| SCHEDULE H, PART IV, LINE 4i - SCHEDULE OF ASSETS (HELD AT END OF YEAR) |
| | | | | | | | | | | | | | | | PBF ENERGY RETIREMENT SAVINGS PLAN | | | | | | EIN 27-2198168 PLAN NO. 002 | | | | | | | SCHEDULE H, PART IV, LINE 4i - | | SCHEDULE OF ASSETS (HELD AT END OF YEAR) | | | | | | | December 31, 2025 | | | | | | | | (c) Description of investment, including | | | | (b) Identity of issuer, borrower, | maturity date, rate of interest, | (d) | (e) Current | | (a) lessor, or similar party | collateral, par or maturity value | Cost | Value | | Common Stock | | | | * | PBF Energy Inc. | Class A Common Stock | ** | $ | 16,282,677 | | | Mutual Funds | | | | | Dodge and Cox | Dodge & Cox Income Fund; Class X | ** | 807,742 | | | | | | | | PIMCO | PIMCO Income Fund; Institutional Class | ** | 3,446,229 | | | Victory Capital Management Inc. | Victory Sycamore Established Value Fund, Class l R6 | ** | 1,514,940 | | | * | The Vanguard Group | Vanguard Federal Money Market Fund | ** | 34,038,530 | | | * | The Vanguard Group | Vanguard Institutional Index Fund Institutional Shares | ** | 173,740,910 | | | * | The Vanguard Group | Vanguard International Growth Fund Admiral Shares | ** | 31,956,003 | | | * | The Vanguard Group | Vanguard Mid-Cap Growth Index Fund Admiral Shares | ** | 32,272,958 | | | * | The Vanguard Group | Vanguard Mid-Cap Index Fund Admiral Shares | ** | 2,503,020 | | | * | The Vanguard Group | Vanguard Small-Cap Index Fund Institutional Shares | ** | 57,895,969 | | | * | The Vanguard Group | Vanguard Total Bond Market Index Fund Admiral Shares | ** | 52,875,593 | | | * | The Vanguard Group | Vanguard Total International Stock Index Fund Institutional Shares | ** | 64,443,757 | | | * | The Vanguard Group | Vanguard U.S. Growth Fund Admiral Shares | ** | 60,618,307 | | | * | The Vanguard Group | Vanguard Wellington Fund Admiral Shares | ** | 28,833,303 | | | * | The Vanguard Group | Vanguard Windsor II Fund Admiral Shares | ** | 28,435,331 | | | Common Collective Trusts | | | | * | The Vanguard Group | Vanguard Target Retirement 2020 Trust II | ** | 13,536,386 | | | * | The Vanguard Group | Vanguard Target Retirement 2025 Trust II | ** | 39,215,414 | | | * | The Vanguard Group | Vanguard Target Retirement 2030 Trust II | ** | 78,872,508 | | | * | The Vanguard Group | Vanguard Target Retirement 2035 Trust II | ** | 85,684,942 | | | * | The Vanguard Group | Vanguard Target Retirement 2040 Trust II | ** | 85,781,357 | | | * | The Vanguard Group | Vanguard Target Retirement 2045 Trust II | ** | 86,524,746 | | | * | The Vanguard Group | Vanguard Target Retirement 2050 Trust II | ** | 77,785,308 | | | * | The Vanguard Group | Vanguard Target Retirement 2055 Trust II | ** | 55,262,360 | | | * | The Vanguard Group | Vanguard Target Retirement 2060 Trust II | ** | 28,927,414 | | | * | The Vanguard Group | Vanguard Target Retirement 2065 Trust II | ** | 8,033,964 | | | * | The Vanguard Group | Vanguard Target Retirement 2070 Trust II | ** | 936,684 | | | * | The Vanguard Group | Vanguard Target Retirement Income Trust II | ** | 9,233,353 | | | * | The Vanguard Group | Vanguard Target Retirement Income and Growth Trust II | ** | 794,633 | | | | | | $ | 1,160,254,338 | | | | | | | | * | Participants | Participant loans maturing 2026 to 2035 at interest rates of 4.25% - 9.50% | ** | 22,387,504 | | | | | | $ | 1,182,641,842 | | | | | | | | * | Denotes party-in-interest to the Plan. | | ** | Omitted all participant-directed transactions under an individual account plan. |
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