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          <link:calculationArc xlink:type="arc" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForContribution" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForEmployerContribution" use="optional" order="5" weight="1" />
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          <link:calculationArc xlink:type="arc" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForContribution" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForParticipantContributionRollover" use="optional" order="6" weight="1" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForInterestAndDividendIncomeOnInvestment" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForInterestAndDividendIncomeOnInvestment" />
          <link:calculationArc xlink:type="arc" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncrease" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForInterestAndDividendIncomeOnInvestment" use="optional" order="7" weight="1" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForInterestIncomeOnNoteReceivableFromParticipant" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForInterestIncomeOnNoteReceivableFromParticipant" />
          <link:calculationArc xlink:type="arc" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncrease" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForInterestIncomeOnNoteReceivableFromParticipant" use="optional" order="8" weight="1" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseDecreaseForGainLossOnInvestment" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseDecreaseForGainLossOnInvestment" />
          <link:calculationArc xlink:type="arc" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncrease" xlink:to="loc_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseDecreaseForGainLossOnInvestment" use="optional" order="9" weight="1" />
        </link:calculationLink>
        <link:labelLink xlink:type="extended" xlink:role="http://www.xbrl.org/2003/role/link" >
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_CoverAbstract" xlink:label="loc_dei_CoverAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_CoverAbstract" xml:lang="en-US">Cover [Abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_CoverAbstract" xlink:to="lab_dei_CoverAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanStatementOfNetAssetAvailableForBenefitTable" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanStatementOfNetAssetAvailableForBenefitTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanStatementOfNetAssetAvailableForBenefitTable" xml:lang="en-US">EBP, Statement of Net Asset Available for Benefit [Table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanStatementOfNetAssetAvailableForBenefitTable" xlink:to="lab_us-gaap-ebp_EmployeeBenefitPlanStatementOfNetAssetAvailableForBenefitTable" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentInformationLineItems" xlink:label="loc_dei_DocumentInformationLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_DocumentInformationLineItems" xml:lang="en-US">Document Information [Line Items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_DocumentInformationLineItems" xlink:to="lab_dei_DocumentInformationLineItems" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_AmendmentFlag" xlink:label="loc_dei_AmendmentFlag" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_AmendmentFlag" xml:lang="en-US">Amendment Flag</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_AmendmentFlag" xlink:to="lab_dei_AmendmentFlag" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_CurrentFiscalYearEndDate" xlink:label="loc_dei_CurrentFiscalYearEndDate" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_CurrentFiscalYearEndDate" xml:lang="en-US">Current Fiscal Year End Date</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_CurrentFiscalYearEndDate" xlink:to="lab_dei_CurrentFiscalYearEndDate" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentFiscalPeriodFocus" xlink:label="loc_dei_DocumentFiscalPeriodFocus" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_DocumentFiscalPeriodFocus" xml:lang="en-US">Document Fiscal Period Focus</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_DocumentFiscalPeriodFocus" xlink:to="lab_dei_DocumentFiscalPeriodFocus" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentFiscalYearFocus" xlink:label="loc_dei_DocumentFiscalYearFocus" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_DocumentFiscalYearFocus" xml:lang="en-US">Document Fiscal Year Focus</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_DocumentFiscalYearFocus" xlink:to="lab_dei_DocumentFiscalYearFocus" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentPeriodEndDate" xlink:label="loc_dei_DocumentPeriodEndDate" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_DocumentPeriodEndDate" xml:lang="en-US">Document Period End Date</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_DocumentPeriodEndDate" xlink:to="lab_dei_DocumentPeriodEndDate" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentType" xlink:label="loc_dei_DocumentType" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_DocumentType" xml:lang="en-US">Document Type</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_DocumentType" xlink:to="lab_dei_DocumentType" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityCentralIndexKey" xlink:label="loc_dei_EntityCentralIndexKey" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_EntityCentralIndexKey" xml:lang="en-US">Entity Central Index Key</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityCentralIndexKey" xlink:to="lab_dei_EntityCentralIndexKey" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityRegistrantName" xlink:label="loc_dei_EntityRegistrantName" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_EntityRegistrantName" xml:lang="en-US">Entity Registrant Name</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityRegistrantName" xlink:to="lab_dei_EntityRegistrantName" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_LegalEntityAxis" xlink:label="loc_dei_LegalEntityAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_LegalEntityAxis" xml:lang="en-US">Legal Entity [Axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_LegalEntityAxis" xlink:to="lab_dei_LegalEntityAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityDomain" xlink:label="loc_dei_EntityDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_EntityDomain" xml:lang="en-US">Entity [Domain]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityDomain" xlink:to="lab_dei_EntityDomain" />
          <link:loc xlink:type="locator" xlink:href="bmo-20251231.xsd#bmo_EBP001Member" xlink:label="loc_bmo_EBP001Member" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bmo_EBP001Member" xml:lang="en-US">EBP 001 [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bmo_EBP001Member" xlink:to="lab_bmo_EBP001Member" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanStatementOfNetAssetAvailableForBenefitAbstract" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanStatementOfNetAssetAvailableForBenefitAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanStatementOfNetAssetAvailableForBenefitAbstract" xml:lang="en-US">EBP, Statement of Net Asset Available for Benefit [Abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanStatementOfNetAssetAvailableForBenefitAbstract" xlink:to="lab_us-gaap-ebp_EmployeeBenefitPlanStatementOfNetAssetAvailableForBenefitAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanStatementOfNetAssetAvailableForBenefitLineItems" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanStatementOfNetAssetAvailableForBenefitLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanStatementOfNetAssetAvailableForBenefitLineItems" xml:lang="en-US">EBP, Statement of Net Asset Available for Benefit [Line Items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanStatementOfNetAssetAvailableForBenefitLineItems" xlink:to="lab_us-gaap-ebp_EmployeeBenefitPlanStatementOfNetAssetAvailableForBenefitLineItems" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanAssetAbstract" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanAssetAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanAssetAbstract" xml:lang="en-US">EBP, Asset [Abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanAssetAbstract" xml:lang="en-US">Assets</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanAssetAbstract" xml:lang="en-US">Assets:</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanAssetAbstract" xlink:to="lab_us-gaap-ebp_EmployeeBenefitPlanAssetAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanInvestmentContractValueAbstract" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanInvestmentContractValueAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanInvestmentContractValueAbstract" xml:lang="en-US">EBP, Investment, Contract Value [Abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanInvestmentContractValueAbstract" xml:lang="en-US">Investments measured at contract value (Note 4):</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanInvestmentContractValueAbstract" xlink:to="lab_us-gaap-ebp_EmployeeBenefitPlanInvestmentContractValueAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanInvestmentExcludingPlanInterestInMasterTrustContractValue" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanInvestmentExcludingPlanInterestInMasterTrustContractValue" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanInvestmentExcludingPlanInterestInMasterTrustContractValue" xml:lang="en-US">EBP, Investment, Excluding Plan Interest in Master Trust, Contract Value</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanInvestmentExcludingPlanInterestInMasterTrustContractValue" xml:lang="en-US">Fully benefit-responsive investments</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanInvestmentExcludingPlanInterestInMasterTrustContractValue" xml:lang="en-US">Fully benefit-responsive investments: At contract value</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanInvestmentExcludingPlanInterestInMasterTrustContractValue" xlink:to="lab_us-gaap-ebp_EmployeeBenefitPlanInvestmentExcludingPlanInterestInMasterTrustContractValue" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanInvestmentPlanInterestInMasterTrustContractValue" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanInvestmentPlanInterestInMasterTrustContractValue" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanInvestmentPlanInterestInMasterTrustContractValue" xml:lang="en-US">EBP, Investment, Plan Interest in Master Trust, Contract Value</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanInvestmentPlanInterestInMasterTrustContractValue" xml:lang="en-US">Total Investments</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanInvestmentPlanInterestInMasterTrustContractValue" xlink:to="lab_us-gaap-ebp_EmployeeBenefitPlanInvestmentPlanInterestInMasterTrustContractValue" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanNetAssetAvailableForBenefit" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanNetAssetAvailableForBenefit" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanNetAssetAvailableForBenefit" xml:lang="en-US">EBP, Net Asset Available for Benefit</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanNetAssetAvailableForBenefit" xml:lang="en-US">Net Assets Available for Benefits</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanNetAssetAvailableForBenefit" xml:lang="en-US">Net Assets Available for Benefits, End of Year</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanNetAssetAvailableForBenefit" xml:lang="en-US">Net Assets Available for Benefits, Beginning of Year</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanNetAssetAvailableForBenefit" xml:lang="en-US">Net assets available for benefits, financial statements</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanNetAssetAvailableForBenefit" xlink:to="lab_us-gaap-ebp_EmployeeBenefitPlanNetAssetAvailableForBenefit" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanNoteReceivableFromParticipant" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanNoteReceivableFromParticipant" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanNoteReceivableFromParticipant" xml:lang="en-US">EBP, Note Receivable from Participant</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanNoteReceivableFromParticipant" xml:lang="en-US">Notes receivable from participants</link:label>
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          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanInvestmentFairValueAbstract" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanInvestmentFairValueAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanInvestmentFairValueAbstract" xml:lang="en-US">EBP, Investment, Fair Value [Abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanInvestmentFairValueAbstract" xml:lang="en-US">Investments at fair value (Notes 2 and 3):</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanInvestmentFairValueAbstract" xml:lang="en-US">Investments at fair value:</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanInvestmentFairValueAbstract" xlink:to="lab_us-gaap-ebp_EmployeeBenefitPlanInvestmentFairValueAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanCash" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanCash" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanCash" xml:lang="en-US">EBP, Noninterest-Bearing Cash</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanCash" xml:lang="en-US">Cash and cash equivalents</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanCash" xlink:to="lab_us-gaap-ebp_EmployeeBenefitPlanCash" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanInvestmentExcludingPlanInterestInMasterTrustFairValue" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanInvestmentExcludingPlanInterestInMasterTrustFairValue" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanInvestmentExcludingPlanInterestInMasterTrustFairValue" xml:lang="en-US">EBP, Investment, Excluding Plan Interest in Master Trust, Fair Value</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanInvestmentExcludingPlanInterestInMasterTrustFairValue" xml:lang="en-US">Investments of Fair Value</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanInvestmentExcludingPlanInterestInMasterTrustFairValue" xml:lang="en-US">Total Investments at Fair Value</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/definitionGuidance" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanInvestmentExcludingPlanInterestInMasterTrustFairValue" xml:lang="en-US">Fully benefit-responsive investments: At fair value</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanInvestmentExcludingPlanInterestInMasterTrustFairValue" xlink:to="lab_us-gaap-ebp_EmployeeBenefitPlanInvestmentExcludingPlanInterestInMasterTrustFairValue" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_InvestmentTypeAxis" xlink:label="loc_us-gaap_InvestmentTypeAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_InvestmentTypeAxis" xml:lang="en-US">Investment Type [Axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InvestmentTypeAxis" xlink:to="lab_us-gaap_InvestmentTypeAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="loc_us-gaap_InvestmentTypeCategorizationMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_InvestmentTypeCategorizationMember" xml:lang="en-US">Investments [Domain]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InvestmentTypeCategorizationMember" xlink:to="lab_us-gaap_InvestmentTypeCategorizationMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DefinedBenefitPlanCommonCollectiveTrustMember" xlink:label="loc_us-gaap_DefinedBenefitPlanCommonCollectiveTrustMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_DefinedBenefitPlanCommonCollectiveTrustMember" xml:lang="en-US">Common Collective Trust [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap_DefinedBenefitPlanCommonCollectiveTrustMember" xml:lang="en-US">Common and collective trusts</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DefinedBenefitPlanCommonCollectiveTrustMember" xlink:to="lab_us-gaap_DefinedBenefitPlanCommonCollectiveTrustMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanEmployerCommonStockMember" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanEmployerCommonStockMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanEmployerCommonStockMember" xml:lang="en-US">EBP, Employer, Common Stock [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanEmployerCommonStockMember" xml:lang="en-US">Common stock &#8211; Bank of Montreal</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanEmployerCommonStockMember" xlink:to="lab_us-gaap-ebp_EmployeeBenefitPlanEmployerCommonStockMember" />
          <link:loc xlink:type="locator" xlink:href="bmo-20251231.xsd#bmo_FullyBenefitResponsiveInvestmentsMember" xlink:label="loc_bmo_FullyBenefitResponsiveInvestmentsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bmo_FullyBenefitResponsiveInvestmentsMember" xml:lang="en-US">Fully Benefit Responsive Investments [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bmo_FullyBenefitResponsiveInvestmentsMember" xlink:to="lab_bmo_FullyBenefitResponsiveInvestmentsMember" />
