Exception Detail
Run Date - 06/10/2026 11:03:26 AM
| Evolve Loan ID | Customer Loan ID | Seller Loan ID | Loan Exception ID | Exception ID | Exception Date | Exception Type | Exception Category | Exception Subcategory | Exception | Exception Detail | Exception Information | Exception Remediation | Compensating Factors | Follow-up Comments | Cleared Date | Cured Date | Waived Date | Exception Level Grade | Exception Level Rating | Note Date | Property State | Occupancy | Purpose | Overall Initial Loan Grade | Overall Final Loan Grade | Credit Initial Loan Grade | Credit Final Loan Grade | Compliance Initial Loan Grade | Compliance Final Loan Grade | Property Initial Loan Grade | Property Final Loan Grade | Originator QM ATR Status | TPR QM ATR Status | Is Curable |
| 1687988 | XXXXXXXXX | XXXXXXXXXXX | 8895150 | 1108 | XXXXXXXXXX | Valuation | UW Collateral TPR | UW Collateral TPR - UW - Second collateral evaluation is required. |
Provide secondary valuation as XXX score was not determined | XXXX provided | Client 03/19/2026 05:27 PM; CDA has been requested, please move this deficiency to XXXXX XXXXXXX Reviewer 03/19/2026 05:27 PM; Client 03/19/2026 06:04 PM; Evolve XXXXX - XXXXXXX do not most this deficiency post purchase. XXXXXX you Reviewer 03/19/2026 06:06 PM; Client 03/20/2026 03:15 PM; please review doc uploaded today Reviewer 03/20/2026 03:34 PM; Reviewer 03/23/2026 09:05 PM; The document received reflects a XXXXX XXXX score of XXXXXXX XXXXXXXX a desk review that supports value. |
03/25/2026 | A | 1 | XXXXXXXXXX | OR | 1 | 13 | D | A | D | A | A | A | C | A | Non-QM | 1 | ||||||
| 1687988 | XXXXXXXXX | XXXXXXXXXXX | 8895151 | 335 | XXXXXXXXXX | Credit | UW Income/Employment | UW Income/Employment - UW - Income Calculation Incorrect | he XXXX statement worksheet for XXX months business XXXX statements with allowable deposits totaled XXXXXXXXXXXXX final XXXXX stated income is XXXXXXXXXXXXXXX XXXXX results in a back ratio of XXXXXXXXXX XXXXXXX explain income calculation and submit documentation as to how it was calculated. XXXXXX XXXXX may result in additional deficiencies. | XXXX statement income work sheet XXXXXXXXXXXXXXXXXXXXXXXXXX deposits XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX | Client 03/19/2026 05:18 PM; The XXXXX XXXXXXXXXX XXXXXXXX is in the file and was at the time of XXXX review dated XXXXXXXXXX showing all deposits and the final income of XXXXXXXXXXXXXXX XXXXXXX clear this condition as soon as possible. Reviewer 03/19/2026 06:19 PM; |
03/19/2026 | A | 1 | XXXXXXXXXX | OR | 1 | 13 | D | A | D | A | A | A | C | A | Non-QM | 1 | ||||||
| 1687988 | XXXXXXXXX | XXXXXXXXXXX | 8895153 | 336 | XXXXXXXXXX | Credit | UW Income/Employment | UW Income/Employment - UW - Income Other | Missing the letter of explanation or business narrative explaining the borrower''''s business, what their business does, number of employees, and how it is set up XXXXXXXXXXXXXXXX XXXXX XXXXX XXXXXXXXXXXX | Uploaded print out of XXXXXXXX XXXXXXXXXXX XXXXXXXXXX purpose | 03/19/2026 | A | 1 | XXXXXXXXXX | OR | 1 | 13 | D | A | D | A | A | A | C | A | Non-QM | 1 | |||||||
| 1687988 | XXXXXXXXX | XXXXXXXXXXX | 8895154 | 336 | XXXXXXXXXX | Credit | UW Income/Employment | UW Income/Employment - UW - Income Other | The final XXXXX XXXX section had the property at XXXXXXXXXX XXXXX XXXXXXX XXX XXXXXXX XXX XXXXXX listed with XXXXXXXX in XXXXXX and insurance; however, the debt was not included in the total debt to income ratio. XXXXXXX explain and provide evidence to support the debt exclusion. XXXXXX XXXXX may result in additional deficiencies. | Included in XXXX XXXXXX debt XXXXXXXXXXX XXXXXXXXXXXXXXXXXXXXXXXX XXXXXXXX XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX XXXX XXXXXXXX the XXXX | 03/19/2026 | A | 1 | XXXXXXXXXX | OR | 1 | 13 | D | A | D | A | A | A | C | A | Non-QM | 1 | |||||||
| 1687988 | XXXXXXXXX | XXXXXXXXXXX | 8895156 | 330 | XXXXXXXXXX | Credit | UW Credit | UW Credit - UW - Credit Other | Missing government issued XXX from original file. XXXXXXX submit. | DL received | 03/19/2026 | A | 1 | XXXXXXXXXX | OR | 1 | 13 | D | A | D | A | A | A | C | A | Non-QM | 1 | |||||||
| 1687988 | XXXXXXXXX | XXXXXXXXXXX | 8895157 | 436 | XXXXXXXXXX | Credit | UW Income/Employment | UW Income/Employment - UW - Missing/Incomplete VOE | Missing XXXXXXX XXXX dated within XXX days of XXXXXXXX XXXXX XXXXXXXXXXX | VVOE provided | 03/19/2026 | A | 1 | XXXXXXXXXX | OR | 1 | 13 | D | A | D | A | A | A | C | A | Non-QM | 1 | |||||||
| 1688066 | XXXXXXXXX | XXXXXXXXXXXXX | 8592594 | 1108 | XXXXXXXXXX | Valuation | UW Collateral TPR | UW Collateral TPR - UW - Second collateral evaluation is required. | Provide a secondary valuation as the XXX score is > XXXXXXX XXXXXXX is XXXX | CDA provided | 03/09/2026 | A | 1 | XXXXXXXXXX | GA | 1 | 13 | C | A | C | A | C | A | C | A | Non-QM | 1 | |||||||
