<?xml version="1.0" encoding="UTF-8"?>

<!--XBRL Document Created with the Workiva Platform-->
<!--Copyright 2026 Workiva-->
<!--r:019e1df3-7906-798e-8868-9d4807f6c0a3,g:2ee3fb7a-853d-4d24-97a7-261b15f7610b-->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
  <link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/all" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#all"/>
  <link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#hypercube-dimension"/>
  <link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#dimension-default"/>
  <link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#dimension-domain"/>
  <link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/domain-member" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#domain-member"/>
  <link:roleRef roleURI="http://www.voya.com/role/Cover" xlink:type="simple" xlink:href="voya-20260624.xsd#Cover"/>
  <link:definitionLink xlink:role="http://www.voya.com/role/Cover" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentInformationLineItems_019e1df3-7906-74c0-b1c6-225902dd9e41" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_DocumentInformationLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentInformationTable_019e1df3-7906-7621-8854-31c5aa7765d6" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_DocumentInformationTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_dei_DocumentInformationLineItems_019e1df3-7906-74c0-b1c6-225902dd9e41" xlink:to="loc_dei_DocumentInformationTable_019e1df3-7906-7621-8854-31c5aa7765d6" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_LegalEntityAxis_019e1df3-7906-7cc7-98d0-5bec306e3a33" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_LegalEntityAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_dei_DocumentInformationTable_019e1df3-7906-7621-8854-31c5aa7765d6" xlink:to="loc_dei_LegalEntityAxis_019e1df3-7906-7cc7-98d0-5bec306e3a33" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityDomain_019e1df3-7906-7cc7-98d0-5bec306e3a33_default" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_dei_LegalEntityAxis_019e1df3-7906-7cc7-98d0-5bec306e3a33" xlink:to="loc_dei_EntityDomain_019e1df3-7906-7cc7-98d0-5bec306e3a33_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityDomain_019e1df3-7906-7d42-b49a-a36b37583e13" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_dei_LegalEntityAxis_019e1df3-7906-7cc7-98d0-5bec306e3a33" xlink:to="loc_dei_EntityDomain_019e1df3-7906-7d42-b49a-a36b37583e13" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_voya_EBP001Member_019e1df3-7906-743b-ac0d-01a2ea5e6c73" xlink:href="voya-20260624.xsd#voya_EBP001Member"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityDomain_019e1df3-7906-7d42-b49a-a36b37583e13" xlink:to="loc_voya_EBP001Member_019e1df3-7906-743b-ac0d-01a2ea5e6c73" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentType_019e1df3-7906-74dd-bbb9-40b924eeedd9" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_DocumentType"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_019e1df3-7906-74c0-b1c6-225902dd9e41" xlink:to="loc_dei_DocumentType_019e1df3-7906-74dd-bbb9-40b924eeedd9" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityRegistrantName_019e1df3-7906-796e-9782-541bef5c96ca" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityRegistrantName"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_019e1df3-7906-74c0-b1c6-225902dd9e41" xlink:to="loc_dei_EntityRegistrantName_019e1df3-7906-796e-9782-541bef5c96ca" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityCentralIndexKey_019e1df3-7906-701a-b45c-24bf630c9fc6" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityCentralIndexKey"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_019e1df3-7906-74c0-b1c6-225902dd9e41" xlink:to="loc_dei_EntityCentralIndexKey_019e1df3-7906-701a-b45c-24bf630c9fc6" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_AmendmentFlag_019e1df3-7906-7e19-b0d1-0dfabe1761ea" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_AmendmentFlag"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_019e1df3-7906-74c0-b1c6-225902dd9e41" xlink:to="loc_dei_AmendmentFlag_019e1df3-7906-7e19-b0d1-0dfabe1761ea" xlink:type="arc" order="3"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://www.voya.com/role/StatementsofNetAssetsAvailableforBenefits" xlink:type="simple" xlink:href="voya-20260624.xsd#StatementsofNetAssetsAvailableforBenefits"/>
  <link:definitionLink xlink:role="http://www.voya.com/role/StatementsofNetAssetsAvailableforBenefits" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanStatementOfNetAssetAvailableForBenefitLineItems_019e1df3-7906-7160-8ce6-5bcf3fd6c81d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanStatementOfNetAssetAvailableForBenefitLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanStatementOfNetAssetAvailableForBenefitTable_019e1df3-7906-7147-9eca-88ea910ad8b1" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanStatementOfNetAssetAvailableForBenefitTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanStatementOfNetAssetAvailableForBenefitLineItems_019e1df3-7906-7160-8ce6-5bcf3fd6c81d" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanStatementOfNetAssetAvailableForBenefitTable_019e1df3-7906-7147-9eca-88ea910ad8b1" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_LegalEntityAxis_019e1df3-7906-720d-a940-60b97a6223f8" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_LegalEntityAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanStatementOfNetAssetAvailableForBenefitTable_019e1df3-7906-7147-9eca-88ea910ad8b1" xlink:to="loc_dei_LegalEntityAxis_019e1df3-7906-720d-a940-60b97a6223f8" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityDomain_019e1df3-7906-720d-a940-60b97a6223f8_default" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_dei_LegalEntityAxis_019e1df3-7906-720d-a940-60b97a6223f8" xlink:to="loc_dei_EntityDomain_019e1df3-7906-720d-a940-60b97a6223f8_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityDomain_019e1df3-7906-7c0c-8fda-fdea05085197" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_dei_LegalEntityAxis_019e1df3-7906-720d-a940-60b97a6223f8" xlink:to="loc_dei_EntityDomain_019e1df3-7906-7c0c-8fda-fdea05085197" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_voya_EBP001Member_019e1df3-7906-7939-862d-12737f082d0b" xlink:href="voya-20260624.xsd#voya_EBP001Member"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityDomain_019e1df3-7906-7c0c-8fda-fdea05085197" xlink:to="loc_voya_EBP001Member_019e1df3-7906-7939-862d-12737f082d0b" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanAssetAbstract_019e1df3-7906-779c-90cf-766d08b3a9f2" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanAssetAbstract"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanStatementOfNetAssetAvailableForBenefitLineItems_019e1df3-7906-7160-8ce6-5bcf3fd6c81d" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanAssetAbstract_019e1df3-7906-779c-90cf-766d08b3a9f2" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanReceivableAbstract_019e1df3-7906-758d-97e7-0ab8d21358a7" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanReceivableAbstract"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanAssetAbstract_019e1df3-7906-779c-90cf-766d08b3a9f2" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanReceivableAbstract_019e1df3-7906-758d-97e7-0ab8d21358a7" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanNoteReceivableFromParticipant_019e1df3-7906-7528-a47b-4f0662a5a427" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanNoteReceivableFromParticipant"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanReceivableAbstract_019e1df3-7906-758d-97e7-0ab8d21358a7" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanNoteReceivableFromParticipant_019e1df3-7906-7528-a47b-4f0662a5a427" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanReceivable_019e1df3-7906-7ac8-a452-eecb6a3cc9c0" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanReceivable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanReceivableAbstract_019e1df3-7906-758d-97e7-0ab8d21358a7" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanReceivable_019e1df3-7906-7ac8-a452-eecb6a3cc9c0" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanInvestmentFairValueAbstract_019e1df3-7906-7112-8e3f-777752d79f1a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanInvestmentFairValueAbstract"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanAssetAbstract_019e1df3-7906-779c-90cf-766d08b3a9f2" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanInvestmentFairValueAbstract_019e1df3-7906-7112-8e3f-777752d79f1a" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanInvestmentPlanInterestInMasterTrustFairValue_019e1df3-7906-7e7b-aca6-9477e20db983" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanInvestmentPlanInterestInMasterTrustFairValue"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanInvestmentFairValueAbstract_019e1df3-7906-7112-8e3f-777752d79f1a" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanInvestmentPlanInterestInMasterTrustFairValue_019e1df3-7906-7e7b-aca6-9477e20db983" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanInvestmentFairValue_019e1df3-7906-7040-a928-c53333457952" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanInvestmentFairValue"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanInvestmentFairValueAbstract_019e1df3-7906-7112-8e3f-777752d79f1a" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanInvestmentFairValue_019e1df3-7906-7040-a928-c53333457952" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanInvestmentPlanInterestInMasterTrustContractValue_019e1df3-7906-70ab-a1ad-1c046f1891ef" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanInvestmentPlanInterestInMasterTrustContractValue"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanAssetAbstract_019e1df3-7906-779c-90cf-766d08b3a9f2" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanInvestmentPlanInterestInMasterTrustContractValue_019e1df3-7906-70ab-a1ad-1c046f1891ef" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanInvestmentContractValue_019e1df3-7906-7ec0-a55c-876a63b6eb17" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanInvestmentContractValue"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanAssetAbstract_019e1df3-7906-779c-90cf-766d08b3a9f2" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanInvestmentContractValue_019e1df3-7906-7ec0-a55c-876a63b6eb17" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanNetAssetAvailableForBenefit_019e1df3-7906-7dcf-b849-046ac5af8509" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanNetAssetAvailableForBenefit"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanStatementOfNetAssetAvailableForBenefitLineItems_019e1df3-7906-7160-8ce6-5bcf3fd6c81d" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanNetAssetAvailableForBenefit_019e1df3-7906-7dcf-b849-046ac5af8509" xlink:type="arc" order="1"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://www.voya.com/role/StatementofChangesinNetAssetsAvailableforBenefits" xlink:type="simple" xlink:href="voya-20260624.xsd#StatementofChangesinNetAssetsAvailableforBenefits"/>
  <link:definitionLink xlink:role="http://www.voya.com/role/StatementofChangesinNetAssetsAvailableforBenefits" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanStatementOfChangeInNetAssetAvailableForBenefitLineItems_019e1df3-7906-7a09-96ab-93582682bbb7" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanStatementOfChangeInNetAssetAvailableForBenefitLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanStatementOfChangeInNetAssetAvailableForBenefitTable_019e1df3-7906-7388-87e4-aeb47f3bab85" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanStatementOfChangeInNetAssetAvailableForBenefitTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanStatementOfChangeInNetAssetAvailableForBenefitLineItems_019e1df3-7906-7a09-96ab-93582682bbb7" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanStatementOfChangeInNetAssetAvailableForBenefitTable_019e1df3-7906-7388-87e4-aeb47f3bab85" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_LegalEntityAxis_019e1df3-7906-7378-90a0-dbe5a863a010" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_LegalEntityAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanStatementOfChangeInNetAssetAvailableForBenefitTable_019e1df3-7906-7388-87e4-aeb47f3bab85" xlink:to="loc_dei_LegalEntityAxis_019e1df3-7906-7378-90a0-dbe5a863a010" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityDomain_019e1df3-7906-7378-90a0-dbe5a863a010_default" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_dei_LegalEntityAxis_019e1df3-7906-7378-90a0-dbe5a863a010" xlink:to="loc_dei_EntityDomain_019e1df3-7906-7378-90a0-dbe5a863a010_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityDomain_019e1df3-7906-74bb-b953-e773b95ef3c9" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_dei_LegalEntityAxis_019e1df3-7906-7378-90a0-dbe5a863a010" xlink:to="loc_dei_EntityDomain_019e1df3-7906-74bb-b953-e773b95ef3c9" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_voya_EBP001Member_019e1df3-7906-7f87-9a8a-c6708216a153" xlink:href="voya-20260624.xsd#voya_EBP001Member"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityDomain_019e1df3-7906-74bb-b953-e773b95ef3c9" xlink:to="loc_voya_EBP001Member_019e1df3-7906-7f87-9a8a-c6708216a153" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseAbstract_019e1df3-7906-7dd9-ba31-162db1da410c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseAbstract"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanStatementOfChangeInNetAssetAvailableForBenefitLineItems_019e1df3-7906-7a09-96ab-93582682bbb7" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseAbstract_019e1df3-7906-7dd9-ba31-162db1da410c" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForInterestAndDividendIncomeOnInvestment_019e1df3-7906-7975-884f-d47e26f6764d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForInterestAndDividendIncomeOnInvestment"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseAbstract_019e1df3-7906-7dd9-ba31-162db1da410c" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForInterestAndDividendIncomeOnInvestment_019e1df3-7906-7975-884f-d47e26f6764d" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForInterestIncomeOnNoteReceivableFromParticipant_019e1df3-7906-76be-bb7c-154234d66ea6" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForInterestIncomeOnNoteReceivableFromParticipant"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseAbstract_019e1df3-7906-7dd9-ba31-162db1da410c" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForInterestIncomeOnNoteReceivableFromParticipant_019e1df3-7906-76be-bb7c-154234d66ea6" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForParticipantContributionExcludingRollover_019e1df3-7906-7a3c-974e-559f4c42d307" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForParticipantContributionExcludingRollover"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseAbstract_019e1df3-7906-7dd9-ba31-162db1da410c" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForParticipantContributionExcludingRollover_019e1df3-7906-7a3c-974e-559f4c42d307" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForEmployerContributionCash_019e1df3-7906-75d5-ab18-98a52352d694" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForEmployerContributionCash"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseAbstract_019e1df3-7906-7dd9-ba31-162db1da410c" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForEmployerContributionCash_019e1df3-7906-75d5-ab18-98a52352d694" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForParticipantContributionRollover_019e1df3-7906-7338-9ca2-98c31fd72e66" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForParticipantContributionRollover"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseAbstract_019e1df3-7906-7dd9-ba31-162db1da410c" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForParticipantContributionRollover_019e1df3-7906-7338-9ca2-98c31fd72e66" xlink:type="arc" order="5"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseDecreaseForOtherIncomeLossOnInvestment_019e1df3-7906-7f81-abe7-5469838cd709" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseDecreaseForOtherIncomeLossOnInvestment"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseAbstract_019e1df3-7906-7dd9-ba31-162db1da410c" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseDecreaseForOtherIncomeLossOnInvestment_019e1df3-7906-7f81-abe7-5469838cd709" xlink:type="arc" order="6"/>