          <link:loc xlink:type="locator" xlink:href="bmo-20251231.xsd#bmo_RegisteredInvestmentCompaniesMember" xlink:label="loc_bmo_RegisteredInvestmentCompaniesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bmo_RegisteredInvestmentCompaniesMember" xml:lang="en-US">Registered Investment Companies [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bmo_RegisteredInvestmentCompaniesMember" xml:lang="en-US">Registered investment companies</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bmo_RegisteredInvestmentCompaniesMember" xlink:to="lab_bmo_RegisteredInvestmentCompaniesMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanStatementOfChangeInNetAssetAvailableForBenefitAbstract" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanStatementOfChangeInNetAssetAvailableForBenefitAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanStatementOfChangeInNetAssetAvailableForBenefitAbstract" xml:lang="en-US">EBP, Statement of Change in Net Asset Available for Benefit [Abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanStatementOfChangeInNetAssetAvailableForBenefitAbstract" xlink:to="lab_us-gaap-ebp_EmployeeBenefitPlanStatementOfChangeInNetAssetAvailableForBenefitAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanStatementOfChangeInNetAssetAvailableForBenefitTable" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanStatementOfChangeInNetAssetAvailableForBenefitTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanStatementOfChangeInNetAssetAvailableForBenefitTable" xml:lang="en-US">EBP, Statement of Change in Net Asset Available for Benefit [Table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanStatementOfChangeInNetAssetAvailableForBenefitTable" xlink:to="lab_us-gaap-ebp_EmployeeBenefitPlanStatementOfChangeInNetAssetAvailableForBenefitTable" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanStatementOfChangeInNetAssetAvailableForBenefitLineItems" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanStatementOfChangeInNetAssetAvailableForBenefitLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanStatementOfChangeInNetAssetAvailableForBenefitLineItems" xml:lang="en-US">EBP, Statement of Change in Net Asset Available for Benefit [Line Items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanStatementOfChangeInNetAssetAvailableForBenefitLineItems" xlink:to="lab_us-gaap-ebp_EmployeeBenefitPlanStatementOfChangeInNetAssetAvailableForBenefitLineItems" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitDecreaseAbstract" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitDecreaseAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitDecreaseAbstract" xml:lang="en-US">EBP, Change in Net Asset Available for Benefit, Decrease [Abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitDecreaseAbstract" xml:lang="en-US">Deductions</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitDecreaseAbstract" xlink:to="lab_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitDecreaseAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitDecrease" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitDecrease" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitDecrease" xml:lang="en-US">EBP, Change in Net Asset Available for Benefit, Decrease</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitDecrease" xml:lang="en-US">Total Deductions</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitDecrease" xlink:to="lab_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitDecrease" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitDecreaseForAdministrativeExpense" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitDecreaseForAdministrativeExpense" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitDecreaseForAdministrativeExpense" xml:lang="en-US">EBP, Change in Net Asset Available for Benefit, Decrease from Administrative Expense</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitDecreaseForAdministrativeExpense" xml:lang="en-US">Administrative expenses</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitDecreaseForAdministrativeExpense" xlink:to="lab_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitDecreaseForAdministrativeExpense" />
          <link:loc xlink:type="locator" xlink:href="bmo-20251231.xsd#bmo_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitDecreaseForDeemedDistributions" xlink:label="loc_bmo_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitDecreaseForDeemedDistributions" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bmo_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitDecreaseForDeemedDistributions" xml:lang="en-US">Employee Benefit Plan Change In Net Asset Available For Benefit Decrease For Deemed Distributions</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_bmo_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitDecreaseForDeemedDistributions" xml:lang="en-US">Deemed distributions</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bmo_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitDecreaseForDeemedDistributions" xlink:to="lab_bmo_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitDecreaseForDeemedDistributions" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bmo_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitDecreaseForDeemedDistributions" xml:lang="en-US">Employee Benefit Plan Change In Net Asset Available For Benefit Decrease For Deemed Distributions.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitDecreaseForPaymentToParticipant" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitDecreaseForPaymentToParticipant" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitDecreaseForPaymentToParticipant" xml:lang="en-US">EBP, Change in Net Asset Available for Benefit, Decrease from Payment to Participant</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitDecreaseForPaymentToParticipant" xml:lang="en-US">Benefits paid to participants</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitDecreaseForPaymentToParticipant" xlink:to="lab_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitDecreaseForPaymentToParticipant" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseDecrease" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseDecrease" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseDecrease" xml:lang="en-US">EBP, Change in Net Asset Available for Benefit, Increase (Decrease)</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseDecrease" xml:lang="en-US">Change in Net Assets Available for Benefits</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseDecrease" xml:lang="en-US">Change in net assets available for benefits, financial statements</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseDecrease" xlink:to="lab_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseDecrease" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseAbstract" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseAbstract" xml:lang="en-US">EBP, Change in Net Asset Available for Benefit, Increase [Abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseAbstract" xml:lang="en-US">Additions</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseAbstract" xlink:to="lab_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForContributionAbstract" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForContributionAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForContributionAbstract" xml:lang="en-US">EBP, Change in Net Asset Available for Benefit, Increase from Contribution [Abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForContributionAbstract" xml:lang="en-US">Contributions</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForContributionAbstract" xlink:to="lab_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForContributionAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncrease" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncrease" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncrease" xml:lang="en-US">EBP, Change in Net Asset Available for Benefit, Increase</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncrease" xml:lang="en-US">Total Additions</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncrease" xlink:to="lab_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncrease" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseDecreaseForGainLossOnInvestment" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseDecreaseForGainLossOnInvestment" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseDecreaseForGainLossOnInvestment" xml:lang="en-US">EBP, Change in Net Asset Available for Benefit, Increase (Decrease) from Gain (Loss) on Investment</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseDecreaseForGainLossOnInvestment" xml:lang="en-US">Net appreciation in fair value of investments</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseDecreaseForGainLossOnInvestment" xlink:to="lab_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseDecreaseForGainLossOnInvestment" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForContribution" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForContribution" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForContribution" xml:lang="en-US">EBP, Change in Net Asset Available for Benefit, Increase from Contribution</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForContribution" xml:lang="en-US">Total Contributions</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForContribution" xlink:to="lab_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForContribution" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForEmployerContribution" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForEmployerContribution" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForEmployerContribution" xml:lang="en-US">EBP, Change in Net Asset Available for Benefit, Increase from Employer Contribution, Cash and Noncash</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForEmployerContribution" xml:lang="en-US">Employer contributions</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForEmployerContribution" xlink:to="lab_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForEmployerContribution" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForInterestAndDividendIncomeOnInvestment" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForInterestAndDividendIncomeOnInvestment" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForInterestAndDividendIncomeOnInvestment" xml:lang="en-US">EBP, Change in Net Asset Available for Benefit, Increase from Interest and Dividend Income on Investment</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForInterestAndDividendIncomeOnInvestment" xml:lang="en-US">Interest and dividend income (net of investment expenses)</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForInterestAndDividendIncomeOnInvestment" xlink:to="lab_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForInterestAndDividendIncomeOnInvestment" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForInterestIncomeOnNoteReceivableFromParticipant" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForInterestIncomeOnNoteReceivableFromParticipant" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForInterestIncomeOnNoteReceivableFromParticipant" xml:lang="en-US">EBP, Change in Net Asset Available for Benefit, Increase from Interest Income on Note Receivable from Participant</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForInterestIncomeOnNoteReceivableFromParticipant" xml:lang="en-US">Interest income on notes receivable from participants</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForInterestIncomeOnNoteReceivableFromParticipant" xlink:to="lab_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForInterestIncomeOnNoteReceivableFromParticipant" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForParticipantContributionExcludingRollover" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForParticipantContributionExcludingRollover" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForParticipantContributionExcludingRollover" xml:lang="en-US">EBP, Change in Net Asset Available for Benefit, Increase from Participant Contribution, Excluding Rollover</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForParticipantContributionExcludingRollover" xml:lang="en-US">Participant contributions</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForParticipantContributionExcludingRollover" xlink:to="lab_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForParticipantContributionExcludingRollover" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForParticipantContributionRollover" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForParticipantContributionRollover" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForParticipantContributionRollover" xml:lang="en-US">EBP, Change in Net Asset Available for Benefit, Increase from Participant Contribution, Rollover</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForParticipantContributionRollover" xml:lang="en-US">Rollovers</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForParticipantContributionRollover" xlink:to="lab_us-gaap-ebp_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitIncreaseForParticipantContributionRollover" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanDescriptionOfPlanAbstract" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanDescriptionOfPlanAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanDescriptionOfPlanAbstract" xml:lang="en-US">EBP, Description of Plan and Accounting Change [Abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanDescriptionOfPlanAbstract" xlink:to="lab_us-gaap-ebp_EmployeeBenefitPlanDescriptionOfPlanAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanDescriptionOfPlanTable" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanDescriptionOfPlanTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanDescriptionOfPlanTable" xml:lang="en-US">EBP, Description of Plan [Table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanDescriptionOfPlanTable" xlink:to="lab_us-gaap-ebp_EmployeeBenefitPlanDescriptionOfPlanTable" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanDescriptionOfPlanLineItems" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanDescriptionOfPlanLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanDescriptionOfPlanLineItems" xml:lang="en-US">EBP, Description of Plan [Line Items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanDescriptionOfPlanLineItems" xlink:to="lab_us-gaap-ebp_EmployeeBenefitPlanDescriptionOfPlanLineItems" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanDescriptionOfPlanTextBlock" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanDescriptionOfPlanTextBlock" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanDescriptionOfPlanTextBlock" xml:lang="en-US">EBP, Description of Plan [Text Block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanDescriptionOfPlanTextBlock" xml:lang="en-US">Description Of The Plan</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanDescriptionOfPlanTextBlock" xlink:to="lab_us-gaap-ebp_EmployeeBenefitPlanDescriptionOfPlanTextBlock" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanSummaryOfAccountingPolicyTextBlock" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanSummaryOfAccountingPolicyTextBlock" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanSummaryOfAccountingPolicyTextBlock" xml:lang="en-US">EBP, Summary of Accounting Policy [Text Block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanSummaryOfAccountingPolicyTextBlock" xml:lang="en-US">Summary Of Significant Accounting Policies</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanSummaryOfAccountingPolicyTextBlock" xlink:to="lab_us-gaap-ebp_EmployeeBenefitPlanSummaryOfAccountingPolicyTextBlock" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanInvestmentFairValueAndNavAbstract" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanInvestmentFairValueAndNavAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanInvestmentFairValueAndNavAbstract" xml:lang="en-US">EBP, Investment, Fair Value and NAV [Abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanInvestmentFairValueAndNavAbstract" xlink:to="lab_us-gaap-ebp_EmployeeBenefitPlanInvestmentFairValueAndNavAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanInvestmentFairValueAndNavTable" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanInvestmentFairValueAndNavTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanInvestmentFairValueAndNavTable" xml:lang="en-US">EBP, Investment, Fair Value and NAV [Table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanInvestmentFairValueAndNavTable" xlink:to="lab_us-gaap-ebp_EmployeeBenefitPlanInvestmentFairValueAndNavTable" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanInvestmentFairValueAndNavLineItems" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanInvestmentFairValueAndNavLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanInvestmentFairValueAndNavLineItems" xml:lang="en-US">EBP, Investment, Fair