MORGAN STANLEY CAPITAL I INC. ABS-15G
Exhibit 99.7 - Schedule 4
| Seller | Loan ID | Seller Loan ID | Investor Loan ID | Queue | Created Date | Last Modified Date | Finding Status | Event Level | Initial Finding Grade | Current/Final Finding Grade | Finding Category | Finding Sub Category | Finding Name | Reviewer Comments | Seller Comments | Finding Resolution | Finding Document | Reviewer Comp Factors | Originator Comp Factors | State | Occupancy | Loan Purpose | Refinance Purpose | Unique Finding ID | Acknowledged / Waived By | Waiver in File? |
| XXXX | 10160013 | Closed | 2025-11-18 06:16 | 2025-11-25 01:56 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Hazard Insurance Policy is Missing | Resolved-Hazard insurance Policy Missing in file, Provided the same, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Missing Hazard Insurance Policy The following property is missing a copy of the required insurance policy: XXXX XXXX - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXX XXXXXXXXX XXXXXX XXXXXXX XX XXXX, XXXXXXXX XXX XXXX, XXXXXXX XXXX XX XXXXXX, XXXXXXX XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX _XXXXX_ XXXXXXXX-XXXXXX XXXXXXXXX XXXXXX XX XXXXX XXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXXX_XXXXXX_XXXX_XXXX_XX_XXXXXXX_XXX.XXX | XXXX | Investment | Purchase | NA | 6286338 | N/A | N/A | ||||
| XXXX | 10160034 | Closed | 2025-12-09 06:56 | 2026-01-09 01:51 | Resolved | 1 - Information | C | A | Credit | Doc Issue | Application Missing | Resolved-Borrower is Foreign national, and current address in loan application reflects in USA, Provided Updated Loan Application, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. X/X/XX - WJ - Uploaded corrected application reflecting borrowers primary address outside of the U.S. - Seller-XX/XX/XXXX Open-Borrower is Foreign National, however Primary residence address in application reflects Borrower's US address. Please provide the updated application with Borrower Residence address reflecting foreign address which is required per G/L's. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. X/X/XX - WJ - Uploaded corrected application reflecting borrowers primary address outside of the U.S. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXX XX XXXXXXX XXXXXXXX, XXX XXXXXXX XXXXXXX XX XXXX XXXXXXXXXXX XXXXXXXX XX XXX, XXXXXXXX XXXXXXX XXXX XXXXXXXXXXX, XXXXXXX XXXX XX XXXXXX, XXXXXXX XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXXX_XXXXXXXXX XXXX XXXXXXXXXXX.XXX | XXXX | Investment | Purchase | NA | 6545206 | N/A | N/A | ||||
| XXXX | 10160184 | Closed | 2025-12-19 04:32 | 2025-12-30 06:09 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Closing Detail Statement is Missing | Resolved-Signed final settlement statement provided. - Due Diligence Vendor-XX/XX/XXXX Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Closing Doc is Missing. The required signed final settlement statement is missing from the loan file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXX XXXXX XXXXXXXXXX XXXXXXXXX XXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX _XXXXX_ XXXXXXXX-XXXXXXXXXX XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXXXXXX_XXXXX XXX.XXX | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 6701072 | N/A | N/A | ||||
| XXXX | 10160023 | Closed | 2025-12-19 10:51 | 2025-12-29 11:15 | Waived | 2 - Non-Material | C | B | Credit | Credit | DSCR Does Not Meet Guideline Requirement | Waived-Waived - Client has requested a XX% LTV exception. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. XX/XX/XX - WJ - Uploaded a corrected Credit Memo reflecting an approved exception for DSCR and corrected Sizer - Seller-XX/XX/XXXX Open-The lender used the HOA dues as an annual figure when the appraisal reflects monthly and the HOA certificate reflects $XXX monthly. The DSCR is .XXX which only permits up to XX% LTV and the LTV is XX%. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. XX/XX/XX - WJ - Uploaded a corrected Credit Memo reflecting an approved exception for DSCR and corrected Sizer - Seller-XX/XX/XXXX |
XXXXXX-XXXXXX - XXXXXX XXX XXXXXXXXX X XX% XXX XXXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXXX_XXXXXX XXXX.XXX_XXXXX_ XXXXXXX_XXXXX.XXX |
XXX XXXXXXXXXXXXXX XXXXXX XXXXX XXXXXXX XXX XXXXXXX XXXXXXXX XX XXX XX XX XXXXXX $XX,XXX XXXXXXXX XXXXXX XXX XXXXXXX XXXXXXXX XX $X,XXX XXXXXXX XXX XXXXXXX XX XX XXXXXX XXXX XXX XXXXXXXX XXXXXXX. |
XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 6708364 | Originator Post-Close | Yes | |||
| XXXX | 10160023 | Closed | 2025-12-19 10:06 | 2025-12-29 08:36 | Resolved | 1 - Information | C | A | Credit | Credit | Missing subject rental income documentation | Resolved-Cleared - Client provided correct rent range and updated sizer. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. XX/XX/XX - WJ - Uploaded third party market rents for the subject with a corrected sizer - Seller-XX/XX/XXXX Open-The rentrange is for XXXXX XXXX APT XXXX. The subject address is XXXXX XXXX Unit # XXXX. Missing third party market rent for XXXXX XXXX Unit # XXXX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. XX/XX/XX - WJ - Uploaded third party market rents for the subject with a corrected sizer - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXX - XXXXXX XXXXXXXX XXXXXXX XXXX XXXXX XXX XXXXXXX XXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXXX_XXXXXXXXXX.XXX_XXXXX_ XXXXXXX_XXXXX.XXX |
XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 6707178 | N/A | N/A | ||||
| XXXX | 10160183 | Closed | 2026-01-09 04:31 | 2026-02-02 02:33 | Resolved | 1 - Information | D | A | Property | Value | Secondary Valuation or Additional Valuation has not been entered per securitization requirements | Resolved-Secondary Valuation is missing in file, provided the same, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Secondary Valuation is missing in file - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXXX XXXXXXXXX XX XXXXXXX XX XXXX, XXXXXXXX XXX XXXX, XXXXXXX XXXX XX XXXXXX, XXXXXXX XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXXXXXX_XXXX XXXXXXXXXXX XXXX .XXX | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 7001059 | N/A | N/A | ||||
| XXXX | 10160183 | Closed | 2026-01-09 03:12 | 2026-01-14 00:38 | Resolved | 1 - Information | C | A | Credit | Credit | Lender Approval Form is Missing | Resolved-Credit memo Is missing in file, provided the same, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. X/XX/XX - WJ - Uploaded Credit Memo - Seller-XX/XX/XXXX Open-Missing of credit memo document in file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. X/XX/XX - WJ - Uploaded Credit Memo - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXX XXXX XX XXXXXXX XX XXXX, XXXXXXXX XXX XXXX, XXXXXXX XXXX XX XXXXXX, XXXXXXX XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXXXXXX_XXXXXX XXXX.XXX | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 7000344 | N/A | N/A | ||||
| XXXX | 10160048 | Closed | 2026-01-06 13:12 | 2026-01-09 10:01 | Waived | 2 - Non-Material | C | B | Credit | Eligibility | Loan does not conform to program guidelines | Waived-Per X.X.XXXX guidelines, DSCR to be above X.XX. Calculated DSCR is X.XXX. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. X/X/XX - WJ - Uploaded Credit Memo with approved exception for reserve shortage and new corresponding sizer - Seller-XX/XX/XXXX Open-Loan does not conform to program guidelines Per Guidelines, DSCR to be above X.XX. Calculated DSCR is X.XXX. Discrepancy noted due to variance in flood insurance monthly premium amount. Per First Payment Letter, monthly amount of $XXX. Per Flood Insurance Policy, annual policy amount of $X,XXX/XX= $XXX.XX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. X/X/XX - WJ - Uploaded Credit Memo with approved exception for reserve shortage and new corresponding sizer - Seller-XX/XX/XXXX |
XXXXXX-XXX X.X.XXXX XXXXXXXXXX, XXXX XX XX XXXXX X.XX. XXXXXXXXXX XXXX XX X.XXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXXX_XXXXXX XXXX.XXX_XXXXX_ XXXXXXX_XXXXX.XXX |
XX% XXX XX XXXXX XXX XXXXXXX XX% XXX XX XX%. $XX,XXX.XX XXXX XXXXX XXXXXXXX XXXXXX XXX XXXXXXX X XXXXXX XX X.X XXXXXX XXXXXXX XXXXXXXXX XXX XXXXXXXX'X XXXX-XXX XXXXXXXX. XXXX XXXXXXXX XXXXXXX XXX XXXX XX XXXXX |
XXXX | Investment | Refinance | Cash Out - Other | 6943013 | Originator Post-Close | Yes | |||
| XXXX | 10160048 | Closed | 2026-01-06 00:12 | 2026-01-09 02:15 | Resolved | 1 - Information | C | A | Credit | Credit | Lender Approval Form is Missing | Resolved-Sizer Document is missing in file, provided the same, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. X/X/XX - WJ - Uploaded Sizer - Seller-XX/XX/XXXX Open-Sizer document is missing please proved updated doc. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. X/X/XX - WJ - Uploaded Sizer - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXX XXXXXXXX XX XXXXXXX XX XXXX, XXXXXXXX XXX XXXX, XXXXXXX XXXX XX XXXXXX, XXXXXXX XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXXX_XXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 6928489 | N/A | N/A | ||||
| XXXX | 10160041 | Closed | 2026-01-13 08:46 | 2026-01-20 06:41 | Waived | 2 - Non-Material | C | B | Credit | Credit | DSCR Does Not Meet Guideline Requirement | Waived-Client has requested an exception to g/l that to have a DSCR <X borrower must be a US citizen - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. X/XX/XX - WJ - Uploaded Credit Memo with approved exception - Seller-XX/XX/XXXX Open-The guidelines state that to have a DSCR <X you must be a US citizen. The DSCR is .XXX on this loan and the borrower is a Foreign National not a US citizen. The DSCR is below guidelines. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. X/XX/XX - WJ - Uploaded Credit Memo with approved exception - Seller-XX/XX/XXXX |
XXXXXX-XXXXXX XXX XXXXXXXXX XX XXXXXXXXX XX X/X XXXX XX XXXX X XXXX <X XXXXXXXX XXXX XX X XX XXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXXX_XXXXXX XXXX.XXX | XXX XXXXXXXXXXXXXX XXXXXX XXXXX XXXXXXX XXX XXXXXXX XXXXXXXX XX XXX XX XX XXXXXX $XXX,XXX XXXXXXXX XXXXXX XXX XXXXXXX XXXXXXXX XX $XX,XXX XXXXXXX XXX XXXXXXX XX XX XXXXXX XXXX XXX XXXXXXXX XXXXXXX. |
XXXX | Investment | Refinance | Cash Out - Other | 7062853 | Originator Post-Close | Yes | |||
| XXXX | 10160041 | Closed | 2026-01-13 08:26 | 2026-01-16 11:25 | Resolved | 1 - Information | B | A | Credit | Credit | Incomplete application | Resolved-Client has provided an updated/corrected application showing the CB with a foreign mailing address. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. X/XX JM - Uploaded updated application reflecting the co-borrower's primary residence address in XXXX. - Seller-XX/XX/XXXX Open-The guidelines require a Foreign National to have a primary address outside of the US. The borrowers primary address is shown in XXXXXXXXXXXXXX. The loan ile is missing the application with a non US primary address. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. X/XX JM - Uploaded updated application reflecting the co-borrower's primary residence address in XXXX. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXX XXX XXXXXXXX XX XXXXXXX/XXXXXXXXX XXXXXXXXXXX XXXXXXX XXX XX XXXX X XXXXXXX XXXXXXX XXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXXX - XXXXXXX XXXX XXXXXXXXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 7062229 | N/A | N/A | ||||
| XXXX | 10160084 | Closed | 2026-01-14 01:58 | 2026-02-02 03:44 | Resolved | 1 - Information | D | A | Property | Missing Doc | Second Appraisal/ Valuation is Missing Required for Securitizations | Resolved-Secondary Valuation is missing in file, provided the same, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Second Appraisal/ Valuation is Missing Required for Securitizations Missing secondary appraisal. need secondary appraisal for Securitizations - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXXX XXXXXXXXX XX XXXXXXX XX XXXX, XXXXXXXX XXX XXXX, XXXXXXX XXXX XX XXXXXX, XXXXXXX XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXXX_XXX & XXX X XXXXXXXX XX .XXX | XXXX | Investment | Refinance | Cash Out - Other | 7080944 | N/A | N/A | ||||
| XXXX | 10160096 | Closed | 2026-01-14 10:12 | 2026-01-16 11:33 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Closing Detail Statement is Missing | Resolved-Client has provided the final signed settlement statement. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Closing Doc is Missing. The loan file contains the borrowers estimated settlement statement however the final signed settlement statement is missing. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXX XXX XXXXXXXX XXX XXXXX XXXXXX XXXXXXXXXX XXXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXXX_XXXXXX_XXXXX_XXX_XXXXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 7088916 | N/A | N/A | ||||
| XXXX | 10160096 | Closed | 2026-01-14 02:10 | 2026-01-16 02:57 | Resolved | 1 - Information | D | A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-Secondary Valuation is Missing in file, provided SSR, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Second Appraisal/ Valuation is Missing - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXXX XXXXXXXXX XX XXXXXXX XX XXXX, XXXXXXXX XXX, XXXXXXX XXXX XX XXXXXX, XXXXXXX XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXXX_XXXX XXXXXXXX XXX .XXX | XXXX | Investment | Refinance | Cash Out - Other | 7080985 | N/A | N/A | ||||
| XXXX | 10160092 | Closed | 2026-01-17 02:48 | 2026-01-25 06:46 | Waived | 2 - Non-Material | C | B | Credit | Eligibility | Audited CLTV Exceeds Guideline CLTV | Waived-Exception for LTV being above XX% - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. X/XX JM - Uploaded updated CM reflecting LTV exception approval with compensating factors. - Seller-XX/XX/XXXX Open-Audited CLTV Exceeds Guideline CLTV Subject loan is investment purchase with fixed only loan DSCR is X.XXX and max LTV as per guideline is XX%. LTV is at XX% exceeds guideline minimum requirement with DSCR less than X.XX - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. X/XX JM - Uploaded updated CM reflecting LTV exception approval with compensating factors. - Seller-XX/XX/XXXX |
XXXXXX-XXXXXXXXX XXX XXX XXXXX XXXXX XX% - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXXX - XXXXXXX XX.XXX | XXX XXXXXXXXXXXXXX XXXXXX XXXXX XXXXXXX XXX XXXXXXX XXXXXXXX XX XXX XX XX XXXXXX $XX,XXX XXXXXXXX XXXXXX XXX XXXXXXX XXXXXXXX XX $XX,XXX XXXXXXX XXX XXXXXXX XX X XXXXXX XXXX XXX XXXXXXXX XXXXXXX. |
XXXX | Investment | Purchase | NA | 7153081 | Originator Pre-Close | Yes | |||
| XXXX | 10088994 | Closed | 2026-01-21 09:20 | 2026-02-19 10:01 | Acknowledged | 2 - Non-Material | C | B | Compliance | State Reg | XXXX Prepayment Penalty Prohibited | Acknowledged- - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Open-The loan is signed by a LLC not a corporation. - Due Diligence Vendor-XX/XX/XXXX Open-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXXXX- - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXX | Investment | Purchase | NA | 7206098 | Originator Post-Close | No | ||||||
| XXXX | 10088994 | Closed | 2026-01-21 10:51 | 2026-02-10 06:39 | Resolved | 1 - Information | D | A | Property | Value | Secondary Valuation or Additional Valuation has not been entered per securitization requirements | Resolved- - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. We have two full secondary appraisals instead of a secondary CDA value. Uploaded here. - Seller-XX/XX/XXXX Counter-Per the ROC guidelines, a Collateral Desktop Analysis (CDA) is required for all X-X Unit Residential Properties. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Secondary valuation isn't required as this is a purchase transaction - Seller-XX/XX/XXXX Open-Provide Secondary valuation. Secondary valuation missing in file. Per the guidelines on page XX an appraisal risk review or a collateral desktop analysis is required. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. We have two full secondary appraisals instead of a secondary CDA value. Uploaded here. - Seller-XX/XX/XXXX Ready for Review-Secondary valuation isn't required as this is a purchase transaction - Seller-XX/XX/XXXX |
_XXXXX_ |
XXXXXX.XXXXXXXXX.XX-XX XXXXXX XXXX.XXX_XXXXX_ XXXXXXXXX XXXX XXXXXX (XXX) XX XXXXXXXXXX XXXXXXX XXXXXXXX (XXX).XX-XX XXXXXX XXXX.XXX |
XXXX | Investment | Purchase | NA | 7217833 | N/A | N/A | ||||
| XXXX | 10088994 | Closed | 2026-01-21 09:53 | 2026-02-09 06:27 | Resolved | 1 - Information | C | A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Resolved-Funds entered - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Cash out from a different transaction has been used for the cash to close, HUD uplaoded. - Seller-XX/XX/XXXX Open-The subject property is a purchase. Per the Guidelines X months of reserves are required for a purchase. Upon review of the file there is only one bank account on page XX showing a balance of $X,XXX.XX. The total PITIA is $X,XXX.XX therefore X months of reserves is $XX,XXX.XX. There is no proof of the earnest money being verified in the amount of $XXX,XXX. The documentation in the file does not support the down payment of $XXX,XXX, the amount of reserves required in the amount of $XX,XXX.XX nor the wire and/or other documentation to support the earnest money in the amount of $XXX,XXX. Please provide sufficient assets to cover the down payment, required reserves and the earnest money deposit. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Cash out from a different transaction has been used for the cash to close, HUD uplaoded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXX XXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXX.XXX | XXXX | Investment | Purchase | NA | 7208967 | N/A | N/A | ||||
| XXXX | 10106294 | Closed | 2026-02-01 01:26 | 2026-02-18 09:57 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Closing Detail Statement is Missing | Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Confirmed Insurance listed on HUD is hazard insurance amount. Finding resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-The insurance amount of $XXX.XX, collected is the X months reserve of the hazard inurance and not mortage insurace. i,e - $X,XXX.X/XX*X - Seller-XX/XX/XXXX Open-Closing Doc is Missing. The HUD-X in file shows $XXX.XX as mortgage insurance, but the loan has no MI. This appears to be hazard insurance. Provide an updated HUD-X/settlement statement with correct insurance info. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-The insurance amount of $XXX.XX, collected is the X months reserve of the hazard inurance and not mortage insurace. i,e - $X,XXX.X/XX*X - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXXXX XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX _XXXXX_ XXXXXXXX-XXXXXXXXX XXXXXXXXX XXXXXX XX XXX XX XXXXXX XXXXXXXXX XXXXXX. XXXXXXX XXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXX | Investment | Refinance | Cash Out - Other | 7388457 | N/A | N/A | |||||
| XXXX | 10106296 | Closed | 2026-01-28 01:39 | 2026-02-13 06:11 | Resolved | 1 - Information | C | A | Credit | Borrower | Borrower 1 Credit Report is Incomplete | Resolved-Borrower X Credit Report is not partially present. - Due Diligence Vendor-XX/XX/XXXX Resolved-Credit Report provided. Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Borrower X Credit Report is Partially Present. Credit report date of XX-XX-XXXX is after the note date of XX-XX-XXXX. Provide the credit report prior to consummation of the file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXX X XXXXXX XXXXXX XX XXX XXXXXXXXX XXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX _XXXXX_ XXXXXXXX-XXXXXX XXXXXX XXXXXXXX. XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXX.XXXXX.XXX | XXXX | Investment | Purchase | NA | 7324590 | N/A | N/A | ||||
| XXXX | 10106296 | Closed | 2026-01-28 02:00 | 2026-02-13 04:37 | Resolved | 1 - Information | C | A | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | Resolved-LTV Exceeds GL minimum LTV of XX% for Fico <XXX i.e., XXX, provided Credit report with Fico >XXX, i.e., XXX, Max LTV is XX% which meets GL's, changes made in system, Finding Resolved - XXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX Resolved- - XXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. Credit report with XXX FICO uploaded - Seller-XX/XX/XXXX Open-Audited LTV Exceeds Guideline LTV Per guideline page X, the maximum LTV allowed for a purchase transaction is XX% when the FICO score is between XXX and XXX. However, the loan file reflects a FICO score of XXX with an LTV of XX%, which exceeds the maximum allowable LTV of XX%. - XXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX |
Ready for Review-Document Uploaded. Credit report with XXX FICO uploaded - Seller-XX/XX/XXXX |
XXXXXXXX-XXX XXXXXXX XX XXXXXXX XXX XX XX% XXX XXXX <XXX X.X., XXX, XXXXXXXX XXXXXX XXXXXX XXXX XXXX >XXX, X.X., XXX, XXX XXX XX XX% XXXXX XXXXX XX'X, XXXXXXX XXXX XX XXXXXX, XXXXXXX XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXX.XXXXX.XXX | XXXX | Investment | Purchase | NA | 7324640 | N/A | N/A | ||||
| XXXX | 10106299 | Closed | 2026-02-11 07:33 | 2026-02-24 07:52 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Missing Lease Agreement | Resolved-Condition Resolved or Not Applicable. - XXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX Resolved-Evidence of Rent increase was provided. Issue resolved. - XXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. Rent has been increased from $XXX per month to $XXX. - Seller-XX/XX/XXXX Counter-Lease Agreements received. The Lease for XXXX is stated, per the document [XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX], to be $XXX per month. However, qualifying rent for that unit appears to be $XXX. Additional information needed to clear this discrepancy. - XXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. Lease docs for all X units uploaded. - Seller-XX/XX/XXXX Open-Property is a X-unit dwelling. Lease Agreements received for XXXX Lease Agreement is missing for XXXX Audit is unable to determine the qualifying rent the lender used with the documents provided. - XXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX |
Ready for Review-Document Uploaded. Rent has been increased from $XXX per month to $XXX. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. Lease docs for all X units uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXXX XXXXXXXX XX XXX XXXXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX _XXXXX_ XXXXXXXX-XXXXXXXX XX XXXX XXXXXXXX XXX XXXXXXXX. XXXXX XXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXX_XXXXXXXX_XXXXXXX_X_XXXX_XXXXXX (X).XXX | XXXX | Investment | Purchase | NA | 7558110 | N/A | N/A | ||||
| XXXX | 10106339 | Closed | 2026-02-05 06:26 | 2026-02-10 06:55 | Resolved | 1 - Information | C | A | Credit | Credit | DTI discrepancy or failure. | Resolved-Documentation provided to support the hoa difference which was causing the difference in calculation of the DSCR amount. - XXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX Ready for Review-Agreed to the calculated DSCR of X.XXX. - Seller-XX/XX/XXXX Open-The lender calculated the DSCR as X.XXX versus the auditor calculated DSCR as X.XXX. This is due to the discrepancy of the HOA fees that were calculated using $XXX annually and not $XXX monthly. - XXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX |
Ready for Review-Agreed to the calculated DSCR of X.XXX. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXXXXXXX XXXXXXXX XX XXXXXXX XXX XXX XXXXXXXXXX XXXXX XXX XXXXXXX XXX XXXXXXXXXX XX XXXXXXXXXXX XX XXX XXXX XXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 7460129 | N/A | N/A | |||||
| XXXX | 10106339 | Closed | 2026-02-05 06:16 | 2026-02-10 06:55 | Resolved | 1 - Information | C | A | Credit | Doc Issue | HOA Fee Difference | Resolved-Documentation provided to support the $XXX monthly payment. - XXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. It is XXX monthly, uploaded HOA document. - Seller-XX/XX/XXXX Open-HOA Fee difference exsits between validated HOA and documents The lender used $XX.XX, or $XXX annual. But the Appraisal says $XXX monthly. No information in file to justify the fee being paid annually. - XXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX |
Ready for Review-Document Uploaded. It is XXX monthly, uploaded HOA document. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXXXXXXX XXXXXXXX XX XXXXXXX XXX $XXX XXXXXXX XXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXX XXXXXXX XXX XXX.XXX | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 7459921 | N/A | N/A | ||||
| XXXX | 10106383 | Closed | 2026-02-01 00:31 | 2026-02-24 13:49 | Acknowledged | 2 - Non-Material | B | B | Compliance | State Reg | XXXX Prepayment Penalty Prohibited | Acknowledged-The prepayment penalty was acknowledged by the lender. - XXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX Open-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. - XXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX |
XXXXXXXXXXXX-XXX XXXXXXXXXX XXXXXXX XXX XXXXXXXXXXXX XX XXX XXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXX | Investment | Refinance | Cash Out - Other | 7388417 | Originator Post-Close | No | ||||||
| XXXX | 10106385 | Closed | 2026-02-03 08:02 | 2026-02-12 07:21 | Resolved | 1 - Information | C | A | Credit | Title | Property Title Issue | Resolved-The client has provided the missing QCD. - XXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. Quitclaim Deed Uploaded - Seller-XX/XX/XXXX Open-Property Title Issue The loan file is missing the quit claim deed for the subject property from XXXXXXXXXXXXXXX to XXXXXXXXXXXXXXXXXXXXXXXX. - XXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX |
Ready for Review-Document Uploaded. Quitclaim Deed Uploaded - Seller-XX/XX/XXXX |
XXXXXXXX-XXX XXXXXX XXX XXXXXXXX XXX XXXXXXX XXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXXXXX XXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 7416193 | N/A | N/A | ||||
| XXXX | 10106385 | Closed | 2026-02-03 07:54 | 2026-02-12 07:20 | Resolved | 1 - Information | C | A | Credit | Credit | Corporation/LLC: Operating Agreement Document is missing | Resolved-Client has provided the operating agreement. - XXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. OA Uploaded - Seller-XX/XX/XXXX Open-The loan file is missing the operating agreement for XXXXXXXXXXXXXXXXXXXXXXXX. - XXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX |
Ready for Review-Document Uploaded. OA Uploaded - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXX XXX XXXXXXXX XXX XXXXXXXXX XXXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXXXXX XXXXXXXXX (X).XXX | XXXX | Investment | Refinance | Cash Out - Other | 7415902 | N/A | N/A | ||||
| XXXX | 10106389 | Closed | 2026-02-04 04:46 | 2026-03-02 08:47 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Closing Detail Statement is Missing | Resolved-Closing detail Statement is Missing in file, provided the same, changes made in system, Finding Resolved - XXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX Resolved-Validation Resolved - XXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. HUD uploaded - Seller-XX/XX/XXXX Open-Closing Doc is Missing. Settlement statement is missing from the file. - XXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX |
Ready for Review-Document Uploaded. HUD uploaded - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXX XXXXXX XXXXXXXXX XX XXXXXXX XX XXXX, XXXXXXXX XXX XXXX, XXXXXXX XXXX XX XXXXXX, XXXXXXX XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX _XXXXX_ XXXXXXXX-XXXXXXXXXX XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXX - XXX.XXX | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 7432206 | N/A | N/A | ||||
| XXXX | 10106389 | Closed | 2026-02-10 11:00 | 2026-02-24 15:17 | Resolved | 1 - Information | C | A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Resolved-The documentation received was sufficient to resolve the finding. Funding statement. - XXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. Uplaoded cashout HUD from a different transaction for the requried reserves. - Seller-XX/XX/XXXX Open-GL requires X months of reserves. With the provided settlement statement requiring funds to close the reserve requirement was not sufficient with the asset provided in the file. Provide additional X months reserves of $XX,XXX.XX. - XXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX |
Ready for Review-Document Uploaded. Uplaoded cashout HUD from a different transaction for the requried reserves. - Seller-XX/XX/XXXX |
XXXXXXXX-XXX XXXXXXXXXXXXX XXXXXXXX XXX XXXXXXXXXX XX XXXXXXX XXX XXXXXXX. XXXXXXX XXXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXXX XXXXXXXXX (X).XXX | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 7541670 | N/A | N/A | ||||
