EDGAR ID

XXX ID

Overall Event

Final Credit Event

Credit Exceptions

Credit Comments

Final Compliance Event

Compliance Exceptions

Compliance Comments

Eligible For Predatory Testing - Unable to Test

Compliance Comp Factors

State

Origination Date

Purpose at origination

Occupancy at origination

LTV Original (Calculated)

LTV Combined Orig (Calculated)

Debt (Back) Ratio From 1008

PRET 2026-RPL3-101702

XXXX

[3] Final Application Missing

[3] Credit Report Missing

[3] Missing Initial Application

[2] HMDA-reportable rate spread (1/XX/04-10/XX/09)

[2] Initial TIL Missing

8/XX/2007

Cashout Refi

Owner Occ

XX.XX%

PRET 2026-RPL3-101707

XXXX

[3] Appraisal Missing

[3] Final Application Missing

[3] Credit Report Missing

[3] Missing Initial Application

[2] HMDA-reportable rate spread (1/XX/04-10/XX/09)

[2] Initial TIL Date not within 3 days of Initial Application Date

[2] Credit Score Disclosure Not Present

[2] Evidence of Single Premium Credit Insurance With Disclosure

[2] State - Missing Anti-Coercion Notice

[2] State - Missing Notice of Material Change of Mortgage Loan Terms

Evidence of credit life insurance with a monthly payment of $XXX and annual premium of $XXX. Insurance is optional.

1/XX/2006

Cashout Refi

Owner Occ

XX.XX%

PRET 2026-RPL3-101708

XXXX

[3] Final Application Missing

[3] Credit Report Missing

[2] Initial TIL Missing

5/XX/2007

Cashout Refi

Owner Occ

XX.XX%

PRET 2026-RPL3-101709

XXXX

[3] Credit Report Missing

[3] Missing Initial Application

[2] HMDA-reportable rate spread (1/XX/04-10/XX/09)

[2] State - Missing Anti-Coercion Notice

[2] Initial TIL Missing

1/XX/2007

Cashout Refi

Owner Occ

XX.XX%

PRET 2026-RPL3-101710

XXXX

[3] Final Application Missing

[3] Credit Report Missing

[3] Missing Initial Application

[2] Combined Orig LTV >100%

[2] State - Missing Acknowledgment of Receipt of Home Mortgage Loan Informational Document / Attorney General Information Statement

[2] State - Missing Anti-Discrimination Notice

[2] State - Missing Attorney General Information Statement

[2] State - Missing High Loan to Value Disclosure in the Mortgage Loan Disclosure Statement

[2] State - Missing Insurance Disclosure

[2] State - Missing Ohio Business Relationship Disclosure Notice / Conflict of Interest Disclosure

[2] State - Missing Statutory Authority Disclosure

[2] State - Missing Closing Statement / Closing Disclosure

[2] Initial TIL Missing

1/XX/2000

Cashout Refi

Owner Occ

XX.XX%

PRET 2026-RPL3-101711

XXXX

[3] Final Application Missing

[3] Credit Report Missing

[3] Missing Initial Application

[2] Combined Orig LTV >100%

[2] HMDA-reportable rate spread (1/XX/04-10/XX/09)

[2] Initial GFE Missing

[2] Initial TIL Missing

9/XX/2007

Cashout Refi

Owner Occ

XX.XX%

PRET 2026-RPL3-101855

XXXX

[2] Credit Score Disclosure Not Present

[2] State - Missing Application Disclosure

[2] State - Missing Oral Modifications of Credit Agreements / Confirmation of Statements on Note

[2] State - Missing Lock-In Agreement

[2] HMDA-reportable rate spread (1/XX/04-10/XX/09)

3/XX/2005

Cashout Refi

Owner Occ

XX.XX%

46.74

PRET 2026-RPL3-101852

XXXX

[2] State - Missing Lock In Disclosure

[2] State - Missing Virginia Insurance Disclosure

[2] State - Missing signed Notice of Mortgage Broker Fee

10/XX/2004

Cashout Refi

Owner Occ

XX.XX%

23.691

PRET 2026-RPL3-101847

XXXX

[3] Missing Initial Application

[2] Affiliated Business Doc Missing

[2] HMDA-reportable rate spread (1/XX/04-10/XX/09)

[2] Initial GFE Missing

[2] Initial TIL Missing

12/XX/2005

Cashout Refi

Owner Occ

XX.XX%

29.63

PRET 2026-RPL3-101853

XXXX

[3] Credit Report Missing

[3] Missing Initial Application

[2] HMDA-reportable rate spread (1/XX/04-10/XX/09)