Value and NAV [Line Items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanInvestmentFairValueAndNavLineItems" xlink:to="lab_us-gaap-ebp_EmployeeBenefitPlanInvestmentFairValueAndNavLineItems" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanInvestmentFairValueAndNavTextBlock" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanInvestmentFairValueAndNavTextBlock" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanInvestmentFairValueAndNavTextBlock" xml:lang="en-US">EBP, Investment, Fair Value and NAV [Text Block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanInvestmentFairValueAndNavTextBlock" xml:lang="en-US">Investments And Fair Value</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanInvestmentFairValueAndNavTextBlock" xlink:to="lab_us-gaap-ebp_EmployeeBenefitPlanInvestmentFairValueAndNavTextBlock" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis" xlink:label="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_FairValueByFairValueHierarchyLevelAxis" xml:lang="en-US">Fair Value Hierarchy and NAV [Axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis" xlink:to="lab_us-gaap_FairValueByFairValueHierarchyLevelAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:label="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xml:lang="en-US">Fair Value Hierarchy and NAV [Domain]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:to="lab_us-gaap_FairValueMeasurementsFairValueHierarchyDomain" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanFullyBenefitResponsiveInvestmentContractAbstract" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanFullyBenefitResponsiveInvestmentContractAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanFullyBenefitResponsiveInvestmentContractAbstract" xml:lang="en-US">EBP, Fully Benefit-Responsive Investment Contract [Abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanFullyBenefitResponsiveInvestmentContractAbstract" xlink:to="lab_us-gaap-ebp_EmployeeBenefitPlanFullyBenefitResponsiveInvestmentContractAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanFullyBenefitResponsiveInvestmentContractTable" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanFullyBenefitResponsiveInvestmentContractTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanFullyBenefitResponsiveInvestmentContractTable" xml:lang="en-US">EBP, Fully Benefit-Responsive Investment Contract [Table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanFullyBenefitResponsiveInvestmentContractTable" xlink:to="lab_us-gaap-ebp_EmployeeBenefitPlanFullyBenefitResponsiveInvestmentContractTable" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanFullyBenefitResponsiveInvestmentContractLineItems" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanFullyBenefitResponsiveInvestmentContractLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanFullyBenefitResponsiveInvestmentContractLineItems" xml:lang="en-US">EBP, Fully Benefit-Responsive Investment Contract [Line Items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanFullyBenefitResponsiveInvestmentContractLineItems" xlink:to="lab_us-gaap-ebp_EmployeeBenefitPlanFullyBenefitResponsiveInvestmentContractLineItems" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanFullyBenefitResponsiveInvestmentContractTextBlock" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanFullyBenefitResponsiveInvestmentContractTextBlock" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanFullyBenefitResponsiveInvestmentContractTextBlock" xml:lang="en-US">EBP, Fully Benefit-Responsive Investment Contract [Text Block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanFullyBenefitResponsiveInvestmentContractTextBlock" xml:lang="en-US">Fully Benefit-Responsive Investments</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanFullyBenefitResponsiveInvestmentContractTextBlock" xlink:to="lab_us-gaap-ebp_EmployeeBenefitPlanFullyBenefitResponsiveInvestmentContractTextBlock" />
          <link:loc xlink:type="locator" xlink:href="bmo-20251231.xsd#bmo_EmployeeBenefitPlanPlanTerminationAbstract" xlink:label="loc_bmo_EmployeeBenefitPlanPlanTerminationAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bmo_EmployeeBenefitPlanPlanTerminationAbstract" xml:lang="en-US">Employee Benefit Plan Plan Termination [Abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bmo_EmployeeBenefitPlanPlanTerminationAbstract" xlink:to="lab_bmo_EmployeeBenefitPlanPlanTerminationAbstract" />
          <link:loc xlink:type="locator" xlink:href="bmo-20251231.xsd#bmo_EmployeeBenefitPlanPlanTerminationTable" xlink:label="loc_bmo_EmployeeBenefitPlanPlanTerminationTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bmo_EmployeeBenefitPlanPlanTerminationTable" xml:lang="en-US">Employee Benefit Plan Plan Termination [Table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bmo_EmployeeBenefitPlanPlanTerminationTable" xlink:to="lab_bmo_EmployeeBenefitPlanPlanTerminationTable" />
          <link:loc xlink:type="locator" xlink:href="bmo-20251231.xsd#bmo_EmployeeBenefitPlanPlanTerminationLineItems" xlink:label="loc_bmo_EmployeeBenefitPlanPlanTerminationLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bmo_EmployeeBenefitPlanPlanTerminationLineItems" xml:lang="en-US">Employee Benefit Plan Plan Termination [Line Items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bmo_EmployeeBenefitPlanPlanTerminationLineItems" xlink:to="lab_bmo_EmployeeBenefitPlanPlanTerminationLineItems" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanPlanTerminationTextBlock" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanPlanTerminationTextBlock" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanPlanTerminationTextBlock" xml:lang="en-US">EBP, Plan Termination [Text Block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanPlanTerminationTextBlock" xml:lang="en-US">Plan Termination</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanPlanTerminationTextBlock" xlink:to="lab_us-gaap-ebp_EmployeeBenefitPlanPlanTerminationTextBlock" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanTaxStatusAbstract" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanTaxStatusAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanTaxStatusAbstract" xml:lang="en-US">EBP, Tax Status [Abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanTaxStatusAbstract" xlink:to="lab_us-gaap-ebp_EmployeeBenefitPlanTaxStatusAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanTaxStatusTable" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanTaxStatusTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanTaxStatusTable" xml:lang="en-US">EBP, Tax Status [Table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanTaxStatusTable" xlink:to="lab_us-gaap-ebp_EmployeeBenefitPlanTaxStatusTable" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanTaxStatusLineItems" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanTaxStatusLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanTaxStatusLineItems" xml:lang="en-US">EBP, Tax Status [Line Items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanTaxStatusLineItems" xlink:to="lab_us-gaap-ebp_EmployeeBenefitPlanTaxStatusLineItems" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanTaxStatusTextBlock" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanTaxStatusTextBlock" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanTaxStatusTextBlock" xml:lang="en-US">EBP, Tax Status [Text Block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanTaxStatusTextBlock" xml:lang="en-US">Income Tax Status</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanTaxStatusTextBlock" xlink:to="lab_us-gaap-ebp_EmployeeBenefitPlanTaxStatusTextBlock" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanRelatedPartyAndPartyInInterestTransactionsAbstract" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanRelatedPartyAndPartyInInterestTransactionsAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanRelatedPartyAndPartyInInterestTransactionsAbstract" xml:lang="en-US">EBP, Related Party and Party-in-Interest Transactions [Abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanRelatedPartyAndPartyInInterestTransactionsAbstract" xlink:to="lab_us-gaap-ebp_EmployeeBenefitPlanRelatedPartyAndPartyInInterestTransactionsAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanRelatedPartyAndPartyInInterestTransactionsTable" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanRelatedPartyAndPartyInInterestTransactionsTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanRelatedPartyAndPartyInInterestTransactionsTable" xml:lang="en-US">EBP, Related Party and Party-in-Interest Transactions [Table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanRelatedPartyAndPartyInInterestTransactionsTable" xlink:to="lab_us-gaap-ebp_EmployeeBenefitPlanRelatedPartyAndPartyInInterestTransactionsTable" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanRelatedPartyAndPartyInInterestTransactionsLineItems" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanRelatedPartyAndPartyInInterestTransactionsLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanRelatedPartyAndPartyInInterestTransactionsLineItems" xml:lang="en-US">EBP, Related Party and Party-in-Interest Transactions [Line Items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanRelatedPartyAndPartyInInterestTransactionsLineItems" xlink:to="lab_us-gaap-ebp_EmployeeBenefitPlanRelatedPartyAndPartyInInterestTransactionsLineItems" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanRelatedPartyAndPartyInInterestTransactionsTextBlock" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanRelatedPartyAndPartyInInterestTransactionsTextBlock" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanRelatedPartyAndPartyInInterestTransactionsTextBlock" xml:lang="en-US">EBP, Related Party and Party-in-Interest Transactions [Text Block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanRelatedPartyAndPartyInInterestTransactionsTextBlock" xml:lang="en-US">Related Parties And Parties-In-Interest</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanRelatedPartyAndPartyInInterestTransactionsTextBlock" xlink:to="lab_us-gaap-ebp_EmployeeBenefitPlanRelatedPartyAndPartyInInterestTransactionsTextBlock" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanReconciliationToForm5500Abstract" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanReconciliationToForm5500Abstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanReconciliationToForm5500Abstract" xml:lang="en-US">EBP, Reconciliation of Financial Statement to Form 5500 [Abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanReconciliationToForm5500Abstract" xlink:to="lab_us-gaap-ebp_EmployeeBenefitPlanReconciliationToForm5500Abstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanReconciliationToForm5500Table" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanReconciliationToForm5500Table" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanReconciliationToForm5500Table" xml:lang="en-US">EBP, Reconciliation of Financial Statement to Form 5500 [Table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanReconciliationToForm5500Table" xlink:to="lab_us-gaap-ebp_EmployeeBenefitPlanReconciliationToForm5500Table" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanReconciliationToForm5500LineItems" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanReconciliationToForm5500LineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanReconciliationToForm5500LineItems" xml:lang="en-US">EBP, Reconciliation of Financial Statement to Form 5500 [Line Items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanReconciliationToForm5500LineItems" xlink:to="lab_us-gaap-ebp_EmployeeBenefitPlanReconciliationToForm5500LineItems" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanReconciliationToForm5500TextBlock" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanReconciliationToForm5500TextBlock" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanReconciliationToForm5500TextBlock" xml:lang="en-US">EBP, Reconciliation of Financial Statement to Form 5500 [Text Block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanReconciliationToForm5500TextBlock" xml:lang="en-US">Reconciliation of Financial Statements To Form 5500</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanReconciliationToForm5500TextBlock" xlink:to="lab_us-gaap-ebp_EmployeeBenefitPlanReconciliationToForm5500TextBlock" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanScheduleOfAssetHeldForInvestmentAbstract" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanScheduleOfAssetHeldForInvestmentAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanScheduleOfAssetHeldForInvestmentAbstract" xml:lang="en-US">EBP, Schedule of Asset Held for Investment [Abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanScheduleOfAssetHeldForInvestmentAbstract" xlink:to="lab_us-gaap-ebp_EmployeeBenefitPlanScheduleOfAssetHeldForInvestmentAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanScheduleOfAssetHeldForInvestmentTable" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanScheduleOfAssetHeldForInvestmentTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanScheduleOfAssetHeldForInvestmentTable" xml:lang="en-US">EBP, Schedule of Asset Held for Investment [Table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanScheduleOfAssetHeldForInvestmentTable" xlink:to="lab_us-gaap-ebp_EmployeeBenefitPlanScheduleOfAssetHeldForInvestmentTable" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanScheduleOfAssetHeldForInvestmentLineItems" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanScheduleOfAssetHeldForInvestmentLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanScheduleOfAssetHeldForInvestmentLineItems" xml:lang="en-US">EBP, Schedule of Asset Held for Investment [Line Items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanScheduleOfAssetHeldForInvestmentLineItems" xlink:to="lab_us-gaap-ebp_EmployeeBenefitPlanScheduleOfAssetHeldForInvestmentLineItems" />
          <link:loc xlink:type="locator" xlink:href="bmo-20251231.xsd#bmo_EmployeeBenefitPlanScheduleOfAssetHeldForInvestmentsTextBlock" xlink:label="loc_bmo_EmployeeBenefitPlanScheduleOfAssetHeldForInvestmentsTextBlock" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bmo_EmployeeBenefitPlanScheduleOfAssetHeldForInvestmentsTextBlock" xml:lang="en-US">Eemployee benefit plan schedule of asset held for investments</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bmo_EmployeeBenefitPlanScheduleOfAssetHeldForInvestmentsTextBlock" xlink:to="lab_bmo_EmployeeBenefitPlanScheduleOfAssetHeldForInvestmentsTextBlock" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bmo_EmployeeBenefitPlanScheduleOfAssetHeldForInvestmentsTextBlock" xml:lang="en-US">Employee benefit plan schedule of asset held for investments.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EbpRiskAndUncertaintyPolicyTextBlock" xlink:label="loc_us-gaap-ebp_EbpRiskAndUncertaintyPolicyTextBlock" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap-ebp_EbpRiskAndUncertaintyPolicyTextBlock" xml:lang="en-US">EBP, Risk and Uncertainty [Policy Text Block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap-ebp_EbpRiskAndUncertaintyPolicyTextBlock" xml:lang="en-US">Risks and Uncertainties</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap-ebp_EbpRiskAndUncertaintyPolicyTextBlock" xlink:to="lab_us-gaap-ebp_EbpRiskAndUncertaintyPolicyTextBlock" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanBasisOfAccountingPolicyTextBlock" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanBasisOfAccountingPolicyTextBlock" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanBasisOfAccountingPolicyTextBlock" xml:lang="en-US">EBP, Basis of Accounting [Policy Text Block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanBasisOfAccountingPolicyTextBlock" xml:lang="en-US">Basis of Accounting</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanBasisOfAccountingPolicyTextBlock" xlink:to="lab_us-gaap-ebp_EmployeeBenefitPlanBasisOfAccountingPolicyTextBlock" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanContributionPolicyTextBlock" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanContributionPolicyTextBlock" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanContributionPolicyTextBlock" xml:lang="en-US">EBP, Contribution [Policy Text Block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanContributionPolicyTextBlock" xml:lang="en-US">Contributions</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanContributionPolicyTextBlock" xlink:to="lab_us-gaap-ebp_EmployeeBenefitPlanContributionPolicyTextBlock" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanExpensePolicyTextBlock" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanExpensePolicyTextBlock" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanExpensePolicyTextBlock" xml:lang="en-US">EBP, Expense [Policy Text Block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanExpensePolicyTextBlock" xml:lang="en-US">Administrative Expenses</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanExpensePolicyTextBlock" xlink:to="lab_us-gaap-ebp_EmployeeBenefitPlanExpensePolicyTextBlock" />