| 1688066 | XXXXXXXXX | XXXXXXXXXXXXX | 8592595 | 330 | XXXXXXXXXX | Credit | UW Credit | UW Credit - UW - Credit Other | Missing fraud report | Received XXXXXX report | 03/09/2026 | A | 1 | XXXXXXXXXX | GA | 1 | 13 | C | A | C | A | C | A | C | A | Non-QM | 1 | |||||||
| 1688066 | XXXXXXXXX | XXXXXXXXXXXXX | 8564707 | 884 | XXXXXXXXXX | Compliance | Compliance | Compliance - Pending Internal completion of compliance fee tests. Additional conditions may apply. | Information provided | 03/10/2026 | A | 1 | XXXXXXXXXX | GA | 1 | 13 | C | A | C | A | C | A | C | A | Non-QM | 1 | ||||||||
| 1688066 | XXXXXXXXX | XXXXXXXXXXXXX | 8564708 | 970 | XXXXXXXXXX | Compliance | Compliance | Compliance - CD- Missing | Initial XXX is missing, only the XXXXXX and XXXXX are provided. |
Information provided | 03/10/2026 | A | 1 | XXXXXXXXXX | GA | 1 | 13 | C | A | C | A | C | A | C | A | Non-QM | 1 | |||||||
| 1688066 | XXXXXXXXX | XXXXXXXXXXXXX | 8571173 | 63 | XXXXXXXXXX | Compliance | Right to Cancel | Right to Cancel - expiration is not three days from execution. | Cancel date on XXXXXX to XXXXXXX signed at closing is incorrect- should be XXXXXXXX | Information provided | 03/10/2026 | A | 1 | XXXXXXXXXX | GA | 1 | 13 | C | A | C | A | C | A | C | A | Non-QM | 1 | |||||||
| 1688299 | XXXXXXXXX | XXXXXXXXXXXXX | 8869306 | 272 | XXXXXXXXXX | Valuation | UW Collateral | UW Collateral - UW - Appraisal Other | Provide an appraisal review or secondary valuation in accordance with guidelines. XXXXX the initial appraisal was provided. | UCDP XXX XXXXXX is X | 03/27/2026 | A | 1 | XXXXXXXXXX | FL | 1 | 13 | C | A | C | A | A | A | C | A | Non-QM | 1 | |||||||
| 1688299 | XXXXXXXXX | XXXXXXXXXXXXX | 8869462 | 336 | XXXXXXXXXX | Credit | UW Income/Employment | UW Income/Employment - UW - Income Other | CPA letter verifying ownership percentage and personal knowledge of the length of time the business has been in existence is not dated. | Received dated XXXX letter | 03/27/2026 | A | 1 | XXXXXXXXXX | FL | 1 | 13 | C | A | C | A | A | A | C | A | Non-QM | 1 | |||||||
| 1689786 | XXXXXXXXX | XXXXXXXXXX | 9056939 | 336 | XXXXXXXXXX | Credit | UW Income/Employment | UW Income/Employment - UW - Income Other | Missing a business XXXX statement worksheet confirming monthly income of XXXXXXXXXX | Received income calculation worksheet - XXXXXX deposits minus XXXX expenses times XXXX ownership = XXXXXXXX | 03/28/2026 | A | 1 | XXXXXXXXXX | CA | 1 | 1 | C | B | C | B | A | A | A | A | Non-QM | 1 | |||||||
| 1690072 | XXXXXXXXX | XXXXXXXXXXXXX | 9169524 | 258 | XXXXXXXXXX | Valuation | UW Collateral | UW Collateral - UW - Appraisal - Completion Certification | Missing XXXXXX XXXXXXXXXXX XXXXXXX confirming that the property has a stove has been installed in the kitchen. | XXXXD provided | 04/06/2026 | A | 1 | XXXXXXXXXX | GA | 3 | 1 | C | A | C | A | N/A | N/A | C | A | Exempt | 1 | |||||||
| 1690072 | XXXXXXXXX | XXXXXXXXXXXXX | 9169859 | 433 | XXXXXXXXXX | Credit | UW Assets | UW Assets - UW - Short funds to close | Short funds to close XXXXXXXXX XXXXXXXX sufficient assets to cover cash to close on the subject loan per the final XXX of XXXXXXXXXXXXX plus assets to also cover the cash to close of XXXXXXXXXXXXX for the purchase of XXXX XXXXXXXXXX loan XXXXXXXXXXXX which closed on the same date of XXXXXXXXXXXX XXXXXXXX assets required are XXXXXXXXXXXXXX XXXXXXXXXXXXXXX subject XXXXXXXXXXXXX XXXXXXXXXXXXXX XXXXXXX in the file from XXXXX XXXXXXX are XXXXXXXXXXXXXX which leaves a shortage of XXXXXXXXXXXXX XXXXXXXXXXXXXXXX cash required - XXXXXXXXXXXXXX verified assets). | XXX statement provided | XXXXXXXXXXXXXXXXXXXXXXXXXXXXX_bofa XXXXX dec XXXXXXXXXXXXXXXXXXXXXXXXXXXX XXXXXXXX XXX XXXX XXXXXXXXX_ bofa XXXXX XXXX XXXXXXXXXXXXXXXXXXXXXXXXXXXX XXXXXXXX XXX - XXXXXXXXXXXXXXXXXXX XXXXXXXXXXXXXXXXXXXxx |
03/31/2026 | A | 1 | XXXXXXXXXX | GA | 3 | 1 | C | A | C | A | N/A | N/A | C | A | Exempt | 1 | ||||||
| 1690073 | XXXXXXXXX | XXXXXXXXXXXX | 9165110 | 884 | XXXXXXXXXX | Compliance | Compliance | Compliance - Pending Internal completion of compliance fee tests. Additional conditions may apply. | Information provided | 04/03/2026 | A | 1 | XXXXXXXXXX | FL | 1 | 1 | C | A | A | A | C | A | A | A | Non-QM | 1 | ||||||||
| 1690073 | XXXXXXXXX | XXXXXXXXXXXX | 9165111 | 895 | XXXXXXXXXX | Compliance | Compliance | Compliance - TRID CD- Need proof CD was received 3 days prior to consummation | Need proof XXXXXXXX XXX XXXXXXXX was received at least XX days prior to consummation. | Information provided | 04/03/2026 | A | 1 | XXXXXXXXXX | FL | 1 | 1 | C | A | A | A | C | A | A | A | Non-QM | 1 | |||||||
| 1690359 | XXXXXXXXX | XXXXXXXXXX | 9172810 | 330 | XXXXXXXXXX | Credit | UW Credit | UW Credit - UW - Credit Other | Guideline exception approval required for the refinancing of a vacant investment property under the XXXXX XXXXXXXXX | Exception approval granted for the refinance of a vacant investment property under the XXXXX XXXXXXXXXX XXXX following vacant guidelines have been met: XXXX XXXXXXX score over XXXX (actual XXXXXXX XXXX XXXXX over XXXXXX (actual XXXXXXXXX XXXX over XXX months of ownership (actual since XXXXXXXXXX XXXX XXXX under XXXX (actual XXXXXXXXXX and XXXX six months reserves (actual is XXXX months). | 03/31/2026 | B | 2 | XXXXXXXXXX | CA | 3 | 13 | C | B | C | B | N/A | N/A | A | A | Exempt | 1 | |||||||