    <link:loc xlink:type="locator" xlink:label="loc_voya_EBPChangeInNetAssetAvailableForBenefitExcludingIncreaseDecreaseFromGainLossOnInvestment_019e1df3-7906-7f01-ba86-5b71a4aee571" xlink:href="voya-20260624.xsd#voya_EBPChangeInNetAssetAvailableForBenefitExcludingIncreaseDecreaseFromGainLossOnInvestment"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseAbstract_019e1df3-7906-7dd9-ba31-162db1da410c" xlink:to="loc_voya_EBPChangeInNetAssetAvailableForBenefitExcludingIncreaseDecreaseFromGainLossOnInvestment_019e1df3-7906-7f01-ba86-5b71a4aee571" xlink:type="arc" order="7"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseDecreaseForGainLossOnInvestment_019e1df3-7906-7e8c-997d-31038808d839" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseDecreaseForGainLossOnInvestment"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseAbstract_019e1df3-7906-7dd9-ba31-162db1da410c" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseDecreaseForGainLossOnInvestment_019e1df3-7906-7e8c-997d-31038808d839" xlink:type="arc" order="8"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncrease_019e1df3-7906-72bc-9a94-0f26fb0be8b3" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncrease"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseAbstract_019e1df3-7906-7dd9-ba31-162db1da410c" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncrease_019e1df3-7906-72bc-9a94-0f26fb0be8b3" xlink:type="arc" order="9"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitDecreaseAbstract_019e1df3-7906-7cdf-95c7-ad709f7892ff" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitDecreaseAbstract"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanStatementOfChangeInNetAssetAvailableForBenefitLineItems_019e1df3-7906-7a09-96ab-93582682bbb7" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitDecreaseAbstract_019e1df3-7906-7cdf-95c7-ad709f7892ff" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitDecreaseForPaymentToParticipant_019e1df3-7906-72e9-84b3-74570e6f4b02" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitDecreaseForPaymentToParticipant"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitDecreaseAbstract_019e1df3-7906-7cdf-95c7-ad709f7892ff" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitDecreaseForPaymentToParticipant_019e1df3-7906-72e9-84b3-74570e6f4b02" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_voya_EBPChangeInNetAssetAvailableForBenefitDecreaseFromDeemedDistribution_019e1df3-7906-7b89-b791-72db51c15fae" xlink:href="voya-20260624.xsd#voya_EBPChangeInNetAssetAvailableForBenefitDecreaseFromDeemedDistribution"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitDecreaseAbstract_019e1df3-7906-7cdf-95c7-ad709f7892ff" xlink:to="loc_voya_EBPChangeInNetAssetAvailableForBenefitDecreaseFromDeemedDistribution_019e1df3-7906-7b89-b791-72db51c15fae" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitDecreaseForAdministrativeExpense_019e1df3-7906-79b3-b65c-0009699bd287" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitDecreaseForAdministrativeExpense"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitDecreaseAbstract_019e1df3-7906-7cdf-95c7-ad709f7892ff" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitDecreaseForAdministrativeExpense_019e1df3-7906-79b3-b65c-0009699bd287" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitDecrease_019e1df3-7906-785a-891b-527fb8f161e5" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitDecrease"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitDecreaseAbstract_019e1df3-7906-7cdf-95c7-ad709f7892ff" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitDecrease_019e1df3-7906-785a-891b-527fb8f161e5" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseDecrease_019e1df3-7906-7b6c-9d9c-d895ca3b5436" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseDecrease"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanStatementOfChangeInNetAssetAvailableForBenefitLineItems_019e1df3-7906-7a09-96ab-93582682bbb7" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseDecrease_019e1df3-7906-7b6c-9d9c-d895ca3b5436" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitTransferToFromExternalPlan_019e1df3-7906-7b5a-bf07-6bc108d05b9e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitTransferToFromExternalPlan"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanStatementOfChangeInNetAssetAvailableForBenefitLineItems_019e1df3-7906-7a09-96ab-93582682bbb7" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitTransferToFromExternalPlan_019e1df3-7906-7b5a-bf07-6bc108d05b9e" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanNetAssetAvailableForBenefitAbstract_019e1df3-7906-7284-96e7-be3a55f7baaf" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanNetAssetAvailableForBenefitAbstract"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanStatementOfChangeInNetAssetAvailableForBenefitLineItems_019e1df3-7906-7a09-96ab-93582682bbb7" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanNetAssetAvailableForBenefitAbstract_019e1df3-7906-7284-96e7-be3a55f7baaf" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanNetAssetAvailableForBenefit_019e1df3-7906-7c39-82b7-7bd081e3aba5" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanNetAssetAvailableForBenefit"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanNetAssetAvailableForBenefitAbstract_019e1df3-7906-7284-96e7-be3a55f7baaf" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanNetAssetAvailableForBenefit_019e1df3-7906-7c39-82b7-7bd081e3aba5" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanNetAssetAvailableForBenefit_019e1df3-7906-756f-842d-41f04cdde932" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanNetAssetAvailableForBenefit"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://www.voya.com/role/DescriptionofPlan" xlink:type="simple" xlink:href="voya-20260624.xsd#DescriptionofPlan"/>
  <link:definitionLink xlink:role="http://www.voya.com/role/DescriptionofPlan" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanDescriptionOfPlanLineItems_019e1df3-7906-77c7-b103-234fe4ea7615" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanDescriptionOfPlanLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanDescriptionOfPlanTable_019e1df3-7906-7b2b-898a-c1598b53c8a9" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanDescriptionOfPlanTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanDescriptionOfPlanLineItems_019e1df3-7906-77c7-b103-234fe4ea7615" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanDescriptionOfPlanTable_019e1df3-7906-7b2b-898a-c1598b53c8a9" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_LegalEntityAxis_019e1df3-7906-76f0-ae62-27505270b452" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_LegalEntityAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanDescriptionOfPlanTable_019e1df3-7906-7b2b-898a-c1598b53c8a9" xlink:to="loc_dei_LegalEntityAxis_019e1df3-7906-76f0-ae62-27505270b452" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityDomain_019e1df3-7906-76f0-ae62-27505270b452_default" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_dei_LegalEntityAxis_019e1df3-7906-76f0-ae62-27505270b452" xlink:to="loc_dei_EntityDomain_019e1df3-7906-76f0-ae62-27505270b452_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityDomain_019e1df3-7906-7a6f-9c5e-a88bb849a15a" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_dei_LegalEntityAxis_019e1df3-7906-76f0-ae62-27505270b452" xlink:to="loc_dei_EntityDomain_019e1df3-7906-7a6f-9c5e-a88bb849a15a" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_voya_EBP001Member_019e1df3-7906-77c0-bcf0-a48ba6f56e64" xlink:href="voya-20260624.xsd#voya_EBP001Member"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityDomain_019e1df3-7906-7a6f-9c5e-a88bb849a15a" xlink:to="loc_voya_EBP001Member_019e1df3-7906-77c0-bcf0-a48ba6f56e64" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanDescriptionOfPlanTextBlock_019e1df3-7906-7178-b31b-a7f97d62af05" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanDescriptionOfPlanTextBlock"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanDescriptionOfPlanLineItems_019e1df3-7906-77c7-b103-234fe4ea7615" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanDescriptionOfPlanTextBlock_019e1df3-7906-7178-b31b-a7f97d62af05" xlink:type="arc" order="0"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://www.voya.com/role/SummaryofSignificantAccountingPolicies" xlink:type="simple" xlink:href="voya-20260624.xsd#SummaryofSignificantAccountingPolicies"/>
  <link:definitionLink xlink:role="http://www.voya.com/role/SummaryofSignificantAccountingPolicies" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanAccountingPolicyLineItems_019e1df3-7906-72cd-8bf1-de4a2da91ac4" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanAccountingPolicyLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanAccountingPolicyTable_019e1df3-7906-7bf4-a2c4-1da4c83386e9" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanAccountingPolicyTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanAccountingPolicyLineItems_019e1df3-7906-72cd-8bf1-de4a2da91ac4" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanAccountingPolicyTable_019e1df3-7906-7bf4-a2c4-1da4c83386e9" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_LegalEntityAxis_019e1df3-7906-7d0d-8b96-eed60669557a" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_LegalEntityAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanAccountingPolicyTable_019e1df3-7906-7bf4-a2c4-1da4c83386e9" xlink:to="loc_dei_LegalEntityAxis_019e1df3-7906-7d0d-8b96-eed60669557a" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityDomain_019e1df3-7906-7d0d-8b96-eed60669557a_default" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_dei_LegalEntityAxis_019e1df3-7906-7d0d-8b96-eed60669557a" xlink:to="loc_dei_EntityDomain_019e1df3-7906-7d0d-8b96-eed60669557a_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityDomain_019e1df3-7906-7697-846a-9a8290c9daf4" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_dei_LegalEntityAxis_019e1df3-7906-7d0d-8b96-eed60669557a" xlink:to="loc_dei_EntityDomain_019e1df3-7906-7697-846a-9a8290c9daf4" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_voya_EBP001Member_019e1df3-7906-7130-81a1-5079b9ed18ac" xlink:href="voya-20260624.xsd#voya_EBP001Member"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityDomain_019e1df3-7906-7697-846a-9a8290c9daf4" xlink:to="loc_voya_EBP001Member_019e1df3-7906-7130-81a1-5079b9ed18ac" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanSummaryOfAccountingPolicyTextBlock_019e1df3-7906-7285-9a02-f74fc6f367c0" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanSummaryOfAccountingPolicyTextBlock"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanAccountingPolicyLineItems_019e1df3-7906-72cd-8bf1-de4a2da91ac4" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanSummaryOfAccountingPolicyTextBlock_019e1df3-7906-7285-9a02-f74fc6f367c0" xlink:type="arc" order="0"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://www.voya.com/role/MasterTrustforthePlan" xlink:type="simple" xlink:href="voya-20260624.xsd#MasterTrustforthePlan"/>
  <link:definitionLink xlink:role="http://www.voya.com/role/MasterTrustforthePlan" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanMasterTrustLineItems_019e1df3-7906-7d3b-8d82-9db1c0054724" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanMasterTrustLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanMasterTrustTable_019e1df3-7906-7e07-9f5d-0b9f87afc4b4" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanMasterTrustTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanMasterTrustLineItems_019e1df3-7906-7d3b-8d82-9db1c0054724" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanMasterTrustTable_019e1df3-7906-7e07-9f5d-0b9f87afc4b4" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_LegalEntityAxis_019e1df3-7906-7659-85b2-4f5227749bf0" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_LegalEntityAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanMasterTrustTable_019e1df3-7906-7e07-9f5d-0b9f87afc4b4" xlink:to="loc_dei_LegalEntityAxis_019e1df3-7906-7659-85b2-4f5227749bf0" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityDomain_019e1df3-7906-7659-85b2-4f5227749bf0_default" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_dei_LegalEntityAxis_019e1df3-7906-7659-85b2-4f5227749bf0" xlink:to="loc_dei_EntityDomain_019e1df3-7906-7659-85b2-4f5227749bf0_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityDomain_019e1df3-7906-7b7b-a4f3-157ab6192f5e" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_dei_LegalEntityAxis_019e1df3-7906-7659-85b2-4f5227749bf0" xlink:to="loc_dei_EntityDomain_019e1df3-7906-7b7b-a4f3-157ab6192f5e" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_voya_EBP001Member_019e1df3-7906-717e-b8a8-6971934a6a21" xlink:href="voya-20260624.xsd#voya_EBP001Member"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityDomain_019e1df3-7906-7b7b-a4f3-157ab6192f5e" xlink:to="loc_voya_EBP001Member_019e1df3-7906-717e-b8a8-6971934a6a21" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanMasterTrustTextBlock_019e1df3-7906-7a43-88ed-0b4356834590" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanMasterTrustTextBlock"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanMasterTrustLineItems_019e1df3-7906-7d3b-8d82-9db1c0054724" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanMasterTrustTextBlock_019e1df3-7906-7a43-88ed-0b4356834590" xlink:type="arc" order="0"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://www.voya.com/role/IncomeTaxStatus" xlink:type="simple" xlink:href="voya-20260624.xsd#IncomeTaxStatus"/>
  <link:definitionLink xlink:role="http://www.voya.com/role/IncomeTaxStatus" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanTaxStatusLineItems_019e1df3-7906-7220-9250-f5b5c73a6a89" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanTaxStatusLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanTaxStatusTable_019e1df3-7906-7c44-a7b3-7f8cb16a92cf" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanTaxStatusTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanTaxStatusLineItems_019e1df3-7906-7220-9250-f5b5c73a6a89" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanTaxStatusTable_019e1df3-7906-7c44-a7b3-7f8cb16a92cf" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_LegalEntityAxis_019e1df3-7906-74fa-8385-f486d916e36a" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_LegalEntityAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanTaxStatusTable_019e1df3-7906-7c44-a7b3-7f8cb16a92cf" xlink:to="loc_dei_LegalEntityAxis_019e1df3-7906-74fa-8385-f486d916e36a" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityDomain_019e1df3-7906-74fa-8385-f486d916e36a_default" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_dei_LegalEntityAxis_019e1df3-7906-74fa-8385-f486d916e36a" xlink:to="loc_dei_EntityDomain_019e1df3-7906-74fa-8385-f486d916e36a_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityDomain_019e1df3-7906-776f-ad02-5b5dddfcda6a" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_dei_LegalEntityAxis_019e1df3-7906-74fa-8385-f486d916e36a" xlink:to="loc_dei_EntityDomain_019e1df3-7906-776f-ad02-5b5dddfcda6a" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_voya_EBP001Member_019e1df3-7906-7fa6-888e-e0f01867224e" xlink:href="voya-20260624.xsd#voya_EBP001Member"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityDomain_019e1df3-7906-776f-ad02-5b5dddfcda6a" xlink:to="loc_voya_EBP001Member_019e1df3-7906-7fa6-888e-e0f01867224e" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanTaxStatusTextBlock_019e1df3-7906-76c0-91ca-ae63abbfc692" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanTaxStatusTextBlock"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanTaxStatusLineItems_019e1df3-7906-7220-9250-f5b5c73a6a89" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanTaxStatusTextBlock_019e1df3-7906-76c0-91ca-ae63abbfc692" xlink:type="arc" order="0"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://www.voya.com/role/InvestmentinInsuranceContract" xlink:type="simple" xlink:href="voya-20260624.xsd#InvestmentinInsuranceContract"/>