          <link:loc xlink:type="locator" xlink:href="bmo-20251231.xsd#bmo_EmployeeBenefitPlanFairValueMeasurementsPolicyTextBlock" xlink:label="loc_bmo_EmployeeBenefitPlanFairValueMeasurementsPolicyTextBlock" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bmo_EmployeeBenefitPlanFairValueMeasurementsPolicyTextBlock" xml:lang="en-US">Employee Benefit Plan Fair Value Measurements Policy [Text Block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bmo_EmployeeBenefitPlanFairValueMeasurementsPolicyTextBlock" xml:lang="en-US">Fair Value Measurements</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bmo_EmployeeBenefitPlanFairValueMeasurementsPolicyTextBlock" xlink:to="lab_bmo_EmployeeBenefitPlanFairValueMeasurementsPolicyTextBlock" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bmo_EmployeeBenefitPlanFairValueMeasurementsPolicyTextBlock" xml:lang="en-US">Employee benefit plan fair value measurements policy text block.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanInvestmentPolicyTextBlock" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanInvestmentPolicyTextBlock" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanInvestmentPolicyTextBlock" xml:lang="en-US">EBP, Investment [Policy Text Block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanInvestmentPolicyTextBlock" xml:lang="en-US">Investments</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanInvestmentPolicyTextBlock" xlink:to="lab_us-gaap-ebp_EmployeeBenefitPlanInvestmentPolicyTextBlock" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanNoteReceivableFromParticipantPolicyTextBlock" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanNoteReceivableFromParticipantPolicyTextBlock" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanNoteReceivableFromParticipantPolicyTextBlock" xml:lang="en-US">EBP, Note Receivable from Participant [Policy Text Block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanNoteReceivableFromParticipantPolicyTextBlock" xml:lang="en-US">Notes Receivable from Participants</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanNoteReceivableFromParticipantPolicyTextBlock" xlink:to="lab_us-gaap-ebp_EmployeeBenefitPlanNoteReceivableFromParticipantPolicyTextBlock" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanPaymentToParticipantPolicyTextBlock" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanPaymentToParticipantPolicyTextBlock" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanPaymentToParticipantPolicyTextBlock" xml:lang="en-US">EBP, Payment to Participant [Policy Text Block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanPaymentToParticipantPolicyTextBlock" xml:lang="en-US">Payment of Benefits</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanPaymentToParticipantPolicyTextBlock" xlink:to="lab_us-gaap-ebp_EmployeeBenefitPlanPaymentToParticipantPolicyTextBlock" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanUseOfEstimatePolicyTextBlock" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanUseOfEstimatePolicyTextBlock" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanUseOfEstimatePolicyTextBlock" xml:lang="en-US">EBP, Use of Estimate [Policy Text Block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanUseOfEstimatePolicyTextBlock" xml:lang="en-US">Use of Estimates</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanUseOfEstimatePolicyTextBlock" xlink:to="lab_us-gaap-ebp_EmployeeBenefitPlanUseOfEstimatePolicyTextBlock" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanInvestmentFairValueAndNavTableTextBlock" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanInvestmentFairValueAndNavTableTextBlock" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanInvestmentFairValueAndNavTableTextBlock" xml:lang="en-US">EBP, Investment, Fair Value and NAV [Table Text Block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanInvestmentFairValueAndNavTableTextBlock" xml:lang="en-US">Summary of the Plan's Fair Value Hierarchy for those Assets that are Measured at Fair Value on a Recurring Basis</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanInvestmentFairValueAndNavTableTextBlock" xlink:to="lab_us-gaap-ebp_EmployeeBenefitPlanInvestmentFairValueAndNavTableTextBlock" />
          <link:loc xlink:type="locator" xlink:href="bmo-20251231.xsd#bmo_EmployeeBenefitPlanReconciliationOfChangeInNetAssetsAsPerForm5500TableTextBlock" xlink:label="loc_bmo_EmployeeBenefitPlanReconciliationOfChangeInNetAssetsAsPerForm5500TableTextBlock" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bmo_EmployeeBenefitPlanReconciliationOfChangeInNetAssetsAsPerForm5500TableTextBlock" xml:lang="en-US">Employee Benefit Plan Reconciliation Of Change In Net Assets As Per Form 5500 [Table Text Block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_bmo_EmployeeBenefitPlanReconciliationOfChangeInNetAssetsAsPerForm5500TableTextBlock" xml:lang="en-US">Summary of Reconciliations of Change in Net Assets Available for Benefits</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bmo_EmployeeBenefitPlanReconciliationOfChangeInNetAssetsAsPerForm5500TableTextBlock" xlink:to="lab_bmo_EmployeeBenefitPlanReconciliationOfChangeInNetAssetsAsPerForm5500TableTextBlock" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bmo_EmployeeBenefitPlanReconciliationOfChangeInNetAssetsAsPerForm5500TableTextBlock" xml:lang="en-US">Employee Benefit Plan Reconciliation Of Change In Net Assets As Per Form 5500 Table Text Block.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanReconciliationToForm5500TableTextBlock" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanReconciliationToForm5500TableTextBlock" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanReconciliationToForm5500TableTextBlock" xml:lang="en-US">EBP, Reconciliation of Financial Statement to Form 5500 [Table Text Block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanReconciliationToForm5500TableTextBlock" xml:lang="en-US">Summary of Reconciliations of Net Assets Available for Benefits</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanReconciliationToForm5500TableTextBlock" xlink:to="lab_us-gaap-ebp_EmployeeBenefitPlanReconciliationToForm5500TableTextBlock" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanContributionParticipatingEmployerAxis" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanContributionParticipatingEmployerAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanContributionParticipatingEmployerAxis" xml:lang="en-US">EBP, Contribution, Participating Employer [Axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanContributionParticipatingEmployerAxis" xlink:to="lab_us-gaap-ebp_EmployeeBenefitPlanContributionParticipatingEmployerAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanContributionParticipatingEmployerDomain" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanContributionParticipatingEmployerDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanContributionParticipatingEmployerDomain" xml:lang="en-US">EBP, Contribution, Participating Employer [Domain]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanContributionParticipatingEmployerDomain" xlink:to="lab_us-gaap-ebp_EmployeeBenefitPlanContributionParticipatingEmployerDomain" />
          <link:loc xlink:type="locator" xlink:href="bmo-20251231.xsd#bmo_EmployerNonelectiveContributionsMember" xlink:label="loc_bmo_EmployerNonelectiveContributionsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bmo_EmployerNonelectiveContributionsMember" xml:lang="en-US">Employer NonElective Contributions [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bmo_EmployerNonelectiveContributionsMember" xlink:to="lab_bmo_EmployerNonelectiveContributionsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bmo_EmployerNonelectiveContributionsMember" xml:lang="en-US">Employer Non-Elective Contributions.</link:label>
          <link:loc xlink:type="locator" xlink:href="bmo-20251231.xsd#bmo_FourHundredOneKMatchingContributionsMember" xlink:label="loc_bmo_FourHundredOneKMatchingContributionsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bmo_FourHundredOneKMatchingContributionsMember" xml:lang="en-US">Four Hundred One K Matching Contributions [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bmo_FourHundredOneKMatchingContributionsMember" xml:lang="en-US">401(k) Matching Contributions [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bmo_FourHundredOneKMatchingContributionsMember" xlink:to="lab_bmo_FourHundredOneKMatchingContributionsMember" />
          <link:loc xlink:type="locator" xlink:href="bmo-20251231.xsd#bmo_EmployeeBenefitPlanDefinedContributionPlanAutomaticContributionIncreaseRate" xlink:label="loc_bmo_EmployeeBenefitPlanDefinedContributionPlanAutomaticContributionIncreaseRate" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bmo_EmployeeBenefitPlanDefinedContributionPlanAutomaticContributionIncreaseRate" xml:lang="en-US">Employee Benefit Plan Defined Contribution Plan Automatic Contribution Increase Rate</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_bmo_EmployeeBenefitPlanDefinedContributionPlanAutomaticContributionIncreaseRate" xml:lang="en-US">EBP, Defined contribution plan automatic contribution increase rate</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bmo_EmployeeBenefitPlanDefinedContributionPlanAutomaticContributionIncreaseRate" xlink:to="lab_bmo_EmployeeBenefitPlanDefinedContributionPlanAutomaticContributionIncreaseRate" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bmo_EmployeeBenefitPlanDefinedContributionPlanAutomaticContributionIncreaseRate" xml:lang="en-US">Employee benefit plan defined contribution plan automatic contribution increase rate.</link:label>
          <link:loc xlink:type="locator" xlink:href="bmo-20251231.xsd#bmo_EmployeeBenefitPlanDefinedContributionPlanAutomaticEnrolmentContributionRate" xlink:label="loc_bmo_EmployeeBenefitPlanDefinedContributionPlanAutomaticEnrolmentContributionRate" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bmo_EmployeeBenefitPlanDefinedContributionPlanAutomaticEnrolmentContributionRate" xml:lang="en-US">Employee Benefit Plan Defined Contribution Plan Automatic Enrolment Contribution Rate</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bmo_EmployeeBenefitPlanDefinedContributionPlanAutomaticEnrolmentContributionRate" xml:lang="en-US">EBP, Defined contribution plan automatic enrolment contribution rate</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bmo_EmployeeBenefitPlanDefinedContributionPlanAutomaticEnrolmentContributionRate" xlink:to="lab_bmo_EmployeeBenefitPlanDefinedContributionPlanAutomaticEnrolmentContributionRate" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bmo_EmployeeBenefitPlanDefinedContributionPlanAutomaticEnrolmentContributionRate" xml:lang="en-US">Employee benefit plan defined contribution plan automatic enrolment contribution rate.</link:label>
          <link:loc xlink:type="locator" xlink:href="bmo-20251231.xsd#bmo_EmployeeBenefitPlanDefinedContributionPlanMaximumAutomaticContributionRate" xlink:label="loc_bmo_EmployeeBenefitPlanDefinedContributionPlanMaximumAutomaticContributionRate" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bmo_EmployeeBenefitPlanDefinedContributionPlanMaximumAutomaticContributionRate" xml:lang="en-US">Employee Benefit Plan Defined Contribution Plan Maximum Automatic Contribution Rate</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_bmo_EmployeeBenefitPlanDefinedContributionPlanMaximumAutomaticContributionRate" xml:lang="en-US">EBP, Defined contribution plan maximum automatic contribution rate</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bmo_EmployeeBenefitPlanDefinedContributionPlanMaximumAutomaticContributionRate" xlink:to="lab_bmo_EmployeeBenefitPlanDefinedContributionPlanMaximumAutomaticContributionRate" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bmo_EmployeeBenefitPlanDefinedContributionPlanMaximumAutomaticContributionRate" xml:lang="en-US">Employee benefit plan defined contribution plan maximum automatic contribution rate.</link:label>
          <link:loc xlink:type="locator" xlink:href="bmo-20251231.xsd#bmo_EmployeeBenefitPlanDefinedContributionPlanParticipantContributionPercentageMaximum" xlink:label="loc_bmo_EmployeeBenefitPlanDefinedContributionPlanParticipantContributionPercentageMaximum" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bmo_EmployeeBenefitPlanDefinedContributionPlanParticipantContributionPercentageMaximum" xml:lang="en-US">Employee Benefit Plan Defined Contribution Plan Participant Contribution Percentage Maximum</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bmo_EmployeeBenefitPlanDefinedContributionPlanParticipantContributionPercentageMaximum" xml:lang="en-US">EBP, Defined contribution plan participant contribution percentage maximum</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bmo_EmployeeBenefitPlanDefinedContributionPlanParticipantContributionPercentageMaximum" xlink:to="lab_bmo_EmployeeBenefitPlanDefinedContributionPlanParticipantContributionPercentageMaximum" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bmo_EmployeeBenefitPlanDefinedContributionPlanParticipantContributionPercentageMaximum" xml:lang="en-US">Employee benefit plan defined contribution plan participant contribution percentage maximum.</link:label>
          <link:loc xlink:type="locator" xlink:href="bmo-20251231.xsd#bmo_EmployeeBenefitPlanDefinedContributionPlanParticipantContributionPercentageMinimum" xlink:label="loc_bmo_EmployeeBenefitPlanDefinedContributionPlanParticipantContributionPercentageMinimum" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bmo_EmployeeBenefitPlanDefinedContributionPlanParticipantContributionPercentageMinimum" xml:lang="en-US">Employee Benefit Plan Defined Contribution Plan Participant Contribution Percentage Minimum</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bmo_EmployeeBenefitPlanDefinedContributionPlanParticipantContributionPercentageMinimum" xml:lang="en-US">EBP, Defined contribution plan participant contribution percentage minimum</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bmo_EmployeeBenefitPlanDefinedContributionPlanParticipantContributionPercentageMinimum" xlink:to="lab_bmo_EmployeeBenefitPlanDefinedContributionPlanParticipantContributionPercentageMinimum" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bmo_EmployeeBenefitPlanDefinedContributionPlanParticipantContributionPercentageMinimum" xml:lang="en-US">Employee benefit plan defined contribution plan participant contribution percentage minimum.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanEmployerContributionParticipantCompensationMatchedPercentage" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanEmployerContributionParticipantCompensationMatchedPercentage" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanEmployerContributionParticipantCompensationMatchedPercentage" xml:lang="en-US">EBP, Employer Contribution, Participant Compensation Matched, Percentage</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanEmployerContributionParticipantCompensationMatchedPercentage" xml:lang="en-US">EBP, Employer contribution, participant compensation matched, percentage</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanEmployerContributionParticipantCompensationMatchedPercentage" xlink:to="lab_us-gaap-ebp_EmployeeBenefitPlanEmployerContributionParticipantCompensationMatchedPercentage" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanForfeitedNonvestedAccount" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanForfeitedNonvestedAccount" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanForfeitedNonvestedAccount" xml:lang="en-US">EBP, Forfeited Nonvested Account</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanForfeitedNonvestedAccount" xml:lang="en-US">EBP, Forfeited nonvested account.</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanForfeitedNonvestedAccount" xlink:to="lab_us-gaap-ebp_EmployeeBenefitPlanForfeitedNonvestedAccount" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanForfeitedNonvestedAccountDecreaseForEmployerContribution" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanForfeitedNonvestedAccountDecreaseForEmployerContribution" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanForfeitedNonvestedAccountDecreaseForEmployerContribution" xml:lang="en-US">EBP, Forfeited Nonvested Account, Decrease from Employer Contribution</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanForfeitedNonvestedAccountDecreaseForEmployerContribution" xml:lang="en-US">EBP, Forfeited nonvested account, decrease from employer contribution</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanForfeitedNonvestedAccountDecreaseForEmployerContribution" xlink:to="lab_us-gaap-ebp_EmployeeBenefitPlanForfeitedNonvestedAccountDecreaseForEmployerContribution" />
