Exhibit 99.1
SERVICER’S CERTIFICATE
AMERICAN HONDA FINANCE CORPORATION
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MONTHLY SERVICER REPORT -- Honda Auto Receivables 2026-2 Owner Trust |
Collection Period: April 1, 2026 through May 31, 2026 |
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Deal Age |
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1 |
Determination Date: 06/10/2026 |
Actual/360 Days |
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33 |
Record Date: 06/14/2026 |
30/360 Days |
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32 |
Payment Date: 06/15/2026 |
ORIGINAL DEAL PARAMETERS
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Dollar Amount |
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Number of Receivables |
Total Portfolio Balance |
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$2,159,251,775.35 |
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90,469 |
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Accrual Basis |
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Dollar Amount |
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% of Pool |
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Index Rate |
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Margin |
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Interest Rate |
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Final Scheduled
Maturity Date |
Class A-1 Notes |
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Actual/360 |
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$533,340,000.00 |
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24.70% |
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3.82800% |
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May 17, 2027 |
Class A-2a Notes |
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30/360 |
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$601,761,000.00 |
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27.87% |
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4.11000% |
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December 15, 2028 |
Class A-2b Notes |
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Actual/360 |
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$131,579,000.00 |
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6.09% |
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3.64351% |
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0.380% |
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4.02351% |
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December 15, 2028 |
Class A-3 Notes |
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30/360 |
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$733,340,000.00 |
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33.96% |
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4.30000% |
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November 15, 2030 |
Class A-4 Notes |
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30/360 |
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$105,250,000.00 |
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4.87% |
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4.33000% |
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August 16, 2032 |
Certificates |
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30/360 |
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$53,981,775.35 |
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2.50% |
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0.00000% |
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Total Securities Balance |
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$2,159,251,775.35 |
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Total Note Balance |
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$2,105,270,000.00 |
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Reserve Account Initial Deposit |
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$5,398,129.44 |
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Yield Supplement Account Deposit |
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$110,132,878.00 |
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COLLECTIONS
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Interest Collections |
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Simple Interest Collections |
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$17,455,994.95 |
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Interest Related to Repurchased Receivables |
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$0.00 |
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Interest Advance for simple Interest - Net * |
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$0.00 |
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Total Interest Collections |
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$17,455,994.95 |
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* Advances are reimbursed (including outstanding advances of $0.00): |
(i) from subsequent payments, liquidation proceeds and servicer repurchase payments in respect of the related obligor, and |
(ii) to the extent amounts in clause (i) are insufficient, generally from interest (with respect to interest advances). |
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Principal Collections |
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Principal Collections |
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$102,427,256.78 |
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Prepayments in Full |
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$56,789,389.55 |
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Liquidation Proceeds |
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$52,700.72 |
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Principal Related to Repurchased Receivables |
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$0.00 |
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Recoveries from Prior Month Charge Offs |
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$0.00 |
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Total Principal Collections |
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$159,269,347.05 |
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Total Interest and Principal Collections |
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$176,725,342.00 |
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Yield Supplement Deposit |
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$14,608,731.76 |
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Collection Account Investment Earnings |
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$0.00 |
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Total Available Amount |
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$191,334,073.76 |
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SERVICER’S CERTIFICATE
AMERICAN HONDA FINANCE CORPORATION
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MONTHLY SERVICER REPORT -- Honda Auto Receivables 2026-2 Owner Trust |
Collection Period: April 1, 2026 through May 31, 2026 |
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Deal Age |
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1 |
Determination Date: 06/10/2026 |
Actual/360 Days |
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33 |
Record Date: 06/14/2026 |
30/360 Days |
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32 |
Payment Date: 06/15/2026 |
DISTRIBUTIONS
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Note Percentage |
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100.00% |
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Certificate Percentage |
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0.00% |
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Amount Due |
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Amount Paid |
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Shortfall |
Total Servicing Fee |
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1.00% |
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$3,598,752.96 |