  <link:definitionLink xlink:role="http://www.voya.com/role/InvestmentinInsuranceContract" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanFullyBenefitResponsiveInvestmentContractLineItems_019e1df3-7906-7035-a2e1-1165efc5c7be" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanFullyBenefitResponsiveInvestmentContractLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanFullyBenefitResponsiveInvestmentContractTable_019e1df3-7906-7446-99b5-22336c7a9b80" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanFullyBenefitResponsiveInvestmentContractTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanFullyBenefitResponsiveInvestmentContractLineItems_019e1df3-7906-7035-a2e1-1165efc5c7be" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanFullyBenefitResponsiveInvestmentContractTable_019e1df3-7906-7446-99b5-22336c7a9b80" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_LegalEntityAxis_019e1df3-7906-7c44-990f-b33192f26bad" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_LegalEntityAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanFullyBenefitResponsiveInvestmentContractTable_019e1df3-7906-7446-99b5-22336c7a9b80" xlink:to="loc_dei_LegalEntityAxis_019e1df3-7906-7c44-990f-b33192f26bad" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityDomain_019e1df3-7906-7c44-990f-b33192f26bad_default" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_dei_LegalEntityAxis_019e1df3-7906-7c44-990f-b33192f26bad" xlink:to="loc_dei_EntityDomain_019e1df3-7906-7c44-990f-b33192f26bad_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityDomain_019e1df3-7906-7934-a000-1368c5578df5" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_dei_LegalEntityAxis_019e1df3-7906-7c44-990f-b33192f26bad" xlink:to="loc_dei_EntityDomain_019e1df3-7906-7934-a000-1368c5578df5" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_voya_EBP001Member_019e1df3-7906-77d1-b20d-b0723bb4fc25" xlink:href="voya-20260624.xsd#voya_EBP001Member"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityDomain_019e1df3-7906-7934-a000-1368c5578df5" xlink:to="loc_voya_EBP001Member_019e1df3-7906-77d1-b20d-b0723bb4fc25" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanFullyBenefitResponsiveInvestmentContractTextBlock_019e1df3-7906-7d02-aa2b-0f7c0607723b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanFullyBenefitResponsiveInvestmentContractTextBlock"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanFullyBenefitResponsiveInvestmentContractLineItems_019e1df3-7906-7035-a2e1-1165efc5c7be" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanFullyBenefitResponsiveInvestmentContractTextBlock_019e1df3-7906-7d02-aa2b-0f7c0607723b" xlink:type="arc" order="0"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://www.voya.com/role/FinancialInstruments" xlink:type="simple" xlink:href="voya-20260624.xsd#FinancialInstruments"/>
  <link:definitionLink xlink:role="http://www.voya.com/role/FinancialInstruments" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanMasterTrustLineItems_019e1df3-7906-725b-a8ac-fab879a6a927" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanMasterTrustLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanMasterTrustTable_019e1df3-7906-7a85-9cbd-79c5fb621765" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanMasterTrustTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanMasterTrustLineItems_019e1df3-7906-725b-a8ac-fab879a6a927" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanMasterTrustTable_019e1df3-7906-7a85-9cbd-79c5fb621765" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_LegalEntityAxis_019e1df3-7906-77e6-a1a2-7b02151e39ea" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_LegalEntityAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanMasterTrustTable_019e1df3-7906-7a85-9cbd-79c5fb621765" xlink:to="loc_dei_LegalEntityAxis_019e1df3-7906-77e6-a1a2-7b02151e39ea" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityDomain_019e1df3-7906-77e6-a1a2-7b02151e39ea_default" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_dei_LegalEntityAxis_019e1df3-7906-77e6-a1a2-7b02151e39ea" xlink:to="loc_dei_EntityDomain_019e1df3-7906-77e6-a1a2-7b02151e39ea_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityDomain_019e1df3-7906-7b76-b545-319631f296a8" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_dei_LegalEntityAxis_019e1df3-7906-77e6-a1a2-7b02151e39ea" xlink:to="loc_dei_EntityDomain_019e1df3-7906-7b76-b545-319631f296a8" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_voya_EBP001Member_019e1df3-7906-76e4-88d3-0e1d15d022a3" xlink:href="voya-20260624.xsd#voya_EBP001Member"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityDomain_019e1df3-7906-7b76-b545-319631f296a8" xlink:to="loc_voya_EBP001Member_019e1df3-7906-76e4-88d3-0e1d15d022a3" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanInvestmentFairValueAndNavTextBlock_019e1df3-7906-7267-a9f9-bcca2d17f26e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanInvestmentFairValueAndNavTextBlock"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanMasterTrustLineItems_019e1df3-7906-725b-a8ac-fab879a6a927" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanInvestmentFairValueAndNavTextBlock_019e1df3-7906-7267-a9f9-bcca2d17f26e" xlink:type="arc" order="0"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://www.voya.com/role/PartiesinInteresttothePlan" xlink:type="simple" xlink:href="voya-20260624.xsd#PartiesinInteresttothePlan"/>
  <link:definitionLink xlink:role="http://www.voya.com/role/PartiesinInteresttothePlan" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanRelatedPartyAndPartyInInterestTransactionsLineItems_019e1df3-7907-7f14-8f9b-549f951d177c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanRelatedPartyAndPartyInInterestTransactionsLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanRelatedPartyAndPartyInInterestTransactionsTable_019e1df3-7907-706c-bd3d-7476732de997" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanRelatedPartyAndPartyInInterestTransactionsTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanRelatedPartyAndPartyInInterestTransactionsLineItems_019e1df3-7907-7f14-8f9b-549f951d177c" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanRelatedPartyAndPartyInInterestTransactionsTable_019e1df3-7907-706c-bd3d-7476732de997" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_LegalEntityAxis_019e1df3-7907-7c85-8377-c2f91c5fe88d" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_LegalEntityAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanRelatedPartyAndPartyInInterestTransactionsTable_019e1df3-7907-706c-bd3d-7476732de997" xlink:to="loc_dei_LegalEntityAxis_019e1df3-7907-7c85-8377-c2f91c5fe88d" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityDomain_019e1df3-7907-7c85-8377-c2f91c5fe88d_default" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_dei_LegalEntityAxis_019e1df3-7907-7c85-8377-c2f91c5fe88d" xlink:to="loc_dei_EntityDomain_019e1df3-7907-7c85-8377-c2f91c5fe88d_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityDomain_019e1df3-7907-7dfb-9be1-377a9ab7845a" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_dei_LegalEntityAxis_019e1df3-7907-7c85-8377-c2f91c5fe88d" xlink:to="loc_dei_EntityDomain_019e1df3-7907-7dfb-9be1-377a9ab7845a" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_voya_EBP001Member_019e1df3-7907-79f6-84d5-46cd7eecb9ea" xlink:href="voya-20260624.xsd#voya_EBP001Member"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityDomain_019e1df3-7907-7dfb-9be1-377a9ab7845a" xlink:to="loc_voya_EBP001Member_019e1df3-7907-79f6-84d5-46cd7eecb9ea" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanRelatedPartyAndPartyInInterestTransactionsTextBlock_019e1df3-7907-7371-b9f1-dfbcf7e6d69c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanRelatedPartyAndPartyInInterestTransactionsTextBlock"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanRelatedPartyAndPartyInInterestTransactionsLineItems_019e1df3-7907-7f14-8f9b-549f951d177c" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanRelatedPartyAndPartyInInterestTransactionsTextBlock_019e1df3-7907-7371-b9f1-dfbcf7e6d69c" xlink:type="arc" order="0"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://www.voya.com/role/Litigation" xlink:type="simple" xlink:href="voya-20260624.xsd#Litigation"/>
  <link:definitionLink xlink:role="http://www.voya.com/role/Litigation" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EbpRiskAndUncertaintyLineItems_019e1df3-7907-711d-b833-74cfffa1f9df" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EbpRiskAndUncertaintyLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EbpRiskAndUncertaintyTable_019e1df3-7907-7993-9ee8-644b3f3a2600" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EbpRiskAndUncertaintyTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap-ebp_EbpRiskAndUncertaintyLineItems_019e1df3-7907-711d-b833-74cfffa1f9df" xlink:to="loc_us-gaap-ebp_EbpRiskAndUncertaintyTable_019e1df3-7907-7993-9ee8-644b3f3a2600" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_LegalEntityAxis_019e1df3-7907-7b89-87ef-8c77e1c7ef93" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_LegalEntityAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap-ebp_EbpRiskAndUncertaintyTable_019e1df3-7907-7993-9ee8-644b3f3a2600" xlink:to="loc_dei_LegalEntityAxis_019e1df3-7907-7b89-87ef-8c77e1c7ef93" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityDomain_019e1df3-7907-7b89-87ef-8c77e1c7ef93_default" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_dei_LegalEntityAxis_019e1df3-7907-7b89-87ef-8c77e1c7ef93" xlink:to="loc_dei_EntityDomain_019e1df3-7907-7b89-87ef-8c77e1c7ef93_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityDomain_019e1df3-7907-7173-a805-b2dcca46b883" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_dei_LegalEntityAxis_019e1df3-7907-7b89-87ef-8c77e1c7ef93" xlink:to="loc_dei_EntityDomain_019e1df3-7907-7173-a805-b2dcca46b883" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_voya_EBP001Member_019e1df3-7907-7a91-a749-cb8cbf0b72af" xlink:href="voya-20260624.xsd#voya_EBP001Member"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityDomain_019e1df3-7907-7173-a805-b2dcca46b883" xlink:to="loc_voya_EBP001Member_019e1df3-7907-7a91-a749-cb8cbf0b72af" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanRiskAndUncertaintyTextBlock_019e1df3-7907-72e6-a4fa-e073fab7f509" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanRiskAndUncertaintyTextBlock"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap-ebp_EbpRiskAndUncertaintyLineItems_019e1df3-7907-711d-b833-74cfffa1f9df" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanRiskAndUncertaintyTextBlock_019e1df3-7907-72e6-a4fa-e073fab7f509" xlink:type="arc" order="0"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://www.voya.com/role/SubsequentEvents" xlink:type="simple" xlink:href="voya-20260624.xsd#SubsequentEvents"/>
  <link:definitionLink xlink:role="http://www.voya.com/role/SubsequentEvents" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EbpSubsequentEventLineItems_019e1df3-7907-7a6d-9ce5-c9822b1a1b44" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EbpSubsequentEventLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EbpSubsequentEventTable_019e1df3-7907-7430-b6a2-e986d5978564" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EbpSubsequentEventTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap-ebp_EbpSubsequentEventLineItems_019e1df3-7907-7a6d-9ce5-c9822b1a1b44" xlink:to="loc_us-gaap-ebp_EbpSubsequentEventTable_019e1df3-7907-7430-b6a2-e986d5978564" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_LegalEntityAxis_019e1df3-7907-7285-91a6-829820ffcd04" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_LegalEntityAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap-ebp_EbpSubsequentEventTable_019e1df3-7907-7430-b6a2-e986d5978564" xlink:to="loc_dei_LegalEntityAxis_019e1df3-7907-7285-91a6-829820ffcd04" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityDomain_019e1df3-7907-7285-91a6-829820ffcd04_default" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_dei_LegalEntityAxis_019e1df3-7907-7285-91a6-829820ffcd04" xlink:to="loc_dei_EntityDomain_019e1df3-7907-7285-91a6-829820ffcd04_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityDomain_019e1df3-7907-7188-84bd-43a02182eda9" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_dei_LegalEntityAxis_019e1df3-7907-7285-91a6-829820ffcd04" xlink:to="loc_dei_EntityDomain_019e1df3-7907-7188-84bd-43a02182eda9" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_voya_EBP001Member_019e1df3-7907-7b46-8b35-de4dfd45aa45" xlink:href="voya-20260624.xsd#voya_EBP001Member"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityDomain_019e1df3-7907-7188-84bd-43a02182eda9" xlink:to="loc_voya_EBP001Member_019e1df3-7907-7b46-8b35-de4dfd45aa45" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanSubsequentEventTextBlock_019e1df3-7907-7af7-8c1b-71fa9ea904d5" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanSubsequentEventTextBlock"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap-ebp_EbpSubsequentEventLineItems_019e1df3-7907-7a6d-9ce5-c9822b1a1b44" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanSubsequentEventTextBlock_019e1df3-7907-7af7-8c1b-71fa9ea904d5" xlink:type="arc" order="0"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://www.voya.com/role/ScheduleHLine4iScheduleofAssetsHeldatEndofYear" xlink:type="simple" xlink:href="voya-20260624.xsd#ScheduleHLine4iScheduleofAssetsHeldatEndofYear"/>
  <link:definitionLink xlink:role="http://www.voya.com/role/ScheduleHLine4iScheduleofAssetsHeldatEndofYear" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanScheduleOfAssetHeldForInvestmentLineItems_019e1df3-7907-797c-8c0e-6eb3604c920c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanScheduleOfAssetHeldForInvestmentLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanScheduleOfAssetHeldForInvestmentTable_019e1df3-7907-7658-85ac-f80f0d164db5" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanScheduleOfAssetHeldForInvestmentTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanScheduleOfAssetHeldForInvestmentLineItems_019e1df3-7907-797c-8c0e-6eb3604c920c" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanScheduleOfAssetHeldForInvestmentTable_019e1df3-7907-7658-85ac-f80f0d164db5" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_LegalEntityAxis_019e1df3-7907-720e-8196-5495927213d3" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_LegalEntityAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanScheduleOfAssetHeldForInvestmentTable_019e1df3-7907-7658-85ac-f80f0d164db5" xlink:to="loc_dei_LegalEntityAxis_019e1df3-7907-720e-8196-5495927213d3" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityDomain_019e1df3-7907-720e-8196-5495927213d3_default" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_dei_LegalEntityAxis_019e1df3-7907-720e-8196-5495927213d3" xlink:to="loc_dei_EntityDomain_019e1df3-7907-720e-8196-5495927213d3_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityDomain_019e1df3-7907-7dfb-9d55-fe8232817368" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_dei_LegalEntityAxis_019e1df3-7907-720e-8196-5495927213d3" xlink:to="loc_dei_EntityDomain_019e1df3-7907-7dfb-9d55-fe8232817368" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_voya_EBP001Member_019e1df3-7907-7eed-8e3a-2df9abf86005" xlink:href="voya-20260624.xsd#voya_EBP001Member"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityDomain_019e1df3-7907-7dfb-9d55-fe8232817368" xlink:to="loc_voya_EBP001Member_019e1df3-7907-7eed-8e3a-2df9abf86005" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanScheduleOfAssetHeldForInvestmentTableTextBlock_019e1df3-7907-753e-a564-bf6388ecdf1a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanScheduleOfAssetHeldForInvestmentTableTextBlock"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanScheduleOfAssetHeldForInvestmentLineItems_019e1df3-7907-797c-8c0e-6eb3604c920c" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanScheduleOfAssetHeldForInvestmentTableTextBlock_019e1df3-7907-753e-a564-bf6388ecdf1a" xlink:type="arc" order="0"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://www.voya.com/role/SummaryofSignificantAccountingPoliciesPolicies" xlink:type="simple" xlink:href="voya-20260624.xsd#SummaryofSignificantAccountingPoliciesPolicies"/>