          <link:loc xlink:type="locator" xlink:href="bmo-20251231.xsd#bmo_EmployeeBenefitPlanMaximumLoanAllowed" xlink:label="loc_bmo_EmployeeBenefitPlanMaximumLoanAllowed" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bmo_EmployeeBenefitPlanMaximumLoanAllowed" xml:lang="en-US">Employee Benefit Plan, Maximum Loan Allowed</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bmo_EmployeeBenefitPlanMaximumLoanAllowed" xml:lang="en-US">Employee benefit plan, maximum loan allowed.</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bmo_EmployeeBenefitPlanMaximumLoanAllowed" xlink:to="lab_bmo_EmployeeBenefitPlanMaximumLoanAllowed" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bmo_EmployeeBenefitPlanMaximumLoanAllowed" xml:lang="en-US">Employee benefit plan, maximum loan allowed.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanNoteReceivableFromParticipantAccountMaximumBorrowingAmount" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanNoteReceivableFromParticipantAccountMaximumBorrowingAmount" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanNoteReceivableFromParticipantAccountMaximumBorrowingAmount" xml:lang="en-US">EBP, Note Receivable from Participant, Account, Maximum Borrowing, Amount</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanNoteReceivableFromParticipantAccountMaximumBorrowingAmount" xml:lang="en-US">EBP, Note receivable from participant, account, maximum borrowing, amount</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanNoteReceivableFromParticipantAccountMaximumBorrowingAmount" xlink:to="lab_us-gaap-ebp_EmployeeBenefitPlanNoteReceivableFromParticipantAccountMaximumBorrowingAmount" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanNoteReceivableFromParticipantAccountMaximumBorrowingToTotalAccountPercentage" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanNoteReceivableFromParticipantAccountMaximumBorrowingToTotalAccountPercentage" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanNoteReceivableFromParticipantAccountMaximumBorrowingToTotalAccountPercentage" xml:lang="en-US">EBP, Note Receivable from Participant, Account, Maximum Borrowing, to Total Account, Percentage</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanNoteReceivableFromParticipantAccountMaximumBorrowingToTotalAccountPercentage" xml:lang="en-US">EBP, Note receivable from participant, account, maximum borrowing, to total account, percentage</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanNoteReceivableFromParticipantAccountMaximumBorrowingToTotalAccountPercentage" xlink:to="lab_us-gaap-ebp_EmployeeBenefitPlanNoteReceivableFromParticipantAccountMaximumBorrowingToTotalAccountPercentage" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanNoteReceivableFromParticipantAccountMinimumBorrowingAmount" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanNoteReceivableFromParticipantAccountMinimumBorrowingAmount" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanNoteReceivableFromParticipantAccountMinimumBorrowingAmount" xml:lang="en-US">EBP, Note Receivable from Participant, Account, Minimum Borrowing, Amount</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanNoteReceivableFromParticipantAccountMinimumBorrowingAmount" xml:lang="en-US">EBP, Note receivable from participant, account, minimum borrowing, amount</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanNoteReceivableFromParticipantAccountMinimumBorrowingAmount" xlink:to="lab_us-gaap-ebp_EmployeeBenefitPlanNoteReceivableFromParticipantAccountMinimumBorrowingAmount" />
          <link:loc xlink:type="locator" xlink:href="bmo-20251231.xsd#bmo_EmployeeBenefitPlanParticipantContributionInvestmentInStockFundPercentage" xlink:label="loc_bmo_EmployeeBenefitPlanParticipantContributionInvestmentInStockFundPercentage" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bmo_EmployeeBenefitPlanParticipantContributionInvestmentInStockFundPercentage" xml:lang="en-US">Employee Benefit Plan Participant Contribution Investment In Stock Fund Percentage</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bmo_EmployeeBenefitPlanParticipantContributionInvestmentInStockFundPercentage" xml:lang="en-US">EBP, Participant contribution, investment in stock fund, percentage</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bmo_EmployeeBenefitPlanParticipantContributionInvestmentInStockFundPercentage" xlink:to="lab_bmo_EmployeeBenefitPlanParticipantContributionInvestmentInStockFundPercentage" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bmo_EmployeeBenefitPlanParticipantContributionInvestmentInStockFundPercentage" xml:lang="en-US">Employee benefit plan participant contribution, investment in stock fund, percentage.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanParticipantContributionPretaxMaximumAnnualCompensationAmount" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanParticipantContributionPretaxMaximumAnnualCompensationAmount" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanParticipantContributionPretaxMaximumAnnualCompensationAmount" xml:lang="en-US">EBP, Participant Contribution, Pretax, Maximum Annual Compensation, Amount</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanParticipantContributionPretaxMaximumAnnualCompensationAmount" xml:lang="en-US">EBP, Participant contribution, pretax, maximum annual compensation, amount</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanParticipantContributionPretaxMaximumAnnualCompensationAmount" xlink:to="lab_us-gaap-ebp_EmployeeBenefitPlanParticipantContributionPretaxMaximumAnnualCompensationAmount" />
          <link:loc xlink:type="locator" xlink:href="bmo-20251231.xsd#bmo_EmployeeBenefitPlanParticipantContributionRebalanceOrReallocateToStockFundPercentage" xlink:label="loc_bmo_EmployeeBenefitPlanParticipantContributionRebalanceOrReallocateToStockFundPercentage" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bmo_EmployeeBenefitPlanParticipantContributionRebalanceOrReallocateToStockFundPercentage" xml:lang="en-US">Employee Benefit Plan Participant Contribution Rebalance Or Reallocate To Stock Fund Percentage</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bmo_EmployeeBenefitPlanParticipantContributionRebalanceOrReallocateToStockFundPercentage" xml:lang="en-US">EBP, Participant contribution, rebalance or reallocate to stock fund, percentage</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bmo_EmployeeBenefitPlanParticipantContributionRebalanceOrReallocateToStockFundPercentage" xlink:to="lab_bmo_EmployeeBenefitPlanParticipantContributionRebalanceOrReallocateToStockFundPercentage" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bmo_EmployeeBenefitPlanParticipantContributionRebalanceOrReallocateToStockFundPercentage" xml:lang="en-US">Employee benefit plan participant contribution rebalance or reallocate to stock fund percentage.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanParticipantLoanInterestRate" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanParticipantLoanInterestRate" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanParticipantLoanInterestRate" xml:lang="en-US">EBP, Asset Held for Investment, Participant Loan, Interest Rate</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanParticipantLoanInterestRate" xml:lang="en-US">EBP, Asset held for investment, participant loan, interest rate</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanParticipantLoanInterestRate" xlink:to="lab_us-gaap-ebp_EmployeeBenefitPlanParticipantLoanInterestRate" />
          <link:loc xlink:type="locator" xlink:href="bmo-20251231.xsd#bmo_EmployeeBenefitPlanVestingPercentageOfRolloverContributions" xlink:label="loc_bmo_EmployeeBenefitPlanVestingPercentageOfRolloverContributions" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bmo_EmployeeBenefitPlanVestingPercentageOfRolloverContributions" xml:lang="en-US">Employee Benefit Plan Vesting Percentage Of Rollover Contributions</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bmo_EmployeeBenefitPlanVestingPercentageOfRolloverContributions" xml:lang="en-US">EBP, Vesting percentage of rollover contributions</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bmo_EmployeeBenefitPlanVestingPercentageOfRolloverContributions" xlink:to="lab_bmo_EmployeeBenefitPlanVestingPercentageOfRolloverContributions" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bmo_EmployeeBenefitPlanVestingPercentageOfRolloverContributions" xml:lang="en-US">Employee benefit plan vesting percentage of rollover contributions.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_InvestmentIdentifierAxis" xlink:label="loc_us-gaap_InvestmentIdentifierAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_InvestmentIdentifierAxis" xml:lang="en-US">Investment, Identifier [Axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InvestmentIdentifierAxis" xlink:to="lab_us-gaap_InvestmentIdentifierAxis" />
          <link:loc xlink:type="locator" xlink:href="bmo-20251231.xsd#bmo_ParticipantContributionTypeAxis" xlink:label="loc_bmo_ParticipantContributionTypeAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bmo_ParticipantContributionTypeAxis" xml:lang="en-US">Participant Contribution Type [Axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bmo_ParticipantContributionTypeAxis" xlink:to="lab_bmo_ParticipantContributionTypeAxis" />
          <link:loc xlink:type="locator" xlink:href="bmo-20251231.xsd#bmo_ParticipantContributionTypeDomain" xlink:label="loc_bmo_ParticipantContributionTypeDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bmo_ParticipantContributionTypeDomain" xml:lang="en-US">Participant Contribution Type [Domain]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bmo_ParticipantContributionTypeDomain" xlink:to="lab_bmo_ParticipantContributionTypeDomain" />
          <link:loc xlink:type="locator" xlink:href="bmo-20251231.xsd#bmo_CatchUpContributionMember" xlink:label="loc_bmo_CatchUpContributionMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bmo_CatchUpContributionMember" xml:lang="en-US">Catch Up Contribution [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bmo_CatchUpContributionMember" xlink:to="lab_bmo_CatchUpContributionMember" />
          <link:loc xlink:type="locator" xlink:href="bmo-20251231.xsd#bmo_ElectiveContributionMember" xlink:label="loc_bmo_ElectiveContributionMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bmo_ElectiveContributionMember" xml:lang="en-US">Elective Contribution [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bmo_ElectiveContributionMember" xlink:to="lab_bmo_ElectiveContributionMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd#srt_RangeAxis" xlink:label="loc_srt_RangeAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_srt_RangeAxis" xml:lang="en-US">Statistical Measurement [Axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_RangeAxis" xlink:to="lab_srt_RangeAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd#srt_RangeMember" xlink:label="loc_srt_RangeMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_srt_RangeMember" xml:lang="en-US">Statistical Measurement [Domain]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_RangeMember" xlink:to="lab_srt_RangeMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd#srt_MaximumMember" xlink:label="loc_srt_MaximumMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_srt_MaximumMember" xml:lang="en-US">Maximum [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_MaximumMember" xlink:to="lab_srt_MaximumMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd#srt_MinimumMember" xlink:label="loc_srt_MinimumMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_srt_MinimumMember" xml:lang="en-US">Minimum [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_MinimumMember" xlink:to="lab_srt_MinimumMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_FairValueInputsLevel12And3Member" xlink:label="loc_us-gaap_FairValueInputsLevel12And3Member" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_FairValueInputsLevel12And3Member" xml:lang="en-US">Fair Value, Inputs, Level 1, Level 2, and Level 3 [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueInputsLevel12And3Member" xlink:to="lab_us-gaap_FairValueInputsLevel12And3Member" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_FairValueInputsLevel1Member" xlink:label="loc_us-gaap_FairValueInputsLevel1Member" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_FairValueInputsLevel1Member" xml:lang="en-US">Fair Value, Inputs, Level 1 [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap_FairValueInputsLevel1Member" xml:lang="en-US">Level 1</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueInputsLevel1Member" xlink:to="lab_us-gaap_FairValueInputsLevel1Member" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_FairValueInputsLevel2Member" xlink:label="loc_us-gaap_FairValueInputsLevel2Member" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_FairValueInputsLevel2Member" xml:lang="en-US">Fair Value, Inputs, Level 2 [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap_FairValueInputsLevel2Member" xml:lang="en-US">Level 2</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueInputsLevel2Member" xlink:to="lab_us-gaap_FairValueInputsLevel2Member" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_FairValueInputsLevel3Member" xlink:label="loc_us-gaap_FairValueInputsLevel3Member" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_FairValueInputsLevel3Member" xml:lang="en-US">Fair Value, Inputs, Level 3 [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap_FairValueInputsLevel3Member" xml:lang="en-US">Level 3</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueInputsLevel3Member" xlink:to="lab_us-gaap_FairValueInputsLevel3Member" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_FairValueMeasuredAtNetAssetValuePerShareMember" xlink:label="loc_us-gaap_FairValueMeasuredAtNetAssetValuePerShareMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_FairValueMeasuredAtNetAssetValuePerShareMember" xml:lang="en-US">Fair Value Measured at Net Asset Value Per Share [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueMeasuredAtNetAssetValuePerShareMember" xlink:to="lab_us-gaap_FairValueMeasuredAtNetAssetValuePerShareMember" />
          <link:loc xlink:type="locator" xlink:href="bmo-20251231.xsd#bmo_CashAndCashEquivalentMember" xlink:label="loc_bmo_CashAndCashEquivalentMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bmo_CashAndCashEquivalentMember" xml:lang="en-US">Cash and cash equivalent [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_bmo_CashAndCashEquivalentMember" xml:lang="en-US">Cash and cash equivalent</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bmo_CashAndCashEquivalentMember" xlink:to="lab_bmo_CashAndCashEquivalentMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EbpFairValueInvestmentNavUnfundedCommitment" xlink:label="loc_us-gaap-ebp_EbpFairValueInvestmentNavUnfundedCommitment" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap-ebp_EbpFairValueInvestmentNavUnfundedCommitment" xml:lang="en-US">EBP, Fair Value, Investment, NAV, Unfunded Commitment</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap-ebp_EbpFairValueInvestmentNavUnfundedCommitment" xml:lang="en-US">EBP, Fair value, investment, nav, unfunded commitment</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap-ebp_EbpFairValueInvestmentNavUnfundedCommitment" xlink:to="lab_us-gaap-ebp_EbpFairValueInvestmentNavUnfundedCommitment" />
          <link:loc xlink:type="locator" xlink:href="bmo-20251231.xsd#bmo_EmployeeBenefitPlanTransfersBetweenLevel1AndLevel2Description" xlink:label="loc_bmo_EmployeeBenefitPlanTransfersBetweenLevel1AndLevel2Description" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bmo_EmployeeBenefitPlanTransfersBetweenLevel1AndLevel2Description" xml:lang="en-US">Employee Benefit Plan Transfers Between Level 1 And Level 2 Description</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bmo_EmployeeBenefitPlanTransfersBetweenLevel1AndLevel2Description" xml:lang="en-US">EBP, Transfers Between Level 1 And Level 2 Description</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bmo_EmployeeBenefitPlanTransfersBetweenLevel1AndLevel2Description" xlink:to="lab_bmo_EmployeeBenefitPlanTransfersBetweenLevel1AndLevel2Description" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bmo_EmployeeBenefitPlanTransfersBetweenLevel1AndLevel2Description" xml:lang="en-US">Employee benefit plan transfers between level 1 and level 2 description.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanFullyBenefitResponsiveInvestmentContractLimitationOnTransactingAtContractValueNotProbable" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanFullyBenefitResponsiveInvestmentContractLimitationOnTransactingAtContractValueNotProbable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanFullyBenefitResponsiveInvestmentContractLimitationOnTransactingAtContractValueNotProbable" xml:lang="en-US">EBP, Fully Benefit-Responsive Investment Contract, Limitation on Transacting at Contract Value, Not Probable [true false]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanFullyBenefitResponsiveInvestmentContractLimitationOnTransactingAtContractValueNotProbable" xml:lang="en-US">EBP, Fully benefit-responsive investment contract, limitation on transacting at contract value, not probable [true false]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanFullyBenefitResponsiveInvestmentContractLimitationOnTransactingAtContractValueNotProbable" xlink:to="lab_us-gaap-ebp_EmployeeBenefitPlanFullyBenefitResponsiveInvestmentContractLimitationOnTransactingAtContractValueNotProbable" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanFullyBenefitResponsiveInvestmentContractTerminationDescription" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanFullyBenefitResponsiveInvestmentContractTerminationDescription" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanFullyBenefitResponsiveInvestmentContractTerminationDescription" xml:lang="en-US">EBP, Fully Benefit-Responsive Investment Contract, Termination, Description</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanFullyBenefitResponsiveInvestmentContractTerminationDescription" xml:lang="en-US">EBP, Fully benefit-responsive investment contract, termination, description</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanFullyBenefitResponsiveInvestmentContractTerminationDescription" xlink:to="lab_us-gaap-ebp_EmployeeBenefitPlanFullyBenefitResponsiveInvestmentContractTerminationDescription" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanForm5500CaptionNetAssetAvailableForBenefit" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanForm5500CaptionNetAssetAvailableForBenefit" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanForm5500CaptionNetAssetAvailableForBenefit" xml:lang="en-US">EBP, Form 5500 Caption, Net Assets</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanForm5500CaptionNetAssetAvailableForBenefit" xml:lang="en-US">Net Assets Available for Benefits, Form 5500</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanForm5500CaptionNetAssetAvailableForBenefit" xlink:to="lab_us-gaap-ebp_EmployeeBenefitPlanForm5500CaptionNetAssetAvailableForBenefit" />