| XXXX | 10160212 | Closed | 2026-02-11 07:19 | 2026-03-02 01:46 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Missing Purchase Contract | Resolved-Purchase Contract Missing in file, Provided the same, changes made in system, Finding Resolved - XXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Purchase contract is missing in the file. There is a partial in File Uploads Zip folder, however the other portion of the document does not open. - XXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXX XXXXXXXX XXXXXXX XX XXXX, XXXXXXXX XXX XXXX, XXXXXXX XXXX XX XXXXXX, XXXXXXX XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXXXXXX_XXXXX XXXXXXXXX.XXX | XXXX | Investment | Purchase | NA | 7557680 | N/A | N/A | ||||
| XXXX | 10160107 | Closed | 2026-02-05 07:23 | 2026-02-12 05:34 | Resolved | 1 - Information | C | A | Credit | Credit | Lender Approval Form is Missing | Resolved-As per Credit memo borrower is no experienced, but loan application shows as experienced, provided updated reo schedule with no experience, Changes made in system, Finding Resolved - XXXXXXXXX XXXXXX XXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. X/XX/XX - WJ - RESCIND FINDING PLEASE - UW qualified borrower with zero experience, uploaded Experience Addendum - XXXXXX-XX/XX/XXXX Open-As per the provided Credit memo on page#XXX borrower experience is X but loan application lists X REO. As of now, considered the borrower as experienced. Required updated credit memo with borrower experience. - XXXXXXXXX XXXXXX XXXXXX-XX/XX/XXXX |
Ready for Review-Document Uploaded. X/XX/XX - WJ - RESCIND FINDING PLEASE - UW qualified borrower with zero experience, uploaded Experience Addendum - XXXXXX-XX/XX/XXXX |
XXXXXXXX-XX XXX XXXXXX XXXX XXXXXXXX XX XX XXXXXXXXXXX, XXX XXXX XXXXXXXXXXX XXXXX XX XXXXXXXXXXX, XXXXXXXX XXXXXXX XXX XXXXXXXX XXXX XX XXXXXXXXXX, XXXXXXX XXXX XX XXXXXX, XXXXXXX XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXXX_XXXXXXXXXX XXXXXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 7461761 | N/A | N/A | ||||
| XXXX | 10160153 | Closed | 2026-02-05 09:57 | 2026-02-19 08:19 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Closing Detail Statement is Missing | Resolved-Settlement statement is missing in file, provided the same, changes made in system, Finding Resolved - XXXXXXXXX XXXXXX XXXXXX-XX/XX/XXXX Resolved-Validation Resolved - XXXXXXXXX XXXXXX XXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. - XXXXXX-XX/XX/XXXX Open-Closing Doc is Missing. The loan file is missing the final settlement statement. Please note without the settlement statement it can't be determined if the borrower has sufficient assets for closing and reserves. - XXXXXXXXX XXXXXX XXXXXX-XX/XX/XXXX |
Ready for Review-Document Uploaded. - XXXXXX-XX/XX/XXXX |
XXXXXXXX-XXXXXXXXXX XXXXXXXXX XX XXXXXXX XX XXXX, XXXXXXXX XXX XXXX, XXXXXXX XXXX XX XXXXXX, XXXXXXX XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX _XXXXX_ XXXXXXXX-XXXXXXXXXX XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXXX_XXXX_XXXXXXX_XXXXX_XXXXXX_XXX_XXXXXXX.XXX_XXXXX_ XXXXXXX_XXXX_XXXXX_XXXXXX_XXX_XXXXXXX.XXX_XXXXX_ XXXXXXX_XXXX_XXXXX_XXXXXX_XXX_XXXXXXX.XXX_XXXXX_ XXXXXXX_XXXX_XXXXXXX_XXXXX_XXXXXX_XXX_XXXXXXX.XXX |
XXXX | Investment | Purchase | NA | 7470043 | N/A | N/A | ||||
| XXXX | 10160153 | Closed | 2026-02-05 09:37 | 2026-02-19 03:17 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | The Deed of Trust is Missing | Resolved-DOT is missing in file, provided the same, changes made in system, Finding Resolved - XXXXXXXXX XXXXXX XXXXXX-XX/XX/XXXX Resolved-The Deed of Trust is Present - XXXXXXXXX XXXXXX XXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. - XXXXXX-XX/XX/XXXX Open-The Deed of Trust is Missing The loan file is missing the Deed of Trust. - XXXXXXXXX XXXXXX XXXXXX-XX/XX/XXXX |
Ready for Review-Document Uploaded. - XXXXXX-XX/XX/XXXX |
XXXXXXXX-XXX XX XXXXXXX XX XXXX, XXXXXXXX XXX XXXX, XXXXXXX XXXX XX XXXXXX, XXXXXXX XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX _XXXXX_ XXXXXXXX-XXX XXXX XX XXXXX XX XXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXXX_XXXX_XXXX_XXXXXXXXXX_XX.XXX | XXXX | Investment | Purchase | NA | 7468002 | N/A | N/A | ||||
| XXXX | 10160158 | Closed | 2026-02-05 06:01 | 2026-02-12 05:40 | Resolved | 1 - Information | C | A | Credit | Doc Issue | Application Missing | Resolved-As per Credit memo borrower is no experienced, but loan application shows as experienced, provided updated reo schedule with no experience, Changes made in system, Finding Resolved - XXXXXXXXX XXXXXX XXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. X/XX/XX - WJ - Uploaded experience addendum which reflects zero experience - XXXXXX-XX/XX/XXXX Open-There is a discrepancy in the borrower's experience designation. Per the credit memo, the borrower is listed as having no experience. However, the application lists the borrower with X properties. The borrower's experience must be confirmed along with any required documentation. - XXXXXXXXX XXXXXX XXXXXX-XX/XX/XXXX |
Ready for Review-Document Uploaded. X/XX/XX - WJ - Uploaded experience addendum which reflects zero experience - XXXXXX-XX/XX/XXXX |
XXXXXXXX-XX XXX XXXXXX XXXX XXXXXXXX XX XX XXXXXXXXXXX, XXX XXXX XXXXXXXXXXX XXXXX XX XXXXXXXXXXX, XXXXXXXX XXXXXXX XXX XXXXXXXX XXXX XX XXXXXXXXXX, XXXXXXX XXXX XX XXXXXX, XXXXXXX XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXXX_XXXXXXXXXX XXXXXXXX.XXX | XXXX | Investment | Purchase | NA | 7459506 | N/A | N/A | ||||
| XXXX | 10160188 | Closed | 2026-02-26 19:26 | 2026-03-03 15:33 | Resolved | 1 - Information | C | A | Credit | Eligibility | Ineligible Housing History per program guidelines | Resolved-Credit Memo reflects borrower qualified with no experience. - XXXXXXXXX XXXXXX XXXXXX-XX/XX/XXXX Ready for Review-X/XX/XX - WJ - RESCIND FINDING PLEASE - The subject transaction is a refinance which requires it to be on the REO schedule. The Credit Memo reflects 'No Experience" for the borrower which is correct. The loan is classified properly. - XXXXXX-XX/XX/XXXX Open-Borrower experience of X property used for qualification located at XXX X XXXXXXX XXX does not show XX-month ownership. Property acquired X/X/XXXX. Per Guidelines, X property with a minimum of XX- months ownership term is required. - XXXXXXXXX XXXXXX XXXXXX-XX/XX/XXXX |
Ready for Review-X/XX/XX - WJ - RESCIND FINDING PLEASE - The subject transaction is a refinance which requires it to be on the REO schedule. The Credit Memo reflects 'No Experience" for the borrower which is correct. The loan is classified properly. - XXXXXX-XX/XX/XXXX |
XXXXXXXX-XXXXXX XXXX XXXXXXXX XXXXXXXX XXXXXXXXX XXXX XX XXXXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXX | Investment | Refinance | Cash Out - Other | 7836013 | N/A | N/A | |||||
| XXXX | 10160188 | Closed | 2026-02-13 08:15 | 2026-02-25 23:20 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Loan Approval Document is Missing | Resolved-per Credit memo in file, borrower is experienced, with X property, provided updated Credit memo stating borrower is No Experience, changes made in system, Finding Resolved - XXXXXXXXX XXXXXX XXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. X/XX/XX - WJ - Uploaded corrected Credit Memo which reflects X property for experience since the subject is a duplex. - XXXXXX-XX/XX/XXXX Open-Property Detail Report for X properties used for borrower experience not provided. - XXXXXXXXX XXXXXX XXXXXX-XX/XX/XXXX |
Ready for Review-Document Uploaded. X/XX/XX - WJ - Uploaded corrected Credit Memo which reflects X property for experience since the subject is a duplex. - XXXXXX-XX/XX/XXXX |
XXXXXXXX-XXX XXXXXX XXXX XX XXXX, XXXXXXXX XX XXXXXXXXXXX, XXXX X XXXXXXXX, XXXXXXXX XXXXXXX XXXXXX XXXX XXXXXXX XXXXXXXX XX XX XXXXXXXXXX, XXXXXXX XXXX XX XXXXXX, XXXXXXX XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXXXXXX_XXXXXX XXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 7608412 | N/A | N/A | ||||
| XXXX | 10160188 | Closed | 2026-02-12 21:32 | 2026-02-23 03:36 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Guaranty Agreement Doc Locator is Missing or Partial | Resolved-Guaranty Agreement Document uploaded, Verified & entered in system - Resolved - XXXXXXXXX XXXXXX XXXXXX-XX/XX/XXXX Resolved-Validation Resolved' - XXXXXXXXX XXXXXX XXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. - XXXXXX-XX/XX/XXXX Open-Guaranty Agreement Doc is Missing or Partial Guaranty Agreement Doc is Missing. - XXXXXXXXX XXXXXX XXXXXX-XX/XX/XXXX |
Ready for Review-Document Uploaded. - XXXXXX-XX/XX/XXXX |
XXXXXXXX-XXXXXXXX XXXXXXXXX XXXXXXXX XXXXXXXX, XXXXXXXX & XXXXXXX XX XXXXXX - XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX _XXXXX_ XXXXXXXX-XXXXXXXXXX XXXXXXXX' - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXXXXXX_XXXXXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 7599360 | N/A | N/A | ||||
| XXXX | 10160233 | Closed | 2026-02-12 20:42 | 2026-02-19 01:13 | Resolved | 1 - Information | C | A | Credit | Credit | Lender Approval Form is Missing | Resolved-Credit Memo is Missing in file, provided the same, changes made in system, Finding Resolved - XXXXXXXXX XXXXXX XXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. X/XX/XX - WJ - Uploaded Credit Memo - XXXXXX-XX/XX/XXXX Open- Credit memo & sizer Documents are Missing in Loan file Please Provide the Updated Documents - XXXXXXXXX XXXXXX XXXXXX-XX/XX/XXXX |
Ready for Review-Document Uploaded. X/XX/XX - WJ - Uploaded Credit Memo - XXXXXX-XX/XX/XXXX |
XXXXXXXX-XXXXXX XXXX XX XXXXXXX XX XXXX, XXXXXXXX XXX XXXX, XXXXXXX XXXX XX XXXXXX, XXXXXXX XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXXXXXX_XXXXXX XXXX.XXX | XXXX | Investment | Purchase | NA | 7599165 | N/A | N/A | ||||
| XXXX | 10160205 | Closed | 2026-02-13 13:26 | 2026-03-16 14:18 | Resolved | 1 - Information | C | A | Credit | Credit | Foreign National Guidelines for Individual Borrowers not met | Resolved-Lender provided loe for ssn and updated address for primary that is outside the US. - XXXXXXXXX XXXXXX XXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. X/XX/XX - WJ - Uploaded LOE regarding SSN and primary address addendum - XXXXXX-XX/XX/XXXX Open-The loan application reflects the borrower is a foreign national. Per guidelines dated XX/XX/XX, If borrower/sponsor has an SSN, borrower/sponsor must provide an LOE explaining why an SSN was issued instead of an ITIN. Primary residence address is in a foreign country and not in the U.S. The loan application reflects a US address for the primary. Missing letter of explanation for why an ssn was issued instead of an ITIN. - XXXXXXXXX XXXXXX XXXXXX-XX/XX/XXXX |
Ready for Review-Document Uploaded. X/XX/XX - WJ - Uploaded LOE regarding SSN and primary address addendum - XXXXXX-XX/XX/XXXX |
XXXXXXXX-XXXXXX XXXXXXXX XXX XXX XXX XXX XXXXXXX XXXXXXX XXX XXXXXXX XXXX XX XXXXXXX XXX XX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXXXXXX_XXXXXXX XXXXXXX XXXXXXXX.XXX_XXXXX_ XXXXXXXXXX_XXX XXXXXXXXX XXX.XXX |
XXXX | Investment | Purchase | NA | 7617166 | N/A | N/A | ||||
| XXXX | 10160205 | Closed | 2026-02-12 14:33 | 2026-02-19 00:57 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Missing Credit Memo | Resolved-Credit Memo is Missing in file, provided the same, changes made in system, Finding Resolved - XXXXXXXXX XXXXXX XXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. X/XX/XX - WJ - Uploaded Credit Memo - XXXXXX-XX/XX/XXXX Open-Credit memo is missing. - XXXXXXXXX XXXXXX XXXXXX-XX/XX/XXXX |
Ready for Review-Document Uploaded. X/XX/XX - WJ - Uploaded Credit Memo - XXXXXX-XX/XX/XXXX |
XXXXXXXX-XXXXXX XXXX XX XXXXXXX XX XXXX, XXXXXXXX XXX XXXX, XXXXXXX XXXX XX XXXXXX, XXXXXXX XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXXXXXX_XXXXXX XXXX.XXX | XXXX | Investment | Purchase | NA | 7593557 | N/A | N/A | ||||
| XXXX | 10083049 | Closed | 2026-02-04 22:38 | 2026-02-11 07:40 | Resolved | 1 - Information | D | A | Credit | Missing Doc | The letter of explanation for the borrower's assets/reserves is missing | Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX Resolved-Guarantor owns business XXX% - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Ownership of Company - shows borrower is XXX% owner of company. - Seller-XX/XX/XXXX Counter-need letter for use of assets, "Please provide LOE or additional assets/reserves. Unable to verify the ownership % of the business. Provide the letter of explanation showing the borrower has authorized access to all funds from Business accounts #XXX-SXX & XXX-SXX (XXXXXXXXXXXXXXX XXXXXXX XXX #XX & XXX) ." - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Title Policy - Seller-XX/XX/XXXX Open-The letter of explanation for the borrower's assets/reserves is missing. Please provide LOE or additional assets/reserves. Unable to verify the ownership % of the business. Provide the letter of explanation showing the borrower has authorized access to all funds from Business accounts #XXX-SXX & XXX-SXX (XXXXXXXXXXXXXXX XXXXXXX XXX #XX & XXX) as per XX X.XX.XXXX page #XX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Ownership of Company - shows borrower is XXX% owner of company. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. Title Policy - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXXXX XXXXXXXX' - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX _XXXXX_ XXXXXXXX-XXXXXXXXX XXXX XXXXXXXX XXX% - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXX XXXX XXXXXX XXXX-XXXXXXXXXX-XXXX-XXXXXX-X(X).XXX_XXXXX_ XXXXXXXXX XX XXXXXXX.XXX |
XXXX | Investment | Purchase | NA | 7454120 | N/A | N/A | ||||
| XXXX | 10083049 | Closed | 2026-02-04 21:45 | 2026-02-10 02:49 | Resolved | 1 - Information | C | A | Credit | Title | Title Coverage is Less than Subject Lien(s) Total | Resolved-Requested title document with coverage amount that covers loan amount provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-Title Coverage Amount of $XXXXXX is equal to or greater than Total Amount of Subject Lien(s) - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Title Policy - Seller-XX/XX/XXXX Open-Title Coverage Amount of $X is Less than Loan Amount $XXXXXX - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Title Policy - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXXX XXXXX XXXXXXXX XXXX XXXXXXXX XXXXXX XXXX XXXXXX XXXX XXXXXX XXXXXXXX, XXXXXXX & XXXXXXXXX XXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX _XXXXX_ XXXXXXXX-XXXXX XXXXXXXX XXXXXX XX $XXXXXX XX XXXXX XX XX XXXXXXX XXXX XXXXX XXXXXX XX XXXXXXX XXXX(X) - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXX XXXX XXXXXX XXXX-XXXXXXXXXX-XXXX-XXXXXX-X(X).XXX | XXXX | Investment | Purchase | NA | 7453873 | N/A | N/A | ||||
| XXXX | 10160121 | Closed | 2026-02-14 11:32 | 2026-03-11 12:07 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Borrower 1 Photo Identification Type Missing | Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-XX/XX/XXXX Ready for Review-X/XX/XX - XX - RESCIND FINDING PLEASE - U.S. identification is not needed since borrower is a XXXX citizen and a passport and all other documentation has been provided and is in the file. - Seller-XX/XX/XXXX Counter-Finding for missing photo identification for Borrower X. Please provide US identification document for Borrower X. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. X/XX/XX - XX - RESCIND FINDING PLEASE - XX uses Xxxxxxxxxx Choice of Law Provisions, therefore a PP is permitted by law. Please refer to the uploaded explanation. - Seller-XX/XX/XXXX Open-Borrower X Photo Identification Missing. Please provide valid photo identification per guideline requirements. Provide US identification document for borrower as it is not in file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-X/XX/XX - XX - RESCIND FINDING PLEASE - U.S. identification is not needed since borrower is a XXXX citizen and a passport and all other documentation has been provided and is in the file. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. X/XX/XX - XX - RESCIND FINDING PLEASE - XX uses Xxxxxxxxxx Choice of Law Provisions, therefore a PP is permitted by law. Please refer to the uploaded explanation. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXXXX XXXXXXXX XX XXX XXXXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXXX_XXXXXXXXXX XXXXXX XX XXX XXXXXXXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 7622773 | N/A | N/A | ||||
| XXXX | 10160121 | Closed | 2026-02-18 15:22 | 2026-03-02 19:26 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Missing Application | Resolved-REO schedule provided to support X property exit used for borrower experience. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-X/X/XX - XX - RESCIND FINDING PLEASE - Please refer to page XXX which is an updated REO addendum and indicates one property owned more than XX months is used to support borrower experience. - Seller-XX/XX/XXXX Open-Credit Memo reflects borrower experience as X property exit. Initial XXXX provides X property exits (first property exit does not provide physical property address). Provide Final XXXX confirming property exits used to qualify borrower. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-X/X/XX - XX - RESCIND FINDING PLEASE - Please refer to page XXX which is an updated REO addendum and indicates one property owned more than XX months is used to support borrower experience. - Seller-XX/XX/XXXX |
XXXXXXXX-XXX XXXXXXXX XXXXXXXX XX XXXXXXX X XXXXXXXX XXXX XXXX XXX XXXXXXXX XXXXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXX | Investment | Refinance | Cash Out - Other | 7686052 | N/A | N/A | |||||
| XXXX | 10160121 | Closed | 2026-02-14 10:45 | 2026-03-02 19:15 | Acknowledged | 2 - Non-Material | B | B | Compliance | State Reg | XXXX Prepayment Penalty Prohibited | Acknowledged-Per MCL XXX.XXc(X)(c), BPL prepayment penalties on first liens are prohibited if it exceeds X% of interest of the amount of any prepayment made within X years of the date of the loan on one unit residential properties. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-RESCIND FINDING PLEASE - XX uses Xxxxxxxxxx Choice of Law Provisions, therefore a PP is permitted by law. - Seller-XX/XX/XXXX Open-Per MCL XXX.XXc(X)(c), BPL prepayment penalties on first liens are prohibited if it exceeds X% of interest of the amount of any prepayment made within X years of the date of the loan on one unit residential properties. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-RESCIND FINDING PLEASE - XX uses Xxxxxxxxxx Choice of Law Provisions, therefore a PP is permitted by law. - Seller-XX/XX/XXXX |
XXXXXXXXXXXX-XXX XXX XXX.XXX(X)(X), XXX XXXXXXXXXX XXXXXXXXX XX XXXXX XXXXX XXX XXXXXXXXXX XX XX XXXXXXX X% XX XXXXXXXX XX XXX XXXXXX XX XXX XXXXXXXXXX XXXX XXXXXX X XXXXX XX XXX XXXX XX XXX XXXX XX XXX XXXX XXXXXXXXXXX XXXXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXX | Investment | Refinance | Cash Out - Other | 7622690 | Investor Post-Close | No | |||||
| XXXX | 10160091 | Closed | 2026-02-18 14:51 | 2026-03-02 19:02 | Waived | 2 - Non-Material | C | B | Credit | Eligibility | Cash reserves less than required by guidelines | Waived-Total asset reserves outside of Guidelines. Credit exception made with compensating factors. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-X/XX/XX - XX - RESCIND FINDING PLEASE - Please refer to the UW notes on the Credit Memo where the UW grants an exception for shortage in reserves which is within UW authority - Seller-XX/XX/XXXX Open-Per guidelines, X total months of reserves required due to credit score < XXX. Total verified assets of $XX,XXX.XX. Total required reserves of $XX,XXX.XX. Shortage of $XXX.XX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-X/XX/XX - XX - RESCIND FINDING PLEASE - Please refer to the UW notes on the Credit Memo where the UW grants an exception for shortage in reserves which is within UW authority - Seller-XX/XX/XXXX |
XXXXXX-XXXXX XXXXX XXXXXXXX XXXXXXX XX XXXXXXXXXX. XXXXXX XXXXXXXXX XXXX XXXX XXXXXXXXXXXX XXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XX% XXX XX XXXXX XXX XXXXXXX XX% XXX XX XX%. XXXXXXXX XXX XXXXX XXXXXXX XXXXXXXXXX XXXXXXXX X XXXXX. XXXXXXXX XXX X XXXXX XX XXXXXXXXXX XXXX XX XXXXXXXXXX XXXXXXXXXX. |
XXXX | Investment | Refinance | Cash Out - Other | 7685721 | Investor Post-Close | No | ||||
| XXXX | 10160091 | Closed | 2026-02-17 18:29 | 2026-02-27 02:42 | Resolved | 1 - Information | B | A | Credit | Credit | Incomplete application | Resolved-Property profile Report for "XXX Xxxxxx Xxx XX" uploaded, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. X/XX/XX - XX - Uploaded requested property profile - Seller-XX/XX/XXXX Open-Property Profile Report missing for property address: XXX Xxxxxx Xxx XX, XXXXXXX, XX XXXXX - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. X/XX/XX - XX - Uploaded requested property profile - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXX XXXXXXX XXXXXX XXX "XXX XXXXXX XXX XX" XXXXXXXX, XXXXXXXX - XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXXX_XX - - XXXXXX XXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 7669496 | N/A | N/A | ||||
| XXXX | 10149843 | 10149843 | Closed | 2026-02-11 01:04 | 2026-02-20 02:29 | Resolved | 1 - Information | C | A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Resolved-Updated Asset statement for XXXX XXXXXXX #XXXX uploaded, Audited reserves are greater than the guideline reserves, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved- - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. This is a cash out refi XX% of borrower cash out at close - $X,XXX.X + X Months of PITI = $X,XXX.X The other X months were collected at closing. Total required $X,XXX.X Verified reseves = $XXK. (Attached bank statement) - Seller-XX/XX/XXXX Open-The guideline Guarantor Liquidity requires X months PITIA reserves. The loan need $XX,XXX.XX in reserves and has $X,XXX.XX (lor X.XX months) and is short reserves in the amount of $X,XXX.XX (or X.XX months). Reserves from settlement statement already taken into consideration. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. This is a cash out refi XX% of borrower cash out at close - $X,XXX.X + X Months of PITI = $X,XXX.X The other X months were collected at closing. Total required $X,XXX.X Verified reseves = $XXK. (Attached bank statement) - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXX XXXXX XXXXXXXXX XXX XXXX XXXXXXX #XXXX XXXXXXXX, XXXXXXX XXXXXXXX XXX XXXXXXX XXXX XXX XXXXXXXXX XXXXXXXX, XXXXXXXX - XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXX XXXXXXX XXXX (XXXXXXXXXXX XXXXXXX).XXX | XXXX | Investment | Refinance | Cash Out - Other | 7552977 | N/A | N/A | |||
| XXXX | 9610764 | 9610764 | Closed | 2026-03-05 05:53 | 2026-03-09 15:03 | Resolved | 1 - Information | A | A | Credit | Title | Title Effective Date is greater than Note Date | Resolved-Final Title Policy uploaded, Verified & entered in system - Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. The title policy date corresponds to the mortgage recording date. This is correct even though the policy date is after the loan funding date, as title policies are typically issued after the mortgage has been recorded in the public records. Uploaded recorded mortgage. - Seller-XX/XX/XXXX Open-Title Effective Date is greater than Note Date of XX-XX-XXXX . Finding added. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. The title policy date corresponds to the mortgage recording date. This is correct even though the policy date is after the loan funding date, as title policies are typically issued after the mortgage has been recorded in the public records. Uploaded recorded mortgage. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXX XXXXX XXXXXX XXXXXXXX, XXXXXXXX & XXXXXXX XX XXXXXX - XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXXXX XXXXXXXX.XXX_XXXXX_ XXXXX XXXXX XXXXXX (X).XXX |
XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 7939854 | N/A | N/A | |||
| XXXX | 10149845 | 10149845 | Closed | 2026-02-12 01:05 | 2026-03-01 22:55 | Resolved | 1 - Information | C | A | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | Resolved-Invalid Condition, for Rate & term transactions XX% is qualifying LTV if Qualifying FICO >=XXX, LRA updated cash out guidelines but the loan is rate & term, changes made & condition resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Credit report with XXX fico uploaded. - Seller-XX/XX/XXXX Open-Audited LTV Exceeds Guideline LTV The subject property reflects an LTV of XX.XX%, and the borrower’s FICO score is XXX. Per guidelines, the maximum allowable LTV is XX% for borrowers with a FICO score greater than XXX but below XXX. No exception approval for exceeding the LTV limit was found in the file. Please provide the missing exception to approve an LTV over XX%. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Credit report with XXX fico uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXX XXXXXXXXX, XXX XXXX & XXXX XXXXXXXXXXXX XX% XX XXXXXXXXXX XXX XX XXXXXXXXXX XXXX >=XXX, XXX XXXXXXX XXXX XXX XXXXXXXXXX XXX XXX XXXX XX XXXX & XXXX, XXXXXXX XXXX & XXXXXXXXX XXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXX.XXXXX.XXX | XXXX | Investment | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 7576082 | N/A | N/A | |||
| XXXX | 10149846 | 10149846 | Closed | 2026-03-09 14:03 | 2026-03-11 10:13 | Resolved | 1 - Information | C | A | Property | Appraisal | Appraisal is Expired | Resolved-Primary Value Appraisal is Not Expired Or Primary Valuation Does Not Exist - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Open-Primary Value Appraisal is Expired, Check XXXXX Completion date if available to confirm if expired. (Days Difference is XXX) - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXXXXXX-XXXXXXX XXXXX XXXXXXXXX XX XXX XXXXXXX XX XXXXXXX XXXXXXXXX XXXX XXX XXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXX | Investment | Refinance | Cash Out - Other | 8005606 | N/A | N/A | |||||
| XXXX | 10149846 | 10149846 | Closed | 2026-03-09 14:03 | 2026-03-11 10:13 | Resolved | 1 - Information | C | A | Property | Appraisal | Second Appraisal is Expired | Resolved-Secondary Value Appraisal is Not Expired Or Secondary Valuation Does Not Exist - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Open-Secondary Value Appraisal is Expired (Days Difference is XXX) - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXXXXXX-XXXXXXXXX XXXXX XXXXXXXXX XX XXX XXXXXXX XX XXXXXXXXX XXXXXXXXX XXXX XXX XXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXX | Investment | Refinance | Cash Out - Other | 8005609 | N/A | N/A | |||||
| XXXX | 10149846 | 10149846 | Closed | 2026-02-12 02:31 | 2026-03-03 11:08 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Borrower 1 Credit Report is Missing | Resolved-Borrower X Credit Report is not missing. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Ready for Review-Credit report uploaded. - XXXXXX-XX/XX/XXXX Counter-Missing credit report for XXXXX. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Ready for Review-XXXXXXXX XXXXX is not a guarantor, which is why there is no credit report - XXXXXX-XX/XX/XXXX Open-Borrower X Credit Report is Missing. Credit Report is missing in file - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |
Ready for Review-Credit report uploaded. - XXXXXX-XX/XX/XXXX Ready for Review-XXXXXXXX XXXXX is not a guarantor, which is why there is no credit report - XXXXXX-XX/XX/XXXX |
XXXXXXXX-XXXXXXXX X XXXXXX XXXXXX XX XXX XXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXX.XXXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 7576779 | N/A | N/A | |||
| XXXX | 10149856 | 10149856 | Closed | 2026-02-11 13:35 | 2026-03-03 13:42 | Resolved | 1 - Information | C | A | Credit | Credit | Corporation/LLC: Operating Agreement Document is missing | Resolved-Client has provided the updated Operating Agreement that shows borrower ownership. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. Executed OA uploaded. - XXXXXX-XX/XX/XXXX Counter-The operating agreement provided is the same one in the file with the exception that the company name has been added to the template. The document is still not executed. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. Operating entity addendum uploaded with signature and ownership details. - XXXXXX-XX/XX/XXXX Open-The Operating Agreement that is in the loan file is blank as it appears to be a template document. The loan file is missing the complete, fully executed operating agreement for XXXX XXXXXXXX XXXXXXXX XXX. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |
Ready for Review-Document Uploaded. Executed OA uploaded. - XXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. Operating entity addendum uploaded with signature and ownership details. - XXXXXX-XX/XX/XXXX |
XXXXXXXX-XXXXXX XXX XXXXXXXX XXX XXXXXXX XXXXXXXXX XXXXXXXXX XXXX XXXXX XXXXXXXX XXXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXXXXX XXXXXXXXX (X).XXX | XXXX | Investment | Refinance | Cash Out - Other | 7567192 | N/A | N/A | |||