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$3,598,752.96 |
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$0.00 |
Trustee Fees |
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$0.00 |
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$0.00 |
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$0.00 |
Asset Representations Reviewer Fees (Accrued & Unpaid) |
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$0.00 |
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$0.00 |
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$0.00 |
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Interest - Class A-1 Notes |
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$1,871,490.06 |
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$1,871,490.06 |
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$0.00 |
Interest - Class A-2a Notes |
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$2,198,433.52 |
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$2,198,433.52 |
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$0.00 |
Interest - Class A-2b Notes |
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$485,291.97 |
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$485,291.97 |
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$0.00 |
Interest - Class A-3 Notes |
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$2,802,988.44 |
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$2,802,988.44 |
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$0.00 |
Interest - Class A-4 Notes |
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$405,095.56 |
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$405,095.56 |
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$0.00 |
Total Monthly Interest |
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$7,763,299.55 |
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$7,763,299.55 |
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$0.00 |
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Principal - Class A-1 Notes |
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$159,291,286.81 |
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$159,291,286.81 |
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$0.00 |
Principal - Class A-2a Notes |
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$0.00 |
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$0.00 |
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$0.00 |
Principal - Class A-2b Notes |
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$0.00 |
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$0.00 |
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$0.00 |
Principal - Class A-3 Notes |
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$0.00 |
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$0.00 |
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$0.00 |
Principal - Class A-4 Notes |
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$0.00 |
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$0.00 |
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$0.00 |
Total Monthly Principal |
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$159,291,286.81 |
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$159,291,286.81 |
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$0.00 |
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Interest - Certificates |
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$0.00 |
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$0.00 |
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$0.00 |
Principal - Certificates |
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$0.00 |
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$0.00 |
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$0.00 |
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Available to Deposit |
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Reserve Deposit |
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Reserve Draw |
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Excess Released |
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Released to Seller |
Reserve Account Deposit |
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$20,680,734.44 |
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$0.00 |
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$0.00 |
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$0.00 |
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$20,680,734.44 |
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Noteholder/Certificateholder Distributions
(Per $1000 of Original Principal Amount) |
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Fee |
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Interest |
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Interest
Shortfall |
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Principal |
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Principal
Shortfall |
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Amount
Distributed |
Servicing Fee |
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$1.67 |
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$3,598,752.96 |
Trustee Fees |
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$0.00 |
Asset Representation Reviewer Fees |
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$0.00 |
Class A-1 Notes |
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$3.51 |
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$0.00 |
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$298.67 |
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$0.00 |
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$161,162,776.87 |
Class A-2a Notes |
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$3.65 |
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$0.00 |
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$0.00 |
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$0.00 |
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$2,198,433.52 |
Class A-2b Notes |
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$3.69 |
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$0.00 |
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$0.00 |
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$0.00 |
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$485,291.97 |
Class A-3 Notes |
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$3.82 |
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$0.00 |
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$0.00 |
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$0.00 |
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$2,802,988.44 |
Class A-4 Notes |
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$3.85 |
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$0.00 |
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$0.00 |
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$0.00 |
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$405,095.56 |
Certificates |
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$0.00 |
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$0.00 |
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$0.00 |
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$0.00 |
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$0.00 |
SERVICER’S CERTIFICATE
AMERICAN HONDA FINANCE CORPORATION
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MONTHLY SERVICER REPORT -- Honda Auto Receivables 2026-2 Owner Trust |
Collection Period: April 1, 2026 through May 31, 2026 |
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Deal Age |
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1 |
Determination Date: 06/10/2026 |
Actual/360 Days |
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33 |
Record Date: 06/14/2026 |
30/360 Days |
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32 |
Payment Date: 06/15/2026 |
POOL DATA
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Proceeding Month |
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Carryover Shortfall |