          <link:loc xlink:type="locator" xlink:href="bmo-20251231.xsd#bmo_EmployeeBenefitPlanForm5500CaptionChangeInNetAssetAvailableForBenefit" xlink:label="loc_bmo_EmployeeBenefitPlanForm5500CaptionChangeInNetAssetAvailableForBenefit" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bmo_EmployeeBenefitPlanForm5500CaptionChangeInNetAssetAvailableForBenefit" xml:lang="en-US">Employee Benefit Plan Form 5500 Caption Change In Net Asset Available For Benefit</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_bmo_EmployeeBenefitPlanForm5500CaptionChangeInNetAssetAvailableForBenefit" xml:lang="en-US">Change in Net Assets Available for Benefits, Form 5500</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bmo_EmployeeBenefitPlanForm5500CaptionChangeInNetAssetAvailableForBenefit" xlink:to="lab_bmo_EmployeeBenefitPlanForm5500CaptionChangeInNetAssetAvailableForBenefit" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bmo_EmployeeBenefitPlanForm5500CaptionChangeInNetAssetAvailableForBenefit" xml:lang="en-US">Employee Benefit Plan Form 5500 Caption Change In Net Asset Available For Benefit.</link:label>
          <link:loc xlink:type="locator" xlink:href="bmo-20251231.xsd#bmo_EmployeeBenefitPlanForm5500CaptionChangeInNetAssetAvailableForBenefitBeginningBalance" xlink:label="loc_bmo_EmployeeBenefitPlanForm5500CaptionChangeInNetAssetAvailableForBenefitBeginningBalance" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bmo_EmployeeBenefitPlanForm5500CaptionChangeInNetAssetAvailableForBenefitBeginningBalance" xml:lang="en-US">Employee Benefit Plan Form 5500 Caption Change In Net Asset Available For Benefit Beginning Balance</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_bmo_EmployeeBenefitPlanForm5500CaptionChangeInNetAssetAvailableForBenefitBeginningBalance" xml:lang="en-US">Difference between fair value and contract value of fully benefit-responsive investments Beginning of year</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bmo_EmployeeBenefitPlanForm5500CaptionChangeInNetAssetAvailableForBenefitBeginningBalance" xlink:to="lab_bmo_EmployeeBenefitPlanForm5500CaptionChangeInNetAssetAvailableForBenefitBeginningBalance" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bmo_EmployeeBenefitPlanForm5500CaptionChangeInNetAssetAvailableForBenefitBeginningBalance" xml:lang="en-US">Employee Benefit Plan Form 5500 Caption Change In Net Asset Available For Benefit Beginning Balance.</link:label>
          <link:loc xlink:type="locator" xlink:href="bmo-20251231.xsd#bmo_EmployeeBenefitPlanForm5500CaptionChangeInNetAssetAvailableForBenefitEndingBalance" xlink:label="loc_bmo_EmployeeBenefitPlanForm5500CaptionChangeInNetAssetAvailableForBenefitEndingBalance" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bmo_EmployeeBenefitPlanForm5500CaptionChangeInNetAssetAvailableForBenefitEndingBalance" xml:lang="en-US">Employee Benefit Plan Form 5500 Caption Change In Net Asset Available For Benefit Ending Balance</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_bmo_EmployeeBenefitPlanForm5500CaptionChangeInNetAssetAvailableForBenefitEndingBalance" xml:lang="en-US">Difference between fair value and contract value of fully benefit-responsive investments End of year</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bmo_EmployeeBenefitPlanForm5500CaptionChangeInNetAssetAvailableForBenefitEndingBalance" xlink:to="lab_bmo_EmployeeBenefitPlanForm5500CaptionChangeInNetAssetAvailableForBenefitEndingBalance" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bmo_EmployeeBenefitPlanForm5500CaptionChangeInNetAssetAvailableForBenefitEndingBalance" xml:lang="en-US">Employee Benefit Plan Form 5500 Caption Change In Net Asset Available For Benefit Ending Balance.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanParticipantDirectedStatusAxis" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanParticipantDirectedStatusAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanParticipantDirectedStatusAxis" xml:lang="en-US">EBP, Participant-Directed and Nonparticipant-Directed Status [Axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanParticipantDirectedStatusAxis" xlink:to="lab_us-gaap-ebp_EmployeeBenefitPlanParticipantDirectedStatusAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanParticipantDirectedStatusDomain" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanParticipantDirectedStatusDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanParticipantDirectedStatusDomain" xml:lang="en-US">EBP, Participant-Directed and Nonparticipant-Directed Status [Domain]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanParticipantDirectedStatusDomain" xlink:to="lab_us-gaap-ebp_EmployeeBenefitPlanParticipantDirectedStatusDomain" />
          <link:loc xlink:type="locator" xlink:href="bmo-20251231.xsd#bmo_EBPAssetHeldForInvestmentParticipantLoanCost" xlink:label="loc_bmo_EBPAssetHeldForInvestmentParticipantLoanCost" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bmo_EBPAssetHeldForInvestmentParticipantLoanCost" xml:lang="en-US">EBP Asset Held For Investment Participant Loan Cost</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_bmo_EBPAssetHeldForInvestmentParticipantLoanCost" xml:lang="en-US">Notes receivable from participants, cost</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bmo_EBPAssetHeldForInvestmentParticipantLoanCost" xlink:to="lab_bmo_EBPAssetHeldForInvestmentParticipantLoanCost" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bmo_EBPAssetHeldForInvestmentParticipantLoanCost" xml:lang="en-US">EBP asset held for investment participant loan cost.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanAssetHeldForInvestment" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanAssetHeldForInvestment" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanAssetHeldForInvestment" xml:lang="en-US">EBP, Asset Held for Investment</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanAssetHeldForInvestment" xlink:to="lab_us-gaap-ebp_EmployeeBenefitPlanAssetHeldForInvestment" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanAssetHeldForInvestmentInvestmentExcludingPlanInterestInMasterTrustCurrentValue" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanAssetHeldForInvestmentInvestmentExcludingPlanInterestInMasterTrustCurrentValue" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanAssetHeldForInvestmentInvestmentExcludingPlanInterestInMasterTrustCurrentValue" xml:lang="en-US">EBP, Asset Held for Investment, Investment, Excluding Plan Interest in Master Trust, Current Value</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanAssetHeldForInvestmentInvestmentExcludingPlanInterestInMasterTrustCurrentValue" xml:lang="en-US">Current value</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanAssetHeldForInvestmentInvestmentExcludingPlanInterestInMasterTrustCurrentValue" xlink:to="lab_us-gaap-ebp_EmployeeBenefitPlanAssetHeldForInvestmentInvestmentExcludingPlanInterestInMasterTrustCurrentValue" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanAssetHeldForInvestmentInvestmentExcludingPlanInterestInMasterTrustParticipationStatusExtensibleEnumeration" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanAssetHeldForInvestmentInvestmentExcludingPlanInterestInMasterTrustParticipationStatusExtensibleEnumeration" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanAssetHeldForInvestmentInvestmentExcludingPlanInterestInMasterTrustParticipationStatusExtensibleEnumeration" xml:lang="en-US">EBP, Asset Held for Investment, Investment, Excluding Plan Interest in Master Trust, Participation Status [Extensible Enumeration]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanAssetHeldForInvestmentInvestmentExcludingPlanInterestInMasterTrustParticipationStatusExtensibleEnumeration" xlink:to="lab_us-gaap-ebp_EmployeeBenefitPlanAssetHeldForInvestmentInvestmentExcludingPlanInterestInMasterTrustParticipationStatusExtensibleEnumeration" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanAssetHeldForInvestmentParticipantLoanAfterDeemedDistribution" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanAssetHeldForInvestmentParticipantLoanAfterDeemedDistribution" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanAssetHeldForInvestmentParticipantLoanAfterDeemedDistribution" xml:lang="en-US">EBP, Asset Held for Investment, Participant Loan, after Deemed Distribution</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanAssetHeldForInvestmentParticipantLoanAfterDeemedDistribution" xlink:to="lab_us-gaap-ebp_EmployeeBenefitPlanAssetHeldForInvestmentParticipantLoanAfterDeemedDistribution" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanAssetHeldForInvestmentPartyInInterest" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanAssetHeldForInvestmentPartyInInterest" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanAssetHeldForInvestmentPartyInInterest" xml:lang="en-US">EBP, Asset Held for Investment, Party-in-Interest [true false]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanAssetHeldForInvestmentPartyInInterest" xlink:to="lab_us-gaap-ebp_EmployeeBenefitPlanAssetHeldForInvestmentPartyInInterest" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanInvestmentIssuerNameExtensibleEnumeration" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanInvestmentIssuerNameExtensibleEnumeration" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanInvestmentIssuerNameExtensibleEnumeration" xml:lang="en-US">EBP, Investment, Issuer Name [Extensible Enumeration]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanInvestmentIssuerNameExtensibleEnumeration" xlink:to="lab_us-gaap-ebp_EmployeeBenefitPlanInvestmentIssuerNameExtensibleEnumeration" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanInvestmentNumberOfShares" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanInvestmentNumberOfShares" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanInvestmentNumberOfShares" xml:lang="en-US">EBP, Investment, Number of Shares</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanInvestmentNumberOfShares" xlink:to="lab_us-gaap-ebp_EmployeeBenefitPlanInvestmentNumberOfShares" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanInvestmentTypeExtensibleEnumeration" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanInvestmentTypeExtensibleEnumeration" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanInvestmentTypeExtensibleEnumeration" xml:lang="en-US">EBP, Investment, Current Value, Type [Extensible Enumeration]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanInvestmentTypeExtensibleEnumeration" xlink:to="lab_us-gaap-ebp_EmployeeBenefitPlanInvestmentTypeExtensibleEnumeration" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanPlanNumber" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanPlanNumber" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanPlanNumber" xml:lang="en-US">EBP, Plan Number</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanPlanNumber" xml:lang="en-US">Plan number</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanPlanNumber" xlink:to="lab_us-gaap-ebp_EmployeeBenefitPlanPlanNumber" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityTaxIdentificationNumber" xlink:label="loc_dei_EntityTaxIdentificationNumber" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_EntityTaxIdentificationNumber" xml:lang="en-US">Entity Tax Identification Number</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityTaxIdentificationNumber" xlink:to="lab_dei_EntityTaxIdentificationNumber" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_InvestmentIssuerNameAxis" xlink:label="loc_us-gaap_InvestmentIssuerNameAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_InvestmentIssuerNameAxis" xml:lang="en-US">Investment, Issuer Name [Axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InvestmentIssuerNameAxis" xlink:to="lab_us-gaap_InvestmentIssuerNameAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_InvestmentIssuerNameDomain" xlink:label="loc_us-gaap_InvestmentIssuerNameDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_InvestmentIssuerNameDomain" xml:lang="en-US">Investment, Issuer Name [Domain]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InvestmentIssuerNameDomain" xlink:to="lab_us-gaap_InvestmentIssuerNameDomain" />
          <link:loc xlink:type="locator" xlink:href="bmo-20251231.xsd#bmo_RegisteredInvestmentMember" xlink:label="loc_bmo_RegisteredInvestmentMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bmo_RegisteredInvestmentMember" xml:lang="en-US">Registered Investment [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bmo_RegisteredInvestmentMember" xlink:to="lab_bmo_RegisteredInvestmentMember" />
          <link:loc xlink:type="locator" xlink:href="bmo-20251231.xsd#bmo_AmericanCenturyHighYieldCorporateCitMember" xlink:label="loc_bmo_AmericanCenturyHighYieldCorporateCitMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bmo_AmericanCenturyHighYieldCorporateCitMember" xml:lang="en-US">American Century High Yield Corporate CIT [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bmo_AmericanCenturyHighYieldCorporateCitMember" xlink:to="lab_bmo_AmericanCenturyHighYieldCorporateCitMember" />
          <link:loc xlink:type="locator" xlink:href="bmo-20251231.xsd#bmo_AmericanGeneralLifeInsuranceMember" xlink:label="loc_bmo_AmericanGeneralLifeInsuranceMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bmo_AmericanGeneralLifeInsuranceMember" xml:lang="en-US">American General Life Insurance [Member]</link:label>
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          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bmo_BankOfMontrealMember" xml:lang="en-US">Bank of Montreal [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bmo_BankOfMontrealMember" xlink:to="lab_bmo_BankOfMontrealMember" />
          <link:loc xlink:type="locator" xlink:href="bmo-20251231.xsd#bmo_BlackRock2080TargetAllocationFundKMember" xlink:label="loc_bmo_BlackRock2080TargetAllocationFundKMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bmo_BlackRock2080TargetAllocationFundKMember" xml:lang="en-US">BlackRock 2080 Target Allocation Fund K [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_bmo_BlackRock2080TargetAllocationFundKMember" xml:lang="en-US">BlackRock 20/80 Target Allocation Fund K [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bmo_BlackRock2080TargetAllocationFundKMember" xlink:to="lab_bmo_BlackRock2080TargetAllocationFundKMember" />
          <link:loc xlink:type="locator" xlink:href="bmo-20251231.xsd#bmo_BlackRock4060TargetAllocationFundKMember" xlink:label="loc_bmo_BlackRock4060TargetAllocationFundKMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bmo_BlackRock4060TargetAllocationFundKMember" xml:lang="en-US">BlackRock 4060 Target Allocation Fund K [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_bmo_BlackRock4060TargetAllocationFundKMember" xml:lang="en-US">BlackRock 40/60 Target Allocation Fund K [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bmo_BlackRock4060TargetAllocationFundKMember" xlink:to="lab_bmo_BlackRock4060TargetAllocationFundKMember" />
          <link:loc xlink:type="locator" xlink:href="bmo-20251231.xsd#bmo_BlackRock6040TargetAllocationFundKMember" xlink:label="loc_bmo_BlackRock6040TargetAllocationFundKMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bmo_BlackRock6040TargetAllocationFundKMember" xml:lang="en-US">BlackRock 6040 Target Allocation Fund K [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_bmo_BlackRock6040TargetAllocationFundKMember" xml:lang="en-US">BlackRock 60/40 Target Allocation Fund K [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bmo_BlackRock6040TargetAllocationFundKMember" xlink:to="lab_bmo_BlackRock6040TargetAllocationFundKMember" />
