantAccountRepaymentTerm" xlink:to="nbtb_EmployeeBenefitPlanNoteReceivableFromParticipantAccountRepaymentTerm_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="nbtb_EmployeeBenefitPlanParticipantAgeLimitToParticipateInPlan_lbl1" xml:lang="en-US">Employee Benefit Plan Participant Age Limit To Participate In Plan</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nbtb_EmployeeBenefitPlanParticipantAgeLimitToParticipateInPlan" xlink:to="nbtb_EmployeeBenefitPlanParticipantAgeLimitToParticipateInPlan_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap-ebp_EmployeeBenefitPlanDescriptionAvailable_lbl0" xml:lang="en-US">EBP, Description, Available [true false]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanDescriptionAvailable" xlink:to="us-gaap-ebp_EmployeeBenefitPlanDescriptionAvailable_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="nbtb_EmployeeBenefitPlanParticipantServiceCompletedToBeEligibleToParticipateInPlan_lbl1" xml:lang="en-US">Employee Benefit Plan Participant Service Completed To Be Eligible To Participate In Plan</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nbtb_EmployeeBenefitPlanParticipantServiceCompletedToBeEligibleToParticipateInPlan" xlink:to="nbtb_EmployeeBenefitPlanParticipantServiceCompletedToBeEligibleToParticipateInPlan_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseDecreaseForGainLossOnInvestment_lbl0" xml:lang="en-US">EBP, Change in Net Asset Available for Benefit, Increase (Decrease) from Gain (Loss) on Investment</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseDecreaseForGainLossOnInvestment" xlink:to="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseDecreaseForGainLossOnInvestment_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap-ebp_EmployeeBenefitPlanRelatedPartyAndPartyInInterestTransactionsLineItems_lbl0" xml:lang="en-US">EBP, Related Party and Party-in-Interest Transactions [Line Items]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanRelatedPartyAndPartyInInterestTransactionsLineItems" xlink:to="us-gaap-ebp_EmployeeBenefitPlanRelatedPartyAndPartyInInterestTransactionsLineItems_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="nbtb_EBP002Member_lbl0" xml:lang="en-US">EBP002 Member</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nbtb_EBP002Member" xlink:to="nbtb_EBP002Member_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueInputsLevel1Member_lbl0" xml:lang="en-US">Fair Value, Inputs, Level 1 [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueInputsLevel1Member" xlink:to="us-gaap_FairValueInputsLevel1Member_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncrease_lbl0" xml:lang="en-US">EBP, Change in Net Asset Available for Benefit, Increase</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncrease" xlink:to="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncrease_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitDecreaseForAdministrativeExpense_lbl0" xml:lang="en-US">EBP, Change in Net Asset Available for Benefit, Decrease from Administrative Expense</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitDecreaseForAdministrativeExpense" xlink:to="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitDecreaseForAdministrativeExpense_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap-ebp_EmployeeBenefitPlanSummaryOfAccountingPolicyTextBlock_lbl0" xml:lang="en-US">EBP, Summary of Accounting Policy [Text Block]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanSummaryOfAccountingPolicyTextBlock" xlink:to="us-gaap-ebp_EmployeeBenefitPlanSummaryOfAccountingPolicyTextBlock_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap-ebp_EmployeeBenefitPlanLiabilityInvestmentPurchase_lbl0" xml:lang="en-US">EBP, Liability for Investment Purchase</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanLiabilityInvestmentPurchase" xlink:to="us-gaap-ebp_EmployeeBenefitPlanLiabilityInvestmentPurchase_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap-ebp_EmployeeBenefitPlanTaxStatusTextBlock_lbl0" xml:lang="en-US">EBP, Tax Status [Text Block]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanTaxStatusTextBlock" xlink:to="us-gaap-ebp_EmployeeBenefitPlanTaxStatusTextBlock_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseDecreaseForIncomeLossOnInvestmentAbstract_lbl0" xml:lang="en-US">EBP, Change in Net Asset Available for Benefit, Increase (Decrease) from Income (Loss) on Investment [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseDecreaseForIncomeLossOnInvestmentAbstract" xlink:to="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseDecreaseForIncomeLossOnInvestmentAbstract_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap-ebp_EmployeeBenefitPlanNoteReceivableFromParticipant_lbl0" xml:lang="en-US">EBP, Note Receivable from Participant</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanNoteReceivableFromParticipant" xlink:to="us-gaap-ebp_EmployeeBenefitPlanNoteReceivableFromParticipant_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap-ebp_EmployeeBenefitPlanReceivable_lbl0" xml:lang="en-US">EBP, Receivable</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanReceivable" xlink:to="us-gaap-ebp_EmployeeBenefitPlanReceivable_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForParticipantContributionExcludingRollover_lbl0" xml:lang="en-US">EBP, Change in Net Asset Available for Benefit, Increase from Participant Contribution, Excluding Rollover</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForParticipantContributionExcludingRollover" xlink:to="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForParticipantContributionExcludingRollover_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitDecreaseForPaymentToParticipant_lbl0" xml:lang="en-US">EBP, Change in Net Asset Available for Benefit, Decrease from Payment to Participant</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitDecreaseForPaymentToParticipant" xlink:to="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitDecreaseForPaymentToParticipant_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="nbtb_DiscretionaryContributionsMember_lbl0" xml:lang="en-US">Discretionary Contributions Member</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nbtb_DiscretionaryContributionsMember" xlink:to="nbtb_DiscretionaryContributionsMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForInterestIncomeOnInvestment_lbl0" xml:lang="en-US">EBP, Change in Net Asset Available for Benefit, Increase from Interest Income on Investment</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForInterestIncomeOnInvestment" xlink:to="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForInterestIncomeOnInvestment_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForContribution_lbl0" xml:lang="en-US">EBP, Change in Net Asset Available for Benefit, Increase from Contribution</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForContribution" xlink:to="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForContribution_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="nbtb_SafeHarborEmployerMatchingContributionsMember_lbl0" xml:lang="en-US">Safe Harbor Employer Matching Contributions Member</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nbtb_SafeHarborEmployerMatchingContributionsMember" xlink:to="nbtb_SafeHarborEmployerMatchingContributionsMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="nbtb_EmployeeBenefitPlanParticipantsVestedAccountValue_lbl1" xml:lang="en-US">Employee Benefit Plan Participants Vested Account Value</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nbtb_EmployeeBenefitPlanParticipantsVestedAccountValue" xlink:to="nbtb_EmployeeBenefitPlanParticipantsVestedAccountValue_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="nbtb_EmployeeBenefitPlanEarlyRetirementAge_lbl1" xml:lang="en-US">Employee Benefit Plan Early Retirement Age</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nbtb_EmployeeBenefitPlanEarlyRetirementAge" xlink:to="nbtb_EmployeeBenefitPlanEarlyRetirementAge_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="nbtb_ParticipantsContributionEligibleFor100MatchingMember_lbl0" xml:lang="en-US">Participants Contribution Eligible For100 Matching Member</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nbtb_ParticipantsContributionEligibleFor100MatchingMember" xlink:to="nbtb_ParticipantsContributionEligibleFor100MatchingMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap-ebp_EmployeeBenefitPlanLiability_lbl0" xml:lang="en-US">EBP, Liability</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanLiability" xlink:to="us-gaap-ebp_EmployeeBenefitPlanLiability_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap-ebp_EmployeeBenefitPlanInvestmentExcludingPlanInterestInMasterTrustFairValue_lbl2" xml:lang="en-US">EBP, Investment, Excluding Plan Interest in Master Trust, Fair Value</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanInvestmentExcludingPlanInterestInMasterTrustFairValue" xlink:to="us-gaap-ebp_EmployeeBenefitPlanInvestmentExcludingPlanInterestInMasterTrustFairValue_lbl2"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap-ebp_EmployeeBenefitPlanNoteReceivableFromParticipantAccountMaximumBorrowingAmount_lbl0" xml:lang="en-US">EBP, Note