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  <xs:element id="bk_EBPParticipantLoanPrimaryResidenceLoanBasisSpreadOnVariableRate" abstract="false" name="EBPParticipantLoanPrimaryResidenceLoanBasisSpreadOnVariableRate" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="bk_EBPNoteReceivableFromParticipantGeneralLoanBorrowingTerm" abstract="false" name="EBPNoteReceivableFromParticipantGeneralLoanBorrowingTerm" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="bk_EBPNoteReceivableFromParticipantPrimaryResidenceLoanBorrowingTerm" abstract="false" name="EBPNoteReceivableFromParticipantPrimaryResidenceLoanBorrowingTerm" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="bk_EBPParticipantPaymentOfBenefitsQuarterlyInstallmentDurationOption" abstract="false" name="EBPParticipantPaymentOfBenefitsQuarterlyInstallmentDurationOption" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="bk_EBPInvoluntaryCashOutLimit" abstract="false" name="EBPInvoluntaryCashOutLimit" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="bk_EBPNumberOfInvestmentTiersOffered" abstract="false" name="EBPNumberOfInvestmentTiersOffered" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:integerItemType"/>
  <xs:element id="bk_EBPNumberOfPassivelyManagedIndexFunds" abstract="false" name="EBPNumberOfPassivelyManagedIndexFunds" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:integerItemType"/>
  <xs:element id="bk_EBPNumberOfActivelyManagedIndexFunds" abstract="false" name="EBPNumberOfActivelyManagedIndexFunds" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:integerItemType"/>
  <xs:element id="bk_EBPEmployerStockFundMaximumPercentOfParticipantsAccountBalance" abstract="false" name="EBPEmployerStockFundMaximumPercentOfParticipantsAccountBalance" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="bk_EBPParticipantContributionsAccountBalanceOverThresholdAutomaticallyRedirectedAge" abstract="false" name="EBPParticipantContributionsAccountBalanceOverThresholdAutomaticallyRedirectedAge" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:integerItemType"/>
  <xs:element id="bk_EBPParticipantContributionMinimumAccountBalanceForEligibilityToInvestInTheAccount" abstract="false" name="EBPParticipantContributionMinimumAccountBalanceForEligibilityToInvestInTheAccount" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="bk_EBPParticipantContributionMinimumInitialInvestmentInTheAccount" abstract="false" name="EBPParticipantContributionMinimumInitialInvestmentInTheAccount" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="bk_EBPParticipantContributionMinimumSubsequentTransfersFromAnotherFund" abstract="false" name="EBPParticipantContributionMinimumSubsequentTransfersFromAnotherFund" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="bk_EBPSelfDirectedAccountMaximumPercentOfParticipantsAccountBalance" abstract="false" name="EBPSelfDirectedAccountMaximumPercentOfParticipantsAccountBalance" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="bk_USGovernmentSecuritiesMember" abstract="true" name="USGovernmentSecuritiesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="bk_VentureCapitalAndPartnershipInterestsMember" abstract="true" name="VentureCapitalAndPartnershipInterestsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="bk_StateAndPoliticalSubdivisionsMember" abstract="true" name="StateAndPoliticalSubdivisionsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="bk_SovereignDebtSovereignGuaranteedMember" abstract="true" name="SovereignDebtSovereignGuaranteedMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="bk_SupranationalMember" abstract="true" name="SupranationalMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="bk_FundsOfFundsMember" abstract="true" name="FundsOfFundsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="bk_HedgeFundOfFundsMember" abstract="true" name="HedgeFundOfFundsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="bk_InvestmentContractWithInsuranceCompaniesMember" abstract="true" name="InvestmentContractWithInsuranceCompaniesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="bk_EBPPendingInvestmentSalesAndOtherReceivables" abstract="false" name="EBPPendingInvestmentSalesAndOtherReceivables" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="bk_EBPAssetsHeldAsCollateral" abstract="false" name="EBPAssetsHeldAsCollateral" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="bk_EBPReconciliationToForm5500ChangeInNetAssetAvailableForBenefitIncreaseDecreaseFromContractValueToCurrentValuePriorYear" abstract="false" name="EBPReconciliationToForm5500ChangeInNetAssetAvailableForBenefitIncreaseDecreaseFromContractValueToCurrentValuePriorYear" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="bk_EBPReconciliationToForm5500ChangeInNetAssetAvailableForBenefitIncreaseDecreaseFromContractValueToCurrentValueCurrentYear" abstract="false" name="EBPReconciliationToForm5500ChangeInNetAssetAvailableForBenefitIncreaseDecreaseFromContractValueToCurrentValueCurrentYear" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="bk_EBPInvestmentMinimumInitialCreditRating" abstract="false" name="EBPInvestmentMinimumInitialCreditRating" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="bk_EBPSecuritiesLendingMaturityPeriod" abstract="false" name="EBPSecuritiesLendingMaturityPeriod" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="bk_EBPMasterTrustSecuritiesLendingCollateralMinimumPercentOfMarketValueOfLoanedSecurities" abstract="false" name="EBPMasterTrustSecuritiesLendingCollateralMinimumPercentOfMarketValueOfLoanedSecurities" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="bk_DerivativeNettingMember" abstract="true" name="DerivativeNettingMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="bk_EBPGuaranteedInvestmentContractMember" abstract="true" name="EBPGuaranteedInvestmentContractMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="bk_PendingInvestmentSalesAndOtherReceivablesMember" abstract="true" name="PendingInvestmentSalesAndOtherReceivablesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="bk_AssetsHeldAsCollateralUnderSecuritiesLendingMember" abstract="true" name="AssetsHeldAsCollateralUnderSecuritiesLendingMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="bk_PendingInvestmentPurchaseAndOtherLiabilitiesMember" abstract="true" name="PendingInvestmentPurchaseAndOtherLiabilitiesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="bk_PayableUponReturnOfSecuritiesLoanedMember" abstract="true" name="PayableUponReturnOfSecuritiesLoanedMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="bk_EBPAssetsFairValueAbstract" abstract="true" name="EBPAssetsFairValueAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="bk_EBPLiabilitiesFairValueAbstract" abstract="true" name="EBPLiabilitiesFairValueAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
</xs:schema>