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Beginning of Period |
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End of Period |
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Interest |
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Principal |
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Balance |
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Note Factor |
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Balance |
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Note Factor |
Class A-1 Notes |
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$0.00 |
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$0.00 |
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$533,340,000.00 |
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1.0000000 |
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$374,048,713.19 |
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0.7013326 |
Class A-2a Notes |
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$0.00 |
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$0.00 |
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$601,761,000.00 |
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1.0000000 |
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$601,761,000.00 |
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1.0000000 |
Class A-2b Notes |
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$0.00 |
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$0.00 |
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$131,579,000.00 |
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1.0000000 |
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$131,579,000.00 |
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1.0000000 |
Class A-3 Notes |
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$0.00 |
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$0.00 |
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$733,340,000.00 |
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1.0000000 |
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$733,340,000.00 |
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1.0000000 |
Class A-4 Notes |
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$0.00 |
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$0.00 |
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$105,250,000.00 |
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1.0000000 |
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$105,250,000.00 |
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1.0000000 |
Certificates |
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$0.00 |
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$0.00 |
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$53,981,775.35 |
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1.0000000 |
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$53,981,775.35 |
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1.0000000 |
Total Securities |
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$2,159,251,775.35 |
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1.0000000 |
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$1,999,960,488.54 |
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0.9262285 |
Total Notes |
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$2,105,270,000.00 |
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1.0000000 |
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$1,945,978,713.19 |
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0.9243369 |
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Portfolio Information |
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Original |
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Prior Month |
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Current Month |
Weighted Average Coupon (WAC) |
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4.99% |
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4.99% |
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5.00% |
Weighted Average Remaining Maturity (WAM) |
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49.75 |
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49.75 |
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47.66 |
Weighted Average Original Maturity (WAOM) |
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61.92 |
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Remaining Number of Receivables |
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90,469 |
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90,469 |
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87,354 |
Portfolio Receivable Balance |
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$2,159,251,775.35 |
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$2,159,251,775.35 |
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$1,999,960,488.54 |
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Net Loss and Delinquency Account Activity |
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Amount |
Gross Principal Balance on Defaulted Receivables |
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$74,640.48 |
Liquidation Proceeds |
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$52,700.72 |
Recoveries on Previously Defaulted Contracts |
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$0.00 |
Aggregate Net Losses for Collection Period |
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$21,939.76 |
Net Loss Rate for Collection Period's Average Balance (annualized) |
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$0.00 |
Cumulative Net Losses for all Periods |
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$21,939.76 |
DELINQUENCY AND NET LOSS ACTIVITY
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Delinquent Receivables |
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# Units |
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% Unit |
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Dollar Amount |
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% Dollar |
31-60 Days Delinquent |
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322 |
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0.37% |
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$8,387,560.13 |
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0.42% |
61-90 Days Delinquent |
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57 |
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0.07% |
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$1,395,151.92 |
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0.07% |
91-120 Days Delinquent |
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0 |
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0.00% |
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$0.00 |
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0.00% |
121 Days or More Delinquent |
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0 |
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0.00% |
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$0.00 |
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0.00% |
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Repossession Activity |
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# Units |
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% Unit |
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Dollar Amount |
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% Dollar |
Vehicles Repossessed During Collection Period |
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10 |
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0.01% |
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$309,055.36 |
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0.02% |
Total Accumulated Repossessed Vehicles in Inventory |
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10 |
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0.01% |
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$309,055.36 |
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0.02% |
SERVICER’S CERTIFICATE
AMERICAN HONDA FINANCE CORPORATION