Receivable from Participant, Account, Maximum Borrowing, Amount</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanNoteReceivableFromParticipantAccountMaximumBorrowingAmount" xlink:to="us-gaap-ebp_EmployeeBenefitPlanNoteReceivableFromParticipantAccountMaximumBorrowingAmount_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap-ebp_EmployeeBenefitPlanInvestmentTypeExtensibleEnumeration_lbl0" xml:lang="en-US">EBP, Investment, Current Value, Type [Extensible Enumeration]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanInvestmentTypeExtensibleEnumeration" xlink:to="us-gaap-ebp_EmployeeBenefitPlanInvestmentTypeExtensibleEnumeration_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap-ebp_EmployeeBenefitPlanAssetAbstract_lbl0" xml:lang="en-US">EBP, Asset [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanAssetAbstract" xlink:to="us-gaap-ebp_EmployeeBenefitPlanAssetAbstract_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap-ebp_EmployeeBenefitPlanUseOfEstimatePolicyTextBlock_lbl0" xml:lang="en-US">EBP, Use of Estimate [Policy Text Block]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanUseOfEstimatePolicyTextBlock" xlink:to="us-gaap-ebp_EmployeeBenefitPlanUseOfEstimatePolicyTextBlock_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForDividendIncomeOnInvestment_lbl1" xml:lang="en-US">EBP, Change in Net Asset Available for Benefit, Increase from Dividend Income on Investment</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForDividendIncomeOnInvestment" xlink:to="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForDividendIncomeOnInvestment_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="nbtb_ParticipantsContributionsAndNetInvestmentIncomeOfLossMember_lbl0" xml:lang="en-US">Participants Contributions And Net Investment Income Of Loss Member</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nbtb_ParticipantsContributionsAndNetInvestmentIncomeOfLossMember" xlink:to="nbtb_ParticipantsContributionsAndNetInvestmentIncomeOfLossMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap-ebp_EmployeeBenefitPlanAsset_lbl0" xml:lang="en-US">EBP, Asset</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanAsset" xlink:to="us-gaap-ebp_EmployeeBenefitPlanAsset_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap-ebp_EmployeeBenefitPlanInvestmentAcquiredExcludingPlanInterestInMasterTrustCost_lbl0" xml:lang="en-US">EBP, Investment Acquired, Excluding Plan Interest in Master Trust, Cost</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanInvestmentAcquiredExcludingPlanInterestInMasterTrustCost" xlink:to="us-gaap-ebp_EmployeeBenefitPlanInvestmentAcquiredExcludingPlanInterestInMasterTrustCost_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap-ebp_EmployeeBenefitPlanInvestmentFairValueAbstract_lbl0" xml:lang="en-US">EBP, Investment, Fair Value [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanInvestmentFairValueAbstract" xlink:to="us-gaap-ebp_EmployeeBenefitPlanInvestmentFairValueAbstract_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseAbstract_lbl0" xml:lang="en-US">EBP, Change in Net Asset Available for Benefit, Increase [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseAbstract" xlink:to="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseAbstract_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap-ebp_EmployeeBenefitPlanAssetHeldForInvestmentParticipantLoanAfterDeemedDistribution_lbl0" xml:lang="en-US">EBP, Asset Held for Investment, Participant Loan, after Deemed Distribution</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanAssetHeldForInvestmentParticipantLoanAfterDeemedDistribution" xlink:to="us-gaap-ebp_EmployeeBenefitPlanAssetHeldForInvestmentParticipantLoanAfterDeemedDistribution_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap-ebp_EmployeeBenefitPlanDescriptionOfPlanTextBlock_lbl0" xml:lang="en-US">EBP, Description of Plan [Text Block]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanDescriptionOfPlanTextBlock" xlink:to="us-gaap-ebp_EmployeeBenefitPlanDescriptionOfPlanTextBlock_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="nbtb_LoansForPurchaseOfPrimaryResidenceMember_lbl0" xml:lang="en-US">Loans For Purchase Of Primary Residence Member</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nbtb_LoansForPurchaseOfPrimaryResidenceMember" xlink:to="nbtb_LoansForPurchaseOfPrimaryResidenceMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentFiscalYearFocus_lbl0" xml:lang="en-US">Document