| XXXX | 10149856 | 10149856 | Closed | 2026-02-11 00:17 | 2026-03-03 06:22 | Acknowledged | 2 - Non-Material | B | B | Compliance | State Reg | XXXX Prepayment Penalty Prohibited | Acknowledged-Per MCL XXX.XXc(X)(c), BPL prepayment penalties on first liens are prohibited if it exceeds X% of interest of the amount of any prepayment made within X years of the date of the loan on one unit residential properties - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Open-Per MCL XXX.XXc(X)(c), BPL prepayment penalties on first liens are prohibited if it exceeds X% of interest of the amount of any prepayment made within X years of the date of the loan on one unit residential properties. Prepayment updated as per Note Document PG#XXX As X-X-X-X-X Finding is State specific there is No state Specific Guideline regarding XX State - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXXXXXXXXXX-XXX XXX XXX.XXX(X)(X), XXX XXXXXXXXXX XXXXXXXXX XX XXXXX XXXXX XXX XXXXXXXXXX XX XX XXXXXXX X% XX XXXXXXXX XX XXX XXXXXX XX XXX XXXXXXXXXX XXXX XXXXXX X XXXXX XX XXX XXXX XX XXX XXXX XX XXX XXXX XXXXXXXXXXX XXXXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXX | Investment | Refinance | Cash Out - Other | 7552696 | Originator Post-Close | No | |||||
| XXXX | 10149856 | 10149856 | Closed | 2026-02-11 13:41 | 2026-02-18 08:09 | Resolved | 1 - Information | C | A | Credit | Credit | Hazard Insurance coverage does not include Business Interruption / Rent-Loss Coverage | Resolved-Client has provided the dec page to show that the borrower has sufficient rent loss coverage. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. Highlighted the loss of rent coverage amount. This coverage is written on a commerical property form therofore its called Business Income the borrower carries XX% of building coverage whichis XXk a year which is more than the calculated amount of monthly gross rent. - XXXXXX-XX/XX/XXXX Open-The guideline Business Interruption Insurance requires rent loss coverage. The HOI policy provided (pg XXX) states under fair rental income protection to "refer to policy" however there is no additional documentation to show that the borrower has rent loss coverage. The loan file is missing evidence of rent loss insurance coverage for XX months. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |
Ready for Review-Document Uploaded. Highlighted the loss of rent coverage amount. This coverage is written on a commerical property form therofore its called Business Income the borrower carries XX% of building coverage whichis XXk a year which is more than the calculated amount of monthly gross rent. - XXXXXX-XX/XX/XXXX |
XXXXXXXX-XXXXXX XXX XXXXXXXX XXX XXX XXXX XX XXXX XXXX XXX XXXXXXXX XXX XXXXXXXXXX XXXX XXXX XXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXXXX+XX+XXXXXXXX+XXXXXXXXX+XXXXX+XX (X).XXX | XXXX | Investment | Refinance | Cash Out - Other | 7567293 | N/A | N/A | |||
| XXXX | 10149862 | 10149862 | Closed | 2026-02-16 21:34 | 2026-05-22 09:38 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Closing Detail Statement is Missing | Resolved-Document Uploaded. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Resolved-Validation Resolved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Open-Closing Doc is Missing. Final CD absent from the file. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXXXXXX-XXXXXXXX XXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX _XXXXX_ XXXXXXXX-XXXXXXXXXX XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXX XXXXXXXXX (X).XXX | XXXX | Investment | Refinance | Cash Out - Other | 7644452 | N/A | N/A | ||||
| XXXX | 10149862 | 10149862 | Closed | 2026-02-17 12:58 | 2026-02-18 08:24 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Title Document Missing | Resolved-Title Document is fully Present - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Open-Title Document is missing Title policy in the file is proforma. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXXXXXX-XXXXX XXXXXXXX XX XXXXX XXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXX | Investment | Refinance | Cash Out - Other | 7661719 | N/A | N/A | |||||
| XXXX | 10149884 | 10149884 | Closed | 2026-02-12 06:06 | 2026-02-19 12:21 | Resolved | 1 - Information | C | A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Resolved-received Settlement statement for cashout refi of other investment property - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. $X,XXX in verified liquidity - as of XX XXXXXXXX XXXX - XXXX XXXX (XXXXXX). There is an additional liquidity from cash out deal. HUD attached - XXXXXX-XX/XX/XXXX Open-Audited reserves of X months is less than guideline reserves of X months. Need additional assets to meet reserve requirement. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |
Ready for Review-Document Uploaded. $X,XXX in verified liquidity - as of XX XXXXXXXX XXXX - XXXX XXXX (XXXXXX). There is an additional liquidity from cash out deal. HUD attached - XXXXXX-XX/XX/XXXX |
XXXXXXXX-XXXXXXXX XXXXXXXXXX XXXXXXXXX XXX XXXXXXX XXXX XX XXXXX XXXXXXXXXX XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXXXXXX XXXXXXXXX_XXXXXXXXXXX.XXX_XXXXX_ XXXX XXXXXXXXX - XXXXXXXX.XXX_XXXXX_ XXXX XXXXXXXXX - XXXXXXXX (X).XXX |
XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 7579786 | N/A | N/A | |||
| XXXX | 10149885 | 10149885 | Closed | 2026-02-12 00:20 | 2026-03-02 07:18 | Resolved | 1 - Information | C | A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Resolved-Asset from proceeds other property used for reserves and entered in system. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. Cahout HUD with entity supporting documents uploaded. - XXXXXX-XX/XX/XXXX Counter-Provide supporting documentation for proof of ownership from other transaction proceeds. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. $X,XXX in verified liquidity - as of XX XXXXXXXX XXXX - XXXX XXXX (XXXXXX). There is an additional liquidity from cash out deal. HUD attached - XXXXXX-XX/XX/XXXX Open-As per Guidelines X months reserves are required, but assets are short by X.XX months ($X,XXX.XX). - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |
Ready for Review-Document Uploaded. Cahout HUD with entity supporting documents uploaded. - XXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. $X,XXX in verified liquidity - as of XX XXXXXXXX XXXX - XXXX XXXX (XXXXXX). There is an additional liquidity from cash out deal. HUD attached - XXXXXX-XX/XX/XXXX |
XXXXXXXX-XXXXX XXXX XXXXXXXX XXXXX XXXXXXXX XXXX XXX XXXXXXXX XXX XXXXXXX XX XXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXXXXXX XXXXXXXXX_XXXXXXXXXXX.XXX_XXXXX_ XXXXXXXXX XXXXXXXXX.XXX |
XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 7575882 | N/A | N/A | |||
| XXXX | 10149888 | 10149888 | Closed | 2026-02-12 01:21 | 2026-02-18 00:13 | Resolved | 1 - Information | C | A | Credit | Borrower | Borrower 1 Credit Report is Incomplete | Resolved-Credit Report in file is after the note dated, Provided initial Credit report which is less than note date of XX/XX/XXXX, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Borrower X Credit Report is not partially present. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Credit report prior to note date uploaded. - Seller-XX/XX/XXXX Open-Borrower X Credit Report is Partially Present. Credit report date of XX-XX-XXXX is after the note date of XX-XXX-XXXX. Provide the credit report prior to consummation. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Credit report prior to note date uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXX XXXXXX XX XXXX XX XXXXX XXX XXXX XXXXX, XXXXXXXX XXXXXXX XXXXXX XXXXXX XXXXX XX XXXX XXXX XXXX XXXX XX XX/XX/XXXX, XXXXXXX XXXX XX XXXXXX, XXXXXXX XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX _XXXXX_ XXXXXXXX-XXXXXXXX X XXXXXX XXXXXX XX XXX XXXXXXXXX XXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXX.XXXXXX.XXX | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 7576214 | N/A | N/A | |||
| XXXX | 10149908 | 10149908 | Closed | 2026-02-14 04:20 | 2026-03-02 05:44 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Borrower 1 Photo Identification Type Missing | Resolved-Requested BX Photo ID card provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. DL's uplaoded - Seller-XX/XX/XXXX Open-Borrower X Photo Identification Missing. Please provide valid photo identification per guideline requirements. Borrower X Photo Identification Missing. Provide valid photo identification per guideline requirements. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. DL's uplaoded - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXXX XX XXXXX XX XXXX XXXXXXXX, XXXXXXX & XXXXXXXXX XXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX _XXXXX_ XXXXXXXX-XXXXXXXXXX XXXXXXXX XX XXX XXXXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XX'X.XXX | XXXX | Investment | Refinance | Cash Out - Other | 7621994 | N/A | N/A | |||
| XXXX | 10149908 | 10149908 | Closed | 2026-02-14 04:20 | 2026-03-02 05:44 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Borrower 2 Photo Identification Type Missing | Resolved-Requested BX Photo ID card provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. DL Uplaoded - Seller-XX/XX/XXXX Open-Borrower X Photo Identification Missing. Please provide valid photo identification per guideline requirements. Borrower X Photo Identification Missing. Provide valid photo identification per guideline requirements. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. DL Uplaoded - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXXX XX XXXXX XX XXXX XXXXXXXX, XXXXXXX & XXXXXXXXX XXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX _XXXXX_ XXXXXXXX-XXXXXXXXXX XXXXXXXX XX XXX XXXXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XX'X.XXX | XXXX | Investment | Refinance | Cash Out - Other | 7621995 | N/A | N/A | |||
| XXXX | 10149909 | 10149909 | Closed | 2026-02-10 12:57 | 2026-02-18 13:16 | Resolved | 1 - Information | C | A | Credit | Assets Insufficient | Assets are not sufficient to close | Resolved-Updated statement for XXXXXXXX XXXX #XXXX from X/XX/XXXX received. Updated the balance. Cash to Close & Reserves are now sufficient. Issue resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. MR XXXXX XXXXXXXX XXXk Savings account [xxxxXHXX]: $XX,XXX XXXXX XXXXXXXX [xxxxXXXX]: $X,XXX(Oct and Nov Bank statement) XXXXX XXXXXXXX [xxxxXXXX]: $XX,XXX. There is enough liquidity to cover the reserves - Seller-XX/XX/XXXX Open-Loan is short assets needed to close. Per the Settlement Statement, a total of $XXX,XXX.XX is needed to close. Assets provided are: XXXX Checking #XXXX for $X,XXX.XX + XXXX Savings #XXXX for $X,XXX.XX + XXXXXXXX XXXX #XXXX for $XXX.XX + XXXXXXX / XXXX XX XXXXXXX IRA for XX of $XX,XXX.XX or $XX,XXX.XX, for a total of $XX,XXX.XX. The loan is short funds to close by $XX,XXX.XX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. MR XXXXX XXXXXXXX XXXk Savings account [xxxxXHXX]: $XX,XXX XXXXX XXXXXXXX [xxxxXXXX]: $X,XXX(Oct and Nov Bank statement) XXXXX XXXXXXXX [xxxxXXXX]: $XX,XXX. There is enough liquidity to cover the reserves - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXX XXXXXXXXX XXX XXXXXXXX XXXX #XXXX XXXX X/XX/XXXX XXXXXXXX. XXXXXXX XXX XXXXXXX. XXXX XX XXXXX & XXXXXXXX XXX XXX XXXXXXXXXX. XXXXX XXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXX XXXXXXXXX - XXXXXXX (X).XXX_XXXXX_ XXXX XXXXXXXXX - XXXXXXXX (X).XXX_XXXXX_ XXXX XXXXXXX XXX XXXXXXXXXX XXXXXXXXX (XXXXXXXXX XXXX).XXX_XXXXX_ XXXXXXX XXXXXXX XXXXXXXXXX XXXXX XXXXXXX _ XXX XXXXXXX XXXXXXXX _XXXX _ XXXXXXXX XXXXXX XXXXXXX.XXX |
XXXX | Investment | Purchase | NA | 7544104 | N/A | N/A | |||
| XXXX | 10149909 | 10149909 | Closed | 2026-02-09 23:06 | 2026-02-18 13:16 | Resolved | 1 - Information | C | A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Resolved-Updated statement for XXXXXXXX XXXX #XXXX from X/XX/XXXX received. Updated the balance. Reserves are now sufficient. Issue resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-MR XXXXX XXXXXXXX XXXk Savings account [xxxxXHXX]: $XX,XXX XXXXX XXXXXXXX [xxxxXXXX]: $X,XXX(Oct and Nov Bank statement) XXXXX XXXXXXXX [xxxxXXXX]: $XX,XXX. There is enough liquidity to cover the reserves - Seller-XX/XX/XXXX Open-Loan is short assets needed to close. Per the Settlement Statement, a total of $XXX,XXX.XX is needed to close. Assets provided are: XXXX Checking #XXXX for $X,XXX.XX + XXXX Savings #XXXX for $X,XXX.XX + XXXXXXXX XXXX #XXXX for $XXX.XX + XXXXXXX / XXXX XX XXXXXXX IRA for XX of $XX,XXX.XX or $XX,XXX.XX, for a total of $XX,XXX.XX. The loan is short funds to close by $XX,XXX.XX, therefore leaving a negative amount for reserves. - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-MR XXXXX XXXXXXXX XXXk Savings account [xxxxXHXX]: $XX,XXX XXXXX XXXXXXXX [xxxxXXXX]: $X,XXX(Oct and Nov Bank statement) XXXXX XXXXXXXX [xxxxXXXX]: $XX,XXX. There is enough liquidity to cover the reserves - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXX XXXXXXXXX XXX XXXXXXXX XXXX #XXXX XXXX X/XX/XXXX XXXXXXXX. XXXXXXX XXX XXXXXXX. XXXXXXXX XXX XXX XXXXXXXXXX. XXXXX XXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXX | Investment | Purchase | NA | 7529615 | N/A | N/A | ||||
| XXXX | 10149915 | 10149915 | Closed | 2026-02-11 05:47 | 2026-03-10 14:05 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Borrower 2 Photo Identification Type Missing | Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-XX/XX/XXXX Resolved- - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Borrower X Photo Identification Missing. Please provide valid photo identification per guideline requirements. Borrower X Photo Identification Missing. provide valid photo identification per guideline requirements. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXXXX XXXXXXXX XX XXX XXXXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXX XXXX.XXX | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 7555724 | N/A | N/A | |||
| XXXX | 10149915 | 10149915 | Closed | 2026-02-11 04:08 | 2026-03-05 13:18 | Acknowledged | 2 - Non-Material | B | B | Compliance | State Reg | XXXX Prepayment Penalty Prohibited | Acknowledged-XXXXXX XXXXXXXX acknowledge the XX PPP - Due Diligence Vendor-XX/XX/XXXX Rescinded-Loan is in the name of a coproration/XXX - Due Diligence Vendor-XX/XX/XXXX Open-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. Prepayment penalty provided for XX property as per note doc - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXXXX-XXXXXX XXXXXXX XXXXXXXXXXX XXX XX XXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX _XXXXX_ XXXXXXXXX-XXXX XX XX XXX XXXX XX X XXXXXXXXXXX/XXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 7553928 | Investor Post-Close | No | |||||
| XXXX | 10149918 | 10149918 | Closed | 2026-02-11 06:44 | 2026-02-24 13:34 | Acknowledged | 2 - Non-Material | B | B | Compliance | State Reg | XXXX Prepayment Penalty Prohibited | Acknowledged-The prepayment penalty was acknowledged by the lender. - Due Diligence Vendor-XX/XX/XXXX Open-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. The subject property is in XX. XX does not allow prepayment penalties unless signed by a corporation. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXXXX-XXX XXXXXXXXXX XXXXXXX XXX XXXXXXXXXXXX XX XXX XXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 7556794 | Originator Post-Close | No | |||||
| XXXX | 10149919 | 10149919 | Closed | 2026-02-12 07:09 | 2026-03-03 00:31 | Resolved | 1 - Information | C | A | Credit | Insurance | Hazard Insurance Coverage Amount is less than Required Coverage Amount | Resolved-Requested RCE estimator coverage is the full RCE calculated by the insurance company provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-Hazard Insurance Coverage Amount of $XXXXXX is equal to or greater than Required Coverage Amount of $XXXXXX or Guaranteed Replacement Coverage is present (Guaranteed Replacement Coverage indicator is 'N/A') - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Please see RCE estimator coverage is the full RCE calculated by the insurance company - Seller-XX/XX/XXXX Open-Acord in file contains coverage of $XXX,XXX and loan amount is $XXX,XXX. Provide RCE value or additional hazard coverage. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Please see RCE estimator coverage is the full RCE calculated by the insurance company - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXXX XXX XXXXXXXXX XXXXXXXX XX XXX XXXX XXX XXXXXXXXXX XX XXX XXXXXXXXX XXXXXXX XXXXXXXX, XXXXXXX & XXXXXXXXX XXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX _XXXXX_ XXXXXXXX-XXXXXX XXXXXXXXX XXXXXXXX XXXXXX XX $XXXXXX XX XXXXX XX XX XXXXXXX XXXX XXXXXXXX XXXXXXXX XXXXXX XX $XXXXXX XX XXXXXXXXXX XXXXXXXXXXX XXXXXXXX XX XXXXXXX (XXXXXXXXXX XXXXXXXXXXX XXXXXXXX XXXXXXXXX XX 'X/X') - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXX XXXXXX.XXX | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 7581219 | N/A | N/A | |||
| XXXX | 10149919 | 10149919 | Closed | 2026-02-12 06:07 | 2026-02-24 13:38 | Acknowledged | 2 - Non-Material | B | B | Compliance | State Reg | XXXX Prepayment Penalty Prohibited | Acknowledged-The prepayment penalty was acknowledged by the lender. - Due Diligence Vendor-XX/XX/XXXX Open-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. The Note has a Prepayment Penalty. As per State Regulations, prepayment penalties are only allowed for loans signed by a Corporation. The borrowing Business Entity is a XXX. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXXXX-XXX XXXXXXXXXX XXXXXXX XXX XXXXXXXXXXXX XX XXX XXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 7579860 | Originator Post-Close | No | |||||
| XXXX | 10149920 | 10149920 | Closed | 2026-02-13 12:52 | 2026-03-04 05:47 | Resolved | 1 - Information | B | A | Credit | Credit | Lease End Date was prior to Note Date | Resolved-It has been been verified that the lease amount is $XXXX and this is what the DSCR was based on. The rental loss coverage is sufficient as well. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. Loan was qualified using $XXXX per month based on the rent collection schedule - Uploaded here, rent loss coverage is also based on the XXXX, this was valid at the time of underwriting. - XXXXXX-XX/XX/XXXX Open-The lease in the file reflects a XX-month renewal at $X,XXX per month, ending on X/XX/XXXX. Although the lease offered a month-to-month option, the tenant selected the XX-month renewal. The file also includes documentation showing that $X,XXX was received for the period of X/X/XXXX–XX/XX/XXXX. If the current lease amount is to be used for qualifying, an updated lease must be provided. Please note that the rental loss coverage on the hazard insurance policy is based on $X,XXX per month ($XX,XXX annually). - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |
Ready for Review-Document Uploaded. Loan was qualified using $XXXX per month based on the rent collection schedule - Uploaded here, rent loss coverage is also based on the XXXX, this was valid at the time of underwriting. - XXXXXX-XX/XX/XXXX |
XXXXXXXX-XX XXX XXXX XXXX XXXXXXXX XXXX XXX XXXXX XXXXXX XX $XXXX XXX XXXX XX XXXX XXX XXXX XXX XXXXX XX. XXX XXXXXX XXXX XXXXXXXX XX XXXXXXXXXX XX XXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXX-XX XXXXXXX.XXX | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 7616580 | N/A | N/A | |||
| XXXX | 10149920 | 10149920 | Closed | 2026-02-12 08:21 | 2026-02-24 13:45 | Acknowledged | 2 - Non-Material | B | B | Compliance | State Reg | XXXX Prepayment Penalty Prohibited | Acknowledged-The prepayment penalty was acknowledged by the lender. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Open-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. The Note has a Prepayment Penalty. As per State Regulations, prepayment penalties are only allowed for loans signed by a Corporation. The borrowing Business Entity is a LLC. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXXXXXXXXXX-XXX XXXXXXXXXX XXXXXXX XXX XXXXXXXXXXXX XX XXX XXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 7583119 | Originator Post-Close | No | |||||
| XXXX | 10149920 | 10149920 | Closed | 2026-02-13 12:58 | 2026-02-18 05:57 | Resolved | 1 - Information | C | A | Credit | Credit | Hazard Insurance coverage does not include Business Interruption / Rent-Loss Coverage | Resolved-Policy provided showing sufficient rental loss coverage of $XX,XXX. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. Highlighted Loss of rent coverage amount borrower is carrying enough coverage - XXXXXX-XX/XX/XXXX Open-The monthly rental income used for the subject property was $X,XXX. However, the hazard insurance policy reflects rental loss coverage of $XX,XXX, which equates to $X,XXX per month. Per XXX guidelines, XX months of rental loss coverage is required. Additionally, there are other discrepancies in the file that indicate the rental income may be $X,XXX. If $X,XXX is the correct amount, then the $XX,XXX coverage would be sufficient. Both the rental income discrepancy and the rental loss coverage must be addressed simultaneously. Please see additional finding for the lease agreement discrepancy. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |
Ready for Review-Document Uploaded. Highlighted Loss of rent coverage amount borrower is carrying enough coverage - XXXXXX-XX/XX/XXXX |
XXXXXXXX-XXXXXX XXXXXXXX XXXXXXX XXXXXXXXXX XXXXXX XXXX XXXXXXXX XX $XX,XXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXX XXXXXX (X).XXX | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 7616681 | N/A | N/A | |||
| XXXX | 10149924 | 10149924 | Closed | 2026-02-12 12:36 | 2026-03-02 06:19 | Resolved | 1 - Information | C | A | Credit | Credit | DSCR Does Not Meet Guideline Requirements | Resolved-Validated policy number with revised annual policy amount. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. The hazard insurance premium ($XXX.XX) monthly - XXXXXX-XX/XX/XXXX Open-The hazard insurance premium on the originator’s underwriting ($XXX.XX monthly) differs from the policy evidence ($XXX annual = $XX.XX monthly), resulting in a DSCR variance of more than X.XX (Lender X.XX / reviewer X.XXX). Please review and confirm the correct annual hazard insurance premium. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Open-Revise - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |
Ready for Review-Document Uploaded. The hazard insurance premium ($XXX.XX) monthly - XXXXXX-XX/XX/XXXX |
XXXXXXXX-XXXXXXXXX XXXXXX XXXXXX XXXX XXXXXXX XXXXXX XXXXXX XXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXX XXXXXXX.XXX | XXXX | Investment | Purchase | NA | 7589665 | N/A | N/A | |||
| XXXX | 10149926 | 10149926 | Closed | 2026-02-12 03:46 | 2026-03-09 14:27 | Acknowledged | 2 - Non-Material | B | B | Compliance | State Reg | XXXX Prepayment Penalty Prohibited | Acknowledged-XXX Acknowledged. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Rescinded-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. Note is signed by LLC. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXXXXXXXXXX-XXX XXXXXXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX _XXXXX_ XXXXXXXXX-XXX XXXXXXX XXXXXXX XXXXXXXX, XXX XXXXXXXXXX XXXXXXXXX XXX XXXX XXXXXXX XXX XXXXX XXXXXX XX X XXXXXXXXXXX. XXXX XX XXXXXX XX XXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXX | Investment | Refinance | Cash Out - Other | 7577350 | Investor Post-Close | No | |||||
| XXXX | 10149939 | 10149939 | Closed | 2026-02-10 02:50 | 2026-03-13 07:03 | Resolved | 1 - Information | C | A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Resolved-Final XXXX Statement showing Cash Out from a refi of XXXX XXXX XX. System updated. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. Cashout from a refinance transaction is used for the liquidity, XXX uploaded. - XXXXXX-XX/XX/XXXX Counter-Statements provided. However, newer statements for those same X accounts were already in file, all dated XX/XX/XXXX. #XXXX for $XX,XXX.XX; #XXXX for $X,XXX.XX; #XXXX for $X,XXX.XX; and #XXXX for $X,XXX.XX. Total of this is $XX,XXX.XX. Minus the cash to close of $XX,XXX.XX. This leaves the loan short funds to close by $XX,XXX.XX. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. Acc #XXXX November ending balance has $X,XXX.XX (Oct & November available) Acc #XXXX November ending balance has $XX,XXX.XX (Oct & November available) Acc #XXXX November ending balance has $X,XXX.XX (Oct & November available) Acc #XXXX November ending balance has $XX,XXX.XX (Oct & November available) Required : $XX,XXX.XX (Excluded X months of PITI, which were collected at closing) verified reserves : $XX,XXX.X. Please find the attached liquidity doc - XXXXXX-XX/XX/XXXX Open-Audited XXXXXXXXX Reserves Months are not meeting Required XXXXXXXXX Reserves Months of X - Please Provide Additional Supporting assets Documents - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |
Ready for Review-Document Uploaded. Cashout from a refinance transaction is used for the liquidity, XXX uploaded. - XXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. Acc #XXXX November ending balance has $X,XXX.XX (Oct & November available) Acc #XXXX November ending balance has $XX,XXX.XX (Oct & November available) Acc #XXXX November ending balance has $X,XXX.XX (Oct & November available) Acc #XXXX November ending balance has $XX,XXX.XX (Oct & November available) Required : $XX,XXX.XX (Excluded X months of PITI, which were collected at closing) verified reserves : $XX,XXX.X. Please find the attached liquidity doc - XXXXXX-XX/XX/XXXX |
XXXXXXXX-XXXXX XXXX XXXXXXXXX XXXXXXX XXXX XXX XXXX X XXXX XX XXXX XXXX XX. XXXXXX XXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXXXXXX.XXX.XXX | XXXX | Investment | Purchase | NA | 7530676 | N/A | N/A | |||
| XXXX | 10149947 | 10149947 | Closed | 2026-02-10 04:42 | 2026-02-19 01:14 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Evidence of Property Tax Missing | Resolved-Requested taxes provided in title document, updated & condition resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Resolved-Evidence of Property Tax is present - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. Property tax document uploaded. - XXXXXX-XX/XX/XXXX Open-Missing Evidence of Property Tax Tax Cert is Missing - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |
Ready for Review-Document Uploaded. Property tax document uploaded. - XXXXXX-XX/XX/XXXX |
XXXXXXXX-XXXXXXXXX XXXXX XXXXXXXX XX XXXXX XXXXXXXX, XXXXXXX & XXXXXXXXX XXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX _XXXXX_ XXXXXXXX-XXXXXXXX XX XXXXXXXX XXX XX XXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXX XX XXXXX & XXXXX.XXX | XXXX | Investment | Purchase | NA | 7531583 | N/A | N/A | |||
| XXXX | 10149950 | 10149950 | Closed | 2026-02-17 11:49 | 2026-03-04 15:39 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Evidence of Property Tax Missing | Resolved- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Ready for Review-Agreed to XXXXXX value of $XXXX.XX, post this to XX as data discrepancy - XXXXXX-XX/XX/XXXX Open-Missing Evidence of Property Tax Qualifying Property Tax is $X,XXX.XX ($XXX.XX monthly) Audit is unable to verify this amount with documents provided. Per the Title & the Appraisal, the XXXX taxes were $X,XXX.XX per half, or $X,XXX.XX per year ($XXX.XX monthly) with no information for XXXX taxes. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |
Ready for Review-Agreed to XXXXXX value of $XXXX.XX, post this to XX as data discrepancy - XXXXXX-XX/XX/XXXX |
_XXXXX_ |
XXXX | Investment | Purchase | NA | 7660524 | N/A | N/A | ||||
| XXXX | 10149954 | 10149954 | Closed | 2026-02-17 06:59 | 2026-03-09 15:35 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | The Note is Missing | Resolved-The Note is Present - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. Note uploaded. - XXXXXX-XX/XX/XXXX Open-The Note is Missing The fully executed Note from the time of closing is missing from the loan file. Please provide - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |
Ready for Review-Document Uploaded. Note uploaded. - XXXXXX-XX/XX/XXXX |
XXXXXXXX-XXX XXXX XX XXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 7651098 | N/A | N/A | |||
| XXXX | 10149954 | 10149954 | Closed | 2026-02-17 07:11 | 2026-02-18 06:17 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Closing Detail Statement is Missing | Resolved-Validation Resolved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. XXX uploaded. - XXXXXX-XX/XX/XXXX Open-Closing Doc is Missing. The fully executed final XXX is missing from the loan file. Please provide. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |
Ready for Review-Document Uploaded. XXX uploaded. - XXXXXX-XX/XX/XXXX |
XXXXXXXX-XXXXXXXXXX XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 7651320 | N/A | N/A | |||