  <link:definitionLink xlink:role="http://www.voya.com/role/SummaryofSignificantAccountingPoliciesPolicies" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanAccountingPolicyLineItems_019e1df3-7906-74d9-9398-07f4ccf62638" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanAccountingPolicyLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanAccountingPolicyTable_019e1df3-7906-7342-afbe-8a5720675c69" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanAccountingPolicyTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanAccountingPolicyLineItems_019e1df3-7906-74d9-9398-07f4ccf62638" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanAccountingPolicyTable_019e1df3-7906-7342-afbe-8a5720675c69" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_LegalEntityAxis_019e1df3-7906-7e4a-b622-0a418b0be18b" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_LegalEntityAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanAccountingPolicyTable_019e1df3-7906-7342-afbe-8a5720675c69" xlink:to="loc_dei_LegalEntityAxis_019e1df3-7906-7e4a-b622-0a418b0be18b" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityDomain_019e1df3-7906-7e4a-b622-0a418b0be18b_default" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_dei_LegalEntityAxis_019e1df3-7906-7e4a-b622-0a418b0be18b" xlink:to="loc_dei_EntityDomain_019e1df3-7906-7e4a-b622-0a418b0be18b_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityDomain_019e1df3-7906-78af-bafa-4f89faa4a478" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_dei_LegalEntityAxis_019e1df3-7906-7e4a-b622-0a418b0be18b" xlink:to="loc_dei_EntityDomain_019e1df3-7906-78af-bafa-4f89faa4a478" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_voya_EBP001Member_019e1df3-7906-7e75-b2e9-6431bc084db9" xlink:href="voya-20260624.xsd#voya_EBP001Member"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityDomain_019e1df3-7906-78af-bafa-4f89faa4a478" xlink:to="loc_voya_EBP001Member_019e1df3-7906-7e75-b2e9-6431bc084db9" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanBasisOfAccountingPolicyTextBlock_019e1df3-7906-73a0-b090-0c4a111f0bd6" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanBasisOfAccountingPolicyTextBlock"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanAccountingPolicyLineItems_019e1df3-7906-74d9-9398-07f4ccf62638" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanBasisOfAccountingPolicyTextBlock_019e1df3-7906-73a0-b090-0c4a111f0bd6" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanNoteReceivableFromParticipantPolicyTextBlock_019e1df3-7906-7d8d-8739-4ceac00f5538" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanNoteReceivableFromParticipantPolicyTextBlock"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanAccountingPolicyLineItems_019e1df3-7906-74d9-9398-07f4ccf62638" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanNoteReceivableFromParticipantPolicyTextBlock_019e1df3-7906-7d8d-8739-4ceac00f5538" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanInvestmentPolicyTextBlock_019e1df3-7906-71b7-aa0a-d1a92fbf6a51" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanInvestmentPolicyTextBlock"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanAccountingPolicyLineItems_019e1df3-7906-74d9-9398-07f4ccf62638" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanInvestmentPolicyTextBlock_019e1df3-7906-71b7-aa0a-d1a92fbf6a51" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanUseOfEstimatePolicyTextBlock_019e1df3-7906-7cfd-8deb-d6b785a0b482" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanUseOfEstimatePolicyTextBlock"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanAccountingPolicyLineItems_019e1df3-7906-74d9-9398-07f4ccf62638" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanUseOfEstimatePolicyTextBlock_019e1df3-7906-7cfd-8deb-d6b785a0b482" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EbpRiskAndUncertaintyPolicyTextBlock_019e1df3-7906-73b1-9e72-0c7149022adf" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EbpRiskAndUncertaintyPolicyTextBlock"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanAccountingPolicyLineItems_019e1df3-7906-74d9-9398-07f4ccf62638" xlink:to="loc_us-gaap-ebp_EbpRiskAndUncertaintyPolicyTextBlock_019e1df3-7906-73b1-9e72-0c7149022adf" xlink:type="arc" order="4"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://www.voya.com/role/MasterTrustforthePlanTables" xlink:type="simple" xlink:href="voya-20260624.xsd#MasterTrustforthePlanTables"/>
  <link:definitionLink xlink:role="http://www.voya.com/role/MasterTrustforthePlanTables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanMasterTrustLineItems_019e1df3-7906-7704-8d1f-3a0403823dc1" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanMasterTrustLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanMasterTrustTable_019e1df3-7906-7086-8d5d-43df17429dd9" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanMasterTrustTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanMasterTrustLineItems_019e1df3-7906-7704-8d1f-3a0403823dc1" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanMasterTrustTable_019e1df3-7906-7086-8d5d-43df17429dd9" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_LegalEntityAxis_019e1df3-7906-7b2a-a5d5-3ae87c077404" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_LegalEntityAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanMasterTrustTable_019e1df3-7906-7086-8d5d-43df17429dd9" xlink:to="loc_dei_LegalEntityAxis_019e1df3-7906-7b2a-a5d5-3ae87c077404" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityDomain_019e1df3-7906-7b2a-a5d5-3ae87c077404_default" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_dei_LegalEntityAxis_019e1df3-7906-7b2a-a5d5-3ae87c077404" xlink:to="loc_dei_EntityDomain_019e1df3-7906-7b2a-a5d5-3ae87c077404_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityDomain_019e1df3-7906-7d2c-9a35-203b9766e878" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_dei_LegalEntityAxis_019e1df3-7906-7b2a-a5d5-3ae87c077404" xlink:to="loc_dei_EntityDomain_019e1df3-7906-7d2c-9a35-203b9766e878" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_voya_EBP001Member_019e1df3-7906-7fbe-bfa0-384a8e97abdc" xlink:href="voya-20260624.xsd#voya_EBP001Member"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityDomain_019e1df3-7906-7d2c-9a35-203b9766e878" xlink:to="loc_voya_EBP001Member_019e1df3-7906-7fbe-bfa0-384a8e97abdc" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanMasterTrustTableTextBlock_019e1df3-7906-7aa2-b313-478fa6b1f8a9" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanMasterTrustTableTextBlock"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanMasterTrustLineItems_019e1df3-7906-7704-8d1f-3a0403823dc1" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanMasterTrustTableTextBlock_019e1df3-7906-7aa2-b313-478fa6b1f8a9" xlink:type="arc" order="0"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://www.voya.com/role/FinancialInstrumentsTables" xlink:type="simple" xlink:href="voya-20260624.xsd#FinancialInstrumentsTables"/>
  <link:definitionLink xlink:role="http://www.voya.com/role/FinancialInstrumentsTables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanMasterTrustLineItems_019e1df3-7906-7f7c-ab52-fecc3df6c75f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanMasterTrustLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanMasterTrustTable_019e1df3-7906-7652-a4ef-c7f4a8393809" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanMasterTrustTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanMasterTrustLineItems_019e1df3-7906-7f7c-ab52-fecc3df6c75f" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanMasterTrustTable_019e1df3-7906-7652-a4ef-c7f4a8393809" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_LegalEntityAxis_019e1df3-7906-76c5-9b19-3f1901c51a67" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_LegalEntityAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanMasterTrustTable_019e1df3-7906-7652-a4ef-c7f4a8393809" xlink:to="loc_dei_LegalEntityAxis_019e1df3-7906-76c5-9b19-3f1901c51a67" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityDomain_019e1df3-7906-76c5-9b19-3f1901c51a67_default" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_dei_LegalEntityAxis_019e1df3-7906-76c5-9b19-3f1901c51a67" xlink:to="loc_dei_EntityDomain_019e1df3-7906-76c5-9b19-3f1901c51a67_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityDomain_019e1df3-7906-7d84-b3ed-41de359c7f69" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_dei_LegalEntityAxis_019e1df3-7906-76c5-9b19-3f1901c51a67" xlink:to="loc_dei_EntityDomain_019e1df3-7906-7d84-b3ed-41de359c7f69" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_voya_EBP001Member_019e1df3-7906-780a-a42c-335c83960dc4" xlink:href="voya-20260624.xsd#voya_EBP001Member"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityDomain_019e1df3-7906-7d84-b3ed-41de359c7f69" xlink:to="loc_voya_EBP001Member_019e1df3-7906-780a-a42c-335c83960dc4" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanInvestmentFairValueAndNavTableTextBlock_019e1df3-7906-71f7-946c-4943daa9d5f3" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanInvestmentFairValueAndNavTableTextBlock"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanMasterTrustLineItems_019e1df3-7906-7f7c-ab52-fecc3df6c75f" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanInvestmentFairValueAndNavTableTextBlock_019e1df3-7906-71f7-946c-4943daa9d5f3" xlink:type="arc" order="0"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://www.voya.com/role/DescriptionofPlanDetails" xlink:type="simple" xlink:href="voya-20260624.xsd#DescriptionofPlanDetails"/>
  <link:definitionLink xlink:role="http://www.voya.com/role/DescriptionofPlanDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanDescriptionOfPlanLineItems_019e1df3-7906-7811-b6d9-022a53196069" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanDescriptionOfPlanLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanDescriptionOfPlanTable_019e1df3-7906-790a-864f-4223b9975605" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanDescriptionOfPlanTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanDescriptionOfPlanLineItems_019e1df3-7906-7811-b6d9-022a53196069" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanDescriptionOfPlanTable_019e1df3-7906-790a-864f-4223b9975605" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_LegalEntityAxis_019e1df3-7906-7d1d-8e8f-7530ca030983" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_LegalEntityAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanDescriptionOfPlanTable_019e1df3-7906-790a-864f-4223b9975605" xlink:to="loc_dei_LegalEntityAxis_019e1df3-7906-7d1d-8e8f-7530ca030983" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityDomain_019e1df3-7906-7d1d-8e8f-7530ca030983_default" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_dei_LegalEntityAxis_019e1df3-7906-7d1d-8e8f-7530ca030983" xlink:to="loc_dei_EntityDomain_019e1df3-7906-7d1d-8e8f-7530ca030983_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityDomain_019e1df3-7906-7256-be15-6625614ab680" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_dei_LegalEntityAxis_019e1df3-7906-7d1d-8e8f-7530ca030983" xlink:to="loc_dei_EntityDomain_019e1df3-7906-7256-be15-6625614ab680" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_voya_EBP001Member_019e1df3-7906-74b4-a7d3-19297cafb4a4" xlink:href="voya-20260624.xsd#voya_EBP001Member"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityDomain_019e1df3-7906-7256-be15-6625614ab680" xlink:to="loc_voya_EBP001Member_019e1df3-7906-74b4-a7d3-19297cafb4a4" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_voya_EBPVestingAxis_019e1df3-7906-72b7-b8d0-657c09054c58" xlink:href="voya-20260624.xsd#voya_EBPVestingAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanDescriptionOfPlanTable_019e1df3-7906-790a-864f-4223b9975605" xlink:to="loc_voya_EBPVestingAxis_019e1df3-7906-72b7-b8d0-657c09054c58" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_voya_EBPEmployerContributionTypeDomain_019e1df3-7906-72b7-b8d0-657c09054c58_default" xlink:href="voya-20260624.xsd#voya_EBPEmployerContributionTypeDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_voya_EBPVestingAxis_019e1df3-7906-72b7-b8d0-657c09054c58" xlink:to="loc_voya_EBPEmployerContributionTypeDomain_019e1df3-7906-72b7-b8d0-657c09054c58_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_voya_EBPEmployerContributionTypeDomain_019e1df3-7906-7252-b2cf-9271c93ba442" xlink:href="voya-20260624.xsd#voya_EBPEmployerContributionTypeDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_voya_EBPVestingAxis_019e1df3-7906-72b7-b8d0-657c09054c58" xlink:to="loc_voya_EBPEmployerContributionTypeDomain_019e1df3-7906-7252-b2cf-9271c93ba442" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_voya_EBPEmployerMatchingContributionMember_019e1df3-7906-780f-8076-cad3e9d97e7e" xlink:href="voya-20260624.xsd#voya_EBPEmployerMatchingContributionMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_voya_EBPEmployerContributionTypeDomain_019e1df3-7906-7252-b2cf-9271c93ba442" xlink:to="loc_voya_EBPEmployerMatchingContributionMember_019e1df3-7906-780f-8076-cad3e9d97e7e" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_voya_EBPEmployerMatchingContributionTrancheOneMember_019e1df3-7906-7cab-b54a-52b1f0c024b1" xlink:href="voya-20260624.xsd#voya_EBPEmployerMatchingContributionTrancheOneMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_voya_EBPEmployerMatchingContributionMember_019e1df3-7906-780f-8076-cad3e9d97e7e" xlink:to="loc_voya_EBPEmployerMatchingContributionTrancheOneMember_019e1df3-7906-7cab-b54a-52b1f0c024b1" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_voya_EBPEmployerMatchingContributionTrancheTwoMember_019e1df3-7906-70e1-96bf-eb48caf45e1f" xlink:href="voya-20260624.xsd#voya_EBPEmployerMatchingContributionTrancheTwoMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_voya_EBPEmployerMatchingContributionMember_019e1df3-7906-780f-8076-cad3e9d97e7e" xlink:to="loc_voya_EBPEmployerMatchingContributionTrancheTwoMember_019e1df3-7906-70e1-96bf-eb48caf45e1f" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_voya_EBPEmployerMatchingContributionTrancheThreeMember_019e1df3-7906-7cd0-8fdf-00636f6b66a6" xlink:href="voya-20260624.xsd#voya_EBPEmployerMatchingContributionTrancheThreeMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_voya_EBPEmployerMatchingContributionMember_019e1df3-7906-780f-8076-cad3e9d97e7e" xlink:to="loc_voya_EBPEmployerMatchingContributionTrancheThreeMember_019e1df3-7906-7cd0-8fdf-00636f6b66a6" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_voya_EBPEmployerMatchingContributionTrancheFourMember_019e1df3-7906-76d5-b3db-805caf623255" xlink:href="voya-20260624.xsd#voya_EBPEmployerMatchingContributionTrancheFourMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_voya_EBPEmployerMatchingContributionMember_019e1df3-7906-780f-8076-cad3e9d97e7e" xlink:to="loc_voya_EBPEmployerMatchingContributionTrancheFourMember_019e1df3-7906-76d5-b3db-805caf623255" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_voya_EBPDivestitureContributionMember_019e1df3-7906-7376-93d3-f429cdaaf65c" xlink:href="voya-20260624.xsd#voya_EBPDivestitureContributionMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_voya_EBPEmployerContributionTypeDomain_019e1df3-7906-7252-b2cf-9271c93ba442" xlink:to="loc_voya_EBPDivestitureContributionMember_019e1df3-7906-7376-93d3-f429cdaaf65c" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_voya_EBPCompanyContributionVestingServicePeriod_019e1df3-7906-7dbf-82e6-cc7df64d86ec" xlink:href="voya-20260624.xsd#voya_EBPCompanyContributionVestingServicePeriod"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanDescriptionOfPlanLineItems_019e1df3-7906-7811-b6d9-022a53196069" xlink:to="loc_voya_EBPCompanyContributionVestingServicePeriod_019e1df3-7906-7dbf-82e6-cc7df64d86ec" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_voya_EBPCompanyContributionVestingPercentage_019e1df3-7906-7288-b736-01b7ff9959fc" xlink:href="voya-20260624.xsd#voya_EBPCompanyContributionVestingPercentage"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanDescriptionOfPlanLineItems_019e1df3-7906-7811-b6d9-022a53196069" xlink:to="loc_voya_EBPCompanyContributionVestingPercentage_019e1df3-7906-7288-b736-01b7ff9959fc" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_voya_EBPCompanyContributionMaximumVestingAge_019e1df3-7906-7e41-a249-a9e821f19cce" xlink:href="voya-20260624.xsd#voya_EBPCompanyContributionMaximumVestingAge"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanDescriptionOfPlanLineItems_019e1df3-7906-7811-b6d9-022a53196069" xlink:to="loc_voya_EBPCompanyContributionMaximumVestingAge_019e1df3-7906-7e41-a249-a9e821f19cce" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanParticipantContributionPretaxMaximumAnnualCompensationToTotalCompensationPercentage_019e1df3-7906-7e85-84b3-57a9945902ef" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanParticipantContributionPretaxMaximumAnnualCompensationToTotalCompensationPercentage"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanDescriptionOfPlanLineItems_019e1df3-7906-7811-b6d9-022a53196069" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanParticipantContributionPretaxMaximumAnnualCompensationToTotalCompensationPercentage_019e1df3-7906-7e85-84b3-57a9945902ef" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanEmployerContributionMatchingPercentage_019e1df3-7906-7aa3-9fed-3be8b1acaf0c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanEmployerContributionMatchingPercentage"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanDescriptionOfPlanLineItems_019e1df3-7906-7811-b6d9-022a53196069" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanEmployerContributionMatchingPercentage_019e1df3-7906-7aa3-9fed-3be8b1acaf0c" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanEmployerContributionParticipantCompensationMatchedPercentage_019e1df3-7906-7a0e-b5f4-69398596fd1b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanEmployerContributionParticipantCompensationMatchedPercentage"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanDescriptionOfPlanLineItems_019e1df3-7906-7811-b6d9-022a53196069" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanEmployerContributionParticipantCompensationMatchedPercentage_019e1df3-7906-7a0e-b5f4-69398596fd1b" xlink:type="arc" order="5"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanForfeitedNonvestedAccount_019e1df3-7906-791c-ac6d-45d664509e26" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanForfeitedNonvestedAccount"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanDescriptionOfPlanLineItems_019e1df3-7906-7811-b6d9-022a53196069" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanForfeitedNonvestedAccount_019e1df3-7906-791c-ac6d-45d664509e26" xlink:type="arc" order="6"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanForfeitedNonvestedAccountDecreaseForEmployerContribution_019e1df3-7906-7797-91d7-d831832a3be3" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanForfeitedNonvestedAccountDecreaseForEmployerContribution"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanDescriptionOfPlanLineItems_019e1df3-7906-7811-b6d9-022a53196069" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanForfeitedNonvestedAccountDecreaseForEmployerContribution_019e1df3-7906-7797-91d7-d831832a3be3" xlink:type="arc" order="7"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanNoteReceivableFromParticipantAccountMinimumBorrowingAmount_019e1df3-7906-74f2-a8db-e5b007166b6d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanNoteReceivableFromParticipantAccountMinimumBorrowingAmount"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanDescriptionOfPlanLineItems_019e1df3-7906-7811-b6d9-022a53196069" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanNoteReceivableFromParticipantAccountMinimumBorrowingAmount_019e1df3-7906-74f2-a8db-e5b007166b6d" xlink:type="arc" order="8"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanNoteReceivableFromParticipantAccountMaximumBorrowingToTotalAccountPercentage_019e1df3-7906-7c81-9b51-f47ed5f22bf3" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanNoteReceivableFromParticipantAccountMaximumBorrowingToTotalAccountPercentage"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanDescriptionOfPlanLineItems_019e1df3-7906-7811-b6d9-022a53196069" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanNoteReceivableFromParticipantAccountMaximumBorrowingToTotalAccountPercentage_019e1df3-7906-7c81-9b51-f47ed5f22bf3" xlink:type="arc" order="9"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanNoteReceivableFromParticipantAccountMaximumBorrowingAmount_019e1df3-7906-75d3-864f-8b4c7bac2dd3" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanNoteReceivableFromParticipantAccountMaximumBorrowingAmount"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanDescriptionOfPlanLineItems_019e1df3-7906-7811-b6d9-022a53196069" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanNoteReceivableFromParticipantAccountMaximumBorrowingAmount_019e1df3-7906-75d3-864f-8b4c7bac2dd3" xlink:type="arc" order="10"/>
    <link:loc xlink:type="locator" xlink:label="loc_voya_EBPParticipantLoanBasisSpreadOnVariableRate_019e1df3-7906-7a63-9e59-b2a089146206" xlink:href="voya-20260624.xsd#voya_EBPParticipantLoanBasisSpreadOnVariableRate"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanDescriptionOfPlanLineItems_019e1df3-7906-7811-b6d9-022a53196069" xlink:to="loc_voya_EBPParticipantLoanBasisSpreadOnVariableRate_019e1df3-7906-7a63-9e59-b2a089146206" xlink:type="arc" order="11"/>
    <link:loc xlink:type="locator" xlink:label="loc_voya_EBPParticipantLoanTerm_019e1df3-7906-7e7e-b38d-99c79e6b41f7" xlink:href="voya-20260624.xsd#voya_EBPParticipantLoanTerm"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanDescriptionOfPlanLineItems_019e1df3-7906-7811-b6d9-022a53196069" xlink:to="loc_voya_EBPParticipantLoanTerm_019e1df3-7906-7e7e-b38d-99c79e6b41f7" xlink:type="arc" order="12"/>
    <link:loc xlink:type="locator" xlink:label="loc_voya_EBPForfeitedNonvestedAccountAccrualForAdministrativeExpense_019e1df3-7906-720d-9e58-50781b4631c3" xlink:href="voya-20260624.xsd#voya_EBPForfeitedNonvestedAccountAccrualForAdministrativeExpense"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanDescriptionOfPlanLineItems_019e1df3-7906-7811-b6d9-022a53196069" xlink:to="loc_voya_EBPForfeitedNonvestedAccountAccrualForAdministrativeExpense_019e1df3-7906-720d-9e58-50781b4631c3" xlink:type="arc" order="13"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitTransferToFromExternalPlan_019e1df3-7906-7fc0-ae0a-2dda6fa30356" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitTransferToFromExternalPlan"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanDescriptionOfPlanLineItems_019e1df3-7906-7811-b6d9-022a53196069" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitTransferToFromExternalPlan_019e1df3-7906-7fc0-ae0a-2dda6fa30356" xlink:type="arc" order="14"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://www.voya.com/role/SummaryofSignificantAccountingPoliciesDetails" xlink:type="simple" xlink:href="voya-20260624.xsd#SummaryofSignificantAccountingPoliciesDetails"/>
  <link:definitionLink xlink:role="http://www.voya.com/role/SummaryofSignificantAccountingPoliciesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanAccountingPolicyLineItems_019e1df3-7906-71c9-8a92-80ecc008328b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanAccountingPolicyLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanAccountingPolicyTable_019e1df3-7906-7376-ba8d-ebb02c334320" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanAccountingPolicyTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanAccountingPolicyLineItems_019e1df3-7906-71c9-8a92-80ecc008328b" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanAccountingPolicyTable_019e1df3-7906-7376-ba8d-ebb02c334320" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_LegalEntityAxis_019e1df3-7906-7a63-ab1f-9af055a682f8" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_LegalEntityAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanAccountingPolicyTable_019e1df3-7906-7376-ba8d-ebb02c334320" xlink:to="loc_dei_LegalEntityAxis_019e1df3-7906-7a63-ab1f-9af055a682f8" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityDomain_019e1df3-7906-7a63-ab1f-9af055a682f8_default" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_dei_LegalEntityAxis_019e1df3-7906-7a63-ab1f-9af055a682f8" xlink:to="loc_dei_EntityDomain_019e1df3-7906-7a63-ab1f-9af055a682f8_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityDomain_019e1df3-7906-7cad-b214-d2aa80db38df" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_dei_LegalEntityAxis_019e1df3-7906-7a63-ab1f-9af055a682f8" xlink:to="loc_dei_EntityDomain_019e1df3-7906-7cad-b214-d2aa80db38df" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_voya_EBP001Member_019e1df3-7906-7faf-a1f1-f04c0ee62d2d" xlink:href="voya-20260624.xsd#voya_EBP001Member"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityDomain_019e1df3-7906-7cad-b214-d2aa80db38df" xlink:to="loc_voya_EBP001Member_019e1df3-7906-7faf-a1f1-f04c0ee62d2d" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanNoteReceivableFromParticipantAllowanceForCreditLoss_019e1df3-7906-7223-92d5-6a6608c3c150" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanNoteReceivableFromParticipantAllowanceForCreditLoss"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanAccountingPolicyLineItems_019e1df3-7906-71c9-8a92-80ecc008328b" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanNoteReceivableFromParticipantAllowanceForCreditLoss_019e1df3-7906-7223-92d5-6a6608c3c150" xlink:type="arc" order="0"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://www.voya.com/role/MasterTrustforthePlanNarrativeDetails" xlink:type="simple" xlink:href="voya-20260624.xsd#MasterTrustforthePlanNarrativeDetails"/>
  <link:definitionLink xlink:role="http://www.voya.com/role/MasterTrustforthePlanNarrativeDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanMasterTrustLineItems_019e1df3-7906-7126-9438-0877333d6046" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanMasterTrustLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanMasterTrustTable_019e1df3-7906-7ed6-b8d7-36ef7354cbad" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanMasterTrustTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanMasterTrustLineItems_019e1df3-7906-7126-9438-0877333d6046" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanMasterTrustTable_019e1df3-7906-7ed6-b8d7-36ef7354cbad" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_LegalEntityAxis_019e1df3-7906-7e7b-8e45-0d78a7c455f0" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_LegalEntityAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanMasterTrustTable_019e1df3-7906-7ed6-b8d7-36ef7354cbad" xlink:to="loc_dei_LegalEntityAxis_019e1df3-7906-7e7b-8e45-0d78a7c455f0" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityDomain_019e1df3-7906-7e7b-8e45-0d78a7c455f0_default" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_dei_LegalEntityAxis_019e1df3-7906-7e7b-8e45-0d78a7c455f0" xlink:to="loc_dei_EntityDomain_019e1df3-7906-7e7b-8e45-0d78a7c455f0_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityDomain_019e1df3-7906-78b5-9b82-2ede9139a6e1" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_dei_LegalEntityAxis_019e1df3-7906-7e7b-8e45-0d78a7c455f0" xlink:to="loc_dei_EntityDomain_019e1df3-7906-78b5-9b82-2ede9139a6e1" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_voya_EBP001Member_019e1df3-7906-72a6-880e-4f7db6bbfd70" xlink:href="voya-20260624.xsd#voya_EBP001Member"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityDomain_019e1df3-7906-78b5-9b82-2ede9139a6e1" xlink:to="loc_voya_EBP001Member_019e1df3-7906-72a6-880e-4f7db6bbfd70" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanInterestInMasterTrustPercentage_019e1df3-7906-77ae-9f1a-7d028dbdac40" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanInterestInMasterTrustPercentage"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanMasterTrustLineItems_019e1df3-7906-7126-9438-0877333d6046" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanInterestInMasterTrustPercentage_019e1df3-7906-77ae-9f1a-7d028dbdac40" xlink:type="arc" order="0"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://www.voya.com/role/MasterTrustforthePlanScheduleofMasterTrustNetAssetsDetails" xlink:type="simple" xlink:href="voya-20260624.xsd#MasterTrustforthePlanScheduleofMasterTrustNetAssetsDetails"/>
