Exhibit 99.6 Schedule 4

 

Marketing ID Loan ID Seller Loan ID Field Name Verified Value Bid Tape Value Comment
852 XX   Co Borrower First Name XX   co-borrower
852 XX   Co Borrower Last Name XX   co-borrower
852 XX   Property Type Townhouse PUD TOWNHOUSE PUD
852 XX   T & I Payment $1,100.28 $1,033.00 $657.95 Tax + $80.33 Insurance + $362.00 HOA= $1,100.28 T&I
853 XX   Co Borrower First Name XX XX XX
853 XX   Co Borrower Last Name XX XX XX
853 XX   Property Type Townhouse PUD TOWNHOUSE PUD
853 XX   T & I Payment $1,091.42 $1,013.00 $649.09 Tax + $80.33 Insurance + $362.00 HOA= $1,091.42 T&I
853 XX   Co Borrower First Name XX   XX
853 XX   Co Borrower Last Name XX   XX
853 XX   T & I Payment $1,092.37 $1,014.00 $650.04 Tax + $80.33 Insurance + $362.00 HOA= $1,092.37 T&I
851 XX   Co Borrower First Name XX   XX
851 XX   Co Borrower Last Name XX   XX
851 XX   Property Type Townhouse PUD TOWNHOUSE PUD
851 XX   DSCR 0.76 0.78 $2,750.00 Rent / $3,632.76 PITIA = 0.76 DSCR
851 XX   T & I Payment $1,057.60 $965.00 $615.27 Tax + $80.33 Insurance = $1,057.60 T&I
854 XX   Qualifying FICO 745 740 FICO 745
854 XX   DSCR 1.10 1.00 $1,700.00 Rent / $1,547.58 PITIA = 1.10 DSCR
854 XX   T & I Payment $151.28 $176.00 $73.59 Insurance + $77.70 Tax = $151.28 T&I
864 XX   Qualifying FICO 0   Foreign National
860 XX   Co Borrower First Name XX   co-borrower
860 XX   Co Borrower Last Name XX   co-borrower
860 XX   Mo Pymt (P&I) 521.98 223.61 P&I is $521.98
860 XX   T & I Payment $256.16 $262.00 $132.83 Tax + $123.33 Ins.= $256.16 T&I
856 XX   DSCR 1.05 1.00 $2,600.00 Rents / $2,479.30 PITIA = 1.04DSCR
856 XX   T & I Payment $684.23 $529.00 $515.39 Tax + $104.84 Ins. + $64.00 HOA= $684.23T&I
864 XX   First Pymt Date XX XX First Payment date 5/XX/2026
864 XX   Maturity Date XX XX Maturity date 4/XX2056
857 XX   Sales Price XX XX sales price $XX
857 XX   DSCR 1.12 1.00 $2,000.00 Rents / $1,790.12 PITIA = 1.12 DSCR
857 XX   Mo Pymt (P&I) 1370.14 1394.50 P&I is $1,370.14
857 XX   T & I Payment $419.98 $439.00 $344.56 Tax + $75.42 Ins = $419.98 T&I
857 XX   First Pymt Date XX XX 1st payment date is 5/XX/2026
857 XX   Maturity Date XX XX Maturity date is 4/XX/2056
838 XX   Qualifying FICO 781 737 FICO 781
838 XX   DSCR 1.10 1.15 $13,248.75  Rent / $12,009.70 PITIA = 1.10 DSCR
866 XX   Property County XX XX The property is in XX
866 XX   ULI XX XX The audited ULI of XX is correct.
866 XX   Qualifying Total Reserves Number of Months 115.49 115.99 Post closing assets equal 115.49 months reserves.
866 XX   Qualifying All Borrower Residual Income 35557.78 37226.78 There is no guideline residual income requirement for this transaction.
861 XX   Qualifying FICO 758.00 750.00  
861 XX   Qualifying All Borrower Residual Income 45258.69 51587.63 Residual income is supported 
869 XX   Qualifying Total Reserves Number of Months 110.24 108.35 Reserves updated as per Matrix 
869 XX   Qualifying All Borrower Residual Income 11529.05 11759.05 Residual Income ($16,070.58-$4,541.53=$11,529.05)
842 XX   Property Value XX XX Property Value-$XX
842 XX   Property Type Condominium High Rise Condominium Property Type Condominium High Rise
842 XX   Qualifying Total Reserves Number of Months 165.95 169.03 Qualifying Total Reserves Number of Months-165.95
842 XX   Qualifying All Borrower Residual Income 429556.21 421809.54 Qualifying All Borrower Residual Income-$371,544.57
843 XX   Qualifying Total Reserves Number of Months 18.04 20.50 Verified assets using bank statements and cash proceeds
843 XX   Qualifying All Borrower Residual Income 18039.84 19955.38 Verified residual income using income and total expenses