| XXXX | 10149954 | 10149954 | Closed | 2026-02-17 07:24 | 2026-02-18 06:15 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Missing Executed Loan Agreement | Resolved-fully executed loan agreement provided. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Loan agreement uploaded. - Seller-XX/XX/XXXX Open-The fully executed loan agreement from the time of closing is missing from the loan file. Please provide. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Loan agreement uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXX XXXXXXXX XXXX XXXXXXXXX XXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 7651600 | N/A | N/A | |||
| XXXX | 10149954 | 10149954 | Closed | 2026-02-17 07:09 | 2026-02-18 06:14 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Business Purpose Affidavit is Missing | Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is DSCR.) - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Non occupancy document uploaded. - Seller-XX/XX/XXXX Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a DSCR loan. The fully executed business purpose affidavit is missing from the loan file. Please provide. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Non occupancy document uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXX XXXXXXXX XXXXXXX XXXXXXXXX XX XXXXXXX XX XXX XXXXXXXXXX (XXXX XXXX XXXX XXXX XX XXXX.) - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 7651279 | N/A | N/A | |||
| XXXX | 10149954 | 10149954 | Closed | 2026-02-17 07:06 | 2026-02-18 06:14 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Guaranty Agreement Doc Locator is Missing or Partial | Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Commercial Guaranty uploaded. - Seller-XX/XX/XXXX Open-Guaranty Agreement Doc is Missing or Partial Fully executed Guaranty Agreement is missing from the loan file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Commercial Guaranty uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXXXX XXXXXXXX' - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 7651203 | N/A | N/A | |||
| XXXX | 10149954 | 10149954 | Closed | 2026-02-17 07:01 | 2026-02-18 06:09 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | The Deed of Trust is Missing | Resolved-The Deed of Trust is Present - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. MTG uploaded. - Seller-XX/XX/XXXX Open-The Deed of Trust is Missing The fully executed Deed of Trust from the time of closing is missing from the loan file. Please provide. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. MTG uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXX XXXX XX XXXXX XX XXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 7651120 | N/A | N/A | |||
| XXXX | 10149968 | 10149968 | Closed | 2026-02-14 22:18 | 2026-02-24 03:54 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Closing Detail Statement is Missing | Resolved-Provided HUD with signature present in the last page. - Due Diligence Vendor-XX/XX/XXXX Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. HUD attached with signature present in the last page. - Seller-XX/XX/XXXX Open-Closing Doc is Missing. Alta A statements are missing signature pages. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. HUD attached with signature present in the last page. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXX XXX XXXX XXXXXXXXX XXXXXXX XX XXX XXXX XXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX _XXXXX_ XXXXXXXX-XXXXXXXXXX XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 7623839 | N/A | N/A | |||
| XXXX | 10149969 | 10149969 | Closed | 2026-02-11 02:50 | 2026-03-05 01:59 | Resolved | 1 - Information | C | A | Credit | Title | Property Title Issue | Resolved-There are Judgements in title, but no Supporting documents in file, provided updated Title with no Judgements, Changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Property Title Issue Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Final policy uploaded which clears the open items. - Seller-XX/XX/XXXX Open-Property Title Issue The title report shows a judgment on page XXX in the amount of $X,XXX.XX, Case Number XX-XX-XX-XX-XXXX. There is no documentation in the file indicating that this judgment has been paid in full or is subject to an active payment plan. Per guidelines, public debts—including judgments, tax liens, charge-offs, and non-medical collections—must be paid in full or in satisfactory status. If the borrower is on a payment plan, evidence must be provided showing the plan is current for a minimum of six months prior to closing. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Final policy uploaded which clears the open items. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXX XXX XXXXXXXXXX XX XXXXX, XXX XX XXXXXXXXXX XXXXXXXXX XX XXXX, XXXXXXXX XXXXXXX XXXXX XXXX XX XXXXXXXXXX, XXXXXXX XXXX XX XXXXXX, XXXXXXX XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX _XXXXX_ XXXXXXXX-XXXXXXXX XXXXX XXXXX XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXX XXXXX XXXXXX (X).XXX | XXXX | Investment | Purchase | NA | 7553393 | N/A | N/A | |||
| XXXX | 10149971 | 10149971 | Closed | 2026-02-15 02:27 | 2026-03-03 00:34 | Resolved | 1 - Information | C | A | Credit | Insurance | Hazard insurance dwelling coverage is not sufficient | Resolved-Requested RCE estimator coverage with the full RCE calculated by the insurance company provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. See attached RCE - Seller-XX/XX/XXXX Open-Hazard insurance coverage amount is $XXX,XXX but loan amount is $XXX,XXX, we need updated hazard insurance policy. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. See attached RCE - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXXX XXX XXXXXXXXX XXXXXXXX XXXX XXX XXXX XXX XXXXXXXXXX XX XXX XXXXXXXXX XXXXXXX XXXXXXXX, XXXXXXX & XXXXXXXXX XXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXX XXXXXX.XXX | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 7624205 | N/A | N/A | |||
| XXXX | 10149973 | 10149973 | Closed | 2026-02-13 23:51 | 2026-02-24 14:00 | Acknowledged | 2 - Non-Material | B | B | Compliance | State Reg | XXXX Prepayment Penalty Prohibited | Acknowledged-The prepayment penalty was acknowledged by the lender. - Due Diligence Vendor-XX/XX/XXXX Open-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. - Due Diligence Vendor-XX/XX/XXXX Rescinded-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXXXX-XXX XXXXXXXXXX XXXXXXX XXX XXXXXXXXXXXX XX XXX XXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX _XXXXX_ XXXXXXXXX-XXX XXXXXXX XXXXXXX XXXXXXXX, XXX XXXXXXXXXX XXXXXXXXX XXX XXXX XXXXXXX XXX XXXXX XXXXXX XX X XXXXXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXX | Investment | Refinance | Cash Out - Other | 7621556 | Originator Post-Close | No | |||||
| XXXX | 10149976 | 10149976 | Closed | 2026-02-12 20:55 | 2026-02-24 14:02 | Acknowledged | 2 - Non-Material | B | B | Compliance | State Reg | XXXX Prepayment Penalty Prohibited | Acknowledged-The prepayment penalty was acknowledged by the lender. - Due Diligence Vendor-XX/XX/XXXX Open-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. - Due Diligence Vendor-XX/XX/XXXX Open-. - Due Diligence Vendor-XX/XX/XXXX Rescinded-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. prepayment penalty provided in Note document for NJ state property - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXXXX-XXX XXXXXXXXXX XXXXXXX XXX XXXXXXXXXXXX XX XXX XXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX _XXXXX_ XXXXXXXXX-XXX XXXXXXX XXXXXXX XXXXXXXX, XXX XXXXXXXXXX XXXXXXXXX XXX XXXX XXXXXXX XXX XXXXX XXXXXX XX X XXXXXXXXXXX. XXXXXXXXXX XXXXXXX XXXXXXXX XX XXXX XXXXXXXX XXX XX XXXXX XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXX | Investment | Refinance | Cash Out - Other | 7599216 | Originator Post-Close | No | |||||
| XXXX | 10149982 | 10149982 | Closed | 2026-02-10 11:03 | 2026-02-18 07:13 | Resolved | 1 - Information | C | A | Credit | Credit | Hazard Insurance coverage does not include Business Interruption / Rent-Loss Coverage | Resolved- - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Because the building coverage is already compliant with our requirements, we cannot mandate the borrower to carry a $XXX,XXX limit unless the following conditions are met: Evidence of Loss: The borrower must demonstrate to the carrier at the time of the claim that their actual annual loss totals $XXX,XXX. Indemnity Basis: This coverage is settled on a loss sustained basis rather than on projections. Calculable Limits: Reimbursement is restricted to actual, documented losses reported to the carrier at the time of the claim, up to the stated policy limit. Which in this case is XX months. - Seller-XX/XX/XXXX Open-The fair rental coverage per the policy is $XX,XXX. Per ROC guidelines a total of XX months coverage is required which would be $XXX,XXX. Please provide policy showing sufficient rental loss. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Because the building coverage is already compliant with our requirements, we cannot mandate the borrower to carry a $XXX,XXX limit unless the following conditions are met: Evidence of Loss: The borrower must demonstrate to the carrier at the time of the claim that their actual annual loss totals $XXX,XXX. Indemnity Basis: This coverage is settled on a loss sustained basis rather than on projections. Calculable Limits: Reimbursement is restricted to actual, documented losses reported to the carrier at the time of the claim, up to the stated policy limit. Which in this case is XX months. - Seller-XX/XX/XXXX |
_XXXXX_ |
XXX XXXXX-XXXXXXX XXXXXXXXX.XXX | XXXX | Investment | Purchase | NA | 7541759 | N/A | N/A | |||
| XXXX | 10149842 | 10149842 | Closed | 2026-02-12 12:04 | 2026-03-11 05:51 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Evidence of Property Tax Missing | Resolved-Zillow screenprints received matching the the properties used and the tax amounts. Calculation also received. System updated. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX Counter-Response received that tax was calculated from an average of X tax amounts from X comps for each of the properties. However, there is no evidence in the file of these comps or the corresponding tax certs for evidence. The provided document shows tax of $XXXX + $XXXX = $XXXX. This still does not match the qualifying tax amount of $XXXX. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX Counter-Audit is still unable to determine how the calculation of the $X,XXX qualifying property tax was derived from this information provided. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Evidence of tax has been uploaded. Per title "XXXX takes up to one year after a parcel spit before they will issue tax certificates for each parcel separately" - Seller-XX/XX/XXXX Open-Qualifying Property Tax is $XXX.XX monthly (about $X,XXX annual). Property Tax cert provided for XXXX XXXXXX XX, but not for XXXX XXXXX XXX. Audit is unable to determine the calculation of the property taxes with the information provided. - Due Diligence Vendor-XX/XX/XXXX |
Documentation uploaded - XX/XX/XXXX Documentation Uploaded. - XX/XX/XXXX Ready for Review-Document Uploaded. Evidence of tax has been uploaded. Per title "XXXX takes up to one year after a parcel spit before they will issue tax certificates for each parcel separately" - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXX XXXXXXXXXXXX XXXXXXXX XXXXXXXX XXX XXX XXXXXXXXXX XXXX XXX XXX XXX XXXXXXX. XXXXXXXXXXX XXXX XXXXXXXX. XXXXXX XXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
(XXXX XX-XX) XXXX XXXXXX - XXXXXX - XXXXXXX ($X,XXX.XX).XXX_XXXXX_ (XXXX XX-XX) XXXX XXXXXX - XXXXXX - XXXXXXX ($XXX.XX).XXX_XXXXX_ (XXXX XX-XX) XXXX XXXXXX - XXXXXX XXXXXXXX.XXX_XXXXX_ (XXXX XX-XX) XXXX XXXXXX - XXXXX & XXXXXX XXX XXXXXXXX.XXX_XXXXX_ XXX.XXX_XXXXX_ XXXXXX - XXX XXXXX.XXX |
XXXX | Investment | Refinance | Cash Out - Other | 7589040 | N/A | N/A | |||
| XXXX | 10149842 | 10149842 | Closed | 2026-02-11 22:54 | 2026-02-19 13:52 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Borrower 1 Photo Identification Type Missing | Resolved-US Passport card received with a valid expiration date. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Borrower X Photo Identification Missing. Please provide valid photo identification per guideline requirements. Borrower's Photo ID (XX Driver's License) expired X/XX/XXXX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XX XXXXXXXX XXXX XXXXXXXX XXXX X XXXXX XXXXXXXXXX XXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XX.XXXX (X).XXX | XXXX | Investment | Refinance | Cash Out - Other | 7575359 | N/A | N/A | |||
| XXXX | 10149852 | 10149852 | Closed | 2026-02-11 03:26 | 2026-03-02 11:23 | Resolved | 1 - Information | C | A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Resolved-The client has provided a copy of the HUD and corresponding documentation. Finding has been cleared. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Executed final HUD uplaoded. - Seller-XX/XX/XXXX Counter-OA and Articles confirming the borrower's membership in XXXX has been provided. However, the executed Final HUD/SS statement confirming the refund, closing/disbursement dates, fee total, etc was not provided. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Attached the documents to tie to the cashout HUD to the borrower, - Seller-XX/XX/XXXX Counter-The file does not contain the required documents to confirm proceeds of sales. The final HUD and verification of deposit of the cashout proceeds. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Borrower is using funds from a cash out refinance which is $XXX,XXX.XX (Escrow attached) - Seller-XX/XX/XXXX Open-Audited Reserves are X less than XXXXXXXX Required Reserves of X - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Executed final HUD uplaoded. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. Attached the documents to tie to the cashout HUD to the borrower, - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. Borrower is using funds from a cash out refinance which is $XXX,XXX.XX (Escrow attached) - Seller-XX/XX/XXXX |
XXXXXXXX-XXX XXXXXX XXX XXXXXXXX X XXXX XX XXX XXX XXX XXXXXXXXXXXXX XXXXXXXXXXXXX. XXXXXXX XXX XXXX XXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXXXXX XXXXXXXXX- XXXXXXXX-XXXXXX.XXX_XXXXX_ XXXXXXXX XX XXXXXXXXXXXX (X).XXX_XXXXX_ XXXXXX XXX.XXX |
XXXX | Investment | Purchase | NA | 7553602 | N/A | N/A | |||
| XXXX | 10149857 | 10149857 | Closed | 2026-02-17 10:11 | 2026-02-18 18:17 | Resolved | 1 - Information | C | A | Credit | Borrower | Borrower 1 Credit Report is Incomplete | Resolved-Tri-Merge Credit report uploaded. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Credit report uploaded. - Seller-XX/XX/XXXX Open-Page XXX Credit report is not Tri-merge report, Equifax frozen. Page XX Guidelines Tri-merge report required. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Credit report uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXX-XXXXX XXXXXX XXXXXX XXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXX.XXXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 7657798 | N/A | N/A | |||
| XXXX | 10149869 | 10149869 | Closed | 2026-02-17 09:55 | 2026-03-03 05:59 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Hazard Insurance Policy is Partial | Resolved-Statement of the individual premiums for each location was received. System updated. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Please see attached premium summary per location - Seller-XX/XX/XXXX Open-Hazard Insurance is provided showing $X,XXX.XX as a total due amount (Commercial policy #XXXXXXXX). However, the insurance document lists XX properties for that total amount. This subject mortgage only has X properties on the Note/Mortgage. A document showing the premium amount for each individual property is missing from the file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Please see attached premium summary per location - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXXX XX XXX XXXXXXXXXX XXXXXXXX XXX XXXX XXXXXXXX XXX XXXXXXXX. XXXXXX XXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXXX XXXXXXX.XXX | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 7657397 | N/A | N/A | |||
| XXXX | 10149869 | 10149869 | Closed | 2026-02-17 09:51 | 2026-03-03 05:51 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Final HUD-1 or Final Settlement Statement Document is Missing | Resolved-Lender properly identified which HUD was the true final. System updated. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-$X,XXX.XX is the amount the final approved HUD. - Seller-XX/XX/XXXX Open-There are X different settlement statements in file, and both are signed by the borrower as well as the settlement agent. One shows $X,XXX.XX cash due from the borrower, and the other shows $X,XXX.XX cash due from the borrower. Audit is unable to determine which settlement statement is the true final - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-$X,XXX.XX is the amount the final approved HUD. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXX XXXXXXXX XXXXXXXXXX XXXXX XXX XXX XXX XXXX XXXXX. XXXXXX XXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 7657269 | N/A | N/A | ||||
| XXXX | 10149869 | 10149869 | Closed | 2026-02-13 06:00 | 2026-02-23 21:09 | Resolved | 1 - Information | D | A | Property | Value | Secondary Valuation or Additional Valuation has not been entered per securitization requirements | Resolved-Secondary Valuation or additional valuation provided for XXXX XXXXX XXXXXX. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Document uploaded for XXXX XXXXX XXXXXX. - Seller-XX/XX/XXXX Open-Secondary Valuation is missing for the property at XXXX XXXXX XXXXXX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Document uploaded for XXXX XXXXX XXXXXX. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXXX XXXXXXXXX XX XXXXXXXXXX XXXXXXXXX XXXXXXXX XXX XXXX XXXXX XXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXX.XXX | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 7605420 | N/A | N/A | |||
| XXXX | 10149979 | 10149979 | Closed | 2026-02-11 11:54 | 2026-03-04 09:35 | Resolved | 1 - Information | C | A | Credit | Credit | Lender Approval Form is Missing | Resolved-DSCR calculation derived from the provided documents in file. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Not clear on the requirement here. - Seller-XX/XX/XXXX Open-The DSCR calculation worksheet is missing from file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Not clear on the requirement here. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXX XXXXXXXXXXX XXXXXXX XXXX XXX XXXXXXXX XXXXXXXXX XX XXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXX | Investment | Refinance | Cash Out - Other | 7565045 | N/A | N/A | ||||
| XXXX | 10149981 | 10149981 | Closed | 2026-02-12 04:55 | 2026-02-27 07:20 | Resolved | 1 - Information | D | A | Property | Missing Doc | 1004D Completion Report is Missing | Resolved-XXXXX XXX XXXXXXXX XX X/X/XXXX, XXXX XXXXXXXXX XX X/X/XXXX, XXX XXXXXXXX XX X/X/XXXX, XXX XXXX XXXX XX X/X/XXXX, XXX XXXXX XXX X/X/XXXX. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. All XXXXXs received were for the same property XXX XXXXX. Please provide the correct documentation for all properties. - Seller-XX/XX/XXXX Counter-All XXXXXs received were for the same property XXX XXXXX. Please provide the correct documentation for all properties. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. XXXXX uplaoded for XXX XXXXX XXX, XXXX XXXXXXXXX XX, XXX XXXXXXXX XXXXXX, XXX XXXXXXXXX XXXXXX and XXX X XXXX XX. - Seller-XX/XX/XXXX Counter-Please upload XXXXX for XXX XXXXX XXX, XXXX XXXXXXXXX XX, XXX XXXXXXXX XXXXXX, XXX XXXXXXXXX XXXXXX and XXX X XXXX XX. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Recertification document uploaded for XXX XXXXX XXX. - Seller-XX/XX/XXXX Counter-Uploaded is XXXXX for only XXX XXXXX XXX. - Due Diligence Vendor-XX/XX/XXXX Resolved-XXXXXXXXXXXXXXXXXXXXX, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Recertification documents for the five mentioned properties uploaded. - Seller-XX/XX/XXXX Open-XXXX XXXXXXXXX XXXXX XXXXXXXXX(more than XXX days between report and disbursement date), Provide XXXXX: XXX XXXXX XXX, XXXX XXXXXXXXX XX, XXX XXXXXXXX XXXXXX, XXX XXXXXXXXX XXXXXX and XXX X XXXX XX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. All XXXXXs received were for the same property XXX XXXXX. Please provide the correct documentation for all properties. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. XXXXX uplaoded for XXX XXXXX XXX, XXXX XXXXXXXXX XX, XXX XXXXXXXX XXXXXX, XXX XXXXXXXXX XXXXXX and XXX X XXXX XX. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. Recertification document uploaded for XXX XXXXX XXX. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. Recertification documents for the five mentioned properties uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXX XXX XXXXXXXXX XX X/X/XXXX, XXXX XXXXXXXXX XXXXX X/X/XXXX, XXX XXXXXXXX XX X/X/XXXX, XXX XXXX XXXX XX X/X/XXXX, XXX XXXXX XXX X/X/XXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX _XXXXX_ XXXXXXXX-XXXXXXXXX XX XXXXXXX, XXXXXXXX XXXX X XXXXXXXXXX XXXXXX, XXXXXXX XXXX XX XXXXXX, XXXXXXX XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXX XXXXXXXXX XXXXXX.XXX_XXXXX_ XXXX XXXXXXXXX XXXXX.XXX_XXXXX_ XXX XXXXXXXX XX.XXX_XXXXX_ XXX XXXX XXXX XXXXXX.XXX_XXXXX_ XXX XXXXX.XXX |
XXXX | Investment | Refinance | Cash Out - Other | 7578039 | N/A | N/A | |||
| XXXX | 10160044 | Closed | 2026-02-16 23:50 | 2026-02-24 16:33 | Acknowledged | 2 - Non-Material | B | B | Compliance | State Reg | XXXX Prepayment Penalty Prohibited | Acknowledged-Per XX XX. XXXX. XXX § XXX, BPL prepayment penalties are prohibited for X-X units loan amounts less than $XXX,XXX. Per XX XX. XXXX. XXX § XXX prepayment penalties are prohibited. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-RESCIND FINDING PLEASE - CVX uses XXXXXXXXXX Choice of Law Provisions, therefore a PP is permitted by law. - Seller-XX/XX/XXXX Open-Per XX XX. XXXX. XXX § XXX, BPL prepayment penalties are prohibited for X-X units loan amounts less than $XXX,XXX. Per XX XX. XXXX. XXX § XXX prepayment penalties are prohibited. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-RESCIND FINDING PLEASE - CVX uses XXXXXXXXXX Choice of Law Provisions, therefore a PP is permitted by law. - Seller-XX/XX/XXXX |
XXXXXXXXXXXX-XXX XX XX. XXXX. XXX § XXX, XXX XXXXXXXXXX XXXXXXXXX XXX XXXXXXXXXX XXX X-X XXXXX XXXX XXXXXXX XXXX XXXX $XXX,XXX. XXX XX XX. XXXX. XXX § XXX XXXXXXXXXX XXXXXXXXX XXX XXXXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXX | Investment | Refinance | Cash Out - Other | 7645104 | Originator Post-Close | No | |||||
| XXXX | 10160044 | Closed | 2026-02-20 13:18 | 2026-02-24 08:57 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | The Deed of Trust is Missing | Resolved-The Deed of Trust is Present - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-The Deed of Trust is Missing Deed of Trust is Missing. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXX XXXX XX XXXXX XX XXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXXX_XXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 7728881 | N/A | N/A | ||||
| XXXX | 10160087 | Closed | 2026-02-20 17:06 | 2026-02-25 07:08 | Resolved | 1 - Information | C | A | Credit | Credit | Hazard insurance coverage amount is insufficient. | Resolved-Confirmation or rent loss coverage provided. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Rent loss coverage not indicated on insurance information page. Per guidelines, rent loss coverage is required. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXXXXXX XX XXXX XXXX XXXXXXXX XXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXXX_XXXXXXXXX-_XXXXXXXXXXXX_XX_XXXXX_XXXXXXX_XX_XXXX_XXXXXX_XXXXX_XXXXXX.XXX_XXXXX_ XXXXXXX_XXX_X._XXXXXX-_XXXXX_XXXXXX.XXX |
XXXX | Investment | Refinance | Cash Out - Other | 7732433 | N/A | N/A | ||||
| XXXX | 10160087 | Closed | 2026-02-16 20:49 | 2026-02-23 21:55 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Closing Detail Statement is Missing | Resolved-Final Settlement Statement uploaded, Verified & entered in system - Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Closing Doc is Missing. Settlement statement is missing in the loan file, provide settlement statement to verify - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXX XXXXXXXXXX XXXXXXXXX XXXXXXXX, XXXXXXXX & XXXXXXX XX XXXXXX - XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX _XXXXX_ XXXXXXXX-XXXXXXXXXX XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXXX_XXXX XXXXX XXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 7644245 | N/A | N/A | ||||
| XXXX | 10160113 | Closed | 2026-02-23 16:53 | 2026-03-16 18:41 | Resolved | 1 - Information | C | A | Credit | Credit | Hazard Insurance Coverage Inadequate | Resolved-Proof of insurance provided confirming terms of coverage. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Counter-Proof of insurance does not provide policy dates. Please provide declaration page of insurance policy. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Hazard policy written under XXX% of the insurable replacement value of the property. Per guidelines, replacement cost estimate required and not found in file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXX XX XXXXXXXXX XXXXXXXX XXXXXXXXXX XXXXX XX XXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXXX_XXXXXXXXX_XX_XXXXXXXX_(XXX)_XXXXXX_XXXXXXXXXXXXXXXX.XXX_XXXXX_ XXXXXXX_XXXXXXXXXXXXXXXXXXX_XXX.XXX_XXXXX_ XXXXXXX_XXX_XXXXXX.XXX |
XXXX | Investment | Refinance | Cash Out - Other | 7767307 | N/A | N/A | ||||
| XXXX | 10160142 | Closed | 2026-03-11 11:03 | 2026-03-26 09:32 | Resolved | 1 - Information | C | A | Credit | Credit | Property potentially affected by FEMA Disaster(s) INDIVIDUAL ASSISTANCE AREA | Resolved-Resolved. PDI, with photos, from XXXX stating no damage to the property. No damage showing in photos. - Due Diligence Vendor-XX/XX/XXXX Resolved- - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Property potentially affected by FEMA Disaster ID XXXX. SEVERE WINTER STORM, XXXX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: NO. Property inspection with exterior photos required. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXX. XXX, XXXX XXXXXX, XXXX XXXXX XXXXXXX XXXXXXX XX XXXXXX XX XXX XXXXXXXX. XX XXXXXX XXXXXXX XX XXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXX - XXXXXXX - XXX XXXXX XXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 8050827 | N/A | N/A | ||||
| XXXX | 10160142 | Closed | 2026-02-18 22:30 | 2026-03-24 04:16 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Evidence of Property Tax Missing | Resolved-Requested Tax cert provided, updated & condition resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. X/XX/XX - WJ - Uploaded the tax bill for both parcels. There are two parcels, so X sets of taxes for each parcel. $XXX, $XXX, $XX & $XX. - Seller-XX/XX/XXXX Open-Missing Evidence of Property Tax Per tax cert on page #XXX, the annual tax amount is $X,XXX and the parcel details account on pages #XXX - XXX reflect the annual base tax amount of $XX for a monthly tax amount of $XXX.XX. However final HUD shows tax amount as $XXX.XX. Provide proof of document validating this $XXX.XX tax amount. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. X/XX/XX - WJ - Uploaded the tax bill for both parcels. There are two parcels, so X sets of taxes for each parcel. $XXX, $XXX, $XX & $XX. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXXX XXX XXXX XXXXXXXX, XXXXXXX & XXXXXXXXX XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX _XXXXX_ XXXXXXXX-XXXXXXXX XX XXXXXXXX XXX XX XXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXXX _XXX XXXXX XXX XXXX XXXXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 7690456 | N/A | N/A | ||||
| XXXX | 10160165 | Closed | 2026-02-18 00:40 | 2026-03-12 05:04 | Waived | 2 - Non-Material | B | B | Credit | Eligibility | Audited CLTV Exceeds Guideline CLTV | Waived-Audited CLTV Exceeds Guideline CLTV ; Credit Memo Exception Approval DSCR X.XX-<X.XX. - Due Diligence Vendor-XX/XX/XXXX Waived-Audited CLTV Exceeds Guideline CLTV ; Credit Memo Exception Approval DSCR X.XX-<X.XX. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXX-XXXXXXX XXXX XXXXXXX XXXXXXXXX XXXX ; XXXXXX XXXX XXXXXXXXX XXXXXXXX XXXX X.XX-<X.XX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX _XXXXX_ XXXXXX-XXXXXXX XXXX XXXXXXX XXXXXXXXX XXXX ; XXXXXX XXXX XXXXXXXXX XXXXXXXX XXXX X.XX-<X.XX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXX XXXXXXXX'X XXX XXXX XXXXX XX XX XXXXXX XXXXX XXX XXXXXXXXX XXXXXXX XX XXX. XXX XXXXXXXX'X XXX-XXXXX XXXXXXXXX XX $XX,XXX.XX XXXXXXX XXX XXX XXX X XXXXX XXXXXXX XXXXXXXXXXX XXXXXXX XXX XXXXXXXXX XX XXXX-XXX. XXX XXXXXXXX XXX XX XXXXXXXX XXXX XXXXXXXX XX XX XXXXXX. XXXXXXXXXX XXXXXXX X XXXXX XXXXXXX XXXXXXXX XXXXXXX. |
XXXX | Investment | Refinance | Cash Out - Other | 7671304 | Originator Pre-Close | Yes | |||||