  <link:definitionLink xlink:role="http://www.voya.com/role/MasterTrustforthePlanScheduleofMasterTrustNetAssetsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanMasterTrustLineItems_019e1df3-7906-7d6c-b015-1710e3fcd18a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanMasterTrustLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanMasterTrustTable_019e1df3-7906-7f18-9e3a-45f1fcd47bdb" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanMasterTrustTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanMasterTrustLineItems_019e1df3-7906-7d6c-b015-1710e3fcd18a" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanMasterTrustTable_019e1df3-7906-7f18-9e3a-45f1fcd47bdb" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_LegalEntityAxis_019e1df3-7906-72ec-8b6d-d84f2dd44c53" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_LegalEntityAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanMasterTrustTable_019e1df3-7906-7f18-9e3a-45f1fcd47bdb" xlink:to="loc_dei_LegalEntityAxis_019e1df3-7906-72ec-8b6d-d84f2dd44c53" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityDomain_019e1df3-7906-72ec-8b6d-d84f2dd44c53_default" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_dei_LegalEntityAxis_019e1df3-7906-72ec-8b6d-d84f2dd44c53" xlink:to="loc_dei_EntityDomain_019e1df3-7906-72ec-8b6d-d84f2dd44c53_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityDomain_019e1df3-7906-7fe5-84a4-3d9f61619abb" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_dei_LegalEntityAxis_019e1df3-7906-72ec-8b6d-d84f2dd44c53" xlink:to="loc_dei_EntityDomain_019e1df3-7906-7fe5-84a4-3d9f61619abb" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_voya_EBP001Member_019e1df3-7906-7876-aac5-4fd1f118aab3" xlink:href="voya-20260624.xsd#voya_EBP001Member"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityDomain_019e1df3-7906-7fe5-84a4-3d9f61619abb" xlink:to="loc_voya_EBP001Member_019e1df3-7906-7876-aac5-4fd1f118aab3" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanNonconsolidatedMasterTrustAndPlanInterestInMasterTrustAxis_019e1df3-7906-7197-aff3-4ea8861d36d9" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanNonconsolidatedMasterTrustAndPlanInterestInMasterTrustAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanMasterTrustTable_019e1df3-7906-7f18-9e3a-45f1fcd47bdb" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanNonconsolidatedMasterTrustAndPlanInterestInMasterTrustAxis_019e1df3-7906-7197-aff3-4ea8861d36d9" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanNonconsolidatedMasterTrustAndPlanInterestInMasterTrustDomain_019e1df3-7906-7197-aff3-4ea8861d36d9_default" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanNonconsolidatedMasterTrustAndPlanInterestInMasterTrustDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanNonconsolidatedMasterTrustAndPlanInterestInMasterTrustAxis_019e1df3-7906-7197-aff3-4ea8861d36d9" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanNonconsolidatedMasterTrustAndPlanInterestInMasterTrustDomain_019e1df3-7906-7197-aff3-4ea8861d36d9_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanNonconsolidatedMasterTrustAndPlanInterestInMasterTrustDomain_019e1df3-7906-7aca-bf0f-190de2269d8c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanNonconsolidatedMasterTrustAndPlanInterestInMasterTrustDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanNonconsolidatedMasterTrustAndPlanInterestInMasterTrustAxis_019e1df3-7906-7197-aff3-4ea8861d36d9" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanNonconsolidatedMasterTrustAndPlanInterestInMasterTrustDomain_019e1df3-7906-7aca-bf0f-190de2269d8c" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanNonconsolidatedPlanInterestInMasterTrustMember_019e1df3-7906-7456-8fd8-e3a0cab81aeb" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanNonconsolidatedPlanInterestInMasterTrustMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanNonconsolidatedMasterTrustAndPlanInterestInMasterTrustDomain_019e1df3-7906-7aca-bf0f-190de2269d8c" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanNonconsolidatedPlanInterestInMasterTrustMember_019e1df3-7906-7456-8fd8-e3a0cab81aeb" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanNonconsolidatedMasterTrustMember_019e1df3-7906-7aae-9c80-9e406c438c93" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanNonconsolidatedMasterTrustMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanNonconsolidatedMasterTrustAndPlanInterestInMasterTrustDomain_019e1df3-7906-7aca-bf0f-190de2269d8c" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanNonconsolidatedMasterTrustMember_019e1df3-7906-7aae-9c80-9e406c438c93" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentTypeAxis_019e1df3-7906-7c77-b2ae-a60fc71def21" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InvestmentTypeAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanMasterTrustTable_019e1df3-7906-7f18-9e3a-45f1fcd47bdb" xlink:to="loc_us-gaap_InvestmentTypeAxis_019e1df3-7906-7c77-b2ae-a60fc71def21" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentTypeCategorizationMember_019e1df3-7906-7c77-b2ae-a60fc71def21_default" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InvestmentTypeCategorizationMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_InvestmentTypeAxis_019e1df3-7906-7c77-b2ae-a60fc71def21" xlink:to="loc_us-gaap_InvestmentTypeCategorizationMember_019e1df3-7906-7c77-b2ae-a60fc71def21_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentTypeCategorizationMember_019e1df3-7906-7649-b708-93e4e472be3c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InvestmentTypeCategorizationMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_InvestmentTypeAxis_019e1df3-7906-7c77-b2ae-a60fc71def21" xlink:to="loc_us-gaap_InvestmentTypeCategorizationMember_019e1df3-7906-7649-b708-93e4e472be3c" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DefinedBenefitPlanCommonCollectiveTrustMember_019e1df3-7906-7b12-995b-e789c25bf91e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DefinedBenefitPlanCommonCollectiveTrustMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_InvestmentTypeCategorizationMember_019e1df3-7906-7649-b708-93e4e472be3c" xlink:to="loc_us-gaap_DefinedBenefitPlanCommonCollectiveTrustMember_019e1df3-7906-7b12-995b-e789c25bf91e" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MutualFundMember_019e1df3-7906-732f-8935-a8b47f8fbc8f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_MutualFundMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_InvestmentTypeCategorizationMember_019e1df3-7906-7649-b708-93e4e472be3c" xlink:to="loc_us-gaap_MutualFundMember_019e1df3-7906-732f-8935-a8b47f8fbc8f" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EbpNonemployerCommonStockMember_019e1df3-7906-7a84-a4b0-91100ebd02f0" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EbpNonemployerCommonStockMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_InvestmentTypeCategorizationMember_019e1df3-7906-7649-b708-93e4e472be3c" xlink:to="loc_us-gaap-ebp_EbpNonemployerCommonStockMember_019e1df3-7906-7a84-a4b0-91100ebd02f0" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanSelfDirectedBrokerageAccountMember_019e1df3-7906-7371-a57f-2ec436c9fe42" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanSelfDirectedBrokerageAccountMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_InvestmentTypeCategorizationMember_019e1df3-7906-7649-b708-93e4e472be3c" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanSelfDirectedBrokerageAccountMember_019e1df3-7906-7371-a57f-2ec436c9fe42" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanPooledSeparateAccountMember_019e1df3-7906-7d11-b752-fdd796c9cf69" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanPooledSeparateAccountMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_InvestmentTypeCategorizationMember_019e1df3-7906-7649-b708-93e4e472be3c" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanPooledSeparateAccountMember_019e1df3-7906-7d11-b752-fdd796c9cf69" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashAndCashEquivalentsMember_019e1df3-7906-7245-bfff-a15e3e426aca" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CashAndCashEquivalentsMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_InvestmentTypeCategorizationMember_019e1df3-7906-7649-b708-93e4e472be3c" xlink:to="loc_us-gaap_CashAndCashEquivalentsMember_019e1df3-7906-7245-bfff-a15e3e426aca" xlink:type="arc" order="5"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanInvestmentFairValue_019e1df3-7906-7cb5-8e09-55f71be6a82c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanInvestmentFairValue"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanMasterTrustLineItems_019e1df3-7906-7d6c-b015-1710e3fcd18a" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanInvestmentFairValue_019e1df3-7906-7cb5-8e09-55f71be6a82c" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanInvestmentContractValue_019e1df3-7906-7565-abcc-b37ede217351" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanInvestmentContractValue"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanMasterTrustLineItems_019e1df3-7906-7d6c-b015-1710e3fcd18a" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanInvestmentContractValue_019e1df3-7906-7565-abcc-b37ede217351" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanNetAssetAvailableForBenefit_019e1df3-7906-7dda-95a9-fddb2cef58ff" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanNetAssetAvailableForBenefit"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanMasterTrustLineItems_019e1df3-7906-7d6c-b015-1710e3fcd18a" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanNetAssetAvailableForBenefit_019e1df3-7906-7dda-95a9-fddb2cef58ff" xlink:type="arc" order="2"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://www.voya.com/role/MasterTrustforthePlanScheduleofNetInvestmentIncomeLossDetails" xlink:type="simple" xlink:href="voya-20260624.xsd#MasterTrustforthePlanScheduleofNetInvestmentIncomeLossDetails"/>
  <link:definitionLink xlink:role="http://www.voya.com/role/MasterTrustforthePlanScheduleofNetInvestmentIncomeLossDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanMasterTrustLineItems_019e1df3-7906-7fea-b4e6-f6ece81bc1b4" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanMasterTrustLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanMasterTrustTable_019e1df3-7906-7608-b584-f737af8edc00" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanMasterTrustTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanMasterTrustLineItems_019e1df3-7906-7fea-b4e6-f6ece81bc1b4" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanMasterTrustTable_019e1df3-7906-7608-b584-f737af8edc00" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_LegalEntityAxis_019e1df3-7906-7028-92ee-f56a4adfc718" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_LegalEntityAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanMasterTrustTable_019e1df3-7906-7608-b584-f737af8edc00" xlink:to="loc_dei_LegalEntityAxis_019e1df3-7906-7028-92ee-f56a4adfc718" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityDomain_019e1df3-7906-7028-92ee-f56a4adfc718_default" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_dei_LegalEntityAxis_019e1df3-7906-7028-92ee-f56a4adfc718" xlink:to="loc_dei_EntityDomain_019e1df3-7906-7028-92ee-f56a4adfc718_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityDomain_019e1df3-7906-722e-a397-0b12f1b2724e" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_dei_LegalEntityAxis_019e1df3-7906-7028-92ee-f56a4adfc718" xlink:to="loc_dei_EntityDomain_019e1df3-7906-722e-a397-0b12f1b2724e" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_voya_EBP001Member_019e1df3-7906-78d2-8487-531333e33ca0" xlink:href="voya-20260624.xsd#voya_EBP001Member"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityDomain_019e1df3-7906-722e-a397-0b12f1b2724e" xlink:to="loc_voya_EBP001Member_019e1df3-7906-78d2-8487-531333e33ca0" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanNonconsolidatedMasterTrustAndPlanInterestInMasterTrustAxis_019e1df3-7906-752b-97c7-e7de553d2e71" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanNonconsolidatedMasterTrustAndPlanInterestInMasterTrustAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanMasterTrustTable_019e1df3-7906-7608-b584-f737af8edc00" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanNonconsolidatedMasterTrustAndPlanInterestInMasterTrustAxis_019e1df3-7906-752b-97c7-e7de553d2e71" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanNonconsolidatedMasterTrustAndPlanInterestInMasterTrustDomain_019e1df3-7906-752b-97c7-e7de553d2e71_default" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanNonconsolidatedMasterTrustAndPlanInterestInMasterTrustDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanNonconsolidatedMasterTrustAndPlanInterestInMasterTrustAxis_019e1df3-7906-752b-97c7-e7de553d2e71" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanNonconsolidatedMasterTrustAndPlanInterestInMasterTrustDomain_019e1df3-7906-752b-97c7-e7de553d2e71_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanNonconsolidatedMasterTrustAndPlanInterestInMasterTrustDomain_019e1df3-7906-7519-b10e-3ee28b3e0e8c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanNonconsolidatedMasterTrustAndPlanInterestInMasterTrustDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanNonconsolidatedMasterTrustAndPlanInterestInMasterTrustAxis_019e1df3-7906-752b-97c7-e7de553d2e71" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanNonconsolidatedMasterTrustAndPlanInterestInMasterTrustDomain_019e1df3-7906-7519-b10e-3ee28b3e0e8c" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanNonconsolidatedMasterTrustMember_019e1df3-7906-76ed-9bb8-2008e236de03" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanNonconsolidatedMasterTrustMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanNonconsolidatedMasterTrustAndPlanInterestInMasterTrustDomain_019e1df3-7906-7519-b10e-3ee28b3e0e8c" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanNonconsolidatedMasterTrustMember_019e1df3-7906-76ed-9bb8-2008e236de03" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseDecreaseForIncomeLossOnInvestmentAbstract_019e1df3-7906-70c3-b4c1-05ebe4638b2d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseDecreaseForIncomeLossOnInvestmentAbstract"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanMasterTrustLineItems_019e1df3-7906-7fea-b4e6-f6ece81bc1b4" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseDecreaseForIncomeLossOnInvestmentAbstract_019e1df3-7906-70c3-b4c1-05ebe4638b2d" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseDecreaseForGainLossOnInvestment_019e1df3-7906-7169-bad7-38990e14ccfd" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseDecreaseForGainLossOnInvestment"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseDecreaseForIncomeLossOnInvestmentAbstract_019e1df3-7906-70c3-b4c1-05ebe4638b2d" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseDecreaseForGainLossOnInvestment_019e1df3-7906-7169-bad7-38990e14ccfd" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForInterestAndDividendIncomeOnInvestment_019e1df3-7906-722f-94ab-fb5db6046684" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForInterestAndDividendIncomeOnInvestment"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseDecreaseForIncomeLossOnInvestmentAbstract_019e1df3-7906-70c3-b4c1-05ebe4638b2d" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForInterestAndDividendIncomeOnInvestment_019e1df3-7906-722f-94ab-fb5db6046684" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseDecreaseForIncomeLossOnInvestment_019e1df3-7906-7d08-aeb7-f90859c96a0e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseDecreaseForIncomeLossOnInvestment"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseDecreaseForIncomeLossOnInvestmentAbstract_019e1df3-7906-70c3-b4c1-05ebe4638b2d" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseDecreaseForIncomeLossOnInvestment_019e1df3-7906-7d08-aeb7-f90859c96a0e" xlink:type="arc" order="3"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://www.voya.com/role/InvestmentinInsuranceContractDetails" xlink:type="simple" xlink:href="voya-20260624.xsd#InvestmentinInsuranceContractDetails"/>