Fiscal Year Focus</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentFiscalYearFocus" xlink:to="dei_DocumentFiscalYearFocus_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="nbtb_EmployeeBenefitPlanNoteReceivableFromParticipantAccountSpreadOnVariableRate_lbl1" xml:lang="en-US">Employee Benefit Plan Note Receivable From Participant Account Spread On Variable Rate</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nbtb_EmployeeBenefitPlanNoteReceivableFromParticipantAccountSpreadOnVariableRate" xlink:to="nbtb_EmployeeBenefitPlanNoteReceivableFromParticipantAccountSpreadOnVariableRate_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap-ebp_EmployeeBenefitPlanTaxDeterminationLetterDate_lbl0" xml:lang="en-US">EBP, Tax Determination Letter, Date</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanTaxDeterminationLetterDate" xlink:to="us-gaap-ebp_EmployeeBenefitPlanTaxDeterminationLetterDate_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap-ebp_EmployeeBenefitPlanParticipantLoanInterestRate_lbl0" xml:lang="en-US">EBP, Asset Held for Investment, Participant Loan, Interest Rate</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanParticipantLoanInterestRate" xlink:to="us-gaap-ebp_EmployeeBenefitPlanParticipantLoanInterestRate_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="nbtb_LoansOtherThanLoansForPurchaseOfPrimaryResidenceMember_lbl0" xml:lang="en-US">Loans Other Than Loans For Purchase Of Primary Residence Member</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nbtb_LoansOtherThanLoansForPurchaseOfPrimaryResidenceMember" xlink:to="nbtb_LoansOtherThanLoansForPurchaseOfPrimaryResidenceMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseDecreaseForIncomeLossOnInvestment_lbl0" xml:lang="en-US">EBP, Change in Net Asset Available for Benefit, Increase (Decrease) from Income (Loss) on Investment</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseDecreaseForIncomeLossOnInvestment" xlink:to="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseDecreaseForIncomeLossOnInvestment_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap-ebp_EmployeeBenefitPlanNoteReceivableFromParticipantAccountMaximumBorrowingToTotalAccountPercentage_lbl0" xml:lang="en-US">EBP, Note Receivable from Participant, Account, Maximum Borrowing, to Total Account, Percentage</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanNoteReceivableFromParticipantAccountMaximumBorrowingToTotalAccountPercentage" xlink:to="us-gaap-ebp_EmployeeBenefitPlanNoteReceivableFromParticipantAccountMaximumBorrowingToTotalAccountPercentage_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap-ebp_EmployeeBenefitPlanForfeitedNonvestedAccount_lbl0" xml:lang="en-US">EBP, Forfeited Nonvested Account</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanForfeitedNonvestedAccount" xlink:to="us-gaap-ebp_EmployeeBenefitPlanForfeitedNonvestedAccount_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="srt_MinimumMember_lbl0" xml:lang="en-US">Minimum [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="srt_MinimumMember" xlink:to="srt_MinimumMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap-ebp_EmployeeBenefitPlanInvestmentIssuerNameExtensibleEnumeration_lbl0" xml:lang="en-US">EBP, Investment, Issuer Name [Extensible Enumeration]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanInvestmentIssuerNameExtensibleEnumeration" xlink:to="us-gaap-ebp_EmployeeBenefitPlanInvestmentIssuerNameExtensibleEnumeration_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForContributionAbstract_lbl0" xml:lang="en-US">EBP, Change in Net Asset Available for Benefit, Increase from Contribution [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForContributionAbstract" xlink:to="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForContributionAbstract_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap-ebp_EmployeeBenefitPlanAssetHeldForInvestmentInvestmentExcludingPlanInterestInMasterTrustParticipationStatusExtensibleEnumeration_lbl0" xml:lang="en-US">EBP, Asset Held for Investment, Investment, Excluding Plan Interest in Master Trust, Participation Status [Extensible Enumeration]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanAssetHeldForInvestmentInvestmentExcludingPlanInterestInMasterTrustParticipationStatusExtensibleEnumeration" xlink:to="us-gaap-ebp_EmployeeBenefitPlanAssetHeldForInvestmentInvestmentExcludingPlanInterestInMasterTrustParticipationStatusExtensibleEnumeration_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap-ebp_EmployeeBenefitPlanInvestmentNumberOfShares_lbl1" xml:lang="en-US">EBP, Investment, Number