| XXXX | 10160165 | Closed | 2026-02-23 14:56 | 2026-03-04 09:09 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Loan Approval Document is Missing | Resolved-The client has provided the requested credit memo. Finding has been resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. X/X/XX - WJ - Uploaded Credit Memo reflecting XX year fixed, fully amortizing - Seller-XX/XX/XXXX Open-Missing Credit Memo for XX year Fixed Rate - fully amortizing for DSCR X.XX-<X.XX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. X/X/XX - WJ - Uploaded Credit Memo reflecting XX year fixed, fully amortizing - Seller-XX/XX/XXXX |
XXXXXXXX-XXX XXXXXX XXX XXXXXXXX XXX XXXXXXXXX XXXXXX XXXX. XXXXXXX XXX XXXX XXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXXX_XXXXXX XXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 7765773 | N/A | N/A | ||||
| XXXX | 10160207 | Closed | 2026-02-18 03:18 | 2026-02-23 22:52 | Resolved | 1 - Information | C | A | Credit | Credit | Lender Approval Form is Missing | Resolved-Credit Memo provided. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. X/XX JM - Uploaded CM. - Seller-XX/XX/XXXX Open- provide the Credit Memo document for our review. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. X/XX JM - Uploaded CM. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXX XXXX XXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXXXXXX - XXXXXX XXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 7672119 | N/A | N/A | ||||
| XXXX | 10160242 | Closed | 2026-02-18 02:18 | 2026-02-23 23:43 | Resolved | 1 - Information | C | A | Credit | Credit | Lender Approval Form is Missing | Resolved-Credit Memo provided. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. X/XX JM - Uploaded CM. - Seller-XX/XX/XXXX Open-Credit Memo missing at time of review. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. X/XX JM - Uploaded CM. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXX XXXX XXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXXXXXX - XXXXXX XXXX.XXX | XXXX | Investment | Purchase | NA | 7671698 | N/A | N/A | ||||
| XXXX | 10160242 | Closed | 2026-02-18 02:33 | 2026-02-23 23:41 | Resolved | 1 - Information | C | A | Credit | Doc Issue | Application Missing | Resolved-Pg XXX & XXX for Universal Initial - Loan Application available in file. Hence Resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-X/XX JM - PLEASE RESCIND FINDING. See Pg XXX & XXX for Universal Initial - Loan Application. - Seller-XX/XX/XXXX Open-XXXX final is missing - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-X/XX JM - PLEASE RESCIND FINDING. See Pg XXX & XXX for Universal Initial - Loan Application. - Seller-XX/XX/XXXX |
XXXXXXXX-XX XXX & XXX XXX XXXXXXXXX XXXXXXX - XXXX XXXXXXXXXXX XXXXXXXXX XX XXXX. XXXXX XXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXX | Investment | Purchase | NA | 7671774 | N/A | N/A | |||||
| XXXX | 10160026 | Closed | 2026-03-23 12:11 | 2026-03-25 10:11 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Borrower 1 Credit Report is Missing | Resolved-Signature date per HUD-X and is XX/XX/XXXX and disbursement date of X/XX/XXXX. Credit report of XX/XX/XXXX acceptable. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Credit report in file is dated for XX/XX/XXXX and the closing date is XX/XX/XXXX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXXX XXXX XXX XXX-X XXX XX XX/XX/XXXX XXX XXXXXXXXXXXX XXXX XX X/XX/XXXX. XXXXXX XXXXXX XX XX/XX/XXXX XXXXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXXX_XXXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 8269889 | N/A | N/A | ||||
| XXXX | 10160049 | Closed | 2026-02-19 01:09 | 2026-03-04 02:11 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Missing Third Party Market Rent Source (IE. 1007, 1025, etc.) | Resolved-XXXX is Missing in file, Provided the same, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. X/X/XX - WJ - Uploaded requested RentRange for three properties - Seller-XX/XX/XXXX Open-Cross collateral transaction - Provide Market rent schedule for properties "XXXXXXXX XX XX, XXXXXX, XX" "XXth St NE" & "XXXXXXX Ave NE". Market rent schedule missing from file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. X/X/XX - WJ - Uploaded requested RentRange for three properties - Seller-XX/XX/XXXX |
XXXXXXXX-XXXX XX XXXXXXX XX XXXX, XXXXXXXX XXX XXXX, XXXXXXX XXXX XX XXXXXX, XXXXXXX XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXXX_XX - XXXX XX XX.XXX_XXXXX_ XXXXXXX_XX - XXXXXXX XXX.XXX_XXXXX_ XXXXXXX_XX - XXXXXXXX XXXXX.XXX |
XXXX | Investment | Refinance | Cash Out - Other | 7691209 | N/A | N/A | ||||
| XXXX | 10160049 | Closed | 2026-02-19 01:06 | 2026-02-25 03:21 | Resolved | 1 - Information | D | A | Property | Value | Secondary Valuation or Additional Valuation has not been entered per securitization requirements | Resolved-Secondary Valuation is missing in file, provided the same, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Provide Secondary valuation for property "XXXX XXXXXXXXX XX XX, XXXXXX, XX, XXXXX". Secondary valuation missing from file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXXX XXXXXXXXX XX XXXXXXX XX XXXX, XXXXXXXX XXX XXXX, XXXXXXX XXXX XX XXXXXX, XXXXXXX XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXXX_XXXX XXXXXXXX XX XX .XXX | XXXX | Investment | Refinance | Cash Out - Other | 7691192 | N/A | N/A | ||||
| XXXX | 10160077 | Closed | 2026-03-02 01:34 | 2026-03-16 13:53 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Borrower 1 Credit Report is Missing | Resolved-Lender provided copy of the credit report. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Counter-The document uploaded cannot be opened. Missing credit report. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Borrower X Credit Report is Missing. Missing credit report. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXX XXXXXXXX XXXX XX XXX XXXXXX XXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXXX_XXXXXXXXXXXX_XXXXXXXX.XXX_XXXXX_ XXXXXXX.XXX |
XXXX | Investment | Refinance | Cash Out - Other | 7865768 | N/A | N/A | ||||
| XXXX | 10160125 | Closed | 2026-03-02 02:37 | 2026-03-03 08:42 | Acknowledged | 2 - Non-Material | B | B | Compliance | State Reg | XXXX Prepayment Penalty Prohibited | Acknowledged-Per MCL XXX.XXc(X)(c), BPL prepayment penalties on first liens are prohibited if it exceeds X% of interest of the amount of any prepayment made within X years of the date of the loan on one unit residential properties. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXXXX-XXX XXX XXX.XXX(X)(X), XXX XXXXXXXXXX XXXXXXXXX XX XXXXX XXXXX XXX XXXXXXXXXX XX XX XXXXXXX X% XX XXXXXXXX XX XXX XXXXXX XX XXX XXXXXXXXXX XXXX XXXXXX X XXXXX XX XXX XXXX XX XXX XXXX XX XXX XXXX XXXXXXXXXXX XXXXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXX | Investment | Refinance | Cash Out - Other | 7866065 | Investor Post-Close | No | ||||||
| XXXX | 10160179 | Closed | 2026-03-09 08:18 | 2026-03-24 07:12 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Missing explanation and supporting documentation for large deposit(s) | Resolved-The client has provided a corrected LOX and supporting documentation for the large deposit. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. X/XX/XX - WJ - Uploaded borrower LOE regarding large deposit with corresponding HUD and Disbursement Sheet; please refer to page X of the disbursement sheet which reflects the large deposit - Seller-XX/XX/XXXX Open-The borrower has provided an LOX for the large deposit for $XX,XXX.XX into XXX #XXXX however the statements provided to support the SOF for the deposits do not support it. There is no withdraw seen in the XXXXXXXXXXXX statements provided and the beginning and ending balances on the statement do not show a large withdraw. The loan file is missing the source of funds for the deposit into XXX # XXXX on XX/XX/XX for $XX,XXX.XX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. X/XX/XX - WJ - Uploaded borrower LOE regarding large deposit with corresponding HUD and Disbursement Sheet; please refer to page X of the disbursement sheet which reflects the large deposit - Seller-XX/XX/XXXX |
XXXXXXXX-XXX XXXXXX XXX XXXXXXXX X XXXXXXXXX XXX XXX XXXXXXXXXX XXXXXXXXXXXXX XXX XXX XXXXX XXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXXX _XXXXXXXX XXX XXXXXXXXX XXXXX XXXXXXX.XXX_XXXXX_ XXXXXXX _XXXXXXXXXXXX XXXXX XXXX XXXXXXXXX.XXX_XXXXX_ XXXXXXX _XXX XXXX XXXXXXXXX.XXX |
XXXX | Investment | Purchase | NA | 7996417 | N/A | N/A | ||||
| XXXX | 10160179 | Closed | 2026-03-02 22:26 | 2026-03-13 07:06 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Title Document is Incomplete | Resolved-Title Document is Provided And Complete - Due Diligence Vendor-XX/XX/XXXX Resolved-Title Document is Incomplete The client has provided the prelim title dated prior to closing. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Counter-The client provided the borrowers credit report instead of the title report. The loan file is missing a copy of the preliminary title report dated prior to closing. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Title Document is Incomplete The loan file contains a copy of the preliminary title report however the policy is dated XX/XX/XXXX instead of XX/XX/XXXX. The loan file is missing a copy of the preliminary title report dated prior to closing. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXX XXXXXXXX XX XXXXXXXX XXX XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX _XXXXX_ XXXXXXXX-XXXXX XXXXXXXX XX XXXXXXXXXX XXX XXXXXX XXX XXXXXXXX XXX XXXXXX XXXXX XXXXX XXXXX XX XXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXXX_XXXXXXXXXXXX.XXX_XXXXX_ XXXXXXX_XXXX XXXXXXXXXX.XXX |
XXXX | Investment | Purchase | NA | 7887916 | N/A | N/A | ||||
| XXXX | 10160179 | Closed | 2026-03-03 09:57 | 2026-03-09 08:14 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Asset 1 Missing | Resolved-The client has provided the corrupt asset statements however there is now a large deposit that is not sourced. The borrower provided an LOX that the funds came from is XXXXXXXXXXXX XXXXXX account however no transaction is seen on the asset statement provided. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. X/X/XX - WJ - Uploaded all statements requested - Seller-XX/XX/XXXX Open-The loan file contains copies of the borrowers XXX, XXX XXXX and XXXXXXXXXXXX XXXXXX for X months however the files are corrupt and can't be opened. The loan file is missing X months assets statements, in PDF format, from XXX, XXX XXXX and XXXXXXXXXXXX XXXXXX to support funds for closing ($XXX,XXX.XX) and reserves ($XX,XXX.XX) for total assets to be verified in the amount of $XXX,XXX.XX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. X/X/XX - WJ - Uploaded all statements requested - Seller-XX/XX/XXXX |
XXXXXXXX-XXX XXXXXX XXX XXXXXXXX XXX XXXXXXX XXXXX XXXXXXXXXX XXXXXXX XXXXX XX XXX X XXXXX XXXXXXX XXXX XX XXX XXXXXXX. XXX XXXXXXXX XXXXXXXX XX XXX XXXX XXX XXXXX XXXX XXXX XX XXXXXXXXXXXX XXXXXX XXXXXXX XXXXXXX XX XXXXXXXXXXX XX XXXX XX XXX XXXXX XXXXXXXXX XXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXXX_XXX XXXX XXXXXXXX XXXXXXXXX.XXX_XXXXX_ XXXXXXX_XXX XXXXXXX XXXXXXXXX.XXX_XXXXX_ XXXXXXX_XXX.XXX_XXXXX_ XXXXXXX_XXX XXXX XXXXXXXX XXXXXXXXX.XXX_XXXXX_ XXXXXXX_XXX XXXX XXXXXXXX XXXXXXXXX.XXX_XXXXX_ XXXXXXX_XXXXXXXXXXXX XXXXXX XXXXXXXX XXXXXXXXX.XXX_XXXXX_ XXXXXXX_XXXXXXXXXXXX XXXXXX XXXXXXXX XXXXXXXXX.XXX |
XXXX | Investment | Purchase | NA | 7898512 | N/A | N/A | ||||
| XXXX | 10160179 | Closed | 2026-03-02 21:30 | 2026-03-09 07:52 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Borrower 1 Credit Report is Missing | Resolved-Requested credit report provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-Borrower X Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Borrower X Credit Report is Missing. The loan file is missing the borrowers credit report. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXXX XXXXXX XXXXXX XXXXXXXX, XXXXXXX & XXXXXXXXX XXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX _XXXXX_ XXXXXXXX-XXXXXXXX X XXXXXX XXXXXX XX XXX XXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXXX_XXXXXXXXXXXX.XXX | XXXX | Investment | Purchase | NA | 7886971 | N/A | N/A | ||||
| XXXX | 10160179 | Closed | 2026-03-02 06:07 | 2026-03-03 09:18 | Acknowledged | 2 - Non-Material | B | B | Compliance | State Reg | XXXX Prepayment Penalty Prohibited | Acknowledged-Per MCL XXX.XXc(X)(c), BPL prepayment penalties on first liens are prohibited if it exceeds X% of interest of the amount of any prepayment made within X years of the date of the loan on one unit residential properties. - Due Diligence Vendor-XX/XX/XXXX | XXXXXXXXXXXX-XXX XXX XXX.XXX(X)(X), XXX XXXXXXXXXX XXXXXXXXX XX XXXXX XXXXX XXX XXXXXXXXXX XX XX XXXXXXX X% XX XXXXXXXX XX XXX XXXXXX XX XXX XXXXXXXXXX XXXX XXXXXX X XXXXX XX XXX XXXX XX XXX XXXX XX XXX XXXX XXXXXXXXXXX XXXXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXX | Investment | Purchase | NA | 7868752 | Investor Post-Close | No | ||||||
| XXXX | 10160262 | Closed | 2026-02-26 05:52 | 2026-03-19 10:48 | Resolved | 1 - Information | C | A | Compliance | Closing | Final HUD-1 Closing Date does not match Transaction Date | Resolved-Final HUDX provided by client. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Counter-Provided HUDX still does not provide the settlement/disbursement date and is showing as blank. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Provide updated HUDX as the in file shows settlement date as blank. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXX XXXX XXXXXXXX XX XXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXXXXXX_XXXXX XXX.XXX_XXXXX_ XXXXXXXXXX_XXXXXXXX_XXXXXX.XXX |
XXXX | Investment | Refinance | Cash Out - Other | 7819184 | N/A | N/A | ||||
| XXXX | 10160262 | Closed | 2026-02-26 06:02 | 2026-03-02 02:27 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Flood Certificate Missing | Resolved-Flood cert Missing in file, Provided the same, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Provide flood certificate document as it is missing from file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXX XXXX XXXXXXX XX XXXX, XXXXXXXX XXX XXXX, XXXXXXX XXXX XX XXXXXX, XXXXXXX XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXXXXXX_XXXXX XXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 7819332 | N/A | N/A | ||||
| XXXX | 10160268 | Closed | 2026-03-02 00:08 | 2026-03-11 00:17 | Resolved | 1 - Information | C | A | Credit | Doc Issue | Settlement date is different from note date | Resolved-Settlement and Disbursement date is missing in SS document, provided updated Settlement statement, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-HUDX missing settlement and disbursement date. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXXXX XXX XXXXXXXXXXXX XXXX XX XXXXXXX XX XX XXXXXXXX, XXXXXXXX XXXXXXX XXXXXXXXXX XXXXXXXXX, XXXXXXX XXXX XX XXXXXX, XXXXXXX XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXXXXXX_XXXXXXXX_XXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 7865453 | N/A | N/A | ||||
| XXXX | 10160271 | Closed | 2026-03-10 17:50 | 2026-03-25 17:15 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Flood Certificate Partially Provided | Resolved- - Due Diligence Vendor-XX/XX/XXXX Open-Flood Certificate is Partially Provided - Due Diligence Vendor-XX/XX/XXXX Resolved-Flood Certificate is fully present - Due Diligence Vendor-XX/XX/XXXX Resolved-Flood cert provided for the subject. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Counter-The flood determination provided is not for the subject property. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Counter-Flood Certificate is Partially Provided Provide flood determination that was pulled at or before time of closing and provide the Notice of Special Flood Hazard Disclosure. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXX XXXXXXXXXXX XX XXXXX XXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX _XXXXX_ XXXXXXXX-XXXXX XXXX XXXXXXXX XXX XXX XXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXXXXXX_XXXXX XXXX.XXX_XXXXX_ XXXXXXXXXX_XXXXXXXXX_XXXXXXXXXX.XXX |
XXXX | Investment | Refinance | Cash Out - Other | 8033220 | N/A | N/A | ||||
| XXXX | 10160251 | Closed | 2026-02-27 14:19 | 2026-03-05 08:33 | Resolved | 1 - Information | C | A | Credit | Credit | Deficient subject rental income documentation. | Resolved-The client has provided a rent range with rents at $X,XXX which is higher than on the approval credit memo. The new DSCR is X.XXX and matches client. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. X/X/XX - WJ - Uploaded RentRange with corrected Credit Memo for DSCR - Seller-XX/XX/XXXX Open-The guideline XX.X.X | LTR DOCUMENTATION REQUIREMENTS states that the following documentation is required to calculate the LTR DSCR: Evidence of market rents, from Third-party market rental data, or Form XXXX. The loan file is missing a third party verification of rents or the XXXX from the appraiser to support monthly rents of $X,XXX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. X/X/XX - WJ - Uploaded RentRange with corrected Credit Memo for DSCR - Seller-XX/XX/XXXX |
XXXXXXXX-XXX XXXXXX XXX XXXXXXXX X XXXX XXXXX XXXX XXXXX XX $X,XXX XXXXX XX XXXXXX XXXX XX XXX XXXXXXXX XXXXXX XXXX. XXX XXX XXXX XX X.XXX XXX XXXXXXX XXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXXXXXX_XXXXXX XXXX.XXX_XXXXX_ XXXXXXXXXX_XXXXXXXXX.XXX |
XXXX | Investment | Refinance | Cash Out - Other | 7851896 | N/A | N/A | ||||
| XXXX | 10162518 | 10162518 | Closed | 2026-02-26 08:35 | 2026-03-12 06:05 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Final HUD-1 or Final Settlement Statement Document is Missing | Resolved-Lender clarified which HUD is the true Final. System updated to reflect it. Issue resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Consider the Amended Final settlement statement. There was a typo error in the closing and disbursement date, which is why there was an amended doc. The original closing date is XX/XX which appears in the Amended HUD. - Seller-XX/XX/XXXX Open-Unable to verify while HUD is the TRUE most-recent final. There is a doc labeled as "Final Settlement Statement" with a disbursement date of X/XX/XXXX. However, there is a doc labeled "Amended Final," but it has an earlier disbursement date of X/XX/XXXX. Both are signed by the settlement agent. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Consider the Amended Final settlement statement. There was a typo error in the closing and disbursement date, which is why there was an amended doc. The original closing date is XX/XX which appears in the Amended HUD. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXX XXXXXXXXX XXXXX XXX XX XXX XXXX XXXXX. XXXXXX XXXXXXX XX XXXXXXX XX. XXXXX XXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXX (XX).XXX | XXXX | Investment | Refinance | Cash Out - Other | 7822746 | N/A | N/A | |||
| XXXX | 10162519 | 10162519 | Closed | 2026-02-26 00:54 | 2026-03-12 03:36 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Closing Detail Statement is Missing | Resolved-Requested HUD document with Disbursement Date provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Updated disbursement date in the HUD - Seller-XX/XX/XXXX Open-Closing Doc is Missing. Provide the HUD document with Disbursement Date on it. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Updated disbursement date in the HUD - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXXX XXX XXXXXXXX XXXX XXXXXXXXXXXX XXXX XXXXXXXX, XXXXXXX & XXXXXXXXX XXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX _XXXXX_ XXXXXXXX-XXXXXXXXXX XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXX (XX).XXX | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 7816073 | N/A | N/A | |||
| XXXX | 10162522 | 10162522 | Closed | 2026-05-20 10:39 | 2026-05-20 10:45 | Waived | 2 - Non-Material | C | B | Credit | Eligibility | Credit history does not meet guidelines | Waived- - Due Diligence Vendor-XX/XX/XXXX Ready for Review- - Due Diligence Vendor-XX/XX/XXXX Open-The credit report reflects the two open collections. There were open and evidence of the account being paid was not located in the file. The guidelines indicate - Public debt such as Judgments, Tax Liens, Charge-offs, Non-Medical Collections Must Be Paid in Full or in Satisfactory Status and Borrower must provide evidence of being current on payment plan for a minimum of X months prior to close - Due Diligence Vendor-XX/XX/XXXX |
_XXXXX_ |
XX% XXX XX XXXXX XXX XXXXXXX XX% XXX XX XX%. XX.X XXXXXX XXXXXXXX XXXXXX XXX XXXXXXX XXXXXXXX XX X XXXXXX XXXXXXX XXX XXXXXXX XX XX.X XXXXXX XXXX XXX XXXXXXXX XXXXXXX. |
XXXX | Investment | Refinance | Cash Out - Other | 9304809 | Originator Post-Close | No | ||||
| XXXX | 10162524 | 10162524 | Closed | 2026-02-27 10:48 | 2026-03-18 13:58 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Closing Detail Statement is Missing | Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Legible Copy received. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Revised HUD shared. - Seller-XX/XX/XXXX Open-Closing Doc is Missing. Final HUD poor copy, difficulty reading final figures. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Revised HUD shared. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXXXX XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX _XXXXX_ XXXXXXXX-XXXXXXX XXXX XXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXX XXX.XXX | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 7848008 | N/A | N/A | |||
| XXXX | 10162526 | 10162526 | Closed | 2026-02-26 23:11 | 2026-03-13 04:03 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Closing Detail Statement is Missing | Resolved-Requested executed Final Settlement Statement provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Uploaded - Seller-XX/XX/XXXX Open-Closing Doc is Missing. The executed Final Settlement Statement is missing from the loan file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Uploaded - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXXX XXXXXXXX XXXXX XXXXXXXXXX XXXXXXXXX XXXXXXXX, XXXXXXX & XXXXXXXXX XXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX _XXXXX_ XXXXXXXX-XXXXXXXXXX XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXX_XXX.XXX | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 7838180 | N/A | N/A | |||
| XXXX | 10162529 | 10162529 | Closed | 2026-02-27 05:19 | 2026-03-09 08:40 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Evidence of Property Tax Missing | Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Property Tax has been provided - Seller-XX/XX/XXXX Open-Missing Evidence of Property Tax Required Updated Tax document. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Property Tax has been provided - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXX XX XXXXXXXX XXX XX XXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXX.XXXXXX.XXXXXXX.XXXX XXXXXXXX XXXXX.XXX | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 7841598 | N/A | N/A | |||
| XXXX | 10162534 | 10162534 | Closed | 2026-03-01 04:23 | 2026-03-12 06:28 | Resolved | 1 - Information | C | A | Credit | Insurance | Hazard Insurance Coverage Amount is less than Required Coverage Amount | Resolved-RCE uploaded, Hazard Insurance Coverage Amount of $XXXXXXX is equal to or greater than Required Coverage Amount of $XXXXXX.X, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Hazard Insurance Coverage Amount of $XXXXXXX is equal to or greater than Required Coverage Amount of $XXXXXX.X or Guaranteed Replacement Coverage is present (Guaranteed Replacement Coverage indicator is 'N/A') - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. RCE attached - Seller-XX/XX/XXXX Open-The hazard coverage is $X,XXX,XXX, which is less than the $X,XXX,XXX loan amount. Please provide the RCE documentation to support this coverage. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. RCE attached - Seller-XX/XX/XXXX |
XXXXXXXX-XXX XXXXXXXX, XXXXXX XXXXXXXXX XXXXXXXX XXXXXX XX $XXXXXXX XX XXXXX XX XX XXXXXXX XXXX XXXXXXXX XXXXXXXX XXXXXX XX $XXXXXX.X, XXXXXXXX - XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX _XXXXX_ XXXXXXXX-XXXXXX XXXXXXXXX XXXXXXXX XXXXXX XX $XXXXXXX XX XXXXX XX XX XXXXXXX XXXX XXXXXXXX XXXXXXXX XXXXXX XX $XXXXXX.X XX XXXXXXXXXX XXXXXXXXXXX XXXXXXXX XX XXXXXXX (XXXXXXXXXX XXXXXXXXXXX XXXXXXXX XXXXXXXXX XX 'X/X') - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXX XXXX XXXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 7858124 | N/A | N/A | |||
| XXXX | 10162535 | 10162535 | Closed | 2026-03-01 02:51 | 2026-03-13 08:11 | Acknowledged | 2 - Non-Material | B | B | Compliance | State Reg | XXXX Prepayment Penalty Prohibited | Acknowledged-XXX XXXXXXX acknowledged. - Due Diligence Vendor-XX/XX/XXXX Open-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. The Note has a Prepayment Penalty. As per State Regulations, prepayment penalties are only allowed for loans signed by a Corporation. The borrowing Business Entity is a XXX. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXXXX-XXX XXXXXXX XXXXXXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 7858040 | Investor Post-Close | No | |||||
| XXXX | 10162535 | 10162535 | Closed | 2026-03-02 14:06 | 2026-03-13 08:11 | Resolved | 1 - Information | C | A | Credit | Assets | Asset 2 Does Not Meet Guideline Requirements | Resolved-Resolved. Bank statement from XXXXXX #XXXX dated XX/XX/XXXX received confirming enough assets $XX,XXX.XX for cash to close. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Jan statement uploaded for XXXXXX account XXXX. - Seller-XX/XX/XXXX Open-Asset Record X Does Not Meet G/L Requirements Loan is short the amount needed to meet reserve requirement. Only X Bank Statement provided for XXXXXXXX XXXXXX XXXX #XXXX dated XX/XX/XXXX for $XX,XXX.XX. Guidelines require X-month consecutive asset statements. This makes the loan $X,XXX.XX short in reserve funds. Qualifying total reserves number of months ‘X.XX’ less than required reserve of X months. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Jan statement uploaded for XXXXXX account XXXX. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXX. XXXX XXXXXXXXX XXXX XXXXX #XXXX XXXXX XX/XX/XXXX XXXXXXXX XXXXXXXXXX XXXXXX XXXXXX $XX,XXX.XX XXX XXXX XX XXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXX XXXXXXXXX - XXXXXXX.XXX | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 7880646 | N/A | N/A | |||
| XXXX | 10162537 | 10162537 | Closed | 2026-03-04 00:57 | 2026-03-16 00:36 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Closing Detail Statement is Missing | Resolved-Settlement statement is unexecuted, provided updated Settlement statement, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Final HUD uplaoded. - Seller-XX/XX/XXXX Open-Closing Doc is Missing. We have settlement statement at file uploads but borrower signature is missing. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Final HUD uplaoded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXXXX XXXXXXXXX XX XXXXXXXXXX, XXXXXXXX XXXXXXX XXXXXXXXXX XXXXXXXXX, XXXXXXX XXXX XX XXXXXX, XXXXXXX XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX _XXXXX_ XXXXXXXX-XXXXXXXXXX XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXX_XXX X XXXXX.XXX | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 7912312 | N/A | N/A | |||
| XXXX | 10162539 | 10162539 | Closed | 2026-02-26 03:35 | 2026-03-20 05:34 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Borrower 1 Photo Identification Type Missing | Resolved-Lender provided updated copy of the driver's license. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. DL uploaded - Seller-XX/XX/XXXX Counter-Nothing was uploaded. Missing unexpired copy of photo ID for the borrower. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Borrower's DL uplaoded. - Seller-XX/XX/XXXX Open-Borrower X Photo Identification Missing. Please provide valid photo identification per guideline requirements. The Photo ID for the borrower expired X/X/XXXX. The Patriot Act Notice does not give the expiration date. Missing unexpired copy of photo ID for the borrower. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. DL uploaded - Seller-XX/XX/XXXX Ready for Review-Borrower's DL uplaoded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXX XXXXXXXX XXXXXXX XXXX XX XXX XXXXXX'X XXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXX_XXXXXXXX_XXXXXX_XXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 7816973 | N/A | N/A | |||
| XXXX | 10162540 | 10162540 | Closed | 2026-02-26 06:47 | 2026-03-12 03:16 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Missing Purchase Contract | Resolved-Purchase Contract with addendum uploaded, Verified & entered in system - Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Required Fully Purchase Contract Received ADDENDUM TO AGREEMENT OF SALE. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXX XXXXXXXX XXXX XXXXXXXX XXXXXXXX, XXXXXXXX & XXXXXXX XX XXXXXX - XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXXXX XXXXXXXX XXXX XXX XXXXXXXXX.XXX XXXX XXXXXX (X).XXX_XXXXX_ XXXXXXXX XXXXXXXX XXXX XXX XXXXXXXXX.XXX XXXX XXXXXX.XXX |