  <link:definitionLink xlink:role="http://www.voya.com/role/InvestmentinInsuranceContractDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanFullyBenefitResponsiveInvestmentContractLineItems_019e1df3-7906-7d17-b619-f416490a6380" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanFullyBenefitResponsiveInvestmentContractLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanFullyBenefitResponsiveInvestmentContractTable_019e1df3-7906-73b1-a314-44179eaf9de0" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanFullyBenefitResponsiveInvestmentContractTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanFullyBenefitResponsiveInvestmentContractLineItems_019e1df3-7906-7d17-b619-f416490a6380" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanFullyBenefitResponsiveInvestmentContractTable_019e1df3-7906-73b1-a314-44179eaf9de0" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_LegalEntityAxis_019e1df3-7906-771b-848e-9585818a0643" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_LegalEntityAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanFullyBenefitResponsiveInvestmentContractTable_019e1df3-7906-73b1-a314-44179eaf9de0" xlink:to="loc_dei_LegalEntityAxis_019e1df3-7906-771b-848e-9585818a0643" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityDomain_019e1df3-7906-771b-848e-9585818a0643_default" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_dei_LegalEntityAxis_019e1df3-7906-771b-848e-9585818a0643" xlink:to="loc_dei_EntityDomain_019e1df3-7906-771b-848e-9585818a0643_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityDomain_019e1df3-7906-767e-9572-e3b28ec1de6c" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_dei_LegalEntityAxis_019e1df3-7906-771b-848e-9585818a0643" xlink:to="loc_dei_EntityDomain_019e1df3-7906-767e-9572-e3b28ec1de6c" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_voya_EBP001Member_019e1df3-7906-782d-9509-2bb822f3bc96" xlink:href="voya-20260624.xsd#voya_EBP001Member"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityDomain_019e1df3-7906-767e-9572-e3b28ec1de6c" xlink:to="loc_voya_EBP001Member_019e1df3-7906-782d-9509-2bb822f3bc96" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanInvestmentPlanInterestInMasterTrustContractValue_019e1df3-7906-7959-9091-037f320277e0" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanInvestmentPlanInterestInMasterTrustContractValue"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanFullyBenefitResponsiveInvestmentContractLineItems_019e1df3-7906-7d17-b619-f416490a6380" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanInvestmentPlanInterestInMasterTrustContractValue_019e1df3-7906-7959-9091-037f320277e0" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_voya_EBPInvestmentContractValueInterestCreditedToParticipantsPercentage_019e1df3-7906-78e1-9b58-9940c0a53d74" xlink:href="voya-20260624.xsd#voya_EBPInvestmentContractValueInterestCreditedToParticipantsPercentage"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanFullyBenefitResponsiveInvestmentContractLineItems_019e1df3-7906-7d17-b619-f416490a6380" xlink:to="loc_voya_EBPInvestmentContractValueInterestCreditedToParticipantsPercentage_019e1df3-7906-78e1-9b58-9940c0a53d74" xlink:type="arc" order="1"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://www.voya.com/role/FinancialInstrumentsDetails" xlink:type="simple" xlink:href="voya-20260624.xsd#FinancialInstrumentsDetails"/>
  <link:definitionLink xlink:role="http://www.voya.com/role/FinancialInstrumentsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanMasterTrustLineItems_019e1df3-7907-7210-9f65-21e3cbc4d163" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanMasterTrustLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanMasterTrustTable_019e1df3-7906-7085-ac33-72299959ffd6" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanMasterTrustTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanMasterTrustLineItems_019e1df3-7907-7210-9f65-21e3cbc4d163" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanMasterTrustTable_019e1df3-7906-7085-ac33-72299959ffd6" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_LegalEntityAxis_019e1df3-7906-7011-aaec-57c7ed0e5156" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_LegalEntityAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanMasterTrustTable_019e1df3-7906-7085-ac33-72299959ffd6" xlink:to="loc_dei_LegalEntityAxis_019e1df3-7906-7011-aaec-57c7ed0e5156" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityDomain_019e1df3-7906-7011-aaec-57c7ed0e5156_default" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_dei_LegalEntityAxis_019e1df3-7906-7011-aaec-57c7ed0e5156" xlink:to="loc_dei_EntityDomain_019e1df3-7906-7011-aaec-57c7ed0e5156_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityDomain_019e1df3-7906-7516-9f9b-fb51b2ff76ae" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_dei_LegalEntityAxis_019e1df3-7906-7011-aaec-57c7ed0e5156" xlink:to="loc_dei_EntityDomain_019e1df3-7906-7516-9f9b-fb51b2ff76ae" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_voya_EBP001Member_019e1df3-7906-79e4-b313-35193094e4d6" xlink:href="voya-20260624.xsd#voya_EBP001Member"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityDomain_019e1df3-7906-7516-9f9b-fb51b2ff76ae" xlink:to="loc_voya_EBP001Member_019e1df3-7906-79e4-b313-35193094e4d6" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_019e1df3-7906-7f43-baa5-72bdd645c44e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanMasterTrustTable_019e1df3-7906-7085-ac33-72299959ffd6" xlink:to="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_019e1df3-7906-7f43-baa5-72bdd645c44e" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_019e1df3-7906-7f43-baa5-72bdd645c44e_default" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_019e1df3-7906-7f43-baa5-72bdd645c44e" xlink:to="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_019e1df3-7906-7f43-baa5-72bdd645c44e_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_019e1df3-7906-7a5f-940a-3d289f74e562" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_019e1df3-7906-7f43-baa5-72bdd645c44e" xlink:to="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_019e1df3-7906-7a5f-940a-3d289f74e562" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueInputsLevel12And3Member_019e1df3-7906-7c0a-ba73-2255cb360d23" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueInputsLevel12And3Member"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_019e1df3-7906-7a5f-940a-3d289f74e562" xlink:to="loc_us-gaap_FairValueInputsLevel12And3Member_019e1df3-7906-7c0a-ba73-2255cb360d23" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueInputsLevel1Member_019e1df3-7906-720f-b639-2d2b686a7d50" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueInputsLevel1Member"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueInputsLevel12And3Member_019e1df3-7906-7c0a-ba73-2255cb360d23" xlink:to="loc_us-gaap_FairValueInputsLevel1Member_019e1df3-7906-720f-b639-2d2b686a7d50" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueInputsLevel2Member_019e1df3-7906-7c49-bf7c-5bffc1da0241" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueInputsLevel2Member"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueInputsLevel12And3Member_019e1df3-7906-7c0a-ba73-2255cb360d23" xlink:to="loc_us-gaap_FairValueInputsLevel2Member_019e1df3-7906-7c49-bf7c-5bffc1da0241" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueInputsLevel3Member_019e1df3-7906-7376-94d4-670f4b9079dd" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueInputsLevel3Member"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueInputsLevel12And3Member_019e1df3-7906-7c0a-ba73-2255cb360d23" xlink:to="loc_us-gaap_FairValueInputsLevel3Member_019e1df3-7906-7376-94d4-670f4b9079dd" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasuredAtNetAssetValuePerShareMember_019e1df3-7906-7868-90df-41aa4c39e0b7" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueMeasuredAtNetAssetValuePerShareMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_019e1df3-7906-7a5f-940a-3d289f74e562" xlink:to="loc_us-gaap_FairValueMeasuredAtNetAssetValuePerShareMember_019e1df3-7906-7868-90df-41aa4c39e0b7" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentTypeAxis_019e1df3-7906-77c2-8d93-3ef0d3797c0a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InvestmentTypeAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanMasterTrustTable_019e1df3-7906-7085-ac33-72299959ffd6" xlink:to="loc_us-gaap_InvestmentTypeAxis_019e1df3-7906-77c2-8d93-3ef0d3797c0a" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentTypeCategorizationMember_019e1df3-7906-77c2-8d93-3ef0d3797c0a_default" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InvestmentTypeCategorizationMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_InvestmentTypeAxis_019e1df3-7906-77c2-8d93-3ef0d3797c0a" xlink:to="loc_us-gaap_InvestmentTypeCategorizationMember_019e1df3-7906-77c2-8d93-3ef0d3797c0a_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentTypeCategorizationMember_019e1df3-7906-7652-99ab-72537bd8ea2b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InvestmentTypeCategorizationMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_InvestmentTypeAxis_019e1df3-7906-77c2-8d93-3ef0d3797c0a" xlink:to="loc_us-gaap_InvestmentTypeCategorizationMember_019e1df3-7906-7652-99ab-72537bd8ea2b" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MutualFundMember_019e1df3-7907-7bad-bc0a-18a5dbe2527e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_MutualFundMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_InvestmentTypeCategorizationMember_019e1df3-7906-7652-99ab-72537bd8ea2b" xlink:to="loc_us-gaap_MutualFundMember_019e1df3-7907-7bad-bc0a-18a5dbe2527e" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DefinedBenefitPlanCommonCollectiveTrustMember_019e1df3-7907-7bf2-9992-854448369c34" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DefinedBenefitPlanCommonCollectiveTrustMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_InvestmentTypeCategorizationMember_019e1df3-7906-7652-99ab-72537bd8ea2b" xlink:to="loc_us-gaap_DefinedBenefitPlanCommonCollectiveTrustMember_019e1df3-7907-7bf2-9992-854448369c34" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EbpNonemployerCommonStockMember_019e1df3-7907-79b6-ab41-c59249c7b968" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EbpNonemployerCommonStockMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_InvestmentTypeCategorizationMember_019e1df3-7906-7652-99ab-72537bd8ea2b" xlink:to="loc_us-gaap-ebp_EbpNonemployerCommonStockMember_019e1df3-7907-79b6-ab41-c59249c7b968" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanSelfDirectedBrokerageAccountMember_019e1df3-7907-759f-8809-23356f807112" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanSelfDirectedBrokerageAccountMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_InvestmentTypeCategorizationMember_019e1df3-7906-7652-99ab-72537bd8ea2b" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanSelfDirectedBrokerageAccountMember_019e1df3-7907-759f-8809-23356f807112" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashAndCashEquivalentsMember_019e1df3-7907-7082-b3ec-3eb875d0f32c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CashAndCashEquivalentsMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_InvestmentTypeCategorizationMember_019e1df3-7906-7652-99ab-72537bd8ea2b" xlink:to="loc_us-gaap_CashAndCashEquivalentsMember_019e1df3-7907-7082-b3ec-3eb875d0f32c" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanPooledSeparateAccountMember_019e1df3-7907-7d08-9ebe-d9a52c715daf" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanPooledSeparateAccountMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_InvestmentTypeCategorizationMember_019e1df3-7906-7652-99ab-72537bd8ea2b" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanPooledSeparateAccountMember_019e1df3-7907-7d08-9ebe-d9a52c715daf" xlink:type="arc" order="5"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanNonconsolidatedMasterTrustAndPlanInterestInMasterTrustAxis_019e1df3-7906-761e-aa6d-465a507fec9d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanNonconsolidatedMasterTrustAndPlanInterestInMasterTrustAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanMasterTrustTable_019e1df3-7906-7085-ac33-72299959ffd6" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanNonconsolidatedMasterTrustAndPlanInterestInMasterTrustAxis_019e1df3-7906-761e-aa6d-465a507fec9d" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanNonconsolidatedMasterTrustAndPlanInterestInMasterTrustDomain_019e1df3-7906-761e-aa6d-465a507fec9d_default" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanNonconsolidatedMasterTrustAndPlanInterestInMasterTrustDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanNonconsolidatedMasterTrustAndPlanInterestInMasterTrustAxis_019e1df3-7906-761e-aa6d-465a507fec9d" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanNonconsolidatedMasterTrustAndPlanInterestInMasterTrustDomain_019e1df3-7906-761e-aa6d-465a507fec9d_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanNonconsolidatedMasterTrustAndPlanInterestInMasterTrustDomain_019e1df3-7906-710b-80ed-0fba6b27ba22" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanNonconsolidatedMasterTrustAndPlanInterestInMasterTrustDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanNonconsolidatedMasterTrustAndPlanInterestInMasterTrustAxis_019e1df3-7906-761e-aa6d-465a507fec9d" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanNonconsolidatedMasterTrustAndPlanInterestInMasterTrustDomain_019e1df3-7906-710b-80ed-0fba6b27ba22" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanNonconsolidatedMasterTrustMember_019e1df3-7906-7e23-9146-be89afaa5361" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanNonconsolidatedMasterTrustMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanNonconsolidatedMasterTrustAndPlanInterestInMasterTrustDomain_019e1df3-7906-710b-80ed-0fba6b27ba22" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanNonconsolidatedMasterTrustMember_019e1df3-7906-7e23-9146-be89afaa5361" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanInvestmentFairValue_019e1df3-7907-7486-9eb3-c9e0b3930824" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanInvestmentFairValue"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanMasterTrustLineItems_019e1df3-7907-7210-9f65-21e3cbc4d163" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanInvestmentFairValue_019e1df3-7907-7486-9eb3-c9e0b3930824" xlink:type="arc" order="0"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://www.voya.com/role/PartiesinInteresttothePlanDetails" xlink:type="simple" xlink:href="voya-20260624.xsd#PartiesinInteresttothePlanDetails"/>
  <link:definitionLink xlink:role="http://www.voya.com/role/PartiesinInteresttothePlanDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanRelatedPartyAndPartyInInterestTransactionsLineItems_019e1df3-7907-7457-acdc-be223874797e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanRelatedPartyAndPartyInInterestTransactionsLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanRelatedPartyAndPartyInInterestTransactionsTable_019e1df3-7907-75ee-8a07-ee0464eb16a7" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanRelatedPartyAndPartyInInterestTransactionsTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanRelatedPartyAndPartyInInterestTransactionsLineItems_019e1df3-7907-7457-acdc-be223874797e" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanRelatedPartyAndPartyInInterestTransactionsTable_019e1df3-7907-75ee-8a07-ee0464eb16a7" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_LegalEntityAxis_019e1df3-7907-7ef8-9823-0e9bdbaa682d" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_LegalEntityAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanRelatedPartyAndPartyInInterestTransactionsTable_019e1df3-7907-75ee-8a07-ee0464eb16a7" xlink:to="loc_dei_LegalEntityAxis_019e1df3-7907-7ef8-9823-0e9bdbaa682d" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityDomain_019e1df3-7907-7ef8-9823-0e9bdbaa682d_default" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_dei_LegalEntityAxis_019e1df3-7907-7ef8-9823-0e9bdbaa682d" xlink:to="loc_dei_EntityDomain_019e1df3-7907-7ef8-9823-0e9bdbaa682d_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityDomain_019e1df3-7907-74fc-8f56-15bac441590e" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_dei_LegalEntityAxis_019e1df3-7907-7ef8-9823-0e9bdbaa682d" xlink:to="loc_dei_EntityDomain_019e1df3-7907-74fc-8f56-15bac441590e" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_voya_EBP001Member_019e1df3-7907-7adc-8de9-3656f9a8bd56" xlink:href="voya-20260624.xsd#voya_EBP001Member"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityDomain_019e1df3-7907-74fc-8f56-15bac441590e" xlink:to="loc_voya_EBP001Member_019e1df3-7907-7adc-8de9-3656f9a8bd56" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanInvestmentExcludingPlanInterestInMasterTrustCost_019e1df3-7907-791a-b63a-a34b9a1774f4" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanInvestmentExcludingPlanInterestInMasterTrustCost"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanRelatedPartyAndPartyInInterestTransactionsLineItems_019e1df3-7907-7457-acdc-be223874797e" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanInvestmentExcludingPlanInterestInMasterTrustCost_019e1df3-7907-791a-b63a-a34b9a1774f4" xlink:type="arc" order="0"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://www.voya.com/role/ScheduleHLine4iScheduleofAssetsHeldatEndofYearPlanNameandNumberDetails" xlink:type="simple" xlink:href="voya-20260624.xsd#ScheduleHLine4iScheduleofAssetsHeldatEndofYearPlanNameandNumberDetails"/>