of Shares</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanInvestmentNumberOfShares" xlink:to="us-gaap-ebp_EmployeeBenefitPlanInvestmentNumberOfShares_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap-ebp_EmployeeBenefitPlanDescriptionOfPlanLineItems_lbl0" xml:lang="en-US">EBP, Description of Plan [Line Items]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanDescriptionOfPlanLineItems" xlink:to="us-gaap-ebp_EmployeeBenefitPlanDescriptionOfPlanLineItems_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap-ebp_EmployeeBenefitPlanAssetHeldForInvestmentPartyInInterest_lbl0" xml:lang="en-US">EBP, Asset Held for Investment, Party-in-Interest [true false]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanAssetHeldForInvestmentPartyInInterest" xlink:to="us-gaap-ebp_EmployeeBenefitPlanAssetHeldForInvestmentPartyInInterest_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="nbtb_BalanceDistributedRegardlessIfParticipantsRequestedMember_lbl0" xml:lang="en-US">Balance Distributed Regardless If Participants Requested Member</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nbtb_BalanceDistributedRegardlessIfParticipantsRequestedMember" xlink:to="nbtb_BalanceDistributedRegardlessIfParticipantsRequestedMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap-ebp_EmployeeBenefitPlanNetAssetAvailableForBenefitAbstract_lbl0" xml:lang="en-US">EBP, Net Asset Available for Benefit [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanNetAssetAvailableForBenefitAbstract" xlink:to="us-gaap-ebp_EmployeeBenefitPlanNetAssetAvailableForBenefitAbstract_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForEmployerContributionCash_lbl1" xml:lang="en-US">EBP, Change in Net Asset Available for Benefit, Increase from Employer Contribution, Cash</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForEmployerContributionCash" xlink:to="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForEmployerContributionCash_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="nbtb_EmployeeBenefitPlanParticipantServiceScheduledToCompleteToBeEligibleToParticipateInPlan_lbl1" xml:lang="en-US">Employee Benefit Plan Participant Service Scheduled To Complete To Be Eligible To Participate In Plan</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nbtb_EmployeeBenefitPlanParticipantServiceScheduledToCompleteToBeEligibleToParticipateInPlan" xlink:to="nbtb_EmployeeBenefitPlanParticipantServiceScheduledToCompleteToBeEligibleToParticipateInPlan_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueInputsLevel2Member_lbl0" xml:lang="en-US">Fair Value, Inputs, Level 2 [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueInputsLevel2Member" xlink:to="us-gaap_FairValueInputsLevel2Member_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="nbtb_TerminationDueToDeathRetirementOrPermanentDisabilityMember_lbl0" xml:lang="en-US">Termination Due To Death Retirement Or Permanent Disability Member</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nbtb_TerminationDueToDeathRetirementOrPermanentDisabilityMember" xlink:to="nbtb_TerminationDueToDeathRetirementOrPermanentDisabilityMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap-ebp_EmployeeBenefitPlanInvestmentSoldExcludingPlanInterestInMasterTrustSellingPrice_lbl0" xml:lang="en-US">EBP, Investment Sold, Excluding Plan Interest in Master Trust, Selling Price</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanInvestmentSoldExcludingPlanInterestInMasterTrustSellingPrice" xlink:to="us-gaap-ebp_EmployeeBenefitPlanInvestmentSoldExcludingPlanInterestInMasterTrustSellingPrice_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="nbtb_EmployeeBenefitPlanEmployeeContributionVestingPercentage_lbl1" xml:lang="en-US">Employee Benefit Plan Employee Contribution Vesting Percentage</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nbtb_EmployeeBenefitPlanEmployeeContributionVestingPercentage" xlink:to="nbtb_EmployeeBenefitPlanEmployeeContributionVestingPercentage_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitDecrease_lbl0" xml:lang="en-US">EBP, Change in Net Asset Available for Benefit, Decrease</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitDecrease" xlink:to="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitDecrease_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap-ebp_EmployeeBenefitPlanBasisOfAccountingPolicyTextBlock_lbl0" xml:lang="en-US">EBP, Basis of Accounting [Policy Text Block]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanBasisOfAccountingPolicyTextBlock" xlink:to="us-gaap-ebp_EmployeeBenefitPlanBasisOfAccountingPolicyTextBlock_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap-ebp_EmployeeBenefitPlanInvestmentFairValueAndNavLineItems_lbl0" xml:lang="en-US">EBP, Investment, Fair Value and NAV [Line Items]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanInvestmentFairValueAndNavLineItems" xlink:to="us-gaap-ebp_EmployeeBenefitPlanInvestmentFairValueAndNavLineItems_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap-ebp_EmployeeBenefitPlanReceivableInvestmentSale_lbl0" xml:lang="en-US">EBP, Investment Sale, Receivable</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanReceivableInvestmentSale" xlink:to="us-gaap-ebp_EmployeeBenefitPlanReceivableInvestmentSale_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap-ebp_EmployeeBenefitPlanLiabilityAbstract_lbl0" xml:lang="en-US">EBP, Liability [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanLiabilityAbstract" xlink:to="us-gaap-ebp_EmployeeBenefitPlanLiabilityAbstract_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap-ebp_EmployeeBenefitPlanAssetHeldForInvestment_lbl0" xml:lang="en-US">EBP, Asset Held for Investment</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanAssetHeldForInvestment" xlink:to="us-gaap-ebp_EmployeeBenefitPlanAssetHeldForInvestment_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap-ebp_EmployeeBenefitPlanReceivableAbstract_lbl0" xml:lang="en-US">EBP, Receivable [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanReceivableAbstract" xlink:to="us-gaap-ebp_EmployeeBenefitPlanReceivableAbstract_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap-ebp_EmployeeBenefitPlanStatementOfNetAssetAvailableForBenefitLineItems_lbl0" xml:lang="en-US">EBP, Statement of Net Asset Available for Benefit [Line Items]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanStatementOfNetAssetAvailableForBenefitLineItems" xlink:to="us-gaap-ebp_EmployeeBenefitPlanStatementOfNetAssetAvailableForBenefitLineItems_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap-ebp_EmployeeBenefitPlanNetAssetAvailableForBenefit_lbl2" xml:lang="en-US">EBP, Net Asset Available for Benefit</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanNetAssetAvailableForBenefit" xlink:to="us-gaap-ebp_EmployeeBenefitPlanNetAssetAvailableForBenefit_lbl2"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap-ebp_EmployeeBenefitPlanInvestmentPolicyTextBlock_lbl0" xml:lang="en-US">EBP, Investment [Policy Text Block]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanInvestmentPolicyTextBlock" xlink:to="us-gaap-ebp_EmployeeBenefitPlanInvestmentPolicyTextBlock_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="srt_MaximumMember_lbl0" xml:lang="en-US">Maximum [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="srt_MaximumMember" xlink:to="srt_MaximumMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap-ebp_EmployeeBenefitPlanScheduleOfAssetHeldForInvestmentLineItems_lbl0" xml:lang="en-US">EBP, Schedule of Asset Held for Investment [Line Items]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanScheduleOfAssetHeldForInvestmentLineItems" xlink:to="us-gaap-ebp_EmployeeBenefitPlanScheduleOfAssetHeldForInvestmentLineItems_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentType_lbl0" xml:lang="en-US">Document Type</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentType" xlink:to="dei_DocumentType_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap-ebp_EmployeeBenefitPlanEmployerContributionReceivable_lbl0" xml:lang="en-US">EBP, Employer Contribution, Receivable</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanEmployerContributionReceivable" xlink:to="us-gaap-ebp_EmployeeBenefitPlanEmployerContributionReceivable_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityTaxIdentificationNumber_lbl0" xml:lang="en-US">Entity Tax Identification Number</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityTaxIdentificationNumber" xlink:to="dei_EntityTaxIdentificationNumber_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_AmendmentFlag_lbl0" xml:lang="en-US">Amendment Flag</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_AmendmentFlag" xlink:to="dei_AmendmentFlag_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap-ebp_EmployeeBenefitPlanTaxStatusLineItems_lbl0" xml:lang="en-US">EBP, Tax Status [Line