MORGAN STANLEY CAPITAL I INC. ABS-15G
Exhibit 99.4 - Schedule 6
| Client Name: | ||||
| Client Project Name: | MSRM 2026-NQM7 | |||
| Start - End Dates: | 10/23/2025 - 4/07/2026 | |||
| Deal Loan Count: | 132 | |||
| Waived Conditions Summary | ||||
| Review Scope | Category | Code | Description | Count |
| Credit | Legal Documents | CRDLGL988 | Loan File is Missing or Contains Insufficient Documentation for Basic Review | 1 |
| Credit | Credit/Mtg History | CRDCRMH193 | Length of mortgage/rental history in file does not meet guideline requirement | 1 |
| Credit | DTI | CRDDTI187 | Debt Ratio > 50% | 1 |
| Credit | LTV/CLTV | CRDLTV3026 | LTV Exceeds Guideline Requirement by at least 5%, but less than 10% | 1 |
| Credit | Income/Employment | CRDINC3204 | Income Documentation Missing | 1 |
| Credit | Assets | CRDAST3078 | Insufficient # of months cash reserves for PITI per guideline requirements | 1 |
| Property Valuations | Appraisal | PRVAAPPR4789 | Appraisal Deficiency | 1 |
| Total | 7 | |||
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