XXXX | Investment | Purchase | NA | 7820190 | N/A | N/A | |||
| XXXX | 10162541 | 10162541 | Closed | 2026-03-11 11:01 | 2026-03-23 12:28 | Resolved | 1 - Information | C | A | Credit | Credit | Property potentially affected by FEMA Disaster(s) INDIVIDUAL ASSISTANCE AREA | Resolved-Resolved. Received and reviewed the Property Disaster Inspection dated XX/XX/XXXX. Inspection and enclosed photos reflect no damage to the property. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Post disaster inspection report uploaded. - Seller-XX/XX/XXXX Open-Property potentially affected by XXXX Disaster ID XXXX. SEVERE WINTER STORM, XX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: NO. Property inspection with exterior photos required. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Post disaster inspection report uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXX. XXXXXXXX XXX XXXXXXXX XXX XXXXXXXX XXXXXXXX XXXXXXXXXX XXXXX XX/XX/XXXX. XXXXXXXXXX XXX XXXXXXXX XXXXXX XXXXXXX XX XXXXXX XX XXX XXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXX_XXXXXXXX_XX_XXXXXXXXX_XX_XXXXX_XXXXXXXX_XXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 8050767 | N/A | N/A | |||
| XXXX | 10162541 | 10162541 | Closed | 2026-02-28 04:44 | 2026-03-18 02:27 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Closing Detail Statement is Missing | Resolved-Incorrect Dates on SS, provided updated Settlement Statement, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Revised final HUD uploaded. - Seller-XX/XX/XXXX Open-Closing Doc is Missing. We have ALTA statement at page #X-X but it has closing and disbursement date is XX/XX/XXXX but as per note and DOT has closing and notary dates as XX/XX/XXXX, we need updated settlement statement with date of XX/XX/XXXX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Revised final HUD uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXXX XXXXX XX XX, XXXXXXXX XXXXXXX XXXXXXXXXX XXXXXXXXX, XXXXXXX XXXX XX XXXXXX, XXXXXXX XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX _XXXXX_ XXXXXXXX-XXXXXXXXXX XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXX XXX (X).XXX | XXXX | Investment | Refinance | Cash Out - Other | 7855689 | N/A | N/A | |||
| XXXX | 10162548 | 10162548 | Closed | 2026-02-26 22:35 | 2026-03-11 09:24 | Acknowledged | 2 - Non-Material | B | B | Compliance | State Reg | XXXX Prepayment Penalty Prohibited | Acknowledged-XXX XXXXXXX acknowledged. - Due Diligence Vendor-XX/XX/XXXX Open-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXXXX-XXX XXXXXXX XXXXXXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 7837974 | Investor Post-Close | No | |||||
| XXXX | 10162550 | 10162550 | Closed | 2026-02-27 01:21 | 2026-03-20 08:04 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Evidence of Property Tax Missing | Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX Open-Missing Evidence of Property Tax The annual taxes used in approval was $X,XXX.XX. There is no documentation in the file to support the use of $X,XXX.XX. - Due Diligence Vendor-XX/XX/XXXX Open-Missing Evidence of Property Tax Verified tax amount is higher than what was used in the approval, required updated tax documentation. - Due Diligence Vendor-XX/XX/XXXX Open-Missing Evidence of Property Tax Verified Tax amount is higher than what was used in the approval. required updated tax document. - Due Diligence Vendor-XX/XX/XXXX Open-Missing Evidence of Property Tax Verified Tax amount is higher then the actual tax amount in the settlement statement. required updated settlement statement or tax cert. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXX-XXXXXXXX XX XXXXXXXX XXX XX XXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 7839352 | N/A | N/A | |||||
| XXXX | 10162550 | 10162550 | Closed | 2026-02-25 23:42 | 2026-03-20 07:52 | Acknowledged | 2 - Non-Material | B | B | Compliance | State Reg | XXXX Prepayment Penalty Prohibited | Acknowledged-XXXXXX XXXXXXX acknowledged - Due Diligence Vendor-XX/XX/XXXX Rescinded-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. Signed by a LLC. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXXXX-XXXXXX XXXXXXX XXXXXXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX _XXXXX_ XXXXXXXXX-XXX XXXXXXX XXXXXXX XXXXXXXX, XXX XXXXXXXXXX XXXXXXXXX XXX XXXX XXXXXXX XXX XXXXX XXXXXX XX X XXXXXXXXXXX. XXXXXX XX X XXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 7815729 | Investor Post-Close | No | |||||
| XXXX | 10162550 | 10162550 | Closed | 2026-02-27 01:15 | 2026-03-12 03:02 | Resolved | 1 - Information | C | A | Credit | Credit | Hazard insurance coverage amount is insufficient. | Resolved-RCE uploaded, Verified & entered in system - Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. See RCE attached - Seller-XX/XX/XXXX Open-Hazard insurance coverage amount is $XXX,XXX which is not covering in the loan amount $XXX,XXX. required updated insurance document to cover loan amount. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. See RCE attached - Seller-XX/XX/XXXX |
XXXXXXXX-XXX XXXXXXXX, XXXXXXXX & XXXXXXX XX XXXXXX - XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXX XXX XXXXXX.XXX | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 7839316 | N/A | N/A | |||
| XXXX | 10162551 | 10162551 | Closed | 2026-02-26 02:53 | 2026-03-23 12:16 | Acknowledged | 2 - Non-Material | B | B | Compliance | State Reg | XXXX Prepayment Penalty Prohibited | Acknowledged-XXX XXXXXXX Acknowledged. - Due Diligence Vendor-XX/XX/XXXX Open-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXXXX-XXX XXXXXXX XXXXXXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 7816658 | Investor Post-Close | No | |||||
| XXXX | 10162551 | 10162551 | Closed | 2026-02-26 04:20 | 2026-03-12 07:24 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Borrower 2 Photo Identification Type Missing | Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-XX/XX/XXXX Resolved-passports rec'd/ resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Borrower X Photo Identification Missing. Please provide valid photo identification per guideline requirements. Borrower X US ID missing in file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXXXX XXXXXXXX XX XXX XXXXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX _XXXXX_ XXXXXXXX-XXXXXXXXX XXX'X/ XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XX.XXXXX.XXX_XXXXX_ XX.XXXXX (X).XXX |
XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 7817308 | N/A | N/A | |||
| XXXX | 10162557 | 10162557 | Closed | 2026-03-02 15:24 | 2026-03-17 17:00 | Resolved | 1 - Information | C | A | Property | Appraisal | Appraisal | Resolved-XXXX Exterior, XXXX and XXXXXXX XXXX XXXXXX support value. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Secondary valuation uploaded. - Seller-XX/XX/XXXX Open-LTV XX%, missing Second XXXX or XXXX Exterior to support value. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Secondary valuation uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXX XXXXXXXX, XXXX XXX XXXXXXX XXXX XXXXXX XXXXXXX XXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XX XXXXXXXXX XXXXX .XXX | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 7881723 | N/A | N/A | |||
| XXXX | 10162557 | 10162557 | Closed | 2026-03-02 15:09 | 2026-03-13 09:19 | Resolved | 1 - Information | C | A | Credit | Title | Property Title Issue | Resolved-Final Title Policy Vesting XXXXX XXX XXX. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Final polciy attached showing correct vesting information. - Seller-XX/XX/XXXX Open-Property Title Issue Page XXX Note signed by different individual than Subject Transaction for XXXX XX XXXXXXXXXX XXX. Page XXX Title Commitment and Page XX XXXX shows subject Purchased X/X/XXXX by XXXX XX XXXXXXXXXX XXX. Subject Transaction Page XXX Note signed by Subject Borrower for XXXXX XXX XXX. Page XXX Deed from XXXX XX XXXXXXXXXX XXX to XXXXX XXX XXX. Missing Operating Agreement or documentation to show Borrower/Member and prior Note Signor/Member of XXXX XX XXXXXXXXXX XXX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Final polciy attached showing correct vesting information. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXX XXXXX XXXXXX XXXXXXX XXXXX XXX XXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXX XXXXX XXXXXX.XXX | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 7881508 | N/A | N/A | |||
| XXXX | 10162564 | 10162564 | Closed | 2026-03-03 08:16 | 2026-03-09 12:05 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Missing credit report | Resolved-Credit Report is Provided - Due Diligence Vendor-XX/XX/XXXX Resolved-Pre-Close Credit Report dated XX/XX/XXXX recevied. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Credit report has been provided as per the note date - Seller-XX/XX/XXXX Open-Missing credit report Provide a Pre-Close Credit Report. The Note is signed and date XX/XX/XXXX and the Credit Report in file is dated XX/XX/XXXX - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Credit report has been provided as per the note date - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXX XXXXXX XX XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX _XXXXX_ XXXXXXXX-XXX-XXXXX XXXXXX XXXXXX XXXXX XX/XX/XXXX XXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXX.XXXXXX XXXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 7895802 | N/A | N/A | |||
| XXXX | 10162564 | 10162564 | Closed | 2026-03-01 03:40 | 2026-03-06 14:00 | Acknowledged | 2 - Non-Material | B | B | Compliance | State Reg | XXXX Prepayment Penalty Prohibited | Acknowledged-XXXXXXXXX Acknowledged - Due Diligence Vendor-XX/XX/XXXX Open-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXXXX-XXXXXXXXX XXXXXXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXX | Investment | Refinance | Cash Out - Other | 7858078 | Investor Post-Close | No | |||||
| XXXX | 10162564 | 10162564 | Closed | 2026-03-03 12:55 | 2026-03-06 07:05 | Resolved | 1 - Information | C | A | Credit | Credit | Corporation/LLC: Operating Agreement Document is missing | Resolved-Operating Agreement provided showing borrower as member with XXX% interest. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Operating agreement of X XXX X XXXXXXXX XXX has been provided - Seller-XX/XX/XXXX Open-Asset documentation for XXXXX account #XXXX provided for X XXX X XXXXXXXX XXX. Provide a full and executed copy of the Operating Agreement detailing ownership and access. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Operating agreement of X XXX X XXXXXXXX XXX has been provided - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXXX XXXXXXXXX XXXXXXXX XXXXXXX XXXXXXXX XX XXXXXX XXXX XXX% XXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
X XXX X XXXXXXXX XXX XX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 7903618 | N/A | N/A | |||
| XXXX | 10162567 | 10162567 | Closed | 2026-02-27 05:19 | 2026-03-24 10:35 | Resolved | 1 - Information | C | A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Resolved-The documentation received was sufficient to resolve the finding. - Due Diligence Vendor-XX/XX/XXXX Counter-Additional statement provided does not meet cash to closed and reserves requirement. Provide additional funds sourced prior to closing. The borrower is short funds required to close, including a cash to close shortage of $X,XXX.XX and reserve shortage of $X.XX. Although documentation reflects that funds for closing paid on XX/XX/XXXX, the loan closed on XX/XX/XXXX. Review of the bank statement and daily balance ledger through the closing date does not evidence sufficient funds on hand to cover the required amounts. Therefore, the full funds needed to close were not sourced or verified prior to closing. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Additioanl statements uploaded, which covers the required liquidity reserves. - Seller-XX/XX/XXXX Counter-The borrower is short funds required to close, including a cash to close shortage of $X,XXX.XX and reserve shortage of $X.XX. Although documentation reflects that funds for closing paid on XX/XX/XXXX, the loan closed on XX/XX/XXXX. Review of the bank statement and daily balance ledger through the closing date does not evidence sufficient funds on hand to cover the required amounts. Therefore, the full funds needed to close were not sourced or verified prior to closing. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Attached is the February statement. The XX/XX transaction shows a payment of $XX,XXX.XX for the closing costs, which should satisfy the liquidity requirement. - Seller-XX/XX/XXXX Counter-The document provided is a HUD for another property for the same borrower. This subject loan is a purchase transaction. Loan is short the amount needed to close. Bank Statement provided was XXX XXXX #XXXX dated X/XX/XXXX for $XX,XXX.XX. But, per the Final HUD-X, the Amount of Cash to Close needed was $XX,XXX.XX. This makes the loan $X,XXX.XX short in funds to close. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. There is a cashout deal (XX,XXX.XX). Uploaded HUD of the same - Seller-XX/XX/XXXX Open-Loan is short the amount needed to close. Bank Statement provided was XXX XXXX #XXXX dated X/XX/XXXX for $XX,XXX.XX. But, per the Final HUD-X, the Amount of Cash to Close needed was $XX,XXX.XX. This makes the loan $X,XXX.XX short in funds to close. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Additioanl statements uploaded, which covers the required liquidity reserves. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. Attached is the February statement. The XX/XX transaction shows a payment of $XX,XXX.XX for the closing costs, which should satisfy the liquidity requirement. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. There is a cashout deal (XX,XXX.XX). Uploaded HUD of the same - Seller-XX/XX/XXXX |
XXXXXXXX-XXX XXXXXXXXXXXXX XXXXXXXX XXX XXXXXXXXXX XX XXXXXXX XXX XXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXXXXX-XXXX-XX-XX (X).XXX_XXXXX_ XXXX XXXXXXXXX - XXXXXXXX (X).XXX_XXXXX_ XXXX XXXXXX XXXXXXXXXX XXXX XXXXXXXXXX (X).XXX |
XXXX | Investment | Purchase | NA | 7841596 | N/A | N/A | |||
| XXXX | 10162567 | 10162567 | Closed | 2026-02-27 13:32 | 2026-03-12 06:40 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Borrower 1 Photo Identification Type Missing | Resolved-Borrower's Real ID Drivers License provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Uploaded DL - Seller-XX/XX/XXXX Open-Borrower X Photo Identification Missing. Please provide valid photo identification per guideline requirements. - Due Diligence Vendor-XX/XX/XXXX Rescinded-Similar condition made for Citizenship documentation. - Due Diligence Vendor-XX/XX/XXXX Open-Borrower X Photo Identification Missing. Please provide valid photo identification per guideline requirements. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Uploaded DL - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXX'X XXXX XX XXXXXXX XXXXXXX XXXXXXXX. XXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX _XXXXX_ XXXXXXXXX-XXXXXXX XXXXXXXXX XXXX XXX XXXXXXXXXXX XXXXXXXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XX.XXX | XXXX | Investment | Purchase | NA | 7851196 | N/A | N/A | |||
| XXXX | 10162567 | 10162567 | Closed | 2026-02-27 10:14 | 2026-03-09 07:39 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Citizenship Documentation Not Provided | Resolved-Verification of Citizenship Affidavit (Notarized) provided. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Citizenship document has been provided - Seller-XX/XX/XXXX Open-Borrower X Citizenship Documentation Is Missing Unable to open the file extension provided for Borrower's ID, provide in jpeg or pdf format. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Citizenship document has been provided - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXXXXXX XX XXXXXXXXXXX XXXXXXXXX (XXXXXXXXX) XXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXX.XXXXXXX XXX.XXX | XXXX | Investment | Purchase | NA | 7847371 | N/A | N/A | |||
| XXXX | 10162570 | 10162570 | Closed | 2026-02-28 21:35 | 2026-03-27 07:16 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Closing Detail Statement is Missing | Resolved-Funding Statement X/X/XXXX, payoff underlying mortgage with net proceeds $X,XXX.XX to Borrower. - Due Diligence Vendor-XX/XX/XXXX Resolved-Closing Detail statement is missing in file, Provided the same, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Closing detailed statement has been provided - Seller-XX/XX/XXXX Open-Closing Doc is Missing. Closing Doc is missing in file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Closing detailed statement has been provided - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXX XXXXXXXXX X/X/XXXX, XXXXXX XXXXXXXXXX XXXXXXXX XXXX XXX XXXXXXXX $X,XXX.XX XX XXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX _XXXXX_ XXXXXXXX-XXXXXXX XXXXXX XXXXXXXXX XX XXXXXXX XX XXXX, XXXXXXXX XXX XXXX, XXXXXXX XXXX XX XXXXXX, XXXXXXX XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX _XXXXX_ XXXXXXXX-XXXXXXXXXX XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXX.XXXX XXXXXXXXX.XXX | XXXX | Investment | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 7857755 | N/A | N/A | |||
| XXXX | 10162570 | 10162570 | Closed | 2026-03-02 16:46 | 2026-03-26 14:10 | Resolved | 1 - Information | C | A | Property | Appraisal | Appraisal | Resolved-The documentation received was sufficient to resolve the finding. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Secondary valuation report uploaded. - Seller-XX/XX/XXXX Open-LTV over XX%, missing Second XXXX or XXXX XXXXXXXX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Secondary valuation report uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXX XXXXXXXXXXXXX XXXXXXXX XXX XXXXXXXXXX XX XXXXXXX XXX XXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XX XXXXX XX (X).XXX | XXXX | Investment | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 7882662 | N/A | N/A | |||
| XXXX | 10162570 | 10162570 | Closed | 2026-03-02 17:45 | 2026-03-17 17:34 | Resolved | 1 - Information | C | A | Credit | Eligibility | Credit history does not meet guidelines | Resolved-X Closed Tradelines. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-There are historical trade lines that are over XX months that are now closed but the borrower has X open tradelines that are active now as well. - Seller-XX/XX/XXXX Open-XXXXXXXXXX Page XX Minimum Credit History requirement One Active Credit Line with XX month reporting history. All accounts on credit report show closed, no mortgage history reported. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-There are historical trade lines that are over XX months that are now closed but the borrower has X open tradelines that are active now as well. - Seller-XX/XX/XXXX |
XXXXXXXX-X XXXXXX XXXXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXX | Investment | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 7884192 | N/A | N/A | ||||
| XXXX | 10162570 | 10162570 | Closed | 2026-03-02 17:17 | 2026-03-16 09:26 | Resolved | 1 - Information | C | A | Credit | Credit | CLTV/LTV exceeds guidelines | Resolved-Separate Finding, uploaded Funding Statement X/X/XXXX shows payoff underlying mortgage with net proceeds $X,XXX.XX to Borrower. Rate Term Refinance FICO >=XXX Maximum LTV/CLTV XX%. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-This is a Rate term refinace - For rate and term with FICO > XXX, LTV can be upto XX%. - Seller-XX/XX/XXXX Open-XXXXXXXXXX Page X Cash Out Refinance Maximum LTV XX% vs Subject Transaction XX.XX%. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-This is a Rate term refinace - For rate and term with FICO > XXX, LTV can be upto XX%. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXX XXXXXXX, XXXXXXXX XXXXXXX XXXXXXXXX X/X/XXXX XXXXX XXXXXX XXXXXXXXXX XXXXXXXX XXXX XXX XXXXXXXX $X,XXX.XX XX XXXXXXXX. XXXX XXXX XXXXXXXXX XXXX >=XXX XXXXXXX XXX/XXXX XX%. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXX | Investment | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 7884041 | N/A | N/A | ||||
| XXXX | 10162571 | 10162571 | Closed | 2026-03-03 08:11 | 2026-03-13 06:20 | Resolved | 1 - Information | C | A | Property | Appraisal | Loan file does not contain additional valuation | Resolved-XXXX XXXXXXXX received. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Secondary valuation uploaded. - Seller-XX/XX/XXXX Open-Loan file does not contain additional valuation Loan is Cash Out with an LTV of XX%. Field Review is needed and is missing from the file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Secondary valuation uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXX XXXXXXXXX XXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXXXXX XXXXXXXXX.XXXX XXXXXXX XXXXX X.XXX | XXXX | Investment | Refinance | Cash Out - Other | 7895720 | N/A | N/A | |||
| XXXX | 10162583 | 10162583 | Closed | 2026-02-27 02:50 | 2026-03-11 10:36 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Guaranty Agreement Doc Locator is Missing or Partial | Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Commercial guaranty for XXXXXXX XXXXXXXX has been uploaded - Seller-XX/XX/XXXX Open-Guaranty Agreement Doc is Missing or Partial Unable to locate the Guaranty Agreement in the file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Commercial guaranty for XXXXXXX XXXXXXXX has been uploaded - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXXXX XXXXXXXX' - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XX.XXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 7839751 | N/A | N/A | |||
| XXXX | 10162583 | 10162583 | Closed | 2026-02-27 02:46 | 2026-03-11 10:34 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | The Deed of Trust is Missing | Resolved-The Deed of Trust is Present - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Mortgage doc uploaded - Seller-XX/XX/XXXX Open-The Deed of Trust is Missing Deed of Trust is Missing in file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Mortgage doc uploaded - Seller-XX/XX/XXXX |
XXXXXXXX-XXX XXXX XX XXXXX XX XXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXX.XXXXX (X).XXX | XXXX | Investment | Refinance | Cash Out - Other | 7839734 | N/A | N/A | |||
| XXXX | 10162583 | 10162583 | Closed | 2026-02-27 08:23 | 2026-03-11 10:34 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Evidence of Mortgage Recording is present or Mortgage has been sent for Recording - Due Diligence Vendor-XX/XX/XXXX Open-Missing evidence of Mortgage recording The deed of trust is missing from the file and there is no indication on the funding statement in file uploads that the mortgage was sent for recording. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXX-XXXXXXXX XX XXXXXXXX XXXXXXXXX XX XXXXXXX XX XXXXXXXX XXX XXXX XXXX XXX XXXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXX | Investment | Refinance | Cash Out - Other | 7844731 | N/A | N/A | |||||
| XXXX | 10162583 | 10162583 | Closed | 2026-02-27 02:40 | 2026-03-11 10:34 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | The Note is Missing | Resolved-The Note is Present - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Note doc uploaded - Seller-XX/XX/XXXX Open-The Note is Missing Note is Missing in file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Note doc uploaded - Seller-XX/XX/XXXX |
XXXXXXXX-XXX XXXX XX XXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXX.XXXXX (X).XXX | XXXX | Investment | Refinance | Cash Out - Other | 7839697 | N/A | N/A | |||
| XXXX | 10162583 | 10162583 | Closed | 2026-02-27 03:00 | 2026-03-11 10:09 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Closing Detail Statement is Missing | Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Uploaded - Seller-XX/XX/XXXX Open-Closing Doc is Missing. HUD or Settlement statement missing in file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Uploaded - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXXXX XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXX XXXXXXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 7839829 | N/A | N/A | |||
| XXXX | 10162583 | 10162583 | Closed | 2026-02-27 02:36 | 2026-03-11 06:57 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Business Purpose Affidavit is Missing | Resolved-Business purpose affidavit provided - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Non-Occupancy Aff has been uploaded - Seller-XX/XX/XXXX Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose VX Page is ''. Business Purpose Affidavit is required for a DSCR loan. Business Purpose Affidavit missing in file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Non-Occupancy Aff has been uploaded - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXX XXXXXXX XXXXXXXXX XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XX (X).XXX | XXXX | Investment | Refinance | Cash Out - Other | 7839679 | N/A | N/A | |||
| XXXX | 10162588 | 10162588 | Closed | 2026-02-27 06:02 | 2026-03-09 09:51 | Resolved | 1 - Information | C | A | Credit | Borrower | Borrower 1 Credit Report is Incomplete | Resolved-Borrower X Credit Report is not partially present. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Credit report has been provided as per the closing date - Seller-XX/XX/XXXX Open-Borrower X Credit Report is Partially Present. Credit report date of XX/XX/XXXX is after the closing date of XX/XX/XXXX. Provide credit report before consummation. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Credit report has been provided as per the closing date - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXX X XXXXXX XXXXXX XX XXX XXXXXXXXX XXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXX.XXXXXX.XXX_XXXXX_ XXXXXX.XXXXX.XXX |
XXXX | Investment | Purchase | NA | 7841988 | N/A | N/A | |||
| XXXX | 10162589 | 10162589 | Closed | 2026-02-27 04:56 | 2026-03-09 09:08 | Resolved | 1 - Information | C | A | Credit | Borrower | Borrower 1 Credit Report is Incomplete | Resolved-Borrower X Credit Report is not partially present. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Credit report has been provided as per the closing date - Seller-XX/XX/XXXX Open-Borrower X Credit Report is Partially Present. Credit report date of XX/XX/XXXX is after the closing date of XX/XX/XXXX. Provide credit report before consummation. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Credit report has been provided as per the closing date - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXX X XXXXXX XXXXXX XX XXX XXXXXXXXX XXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXX.XXXXXX.XXX_XXXXX_ XXXXXX.XXXXX.XXX |
XXXX | Investment | Purchase | NA | 7840766 | N/A | N/A | |||
| XXXX | 10162592 | 10162592 | Closed | 2026-03-03 10:17 | 2026-03-13 06:34 | Resolved | 1 - Information | C | A | Credit | Assets Insufficient | Assets are not sufficient to close | Resolved-Insurance cash value documentation provided. Information updated. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. $XX,XXX - Cash Value of Insurance - #XXXXXXX - as of XX Feb XXXX - Seller-XX/XX/XXXX Open-Per the Final HUD in file, the borrower is required to bring $XX,XXX.XX to close. The bank statement in file on page XX reflects an available balance of $X,XXX.XX. Please provide documentation to support funds to close. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. $XX,XXX - Cash Value of Insurance - #XXXXXXX - as of XX Feb XXXX - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXXX XXXX XXXXX XXXXXXXXXXXXX XXXXXXXX. XXXXXXXXXXX XXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXX.XXXXXXXXX XXXX XXXXX.XXX | XXXX | Investment | Purchase | NA | 7899089 | N/A | N/A | |||
| XXXX | 10162592 | 10162592 | Closed | 2026-03-03 01:21 | 2026-03-13 04:07 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Final HUD-1 or Final Settlement Statement Document is Missing | Resolved-Updated HUD not required as Purchase price (XXX,XXX) + Assignment fee (XX,XXX) = $XXX,XXX hence condition resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Purchase price (XXX,XXX) + Assignment fee (XX,XXX) = $XXX,XXX - Seller-XX/XX/XXXX Open-Per sales agreement, purchase price is $XXX,XXX. HUD in file reflects a purchase price of $XXX,XXX. Please provide the Final HUD reflecting the correct purchase price. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Purchase price (XXX,XXX) + Assignment fee (XX,XXX) = $XXX,XXX - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXX XXX XXX XXXXXXXX XX XXXXXXXX XXXXX (XXX,XXX) + XXXXXXXXXX XXX (XX,XXX) = $XXX,XXX XXXXX XXXXXXXXX XXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXX.XXX | XXXX | Investment | Purchase | NA | 7889017 | N/A | N/A | |||