| 1690407 | XXXXXXXXX | XXXXXXXXXX | 9398569 | 1108 | XXXXXXXXXX | Valuation | UW Collateral TPR | UW Collateral TPR - UW - Second collateral evaluation is required. | CDA missing from the file. | Received XXX | 04/10/2026 | A | 1 | XXXXXXXXXX | CA | 3 | 1 | C | A | A | A | N/A | N/A | C | A | Exempt | 1 | |||||||
| 1690435 | XXXXXXXXX | XXXXXXXXXXXXX | 9502039 | 330 | XXXXXXXXXX | Credit | UW Credit | UW Credit - UW - Credit Other | Updated XXXXXX XXXXXXXXXXX reflecting insured amount matching loan amount of XXXXXXXXXXXXXXXX XXXX XXXXXX in file is for XXXXXXXXXXXXX | Received revised title | 04/22/2026 | A | 1 | XXXXXXXXXX | NV | 3 | 13 | C | A | C | A | N/A | N/A | A | A | Exempt | 1 | |||||||
| 1690440 | XXXXXXXXX | XXXXXXXXX | 9351300 | 1108 | XXXXXXXXXX | Valuation | UW Collateral TPR | UW Collateral TPR - UW - Second collateral evaluation is required. | Provide a secondary valuation as a XXX score was not determined. | Received desk review | 04/08/2026 | A | 1 | XXXXXXXXXX | NJ | 3 | 3 | C | A | A | A | N/A | N/A | C | A | Exempt | 1 | |||||||
| 1690497 | XXXXXXXXX | XXXXXXXXXXX | 9333020 | 187 | XXXXXXXXXX | Credit | Flood Certificate | Flood Certificate - is missing. | Please provide the flood certificate. | Information provided | 04/10/2026 | A | 1 | XXXXXXXXXX | MO | 1 | 1 | C | A | C | A | A | A | A | A | Non-QM | 1 | |||||||
| 1690498 | XXXXXXXXX | XXXXXXX | 9536337 | 330 | XXXXXXXXXX | Credit | UW Credit | UW Credit - UW - Credit Other | Missing an executed lease agreement of XXXXXXXX for the subject property. | Lease provided | 04/17/2026 | A | 1 | XXXXXXXXXX | CA | 3 | 13 | C | A | C | A | N/A | N/A | A | A | Exempt | 1 | |||||||
| 1690499 | XXXXXXXXX | XXXXXXXXXXXX | 9538013 | 72 | XXXXXXXXXX | Compliance | Closing Package | Closing Package - | Need updated XXXXX reflecting correct program XXX of XXXX XXXX | Information provided | 05/04/2026 | A | 1 | XXXXXXXXXX | IL | 1 | 1 | C | A | A | A | C | A | A | A | Non-QM | 1 | |||||||
| 1690499 | XXXXXXXXX | XXXXXXXXXXXX | 9473173 | 862 | XXXXXXXXXX | Compliance | Deed of Trust/Mortgage | Deed of Trust/Mortgage - Other: | Mortgage notary acknowledgement contains a date line but is not dated by XXXXXXXXX | Information provided | 05/04/2026 | A | 1 | XXXXXXXXXX | IL | 1 | 1 | C | A | A | A | C | A | A | A | Non-QM | 1 | |||||||
| 1690518 | XXXXXXXXX | XXXXXXXXXX | 9379654 | 201 | XXXXXXXXXX | Credit | Hazard Insurance | Hazard Insurance - is missing. | Hazard insurance is missing from file. XXXXXXX provide XXXXXXX XXXXXXXXXXX | Client 04/10/2026 03:46 PM; uploaded for review Reviewer 04/10/2026 04:06 PM; Reviewer 04/13/2026 01:17 PM; Hello
 XXXXX has been cleared. XXXXX was uploaded to the wrong job id so it didn't show on our tdoc report.
 
 XXXXXX |
04/13/2026 | A | 1 | XXXXXXXXXX | NY | 3 | 13 | C | A | C | A | N/A | N/A | C | A | Exempt | 1 | |||||||
| 1690518 | XXXXXXXXX | XXXXXXXXXX | 9400225 | 1108 | XXXXXXXXXX | Valuation | UW Collateral TPR | UW Collateral TPR - UW - Second collateral evaluation is required. | A XXXXX XXXXX report with a score of XXXXX or below is missing. XXX the score exceeds XXXXXX a secondary collateral evaluation will be necessary. | Received XXXXX score = XXXX | 04/13/2026 | A | 1 | XXXXXXXXXX | NY | 3 | 13 | C | A | C | A | N/A | N/A | C | A | Exempt | 1 | |||||||
| 1690620 | XXXXXXXXX | XXXXXXXXXX | 9402046 | 1108 | XXXXXXXXXX | Valuation | UW Collateral TPR | UW Collateral TPR - UW - Second collateral evaluation is required. | Provide a secondary valuation as a XXX score was not determined. | CDA provided | 04/13/2026 | A | 1 | XXXXXXXXXX | CO | 3 | 1 | D | A | A | A | N/A | N/A | D | A | Exempt | 1 | |||||||
| 1690620 | XXXXXXXXX | XXXXXXXXXX | 9402377 | 422 | XXXXXXXXXX | Valuation | UW Collateral | UW Collateral - UW - Appraisal Legible report/photos required | Provide confirmation that the range/oven amenity is more than a portable hot place. XXXX appraisal photo is unclear, but if the range/oven amenity is no more than a portable hot place, collateral is not acceptable. XXXXX not meet minimum amenity detailed in section XXXXXX of XXXXX XXXXXXXX XXXXXXX | Appraiser comments: XXXXXXXX has a burner- built XXXX top/range. |
04/13/2026 | A | 1 | XXXXXXXXXX | CO | 3 | 1 | D | A | A | A | N/A | N/A | D | A | Exempt | 1 | |||||||
| 1690632 | XXXXXXXXX | XXXXXXXXXX | 9404190 | 1108 | XXXXXXXXXX | Valuation | UW Collateral TPR | UW Collateral TPR - UW - Second collateral evaluation is required. | A XXXXX XXXXX report with a score of XXXXX or below is missing. XXX the score exceeds XXXXXX a secondary collateral evaluation will be necessary. | Received XXXXX XXXXX score= XXXX | 04/13/2026 | A | 1 | XXXXXXXXXX | CA | 1 | 1 | C | A | C | A | A | A | C | A | Non-QM | 1 | |||||||
