Statement to Securityholder 

Ally Auto Receivables Trust 2026-1

 

Deal Information						Table of Contents
Asset Type:			Consumer Retail			1.			Class Distribution Summary
						2.			Note Factor Summary
Closing Date:			3/10/2026			3.			Interest Summary
						4.			Collections and Distributions
Bloomberg Ticker:			ALLYA 2026-1			5.			Cash Reserve
						6.			Collateral Summary
Collection Period:						7.			Net Charge-Offs, Delinquencies, and Bankruptcies
Begin			5/1/2026			8.			Performance Tests
End			5/31/2026			9.			Supplemental Disclosures
Determination Date:			6/10/2026
Distribution Date:			6/15/2026
ABS Investor Relations:
Servicer:			Ally Bank
Telephone:			(866) 710-4623
E-Mail:			securitization@ally.com
Additional information about the transaction can be found in the prospectus, available on the SEC website (http://www.sec.gov) under the CIK number 0002111835.

        

            

Page 1 of 8

---

Statement to Securityholder 

Ally Auto Receivables Trust 2026-1

1. Class Distribution Summary
												Class Distribution
Class			CUSIP/ CUSIP-RegS			Initial Note Principal Balance			Beginning Note Principal Balance			Principal			Interest			Total			Ending Note Principal Balance
A-1			02008PAA0			260,900,000.00			112,309,951.77			41,953,750.18			370,404.46			42,324,154.64			70,356,201.59
A-2			02008PAB8			328,810,000.00			328,810,000.00			0.00			1,071,372.58			1,071,372.58			328,810,000.00
A-3			02008PAC6			378,810,000.00			378,810,000.00			0.00			1,237,446.00			1,237,446.00			378,810,000.00
A-4			02008PAD4			90,580,000.00			90,580,000.00			0.00			303,443.00			303,443.00			90,580,000.00
B			02008PAE2			23,560,000.00			23,560,000.00			0.00			82,460.00			82,460.00			23,560,000.00
C			02008PAF9			19,630,000.00			19,630,000.00			0.00			72,631.00			72,631.00			19,630,000.00
D			02008PAG7			14,590,000.00			14,590,000.00			0.00			58,724.75			58,724.75			14,590,000.00
Total Notes						1,116,880,000.00			968,289,951.77			41,953,750.18			3,196,481.79			45,150,231.97			926,336,201.59
Certificates			02008PAH5 / U0204GAA3															2,992,122.94
Total Class Distribution																		48,142,354.91

Page 2 of 8

---

Statement to Securityholder 

Ally Auto Receivables Trust 2026-1

2. Note Factor Summary

(Amount per $1,000 of Original Principal) 

						Distribution
Class			Beginning			Principal			Interest			Total			Ending
A-1			430.4712601			160.8039486			1.4197181			162.2236667			269.6673116
A-2			1,000.0000000			0.0000000			3.2583333			3.2583333			1000.0000000
A-3			1,000.0000000			0.0000000			3.2666667			3.2666667			1000.0000000
A-4			1,000.0000000			0.0000000			3.3500000			3.3500000			1000.0000000
B			1,000.0000000			0.0000000			3.5000000			3.5000000			1000.0000000
C			1,000.0000000			0.0000000			3.7000000			3.7000000			1000.0000000
D			1,000.0000000			0.0000000			4.0250000			4.0250000			1000.0000000
Total Notes			866.9597018												829.3963556

Page 3 of 8

---

Statement to Securityholder 

Ally Auto Receivables Trust 2026-1

3. Interest Summary

A. Target Interest Calculation

																		Fixed Rate						Variable Rate
Class			Beginning Note Principal Balance						Accrual Methodology			Interest Accrual Days						Total						Applicable Index			Margin			Total						Target Interest Calculation
A-1			112,309,951.77						Actual/360			31						3.830%						N/A			N/A			N/A						370,404.46
A-2			328,810,000.00						30/360			30						3.910%						N/A			N/A			N/A						1,071,372.58
A-3			378,810,000.00						30/360			30						3.920%						N/A			N/A			N/A						1,237,446.00
A-4			90,580,000.00						30/360			30						4.020%						N/A			N/A			N/A						303,443.00
B			23,560,000.00						30/360			30						4.200%						N/A			N/A			N/A						82,460.00
C			19,630,000.00						30/360			30						4.440%						N/A			N/A			N/A						72,631.00
D			14,590,000.00						30/360			30						4.830%						N/A			N/A			N/A						58,724.75
Total			968,289,951.77																																	3,196,481.79
B. Interest Distribution
Class			Beginning Unpaid Interest Carryover Shortfall						Target Interest Calculation			Interest Shortfall Allocated/ (Repaid)			Interest Distribution									Remaining Unpaid Interest Carryover Shortfall
			(1)						(2)			(3)			(4) = (2) - (3)									(5) = (1) + (3)
A-1			0.00						370,404.46			0.00			370,404.46									0.00
A-2			0.00						1,071,372.58			0.00			1,071,372.58									0.00
A-3			0.00						1,237,446.00			0.00			1,237,446.00									0.00
A-4			0.00						303,443.00			0.00			303,443.00									0.00
B			0.00						82,460.00			0.00			82,460.00									0.00
C			0.00						72,631.00			0.00			72,631.00									0.00
D			0.00						58,724.75			0.00			58,724.75									0.00
Total			0.00						3,196,481.79			0.00			3,196,481.79									0.00

    