| XXXX | 10162593 | 10162593 | Closed | 2026-03-01 08:59 | 2026-03-13 01:44 | Resolved | 1 - Information | C | A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Resolved-Requested additional assets provided now reserves are within the guidelines hence condition resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved- - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Requested additional assets provided now reserves are within the guidelines hence condition resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. $XX,XXX - Cash Value of Insurance - #XXXXXXX - as of XX Feb XXXX. - Seller-XX/XX/XXXX Open-As per GL dated XX-XX-XXXX, the borrower is required to maintain six (X) months of reserves. Additionally, the purchase transaction indicates on the Settlement Statement that the cash to close of $XX,XXX.XX is being provided by the borrower. However, verified liquid reserves total only X months, resulting in a shortfall of reserves. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. $XX,XXX - Cash Value of Insurance - #XXXXXXX - as of XX Feb XXXX. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXXX XXXXXXXXXX XXXXXX XXXXXXXX XXX XXXXXXXX XXX XXXXXX XXX XXXXXXXXXX XXXXX XXXXXXXXX XXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXX.XXXXXXXXX XXXX XXXXX.XXX | XXXX | Investment | Purchase | NA | 7858419 | N/A | N/A | |||
| XXXX | 10162597 | 10162597 | Closed | 2026-03-03 11:33 | 2026-03-12 06:11 | Resolved | 1 - Information | C | A | Credit | Credit | Hazard insurance coverage amount is insufficient. | Resolved-Binder provided to reflect sufficient coverage - Due Diligence Vendor-XX/XX/XXXX Open-Hazard Insurance Coverage Amount of XXXXXX is Less than Loan Amount of XXXXXX.XX and Guaranteed Replacement Coverage is No Hazard Insurance Coverage Amount of XXXXXX is Less than Loan Amount of XXXXXX.XX. Please provide documentation to support sufficient coverage. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXX-XXXXXX XXXXXXXX XX XXXXXXX XXXXXXXXXX XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXX | Investment | Refinance | Cash Out - Other | 7901241 | N/A | N/A | |||||
| XXXX | 10162597 | 10162597 | Closed | 2026-03-03 11:22 | 2026-03-12 06:09 | Resolved | 1 - Information | C | A | Credit | Credit | Hazard Insurance coverage does not include Business Interruption / Rent-Loss Coverage | Resolved-Binder provided to reflect sufficient rent loss coverage - Due Diligence Vendor-XX/XX/XXXX Ready for Review-The rent loss includes $XX,XXX in the Insurance. If you even consider the maximum market rent which is $X,XXX*XX=$XX,XXX. It is still over the required amount - Seller-XX/XX/XXXX Open-Rent loss coverage reflected on the Hazard Insurance on page XXX is less than requirement of XX months rent loss. Please provide documentation to support the XX month requirement. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-The rent loss includes $XX,XXX in the Insurance. If you even consider the maximum market rent which is $X,XXX*XX=$XX,XXX. It is still over the required amount - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXX XXXXXXXX XX XXXXXXX XXXXXXXXXX XXXX XXXX XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXX | Investment | Refinance | Cash Out - Other | 7900874 | N/A | N/A | ||||
| XXXX | 10162599 | 10162599 | Closed | 2026-03-09 06:47 | 2026-03-26 14:09 | Resolved | 1 - Information | D | A | Property | Missing Doc | Appraisal 2 missing | Resolved-The documentation received was sufficient to resolve the finding. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Secondary valuation uploaded. - Seller-XX/XX/XXXX Open-Transaction is a refinance of a SFR with an LTV of XX%. A Field Review or XXXX Appraisal is missing. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Secondary valuation uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXX XXXXXXXXXXXXX XXXXXXXX XXX XXXXXXXXXX XX XXXXXXX XXX XXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXX XXXXXXXXX XXXX_XXXXXXX (X).XXX | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 7993740 | N/A | N/A | |||
| XXXX | 10162599 | 10162599 | Closed | 2026-03-01 01:34 | 2026-03-17 07:27 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Borrower 1 Photo Identification Type Missing | Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Borrower's Driver License uploaded. - Seller-XX/XX/XXXX Counter-There was no document attached. Please provide copy of borrowers photo ID - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Borrower's DL uplaoded. - Seller-XX/XX/XXXX Open-Borrower's Photo ID is missing. Per the Citizenship Affidavit & Consent form, a Driver's License was provided. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Borrower's Driver License uploaded. - Seller-XX/XX/XXXX Ready for Review-Borrower's DL uplaoded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXXXX XXXXXXXX XX XXX XXXXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XX.XXXXXX (X).XXX | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 7857992 | N/A | N/A | |||
| XXXX | 10162599 | 10162599 | Closed | 2026-03-01 00:27 | 2026-03-09 06:32 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Citizenship Documentation Not Provided | Resolved-Borrower X Citizenship Documentation Provided or Not Required - Due Diligence Vendor-XX/XX/XXXX Resolved-Affidavit rec'd/resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Citizenship affidavit has been provided - Seller-XX/XX/XXXX Open-Borrower X Citizenship Documentation Is Missing Provide BorrowerX Citizenship document. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Citizenship affidavit has been provided - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXX X XXXXXXXXXXX XXXXXXXXXXXXX XXXXXXXX XX XXX XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX _XXXXX_ XXXXXXXX-XXXXXXXXX XXX'X/XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXX.XXXXXXX XXX.XXX | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 7857935 | N/A | N/A | |||
| XXXX | 10162605 | 10162605 | Closed | 2026-03-01 03:05 | 2026-03-23 12:14 | Acknowledged | 2 - Non-Material | B | B | Compliance | State Reg | XXXX Prepayment Penalty Prohibited | Acknowledged-XXX XXXXXXX Acknowledged. - Due Diligence Vendor-XX/XX/XXXX Open-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXXXX-XXX XXXXXXX XXXXXXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXX | Investment | Refinance | Cash Out - Other | 7858047 | Investor Post-Close | No | |||||
| XXXX | 10162606 | 10162606 | Closed | 2026-03-03 12:54 | 2026-03-12 16:19 | Resolved | 1 - Information | D | A | Property | Missing Doc | Appraisal 2 missing | Resolved-X XXXX and XXXXXXX Desk support value. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Secondary valuation uploaded. - Seller-XX/XX/XXXX Open-X-X unit over XX% LTV. Need field review in file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Secondary valuation uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-X XXXX XXX XXXXXXX XXXX XXXXXXX XXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXXXXX XXXXXXXXX.XXXXX XXXXXXXX XXXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 7903602 | N/A | N/A | |||
| XXXX | 10162608 | 10162608 | Closed | 2026-03-03 12:32 | 2026-03-12 06:14 | Resolved | 1 - Information | C | A | Credit | Insurance | Hazard Insurance Coverage Amount is less than Required Coverage Amount | Resolved-Hazard Insurance Coverage Amount of $XXXXXX is equal to or greater than Required Coverage Amount of $XXXXXX or Guaranteed Replacement Coverage is present (Guaranteed Replacement Coverage indicator is 'Yes') - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. EOI appears to show coverage in the amount of $XXX,XXX. - Seller-XX/XX/XXXX Open-Hazard Insurance Coverage Amount of $XXXXXX is less than Required Coverage Amount of $XXXXXX and Guaranteed Replacement Coverage indicator is 'N/A' Hazard Insurance Coverage Amount of $XXXXXX is less than Required Coverage Amount of $XXXXXX. Please provide documentation to support sufficient coverage. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. EOI appears to show coverage in the amount of $XXX,XXX. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXX XXXXXXXXX XXXXXXXX XXXXXX XX $XXXXXX XX XXXXX XX XX XXXXXXX XXXX XXXXXXXX XXXXXXXX XXXXXX XX $XXXXXX XX XXXXXXXXXX XXXXXXXXXXX XXXXXXXX XX XXXXXXX (XXXXXXXXXX XXXXXXXXXXX XXXXXXXX XXXXXXXXX XX 'XXX') - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXX XXXXXXX XXXXXX (X).XXX | XXXX | Investment | Refinance | Cash Out - Other | 7903108 | N/A | N/A | |||
| XXXX | 10162610 | 10162610 | Closed | 2026-03-03 12:51 | 2026-03-17 13:53 | Resolved | 1 - Information | D | A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Revised document has been uploaded. - Seller-XX/XX/XXXX Counter-XXXX submitted in not for the subject property. Please provide XXXX for the subject - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Secondary exterior valuation uploaded. - Seller-XX/XX/XXXX Open-Second Appraisal/ Valuation is Missing Loan is a SFR XX% LTV refinance- Field review is required - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Revised document has been uploaded. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. Secondary exterior valuation uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXXX XXXXXXXXX XX XXXXXXXXXX XXXXXXXXX XX XXXXXXX XX XXX XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXXXXX XXXXXXXXX.XXX XXXXXXXX XX.XXX | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 7903545 | N/A | N/A | |||
| XXXX | 10162612 | 10162612 | Closed | 2026-03-03 13:52 | 2026-03-17 08:35 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Missing Executed Loan Agreement | Resolved-Full Loan Agreement provided - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Loan agreement uploaded. - Seller-XX/XX/XXXX Counter-Page XX is still missing. Document uploaded jumps from page XX of XX to page XX of XX. Please provide page XX. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Loan agreement uploaded. - Seller-XX/XX/XXXX Open-Page XX of the fully executed Loan Agreement is missing from the loan file. Please provide - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Loan agreement uploaded. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. Loan agreement uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXX XXXX XXXXXXXXX XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XX.XXXXX.XXX_XXXXX_ XX.XXXXX XXXXXXXX.XXX |
XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 7905262 | N/A | N/A | |||
| XXXX | 10162612 | 10162612 | Closed | 2026-03-03 13:53 | 2026-03-16 08:47 | Resolved | 1 - Information | D | A | Property | Missing Doc | HEI: Missing Secondary Valuation | Resolved-Secondary Valuation product provided - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. Seconday valuation reprto uplaoded. - Seller-XX/XX/XXXX Open-The field review for the subject property is missing from the loan file and is required on refinances with an LTC greater than XX%. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |
Ready for Review-Document Uploaded. Seconday valuation reprto uplaoded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXXX XXXXXXXXX XXXXXXX XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXXXXX XXXXXXXXX.XXXX X XXXXXX XX.XXX | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 7905317 | N/A | N/A | |||
| XXXX | 10162616 | 10162616 | Closed | 2026-03-01 02:34 | 2026-03-13 01:41 | Resolved | 1 - Information | C | A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Resolved-Requested additional assets provided now reserves are within the guidelines hence condition resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. Additional statements uploaded. - Seller-XX/XX/XXXX Open-Provide additional assets. Asset shortage of $-$XX,XXX.XX after using XXXXX XXXXX statement of amount $XX,XXX.X. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |
Ready for Review-Document Uploaded. Additional statements uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXXX XXXXXXXXXX XXXXXX XXXXXXXX XXX XXXXXXXX XXX XXXXXX XXX XXXXXXXXXX XXXXX XXXXXXXXX XXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXXXX XXXXXXXXX XXXXXXX .XXX_XXXXX_ XXXXXXX XXXXXXXXX XXXXXXX .XXX_XXXXX_ XXXXXX.X&X XXXXXXXXXX XXX XX XXXXXX.XXX |
XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 7858029 | N/A | N/A | |||
| XXXX | 10162617 | 10162617 | Closed | 2026-03-03 22:13 | 2026-03-06 00:13 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Closing Detail Statement is Missing | Resolved-Closing Detail statement is missing in file, Provided the same, changes made in system, Finding Resolved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Resolved-Validation Resolved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. Settlement Statement has been uploaded - Seller-XX/XX/XXXX Open-Closing Doc is Missing. The fully executed Settlement Statement is missing from the loan file. Please provide. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |
Ready for Review-Document Uploaded. Settlement Statement has been uploaded - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXX XXXXXX XXXXXXXXX XX XXXXXXX XX XXXX, XXXXXXXX XXX XXXX, XXXXXXX XXXX XX XXXXXX, XXXXXXX XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX _XXXXX_ XXXXXXXX-XXXXXXXXXX XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXX.XXXX XXXXXXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 7911558 | N/A | N/A | |||
| XXXX | 10162622 | 10162622 | Closed | 2026-03-03 14:02 | 2026-03-12 05:55 | Resolved | 1 - Information | C | A | Credit | Insurance | Hazard Insurance Coverage Amount is less than Required Coverage Amount | Resolved-RCE was provided. Insurance data has been updated. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Resolved-Hazard Insurance Coverage Amount of $XXXXX is equal to or greater than Required Coverage Amount of $XXXXX or Guaranteed Replacement Coverage is present (Guaranteed Replacement Coverage indicator is 'Yes') - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. see attached RCE - Seller-XX/XX/XXXX Open-Hazard Insurance Coverage Amount of $XXXXX is less than Required Coverage Amount of $XXXXX and Guaranteed Replacement Coverage indicator is 'N/A' The hazard insurance policy reflects $XX,XXX in coverage, while the loan amount is $XX,XXX. There is no indication in the hazard policy—or in any other documentation provided—of the property’s replacement cost or whether the coverage represents XXX% replacement cost. Please provide documentation that verifies the replacement cost of the subject property. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |
Ready for Review-Document Uploaded. see attached RCE - Seller-XX/XX/XXXX |
XXXXXXXX-XXX XXX XXXXXXXX. XXXXXXXXX XXXX XXX XXXX XXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX _XXXXX_ XXXXXXXX-XXXXXX XXXXXXXXX XXXXXXXX XXXXXX XX $XXXXX XX XXXXX XX XX XXXXXXX XXXX XXXXXXXX XXXXXXXX XXXXXX XX $XXXXX XX XXXXXXXXXX XXXXXXXXXXX XXXXXXXX XX XXXXXXX (XXXXXXXXXX XXXXXXXXXXX XXXXXXXX XXXXXXXXX XX 'XXX') - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXX XXXX XXXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 7905503 | N/A | N/A | |||
| XXXX | 10162623 | 10162623 | Closed | 2026-03-02 16:57 | 2026-03-12 10:06 | Resolved | 1 - Information | D | A | Property | Missing Doc | 1004D Completion Report is Missing | Resolved-XXXXD Completion Report is present - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Ready for Review-XXXX D not required \ - Seller-XX/XX/XXXX Open-XXXXD Completion Report is Missing - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |
Ready for Review-XXXX D not required \ - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXX XXXXXXXXXX XXXXXX XX XXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXX | Investment | Refinance | Cash Out - Other | 7883184 | N/A | N/A | ||||
| XXXX | 10162623 | 10162623 | Closed | 2026-03-02 16:58 | 2026-03-12 09:51 | Resolved | 1 - Information | D | A | Property | Missing Doc | Appraisal missing from loan file. | Resolved- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. Primary and secondary valuations uploaded - Seller-XX/XX/XXXX Open-Appraisal missing from loan file. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |
Ready for Review-Document Uploaded. Primary and secondary valuations uploaded - Seller-XX/XX/XXXX |
_XXXXX_ |
X XXXXX XXXXXX XXX.XXX_XXXXX_ XXXXXXXXX - XXXXXXXX.XXX_XXXXX_ X XXXXX XXXXXX XXXXXXX.XXX |
XXXX | Investment | Refinance | Cash Out - Other | 7883187 | N/A | N/A | |||
| XXXX | 10162628 | 10162628 | Closed | 2026-03-02 13:14 | 2026-03-19 11:49 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Missing Purchase Contract | Resolved- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Open-Signed Purchase Contract missing in the file. Item on page XXX is an assignment of shares of the corporation. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |
Documentation uploaded - XX/XX/XXXX |
_XXXXX_ |
XXXX XXXXXX.XXX_XXXXX_ XXXXXXXXX XX XXXXXX XXXXXXX.XXX_XXXXX_ XXXXXXXX XXXXXXXX-XXXX XXXXXXXXX XXXX.XXX |
XXXX | Investment | Purchase | NA | 7879834 | N/A | N/A | |||
| XXXX | 10162628 | 10162628 | Closed | 2026-03-02 12:35 | 2026-03-13 06:54 | Resolved | A | A | Data Edit | Data Edit | Potential title vesting issue | Resolved-Validation Resolved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Open-Title currently vested should not match Title vested at close on purchase transaction . - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXXXXXX-XXXXXXXXXX XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXX | Investment | Purchase | NA | 7879041 | N/A | N/A | ||||||
| XXXX | 10162628 | 10162628 | Closed | 2026-03-02 13:35 | 2026-03-13 06:54 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Title Document is Incomplete | Resolved-Title Document is Provided And Complete - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. Final title policy uploaded. - Seller-XX/XX/XXXX Open-Title Document is Incomplete - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Open-Title Document is Incomplete preliminary/commitment title is missing - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |
Ready for Review-Document Uploaded. Final title policy uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXX XXXXXXXX XX XXXXXXXX XXX XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXX XXXXX XXXXXX - XXXX-XX-XXXXXXXXX.XXX.XXX | XXXXXXXXXXX/XXXXXXXXXX XXXXX XX XXXXXXX. | XXXX | Investment | Purchase | NA | 7880181 | N/A | N/A | ||
| XXXX | 10162630 | 10162630 | Closed | 2026-03-02 15:08 | 2026-03-16 15:42 | Resolved | 1 - Information | D | A | Property | Missing Doc | 1004D Completion Report is Missing | Resolved-Document clears the condition. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. Secondary valuation review uploaded. - Seller-XX/XX/XXXX Open-XXXXD Completion Report is Missing - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |
Ready for Review-Document Uploaded. Secondary valuation review uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXX XXXXXX XXX XXXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXXXXX XXXXXXXXX.XXXX XXXXXXXXX XXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 7881490 | N/A | N/A | |||
| XXXX | 10194925 | Closed | 2026-03-04 22:25 | 2026-03-09 03:14 | Resolved | 1 - Information | C | A | Credit | Eligibility | Fraud Report Shows Uncleared Alerts | Resolved-Requested alerts cleared fraud report provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX Open-The fraud report in file (page # XXX) is showing X high uncleared alerts & X Low uncleared alert . The required clear fraud report is missing from file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXXX XXXXXX XXXXXXX XXXXX XXXXXX XXXXXXXX, XXXXXXX & XXXXXXXXX XXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 7935309 | N/A | N/A | ||||
| XXXX | 10194925 | Closed | 2026-03-04 22:50 | 2026-03-06 02:39 | Resolved | 1 - Information | C | A | Credit | Doc Issue | HUD/Closing Statement not signed by Borrower or Title Agent | Resolved-Settlement statement agent sign missing in hud-X, Provided updated HUD-X, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Provide updated settlement statement as the one in file (X) is missing settlement agent signature - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXXXX XXXXXXXXX XXXXX XXXX XXXXXXX XX XXX-X, XXXXXXXX XXXXXXX XXX-X, XXXXXXX XXXX XX XXXXXX, XXXXXXX XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXXXX XXXXXXX XXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 7935473 | N/A | N/A | ||||
| XXXX | 10179433 | Closed | 2026-03-09 05:29 | 2026-03-11 02:16 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Borrower 1 Business Bank Statements Missing | Resolved-Jan XX to Feb XX XXXX Bank Statement uploaded, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Borrower X Business Bank Statements Provided - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-is February XXXX or February XXXX bank statement missing? - Due Diligence Vendor-XX/XX/XXXX Open-Borrower X Business Bank Statements Missing February XXXX bank statement is missing hence considered XX months only. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXX XX XX XXX XX XXXX XXXX XXXXXXXXX XXXXXXXX, XXXXXXXX - XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX _XXXXX_ XXXXXXXX-XXXXXXXX X XXXXXXXX XXXX XXXXXXXXXX XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXXXX XXX XX XX XXX XX XXXX.XXX_XXXXX_ XXXXXXXX XXX XX XX XXX XX XXXX.XXX |
XXXX | Primary Residence | Purchase | NA | 7991416 | N/A | N/A | ||||
| XXXX | 10179433 | Closed | 2026-03-09 06:32 | 2026-03-11 08:19 | Resolved | 1 - Information | A | A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(First Lien 06/13)(Conforming) | Resolved-The loan meets XXXX Guidelines and is a Compliant XXXX loan. - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Resolved-The loan meets XXXX Guidelines and is a Compliant XXXX loan. - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Resolved-The loan's (X.XX%) APR equals or exceeds the Federal XXXX threshold of (X.X%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.X%).(XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. ( XX CFR § XXXX.XX(a)(X) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in XXXXXXXXXX X. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. XXXX Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#’sXXX-XXX and the Final Closing disclosure on Pg#’sXXX-XXX, Finding reflects escrows. Rate lock date was entered correctly – see Pg#XXX An interior and exterior appraisal was completed for this property – see pg XX, the appraisal disclosure was provided to the borrower(s)- see Pg#’XXX in file and confirmation the appraisal was delivered to the borrower – see Pg#XXX-XXX The loan meets XXXX guidelines - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXX-XXX XXXX XXXXX XXXX XXXXXXXXXX XXX XX X XXXXXXXXX XXXX XXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX _XXXXX_ XXXXXXXX-XXX XXXX XXXXX XXXX XXXXXXXXXX XXX XX X XXXXXXXXX XXXX XXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX _XXXXX_ XXXXXXXX-XXX XXXX'X (X.XX%) XXX XXXXXX XX XXXXXXX XXX XXXXXXX XXXX XXXXXXXXX XX (X.X%). XXX XXXXXXXXX XX XXXXXXXXXX XX XXXXXX X.X XXXXXX XX XXX XXXXXXXXXX XXXXXXX XXXXX XXXXX XXXX XXXXX XX XXX "XXXX XXXX XXX XXXXXXXX XXXX XX XXX XXXXXX XXXXXXXXXXXX." XXX XXXXXXXXXX XXXX XXX XXXX XXXX XX (X.X%).(XX XXX XXXX.XX(X)(X)(X)) XXXX XXXX XXXXXX XXX XXXXXX-XXXXXX XXXXXXXX XXXX XXXX. ( XX XXX § XXXX.XX(X)(X) )XXXXX XXX XXXXXXX XX XXX XXXXXXXXX XXX XXX XXX XXXXXXXXXX XXX, XXX XXXX XX X XXXXXX-XXXXXX XXXXXXXX XXXX, XX XXXXXXX XX XXXXXXXXXX X. XXXXX XXX XXXXXX-XXXXXX XXXXXXXX XXXX XXXXXXXXXX XXXXXXX XXXX XXXXXXX XXX XXXXXXX XXXX XXXX XXXX XX XXXX XXXXXXX XX XXXXXXXXXX XXXXXXXXXXXX XX XX XXX §XXXX.XX, XXXX XXXXXXX XXX XXXXXXXXX XXXXXX XXXXXXXXX XXX XXXXXX XXX XX XXXX XX XXX XXXXXX-XXXXXX XXXXXXXX XXXXX XXXX XX XXX XXXXXXXXXX XXXXXXXXXX XXX XXX. XXXX XXXXXX XXXXXXXXXX XXXX XXX XXXXXXX XXXXXXXXX XXX XXXXXXXXXXX, XXX’X, XXXX, XXX XXXXX XXX XXXXXXX XXXXXXXXX. XXXXXXXX XX XXXXXXXXX, XXXXXX XXXXXXXXXXX XXX XXXX XXXXXXXXXXX XX XX XX#’XXXX-XXX XXX XXX XXXXX XXXXXXX XXXXXXXXXX XX XX#’XXXX-XXX, XXXXXXX XXXXXXXX XXXXXXX. XXXX XXXX XXXX XXX XXXXXXX XXXXXXXXX – XXX XX#XXX XX XXXXXXXX XXX XXXXXXXX XXXXXXXXX XXX XXXXXXXXX XXX XXXX XXXXXXXX – XXX XX XX, XXX XXXXXXXXX XXXXXXXXXX XXX XXXXXXXX XX XXX XXXXXXXX(X)- XXX XX#’XXX XX XXXX XXX XXXXXXXXXXXX XXX XXXXXXXXX XXX XXXXXXXXX XX XXX XXXXXXXX – XXX XX#XXX-XXX XXX XXXX XXXXX XXXX XXXXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXX | Primary Residence | Purchase | NA | 7993382 | N/A | N/A | ||||||
| XXXX | 10194930 | Closed | 2026-03-11 11:50 | 2026-03-16 07:15 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Missing Letter of Explanation (Credit) | Resolved- - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Rent Free LOE - Seller-XX/XX/XXXX Open-Provide signed LOE for living rent free. The letter in file is not signed. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Rent Free LOE - Seller-XX/XX/XXXX |
_XXXXX_ |
XXX - XXXX XXXX.XXX | XXXX | Primary Residence | Purchase | NA | 8051756 | N/A | N/A | ||||
| XXXX | 10194930 | Closed | 2026-03-11 01:40 | 2026-03-19 07:13 | Resolved | 1 - Information | A | A | Compliance | Mavent | HigherPriced: APR | Resolved-Confirmed loan has escrows per the final CD on page XX and IEADs on page XXX. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. I’m seeing impounds for both property insurance and Taxes on this loan, please see attached CD and system is showing impounding for both. Can you please confirm what else is needed? - Seller-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Resolved-You submitted no impound amounts for property insurance on this XXXX loan. XXXXXXXXXX X prohibits a lender from making a first lien higher priced mortgage loan unless an escrow account is established before consummation for payment of property taxes and premiums for mortgage-related insurance. A creditor or servicer may not cancel the escrow account until the earlier of: (X) termination of the underlying debt obligation or (X) FIVE years after consummation if the unpaid principal balance is less than XX% of the original value of the property and the consumer is not delinquent or in default on the underlying debt obligation. (XX CFR XXXX.XX(b)) This loan failed the higher-priced mortgage loan test. ( XX CFR § XXXX.XX(a)(X) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in XXXXXXXXXX X. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. XXXX Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#’s XXX and the Final Closing disclosure on Pg#’s XX-XX reflects escrows. Rate lock date was entered correctly – see Pg#’XXX An interior and exterior appraisal was completed for this property – see pgXX-XX,, the appraisal disclosure was provided to the borrower(s)- see Pg#’s XX, and copy of the appraisal was given to the borrower #XXX The loan meets XXXX guidelines. - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. I’m seeing impounds for both property insurance and Taxes on this loan, please see attached CD and system is showing impounding for both. Can you please confirm what else is needed? - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXXX XXXX XXX XXXXXXX XXX XXX XXXXX XX XX XXXX XX XXX XXXXX XX XXXX XXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX _XXXXX_ XXXXXXXX-XXX XXXXXXXXX XX XXXXXXX XXXXXXX XXX XXXXXXXX XXXXXXXXX XX XXXX XXXX XXXX. XXXXXXXXXX X XXXXXXXXX X XXXXXX XXXX XXXXXX X XXXXX XXXX XXXXXX XXXXXX XXXXXXXX XXXX XXXXXX XX XXXXXX XXXXXXX XX XXXXXXXXXXX XXXXXX XXXXXXXXXXXX XXX XXXXXXX XX XXXXXXXX XXXXX XXX XXXXXXXX XXX XXXXXXXX-XXXXXXX XXXXXXXXX. X XXXXXXXX XX XXXXXXXX XXX XXX XXXXXX XXX XXXXXX XXXXXXX XXXXX XXX XXXXXXX XX: (X) XXXXXXXXXXX XX XXX XXXXXXXXXX XXXX XXXXXXXXXX XX (X) XXXX XXXXX XXXXX XXXXXXXXXXXX XX XXX XXXXXX XXXXXXXXX XXXXXXX XX XXXX XXXX XX% XX XXX XXXXXXXX XXXXX XX XXX XXXXXXXX XXX XXX XXXXXXXX XX XXX XXXXXXXXXX XX XX XXXXXXX XX XXX XXXXXXXXXX XXXX XXXXXXXXXX. (XX XXX XXXX.XX(X)) XXXX XXXX XXXXXX XXX XXXXXX-XXXXXX XXXXXXXX XXXX XXXX. ( XX XXX § XXXX.XX(X)(X) )XXXXX XXX XXXXXXX XX XXX XXXXXXXXX XXX XXX XXX XXXXXXXXXX XXX, XXX XXXX XX X XXXXXX-XXXXXX XXXXXXXX XXXX, XX XXXXXXX XX XXXXXXXXXX X. XXXXX XXX XXXXXX-XXXXXX XXXXXXXX XXXX XXXXXXXXXX XXXXXXX XXXX XXXXXXX XXX XXXXXXX XXXX XXXX XXXX XX XXXX XXXXXXX XX XXXXXXXXXX XXXXXXXXXXXX XX XX XXX §XXXX.XX, XXXX XXXXXXX XXX XXXXXXXXX XXXXXX XXXXXXXXX XXX XXXXXX XXX XX XXXX XX XXX XXXXXX-XXXXXX XXXXXXXX XXXXX XXXX XX XXX XXXXXXXXXX XXXXXXXXXX XXX XXX. XXXX XXXXXX XXXXXXXXXX XXXX XXX XXXXXXX XXXXXXXXX XXX XXXXXXXXXXX, XXX’X, XXXX, XXX XXXXX XXX XXXXXXX XXXXXXXXX. XXXXXXXX XX XXXXXXXXX, XXXXXX XXXXXXXXXXX XXX XXXX XXXXXXXXXXX XX XX XX#’X XXX XXX XXX XXXXX XXXXXXX XXXXXXXXXX XX XX#’X XX-XX XXXXXXXX XXXXXXX. XXXX XXXX XXXX XXX XXXXXXX XXXXXXXXX – XXX XX#’XXX XX XXXXXXXX XXX XXXXXXXX XXXXXXXXX XXX XXXXXXXXX XXX XXXX XXXXXXXX – XXX XXXX-XX,, XXX XXXXXXXXX XXXXXXXXXX XXX XXXXXXXX XX XXX XXXXXXXX(X)- XXX XX#’X XX, XXX XXXX XX XXX XXXXXXXXX XXX XXXXX XX XXX XXXXXXXX #XXX XXX XXXX XXXXX XXXX XXXXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXXX XX XXXXX.XXX | XXXX | Primary Residence | Purchase | NA | 8035981 | N/A | N/A | ||||
