v3.26.1
CONSOLIDATED STATEMENTS OF OPERATIONS AND COMPREHENSIVE INCOME (LOSS) - USD ($)
shares in Thousands
 12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Revenue    
Rental revenue $ 287,161,000 $ 243,978,000
Other revenue 4,600,000 3,216,000
Total revenue 291,761,000 247,194,000
Cost of revenue 240,158,000 201,423,000
Gross profit 51,603,000 45,771,000
Operating expenses:    
Servicing costs 4,710,000 4,589,000
Underwriting fees 3,204,000 2,304,000
Professional and consulting fees 8,167,000 5,201,000
Technology and data analytics 6,113,000 7,170,000
Compensation costs 17,867,000 20,076,000
General and administrative 11,242,000 10,866,000
Litigation and settlement expenses 813,000 3,666,000
Total operating expenses 52,116,000 53,872,000
Income (loss) from operations (513,000) (8,101,000)
Gain on extinguishment of term loan and settlement of derivative liability, net 5,120,000 0
Interest expense and other fees (20,552,000) (18,851,000)
Interest income 197,000 1,163,000
Change in fair value of derivative liability and warrants 17,432,000 17,000
Income (loss) before income taxes 1,684,000 (25,772,000)
Provision for income taxes (319,000) (143,000)
Net income (loss) 1,365,000 (25,915,000)
Accumulated undeclared dividends (1,922,000) 0
Net income (loss) available to common stockholders $ (557,000) $ (25,915,000)
Weighted average common shares outstanding - basic (in shares) 5,027 4,347
Weighted average common shares outstanding - diluted (in shares) 5,027 4,347
Net loss per common share - basic (in dollars per share) $ (0.11) $ (5.96)
Net loss per common share - diluted (in dollars per share) $ (0.11) $ (5.96)