Statement to Securityholder 

Ally Auto Receivables Trust 2023-1

 

Deal Information						Table of Contents
Asset Type:			Consumer Retail			1.			Class Distribution Summary
						2.			Note Factor Summary
Closing Date:			7/19/2023			3.			Interest Summary
						4.			Collections and Distributions
Bloomberg Ticker:			ALLYA 2023-1			5.			Cash Reserve
						6.			Collateral Summary
Collection Period:						7.			Net Charge-Offs, Delinquencies, and Bankruptcies
Begin			5/1/2026			8.			Performance Tests
End			5/31/2026			9.			Supplemental Disclosures
Determination Date:			6/10/2026
Distribution Date:			6/15/2026
ABS Investor Relations:
Servicer:			Ally Bank
Telephone:			(866) 710-4623
E-Mail:			securitization@ally.com
Additional information about the transaction can be found in the prospectus, available on the SEC website (http://www.sec.gov) under the CIK number 0001980826.

        

            

Page 1 of 8

---

Statement to Securityholder 

Ally Auto Receivables Trust 2023-1

1. Class Distribution Summary
												Class Distribution
Class			CUSIP/ CUSIP-RegS			Initial Note Principal Balance			Beginning Note Principal Balance			Principal			Interest			Total			Ending Note Principal Balance
A-1			02007WAA6			233,020,000.00			0.00			0.00			0.00			0.00			0.00
A-2			02007WAB4			372,010,000.00			0.00			0.00			0.00			0.00			0.00
A-3			02007WAC2			372,010,000.00			120,668,468.30			15,073,438.66			549,041.53			15,622,480.19			105,595,029.64
A-4			02007WAD0			69,800,000.00			69,800,000.00			0.00			306,538.33			306,538.33			69,800,000.00
B			02007WAE8			23,290,000.00			23,290,000.00			0.00			111,792.00			111,792.00			23,290,000.00
C			02007WAF5			19,410,000.00			19,410,000.00			0.00			96,403.00			96,403.00			19,410,000.00
D			02007WAG3			14,420,000.00			14,420,000.00			0.00			80,992.33			80,992.33			14,420,000.00
Total Notes						1,103,960,000.00			247,588,468.30			15,073,438.66			1,144,767.19			16,218,205.85			232,515,029.64
Certificates			02007WAH1															217,246.73
Total Class Distribution																		16,435,452.58

Page 2 of 8

---

Statement to Securityholder 

Ally Auto Receivables Trust 2023-1

2. Note Factor Summary

(Amount per $1,000 of Original Principal) 

						Distribution
Class			Beginning			Principal			Interest			Total			Ending
A-1			0.0000000			0.0000000			0.0000000			0.0000000			0.0000000
A-2			0.0000000			0.0000000			0.0000000			0.0000000			0.0000000
A-3			324.3688834			40.5189072			1.4758784			41.9947856			283.8499762
A-4			1,000.0000000			0.0000000			4.3916666			4.3916666			1000.0000000
B			1,000.0000000			0.0000000			4.8000000			4.8000000			1000.0000000
C			1,000.0000000			0.0000000			4.9666667			4.9666667			1000.0000000
D			1,000.0000000			0.0000000			5.6166664			5.6166664			1000.0000000
Total Notes			224.2730428												210.6190710

Page 3 of 8

---

Statement to Securityholder 

Ally Auto Receivables Trust 2023-1

3. Interest Summary

A. Target Interest Calculation

																		Fixed Rate						Variable Rate
Class			Beginning Note Principal Balance						Accrual Methodology			Interest Accrual Days						Total						Applicable Index			Margin			Total						Target Interest Calculation
A-1			0.00						Actual/360			31						5.591%						N/A			N/A			N/A						0.00
A-2			0.00						30/360			30						5.760%						N/A			N/A			N/A						0.00
A-3			120,668,468.30						30/360			30						5.460%						N/A			N/A			N/A						549,041.53
A-4			69,800,000.00						30/360			30						5.270%						N/A			N/A			N/A						306,538.33
B			23,290,000.00						30/360			30						5.760%						N/A			N/A			N/A						111,792.00
C			19,410,000.00						30/360			30						5.960%						N/A			N/A			N/A						96,403.00
D			14,420,000.00						30/360			30						6.740%						N/A			N/A			N/A						80,992.33
Total			247,588,468.30																																	1,144,767.19
B. Interest Distribution
Class			Beginning Unpaid Interest Carryover Shortfall						Target Interest Calculation			Interest Shortfall Allocated/ (Repaid)			Interest Distribution									Remaining Unpaid Interest Carryover Shortfall
			(1)						(2)			(3)			(4) = (2) - (3)									(5) = (1) + (3)
A-1			0.00						0.00			0.00			0.00									0.00
A-2			0.00						0.00			0.00			0.00									0.00
A-3			0.00						549,041.53			0.00			549,041.53									0.00
A-4			0.00						306,538.33			0.00			306,538.33									0.00
B			0.00						111,792.00			0.00			111,792.00									0.00
C			0.00						96,403.00			0.00			96,403.00									0.00
D			0.00						80,992.33			0.00			80,992.33									0.00
Total			0.00						1,144,767.19			0.00			1,144,767.19									0.00

    