[2] Credit Score Disclosure Not Present

[2] Initial TIL Missing

6/XX/2005

Cashout Refi

Owner Occ

XX.XX%

PRET 2026-RPL3-101938

XXXX

[3] Missing Initial Application

[2] HMDA-reportable rate spread (1/XX/04-10/XX/09)

8/XX/2007

Purchase

Owner Occ

XX.XX%

48.094

PRET 2026-RPL3-101939

XXXX

[2] Initial TIL Date not within 3 days of Initial Application Date

[2] Initial GFE Date not within 3 days of Initial Application Date

[2] State - Missing Collateral Protection Insurance Notice

[2] HMDA-reportable rate spread (1/XX/04-10/XX/09)

11/XX/2006

Purchase

Owner Occ

XX.XX%

41.57

PRET 2026-RPL3-101940

XXXX

[3] Final Application Missing

[3] Missing Initial Application

[2] State - Missing KY Fair Housing Law Disclosure

[2] State - Missing Notice of Choice of Agent or Insurer

[2] State - Missing Commitment Letter

[2] State - Missing KY Notification to New Homeowners

[2] HMDA-reportable rate spread (1/XX/04-10/XX/09)

[2] State - Missing Advance Fee disclosure

[2] State - Agency Disclosure

6/XX/2006

Purchase

Owner Occ

XX.XX%

54.82

PRET 2026-RPL3-101941

XXXX

[2] Initial TIL Missing

[2] HMDA-reportable rate spread (1/XX/04-10/XX/09)

5/XX/2007

Cashout Refi

Owner Occ

XX.XX%

44.438

PRET 2026-RPL3-101948

XXXX

[3] Final Application Missing

[3] Missing Initial Application

[2] HMDA-reportable rate spread (1/XX/04-10/XX/09)

[2] Affiliated Business Doc Missing

[2] State - Missing Interest rate Lock/Float Disclosure

[2] State - Missing Choice of Insurance Disclsoure

[2] State - Missing Prepayment Penalty Notice or Notice to Refuse Payment on the Note

[2] State - Missing Notice Pursuant To ORS 746.201 (Force-Placed Insurance Notice)

[2] State - Missing Escrow Agent Notice

[2] Initial GFE Missing

[2] Initial TIL Missing

6/XX/2007

Cashout Refi

Owner Occ

XX.XX%

45.35

PRET 2026-RPL3-101858

XXXX

[3] Credit Report Missing

[3] Initial Application Incomplete

Initial application incomplete due to missing the borrower's signature but marked as taken in a face to face interview.

[2] Affiliated Business Doc Missing

[2] State - Missing Acknowledgment of Receipt of Home Mortgage Loan Informational Document / Attorney General Information Statement

[2] State - Missing Mortgage Loan Origination Dislcosure

[2] State - Missing Anti-Discrimination Notice

[2] State - Missing Attorney General Information Statement

[2] State - Missing High Loan to Value Disclosure in the Mortgage Loan Disclosure Statement

[2] State - Missing Statutory Authority Disclosure

[2] State - Missing Nature of Relationship and Notice to Borrower in the Mortgage Loan Originator Disclosure / Addendum to GFE

[2] Initial TIL Missing

6/XX/2004

Cashout Refi

Owner Occ

XX.XX%

50.18

PRET 2026-RPL3-101701

XXXX

[2] State - Missing Notice of Choice of Agent or Insurer

[2] HMDA-reportable rate spread (1/XX/04-10/XX/09)

12/XX/2007

Cashout Refi

Owner Occ

XX.XX%

44.43

PRET 2026-RPL3-101703

XXXX

[3] Credit Report Missing

[2] Credit Score Disclosure Not Present

[2] Affiliated Business Doc Missing

[2] State - Missing Commitment Letter

[2] HMDA-reportable rate spread (1/XX/04-10/XX/09)

3/XX/2007

Purchase

Owner Occ

XX.XX%

47.192

PRET 2026-RPL3-101705

XXXX

[3] Final Application Missing

[3] Missing Initial Application

[2] HMDA-reportable rate spread (1/XX/04-10/XX/09)