846 XX   Verified Doc Type Asset Depletion – Debt Ratio Calculation Asset Depletion Verified to Lock and loan approval
846 XX   Qualifying Total Reserves Number of Months 8.51 39.01 Verified to assets
846 XX   Qualifying All Borrower Residual Income 11492.71 12809.70 Based on verified income and total debts
847 XX   MIN No XX XX Verified by the Mortgage.
847 XX   Property County XX XX XX per Mortgage
847 XX   Application Date XX XX Verified by the initial 1003.
847 XX   Qualifying All Borrower Residual Income 9680.83 11613.57 Income Less expenses
850 XX   Property Value XX XX Confirmed with appraisal.
850 XX   Verified Doc Type Asset Depletion – Debt Ratio Calculation Asset Depletion Confirmed with lock.
850 XX   Qualifying CLTV 26.52 23.97 Confirmed ratios with appraisal and loan amount.
850 XX   Qualifying LTV XX XX Confirmed ratios with appraisal and loan amount.
850 XX   Qualifying All Borrower Residual Income 14125.48 16500.99 Confirmed residual income with 1008.
855 XX   Property Value XX XX Verified from the Appraisal.
855 XX   Qualifying LTV XX XX Verified from the Note and the Appraisal.
855 XX   Qualifying CLTV 78.57 80.00 Verified from Note, lowest UPB from Existing 1st Lien Mtg Stmt or CBR (which is n/a) and the Appraisal.
855 XX   Qualifying All Borrower Residual Income 41079.29 42336.79 Verified from the Lenders Guidelines against the qualifying BE DTI ratio and Compliance Report for HPML status.
855 XX   Qualifying FICO 783 760  
862 XX   Qualifying All Borrower Residual Income 14670.63 24376.12 Qualifying All Borrower Residual Income-$14670.63
863 XX   Sales Price XX XX Per the 1008, final CD. Missing addendum with updated PP of $XX
863 XX   Qualifying LTV XX XX $XX=80%
863 XX   Qualifying CLTV 80.00 78.88 $XX=80%
863 XX   Qualifying All Borrower Residual Income 25599.55 30036.32 $25,599.55 calculated residual income
859 XX   MIN No XX XX Verified with the Security Instrument. 
859 XX   Application Date XX XX Verified with the initial 1003 and compliance report, 
859 XX   Verified Doc Type Asset Depletion – Debt Ratio Calculation Asset Depletion Verified with the approval.
859 XX   Qualifying FICO 817.00 812.00 Verified with the credit report - middle score of primary wage earner. 
859 XX   Qualifying All Borrower Residual Income 27312.39 -4709.57 Verified with the income and liabilities. 
872 XX   Application Date XX XX Verified from the initial application.
872 XX   Property Type PUD Single Family Detached Verified from the Appraisal.
872 XX   Qualifying Total Reserves Number of Months 27.55 21.98 Verified from lender guides against available assets from last asset statement.
872 XX   Prepayment Penalty Yes No Verified from Note.
872 XX   Qualifying All Borrower Residual Income 134594.69 142407.11 Verified from the lender guidelines, against BE DTI and Compliance Report for HPML status.
848 XX   Property Value XX XX Property Value-Per appraisal $XX
848 XX   Verified Doc Type 1YR Full Doc 2YR Full Doc one year verified
848 XX   Qualifying LTV XX XX Qualifying CLTV- Appraised Value- $XX/Loan Amount-$XX= $78.75%
848 XX   Qualifying CLTV 78.75 80.00 Qualifying CLTV- Appraised Value- $XX/Loan Amount-$XX= $78.75%
848 XX   Qualifying All Borrower Residual Income 2475.08 2814.36 Qualifying All Borrower Residual Income-$2475.08
871 XX   Qualifying Total Reserves Number of Months 24.48 21.53 Reserves calculated based on verified assets.
871 XX   ULI XX XX Verified by the 1003.
871 XX   Qualifying All Borrower Residual Income 19041.90 23991.90 Residual income based on verified income and total debts.
864 XX   Property City XX XX Review data is correct per note.  
864 XX   MIN No XX XX Review data is correct per deed of trust.  
864 XX   Property County XX XX Review data is correct per deed of trust.  
864 XX   Property Value XX XX Appears to be data mismatch.  Appraisal matches review figure and the AVM matches lender.  
864 XX   Qualifying All Borrower Residual Income 25782.91 30349.10 Review data is correct based on income and verified expenses.  
839 XX   Qualifying Total Reserves Number of Months 14.88 23.69 Qualifying Total Reserves Number of Months confirmed using proceeds from cash-out.
839 XX   Qualifying All Borrower Residual Income 420455.04 476341.71 Income less expenses
868 XX   ULI XX XX Verified to 1003
868 XX   Application Date XX XX Verified to LO signature initial 1003
868 XX   Qualifying Total Reserves Number of Months 13.91 14.47 Verified to cash out
868 XX   Qualifying All Borrower Residual Income 5635.05 7124.36 Based on verified income and total debts
873 XX   Application Date XX XX Confirmed on earliest dated 1003. 
873 XX   ULI XX XX Confirmed on 1003 in file. 
873 XX   Qualifying Total Reserves Number of Months 15.16 16.19 Confirmed using cash back at closing. 
873 XX   Qualifying All Borrower Residual Income 11839.89 13116.89 Confirmed after verified income and debts including subject PITIA. 
874 XX   ULI XX XX 1003 pg.191 shows true data is correct
874 XX   Application Date XX XX Initial 1003 pg.1
874 XX   Property Value XX XX value vs. sales price
874 XX   Property Type Single Family Detached PUD  
874 XX   Qualifying Total Reserves Number of Months 159.86 143.26 Verified assets statements on file
874 XX   Qualifying All Borrower Residual Income 9839.73 14450.28 Minimum residual 1500
849 XX   Qualifying FICO 767 766  
849 XX   Qualifying All Borrower Residual Income 1565.07 1578.18 Based on verified income and total debts