Board of Directors                        June 10, 2026

Symetra Life Insurance Company

777 108th Ave NE, Suite 1200

Bellevue, WA 98004

Re:     Opinion and Consent of Counsel

    Symetra Trek® Destinations Indexed-Linked Annuity Contracts

Directors:

I have acted as counsel to Symetra Life Insurance Company (the “Company”) in connection with the filing of the Registration Statement on Form N-4 for the above-referenced individual single premium deferred index-linked annuity contracts (the "Contracts") to be issued by the Company. I have made such examination of the law and have examined such records and documents as in my judgment are necessary or appropriate to enable me to render the following opinion:

1.The Company is a validly existing stock life insurance company of the state of Iowa.

2.All of the prescribed corporate procedures for the issuance of the Contracts have been followed, and, when such Contracts are issued, all state requirements relating to such Contracts will have been complied with.

3.Upon the acceptance of the purchase payment made by a prospective Contract owner pursuant to a Contract and upon compliance with applicable law, such Contract will be legally-issued, fully paid, non-assessable and will be a binding obligation of the Company.

I hereby consent to the use of this letter, or a copy thereof, as an exhibit to the Registration Statement for the Contract.

Very truly yours,

/s/ David Dimitri

David Dimitri

Assistant Vice President and Assistant General Counsel