v3.26.1
SCHEDULE H - PART IV ITEM 4i - SCHEDULE OF ASSETS HELD FOR INVESTMENT PURPOSES AT END OF YEAR
 12 Months Ended
Dec. 31, 2025
EBP 002  
EBP, Schedule of Asset Held for Investment [Line Items]  
SCHEDULE H - PART IV ITEM 4i - SCHEDULE OF ASSETS HELD FOR INVESTMENT PURPOSES AT END OF YEAR
TOMPKINS RETIREMENT SAVINGS PLAN
EIN: 15-0470650
PLAN #: 002

FORM 5500 - SCHEDULE H - PART IV

ITEM 4i - SCHEDULE OF ASSETS HELD FOR INVESTMENT PURPOSES
AT END OF YEAR - DECEMBER 31, 2025

(a)(b)(c)(e)
Party
in
interest		Identity of issue, borrower,
lessor or similar party		Description of investment,
including maturity date, rate of
interest, collateral, par or
maturity value		Current
Value
American Funds Service Co.
1,861,704.5126 Units
$39,095,795
Target Date Retirement 2035 R6
American Funds Service Co.
1,693,332.2430 Units
31,783,845
Target Date Retirement 2030 R6
American Funds Service Co.
1,043,416.7208 Units
24,144,663
Target Date Retirement 2040 R6
American Funds Service Co.
964,945.3224 Units
23,226,234
Target Date Retirement 2045 R6
American Funds Service Co.
1,324,503.2389 Units
21,403,972
Target Date Retirement 2025 R6
American Funds Service Co.
548,913.1449 Units
13,031,198
Target Date Retirement 2050 R6
BlackRock Advisors, LLC
282,011.0274 Units
12,041,871
iShares Russell 1000 LC Index K
American Funds Service Co.
580,579.3619 Units
8,261,644
Target Date Retirement 2020 R6
American Funds Service Co.
210,499.0382 Units
6,344,441
Target Date Retirement 2055 R6
Fidelity Investments
130,391.8615 Units
6,033,231
Large Cap Gr Index Fund
Great Gray Trust Company
378,696.0838 Units
4,399,880
Stable Value R1 Fund
JP Morgan Investment Mgmt Inc.
174,403.7418 Units
4,316,493
Equity Income R6 Fund
American Funds Service Co.
296,961.6297 Units
3,824,866
Target Date Retirement 2015 R6
BlackRock Advisors, LLC
227,203.7521 Units
3,519,386
iShares Russell MC Index K Fund
BlackRock Advisors, LLC
121,007.5431 Units
3,241,792
iShares Russell 2000 SC Index K
American Funds Service Co.
113,925.8616 Units
2,337,759
Target Date Retirement 2060 R6



(CONTINUED)
TOMPKINS RETIREMENT SAVINGS PLAN
EIN: 15-0470650
PLAN #: 002

FORM 5500 - SCHEDULE H - PART IV

ITEM 4i - SCHEDULE OF ASSETS HELD FOR INVESTMENT PURPOSES
AT END OF YEAR - DECEMBER 31, 2025, Cont’d

(a)(b)(c)(e)
Party
in
interest		Identity of issue, borrower,
lessor or similar party		Description of investment,
including maturity date, rate of
interest, collateral, par or
maturity value		Current
Value
American Funds Service Co.
112,456.1046 Units
$2,269,364
Target Date Retirement 2065 R6
American Funds Service Co.
182,081.3578 Units
2,234,138
Target Date Retirement 2010 R6
JP Morgan Investment Mgmt Inc.
203,598.0958 Units
2,125,564
Core Bond R6 Fund
BlackRock Advisors, LLC
147,914.3743 Units
1,924,366
iShares MSCI Tot Intl Idx K Fund
Morgan Stanley Investment Mgmt
62,975.8186 Units
1,750,098
Inst Int Adv I
John Hancock Advisors, LLC
52,145.7986 Units
1,431,924
Disc Value Mid-Cap R6 Fund
BlackRock Advisors, LLC
153,249.9695 Units
1,406,835
 iShares US Agg Bond Index K Fund
Harbor Capital Advisors
22,795.7975 Units
973,609
 Small Cap Value Ret Fund
Baillie Gifford
34,557.0626 Units
916,799
 Baillie Gifford Emg Mkt Eq K
Great Gray Trust Company
29,221.7251 Units
468,541
 Mid Cap Growth R1 Fund
American Funds Service Co.
34,112.9667 Units
440,398
Target Date Retirement 2070 R6
*Tompkins Financial Corp.
113,850.4531 Units
Corporation Common Stock8,256,435
231,205,141
*Participant loans
3.25% - 9.50% maturing 2026 through 2042
2,364,044
$233,569,185
Note:        Certain cost information in column (d) is not required to be disclosed as investments are participant directed under an individual account plan.
* Denotes party in interest