Page 4 of 8

---

Statement to Securityholder

Ally Auto Receivables Trust 2026-1

4. Collections and Distributions

Collections
Receipts During the Period - Principal			41,075,668.97
Receipts During the Period - Interest			7,339,247.41
Administrative Purchase Payments			362,053.12
Warranty Payments			0.00
Liquidation Proceeds Including Recoveries (Net of Liquidation Expenses)			185,948.04
Other Fees or Expenses Paid			0.00
Total Collections			48,962,917.54
Beginning Reserve Account Balance			2,804,846.09
Total Available Amount			51,767,763.63
Distributions
Basic Servicing Fee			819,062.63
Amounts paid in connection with an Asset Representations Review			0.00
Aggregate Class A Interest Distributable Amount			2,982,666.04
First Priority Principal Distributable Amount			0.00
Aggregate Class B Interest Distributable Amount			82,460.00
Second Priority Principal Distributable Amount			0.00
Aggregate Class C Interest Distributable Amount			72,631.00
Third Priority Principal Distributable Amount			12,778,550.53
Aggregate Class D Interest Distributable Amount			58,724.75
Fourth Priority Principal Distributable Amount			14,590,000.00
Reserve Account Deposit			2,804,846.09
Noteholders' Regular Principal Distributable Amount			14,585,199.65
Indenture Trustee expenses			0.00
Unpaid Fees due to Trustees, Administrator and Asset Representations Reviewer			1,500.00
Excess Total Available Amount to the Certificateholders			2,992,122.94
Total Distributions			51,767,763.63

Page 5 of 8

---

Statement to Securityholder

Ally Auto Receivables Trust 2026-1

 

5. Cash Reserve

												Reductions
			Initial Balance			Beginning Balance			Additions			Draws			Releases			Ending Balance						Specified Reserve Account Balance
			2,804,846.09			2,804,846.09			0.00			0.00			0.00			2,804,846.09						2,804,846.09

6. Collateral Summary

												Initial			Beginning			Ending
Balances			Number of Receivables									59,907			55,900			54,535
			Aggregate Receivables Principal Balance									1,121,938,434.96			982,875,151.42			940,921,401.24
			Aggregate Amount Financed									1,121,938,434.96			982,875,151.42			940,921,401.24
			Pool Factor												87.6050878			83.8656892
Weighted Averages			Coupon									9.10%			9.11%			9.11%
			Original Maturity									70.39			70.48			70.53
			Remaining Maturity									53.46			51.34			50.64

Prepayment Percentage			Monthly Period
			4
			1.51%

Page 6 of 8

---

Statement to Securityholder

Ally Auto Receivables Trust 2026-1

7. Net Charge-Offs, Delinquencies, and Bankruptcies

 

Net Charge-Offs																					Cumulative Net Charge-Offs
Period			Average Aggregate Amount Financed			Number of Units Charged-Off			Net Charge-Offs (Recoveries)			Average Net Charge-Offs (Recoveries)			Loss Rate						Aggregate Amount Financed			Cumulative Net Charge-Offs			Cumulative Loss Rate
Current			961,898,276.33			29			332,993.42			11,482.53			0.4154%						1,121,938,434.96			352,664.98			0.0314%
Preceding			1,005,213,745.18			6			19,121.56			3,186.93			0.0228%
Next Preceding			1,051,524,973.57			1			550.00			550.00			0.0006%
Third Preceding			1,098,718,021.58			0			0.00			0.00			0.0000%
Four Month Average															0.1097%

Delinquencies															Delinquency Stratification
Period			Total Accounts			Accounts over 60			Percent Delinquent						Days			Total Accounts			Total Balance			Percent Delinquent
Current			54,535			130			0.2384%						31 - 60			506			8,154,770.35			0.8667%
Preceding			55,900			122			0.2182%						61 - 90			103			1,839,439.34			0.1955%
Next Preceding			57,287			85			0.1484%						91 - 120			27			593,553.62			0.0631%
Three Month Average									0.2017%						> 120			0			0.00			0.0000%

Bankruptcies
			Total Accounts			Total Balance
Prior Period			49			834,656.60			1
Additions			25			359,855.01
Removals2			3			11,772.36
Ending			71			1,182,739.25

1 Total Balance for Prior Period reflects the aggregate balance as of the last day of the related Collection Period.

2 Include bankruptcies returned to active status, bankruptcies paid-in-full, and charge-offs on prior period bankruptcies.

Page 7 of 8

---

Statement to Securityholder

Ally Auto Receivables Trust 2026-1

8. Performance Tests

For the Collection Period

Event of Default

All Tests Passed

Servicer Default

All Tests Passed

Overcollateralization:

Initial

5,058,434.96

Current

14,585,199.65

Overcollateralization Target Reached?

YES

Target

14,585,199.65

Asset Representations Review Delinquency Trigger:

Monthly Period

Trigger

Monthly

61+

1-12

2.80%

Period

Trigger

Delinquencies

13-24

4.10%

4

2.80%

0.26%

Pass

25+

5.50%

9. Supplemental Disclosures

For the Collection Period

Supplemental Servicing Fees

70,160.84

Other Fees or Expenses Accrued

0.00

Liquidation Expenses

15,950.00

Have there been any material modifications, extensions, or waivers relating to the terms of or fees, penalties or payments on, pool assets during the period or that, cumulatively, have become material over time?

No

Have there been any material changes in determining or defining delinquencies, charge-offs or uncollectible amounts?

No

Have there been any receivables with respect to which material breaches of pool asset representations or warranties or transaction covenants have occurred?

No

Page 8 of 8