Items]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanTaxStatusLineItems" xlink:to="us-gaap-ebp_EmployeeBenefitPlanTaxStatusLineItems_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentPeriodEndDate_lbl0" xml:lang="en-US">Document Period End Date</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentPeriodEndDate" xlink:to="dei_DocumentPeriodEndDate_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CashAndCashEquivalentsMember_lbl0" xml:lang="en-US">Cash and Cash Equivalents [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CashAndCashEquivalentsMember" xlink:to="us-gaap_CashAndCashEquivalentsMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="nbtb_EmployeeBenefitPlanParticipantEmploymentPeriodRequiredForEligibilityToParticipateInPlan_lbl1" xml:lang="en-US">Employee Benefit Plan Participant Employment Period Required For Eligibility To Participate In Plan</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nbtb_EmployeeBenefitPlanParticipantEmploymentPeriodRequiredForEligibilityToParticipateInPlan" xlink:to="nbtb_EmployeeBenefitPlanParticipantEmploymentPeriodRequiredForEligibilityToParticipateInPlan_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap-ebp_EmployeeBenefitPlanInvestmentFairValueAndNavTextBlock_lbl0" xml:lang="en-US">EBP, Investment, Fair Value and NAV [Text Block]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanInvestmentFairValueAndNavTextBlock" xlink:to="us-gaap-ebp_EmployeeBenefitPlanInvestmentFairValueAndNavTextBlock_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap-ebp_EmployeeBenefitPlanScheduleOfAssetHeldForInvestmentTableTextBlock_lbl0" xml:lang="en-US">EBP, Schedule of Asset Held for Investment [Table Text Block]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanScheduleOfAssetHeldForInvestmentTableTextBlock" xlink:to="us-gaap-ebp_EmployeeBenefitPlanScheduleOfAssetHeldForInvestmentTableTextBlock_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="nbtb_EmployeeBenefitPlanVestingPeriod_lbl1" xml:lang="en-US">Employee Benefit Plan Vesting Period</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nbtb_EmployeeBenefitPlanVestingPeriod" xlink:to="nbtb_EmployeeBenefitPlanVestingPeriod_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityCentralIndexKey_lbl0" xml:lang="en-US">Entity Central Index Key</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityCentralIndexKey" xlink:to="dei_EntityCentralIndexKey_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap-ebp_EmployeeBenefitPlanAssetHeldForInvestmentInvestmentExcludingPlanInterestInMasterTrustCurrentValue_lbl0" xml:lang="en-US">EBP, Asset Held for Investment, Investment, Excluding Plan Interest in Master Trust, Current Value</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanAssetHeldForInvestmentInvestmentExcludingPlanInterestInMasterTrustCurrentValue" xlink:to="us-gaap-ebp_EmployeeBenefitPlanAssetHeldForInvestmentInvestmentExcludingPlanInterestInMasterTrustCurrentValue_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="nbtb_EmployeeBenefitPlanParticipantsContributionsVestingPeriod_lbl1" xml:lang="en-US">Employee Benefit Plan Participants Contributions Vesting Period</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nbtb_EmployeeBenefitPlanParticipantsContributionsVestingPeriod" xlink:to="nbtb_EmployeeBenefitPlanParticipantsContributionsVestingPeriod_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InvestmentIdentifierAxis_lbl0" xml:lang="en-US">Investment, Identifier [Axis]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InvestmentIdentifierAxis" xlink:to="us-gaap_InvestmentIdentifierAxis_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap-ebp_EmployeeBenefitPlanForfeitedNonvestedAccountDecreaseForEmployerContribution_lbl0" xml:lang="en-US">EBP, Forfeited Nonvested Account, Decrease from Employer Contribution</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap-ebp_EmployeeBenefitPlanForfeitedNonvestedAccountDecreaseForEmployerContribution" xlink:to="us-gaap-ebp_EmployeeBenefitPlanForfeitedNonvestedAccountDecreaseForEmployerContribution_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="nbtb_ParticipantWithdrawalsPolicyTextBlock_lbl1" xml:lang="en-US">Participant Withdrawals Policy Text Block</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nbtb_ParticipantWithdrawalsPolicyTextBlock" xlink:to="nbtb_ParticipantWithdrawalsPolicyTextBlock_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForParticipantContributionRollover_lbl0" xml:lang="en-US">EBP, Change in Net Asset Available for Benefit, Increase from Participant Contribution, Rollover</label>
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