| 1690632 | XXXXXXXXX | XXXXXXXXXX | 9404355 | 399 | XXXXXXXXXX | Credit | UW Assets | UW Assets - UW - Gift Letter (fully executed) | Missing gift letter in the amount of XXXXXXXXX and confirmation that the funds were sent to closing. XXX the gift funds were not granted, the loan will be short to close. | Settlement statement is dated XXXXXXXXX | Reviewer 04/13/2026 11:42 AM; Received gift letter of XXXXXXXXXXX XXXX wire confirmation of the XXXXXXXXX gift is dated XXXXXXXX and the date of closing is XXXXXXXXX XXXXXXXX explanation Client 04/13/2026 05:11 PM; The closing disclosure uploaded XXXX has a closing date of XXXXXXX XXXXXXX clear. Reviewer 04/13/2026 06:30 PM; |
04/13/2026 | A | 1 | XXXXXXXXXX | CA | 1 | 1 | C | A | C | A | A | A | C | A | Non-QM | 1 | ||||||
| 1690632 | XXXXXXXXX | XXXXXXXXXX | 9384752 | 187 | XXXXXXXXXX | Credit | Flood Certificate | Flood Certificate - is missing. | Please provide the flood certificate. | 04/14/2026 | A | 1 | XXXXXXXXXX | CA | 1 | 1 | C | A | C | A | A | A | C | A | Non-QM | 1 | ||||||||
| 1690847 | XXXXXXXXX | XXXXXXXXX | 9727740 | 1108 | XXXXXXXXXX | Valuation | UW Collateral TPR | UW Collateral TPR - UW - Second collateral evaluation is required. | CDA missing from the file | CDA provided | Client 04/25/2026 03:24 PM; XXXXXXXXX_Appraisal XXXXXXXXXXX XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX XXXXXXXXX XXXXX XXXXXXXXX - uploaded to file supporting value. XXXXXXX clear finding XXXXXX you for reviewing Reviewer 04/26/2026 06:04 PM; |
04/26/2026 | A | 1 | XXXXXXXXXX | VA | 3 | 1 | C | A | C | A | N/A | N/A | C | A | Exempt | 1 | ||||||
| 1690847 | XXXXXXXXX | XXXXXXXXX | 9708187 | 861 | XXXXXXXXXX | Credit | Note | Note - Other: | Loan closes in an XXXXXX XX XXXXXXXXX XXXXXXXXXXXXXXXXXX XXXXXXXXXX is required. XXXXXXX provide XXXXXXXXX XXXXXXXXXXXXXXXXXX XXXXXXXXXXXX | Information provided | 04/30/2026 | A | 1 | XXXXXXXXXX | VA | 3 | 1 | C | A | C | A | N/A | N/A | C | A | Exempt | 1 | |||||||
| 1690853 | XXXXXXXXX | XXXXXXX | 9659839 | 1108 | XXXXXXXXXX | Valuation | UW Collateral TPR | UW Collateral TPR - UW - Second collateral evaluation is required. | Provide a secondary valuation as the XXX score is > XXXXXX | Received XXX | 04/23/2026 | A | 1 | XXXXXXXXXX | CA | 1 | 13 | C | A | C | A | C | A | C | A | Safe Harbor QM (APOR) | 1 | |||||||
| 1690853 | XXXXXXXXX | XXXXXXX | 9659840 | 328 | XXXXXXXXXX | Credit | UW Credit | UW Credit - UW - Satisfactory 12 mth Mortgage | Missing payment history for the XXXX XXXXXXXX XXXXXXXXX XXXX loan XXXXXXXXXXXXX | Received payment history | 04/22/2026 | A | 1 | XXXXXXXXXX | CA | 1 | 13 | C | A | C | A | C | A | C | A | Safe Harbor QM (APOR) | 1 | |||||||
| 1690853 | XXXXXXXXX | XXXXXXX | 9660015 | 330 | XXXXXXXXXX | Credit | UW Credit | UW Credit - UW - Credit Other | Missing closing protection letter. | CPL provided | 04/22/2026 | A | 1 | XXXXXXXXXX | CA | 1 | 13 | C | A | C | A | C | A | C | A | Safe Harbor QM (APOR) | 1 | |||||||
| 1690853 | XXXXXXXXX | XXXXXXX | 9629440 | 884 | XXXXXXXXXX | Compliance | Compliance | Compliance - Pending Internal completion of compliance fee tests. Additional conditions may apply. | Information provided | 04/23/2026 | A | 1 | XXXXXXXXXX | CA | 1 | 13 | C | A | C | A | C | A | C | A | Safe Harbor QM (APOR) | 1 | ||||||||
| 1690853 | XXXXXXXXX | XXXXXXX | 9629441 | 970 | XXXXXXXXXX | Compliance | Compliance | Compliance - CD- Missing | Initial XXX is missing. | Information provided | Reviewer 04/22/2026 08:50 AM; PCCD provided. XXXXX XXXXXXXX XXX and evidence the borrower received the document atleast XX days prior to closing |
04/23/2026 | A | 1 | XXXXXXXXXX | CA | 1 | 13 | C | A | C | A | C | A | C | A | Safe Harbor QM (APOR) | 1 | ||||||
| 1690854 | XXXXXXXXX | XXXXXXXXX | 9515243 | 1108 | XXXXXXXXXX | Valuation | UW Collateral TPR | UW Collateral TPR - UW - Second collateral evaluation is required. | XXXXXXXX a XXXXX XXXXX report showing a score of XXXXX or below. XXX the score exceeds XXXXX a secondary collateral evaluation with be required. | UCDP XXX XXXXX score XXXX | Client 04/15/2026 01:49 PM; ucdp showing XXXXX uploaded to file. XXXXXXX clear condition. XXXXXX you for reviewing Reviewer 04/15/2026 02:48 PM; Condition has been reviewed |
04/15/2026 | A | 1 | XXXXXXXXXX | CA | 1 | 1 | C | A | A | A | A | A | C | A | Safe Harbor QM (APOR) | 1 | ||||||
| 1690856 | XXXXXXXXX | XXXXXXXXXXX | 9397745 | 998 | XXXXXXXXXX | Credit | UW Other | UW Other - UW - Title Commitment is missing or requires correction. | Loan XXXXXXX on XXXXXX XXXXXXX XXXXXXXXXXXXXXX XXXXX XXXX XXXXXX XXXXX XXXXXXX on the XXXXX XXXXXXXXXXXXXXX | Revised XXXXXX commitment provided | 04/14/2026 | A | 1 | XXXXXXXXXX | NC | 3 | 13 | D | A | D | A | N/A | N/A | A | A | Exempt | 1 | |||||||
| 1690856 | XXXXXXXXX | XXXXXXXXXXX | 9385740 | 862 | XXXXXXXXXX | Credit | Deed of Trust/Mortgage | Deed of Trust/Mortgage - Other: | Deed is missing the borrower''''s middle name on the signature line. XXXXXXX provide updated XXXX along with a XXXX to re-record. XXXXXX other closing documents reflect the middle name) | 04/13/2026 | A | 1 | XXXXXXXXXX | NC | 3 | 13 | D | A | D | A | N/A | N/A | A | A | Exempt | 1 | ||||||||