          <link:loc xlink:type="locator" xlink:href="bmo-20251231.xsd#bmo_BlackRock8020TargetAllocationFundKMember" xlink:label="loc_bmo_BlackRock8020TargetAllocationFundKMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bmo_BlackRock8020TargetAllocationFundKMember" xml:lang="en-US">BlackRock 8020 Target Allocation Fund K [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_bmo_BlackRock8020TargetAllocationFundKMember" xml:lang="en-US">BlackRock 80/20 Target Allocation Fund K [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bmo_BlackRock8020TargetAllocationFundKMember" xlink:to="lab_bmo_BlackRock8020TargetAllocationFundKMember" />
          <link:loc xlink:type="locator" xlink:href="bmo-20251231.xsd#bmo_BlackrockLifepathIndex2030NonlendableFundHMember" xlink:label="loc_bmo_BlackrockLifepathIndex2030NonlendableFundHMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bmo_BlackrockLifepathIndex2030NonlendableFundHMember" xml:lang="en-US">BlackRock LifePath Index 2030 NonLendable Fund H [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_bmo_BlackrockLifepathIndex2030NonlendableFundHMember" xml:lang="en-US">BlackRock LifePath Index 2030 Non-Lendable Fund H [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bmo_BlackrockLifepathIndex2030NonlendableFundHMember" xlink:to="lab_bmo_BlackrockLifepathIndex2030NonlendableFundHMember" />
          <link:loc xlink:type="locator" xlink:href="bmo-20251231.xsd#bmo_BlackrockLifepathIndex2035NonlendableFundHMember" xlink:label="loc_bmo_BlackrockLifepathIndex2035NonlendableFundHMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bmo_BlackrockLifepathIndex2035NonlendableFundHMember" xml:lang="en-US">BlackRock LifePath Index 2035 NonLendable Fund H [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_bmo_BlackrockLifepathIndex2035NonlendableFundHMember" xml:lang="en-US">BlackRock LifePath Index 2035 Non-Lendable Fund H [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bmo_BlackrockLifepathIndex2035NonlendableFundHMember" xlink:to="lab_bmo_BlackrockLifepathIndex2035NonlendableFundHMember" />
          <link:loc xlink:type="locator" xlink:href="bmo-20251231.xsd#bmo_BlackrockLifepathIndex2040NonlendableFundHMember" xlink:label="loc_bmo_BlackrockLifepathIndex2040NonlendableFundHMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bmo_BlackrockLifepathIndex2040NonlendableFundHMember" xml:lang="en-US">BlackRock LifePath Index 2040 NonLendable Fund H [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_bmo_BlackrockLifepathIndex2040NonlendableFundHMember" xml:lang="en-US">BlackRock LifePath Index 2040 Non-Lendable Fund H [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bmo_BlackrockLifepathIndex2040NonlendableFundHMember" xlink:to="lab_bmo_BlackrockLifepathIndex2040NonlendableFundHMember" />
          <link:loc xlink:type="locator" xlink:href="bmo-20251231.xsd#bmo_BlackRockLifePathIndex2045NonLendableFundHMember" xlink:label="loc_bmo_BlackRockLifePathIndex2045NonLendableFundHMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bmo_BlackRockLifePathIndex2045NonLendableFundHMember" xml:lang="en-US">BlackRock LifePath Index 2045 NonLendable Fund H [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_bmo_BlackRockLifePathIndex2045NonLendableFundHMember" xml:lang="en-US">BlackRock LifePath Index 2045 Non-Lendable Fund H [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bmo_BlackRockLifePathIndex2045NonLendableFundHMember" xlink:to="lab_bmo_BlackRockLifePathIndex2045NonLendableFundHMember" />
          <link:loc xlink:type="locator" xlink:href="bmo-20251231.xsd#bmo_BlackRockLifePathIndex2050NonLendableFundHMember" xlink:label="loc_bmo_BlackRockLifePathIndex2050NonLendableFundHMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bmo_BlackRockLifePathIndex2050NonLendableFundHMember" xml:lang="en-US">BlackRock LifePath Index 2050 NonLendable Fund H [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_bmo_BlackRockLifePathIndex2050NonLendableFundHMember" xml:lang="en-US">BlackRock LifePath Index 2050 Non-Lendable Fund H [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bmo_BlackRockLifePathIndex2050NonLendableFundHMember" xlink:to="lab_bmo_BlackRockLifePathIndex2050NonLendableFundHMember" />
          <link:loc xlink:type="locator" xlink:href="bmo-20251231.xsd#bmo_BlackRockLifePathIndex2055NonLendableFundHMember" xlink:label="loc_bmo_BlackRockLifePathIndex2055NonLendableFundHMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bmo_BlackRockLifePathIndex2055NonLendableFundHMember" xml:lang="en-US">BlackRock LifePath Index 2055 NonLendable Fund H [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_bmo_BlackRockLifePathIndex2055NonLendableFundHMember" xml:lang="en-US">BlackRock LifePath Index 2055 Non-Lendable Fund H [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bmo_BlackRockLifePathIndex2055NonLendableFundHMember" xlink:to="lab_bmo_BlackRockLifePathIndex2055NonLendableFundHMember" />
          <link:loc xlink:type="locator" xlink:href="bmo-20251231.xsd#bmo_BlackrockLifepathIndex2060NonlendableFundHMember" xlink:label="loc_bmo_BlackrockLifepathIndex2060NonlendableFundHMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bmo_BlackrockLifepathIndex2060NonlendableFundHMember" xml:lang="en-US">BlackRock LifePath Index 2060 NonLendable Fund H [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_bmo_BlackrockLifepathIndex2060NonlendableFundHMember" xml:lang="en-US">BlackRock LifePath Index 2060 Non-Lendable Fund H [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bmo_BlackrockLifepathIndex2060NonlendableFundHMember" xlink:to="lab_bmo_BlackrockLifepathIndex2060NonlendableFundHMember" />
          <link:loc xlink:type="locator" xlink:href="bmo-20251231.xsd#bmo_BlackRockLifePathIndex2065NonLendableFundHMember" xlink:label="loc_bmo_BlackRockLifePathIndex2065NonLendableFundHMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bmo_BlackRockLifePathIndex2065NonLendableFundHMember" xml:lang="en-US">BlackRock LifePath Index 2065 NonLendable Fund H [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_bmo_BlackRockLifePathIndex2065NonLendableFundHMember" xml:lang="en-US">BlackRock LifePath Index 2065 Non-Lendable Fund H [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bmo_BlackRockLifePathIndex2065NonLendableFundHMember" xlink:to="lab_bmo_BlackRockLifePathIndex2065NonLendableFundHMember" />
          <link:loc xlink:type="locator" xlink:href="bmo-20251231.xsd#bmo_BlackRockLifePathIndexRetirementNonLendableFundHMember" xlink:label="loc_bmo_BlackRockLifePathIndexRetirementNonLendableFundHMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bmo_BlackRockLifePathIndexRetirementNonLendableFundHMember" xml:lang="en-US">BlackRock LifePath Index Retirement NonLendable Fund H [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_bmo_BlackRockLifePathIndexRetirementNonLendableFundHMember" xml:lang="en-US">BlackRock LifePath Index Retirement NonLendable Fund H [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bmo_BlackRockLifePathIndexRetirementNonLendableFundHMember" xlink:to="lab_bmo_BlackRockLifePathIndexRetirementNonLendableFundHMember" />
          <link:loc xlink:type="locator" xlink:href="bmo-20251231.xsd#bmo_BnymMellonNslAcwiExusFundInstitutionalClassMember" xlink:label="loc_bmo_BnymMellonNslAcwiExusFundInstitutionalClassMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bmo_BnymMellonNslAcwiExusFundInstitutionalClassMember" xml:lang="en-US">BNYM Mellon NSL ACWI exU.S. Fund, Institutional Class [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bmo_BnymMellonNslAcwiExusFundInstitutionalClassMember" xlink:to="lab_bmo_BnymMellonNslAcwiExusFundInstitutionalClassMember" />
          <link:loc xlink:type="locator" xlink:href="bmo-20251231.xsd#bmo_BnymMellonNslAggregateBondIndexFundInstitutionalClassMember" xlink:label="loc_bmo_BnymMellonNslAggregateBondIndexFundInstitutionalClassMember" />
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          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bmo_BnymMellonNslAggregateBondIndexFundInstitutionalClassMember" xlink:to="lab_bmo_BnymMellonNslAggregateBondIndexFundInstitutionalClassMember" />
          <link:loc xlink:type="locator" xlink:href="bmo-20251231.xsd#bmo_BnymMellonNslMidCapStockIndexFundInstitutionalClassMember" xlink:label="loc_bmo_BnymMellonNslMidCapStockIndexFundInstitutionalClassMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bmo_BnymMellonNslMidCapStockIndexFundInstitutionalClassMember" xml:lang="en-US">BNYM Mellon NSL Mid Cap Stock Index Fund, Institutional Class [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bmo_BnymMellonNslMidCapStockIndexFundInstitutionalClassMember" xlink:to="lab_bmo_BnymMellonNslMidCapStockIndexFundInstitutionalClassMember" />
          <link:loc xlink:type="locator" xlink:href="bmo-20251231.xsd#bmo_BnymMellonNslSmallCapStockIndexFundInstitutionalClassMember" xlink:label="loc_bmo_BnymMellonNslSmallCapStockIndexFundInstitutionalClassMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bmo_BnymMellonNslSmallCapStockIndexFundInstitutionalClassMember" xml:lang="en-US">BNYM Mellon NSL Small Cap Stock Index Fund, Institutional Class [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bmo_BnymMellonNslSmallCapStockIndexFundInstitutionalClassMember" xlink:to="lab_bmo_BnymMellonNslSmallCapStockIndexFundInstitutionalClassMember" />
          <link:loc xlink:type="locator" xlink:href="bmo-20251231.xsd#bmo_BNYMMellonNSLStockIndexFundInstitutionalClassMember" xlink:label="loc_bmo_BNYMMellonNSLStockIndexFundInstitutionalClassMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bmo_BNYMMellonNSLStockIndexFundInstitutionalClassMember" xml:lang="en-US">BNYM Mellon NSL Stock Index Fund Institutional Class [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_bmo_BNYMMellonNSLStockIndexFundInstitutionalClassMember" xml:lang="en-US">BNYM Mellon NSL Stock Index Fund, Institutional Class [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bmo_BNYMMellonNSLStockIndexFundInstitutionalClassMember" xlink:to="lab_bmo_BNYMMellonNSLStockIndexFundInstitutionalClassMember" />
          <link:loc xlink:type="locator" xlink:href="bmo-20251231.xsd#bmo_BnymMellonNslTipsIndexFundInstitutionalClassMember" xlink:label="loc_bmo_BnymMellonNslTipsIndexFundInstitutionalClassMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bmo_BnymMellonNslTipsIndexFundInstitutionalClassMember" xml:lang="en-US">BNYM Mellon NSL TIPS Index Fund, Institutional Class [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bmo_BnymMellonNslTipsIndexFundInstitutionalClassMember" xlink:to="lab_bmo_BnymMellonNslTipsIndexFundInstitutionalClassMember" />
          <link:loc xlink:type="locator" xlink:href="bmo-20251231.xsd#bmo_CommingledPensionTrustFundUsAnalystOfJpmorganChaseBankNaMember" xlink:label="loc_bmo_CommingledPensionTrustFundUsAnalystOfJpmorganChaseBankNaMember" />
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          <link:loc xlink:type="locator" xlink:href="bmo-20251231.xsd#bmo_DfaEmergingMarketCoreEquityFundMember" xlink:label="loc_bmo_DfaEmergingMarketCoreEquityFundMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bmo_DfaEmergingMarketCoreEquityFundMember" xml:lang="en-US">DFA Emerging Market Core Equity Fund [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_bmo_DfaEmergingMarketCoreEquityFundMember" xml:lang="en-US">DFA Emerging Market Core Equity Fund [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bmo_DfaEmergingMarketCoreEquityFundMember" xlink:to="lab_bmo_DfaEmergingMarketCoreEquityFundMember" />
          <link:loc xlink:type="locator" xlink:href="bmo-20251231.xsd#bmo_DimensionalUsSmallCapCitFundClasstMember" xlink:label="loc_bmo_DimensionalUsSmallCapCitFundClasstMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bmo_DimensionalUsSmallCapCitFundClasstMember" xml:lang="en-US">Dimensional U.S. Small Cap CIT Fund, ClassT [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bmo_DimensionalUsSmallCapCitFundClasstMember" xlink:to="lab_bmo_DimensionalUsSmallCapCitFundClasstMember" />
          <link:loc xlink:type="locator" xlink:href="bmo-20251231.xsd#bmo_DreyfusMember" xlink:label="loc_bmo_DreyfusMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bmo_DreyfusMember" xml:lang="en-US">Dreyfus [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bmo_DreyfusMember" xlink:to="lab_bmo_DreyfusMember" />
          <link:loc xlink:type="locator" xlink:href="bmo-20251231.xsd#bmo_JennisonSmallmidCapEquityFundOfThePrudentialTrustCompanyMember" xlink:label="loc_bmo_JennisonSmallmidCapEquityFundOfThePrudentialTrustCompanyMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bmo_JennisonSmallmidCapEquityFundOfThePrudentialTrustCompanyMember" xml:lang="en-US">Jennison SmallMid Cap Equity Fund of the Prudential Trust Company [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bmo_JennisonSmallmidCapEquityFundOfThePrudentialTrustCompanyMember" xlink:to="lab_bmo_JennisonSmallmidCapEquityFundOfThePrudentialTrustCompanyMember" />
          <link:loc xlink:type="locator" xlink:href="bmo-20251231.xsd#bmo_MetTowerLifeMember" xlink:label="loc_bmo_MetTowerLifeMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bmo_MetTowerLifeMember" xml:lang="en-US">Met Tower Life [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bmo_MetTowerLifeMember" xlink:to="lab_bmo_MetTowerLifeMember" />
          <link:loc xlink:type="locator" xlink:href="bmo-20251231.xsd#bmo_MfsInternationalEquityFundClass3aMember" xlink:label="loc_bmo_MfsInternationalEquityFundClass3aMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bmo_MfsInternationalEquityFundClass3aMember" xml:lang="en-US">MFS International Equity Fund, Class3A [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bmo_MfsInternationalEquityFundClass3aMember" xlink:to="lab_bmo_MfsInternationalEquityFundClass3aMember" />
          <link:loc xlink:type="locator" xlink:href="bmo-20251231.xsd#bmo_NationwideLifeInsuranceMember" xlink:label="loc_bmo_NationwideLifeInsuranceMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bmo_NationwideLifeInsuranceMember" xml:lang="en-US">Nationwide Life Insurance [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bmo_NationwideLifeInsuranceMember" xlink:to="lab_bmo_NationwideLifeInsuranceMember" />
          <link:loc xlink:type="locator" xlink:href="bmo-20251231.xsd#bmo_PacificLifeInsuranceMember" xlink:label="loc_bmo_PacificLifeInsuranceMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bmo_PacificLifeInsuranceMember" xml:lang="en-US">Pacific Life Insurance [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bmo_PacificLifeInsuranceMember" xlink:to="lab_bmo_PacificLifeInsuranceMember" />
          <link:loc xlink:type="locator" xlink:href="bmo-20251231.xsd#bmo_PIMCOAllAssetFundInstitutionalClassMember" xlink:label="loc_bmo_PIMCOAllAssetFundInstitutionalClassMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bmo_PIMCOAllAssetFundInstitutionalClassMember" xml:lang="en-US">PIMCO All Asset Fund Institutional Class [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bmo_PIMCOAllAssetFundInstitutionalClassMember" xlink:to="lab_bmo_PIMCOAllAssetFundInstitutionalClassMember" />
          <link:loc xlink:type="locator" xlink:href="bmo-20251231.xsd#bmo_PrudentialInsuranceCompanyMember" xlink:label="loc_bmo_PrudentialInsuranceCompanyMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bmo_PrudentialInsuranceCompanyMember" xml:lang="en-US">Prudential Insurance Company [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bmo_PrudentialInsuranceCompanyMember" xlink:to="lab_bmo_PrudentialInsuranceCompanyMember" />
          <link:loc xlink:type="locator" xlink:href="bmo-20251231.xsd#bmo_RGAMember" xlink:label="loc_bmo_RGAMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bmo_RGAMember" xml:lang="en-US">RGA [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bmo_RGAMember" xlink:to="lab_bmo_RGAMember" />
          <link:loc xlink:type="locator" xlink:href="bmo-20251231.xsd#bmo_TcwMetwestTotalReturnBondFundClassz1Member" xlink:label="loc_bmo_TcwMetwestTotalReturnBondFundClassz1Member" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bmo_TcwMetwestTotalReturnBondFundClassz1Member" xml:lang="en-US">TCW MetWest Total Return Bond Fund, ClassZ1 [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_bmo_TcwMetwestTotalReturnBondFundClassz1Member" xml:lang="en-US">TCW MetWest Total Return Bond Fund, Class&#160;Z1 [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bmo_TcwMetwestTotalReturnBondFundClassz1Member" xlink:to="lab_bmo_TcwMetwestTotalReturnBondFundClassz1Member" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd#us-gaap-ebp_EmployeeBenefitPlanParticipantDirectedMember" xlink:label="loc_us-gaap-ebp_EmployeeBenefitPlanParticipantDirectedMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap-ebp_EmployeeBenefitPlanParticipantDirectedMember" xml:lang="en-US">EBP, Participant-Directed [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap-ebp_EmployeeBenefitPlanParticipantDirectedMember" xlink:to="lab_us-gaap-ebp_EmployeeBenefitPlanParticipantDirectedMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_CommonStockMember" xlink:label="loc_us-gaap_CommonStockMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_CommonStockMember" xml:lang="en-US">Common Stock [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CommonStockMember" xlink:to="lab_us-gaap_CommonStockMember" />