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MONTHLY SERVICER REPORT -- Honda Auto Receivables 2026-2 Owner Trust |
Collection Period: April 1, 2026 through May 31, 2026 |
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Deal Age |
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1 |
Determination Date: 06/10/2026 |
Actual/360 Days |
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33 |
Record Date: 06/14/2026 |
30/360 Days |
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32 |
Payment Date: 06/15/2026 |
DELINQUENCY AND NET LOSS ACTIVITY
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Net Loss and Delinquency Ratios |
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Ratio of Net Losses to the Pool Balance as of Each Collection Period |
Third Preceding Collection Period |
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0.00% |
Second Preceding Collection Period |
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0.00% |
Preceding Collection Period |
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0.00% |
Current Collection Period |
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0.01% |
Four Month Average |
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0.01% |
Ratio of Number of Contracts Delinquent 61 Days or More to the Outstanding Number of Receivables (includes repossessions in inventory) |
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Second Preceding Collection Period |
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0.00% |
Preceding Collection Period |
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0.00% |
Current Collection Period |
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0.08% |
Three Month Average |
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0.08% |
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Delinquency Trigger |
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4.80% |
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Delinquency Percentage exceeds Delinquency Trigger: |
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No |
Delinquency Percentage - |
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0.07% |
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Receivables that are 61 days or more delinquent as a percentage of Current Outstanding Balance of Receivables |
LOSS AND CUMULATIVE LOSS INFORMATION
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Current Month |
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Cumulative |
For Assets Experiencing a Loss: |
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Units |
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Amount |
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Units |
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Amount |
Gross Principal on Defaulted Receivables |
2 |
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$74,640.48 |
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2 |
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$74,640.48 |
Liquidation Proceeds and Recoveries on Defaulted Receivables |
2 |
|
$52,700.72 |
|
2 |
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$52,700.72 |
Net Loss Amount |
2 |
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$21,939.76 |
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2 |
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$21,939.76 |
Net Loss % of Average Portfolio Balance (Annualized) |
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0.01% |
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Cumulative Net Loss % of Initial Balance |
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0.00% |
Average Net Loss of Assets Experiencing a Loss |
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$10,969.88 |
CREDIT ENHANCEMENT
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Reconciliation of Reserve Account |
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Reconciliation of Yield Supplement Account |
Beginning Reserve Account Balance |
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$5,398,129.44 |
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Beginning Yield Supplement Account Balance |
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$110,132,878.00 |
Investment Earnings |
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$9,823.73 |
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Investment Earnings |
|
$200,424.11 |
Excess Interest Deposited into the Reserve Account |
|
$0.00 |
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Additional Yield Supplement Amounts |
|
$0.00 |
Investment Withdrawal to Seller |
|
$(9,823.73) |
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Yield Supplement Withdrawal Amount |
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$14,608,731.76 |
Release of Reserve to Collection Account |
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$0.00 |
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Investment Earnings Withdraw |
|
$0.00 |
Release of Reserve to Seller |
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$0.00 |
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Release of Yield Supplement Account Balance to Seller |
|
$0.00 |
Ending Reserve Account Balance |
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$5,398,129.44 |
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Ending Yield Supplement Account Balance |
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$95,724,570.35 |
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Reserve Account Required Amount |
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$5,398,129.44 |
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|
SERVICER’S CERTIFICATE
AMERICAN HONDA FINANCE CORPORATION
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|
MONTHLY SERVICER REPORT -- Honda Auto Receivables 2026-2 Owner Trust |
Collection Period: April 1, 2026 through May 31, 2026 |
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|
|
|
|
Deal Age |
|
1 |
Determination Date: 06/10/2026 |
Actual/360 Days |
|
33 |
Record Date: 06/14/2026 |
30/360 Days |
|
32 |
Payment Date: 06/15/2026 |
REPURCHASE DEMAND ACTIVITY (RULE 15Ga-1)
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Is there any activity to report? |
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No |
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STATEMENT TO NOTEHOLDERS
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Has there been a material change in practices with respect to charge-offs, collection and management of delinquent receivables, and the effect of any grace period, re-aging, re-structuring, partial payments or other practices on delinquency and loss experience? |
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No |
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Have there been any material modifications, extensions or waivers to receivables terms, fees, penalties or payments during the collection period? |
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No |
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Have there been any material breaches of representations, warranties or covenants contained in the receivables? |
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No |
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Has there been an issuance of notes or other securities backed by the receivables? |
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No |
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Has there been a material change in the underwriting, origination or acquisition of receivables? |
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No |
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SERVICER CERTIFICATION
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I hereby certify that the servicing report provided is true and accurate to the best of my knowledge. |
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/s/ Paul C. Honda |
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Paul C. Honda |
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Vice President and Treasurer |
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