| 1691019 | XXXXXXXXX | XXXXXXXXXX | 9517062 | 376 | XXXXXXXXXX | Credit | UW Other | UW Other - UW - SS verification | Provide documentation validating the borrower''''s tax payer XXXX | CoreLogic XXXX report shows results XXXXX | 04/15/2026 | A | 1 | XXXXXXXXXX | CA | 1 | 3 | D | A | D | A | C | A | A | A | Safe Harbor QM (APOR) | 1 | |||||||
| 1691019 | XXXXXXXXX | XXXXXXXXXX | 9517063 | 998 | XXXXXXXXXX | Credit | UW Other | UW Other - UW - Title Commitment is missing or requires correction. | The XXXXXXX on the XXXXXXXX XXXXXXXXXXX XXXXXXX XXXXXXXXXXXXXX does not match XXXXXXXXX XXXXX XXXXXXX XXXXXXXXXXXXXXX | Revised XXXX provided | Client 04/15/2026 03:52 PM; Reviewer 04/15/2026 06:08 PM; |
04/15/2026 | A | 1 | XXXXXXXXXX | CA | 1 | 3 | D | A | D | A | C | A | A | A | Safe Harbor QM (APOR) | 1 | ||||||
| 1691019 | XXXXXXXXX | XXXXXXXXXX | 9512420 | 875 | XXXXXXXXXX | Compliance | Disclosure | Disclosure - Other: | E XXXXXXXX on or before XXXXX is missing | Reviewer 04/17/2026 08:34 AM; Borrower authorization is not the same as e-consent Client 04/20/2026 11:32 AM; e consent uploaded XXXXXX signed at bottom by borrower Reviewer 04/20/2026 11:44 AM; Reviewer 04/20/2026 01:00 PM; Hello
 XXXXX was uploaded to the wrong job id. XXX has now been cleared.
 
 XXXXXX |
04/20/2026 | A | 1 | XXXXXXXXXX | CA | 1 | 3 | D | A | D | A | C | A | A | A | Safe Harbor QM (APOR) | 1 | |||||||
| 1691213 | XXXXXXXXX | XXXXXXXXXXXXX | 9546785 | 330 | XXXXXXXXXX | Credit | UW Credit | UW Credit - UW - Credit Other | Missing the fully executed contract of sale. XXXXXXXX seller''''s signature and date. | Signed purchase contract provided | 04/20/2026 | A | 1 | XXXXXXXXXX | IA | 3 | 1 | C | A | C | A | N/A | N/A | A | A | Exempt | 1 | |||||||
| 1691329 | XXXXXXXXX | XXXXXXXXXX | 9802482 | 330 | XXXXXXXXXX | Credit | UW Credit | UW Credit - UW - Credit Other | Xrd party validation for social security number is missing from the file. | Received XXXX match | 04/27/2026 | A | 1 | XXXXXXXXXX | FL | 3 | 13 | C | A | C | A | N/A | N/A | C | A | Exempt | 1 | |||||||
| 1691329 | XXXXXXXXX | XXXXXXXXXX | 9802483 | 1108 | XXXXXXXXXX | Valuation | UW Collateral TPR | UW Collateral TPR - UW - Second collateral evaluation is required. | Xnd valuation XXX score > XXXXX and/or XXXX is missing from the file. | Received XXXXX score = X | 04/27/2026 | A | 1 | XXXXXXXXXX | FL | 3 | 13 | C | A | C | A | N/A | N/A | C | A | Exempt | 1 | |||||||
| 1691354 | XXXXXXXXX | XXXXXXXXXX | 9517726 | 863 | XXXXXXXXXX | Compliance | Right to Cancel | Right to Cancel - Other: | Loan has not yet funded. XXXXXXX provide evidence loan has funded. | Information provided | 04/17/2026 | A | 1 | XXXXXXXXXX | CT | 1 | 13 | C | A | A | A | C | A | A | A | Safe Harbor QM (APOR) | 1 | |||||||
| 1691366 | XXXXXXXXX | XXXXXXXXXX | 9561647 | 433 | XXXXXXXXXX | Credit | UW Assets | UW Assets - UW - Short funds to close | Missing additional assets in the minimum amount of XXXXXXXXXXXX as the loan is short funds to close. XXXX final XXX shows cash required to close at XXXXXXXXXXXXXXX XXXXXXXXX assets are only XXXXXXXXXXXXX | Received assets XXXXXX | Client 04/17/2026 06:20 PM; Updated asset statement supporting XXXXXXXXXXXXXX in available funds uploaded to file. XXXXXXX clear condition. XXXXXX you for reviewing Reviewer 04/20/2026 04:37 AM; |
04/19/2026 | A | 1 | XXXXXXXXXX | CA | 3 | 3 | C | A | C | A | N/A | N/A | A | A | Exempt | 1 | ||||||
| 1691447 | XXXXXXXXX | XXXXXXXXX | 9686794 | 330 | XXXXXXXXXX | Credit | UW Credit | UW Credit - UW - Credit Other | Xrd party validation for both borrowers'''' social security numbers missing from the file | Equifax XXX verification provided | 04/24/2026 | A | 1 | XXXXXXXXXX | CA | 1 | 3 | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | 1 | |||||||
| 1691473 | XXXXXXXXX | XXXXXXXXXX | 9911813 | 901 | XXXXXXXXXX | Compliance | Compliance | Compliance - TRID Other | Loan is non-trid compliant due to XXXX on XXXXX XXX increasing by greater than XXXXXX and the required additional waiting period not given. (file contains XX fully completed XXXXXXXX issued XXXXX and XXXXXX if there were other XXXXXXXX disclosed to the borrower please provide for futher review) | 05/13/2026 | A | 1 | XXXXXXXXXX | TN | 1 | 3 | C | A | C | A | C | A | C | A | Non-QM | 1 | ||||||||
| 1691473 | XXXXXXXXX | XXXXXXXXXX | 9911996 | 884 | XXXXXXXXXX | Compliance | Compliance | Compliance - Pending Internal completion of compliance fee tests. Additional conditions may apply. | 05/13/2026 | A | 1 | XXXXXXXXXX | TN | 1 | 3 | C | A | C | A | C | A | C | A | Non-QM | 1 | |||||||||
| 1691473 | XXXXXXXXX | XXXXXXXXXX | 9987050 | 1108 | XXXXXXXXXX | Valuation | UW Collateral TPR | UW Collateral TPR - UW - Second collateral evaluation is required. | CDA required. XXX score > XXXXX and XXXX in file does not reflect a value. | CDA provided | 05/06/2026 | A | 1 | XXXXXXXXXX | TN | 1 | 3 | C | A | C | A | C | A | C | A | Non-QM | 1 | |||||||