        </link:labelLink>
      </link:linkbase>
    </appinfo>
  </annotation>
  <import namespace="http://www.xbrl.org/2003/instance" schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd" />
  <import namespace="http://www.xbrl.org/dtr/type/2024-01-31" schemaLocation="https://www.xbrl.org/dtr/type/2024-01-31/types.xsd" />
  <import namespace="http://xbrl.org/2020/extensible-enumerations-2.0" schemaLocation="https://www.xbrl.org/2020/extensible-enumerations-2.0.xsd" />
  <import namespace="http://xbrl.org/2005/xbrldt" schemaLocation="http://www.xbrl.org/2005/xbrldt-2005.xsd" />
  <import namespace="http://fasb.org/srt-types/2025" schemaLocation="https://xbrl.fasb.org/srt/2025/elts/srt-types-2025.xsd" />
  <import namespace="http://xbrl.sec.gov/country/2025" schemaLocation="https://xbrl.sec.gov/country/2025/country-2025.xsd" />
  <import namespace="http://xbrl.sec.gov/currency/2025" schemaLocation="https://xbrl.sec.gov/currency/2025/currency-2025.xsd" />
  <import namespace="http://xbrl.sec.gov/exch/2025" schemaLocation="https://xbrl.sec.gov/exch/2025/exch-2025.xsd" />
  <import namespace="http://xbrl.sec.gov/naics/2025" schemaLocation="https://xbrl.sec.gov/naics/2025/naics-2025.xsd" />
  <import namespace="http://xbrl.sec.gov/sic/2025" schemaLocation="https://xbrl.sec.gov/sic/2025/sic-2025.xsd" />
  <import namespace="http://xbrl.sec.gov/stpr/2025" schemaLocation="https://xbrl.sec.gov/stpr/2025/stpr-2025.xsd" />
  <import namespace="http://www.xbrl.org/2009/role/negated" schemaLocation="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd" />
  <import namespace="http://www.xbrl.org/2009/role/net" schemaLocation="http://www.xbrl.org/lrr/role/net-2009-12-16.xsd" />
  <import namespace="http://www.xbrl.org/2009/arcrole/fact-explanatoryFact" schemaLocation="http://www.xbrl.org/lrr/arcrole/factExplanatory-2009-12-16.xsd" />
  <import namespace="http://xbrl.sec.gov/dei/2025" schemaLocation="https://xbrl.sec.gov/dei/2025/dei-2025.xsd" />
  <import namespace="http://www.xbrl.org/2003/linkbase" schemaLocation="http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd" />
  <import namespace="http://fasb.org/us-gaap/2025" schemaLocation="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd" />
  <import namespace="http://fasb.org/us-types/2025" schemaLocation="https://xbrl.fasb.org/us-gaap/2025/elts/us-types-2025.xsd" />
  <import namespace="http://fasb.org/srt/2025" schemaLocation="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd" />
  <import namespace="http://fasb.org/us-gaap-ebp/2025" schemaLocation="https://xbrl.fasb.org/us-gaap/2025/ebp/elts/us-gaap-ebp-2025.xsd" />
  <element name="EBP001Member" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bmo_EBP001Member" substitutionGroup="xbrli:item" />
  <element name="FullyBenefitResponsiveInvestmentsMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bmo_FullyBenefitResponsiveInvestmentsMember" substitutionGroup="xbrli:item" />
  <element name="RegisteredInvestmentCompaniesMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bmo_RegisteredInvestmentCompaniesMember" substitutionGroup="xbrli:item" />
  <element name="EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitDecreaseForDeemedDistributions" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="bmo_EmployeeBenefitPlanChangeInNetAssetAvailableForBenefitDecreaseForDeemedDistributions" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="EmployeeBenefitPlanPlanTerminationAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bmo_EmployeeBenefitPlanPlanTerminationAbstract" substitutionGroup="xbrli:item" />
  <element name="EmployeeBenefitPlanPlanTerminationTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bmo_EmployeeBenefitPlanPlanTerminationTable" substitutionGroup="xbrldt:hypercubeItem" />
  <element name="EmployeeBenefitPlanPlanTerminationLineItems" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bmo_EmployeeBenefitPlanPlanTerminationLineItems" substitutionGroup="xbrli:item" />
  <element name="EmployeeBenefitPlanScheduleOfAssetHeldForInvestmentsTextBlock" type="dtr-types:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="bmo_EmployeeBenefitPlanScheduleOfAssetHeldForInvestmentsTextBlock" substitutionGroup="xbrli:item" />
  <element name="EmployeeBenefitPlanFairValueMeasurementsPolicyTextBlock" type="dtr-types:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="bmo_EmployeeBenefitPlanFairValueMeasurementsPolicyTextBlock" substitutionGroup="xbrli:item" />
  <element name="EmployeeBenefitPlanReconciliationOfChangeInNetAssetsAsPerForm5500TableTextBlock" type="dtr-types:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="bmo_EmployeeBenefitPlanReconciliationOfChangeInNetAssetsAsPerForm5500TableTextBlock" substitutionGroup="xbrli:item" />
  <element name="EmployerNonelectiveContributionsMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bmo_EmployerNonelectiveContributionsMember" substitutionGroup="xbrli:item" />
  <element name="FourHundredOneKMatchingContributionsMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bmo_FourHundredOneKMatchingContributionsMember" substitutionGroup="xbrli:item" />
  <element name="EmployeeBenefitPlanDefinedContributionPlanAutomaticContributionIncreaseRate" type="dtr-types:percentItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="bmo_EmployeeBenefitPlanDefinedContributionPlanAutomaticContributionIncreaseRate" substitutionGroup="xbrli:item" />
  <element name="EmployeeBenefitPlanDefinedContributionPlanAutomaticEnrolmentContributionRate" type="dtr-types:percentItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="bmo_EmployeeBenefitPlanDefinedContributionPlanAutomaticEnrolmentContributionRate" substitutionGroup="xbrli:item" />
  <element name="EmployeeBenefitPlanDefinedContributionPlanMaximumAutomaticContributionRate" type="dtr-types:percentItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="bmo_EmployeeBenefitPlanDefinedContributionPlanMaximumAutomaticContributionRate" substitutionGroup="xbrli:item" />
  <element name="EmployeeBenefitPlanDefinedContributionPlanParticipantContributionPercentageMaximum" type="dtr-types:percentItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="bmo_EmployeeBenefitPlanDefinedContributionPlanParticipantContributionPercentageMaximum" substitutionGroup="xbrli:item" />
  <element name="EmployeeBenefitPlanDefinedContributionPlanParticipantContributionPercentageMinimum" type="dtr-types:percentItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="bmo_EmployeeBenefitPlanDefinedContributionPlanParticipantContributionPercentageMinimum" substitutionGroup="xbrli:item" />
  <element name="EmployeeBenefitPlanMaximumLoanAllowed" type="xbrli:integerItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="bmo_EmployeeBenefitPlanMaximumLoanAllowed" substitutionGroup="xbrli:item" />
  <element name="EmployeeBenefitPlanParticipantContributionInvestmentInStockFundPercentage" type="dtr-types:percentItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="bmo_EmployeeBenefitPlanParticipantContributionInvestmentInStockFundPercentage" substitutionGroup="xbrli:item" />
  <element name="EmployeeBenefitPlanParticipantContributionRebalanceOrReallocateToStockFundPercentage" type="dtr-types:percentItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="bmo_EmployeeBenefitPlanParticipantContributionRebalanceOrReallocateToStockFundPercentage" substitutionGroup="xbrli:item" />
  <element name="EmployeeBenefitPlanVestingPercentageOfRolloverContributions" type="dtr-types:percentItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="bmo_EmployeeBenefitPlanVestingPercentageOfRolloverContributions" substitutionGroup="xbrli:item" />
  <element name="ParticipantContributionTypeAxis" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bmo_ParticipantContributionTypeAxis" substitutionGroup="xbrldt:dimensionItem" />
  <element name="ParticipantContributionTypeDomain" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bmo_ParticipantContributionTypeDomain" substitutionGroup="xbrli:item" />
  <element name="CatchUpContributionMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bmo_CatchUpContributionMember" substitutionGroup="xbrli:item" />
  <element name="ElectiveContributionMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bmo_ElectiveContributionMember" substitutionGroup="xbrli:item" />
  <element name="CashAndCashEquivalentMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bmo_CashAndCashEquivalentMember" substitutionGroup="xbrli:item" />
  <element name="EmployeeBenefitPlanTransfersBetweenLevel1AndLevel2Description" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="bmo_EmployeeBenefitPlanTransfersBetweenLevel1AndLevel2Description" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="EmployeeBenefitPlanForm5500CaptionChangeInNetAssetAvailableForBenefit" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="bmo_EmployeeBenefitPlanForm5500CaptionChangeInNetAssetAvailableForBenefit" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="EmployeeBenefitPlanForm5500CaptionChangeInNetAssetAvailableForBenefitBeginningBalance" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="bmo_EmployeeBenefitPlanForm5500CaptionChangeInNetAssetAvailableForBenefitBeginningBalance" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="EmployeeBenefitPlanForm5500CaptionChangeInNetAssetAvailableForBenefitEndingBalance" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="bmo_EmployeeBenefitPlanForm5500CaptionChangeInNetAssetAvailableForBenefitEndingBalance" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="EBPAssetHeldForInvestmentParticipantLoanCost" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="bmo_EBPAssetHeldForInvestmentParticipantLoanCost" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="RegisteredInvestmentMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bmo_RegisteredInvestmentMember" substitutionGroup="xbrli:item" />
  <element name="AmericanCenturyHighYieldCorporateCitMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bmo_AmericanCenturyHighYieldCorporateCitMember" substitutionGroup="xbrli:item" />
  <element name="AmericanGeneralLifeInsuranceMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bmo_AmericanGeneralLifeInsuranceMember" substitutionGroup="xbrli:item" />
  <element name="BankOfMontrealMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bmo_BankOfMontrealMember" substitutionGroup="xbrli:item" />
  <element name="BlackRock2080TargetAllocationFundKMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bmo_BlackRock2080TargetAllocationFundKMember" substitutionGroup="xbrli:item" />
  <element name="BlackRock4060TargetAllocationFundKMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bmo_BlackRock4060TargetAllocationFundKMember" substitutionGroup="xbrli:item" />
  <element name="BlackRock6040TargetAllocationFundKMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bmo_BlackRock6040TargetAllocationFundKMember" substitutionGroup="xbrli:item" />
  <element name="BlackRock8020TargetAllocationFundKMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bmo_BlackRock8020TargetAllocationFundKMember" substitutionGroup="xbrli:item" />
  <element name="BlackrockLifepathIndex2030NonlendableFundHMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bmo_BlackrockLifepathIndex2030NonlendableFundHMember" substitutionGroup="xbrli:item" />
  <element name="BlackrockLifepathIndex2035NonlendableFundHMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bmo_BlackrockLifepathIndex2035NonlendableFundHMember" substitutionGroup="xbrli:item" />
  <element name="BlackrockLifepathIndex2040NonlendableFundHMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bmo_BlackrockLifepathIndex2040NonlendableFundHMember" substitutionGroup="xbrli:item" />
  <element name="BlackRockLifePathIndex2045NonLendableFundHMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bmo_BlackRockLifePathIndex2045NonLendableFundHMember" substitutionGroup="xbrli:item" />
  <element name="BlackRockLifePathIndex2050NonLendableFundHMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bmo_BlackRockLifePathIndex2050NonLendableFundHMember" substitutionGroup="xbrli:item" />
  <element name="BlackRockLifePathIndex2055NonLendableFundHMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bmo_BlackRockLifePathIndex2055NonLendableFundHMember" substitutionGroup="xbrli:item" />
  <element name="BlackrockLifepathIndex2060NonlendableFundHMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bmo_BlackrockLifepathIndex2060NonlendableFundHMember" substitutionGroup="xbrli:item" />
  <element name="BlackRockLifePathIndex2065NonLendableFundHMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bmo_BlackRockLifePathIndex2065NonLendableFundHMember" substitutionGroup="xbrli:item" />
  <element name="BlackRockLifePathIndexRetirementNonLendableFundHMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bmo_BlackRockLifePathIndexRetirementNonLendableFundHMember" substitutionGroup="xbrli:item" />
  <element name="BnymMellonNslAcwiExusFundInstitutionalClassMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bmo_BnymMellonNslAcwiExusFundInstitutionalClassMember" substitutionGroup="xbrli:item" />
  <element name="BnymMellonNslAggregateBondIndexFundInstitutionalClassMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bmo_BnymMellonNslAggregateBondIndexFundInstitutionalClassMember" substitutionGroup="xbrli:item" />
  <element name="BnymMellonNslMidCapStockIndexFundInstitutionalClassMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bmo_BnymMellonNslMidCapStockIndexFundInstitutionalClassMember" substitutionGroup="xbrli:item" />
  <element name="BnymMellonNslSmallCapStockIndexFundInstitutionalClassMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bmo_BnymMellonNslSmallCapStockIndexFundInstitutionalClassMember" substitutionGroup="xbrli:item" />
  <element name="BNYMMellonNSLStockIndexFundInstitutionalClassMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bmo_BNYMMellonNSLStockIndexFundInstitutionalClassMember" substitutionGroup="xbrli:item" />
  <element name="BnymMellonNslTipsIndexFundInstitutionalClassMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bmo_BnymMellonNslTipsIndexFundInstitutionalClassMember" substitutionGroup="xbrli:item" />
  <element name="CommingledPensionTrustFundUsAnalystOfJpmorganChaseBankNaMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bmo_CommingledPensionTrustFundUsAnalystOfJpmorganChaseBankNaMember" substitutionGroup="xbrli:item" />
  <element name="DfaEmergingMarketCoreEquityFundMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bmo_DfaEmergingMarketCoreEquityFundMember" substitutionGroup="xbrli:item" />
  <element name="DimensionalUsSmallCapCitFundClasstMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bmo_DimensionalUsSmallCapCitFundClasstMember" substitutionGroup="xbrli:item" />
  <element name="DreyfusMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bmo_DreyfusMember" substitutionGroup="xbrli:item" />
  <element name="JennisonSmallmidCapEquityFundOfThePrudentialTrustCompanyMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bmo_JennisonSmallmidCapEquityFundOfThePrudentialTrustCompanyMember" substitutionGroup="xbrli:item" />
  <element name="MetTowerLifeMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bmo_MetTowerLifeMember" substitutionGroup="xbrli:item" />
  <element name="MfsInternationalEquityFundClass3aMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bmo_MfsInternationalEquityFundClass3aMember" substitutionGroup="xbrli:item" />
  <element name="NationwideLifeInsuranceMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bmo_NationwideLifeInsuranceMember" substitutionGroup="xbrli:item" />
  <element name="PacificLifeInsuranceMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bmo_PacificLifeInsuranceMember" substitutionGroup="xbrli:item" />
  <element name="PIMCOAllAssetFundInstitutionalClassMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bmo_PIMCOAllAssetFundInstitutionalClassMember" substitutionGroup="xbrli:item" />
  <element name="PrudentialInsuranceCompanyMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bmo_PrudentialInsuranceCompanyMember" substitutionGroup="xbrli:item" />
  <element name="RGAMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bmo_RGAMember" substitutionGroup="xbrli:item" />
  <element name="TcwMetwestTotalReturnBondFundClassz1Member" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bmo_TcwMetwestTotalReturnBondFundClassz1Member" substitutionGroup="xbrli:item" />
</schema>
