(a)

(b)

Identity of issuer, borrower,

lessor or similar party

(c)

Description of investment including maturity date, rate of interest, collateral, par or maturity value

(d)

Cost

(e)

Current value

Registered investment companies:

DFA

Emerging Market Core Equity

**

$

69,174

Goldman Sachs

International Equity Insights

**

41,249

Goldman Sachs

Large Cap Growth Insights

**

1,555,960

Invesco

Value Opportunities

**

32,563

*

JP Morgan

Equity Income

**

386,104

*

JP Morgan

Core Plus Bond

**

904,810

*

JP Morgan

SmartRetirement 2025

**

2,822,827

*

JP Morgan

SmartRetirement 2030

**

5,740,002

*

JP Morgan

SmartRetirement 2035

**

4,205,106

*

JP Morgan

SmartRetirement 2040

**

4,224,519

*

JP Morgan

SmartRetirement 2045

**

936,868

*

JP Morgan

SmartRetirement 2050

**

1,522,722

*

JP Morgan

SmartRetirement 2055

**

299,308

*

JP Morgan

SmartRetirement 2060

**

1,750,554

*

JP Morgan

SmartRetirement 2065

**

1,105

*

JP Morgan

SmartRetirement Income

**

2,711,120

MFS

Mid Cap Growth

**

767,663

Putnam

High Yield

**

66,546

Putnam

Small Cap Growth

**

505,237

Schwab

International Index

**

484,581

Schwab

S&P 500 Index

**

3,091,548

Schwab

Small Cap Index

**

420,754

Schwab

US Mid Cap Index

**

528,263

Undiscovered Managers

Behavioral Value

**

5,500

Fidelity

Money Market Treasury Portfolio

**

5,436

33,079,519

Collective investment fund:

*

JP Morgan

Stable Asset Income

**

257,326

Common stock:

*

Omega Flex, Inc.

Company stock

**

199,485

*

Notes receivable from participants

Interest rates from 4.25% to 9.50% with maturities through October 2039

-

512,452

$

34,048,782