| 1691473 | XXXXXXXXX | XXXXXXXXXX | 9987051 | 330 | XXXXXXXXXX | Credit | UW Credit | UW Credit - UW - Credit Other | Third party validation of social security number missing from the file. | DataVerify provided shoes XXXXX XXXXXX | 05/06/2026 | A | 1 | XXXXXXXXXX | TN | 1 | 3 | C | A | C | A | C | A | C | A | Non-QM | 1 | |||||||
| 1691473 | XXXXXXXXX | XXXXXXXXXX | 9987052 | 336 | XXXXXXXXXX | Credit | UW Income/Employment | UW Income/Employment - UW - Income Other | The XXXX in file verifying XXXXXXXXXXXXXX % of ownership is dated XXXXXXX and is expired. | Updated XXXX letter states XXXXX ownership | 05/11/2026 | A | 1 | XXXXXXXXXX | TN | 1 | 3 | C | A | C | A | C | A | C | A | Non-QM | 1 | |||||||
| 1691484 | XXXXXXXXX | XXXXXXXXXX | 9634032 | 72 | XXXXXXXXXX | Compliance | Closing Package | Closing Package - | Funding XXXXX in the future. XXXXXXX provide proof of funding. | Information provided | 04/23/2026 | A | 1 | XXXXXXXXXX | FL | 1 | 13 | C | A | A | A | C | A | A | A | Non-QM | 1 | |||||||
| 1691628 | XXXXXXXXX | XXXXXXXXXXXXX | 9709767 | 1108 | XXXXXXXXXX | Valuation | UW Collateral TPR | UW Collateral TPR - UW - Second collateral evaluation is required. | A XXXXX XXXXX report with a score of XXXXX or below is missing. XXX the score exceeds XXXXXX a secondary collateral evaluation will be necessary. | CDA provided | 04/24/2026 | A | 1 | XXXXXXXXXX | FL | 3 | 13 | C | A | C | A | N/A | N/A | C | A | Exempt | 1 | |||||||
| 1691726 | XXXXXXXXX | XXXXXXX | 9838608 | 861 | XXXXXXXXXX | Credit | Note | Note - Other: | Loan closes in an XXXXXX XXXXXXX provide XXXXXXXXX XXXXXXXXX XXXXXXXXXXX XXXXXXXXXXXX | CA XXXX provided | 05/01/2026 | A | 1 | XXXXXXXXXX | CA | 3 | 13 | C | A | C | A | N/A | N/A | C | A | Exempt | 1 | |||||||
| 1691726 | XXXXXXXXX | XXXXXXX | 9862624 | 1108 | XXXXXXXXXX | Valuation | UW Collateral TPR | UW Collateral TPR - UW - Second collateral evaluation is required. | Provide a secondary valuation as a XXX score was not determined. | CDA provided | 05/05/2026 | A | 1 | XXXXXXXXXX | CA | 3 | 13 | C | A | C | A | N/A | N/A | C | A | Exempt | 1 | |||||||
| 1691726 | XXXXXXXXX | XXXXXXX | 9862625 | 330 | XXXXXXXXXX | Credit | UW Credit | UW Credit - UW - Credit Other | Missing closing protection letter. | CPL provided | 05/01/2026 | A | 1 | XXXXXXXXXX | CA | 3 | 13 | C | A | C | A | N/A | N/A | C | A | Exempt | 1 | |||||||
| 1691726 | XXXXXXXXX | XXXXXXX | 9862626 | 330 | XXXXXXXXXX | Credit | UW Credit | UW Credit - UW - Credit Other | Missing XXXXXXXXXXXX of XXXXXXXXXX / XXXXXXXXX of XXXXXXXXXXXXX for the borrowing entity. | Information provided | 05/01/2026 | A | 1 | XXXXXXXXXX | CA | 3 | 13 | C | A | C | A | N/A | N/A | C | A | Exempt | 1 | |||||||
| 1692098 | XXXXXXXXX | XXXXXXXXXXXXX | 9711693 | 1108 | XXXXXXXXXX | Valuation | UW Collateral TPR | UW Collateral TPR - UW - Second collateral evaluation is required. | A XXXXX XXXXX report with a score of XXXXX or below is missing. XXX the score exceeds XXXXXX a secondary collateral evaluation will be necessary. | Received XXXXX XXXXX and XXX | 04/27/2026 | A | 1 | XXXXXXXXXX | TX | 3 | 13 | C | A | A | A | N/A | N/A | C | A | Exempt | 1 | |||||||
| 1692114 | XXXXXXXXX | XXXXXXXXXX | 9809582 | 272 | XXXXXXXXXX | Valuation | UW Collateral | UW Collateral - UW - Appraisal Other | Provide documented receipts for improvements. XXXX appraisal reflects a value of XXXXXXXXXX and notes improvements. XXXX subject property was purchased on XXXXXXXXXXX for XXXXXXXXX and refinanced on XXXXXXXXXXXX within six months of acquisition. XXXX value is to be based on the purchase XXXXX plus the documented receipts for improvements. | Client waived with compensating factors: the appraisal and XXXX support a value of XXXXXXXXXXX XXXX included a more recent and relevant comp than the appraisal XXXXX sf larger XXXX but same bedroom/bath count duplex just XXXXX miles that sold XXXX XXXX XXXXXX for XXXXXXXXXXXXX XXXXXXXXX is an experienced investor holding ten XXXX in the same market, e appraisal lists recent repairs represents a third-party validation that subject underwent repairs/upgrades | 05/04/2026 | B | 2 | XXXXXXXXXX | OH | 3 | 3 | C | B | A | A | N/A | N/A | C | B | Exempt | 1 | |||||||
| 1692161 | XXXXXXXXX | XXXXXXXXXXXXX | 9815942 | 330 | XXXXXXXXXX | Credit | UW Credit | UW Credit - UW - Credit Other | Missing documentation that the past three months of rent payments in the amount of XXXXXXXX each has been received by the borrower in order to use the higher of the actual or market rent. XXXX XXXXX when using the actual rent of XXXXXXXX is XXXXXXXXX XXXXXXX note that if the XX months payments are not confirmed, the market rent of XXXXXXXX would be utilized to calculate the XXXXX which on this case would be XXXXXXXX XX guideline exception would be required as the maximum XXXX for a XXXXX < XXXXX is XXXXXX XXXX final loan XXXX is XXXXXX | Rent agreement became effective XXXX XXXX XXXXX statement in file reflects deposit of XXXXXXX on XXXX XX and XXXXXXX XXXX XXX supports XXXX | Client 04/29/2026 04:21 PM; Rent agreement became effective XXXX XXXX XXXXXXX see XXXX statement in file. XXXXXXXX of XXXXXXX on XXXX XX and XXXXXXX XXXX XXX supports XXXX Reviewer 04/29/2026 05:33 PM; |