| XXXX | 10194930 | Closed | 2026-03-11 01:40 | 2026-03-16 07:18 | Resolved | 1 - Information | A | A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(First Lien 06/13)(Conforming) | Resolved- - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal XXXX threshold of (X.X%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.X%).(XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. ( XX CFR § XXXX.XX(a)(X) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in XXXXXXXXXX X. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. XXXX Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#’s XXX and the Final Closing disclosure on Pg#’s XX-XX reflects escrows. Rate lock date was entered correctly – see Pg#’XXX An interior and exterior appraisal was completed for this property – see pgXX-XX,, the appraisal disclosure was provided to the borrower(s)- see Pg#’s XX,and copy of the appraisal was given to the borrower #XXX The loan meets XXXX guidelines. - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXX- - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX _XXXXX_ XXXXXXXX-XXX XXXX'X (X.XXX%) XXX XXXXXX XX XXXXXXX XXX XXXXXXX XXXX XXXXXXXXX XX (X.X%). XXX XXXXXXXXX XX XXXXXXXXXX XX XXXXXX X.X XXXXXX XX XXX XXXXXXXXXX XXXXXXX XXXXX XXXXX XXXX XXXXX XX XXX "XXXX XXXX XXX XXXXXXXX XXXX XX XXX XXXXXX XXXXXXXXXXXX." XXX XXXXXXXXXX XXXX XXX XXXX XXXX XX (X.X%).(XX XXX XXXX.XX(X)(X)(X)) XXXX XXXX XXXXXX XXX XXXXXX-XXXXXX XXXXXXXX XXXX XXXX. ( XX XXX § XXXX.XX(X)(X) )XXXXX XXX XXXXXXX XX XXX XXXXXXXXX XXX XXX XXX XXXXXXXXXX XXX, XXX XXXX XX X XXXXXX-XXXXXX XXXXXXXX XXXX, XX XXXXXXX XX XXXXXXXXXX X. XXXXX XXX XXXXXX-XXXXXX XXXXXXXX XXXX XXXXXXXXXX XXXXXXX XXXX XXXXXXX XXX XXXXXXX XXXX XXXX XXXX XX XXXX XXXXXXX XX XXXXXXXXXX XXXXXXXXXXXX XX XX XXX §XXXX.XX, XXXX XXXXXXX XXX XXXXXXXXX XXXXXX XXXXXXXXX XXX XXXXXX XXX XX XXXX XX XXX XXXXXX-XXXXXX XXXXXXXX XXXXX XXXX XX XXX XXXXXXXXXX XXXXXXXXXX XXX XXX. XXXX XXXXXX XXXXXXXXXX XXXX XXX XXXXXXX XXXXXXXXX XXX XXXXXXXXXXX, XXX’X, XXXX, XXX XXXXX XXX XXXXXXX XXXXXXXXX. XXXXXXXX XX XXXXXXXXX, XXXXXX XXXXXXXXXXX XXX XXXX XXXXXXXXXXX XX XX XX#’X XXX XXX XXX XXXXX XXXXXXX XXXXXXXXXX XX XX#’X XX-XX XXXXXXXX XXXXXXX. XXXX XXXX XXXX XXX XXXXXXX XXXXXXXXX – XXX XX#’XXX XX XXXXXXXX XXX XXXXXXXX XXXXXXXXX XXX XXXXXXXXX XXX XXXX XXXXXXXX – XXX XXXX-XX,, XXX XXXXXXXXX XXXXXXXXXX XXX XXXXXXXX XX XXX XXXXXXXX(X)- XXX XX#’X XX,XXX XXXX XX XXX XXXXXXXXX XXX XXXXX XX XXX XXXXXXXX #XXX XXX XXXX XXXXX XXXX XXXXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXX | Primary Residence | Purchase | NA | 8035980 | N/A | N/A | ||||||
| XXXX | 10194930 | Closed | 2026-03-11 01:40 | 2026-03-16 07:18 | Resolved | 1 - Information | A | A | Compliance | Mavent | HigherPriced: APR | Open- - Due Diligence Vendor-XX/XX/XXXX Resolved-You submitted no impound amounts for property taxes on this XXXX loan. XXXXXXXXXX X prohibits a lender from making a first lien higher priced mortgage loan unless an escrow account is established before consummation for payment of property taxes and premiums for mortgage-related insurance. A creditor or servicer may not cancel the escrow account until the earlier of: (X) termination of the underlying debt obligation or (X) FIVE years after consummation if the unpaid principal balance is less than XX% of the original value of the property and the consumer is not delinquent or in default on the underlying debt obligation. (XX CFR XXXX.XX(b)) This loan failed the higher-priced mortgage loan test. ( XX CFR § XXXX.XX(a)(X) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in XXXXXXXXXX X. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. XXXX Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#’s XXX and the Final Closing disclosure on Pg#’s XX-XX reflects escrows. Rate lock date was entered correctly – see Pg#’XXX An interior and exterior appraisal was completed for this property – see pgXX-XX,, the appraisal disclosure was provided to the borrower(s)- see Pg#’s XX, and copy of the appraisal was given to the borrower #XXX #The loan meets XXXX guidelines. - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXX-XXX XXXXXXXXX XX XXXXXXX XXXXXXX XXX XXXXXXXX XXXXX XX XXXX XXXX XXXX. XXXXXXXXXX X XXXXXXXXX X XXXXXX XXXX XXXXXX X XXXXX XXXX XXXXXX XXXXXX XXXXXXXX XXXX XXXXXX XX XXXXXX XXXXXXX XX XXXXXXXXXXX XXXXXX XXXXXXXXXXXX XXX XXXXXXX XX XXXXXXXX XXXXX XXX XXXXXXXX XXX XXXXXXXX-XXXXXXX XXXXXXXXX. X XXXXXXXX XX XXXXXXXX XXX XXX XXXXXX XXX XXXXXX XXXXXXX XXXXX XXX XXXXXXX XX: (X) XXXXXXXXXXX XX XXX XXXXXXXXXX XXXX XXXXXXXXXX XX (X) XXXX XXXXX XXXXX XXXXXXXXXXXX XX XXX XXXXXX XXXXXXXXX XXXXXXX XX XXXX XXXX XX% XX XXX XXXXXXXX XXXXX XX XXX XXXXXXXX XXX XXX XXXXXXXX XX XXX XXXXXXXXXX XX XX XXXXXXX XX XXX XXXXXXXXXX XXXX XXXXXXXXXX. (XX XXX XXXX.XX(X)) XXXX XXXX XXXXXX XXX XXXXXX-XXXXXX XXXXXXXX XXXX XXXX. ( XX XXX § XXXX.XX(X)(X) )XXXXX XXX XXXXXXX XX XXX XXXXXXXXX XXX XXX XXX XXXXXXXXXX XXX, XXX XXXX XX X XXXXXX-XXXXXX XXXXXXXX XXXX, XX XXXXXXX XX XXXXXXXXXX X. XXXXX XXX XXXXXX-XXXXXX XXXXXXXX XXXX XXXXXXXXXX XXXXXXX XXXX XXXXXXX XXX XXXXXXX XXXX XXXX XXXX XX XXXX XXXXXXX XX XXXXXXXXXX XXXXXXXXXXXX XX XX XXX §XXXX.XX, XXXX XXXXXXX XXX XXXXXXXXX XXXXXX XXXXXXXXX XXX XXXXXX XXX XX XXXX XX XXX XXXXXX-XXXXXX XXXXXXXX XXXXX XXXX XX XXX XXXXXXXXXX XXXXXXXXXX XXX XXX. XXXX XXXXXX XXXXXXXXXX XXXX XXX XXXXXXX XXXXXXXXX XXX XXXXXXXXXXX, XXX’X, XXXX, XXX XXXXX XXX XXXXXXX XXXXXXXXX. XXXXXXXX XX XXXXXXXXX, XXXXXX XXXXXXXXXXX XXX XXXX XXXXXXXXXXX XX XX XX#’X XXX XXX XXX XXXXX XXXXXXX XXXXXXXXXX XX XX#’X XX-XX XXXXXXXX XXXXXXX. XXXX XXXX XXXX XXX XXXXXXX XXXXXXXXX – XXX XX#’XXX XX XXXXXXXX XXX XXXXXXXX XXXXXXXXX XXX XXXXXXXXX XXX XXXX XXXXXXXX – XXX XXXX-XX,, XXX XXXXXXXXX XXXXXXXXXX XXX XXXXXXXX XX XXX XXXXXXXX(X)- XXX XX#’X XX, XXX XXXX XX XXX XXXXXXXXX XXX XXXXX XX XXX XXXXXXXX #XXX #XXX XXXX XXXXX XXXX XXXXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXX | Primary Residence | Purchase | NA | 8035982 | N/A | N/A | ||||||
| XXXX | 10200621 | Closed | 2026-03-12 06:05 | 2026-03-19 06:59 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Citizenship Documentation Not Provided | Resolved-Id is Missing in file, provided the same, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Borrower X Citizenship Documentation Provided or Not Required - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. DL uploaded - Seller-XX/XX/XXXX Open-Borrower X Citizenship Documentation Is Missing Required Borrower Citizenship document . - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. DL uploaded - Seller-XX/XX/XXXX |
XXXXXXXX-XX XX XXXXXXX XX XXXX, XXXXXXXX XXX XXXX, XXXXXXX XXXX XX XXXXXX, XXXXXXX XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX _XXXXX_ XXXXXXXX-XXXXXXXX X XXXXXXXXXXX XXXXXXXXXXXXX XXXXXXXX XX XXX XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXX.XX.XXXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 8067036 | N/A | N/A | ||||
| XXXX | 10200621 | Closed | 2026-03-12 06:53 | 2026-03-18 04:39 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Borrower 1 Photo Identification Type Missing | Resolved-Id is Missing in file, provided the same, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. DL uploaded - Seller-XX/XX/XXXX Open-Borrower X Photo Identification Missing. Please provide valid photo identification per guideline requirements. Provide valid Photo identification - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. DL uploaded - Seller-XX/XX/XXXX |
XXXXXXXX-XX XX XXXXXXX XX XXXX, XXXXXXXX XXX XXXX, XXXXXXX XXXX XX XXXXXX, XXXXXXX XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX _XXXXX_ XXXXXXXX-XXXXXXXXXX XXXXXXXX XX XXX XXXXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXX.XX.XXXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 8067999 | N/A | N/A | ||||
| XXXX | 10200636 | Closed | 2026-03-13 12:17 | 2026-03-18 06:08 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Borrower 1 Credit Report is Missing | Resolved-Credit Report is missing in file, provided the same, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Borrower X Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Credit report prior to Note date uploaded. - Seller-XX/XX/XXXX Open-Borrower X Credit Report is Missing. The credit report dated XX/XX/XXXX was obtained after the Note date of XX/XX/XXXX. Please provide a credit report pulled prior to the Note date. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Credit report prior to Note date uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXX XXXXXX XX XXXXXXX XX XXXX, XXXXXXXX XXX XXXX, XXXXXXX XXXX XX XXXXXX, XXXXXXX XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX _XXXXX_ XXXXXXXX-XXXXXXXX X XXXXXX XXXXXX XX XXX XXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXX.XXXXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 8102806 | N/A | N/A | ||||
| XXXX | 10200660 | Closed | 2026-03-18 10:53 | 2026-04-01 09:32 | Resolved | 1 - Information | C | A | Credit | Assets | Asset 1 Does Not Meet Guideline Requirements | Resolved-Asset Record X Meets G/L Requirements - Due Diligence Vendor-XX/XX/XXXX Resolved-Second statement provided. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Feb month statement uploaded. - Seller-XX/XX/XXXX Open-XXXX account #XXXX missing second consecutive statement. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Feb month statement uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXX XXXXXX X XXXXX X/X XXXXXXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX _XXXXX_ XXXXXXXX-XXXXXX XXXXXXXXX XXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXXXX ‘XX XXXX- XXXX XXXXXXXXX .XXX | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 8187903 | N/A | N/A | ||||
| XXXX | 10200660 | Closed | 2026-03-16 06:28 | 2026-04-01 01:45 | Resolved | 1 - Information | C | A | Credit | Title | Title Coverage is Less than Subject Lien(s) Total | Resolved-Title Coverage is less than Loan amount, provided updated title document, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Title Coverage Amount of $XXXXXX is equal to or greater than Total Amount of Subject Lien(s) - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Title commitment covering the loan amount uploaded. - Seller-XX/XX/XXXX Open-Title Coverage Amount of $XXXXXX is Less than Loan Amount Title Coverage Amount $XXX,XXX is less than loan amount $XXX,XXX, in the Title document #XXXXXX_Doc.zip\Closing_Docs\XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Title commitment covering the loan amount uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXX XXXXXXXX XX XXXX XXXX XXXX XXXXXX, XXXXXXXX XXXXXXX XXXXX XXXXXXXX, XXXXXXX & XXXXXXXXX XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX _XXXXX_ XXXXXXXX-XXXXX XXXXXXXX XXXXXX XX $XXXXXX XX XXXXX XX XX XXXXXXX XXXX XXXXX XXXXXX XX XXXXXXX XXXX(X) - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXXXXXX XXXXXX XX-XX-XXXX.XXX | XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 8122816 | N/A | N/A | ||||
| XXXX | 10200660 | Closed | 2026-03-18 10:54 | 2026-03-25 09:18 | Resolved | 1 - Information | C | A | Credit | Assets | Asset 2 Less Than 2 Months Verified | Resolved-Two months statements provided. Latest statement shows zero balance now. Removed assets. Still good on reserves. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Attached is the full statement for the month of December. Account XXXX Jan statement has been uploaded. - Seller-XX/XX/XXXX Open-XXXX account #XXXX missing pages for December statement and missing second consecutive statement. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Attached is the full statement for the month of December. Account XXXX Jan statement has been uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXX XXXXXX XXXXXXXXXX XXXXXXXX. XXXXXX XXXXXXXXX XXXXX XXXX XXXXXXX XXX. XXXXXXX XXXXXX. XXXXX XXXX XX XXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXX - XXXX.XXX_XXXXX_ XXX - XXXX.XXX |
XXXX | Investment | Refinance | No Cash Out - Borrower Initiated | 8187920 | N/A | N/A | ||||
| XXXX | 10200697 | Closed | 2026-03-13 06:06 | 2026-03-18 02:21 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Borrower 1 Citizenship Identification Documentation Missing | Resolved-Employment authorization card provided, resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Visa uploaded. - Seller-XX/XX/XXXX Open-Borrower X Non-US Citizen Identification Document Missing. Please provide acceptable documentation. Non US Citizenship (Visa) Document is missing. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Visa uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXXXX XXXXXXXXXXXXX XXXX XXXXXXXX, XXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX _XXXXX_ XXXXXXXX-XXXXXXXXXX XXXXXXXX XX XXX XXXXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXX XXXX.XXX | XXXX | Investment | Refinance | Cash Out - Other | 8091830 | N/A | N/A | ||||
| XXXX | 10179434 | Closed | 2026-03-16 22:18 | 2026-03-24 09:04 | Resolved | 1 - Information | D | A | Compliance | Disclosure | Missing PCCD. | Resolved-received confirmation of XXXXXX.XX plus XXX = XXXXXX.XX - Due Diligence Vendor-XX/XX/XXXX Ready for Review-$XXX,XXX.XX + XXX=$XXX,XXX.XX Two separate wires were done. Total funds to close equal $XXX,XXX.XX. Please escalate to management - Seller-XX/XX/XXXX Counter-final CD shows cash to close is $XXX,XXX.XX vs wire of $XXX,XXX.XX. difference of $XXX.XX - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. No PCCD needed, on bank statement XXXX XX XXXXXXX transaction history there ins a transfer to title for $XXX - Seller-XX/XX/XXXX Open-Require PCCD with updated cash to close amount, since wire proof of amount $XXX,XXX.XX was transferred on closing as per proof pg-XXX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-$XXX,XXX.XX + XXX=$XXX,XXX.XX Two separate wires were done. Total funds to close equal $XXX,XXX.XX. Please escalate to management - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. No PCCD needed, on bank statement XXXX XX XXXXXXX transaction history there ins a transfer to title for $XXX - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXX XXXXXXXXXXXX XX XXXXXX.XX XXXX XXX = XXXXXX.XX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXXXXXX XXX XXXXXXXXXXX.XXX | XXXX | Primary Residence | Purchase | NA | 8142115 | N/A | N/A | ||||
| XXXX | 10179434 | Closed | 2026-03-16 20:31 | 2026-03-20 01:06 | Resolved | 1 - Information | C | A | Credit | Credit | DTI discrepancy or failure. | Resolved-Updated Final XXXX & XXXX document uploaded with monthly tax amount, DTI matches the XXXX, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-DTI discrepancy is due to tax amount. In file U/W didn't consider tax amount for DTI. But in file tax cert for subject is available on pg-XXX and no supporting document provided in file stating taxes are excluded from monthly payments. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXX XXXXX XXXX & XXXX XXXXXXXX XXXXXXXX XXXX XXXXXXX XXX XXXXXX, XXX XXXXXXX XXX XXXX, XXXXXXXX - XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXXXXXX XXXXXXX - XXXX, XXXX.XXX | XXXX | Primary Residence | Purchase | NA | 8141955 | N/A | N/A | ||||
| XXXX | 10194931 | Closed | 2026-03-17 20:19 | 2026-03-25 12:38 | Resolved | 1 - Information | C | A | Compliance | TRID Tolerance | Lender Credits That Cannot Decrease Test (50001262) | Open- - Due Diligence Vendor-XX/XX/XXXX Resolved-COC uploaded - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. COC completed on X/XX disclosing Income, DTI and documentation type changes, impacting the lender credit. COC and Redisclosure completed on X/XX, due to a Program type change from XXXX XXXXX XXX-XX loan type to XXX-XX loan type. - Seller-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Open-The baseline amount of non-specific (lump sum) lender credits and specific lender credits disclosed is ($XXX.XX). The Last CD shows a total lender credit amount of ($XX.XX). The following fees "lender credits" have decreased below their baseline amounts (General Lender Credit). Non-specific lender credits are generalized payments that do not pay for a particular fee. Specific lender credits are specific payments to pay for a specific fee. The total amount of non-specific and specific lender credits cannot decrease unless a new disclosure is provided and there is a valid changed circumstance associated with the re-disclosure, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (XX CFR XXXX.XX(e)(X)(i) and comments XX(e)(X)(i)-X and -X; XX CFR XXXX.XX(f)(X)(v); XX CFR XXXX.XX(g)(X); XX CFR XXXX.XX(h)). Provide COC for decrease in lender credits from LE $XXX to Final CD $XX.XX - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. COC completed on X/XX disclosing Income, DTI and documentation type changes, impacting the lender credit. COC and Redisclosure completed on X/XX, due to a Program type change from XXXX XXXXX XXX-XX loan type to XXX-XX loan type. - Seller-XX/XX/XXXX |
XXXXXXXX-XXX XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXX X-XX-XX XX XXXXXXXXXXXX XXX XXX XXXX.XXX_XXXXX_ XXXXXX X-XX-XX XXXXXXXXXXXX XXX XXXXXXXX XXX XXXX.XXX |
XXXX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 8173696 | N/A | N/A | ||||
| XXXX | 10194947 | Closed | 2026-03-17 04:21 | 2026-06-09 12:09 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Resolved-Requested Xrd party VOE provided, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Borrower X Xrd Party VOE Prior to Close Was Provided - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. VOE - Seller-XX/XX/XXXX Open-Borrower X Xrd Party VOE Prior to Close Missing Per XX XX.XX.XXXX page #XX, for wage or salaried employees, a verbal VOE dated no more than XX calendar days prior to Note date. hence, provide VOE for XXX employer as it is not included in the file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. VOE - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXXX XXX XXXXX XXX XXXXXXXX, XXXXXXX & XXXXXXXXX XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX _XXXXX_ XXXXXXXX-XXXXXXXX X XXX XXXXX XXX XXXXX XX XXXXX XXX XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXX.XXX | XXXX | Primary Residence | Refinance | Cash Out - Other | 8145550 | N/A | N/A | ||||
| XXXX | 10194947 | Closed | 2026-03-17 04:21 | 2026-06-09 12:09 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Missing Lender Income Calculation Worksheet | Resolved-Requested Income Worksheet Provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Income Worksheet - Seller-XX/XX/XXXX Open-Bank Statement Summary Lender Worksheet / Income Calculator is Missing for one or more borrowers. Per the final XXXX and XXXX, borrower is receiving a monthly income of $X,XXX from XXX employer and $X,XXX.XX from self employment. Provide lender income calculation worksheet validating these incomes as the worksheets are not included in the file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Income Worksheet - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXXX XXXXXX XXXXXXXXX XXXXXXXX, XXXXXXX & XXXXXXXXX XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX _XXXXX_ XXXXXXXX-XXXXXXXXXX XXXXXXXX' - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXX XXXXXXXXXXX XXXXXXXXX.XXX_XXXXX_ XXXXXX XXXXXXXXXXX XXXXXXXXX X.X XXXXXX.XXX |
XXXX | Primary Residence | Refinance | Cash Out - Other | 8145551 | N/A | N/A | ||||
| XXXX | 10194947 | Closed | 2026-03-17 04:48 | 2026-03-27 09:12 | Resolved | 1 - Information | C | A | Credit | Credit | DTI discrepancy or failure. | Resolved-received updated XXXX with DTI which are inline with TPR - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Updated XXXX and Seller Certificate - Seller-XX/XX/XXXX Counter-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX Counter-per prelim title page XXX $X,XXX.XX /X = $X,XXX.XX. XXXX has XXX for taxes. Difference is +XXX.XX per month all other monthly pmts per XXXX page XXX $X,XXX.XX. audited is $XXX as auto being paid off. diff -XXXX.XX XXXX.XX - XXX.XX = $X,XXX.XX originator XX.XX% // XX.XX% audited XX.XX% // XX.XX% - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Seller Certificate - Seller-XX/XX/XXXX Open-Audited HTI & DTI are XX.XX% and XX.XX% whereas lender HTI & DTI per XXXX document are XX.XX% and XX.XX%. The difference is X.XX% and X.XX% respectively. This difference arises due to (X) lender considered tax amount as $XXX whereas per our review it is $X,XXX.XX per title page #XXX (X) lender considered monthly debt as $X,XXX.XX whereas per our review it is only $XXX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Updated XXXX and Seller Certificate - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. Seller Certificate - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXX XXXXXXX XXXX XXXX XXX XXXXX XXX XXXXXX XXXX XXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXX_XXXXXX XXXXXXXXXXX.XXX_XXXXX_ XXXXXXXXXX XXXX XXX XXX XXXXXXXXXX XX XXXXXXX.XXX_XXXXX_ XXXXXXXXXX XXXXX XXX XXX XXXXXXXXXX XX XXXXXXX.XXX_XXXXX_ XXXX.XXX_XXXXX_ XXXX_XXXXXX XXXXXXXXXXX XXX.XXX |
XXXX | Primary Residence | Refinance | Cash Out - Other | 8145818 | N/A | N/A | ||||
| XXXX | 10179335 | Closed | 2026-03-18 05:00 | 2026-03-23 02:08 | Resolved | 1 - Information | C | A | Credit | Eligibility | Ineligible Housing History per program guidelines | Resolved-Unable to verify complete XX month housing history, provided Transaction history for Borrower Previous address on Findings, Changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Housing History Does Not Meet Guideline Requirements Verified X months of Housing History, XX months housing history required. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXX XX XXXXXX XXXXXXXX XX XXXXX XXXXXXX XXXXXXX, XXXXXXXX XXXXXXXXXXX XXXXXXX XXX XXXXXXXX XXXXXXXX XXXXXXX XX XXXXXXXX, XXXXXXX XXXX XX XXXXXX, XXXXXXX XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX _XXXXX_ XXXXXXXX-XXXXXXX XXXXXXX XXXXX XXXXXXXXX XXXXXXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXX XXXX.XXX | XXXX | Second Home | Refinance | No Cash Out - Borrower Initiated | 8179056 | N/A | N/A | ||||
| XXXX | 10194949 | Closed | 2026-03-19 09:37 | 2026-03-24 01:48 | Resolved | 1 - Information | C | A | Credit | Eligibility | Fraud Report Shows Uncleared Alerts | Resolved-Requested alerts cleared fraud report provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Cleared Alerts - Seller-XX/XX/XXXX Open-Per the GL XX.XX.XXXX page # XX a clear fraud report is required. The fraud report in file (page # XXX) is showing uncleared alert, provide updated fraud report. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Cleared Alerts - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXXX XXXXXX XXXXXXX XXXXX XXXXXX XXXXXXXX, XXXXXXX & XXXXXXXXX XXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXXX XXXXXX.XXX | XXXX | Primary Residence | Purchase | NA | 8213495 | N/A | N/A | ||||
| XXXX | 10194929 | Closed | 2026-03-23 07:23 | 2026-04-03 08:52 | Resolved | 1 - Information | C | A | Credit | Credit | DTI discrepancy or failure. | Resolved- - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Counter-XXXX is not attached - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. XXXX attached & also supporting documentation for DTI. - Seller-XX/XX/XXXX Counter-Also, monthly debts reflect XXXX.XX and audited is XXX monthly? - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Tax Rate should help the DTI issue - Seller-XX/XX/XXXX Open-Audited DTI is XX.XX% and lender DTI is XX.XX%. The difference is X.XX% which is occurred due to lender considered tax amount as $X,XXX.XX whereas per our review it is only $XXXX.XX per tax cert on page #XXXX. Also, monthly debts reflect XXXX.XX and audited is XXX monthly? - Due Diligence Vendor-XX/XX/XXXX |
received clarification in liabilities and rental income - DTIs within tolerance - XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. XXXX attached & also supporting documentation for DTI. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. Tax Rate should help the DTI issue - Seller-XX/XX/XXXX |
_XXXXX_ |
XXXXXXXX XXX XXXX.XXX_XXXXX_ XXXXXXX XX XXXXX.XXX_XXXXX_ XXXX.XXX |
XXXX | Investment | Purchase | NA | 8262981 | N/A | N/A | ||||
| XXXX | 10194929 | Closed | 2026-03-23 06:58 | 2026-04-03 08:32 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Evidence of Property Tax Missing | Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Property tax bill shows current rate. Took this rate times the purchase price. - Seller-XX/XX/XXXX Open-Missing Evidence of Property Tax Per tax cert on page #XXXX, tax amount is $X,XXX.XX ( or $X,XXX.XX semi annually). However, XXXX and final CD estimated escrow the tax amount is $X,XXX.XX. Provide proof of document for this $X,XXX.XX tax amount as it is not included in the file - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Property tax bill shows current rate. Took this rate times the purchase price. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXX XX XXXXXXXX XXX XX XXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXXXX XXX XXXX.XXX | XXXX | Investment | Purchase | NA | 8262546 | N/A | N/A | ||||
| XXXX | 10194929 | Closed | 2026-03-26 13:44 | 2026-03-31 12:53 | Resolved | 1 - Information | C | A | Compliance | TRID Tolerance | Insufficient Change of Circumstance (50001252) | Resolved-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. There was a valid COC completed on X-XX-XX due to escrows being removed which impacted the discount points. - Seller-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Open-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Loan Discount Fee, Credit Report Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (XX CFR XXXX.XX(e)(X); XX CFR XXXX.XX(e)(X); XX CFR XXXX.XX(f)(X)(X)). - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. There was a valid COC completed on X-XX-XX due to escrows being removed which impacted the discount points. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXX XXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXX XXX X-XX-XX.XXX_XXXXX_ XXXX XX XXXXXXXXXXXX X-XX-XX.XXX |
XXXX | Investment | Purchase | NA | 8345134 | N/A | N/A | ||||
| XXXX | 10194929 | Closed | 2026-03-23 01:37 | 2026-03-30 01:12 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Purchase Contract is Missing | Resolved-Requested Purchase contract document provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-Purchase Contract Doc is not Missing, or is Not Applicable. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Escrow instructions take place of the purchase contract - Seller-XX/XX/XXXX Open-Loan Purpose is Purchase but Purchase Contract Doc is Missing Its a Non Arm length transaction, and Sales contract is missing - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Escrow instructions take place of the purchase contract - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXXX XXXXXXXX XXXXXXXX XXXXXXXX XXXXXXXX, XXXXXXX & XXXXXXXXX XXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX _XXXXX_ XXXXXXXX-XXXXXXXX XXXXXXXX XXX XX XXX XXXXXXX, XX XX XXX XXXXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXX XXXXXXXXXXXX.XXX | XXXX | Investment | Purchase | NA | 8256483 | N/A | N/A | ||||
| XXXX | 10179544 | Closed | 2026-03-27 05:30 | 2026-04-01 03:48 | Resolved | 1 - Information | C | A | Credit | Doc Issue | Missing asset documentation (ATR) | Resolved-Settlement proof for Proceeds from sale uploaded, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. FSS attached matching wire. - Seller-XX/XX/XXXX Open-Provide settlement statement for proof of sale to source funds per wire on page XXX and per final XXXX page XXX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. FSS attached matching wire. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXXXX XXXXX XXX XXXXXXXX XXXX XXXX XXXXXXXX, XXXXXXXX - XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXX XXXXXXX XXXX.XXX | XXXX | Primary Residence | Purchase | NA | 8355552 | N/A | N/A | ||||
| XXXX | 10179362 | Closed | 2026-03-30 12:03 | 2026-04-02 08:09 | Resolved | 1 - Information | C | A | Compliance | Interest:Accrual | XXXX - Interest Rate Accrual Warning (Civ. Code) | Resolved-Document Uploaded - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Resolved-Document Uploaded - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Interest on X/XX - Seller-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Open-Under the XXXX Civil Code, a Lender may not begin to accrue interest on a loan secured by X-X unit dwelling on real property located in XXXX prior to one day before the loan proceeds are disbursed to the Borrower or to the Borrower's designee. (XXXX Civ. Code XXXX.X) - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Interest on X/XX - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXX XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX _XXXXX_ XXXXXXXX-XXXXXXXX XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX_XXXXX_ |
XXXXXXXXXX_XXXXXXXX_XXXXX XXX.XXX | XXXX | Investment | Purchase | NA | 8389903 | N/A | N/A |