Page 4 of 8

---

Statement to Securityholder

Ally Auto Receivables Trust 2023-1

4. Collections and Distributions

Collections
Receipts During the Period - Principal			14,377,242.87
Receipts During the Period - Interest			1,864,255.64
Administrative Purchase Payments			0.00
Warranty Payments			0.00
Liquidation Proceeds Including Recoveries (Net of Liquidation Expenses)			414,863.29
Other Fees or Expenses Paid			0.00
Total Collections			16,656,361.80
Beginning Reserve Account Balance			2,772,351.62
Total Available Amount			19,428,713.42
Distributions
Basic Servicing Fee			219,409.22
Amounts paid in connection with an Asset Representations Review			0.00
Aggregate Class A Interest Distributable Amount			855,579.86
First Priority Principal Distributable Amount			0.00
Aggregate Class B Interest Distributable Amount			111,792.00
Second Priority Principal Distributable Amount			0.00
Aggregate Class C Interest Distributable Amount			96,403.00
Third Priority Principal Distributable Amount			0.00
Aggregate Class D Interest Distributable Amount			80,992.33
Fourth Priority Principal Distributable Amount			657,210.21
Reserve Account Deposit			2,772,351.62
Noteholders' Regular Principal Distributable Amount			14,416,228.45
Indenture Trustee expenses			0.00
Unpaid Fees due to Trustees, Administrator and Asset Representations Reviewer			1,500.00
Excess Total Available Amount to the Certificateholders			217,246.73
Total Distributions			19,428,713.42

Page 5 of 8

---

Statement to Securityholder

Ally Auto Receivables Trust 2023-1

 

5. Cash Reserve

												Reductions
			Initial Balance			Beginning Balance			Additions			Draws			Releases			Ending Balance						Specified Reserve Account Balance
			2,772,351.62			2,772,351.62			0.00			0.00			0.00			2,772,351.62						2,772,351.62

6. Collateral Summary

												Initial			Beginning			Ending
Balances			Number of Receivables									50,424			22,207			21,514
			Aggregate Receivables Principal Balance									1,108,940,649.63			262,004,696.75			246,931,258.09
			Aggregate Amount Financed									1,121,998,940.08			263,291,061.61			248,092,680.88
			Pool Factor												23.6265752			22.2673105
Weighted Averages			Coupon									8.68%			8.97%			9.00%
			Original Maturity									69.39			70.84			70.89
			Remaining Maturity									59.78			30.71			29.96

Prepayment Percentage			Monthly Period
			36
			1.19%

Page 6 of 8

---

Statement to Securityholder

Ally Auto Receivables Trust 2023-1

7. Net Charge-Offs, Delinquencies, and Bankruptcies

 

Net Charge-Offs																					Cumulative Net Charge-Offs
Period			Average Aggregate Amount Financed			Number of Units Charged-Off			Net Charge-Offs (Recoveries)			Average Net Charge-Offs (Recoveries)			Loss Rate						Aggregate Amount Financed			Cumulative Net Charge-Offs			Cumulative Loss Rate
Current			255,691,871.25			44			406,274.57			9,233.51			1.9067%						1,121,998,940.08			14,298,868.60			1.2744%
Preceding			271,076,872.43			45			335,572.74			7,457.17			1.4855%
Next Preceding			287,199,516.66			54			300,250.09			5,560.19			1.2545%
Third Preceding			303,498,128.14			51			549,681.52			10,778.07			2.1734%
Four Month Average															1.7050%

Delinquencies															Delinquency Stratification
Period			Total Accounts			Accounts over 60			Percent Delinquent						Days			Total Accounts			Total Balance			Percent Delinquent
Current			21,514			220			1.0226%						31 - 60			461			7,220,839.41			2.9105%
Preceding			22,207			203			0.9141%						61 - 90			175			2,782,370.86			1.1215%
Next Preceding			22,900			219			0.9563%						91 - 120			42			526,376.87			0.2122%
Three Month Average									0.9643%						> 120			3			30,822.43			0.0124%

Bankruptcies
			Total Accounts			Total Balance
Prior Period			258			3,620,985.86			1
Additions			12			146,774.78
Removals2			10			185,314.41
Ending			260			3,582,446.23

1 Total Balance for Prior Period reflects the aggregate balance as of the last day of the related Collection Period.

2 Include bankruptcies returned to active status, bankruptcies paid-in-full, and charge-offs on prior period bankruptcies.

Page 7 of 8

---

Statement to Securityholder

Ally Auto Receivables Trust 2023-1

8. Performance Tests

For the Collection Period

Event of Default

All Tests Passed

Servicer Default

All Tests Passed

Overcollateralization:

Initial

4,980,649.63

Current

14,416,228.45

Overcollateralization Target Reached?

YES

Target

14,416,228.45

Asset Representations Review Delinquency Trigger:

Monthly Period

Trigger

Monthly

61+

1-12

1.80%

Period

Trigger

Delinquencies

13-24

2.80%

36

3.10%

1.35%

Pass

25-36

3.10%

37+

4.60%

9. Supplemental Disclosures

For the Collection Period

Supplemental Servicing Fees

45,127.26

Other Fees or Expenses Accrued

0.00

Liquidation Expenses

24,200.00

Have there been any material modifications, extensions, or waivers relating to the terms of or fees, penalties or payments on, pool assets during the period or that, cumulatively, have become material over time?

No

Have there been any material changes in determining or defining delinquencies, charge-offs or uncollectible amounts?

No

Have there been any receivables with respect to which material breaches of pool asset representations or warranties or transaction covenants have occurred?

No

Page 8 of 8