04/29/2026 | A | 1 | XXXXXXXXXX | TN | 3 | 3 | C | A | C | A | N/A | N/A | A | A | Exempt | 1 | ||||||
| 1692195 | XXXXXXXXX | XXXXXXXXXXXXXX | 9837346 | 350 | XXXXXXXXXX | Credit | UW Qualifications | UW Qualifications - UW - LTV/CLTV does not meet parameters | Missing guideline exception approval for a XXXXX XXXXX XXXXX XXXXXXXXXX on a property located in a rural area with an XXXX exceeding XXXXXX XXXXXXX is XXXXXX XXXX XXXXX XXXXXXXXXXXXX shows a pricing adjustment for the exception however the approval is not in the file. | Client waived XXX max XXXX for XXXXXX property with compensating factors: XXXXX XXXXX reserves XXXXXXXXXXXXXX XXXXXXXXX months). | Client 04/28/2026 05:00 PM; exception uploaded to file. XXXXXXX clear condition. XXXXXX you for reviewing Reviewer 04/28/2026 05:22 PM; |
04/28/2026 | B | 2 | XXXXXXXXXX | ID | 3 | 3 | C | B | C | B | N/A | N/A | A | A | Exempt | 1 | ||||||
| 1692197 | XXXXXXXXX | XXXXXXXXXXXXXX | 9834991 | 350 | XXXXXXXXXX | Credit | UW Qualifications | UW Qualifications - UW - LTV/CLTV does not meet parameters | Subject property is rural and the transaction is a rate/term refinance with an XXXXX of XXXX exceeding the guidelines XXXXX max limit of XXXX for a rural property rate/term refinance transaction. | Client waived XXX max XXXX for XXXXXX property with compensating factors: XXXXX XXXXX reserves XXXXXXXXXXXXXX XXXXXXXXX months). | Client 04/28/2026 05:00 PM; exception uploaded to file. XXXXXXX clear condition. XXXXXX you for reviewing Reviewer 04/28/2026 05:23 PM; |
04/28/2026 | B | 2 | XXXXXXXXXX | ID | 3 | 3 | C | B | C | B | N/A | N/A | A | A | Exempt | 1 | ||||||
| 1692197 | XXXXXXXXX | XXXXXXXXXXXXXX | 9835172 | 330 | XXXXXXXXXX | Credit | UW Credit | UW Credit - UW - Credit Other | The loan is structured as a XXXXXXXX interest only / XXXXXXXX fixed product. XXXXX guidelines permit XXXXXXX interest only on a XXXXXXXX term or XXXXXXXX interest only on a XXXXXXXX term. XXXX loan product is not an eligible XXXXX product type. | Client waived XXX max XXXX for XXXXXX property with compensating factors: XXXXX XXXXX reserves XXXXXXXXXXXXXX XXXXXXXXX months). | 04/29/2026 | B | 2 | XXXXXXXXXX | ID | 3 | 3 | C | B | C | B | N/A | N/A | A | A | Exempt | 1 | |||||||
| 1692402 | XXXXXXXXX | XXXXXXXXXXXXX | 10010055 | 330 | XXXXXXXXXX | Credit | UW Credit | UW Credit - UW - Credit Other | Operating XXXXXXXXXX reflects there are XX owners of XXXXXXXX XXXX XXXXXX XXXXXXXXX signed as XXXXX member. | There are XX XXXXXXXX each at XXXXX however, XXXXXXXX XXXXXXXXXXX is the XXXXXXXXX XXXXXXX of the XXXXXXXX - per the XXXXXXXXXX XXXXXXXXXXXX XXX has full authority to manage the business including but not limited to XXXXXXXXXX contracts, loans, and promissory notes. XXXXX is acceptable | Client 05/05/2026 02:46 PM; There are XX XXXXXXXX each at XXXXX however, XXXXXXXX XXXXXXXXXXX is the XXXXXXXXX XXXXXXX of the XXXXXXXX - per the XXXXXXXXXX XXXXXXXXXXXX XXX has full authority to manage the business including but not limited to XXXXXXXXXX contracts, loans, and promissory notes. XXXXX is acceptable. XXXXXXX clear the finding. Reviewer 05/05/2026 03:26 PM; |
05/05/2026 | A | 1 | XXXXXXXXXX | AZ | 3 | 1 | C | A | C | A | N/A | N/A | A | A | Exempt | 1 | ||||||
| 1692402 | XXXXXXXXX | XXXXXXXXXXXXX | 10010238 | 330 | XXXXXXXXXX | Credit | UW Credit | UW Credit - UW - Credit Other | Third party validation of social security number missing from the file. | Received XXXXXXXXXX showing XXXXX XXXXX | 05/12/2026 | A | 1 | XXXXXXXXXX | AZ | 3 | 1 | C | A | C | A | N/A | N/A | A | A | Exempt | 1 | |||||||
| 1692402 | XXXXXXXXX | XXXXXXXXXXXXX | 9999116 | 72 | XXXXXXXXXX | Credit | Closing Package | Closing Package - | Prepayment XXXXXXXXX to XXXXX does not match XXXXX XXXXX XXXXXXXXXXXXXXX XXXXXXX provide updated XXXXX XXXXXXXXXXXXX with correct XXXX terms. | Information provided | 05/06/2026 | A | 1 | XXXXXXXXXX | AZ | 3 | 1 | C | A | C | A | N/A | N/A | A | A | Exempt | 1 | |||||||
| 1692437 | XXXXXXXXX | XXXXXXXXXXXX | 9860629 | 330 | XXXXXXXXXX | Credit | UW Credit | UW Credit - UW - Credit Other | Guideline exception approval for a mortgage history exceeding XXXXXXXXXX XXXXXXX is XXXXXXXXX | Approval granted for a mortgage history exceeding XXXXXXXXXX XXXXXXX is XXXXXXXXXX XXXXXXXXXXXXX factors are XXXX XXX months reserves XXXX primary residence mortgage history had no late payments and XXXX XXX years self-employed. | 04/29/2026 | B | 2 | XXXXXXXXXX | TX | 1 | 1 | C | B | C | B | A | A | A | A | Non-QM | 1 | |||||||