[2] Initial TIL Date not within 3 days of Initial Application Date

[2] Initial GFE Date not within 3 days of Initial Application Date

[2] Affiliated Business Doc Missing

[2] Initial GFE Missing

5/XX/2006

Purchase

Owner Occ

XX.XX%

49.29

PRET 2026-RPL3-101713

XXXX

[3] Final Application Missing

[3] Missing Initial Application

[2] State - Missing Interest Rate Disclsoure

[2] State - Missing Appraisal and Consumer Report Notice

[2] State - Missing Borrower's Choice of Attorney Disclosure

[2] Initial GFE Missing

[2] Initial TIL Missing

8/XX/2004

Purchase

Owner Occ

PRET 2026-RPL3-101714

XXXX

[2] Initial TIL Missing

[2] Affiliated Business Doc Missing

[2] State - Missing Dower / Homestead Waiver Rider to Mortgage

[2] State - Missing Borrower's Bill of Rights

[2] State - Missing Consumer Caution and Counseling Disclosure

[2] State - Missing Insurance Disclosure / Right to Choose Insurance Provider

7/XX/2004

Rate/Term Refi

Owner Occ

PRET 2026-RPL3-101716

XXXX

[2] State - Missing Commitment Letter

[2] HMDA-reportable rate spread (1/XX/04-10/XX/09)

[2] Initial GFE Missing

[2] Initial TIL Missing

4/XX/2006

Cashout Refi

Owner Occ

PRET 2026-RPL3-101715

XXXX

[3] Final Application Missing

[3] Missing Initial Application

[2] Affiliated Business Doc Missing

[2] State - Missing Oral Agreements Notice on the Note

[2] State - Missing Interest Reduction Fee Disclosure

[2] State - Missing Acknowledgment of Receipt of Copies of Signed Loan Documents

[2] State - Missing Notice to Consumer

[2] HMDA-reportable rate spread (1/XX/04-10/XX/09)

[2] Initial GFE Missing

3/XX/2007

Cashout Refi

Owner Occ

PRET 2026-RPL3-101717

XXXX

[2] Affiliated Business Doc Missing

[2] State - Missing Notice to Purchaser-Mortgagor

[2] State - Missing Broker Agreement

[2] State - Missing Notice of Material Change of Mortgage Loan Terms

6/XX/2007

Cashout Refi

Owner Occ

PRET 2026-RPL3-101718

XXXX

[3] Missing Initial Application

[2] HMDA-reportable rate spread (1/XX/04-10/XX/09)

[2] State - Missing Notice to Consumer / UCCC Addendum

9/XX/2005

Cashout Refi

Owner Occ

PRET 2026-RPL3-101712

XXXX

7/XX/2001

Purchase

Owner Occ

PRET 2026-RPL3-101914

XXXX

[3] Final Application Missing

[3] Credit Report Missing

[3] HUD-1 Missing

[2] Initial TIL Date not within 3 days of Initial Application Date

[2] Initial GFE Date not within 3 days of Initial Application Date

[2] State - Missing Interest Rate Disclsoure

[2] State - Missing Notice of Expiration of Loan Commitment

[2] State - Missing Appraisal and Consumer Report Notice

[2] State - Missing Fair Credit Reporting Act Notice

1/XX/1991

Purchase

Owner Occ

XX.XX%

33.37

PRET 2026-RPL3-101913

XXXX

[3] Appraisal Missing

[3] Final Application Missing

[3] Credit Report Missing

[3] Missing Initial Application

[3] HUD-1 Missing

[3] TIL Missing

[2] Initial GFE Missing

[2] State - Missing Broker Agreement

[2] State - Missing Freedom to Choose Insurance Provider disclosure

[2] State - Missing Notice to Borrower/Prospective Borrower / Homeowner Protection Notice

[2] State - Missing Property Tax Benefit Disclosure (State Form 51781 (6-04)

YES

12/XX/2000

Cashout Refi

Owner Occ

XX.XX%

PRET 2026-RPL3-102014

XXXX

[3] Application Incomplete

[3] Missing Initial Application

Incomplete final application due to missing origination entity information.

[2] State - Missing Rate Lock

[2] State - Missing Title Insurance Notice

[2] Initial TIL Missing

1/XX/2005

Cashout Refi

Owner Occ

XX.XX%

29.636

PRET 2026-RPL3-101842

XXXX

[2] HMDA-reportable rate spread (1/XX/04-10/XX/09)

[2] Initial TIL Date not within 3 days of Initial Application Date

[2] Initial GFE Date not within 3 days of Initial Application Date

[2] Affiliated Business Doc Missing

11/XX/2004

Cashout Refi

Owner Occ

XX.XX%

23.16

PRET 2026-RPL3-100066

XXXX

[3] Credit Report Missing

[2] Credit Score Disclosure Not Present

[2] State - Missing Rate Lock

[2] GFE1 Written list of service providers not given to borrower

4/XX/2010

Purchase

Owner Occ

XX.XX%

39.97

PRET 2026-RPL3-100263

XXXX

[3] MI Missing

Case Query results provided indicate UFMIP was paid, FHA loan, missing MIC.

7/XX/2008

Purchase

Owner Occ

XX.XX%

37.582