  <link:definitionLink xlink:role="http://www.voya.com/role/ScheduleHLine4iScheduleofAssetsHeldatEndofYearPlanNameandNumberDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanScheduleOfAssetHeldForInvestmentLineItems_019e1df3-7907-7193-a09e-9419cee25b6c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanScheduleOfAssetHeldForInvestmentLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanScheduleOfAssetHeldForInvestmentTable_019e1df3-7907-7111-b6c8-3bb4e4007aaf" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanScheduleOfAssetHeldForInvestmentTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanScheduleOfAssetHeldForInvestmentLineItems_019e1df3-7907-7193-a09e-9419cee25b6c" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanScheduleOfAssetHeldForInvestmentTable_019e1df3-7907-7111-b6c8-3bb4e4007aaf" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_LegalEntityAxis_019e1df3-7907-7185-828a-dfa921211f6f" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_LegalEntityAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanScheduleOfAssetHeldForInvestmentTable_019e1df3-7907-7111-b6c8-3bb4e4007aaf" xlink:to="loc_dei_LegalEntityAxis_019e1df3-7907-7185-828a-dfa921211f6f" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityDomain_019e1df3-7907-7185-828a-dfa921211f6f_default" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_dei_LegalEntityAxis_019e1df3-7907-7185-828a-dfa921211f6f" xlink:to="loc_dei_EntityDomain_019e1df3-7907-7185-828a-dfa921211f6f_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityDomain_019e1df3-7907-7f79-adc7-6ea42df849a8" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_dei_LegalEntityAxis_019e1df3-7907-7185-828a-dfa921211f6f" xlink:to="loc_dei_EntityDomain_019e1df3-7907-7f79-adc7-6ea42df849a8" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_voya_EBP001Member_019e1df3-7907-7379-8145-888a98a8a0ef" xlink:href="voya-20260624.xsd#voya_EBP001Member"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityDomain_019e1df3-7907-7f79-adc7-6ea42df849a8" xlink:to="loc_voya_EBP001Member_019e1df3-7907-7379-8145-888a98a8a0ef" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityTaxIdentificationNumber_019e1df3-7907-75bc-b4ab-f2ddbe96955a" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityTaxIdentificationNumber"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanScheduleOfAssetHeldForInvestmentLineItems_019e1df3-7907-7193-a09e-9419cee25b6c" xlink:to="loc_dei_EntityTaxIdentificationNumber_019e1df3-7907-75bc-b4ab-f2ddbe96955a" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanPlanNumber_019e1df3-7907-7603-8529-829a5d31713d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanPlanNumber"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanScheduleOfAssetHeldForInvestmentLineItems_019e1df3-7907-7193-a09e-9419cee25b6c" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanPlanNumber_019e1df3-7907-7603-8529-829a5d31713d" xlink:type="arc" order="1"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://www.voya.com/role/ScheduleHLine4iScheduleofAssetsHeldatEndofYearVoya401kSavingsPlanDetails" xlink:type="simple" xlink:href="voya-20260624.xsd#ScheduleHLine4iScheduleofAssetsHeldatEndofYearVoya401kSavingsPlanDetails"/>
  <link:definitionLink xlink:role="http://www.voya.com/role/ScheduleHLine4iScheduleofAssetsHeldatEndofYearVoya401kSavingsPlanDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanScheduleOfAssetAcquiredAndDisposedLineItems_019e1df3-79df-729b-945c-17630d17fb4b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanScheduleOfAssetAcquiredAndDisposedLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanScheduleOfAssetAcquiredAndDisposedTable_019e1df3-7907-76ae-a905-ae1b465210f6" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanScheduleOfAssetAcquiredAndDisposedTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanScheduleOfAssetAcquiredAndDisposedLineItems_019e1df3-79df-729b-945c-17630d17fb4b" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanScheduleOfAssetAcquiredAndDisposedTable_019e1df3-7907-76ae-a905-ae1b465210f6" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_LegalEntityAxis_019e1df3-7907-7eba-8d52-a0a12bea6b4e" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_LegalEntityAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanScheduleOfAssetAcquiredAndDisposedTable_019e1df3-7907-76ae-a905-ae1b465210f6" xlink:to="loc_dei_LegalEntityAxis_019e1df3-7907-7eba-8d52-a0a12bea6b4e" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityDomain_019e1df3-7907-7eba-8d52-a0a12bea6b4e_default" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_dei_LegalEntityAxis_019e1df3-7907-7eba-8d52-a0a12bea6b4e" xlink:to="loc_dei_EntityDomain_019e1df3-7907-7eba-8d52-a0a12bea6b4e_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityDomain_019e1df3-7907-7442-8339-c9da74567742" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_dei_LegalEntityAxis_019e1df3-7907-7eba-8d52-a0a12bea6b4e" xlink:to="loc_dei_EntityDomain_019e1df3-7907-7442-8339-c9da74567742" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_voya_EBP001Member_019e1df3-7907-7b78-849f-dc80ca7ca2b3" xlink:href="voya-20260624.xsd#voya_EBP001Member"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityDomain_019e1df3-7907-7442-8339-c9da74567742" xlink:to="loc_voya_EBP001Member_019e1df3-7907-7b78-849f-dc80ca7ca2b3" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeAxis_019e1df3-7907-75ba-80f0-2ad5f9cb89d1" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_RangeAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanScheduleOfAssetAcquiredAndDisposedTable_019e1df3-7907-76ae-a905-ae1b465210f6" xlink:to="loc_srt_RangeAxis_019e1df3-7907-75ba-80f0-2ad5f9cb89d1" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeMember_019e1df3-7907-75ba-80f0-2ad5f9cb89d1_default" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_RangeMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_srt_RangeAxis_019e1df3-7907-75ba-80f0-2ad5f9cb89d1" xlink:to="loc_srt_RangeMember_019e1df3-7907-75ba-80f0-2ad5f9cb89d1_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeMember_019e1df3-79df-7f2c-81fb-0e393d8a26c6" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_RangeMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_srt_RangeAxis_019e1df3-7907-75ba-80f0-2ad5f9cb89d1" xlink:to="loc_srt_RangeMember_019e1df3-79df-7f2c-81fb-0e393d8a26c6" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_MinimumMember_019e1df3-79df-717f-8506-cf15edf3f4b2" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_MinimumMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_RangeMember_019e1df3-79df-7f2c-81fb-0e393d8a26c6" xlink:to="loc_srt_MinimumMember_019e1df3-79df-717f-8506-cf15edf3f4b2" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_MaximumMember_019e1df3-79df-77cc-b468-8dfcaa5e21d8" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_MaximumMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_RangeMember_019e1df3-79df-7f2c-81fb-0e393d8a26c6" xlink:to="loc_srt_MaximumMember_019e1df3-79df-77cc-b468-8dfcaa5e21d8" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentIdentifierAxis_019e1df3-79df-76e8-ae3b-c357aeb5723d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InvestmentIdentifierAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanScheduleOfAssetAcquiredAndDisposedTable_019e1df3-7907-76ae-a905-ae1b465210f6" xlink:to="loc_us-gaap_InvestmentIdentifierAxis_019e1df3-79df-76e8-ae3b-c357aeb5723d" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanAssetHeldForInvestmentParticipantLoanAfterDeemedDistribution_019e1df3-79df-7469-8cec-8b7c9cb2c649" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanAssetHeldForInvestmentParticipantLoanAfterDeemedDistribution"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanScheduleOfAssetAcquiredAndDisposedLineItems_019e1df3-79df-729b-945c-17630d17fb4b" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanAssetHeldForInvestmentParticipantLoanAfterDeemedDistribution_019e1df3-79df-7469-8cec-8b7c9cb2c649" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_voya_EBPParticipantLoanBasisSpreadOnVariableRate_019e1df3-79df-747a-8c85-3f13485eaa26" xlink:href="voya-20260624.xsd#voya_EBPParticipantLoanBasisSpreadOnVariableRate"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanScheduleOfAssetAcquiredAndDisposedLineItems_019e1df3-79df-729b-945c-17630d17fb4b" xlink:to="loc_voya_EBPParticipantLoanBasisSpreadOnVariableRate_019e1df3-79df-747a-8c85-3f13485eaa26" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanParticipantLoanInterestRate_019e1df3-79df-7b9c-af99-88d54ef55a87" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanParticipantLoanInterestRate"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanScheduleOfAssetAcquiredAndDisposedLineItems_019e1df3-79df-729b-945c-17630d17fb4b" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanParticipantLoanInterestRate_019e1df3-79df-7b9c-af99-88d54ef55a87" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_voya_EBPParticipantLoanTerm_019e1df3-79df-73db-b55b-2a3c80f67076" xlink:href="voya-20260624.xsd#voya_EBPParticipantLoanTerm"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanScheduleOfAssetAcquiredAndDisposedLineItems_019e1df3-79df-729b-945c-17630d17fb4b" xlink:to="loc_voya_EBPParticipantLoanTerm_019e1df3-79df-73db-b55b-2a3c80f67076" xlink:type="arc" order="3"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://www.voya.com/role/ScheduleHLine4iScheduleofAssetsHeldatEndofYearVoya401kSavingsPlanDetails_1" xlink:type="simple" xlink:href="voya-20260624.xsd#ScheduleHLine4iScheduleofAssetsHeldatEndofYearVoya401kSavingsPlanDetails_1"/>
  <link:definitionLink xlink:role="http://www.voya.com/role/ScheduleHLine4iScheduleofAssetsHeldatEndofYearVoya401kSavingsPlanDetails_1" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanScheduleOfAssetAcquiredAndDisposedLineItems_019e1df3-79df-729b-945c-17630d17fb4b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanScheduleOfAssetAcquiredAndDisposedLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanScheduleOfAssetAcquiredAndDisposedTable_019e1df3-7907-76ae-a905-ae1b465210f6" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanScheduleOfAssetAcquiredAndDisposedTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanScheduleOfAssetAcquiredAndDisposedLineItems_019e1df3-79df-729b-945c-17630d17fb4b" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanScheduleOfAssetAcquiredAndDisposedTable_019e1df3-7907-76ae-a905-ae1b465210f6" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_LegalEntityAxis_019e1df3-7907-7eba-8d52-a0a12bea6b4e" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_LegalEntityAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanScheduleOfAssetAcquiredAndDisposedTable_019e1df3-7907-76ae-a905-ae1b465210f6" xlink:to="loc_dei_LegalEntityAxis_019e1df3-7907-7eba-8d52-a0a12bea6b4e" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityDomain_019e1df3-7907-7eba-8d52-a0a12bea6b4e_default" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_dei_LegalEntityAxis_019e1df3-7907-7eba-8d52-a0a12bea6b4e" xlink:to="loc_dei_EntityDomain_019e1df3-7907-7eba-8d52-a0a12bea6b4e_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityDomain_019e1df3-7907-7442-8339-c9da74567742" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_dei_LegalEntityAxis_019e1df3-7907-7eba-8d52-a0a12bea6b4e" xlink:to="loc_dei_EntityDomain_019e1df3-7907-7442-8339-c9da74567742" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_voya_EBP001Member_019e1df3-7907-7b78-849f-dc80ca7ca2b3" xlink:href="voya-20260624.xsd#voya_EBP001Member"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityDomain_019e1df3-7907-7442-8339-c9da74567742" xlink:to="loc_voya_EBP001Member_019e1df3-7907-7b78-849f-dc80ca7ca2b3" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeAxis_019e1df3-7907-75ba-80f0-2ad5f9cb89d1" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_RangeAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanScheduleOfAssetAcquiredAndDisposedTable_019e1df3-7907-76ae-a905-ae1b465210f6" xlink:to="loc_srt_RangeAxis_019e1df3-7907-75ba-80f0-2ad5f9cb89d1" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeMember_019e1df3-7907-75ba-80f0-2ad5f9cb89d1_default" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_RangeMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_srt_RangeAxis_019e1df3-7907-75ba-80f0-2ad5f9cb89d1" xlink:to="loc_srt_RangeMember_019e1df3-7907-75ba-80f0-2ad5f9cb89d1_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeMember_019e1df3-79df-7f2c-81fb-0e393d8a26c6" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_RangeMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_srt_RangeAxis_019e1df3-7907-75ba-80f0-2ad5f9cb89d1" xlink:to="loc_srt_RangeMember_019e1df3-79df-7f2c-81fb-0e393d8a26c6" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_MinimumMember_019e1df3-79df-717f-8506-cf15edf3f4b2" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_MinimumMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_RangeMember_019e1df3-79df-7f2c-81fb-0e393d8a26c6" xlink:to="loc_srt_MinimumMember_019e1df3-79df-717f-8506-cf15edf3f4b2" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_MaximumMember_019e1df3-79df-77cc-b468-8dfcaa5e21d8" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_MaximumMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_RangeMember_019e1df3-79df-7f2c-81fb-0e393d8a26c6" xlink:to="loc_srt_MaximumMember_019e1df3-79df-77cc-b468-8dfcaa5e21d8" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanAssetHeldForInvestmentParticipantLoanAfterDeemedDistribution_019e1df3-79df-7469-8cec-8b7c9cb2c649" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanAssetHeldForInvestmentParticipantLoanAfterDeemedDistribution"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanScheduleOfAssetAcquiredAndDisposedLineItems_019e1df3-79df-729b-945c-17630d17fb4b" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanAssetHeldForInvestmentParticipantLoanAfterDeemedDistribution_019e1df3-79df-7469-8cec-8b7c9cb2c649" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_voya_EBPParticipantLoanBasisSpreadOnVariableRate_019e1df3-79df-747a-8c85-3f13485eaa26" xlink:href="voya-20260624.xsd#voya_EBPParticipantLoanBasisSpreadOnVariableRate"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanScheduleOfAssetAcquiredAndDisposedLineItems_019e1df3-79df-729b-945c-17630d17fb4b" xlink:to="loc_voya_EBPParticipantLoanBasisSpreadOnVariableRate_019e1df3-79df-747a-8c85-3f13485eaa26" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanParticipantLoanInterestRate_019e1df3-79df-7b9c-af99-88d54ef55a87" xlink:href="https://xbrl.fasb.org/us-gaap/2026/ebp/elts/us-gaap-ebp-2026.xsd#us-gaap-ebp_EmployeeBenefitPlanParticipantLoanInterestRate"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanScheduleOfAssetAcquiredAndDisposedLineItems_019e1df3-79df-729b-945c-17630d17fb4b" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanParticipantLoanInterestRate_019e1df3-79df-7b9c-af99-88d54ef55a87" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_voya_EBPParticipantLoanTerm_019e1df3-79df-73db-b55b-2a3c80f67076" xlink:href="voya-20260624.xsd#voya_EBPParticipantLoanTerm"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanScheduleOfAssetAcquiredAndDisposedLineItems_019e1df3-79df-729b-945c-17630d17fb4b" xlink:to="loc_voya_EBPParticipantLoanTerm_019e1df3-79df-73db-b55b-2a3c80f67076" xlink:type="arc" order="3"/>
  </link:definitionLink>
</link:linkbase>