| 1692561 | XXXXXXXXX | XXXXXXXXXX | 9906693 | 389 | XXXXXXXXXX | Credit | UW Credit | UW Credit - UW - Fraud Alert documentation | Provide the XXXXXX XXXXXXXX | Xactus XXXXXX XXXXXXX provided | 05/05/2026 | A | 1 | XXXXXXXXXX | CT | 3 | 1 | C | B | C | B | N/A | N/A | A | A | Exempt | 1 | |||||||
| 1692561 | XXXXXXXXX | XXXXXXXXXX | 9907417 | 350 | XXXXXXXXXX | Credit | UW Qualifications | UW Qualifications - UW - LTV/CLTV does not meet parameters | The XXXX of XXXXXXXX exceeds the maximum XXXX of XXXXXXXX in a XXXXX XXXXXXXXX transaction when the XXXXX is less than XXXXXX | Client waived with compensating factors: borrower is not a new investor, two other XXXXX with as much as XXXXXXXXXX net income, subject''''s low market rent suggests that it will always be in XXXXXX demand | 05/11/2026 | B | 2 | XXXXXXXXXX | CT | 3 | 1 | C | B | C | B | N/A | N/A | A | A | Exempt | 1 | |||||||
| 1689786 | XXXXXXXXX | XXXXXXXXXX | 9056940 | 350 | XXXXXXXXXX | Credit | UW Qualifications | UW Qualifications - UW - LTV/CLTV does not meet parameters | Guideline exception approval is required for a XXXXXX XXXXX XXXXXXXXXX XXXXXXXXX without a XXXXXXXXX XXXXXXXX XXXXXXXX exceeding XXXX XXXXXX XXXXXXX is XXXXXX XXXXXXXX criterion of a maximum XXXX XXXX has been met. | Client waived with compensating factors: XXXXX XXXXX XXXX XXXXXXX XXXXX max), reserves XXXXXXXXXXXXX XXXXXXXXX mo.) | Client 03/31/2026 12:43 PM; * XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX XXXXXXXXX XXXXXX exception uploaded showing XXX XXXX exception is approved for XXXXXXX XXXXXXX clear condition. XXXXXX you for reviewing Reviewer 03/31/2026 02:25 PM; |
03/31/2026 | B | 2 | XXXXXXXXXX | CA | 1 | 1 | C | B | C | B | A | A | A | A | Non-QM | 1 | ||||||
| 1690853 | XXXXXXXXX | XXXXXXX | 9635393 | 973 | XXXXXXXXXX | Compliance | Compliance | Compliance - CD- Other | Please provide XXXXX that reflects the correct prepayment interest date | Information provided | Client 04/21/2026 09:36 PM; The loan was funded on XXXXX and the interest of XXXXXXXXXXXX is correct and matches on the final closing statement as well as XXXXXXX XXXXXX closing statement shows interest from XXXXX to XXXX but has disbursement date as XXXXX because this is a XXXXXXXXXXX loan and the funds get disbursed the following day. Reviewer 04/22/2026 05:06 AM; Reviewer 04/22/2026 11:04 AM; Hello
 XXXXX has been cleared.
 
 XXXXXX |
04/22/2026 | A | 1 | XXXXXXXXXX | CA | 1 | 13 | C | A | C | A | C | A | C | A | Safe Harbor QM (APOR) | 1 | ||||||
| 1690856 | XXXXXXXXX | XXXXXXXXXXX | 9385739 | 897 | XXXXXXXXXX | Credit | Compliance | Compliance - TRID CD- Other | Final XXXXXXXX XXXXXXXXXXX is missing the XXXXXX XXXXXX | Information provided | Client 04/14/2026 12:24 PM; This is a XXXXXXXXX loan so there is no XXX - XXXX was provided. Reviewer 04/14/2026 01:03 PM; Hello
 XXXXXXXXXXXXX have been cleared.
 
 XXXXXX Reviewer 04/14/2026 01:36 PM; |
04/14/2026 | A | 1 | XXXXXXXXXX | NC | 3 | 13 | D | A | D | A | N/A | N/A | A | A | Exempt | 1 | ||||||
| 1691628 | XXXXXXXXX | XXXXXXXXXXXXX | 9709943 | 350 | XXXXXXXXXX | Credit | UW Qualifications | UW Qualifications - UW - LTV/CLTV does not meet parameters | Exception approval is required for a XXXXX XXXXXXXX XXXXXXXXXX exceeding XXXX (actual XXXXXX with a XXXXX < XXXXX (actual XXXXXXXXXX XXXXXXX rent is XXXXXXXXXX XXXXXX is a lease in the file dated XXXXXXXXXX (same date as the note) for XXXXXXXX which would give a XXXXX of XXXXXXXX XXXXXXXXX guidelines require documented evidence of three XXXXXX months proof of rental income receipt where actual rents exceed market rents. XXXXXXXXX of three XXXXXX months rental payments are not in the file. | Lease in file reflects effective date of XXXXXXXXXXXX XXXXXX months proof of receipt will not be available. XXXXXX of the deposited check for XXXXXXXXX months rent should be sufficient to support XXXXXXXXXXXX rent XXXXX = XXXXX | Client 05/05/2026 03:58 PM; Lease in file reflects effective date of XXXXXXXXXXXX XXXXXX months proof of receipt will not be available. XXXXXX of the deposited check for XXXXXXXXX months rent should be sufficient to support XXXXXXXXXX rent Reviewer 05/05/2026 04:36 PM; |
05/05/2026 | A | 1 | XXXXXXXXXX | FL | 3 | 13 | C | A | C | A | N/A | N/A | C | A | Exempt | 1 | ||||||
| 1692179 | XXXXXXXXX | XXXXXXXXXXXXXX | 9835353 | 350 | XXXXXXXXXX | Credit | UW Qualifications | UW Qualifications - UW - LTV/CLTV does not meet parameters | Missing guideline exception approval for a XXXXX XXXXX XXXXX XXXXXXXXXX on a property located in a rural area with an XXXX exceeding XXXXXX XXXXXXX is XXXXXX XXXX XXXXX XXXXXXXXXXXXX shows a pricing adjustment for the exception however the approval is not in the file. | Client waived XXX max XXXX for XXXXXX property with compensating factors: XXXXX XXXXX reserves XXXXXXXXXXXXXX XXXXXXXXX months). |
Client 04/28/2026 04:58 PM; exception uploaded to file. XXXXXXX clear condition. XXXXXX you for reviewing Reviewer 04/28/2026 05:22 PM; |
04/28/2026 | B | 2 | XXXXXXXXXX | ID | 3 | 3 | C | B | C | B | N/A | N/A | A | A | Exempt | 1 |